used car http://www.wisebread.com/taxonomy/term/7178/all en-US Best Money Tips: 11 Things to Do Before Buying a Used Car http://www.wisebread.com/best-money-tips-11-things-to-do-before-buying-a-used-car <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-11-things-to-do-before-buying-a-used-car" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_new_car_000064775071.jpg" alt="Woman learning what to do before buying a used car" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found some great articles on things to do before you buy a used car, emotional mistakes that keep you poor, and major dos and don&rsquo;ts at a job interview.</p> <h2>Top 5 Articles</h2> <p><a href="http://www.csmonitor.com/Business/Saving-Money/2015/0726/Buying-a-used-car-Eleven-things-to-do-first">Buying a used car? Eleven things to do first.</a> &mdash; Always ask for a breakdown of the fees to make sure you have the budget for them. [The Monitor]</p> <p><a href="http://fitzvillafuerte.com/4-emotional-mistakes-that-cause-people-to-remain-poor.html">4 Emotional Mistakes That Cause People To Remain Poor</a> &mdash; Living on hope alone won't get you anywhere; you need to pair it with action, too. [Ready To Be Rich]</p> <p><a href="http://www.popsugar.com/smart-living/Dos-Donts-Job-Interviews-34040192">16 Major Dos and Don'ts at a Job Interview</a> &mdash; Bring extra copies of your resume and keep them in a professional-looking folder. [PopSugar Smart Living]</p> <p><a href="http://www.kiplinger.com/slideshow/real-estate/T010-S001-7-places-that-pay-you-to-live-there/index.html">7 Surprising Places That Will Pay You to Live There</a> &mdash; New Haven, Connecticut, has a homeownership rate of just 31%. To lure home buyers, the city offers down payment assistance, loans for home renovation, and free in-state college tuition.&nbsp;[Kiplinger]</p> <p><a href="http://www.productivity501.com/5-ways-my-phone-makes-me-more-productive/9179/">5 Ways My Phone Makes Me More Productive</a> &mdash; The quality of camera phones these days is high enough that you can use your phone as a portable copy machine / scanner. [Productivity501]</p> <h2>Other Essential Reading</h2> <p><a href="http://www.creditsesame.com/blog/applying-for-a-personal-loan/">One Simple Thing You MUST Do Before Applying for a Personal Loan</a> &mdash; Doing this one thing will give you three very important advantages. [Credit Sesame]</p> <p><a href="http://www.thousandaire.com/how-to-go-on-a-vacation-that-fits-your-budget/">How to Go on a Vacation That Fits Your Budget</a> &mdash; Airbnb is a great option if you're traveling with a big group and you want a bigger space with kitchen. [Thousandaire]</p> <p><a href="http://moneysmartlife.com/overwhelmed-by-investing/">Don&rsquo;t Be Overwhelmed by Investing</a> &mdash; New to investing? Start with these strategies to avoid feeling overwhelmed! [Money Smart Life]</p> <p><a href="https://www.listenmoneymatters.com/pillars-of-financial-priority/">Pillars Of Financial Priority</a> &mdash; These pillars will guide your path to financial freedom.&nbsp;[Listen Money Matters]</p> <p><a href="http://parentingsquad.com/parents-we-owe-others-some-courtesy-including-diner-owners">Parents: We Owe Others Some Courtesy - Including Diner Owners</a> &mdash; Consider other people's position: would you like it if a baby screamed throughout your meal? If your child seems to be heading towards a meltdown, try to calm them down immediately, and be ready to leave if nothing works. [Parenting Squad]</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/amy-lu">Amy Lu</a> of <a href="http://www.wisebread.com/best-money-tips-11-things-to-do-before-buying-a-used-car">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/a-used-car-salesman-reveals-dirty-tricks-and-how-to-beat-them">A Used Car Salesman Reveals Dirty Tricks (and How to Beat Them)</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/drive-the-old-car-or-buy-a-new-car">Drive the Old Car or Buy a New Car?</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/is-this-the-best-search-engine-ever-for-new-used-cars">Is This the Best Search Engine Ever for New &amp; Used Cars?</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-reasons-to-love-that-used-car-smell">7 Reasons to Love That Used Car Smell</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/can-acetone-dramatically-increase-your-gas-mileage">Can Acetone Dramatically Increase Your Gas Mileage?</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Cars and Transportation best money tips used car Tue, 28 Jul 2015 19:00:15 +0000 Amy Lu 1505596 at http://www.wisebread.com 8 Easy Fixes to Boost Your Car's Re-Sale Value http://www.wisebread.com/8-easy-fixes-to-boost-your-cars-re-sale-value <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/8-easy-fixes-to-boost-your-cars-re-sale-value" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/iStock_000040971784_Large.jpg" alt="washing car" title="washing car" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Are you ready for a new car? Great. But is your current car ready to be sold?</p> <p>You may not think fixing it up is worth the time and effort (can't the new owner do that?), but those old tires, stained seats, and burned-out tail lights could cost you money.</p> <p>According to Lauren Fix, spokeswoman for the nonprofit <a href="http://www.carcare.org/">Car Care Council</a>, the value of a mid-range car can be increased by $2,000 or more if you just spruce it up by making some quick and easy repairs. &quot;If you can brag about your car's new brakes or high-quality tires, it will probably sell much quicker,&quot; she says.</p> <p>Here are eight ways to make your car look as close to &quot;like new&quot; as possible, and get hundreds &mdash; or thousands &mdash; more when you sell it.</p> <h2>1. Polish up the Front</h2> <p>Nothing says &quot;beater car&quot; like a cracked windshield and blown-out headlights. But fixing lights just means a quick trip to the auto parts store, and as a bonus, they're generally inexpensive to replace. If yours are dingy, buy a headlight-cleaning product that will leave the plastic light covers bright and clear.</p> <p>In the case of windows, the cost of repairing chips and cracks on the windshield is typically low relative to the amount that potential buyers will mentally deduct from your car's overall price if you leave the damage as is. So, even if it seems a bit costly, the up-front cost of fixing your windshield will probably be more than compensated for in the final re-sale price.</p> <h2>2. Clean up the Interior</h2> <p>It's easy to clean and vacuum your floor mats if they're dirty. But if they're worn through or soiled beyond repair, it's also cheap and easy to swap them with new ones, which should cost no more than $30 at the auto supply shop.</p> <p>For the rest of your interiors, clean and treat the leather, and vacuum and scrub the carpeting. But don't use household cleaners &mdash; the materials in your car are different than those in furniture and carpets. Spring for cleaning products made for the job.