used http://www.wisebread.com/taxonomy/term/7286/all en-US How to Sell Your Kid's Stuff at a Consignment Sale http://www.wisebread.com/how-to-sell-your-kids-stuff-at-a-consignment-sale <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/how-to-sell-your-kids-stuff-at-a-consignment-sale" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/hanging_baby_clothes_61959774.jpg" alt="Learning to sell your kid&#039;s stuff at a consignment sale" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>When you have kids, clothing and toys seem to multiply by the minute. One way I like to stay on top of decluttering is to sell my kids' outgrown items at consignment sales. Here are my top tips to cash in on your kid items through local sales.</p> <h2>How to Find a Local Consignment Sale</h2> <p>I have sold my kid items at an actual consignment shop and a semiannual consignment sale. The latter is better. With a consignment shop, you are limited and do not tend to make as much as you'd hoped. However, with a semiannual consignment sale, you are able to set your own prices, drop off your items, and then pick up what does not sell at the end of the week.</p> <p>Find a local consignment sale by doing a web search of &quot;(your city) + consignment sale&quot; to see if there are any in your area. You can also go to the&nbsp;<a href="https://www.jbfsale.com/home.jsp">Just Between Friends</a> website and search local consignment sales. It will cost $10&ndash;$20 to sign up to be a <em>consignor</em>, and most sales happen at the beginning of spring and fall.</p> <h2>Make Your Items Shine</h2> <p>There are several volunteers who will look over your items for sale, and they can be picky. Make sure your items are in the best shape possible. Spot treat and wash clothing and shoes. Wipe down toys and books. The better your items look, the quicker they will sell.</p> <p>Try using a <a href="http://amzn.to/2ad1S3m">Magic Eraser</a> for spots or scribbles on dolls or plastic toys. I also like to use fabric softener and a laundry brightener when washing the kid clothing to make it look even better. All battery-operated toys will also need to include batteries, so be sure to stock up on packs from the .99 Cent Store or Dollar Tree.</p> <h2>The Brand Name Sweet Spot</h2> <p>More common brand names like Cherokee, Circo, or Carters will sell, but at lower prices. For example, a cute outfit from Target might have cost you $20 and would sell for $3&ndash;$5. Higher end brand names like Gap and Gymboree will sell for more, especially if it is a recent style. Specialty brands such as Naartjie, TEA, or Isobella &amp; Chloe might be better sold online, since many shoppers are not familiar with these brands.</p> <h2>Group Like Items Together</h2> <p>Grouping similar items together for one price helps you to sell more of your stuff and earn more money. I try to group same-sized outfits or pieces together to increase my chance of selling. At these consignment events, there are generally a lot of baby clothes, and there is a good chance no one wants to buy a single onesie for $2. However, if you put together five onesies and five pairs of baby pants for $10, there is a better chance that a shopper will buy it.</p> <p>I also like to group together books to make a better profit. I have found that the books should be related to make the most money. For example, putting an early reader book with some baby books will probably not sell. However, if I put several of the Magic Treehouse series together or several board books together in a bag, then its salability increases dramatically.</p> <h2>Discover What the Best and Worst Sellers Are</h2> <p>If you know of individuals who have consigned in the past, ask them what sells and what doesn't sell well for that particular sale. In my experience, maternity clothes and generic baby items do not sell well. Usually my local consignment sale is full of baby equipment and baby clothes, making it hard to compete.</p> <p>However, for the sale that happens right before Christmas, toys are hot sellers. Shoppers seem more inclined to splurge with the holiday season in mind. I have also found that attractive, brand name clothing in sizes 4-7 sell better than the smaller sizes. I also have good luck with my book lots.</p> <h2>Don't Be Afraid to Discount</h2> <p>Many consignment sales will offer a 50% off day at the end of the sale. Take advantage of this and mark your items for discount, unless you believe you can get a better price on eBay or Craigslist. For most of my items, I price them to sell. Usually my best items are gone before the discount day. The discount day then allows me to sell the rest of my stuff rather than having to take it home.</p> <h2>Get a Bigger Cut</h2> <p>If you volunteer to work the sale, you might get some benefits. For my local sale, volunteers get into the pre-sale early and receive an additional 5% back on their sold items. I will only volunteer if the 5% would equal a nice amount of money and if I want to get into the pre-sale.</p> <p><em>Have you ever sold in a consignment sale? How was your experience? </em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/ashley-eneriz">Ashley Eneriz</a> of <a href="http://www.wisebread.com/how-to-sell-your-kids-stuff-at-a-consignment-sale">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-3"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/4-bad-money-habits-youre-teaching-your-kids">4 Bad Money Habits You&#039;re Teaching Your Kids</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/15-awesomely-fun-toys-you-can-diy">15 Awesomely Fun Toys You Can DIY</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-use-new-toys-to-teach-kids-about-money">How to Use New Toys to Teach Kids About Money</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/14-free-or-cheap-toys-that-will-make-your-kid-smarter">14 Free or Cheap Toys That Will Make Your Kid Smarter</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/11-ways-to-earn-extra-cash-from-thrift-stores">11 Ways to Earn Extra Cash From Thrift Stores</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Extra Income Family Lifestyle clothes consignment sales kids selling thrift stores toys used Mon, 25 Jul 2016 09:30:34 +0000 Ashley Eneriz 1753336 at http://www.wisebread.com 9 Car Parts That Are Safe to Buy Used http://www.wisebread.com/9-car-parts-that-are-safe-to-buy-used <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/9-car-parts-that-are-safe-to-buy-used" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/man_car_mechanic_82873065.jpg" alt="Man buying car parts that are safe to buy used" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>You can save a lot of money buying used car parts instead of new for vehicle repairs. Options range from scavenging parts at junkyards, through buying rebuilt parts that have been reconditioned and tested to meet original performance specifications. eBay, Craigslist, auto repair shops, and junkyards are all places where you can find used parts.</p> <p>Even though used parts are less expensive than new, not all <a href="http://www.wisebread.com/8-common-car-repair-mistakes-that-can-cost-you" target="_blank">used car parts</a> make sense to install. Some tend to wear significantly with use and age, and may even be unsafe to use as replacements. Which used car parts are worth buying to save some money? These are your best bets.</p> <h2>1. Rims</h2> <p>The chrome rims on my son's 13-year-old car were leaking air due to corrosion and peeling finish. Since it was time to get new tires anyway, I decided to replace the rims with good old steel rims. My shop recommended contacting the local junkyard to find some good steel rims for cheap. If you want fancy alloy rims, sometimes you can find these on wrecked cars for a fraction of the cost of new. Just make sure the used rims are not bent or corroded.</p> <h2>2. Spare Tires</h2> <p>My old car was missing its spare tire, but I didn't want to pay $150 for a new one. The solution to my problem was a $50 spare tire from a junkyard &mdash; this included the &quot;doughnut&quot; spare tire rim and an unused spare tire. The spare tire I found was four years newer than my car, so it was better than the original spare that I was missing.</p> <h2>3. Mirrors</h2> <p>You wouldn't think a broken side mirror would be very expensive to replace, but a heated mirror can cost over $150 if you go with a new one. Rear view mirrors can be expensive to replace too, especially if it has a compass display, lighting, or other special features. Used mirrors are just as good as new ones and can be found for less than half the price.</p> <h2>4. Windows</h2> <p>If you need to replace a cracked or shattered window or sunroof on your car, consider saving some money by finding a used one. Not only can you save on the window glass, but you can find power window motors, hardware, and power window switches with lots of life left for cheap compared with new parts.