Personal Finance

How to Build Your Own Amortization Schedule

Looking for a dull, but financially eye-opening home project? Great! Today, we're going to build an amortization schedule. [more]

Saving money for kids made easy (NOT) by banks

Last week, I closed a no-maintenance-fee account because I was charged a hefty you-haven’t-deposited-any-money-lately fee a/k/a dormant account fee. [more]

Link-o-rama

Thank you, thank you, thank you to everyone who linked to our blog posts over the past week. We couldn't do it without you. And if we could, we wouldn't anyway. THAT'S how strong our love is. [more]

Is Infrastructure Destiny?

Today is National Ride Your Bike to Work Day. I have a bike but I chose to drive in my “Share the Road” license-plate embellished car today. Why? The route from home to office, though short, is treacherous. [more]

Will gas top $4 a gallon this summer? I say yes.

Before you go jumping all over the place and pointing out that I have done no real market analysis to back up my prediction, I would like to point out: I have done no real market analysis to back up my prediction. [more]

It's Linktastic!

Thanks to everyone who linked to Wise Bread recently. We appreciate your vote of confidence. [more]

Prefab Fab - This ain't yer grandma's double-wide

Are prefabbed homes the wave of the future? Judging from some of the magazines that I receive (Sunset, Metropolitan Home), it sure looks like things are heading in that direction. [more]

Our Lovely Lady Links

It's time once again for our linky love-fest. Jessica's post about security briefs got a lot of people thinking about where to stash their cash. Will caught the eye of It's Electric with his post about your chances of getting audited by the IRS. [more]

Removing Car Scratches: The Revenge of the Frugal Body Shop

Scratches are annoying and prevalent forms of car damage. We all get them, they really look awful and I've been hunting for new and old techniques for removal. Here are a few.

Remove Car Dents Quickly and Cheaply

Dents suck. And so does the cost to repair them. Here are quick and cheap ways to remove dents.

Don't Overpay While Driving - Put Down Your Cell and Save $101

My home state of Washington is set to require, by law, that drivers who want to yack on the cell phone use a hands-free set or earpiece. [more]

The seven deadly sins of consumerism (and the frugal redemption).

Sit ye down, hold your loved ones tight, and get ready for the seven deadliest sins of the modern day consumer. (By the way, I know I’m a movie buff when I can reference two of the greatest films ever made in one blog headline. [more]

Last Minute Tax-Filing? Extended Post Office Hours and More

Isn't it weird that there isn't a central list of post offices at, oh I don't know, say, USPS.com, that tells you which post office branches are going to be open late tonight for last-minute filers? [more]

Top 10 Tax Urban Legends, Myths and Rumors.

Hey, it's tax time again. If you've already looked at my other post on weird tax deductions , you'll know I like looking at the lighter side of taxation. [more]

You link us! You really, really link us!

It's time for our weekly round-up of link-love. Thanks to all who have linked to our site. We love you right back. [more]

20 Tips for Getting Your Security Deposit Back

Here are the tips I've garnered for how to rent well and get your money back.

Intimidated by Retirement Investing? Get Professional Help!

It might seem like something of a no-brainer to ask for professional investment advice, particularly about retirement. That said, there's still an astonishing number of people I know who don't. [more]

Link Me, Baby! Sending Out Thankful Vibes

Wise Bread is always grateful for the links we get from friends and even rivals. [more]

Money Metaphors (You wouldn't punch a kitten, would you?)

Equating my money, emotionally, with something that I find dear and worthy of protection, may force me to treat my money with the respect it deserves.

Latest Articles in Personal Finance

How to Dispute Mistakes On Your Credit Report

Notice something amiss on your credit report? Don't fret. This is how you can dispute any mistakes.

The 8 Most Eye-Opening Money Attractions in the U.S.

Make your next vacation money-themed, and check out these eight amazing attractions across the U.S.

Someone Took Out a Loan in Your Name. Now What?

A fraudulent loan can have dire consequences for your personal finances. Here's how you can fix the problem, stat.

5 Things to Know Before Adding Someone to the Deed

Before you add someone to the deed on your home, you should be aware of these five things.

Banks Still Offering Free Checking and Savings with Great Interest Rates

Tired of fee-gouging from your old bank? Here are the banks with the best checking and savings terms.

Capital One 360: A Competitive Banking Option

CapOne 360 is a great option for those looking for low fees and great interest rates!

5 Best Online Checking Accounts

Whether you're looking to earn interest or for great customer service and reasonable fees, these five online checking account are all wise choices.

5 Ways Gig Economy Workers Can Save for Retirement

Even if your full-time job consists of several gig economy jobs, you can successfully save for retirement — here's how.

5 Renovations That Don't Increase Your Resale Value

Before you get started on a new home renovation, make sure you know if it'll increase your resale value.

How to Protect Yourself From Credit Card Theft

Don't let a scammer get a hold of your credit card number. Here's how to keep your account secure.

5 Reasons Not to Use Debit Cards When You Shop Online

Before you place an order through your favorite online retailer, consider these reasons to use credit instead of debit.

How Cosigning On a Student Loan Could Impact Your Finances

Before you cosign on a student loan, these are four important things to keep in mind.

16 Small Steps You Can Take Now to Improve Your Finances

Believe it or not, you can improve your finances in a big way by making several small money moves.

How to Maximize Rewards on Everyday Spending

If you're not using your travel or cash back card for certain expenses, you're leaving valuable rewards on the table.

How to Stay Calm During a Market Fluctuation

If you're tempted to bail on investments when you hear scary financial predictions, it's important you learn how to keep your cool.

The Pros and Cons of Refinancing an Auto Loan

Before you refinance your auto loan, here's what you need to know.

How to Make Better Financial Decisions

Focusing all your efforts into reaching one financial goal is a fairly straightforward process. But what about when you have more than one financial goal? This guide will help.

The Pros and Cons of Paying Off Your Debt Early

You dream of being debt-free, but is it all it's cracked up to be?

5 Things Keeping You From a Life of Financial Independence

These are common obstacles that could be standing between you and sweet financial freedom.

Should You Use a Personal Loan or a Home Equity Loan to Remodel Your Home?

Looking to remodel your home? Here's how to decide between a personal loan and a home equity loan to pay for it.