restaurants http://www.wisebread.com/taxonomy/term/709/all en-US 7 Countries Where You Don't Have to Tip at Restaurants http://www.wisebread.com/7-countries-where-you-dont-have-to-tip-at-restaurants <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/7-countries-where-you-dont-have-to-tip-at-restaurants" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/waitress_hand_holding_tray_money_change_giving_back_to_customers_in_cafe.jpg" alt="Waitress hand holding tray money change giving back to customers in cafe" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Maybe you hate tipping and want to plan your vacations around countries where it's an unheard of concept. Or perhaps you're interested in how other cultures handle tipping and if the service is affected by the custom. Whatever your motivations, it's good to be aware of the places where it's unexpected to tip, those where it's uncommon but appreciated, and the ones where it's considered an outright insult. (See also: <a href="http://www.wisebread.com/are-you-tipping-wrong-this-is-what-you-should-be-leaving?ref=seealso" target="_blank">This Is How Much to Tip in the U.S.</a>)</p> <h2>1. Japan</h2> <p>Japan is a country built on traditions that stretch back centuries and which can still be seen clearly in everyday life. Respect, courtesy, and politeness are basic principles in society, and good service comes as standard without the expectation of extra compensation.</p> <p>Japan quite simply doesn't have a tipping culture, so trying to leave a gratuity could result in a fair amount of confusion. That confusion will inevitably lead to attempts to give you back your change, and could even open up the potential for causing offense. Avoid an awkward situation with a heartfelt thank you instead.</p> <h2>2. China</h2> <p>China is such a vast country with such a diverse history that many aspects of life differ drastically from region-to-region. The food, the landscapes, and even the language vary depending on where you are. But one thing that remains largely the same is that tipping is unexpected and unnecessary.</p> <p>Similar to Japan, China has no tipping culture traditionally, though in some of the big, international destinations it is becoming more common, largely thanks to overseas visitors. In Hong Kong and Macau, restaurants will often include a 10 percent service charge. If you feel you got exceptional service you may want to leave a little something extra.</p> <p>I lived in a relatively unknown city called Yangzhou for one year, and when I first arrived, my North American habits meant that I was frequently leaving tips without really noticing. I soon realized that this was not a custom in Yangzhou, and often the waitstaff would chase me down the street to return my change to me!</p> <h2>3. French Polynesia</h2> <p>This collection of magical tropical islands in the South Pacific Ocean might be an overseas collectivity of France, but the tipping rules are slightly different from the country that oversees it. Tipping traditions here stem from Tahitian traditions rather than the French customs.</p> <p>In France, a service charge is included in the price of meals, and is required by law to be passed on to the staff. Additional tipping is not an obligation, but is accepted as a gesture for good service. In French Polynesia, no tip is required ordinarily, though if one is expected it will usually be clearly indicated with a note on the receipt to say that it would be appreciated.</p> <h2>4. Switzerland</h2> <p>Switzerland is a country whose identity is heavily influenced by the countries surrounding it, with French, German, Italian, and Romansch all considered official languages. Its tipping customs are unique to Switzerland, though, as there is no expectation to leave a gratuity for any services received.</p> <p>Unlike in many countries where tipping is ingrained in the culture, staff in the service industry in Switzerland are generally paid a decent basic salary. This means they aren't reliant on tips to bolster their wages. Any service charge must be clearly stated on your bill by law, and any tips here tend to be confined to the change left over from payment. (See also: <a href="http://www.wisebread.com/how-to-get-cash-while-traveling-abroad?ref=seealso" target="_blank">How to Get Cash While Traveling Abroad</a>)</p> <h2>5. Brazil</h2> <p>Tipping in Brazil is not common practice, partly because culturally it's not been done, but also because a 10 percent service charge is usually automatically added to your bill.</p> <p>Having said that, tips here are genuinely appreciated, even if they're not relied upon. Many customers tend to round up to the nearest <em>real </em>rather than waiting for small change, and don't be surprised if service staff do this as well when giving you your change back. Use your discretion as to when to give a tip, but remember that waiting service is a well regarded profession here and anything you do leave will be well received.</p> <h2>6. South Korea</h2> <p>South Korea is a country that manages to seamlessly merge age-old tradition with cutting edge modernity. Its vibrant capital Seoul is a mammoth metropolis with a thriving food scene, futuristic architecture, and streets full of trendy fashionistas. Outside of Seoul there's an abundance of stunning natural landscapes that will take your breath away.</p> <p>Regardless of where you are in South Korea, tipping is generally not expected, though it may still be appreciated in certain settings such as more westernized restaurants. In some instances it can even be considered as an act of pity rather than generosity, and may be refused. The easiest option is to simply not tip.</p> <h2>7. Denmark</h2> <p>This stunning Scandinavian country, like many others in this region, is well renowned for its egalitarian social policies. Its relatively high minimum wage means that service staff are well compensated for their work. Add to this the fact that a service charge of 10 percent is more often than not included in your final bill and it goes some way in explaining why tipping is so uncommon here.</p> <p>Don't feel obliged to leave a tip, but if you do receive great service, a tip is taken as a token of your appreciation. It's also more common to tip in higher end establishments than it is in cafes or bars, but still not considered a requirement. Five to 10 percent is sufficient if you do decide that you want to leave something.</p> <p>In the U.S., tipping is such an ingrained part of the culture that it can feel strange not leaving a gratuity, particularly when you've received great service. But whether you feel comfortable resisting leaving a tip or not, it's important to follow the customs and traditions of the places that you visit.</p> <p>What you consider a harmless and even generous act could be seen as completely the opposite and cause offense to the intended recipient. Be respectful, and if in doubt, feel free to discreetly ask what the expectation is.</p> <h2 style="text-align: center;">Like this article? Pin it!</h2> <div align="center"> <script async defer src="//assets.pinterest.com/js/pinit.js"></script></div> <p style="text-align: center;"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5180/7%20Countries%20Where%20You%20Dont%20Have%20to%20Tip%20at%20Restaurants.jpg" alt="7 Countries Where You Don't Have to Tip at Restaurants" width="250" height="374" /></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/nick-wharton">Nick Wharton</a> of <a href="http://www.wisebread.com/7-countries-where-you-dont-have-to-tip-at-restaurants">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-6"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-trendy-destinations-for-digital-nomads">7 Trendy Destinations for Digital Nomads</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-countries-where-you-can-retire-for-1000-a-month">5 Countries Where You Can Retire for $1,000 a Month</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-best-airline-rewards-programs-for-trips-to-europe">The Best Airline Rewards Programs for Trips to Europe</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-amazing-travel-destinations-you-thought-were-unaffordable">5 Amazing Travel Destinations You Thought Were Unaffordable</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-countries-where-you-can-travel-on-30-a-day-or-less">7 Countries Where You Can Travel on $30 a Day or Less</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Travel countries customs eating out gratuity international offensive restaurants service industry tips tradition vacation Fri, 14 Jul 2017 08:31:10 +0000 Nick Wharton 1981840 at http://www.wisebread.com More Cash Back for Dining Out with the Capital One® Premier Dining Rewards Credit Card http://www.wisebread.com/more-cash-back-for-dining-out-with-the-capital-one-premier-dining-rewards-credit-card <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/more-cash-back-for-dining-out-with-the-capital-one-premier-dining-rewards-credit-card" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/iStock-627873424.jpg" alt="" title="" class="imagecache imagecache-250w" width="250" height="141" /></a> </div> </div> </div> <p>The&nbsp;<a href="http://ct.wisebread.com/click.php?pg=290&amp;pid=175&amp;pp=0&amp;uv=sname" target="_blank">Capital One&reg; Premier Dining Rewards Credit Card</a> is a card that provides the &quot;no hassle&quot; rewards that Capital One is known for, especially if your spending falls into the restaurant and dining out categories. In fact, the newest addition to the Capital One line of rewards cards offers one of the highest cash back rates on these types of purchases. If you frequently spend in these categories, this is one rewards card you want to be sure is in your wallet. (See also: <a href="http://www.wisebread.com/the-5-best-credit-cards-for-dining-out?utm_source=wisebread&amp;utm_medium=seealso&amp;utm_campaign=review" target="_blank">Best Credit Cards for Dining Out</a>)</p> <h2>Why We Like This Card</h2> <ul> <li>$100 one-time cash bonus offer</li> <li>Unlimited 3% cash back on dining</li> </ul> <h2>How This Card Works</h2> <p>This card awards unlimited 3% cash back on dining, 2% on groceries, and 1% on all other purchases. (See also: <a href="http://www.wisebread.com/the-best-5-credit-cards-for-groceries?utm_source=wisebread&amp;utm_medium=seealso&amp;utm_campaign=review" target="_blank">Best Credit Cards for Groceries</a>)</p> <p><strong>Bonus</strong>. Earn a one-time cash bonus of $100 after you spend $500 on purchases within the first 3 months from account opening. (See also: <a href="http://www.wisebread.com/5-best-credit-cards-that-offer-bonus-cash-for-sign-up?utm_source=wisebread&amp;utm_medium=seealso&amp;utm_campaign=review" target="_blank">Best Cards that Offer Bonus Cash for Sign-Up</a>)</p> <p>Your rewards do not expire, and you can redeem your cash back at any time, in any amount. You can request a statement credit or a check, or you can set up automatic redemption for a set time each calendar year or once you have reached a specific reward amount.</p> <h2>Other Benefits</h2> <p><strong>Complimentary concierge</strong>. This card includes complimentary concierge services for help with booking travel, making dining reservations, shopping, and more, 24 hours a day.</p> <p><strong>Identity theft services</strong>. If you are a victim of identity theft, this card also offers many identity theft resolution services.</p> <p><strong>Travel benefits</strong>. You get additional travel benefits such as complimentary room upgrades, access to a portfolio of Luxury Hotels &amp; Resorts, travel protection, and more.</p> <p><strong>Extended warranty</strong>. When you use this card for your purchases, you can qualify for additional warranty protection on those purchases at no charge.</p> <p><strong>Price protection</strong>. If an item you purchase with your card is found within 60 days of purchasing at a lower price, you can get reimbursed for the price difference.</p> <h2>Costs</h2> <ul> <li>$0 Annual Fee</li> <li>15.49% - 24.49% Variable APR</li> <li>$0 Foreign Transaction Fee</li> <p><a target="_blank" href="http://ct.wisebread.com/click.php?pg=290&amp;pid=175&amp;pp=0&amp;uv=sbutton2" rel="nofollow"><img width="154" height="50" src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/apply-now.png" alt="" class="img-exempt" /></a></p> <h3>Considerations</h3> <p><strong>Primarily for dining out</strong>. You earn the most cash back when you dine out, which won&rsquo;t be much if this is an expense you have just a few times per year. If your spending is more likely to fall into other categories <a href="http://www.wisebread.com/5-best-gas-rewards-credit-cards" target="_blank">like gas</a> or airfare, you will earn more cash back with cards that focus on those categories or with flat rate rewards cards that award a higher rate for all purchases. (See also: <a href="http://www.wisebread.com/best-credit-cards-that-offer-flat-rate-rewards-for-all-spending?utm_source=wisebread&amp;utm_medium=seealso&amp;utm_campaign=review" target="_blank">Best Credit Cards that Offer Flat Rate Rewards for All Spending</a>)</p> <h2>Who This Card Is Best For</h2> <p>This card is best for those whose spending is primarily dining out in restaurants and groceries. Unlike other cards that award these types of purchases, this card has no cap or limit on the amount of cash back you can earn. Also, because there is no foreign transaction fee, it&rsquo;s a great card to use if you frequently travel abroad or need to make foreign purchases. It also comes with a number of extra benefits and perks that make traveling and shopping more comfortable.