</p> <h2>5. Power Locks</h2> <p>Eventually power lock solenoids and switches can wear out, leaving you without the convenience of working power locks on your car. When you see the price of replacement power lock parts, you might decide that you can live without them. But don't despair &mdash; check out used power lock parts for a fraction of the cost of new.</p> <h2>6. Transmission</h2> <p>A new transmission can run thousands of dollars. Depending on the age of your car, you might want to lower your repair bill significantly and go with a rebuilt used transmission instead of a new one.</p> <h2>7. Tires</h2> <p>Sometimes it makes sense to buy used tires, especially for an older car that may not make it much longer. Another prime situation for buying a used tire is if your car has older tires and you only need to replace one that has gone flat and cannot be repaired. When buying used tires, be sure to check the code stamped on the side of the tire to determine the date of manufacture. Even if the tires look good, sidewalls get brittle with age and can weaken, increasing the risk of a blowout for tires more than six to 10 years old.</p> <h2>8. Alternator</h2> <p>The wire windings on an alternator can crack and break down as it ages, leaving your car unable to generate enough current to charge the battery and leaving you stranded when your battery finally goes dead. Rebuilt alternators have the old wire winding replaced with new wire, and the voltage regulator is tested and replaced if needed. I have used rebuilt alternators on several occasions to save some money.</p> <h2>9. Interior Parts</h2> <p>Used parts can be a great way to go if you need to replace a car seat, floor mats, steering wheel, or interior trim pieces. Used replacement parts may have some wear and tear, but you can likely find them in similar condition to the rest of your vehicle.</p> <p><em>What used car parts have you used to save money on car repairs?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/dr-penny-pincher">Dr Penny Pincher</a> of <a href="http://www.wisebread.com/9-car-parts-that-are-safe-to-buy-used">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-things-you-should-always-buy-used">8 Things You Should Always Buy Used</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-jump-starter-kits">The 5 Best Jump Starter Kits</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/car-buying-part-2-into-the-devils-domain">Car Buying Part 2 – Into the Devil&#039;s domain.</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/flashback-friday-49-smartest-amazon-hacks-that-will-save-you-big">Flashback Friday: 49 Smartest Amazon Hacks That Will Save You Big</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/remove-car-dents-quickly-and-cheaply">Remove Car Dents Quickly and Cheaply</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Cars and Transportation Shopping car parts car repairs driving rebuilt saving money used vehicle Thu, 07 Jul 2016 09:31:23 +0000 Dr Penny Pincher 1746426 at http://www.wisebread.com 8 Things You Should Always Buy Used http://www.wisebread.com/8-things-you-should-always-buy-used <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/8-things-you-should-always-buy-used" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_sale_sign_000062762852.jpg" alt="Woman learning which things she should always buy used" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Sure, everyone loves the smell of a new car. And there's something appealing about the thought of a brand new home that hasn't suffered the wear-and-tear of past owners. But there are some purchases that you should never make new, no matter how tempting. Here are eight items that you're better off buying used. (See also: <a href="http://www.wisebread.com/10-things-you-should-never-buy-used?ref=seealso">10 Things You Should Never Buy Used</a>)</p> <h2>1. Cars</h2> <p>You've heard that a new car starts losing value as soon as you drive it off the lot. That's not a myth &mdash; it's a fact. Just as importantly, new cars cost thousands of dollars more than vehicles that are just one model year older.</p> <p>Here's an example: TRUECar says that dealers are offering the 2016 Subaru Forester SUV for about $25,000. The same website found a 2015 Subaru Forester for $23,000. You could save $2,000 just by buying a new car one model year older. If you're willing to go with an even older model, you'll save more. TRUECar listed a 2013 Forester for $18,556.</p> <h2>2. Homes</h2> <p>It might seem tempting to buy a new home. You won't have to worry about a 10-year-old water heater suddenly bursting, or a 15-year-old roof springing an unexpected leak. But new homes are also more expensive than existing ones.</p> <p>The National Association of Realtors reported that the median price for existing homes across the country stood at $221,900 in September. That's 6.1% higher than where this figure stood in September of last year, but it's still lower than the median sales price for a new home.</p> <p>According to the Federal Reserve Economic Data gathered by the Federal Reserve Bank of St. Louis, the median sales price for new houses sold in the United States hit $296,900 in September of this year, more than $70,000 more than the median price for existing homes.</p> <h2>3. Textbooks</h2> <p>If you're a college student, you should know this already &mdash; but it rarely makes sense to buy textbooks new. (See also: <a href="http://www.wisebread.com/20-places-to-buy-or-rent-textbooks?ref=seealso">20 Places to Buy Used or Rent Textbooks</a>)</p> <p>The College Board estimates that the average college student in the United States spends about $1,200 a year on textbooks and supplies, while the Government Accountability Office reported that from 2002 through 2013, the price of college textbooks jumped 82%. Then, when students sell these books back at the end of the year, they often receive just pennies on the dollar.</p> <p>The better move is to hunt for used versions of these textbooks. It can save you hundreds of dollars a semester.</p> <h2>4. Pets</h2> <p>It always makes financial sense to buy a &quot;used&quot; pet from your local humane society. It may not even cost anything to adopt your new companion from the shelter.</p> <p>Buying a pet from the humane society is also a good thing to do. The ASPCA says that about 2.7 million animals are euthanized each year &mdash; 1.2 million dogs and 1.4 million cats. If you adopt from your local animal shelter, you'll do your part to reduce these numbers.</p> <h2>5. Baby Clothing</h2> <p>Here's a truth about baby clothes: Your infant will barely wear each of the fuzzy outfits you buy. That's because babies grow so fast that they're constantly &mdash; and rapidly &mdash; getting too big for their outfits.</p> <p>This is why it makes financial sense to purchase your baby clothes used. You can save a bundle when compared to buying new. And if you end up with some outfits that aren't your favorite? Don't worry, your baby will outgrow them quickly enough.</p> <h2>6. Furniture</h2> <p>Furnishing a new home or apartment can cost a small fortune. But you don't have to overspend on a couch, loveseat, or end table if you buy them used.</p> <p>There are plenty of sources for used furniture. You can find value-priced items at estate sales, antique stores, flea markets, and yard sales. Sure, you'll be sitting on a sofa that many others have sat on before, but think of how much fatter your wallet will be.</p> <h2>7. Tools</h2> <p>You don't need the latest year's screwdriver, do you? You don't need a shiny new hammer, either. Tools are one of the best items to buy used because there's little difference between a 10-year-old hammer and one manufactured yesterday.</p> <p>As with furniture, you can find plenty of used tools at garage and estate sales. You can also hunt sites such as Craigslist for deals. But you should draw the line at tools with motors and moving parts. You don't want to buy an old power tool that might malfunction and leave you with a few less fingers on your favorite hand.</p> <h2>8. Musical Instruments</h2> <p>Ask parents who've had to buy their children tubas, baritones, or saxophones for the elementary school band: Musical instruments are pricey.</p> <p>If you buy these instruments used, you can save a bundle. And many of the used trumpets, clarinets, and guitars that you buy will have been refurbished so that they feel like new. Many of these used instruments have rarely been played before hitting the resale market.</p> <p><em>What products do you like to buy second-hand?