Personal Finance

Why ETFs Suck

By now you've probably heard about ETFs and how awesome they are. Well for the average investor, that's a bunch of crap. ETFs are a great product for traders, but don't let the

3 Easy Steps to Take for a Better 401k

Everyone should know the basics of asset allocation by now, or so you thought. Here's three other things you can do to help your 401k.

How Much After Healthcare Reform?

How much will healthcare reform cost or save your small business? It depends.

You're Going to Get a Traffic Ticket Soon

How soon? Probably within a year, but it depends on what shape your state's economy is in. Learn more, plus suggestions for how to avoid the dreaded lights and sirens.

What You Need to Know About Your FSA

As with many provisions in healthcare, you may not be up-to-date on all of the finer points of an FSA. Even if you are, it never hurts to brush up on the basics.

How a Solid Credit Score Saves You Money

Your FICO credit score has a direct bearing on what kind of interest you can expect to pay on a loan, a mortgage or any other similar product. Many employers and landlords als

How to Decipher Credit Card Advertising

How do you figure out whether a credit card offer is good or bad? We'll break down the terms and conditions for you.

Can’t Afford Your Car Much Longer? Negotiate to Keep It

If you are worried about paying your auto loan note on time and have been having some financial setbacks, there are options you can consider before defaulting on your loan and r

Financial Freedom and Using Passion to Budget

If we are undirected, we are susceptible to all the external forces of consumerism around us, and whamo, we’re a full-on rat in the race, wondering when the wheel will st

Book Review: Hot (Broke) Messes - How to Have Your Latte and Drink it Too

Nancy Trejos is a personal finance writer for the Washington Post. While she was advising readers on financial problems, she was actually so broke that she had to ask her hardwo

Best Money Tips: 25 Factors That Affect Car Insurance Premiums

Welcome to Wise Bread's Best Money Tips roundup. Today, we share how to really save on car insurance, h

Ultimate Credit Card Perks Checklist: Benefits You Don't Know About

Learn secret credit card perks, including extended warranty and price protection with the ultimate credit card benefits checklist.

How to Examine Your Healthcare Plan and Save

I’ve been examining healthcare plans for a couple of decades. I’ve been covered under employer-based plans and private individual plans. As a result, I've learned mu

Financial Fear Factors

Living in the now is always the hardest part of overcoming fear about anything, especially fear of the lack of money.

Your Job as a Personal Finance Literature Reader

I wish I could tell you exactly what to do, but whether saving a few bucks is worth your time is well, a question only you can answer. It's your job. Do it well.

Best Money Tips: Crème Brûlée Without an Oven

Welcome to Wise Bread's Best Money Tips roundup. Today, we share a nifty hack for creme brulee, so

Finding Money for a Startup

When you need money to start a business, where should you look? Venture capital, private investors, or a bank? Maybe none of the above. Here's why.

Book Review - Buying a Home: The Missing Manual

Housing prices have dropped all across America in the past couple years, and more people are looking into buying a property instead of renting. If you are an eager house hunte

How About a Price List at the Hospital or Doctor’s Office?

Restaurants show you how much your food costs before you order. When it comes to medical expenses, shouldn't it be the same?

Insurance Overview for Small Business Owners

Running your small business is a multi-faceted task, of which risk management plays a vital role. And insurance in turn is a crucial element to risk management.

Latest Articles in Personal Finance

How to Dispute Mistakes On Your Credit Report

Notice something amiss on your credit report? Don't fret. This is how you can dispute any mistakes.

The 8 Most Eye-Opening Money Attractions in the U.S.

Make your next vacation money-themed, and check out these eight amazing attractions across the U.S.

Someone Took Out a Loan in Your Name. Now What?

A fraudulent loan can have dire consequences for your personal finances. Here's how you can fix the problem, stat.

5 Things to Know Before Adding Someone to the Deed

Before you add someone to the deed on your home, you should be aware of these five things.

Banks Still Offering Free Checking and Savings with Great Interest Rates

Tired of fee-gouging from your old bank? Here are the banks with the best checking and savings terms.

Capital One 360: A Competitive Banking Option

CapOne 360 is a great option for those looking for low fees and great interest rates!

5 Best Online Checking Accounts

Whether you're looking to earn interest or for great customer service and reasonable fees, these five online checking account are all wise choices.

5 Ways Gig Economy Workers Can Save for Retirement

Even if your full-time job consists of several gig economy jobs, you can successfully save for retirement — here's how.

5 Renovations That Don't Increase Your Resale Value

Before you get started on a new home renovation, make sure you know if it'll increase your resale value.

How to Protect Yourself From Credit Card Theft

Don't let a scammer get a hold of your credit card number. Here's how to keep your account secure.

5 Reasons Not to Use Debit Cards When You Shop Online

Before you place an order through your favorite online retailer, consider these reasons to use credit instead of debit.

How Cosigning On a Student Loan Could Impact Your Finances

Before you cosign on a student loan, these are four important things to keep in mind.

16 Small Steps You Can Take Now to Improve Your Finances

Believe it or not, you can improve your finances in a big way by making several small money moves.

How to Maximize Rewards on Everyday Spending

If you're not using your travel or cash back card for certain expenses, you're leaving valuable rewards on the table.

How to Stay Calm During a Market Fluctuation

If you're tempted to bail on investments when you hear scary financial predictions, it's important you learn how to keep your cool.

The Pros and Cons of Refinancing an Auto Loan

Before you refinance your auto loan, here's what you need to know.

How to Make Better Financial Decisions

Focusing all your efforts into reaching one financial goal is a fairly straightforward process. But what about when you have more than one financial goal? This guide will help.

The Pros and Cons of Paying Off Your Debt Early

You dream of being debt-free, but is it all it's cracked up to be?

5 Things Keeping You From a Life of Financial Independence

These are common obstacles that could be standing between you and sweet financial freedom.

Should You Use a Personal Loan or a Home Equity Loan to Remodel Your Home?

Looking to remodel your home? Here's how to decide between a personal loan and a home equity loan to pay for it.