</p> <h2>3. Shine Your Wheels</h2> <p>Nothing makes an old car look newer than shiny, lustrous wheels, so take time to clean out the dirt and grime, and use a tire-shine product on the sidewalls.</p> <p>Then, check for wear and tear. If your tire treads are noticeably worn, at least replace them with some matching used tires (they can cost as little as $30 per tire). If you're not going to replace tires that are fast-approaching their use-by date, then expect to knock off a significant amount &mdash; at least $300, probably closer to $500 &mdash; from your asking price.</p> <h2>4. Make Easy Repairs</h2> <p>Look all over your car &mdash; inside, outside, and under the engine &mdash; to see what first impressions you can improve. Is the key fob battery dead, or a tail light burnt out? Those are easy replacements that don't cost a lot.</p> <p>Make sure there are no warning lights glowing on the dashboard. If the &quot;windshield washer fluid low&quot; light is on, that's a no-brainer &mdash; top it off. If the &quot;check engine&quot; light is on, then get it checked. It could be a simple, inexpensive fix. If it costs more than you want to spend, at least divulge the problem to potential buyers &mdash; being honest goes a long way.</p> <h2>5. Wax On, Wax Off</h2> <p>If your car's paint job is faded, all you need is wax and polish to restore some shine &mdash; and car value. But if your car's value is in the upscale range &mdash; above $40,000 &mdash; it may be worth paying a professional detail shop to clean and polish it thoroughly. The difference between super-clean and dingy could be thousands of dollars.</p> <h2>6. Erase the Dents and Dings</h2> <p>While it probably isn't worth investing in serious body work, some parking-lot scratches can be polished out for an affordable amount. Check with your car insurance company or Angie's List for reputable firms that specialize in dent removal. A huge dent in your car is worth spending $100<span style="color: rgb(84, 84, 84); font-family: arial, sans-serif; font-size: small; font-style: normal; line-height: 18.2000007629395px;">&ndash;</span>$200 on to get removed, because it could get you a few more thousand in the sales price, says Lauren Fix of the Car Care Council. But if you go for cheap or shoddy bodywork, that could actually reduce your car's value, she adds. &quot;You would be better off disclosing that the car needs some body work.&quot;</p> <h2>7. Consider Springing for New Brakes</h2> <p>If your car is a luxury model, new brakes are worth the cost. If it's a mid-range or economy car, consider knocking off $100<span style="color: rgb(84, 84, 84); font-family: arial, sans-serif; font-size: small; font-style: normal; line-height: 18.2000007629395px;">&ndash;</span>$150 from your asking price, instead. But if the brakes are really bad &mdash; squeaking every time you come to a stoplight &mdash; then pony up for replacements. Squeaky brakes will stay in a potential buyer's mind more than anything else about your car.</p> <h2>8. Get Your Car's Info in Order</h2> <p>Okay, you you've had your car maintained regularly and the battery is practically brand new &mdash; but can you prove it? The selling process really starts with rounding up your paperwork. That's why you should keep a folder of maintenance and repair records on your car. Besides providing evidence, an orderly folder shows that you really cared about your vehicle. If you don't have your service receipts, ask your dealer, regular mechanic, or oil-change center if they can print a statement that summarizes your visits.</p> <p>Also, get a vehicle history report from CarFax or Experian to present along with the car. Besides showing the vehicle's ownership history, it'll prove your car was never in an accident.</p> <p>If you can show buyers all your maintenance and service records, that &mdash; along with all the inexpensive fixes you've made &mdash; will go a long way towards giving your car's next owner peace of mind.</p> <p><em>What inexpensive fixes have you made prior to selling a car?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/vanessa-richardson">Vanessa Richardson</a> of <a href="http://www.wisebread.com/8-easy-fixes-to-boost-your-cars-re-sale-value">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/12-cheap-ways-to-make-your-car-look-awesome">12 Cheap Ways to Make Your Car Look Awesome</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-tell-if-a-car-service-plan-is-worth-it">How to Tell If a Car Service Plan Is Worth It</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/will-these-car-buying-incentives-get-you-to-buy-a-new-car">Will these car buying incentives get you to buy a new car?</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-think-like-a-billionaire-when-you-re-broke">How to Think Like a Billionaire When You’re Broke</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/whats-better-less-debt-or-more-savings">What&#039;s Better: Less Debt or More Savings?</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Personal Finance car car maintenance care sale used car Wed, 14 Jan 2015 14:00:09 +0000 Vanessa Richardson 1278532 at http://www.wisebread.com 12 Cheap Ways to Make Your Car Look Awesome http://www.wisebread.com/12-cheap-ways-to-make-your-car-look-awesome <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/12-cheap-ways-to-make-your-car-look-awesome" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/man-cleaning-car-interior-524625211-small.jpg" alt="man cleaning car" title="man cleaning car" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Most of us car owners spend an awful lot of time in our vehicles, whether commuting to work, driving the kids to soccer practice, or just hauling groceries. I'm no big fan of keeping up with the Joneses, but the temptation to purchase a new, shiny car is a familiar feeling for many of us, even though keeping an older car can be much more cost effective (especially if it is paid off). So if making small upgrades to your older car help you keep it longer, then you're making a truly frugal choice. (See also: <a href="http://www.wisebread.com/a-used-car-salesman-reveals-dirty-tricks-and-how-to-beat-them?ref=seealso">A Used Car Salesman Reveals Dirty Tricks (and How to Beat Them)</a>)</p> <p>In short, if you feel good about your older car, you're less likely to be tempted to buy a new one. Here are some easy ways to make your older car feel like a new one.</p> <h2>Inexpensive Fixes</h2> <p>These basic maintenance tips should cost you less than $100 and will help prolong the life of your car while keeping it looking good.</p> <h3>1. Clean and Organize Your Car</h3> <p>Every time you get out of your car, make it a habit to empty it of trash. A serious deep cleaning is great, so you can splurge (money or your own time and effort) once a year on a good interior detailing, but a simple dusting once a month can keep your dashboard looking spiffy.