Personal Finance

MoMA mia! Art is on sale.

It's that time of year again. The Museum Of Modern Art is having a ridiculous clearance sale and there are a ton of great art bargains to be had. Everything from home artefacts to posters and personal accessories are up to 90% off! [more]

Dangerous neighborhoods are safer than commuting

Why do so few people live within walking--or at least bicycling--distance from where they work? I've asked a lot of people this question and gotten a lot of different answers. Some people want big houses, others big lawns. [more]

Frugal Transport--bicycling

Three years ago I started bicycling to work. It was a gradual thing. It took extra planning to ride--there were issues with clothing, issues with carrying stuff on the bike.

Do I need life insurance for little ones?

When my second child was born, I was approached by an insurance agent who thought that I should consider purchasing life insurance policies for my children. [more]

The Financial Balancing Act: Musings on Balancing Being Responsible with Having Fun

Sometimes, balancing debt (or staying out of it) with fun things we really enjoy brings up hard questions. [more]

Home Details I Overlooked the First Time

If you're in the market for a new home (new to you or new period), make sure you aren't paying premium prices for so-so materials, and don't underestimate the expenses and headache

3-6 months of living expenses?

Personal-finance experts often recommend having 3-6 months' worth of living expenses saved and easily accessible. In his July 1, 2007 Getting Going column ("Popular Advice

Dead car battery? Give it a glass of red wine.

  I love quick fixes for problems. [more]

‘Secret’ Attraction

I finally buckled under the pressure to remain in the loop with Oprah and I rented 'The Secret.' Now, before you think I’m going to offer a movie review, I’ll simply say that it fe

Everything You Should Know About Getting a Credit Card but Didn’t Have a Clue to Ask

If you've never paid attention to the fine print of a credit card, now's the time to learn what a credit card really is, and why it's so costly to carry a balance.

Slow DRIP into investing

My first-ever individual stock holding was a Duke Power (now Duke Energy) share that I acquired through its Dividend Reinvestment Plan or DRIP. [more]

The Bank of Gasoline

Fuel prices may be going down, but for some motorists fuel prices never went up. Over 8,000 motorists in the St. Cloud, MN area are paying an average of $.50 to $1.50 less per gall

The Toyota I-Unit; would you drive it?

We've been talking a lot about gas prices recently. That's no surprise considering we're paying almost three times more for gas than we were six years ago. [more]

It's the linkster! The linkmeister!

It's time for our weekly round-up of linky love. As always, if you feel you've been unfairly left off the list, please let us know by emailing our editors at tips@wisebread.com. Ivy at Home Ec 101 gave us some serious love. Thanks, Ivy! [more]

Resisting the impulse beauty buy

Are you an impulse beauty shopper? [more]

Our Worst Financial Mistakes and What You Can Learn From Them

Wise Bread bloggers share their worst financial mistakes. Hopefully, wherever you may be in your living-large journey, you can learn from us.

Speeding through your mortgage

Now that many of you have crunched the numbers for accelerating your mortgage payoff, I think you are ready for a quick lesson on speeding through your mortgage. Now, I am not sayi

Link it real good

Wise Bread loves the following blogs for their linky love. [more]

Lower Credit Card Rates? Just Ask!

Follow these two easy steps, and you’ll be on your way to lower credit card rates and more money in your pocket.

Financial Change: How to find peace in the midst of it all

Your finances are up! Your finances are down! [more]

Latest Articles in Personal Finance

6 Signs a Seller Should Pass on a Home Offer

Selling a home is hard work, but don't just take the first offer that knocks at the door.

4 New Reasons You Need an Emergency Fund

You've heard it all before: You need an emergency fund. See if these new persuaders don't convince you.

4 Home-Buying Habits We Can Learn From Millennials

Millennials are late to the homebuying game, but they're bringing some valuable lessons we all can learn from.

Best Money Tips: How to Get the Most Out of Your 401(k)

Today we found articles on ways to get the most out of your 401(k), simple hacks that will change how you travel, and summer tax scams to watch out for.

5 Types of Overspenders — Which One Are You?

There are different types of chronic overspenders. Which one are you?

Best Money Tips: Save Money on Your Next Car Rental

Today we found articles on ways to save money on car rentals, home swimming pool safety tips, and money mistakes to avoid in your 20s.

How to Boost Your Credit With a Balance Transfer

A balance transfer can be a boon to your credit score. There are a few pitfalls to watch out for, too.

Best Credit Cards for Consolidating Debt

Get rid of your debt by consolidating with these credit cards.

American Express Credit Card Offers: Applications & Reviews

A comprehensive list of the best American Express credit cards and charge cards available, and how to apply.

The High Cost of Buying a Boat

Imagining yourself relaxed and content on the deck of your very own boat? Consider the full cost before you buy.

4 Questions You Need To Answer Before Relocating in Retirement

Relocating is a common post-career plan. But before pulling up stakes, you better find out where the road will take you.

How to Tell You've Become a Financial Grownup

You're all grown up! Becoming a financial grownup, however, is another story.

5 Times Buying a Home With Cash Is Bad for Your Budget

If you have enough cash to buy a house, that's great! It still doesn't mean it's always the smartest financial move.

Here's Why a Late Retirement May Be a Bad Idea

Didn't save enough in your working years? You may be banking on a late retirement, but life can have other plans.

How an HSA Could Help Your Retirement

You know socking money into a 401(k) or IRA will help fund your retirement years. An HSA could help, too.

Are Your Emotions Costing You Money? Take This Quiz

Pity, joy, fear, stress, excitement — emotions are part of life. But if they're dictating how and when you spend your money, you have a problem.

How to Build Equity in Your Home

Truly owning your home takes time and money. If you want a bigger piece of the homeownership pie, here's how to build equity.

Here's How the Right RV and Vehicle Insurance Protects Your Summer Fun

Summer is the time to hit the road (or water!) with your recreational vehicles. It's also a good time to make sure they're all insured!

5 Biggest Ways Millennials Risk Their Retirements

Millennials are stuck making some tough money calls. Unfortunately, it's their retirement fund that gets hit the hardest.

4 Questions to Ask Before Leaving Your House to Your Kids

A home sounds like a wonderful gift for your adult children. But before you hand over the keys, there are a few things to consider.