Personal Finance

What Is Life Insurance?

Life insurance is a way to protect your family should the unthinkable happen to you. Jeff Rose, CFP, explains how life insurance works.

3 Smartphone Apps That Manage and Maximize Your Credit Card Rewards

Credit card rewards programs can be hard to maximize, and it's easy to let points slip away. Wrangle your rewards with this trio of smartphone apps.

Best Money Tips: Ways to Handle a Cash Catastrophe

Today we found some fantastic articles on handling a cash catastrophe, saving money on textbooks, and banishing bad money habits.

8 Cheap, Easy, and Not-So-Obvious Ways to Invest in a Company's Stock

There are many ways to invest besides buying shares in a company's stock through a brokerage firm. Discover eight cheap (or free!) ways.

Save Money and Water With These 6 Clever Landscaping Hacks

If you've been eyeing your neighbor's perfectly landscaped lawn, try some of these strategies to create a low-cost outdoor oasis.

Would You Dance to Avoid a Fee?

Would you dance? See what happens when ATM users bust a move to get their cash fee-free.

Buy the Same House Twice for Less Than Buying It Once

Interest rates have ticked up recently, which means homeowners who've been on the fence about refinancing may want to act soon. Here's what to to expect.

What to Do (and Not Do) When You're in a Car Accident

An auto accident can be traumatic, and so can the aftermath. Follow these steps to protect yourself later.

How Much Will Life Insurance Cost?

Life insurance may not cost as much as you think it does. Jeff Rose, CFP, explains the factors that affect how much you pay for your life insurance policy.

4 Quick Ways to Decide if a Company Is Worth Your Investment

You don't have to be an insider to glean valuable insights about a company. These four public sources of info can tell you a lot of what you need to know before you invest.

Growin' Home: How Much House Do You Really Need?

Our houses are getting bigger, but what about our needs? If you're ready to build or buy a new home, maybe it's time to decide how much is too much.

Best Money Tips: Questions to Ask When Buying a Used Car

Today we found some fantastic articles on questions to ask when buying a used car, summer fun for frugalists, and resume tips and tricks.

How Long Does It Take to Get Life Insurance?

How long it takes to get life insurance depends on the policy you're applying for. Jeff Rose, CFP, explains the process.

Best Money Tips: Money Lessons to Teach Kids in High School

Today we found some awesome articles on money lessons to teach kids in high school, phrases that kill resumes, and how to stop stressing over money.

Keep an Eye on Your Money With These 7 Online Investing Tools and Apps

If you can tolerate watching your nest egg rise and fall, these tools and apps can help you stay tuned to market news, manage your portfolio, and do research.

Finding a Starter Home That's Also a Forever Home

Why can't your starter home be your forever home, too? Here's how to make sure what you buy today will work for you tomorrow.

Everything You Need to Know About Frequent Flyer Miles

If you're lost in the confusing world of frequent flyer programs, Find your way with this simple guide to accumulation, management, and redemption.

SavedPlus Giving Away $3,000 to Wise Bread Readers

Get $20 just for trying out this free tool and chance to win $1,000.

Do You Know Your Retirement "Number"?

You might think you know the amount of money you'll need for a comfortable retirement — but you could be basing that off the wrong number.

10 Investing Concepts to Ignore and 10 to Follow

New investors have a lot of advice to sift through — and it's not all good. Learn what to ignore and what to pay attention to.

Latest Articles in Personal Finance

How to Dispute Mistakes On Your Credit Report

Notice something amiss on your credit report? Don't fret. This is how you can dispute any mistakes.

The 8 Most Eye-Opening Money Attractions in the U.S.

Make your next vacation money-themed, and check out these eight amazing attractions across the U.S.

Someone Took Out a Loan in Your Name. Now What?

A fraudulent loan can have dire consequences for your personal finances. Here's how you can fix the problem, stat.

5 Things to Know Before Adding Someone to the Deed

Before you add someone to the deed on your home, you should be aware of these five things.

Banks Still Offering Free Checking and Savings with Great Interest Rates

Tired of fee-gouging from your old bank? Here are the banks with the best checking and savings terms.

Capital One 360: A Competitive Banking Option

CapOne 360 is a great option for those looking for low fees and great interest rates!

5 Best Online Checking Accounts

Whether you're looking to earn interest or for great customer service and reasonable fees, these five online checking account are all wise choices.

5 Ways Gig Economy Workers Can Save for Retirement

Even if your full-time job consists of several gig economy jobs, you can successfully save for retirement — here's how.

5 Renovations That Don't Increase Your Resale Value

Before you get started on a new home renovation, make sure you know if it'll increase your resale value.

How to Protect Yourself From Credit Card Theft

Don't let a scammer get a hold of your credit card number. Here's how to keep your account secure.

5 Reasons Not to Use Debit Cards When You Shop Online

Before you place an order through your favorite online retailer, consider these reasons to use credit instead of debit.

How Cosigning On a Student Loan Could Impact Your Finances

Before you cosign on a student loan, these are four important things to keep in mind.

16 Small Steps You Can Take Now to Improve Your Finances

Believe it or not, you can improve your finances in a big way by making several small money moves.

How to Maximize Rewards on Everyday Spending

If you're not using your travel or cash back card for certain expenses, you're leaving valuable rewards on the table.

How to Stay Calm During a Market Fluctuation

If you're tempted to bail on investments when you hear scary financial predictions, it's important you learn how to keep your cool.

The Pros and Cons of Refinancing an Auto Loan

Before you refinance your auto loan, here's what you need to know.

How to Make Better Financial Decisions

Focusing all your efforts into reaching one financial goal is a fairly straightforward process. But what about when you have more than one financial goal? This guide will help.

The Pros and Cons of Paying Off Your Debt Early

You dream of being debt-free, but is it all it's cracked up to be?

5 Things Keeping You From a Life of Financial Independence

These are common obstacles that could be standing between you and sweet financial freedom.

Should You Use a Personal Loan or a Home Equity Loan to Remodel Your Home?

Looking to remodel your home? Here's how to decide between a personal loan and a home equity loan to pay for it.