</p> <p>There's no need to invest in expensive organization tools &mdash; you can keep your glove compartment organized using Ziplock bags (all the car manuals in one bag, tools in another, car repair and maintenance paperwork in another, phone chargers and iPod cords in yet another, etc.).</p> <p>As for the exterior, you don't have to wax your car to a perfect shine, but putting it through a good car wash every couple of weeks will help you feel better about it. If you have the inclination, you can always use a toilet brush to clean your wheels every few weeks &mdash; wheels don't tend to get very clean in the car wash.</p> <h3>2. Replace Your Floor Mats</h3> <p>Floor mats are usually the first things to get ruined in a car. If your car still has the original floor mats <em>and</em> they don't qualify as Superfund cleanup sites, congrats! You should probably take them out of your car and store them for later, if and when you decide to trade in or sell your car. Instead, use weather-appropriate rubber floor mats. These will keep your car's carpet looking good and prevent the growth of mold caused by wet boots.</p> <h3>3. Get New Windshield Wipers</h3> <p>If you live anywhere that gets real weather, you know how important a good set of windshield wipers can be. Clean your blades with a microfiber cloth once a week, replace your blades every couple of months, and use a windshield treatment like <a href="http://www.amazon.com/gp/product/B000BVRZ74/ref=as_li_tl?ie=UTF8&amp;camp=1789&amp;creative=390957&amp;creativeASIN=B000BVRZ74&amp;linkCode=as2&amp;tag=wisbre03-20&amp;linkId=HQSM6FUNT4IEKQAG">Rain-X</a> to help keep your wipers in good working condition.</p> <p>Some older cars have particularly weak windshield wipers, so if you really want to see the road, shell out some extra dough and get an entirely new set of wipers (with motor).</p> <h3>4. Get Some Seat Covers</h3> <p>To protect your seats from future abuse, or to cover up seats that are too far gone already, buy some seat covers in basic, unobtrusive colors.</p> <h3>5. Clean Windows Inside and Out</h3> <p>Clean the insides and outsides of your windows to improve both your visibility and the appearance of your car.</p> <p>Do you have kids? Chances are that the inside of your car's back windows are disgusting (I know mine are). Use a cleaner like GooGone to remove stickers and other goop, and then clean with your favorite window cleaner and a microfiber cloth. Some car owners swear by newspaper (as opposed to towels or paper towels) and barely soapy water as a windshield cleaner.</p> <h3>6. Repair Dents and Scratches</h3> <p>There are quite a few ways to remove dents from the body of your car &mdash; everything from the <a href="http://diy-auto-repair.wonderhowto.com/how-to/fix-huge-dent-your-car-home-without-ruining-paint-job-0146581/">hot glue method</a> to the <a href="https://www.youtube.com/watch?v=HW3qzH7W-5c">suction method</a>. On older cars (especially cars that have body parts that are still made of actual metal), repairing deep scratches can prevent rust and future damage.</p> <p>Inexpensive scratch <a href="http://www.consumerreports.org/cro/news/2014/06/car-scratch-repair-pens-review/index.htm">repair pens can only fix the top layer</a> of your car's protective coating, so don't count on them to fix a scratch the goes through the actual paint.</p> <h3>7. Perform Regular Maintenance, Like Oil Changes</h3> <p>Okay, this might not contribute directly to the appearance of your car, but keeping your car in good running condition is even more important than making sure it looks good (and fewer things will drive into the arms of a car salesman faster than a roadside breakdown with your older vehicle). With older cars, sometimes basic maintenance almost seems like it isn't worth it. But it is! Regular oil changes, filter replacement, and belt checks can keep an older car running for years beyond its expected expiration date.</p> <h2>Moderately Expensive Fixes</h2> <p>These car-care options are a touch more expensive, but can increase your enjoyment of your car.</p> <h3>8. Get the Seats and Carpets Shampooed Regularly</h3> <p>Look for social coupons and deals with local detail shops, or just do what I do and spend $100 every six months to have your seats and carpets vacuumed and shampooed. If you allow food and drink in your vehicle, you may need to do this more often. Clean upholstery can make a car feel practically new inside.</p> <h3>9. Upgrade Your Car Speakers</h3> <p>Factory default sound systems in older cars are generally pretty lame, but you don't have to break the bank to get an improvement in sound quality. Sometimes, something as simple as <a href="http://cartech.about.com/od/Car-Audio/ss/Newbies-Guide-To-Car-Audio_2.htm#step-heading">replacing the factory speakers</a> can be enough to drastically improve your car's sound. Of course, if you want to replace that 8-track player with a system that you can plug your iPod into, that'll cost you quite a bit more. However, if music is something that makes your commute more bearable, it might be worthwhile to spend a little more to get the tunes you need.</p> <h2>Spendy Fixes</h2> <p>These investments cost more upfront, but make a big difference in how your car looks.</p> <h3>10. Replace Banged-Up Body Parts</h3> <p>If you can't easily repair a deep scratch or remove a dent, you can always look for <a href="http://www.car-part.com/">body part replacements</a>, either online or through local scrap shops. You might just find a stellar deal on that passenger side door.</p> <h3>11. Repaint the Exterior</h3> <p>Probably more than any other service, a new paint job can make a huge difference in the overall appearance of your car. At the low end, you can expect to pay at least $600 for a paint job at shops like Maaco, but the <a href="http://www.carsdirect.com/car-maintenance/average-costs-of-common-custom-car-paint-jobs">quality of car paint</a> used in these jobs isn't necessarily the greatest. For a couple of thousand dollars, you should be able to get a good exterior paint job that will dramatically improve how your car looks.</p> <h3>12. Get New Wheels</h3> <p>Vehicle wheels are funny &mdash; you wouldn't think that they could make such a big difference in a car's appearance, but they do. Cheap, older cars come equipped with cheap wheels, and over time, wheels really do show their age. Between missing hubcaps and mishaps with cement curbs, your wheels probably look pretty bad once your car hits the 125K mark.</p> <p>New high performance wheels can set you back between $400-1500 (plus the cost of tires), so only consider them if you really love your car and want to keep it for a long time (and want it to drive a bit better).</p> <p><em>How do you keep your old car looking (and running) like new? Please share your car care tips in comments!</em></p> <h2 style="text-align: center;">Like this article? Pin it!</h2> <p>&nbsp;</p> <p style="text-align: center;"><a href="//www.pinterest.com/pin/create/button/?url=http%3A%2F%2Fwww.wisebread.com%2F12-cheap-ways-to-make-your-car-look-awesome&amp;media=http%3A%2F%2Fwww.wisebread.com%2Ffiles%2Ffruganomics%2Fu5180%2F12%20Cheap%20Ways%20to%20Make%20Your%20Car%20Look%20Awesome.jpg&amp;description=12%20Cheap%20Ways%20to%20Make%20Your%20Car%20Look%20Awesome" data-pin-do="buttonPin" data-pin-config="above" data-pin-color="red" data-pin-height="28"><img src="//assets.pinterest.com/images/pidgets/pinit_fg_en_rect_red_28.png" alt="" /></a> </p> <!