Personal Finance

Budget Busters

Every day I read about 60-70 personal finance/frugal living blogs. Through the help of many of our online friends, I have been fortunate enough to put my personal finance position

Six Ways to Stay Warm and Reduce the Heating Bill

Are you paying through your nose  to heat your home this winter? Is your heater broken? Read on for some practical tips to reduce your energy bill and stay warm at the same time.

Should You be Ashamed to be on Public Assistance?

Government assistance such as the Food Stamp Program and cash welfare payments are sticky topics of discussion. What exactly is frugal about us

Use Safe Driving To Save Gas During The Last 6 Weeks Of Winter

The Groundhog predicted that we will have to endure six more weeks of winter. This means more snow, ice, and cold that can reduce your car's efficiency by up to 50%. Fortunatel

Strategies for households with more than one adult

The strategy for households with a single adult can be disposed of in the first paragraph: Earn enough money to buy everything your household consumes, plus provide through direct

UK banks are blocking customers' credit cards. Will the USA be next?

It was bound to happen. I just thought it would happen over here first. Today

January Roundup

Wanna catch up on anything you missed on Wise Bread? Here's a roundup of some of the best posts from January.

Hostels vs Hotels: Choosing the Perfect Place to Stay Within your Budget

Most people think that the frugal way to travel is to stay in hostels. However there are a number of scenarios where that may not be the case. Read on for some tips on how to

Bush's economic stimulus package; What will you get back?

As you’re no doubt aware, President Bush has created an economic stimulus package in the hopes of stalling the impending recession (or if you believe some, depression) that’s on th

Put Together an Advance Directive in an Afternoon

With all the talk about having a will when you die, very few people consider having one for while you’re alive. Living wills, often referred

Save 50% On Your Passport Application?

By 2009, passports will be mandatory for all US citizens traveling abroad. If you were planning a trip to Canada, Mexico, or the Caribbean, this could mean a rather substantial add

The Quiet Millionaire: Part 7 - Give Me Investment Gains, Hold The Losses

“Win by not losing” or rather win by minimizing losses during market downturns is the ticket to being an investment champion according to The Quiet Millionaire author and Certified

Pay yourself last is okay too

Every book on personal finance says that you should pay yourself first--get the money out of your checking account and you won't even know it's missing. There's a lot o

25 Things I Don't Want to Regret Once I Retire: Take Two

Since posting the first part of my list of 25 ideas and goals that I want to live by and be able to look back on with pride when it comes

How Do You Take Advantage of the Federal Interest Rate Cut?

The Federal Reserve just cut the interest rate by 0.75% between two official meetings! This is the largest cut since 1982 and it was like an adrenaline shot to the sagging stock ma

The Downsizing of an American Dream

I remember the first time my sister’s Barbie went for a ride in her new pink convertible. The trunk was full of new shoes, the coolest outfits,

3 Step Strategy To Airfare Deals

I am going to come out and say it: there are no secrets to finding a bargain ticket every time you fly. However, by understanding how the system works, you can develop a deal findi

Wise Bread Joins the Money Blog Network!

Wise Bread just became the newest member of the Money Blog Network! The MBN has been providing unparalleled personal finance insights

Wills: The Basics

It's not all about money and cash grabs in making a will: issues like guardians for your children, protection of assets and belongings, and saving income tax are things that ca

25 Things I Don't Want to Regret Once I Retire...

I met with an elderly couple today in their home to execute some planning documents. While neither of them ever had jobs as professionals and neither inherited any money from fa

Latest Articles in Personal Finance

9 Common Mistakes You're Making With Your Checking Account

If your checking account has enough money in it to cover your bills, it's all good, right?

How to Protect Your Child From Identity Theft

Identity theft is scary. When your kids are the target, it's positively terrifying.

6 Pitfalls When Chasing Travel Rewards

While many have used travel rewards to score free or reduced-cost travel, it helps to know the pitfalls to watch out for.

4 Portfolio "Blind Spots" That Are Ruining Your Investments

Mental biases can keep you blind. When it comes to your investments, they can also keep you poor.

How a Single Mother In Debt Over $200K Is Fixing Her Finances

We're helping a reader get control of her debt and the rest of her finances. Read her story and find out how far she's come already!

How to Choose the Perfect Country to Retire In

Choosing which country to retire in can be tough. Here's how to ensure you make the right decision.

7 Things You Need to Know About Investing in Company Stock

Your employer is offering you company stock. Is it a good idea to pad your portfolio with it?

How to Budget When You're No Longer Broke

You went from barely making ends meet to being flush with cash. Don't abandon your broke budget!

Flashback Friday: 52 Ways to Keep Your Finances Fit During the Holidays

Typically everyone's money, like our waistlines, suffers during the holidays. Learn how to keep it trim.

8 Industries That Could Benefit From Climate Change

The global climate is changing, and these companies are poised to profit.

7 Easy Ways to Build an Emergency Fund From $0

When your latest financial emergency is that you can't afford an emergency, it's time to start building that safety net — quickly!

Your Good Credit Doesn't Mean You Have Good Money Habits

Don't be deceived by a stellar credit score. Your financial health might still need some work.

Should You Take Out a Loan Backed by Your Investments?

Your investment bank or brokerage firm may have offered you a securities-based loan. Make sure you understand what you're signing up for before you sign up.

Best Money Tips: 6 Basic Rules of Investing

Today we found articles on the basic rules of investing, the best tactics to improve your self-control, and DIY costumes you can make with a bed sheet.

Best Money Tips: Avoid These Big Retirement Money Mistakes

Today we found articles on retirement money mistakes to avoid, easy ways to handle rejection, and time management tips for beginners.

What Is Cryptocurrency, Anyway?

Thinking about investing in cryptocurrency, but not sure where to start? Here's what you need to know.

3 Ways Americans Are Getting Better at Managing Their Money

Don't let the news dishearten you. Americans aren't completely terrible at money.

Credit Challenged? How Alternative Credit Data Can Help Those With Little or No Credit

Your thin credit record may not tell the whole story. Some lenders are starting to look at other information about you, too. Here's what you need to know.

6 Ways to Tell If a Credit Card Offer Is a Good One

That credit card offer looks awfully attractive. But is it really a good one? Time to read the fine print.

Best Money Tips: 10 Habits for Financial Stability

Today we found articles on habits to develop for financial stability, hacks for saving money at Starbucks, and things you've been doing wrong all your life.