Personal Finance

6 Valid Reasons Not to Contribute to Your 401(k)

Depending on your situation and your goals, opting out of your 401(k) plan can be a smart financial decision.

Get Ready to Manage Your Bank (and Other Cash) Accounts

Recently, there's been no reason to pay much attention to how you store your cash — it doesn't earn enough interest to worry about. That's about to change.

You Shouldn’t Buy a Home If…

Home ownership isn’t for everyone. And even if it’s right for you, it might not be right for you right now. Read this to help figure out if you're ready.

Best Money Tips: Tax Loopholes for the Working Man and Woman

Today we found some stellar articles on tax loopholes, handling a part time side business, and beating burnout as a working grad student.

What You Need to Know About the FDIC

How safe is your money? Well, if you keep it in a bank, it's kept very safe by the U.S. Government...up to a point.

How to Set Up an IRA to Build Wealth

Want to become a millionaire? All you have to do is invest $11 a day in an IRA for 40 years. Learn how to set yours up.

Best Money Tips: IRS Audit Red Flags

Today we found some fantastic articles on IRS audit red flags, ways to spring-clean your finances, and hidden costs of DIY moving.

Canada and U.S. Retirement Showdown: Which Offers More for Retirees?

In the spirit of friendly cross-border competition, Canada and the U.S. face-off on retirement. Which country offers the best deal for retirees?

The Psychology of Money: How a T-Shirt Equals a Taco

Sometimes, really understanding your finances doesn't mean knowing the numbers — it means knowing how many tacos you can buy.

Best Money Tips: How to Save on Banking Fees

Today we found some great articles on saving on banking fees, decluttering your kitchen, and time management rules you are breaking.

To Stay on Financial Track, Perform a Yearly Earnings Review

If you want to make sure you're on the right financial track, add a review of your earnings to your annual tax-time financial routine.

17 Things Car Salesmen Don't Want You to Know

Car salesmen have a lot of tricks up their sleeves to help separate you from your money. Learn what to watch out for.

How to Get a Truly Free Credit Report

If you want a truly free credit report, ignore the clever ads and go straight to the source — where there are no strings attached.

Mental Accounting: Why You Blow Your Tax Refund but Not Your Raise

Learn why we treat some money differently from other money — and how to get a better overall grip on your finances.

Best Money Tips: Factors That Can Raise Your Insurance Premiums

Today we found some stellar articles on factors that can raise your insurance premiums, buying high-quality low-priced furniture, and living frugal but looking rich.

Love Travel, But Hate Airline Miles? Try AmEx's Blue Sky Preferred

Credit card issuers are replacing complex airline mile rewards with flexible statement credits. Is AMEX's Blue Sky Preferred the best of the bunch?

Unclaimed Assets: Is the Government Holding Your Money?

You might be entitled to some of the $42 billion in unclaimed property the government is holding. Find and reclaim your loot with these online tools.

How to Refinance Your Mortgage

Refinancing can save you hundreds of dollars a month and help you pay off your mortgage faster. Here's a quick overview of the process.

6 Ways to Get Paid for Saving Money

Interest, dividends, and investment earnings aren't the only ways to make money by saving. Get paid to save with these rewards, tax credits, prizes, and more.

The False Allure of Compound Interest

You've seen stories about compound interest adding up to big savings. That can happen — but often, it's not the whole truth.

Latest Articles in Personal Finance

How to Dispute Mistakes On Your Credit Report

Notice something amiss on your credit report? Don't fret. This is how you can dispute any mistakes.

The 8 Most Eye-Opening Money Attractions in the U.S.

Make your next vacation money-themed, and check out these eight amazing attractions across the U.S.

Someone Took Out a Loan in Your Name. Now What?

A fraudulent loan can have dire consequences for your personal finances. Here's how you can fix the problem, stat.

5 Things to Know Before Adding Someone to the Deed

Before you add someone to the deed on your home, you should be aware of these five things.

Banks Still Offering Free Checking and Savings with Great Interest Rates

Tired of fee-gouging from your old bank? Here are the banks with the best checking and savings terms.

Capital One 360: A Competitive Banking Option

CapOne 360 is a great option for those looking for low fees and great interest rates!

5 Best Online Checking Accounts

Whether you're looking to earn interest or for great customer service and reasonable fees, these five online checking account are all wise choices.

5 Ways Gig Economy Workers Can Save for Retirement

Even if your full-time job consists of several gig economy jobs, you can successfully save for retirement — here's how.

5 Renovations That Don't Increase Your Resale Value

Before you get started on a new home renovation, make sure you know if it'll increase your resale value.

How to Protect Yourself From Credit Card Theft

Don't let a scammer get a hold of your credit card number. Here's how to keep your account secure.

5 Reasons Not to Use Debit Cards When You Shop Online

Before you place an order through your favorite online retailer, consider these reasons to use credit instead of debit.

How Cosigning On a Student Loan Could Impact Your Finances

Before you cosign on a student loan, these are four important things to keep in mind.

16 Small Steps You Can Take Now to Improve Your Finances

Believe it or not, you can improve your finances in a big way by making several small money moves.

How to Maximize Rewards on Everyday Spending

If you're not using your travel or cash back card for certain expenses, you're leaving valuable rewards on the table.

How to Stay Calm During a Market Fluctuation

If you're tempted to bail on investments when you hear scary financial predictions, it's important you learn how to keep your cool.

The Pros and Cons of Refinancing an Auto Loan

Before you refinance your auto loan, here's what you need to know.

How to Make Better Financial Decisions

Focusing all your efforts into reaching one financial goal is a fairly straightforward process. But what about when you have more than one financial goal? This guide will help.

The Pros and Cons of Paying Off Your Debt Early

You dream of being debt-free, but is it all it's cracked up to be?

5 Things Keeping You From a Life of Financial Independence

These are common obstacles that could be standing between you and sweet financial freedom.

Should You Use a Personal Loan or a Home Equity Loan to Remodel Your Home?

Looking to remodel your home? Here's how to decide between a personal loan and a home equity loan to pay for it.