-- Please call pinit.js only once per page --><!-- Please call pinit.js only once per page --><script type="text/javascript" async defer src="//assets.pinterest.com/js/pinit.js"></script></p> <p style="text-align: center;"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5180/12%20Cheap%20Ways%20to%20Make%20Your%20Car%20Look%20Awesome.jpg" alt="12 Cheap Ways to Make Your Car Look Awesome" width="250" height="374" /></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/andrea-karim">Andrea Karim</a> of <a href="http://www.wisebread.com/12-cheap-ways-to-make-your-car-look-awesome">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-6"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/a-used-car-salesman-reveals-dirty-tricks-and-how-to-beat-them">A Used Car Salesman Reveals Dirty Tricks (and How to Beat Them)</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/five-reasons-why-i-love-public-transportation">Five Reasons Why I Love Public Transportation</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/save-more-gas-by-safely-following-trucks">Save More Gas by Safely Following Trucks</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-cut-car-ownership-costs">How To Cut Car Ownership Costs</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/do-these-5-car-maintenance-tasks-and-keep-your-car-on-the-road-forever">Do These 5 Car Maintenance Tasks and Keep Your Car on the Road Forever</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Frugal Living auto repair car maintenance Cars old car used car Thu, 04 Dec 2014 19:00:08 +0000 Andrea Karim 1263098 at http://www.wisebread.com A Used Car Salesman Reveals Dirty Tricks (and How to Beat Them) http://www.wisebread.com/a-used-car-salesman-reveals-dirty-tricks-and-how-to-beat-them <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/a-used-car-salesman-reveals-dirty-tricks-and-how-to-beat-them" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/car-salesman-151336938-small.jpg" alt="car salesman" title="car salesman" class="imagecache imagecache-250w" width="250" height="146" /></a> </div> </div> </div> <p>Used car salesmen are generally portrayed in the media as sleazy, greasy guys in too-tight polyester suits that are trying to take you for a ride &mdash; and not just in that lemon sitting on the lot. Of course, not all used car salesmen fit that stereotype, but at least part of that image is accurate: There are dirty tricks that they're putting into action to get that bill of sale signed&hellip; by you. (See also: <a href="http://www.wisebread.com/17-things-car-salesmen-dont-want-you-to-know?ref=seealso">17 Things Used Car Salesmen Don't Want You to Know</a>)</p> <p>Jason Lancaster made a living as a used car salesman for a decade &mdash; at an &quot;upstanding dealership,&quot; he says &mdash; but he's now committed to exposing the less-than-ethical business practices because he believes that &quot;customers deserve better.&quot; He left the car business in 2007 and started a website &mdash;<a href="http://www.accurateautoadvice.com">Accurate Auto Advice</a> &mdash; devoted to sharing accurate advice and information with consumers. According to Jason, &quot;The mission of the site is to give consumers advice that's 100% true. A lot of the info I see about car buying is false or misleading, and I'm trying to correct that.&quot;</p> <p>Lancaster exposes some of the more dastardly car-buying schemes in the following four tactics &mdash; and some advice about combatting them.</p> <h2>1. The Scream</h2> <p>Think of &quot;The Scream&quot; tactic as a riff on the good cop/bad cop scenario. The gist of it is that the buyer wants a certain car or a certain price that the dealer doesn't have or can't match. At the same time, the buyer says that they're not ready to buy at the moment. Instead of sending the buyer on their way without any hope of getting what they want &mdash; which, in truth, isn't available &mdash; the salesperson plants a seed that what the buyer wants may be available when he or she is ready to buy and suggests that they contact the dealer before they make any decisions at another dealer.</p> <p>&quot;Then, you sit back and wait for the phone call,&quot; says Lancaster. &quot;If the customer calls you for an unbelievable price, you tell them that you remember what they want and they need to come in to complete the deal. They come down to the dealership believing that you're going to meet their price, get their car, etc., and THEN you tell them the bad news.&quot;</p> <p>That's where the namesake &quot;scream&quot; comes in. Angry that they came back to a dealer that isn't willing to give them what they want when it was suggested that they would, the buyer, in theory, takes their frustration out on the salesperson &mdash; or the bad cop, if you will. And that's when the good cop &mdash; the manager, in most cases &mdash; comes in to seal the deal.</p> <p>Lancaster continues, &quot;The manager comes over, apologizes, then explains how the customer wanted a price that wasn't realistic (or a car that isn't available), that $XX is the very best price there is, offers to throw in a freebie, and makes the deal. If the salesperson is sufficiently scolded, and the manager is good at calming people down, it can work OK.&quot;</p> <p>The problem with this scenario, as Lancaster points out, is that the buyer no longer trusts the salesperson, which means that they'll never come back to them again. &quot;It's great in the short term, but really damaging to the dealership in the long term, so a lot of dealers won't permit it.&quot;</p> <h3>How to Avoid The Scream</h3> <p>First, don't let on that you're not ready to buy right now. That's basically where this scheme begins. Instead, inform the salesperson that you're looking for a car, and you want to find the best price possible, so you're keeping your options open by visiting other dealerships.</p> <p>To flip this tactic on its head altogether, round up a few prices on comparable cars from area dealers and bring them to the table with each salesperson. If the salesperson doesn't want to be competitive, and you don't feel like you're getting the best or fairest deal possible, walk. Simple as that. If they want your business, they'll work with you to find the most reasonable deal for the dealership and for you.</p> <h2>2. Rolling a Car They Know You Can't Finance</h2> <p>What's a dealership manager to do when he wants to move a vehicle off the lot, but he's dealing with a buyer who won't agree to make a sufficient or realistic down payment or who has bad credit with no chance of getting a good finance rate? Lancaster says there are two choices:</p> <ul> <li>The salesperson can tell the buyer what a realistic interest rate will be, and what that means for their payment; or<br /> &nbsp;</li> <li>The salesperson can tell the buyer whatever they want to hear about interest rates, have them sign paperwork and take delivery, then call them back in a week or so and tell them the terms have changed.