</p> <p style="text-align: center;"><a href="http://ct.wisebread.com/click.php?pg=290&amp;pid=175&amp;pp=0&amp;uv=send" target="_blank"><strong>Click here to learn more and apply for the&nbsp;</strong><strong>Capital One&reg; Premier Dining Rewards Credit Card</strong><strong> today!</strong></a></p> </ul> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/christina-majaski">Christina Majaski</a> of <a href="http://www.wisebread.com/more-cash-back-for-dining-out-with-the-capital-one-premier-dining-rewards-credit-card">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-5"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-credit-cards-for-dining-out">The 5 Best Credit Cards for Dining Out</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/40-restaurants-that-offer-senior-discounts">40 Restaurants That Offer Senior Discounts</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/9-ways-restaurant-menus-are-designed-to-make-you-spend-more">9 Ways Restaurant Menus Are Designed to Make You Spend More</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-worlds-most-affordable-michelin-starred-restaurants">The World&#039;s Most Affordable Michelin-Starred Restaurants</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-secrets-restaurants-dont-want-you-to-know">6 Secrets Restaurants Don&#039;t Want You to Know</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Credit Cards Food and Drink credit card reviews dining out restaurants Fri, 07 Jul 2017 11:00:10 +0000 Christina Majaski 1978535 at http://www.wisebread.com Best Money Tips: Kids Eat Free at These 50 Restaurants http://www.wisebread.com/best-money-tips-kids-eat-free-at-these-50-restaurants <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-kids-eat-free-at-these-50-restaurants" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/family_eating_restaurant_579235854_0.jpg" alt="Kid eating for free at a restaurant" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found articles on restaurants where kids eat free, hotel perks that save you money, and things to buy and sell on Craigslist to make a profit.</p> <h2>Top 5 Articles</h2> <p><a href="http://www.cheapism.com/blog/kids-eat-free-restaurant-deals-16154/">50 Restaurants Where Kids Eat Free</a> &mdash; Families can save a bundle by taking advantage of kids-eat-free deals when dining out. [Cheapism]</p> <p><a href="http://www.cleverdude.com/content/6-hotel-perks-that-save-you-money/">6 Hotel Perks That Save You Money</a> &mdash; Many hotels offer free light snacks and drinks for a few hours in the evenings. [Clever Dude]</p> <p><a href="http://flippingincome.com/things-to-buy-and-sell-on-craigslist/">8 Things to Buy and Sell on Craigslist to Make Money</a> &mdash; You can make a good profit on solid wood furniture. A little staining or a fresh coat of paint is often all it takes to bring an old piece back to life. [Flipping Income]</p> <p><a href="https://www.moneytalksnews.com/should-you-hire-someone-negotiate-your-cable-and-other-bills/">Should You Hire a Service to Negotiate Your Cable and Other Bills?</a> &mdash; Companies like BillCutterz and BillFixers can help you save on monthly bills by negotiating costs with your service providers and tracking expiring promotional offers for you. [Money Talks News]</p> <p><a href="http://www.csmonitor.com/Environment/2017/0406/More-for-less-Renewable-power-surges-into-mainstream-as-costs-fall">More for less: Renewable power surges into mainstream as costs fall</a> &mdash; Solar panels and wind turbines may no longer be niche as investors in renewable sources of electricity generation are increasingly getting more bang for their buck. [The Monitor]</p> <h2>Other Essential Reading</h2> <p><a href="https://www.popsugar.com/smart-living/Harry-Potter-World-Secrets-38520014">25 Wizarding World of Harry Potter Hacks You Need to Know Before Going</a> &mdash; Carrying all the merchandise you buy at Honeydukes and other shops can be a hassle. Ask the wizards at the registers to send your purchases to the front of the park, where you can pick them up at the end of the day. [PopSugar Smart Living]</p> <p><a href="http://www.thefrugaltoad.com/personalfinance/12-save-money-hate-couponing">12 Ways to Save Money When You Hate Couponing</a> &mdash; Sign up for text alerts from your favorite retailers so you are the first to know when deals hit the stores. (Just make sure your phone service plan won't charge you for all the texts you'll be getting.) [The Frugal Toad]</p> <p><a href="http://www.livingwellspendingless.com/2017/04/07/how-to-keep-your-car-clean/">How to Keep Your Car Clean</a> &mdash; First things: take everything out of your car and give it a deep clean. [Living Well Spending Less]</p> <p><a href="https://fitzvillafuerte.com/psychology-investing-9-biases-behavioral-mistakes-must-avoid.html">The Psychology of Investing: 9 Biases and Behavioral Mistakes You Must Avoid</a> &mdash; Don't allow memory bias to affect your investment decisions. Try to be as object as possible. [Ready To Be Rich]</p> <p><a href="https://www.dailyworth.com/posts/5-things-consider-choosing-summer-childcare">5 Things to Consider Before Choosing Summer Childcare</a> &mdash; Make sure you understand how the childcare tax credit works. The higher your income, the lower your credit will be. [Daily Worth]</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/amy-lu">Amy Lu</a> of <a href="http://www.wisebread.com/best-money-tips-kids-eat-free-at-these-50-restaurants">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/why-you-shouldnt-eat-at-chain-restaurants">Why You Shouldn&#039;t Eat at Chain Restaurants</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/40-restaurants-that-offer-senior-discounts">40 Restaurants That Offer Senior Discounts</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/more-cash-back-for-dining-out-with-the-capital-one-premier-dining-rewards-credit-card">More Cash Back for Dining Out with the Capital One® Premier Dining Rewards Credit Card</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/avoid-these-fast-food-items-say-fast-food-employees">“Avoid These Fast Food Items,” Say Fast Food Employees</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/9-ways-restaurant-menus-are-designed-to-make-you-spend-more">9 Ways Restaurant Menus Are Designed to Make You Spend More</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Food and Drink best money tips restaurants Mon, 10 Apr 2017 08:30:13 +0000 Amy Lu 1923845 at http://www.wisebread.com 9 Ways Restaurant Menus Are Designed to Make You Spend More http://www.wisebread.com/9-ways-restaurant-menus-are-designed-to-make-you-spend-more <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/9-ways-restaurant-menus-are-designed-to-make-you-spend-more" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/iStock-505943526.jpg" alt="Learning ways restaurant menus are designed to make you spend" title="" class="imagecache imagecache-250w" width="250" height="141" /></a> </div> </div> </div> <p>There is no arguing the fact that dining out on a regular basis can bust any budget. But if you understand restaurant menus, and how they're designed to trick you into opening your wallets wide, you can dine wisely and save money. Here are nine sneaky restaurant menu tactics along with some smart ways to fight back. (See also: <a href="http://www.wisebread.com/13-overpriced-restaurant-items-that-waste-your-money?ref=seealso" target="_blank">13 Overpriced Restaurant Items That Waste Your Money</a>)</p> <h2>1. First Item on Menu Trick</h2> <p>Typically the first item in each meal category is the restaurant's &quot;<a href="http://restaurantengine.com/better-restaurant-menu/" target="_blank">anchor item</a>,&quot; which is where they make their biggest profit. This could be pasta, seafood, salad, or more a generic category like &quot;Entrees&quot; or &quot;Appetizers.&quot; Because the first item listed typically gets ordered more often than any other item in the category, it's going to usually be one of these anchor items. Buyer beware. Make sure to look through the entire list before you decide on what to order.</p> <h2>2. Menu &quot;Boxes&quot; Everywhere</h2> <p>Restaurants like to put meal categories in fancy boxes in different spots on their menus. It could be their steak dishes or maybe seafood dishes, but the one thing they have in common is they grab your attention and tend to make you more price insensitive. They want these boxes to grab your attention because typically their profit margin on these meals is the highest. To fight back, you'll want to ignore the boxes, avoid temptation, and stick to the meals in your budget.</p> <h2>3. Pricing Ending with .99 or .95</h2> <p>This is the old retail trick of having the price end just below a round number. Our eyes and brain are trained to read from left to right so the first number in the price is what we use to determine the overall value. A burrito selling for $7.95 just looks cheaper than one selling for $8.00. To fight back, just round the number up in your head, then decide if the price is reasonable.</p> <h2>4. Fancy Words</h2> <p>Restaurant menus are riddled with fancy words like &quot;juicy,&quot; &quot;creamy,&quot; &quot;deep smoky flavor,&quot; and the like. They are designed and put on the menu for only one reason: to create hunger in the person ordering. It's like Pavlov's dogs, you hear the word juicy or tender and you start salivating immediately. By being aware of what restaurants are trying to do, you can gloss over the fancy words designed to create hunger pangs and order the meal you originally intended.</p> <h2>5. &quot;Chef Specials&quot;</h2> <p>&quot;Chef Specials&quot; are typically anything but. Instead, they're often meals that make the restaurant the most money or include ingredients the restaurant is trying to get rid of. The meal descriptions are usually full of fancy words designed to make you order them without much thought. They typically have their own special section on the menu with special fonts and graphics designed to catch your attention. The next time you see &quot;Chef Specials&quot; when dining out, don't fall for the trap. Instead, only order them if you were planning on it when you walked in the door.</p> <h2>6. No Dollar Signs</h2> <p>According to a <a href="http://scholarship.sha.cornell.edu/chrpubs/169/" target="_blank">Cornell study</a>, diners tend to spend more at restaurants that don't use dollar signs on their menus. Because of this, high-end restaurants will often leave the dollar sign off the menu completely. Their thought process is that diners will be less likely to think about their own financial situation if the menu doesn't have dollar signs plastered all over it.</p> <p>Also, expensive restaurants will only use whole numbers for prices. For example, it could be a 29 or it could be a 14, in either case they want to remove the idea of real money from the situation. Thus you won't see any decimals, cents, or dollar signs on the menu. Be sure to consider what your meal total will be in &quot;real&quot; dollars before you place an order.</p> <h2>7. Associate a Meal With a Brand</h2> <p>Whether it's the <a href="http://www.nytimes.com/2009/12/23/dining/23menus.html" target="_blank">Jack Daniel's BBQ sauce at TGIF's</a>, or Doritos taco shells at Taco Bell, tying a brand-name to a meal (referred to as &quot;co-branding&quot;) often gives restaurants the green light to charge you more. Don't fall for the mind game and instead look for cheaper alternatives on the menu that are almost identical.</p> <h2>8. Top Right Menu Trick</h2> <p>According to William Poundstone, author of <a href="http://amzn.to/2mgGzmc" target="_blank">Priceless: The Myth of Fair Value (and How to Take Advantage of It)</a>, diners tend to look at the top right corner of the menu first. This might seem a bit counterintuitive as we read from left to right, but Poundstone says this is where you'll most often find the restaurant's most profitable items. Thus, many restaurants will make this menu real estate stand out by using larger font, eye-catching boxes, and clever wording.