used car http://www.wisebread.com/taxonomy/term/7178/all en-US A Used Car Salesman Reveals Dirty Tricks (and How to Beat Them) http://www.wisebread.com/a-used-car-salesman-reveals-dirty-tricks-and-how-to-beat-them <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/a-used-car-salesman-reveals-dirty-tricks-and-how-to-beat-them" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://www.wisebread.com/files/fruganomics/imagecache/250w/blog-images/car-salesman-151336938-small.jpg" alt="car salesman" title="car salesman" class="imagecache imagecache-250w" width="250" height="146" /></a> </div> </div> </div> <p>Used car salesmen are generally portrayed in the media as sleazy, greasy guys in too-tight polyester suits that are trying to take you for a ride &mdash; and not just in that lemon sitting on the lot. Of course, not all used car salesmen fit that stereotype, but at least part of that image is accurate: There are dirty tricks that they're putting into action to get that bill of sale signed&hellip; by you. (See also: <a href="http://www.wisebread.com/17-things-car-salesmen-dont-want-you-to-know?ref=seealso">17 Things Used Car Salesmen Don't Want You to Know</a>)</p> <p>Jason Lancaster made a living as a used car salesman for a decade &mdash; at an &quot;upstanding dealership,&quot; he says &mdash; but he's now committed to exposing the less-than-ethical business practices because he believes that &quot;customers deserve better.&quot; He left the car business in 2007 and started a website &mdash;<a href="http://www.accurateautoadvice.com">Accurate Auto Advice</a> &mdash; devoted to sharing accurate advice and information with consumers. According to Jason, &quot;The mission of the site is to give consumers advice that's 100% true. A lot of the info I see about car buying is false or misleading, and I'm trying to correct that.&quot;</p> <p>Lancaster exposes some of the more dastardly car-buying schemes in the following four tactics &mdash; and some advice about combatting them.</p> <h2>1. The Scream</h2> <p>Think of &quot;The Scream&quot; tactic as a riff on the good cop/bad cop scenario. The gist of it is that the buyer wants a certain car or a certain price that the dealer doesn't have or can't match. At the same time, the buyer says that they're not ready to buy at the moment. Instead of sending the buyer on their way without any hope of getting what they want &mdash; which, in truth, isn't available &mdash; the salesperson plants a seed that what the buyer wants may be available when he or she is ready to buy and suggests that they contact the dealer before they make any decisions at another dealer.</p> <p>&quot;Then, you sit back and wait for the phone call,&quot; says Lancaster. &quot;If the customer calls you for an unbelievable price, you tell them that you remember what they want and they need to come in to complete the deal. They come down to the dealership believing that you're going to meet their price, get their car, etc., and THEN you tell them the bad news.&quot;</p> <p>That's where the namesake &quot;scream&quot; comes in. Angry that they came back to a dealer that isn't willing to give them what they want when it was suggested that they would, the buyer, in theory, takes their frustration out on the salesperson &mdash; or the bad cop, if you will. And that's when the good cop &mdash; the manager, in most cases &mdash; comes in to seal the deal.</p> <p>Lancaster continues, &quot;The manager comes over, apologizes, then explains how the customer wanted a price that wasn't realistic (or a car that isn't available), that $XX is the very best price there is, offers to throw in a freebie, and makes the deal. If the salesperson is sufficiently scolded, and the manager is good at calming people down, it can work OK.&quot;</p> <p>The problem with this scenario, as Lancaster points out, is that the buyer no longer trusts the salesperson, which means that they'll never come back to them again. &quot;It's great in the short term, but really damaging to the dealership in the long term, so a lot of dealers won't permit it.&quot;</p> <h3>How to Avoid The Scream</h3> <p>First, don't let on that you're not ready to buy right now. That's basically where this scheme begins. Instead, inform the salesperson that you're looking for a car, and you want to find the best price possible, so you're keeping your options open by visiting other dealerships.