</li> </ul> <p>Did you just have a WTF moment, too? Truth is this tactic works &mdash; and it's still used fairly often for three important reasons, according to Lancaster:</p> <ol> <li>People want to believe the dealer tried to get them a good interest rate, says Lancaster. &quot;If you bring them back, show them all the decline notices from the banks, etc., you can prove to them that you tried. Then they'll admit their credit is bad and agree to a higher interest rate and payment.&quot;<br /> &nbsp;</li> <li>People usually show their new car off to friends and family, often the day they get it or the day after. Losing the car a week later would be embarrassing, so people will often pay more just to avoid that embarrassment.<br /> &nbsp;</li> <li>Most dealerships make customers sign something called a &quot;bailment agreement&quot; that says the dealership can charge a very high fee for the use of the vehicle if financing falls apart, according to Lancaster. &quot;When I was in the business, bailment was $50 a day and $0.50 a mile. If someone drives a car for a week, that's $500+. That's a big cash penalty a lot of people don't want to pay.&quot;</li> </ol> <h3>How to Avoid This Trick</h3> <p>To avoid the dealer changing your finance rate after you take delivery, consider these three suggestions:</p> <ol> <li>Secure financing before you arrive at the dealer; or<br /> &nbsp;</li> <li>Request that the dealer show you a copy of the bank approval (they can print it out and show you easily enough); and/or<br /> &nbsp;</li> <li>Don't sign a bailment agreement, at least not one that specifies payment of a penalty for miles driven and days of use.</li> </ol> <p>&quot;The bailment agreement is typically the first or last document the dealer will show you,&quot; says Lancaster. &quot;If you see anything that says you agree to pay for vehicle use should financing fall through, don't sign it. However, understand that this may keep you from buying a car if you have poor credit. Sometimes, people with poor credit don't have much of a choice, unfortunately.&quot;</p> <h2>3. &quot;This Is the Finance Rate the Bank Came Back With&quot;</h2> <p>As you may know, dealers can make a percentage of a vehicle's interest rate if they can mark it up. One of the easiest ways to mark up interest rates is to bring a customer into the finance office, ask them a series of probing questions about their credit report, make a show of submitting something to &quot;the bank,&quot; then showing them a piece of paper and saying, essentially, &quot;this is what the bank came back with.&quot;</p> <p>Another dirty trick, of course, but it works.</p> <p>&quot;The customer assumes that whatever you're showing them is the actual interest rate they qualified for, not realizing that the dealership has marked the interest rate up 2% to 3%&quot; Lancaster explains. &quot;This is done all the time. Even at nice dealerships. Even today.&quot;</p> <h3>How to Avoid This Trick</h3> <p>The best way to avoid this trap? Join a credit union and ask them for pre-approval on a vehicle loan. Credit unions almost always offer excellent finance rates. From personal experience, I can tell you that my husband has done this in the past, and it's always resulted in a smoother negotiation. Lancaster echoes that sentiment and offers an additional tip: &quot;If you can't join a credit union, I'd go online and see what you can do to secure a loan from one of the lenders that partner with <a href="http://www.edmunds.com/">Edmunds.com</a>, <a href="http://www.cars.com/">Cars.com</a>, etc.&quot;</p> <h2>4. Failing to Disclose Damage</h2> <p>Prior damage to a vehicle will almost certainly play a part in your decision to buy a particular used car. But how do you know what that car has endured? Unfortunately there's no easy way to find this out &mdash; and it's not entirely the fault of the salesman or dealer.</p> <p>&quot;Depending on the damage and the state you live in,&quot; Lancaster says, &quot;dealers may not be under any legal obligation to disclose a vehicle's prior history. The vehicle could be a 'lemon' (manufacturer buy-back), it could have suffered damage while on the dealership's lot, it could have substantial body damage &mdash; and the dealership doesn't have to say a word about it.</p> <p>&quot;While a CARFAX report can help, CARFAX reports are often incomplete. I've seen CARFAX reports that are missing considerable information, to the point where it makes me doubt the quality of their service. In any case, dealers will lie about damage or problems because they're under no obligation to tell the truth, and the consumer can't prove the dealership lied after the fact.&quot;</p> <h3>How to Avoid This Trick</h3> <p>So what can you do to at least try to get the most up-to-date, complete, and accurate information about the vehicle? The answer here isn't the most appealing, but it's sort of a better-safe-than-sorry situation.</p> <p>&quot;The best way to protect yourself is to pay for an independent vehicle inspection and buy a CARFAX or AutoCheck report,&quot; advises Lancaster. &quot;A good inspector can usually spot a vehicle with undisclosed damage, and CARFAX/Autocheck reports are usually good about indicating if a car is a manufacturer buy-back (AKA someone else's lemon).&quot;</p> <p>If you choose to go this route, there are mobile used car inspection services in most medium-sized cities. If you live in a small town, you can take your car to the nearest independent mechanic and ask them to look it over.</p> <h2>How to Beat a Used Car Salesman</h2> <p>In addition to revealing these trickster tactics, Lancaster also has advice for car buyers, so you can walk into the dealership knowledgeable and (hopefully) maintain the upper hand.</p> <h3>Buy From a Reputable Franchise</h3> <p>Buy from a franchised new car dealership, as most of these &quot;tricks&quot; won't fly. New car dealers are carefully monitored by state authorities and the automakers they represent, so they're very careful.</p> <h3>Get It Inspected</h3> <p>Have whatever it is you're buying professionally inspected. It costs $100 to $150, and it's worth every penny.</p> <h3>Secure Financing First</h3> <p>Arrange financing at the local credit union then ask the dealer if they can beat that rate. Outside of a credit union, most of the larger banks have some sort of auto finance program, and most of the popular car sites have a partnership with finance companies.</p> <p><em>Have you ever scored a great deal on a used car from a dealership? How did you do it? Please share in comments!