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/dan-rafter">Dan Rafter</a> of <a href="http://www.wisebread.com/8-things-you-should-always-buy-used">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/beware-of-pretty-things-4-reasons-im-keeping-my-ugly-old-stuff">Beware of Pretty Things: 4 Reasons I’m Keeping My Ugly, Old Stuff</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/9-car-parts-that-are-safe-to-buy-used">9 Car Parts That Are Safe to Buy Used</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/9-freshman-shopping-tips-to-cut-college-costs">9 Freshman Shopping Tips to Cut College Costs</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/homemade-dog-food-recipe-and-cost">Homemade Dog Food: Recipe and Cost</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-money-saving-hacks-every-college-student-should-try">8 Money-Saving Hacks Every College Student Should Try</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Cars and Transportation Real Estate and Housing Shopping baby clothes furniture musical instruments pets secondhand textbooks used Fri, 11 Dec 2015 12:00:04 +0000 Dan Rafter 1619233 at http://www.wisebread.com 10 Things You Should Never Buy Used http://www.wisebread.com/10-things-you-should-never-buy-used <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/10-things-you-should-never-buy-used" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/baby_in_crib_000052779812.jpg" alt="Learning the 10 things you should never buy used" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>The trick to getting your money's worth at a garage sale is knowing what to buy &mdash; and what not to buy. The next time you visit a thrift store or garage sale, you really need to skip these 10 things. (See also: <a href="http://www.wisebread.com/the-5-best-deals-in-every-thrift-store?ref=seealso">The 5 Best Deals in Every Thrift Store</a>)</p> <h2>1. Helmets</h2> <p>By purchasing a bicycle or motorcycle helmet at a thrift store, you could be unintentionally putting your safety at risk. You have no idea who owned it before you, how old it is, or why they got rid of it. According to the Bike Helmet Safety Institute (BHSI), your <a href="http://www.bhsi.org/replace.htm">helmet should be replaced</a> after hitting your head in any crash. They recommend never buying a used helmet because it may have been involved in an accident. Instead, purchase a new helmet and feel confident that your head is protected.</p> <h2>2. Mattresses</h2> <p>In most cases, you should steer clear of old mattresses and box springs at the thrift store. Mattresses naturally gather things like allergens and dust mites from the previous owner, and you'll never know what caused a stain. The bed bug risk is also always a worry. Apart from being gross, mattresses also conform to the first owner's body and sleeping position. This will leave the bed lumpy and uncomfortable for you.</p> <h2>3. Cribs</h2> <p>Cribs and car seats are constantly being updated with new safety features, and recalled when other features fail. If you purchase a used one at a garage sale, you risk purchasing one of the millions of cribs that have been recalled for safety reasons. The Consumer Products Safety Commission (CPSC) found that a crib <a href="http://www.cpsc.gov/en/Safety-Education/Safety-Education-Centers/cribs/">more than 10 years old</a> will also have design flaws that put infants in danger. This is also true for many other used baby items, such as...</p> <h2>4. Child Car Seats</h2> <p>Car seats are only expected to last between <a href="http://www.parenting.com/article/car-seat-guidelines">five to nine years</a> (check your expiration date). If you buy one at a garage sale, you won't know if it was involved in a crash. Car seats are only meant to go through one accident, even if the child was <a href="http://thecarseatlady.com/aftercrash/">not in the seat</a> at the time. Go the smarter, safer route, and buy new.</p> <h2>5. Underwear and Bathing Suits</h2> <p>If they've touched someone's nether regions, you should take a pass. Bathing suits also wear out faster than regular clothing, so they may already be near the end. Instead of saving a few dollars on used underwear or bathing suits, just wait to purchase these essentials when they are on sale (such as during the winter, in the clearance bins, or during a semi-annual sale).</p> <h2>6. Cosmetics</h2> <p>If you don't know who's used it, you shouldn't be applying any cosmetic product to your face. In fact, in a study by LA Times, it was discovered that <a href="http://articles.latimes.com/2010/apr/18/image/la-ig-testers-20100418">100% of makeup testers</a> at a popular department store cosmetic counter were contaminated with E. coli, strep, staph, and other bacteria. If these issues run rampant in a department store, they are sure to be found in your local thrift store's makeup selection as well.</p> <h2>7. Bath and Beauty Products</h2> <p>You should stay away from bath and beauty products, including creams, lotions, and perfumes, because there is no guarantee that you will actually get what the bottle states. The seller could have replaced the contents with anything. Cosmetics don't last forever, so you may be buying something that's already expired and risk <a href="http://www.paulaschoice.com/expert-advice/skin-care-basics/_/When-to-Toss-Out-Beauty-Products">exposure to harmful bacteria</a>.</p> <h2>8. Running Shoes</h2> <p>If you buy used running shoes, the tread and cushioning are probably already worn out and you will end up injuring your feet, knees, legs, and/or back by running in them. Used shoes have already been molded to someone else's feet and it will be difficult to get them to re-mold to yours. As is the case with any used footwear, you are also at risk of <a href="http://health.clevelandclinic.org/2014/09/how-you-can-stop-foot-and-toe-fungus-in-its-tracks/">catching a foot fungus</a> or other bacterial infection from wearing someone else's shoes.</p> <h2>9. Electronics</h2> <p>You can already find a good deal on old or used items at most electronics stores &mdash; and these generally come with some sort of warranty. See what kind of deals you can get online or at your local electronics or home goods store before considering shopping at a thrift shop. You may also want to consider refurbished electronics, which have been professionally repaired by the manufacturer or an authorized dealer.</p> <h2>10. Puzzles and Games</h2> <p>Certain games (particularly vintage ones) can be a unique thrift store find at an affordable cost. On the other hand, puzzles and games with lots of pieces are never a good idea. If there's even one piece missing, you won't be able to play. Where's the fun in that?</p> <p><em>What are some of your favorite things to buy at a thrift store or garage sale? What </em><em>do you tend to avoid? Please share your thoughts in the comments!</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/andrea-cannon">Andrea Cannon</a> of <a href="http://www.wisebread.com/10-things-you-should-never-buy-used">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-furnish-your-home-for-less-than-the-cost-of-a-moving-truck">How to Furnish Your Home for Less Than the Cost of a Moving Truck</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-sell-your-kids-stuff-at-a-consignment-sale">How to Sell Your Kid&#039;s Stuff at a Consignment Sale</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-things-to-look-for-every-time-you-visit-a-thrift-store">10 Things to Look for Every Time You Visit a Thrift Store</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-deals-in-every-thrift-store">The 5 Best Deals in Every Thrift Store</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-things-you-should-always-buy-used">8 Things You Should Always Buy Used</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Shopping garage sales safety thrift stores used yard sales Thu, 05 Nov 2015 15:15:24 +0000 Andrea Cannon 1605800 at http://www.wisebread.com New Isn't Always Better: 12 Used Things to Love http://www.wisebread.com/new-isnt-always-better-12-used-things-to-love <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/new-isnt-always-better-12-used-things-to-love" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_reading_000019797365.jpg" alt="Woman reading a book" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Although I admit that new can sometimes be very nice, old or used can be just as good! Here are some examples of used goodies that are even better than new:</p> <h2>1. Books and Magazines</h2> <p>Go to your neighborhood library, and take out a book or flip through the magazines. You can also buy used books that look practically brand-new from websites such as <a href="http://www.amazon.com/" target="_blank">Amazon</a>, or trade them on the web at&nbsp;<a href="http://www.swap.com/" target="_blank">Swap.com</a>.</p> <h2>2. Cars</h2> <p>The value of a new car drops dramatically right after you drive it off the dealership, so consider getting a used car to get more bang for your buck. Remember to do your research first, watch out for these <a href="http://www.savvysugar.com/Car-Salesmen-Tricks-28307430">car salesman tricks</a>, and ask the seller the <a href="http://www.savvysugar.com/Questions-Ask-Used-Car-Seller-31000145">right questions</a>.</p> <h2>3. Clothing</h2> <p>You can get great hand-me-downs from friends and family members instead of splurging for a new outfit at a boutique. You can score good buys at thrift store, too, if you use a little <a href="http://www.savvysugar.com/Consignment-Store-Shopping-Tips-13456315">know-how</a>.