Personal Finance

Do I need life insurance for little ones?

When my second child was born, I was approached by an insurance agent who thought that I should consider purchasing life insurance policies for my children. [more]

The Financial Balancing Act: Musings on Balancing Being Responsible with Having Fun

Sometimes, balancing debt (or staying out of it) with fun things we really enjoy brings up hard questions. [more]

Home Details I Overlooked the First Time

If you're in the market for a new home (new to you or new period), make sure you aren't paying premium prices for so-so materials, and don't underestimate the expenses and headache

3-6 months of living expenses?

Personal-finance experts often recommend having 3-6 months' worth of living expenses saved and easily accessible. In his July 1, 2007 Getting Going column ("Popular Advice

Dead car battery? Give it a glass of red wine.

  I love quick fixes for problems. [more]

‘Secret’ Attraction

I finally buckled under the pressure to remain in the loop with Oprah and I rented 'The Secret.' Now, before you think I’m going to offer a movie review, I’ll simply say that it fe

Slow DRIP into investing

My first-ever individual stock holding was a Duke Power (now Duke Energy) share that I acquired through its Dividend Reinvestment Plan or DRIP. [more]

The Bank of Gasoline

Fuel prices may be going down, but for some motorists fuel prices never went up. Over 8,000 motorists in the St. Cloud, MN area are paying an average of $.50 to $1.50 less per gall

The Toyota I-Unit; would you drive it?

We've been talking a lot about gas prices recently. That's no surprise considering we're paying almost three times more for gas than we were six years ago. [more]

It's the linkster! The linkmeister!

It's time for our weekly round-up of linky love. As always, if you feel you've been unfairly left off the list, please let us know by emailing our editors at tips@wisebread.com. Ivy at Home Ec 101 gave us some serious love. Thanks, Ivy! [more]

Resisting the impulse beauty buy

Are you an impulse beauty shopper? [more]

Our Worst Financial Mistakes and What You Can Learn From Them

Wise Bread bloggers share their worst financial mistakes. Hopefully, wherever you may be in your living-large journey, you can learn from us.

Speeding through your mortgage

Now that many of you have crunched the numbers for accelerating your mortgage payoff, I think you are ready for a quick lesson on speeding through your mortgage. Now, I am not sayi

Link it real good

Wise Bread loves the following blogs for their linky love. [more]

Lower Credit Card Rates? Just Ask!

Follow these two easy steps, and you’ll be on your way to lower credit card rates and more money in your pocket.

Financial Change: How to find peace in the midst of it all

Your finances are up! Your finances are down! [more]

Do you have what you want… and do you want what you have?

Sometimes, being frugal means not just saving money; sometimes it means not spending any at all. There’s been a growing preoccupation with working more to earn more--to buy more; y

Pet lovers beware - there's a new scam in town.

If you thought those Nigerian scammers could not sink any lower, think again. It was reported today by WTAE.TV that there's a new scam making the rounds, and this time the scammers are praying on the good nature of pet lovers. [more]

Give it a REST!

So you've heard of a sleep debt. [more]

DIY Mortgage Acceleration

Do-it-yourselfers who are weary of yet another trip to the home improvement store may like this DIY project. It has the possibilities of increasing home equity just as quickly as a bath remodel or new deck. [more]

Latest Articles in Personal Finance

How to Dispute Mistakes On Your Credit Report

Notice something amiss on your credit report? Don't fret. This is how you can dispute any mistakes.

The 8 Most Eye-Opening Money Attractions in the U.S.

Make your next vacation money-themed, and check out these eight amazing attractions across the U.S.

Someone Took Out a Loan in Your Name. Now What?

A fraudulent loan can have dire consequences for your personal finances. Here's how you can fix the problem, stat.

5 Things to Know Before Adding Someone to the Deed

Before you add someone to the deed on your home, you should be aware of these five things.

Banks Still Offering Free Checking and Savings with Great Interest Rates

Tired of fee-gouging from your old bank? Here are the banks with the best checking and savings terms.

Capital One 360: A Competitive Banking Option

CapOne 360 is a great option for those looking for low fees and great interest rates!

5 Best Online Checking Accounts

Whether you're looking to earn interest or for great customer service and reasonable fees, these five online checking account are all wise choices.

5 Ways Gig Economy Workers Can Save for Retirement

Even if your full-time job consists of several gig economy jobs, you can successfully save for retirement — here's how.

5 Renovations That Don't Increase Your Resale Value

Before you get started on a new home renovation, make sure you know if it'll increase your resale value.

How to Protect Yourself From Credit Card Theft

Don't let a scammer get a hold of your credit card number. Here's how to keep your account secure.

5 Reasons Not to Use Debit Cards When You Shop Online

Before you place an order through your favorite online retailer, consider these reasons to use credit instead of debit.

How Cosigning On a Student Loan Could Impact Your Finances

Before you cosign on a student loan, these are four important things to keep in mind.

16 Small Steps You Can Take Now to Improve Your Finances

Believe it or not, you can improve your finances in a big way by making several small money moves.

How to Maximize Rewards on Everyday Spending

If you're not using your travel or cash back card for certain expenses, you're leaving valuable rewards on the table.

How to Stay Calm During a Market Fluctuation

If you're tempted to bail on investments when you hear scary financial predictions, it's important you learn how to keep your cool.

The Pros and Cons of Refinancing an Auto Loan

Before you refinance your auto loan, here's what you need to know.

How to Make Better Financial Decisions

Focusing all your efforts into reaching one financial goal is a fairly straightforward process. But what about when you have more than one financial goal? This guide will help.

The Pros and Cons of Paying Off Your Debt Early

You dream of being debt-free, but is it all it's cracked up to be?

5 Things Keeping You From a Life of Financial Independence

These are common obstacles that could be standing between you and sweet financial freedom.

Should You Use a Personal Loan or a Home Equity Loan to Remodel Your Home?

Looking to remodel your home? Here's how to decide between a personal loan and a home equity loan to pay for it.