Personal Finance

Ask the Readers: What Financial Tools Can't You Live Without?

Tell us about the financial tools you can't live without and we'll enter you in a drawing to win a $20 Amazon Gift Card!

5 Signs You Aren't Ready for a Credit Card

You really want a credit card. But are you ready for one? These signs say no.

Best Money Tips: Cheap Ways to Keep Your Car Cool in Summer

Today we found articles on cheap ways to keep your car cool in the summer, tips for hosting a guest with dietary restrictions, and ways to make you wedding better for your guests.

This Is the Difference Between a Loan and a Line of Credit

If you need to borrow money, you may wonder how a loan differs from a line of credit. Let's break it down.

How Emergency Medical Coverage Could Save Your Vacation

Travel insurance through a credit card can help protect your trip, but will it protect you if you face pricey medical bills abroad?

8 Money Mistakes at 20 That Will Land You in Debt by 30

We all make mistakes in our 20s — but these money mishaps could lead you straight to your debt-ridden 30s.

Best Money Tips: Non-Financial Retirement Planning

Today we found articles on nonfinancial retirement planning, areas where you may be paying more than you should, and how to choose your first bank.

5 Myths About Money in Retirement

The path to retirement is full of obstacles. Don't let these money myths lead you astray.

5 Personal Finance Tasks That Aren't as Hard as You Think

Personal finance sounds tricky in theory. In practice, it's much easier than you might think.

Best Money Tips: Bad Money Advice You Should Run Far, Far Away From

Today we found articles on bad financial advice you should ignore, how to shop smart at Costco, and easy ways to save money on your energy bills.

7 Things That Affect Your Car Insurance Rates

Is your ride costing you big-time in auto insurance premiums? These surprising factors may be to blame.

When Should You Pay a Credit Card Convenience Fee?

You may need to pay a fee to use a credit card in certain situations. This is when paying a fee to use credit is a good idea, and when it's not.

7 Self-Care Rituals for the Newly Retired

Your Golden Years are finally here! Now that you're done working, make sure you leave enough time in your day for self-care.

9 Money Moves You're Never too Old to Make

Age is just a number. Don't let it keep you from making smart decisions for long term financial health.

This Is How Student Loan Interest Works

Your student loan balance is just one piece of the financial puzzle. You should know how your loan interest works, too.

6 Ways to Boost Your Partner's Bad Credit Without Risking Your Own

You love your partner. Now you just need to get them to love their credit.

Does Your Teenager Really Need a Credit Card?

Does your teenager actually need a credit card? Probably.

Ask the Readers: What Money Lessons Did You Learn From Your Mom?

Tell us about the money lessons you learned from your mom and we'll enter you in a drawing to win a $20 Amazon Gift Card!

25 Money-Saving Strategies That Are Actually Hurting You

Penny wise pound-foolish is no way to build real wealth. Are your too-frugal habits costing you money?

Credit Card Signatures Are Going Away — Should You Be Worried?

Major credit card networks are eliminating the need for signatures at the point of sale. What does that mean for you?

Latest Articles in Personal Finance

8 Fun Facts About Credit Cards

Your monthly credit card statement may not offer much joy, but these fascinating credit card facts are pure fun.

7 Modern Ways to Balance Your Checkbook

It's no longer necessary to pore over that ledger and paper bank statement. You can "balance your checkbook" the modern way.

How to Solve These 6 Problems Your Heirs Could Have With Your Estate

If you have a will, you're ahead of most Americans — but don't pat yourself on the back just yet. Your heirs may still encounter some challenges.

What Happens to a Student Credit Card After You Graduate?

Getting a credit card in college is a great way to build credit when you're young. But what should you do with the card after you graduate?

5 Money Moves to Make Before Adopting a Dog

A dog's wagging tail can brighten the darkest day. Just be sure to get your money ready for your new best friend.

5 Ways to Build Retirement Stability in Your 50s

Your 50s are no time to slow down your financial progress. These critical money moves could save your retirement.

9 Smart Financial Gifts to Give New Grads Besides Cash

New grads love cash, but these other money-oriented gifts can really help propel them into adulthood.

8 Credit Card Perks That'll Make Your Summer Travels Easier

Looking for a way to simplify your summer vacation plans? Look no further than your credit card.

Best Money Tips: How to Jumpstart Your Emergency Fund This Month

Today we found articles on ways to jump-start your emergency fund, surprising uses for Fels Naptha soap, and important steps to take if you’re fired.

4 Smart Things You Should Do With Your First Real Paycheck

Your first real paycheck is cause for celebration — and cause for some smart money moves.

5 Money Moves to Make When It's Too Hot to Go Outside

Too hot to do anything productive? Think again! Give some of these summer money moves a try.

9 Things to Consider Before Retiring to a Tiny Home or RV

If your retirement dream home is tiny — or on wheels — you may want to make these considerations before taking the plunge.

9 Modern Home Improvements That Add Thousands to Your Listing

Could your home use a little TLC? These modern makeovers will add serious resale bang to your buck.

3 Unexpected Hurdles You Might Encounter When Applying for Social Security Benefits

Social Security is not always a well-oiled machine. Don't get hung up on these snags when applying for benefits.

Should You Treat Your Social Security Benefits Like a Bond?

A lot of things can impact your retirement investment strategy. Should your future Social Security benefits be one of them?

How to Become a Minimalist With Your Money

Money management have your head in a whirl? Try the minimalist approach instead.

Why It Pays to Wait Before Applying for a New Rewards Card

Before a sweet perk convinces you to apply for another rewards credit card, you might want to wait for some even better ones.

Should You Go on Vacation While You're in Debt?

Vacation is usually the first thing to go when tackling debt. But it doesn't have to be.

How to Manage Your Money When You're Too Busy to Think About It

Money management is always doable — even when life is busy.

Do You Need Credit Monitoring to Protect Your Credit?

With data breaches everywhere you turn, credit monitoring seems like a smart thing to get. But do you really need it?