</p> <p>To flip this tactic on its head altogether, round up a few prices on comparable cars from area dealers and bring them to the table with each salesperson. If the salesperson doesn't want to be competitive, and you don't feel like you're getting the best or fairest deal possible, walk. Simple as that. If they want your business, they'll work with you to find the most reasonable deal for the dealership and for you.</p> <h2>2. Rolling a Car They Know You Can't Finance</h2> <p>What's a dealership manager to do when he wants to move a vehicle off the lot, but he's dealing with a buyer who won't agree to make a sufficient or realistic down payment or who has bad credit with no chance of getting a good finance rate? Lancaster says there are two choices:</p> <ul> <li>The salesperson can tell the buyer what a realistic interest rate will be, and what that means for their payment; or<br /> &nbsp;</li> <li>The salesperson can tell the buyer whatever they want to hear about interest rates, have them sign paperwork and take delivery, then call them back in a week or so and tell them the terms have changed.</li> </ul> <p>Did you just have a WTF moment, too? Truth is this tactic works &mdash; and it's still used fairly often for three important reasons, according to Lancaster:</p> <ol> <li>People want to believe the dealer tried to get them a good interest rate, says Lancaster. &quot;If you bring them back, show them all the decline notices from the banks, etc., you can prove to them that you tried. Then they'll admit their credit is bad and agree to a higher interest rate and payment.&quot;<br /> &nbsp;</li> <li>People usually show their new car off to friends and family, often the day they get it or the day after. Losing the car a week later would be embarrassing, so people will often pay more just to avoid that embarrassment.<br /> &nbsp;</li> <li>Most dealerships make customers sign something called a &quot;bailment agreement&quot; that says the dealership can charge a very high fee for the use of the vehicle if financing falls apart, according to Lancaster. &quot;When I was in the business, bailment was $50 a day and $0.50 a mile. If someone drives a car for a week, that's $500+. That's a big cash penalty a lot of people don't want to pay.&quot;</li> </ol> <h3>How to Avoid This Trick</h3> <p>To avoid the dealer changing your finance rate after you take delivery, consider these three suggestions:</p> <ol> <li>Secure financing before you arrive at the dealer; or<br /> &nbsp;</li> <li>Request that the dealer show you a copy of the bank approval (they can print it out and show you easily enough); and/or<br /> &nbsp;</li> <li>Don't sign a bailment agreement, at least not one that specifies payment of a penalty for miles driven and days of use.</li> </ol> <p>&quot;The bailment agreement is typically the first or last document the dealer will show you,&quot; says Lancaster. &quot;If you see anything that says you agree to pay for vehicle use should financing fall through, don't sign it. However, understand that this may keep you from buying a car if you have poor credit. Sometimes, people with poor credit don't have much of a choice, unfortunately.&quot;</p> <h2>3. &quot;This Is the Finance Rate the Bank Came Back With&quot;</h2> <p>As you may know, dealers can make a percentage of a vehicle's interest rate if they can mark it up. One of the easiest ways to mark up interest rates is to bring a customer into the finance office, ask them a series of probing questions about their credit report, make a show of submitting something to &quot;the bank,&quot; then showing them a piece of paper and saying, essentially, &quot;this is what the bank came back with.&quot;</p> <p>Another dirty trick, of course, but it works.</p> <p>&quot;The customer assumes that whatever you're showing them is the actual interest rate they qualified for, not realizing that the dealership has marked the interest rate up 2% to 3%&quot; Lancaster explains. &quot;This is done all the time. Even at nice dealerships. Even today.