Personal Finance

Make Homemade Dog Food with your Slow-Cooker

Awhile back, I told you how we had gone the way of homemade dog food. It isn’t jus

Foreign exchange class action settlement

Did you travel overseas between 1996 and 2006? Or, did you charge anything on a credit or debit card in a foreign currency? If so, be sure to claim your share of a class action s

Spiritual Insights From A Rich Idiot

The last person I thought would impart valuable spiritual wisdom is self-proclaimed rich idiot and wealth guru Robert Shemin, author of “How Come That Idiot’s Rich and I’m Not?&quo

Ten Tenets for "Arranging Your Rich" - Part 1: Rich is Relative

There are some guiding principles to arranging your own wealth. Ten, in fact. Ten important "tenets" to keep you grounded and on track as you begin the "arranging your rich" proces

Do not buy something just because you can afford it

Since I got married people have been constantly asking me two questions. One is, "are you pregnant yet?", and the other is "are you going to buy a house?" One

Longtime Mac Users Punished for Loyalty

I've watched other Mac lovers fall away from the True Faith, one-by-one, but I never thought it would happen to me. However, yesterday when we brought home the newest addition

Manage your fixed expenses

When you think of people ruining their lives with foolish spending, it's easy to focus on the little things that add up--the meals out, the hefty bar tab, the daily Starbucks habit

What Can You Do With Unwanted Gift Cards?

In my house we try to spend gift cards as soon as possible because the longer they are held the less purchasing power they have. Sometimes there are just cards you are not interest

Business Succession Planning Part 3: Using Disability Insurance to Protect your Business Interest

So buy now you have a shareholder's agreement in place, and it has been funded properly with Life Insurance. But what happens if an owner becomes disabled? It could mean bad new

Bankruptcy is a good thing

I don't mean that declaring bankruptcy is a good thing--obviously that sucks for everyone involved. But a system of bankruptcy is a good thing. It's good for creditors an

Mommy, Where Do Stocks Come From?

"Mommy, where do stocks come from?" I guess you could say that a stock starts with an idea or a gleam in a business owner's eye...

Is Six Figures Really That Much?

Nowadays, six figures is still above average, but its buying power in terms of lifestyle may have eroded even more than the value of a dollar, as those of us within striking distan

Wisdom from My Favorite Frugal TV Character - Julius Rock

My favorite cheap TV character is Julius Rock from Everybody Hate Chris. Julius is a character based on Chris Rock's father and in almost every episode of the show his fruga

Making Your Own Luck is No "Secret"

It's a much older secret than "The Secret," and much truer: Most lucky people are good planners and good decision makers. To a non-planner, a broken-down car is lousy

Cheap and Romantic Ideas for Valentine's Day (And Any Other Day of the Year)

I have always loathed Valentine's day because everywhere I went I would see gaudy pink and red balloons and roses and men who are literally suckered into buying the useless thi

Are you an "Adult" Investor?

With the use of provocative phrases such as "hard sell," "sharp-rise," "capital injection," inflation," "surge" and "double-digit

Explaining Away the Green M&M

Just in time for Valentine’s Day, the company behind M&M’s has decided to let the urban legend run wild. No longer will the impotent and un

Don't rely on credit for your emergency fund

There's a large group of financial advisors who suggest using credit in place of an emergency fund. That way, you can invest your entire portfolio for maximum return (such as

Frugal Tip: Do Not Spend When You Are Sad

Have you ever paid more than you normally would for something when you are trying to cheer yourself up? A recent study showed that a group of people who were sad offered almost fo

Book review: Supercapitalism

For most of the 20th century, capitalism and democracy seemed to go hand-in-hand. After all, every democratic country was largely capitalist and nearly every capitalist country wa

Latest Articles in Personal Finance

Credit Cards that Make Scoring Free Airfare Easy

Tired of jumping through hoops to use your airline miles? Check out this list of travel rewards credit cards that make flying free easy.

3 Easy Ways to Improve Your Credit Score During the Holidays

The holiday season can make a mess of your credit score. Why not make efforts to boost it instead?

5 Details Your Financial Adviser May Be Ignoring

You depend on your financial adviser for guidance on life's money matters. But they may not always consider the big picture.

How a Surprise Credit Limit Increase Can Harm You

You got a credit limit increase! Before you get charge-happy, there are a few important things to remember.

Best Money Tips: Must-Have Car Features That Will Save You Money

Today we found articles on must-have car features that will save you money, the best hacks for saving on Black Friday, and ways to make money in the next hour.

6 Ways to Make a Snowbird Retirement Affordable

So you want to pack your bags and spend the cold winter months of your retirement somewhere warm? Here's how to do it on a budget.

8 Signs You Desperately Need a New Credit Card

You may want a new credit card, but do you need one? Here's how to tell.

6 Simple Money Milestones Anyone Can Hit

Mega money goals can feel overwhelming. Check these simpler ones off your list while you're grinding toward the big ones.

How to Stack Credit Card Rewards to Earn Even More

Earning credit card rewards is great, but being able to stack them and save big is even better.

10 Money Goals You Should Set for the Holidays

The holidays can blindside your bank account. This year, make it a goal to be kind to your finances!

First Rule of Financial Wins: Avoid Losses

Financial freedom isn't about swinging for the fences. A strategy based on avoiding losses can pay off big.

When Dropping Your Life Insurance Is the Right Decision

You know how important it is to have life insurance. But when is it OK to drop it?

5 Excuses We Need to Stop Making About Overspending

You deserve it. It's on sale! There are dozens of excuses for overspending, and it's time to stop making them.

8 Secrets to a Debt-Free Holiday Season

The holidays should be about family and fun and celebration — not about acquiring debt. Here's how to enjoy the former while avoiding the latter.

9 Things Sellers Should Watch Out for During Escrow

You've got a buyer for your home — now you just need to make it through escrow.

How to Turn Your Buyer's Remorse Into Better Financial Habits

Believe it or not, there's a silver lining to buyer's remorse — it can help you adopt some smarter spending habits.

How to Revive an Old Retirement Fund

If you've been neglecting your nest egg, it's time to bring it back from the dead.

11 Ways to Prepare for Your Best Black Friday

Black Friday can be a mega budget-buster. Avoid the damage and shop smarter by making these money moves first.

Make These 6 Credit Card Moves Now to Prepare for Holiday Shopping

Before the holiday season is in full swing, make these money moves so you'll be prepared.

Teach Your Kids About Money With Their Holiday Gift Lists

Kids see the holidays as a gifts-filled free-for-all. You can turn those gimme-gimmes into some valuable money lessons.