Personal Finance

Frugal Transport--bicycling

Three years ago I started bicycling to work. It was a gradual thing. It took extra planning to ride--there were issues with clothing, issues with carrying stuff on the bike.

Do I need life insurance for little ones?

When my second child was born, I was approached by an insurance agent who thought that I should consider purchasing life insurance policies for my children. [more]

The Financial Balancing Act: Musings on Balancing Being Responsible with Having Fun

Sometimes, balancing debt (or staying out of it) with fun things we really enjoy brings up hard questions. [more]

Home Details I Overlooked the First Time

If you're in the market for a new home (new to you or new period), make sure you aren't paying premium prices for so-so materials, and don't underestimate the expenses and headache

3-6 months of living expenses?

Personal-finance experts often recommend having 3-6 months' worth of living expenses saved and easily accessible. In his July 1, 2007 Getting Going column ("Popular Advice

Dead car battery? Give it a glass of red wine.

  I love quick fixes for problems. [more]

‘Secret’ Attraction

I finally buckled under the pressure to remain in the loop with Oprah and I rented 'The Secret.' Now, before you think I’m going to offer a movie review, I’ll simply say that it fe

Everything You Should Know About Getting a Credit Card but Didn’t Have a Clue to Ask

If you've never paid attention to the fine print of a credit card, now's the time to learn what a credit card really is, and why it's so costly to carry a balance.

Slow DRIP into investing

My first-ever individual stock holding was a Duke Power (now Duke Energy) share that I acquired through its Dividend Reinvestment Plan or DRIP. [more]

The Bank of Gasoline

Fuel prices may be going down, but for some motorists fuel prices never went up. Over 8,000 motorists in the St. Cloud, MN area are paying an average of $.50 to $1.50 less per gall

The Toyota I-Unit; would you drive it?

We've been talking a lot about gas prices recently. That's no surprise considering we're paying almost three times more for gas than we were six years ago. [more]

It's the linkster! The linkmeister!

It's time for our weekly round-up of linky love. As always, if you feel you've been unfairly left off the list, please let us know by emailing our editors at tips@wisebread.com. Ivy at Home Ec 101 gave us some serious love. Thanks, Ivy! [more]

Resisting the impulse beauty buy

Are you an impulse beauty shopper? [more]

Our Worst Financial Mistakes and What You Can Learn From Them

Wise Bread bloggers share their worst financial mistakes. Hopefully, wherever you may be in your living-large journey, you can learn from us.

Speeding through your mortgage

Now that many of you have crunched the numbers for accelerating your mortgage payoff, I think you are ready for a quick lesson on speeding through your mortgage. Now, I am not sayi

Link it real good

Wise Bread loves the following blogs for their linky love. [more]

Lower Credit Card Rates? Just Ask!

Follow these two easy steps, and you’ll be on your way to lower credit card rates and more money in your pocket.

Financial Change: How to find peace in the midst of it all

Your finances are up! Your finances are down! [more]

Do you have what you want… and do you want what you have?

Sometimes, being frugal means not just saving money; sometimes it means not spending any at all. There’s been a growing preoccupation with working more to earn more--to buy more; y

Pet lovers beware - there's a new scam in town.

If you thought those Nigerian scammers could not sink any lower, think again. It was reported today by WTAE.TV that there's a new scam making the rounds, and this time the scammers are praying on the good nature of pet lovers. [more]

Latest Articles in Personal Finance

The Financial Basics Every New Grad Should Know

Congrats, grad! You undoubtedly learned a lot in your college career, but now it's time to learn these personal finance basics.

20+ Questions to Ask During an Open House

Searching for your dream home? Make sure to ask these key questions as you browse open houses.

Here's How Debt Settlement Can Make Your Debt Worse

Debt settlement companies make a pretty convincing pitch, but beware: They just might leave you worse off.

5 Reasons a Home Sale Could Fall Through

Your house is on the market, and you finally got an offer. Done deal, right? Not so fast...

Here's How Rate of Return Can Help You Invest Smarter

It's easy to get bogged down with investment terminology. Rate of return is an important one to know.

5 Things to Consider Before Buying a Home When You're Single

Single homeownership is on the rise. Before you embark on the homebuying process solo, consider some important factors.

Cash Might Make You Happier, But Investments Will Make You Richer

Having a lot of cash on hand might put a smile on your face, but if it's long-term wealth you're after, you need to invest.

How to Turn Your Home Into a Moneymaking Star

If you have a house, you have a potential moneymaking star. Your home is ready for its close-up!

6 Questions to Ask Before Taking Out Student Loans

College isn't cheap and a student loan may seem inescapable. Make sure you've checked out all your options before you sign.

6 Big Ways ATMs Are Changing

The local ATM you know and love might be changing — for the better! Here's how banks are teaching the venerable ATM some new tricks.

Best Money Tips: Practical Driving Tips That Save Gas — And Money

Today we found articles on gas-saving driving tips, summer essentials that are good for your body and your budget, and sneaky ways to get paid for exercising.

7 Financial Differences Between Millennials and the Next Generation

Generation Z is fast approaching adulthood. How, exactly, do these young adults differ from the millennials who precede them?

7 Ways Retirement Planning Changes When You're Single

Retirement planning is not one-size-fits-all. And if you're single, you'd be wise to prepare for some unique concerns — and benefits!

6 Reasons You Should Buy the Rental Car Insurance

Think the clerk at the rental counter just wants to sell you insurance? Actually, they may be trying to save you from a headache.

How to Save for Retirement When You Are Unemployed

So you're out of work. That doesn't mean you have to lose track of your retirement savings.

How to Buy Berkshire Hathaway and Other Blue Chip Stock for 17% Off

Berkshire Hathaway shares are out of most investors' price range. But there's an affordable loophole.

4 Myths About Divorce and Money, Debunked

Divorce is complicated and expensive. Dispel these money myths so you'll be better prepared to go your separate ways.

5 Countries Where You Can Retire for $1,000 a Month

Low cost-of-living is the name of the game in these beautiful countries where you can retire for less than $1,000 per month.

Ask the Readers: What Do You Look For in a Car?

Tell us what you look for in a car and we'll enter you in a drawing to win a $20 Amazon Gift Card!

14 Things You'll Hate About Your Next House

So what if there's a gravel driveway, or an empty lot across the street? Actually, you'll hate these things about your new house.