</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/mikey-rox">Mikey Rox</a> of <a href="http://www.wisebread.com/a-used-car-salesman-reveals-dirty-tricks-and-how-to-beat-them">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-2"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-folding-bicycles">The 5 Best Folding Bicycles</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/why-is-gasoline-so-cheap-a-cost-comparison-of-40-common-household-liquids">Why is Gasoline So Cheap? A Cost Comparison of 40 Common Household Liquids</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/4-warranties-that-arent-worth-it">4 Warranties That Aren&#039;t Worth It</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-bicycle-lights">The 5 Best Bicycle Lights</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/car-buying-part-2-into-the-devils-domain">Car Buying Part 2 – Into the Devil&#039;s domain.</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Cars and Transportation Shopping car dealerships Cars scams shopping used car Thu, 03 Jul 2014 13:00:04 +0000 Mikey Rox 1153218 at http://www.wisebread.com 7 Reasons to Love That Used Car Smell http://www.wisebread.com/7-reasons-to-love-that-used-car-smell <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/7-reasons-to-love-that-used-car-smell" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/car-4899810-small.jpg" alt="car" title="car" class="imagecache imagecache-250w" width="250" height="167" /></a> </div> </div> </div> <p>If you love that new car smell and aren't willing to settle for a &quot;new car smell&quot; scented air freshener, you'll need to be prepared to pay a hefty premium for your new car. If, however, you're willing to allow another owner to drive the first 15,000 miles or more, then you'll be able to save thousands of dollars. (See also: <a target="_blank" href="http://www.wisebread.com/save-on-car-maintenance-with-these-5-diy-tips">Save on Car Maintenance With These 5 DIY Tips</a>)</p> <p>As an extra benefit, you'll probably also find that there are a couple of non-financial benefits to buying a used car, too.</p> <h2>1. Less Depreciation</h2> <p>Until they are considered an antique, every vehicle depreciates as time passes. However, the depreciation is more intense the newer the car. <a target="_blank" href="http://www.edmunds.com/car-buying/how-fast-does-my-new-car-lose-value-infographic.html">Edmunds.com reports</a> that a new car will typically depreciate 11% the minute you take it off the lot. Furthermore, after the first year your &quot;new&quot; car is typically worth 19% less than you paid for it.</p> <p>That's a lot to pay to be the first person to have the honor of spilling coffee all over the center console.</p> <h2>2. Lower Purchase Price</h2> <p>Do you like driving newer cars with fewer miles? Why not focus on <a target="_blank" href="http://www.wisebread.com/how-to-save-money-buying-a-new-car-and-be-happy">buying cars</a> that are about a year old and have 15,000 miles? There's still a lot of good car left, and you can save yourself 20% compared to buying the car new.</p> <p>Typically, if you're looking for newer used cars, you can find great deals because people who are selling cars after a year are usually just coming to the realization that they cannot afford the vehicle any longer. Their motivation to sell and your desire <a target="_blank" href="http://www.wisebread.com/the-game-of-haggling-how-to-get-a-great-deal-on-a-used-car">to get a great deal on a used car</a> is a perfect combination.</p> <h2>3. Lower Insurance Costs</h2> <p>There is a direct correlation between the value of your vehicle and the amount of insurance you'll pay. Thus, if you buy a car that is at least a year or two old, you'll pay <a target="_blank" href="http://www.wisebread.com/4-tips-to-save-on-car-insurance">lower insurance premiums</a>.</p> <h2>4. Reduced Taxes and Registration Fees</h2> <p>Depending on your state, you may not be required to pay sales tax on a used vehicle. New Hampshire, Delaware, Oregon, and Montana don't charge sales tax for a new car. In Georgia, you'll pay sales tax if you buy a car from a dealership, but not if it is a private sale.</p> <p>Every state has different registration fees, and those fees can vary based on the age of a vehicle. For example, in Montana if a car is 0-4 years old, you'll pay $217 to register the car. However, if the car is older than 11 years old, you'll pay $28.</p> <h2>5. More Money for Real Investments</h2> <p>Opportunity cost dictates that the more you spend on a vehicle, the less you'll have for something else. If you have $4,000 tied up in a vehicle, then you <em>don't</em> have $4,000 to use towards retirement, college savings, or any other worthy savings goal that has the potential to increase in value.</p> <h2>6. Door Dings Are Not Your Problem</h2> <p>Some people who have new cars insist on parking a long way from the entrance to the store. Why? They are afraid that their new, shiny, glossy car might get a nick or a ding. But you're not worried. Not in the least.</p> <h2>7. And Neither Is Spilled Juice</h2> <p class="MsoNormal">A colleague may spill coffee on the upholstery. A kid might write on the door panel. A stone may ding your windshield. Your dog will leave dog hair all over the back seat.</p> <p>When you buy a car that already has a little personality, your spills, marks, and stains will just become another chapter in the story of that vehicle. Sure, it will be frustrating when something happens, but being the first to witness the desecration of a perfect car is <em>even more frustrating</em>.</p> <p><em>Do you usually purchase new or used vehicles? Can you think of any additional benefits of buying a reliable used car?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/craig-ford">Craig Ford</a> of <a href="http://www.wisebread.com/7-reasons-to-love-that-used-car-smell">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/a-used-car-salesman-reveals-dirty-tricks-and-how-to-beat-them">A Used Car Salesman Reveals Dirty Tricks (and How to Beat Them)</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/17-things-car-salesmen-dont-want-you-to-know">17 Things Car Salesmen Don&#039;t Want You to Know</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/3-reasons-why-you-should-never-buy-a-new-car">3 Reasons Why You Should Never Buy a New Car</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/could-you-put-away-a-million-dollars-by-driving-a-used-car">Could You Put Away a Million Dollars by Driving a Used Car?</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/should-you-hire-a-broker-to-buy-a-car">Should You Hire a Broker to Buy a Car?</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Cars and Transportation buying a car depreciation used car Tue, 23 Apr 2013 09:37:28 +0000 Craig Ford 973517 at http://www.wisebread.com Drive the Old Car or Buy a New Car? http://www.wisebread.com/drive-the-old-car-or-buy-a-new-car <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/drive-the-old-car-or-buy-a-new-car" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/car-126488331.jpg" alt="" title="" class="imagecache imagecache-250w" width="250" height="141" /></a> </div> </div> </div> <p>When I was growing up, my mom drove a gray Oldsmobile Omega. By the time I was old enough to notice such things, it was an old car &mdash; much older, and clearly less luxurious, than those most of my friends rode to school in. When the plastic knob broke off the end of the shifter, it was replaced with a huge wooden one. When we hit a bump in the road, the radio hissed with loud static. Near the bitter end, duct tape held up the driver-side window.