Personal Finance

Fill your tank

Last week I saw several reports about a sharp jump in people running out of gas on the highway. The stories attributed the increase to high gas prices, suggesting that people who

One Way to Combat High Prices - Just Run Out of Gas

A story recently appearing in the Atlanta Journal Constitution told of a growing trend in the metro Atlanta area - people running out of gas. This is probably to be expected consi

More Tax Credits Coming for Homebuyers?

Yesterday I read a news item that stated the House and Senate are considering another tax benefit for homebuyers and homebuilders. The idea the House is considering is basically g

Things to insure, things not to insure

Insurance is all about spreading the risk. A bunch of people buy insurance against the risk that a few of them will be the ones who get hit with a big bill that they couldn't pay.

The Costa Rica Heist (Remix) A case for T.I.

The moral of the story: Getting travel insurance doesn't hurt. Cliff Notes Are in Italics.

The Costa Rica Lesson: Awwwwwww They Got Me

Get Travel Insurance before you go anywhere. Have and not need it. No really trust me.

Need To Lose Some Weight? Put Some Money On It!

Recently I wrote about the incentive my husband gave me to lose some weight . Basically he is willing to forgo half of his entertainment budget if I lose the fat I gained post co

Get ready; This will be the most successful blog article of all time.

So, what do you think of that? Like most people out there with common sense, myself included I hope, there's no question that’s a very silly name for an article. It almost begs for

Rural living in a world with expensive fuel

Rising fuel costs are hard on everybody, but one group gets hit especially hard: Rural folks--especially rural folks who work in town. On my previous posts on expensive fuel,

Is It the End of 6% Real Estate Commissions?

This week the Justice Department reached an antitrust settlement with the National Association of Realtors that is meant to spur competition and bring down the standard 6% commissi

Friends Don't Let Friends...

In the past few decades the Ad Council has been running an ad with the tag line "Friends Don't Let Friends Drive Drunk". This ad campaign has been instrumental in decreasing drunk

Best Money Tips: The Only 8 Personal Finance Books You'll Ever Need

Welcome to Wise Bread's Best Money Tips roundup. This week, find the 8 essential personal finance books, the only 7 investments you need, free ways to deter burglars, the confes

Will high inflation persist?

Every financial calculation that you make is influenced by your expectations for future inflation: how much to borrow, where to put your savings, and whether your last raise was a

Unsolicited Phone Calls: How You Could Unwittingly Change the World

Amidst a crying baby, a noisy dryer, and the steam from my tea kettle, I barely made out the sound of my ringing cordless phone. The caller ID flashed “unknown caller – unknown nu

How Wisebread helped me get 45mpg out of my 28mpg car.

There have been several great articles written by my fellow Wisebread writers on gas efficient driving , slowing down and hypermiling . I think the sign of a good blog is that we

Should You Choose a Roth 401k or a Regular 401k?

Yesterday I was talking to a friend and he mentioned that his company just started offering the option of investing in Roth 401ks. He was wondering if he should stick with his regu

Honda Hybrids

Honda is hoping to make it’s hybrid car more accessible to mainstream consumers, which is good news for the environment but may be bad news for Detroit.

Pay attention

Is there an amount of money that's too small to concern yourself with? People make that case, usually saying something like "Life is too short to waste time counting pennies." Th

Money Management Lessons: Not Quite 10 Years to Life

I thank my lucky stars (and the patience of my husband) that it didn’t take me quite 10 years to get a handle on my financial situation. At 29, I’m hardly what you would consider

Debasing not just the currency

I eat lunch at a local fast-food place occasionally. My usual order runs to just over $4, so I was annoyed when I realized while walking over there yesterday that I'd forgotten to

Latest Articles in Personal Finance

How Just $5 a Day Can Improve Your Financial Future

Want to improve your financial future? All you need is $5 per day.

4 Ways to Make Debt Repayment Fun

Paying off debt can be fun — yes, fun — with just a little bit of creative thinking and some basic gamification.

What Really Happens When You Don't Pay Your Student Loans

Student loans can be a heavy financial burden even in the best of times. If you don't pay them, things will only get worse.

6 Ways Good Credit Is Better Than a Boyfriend

Love is full of uncertainties. Good credit, on the other hand, fulfills every promise.

5 Questions Retirees Should Ask Before Starting a Small Business

Retirement is usually a time to relax — but for others, it's time to open their dream business. Is it really the right move?

7 Things You Should Know About Your 401(k) Match

Confused about how your employer's 401(k) match works? We'll break it down for you.

Yes, You Still Need an Emergency Fund in Retirement

An emergency fund isn't just for the working world. You need to bring one into retirement, too.

7 Easiest Ways to Catch Up on Retirement Savings Later in Life

If your retirement savings are off to a late start, you aren't alone. A few smart money moves can help you catch up.

5 Questions to Ask Before Applying for a HELOC

A HELOC offers a flexible way to tap your home equity. Just be sure to answer a few questions before applying.

Ask the Readers: What Are Your Financial Goals for 2018?

Tell us about your financial goals for 2018 and we'll enter you in a drawing to win a $20 Amazon Gift Card!

5 Ways Your Money Is Being a Jerk (And How to Fight Back)

Money can be a real jerk. Learn how to fight back when your finances are pushing you around.

Why You May Need a Revocable Living Trust

A revocable living trust can make it easier on your loved ones when the time comes to settle your estate. Don't let your legacy be the hassle you leave behind!

Your Small Business Needs an Emergency Fund, Too

Emergency can strike your small business just as it can your personal life. Protect all you've worked for with a business emergency fund.

Your Travel Rewards Points Were Stolen. Now What?

You know that hackers can steal your credit card info. Guess what? Your travel rewards aren't totally safe, either.

What to Do if You're Laid Off Before You Retire

You’ve found yourself out of work before you were ready to retire. Don’t worry! You can make this transition work.

What Does Your Personal Guarantee On a Business Credit Card Mean?

A credit card for your small business can be a great way to manage expenses (and earn rewards). There's just one catch.

5 Things Every Small Business Owner Needs to Know About Employee Retirement Accounts

More than half of American small business employees don't have a workplace retirement plan. Here's why your small business should offer one.

12 Things You Should Know About the New Tax Law

The Trump administration recently rolled out its new tax law. Here are the major changes you need to know about.

3 Easy Ways to Invest in Real Estate (Without Buying Real Estate)

Investing in real estate can be lucrative — and a lot of hard work. With these investment strategies, you can enjoy the profits without owning property.

What Every Retirement Saver Should Know About Required Minimum Distributions

Uncle Sam hasn't forgotten about your tax-deferred retirement accounts. When you turn 70½, he'll come knocking.