Personal Finance

To FAFSA or Not to FAFSA: A Former Student's View of Student Loans

It's getting to be that kind of year again--the time when you anticipate filling out your tax returns, sighing with relief, and then realizing that you're not finished with

Common Currency: A Primer

These postings will pertain to the economy of life, which is all about personal alternatives that shape our financial world.

Can the government help in a recession?

Recessions spread. A minor downturn in one business spreads to its suppliers and then to their suppliers. Workers are laid off (or simply fear that they will be) and buy less, sp

I Got Duped! Dealing With Credit Card and Merchant Disputes

So you bought an awesome thing-a-ma-jiggy or service with your credit card. But when you got it home you discovered the item doesn't work, the service was a heist, or the

Best Money Tips: Personal Finance Explained in Football Terms

Welcome to the first edition of Wise Bread's Best Money Tips. Learn why Costo might not be a good deal, how to explain personal finance in football terms, which presidential can

Preparing for a Recession

Find out what, exactly, is a recession and what you can do to prepare for it.

Many Happy Returns: 5 Tips for Getting What You Really Want This Holiday

Sadly, a recent poll by Inside Indiana Business reports that 13 percent of consumer

Are men better money managers than women? Discuss in our forums and win $50!

Wise Bread is launching a new forum today! That's right. The best Christmas present you can give us is your company. Make a post anywhere in the forum and you will automaticall

Credit Card Fees: Hidden and Otherwise

Annual fees, grace periods, balance transfer options…it's a wonderful world of credit card jargon out there, and depending on your needs and planned u

Swipe envy

All the cool kids have credit cards. What if you don't? What if you are so young, so poor, so uncool that you can't get one? Do you have to stoop to paying for your food

Getting more for your money in the most unexpected place

I often get on my soap-box about bad customer service. I also preach (sorry) that you should all expect more for your money, be it shopping online or grabbing the weekly groceries.

What would da Vinci have paid?

The first time I drove across the country, my aunt gave me her old highway atlas. My finances were a bit tight at the time, so the gift, worth maybe $12, was very much apprecia

Review of The Money Mammals DVD for Children

Snigglezoo Entertainment recently sent me a review copy of their Money Mammals DVD to try out. The results were both surprising and delightful.

My Car is a Lemon! What Now?

It all looked so great at the outset. But numerous trips to the mechanic and problems at the side of the road have shown you that you unwittingly purchased a lemon of a car.

Share your favorite financial websites and win $25

Besides Wise Bread, where else do you go to get information about personal finance and frugal living? Share your favorite blogs, forums, and websites for a chance to win a $25 Amaz

Is it Time to Talk with your Parents?

With your parents (and other family members), avoiding conversations about finances can be detrimental in more ways than one. Because life happens when you’re busy making pla

10 Financial Frights to Avoid

This is a lighthearted (yet serious) look at some of the financial pitfalls we may find ourselves in if we're not careful.

Save gas; don't make left-hand turns.

You have to hand it to UPS. They crunched the numbers, they looked at the hard facts and they figured out that by limiting the number of left-hand turns made, you can save a whole

Seven Tax-Efficient Perks to ask your Employer For

If you are doing a good job, your employer will want to keep you. And to do so, they know they might need to woo you or otherwise entice you to stay if your skills are marketable a

Latest Articles in Personal Finance

How Just $5 a Day Can Improve Your Financial Future

Want to improve your financial future? All you need is $5 per day.

4 Ways to Make Debt Repayment Fun

Paying off debt can be fun — yes, fun — with just a little bit of creative thinking and some basic gamification.

What Really Happens When You Don't Pay Your Student Loans

Student loans can be a heavy financial burden even in the best of times. If you don't pay them, things will only get worse.

6 Ways Good Credit Is Better Than a Boyfriend

Love is full of uncertainties. Good credit, on the other hand, fulfills every promise.

5 Questions Retirees Should Ask Before Starting a Small Business

Retirement is usually a time to relax — but for others, it's time to open their dream business. Is it really the right move?

7 Things You Should Know About Your 401(k) Match

Confused about how your employer's 401(k) match works? We'll break it down for you.

Yes, You Still Need an Emergency Fund in Retirement

An emergency fund isn't just for the working world. You need to bring one into retirement, too.

7 Easiest Ways to Catch Up on Retirement Savings Later in Life

If your retirement savings are off to a late start, you aren't alone. A few smart money moves can help you catch up.

5 Questions to Ask Before Applying for a HELOC

A HELOC offers a flexible way to tap your home equity. Just be sure to answer a few questions before applying.

Ask the Readers: What Are Your Financial Goals for 2018?

Tell us about your financial goals for 2018 and we'll enter you in a drawing to win a $20 Amazon Gift Card!

5 Ways Your Money Is Being a Jerk (And How to Fight Back)

Money can be a real jerk. Learn how to fight back when your finances are pushing you around.

Why You May Need a Revocable Living Trust

A revocable living trust can make it easier on your loved ones when the time comes to settle your estate. Don't let your legacy be the hassle you leave behind!

Your Small Business Needs an Emergency Fund, Too

Emergency can strike your small business just as it can your personal life. Protect all you've worked for with a business emergency fund.

Your Travel Rewards Points Were Stolen. Now What?

You know that hackers can steal your credit card info. Guess what? Your travel rewards aren't totally safe, either.

What to Do if You're Laid Off Before You Retire

You’ve found yourself out of work before you were ready to retire. Don’t worry! You can make this transition work.

What Does Your Personal Guarantee On a Business Credit Card Mean?

A credit card for your small business can be a great way to manage expenses (and earn rewards). There's just one catch.

5 Things Every Small Business Owner Needs to Know About Employee Retirement Accounts

More than half of American small business employees don't have a workplace retirement plan. Here's why your small business should offer one.

12 Things You Should Know About the New Tax Law

The Trump administration recently rolled out its new tax law. Here are the major changes you need to know about.

3 Easy Ways to Invest in Real Estate (Without Buying Real Estate)

Investing in real estate can be lucrative — and a lot of hard work. With these investment strategies, you can enjoy the profits without owning property.

What Every Retirement Saver Should Know About Required Minimum Distributions

Uncle Sam hasn't forgotten about your tax-deferred retirement accounts. When you turn 70½, he'll come knocking.