&quot;</p> <h3>How to Avoid This Trick</h3> <p>The best way to avoid this trap? Join a credit union and ask them for pre-approval on a vehicle loan. Credit unions almost always offer excellent finance rates. From personal experience, I can tell you that my husband has done this in the past, and it's always resulted in a smoother negotiation. Lancaster echoes that sentiment and offers an additional tip: &quot;If you can't join a credit union, I'd go online and see what you can do to secure a loan from one of the lenders that partner with <a href="http://www.edmunds.com/">Edmunds.com</a>, <a href="http://www.cars.com/">Cars.com</a>, etc.&quot;</p> <h2>4. Failing to Disclose Damage</h2> <p>Prior damage to a vehicle will almost certainly play a part in your decision to buy a particular used car. But how do you know what that car has endured? Unfortunately there's no easy way to find this out &mdash; and it's not entirely the fault of the salesman or dealer.</p> <p>&quot;Depending on the damage and the state you live in,&quot; Lancaster says, &quot;dealers may not be under any legal obligation to disclose a vehicle's prior history. The vehicle could be a 'lemon' (manufacturer buy-back), it could have suffered damage while on the dealership's lot, it could have substantial body damage &mdash; and the dealership doesn't have to say a word about it.</p> <p>&quot;While a CARFAX report can help, CARFAX reports are often incomplete. I've seen CARFAX reports that are missing considerable information, to the point where it makes me doubt the quality of their service. In any case, dealers will lie about damage or problems because they're under no obligation to tell the truth, and the consumer can't prove the dealership lied after the fact.&quot;</p> <h3>How to Avoid This Trick</h3> <p>So what can you do to at least try to get the most up-to-date, complete, and accurate information about the vehicle? The answer here isn't the most appealing, but it's sort of a better-safe-than-sorry situation.</p> <p>&quot;The best way to protect yourself is to pay for an independent vehicle inspection and buy a CARFAX or AutoCheck report,&quot; advises Lancaster. &quot;A good inspector can usually spot a vehicle with undisclosed damage, and CARFAX/Autocheck reports are usually good about indicating if a car is a manufacturer buy-back (AKA someone else's lemon).&quot;</p> <p>If you choose to go this route, there are mobile used car inspection services in most medium-sized cities. If you live in a small town, you can take your car to the nearest independent mechanic and ask them to look it over.</p> <h2>How to Beat a Used Car Salesman</h2> <p>In addition to revealing these trickster tactics, Lancaster also has advice for car buyers, so you can walk into the dealership knowledgeable and (hopefully) maintain the upper hand.</p> <h3>Buy From a Reputable Franchise</h3> <p>Buy from a franchised new car dealership, as most of these &quot;tricks&quot; won't fly. New car dealers are carefully monitored by state authorities and the automakers they represent, so they're very careful.</p> <h3>Get It Inspected</h3> <p>Have whatever it is you're buying professionally inspected. It costs $100 to $150, and it's worth every penny.</p> <h3>Secure Financing First</h3> <p>Arrange financing at the local credit union then ask the dealer if they can beat that rate. Outside of a credit union, most of the larger banks have some sort of auto finance program, and most of the popular car sites have a partnership with finance companies.</p> <p><em>Have you ever scored a great deal on a used car from a dealership? How did you do it? Please share in comments!</em></p> <a href="http://www.wisebread.com/a-used-car-salesman-reveals-dirty-tricks-and-how-to-beat-them" class="sharethis-link" title="A Used Car Salesman Reveals Dirty Tricks (and How to Beat Them)" rel="nofollow">ShareThis</a><br /><div id="custom_wisebread_footer"><div id="rss_tagline">Written by <a href="http://www.wisebread.com/mikey-rox">Mikey Rox</a> and published on <a href="http://www.wisebread.com/">Wise Bread</a>.</div><p>Read more like this from Wise Bread:</p><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/save-on-your-new-car-send-mom-not-dad-to-the-dealer">Save on Your New Car: Send Mom, Not Dad, to the Dealer</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/why-is-gasoline-so-cheap-a-cost-comparison-of-40-common-household-liquids">Why is Gasoline So Cheap? A Cost Comparison of 40 Common Household Liquids</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/car-buying-part-2-into-the-devils-domain">Car Buying Part 2 – Into the Devil&#039;s domain.