</p> <p>RELATED: <a href="http://www.popsugar.com/smart-living/Things-Worth-Money-3508809#photo-3508809" target="_blank">11 Items That Are Worth the Big Expense</a></p> <h2>4. Wedding Gowns</h2> <p>There's no better steal than buying a dress that has only been used once &mdash; and paying less for a dress that you are only going to wear once as well. Check out <a href="http://www.savvysugar.com/Questions-Ask-Used-Wedding-Dress-Seller-15718982">these questions</a> to ask the used wedding gown seller before you buy a dress from her.&nbsp;</p> <h2>5. Tools</h2> <p>Get big discounts on used tools, but do your research before you end up buying a dud. Buy the tools from a legitimate seller or from people you know and trust.&nbsp;</p> <h2>6. Animals</h2> <p>There are plenty of cute pets waiting to be loved at your local shelter. Remember that adopting <a href="http://www.petsugar.com/Reasons-Adopt-Adult-Pet-11442625" target="_self">older dogs has its benefits</a> too. For example, you won't need to bother with potty training, and most dogs calm down after they pass the rapscallion puppy stage.</p> <p>RELATED: <a href="http://www.popsugar.com/smart-living/Why-Alone-Time-Healthy-37072341" target="_blank">9 Reasons Alone Time Is Good For Your Soul</a></p> <h2>7. Designer Bags</h2> <p>Vintage bags give the classic brand names a one-of-a-kind twist (after all, you don't see these golden oldies in stores anymore!). Find one from a thrift store or online at places like <a href="http://www.savvysugar.com/Poshmark-Tips-34541949">Poshmark</a>. You can also consider renting a handbag from Avelle's <a href="http://www.bagborroworsteal.com/" target="_blank">Bag Borrow or Steal</a>.</p> <h2>8. Furniture</h2> <p>There are plenty of great deals on Craigslist, and if your friends or neighbors are giving away their old furniture, that's even better. Don't be afraid to check out thrift stores, as well; you can find some unique pieces with great price tags. But keep in mind that staying away from used furniture with fabric will lower the risk of bringing bed bugs into your home.</p> <h2>9. Things for Baby</h2> <p>Baby clothes, toys, and other baby-related gear doesn't get much use once baby is all grown up. Just stay away from items like car seats and cribs, because the safety standards are updated all the time, so the used items may not meet the current safety requirements.</p> <p>RELATED: <a href="http://www.popsugar.com/smart-living/How-Save-Money-Travel-36092909" target="_blank">Need Quick Cash For a Trip? 11 Easy Ways to Save</a></p> <h2>10. Jewelry</h2> <p>Those pretty trinkets you keep admiring also depreciate quickly once they are in a buyer's hands. Check out estate sales, eBay, and pawnshops to see what old goodies you can score. But be sure to do your homework to avoid getting scammed.&nbsp;</p> <h2>11. Residences</h2> <p>Ah, the great rent vs. buy debate! It depends on whether buying a house is within your means and what state your finances are in. Renting is not always a bad thing; sometimes it's a more sensible choice for people who are living more transient lifestyles. Remember the seven-year rule: seriously consider renting if you're going to be in a place for less than seven years.&nbsp;</p> <h2>12. Information</h2> <p>Historical knowledge will never grow old. Reading current news is great, but learning more about history can sometimes be even better. You'll be able to make more solid arguments and form opinions that are well-rounded and supported by past examples. You'll also gain a deeper understanding of human nature.</p> <p>RELATED: <a href="http://www.popsugar.com/smart-living/Ways-Get-Taxes-Done-22109519" target="_blank">4 Steps to Stop Procrastinating With Your Taxes</a></p> <div class="field field-type-text field-field-blog-teaser"> <div class="field-items"> <div class="field-item odd"> Buying used usually costs less and that&#039;s always a plus. Even better -- some goods really do get better with age. </div> </div> </div> <div class="field field-type-text field-field-guestpost-blurb"> <div class="field-label">Guest Post Blurb:&nbsp;</div> <div class="field-items"> <div class="field-item odd"> <p style="text-align:center;"><a href="http://www.savvysugar.com" style="border:none;"><img alt="" src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u921/POPSUGARrgb.jpg" style="height:95px; width:300px" /></a></p> <p><em>This is a guest contribution from our friends at </em><a href="http://www.savvysugar.com/"><em>POPSUGAR Smart Living</em></a><em>. Check out more useful articles from this partner:</em></p> <ul> <li><a href="http://www.popsugar.com/smart-living/Things-Worth-Money-3508809">11 Items That Are Worth the Big Expense</a></li> <li><a href="http://www.popsugar.com/smart-living/Why-Alone-Time-Healthy-37072341">9 Reasons Alone Time Is Good For Your Soul</a></li> <li><a href="http://www.popsugar.com/smart-living/How-Save-Money-Travel-36092909">Need Quick Cash For a Trip? 11 Easy Ways to Save</a></li> <li><a href="http://www.popsugar.com/smart-living/Ways-Get-Taxes-Done-22109519">4 Steps to Stop Procrastinating With Your Taxes</a></li> </ul> <p>&nbsp;</p> </div> </div> </div> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/popsugar-smart-living">POPSUGAR Smart Living</a> of <a href="http://www.wisebread.com/new-isnt-always-better-12-used-things-to-love">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-2"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/flashback-friday-49-smartest-amazon-hacks-that-will-save-you-big">Flashback Friday: 49 Smartest Amazon Hacks That Will Save You Big</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-gaming-mice">The 5 Best Gaming Mice</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-ways-to-use-google-alerts-to-save-money">6 Ways to Use Google Alerts to Save Money</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-glass-water-bottles">The 5 Best Glass Water Bottles</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/easy-ways-to-save-on-7-everyday-buys">Easy Ways to Save on 7 Everyday Buys</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Frugal Living Entertainment Shopping buying used recycling shopping thrifting used Fri, 10 Apr 2015 21:00:10 +0000 POPSUGAR Smart Living 1372907 at http://www.wisebread.com The 11 Best and Worst Things to Buy Used http://www.wisebread.com/the-11-best-and-worst-things-to-buy-used <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/the-11-best-and-worst-things-to-buy-used" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/secondhand-bookstore-86500119-small.jpg" alt="secondhand bookstore" title="secondhand bookstore" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>We often get what we pay for, and when it comes to certain items, some people wouldn't dare buy used. But while there are risks to buying someone else's trash, not every used item is a terrible buy. (See also: <a href="http://www.wisebread.com/31-reasons-why-im-in-love-with-thrift-shopping-and-you-should-be-too?ref=seealso">31 Reasons to Love Thrift Shopping</a>)</p> <p>From a financial standpoint, some used items are just as good as (if not better than) new ones &mdash; it really depends on what you're looking for. So, before you conclude that new is better or worse, here are 11 of the best and worst things to buy used.</p> <h2>Best Things to Buy Used</h2> <p>Save money and get great stuff &mdash; these five things are always best bought used.</p> <h3>1. Books</h3> <p>Between eBay, thrift stores, and free e-book downloads, there's no reason to buy a new book. Unless you plan to re-read your favorite novel over-and-over again, it's pointless to pay full price for a book when you can go online and buy the print for pennies. Thanks to eBay, I've purchased two <a href="http://www.amazon.com/gp/product/1599637324/ref=as_li_tl?ie=UTF8&amp;camp=1789&amp;creative=390957&amp;creativeASIN=1599637324&amp;linkCode=as2&amp;tag=wisbre03-20">Writer's Markets</a> (both were less than a year old) for under $10, and I've scored other books that normally sell for $15 or $20 for under $5 including free shipping.</p> <h3>2. Houses</h3> <p>I definitely understand the appeal of buying a new construction home. You can design the home to your preference; new homes are typically more energy-efficient; and since everything's new, you don't have to worry about costly maintenance for at least a few years. However, there's a cost to buying new. According to real estate website Trulia, <a href="http://www.marketwatch.com/story/why-the-higher-cost-of-a-new-house-may-be-worth-it-2014-05-06">new homes costs approximately 20% more than preowned homes</a>. If you're contemplating a new construction home with a price tag of $250,000, you can potentially save $50,000 by purchasing an older property with similar square footage and layout.</p> <h3>3. Cars</h3> <p>Sure, some cars hold their value better than others. But for the most part, new cars depreciate the moment they're driven off the lot. &quot;Drive a new car off the lot and it can lose 20% of its value,&quot; says Edmunds.com. And if this isn't bad enough, <a href="http://www.bankrate.com/finance/auto/5-smart-reasons-for-buying-a-used-car-2.aspx">most cars lose another 10% in value during the first year</a>. Since depreciation slows down after a car's second year, buying a car that's two or three years old is often a better buy than a brand new model.