Personal Finance

To FAFSA or Not to FAFSA: A Former Student's View of Student Loans

It's getting to be that kind of year again--the time when you anticipate filling out your tax returns, sighing with relief, and then realizing that you're not finished with

Common Currency: A Primer

These postings will pertain to the economy of life, which is all about personal alternatives that shape our financial world.

Can the government help in a recession?

Recessions spread. A minor downturn in one business spreads to its suppliers and then to their suppliers. Workers are laid off (or simply fear that they will be) and buy less, sp

I Got Duped! Dealing With Credit Card and Merchant Disputes

So you bought an awesome thing-a-ma-jiggy or service with your credit card. But when you got it home you discovered the item doesn't work, the service was a heist, or the

Best Money Tips: Personal Finance Explained in Football Terms

Welcome to the first edition of Wise Bread's Best Money Tips. Learn why Costo might not be a good deal, how to explain personal finance in football terms, which presidential can

Preparing for a Recession

Find out what, exactly, is a recession and what you can do to prepare for it.

Many Happy Returns: 5 Tips for Getting What You Really Want This Holiday

Sadly, a recent poll by Inside Indiana Business reports that 13 percent of consumer

Are men better money managers than women? Discuss in our forums and win $50!

Wise Bread is launching a new forum today! That's right. The best Christmas present you can give us is your company. Make a post anywhere in the forum and you will automaticall

Credit Card Fees: Hidden and Otherwise

Annual fees, grace periods, balance transfer options…it's a wonderful world of credit card jargon out there, and depending on your needs and planned u

Swipe envy

All the cool kids have credit cards. What if you don't? What if you are so young, so poor, so uncool that you can't get one? Do you have to stoop to paying for your food

Getting more for your money in the most unexpected place

I often get on my soap-box about bad customer service. I also preach (sorry) that you should all expect more for your money, be it shopping online or grabbing the weekly groceries.

What would da Vinci have paid?

The first time I drove across the country, my aunt gave me her old highway atlas. My finances were a bit tight at the time, so the gift, worth maybe $12, was very much apprecia

Review of The Money Mammals DVD for Children

Snigglezoo Entertainment recently sent me a review copy of their Money Mammals DVD to try out. The results were both surprising and delightful.

My Car is a Lemon! What Now?

It all looked so great at the outset. But numerous trips to the mechanic and problems at the side of the road have shown you that you unwittingly purchased a lemon of a car.

Share your favorite financial websites and win $25

Besides Wise Bread, where else do you go to get information about personal finance and frugal living? Share your favorite blogs, forums, and websites for a chance to win a $25 Amaz

Is it Time to Talk with your Parents?

With your parents (and other family members), avoiding conversations about finances can be detrimental in more ways than one. Because life happens when you’re busy making pla

10 Financial Frights to Avoid

This is a lighthearted (yet serious) look at some of the financial pitfalls we may find ourselves in if we're not careful.

Save gas; don't make left-hand turns.

You have to hand it to UPS. They crunched the numbers, they looked at the hard facts and they figured out that by limiting the number of left-hand turns made, you can save a whole

Seven Tax-Efficient Perks to ask your Employer For

If you are doing a good job, your employer will want to keep you. And to do so, they know they might need to woo you or otherwise entice you to stay if your skills are marketable a

Latest Articles in Personal Finance

8 Money Moves for the Newly Independent

Your days of relying on others for financial support are done. Good for you! Now it's time to make some smart money moves, ASAP.

How to Freeze Your Credit

A credit freeze can protect you from financial scammers. Here's how they work.

5 Best Neighborhood Features for New Families

You're hunting for the perfect home for your growing family. The house isn't the only key feature; pay attention to the neighborhood, too.

How Longevity Insurance Can Keep You From Outliving Your Money

People are living longer than ever. Longevity insurance promises you won't outlive your retirement savings.

What You Need to Semi-Retire Abroad Right Now

If you'd like to pack your bags and head overseas for a semiretirement, here's what you need first.

The 5 Best Tire Pressure Monitors

Making sure your tires have the right amount of air isn't easy, but it can be. Just use any of these tire pressure monitors and you'll always know when to stop at the air pump.

Best Money Tips: Smart Ways to Increase Your Net Worth

Today we found articles on smart ways to improve your net worth, how to get the most money selling your used goods, and gorgeous ornaments that cost almost nothing to make.

The High Cost of Pursuing Fame and Fortune

Who hasn't dreamed of achieving fame and fortune? Find out just how much of a long shot stardom really is.

5 Ways to Make Long-Term Care More Affordable

The numbers don't lie; long-term care is not cheap. With some careful planning, you can make it more affordable down the line.

How Millennials With Kids May Become the Richest Retirees Yet

Millennials have had an uphill battle finding jobs and buying homes. But when it comes to retirement savings, young parents are winning.

8 Critical 401(k) Questions You Need to Ask Your Employer

You know you should be using your work-sponsored 401(k) plan, but to really make the most of it, you need to ask a few questions.

5 Store Card Pitfalls to Watch Out for

Store credit cards offer huge discounts to lure customers in, but there's a catch. Read about the pitfalls of these offers and how you can avoid them.

Why Some Economists Say You Should Give Cash Instead of Gifts

One economist says you actually should be a "Scrooge" this gift-giving season. Who needs more stuff, anyway?

How to Plan for a Forced Early Retirement

Eighteen percent of Americans are forced to retire early. Are you prepared for an early retirement?

5 Lucrative Climate Change Investments That Can Help Save the World

Can you save the environment and take care of your personal finances at the same time? Yes, you can. Here's how.

9 Actions to Take When You're Denied a Credit Limit Increase

You want a higher credit limit, but your lender isn't on board. Some smart money moves now can solve this problem before you ask again.

Don't Be Fooled by an Investment's Rate of Return

You might get excited looking at that promising investment return — but it can be misleading. Here's what else you should look for.

9 Things You Should Always Carry on an Economy Flight

You can make even the stingiest of economy flights comfortable and relaxing with a few carryons. Please enjoy your flight!

When Is Your Credit Card's Travel Insurance Good Enough?

Your credit card offers travel insurance as a cardholder perk, but is it really enough to protect you on the road?

17 Ways Your House Can Earn a Paycheck

Looking for a unique way to pad your bottom line? Put your house to work earning extra income.