</a></span> </div> </li> <li class="views-row views-row-4 views-row-even views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/what-to-buy-and-avoid-buying-in-november">What to Buy (and Avoid Buying) in November</a></span> </div> </li> </ul> </div> </div> </div> </div> Cars and Transportation Shopping car dealerships Cars scams shopping used car Thu, 03 Jul 2014 13:00:04 +0000 Mikey Rox 1153218 at http://www.wisebread.com 7 Reasons to Love That Used Car Smell http://www.wisebread.com/7-reasons-to-love-that-used-car-smell <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/7-reasons-to-love-that-used-car-smell" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://www.wisebread.com/files/fruganomics/imagecache/250w/blog-images/car-4899810-small.jpg" alt="car" title="car" class="imagecache imagecache-250w" width="250" height="167" /></a> </div> </div> </div> <p>If you love that new car smell and aren't willing to settle for a &quot;new car smell&quot; scented air freshener, you'll need to be prepared to pay a hefty premium for your new car. If, however, you're willing to allow another owner to drive the first 15,000 miles or more, then you'll be able to save thousands of dollars. (See also: <a target="_blank" href="http://www.wisebread.com/save-on-car-maintenance-with-these-5-diy-tips">Save on Car Maintenance With These 5 DIY Tips</a>)</p> <p>As an extra benefit, you'll probably also find that there are a couple of non-financial benefits to buying a used car, too.</p> <h2>1. Less Depreciation</h2> <p>Until they are considered an antique, every vehicle depreciates as time passes. However, the depreciation is more intense the newer the car. <a target="_blank" href="http://www.edmunds.com/car-buying/how-fast-does-my-new-car-lose-value-infographic.html">Edmunds.com reports</a> that a new car will typically depreciate 11% the minute you take it off the lot. Furthermore, after the first year your &quot;new&quot; car is typically worth 19% less than you paid for it.</p> <p>That's a lot to pay to be the first person to have the honor of spilling coffee all over the center console.</p> <h2>2. Lower Purchase Price</h2> <p>Do you like driving newer cars with fewer miles? Why not focus on <a target="_blank" href="http://www.wisebread.com/how-to-save-money-buying-a-new-car-and-be-happy">buying cars</a> that are about a year old and have 15,000 miles? There's still a lot of good car left, and you can save yourself 20% compared to buying the car new.</p> <p>Typically, if you're looking for newer used cars, you can find great deals because people who are selling cars after a year are usually just coming to the realization that they cannot afford the vehicle any longer. Their motivation to sell and your desire <a target="_blank" href="http://www.wisebread.com/the-game-of-haggling-how-to-get-a-great-deal-on-a-used-car">to get a great deal on a used car</a> is a perfect combination.</p> <h2>3. Lower Insurance Costs</h2> <p>There is a direct correlation between the value of your vehicle and the amount of insurance you'll pay. Thus, if you buy a car that is at least a year or two old, you'll pay <a target="_blank" href="http://www.wisebread.com/4-tips-to-save-on-car-insurance">lower insurance premiums</a>.</p> <h2>4. Reduced Taxes and Registration Fees</h2> <p>Depending on your state, you may not be required to pay sales tax on a used vehicle. New Hampshire, Delaware, Oregon, and Montana don't charge sales tax for a new car. In Georgia, you'll pay sales tax if you buy a car from a dealership, but not if it is a private sale.</p> <p>Every state has different registration fees, and those fees can vary based on the age of a vehicle. For example, in Montana if a car is 0-4 years old, you'll pay $217 to register the car. However, if the car is older than 11 years old, you'll pay $28.</p> <h2>5. More Money for Real Investments</h2> <p>Opportunity cost dictates that the more you spend on a vehicle, the less you'll have for something else. If you have $4,000 tied up in a vehicle, then you <em>don't</em> have $4,000 to use towards retirement, college savings, or any other worthy savings goal that has the potential to increase in value.</p> <h2>6. Door Dings Are Not Your Problem</h2> <p>Some people who have new cars insist on parking a long way from the entrance to the store. Why? They are afraid that their new, shiny, glossy car might get a nick or a ding. But you're not worried. Not in the least.