</p> <h2>9. Vague Sizing</h2> <p>Many restaurants offer a half sandwich, or a half salad. Have you ever wondered just how big a &quot;half&quot; order is and which one you should order? Most restaurants price their full salad or sandwich so it appears to be a better deal. But the truth of the matter is most half salads and sandwiches are way over half as big as a &quot;full&quot; and are often the better value as you'll probably have no waste. Be sure to ask how big a half order is before ordering as it'll often be the way to go unless you're really hungry and can finish the larger &quot;full&quot; portion. (See also: <a href="http://www.wisebread.com/12-new-ways-restaurants-trick-you-to-spend-more?ref=seealso" target="_blank">12 Ways Restaurants Trick You Into Spending More</a>)</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/kyle-james">Kyle James</a> of <a href="http://www.wisebread.com/9-ways-restaurant-menus-are-designed-to-make-you-spend-more">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-stop-the-takeout-meal-cycle-and-save">How to Stop the Takeout Meal Cycle and Save</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-secrets-restaurants-dont-want-you-to-know">6 Secrets Restaurants Don&#039;t Want You to Know</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-water-can-save-you-977-a-year">How Water Can Save You $977 a Year</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/bridging-the-gap-from-dining-out-to-eating-in">Bridging The Gap From Dining Out To Eating In</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/40-restaurants-that-offer-senior-discounts">40 Restaurants That Offer Senior Discounts</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Budgeting Food and Drink dining out eating out restaurant budget restaurant menu restaurants saving money on food Takeout takeout menu Fri, 24 Feb 2017 10:30:37 +0000 Kyle James 1897586 at http://www.wisebread.com 9 Restaurant Secret Menu Items That'll Actually Save you Money http://www.wisebread.com/9-restaurant-secret-menu-items-thatll-actually-save-you-money <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/9-restaurant-secret-menu-items-thatll-actually-save-you-money" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/iStock_68368369_MEDIUM.jpg" alt="order these secret menu items to save money" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>The idea of&nbsp;<a href="http://www.wisebread.com/14-secret-fast-food-menus-revealed">secret menus at restaurants</a> and fast food joint is not a new concept. Items that might not be on the regular menu, but yet are ordered by savvy eaters who are &quot;in the know.&quot; Could be just a small twist on a popular item, or better yet, it could be a secret menu item that'll actually save you some money, or give you more food for your greenbacks. Here are nine such items that you just might need to add to your fast food vernacular.</p> <h2>1. Poor Man's Big Mac at McDonald's</h2> <p>The&nbsp;<a href="https://www.mcdonalds.com/us/en-us/product/mcdouble.html">McDouble</a>, also known as the &quot;poor man's Big Mac,&quot; is a must-order for the frugal minded dining at McDonald's. To make it happen, you need to order a McDouble, which is a burger with two beef patties and a slice of cheese in the middle. Next, politely ask them to hold the pickles and ketchup, and add lettuce, onion, and secret sauce to your burger. The result is essentially a Big Mac for about $1.39, compared to $3.99 for an actual Big Mac. The only thing missing is the bun stuck in the middle, but who really needs that anyway, right?</p> <h2>2. Order Meat &quot;Half &amp; Half&quot; at Chipotle</h2> <p>If you want to get a bigger burrito at Chipotle, consider asking for half chicken and half steak. Or whatever meat combo you like. By doing this, you'll inevitably get more protein in your wrap. The idea here is that the burrito artist behind the counter tries to get a half scoop of each but more often than not, you get over a half-scoop of each. I've personally seen this phenomena happen, and while not scientific, it's a great way to get more chow without paying extra.</p> <h2>3. Order Both Bean-Types at Chipotle</h2> <p>Similar to the above meat example, if you want an even bigger burrito at Chipotle, order both pinto and black beans. Apparently, you'll typically end up with 92% more beans and a 16% bigger burrito overall. Want even more food? Do the same thing with rice and order both white and brown and you'll get 93% more rice on average.</p> <h2>4. Grande Americano in a Tall Cup at Starbucks</h2> <p>If you're looking for the cheapest caffeine fix available at Starbucks, and you only want a &quot;Tall&quot; sized drink, try this hack. Order a &quot;Grande&quot;<a href="http://www.starbucks.com/coffee/espresso/americano-beverages"> Americano</a>, but ask for it in a &quot;Tall&quot; sized cup. You'll get three shots of espresso, instead of two that comes with a &quot;Tall,&quot; and you'll be charged less than if you ordered a &quot;Tall with an extra shot.&quot;</p> <h2>5. Iced Coffee With &quot;Half-Ice&quot; at Starbucks</h2> <p>Have you ever noticed how much ice Starbucks baristas add to your iced coffee drinks? By the time they're done adding ice, there is barely any room for your actual drink. Heck, they've even&nbsp;<a href="http://www.foxnews.com/leisure/2016/05/02/starbucks-faces-5m-lawsuit-over-amount-ice-in-its-iced-beverages/">recently been sued</a> over this issue. To fight against this, try asking for &quot;half-ice&quot; when placing your next order. Most baristas will happily reduce the amount of frozen water added to your drink leaving you more coffee goodness.</p> <h2>6. Cheap Chai Tea Latte at Starbucks</h2> <p>A&nbsp;<a href="http://www.starbucks.com/menu/drinks/tea/chai-latte">Chai Latte</a> at Starbucks will cost you about $4 for the Grande size. But if you simply order the same sized Chai Tea for about $2 &mdash; which is just hot water and a Tazo tea bag &mdash; you can create your own latte. To make it happen, you can either add the milk yourself, or better yet, most baristas will give you some steamed milk for free, up to one and half inches, to be exact.</p> <h2>7. Don't Buy Bottled Water From Starbucks</h2> <p>Whenever I see someone buying a bottle of water at Starbucks, I have to shake my head and fight the temptation to inform them they're wasting money. This is because the ice water they'll give you for free is triple-filtered and tastes great.</p> <h2>8. Order the &quot;Old Cut&quot; at Subway</h2> <p>Consider ordering an&nbsp;<a href="http://hackthemenu.com/subway/secret-menu/old-cut/">Old Cut sub at Subway</a> and get more toppings for free. This cut refers to how the sandwich artist slices the bread. Back in the day, they would cut a small notch, or v-cut, from the top of the bread and re-add it after the sandwich was made. This is known as the &quot;Old Cut&quot; and many Subway employees will still cut the bread for you this way. While this cut won't get you more meat and cheese, you can absolutely get more toppings as they won't fall off the side of the sub. Order the &quot;Old Cut&quot; and pile the toppings high.</p> <h2>9. &quot;Extra Everything&quot; at In-N-Out Burger</h2> <p>If you're lucky enough to live in a state that has an In-N-Out Burger location, this menu hack is for you. Consider politely ordering your next burger &quot;Extra Everything&quot; and they'll happily load your burger with extra lettuce, pickles, tomatoes, and onions. I've actually seen a diner do this and order a free package of spread (used as salad dressing) and create a small side salad with all the extra veggies.</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/kyle-james">Kyle James</a> of <a href="http://www.wisebread.com/9-restaurant-secret-menu-items-thatll-actually-save-you-money">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-3"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/five-more-tips-for-eating-in-restaurants-and-sticking-to-a-budget">Five More Tips For Eating In Restaurants And Sticking To A Budget</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/tips-for-eating-out-cheaply">Tips For Eating Out Cheaply</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/ugggh-hic-i-justss-gotta-eat-somehicthing-my-top-10-homemade-drunk-snacks">Ugggh, (hic) I justss gotta eat some(hic)thing; my top 10 homemade drunk snacks.</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/why-you-shouldnt-eat-at-chain-restaurants">Why You Shouldn&#039;t Eat at Chain Restaurants</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/cooking-great-meals-with-your-car-engine-the-heat-is-on">Cooking great meals with your car engine. The heat is on.</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Frugal Living Food and Drink Fast Food Food menu items restaurant hacks restaurants secret menu items Fri, 04 Nov 2016 10:30:09 +0000 Kyle James 1826530 at http://www.wisebread.com Best Kids Eat Free Restaurants http://www.wisebread.com/best-kids-eat-free-restaurants <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-kids-eat-free-restaurants" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/family_eating_dinner_41560746.jpg" alt="Family finding best kids eat free restaurants" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>One great way to save money while going out to eat is to take advantage of a &quot;kids eat free&quot; deal. My favorite are when you can get up to two free kids meals with the purchase of one adult meal. This allows my family to save even more, since I can share a meal with my husband or one of my kids.</p> <p>While the specifics will vary by area, here are some of the top restaurants that offer a kids eat free deal.</p> <h2>Acapulco</h2> <p>Acapulco varies by location, but when the restaurant does offer free kids meals, it is for kids 11-years-old and under.</p> <h2>Applebee's</h2> <p>Many&nbsp;<a href="https://www.facebook.com/ApplebeesKidsEatFree/">Applebee's</a> locations offer a free kid's meal with the purchase of an adult entry on Tuesday night. I like their kid's meal options the best because they seem a bit healthier than the usual greasy chicken nugget/French fry route.</p> <h2>Bob Evans</h2> <p>Kids can eat free on Tuesday nights starting at 4 p.m. at Bob Evans. You can order one free kid's meal per adult meal purchased. Breakfast is usually served all day, so your kids can enjoy a fun breakfast for dinner if they wish.</p> <h2>Chevy's Tex-Mex</h2> <p>Every Tuesday, <a href="http://chevys.com/">Chevy's Fresh Mex</a> offers up two free kid's meals for every adult meal purchased. Children must be 10 and under to qualify.</p> <h2>Chick-fil-A</h2> <p>On Tuesday nights, from 5:30 to 7:30 p.m., kids can receive a free meal for every adult combo meal purchased. Chick-fil-As are individually owned and operated, so not all locations offer this promotion.</p> <h2>Denny's</h2> <p><a href="https://www.dennys.com/food/kids/">Denny's</a> seems to be the most vocal restaurant about their kids eat free promotion. Kids can eat free Tuesdays from 4 to 10 p.m.</p> <h2>Dickey's Barbeque Pit</h2> <p><a href="https://www.dickeys.com/promos">Dickey's Barbeque Pit</a> offers one free kid's meal per paid adult meal. The offer is only valid on Sundays and for kids 12-years-old and under. The best part is that everyone gets free ice cream with their meal.</p> <h2>El Torito</h2> <p>Kids 10 and under can enjoy one free meal with the purchase of an adult entree at&nbsp;<a href="http://www.eltorito.com/kids-eat-free/">El Torito</a>. For families of three to four, you can save money by splitting one main meal and one free kid's meal, since it is easy to fill up on chips while you wait.</p> <h2>Firehouse Subs</h2> <p>Days vary by location, but you can receive up to two free kids meals per one paying adult meal. My local Firehouse Subs allows kids to eat free on Saturday and Sunday. My kids got a kick out of the free firefighter hats that came with their meal.</p> <h2>Hooters</h2> <p>Many might not consider Hooters a family-friendly restaurant, but they offer up to two free kid's meals with the purchase of an adult meal all day on Sundays. The meals are valid for kids ages 12 and under. While the meal is free, you do have to purchase them a beverage.</p> <h2>IHOP</h2> <p>According to&nbsp;<a href="http://www.ihop.com/about-ihop/ihop-news/2016-news/turn-dinner-time-into-family-time-kids-eat-free-at-ihop">IHOP's news release</a>, their kid's eat free promotions are offered periodically. For 2016, IHOP offered a free kid entree with the paid purchase of an adult entree from April to May. Join their eClub to receive a free meal and birthday meal and to be notified if they do another kid's eat free promotion.</p> <h2>Ikea</h2> <p>Many&nbsp;<a href="http://www.ikea.com/us/en/store/burbank/offers">Ikea</a> locations are offering free kids meals for summer. My local Ikea is offering up to two free kid's meals with every adult meal purchased. This promotion is valid every Monday through Friday, between June 6th to July 29th for kids 12 and under.</p> <h2>Joe's Crab Shack</h2> <p>To celebrate school being out, <a href="http://joescrabshack.fbmta.com/members/ViewMailing.aspx?MailingID=34359797387">Joe's Crab Shack</a> allows kids to eat free Sundays and Mondays.</p> <h2>Pizza Hut</h2> <p>Some&nbsp;<a href="http://slickdeals.net/forums/attachment.php?attachmentid=2573326&amp;d=1393957688">Pizza Hut</a> locations offer a free kid's buffet with each adult buffet purchased. This is valid for kids 10-years-old and younger.</p> <h2>Ruby Tuesday</h2> <p>Kids eat free on Tuesday nights, usually from 5 p.m. to close.