Personal Finance

Did Your Parents Give You a Whole Life Insurance Policy? Here's What to Do With It.

What is whole life insurance all about? If you have any questions about this, read on.

Best of Personal Finance: Credit Where Credit Is Due Edition

Credit cards are fun for the whole family, until the bills start rolling in and you are expected to hand over your hard-earned money for the stuff you bought on plastic. In this we

Best Tips for First Time Home Buyers: Learn to Trust

I started out the home buying process by scouring the internet for information and hitting up the local library. I read 8 or 9 books and countless blogs and websites and still cou

Don't worry about missing the bottom in houses

I've recently heard from several people who want to buy a house and are thinking that now may be the time. In particular, they're worried that waiting might cause them to "miss th

Cash Is King: Now What Should I Do With It?

When the going gets tough, the tough accumulate huge piles of cash. Great. But what do you do with it once you've piled it all up. There are lots of options out there, but which on

AIG employees - Why you should donate your bonuses instead of returning it

Lately many top AIG employees who were targeted by Congress in the $165 million "Bonusgate" incident have returned their bonuses. Some people are still holding out, and in my opin

Ten Great Charities that Deserve Your Dollars This Year

These are difficult economic times, but I'm getting tired of being told to spend my money on stuff, as if my personal saving habits are somehow ruining the economy. Instead of thro

Could you profit from Obama and Geithner's toxic assets plan?

This week the United States Treasury announced the Legacy Loans Program. The program is meant to be a partnership between the government and private investors to clear "toxic" ass

I Challenge You To Beat My Price.

Stateless systems are at it again. I’m a huge fan of their two biggest sites, BugMeNot (a way to bypass compulsory website registrations) and RetailMeNot (a vast coupon codes site)

Should The AIG Bonuses Be Taken Away Or Not?

The whole country is up in arms about the last round of AIG bonuses, but why should they? Before you pick up your pitchfork and join the angry mob, would you return your bonus even

Stag-hyperinflation?

Stagflation, the bane of the 1970s, is pretty much the worst situation for ordinary folks. With the economy depressed, jobs are scarce for workers and profits are scarce for busin

Bestselling Author Ramit Sethi Giving Free Trip Anywhere in the US to One Lucky Wise Bread Reader

Ramit Sethi's new book I Will Teach You To Be Rich officially launched on Monday, and it is already #5 on Amazon's Bestseller List. To celebrate, Ramit is giving away one roundtrip

Tata Nano - Is the world's cheapest car a blessing or a curse?

Today Tata Motors announced that the Tata Nano will be released in India in July, 2009. With a price tag of around $2,000, the Tata Nano is the cheapest car in the entire world.

How To Make Your Own Soda, Tidy A Room In Three Minutes, Cure A Hangover And Become A Movie Extra. Phew!

I’m a big fan of Howcast. Their website is a treasure trove of information, and you can also find their videos on popular sites like Metacafe and YouTube. Sometimes their advice is

Lose Your Job Without Losing Your Identity

Getting a pink slip can cause more distress than just a shrinking income. It can also give you a sense of insecurity and may make you question your place in this world. Here are

Is There Such a Thing as Risk-Free Investing?

Most definitions for “investing” indicate that the term is used to describe money that is invested with an expectation of profit. This definition determines that an investment does

Borrowing, renting, substituting, and doing without

Finding deals is a key topic on Wise Bread, and for good reason--finding a great price may make something you want affordable and make it easier to stretch your resources to cover

The end of a recession versus recovery

There's an organization that picks the "official" dates for the beginning and ending of recessions. It considers the recession as running from the top of the peak to the bottom of

Fresh Mint: 'Recession-proof' ideas make good business

It's rare for me to endorse any financial product or service, much less bigging-up an Internet destination that could divert traffic away from myself and wisebread.com but it's wor

Top 6 Reasons Why Using Cash-Only Rocks

While I am a cash-only person by circumstance (paid off the credit cards and never reopened accounts), I am so grateful that I live in a cash world.

Latest Articles in Personal Finance

3 Ways Millennials Can Avoid Financial Fraud

Elders aren't the only targets of financial fraud. Even young folks need to know how to protect themselves.

9 Creative Ways to Boost Your Retirement Savings

Having some trouble coming up with cash for your nest egg? It's time to think outside the box.

5-Minute Finance: Checking Your Credit Score

Do you know your credit score? You should — and it only takes five minutes to find out.

My Kid Got Accepted to an Expensive Private College — Now What?

How much is too much when it comes to college costs? A worried father breaks down the costs and the benefits of a child's hefty tuition.

7 Ways to Compare Stock Market Investments

There are thousands of investments out there. If you want to find the "best" ones, you need to learn how to compare them.

What Makes a Home's Location "Good"

When searching for the perfect new home, make sure the location is perfect, too.

7 Easy Money Moves to Make on a Rainy Day

The rain may be falling, but that doesn't mean you can't make the sun shine on your finances.

How to Liquidate a Loved One's Estate

Part of settling an estate is dealing with the personal possessions of the deceased. Here's how to do that with minimal stress.

Best Money Tips: How to Transform Your Money at Any Age

Today we found articles on how to transform your money at any age, time saving tips for selling your clutter online, and ways you may be sabotaging your home sale.

7 Ways to Vet Your Mortgage Lender

A mortgage is one of the biggest financial moves you'll ever make. It pays to be picky with your lender.

How to Fight Back Against Mortgage Discrimination

Several big banks have been accused of unfairly lending to minority borrowers. Here's how to see if your lender is playing fair.

5 Characteristics of the World's Youngest Billionaires

There are 2200 billionaires in the world, and just 63 are under the age of 40. Here's what they have in common.

Best Money Tips: How to Start Trading Cryptocurrency

Today we found articles on cryptocurrency trading for beginners, how to build a minimalist pantry, and tips for planning a debt-free vacation.

6 Easy Ways to Protect Your Debit Card From Skimmers

Swiping without a second thought is an easy way to fall victim to debit card skimmers.

How to Manage Student Loans On a Low Income

Juggling student loan payments with other bills can sometimes seem impossible if you're making a low salary. But it can be done.

10 Money Rules Every Working Adult Should Know

Money management doesn't have to be complicated. Master a few (or all!) of these basics and you'll be on your way.

5-Minute Finance: Create Financial Goals

Deciding on a goal is a critical first step in every endeavor. Here's how to set financial goals that will lead to a brighter future.

What You Should Ask Your Financial Adviser at Your Annual Meeting

Financial advisers are there to answer your major money questions. Make sure you're asking these big ones whenever you meet!

Best Money Tips: These Cities and States Will Pay You to Move There

Today we found articles on places that will pay you to move there, expensive things that are not worth the extra cost, and things that a neuroscientist says will make you happier.

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If you hate rotating rewards categories, you might like the HSBC Cash Rewards Mastercard® credit card.