</p> <h2>7. And Neither Is Spilled Juice</h2> <p class="MsoNormal">A colleague may spill coffee on the upholstery. A kid might write on the door panel. A stone may ding your windshield. Your dog will leave dog hair all over the back seat.</p> <p>When you buy a car that already has a little personality, your spills, marks, and stains will just become another chapter in the story of that vehicle. Sure, it will be frustrating when something happens, but being the first to witness the desecration of a perfect car is <em>even more frustrating</em>.</p> <p><em>Do you usually purchase new or used vehicles? Can you think of any additional benefits of buying a reliable used car?</em></p> <a href="http://www.wisebread.com/7-reasons-to-love-that-used-car-smell" class="sharethis-link" title="7 Reasons to Love That Used Car Smell" rel="nofollow">ShareThis</a><br /><div id="custom_wisebread_footer"><div id="rss_tagline">Written by <a href="http://www.wisebread.com/craig-ford">Craig Ford</a> and published on <a href="http://www.wisebread.com/">Wise Bread</a>.</div><p>Read more like this from Wise Bread:</p><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-2"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/17-things-car-salesmen-dont-want-you-to-know">17 Things Car Salesmen Don&#039;t Want You to Know</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/a-used-car-salesman-reveals-dirty-tricks-and-how-to-beat-them">A Used Car Salesman Reveals Dirty Tricks (and How to Beat Them)</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-much-should-you-spend-on-a-new-car">How Much Should You Spend on a New Car?</a></span> </div> </li> <li class="views-row views-row-4 views-row-even views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/is-this-the-best-search-engine-ever-for-new-used-cars">Is This the Best Search Engine Ever for New &amp; Used Cars?</a></span> </div> </li> </ul> </div> </div> </div> </div> Cars and Transportation buying a car depreciation used car Tue, 23 Apr 2013 09:37:28 +0000 Craig Ford 973517 at http://www.wisebread.com Drive the Old Car or Buy a New Car? http://www.wisebread.com/drive-the-old-car-or-buy-a-new-car <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/drive-the-old-car-or-buy-a-new-car" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://www.wisebread.com/files/fruganomics/imagecache/250w/blog-images/car-126488331.jpg" alt="" title="" class="imagecache imagecache-250w" width="250" height="141" /></a> </div> </div> </div> <p>When I was growing up, my mom drove a gray Oldsmobile Omega. By the time I was old enough to notice such things, it was an old car &mdash; much older, and clearly less luxurious, than those most of my friends rode to school in. When the plastic knob broke off the end of the shifter, it was replaced with a huge wooden one. When we hit a bump in the road, the radio hissed with loud static. Near the bitter end, duct tape held up the driver-side window.</p> <p>When my mom finally got a new car during my second year of university, I was relieved. But when &ldquo;Old Gray&rdquo; recently came to mind, I found myself feeling less embarrassed than grateful. Here&rsquo;s why. (See also: <a href="http://www.wisebread.com/7-ways-my-clunker-is-smarter-than-a-hybrid">7 Ways My&nbsp;Clunker Is Smarter&nbsp;Than a Hybrid</a>)</p> <h3>Do You Want a Nice Car, or a Nice Pile of Cash?</h3> <p>My parents were fiercely (and at the time, inexplicably) loyal to their reliable old car. In fact, when I admired newer cars on the road, my mom would sniff, and say, &ldquo;Yeah, but this one is&nbsp;<em>paid</em> for.&rdquo;</p> <p>At the time, I had no idea what that meant. I knew that both my parents had good jobs, so why couldn&rsquo;t we have a <a href="http://www.wisebread.com/the-joy-of-buying-a-new-car-9-car-buying-tips">new car</a> like everyone else? The answer &mdash; the cost was just too steep, and in more ways than one. According to the Federal Trade Commission, the average cost of buying a new car is approaching $30,000. At an average interest rate of 6.5%, that $30,000 car would mean monthly loan payments of $586.98 per month for five years. Put that money into an investment that returns 5%, and you&rsquo;ll end up with more than $40,000 in the bank in that same five-year period. Shelling out a lot of money to keep yourself in a nice ride is fine, if you can afford it. But with a national savings rate of just 4.5% of <i>disposable income</i> (not total income!), and many people arriving at retirement without a penny in the bank, chances are that a nice ride is further out of reach than most people realize.