Personal Finance

6 Ways Meeting the 2018 401(k) Contribution Limits Will Brighten Your Future

Want to start 2018 off on the right financial foot? Start hitting the new 401(k) contribution limit.

Here's How Far $1 Million Will Actually Go in Retirement

Many people hope to save a cool million for their retirement. But depending on where you live, $1 million may not be nearly enough.

5 Details You Shouldn't Neglect When Retiring Overseas

Don't risk your dream retirement overseas with poor planning, make sure these five details are covered.

The Cost of Finding a Treasure Chest Full of Gold

You struck gold — you're rich! Just how rich exactly? You may be unpleasantly surprised.

How to Find Your New Identity After Retirement

Your job is part of who you are. What happens when you leave it?

6 Ways Life Is Better With Good Credit

Better credit can lead to a better life in more ways than one.

11 Credit Card Perks That Make Life Easier and Way More Fun

Don't let credit card perks go to waste! These awesome cardholder benefits make life so much easier.

5 Unexpected Costs of Living in a Tiny House

Tiny homes can save you a ton of money on a mortgage — but some of their hidden expenses aren't quite so tiny.

7 Money Conversations Parents Should Have With Their Adult Kids

Your kids aren't babies anymore. It's time to sit down and talk finance.

Deferred Interest Credit Cards: Don't Fall For This Trick Over The Holidays

Beware of deferred interest credit cards that will be offered at checkout counters while you do your holiday shopping! They're really expensive if you're not careful!

7 Reasons You Need to Downsize

If your house is eating up too much of your time, energy, and cash, it may be time to find smaller digs.

How Small Business Credit Cards Affect Your Personal Credit

Those small business credit card offers sure are tempting. Understand the risks to your personal credit before you sign up.

The U.S. Savings Rate Has Tanked — Here's Why That Matters

The U.S. savings rate is the lowest since the Great Recession. Do you need to get your savings back on track?

4 Affordable Retirement Spots With World-Class Health Care

World-class health care doesn’t need to cost the an arm and a leg. These four affordable countries offer top quality facilities for retirees at a fraction of North American prices.

The Secret to Better Money Management May Be in Your Past

Those sepia-toned remembrances of your past self aren't just for afternoon daydreams — you can turn them into powerful motivators, too.

Think Outside the Index When You Rebalance Your Investment Portfolio

If you are rebalancing your portfolio before the end of the year, make sure you are truly diversified.

13 Financial Steps to Take Before Retiring Abroad

A retirement overseas can be a wonderful way to live out your golden years. But before you take off for your next chapter, make these money moves first.

Credit Cards That Make Scoring Free Airfare Easy

Tired of jumping through hoops to use your airline miles? Check out this list of travel rewards credit cards that make flying free easy.

3 Easy Ways to Improve Your Credit Score During the Holidays

The holiday season can make a mess of your credit score. Why not make efforts to boost it instead?

5 Details Your Financial Adviser May Be Ignoring

You depend on your financial adviser for guidance on life's money matters. But they may not always consider the big picture.

Latest Articles in Personal Finance

How Just $5 a Day Can Improve Your Financial Future

Want to improve your financial future? All you need is $5 per day.

4 Ways to Make Debt Repayment Fun

Paying off debt can be fun — yes, fun — with just a little bit of creative thinking and some basic gamification.

What Really Happens When You Don't Pay Your Student Loans

Student loans can be a heavy financial burden even in the best of times. If you don't pay them, things will only get worse.

6 Ways Good Credit Is Better Than a Boyfriend

Love is full of uncertainties. Good credit, on the other hand, fulfills every promise.

5 Questions Retirees Should Ask Before Starting a Small Business

Retirement is usually a time to relax — but for others, it's time to open their dream business. Is it really the right move?

7 Things You Should Know About Your 401(k) Match

Confused about how your employer's 401(k) match works? We'll break it down for you.

Yes, You Still Need an Emergency Fund in Retirement

An emergency fund isn't just for the working world. You need to bring one into retirement, too.

7 Easiest Ways to Catch Up on Retirement Savings Later in Life

If your retirement savings are off to a late start, you aren't alone. A few smart money moves can help you catch up.

5 Questions to Ask Before Applying for a HELOC

A HELOC offers a flexible way to tap your home equity. Just be sure to answer a few questions before applying.

Ask the Readers: What Are Your Financial Goals for 2018?

Tell us about your financial goals for 2018 and we'll enter you in a drawing to win a $20 Amazon Gift Card!

5 Ways Your Money Is Being a Jerk (And How to Fight Back)

Money can be a real jerk. Learn how to fight back when your finances are pushing you around.

Why You May Need a Revocable Living Trust

A revocable living trust can make it easier on your loved ones when the time comes to settle your estate. Don't let your legacy be the hassle you leave behind!

Your Small Business Needs an Emergency Fund, Too

Emergency can strike your small business just as it can your personal life. Protect all you've worked for with a business emergency fund.

Your Travel Rewards Points Were Stolen. Now What?

You know that hackers can steal your credit card info. Guess what? Your travel rewards aren't totally safe, either.

What to Do if You're Laid Off Before You Retire

You’ve found yourself out of work before you were ready to retire. Don’t worry! You can make this transition work.

What Does Your Personal Guarantee On a Business Credit Card Mean?

A credit card for your small business can be a great way to manage expenses (and earn rewards). There's just one catch.

5 Things Every Small Business Owner Needs to Know About Employee Retirement Accounts

More than half of American small business employees don't have a workplace retirement plan. Here's why your small business should offer one.

12 Things You Should Know About the New Tax Law

The Trump administration recently rolled out its new tax law. Here are the major changes you need to know about.

3 Easy Ways to Invest in Real Estate (Without Buying Real Estate)

Investing in real estate can be lucrative — and a lot of hard work. With these investment strategies, you can enjoy the profits without owning property.

What Every Retirement Saver Should Know About Required Minimum Distributions

Uncle Sam hasn't forgotten about your tax-deferred retirement accounts. When you turn 70½, he'll come knocking.