Personal Finance

10 Innovative But Obscure Sites That Put Money In Your Pocket

While these 10 sites are not widely know, they offer some pretty cool ways to either save or make some extra cash. No reason to keep them a secret. Tell your friends!

37 Ways You’d be Better Off as a Bum

First, apologies for the blatantly provocative title (although I do make good on it). But did you know that some people prefer to be homeless? I know, sounds crazy right? But I was

Write for money online series - Part I - Bukisa

I started writing online in 2007 at my personal blog and have not stopped since. I am very fortunate to have been selected to join Wise Bread last year and I have made a steady am

How to check if your mortgage statement is correct

This week the Federal Trade Commission sent out around $28 million in redress checks to more than 86,000 customers of Bear Stearns and EMC Mortgage Corporation. Apparently EMC Mor

6 Options if You're Underwater on Your Mortgage

Here are six options for people who are underwater on their mortgages.

Need a job? Apply to become a Census enumerator

The Census Bureau produces an important set of demographics data about the United States every ten years. The 2010 Census is coming up soon and the Bureau is hiring thousands of t

Visa: Debit cards help keep mystery spending to a minimum

Spending only the cash you have is the best way to maintaining financial independence. However, I've always wondered if the cash-only system works for people who suck at keeping r

Three bad ways to fund mortgage lending (and maybe a good way)

Any institution that wants to fund mortgages has a problem. They want to lend the money out for thirty years, but the money they have to lend comes from deposits that can be withdr

How to create a speculative bubble and profit

Recently I read an enlightening story in the New York Times about the Pu'er tea bubble in Yunan, China. The burgundy fermented teas fetched prices of $150 a pound at the peak, but

15 Ways To Manage Risk In Your Financial Life

By managing our risks, we are better equipped with addressing unpredictable scenarios that can wreak havoc with our finances. Risk isn't a bad thing, just as long as it's controlle

Recession Journal Part II: Broke or Poor?

We must understand fundamentally while some of our exercises in saving go for naught and why when things turn around, we forget our lessons. Unfortunately in America just eat one b

Could you save money by subscribing to an addictive game?

During the Christmas break my husband and I went to dinner with some of his friends from high school. One couple we spoke with told us that they are trying to save money for a dow

Not too late to get your IRS stimulus rebate--if you qualify

A lot of taxpayers missed out on getting their IRS economic stimulus rebate last year, even though they qualified. If you're one of them, you'll be glad to know that there's a way

Retirement for Stay-at-Home Parents

Many families make a sacrifice by having one parent stay at home to raise their children. If the stay-at-home parent remains at home and unemployed for the majority of his or her

Coupon Coups

Nothing vindicates a cynic by being proven right and coupons can often be used as a marketing tool for the old bait and switch. Overcome misgivings about coupons by going from coup

Why Can't You Ever Make On-Time Payments?

How frustrating is it to pay all of your bills each month when you finally get a minute to sit down and take care of things, only to find out later you got socked with penalties an

Book Review and Giveaway: Rich Brother Rich Sister

Robert Kiyosaki's latest book is a slight departure from the words of financial prowess he typically shares with his readers. If you want to know more - and to win a free copy to c

Book review: Game Over

Stephen Leeb's new book makes that case that we're running into resource limits on every front--energy, metals, water--and that this problem is going to affect everything we do. T

Organized tips on getting through tough times

If you like Wise Bread for all the tips and suggestions, here's another resource full of much the same kind of information, but organized differently. Instead of a blog, it's a bu

Rethinking The Early Mortgage Payoff

The borrow-at-a-low-interest-rate-and-invest-to-get-greater-returns mentality was so embedded in our belief system that there almost seemed to be a stigma attached to not carrying

Latest Articles in Personal Finance

How to Dispute Mistakes On Your Credit Report

Notice something amiss on your credit report? Don't fret. This is how you can dispute any mistakes.

The 8 Most Eye-Opening Money Attractions in the U.S.

Make your next vacation money-themed, and check out these eight amazing attractions across the U.S.

Someone Took Out a Loan in Your Name. Now What?

A fraudulent loan can have dire consequences for your personal finances. Here's how you can fix the problem, stat.

5 Things to Know Before Adding Someone to the Deed

Before you add someone to the deed on your home, you should be aware of these five things.

Banks Still Offering Free Checking and Savings with Great Interest Rates

Tired of fee-gouging from your old bank? Here are the banks with the best checking and savings terms.

Capital One 360: A Competitive Banking Option

CapOne 360 is a great option for those looking for low fees and great interest rates!

5 Best Online Checking Accounts

Whether you're looking to earn interest or for great customer service and reasonable fees, these five online checking account are all wise choices.

5 Ways Gig Economy Workers Can Save for Retirement

Even if your full-time job consists of several gig economy jobs, you can successfully save for retirement — here's how.

5 Renovations That Don't Increase Your Resale Value

Before you get started on a new home renovation, make sure you know if it'll increase your resale value.

How to Protect Yourself From Credit Card Theft

Don't let a scammer get a hold of your credit card number. Here's how to keep your account secure.

5 Reasons Not to Use Debit Cards When You Shop Online

Before you place an order through your favorite online retailer, consider these reasons to use credit instead of debit.

How Cosigning On a Student Loan Could Impact Your Finances

Before you cosign on a student loan, these are four important things to keep in mind.

16 Small Steps You Can Take Now to Improve Your Finances

Believe it or not, you can improve your finances in a big way by making several small money moves.

How to Maximize Rewards on Everyday Spending

If you're not using your travel or cash back card for certain expenses, you're leaving valuable rewards on the table.

How to Stay Calm During a Market Fluctuation

If you're tempted to bail on investments when you hear scary financial predictions, it's important you learn how to keep your cool.

The Pros and Cons of Refinancing an Auto Loan

Before you refinance your auto loan, here's what you need to know.

How to Make Better Financial Decisions

Focusing all your efforts into reaching one financial goal is a fairly straightforward process. But what about when you have more than one financial goal? This guide will help.

The Pros and Cons of Paying Off Your Debt Early

You dream of being debt-free, but is it all it's cracked up to be?

5 Things Keeping You From a Life of Financial Independence

These are common obstacles that could be standing between you and sweet financial freedom.

Should You Use a Personal Loan or a Home Equity Loan to Remodel Your Home?

Looking to remodel your home? Here's how to decide between a personal loan and a home equity loan to pay for it.