</p> <h2>Souplantation</h2> <p>Kids two and under can eat free at Souplantation. Souplantation also regularly offers &quot;kids eat free&quot; coupons and family deals. This used to be a favorite spot of my family, since it was easier to find foods my picky toddler wanted to try.</p> <h2>Steak 'n Shake</h2> <p>Sometimes&nbsp;<a href="https://www.facebook.com/steaknshake/photos/a.10150599697315041.440061.78934590040/10152844874325041/">Steak 'n Shake</a> offers free meals for kids during the weekend or other promotional period.</p> <p>Check with your local restaurants to verify their kids eat free rules. Days and regulations might vary by location. Also, be sure to check with local mom and pop restaurants in your town for kids eat free specials. Don't feel like going out at all? Try these <a href="http://www.wisebread.com/10-frugal-and-delicious-meals-to-make-with-your-kids" target="_blank">10 Frugal and Delicious Meals to Make With Your Kids</a> instead.</p> <p><em>What is your favorite restaurant to take advantage of the kids eat free deal?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/ashley-eneriz">Ashley Eneriz</a> of <a href="http://www.wisebread.com/best-kids-eat-free-restaurants">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-6"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/40-restaurants-that-offer-senior-discounts">40 Restaurants That Offer Senior Discounts</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/calculate-the-stock-up-price-to-save-on-these-baby-essentials">Calculate the &quot;Stock Up Price&quot; to Save on These Baby Essentials</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-7-best-cities-for-frugal-foodies">The 7 Best Cities for Frugal Foodies</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/are-you-ruining-your-retirement-by-spoiling-your-kids">Are You Ruining Your Retirement by Spoiling Your Kids?</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-fun-games-that-teach-your-kids-about-money">6 Fun Games That Teach Your Kids About Money</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Entertainment Family Food and Drink children deals dining out discounts free meals kids restaurants Tue, 28 Jun 2016 09:01:03 +0000 Ashley Eneriz 1740457 at http://www.wisebread.com The World's Most Affordable Michelin-Starred Restaurants http://www.wisebread.com/the-worlds-most-affordable-michelin-starred-restaurants <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/the-worlds-most-affordable-michelin-starred-restaurants" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/spotted-pig.jpg" alt="the spotted pig" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>You don't have to eat at a Gordon Ramsay, Jamie Oliver, or Wolfgang Puck Restaurant to enjoy Michelin Star quality meals. In fact, you can have world-class food for as little as $5 a meal. That's right. Here are the world's cheapest Michelin Star restaurants where you can eat in style, without breaking the bank. (See also: <a href="http://www.wisebread.com/7-fool-proof-ways-to-stay-within-your-travel-budget?ref=seealso">7 Fool-Proof Ways to Stay Within Your Travel Budget</a>)</p> <h2>1. Tim Ho Wan in Hong Kong</h2> <p><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5170/tim-ho-wan.jpg" width="605" height="340" alt="" /></p> <p>I had the great pleasure of dining at this famous dim sum and dumpling restaurant during a recent trip to the &quot;Pearl of the Orient&quot; and it lived up to its reputation, for sure. People are lining up down the street to get into the world's cheapest Michelin Star restaurant and for good reason.</p> <p>Not only does this place serve up the best dumplings and dim sum in Asia, but the servers are on the ball from open until close. While you're waiting in line on the street, they come by with a pencil and a menu so that you can fill out your order. By the time you get to your table, the food is hot and ready.</p> <p>I gorged myself on an assortment of stuffed pork buns, dumplings, and dim sums, and the entire bill came out to $5.50! Unbelievable. It's located near the Hong Kong Station in central Hong Kong. Tim Ho Wan would be hard to find if it wasn't for the fact that the queue usually goes all the way around the block.</p> <h2>2. Nakajima in Tokyo, Japan</h2> <p><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5170/nakajima.jpg" width="605" height="340" alt="" /></p> <p>The Eastern Capital is famous for having more Michelin Star restaurants than any other city in the world, but Nakajima is one where you can feast on fish without using all of your yen. In the evening, Nakajima restaurant serves exquisite kaiseki (Japanese haute cuisine) dinners while on weekdays, it churns out a delicious set lunch of iwashi (sardines).</p> <p>Nakajima is a third-generation, family-run restaurant and it is located in Shinjuku (downtown Tokyo). Eating here can cost as little as 800&yen; ($7.50) and you'll probably return again and again. It's located at 〒160-0022 Tokyo, Shinjuku, 3 Chome&minus;32&minus;5 日原ビル, downtown Tokyo, but make sure you get here early because the line for lunch usually starts forming at around 11:00 a.m.</p> <h2>3. The Spotted Pig in New York City</h2> <p><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5170/spotted-pig.jpg" width="605" height="340" alt="" /></p> <p>And you thought you were going to have to travel halfway across the world to enjoy affordable Michelin Star cuisine. Luckily, there's a one-star Italian/British eatery right in your backyard. The Spotted Pig in New York City was created by two unlikely partners. celebrity chef Mario Batali and hip hop mogul Jay Z joined forces to open this successful New York Bistro, and today it comes in at the third cheapest Michelin Star restaurant in the world.</p> <p>Maybe Mario and Jay Z have made enough money already, so they're offering excellent food at affordable prices. Whatever the case may be, don't miss The Spotted Pig on your next visit to the Big Apple. It's located at 314 West 11th Street, at Greenwich Street.</p> <h2>4. I Tigli a Lago in Como, Italy</h2> <p><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5170/i-tiglig-a-lago.jpg" width="605" height="340" alt="" /></p> <p>Somewhat hidden in a seldomly visited town in Northern Italy, I Tigli a Lago earned its Michelin Star in 2012, and has been churning out the most affordable Michelin-quality food in Italy ever since. A meal here will still cost you over $60, but considering how prestigious this place is, that's a pretty great value.</p> <p>According to I Tigli a Lago, the restaurant offers &quot;both an experience of contemporary high cuisine and an unexpected path of balanced and refined tastes, featuring local and seasonal products.&quot;</p> <p>Michelin's review claimed that the eating experience at I Tigli in Theoria restaurant is really fascinating, with its delicate and sophisticated tasting paths and refined food, in a charming location arising love for the culinary art.</p> <p>The restaurant is located at Via Bianchi Giovini, 41 22100 Como, Italy and is open for lunch every day and dinner everyday except Sunday.</p> <h2>5. Hand and Flowers in Marlow, UK</h2> <p><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5170/hand-and-flowers.jpg" width="605" height="340" alt="" /></p> <p>If you are surprised that there are five affordable Michelin Star restaurants, you'll be shocked to find out that Hand and Flowers doesn't just have one star, but two. This place is located in the quiet town of Marlow and offers a traditional Sunday lunch, but the best deals on offer are the set lunches.</p> <p>This place offers a two-course set lunch menu for just 15 pounds ($22) and a three-course set menu for a mere 19.50 pounds ($28.50). That means that the lunch menu only costs $11 per course for two courses, or under $10 per course if you order the three-course meal. You really can't beat those prices.</p> <p>The set lunch features white onion and herb velouté with chestnut tortellini and toasted lemon with a smoked brisket of beef, english mustard mash, and rhubarb fool. And to finish it all off, a ginger sorbet and oat crumble. Mmm... My mouth is watering just writing this.</p> <h2>Bon Appetit!</h2> <p>A meal at a Michelin Star restaurant doesn't have to break your budget. Put these places on your gastronomic bucket list because they are truly worth their star status.</p> <p><em>Have you ever eaten at a Michelin Star restaurant? Was it expensive and if so, was it worth it? Please share in the comments below.</em></p> <h2 style="text-align: center;">Like this article? Pin it!</h2> <p>&nbsp;</p> <p style="text-align: center;"><a href="//www.pinterest.com/pin/create/button/?url=http%3A%2F%2Fwww.wisebread.com%2Fthe-worlds-most-affordable-michelin-starred-restaurants&amp;media=http%3A%2F%2Fwww.wisebread.com%2Ffiles%2Ffruganomics%2Fu5180%2FThe%20World%26%23x27%3Bs%20Most%20Affordable%20Michelin-Starred%20Restaurants.jpg&amp;description=The%20World%26%23x27%3Bs%20Most%20Affordable%20Michelin-Starred%20Restaurants" data-pin-do="buttonPin" data-pin-config="above" data-pin-color="red" data-pin-height="28"><img src="//assets.pinterest.com/images/pidgets/pinit_fg_en_rect_red_28.png" alt="" /></a> </p> <!-- Please call pinit.js only once per page --><!-- Please call pinit.js only once per page --><script type="text/javascript" async defer src="//assets.pinterest.com/js/pinit.js"></script></p> <p style="text-align: center;"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5180/The%20World%27s%20Most%20Affordable%20Michelin-Starred%20Restaurants.jpg" width="250" height="374" alt="" /></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/nick-wharton">Nick Wharton</a> of <a href="http://www.wisebread.com/the-worlds-most-affordable-michelin-starred-restaurants">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-2"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-14-best-ways-to-cut-food-costs-while-traveling">The 14 Best Ways to Cut Food Costs While Traveling</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/40-restaurants-that-offer-senior-discounts">40 Restaurants That Offer Senior Discounts</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/9-ways-restaurant-menus-are-designed-to-make-you-spend-more">9 Ways Restaurant Menus Are Designed to Make You Spend More</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/more-cash-back-for-dining-out-with-the-capital-one-premier-dining-rewards-credit-card">More Cash Back for Dining Out with the Capital One® Premier Dining Rewards Credit Card</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-secrets-restaurants-dont-want-you-to-know">6 Secrets Restaurants Don&#039;t Want You to Know</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Food and Drink Travel 5 star restaurants dining out fancy dinner michelin starred restaurants restaurants saving money Thu, 23 Jun 2016 09:30:25 +0000 Nick Wharton 1736929 at http://www.wisebread.com Easy Ways to Save on 7 Everyday Buys http://www.wisebread.com/easy-ways-to-save-on-7-everyday-buys <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/easy-ways-to-save-on-7-everyday-buys" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/iStock_33629166_XLARGE.jpg" alt="saving money on everyday buys" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>There are some payments and purchases you make because you have to, like gas, insurance, and a mortgage &mdash; but there are others that you make because they make you feel good. By saving money on your favorite purchases, you'll likely purchase them more often and thus, have a happier and more fulfilling life.</p> <p>Here's how you can save money on your favorite everyday things.</p> <h2>1. Restaurants</h2> <p>We all love dining out for a meal. But dinner at a nice restaurant can quickly eat up your budget, especially if you're going out two or three times a week. If you're a person who loves to go out for food, there are three things you should explore:</p> <ul> <li><a href="http://www.tkqlhce.com/click-2822544-12562208-1462979854000">Groupon</a>: With restaurant discounts of up to 75%, you could essentially go out three times as often as you do now, for the same price.</li> <li><a href="http://www.jdoqocy.com/click-2822544-10849242-1415311741000">Restaurant.com</a>: Get $25 certificates for as low as $4. Note that they have a new batch of certificates at the beginning of each month, and costs will keep going down as the month progresses, but it also might mean that the certificates for the restaurants you want will be sold out. No matter when you buy them, you'll still get a nice discount on your meal.</li> <li><a href="http://www.wisebread.com/the-5-best-credit-cards-for-dining-out?ref=internal">Rewards Credit Cards for Dining Out</a>: Use the best credit card that offers rewards at restaurants, or a general <a href="http://www.wisebread.com/5-best-cash-back-credit-cards?ref=internal">cash back credit card</a>&nbsp;that gives you cash back on your purchases.</li> </ul> <h2>2. Travel</h2> <p>Once you become a Groupon member, you can get discounts on vacation packages, but once you're in the country, you should also look for local discount cards. Simply run a Google search with your planned destination and &quot;discount card.