Personal Finance

Get Paid for your Psychic Skills at Predictify

My ex-coworker told me that he is applying to a new startup called Predictify. He showed me their website and I was intrigued. Basically, the company lets people predict events t

The Same Actions Will Produce The Same Results (Ten Tenets for Arranging Your Rich: Part 2)

A while back I posted the first of what I promised would be "Ten Tenets to Arranging Your Rich". And wouldn't you know it, right after posting Tenet #1, things got

Why You Should Donate a Blood Sucking Timeshare

My parents always told me that buying a timeshare is a bad idea because of the inflated upfront cost and perpetual maintenance and exchange fees the timeshare companies pile on.

Getting Around the Guidebook: Techniques for Researching your Trip Without Spending a Fortune

If you are planning a big trip with multiple countries on the itinerary, purchasing a

Save More Gas by Safely Following Trucks

I have been trying to drive at 55 miles per hour to save gas, and I am doing it by driving behind big trucks in the slow lane so that I do not get honked at or pulled over by the h

Laddering for higher, more stable returns

When investing in things that pay an interest rate--things like CDs and bonds--it's tempting to try to get the maximum interest rate, and then to try to lock up that rate for a

There is no Tomorrow.

Are you waiting for tomorrow for things to be different? To make changes, or refocus? I've got news for you...

Why the Boycott Isn’t Working

I hear it all the time. Some disgruntled consumer, employee, patron or the like decides that a boycott is in order. In theory, a

What if foreigners quit lending the US so much money?

One of the bugaboos of the financial doom-and-gloom crowd is the worry that foreigners (China in particular, but also oil exporting countries in the Middle-East, and others) might

What will you do when gas hits $4 per gallon?

The image you're looking at is a classic VW ad from 1979, a response to the gas crisis at that time. I just filled up my tank, and 16 gallons of Plus Unleaded cost me over $52

The Bailbondsman Approach: Why Some Of Us Stay Broke

The government is letting people think that it's okay to make bad choices. The Treasury is rewarding bad behavior and the consumer is learning nothing except to keep up the

Savers suffering as rates fall--what to do

Interest rates for ordinary savers held up pretty well after the first Fed rate cut in July last year.  There was a simple reason--banks needed the money.  With the cr

Road To Becoming A Rich Idiot

Ever met a rich idiot? I’ve known at least two. Not counting my telephone conversation with self-proclaimed Rich Idiot and multimillionaire Robert Shemin (author of “How come TH

Eight Natural Ways to Make Water More Flavorful

The main reason that people don't drink water is that it is tasteless and not very "fun" to drink. On the other hand, water is considered more healthy than sodas so

Could a Divorce Improve Your Finances?

When I was single, I thought that getting married would reduce my expenses greatly, and after I got married I realized that in some instances

The weird logic of economic growth

Ever notice that we have names for a period when the economy isn't growing (recession or depression), but there's no name for when it is growing?  If they call it anything,

Dealing with Nasty Debt Collectors

You may (or may not) be delinquent with a debt payment, but debt collectors don’t have carte blanche with regards to how they can hustle the money from you. Some can be rude, make

Search Online for a Fix before You Toss that Broken Gadget

My husband and I often search online for fixes to our electronics problems because if a gadget is out of warranty it often costs quite a bit to get it fixed. When we find a soluti

Taxes on irregular income

This is really a non-issue, if you work a regular job:  Your employer withholds taxes.  It's also not much of an issue if you're self-employed and your income is reasonably

Software review: TurboTax

I wasn't looking forward to doing my taxes this year.  They were going to be more complicated than in years past, because I left my regular job and started working full-time as

Latest Articles in Personal Finance

How to Dispute Mistakes On Your Credit Report

Notice something amiss on your credit report? Don't fret. This is how you can dispute any mistakes.

The 8 Most Eye-Opening Money Attractions in the U.S.

Make your next vacation money-themed, and check out these eight amazing attractions across the U.S.

Someone Took Out a Loan in Your Name. Now What?

A fraudulent loan can have dire consequences for your personal finances. Here's how you can fix the problem, stat.

5 Things to Know Before Adding Someone to the Deed

Before you add someone to the deed on your home, you should be aware of these five things.

Banks Still Offering Free Checking and Savings with Great Interest Rates

Tired of fee-gouging from your old bank? Here are the banks with the best checking and savings terms.

Capital One 360: A Competitive Banking Option

CapOne 360 is a great option for those looking for low fees and great interest rates!

5 Best Online Checking Accounts

Whether you're looking to earn interest or for great customer service and reasonable fees, these five online checking account are all wise choices.

5 Ways Gig Economy Workers Can Save for Retirement

Even if your full-time job consists of several gig economy jobs, you can successfully save for retirement — here's how.

5 Renovations That Don't Increase Your Resale Value

Before you get started on a new home renovation, make sure you know if it'll increase your resale value.

How to Protect Yourself From Credit Card Theft

Don't let a scammer get a hold of your credit card number. Here's how to keep your account secure.

5 Reasons Not to Use Debit Cards When You Shop Online

Before you place an order through your favorite online retailer, consider these reasons to use credit instead of debit.

How Cosigning On a Student Loan Could Impact Your Finances

Before you cosign on a student loan, these are four important things to keep in mind.

16 Small Steps You Can Take Now to Improve Your Finances

Believe it or not, you can improve your finances in a big way by making several small money moves.

How to Maximize Rewards on Everyday Spending

If you're not using your travel or cash back card for certain expenses, you're leaving valuable rewards on the table.

How to Stay Calm During a Market Fluctuation

If you're tempted to bail on investments when you hear scary financial predictions, it's important you learn how to keep your cool.

The Pros and Cons of Refinancing an Auto Loan

Before you refinance your auto loan, here's what you need to know.

How to Make Better Financial Decisions

Focusing all your efforts into reaching one financial goal is a fairly straightforward process. But what about when you have more than one financial goal? This guide will help.

The Pros and Cons of Paying Off Your Debt Early

You dream of being debt-free, but is it all it's cracked up to be?

5 Things Keeping You From a Life of Financial Independence

These are common obstacles that could be standing between you and sweet financial freedom.

Should You Use a Personal Loan or a Home Equity Loan to Remodel Your Home?

Looking to remodel your home? Here's how to decide between a personal loan and a home equity loan to pay for it.