Personal Finance

Stalemate on the Debt Ceiling?

People are speculating about the result if there's a stalemate on the debt ceiling. I know what would really happen, because I live in Illinois.

Energy Price Spikes

There are several ways to help deal with spikes in energy prices, but the main one is simple: Get used to it.

Dropping the Price of Gas to $2.50 a Gallon in a Week

Could a few well-chosen words by President Obama cause the price of oil, and therefore gasoline, drop sharply in just a few days? It's worth a thought.

Best Money Tips: Money Lessons From Mom

Today we found some awesome articles on money lessons from mom, ways to come up with million dollar ideas, and what to look for in a bank or credit union.

What Is a Lipper Average, and Why Should We Care?

Companies brag about how their mutual funds beat Lipper averages. That sounds awesome...until you learn a little more about what a Lipper average is.

John Cummuta: Transforming Your Debt Into His Wealth

The "Transforming Debt Into Wealth" guy claims he can make you debt-free in five-to-seven years. But is it really doable? We ran the numbers to find out.

6 Mistakes to Avoid With a Financial Adviser

Financial advisers can be a great asset...or the cause of financial ruin. Make sure you get the most out of your adviser by avoiding these mistakes.

6 Myths About Using Credit Cards for the Sign-Up Bonuses

If you play the game right (and yes, it’s a game), you can come away with some very sweet bonuses and rewards from credit card sign-up promotions.

8 Ways to Survive the April 18th Tax Deadline

Not ready for the big day? Use our helpful tax guides to get you through our crazy tax code.

8 Things to Consider Before Switching to an Online-Only Bank

Everything is going digital these days, and banks are no exception. But is online-only banking the right move for you?

Book Review: Debt Free for Life

There's a lot to like about author David Bach's two-step approach to paying down debt.

8 Smart Things to Do With Your Tax Refund

Turn your refund into smart investments that will grow over time.

5 Things Our Realtor Told Us That Weren't True

Our realtor told us several things that turned out to be untrue. Learn from these situations before taking their word for it.

What to Know When Renting a Moving Truck

Moving is already stressful. When you add in renting a big ol' truck, it can become downright nail-biting. Here's what you should know for your DIY move.

Best Money Tips: Outsmart Your Bank

Today we found some great articles on ways to outsmart your bank, common interview questions, and top 10 tax audit red flags.

4 Reasons Why a Roth IRA May be Better Than Your 401(k)

Which is better, a Roth IRA or 401(k)? A mix of both may be your best option - here's why.

Best Ways to Count (and Cash in) Your Change

Try these free, fast, and easy options to turn coins into cash.

Best Money Tips: More Affordable Auto Insurance

Today we found some great articles on ways to make your auto insurance policy more affordable, money lessons for teens, and ways you could be wasting money.

How to Survive a Tax Audit

If you've been notified of an audit, don't panic. Follow these steps to help get through it with minimal stress.

Best Money Tips: Avoid Banking Fees

Today we found some great articles on ways to avoid banking fees, things you should have on hand in a disaster, and ways to save money on gas.

Latest Articles in Personal Finance

How to Dispute Mistakes On Your Credit Report

Notice something amiss on your credit report? Don't fret. This is how you can dispute any mistakes.

The 8 Most Eye-Opening Money Attractions in the U.S.

Make your next vacation money-themed, and check out these eight amazing attractions across the U.S.

Someone Took Out a Loan in Your Name. Now What?

A fraudulent loan can have dire consequences for your personal finances. Here's how you can fix the problem, stat.

5 Things to Know Before Adding Someone to the Deed

Before you add someone to the deed on your home, you should be aware of these five things.

Banks Still Offering Free Checking and Savings with Great Interest Rates

Tired of fee-gouging from your old bank? Here are the banks with the best checking and savings terms.

Capital One 360: A Competitive Banking Option

CapOne 360 is a great option for those looking for low fees and great interest rates!

5 Best Online Checking Accounts

Whether you're looking to earn interest or for great customer service and reasonable fees, these five online checking account are all wise choices.

5 Ways Gig Economy Workers Can Save for Retirement

Even if your full-time job consists of several gig economy jobs, you can successfully save for retirement — here's how.

5 Renovations That Don't Increase Your Resale Value

Before you get started on a new home renovation, make sure you know if it'll increase your resale value.

How to Protect Yourself From Credit Card Theft

Don't let a scammer get a hold of your credit card number. Here's how to keep your account secure.

5 Reasons Not to Use Debit Cards When You Shop Online

Before you place an order through your favorite online retailer, consider these reasons to use credit instead of debit.

How Cosigning On a Student Loan Could Impact Your Finances

Before you cosign on a student loan, these are four important things to keep in mind.

16 Small Steps You Can Take Now to Improve Your Finances

Believe it or not, you can improve your finances in a big way by making several small money moves.

How to Maximize Rewards on Everyday Spending

If you're not using your travel or cash back card for certain expenses, you're leaving valuable rewards on the table.

How to Stay Calm During a Market Fluctuation

If you're tempted to bail on investments when you hear scary financial predictions, it's important you learn how to keep your cool.

The Pros and Cons of Refinancing an Auto Loan

Before you refinance your auto loan, here's what you need to know.

How to Make Better Financial Decisions

Focusing all your efforts into reaching one financial goal is a fairly straightforward process. But what about when you have more than one financial goal? This guide will help.

The Pros and Cons of Paying Off Your Debt Early

You dream of being debt-free, but is it all it's cracked up to be?

5 Things Keeping You From a Life of Financial Independence

These are common obstacles that could be standing between you and sweet financial freedom.

Should You Use a Personal Loan or a Home Equity Loan to Remodel Your Home?

Looking to remodel your home? Here's how to decide between a personal loan and a home equity loan to pay for it.