&quot; It should be something like this: &quot;Venice Discount Card.&quot;</p> <p>The Venice discount card has excellent discounts on transport, sights, and cultural events. You can find similar discount cards in Bangkok, <a href="http://www.cancun-discounts.com/cancun-discount-card.htm">Cancun</a>, <a href="https://www.parispass.com/">Paris</a>, <a href="https://www.londonpass.com/">London</a> and pretty much every major tourist town.</p> <p>You may be surprised how often there's a discount card on offer and these things can save you a lot of money! In Malta for example, the Malta Discount Card saves 50% off at dozens of restaurants, as well as discounts on tours, attractions, and water sports. You're likely to pay off the cost of the card within a day, so I recommend always searching for them before going anywhere.</p> <h2>3. Alcohol</h2> <p>Costco, Costco, Costco. You probably already have a number of Kirkland products in your house, but did you know that Kirkland alcohol was compared in a <a href="https://www.youtube.com/watch?v=oei8K2TYg9s">blind taste test</a> and the tasters couldn't decide if the expensive brands were better than Kirkland?</p> <p>They weren't drinking the liquor with mixers, either. Straight up, these people couldn't agree on the better booze. The Kirkland brand alcohol is as much as 75% cheaper, and if the experts can't tell the difference, you should probably get your buzz on for a bit less with the Costco brand. (See also: <a href="http://www.wisebread.com/the-new-costco-anywhere-visa-card-by-citi-is-good-news-for-costco-shoppers?ref=seealso">Get Cash Back on Your Costco Shopping</a>)</p> <h2>4. Movies</h2> <p>Head to the library. You remember that stuffy, quiet place where you had to go to get information in the '80s? As libraries are becoming more and more obsolete, they've made some efforts to bring in new clientele. One of the ways they've done this is by adding DVDs to their inventory.</p> <p>Go to the library, apply for a library card, and take out as many DVDs as you want. They even stock some TV series box sets, so you can save a few bucks of your cable bill as well.</p> <h2>5. Coffee</h2> <p>Stop going to Starbucks! That $3 Americano that you're buying could be made at home for much less.</p> <p>Pick up a <a href="https://www.amazon.com/gp/product/B00P0ZMWEC/ref=as_li_tl?ie=UTF8&amp;tag=wisbre03-20&amp;camp=1789&amp;creative=9325&amp;linkCode=as2&amp;creativeASIN=B00P0ZMWEC&amp;linkId=8bd38a03a49d9f429ee6f94b039d1276">2.2 pound bag of delicious Lavazza Espresso</a> on Amazon for under $20, then buy yourself a <a href="https://www.amazon.com/gp/product/B00H2BQATK/ref=as_li_tl?ie=UTF8&amp;tag=wisbre03-20&amp;camp=1789&amp;creative=9325&amp;linkCode=as2&amp;creativeASIN=B00H2BQATK&amp;linkId=51aa792433c4a0820c782f0aaf0ed330">Handpresso machine</a>. This thing can make the perfect cup of espresso every time, plus it's compact, and you don't need electricity to use it so you can take it anywhere.</p> <p>That 2.2 pound bag of coffee will make 120 cups of Americano coffee, meaning that each cup will cost you less than 17 cents, rather than $3. By the time you finish that bag, you'll have saved $340 on coffee, which pays off the cost of the Handpresso machine two times over!</p> <h2>6. Yoga</h2> <p>Your yoga instructor may not be happy that I'm telling you this, but you can get free Yoga classes on YouTube every day. There are some excellent channels like <a href="https://www.youtube.com/user/FreeYogaTV">Free Yoga TV</a>, that have professional yogis giving quality classes online for zero dollars.</p> <p>The best part of YouTube yoga, is that you can play it from your smartphone and turn pretty much anywhere into your own personal yoga studio. No more having to head to the gym or yoga center. Lock the door in your office, lay down a mat, and stretch to your heart's content.</p> <h2>7. Groceries</h2> <p>If you're not a foodie who loves to cook at home, maybe groceries aren't one of your favorite purchases. But even so, they're a costly budget item that everyone has to purchase every week. With <a href="https://itunes.apple.com/app/grocery-pal/id339684652?mt=8">Grocery Pal</a>, <a href="http://www.couponsherpa.com/mobile-coupons/">Coupon Sherpa</a>, and the right credit cards, you can save a lot of money on your groceries.</p> <p>Grocery Pal helps you find weekly sales at your local supermarkets, like Safeway, Whole Foods, Smart&amp;Final, Walmart, Target, and more. Coupon Sherpa helps you find all the right coupons for the stuff in your cart, and <a href="http://www.wisebread.com/the-best-5-credit-cards-for-groceries?ref=internal">credit cards that reward grocery purchases</a> will put more money back into your wallet.</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/nick-wharton">Nick Wharton</a> of <a href="http://www.wisebread.com/easy-ways-to-save-on-7-everyday-buys">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-5"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-save-a-ton-by-eating-soup-every-day-and-never-get-bored">How to Save a Ton by Eating Soup Every Day (and Never Get Bored!)</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/save-100s-next-month-with-these-10-grocery-shopping-tips">Save $100s Next Month With These 10 Grocery Shopping Tips</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-stop-the-takeout-meal-cycle-and-save">How to Stop the Takeout Meal Cycle and Save</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/31-foolproof-ways-to-lower-your-grocery-bill">31 Foolproof Ways to Lower Your Grocery Bill</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-14-best-ways-to-cut-food-costs-while-traveling">The 14 Best Ways to Cut Food Costs While Traveling</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Shopping coffee groceries restaurants saving money vacation Tue, 21 Jun 2016 10:30:05 +0000 Nick Wharton 1735240 at http://www.wisebread.com Best Money Tips: 11 Ways to Save at Restaurants http://www.wisebread.com/best-money-tips-11-ways-to-save-at-restaurants <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-11-ways-to-save-at-restaurants" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_eating_restaurant_000063801427.jpg" alt="Woman learning ways to save at restaurants" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found helpful articles on ways to spend less money at restaurants, how to overcome laziness, and budget-friendly ways to fill an Easter basket.</p> <h2>Top 5 Articles</h2> <p><a href="http://www.savingfreak.com/restaraunt-discounts/">11 Ways to Spend Less Money at Restaurants</a> &mdash; Restaurants often offer mid-week specials on their slow days. Ask around your local restaurants and see when they offer discounted food. [Saving Freak]</p> <p><a href="http://www.pickthebrain.com/blog/motivate-overcome-total-laziness/">How To Motivate Yourself To Overcome Total Laziness</a> &mdash; Write a list of the repercussions of your laziness, and put a timeline on it. What will your life look like in the future if you continue the way you are? This perspective can help you motivate yourself to make a change. [Pick The Brain]</p> <p><a href="http://everythingfinanceblog.com/17076/budget-friendly-easter-basket.html">Budget-Friendly Ways to Fill an Easter Basket</a> &mdash; Filling Easter baskets with goodies is a fun way to celebrate this holiday, but it can get expensive. Use these ideas to pack goodies for recipients of any age without busting your budget. [Everything Finance]</p> <p><a href="http://www.theorderexpert.com/get-organized-for-spring/">5 Creative Ways to Get Organized for Spring</a> &mdash; Make a list of outdoor home and garden projects that you're itching to do along with any materials you'll need to get. Schedule the projects into your calendar so you'll have something to look forward to each week. [The Order Expert]</p> <p><a href="http://www.popsugar.com/smart-living/Where-Get-Free-Ebooks-Audio-Books-Books-30118371">13 Ways to Get Free Books</a> &mdash; Follow your favorite authors and book blogs to catch giveaways of recent releases. [PopSugar Smart Living]</p> <h2>Other Essential Reading</h2> <p><a href="http://www.pickthebrain.com/blog/motivate-overcome-total-laziness/">14 Ways To Fight A Cold</a> &mdash; Gargling salt water can relieve a sore or scratchy throat. Sucking on ice chips can also help! [Life'd]</p> <p><a href="http://www.bestkeptself.com/2016/03/14/6-consistent-characteristics-of-confident-women/">6 Consistent Characteristics of Confident Women</a> &mdash; A confident women is committed to expressing who she is without remorse. [Best Kept Self]</p> <p><a href="http://www.lifehack.org/378230/tag-your-friend-who-always-makes-these-30-photography-mistakes">Tag Your Friend Who Always Makes These 30 Photography Mistakes</a> &mdash;If you're taking a picture of someone wearing black clothing, have them stand against a white background. [Lifehack]</p> <p><a href="http://momsneedtoknow.com/getting-started-with-tumbler-composting/">Getting Started With Tumbler Composting</a> &mdash; Looking into composting? Here are some pros and cons to the tumbler method! [Moms Need to Know]</p> <p><a href="http://parentingsquad.com/6-dangers-of-childrens-jewelry-you-should-know-about">6 Dangers of Children's Jewelry You Should Know About</a> &mdash; About a one-fourth of the population is allergic to certain metals, especially to nickel &mdash; which is often used in jewelry. [Parenting Squad]</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/amy-lu">Amy Lu</a> of <a href="http://www.wisebread.com/best-money-tips-11-ways-to-save-at-restaurants">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/why-you-shouldnt-eat-at-chain-restaurants">Why You Shouldn&#039;t Eat at Chain Restaurants</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/40-restaurants-that-offer-senior-discounts">40 Restaurants That Offer Senior Discounts</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/more-cash-back-for-dining-out-with-the-capital-one-premier-dining-rewards-credit-card">More Cash Back for Dining Out with the Capital One® Premier Dining Rewards Credit Card</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/avoid-these-fast-food-items-say-fast-food-employees">“Avoid These Fast Food Items,” Say Fast Food Employees</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/9-ways-restaurant-menus-are-designed-to-make-you-spend-more">9 Ways Restaurant Menus Are Designed to Make You Spend More</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Food and Drink best money tips restaurants Thu, 17 Mar 2016 11:00:11 +0000 Amy Lu 1674518 at http://www.wisebread.com How to Stop the Takeout Meal Cycle and Save http://www.wisebread.com/how-to-stop-the-takeout-meal-cycle-and-save <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/how-to-stop-the-takeout-meal-cycle-and-save" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_eating_pizza_000021985984.jpg" alt="Woman learning how to stop the takeout meal cycle and save" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Whether you're trying to lean your budget or your waistline this year, eating too many meals out is a common offender. In fact, CNN recently reported that the average dinner at a non-chain restaurant comes in at a staggering&nbsp;<a href="http://www.cnn.com/2016/01/20/health/non-chain-restaurants-calories-fast-food/">1,200 calories</a>. While prices can range wildly depending on the eatery, the solution for better physical and financial health may be as simple as cooking more meals at home.</p> <p>My family decided to embark on a challenge and stop dining out last month. We survived and have a stack of cash to show for it. Yes! We estimate we saved around $75 (conservatively) each week by skipping takeout and getting better with our meal planning. About $50 of this money, probably more, came from shunning restaurants and $25 is what we shaved off each week's grocery bill, all while making enough food for hearty breakfasts, lunches, and dinners &mdash; seven days each week.</p> <p>Your results with this type of challenge will vary depending on how much you eat out, the cost of living in your area, and your creativity with using leftovers. Regardless, here are some tips that can help anyone to stop the takeout cycle today and save big. (See also:&nbsp;<a href="http://www.wisebread.com/try-these-6-money-saving-challenges-now?ref=seealso">Try These 6 Money-Saving Challenges Now</a>)</p> <h2>Examine Your Habits</h2> <p>Get honest with yourself about your eating and restaurant habits. When we wrote it out, we realized we were grabbing takeout pizza on Friday night, scouting out brunch or lunch on Saturday or Sunday, and sneaking in at least another meal out every week. I say we were spending $50, but I'm sure the amount was closer to $75 at the rate we were going.