</p> <h3>4. Jewelry</h3> <p>Diamonds and other precious stones and metals are durable and can last for decades. Therefore, it doesn't make sense to spend thousands on brand new jewelry when you can buy used for less, especially since the <a href="http://www.bankrate.com/finance/personal-finance/bring-your-bling-to-a-gold-party-1.aspx">average retail markup for jewelry is 300%</a>. You're better off going to a pawn shop or another reputable secondhand jewelry retailer.</p> <h3>5. Timeshares</h3> <p>I've sat through a fair share of timeshare presentations, primarily to get free or discount tickets to Disney World and other attractions while vacationing. I've learned two things from these presentations. First, timeshares are crazy expensive. And secondly, you can save money with a resale.</p> <p>A company tried to sell us a timeshare for $20,000, and just as we were about to walk away, the salesperson said, &quot;What if we could get you a foreclosure for $12,000?&quot; It was an $8,000 break for buying a timeshare that was two years old. We didn't purchase, but if I'm ever in the market, resale is the way to go.</p> <h2>Worst Things to Buy Used</h2> <p>If you're ever tempted to buy any of this stuff used, just walk away.</p> <h3>1. Cribs and Car Seats</h3> <p>Baby supplies are expensive, and if you stumble upon a few finds at a yard sale or thrift store, you might jump at the chance to save money. But while baby clothes and toys are excellent items to buy used, you shouldn't buy car seats or cribs used. Car seats are only meant for one accident, and when you buy used, there's no way to know whether the car seat has been involved in an accident or damaged. You should also pass on used cribs. Between recalls and changing crib safety standards, you may unknowingly buy a crib that isn't safe for your precious one.</p> <p>For example, in June 2011, new standards set by the US Consumer Product Safety Commission <a href="http://thechart.blogs.cnn.com/2011/06/28/dangerous-drop-side-cribs-no-longer-for-sale/">no longer allowed the manufacturing or selling of drop side cribs</a> in retail stores, yet you might find these cribs at yard sales or second hand stores. The detaching rails have been &quot;associated with at least 32 infant deaths since 2000.&quot;</p> <h3>2. Mattresses</h3> <p>I'm always amazed by the number of people I see picking up used mattresses on the street corner. Between the risk of a bed bug infestation, dust mites, and bacteria, a mattress is something that you should always buy new.</p> <h3>3. Shoes</h3> <p>There are two reasons why you shouldn't buy used shoes. Putting your feet in someone else's shoes can expose you to fungus, which can cause athlete's foot and toenail infections. Since shoes quickly mold to the owner's feet, buying a used pair may not result in the best fit, and this can cause more pain than comfort. Also, wearing improper fitting footwear can trigger problems with the heels, toes, and joints of the feet, which may require costly medical attention.</p> <h3>4. Electronics</h3> <p>I know people who only buy used electronics, such as laptops, televisions, and tablets. To each his own. You might get a device at an incredible price, but there's a chance that the previous owner didn't take care of the item. Between drops and spills, you could end up replacing the item sooner than anticipated or spending money to fix the device. If you buy used, purchase refurbished items through the manufacturer. (See also: <a href="http://www.wisebread.com/this-is-the-secret-to-buying-electronics-for-cheap?ref=seealso">This Is the Secret to Buying Electronics for Cheap</a>)</p> <h3>5. Used Makeup</h3> <p>Yes, people do sell used make-up. I've witnessed this firsthand at yard sales and estate sales. But regardless of how new or clean makeup appears, or whether the seller &quot;only&quot; applied the item once, lipstick, foundation, eyeliner, eyeshadow, and other beauty products harbor bacteria. Don't put someone else's germs on your face.</p> <h3>6. Swimwear and Underwear</h3> <p>You'd think this was a no-brainer. But given that there's an entire section at Goodwill dedicated to used undergarments and swimwear, someone's buying these items. It doesn't matter whether you wash these garments in hot water, you don't want an item worn close to someone's personal areas to touch you. It's safer to buy new.</p> <p><em>Do you have other items to suggest that are better to buy new or used? Let me know in the comments below.</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/mikey-rox">Mikey Rox</a> of <a href="http://www.wisebread.com/the-11-best-and-worst-things-to-buy-used">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-reasons-why-used-is-better">6 Reasons Why Used Is Better</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/new-isnt-always-better-12-used-things-to-love">New Isn&#039;t Always Better: 12 Used Things to Love</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-stuff-i-try-never-to-buy-new">The stuff I try never to buy new</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/15-things-you-should-buy-at-costco">15 Things You Should Buy at Costco</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-things-to-look-for-every-time-you-visit-a-thrift-store">10 Things to Look for Every Time You Visit a Thrift Store</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Shopping bargains buying used Thrift shopping used Wed, 13 Aug 2014 17:00:22 +0000 Mikey Rox 1183442 at http://www.wisebread.com This Is the Secret to Buying Electronics for Cheap http://www.wisebread.com/this-is-the-secret-to-buying-electronics-for-cheap <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/this-is-the-secret-to-buying-electronics-for-cheap" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/electronics-166107706.jpg" alt="electronics" title="electronics" class="imagecache imagecache-250w" width="250" height="167" /></a> </div> </div> </div> <p>I love new electronics, but I don't always let myself buy them. There's simply too much available, and they cost too much money. Lately, I find myself turning more and more to buying my electronics refurbished. Right after the latest iPad was released, I bought the previous version refurbished for about a hundred less than it was currently running, which saved me even more from the new version. Since they had very similar guts, it was a great deal. (See also: <a href="http://www.wisebread.com/frugal-advice-for-the-gadget-addicted?ref=seealso">Frugal Advice for the Gadget Addicted</a>)</p> <p>Buying refurbished has gotten a bad rap, based on a relatively few people who had experiences involving shoddy workmanship or the reselling of broken products. However, buying refurbished is a great way to save money, and under certain circumstances can be the best way to get your hands on the technological gadgets you desire.</p> <h2>What Is Refurbished?</h2> <p>A refurbished item generally falls into one of four categories, and what is meant by &quot;refurbished&quot; can vary based on the category and the company doing the refurbishing.</p> <h3>Demos</h3> <p>The item can be a floor or demo model, which is then cleaned up and/or repaired before it is resold.</p> <h3>Visible Damage</h3> <p>A gadget might also have some sort of visible damage that does not affect the functioning of the item, like damaged pixels. Depending on the level of damage and the company doing the refurbishing, this may or may not be repaired before resale. For instance, if many pixels are damaged, most companies will replace the screen. If it is only one or two and barely noticeable, sometimes they'll just offer the discount without replacing anything.</p> <h3>Cosmetic Damage</h3> <p>An item sold as refurbished can also have some sort of cosmetic damage, like a dent or a scratch. Some companies choose to repair these flaws, while others simply lower the price and sell it to someone who doesn't care as much about the item's appearance.</p> <h3>Returns and Recalls</h3> <p>Finally, a refurbished item can be one that was recalled. The issue causing the recall may be fixed before the item is resold, although some companies will simply lower the price and notify you that it may have an issue (this last is frowned upon, but it does happen).</p> <h2>Why Buy Refurbished?</h2> <p>The biggest advantage of buying refurbished electronics is that they are cheaper than buying new. Often, you can get a product that is as good as new for significantly less than you would spend for a new product. If you want the newest technology but are willing to wait a few months, refurbished products often appear very quickly. People break screens or other easily damaged parts and buy a new product. These sorts of damaged parts are easily replaced, and the item can be sold as refurbished.</p> <h3>Save Even More With Older Models</h3> <p>In addition, buying refurbished is a superb way to get slightly older technology for an even greater price. If a product is a generation or two older than what is currently being sold as new, it often carries a higher discount when purchased refurbished. Also, sometimes you can purchase a product with an old case but updated insides. This way, you can get a faster processor, more RAM, etc. for a lower price because it LOOKS older than it actually is.