Personal Finance

A Money Resource Book: The Finish Rich Dictionary (Book Review)

David Bach's latest book is a go-to resource that will keep you coming back for pearls of financial wisdom.

Could you determine someone's creditworthiness by his or her looks?

Today I read about an interesting study done by Rice University on the correlation between trustworthiness and looks. The researchers utilized the popular peer to peer lending sit

I Love Tax Season (and Why It's Like Christmas)

I have a confession to make: I love tax season. Not just the days when I do my taxes or when I file my taxes or get a chunk of change deposited to my account, but the entire Tax S

What’s the difference? Your Debt Questions Answered

Are you wondering if debt consolidation is right for you? Maybe you’ve heard about the promises that debt settlement offers. Or perhaps you’ve just been curious about the possibi

Two More Crafty Ways to Steal From You - GPS Units and Cell Phones.

I got another one of those emails recently, from my mother-in-law this time. As usual, I began reading with skepticism and was ready to take it all with another monstrous grain of

California First Lady Maria Shriver Talks to Us About Help for Families in Tough Times

Working families all across the U.S. are feeling the tightening economy. “Day by day” is truly the only way to handle things, but did you also know that there is help? In additio

What The Snipe Hunt And Other Foolishness Taught Me About Trusting People

I grew up trusting two men who lied to me. They arranged snipe hunts and told outlandish stories from long ago (their childhoods and young adult years in the 1920s, '30s, and '40s)

The "marriage penalty" of taxes in America - how does it affect you?

It is tax season again, and it seems that every year the tax code in America gets a little more convoluted. One thing in the tax code that has always annoyed me is something calle

How The Economic Crisis Challenges Our Financial Beliefs

As the economic crisis deepens, I'm seeing more people beginning to challenge the conventional wisdom espoused in personal finance. Given how financially difficult things have bec

On choosing temporary freedom

On one side there's your typical job. It's clearer than ever that it doesn't offer the security it once did, but it still offers some, and it offers other things--predictable inco

Quick Tip: How to Sell Your Home When Your Neighbors Are Too

Drive down one of the many residential streets in the nation and it is likely you will find one with multiple listings. It may look like a lot of possibilities if you are in the ma

Details of Obama's mortgage plan released - Will you benefit?

Today the Obama administration officially released the final details of the mortgage plan that was announced a few weeks ago. Here is a quick summary on what is in the plan and h

Scams: What the FTC Wants You to Know

Consumer scams are a dime a dozen (or in some cases, thousands of dollars a crime). What are the red flags that you should always be on alert for? Can even financially savvy spen

Oprah Asks A Great Question; What Can You Live Without?

My wife brought this to my attention. I’m not an avid Oprah viewer, but usually when I tune in I hear good advice. And with the help of financial guru Suze Orman, she’s asking fami

The Gettin'-Baptized-in-the-Watah Epiphany

In an average week, an average chunky-blooded professional American could easily spend up to $140 on a combination of drinks that come with meals such as morning coffee, herbal tea

Did your car break down? Check for recalled parts and fix it for free!

I drive a ten year old car and it has been out of warranty for quite a while. Over the years I have received recall notices in the mail for various parts of the car and got fixes

Credit Scores Across the Country: Which Third are You In?

CreditKarma.com recently released a report that concluded about a third of consumer's credit scores have increased (that's good) during a period of October 2008 until January 2009.

Top 100 Personal Finance Blog Rankings: A New Wise Bread Feature

Looking for more great personal finance blogs? Check out our new Top 100 Personal Finance Blog Rankings. Find out which blogs get the most traffic, blog mentions, incoming links an

What should you do when you are asked to repay an overpayment of severance?

TechCrunch recently reported that the software giant Microsoft made mistakes on the severances it paid to its laid off workers. As a result, Microsoft sent out letters to an unknow

101 Tax deductions for bloggers and freelancers

Anyone here like doing taxes? Didn’t think so. We all have to do them; we all have to pay money to Uncle Sam (although some get away with paying much less than others). But as

Latest Articles in Personal Finance

How to Dispute Mistakes On Your Credit Report

Notice something amiss on your credit report? Don't fret. This is how you can dispute any mistakes.

The 8 Most Eye-Opening Money Attractions in the U.S.

Make your next vacation money-themed, and check out these eight amazing attractions across the U.S.

Someone Took Out a Loan in Your Name. Now What?

A fraudulent loan can have dire consequences for your personal finances. Here's how you can fix the problem, stat.

5 Things to Know Before Adding Someone to the Deed

Before you add someone to the deed on your home, you should be aware of these five things.

Banks Still Offering Free Checking and Savings with Great Interest Rates

Tired of fee-gouging from your old bank? Here are the banks with the best checking and savings terms.

Capital One 360: A Competitive Banking Option

CapOne 360 is a great option for those looking for low fees and great interest rates!

5 Best Online Checking Accounts

Whether you're looking to earn interest or for great customer service and reasonable fees, these five online checking account are all wise choices.

5 Ways Gig Economy Workers Can Save for Retirement

Even if your full-time job consists of several gig economy jobs, you can successfully save for retirement — here's how.

5 Renovations That Don't Increase Your Resale Value

Before you get started on a new home renovation, make sure you know if it'll increase your resale value.

How to Protect Yourself From Credit Card Theft

Don't let a scammer get a hold of your credit card number. Here's how to keep your account secure.

5 Reasons Not to Use Debit Cards When You Shop Online

Before you place an order through your favorite online retailer, consider these reasons to use credit instead of debit.

How Cosigning On a Student Loan Could Impact Your Finances

Before you cosign on a student loan, these are four important things to keep in mind.

16 Small Steps You Can Take Now to Improve Your Finances

Believe it or not, you can improve your finances in a big way by making several small money moves.

How to Maximize Rewards on Everyday Spending

If you're not using your travel or cash back card for certain expenses, you're leaving valuable rewards on the table.

How to Stay Calm During a Market Fluctuation

If you're tempted to bail on investments when you hear scary financial predictions, it's important you learn how to keep your cool.

The Pros and Cons of Refinancing an Auto Loan

Before you refinance your auto loan, here's what you need to know.

How to Make Better Financial Decisions

Focusing all your efforts into reaching one financial goal is a fairly straightforward process. But what about when you have more than one financial goal? This guide will help.

The Pros and Cons of Paying Off Your Debt Early

You dream of being debt-free, but is it all it's cracked up to be?

5 Things Keeping You From a Life of Financial Independence

These are common obstacles that could be standing between you and sweet financial freedom.

Should You Use a Personal Loan or a Home Equity Loan to Remodel Your Home?

Looking to remodel your home? Here's how to decide between a personal loan and a home equity loan to pay for it.