</p> <p>Just about everyone is guilty of a little &ldquo;keeping up with the Joneses,&rdquo; but there&rsquo;s a big difference between being able to afford something and being able to afford the payments. Next time you catch yourself envying what someone else is driving, think about what you might really be aspiring to. While I may have been rattling around in a beater as a kid, what this meant was not that my parents were poor, but that they were saving their money. And, as it turns out, that&rsquo;s not as lame as I had assumed.</p> <h3>Living in the Fast Lane Can Lead to&nbsp;Financial Crash and Burn</h3> <p>As my mom prepares to retire, I&rsquo;ve found yet another reason to be grateful for Old Gray &mdash; because we didn&rsquo;t ride around in a car my parents could barely afford, I don&rsquo;t have to spend my adult life trying to figure out who&rsquo;s going to finance my mother&rsquo;s retirement. This is no small thing. A recent report released by Massachusetts Mutual Life Insurance Company stated that only 3 out of 10 American parents believed they were adequately preparing for retirement. Plus, those parents were planning to have to care for their own parents as well.&nbsp;</p> <p>My parents stuck it out with Old Gray for more than 20 years, which was pretty unusual then &mdash; and very rare by today&rsquo;s standards. But, because of this and other similar choices, their retirement will not be something that will fall to me, which means that I have a shot at <a href="http://www.wisebread.com/how-to-tell-if-youre-on-track-for-retirement">retiring comfortably</a> too.</p> <h3>The (Somewhat Sensible) Way I Roll</h3> <p>Now you&rsquo;d probably expect that I&rsquo;d end this by telling you that I drive an old, reliable car. I don&rsquo;t. I bought it used, and I went for reliable &mdash; but I paid the price for a turbo engine and heated leather seats. What that says about <em>my</em> desire to keep up with the Joneses may be another story altogether, but what I do know is that while I&rsquo;ve taken some pains to drive a nicer car than my parents would ever buy, there is a limit to how much I would sacrifice for that experience &mdash; saving and investing will always come first. And if that means I&rsquo;m still driving the same car 20 years from now, so be it.</p> <p>Oh, and one more thing &mdash; Old Gray is still on the road. Perhaps my parents could have held on to it a little bit longer.</p> <a href="http://www.wisebread.com/drive-the-old-car-or-buy-a-new-car" class="sharethis-link" title="Drive the Old Car or Buy a New Car?" rel="nofollow">ShareThis</a><br /><div id="custom_wisebread_footer"><div id="rss_tagline">Written by <a href="http://www.wisebread.com/tara-struyk">Tara Struyk</a> and published on <a href="http://www.wisebread.com/">Wise Bread</a>.</div><p>Read more like this from Wise Bread:</p><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-3"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/a-used-car-salesman-reveals-dirty-tricks-and-how-to-beat-them">A Used Car Salesman Reveals Dirty Tricks (and How to Beat Them)</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-safest-cars-for-teen-drivers">The Safest Cars for Teen Drivers</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-top-10-cheapest-cars-to-insure">The Top 10 Cheapest Cars to Insure</a></span> </div> </li> <li class="views-row views-row-4 views-row-even views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/is-this-the-best-search-engine-ever-for-new-used-cars">Is This the Best Search Engine Ever for New &amp; Used Cars?</a></span> </div> </li> </ul> </div> </div> </div> </div> Cars and Transportation Retirement Buying a new car car loans used car Wed, 09 Nov 2011 10:24:33 +0000 Tara Struyk 778732 at http://www.wisebread.com Ask the Readers: Do You Buy New or Used Cars? http://www.wisebread.com/ask-the-readers-do-you-buy-new-or-used-cars <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/ask-the-readers-do-you-buy-new-or-used-cars" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://www.wisebread.com/files/fruganomics/imagecache/250w/blog-images/3358237417_4294fa2284_z-1.jpg" alt="Do You Buy New or Used Cars?" title="Do You Buy New or Used Cars?" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p><em>Editor's Note: Congratulations to </em><a href="http://www.wisebread.com/ask-the-readers-do-you-buy-new-or-used-cars#comment-491738"><em>Susan D.</em></a><em>, </em><a href="http://twitter.com/#!/unique_mom"><em>@unique_mom</em></a><em>, and </em><a href="https://www.facebook.com/shashib"><em>Sashi Bellamkonda</em></a><em> for winning this week's contest!</em></p> <p>Automotive expenses can be one of the biggest budget drainers out there. When buying a car, you have to think about everything from gas milage to safety ratings. You also have to determine whether or not you want to buy a new or used car. Many people opt to buy used to save money, however there are just as many people who will buy new.</p> <p><strong>When you buy a car, do you buy new or used? </strong>Why? Have you ever had a bad experience buying a new or used car?</p> <p>Tell us whether you buy cars new or used and we'll enter you in a drawing to win a $20 Amazon Gift Card!</p> <h2>Win 1 of 3 $20 Amazon Gift Cards</h2> <p>We're doing three giveaways &mdash; one for random comments, one for random Facebook &quot;Likes&quot;, and another one for random tweets.</p> <h3>Enter 1 of 3 Ways:</h3> <ul> <li>Post your answer in the comments below, or</li> <li>Go to our <a href="http://www.facebook.com/pages/Wise-Bread/26830741467?ref=ts">Facebook page</a>, &quot;Like&quot; us, then &quot;Like&quot; the update mentioning this giveaway (you can comment, as well &mdash; but you don't have to for entry), or</li> <li><a href="http://www.twitter.com/">Tweet</a> your answer. You have to be a follower of our <a href="http://twitter.com/wisebread">@wisebread account</a>. Include both &quot;@wisebread&quot; and &quot;#WBAsk&quot; in your tweet so we'll see it and count it.</li> </ul> <p><strong>If you're inspired to write a whole blog post OR you have a photo on flickr to share, please link to it in the comments or tweet it.</strong></p> <h4>Giveaway Rules:</h4> <ul> <li>Contest ends Monday, April 25th at 11:59 pm Pacific. Winners will be announced after April 25th on the original post and via Twitter. Winners will also be contacted via email, Facebook, and Twitter Direct Message.</li> <li>You can enter all three drawings &mdash; once by leaving a comment, once by liking our Facebook update, and once by tweeting.</li> <li>You must be 18 and US resident to enter. Void where prohibited.</li> </ul> <p><strong>Good Luck!</strong></p> <a href="http://www.wisebread.com/ask-the-readers-do-you-buy-new-or-used-cars" class="sharethis-link" title="Ask the Readers: Do You Buy New or Used Cars?" rel="nofollow">ShareThis</a><div class="field field-type-text field-field-blog-teaser"> <div class="field-items"> <div class="field-item odd"> Tell us whether you buy cars new or used and we&#039;ll enter you in a drawing to win a $20 Amazon Gift Card! </div> </div> </div> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">Written by <a href="http://www.wisebread.com/ashley-jacobs">Ashley Jacobs</a> and published on <a href="http://www.wisebread.com/">Wise Bread</a>.</div><p>Read more like this from Wise Bread:</p><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-4"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/a-used-car-salesman-reveals-dirty-tricks-and-how-to-beat-them">A Used Car Salesman Reveals Dirty Tricks (and How to Beat Them)</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/ask-the-readers-what-is-your-new-years-resolution">Ask the Readers: What Is Your New Year&#039;s Resolution?</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/ask-the-readers-do-gift-cards-make-a-good-gift">Ask the Readers: Do Gift Cards Make a Good Gift?