</p> <p>When my mom finally got a new car during my second year of university, I was relieved. But when &ldquo;Old Gray&rdquo; recently came to mind, I found myself feeling less embarrassed than grateful. Here&rsquo;s why. (See also: <a href="http://www.wisebread.com/7-ways-my-clunker-is-smarter-than-a-hybrid">7 Ways My&nbsp;Clunker Is Smarter&nbsp;Than a Hybrid</a>)</p> <h3>Do You Want a Nice Car, or a Nice Pile of Cash?</h3> <p>My parents were fiercely (and at the time, inexplicably) loyal to their reliable old car. In fact, when I admired newer cars on the road, my mom would sniff, and say, &ldquo;Yeah, but this one is&nbsp;<em>paid</em> for.&rdquo;</p> <p>At the time, I had no idea what that meant. I knew that both my parents had good jobs, so why couldn&rsquo;t we have a <a href="http://www.wisebread.com/the-joy-of-buying-a-new-car-9-car-buying-tips">new car</a> like everyone else? The answer &mdash; the cost was just too steep, and in more ways than one. According to the Federal Trade Commission, the average cost of buying a new car is approaching $30,000. At an average interest rate of 6.5%, that $30,000 car would mean monthly loan payments of $586.98 per month for five years. Put that money into an investment that returns 5%, and you&rsquo;ll end up with more than $40,000 in the bank in that same five-year period. Shelling out a lot of money to keep yourself in a nice ride is fine, if you can afford it. But with a national savings rate of just 4.5% of <i>disposable income</i> (not total income!), and many people arriving at retirement without a penny in the bank, chances are that a nice ride is further out of reach than most people realize.</p> <p>Just about everyone is guilty of a little &ldquo;keeping up with the Joneses,&rdquo; but there&rsquo;s a big difference between being able to afford something and being able to afford the payments. Next time you catch yourself envying what someone else is driving, think about what you might really be aspiring to. While I may have been rattling around in a beater as a kid, what this meant was not that my parents were poor, but that they were saving their money. And, as it turns out, that&rsquo;s not as lame as I had assumed.</p> <h3>Living in the Fast Lane Can Lead to&nbsp;Financial Crash and Burn</h3> <p>As my mom prepares to retire, I&rsquo;ve found yet another reason to be grateful for Old Gray &mdash; because we didn&rsquo;t ride around in a car my parents could barely afford, I don&rsquo;t have to spend my adult life trying to figure out who&rsquo;s going to finance my mother&rsquo;s retirement. This is no small thing. A recent report released by Massachusetts Mutual Life Insurance Company stated that only 3 out of 10 American parents believed they were adequately preparing for retirement. Plus, those parents were planning to have to care for their own parents as well.&nbsp;</p> <p>My parents stuck it out with Old Gray for more than 20 years, which was pretty unusual then &mdash; and very rare by today&rsquo;s standards. But, because of this and other similar choices, their retirement will not be something that will fall to me, which means that I have a shot at <a href="http://www.wisebread.com/how-to-tell-if-youre-on-track-for-retirement">retiring comfortably</a> too.</p> <h3>The (Somewhat Sensible) Way I Roll</h3> <p>Now you&rsquo;d probably expect that I&rsquo;d end this by telling you that I drive an old, reliable car. I don&rsquo;t. I bought it used, and I went for reliable &mdash; but I paid the price for a turbo engine and heated leather seats. What that says about <em>my</em> desire to keep up with the Joneses may be another story altogether, but what I do know is that while I&rsquo;ve taken some pains to drive a nicer car than my parents would ever buy, there is a limit to how much I would sacrifice for that experience &mdash; saving and investing will always come first. And if that means I&rsquo;m still driving the same car 20 years from now, so be it.</p> <p>Oh, and one more thing &mdash; Old Gray is still on the road. Perhaps my parents could have held on to it a little bit longer.</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/tara-struyk">Tara Struyk</a> of <a href="http://www.wisebread.com/drive-the-old-car-or-buy-a-new-car">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-3"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/a-used-car-salesman-reveals-dirty-tricks-and-how-to-beat-them">A Used Car Salesman Reveals Dirty Tricks (and How to Beat Them)</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/can-t-afford-your-car-much-longer-negotiate-to-keep-it">Can’t Afford Your Car Much Longer? Negotiate to Keep It</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-ways-having-a-paid-off-car-is-surprisingly-great">5 Ways Having a Paid Off Car Is Surprisingly Great</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-top-10-cheapest-cars-to-insure">The Top 10 Cheapest Cars to Insure</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/is-this-the-best-search-engine-ever-for-new-used-cars">Is This the Best Search Engine Ever for New &amp; Used Cars?</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Cars and Transportation Retirement Buying a new car car loans used car Wed, 09 Nov 2011 10:24:33 +0000 Tara Struyk 778732 at http://www.wisebread.com Ask the Readers: Do You Buy New or Used Cars? http://www.wisebread.com/ask-the-readers-do-you-buy-new-or-used-cars <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/ask-the-readers-do-you-buy-new-or-used-cars" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/3358237417_4294fa2284_z-1.jpg" alt="Do You Buy New or Used Cars?" title="Do You Buy New or Used Cars?" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p><em>Editor's Note: Congratulations to </em><a href="http://www.wisebread.com/ask-the-readers-do-you-buy-new-or-used-cars#comment-491738"><em>Susan D.</em></a><em>, </em><a href="http://twitter.com/#!/unique_mom"><em>@unique_mom</em></a><em>, and </em><a href="https://www.facebook.com/shashib"><em>Sashi Bellamkonda</em></a><em> for winning this week's contest!</em></p> <p>Automotive expenses can be one of the biggest budget drainers out there. When buying a car, you have to think about everything from gas milage to safety ratings. You also have to determine whether or not you want to buy a new or used car. Many people opt to buy used to save money, however there are just as many people who will buy new.</p> <p><strong>When you buy a car, do you buy new or used? </strong>Why? Have you ever had a bad experience buying a new or used car?</p> <p>Tell us whether you buy cars new or used and we'll enter you in a drawing to win a $20 Amazon Gift Card!