</p> <p>Beyond that, we had a huge problem with food waste. I found myself tossing rotten fruits and veggies before our weekly grocery trip. We had expired cartons of yogurt nearly full and long-forgotten bags of whatever else going stale. The weirdest part? Our grocery bill was higher than ever. In better days, we tried to stick to around $80 to $100 for a family of three, but we were climbing at least $25 higher than that amount, all while feeling like we never had ideas for dinner. (See also:&nbsp;<a href="http://www.wisebread.com/10-fruits-and-veggies-that-stay-fresh-a-month-or-longer?ref=seealso">10 Fruits and Veggies That Stay Fresh a Month or Longer</a>)</p> <p>After facing the hard truth, it became crystal clear that we needed to put more effort into planning and preparing our meals to save money and create less waste.</p> <h2>Embrace the Plan</h2> <p>Meal planning has been the key to our success, and it hasn't taken much effort. Every week before shopping, I take stock of what we have in the fridge, freezer, and pantry. It sounds like a big job, but it probably takes five or 10 minutes. I figure out what meals we can make with those items first. Some of the ideas come from memory. Other times, I use sites like&nbsp;<a href="http://www.supercook.com/#/recipes">Supercook</a> to help with my creativity.</p> <p>Feeling intimidated? It helps to stick to basic breakfasts (oatmeal, fruit, yogurt, cereal, etc.), easy lunches (sandwiches, salads, and other things that can be made in bulk), and use tools like a slow cooker to make simmering satisfying dinners a breeze. We even do some&nbsp;<a href="http://www.wisebread.com/save-time-and-money-with-a-monthly-assembly-or-bulk-cooking-weekend">bulk cooking</a> to help when we're in a pinch. Example: I made a huge batch of freezer veggie burgers that we can grab on busy nights.</p> <h2>Shop Smart</h2> <p>After I account for all the leftover foods, I look up recipes or write down old favorites for the other nights in the week. What results is an awesomely organized grocery list. At the store, we only buy what we need, nothing additional. That's how food waste is made! And I'll tell you what, there's nothing more satisfying than ending the week with a near-empty fridge.</p> <p>We also found when we changed what day of the week we shop, we felt less compelled to grab takeout. For us, this meant heading to the store on Friday nights so our cabinets were packed with lots of exciting foods for the weekend. We had been shopping on Mondays, and with little in our reserves &mdash; that's when we'd venture out to takeout town. Now, making our meals and enjoying food together has even become one of our favorite sources of frugal entertainment.</p> <h2>Start Small</h2> <p>Does cooking absolutely everything at home sound too overwhelming? I admit, I have a high tolerance for being in the kitchen. If you don't &mdash; start small. You can get great results by replacing just one of your meals out each week. Maybe you can start by packing a lunch instead of buying out. Replacing your morning coffee and muffin habit with a homemade variety. Look for any and all opportunities and add on from there.</p> <p>If I had to choose just one, I would have started with our pizza takeout night. Making pizza at home doesn't take much skill. A plain pie at the place down the street costs around $14. To make dough ($1 for flour, yeast, and water) and top with sauce ($0.99 a jar) and cheese ($2.99 for a two-cup bag)? Well, that's more like $5 if you stick to the basics. (See also:&nbsp;<a href="http://www.wisebread.com/this-is-how-you-make-restaurant-quality-pizza-at-home?ref=seealso">This Is How You Make Restaurant-Quality Pizza at Home</a>)</p> <h2>Resist Temptation</h2> <p>There were some tricky moments we encountered along the way. For example, our friends came down to visit and asked us if we wanted to buzz out to get some dinner with them randomly one afternoon. I felt paralyzed and slightly embarrassed, but I told them the truth: We'd love to get together, I shared, but we have some big budget goals this year, and eating out doesn't fit into the puzzle right now. Plus, we had already started cooking dinner.</p> <p>Guess what? It was no biggie. They came over to our place, we hung out for several hours, and they even told us our Crock-Pot dinner smelled amazing. For us, temptation usually comes when we're lazy about planning or when we get social pressure. We know this now. Your own triggers might be different. Be aware of them. Be honest about your goals. And get cooking.</p> <p><em>Did you break your takeout cyclc? What worked for you?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/ashley-marcin">Ashley Marcin</a> of <a href="http://www.wisebread.com/how-to-stop-the-takeout-meal-cycle-and-save">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-7"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-9-easiest-food-budget-wins">The 9 Easiest Food Budget Wins</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-save-a-ton-by-eating-soup-every-day-and-never-get-bored">How to Save a Ton by Eating Soup Every Day (and Never Get Bored!)</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/9-ways-restaurant-menus-are-designed-to-make-you-spend-more">9 Ways Restaurant Menus Are Designed to Make You Spend More</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/13-ways-you-can-cut-grocery-expenses-today">13 Ways You Can Cut Grocery Expenses Today</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-easy-ways-to-save-on-groceries-in-a-pinch">5 Easy Ways to Save on Groceries in a Pinch</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Food and Drink Shopping eating out Fast Food food waste groceries meal planning restaurants Takeout Mon, 29 Feb 2016 11:00:11 +0000 Ashley Marcin 1659930 at http://www.wisebread.com 5 Modern Ways to Split the Bill http://www.wisebread.com/5-modern-ways-to-split-the-bill <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/5-modern-ways-to-split-the-bill" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/couple_splitting_bill_000079748405.jpg" alt="Couple finding modern ways to split the bill" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>How many strained friendships can be traced back to someone not paying their share of a dinner bill (or several)? If you're getting worn down by &quot;separate checks&quot; anxiety, check out these five modern ways you can split the bill with friends.</p> <h2>1. Tab</h2> <p>One of the simpler apps on the list, <a href="http://tabapp.co/">Tab</a> snaps a photo of the check and lets you assign split totals from there. Pass the phone around and let each person tap their own expenses under their name. Then, Tab calculates a new total for each diner that includes their share of tax and tip. This is a really fast and easy solution for large groups, and especially helpful when that certain friend who always underpays is in attendance.</p> <h2>2. Plates by Splitwise</h2> <p>Want an app that will work for nearly anything? <a href="https://www.splitwise.com/">Splitwise</a> is free on both iOS and Android and allows friends, roommates, or family members to split all kinds of expenses &mdash; from utilities, to groceries, to repairs. Plates by Splitwise is made especially to help split restaurant checks. Splitwise even keeps track of who's picked up the check and who owes what over time, and will send friendly email reminders to settle up on past debts.</p> <h2>3. Divvy</h2> <p>Divvy is similar to Tab in how it works. <a href="https://itunes.apple.com/us/app/divvy/id560503890?mt=8">Divvy</a> is an iOS app that scans your check using OCR (optical character recognition) to &quot;read&quot; the line items. You then assign each line item to a member of your party. In addition, the app lets you group members into sub-parties who want to pay together. It also calculates the tax and tip, so everyone knows how much they owe. This is a great choice for extra large parties that need to be sectioned off into smaller paying groups.</p> <h2>4. Billr</h2> <p>Sharing similar functionality to other apps like Divvy or Tab, <a href="http://billr.me/">Billr</a> for iOS calculates how much each person in your party owes from the meal &mdash; entrees, drinks, everything &mdash; along with tax and tip. The best part of Billr is that at the end, it sends a carbon copy of the split bill to each person in the group via email or text message.</p> <h2>5. Venmo</h2> <p>Quite possibly the most popular of the crop for everyday use, <a href="https://venmo.com/">Venmo</a> (now owned by PayPal) is an easy-to-use money exchanging app to pay friends back for goods and services. The app is connected to your bank account. While you cannot add funds to Venmo, when someone pays you back for a good or service you have the choice to let it sit in your Venmo wallet, or transfer it to your bank, similar to PayPal. Also: It's almost as fun as chatting on WhatsApp. You can use emojis to tag what the transaction was for, like a pizza for a night in with pals and delivery.</p> <p><em>How do you equitably split the bill with friends?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/amanda-meadows">Amanda Meadows</a> of <a href="http://www.wisebread.com/5-modern-ways-to-split-the-bill">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-2"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/tips-for-eating-out-cheaply">Tips For Eating Out Cheaply</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-money-moves-you-can-make-while-stuck-in-an-endless-tsa-line">6 Money Moves You Can Make While Stuck in an Endless TSA Line</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-handle-a-sudden-loss-of-income">How to Handle a Sudden Loss of Income</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-dumb-places-you-re-leaving-your-money">6 Dumb Places You’re Leaving Your Money</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/heres-why-you-shouldnt-freak-out-if-you-miss-a-payment-due-date">Here&#039;s Why You Shouldn&#039;t Freak Out If You Miss a Payment Due Date</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Personal Finance apps bills dining restaurants social media Mon, 04 Jan 2016 16:00:04 +0000 Amanda Meadows 1630351 at http://www.wisebread.com The 5 Most Lucrative Restaurant Franchises http://www.wisebread.com/the-5-most-lucrative-restaurant-franchises <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/the-5-most-lucrative-restaurant-franchises" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/chipotle_restaurant_000017676444.jpg" alt="Chipotle is one of the most lucrative restaurant chains" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>McDonald's tops the list as the nation's number one fast food chain in terms of volume, followed by Subway, Burger King, and Wendy's. But as consumers continue to reach for healthier alternatives, there's a new type of restaurant joining the spotlight. They are called fast-casual dining restaurants, and their rapid growth and seemingly overnight popularity have would-be investors wondering how they can get in on the action.</p> <p>Below, we've listed some of the nation's fastest-growing (and <a href="http://www.wisebread.com/10-deliciously-profitable-food-and-beverage-stocks">most profitable</a>) fast-casual chains. Consider these five lucrative franchise and investment options.</p> <h2>1. Chipotle [NYSE: <a href="http://finance.yahoo.com/q?s=CMG">CMG</a>]</h2> <h3>$4.11 Billion Total Revenue</h3> <p>Unfortunately, the lucrative Mexican grill does not franchise. All of its 1200 stores are company owned. But, you can still invest by loading up on shares of the company's stock, currently trading on the NYSE at roughly $730 per share.</p> <h2>2. Panera [NASDAQ: <a href="http://finance.yahoo.com/q?s=PNRA">PNRA</a>]</h2> <h3>$2.53 Billion Total Revenue</h3> <p>Panera Bread Co., formerly Au Bon Pain Co., has a regional franchise model that requires investors to open at least 15 stores in a designated territory over a six-year period. Interested investors must also demonstrate a track record of success operating multi-unit restaurants. The company lists its <a href="https://www.panerabread.com/en-us/company/franchise-overview.html">franchise criteria</a> online:</p> <ul> <li>Average unit volume: $2.1 million</li> <li>Franchise costs and fees: $942,000&ndash;$1.6 million</li> <li>Initial investment: $35,000</li> </ul> <h2>3. Buffalo Wild Wings [NASDAQ: <a href="http://finance.yahoo.com/q?s=BWLD">BWLD</a>]</h2> <h3>$1.52 Billion Total Revenue</h3> <p>To open your very own Buffalo Wild Wings, all you need is to meet the capital requirements and an area development commitment of at least two stores. International franchise opportunities are also available for the Mexico, Middle East, and Philippines. The company offers more insight about its <a href="https://www.franchisehelp.com/franchises/buffalo-wild-wings/">franchise program</a>:</p> <ul> <li>Average unit volume: $3.28 million</li> <li>Franchise costs and fees: $800,000&ndash;$2.4 million</li> <li>Initial investment: $40,000</li> </ul> <h2>4. Noodles &amp; Company [NASDAQ: <a href="http://www.nasdaq.com/symbol/ndls">NDLS</a>]</h2> <h3>$403.74 Million Total Revenue</h3> <p>Noodles &amp; Company is seeking franchise operators for regional opportunities available in most parts of the United States, with the exception of some northern regions. With a commitment to opening three to five restaurants in your region over a five-year period, you could be on your way to becoming a fundamental part of the Noodles &amp; Company brand.