Personal Finance

Why Your Business Owes Taxes When It Didn’t Generate Cash Profits

Unfortunately for small business owners, cash income and taxable income are not necessarily the same. Read this to avoid nasty surprises come tax time.

12 Ways to Save on Business Insurance Premiums

From improving your building to hiring the right contractors, these 12 things can help you manage — or even reduce — your insurance premiums.

Diagnose and Improve Your Financial Health: A 10-Item Checklist

If you resolved to take better care of your finances in 2011, learn what to fix first — and how — with this checkup list.

Runaway Debt, Can You Ever Pay It Back?

If runaway debt is taking over your life, here's some help from a perhaps unexpected source: rock band Soul Asylum.

Who Cheated Us Out of Our Amazing Future?

In the 1950s, people said automation would create a future where we'd only have to work 20 hours a week to support ourselves. What happened?

Don't Just Think About Income When Saving for Retirement

Focusing on your current income is a good start to retirement planning, but you also need to think about spending to truly have a well-funded retirement.

IRS Delays Start of Tax Filing for Some Taxpayers in 2011

The IRS announced that certain taxpayers will have to wait until late February 2011 to file taxes. Read on to see if you are affected by this delay.

It’s Not Too Late: Last Minute End of Year Tax Planning

In case you’ve missed the multitude of articles concerning end-of-year tax-planning, here are the two most important moves you should consider over the next few days.

Cleaning Out for a Cause: Make a Noncash Tax-Deductible Donation

Donating your used goods can help those in need, reduce clutter, and give you a nice tax deduction. Here's what you need to know to donate goods before the end of the year.

Things Don't Cost What They Used To: 10 Major Price Shifts in 2010

From corn to gold, these 10 common goods and commodities had major price changes in 2010 — and may continue to shift in 2011.

5 Ways to Save More Taxes in 2011

From hiring your children to changing your accounting methods, make these changes in 2011 to ensure you pay fewer taxes in 2012.

Best Money Tips: Financial Mistakes to Avoid in 2011

Today, we share the financial mistakes to watch out for, how to make your own glitter flats, and simple ways to spend less on produce.

8 Tips for Improving or Starting a Budget

Whether your current budget could use some tweaking or you're trying to get your finances sorted out for the first time, these suggestions can help you build a better budget.

Safety Tips for Holiday Driving

As holiday stress levels rise, drivers can get careless. Add in bad weather, and things can get downright dangerous. Follow these suggestions to arrive at your destination safely.

How Will the Obama Tax-Cut Deal Affect You?

On December 17th, 2010, President Obama signed a $858-billion tax-cut package into law. Here's how it could affect you.

What QE2 Could Mean for Ordinary Americans

A second round of quantitative easing, or QE2, could have a real and significant impact on households nationwide. Learn why some Americans might soon have to do more with less.

Could Your Business Fail If Your Bank Fails?

The short answer: Yes. The longer answer: It's very unlikely. Here's why.

Best Money Tips: Can You Afford That House?

Today, we share handy advice to help you figure out you can afford your dream house, fun ideas for gifts in a jar, and ways to keep your poinsettias beautiful through the season.

Book Review: Off the Grid

I've always used the term "off the grid" in a literal sense — not being connected to power or other systems. Nick Rosen means more than that.

Claiming the Home Office Deduction Without Getting into Trouble

Deducting your home office isn't as scary as rumors suggest. Here's how to claim your space, audit-free.

Latest Articles in Personal Finance

How to Dispute Mistakes On Your Credit Report

Notice something amiss on your credit report? Don't fret. This is how you can dispute any mistakes.

The 8 Most Eye-Opening Money Attractions in the U.S.

Make your next vacation money-themed, and check out these eight amazing attractions across the U.S.

Someone Took Out a Loan in Your Name. Now What?

A fraudulent loan can have dire consequences for your personal finances. Here's how you can fix the problem, stat.

5 Things to Know Before Adding Someone to the Deed

Before you add someone to the deed on your home, you should be aware of these five things.

Banks Still Offering Free Checking and Savings with Great Interest Rates

Tired of fee-gouging from your old bank? Here are the banks with the best checking and savings terms.

Capital One 360: A Competitive Banking Option

CapOne 360 is a great option for those looking for low fees and great interest rates!

5 Best Online Checking Accounts

Whether you're looking to earn interest or for great customer service and reasonable fees, these five online checking account are all wise choices.

5 Ways Gig Economy Workers Can Save for Retirement

Even if your full-time job consists of several gig economy jobs, you can successfully save for retirement — here's how.

5 Renovations That Don't Increase Your Resale Value

Before you get started on a new home renovation, make sure you know if it'll increase your resale value.

How to Protect Yourself From Credit Card Theft

Don't let a scammer get a hold of your credit card number. Here's how to keep your account secure.

5 Reasons Not to Use Debit Cards When You Shop Online

Before you place an order through your favorite online retailer, consider these reasons to use credit instead of debit.

How Cosigning On a Student Loan Could Impact Your Finances

Before you cosign on a student loan, these are four important things to keep in mind.

16 Small Steps You Can Take Now to Improve Your Finances

Believe it or not, you can improve your finances in a big way by making several small money moves.

How to Maximize Rewards on Everyday Spending

If you're not using your travel or cash back card for certain expenses, you're leaving valuable rewards on the table.

How to Stay Calm During a Market Fluctuation

If you're tempted to bail on investments when you hear scary financial predictions, it's important you learn how to keep your cool.

The Pros and Cons of Refinancing an Auto Loan

Before you refinance your auto loan, here's what you need to know.

How to Make Better Financial Decisions

Focusing all your efforts into reaching one financial goal is a fairly straightforward process. But what about when you have more than one financial goal? This guide will help.

The Pros and Cons of Paying Off Your Debt Early

You dream of being debt-free, but is it all it's cracked up to be?

5 Things Keeping You From a Life of Financial Independence

These are common obstacles that could be standing between you and sweet financial freedom.

Should You Use a Personal Loan or a Home Equity Loan to Remodel Your Home?

Looking to remodel your home? Here's how to decide between a personal loan and a home equity loan to pay for it.