</p> <h3>Refurbished Products Are Reliable</h3> <p>Finally, refurbished products often <a href="http://dealnews.com/features/What-You-Need-to-Know-When-Buying-Refurbished-Electronics/637464.html">undergo more scrutiny</a> than new products before they are resold. This is especially true when it is the manufacturer doing the refurbishing, because they don't want to release any product that might make their company look bad.</p> <h2>Buying Refurbished</h2> <p>So, how to get your hands on high quality, second-hand electronics and digital gadgets? Start at the source.</p> <h3>Go to the Manufacturer</h3> <p>Many manufacturers refurbish their own products and resell them, or work with another firm licensed to do that for them. <a href="http://store.apple.com/us/browse/home/specialdeals/mac">Apple</a> is well known for offering high-quality refurbished products, although sometimes you have to do a special search to find them. <a href="http://www.dell.com/us/dfh/p/?cs=22&amp;c=us&amp;l=en&amp;s=dfh&amp;~ck=bt&amp;redirect=1&amp;ACD=11708984-7105813-skim33330X911647Xcaca9b37985b8898b5d80f725ccb981d&amp;AID=7105813">Dell</a> and <a href="http://store.sony.com/sony-outlet/cat-27-catid-Certified-Pre-Owned">Sony</a> are also known for the quality of their refurbished items.</p> <p>When you buy refurbished electronics from the original company or their refurbisher, they usually use original parts to do the refurbishing, and often require licensing for anyone who does the actual work. This helps many buyers feel more confidence in the product they are purchasing, because original parts and qualified workmanship mean it is more likely to last.</p> <h3>Check the Warranty</h3> <p>Any refurbished product should come with some sort of warranty. The best companies will usually give you six months to a year during which you can get a replacement item free of charge if the first one stops working. This protects you against shoddy workmanship or any deeper problems the item might have beyond what was already repaired.</p> <p>Many companies also offer extended warranties that you can buy for your refurbished electronics. While these often aren't worth your money, they can give you more reassurance about the life of your product. Also, the fact that they are offered can indicate the <a href="http://www.apartmenttherapy.com/the-rules-on-buying-refurbishe-137863">quality of the product</a>.</p> <h3>Look for Reviews</h3> <p>If you're not buying straight from the manufacturer, look online for reviews of the company from which you are considering purchasing. While many disgruntled people will choose to leave negative reviews that might make a product look worse than it actually is, if all the reviews you see are negative, you should reconsider your purchase.</p> <p><a href="http://www.cnet.com/news/shopping-for-an-apple-product-choose-refurbished-every-time/">CNet</a> often has decent reviews of individual refurbished products, though the best way to find these is to run a search for each product you're looking at. So you might search for &quot;VAIO refurbished reviews&quot; or &quot;refurbished iPod reviews.&quot;</p> <h3>Beware of Certain Items</h3> <p>While buying refurbished is a great way to get your hands on certain items, there are <a href="http://www.cnet.com/news/three-tech-items-you-should-never-buy-refurbished/">other things that you shouldn't buy refurbished</a>. Items that you should think twice about before buying refurbished include the following, though different people have different opinions:</p> <ul> <li><strong>Hard Drives</strong>. There's no way to make these &quot;like new,&quot; so you're almost always getting a product that works like it has been used.<br /> &nbsp;</li> <li><strong>TVs</strong>. Many people report that their refurbished TVs just don't work. Sometimes it's the screen, other times it's the Wi-Fi, and other times the thing won't even turn on. I haven't found an explanation for this, though some chalk it up to the size of TVs and their lack of good packaging.<br /> &nbsp;</li> <li><strong>Printers</strong>. If the printer has had ink go through it, it is technically used unless all the guts are replaced. Replacing a part or two doesn't make it &quot;like new.&quot;<br /> &nbsp;</li> <li><strong>Gaming Systems</strong>. There is a decent amount of controversy over this, but I've seen enough people having problems with refurbished gaming systems that I think it's worth thinking twice before you buy. Again, I'm not sure why these don't seem to get the same refurb love that other products get, but you don't want to get burned.<br /> &nbsp;</li> <li><strong>Cheap Gadgets</strong>. If an item costs $100-$200 new, you won't save much by buying refurbished. Some companies don't even bother to refurbish their more inexpensive items, because it's not worth their while. So buy your Roku box and your Blu-ray player new.</li> </ul> <p>When you're trying to decide if purchasing refurbished is a good idea, think about the ways that the item is used, and whether it can truly be brought back to new condition.</p> <p>In the end, buying refurbished is a great way to save money and still have the chance to use high quality electronics.</p> <p><em>Have you had a negative or positive experience buying refurbished? Tell us about it!</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/sarah-winfrey">Sarah Winfrey</a> of <a href="http://www.wisebread.com/this-is-the-secret-to-buying-electronics-for-cheap">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/when-they-say-extreme-deals-theyre-not-kidding">When They Say Extreme Deals, They’re Not Kidding!</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/9-freshman-shopping-tips-to-cut-college-costs">9 Freshman Shopping Tips to Cut College Costs</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/16-amazon-deal-hacks-you-may-not-already-know">16 Amazon Deal Hacks You May Not Already Know</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/15-things-you-should-buy-at-costco">15 Things You Should Buy at Costco</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-things-you-should-never-buy-at-the-dollar-store-and-10-you-should">10 Things You Should Never Buy at the Dollar Store (and 10 You Should)</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Shopping discounts gadgets refurbished used Thu, 22 May 2014 08:48:18 +0000 Sarah Winfrey 1140109 at http://www.wisebread.com Best Money Tips: Questions to Ask When Buying a Used Car http://www.wisebread.com/best-money-tips-questions-to-ask-when-buying-a-used-car <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-questions-to-ask-when-buying-a-used-car" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/car-4960033-small.jpg" alt="car" title="car" class="imagecache imagecache-250w" width="250" height="167" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found some fantastic articles on questions to ask when buying a used car, summer fun for frugalists, and resume tips and tricks.</p> <h2>Top 5 Articles</h2> <p><a href="http://www.savvysugar.com/Questions-Ask-Used-Car-Seller-31000145">8 Questions to Ask When Buying a Used Car</a> &mdash; When buying a used car, be sure to ask for an accident record and maintenance records. [PopSugar Smart Living]</p> <p><a href="http://www.fivecentnickel.com/2013/07/15/free-or-cheap-summer-fun-for-frugalists/">Free or cheap summer fun for frugalists</a> &mdash; To have fun, frugalists can take advantage of $1 and $5 movies or learn a skill with a free workshop. [Five Cent Nickel]</p> <p><a href="http://www.freemoneyfinance.com/2013/07/resume-tips-and-tricks.html">Resume Tips and Tricks</a> &mdash; An excellent resume needs to be searchable, easy to read, and quantitative. [Free Money Finance]</p> <p><a href="http://www.thesimpledollar.com/2013/07/17/starting-the-school-year-the-frugal-way/">Starting the School Year the Frugal Way</a> &mdash; Before you head to the store to buy school supplies, search your home for the supplies your child will need. [The Simple Dollar]</p> <p><a href="http://www.greenpandatreehouse.com/2013/07/how-far-would-you-go-to-pay-off-student-loans/">How Far Would You Go to Pay Off Student Loans?</a> &mdash; Pay off your student loans by working during the summer or applying for programs with work terms. [Green Panda Treehouse]</p> <h2>Other Essential Reading</h2> <p><a href="http://money.usnews.com/money/careers/articles/2013/07/18/10-things-they-dont-tell-you-about-your-first-internship">10 Things They Don't Tell You About Your First Internship</a> &mdash; When you start your first internship, no one really tells you that work casual and campus casual are not the same thing. [US News &amp; World Report]</p> <p><a href="http://www.carefulcents.com/be-a-full-time-blogger/">How to Be a Successful Full-Time Blogger in 6 Months</a> &mdash; If you want to be a full-time blogger, start by assessing your ability to work alone. [Careful Cents]</p> <p><a href="http://www.freemoneywisdom.com/three-tips-for-new-landlords-2/">3 Tips for New Landlords</a> &mdash; New landlords should make sure to have insurance and tenant agreements. [Free Money Wisdom]</p> <p><a href="http://www.getrichslowly.org/blog/2013/07/16/is-there-morality-in-personal-finance/">Is there morality in personal finance?