</p> <h2>Win 1 of 3 $20 Amazon Gift Cards</h2> <p>We're doing three giveaways &mdash; one for random comments, one for random Facebook &quot;Likes&quot;, and another one for random tweets.</p> <h3>Enter 1 of 3 Ways:</h3> <ul> <li>Post your answer in the comments below, or</li> <li>Go to our <a href="http://www.facebook.com/pages/Wise-Bread/26830741467?ref=ts">Facebook page</a>, &quot;Like&quot; us, then &quot;Like&quot; the update mentioning this giveaway (you can comment, as well &mdash; but you don't have to for entry), or</li> <li><a href="http://www.twitter.com/">Tweet</a> your answer. You have to be a follower of our <a href="http://twitter.com/wisebread">@wisebread account</a>. Include both &quot;@wisebread&quot; and &quot;#WBAsk&quot; in your tweet so we'll see it and count it.</li> </ul> <p><strong>If you're inspired to write a whole blog post OR you have a photo on flickr to share, please link to it in the comments or tweet it.</strong></p> <h4>Giveaway Rules:</h4> <ul> <li>Contest ends Monday, April 25th at 11:59 pm Pacific. Winners will be announced after April 25th on the original post and via Twitter. Winners will also be contacted via email, Facebook, and Twitter Direct Message.</li> <li>You can enter all three drawings &mdash; once by leaving a comment, once by liking our Facebook update, and once by tweeting.</li> <li>You must be 18 and US resident to enter. Void where prohibited.</li> </ul> <p><strong>Good Luck!</strong></p> <div class="field field-type-text field-field-blog-teaser"> <div class="field-items"> <div class="field-item odd"> Tell us whether you buy cars new or used and we&#039;ll enter you in a drawing to win a $20 Amazon Gift Card! </div> </div> </div> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/ashley-jacobs">Ashley Jacobs</a> of <a href="http://www.wisebread.com/ask-the-readers-do-you-buy-new-or-used-cars">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-6"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/ask-the-readers-200-giveaway-what-does-corporate-social-responsibility-mean-to-you">Ask the Readers $200 Giveaway: What Does Corporate Social Responsibility Mean to You?</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/ask-the-readers-trash-or-cash-chance-to-win-20">Ask the Readers: Trash or Cash? (Chance to Win $20!)</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/a-used-car-salesman-reveals-dirty-tricks-and-how-to-beat-them">A Used Car Salesman Reveals Dirty Tricks (and How to Beat Them)</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/12-cheap-ways-to-make-your-car-look-awesome">12 Cheap Ways to Make Your Car Look Awesome</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-mistakes-parents-of-teen-drivers-make">6 Mistakes Parents of Teen Drivers Make</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Giveaways Ask the Readers Cars new car used car Tue, 19 Apr 2011 13:37:35 +0000 Ashley Jacobs 526058 at http://www.wisebread.com Is This the Best Search Engine Ever for New & Used Cars? http://www.wisebread.com/is-this-the-best-search-engine-ever-for-new-used-cars <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/is-this-the-best-search-engine-ever-for-new-used-cars" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/Picture0001.jpg" alt="Auto Tempest" title="Auto Tempest" class="imagecache imagecache-250w" width="250" height="168" /></a> </div> </div> </div> <p>The site is one I found quite by accident. I'm not in the market for a used car, I was actually looking for a quote from Bill Shakespeare's &quot;The Tempest&quot; and stumbled upon this gem. Ahh, I love the Internet. The site is called <a href="http://www.autotempest.com/">AutoTempest.com</a>.&nbsp;It's only in Beta right now, but the results are awesome!</p> <p>In the past, when I was searching for a used car, I would bring up the usual suspects &mdash; cars.com, kbb.com, edmunds.com. With three windows or tabs open, I would flick between them all looking for the best price, the lowest miles, and the best financing option available.</p> <p>That was time-consuming and a hassle. But I never thought any more about it until I started pushing the buttons of this new site. (It's like Kayak.com but for new and used cars.) As regular Wise Bread readers know, I'm a huge fan of sites and gadgets that save you time and money. Put a check mark next to both of those categories for <a href="http://www.autotempest.com/">AutoTempest.com.</a></p> <p>The interface is simple enough. Enter the make and model of the car you're looking for, along with the location, year, price and mileage. Sure, those are the usual features, but AutoTempest goes a little further.</p> <p><img style="width: 274px; height: 353px;" alt="" src="http://imgur.com/EDd9Y.jpg" /></p> <p>With the advanced search, you can add-in transmission, body style, seller type, and even choose to search collector or niche sites.</p> <p><img style="width: 409px; height: 308px;" alt="" src="http://imgur.com/mKeX4.jpg" /></p> <p>After your data is input, you hit search. And then you're greeted with the results from around seven different auto-buying websites. One includes craigslist, and when you get to that page the results will be further chopped down into areas in your state. You know what they say, location is everything.</p> <p>I'd like to point out, as always, that this is not a paid endorsement or even one that was requested. When&nbsp;I find services or products I genuinely like or enjoy, I think Wise Bread readers will as well. And that's why I'm passing this on to you.</p> <p>As the site is in Beta, it's also a great chance to kick the tires (ouch, no pun intended) and <a href="http://www.autotempest.com/about.php">let the maker's of AutoTempest know what you think of the site</a>, what is working, and what isn't. Hopefully, it will help them create a more robust option for the official launch.</p> <p>So there you have it. If you're looking for a new motor, try it out. I hope it saves you a bunch of time and money on your next vehicle. I know I'll be using it to find mine.</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/paul-michael">Paul Michael</a> of <a href="http://www.wisebread.com/is-this-the-best-search-engine-ever-for-new-used-cars">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-8"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/should-your-next-car-be-electric">Should Your Next Car Be Electric?</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/car-buying-part-1-going-for-broker">Car Buying Part 1 - Going For Broker.</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/a-used-car-salesman-reveals-dirty-tricks-and-how-to-beat-them">A Used Car Salesman Reveals Dirty Tricks (and How to Beat Them)</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-11-best-parking-apps-for-your-city">The 11 Best Parking Apps for Your City</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-mistakes-parents-of-teen-drivers-make">6 Mistakes Parents of Teen Drivers Make</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Cars and Transportation Technology car buying new car used car Sun, 13 Jun 2010 16:41:35 +0000 Paul Michael 128171 at http://www.wisebread.com