</p> <ul> <li>Average unit volume: $1 million+</li> <li>Franchise costs and fees: $483,733&ndash;$1.2 million</li> <li>Initial investment: $35,000</li> </ul> <h2>5. El Pollo Loco [NASDAQ: <a href="http://www.nasdaq.com/symbol/loco">LOCO</a>]</h2> <h3>$344.86 Million Total Revenue</h3> <p>Single unit <a href="https://www.elpolloloco.com/franchising/">franchise opportunities</a> are available throughout the Southwest with particular emphasis on other major cities, including Denver, Colorado and Portland, Oregon.</p> <ul> <li>Average unit volume: $1.8 million</li> <li>Franchise cost and fees: $502,000&ndash;$1.1 million</li> <li>Initial investment: $40,000</li> </ul> <p><em>Have you ever considered signing up to run a restaurant franchise? Which?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/qiana-chavaia">Qiana Chavaia</a> of <a href="http://www.wisebread.com/the-5-most-lucrative-restaurant-franchises">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-9"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/why-you-shouldnt-eat-at-chain-restaurants">Why You Shouldn&#039;t Eat at Chain Restaurants</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/avoid-these-fast-food-items-say-fast-food-employees">“Avoid These Fast Food Items,” Say Fast Food Employees</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-stop-the-takeout-meal-cycle-and-save">How to Stop the Takeout Meal Cycle and Save</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/tips-for-eating-out-cheaply">Tips For Eating Out Cheaply</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/paying-for-a-piece-of-the-pizza-techniques-for-splitting-the-bill">Paying for a Piece of the Pizza: Techniques for Splitting the Bill</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Personal Finance Food and Drink fast casual Fast Food franchises investing restaurants Fri, 23 Oct 2015 15:20:12 +0000 Qiana Chavaia 1593881 at http://www.wisebread.com 10 Deliciously Profitable Food and Beverage Stocks http://www.wisebread.com/10-deliciously-profitable-food-and-beverage-stocks <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/10-deliciously-profitable-food-and-beverage-stocks" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/starbucks_coffee_cups_000018322629.jpg" alt="Finding deliciously profitable food stocks to buy" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Everyone has to eat. That's why food stocks can often be some of the most <a href="http://www.wisebread.com/tesla-six-flags-and-9-other-adventure-stocks-worth-investing-in">consistent performers</a> in the market. From restaurants to coffee chains and brewers, companies in the business of feeding the masses can be hugely profitable enterprises.</p> <p>Here are 10 of the best performing food stocks trading today.</p> <h2>1. Starbucks [NYSE: <a href="http://finance.yahoo.com/q?s=SBUX">SBUX</a>]</h2> <p>Those cups of joe have equaled cauldrons of profits for the Seattle coffee behemoth. Shares are up 52% in the last 12 months, and kudos to anyone who bought in back at the start of 2009, when the company was trading at a mere $4 a share. Starbucks pulled in $2 billion in profits last year on $16.4 billion revenue, making the bean counters very happy.</p> <h2>2. Monster Beverage [NASDAQ: <a href="http://finance.yahoo.com/q?s=MNST">MNST</a>]</h2> <p>There are few stocks of any kind that have grown at the pace of this maker of energy drinks. Shares are up 45% this year, and nearly 500% in the last five years. Investors should love the annual profits of $483 million on revenues of nearly $2.5 billion.</p> <h2>3. Molson Coors Brewing [NYSE: <a href="http://finance.yahoo.com/q?s=TAP">TAP</a>]</h2> <p>Other brewers get the headlines, but this company has seen steady and strong growth for years. Shares are up about 14% in the last three months, and 24% in the last three years. As people have moved away from low-priced beers to more &quot;premium&quot; brands, Molson Coors has seen increases in sales to its higher end Blue Moon, Leinenkugel's, and Redd's brands.</p> <h2>4. Chipotle Mexican Grill [NYSE: <a href="http://finance.yahoo.com/q?s=CMG">CMG</a>]</h2> <p>Perhaps no restaurant has benefitted more from the push away from fast food toward &quot;fast casual.&quot; Shares of the burrito chain are up 17% in the last three months, and 30% in the last three years. Chipotle pulled in $4 billion in revenue last year, with profits of $445 million.</p> <h2>5. Buffalo Wild Wings [NYSE: <a href="http://finance.yahoo.com/q?s=BWLD">BWLD</a>]</h2> <p>It's football season, so it's a good time of year for &quot;B-Dubs,&quot; which is growing faster than almost any restaurant chain in America. The company recorded net income of $21 million during the last quarter, on a record $466 million in revenue. That type of profitability has been great for shareholders, who've seen a 24% return over the last three months.</p> <h2>6. Papa John's [NYSE: <a href="http://finance.yahoo.com/q?s=PZZA">PZZA</a>]</h2> <p>The &quot;Better ingredients, better pizza&quot; motto has also meant better returns for investors, to the tune of a 74% return over the last year and 39% return over three years. Papa John's reported revenue of $1.6 billion with net income of $75 million last year.</p> <h2>7. Domino's Pizza Inc. [NYSE: <a href="http://finance.yahoo.com/q?s=DPZ">DPZ</a>]</h2> <p>Ever since announcing to the world that it was changing its pizza recipe, Domino's has been on a tear. Investors have enjoyed a 49% return over the last 52 weeks. Revenue hit nearly $2 billion last year, with net income of $163 million.</p> <h2>8. Gruma [OTC: <a href="http://www.otcmarkets.com/stock/GMKYY/quote">GMKYY</a>]</h2> <p>If you've ever bought or made a burrito, you've probably come across this company's core products, corn and flour tortillas. Gruma, based in Mexico, is the largest maker and distributor of these items that serve as a staple in many dinners around the world. Investors have seen a 30% return over the last year and a 70% return over the last three.</p> <h2>9. Pepsico [NYSE: <a href="http://www.google.com/finance?cid=27011">PEP</a>]</h2> <p>I hate to knock Coca-Cola, which has been one of the best performing stocks in the history of America, and a favorite of Warren Buffett. But the fact is that Pepsi investors have made out a lot better recently. Shares are about flat over the last 12 months, but compare that to an 8% decline seen by Coke investors. Growth may be slowed as customers move away from sugary drinks, but this is still a company with more than $66 billion in revenue and $6.5 billion in profits annually.</p> <h2>10. Hormel Foods [NYSE: <a href="http://www.google.com/finance?cid=17456">HRL</a>]</h2> <p>This producer of meat and other food products has been a consistently solid performer. Shares are up 20% year to date, and 30% over the last three years. The company recorded $2.2 billion in revenue in most recent quarter alone, with net income of $147 million. That's a lot of Spam.</p> <p><em>Is your portfolio well-stocked with food industry stock?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/tim-lemke">Tim Lemke</a> of <a href="http://www.wisebread.com/10-deliciously-profitable-food-and-beverage-stocks">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-3"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-questions-to-ask-before-you-sell-a-stock-or-a-fund">10 Questions to Ask Before You Sell a Stock or a Fund</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-3-rules-every-mediocre-investor-must-know">The 3 Rules Every Mediocre Investor Must Know</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/if-youd-held-these-10-stocks-instead-of-sold-youd-be-rich-now">If You&#039;d Held These 10 Stocks Instead of Sold, You&#039;d Be Rich Now</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-buy-your-first-stocks-or-funds">How to Buy Your First Stock(s) or Fund(s)</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-debate-between-buy-and-hold-vs-timing-the-market">The Debate Between Buy and Hold vs Timing The Market</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Investment food industry profitable companies restaurants stock market stocks Wed, 14 Oct 2015 13:00:48 +0000 Tim Lemke 1586136 at http://www.wisebread.com Never Order Fish on Mondays and 7 Other Bad Days to Buy Stuff http://www.wisebread.com/never-order-fish-on-mondays-and-7-other-bad-days-to-buy-stuff <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/never-order-fish-on-mondays-and-7-other-bad-days-to-buy-stuff" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_reading_outside_000011316429.jpg" alt="Woman learning common calendar shopping pitfalls" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Timing is everything. You can buy a great TV one day, only to see it half-price a few months later. You can sell your stocks one weekend, only to see them double in price over the next few weeks. But while some instances are impossible to foresee, some calendar shopping pitfalls are well known, and should be avoided at all costs. Here are eight instances when you should definitely put your credit card away, and wait for a better time to buy (or sell).</p> <h2>1. Don't Buy Airline Tickets on Weekends</h2> <p>Data collected by online travel agencies, fare trackers, and airline-pricing executives has revealed that the absolute worst time to buy airline tickets is the weekend. &quot;Like bread, fares get sort of stale towards the end of the week,&quot; says Bob Harrell, a fare consultant.</p> <p>In fact, most airlines will increase the prices of fares on Thursday evenings, and will watch to see how it affects competitor pricing. By Monday, big changes are made in the opposite direction, reacting to the price drops and other price matching. Fare analysts don't work on weekends either, which means they cannot react when all the cheap seats are taken. On Monday, they could drop the pricing on more expensive seats, and by Wednesday, you could see the lowest prices of the week. Then, the cycle continues. So, if you are planning a trip, don't think that leaving it to the weekend is a good strategy. You'll pay through the nose.</p> <h2>2. Don't Order Fish on Sunday or Monday</h2> <p>If there's one person to trust on this one, it's acclaimed chef and traveler Anthony Bourdain. He laid it out very clearly in his memoir, written in 2000.</p> <p>&quot;Here's how it works: The chef of this fine restaurant orders his fish on Thursday for delivery Friday morning. He's ordering a pretty good amount of it, too, as he's not getting another delivery until Monday morning. All right, some seafood purveyors make Saturday deliveries, but the market is closed Friday night. It's the same fish from Thursday!&quot;</p> <p>He also goes on to say in an article for <em>The Guardian</em> that he would not <a href="http://www.theguardian.com/books/2000/aug/12/features.weekend1">order fish on Mondays</a> unless it was in a four-star restaurant.</p> <p>&quot;I never order fish on Monday,&quot; Bourdain says, &quot;unless I'm eating at a four-star restaurant where I know they are buying their fish directly from the source. I know how old most seafood is on Monday &mdash; about four to five days old!&quot;</p> <h2>3. Don't Buy a Car on Monday or Tuesday</h2> <p>A recent Time magazine article unveiled the ups and downs of the <a href="http://business.time.com/2012/03/05/why-this-tuesday-is-one-of-the-worst-days-of-the-year-to-buy-a-car/">car-shopping calendar</a>, and it all revolves around incentives, dealership quotas, and what TrueCar senior analyst Kristen Andersson calls &quot;savvy weekend shoppers.&quot;</p> <p>&quot;Mondays and Tuesdays are to be avoided, and especially Mondays and Tuesdays early in the month,&quot; writes Time journalist Brad Tuttle. &quot;Why's this? Because dealerships view consumers who come in on Mondays and Tuesdays as 'need-based buyers,' and these particular buyers 'don't negotiate as much as the savvy weekend shoppers who do their homework.'&quot;</p> <p>Andersson also stated that if you are going to buy a car, wait until the end of the month. &quot;The last third of the month is typically when a dealer can tell how the month is going and can incentivize the vehicles.&quot;</p> <h2>4 Don't List eBay Items on Friday Evenings</h2> <p>If you like making a bit of extra money selling items on eBay, <a href="http://www.ebay.com/gds/The-Absolute-Worst-Time-to-List-Something-on-eBay-/10000000002633100/g.html">don't list on a Friday evening</a>. Typically, unless you alter the defaults, your auction will last seven days, and will end precisely seven days from the start of your listing. So, if you find yourself at a loose end one Friday evening, you may think that selling a few items on eBay is a good use of your time. Don't do it.</p> <p>Most people are out and about on Friday evenings, not sat in front of the computer ready to bid on an auction. Even taking into account smartphones and auction snipers, you will still lose a large chunk of your potential bidders. Instead, wait until Saturday morning. You will get much better results. Or, change the listing to three days, a Buy It Now, or perhaps even a 30-day listing.