</a> &mdash; Personal finance can teach you the importance of taking responsibility for your actions. [Get Rich Slowly]</p> <p><a href="http://parentingsquad.com/3-good-reasons-to-let-your-kids-be-bored">3 Good Reasons to Let Your Kids be Bored</a> &mdash; Allowing your kids to be bored promotes creativity. [Parenting Squad]</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/ashley-jacobs">Ashley Jacobs</a> of <a href="http://www.wisebread.com/best-money-tips-questions-to-ask-when-buying-a-used-car">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-2"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-best-cities-for-going-car-free">5 Best Cities for Going Car-Free</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-tell-if-a-car-service-plan-is-worth-it">How to Tell If a Car Service Plan Is Worth It</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/9-ways-life-is-wonderful-when-you-swap-your-car-for-a-bike">9 Ways Life Is Wonderful When You Swap Your Car for a Bike</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/my-car-payments-are-too-much-what-should-i-do">My car payments are too much! What should I do?</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-things-you-should-always-buy-used">8 Things You Should Always Buy Used</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Cars and Transportation best money tips buying car questions used Fri, 19 Jul 2013 10:00:31 +0000 Ashley Jacobs 980708 at http://www.wisebread.com Best Money Tips: Parenting Products to Buy Used http://www.wisebread.com/best-money-tips-parenting-products-to-buy-used <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-parenting-products-to-buy-used" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/2993437124_faa51bfbf9_z.jpg" alt="Parenting Products to Buy Used" title="Parenting Products to Buy Used" class="imagecache imagecache-250w" width="250" height="141" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found some awesome articles on parenting products to buy used, making a small space seem bigger, and the cheapest 2013 car models to insure.</p> <h2>Top 5 Articles</h2> <p><a href="http://www.creditsesame.com/blog/parenting-products-to-buy-used/">Parenting Products to Buy Used (and What to Skip)</a> &mdash; It is ok to buy changing tables or other baby furniture (with the exception of cribs) used. [Credit Sesame]</p> <p><a href="http://www.savvysugar.com/How-Make-Small-Space-Bigger-26962377">11 Ideas To Make A Small Space Seem Bigger</a> &mdash; Translucent is the way to go if you want to make a small space seem bigger. [SavvySugar]</p> <p><a href="http://www.kiplinger.com/article/insurance/T004-C011-S001-10-cheapest-2013-car-models-to-insure.html">10 Cheapest 2013 Car Models to Insure</a> &mdash; The Ford Edge SE is the cheapest 2013 car model to insure. [Kiplinger]</p> <p><a href="http://moneyning.com/kids-and-money/how-to-reduce-the-costs-of-your-childs-extracurricular-activities/">How to Reduce the Costs of Your Child's Extracurricular Activities</a> &mdash; To reduce the costs of your child's extracurricular activities, prioritize their activities. [MoneyNing]</p> <p><a href="http://livingonthecheap.com/stop-calling-me/">When the 'do not call' list doesn't work</a> &mdash; If you are on the 'do not call list' and it doesn't seem to be working, it may be because the 'do not call' list doesn't applie to legitimate charities. [Living on the Cheap]</p> <h2>Other Essential Reading</h2> <p><a href="http://www.moneytalksnews.com/2013/01/25/whats-for-dinner-5-menu-planning-sites-to-consider/">What's for Dinner? 5 Menu-Planning Sites to Consider</a> &mdash; Trying to figure out what to make for dinner? Check out Pepperplate or Plan to Eat. [Money Talks News]</p> <p><a href="http://www.bargaineering.com/articles/when-to-buy-bulk.html">When Should You Buy in Bulk?</a> &mdash; Cell phone minutes are a good thing to buy in bulk. [Bargaineering]</p> <p><a href="http://money.msn.com/saving-money-tips/post.aspx?post=6ce10e48-fb26-4772-8542-cd852148e3c9&amp;ref=bfv">Shopping at 'curb mart'</a> &mdash; When you are out and about, keep your eyes peeled for items people leave on curbs, by dumpsters, or even money on the ground! [MSN Money]</p> <p><a href="http://parentingsquad.com/6-good-reasons-to-disconnect">Unplugged: 6 Good Reasons to Disconnect from Technology</a> &mdash; Disconnect from your technology because it's bad manners not to if you are in the presence of others. [Parenting Squad]</p> <p><a href="http://www.freemoneyfinance.com/2013/01/how-much-umbrella-insurance-do-you-need.html">How Much Umbrella Insurance Do You Need?</a> &mdash; Make sure you have enough umbrella insurance to give yourself peace of mind. [Free Money Finance]</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/ashley-jacobs">Ashley Jacobs</a> of <a href="http://www.wisebread.com/best-money-tips-parenting-products-to-buy-used">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-6"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/which-baby-products-are-a-waste-of-money">Which Baby Products are a Waste of Money?</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-places-to-get-cheaper-diapers">5 Places to Get Cheaper Diapers</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-things-you-should-always-buy-used">8 Things You Should Always Buy Used</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-increase-the-chance-of-someone-returning-your-lost-wallet">How to Increase the Chance of Someone Returning Your Lost Wallet</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/beware-of-pretty-things-4-reasons-im-keeping-my-ugly-old-stuff">Beware of Pretty Things: 4 Reasons I’m Keeping My Ugly, Old Stuff</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Shopping baby best money tips parent products used Mon, 28 Jan 2013 11:00:54 +0000 Ashley Jacobs 967504 at http://www.wisebread.com Best Money Tips: How to Buy a Used Rental Car http://www.wisebread.com/best-money-tips-how-to-buy-a-used-rental-car <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-how-to-buy-a-used-rental-car" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/241913139_e17414a884_z.jpg" alt="How to Buy a Used Rental Car" title="How to Buy a Used Rental Car" class="imagecache imagecache-250w" width="250" height="167" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found some fantastic articles on buying a used rental car, learning to ski or snowboard for less, and saving on health insurance.</p> <h2>Top 5 Articles</h2> <p><a href="http://moneysmartlife.com/how-to-buy-a-used-rental-car/">How to Buy a Used Rental Car</a> &mdash; Buying a used rental car will get you better prices than you would get at a car dealer. [Money Smart Life]</p> <p><a href="http://livingonthecheap.com/learn-to-ski-or-snowboard-for-less-in-january/">Learn to ski or snowboard for less in January</a> &mdash; Want to learn to ski or snowboard for less? Take advantage of discounted and free instruction during Learn to Ski &amp; Snowboard Month! [Living On The Cheap]</p> <p><a href="http://www.girlsjustwannahavefunds.com/save-money-on-health-insurance/">5 Ways to Save Money on Health Insurance</a> &mdash; Avoiding the emergency room is one way to save money on health insurance. [Girls Just Wanna Have Funds]</p> <p><a href="http://cashmoneylife.com/tips-for-buying-and-selling-college-textbooks/">Tips for Buying and Selling College Textbooks</a> &mdash; When buying and selling textbooks, remember to take good care of your book so it gets the best value when you go to sell it. [Cash Money Life]</p> <p><a href="http://ptmoney.com/becoming-your-own-financial-expert/">The Secret to Becoming Your Own Financial Expert in 2013</a> &mdash; If you want to become your own financial expert in 2013, remember that expertise takes time and consistent action. [PT Money]</p> <h2>Other Essential Reading</h2> <p><a href="http://notmadeofmoney.com/blog/2012/12/four-questions-to-ask-before-moving-out-on-your-own.html">Four Questions to Ask Before Moving Out on Your Own</a> &mdash; Before you move out on your own, take into consideration if you have steady, reliable employment. [Not Made of Money]</p> <p><a href="http://www.stretcher.com/stories/10/10jan04b.cfm#.UOHWbY57PIY">A Spending Plan for Frugal Living</a> &mdash; It's important to tailor your spending plan to your needs and to adjust it as your life changes. [The Dollar Stretcher]</p> <p><a href="http://www.freemoneywisdom.com/why-personal-savings-is-critical/">Why Personal Savings is Critical</a> &mdash; Personal savings is critical because if you get a hefty bill in the mail, you want to be able to pay it off. [Free Money Wisdom]</p> <p><a href="http://www.financefox.ca/4-avoidable-money-mistakes/">4 Avoidable Money Mistakes</a> &mdash; Not having enough insurance is a money mistake everyone can avoid. [Finance Fox]</p> <p><a href="http://www.savvysugar.com/New-Years-Resolutions-Research-12966264">6 Tips To Making Your New Year's Resolutions Stick</a> &mdash; To make your new year's resolutions stick, remember to stay positive! [SavvySugar]</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/ashley-jacobs">Ashley Jacobs</a> of <a href="http://www.wisebread.com/best-money-tips-how-to-buy-a-used-rental-car">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-3"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-best-cities-for-going-car-free">5 Best Cities for Going Car-Free</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/9-ways-life-is-wonderful-when-you-swap-your-car-for-a-bike">9 Ways Life Is Wonderful When You Swap Your Car for a Bike</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-tell-if-a-car-service-plan-is-worth-it">How to Tell If a Car Service Plan Is Worth It</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/9-car-parts-that-are-safe-to-buy-used">9 Car Parts That Are Safe to Buy Used</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/my-car-payments-are-too-much-what-should-i-do">My car payments are too much! What should I do?