Personal Finance

5 Good Reasons to Keep Your "Clunker"

The United States recently approved another $2 billion in funding for the "cash for clunkers" program after the program burned through $1 billion in less than a week. Although th

5 Ways to Save Time and Money on Your Lawn

U.S. lawn care services is a $12 billion annual industry. Why not reduce the size of your lawn and save money, time and the environment too?

You Trade-In Your Car…Why Not Your Home?

Here’s a question for you that has been bugging me for years; why can’t home-builders follow the auto dealer’s classic model of old for new, and let people trade-in their old homes

Acknowledge You Have a Problem with Debt

Debt limits freedom. It's as simple as that. The process of getting out of debt first starts with acknowledging that it really is a problem. This simple act will radically impro

The Three Interest Rates

I got a notice from one of my credit cards a bit ago, announcing that they were raising the interest rate. It's only of theoretical interest to me, of course--I use credit cards f

Permanent Home Swap: Solution to a Volatile Real Estate Market

Let’s say the real estate markets are down. You want or need to sell your home, but buyers won’t pay what it is worth (or even enough to leave you with a zero balance). And if you

Recession Journal Part III: How Low Can We Go and When Will We Get There?

In order for the economy to turn around it has to hit what so many investment experts and economic forecasters call the "bottom," but what is it, this bottom, what does it look lik

Optimize Your IRA and 401(k)

Your IRA and 401(k) (or 403(b) if you work for a non-profit) are great tools for deferring taxes, and have other advantages as well. But because they're labeled "retirement" accou

Saving for Opportunity

What happens if an opportunity comes your way that you just can’t pass on, but just can’t find the money for either? If you have an opportunity account, you won’t have this problem

Managing Your Short-Term Money

It's easy to find books and articles on how to manage your money to support your long-term goals. You can read a lot about stocks and bonds, retirement accounts, investing in gold

Best of Personal Finance: Solar Eclipse/Moon Landing Edition

Between the moon landing (fake! It was filmed in Nevada!) anniversary, a recent solar eclipse, and amateur astronomers discovering huge craters on Jupiter, your mind may have been

Using a Card, Not a Vendor Credit Line, for Business Purchases

Getting credit terms (aka trade terms) with vendors is usually a savvy move but, depending on the circumstances, paying with credit or charge cards can be just as smart. Securin

The 7 Rules of Budget Travel

Want to save money and protect the environment while on vacation? Get eco-friendly and genuine travel experiences by following these 7 rules of budget travel.

Wage slave, debt slave

This article has its roots in an article I wrote some time ago that used the terms wage slave and debt peonage—terms that some people objected to. Those making free choices aren't

New Home Loan Rules Will Take Effect on July 30, 2009

If you are in the process of buying a new primary residence or second home, or considering refinancing a loan, a new set of federal consumer protection rules taking effect on July

Best of Money Carnival #8 Eagle Has Landed Edition

Neil Armstrong's moon walk 40 years ago represented one of the pinnacles of human achievement. In the spirit of honoring excellence, I'm proud to present the 8th edition of the Bes

Life Insurance for Your Business

As a business owner, you probably already own more insurance policies than you ever imagined you would: liability, contents, vehicles, and any number of policies are often stric

8 Ways Great Service Prevents Chargebacks

Sealing the sales deal is the key to opening the door to success. Getting in compliance can be cumbersome but can mean fewer charge-backs and more cash in your pocket now. More

Watch Out for Surge in CPI

Just to be clear, I'm also worried about a surge in inflation, but that's not what I'm talking about here. I don't know the future, so I try to stay away from predictions. But yo

Carnival of Pecuniary Delights: Sweet 16 Edition

Welcome to the Carnival of Pecuniary Delights, the Sweet 16 Edition. This nifty carnival is the creation of Penelope Pince from Pecuniarities (aka Hermione from our forums). We h

Latest Articles in Personal Finance

10 Repairs That Aren't Your Landlord's Responsibility

One of the best things about renting is that most problems aren't yours — they're the landlord's. But not these.

Best Money Tips: How to Make Money Flipping Houses

Today we found articles on steps to take if you want to make money flipping houses, expert tips for mobile banking security, and how to create a stunning summer style.

Do You Have These Key Character Traits for Investing Success?

Being a successful investor isn't just about money management — it also comes down to personality.

Should You Get Life Insurance for Your Kids?

Life insurance for kids isn't just a sales gimmick. Here's what to consider before taking out a policy.

8 Ways to Preserve Your Net Worth in Retirement

Financial security is more important in retirement than ever. Want to keep your net worth on the up and up? Here's how.

5 Reasons Getting Rich Quick Is Unlikely and Always Will Be

If getting rich quick was easy, we'd all be doing it.

How to Start Investing With Just $100

Investing isn't just for the wealthy. All it takes is $100 — or less! — to get started.

How to Score an Empty Seat Next to You on Your Next Flight

Having an empty middle seat is almost like being in first class. Here's how to score that extra space on your next flight.

Best Money Tips: When Is the Best Time to Buy a Car?

Today we found articles on the best time to buy a car, ways to make the most of your time and money, and how to handle sentimental clutter.

6 Monthly Bills That Won't Affect Your Credit Score

It might seem like every little thing impacts your credit score, but these bills fly under the radar.

This Is How Much Our Tech Necessities Would've Cost in the '80s

The '80s brought us hair metal and spandex — and a super expensive way to enjoy all the things we take for granted today.

Best Money Tips: The Downsides to Early Retirement

Today we found articles on the downsides to early retirement, clever Alexa commands you will use over and over again, and creative ways to save money this summer.

7 Times You Definitely Will Be Charged Credit Card Interest

When you use credit cards, you should aim to avoid paying interest whenever possible. But there are times when it's unavoidable.

Want to Win at Personal Finance? Start a Money Club

Want to really win at money management? Join the club.

Best Money Tips: 10 Big Ways Retirement Will Be Different in 2030

Today we found articles on ways retirement will be different in 2030, awesome travel site to find the cheapest flight, and how solar panels can save you a fortune.

5 Money Moves Every Single Parent Should Make

Raising a kid by yourself takes strength, resilience, and perhaps most importantly, a solid financial footing.

How These 6 Assets Might Affect Student Financial Aid Eligibility

Financial aid is a huge help for every college student. Let's break down exactly what the FAFSA considers in its calculation.

8 Non-Finance Skills That Will Make You a Money Master

Becoming a money master requires skills — but not necessarily financial skills.

5 Common Habits of Retirement-Savvy Savers

Saving for retirement doesn't have to be hard. Follow in the footsteps of the savviest savers, and you'll be well on your way.

10 Pointless Fees That Are Sabotaging Your Budget

Just because you have been paying that fee doesn't mean you need to keep on paying it.