</a></span> </div> </li> <li class="views-row views-row-4 views-row-even views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/ask-the-readers-whats-your-favorite-discovery-of-2010">Ask the Readers: What&#039;s Your Favorite Discovery of 2010</a></span> </div> </li> </ul> </div> </div> </div> </div> Giveaways Ask the Readers Cars new car used car Tue, 19 Apr 2011 13:37:35 +0000 Ashley Jacobs 526058 at http://www.wisebread.com Is This the Best Search Engine Ever for New & Used Cars? http://www.wisebread.com/is-this-the-best-search-engine-ever-for-new-used-cars <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/is-this-the-best-search-engine-ever-for-new-used-cars" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://www.wisebread.com/files/fruganomics/imagecache/250w/blog-images/Picture0001.jpg" alt="Auto Tempest" title="Auto Tempest" class="imagecache imagecache-250w" width="250" height="168" /></a> </div> </div> </div> <p>The site is one I found quite by accident. I'm not in the market for a used car, I was actually looking for a quote from Bill Shakespeare's &quot;The Tempest&quot; and stumbled upon this gem. Ahh, I love the Internet. The site is called <a href="http://www.autotempest.com/">AutoTempest.com</a>.&nbsp;It's only in Beta right now, but the results are awesome!</p> <p>In the past, when I was searching for a used car, I would bring up the usual suspects &mdash; cars.com, kbb.com, edmunds.com. With three windows or tabs open, I would flick between them all looking for the best price, the lowest miles, and the best financing option available.</p> <p>That was time-consuming and a hassle. But I never thought any more about it until I started pushing the buttons of this new site. (It's like Kayak.com but for new and used cars.) As regular Wise Bread readers know, I'm a huge fan of sites and gadgets that save you time and money. Put a check mark next to both of those categories for <a href="http://www.autotempest.com/">AutoTempest.com.</a></p> <p>The interface is simple enough. Enter the make and model of the car you're looking for, along with the location, year, price and mileage. Sure, those are the usual features, but AutoTempest goes a little further.</p> <p><img style="width: 274px; height: 353px;" alt="" src="http://imgur.com/EDd9Y.jpg" /></p> <p>With the advanced search, you can add-in transmission, body style, seller type, and even choose to search collector or niche sites.</p> <p><img style="width: 409px; height: 308px;" alt="" src="http://imgur.com/mKeX4.jpg" /></p> <p>After your data is input, you hit search. And then you're greeted with the results from around seven different auto-buying websites. One includes craigslist, and when you get to that page the results will be further chopped down into areas in your state. You know what they say, location is everything.</p> <p>I'd like to point out, as always, that this is not a paid endorsement or even one that was requested. When&nbsp;I find services or products I genuinely like or enjoy, I think Wise Bread readers will as well. And that's why I'm passing this on to you.</p> <p>As the site is in Beta, it's also a great chance to kick the tires (ouch, no pun intended) and <a href="http://www.autotempest.com/about.php">let the maker's of AutoTempest know what you think of the site</a>, what is working, and what isn't. Hopefully, it will help them create a more robust option for the official launch.</p> <p>So there you have it. If you're looking for a new motor, try it out. I hope it saves you a bunch of time and money on your next vehicle. I know I'll be using it to find mine.</p> <a href="http://www.wisebread.com/is-this-the-best-search-engine-ever-for-new-used-cars" class="sharethis-link" title="Is This the Best Search Engine Ever for New &amp; Used Cars?" rel="nofollow">ShareThis</a><br /><div id="custom_wisebread_footer"><div id="rss_tagline">Written by <a href="http://www.wisebread.com/paul-michael">Paul Michael</a> and published on <a href="http://www.wisebread.com/">Wise Bread</a>.</div><p>Read more like this from Wise Bread:</p><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-5"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/should-your-next-car-be-electric">Should Your Next Car Be Electric?</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/car-buying-part-1-going-for-broker">Car Buying Part 1 - Going For Broker.</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/a-used-car-salesman-reveals-dirty-tricks-and-how-to-beat-them">A Used Car Salesman Reveals Dirty Tricks (and How to Beat Them)</a></span> </div> </li> <li class="views-row views-row-4 views-row-even views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/my-car-payments-are-too-much-what-should-i-do">My car payments are too much! What should I do?</a></span> </div> </li> </ul> </div> </div> </div> </div> Cars and Transportation Technology car buying new car used car Sun, 13 Jun 2010 16:41:35 +0000 Paul Michael 128171 at http://www.wisebread.com