</p> <h2>5. Don't Buy a Home on the Last Day in May</h2> <p>So, with 365 days to choose from (or 366 in a leap year), it seems odd to point out one specific day as the worst day. But, there is <a href="http://homebuying.about.com/od/buyingahome/a/061008_WorstDay.htm">substantial evidence</a> to stay away from that particular day. About.com's Home Buying expert lists a multitude of reasons, including:</p> <ul> <li>Not closing in time. Pending sales peak in April, which means a larger workload for real estate agents, with often triple the amount of listings to deal with.<br /> &nbsp;</li> <li>The Memorial Day weekend playing havoc with customer service.<br /> &nbsp;</li> <li>Higher interest rates from any delay in closing.<br /> &nbsp;</li> <li>High competition from other buyers, resulting in bidding wars and overpriced offers.<br /> &nbsp;</li> <li>More fees for movers due to the increased volume.</li> </ul> <p>If you want to buy a house, choose a day no one else will be thinking about, like Christmas Day.</p> <h2>6. Don't Buy Salad for Lunch on Mondays</h2> <p>This has nothing to do with price, but waiting times (and as we all know, time is money). It seems that we all have a tendency to overdo things on weekends, or we want to start our weeks on a healthy track, even if we know we'll slip a few days later. So, people rush out to get salads for lunch on Mondays, and that means long lines waiting for your healthy lunch.</p> <p>Bloomberg Businessweek looked at findings from salad chain Chop't, which reported selling around 10% more salads on Mondays than any other day of the week. Another chain, Salad Creations, explained that Monday sales tend to exceed Friday sales by 17% to 22%.</p> <h2>7. Don't Buy Groceries on Weekend Afternoons</h2> <p>As Wise Bread's own Linsey Knerl so rightly points out, weekend afternoons are the absolute worst time to <a href="http://www.wisebread.com/the-best-and-worst-times-to-go-grocery-shopping">hit the grocery stores</a>. Aside from the fact that those product demonstrators are out offering free food, you will be hampered by massive lines and crowded aisles.</p> <h2>8. Don't Buy Flowers on Mondays</h2> <p>What has been said about fish is equally true for flowers. Many people think that Monday would be the best day to buy flowers, as it is the start of the week, and that means a big new delivery of fresh roses, tulips, and daffodils, right? Wrong.</p> <p>As Flower Arranging 101 states, &quot;Monday is actually the <a href="https://flowerarranging101.tv/monday-blues/">worst day to get your flowers</a>, even here at the&nbsp;San Francisco flower market.&nbsp;Anything that you would buy on Monday is either left over from the previous week or it arrived over the weekend and has sat without refrigeration waiting for markets to open.&nbsp;Even just a day without being kept in a cool environment will cause flowers to age faster and lose&nbsp;vase life.&quot;</p> <p><em>What days of the week do you avoid shopping?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/paul-michael">Paul Michael</a> of <a href="http://www.wisebread.com/never-order-fish-on-mondays-and-7-other-bad-days-to-buy-stuff">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-5"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/11-retailers-where-you-can-negotiate-a-lower-price">11 Retailers Where You Can Negotiate a Lower Price</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/40-restaurants-that-offer-senior-discounts">40 Restaurants That Offer Senior Discounts</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-things-you-should-always-buy-at-department-stores">6 Things You Should Always Buy at Department Stores</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-times-you-should-demand-a-discount">8 Times You Should Demand a Discount</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-outlet-shopping-hacks-that-will-save-you-big">10 Outlet Shopping Hacks That Will Save You Big</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Life Hacks Shopping Airfare calendar shopping discounts grocery stores restaurants sales when to buy Thu, 24 Sep 2015 11:00:18 +0000 Paul Michael 1567487 at http://www.wisebread.com 8 Times You Should Demand a Discount http://www.wisebread.com/8-times-you-should-demand-a-discount <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/8-times-you-should-demand-a-discount" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_eating_salad_000051647464.jpg" alt="Woman learning when to demand a discount" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Growing up, I often remember seeing my parents noticeably upset with the service they received, or the products they had bought. After one particularly poor experience at a restaurant they said, &quot;We just won't eat here again.&quot; But when asked, &quot;How was the meal?&quot; they both smiled and said &quot;Fine, thanks.&quot;</p> <p>Now, maybe this is the classic reserve of the English, or maybe they're too polite for their own good, but that was not the correct way to go about it.</p> <p>When you have a poor experience with anything, you need to speak up, and also ask for compensation of some kind. It's the natural way to keep these places in check, so that bad service or poor quality products are not constantly being presented to the public. Always be polite and treat the people you're dealing with respectfully, but if any of the following eight instances occur... ask for a discount.</p> <h2>1. When You Get Poor Service at a Restaurant</h2> <p>Let's just clarify that the service should be uncharacteristically poor. If you wait a long time to get seated on a Friday evening, or your server is so busy he or she forgets to bring the extra fries you ordered, give the place &mdash; and your server &mdash; a break. This is more about poor service that could easily be avoided.</p> <p>If the food arrives cold, the fish is raw, the meat is very overcooked, or the server is just plain rude, you definitely have a reason to talk to the manager. Explain what has happened, how it impacted your dining experience, and ask for a discount. In most cases, you will get at least a few of the items removed from your bill. In extreme cases, when everything went wrong, you may very well be told not to pay anything. However, if the server was great in spite of all the problems, don't forget to leave him or her a tip.</p> <h2>2. When Your Event Seats Aren't Good</h2> <p>Unless you are warned specifically before you buy them (some will say things like &quot;obscured view&quot; or &quot;partial view of stage&quot; and should already be discounted), there is no reason to pay the same price as other people if your seats are terrible. This happened to me when I went to see Cirque du Soleil. There was no warning that the seats I bought were right behind one of the poles holding up the big top. My wife and I were leaning left and right through the entire performance. After, I spoke to the staff and received a discount, and a free CD of the music from that evening. If you have poor seats, ask to speak to the event manager. Demand a discount, if you can handle the poor seating, or ask to be moved if it is possible.</p> <h2>3. When Anything Is Not Quite as Described</h2> <p>From the food or service, to the product attributes, if you were sold something based on information that was slightly incorrect, you should demand a discount. If the tool set indicates &quot;25 great tools for around the home&quot; and there are actually only 23 inside, that's misleading. This can sometimes happen when manufacturers change the product, but not the packaging. In any case where you have been a little misled, intentionally or not, you are entitled to a discount. You'll get it, too.</p> <h2>4. When the Product Is a Floor Model</h2> <p>Do not let the store clerk fool you with a bunch of tricky talk about this item not being able to be discounted any further. The floor models are used. They may not have been used in someone's home, but they're used nonetheless. In some cases, for much longer than if it was in a home; especially those TVs and computers that are on the shop floor day in, day out.</p> <p>So, find a manager and ask for the price to be reduced beyond what is shown on the sticker. They want to get rid of these items. They'd obviously prefer to sell it to someone who will pay sticker, but they will go lower. And as the item is used, and most likely blemished, you should demand a discount. I do this every time, and it has worked every time.</p> <h2>5. When You Pay Cash</h2> <p>Cash is king. That's as true today as it was fifty years ago, and if you are lucky enough to have the money on hand to pay in cash, be it something small or a new home, you should definitely take advantage of it. &quot;How much of a reduction can I get if I pay cash for this house, right now?&quot; This is something buyers are not expecting, and it is incredibly tempting. Cash is a sure thing. Financing can fall through, interest rates fluctuate, but cash is cash. In stores, merchants pay fees for <a href="http://www.wisebread.com/6-times-to-use-credit-cards-instead-of-cash">credit card transactions</a>, so you could easily get a cash discount.</p> <p>However, don't expect this discount when buying a car. Dealerships get big incentives for financing offers, and you take that away from them if you offer to pay cash. In fact, you may pay more if you pay cash, so don't do that. You can always pay off the loan a week or two later.</p> <h2>6. When the Item is Broken, Scratched, or Dented</h2> <p>Why would you pay for a broken item at all? Well, it all depends what you want to use it for. If it's a superficial break, say on the case of the product, but the product itself works just fine, ask for a discount. The store is more than happy to oblige. If you notice a huge dent on the fridge that was just delivered, but the dent won't be seen or you just don't care, ask for a discount. If the item is scratched or damaged but it doesn't impair the function, and you are okay with it, ask for your discount. And if the item is completely broken, but you want to repair it yourself, or need it for parts, ask for a big discount.</p> <p>In all cases, you are doing the store a favor, and they will be happy to negotiate a deal. This even goes for sellers on Craigslist or eBay. If the item is not as pristine as described, but you're happy to take it, ask for the discount.</p> <h2>7. When the Seller Is in a Hurry</h2> <p>If you ever encounter a &quot;motivated seller&quot; you know you're about to get a discount. Motivated sellers are those who need to sell, and sell fast, usually because they're about to leave the state. Sometimes, they need money quickly, for reasons you probably don't want to ask about. Whatever the reason, you should take advantage of this. Flea market sellers will offer discounts as they are packing up for the day, and so will people operating garage sales. Smile, ask for a discount, and you'll usually get it.</p> <h2>8. When the Store Is Closing or Going Out of Business</h2> <p>Blockbuster. Circuit City. Sharper Image. They all bit the dust and they all had &quot;closing down&quot; sales. When this happens, start haggling. A store that is going out of business presents problems for buyers, especially when it comes to buying things that may have warranty issues. For this reason, you should demand a discount. When one store is closing, perhaps because a particular location is not performing as well as it should, you don't have as much leverage. But you can still ask for a discount, because they are &quot;motivated&quot; to sell, and that, as just discussed, gives you bargaining power.</p> <p><em>When have you asked for a discount?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/paul-michael">Paul Michael</a> of <a href="http://www.wisebread.com/8-times-you-should-demand-a-discount">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-4"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/40-restaurants-that-offer-senior-discounts">40 Restaurants That Offer Senior Discounts</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/never-order-fish-on-mondays-and-7-other-bad-days-to-buy-stuff">Never Order Fish on Mondays and 7 Other Bad Days to Buy Stuff</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-times-coupons-trick-you-into-spending-more-money">5 Times Coupons Trick You Into Spending More Money</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-secrets-to-scoring-the-best-price-when-buying-on-ebay">7 Secrets to Scoring the Best Price When Buying on eBay</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/lower-your-credit-card-interest-rate-and-reduce-your-phone-bill-immediately-and-easily">Lower Your Credit Card Interest Rate and Reduce Your Phone Bill, Immediately and Easily</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Consumer Affairs Shopping discounts faulty paying cash poor service restaurants scratch and dent Wed, 02 Sep 2015 11:00:22 +0000 Paul Michael 1540895 at http://www.wisebread.com