</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Cars and Transportation best money tips buying car rental car used Tue, 01 Jan 2013 10:48:30 +0000 Ashley Jacobs 961780 at http://www.wisebread.com College Move-Out Days: The Best Time to Dumpster Dive? http://www.wisebread.com/college-move-out-days-the-best-time-to-dumpster-dive <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/college-move-out-days-the-best-time-to-dumpster-dive" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/graduation_3.jpg" alt="Graduates" title="Graduates" class="imagecache imagecache-250w" width="250" height="166" /></a> </div> </div> </div> <p>Ah spring, sweet spring. The flowers are opening their colorful buds, birds are chirping, and across the country, thousands of college students are throwing out working electronics, unopened containers of food, and other perfectly useful items.</p> <p>It's the same routine every year. Harried college students, rushing to pack and move out while completing finals or preparing for graduation, don't have time to sell or give away their excess stuff, or they simply don't care that it goes to waste. The result is that during finals week on through graduation, campus dumpsters and the sidewalks in college towns are rife with serviceable stuff often in excellent condition. (See also: <a href="http://www.wisebread.com/waste-not-want-not-stop-throwing-away-your-food">Waste Not, Want Not: Stop&nbsp;Throwing Away Your Food!</a>)</p> <p>In other words, if you live near a college, it's a great time to go dumpster diving.&nbsp;</p> <p>When&nbsp;I was in college, I loved walking around the dorms and scoring free stuff as everyone was moving out. Some memorable finds include several almost-full bottles of cleaning products, clothing, and lots of great household-organizing equipment. I also have friends who have scored furniture, televisions, and other big-ticket items previously owned by college kids.</p> <p>If you're thinking of poking around your local college campus for freebies, here are some things to keep in mind.</p> <h3>Some Colleges Donate (or Sell) Unwanted Items</h3> <p>While you don't want to announce to a college that you'll be picking through its trash, it's good to call or do a Google search for the particular college you're planning to visit before you go over there. Over the last few years, several schools have recognized the rampant wastefulness that occurs around move-out time, and they've developed efforts to collect unwanted items and give them to charity. Thus, these schools might yield slim pickings at the dumpsters, or anything you take might've otherwise gone to help those in need.</p> <p>Some schools also sell items they collect and give the money to charity instead of the goods. Keep an eye out for these sales in your town; you can still get great stuff at a substantial discount.</p> <h3>This Stuff Belonged to&nbsp;College Students</h3> <p>There's a reason why the stereotypical college apartment contains a lumpy couch fixed with duct tape &mdash; some college students don't take great care of their stuff, and that stuff has sometimes come to them second- or third-hand already. Make sure you carefully check everything you're planning to take.</p> <h3>It Can Pay to&nbsp;Go More Than Once</h3> <p>The weekend after finals is usually the best time to look; that's when most students leave. Check the academic calendar of your local college to find out when this is. But also keep in mind that some students may leave early if their finals are concentrated in the beginning of the week, or stay late for graduation or other activities. Visiting more than once can be fruitful.</p> <h3>Colleges Are Usually Private Property</h3> <p>If you're not a student of the school, never enter buildings just to pick through items that might be inside. Your safest bet is to visit schools or areas where students live in town where trash is put out on public streets. When in doubt, err on the side of caution. For more information about the law and dumpster diving, read Kentin's great post, <a href="http://www.wisebread.com/dumpster-diving-101-6-strategies-for-success">Dumpster Diving 101</a>.</p> <p><em>Do you ever go dumpster diving on college campuses? Do you have any stories of particularly great finds? Share them in the comments!</em></p> <p>&nbsp;</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/meg-favreau">Meg Favreau</a> of <a href="http://www.wisebread.com/college-move-out-days-the-best-time-to-dumpster-dive">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/20-freebies-for-college-students">20+ Freebies for College Students</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/finally-frugal-rules">Finally, Frugal Rules</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-find-the-cheapest-college-textbooks">How to find the cheapest college textbooks</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/encounter-with-a-freegan">Encounter With a Freegan</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/sit-in-on-a-class-at-mit-for-free">Sit in on a Class at MIT for Free!</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Frugal Living college Dumpster diving used Fri, 06 May 2011 10:24:07 +0000 Meg Favreau 534139 at http://www.wisebread.com Beware of Pretty Things: 4 Reasons I’m Keeping My Ugly, Old Stuff http://www.wisebread.com/beware-of-pretty-things-4-reasons-im-keeping-my-ugly-old-stuff <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/beware-of-pretty-things-4-reasons-im-keeping-my-ugly-old-stuff" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/iStock_000010325055XSmall.jpg" alt="Old furniture" title="Old furniture" class="imagecache imagecache-250w" width="250" height="165" /></a> </div> </div> </div> <p>I hadn&rsquo;t been out shopping at a furniture mega-store in over 6 months. I just didn&rsquo;t have the money to buy anything, and to be honest, I was way too busy to shop. Last night, however, I strolled through the furniture showroom with my jaw unhinged and my heart thumping: &ldquo;Look at all this good-looking stuff!&rdquo;</p> <p>My husband, who is unusually thrifty, wasn&rsquo;t immune, either. He started pondering where the cherry-finished dresser could go in our room, what kind of storage the under-bed cabinets could provide, and how a smallish, 5-drawer dresser could keep the kids&rsquo; clothes under control. &ldquo;$187 is actually a steal,&rdquo; we both thought at the same time.</p> <p>Wait. What was happening? We had scrimped and saved through years of lay-offs, the start of a home business, and four closely-spaced children. We were looking at ways to save money with our own cows, chickens, and a spacious garden. Why would we so carelessly consider jumping on this &ldquo;gotta have it&rdquo; bandwagon? After some careful consideration, we left the store empty-handed. They didn&rsquo;t have the exact item we came for, but there were other reasons for keeping our heads on our shoulders (and our money in our pockets).</p> <h2>My stuff is better</h2> <p>Sure, my dresser had crayon scribbles on the side, sported a horrible pink trim, and was given to me by my mom (who had gotten it from her mom 20 years before). It was ugly to look at, but it did the job just fine. (In fact, after regularly abusing the drawers on my 1950s dresser, I was disgusted at the cheap particle-board and plastic rails that most of the &ldquo;new&rdquo; showroom dressers were made of. Thank goodness for solid hardwood and indestructible steel riveting.)</p> <h2>My stuff isn&rsquo;t noticed</h2> <p>Why did I need beautiful, matching furniture? Part of the allure was to be able to show it off when people came to visit. I often cringed a bit when guests would stay over, explaining to them that the mismatched, second-hand guest bedroom set was &ldquo;temporary&rdquo; (although I doubt they even noticed). As I&rsquo;ve grown more comfortable with my lifestyle, I&rsquo;ve found ways to work around the magazine chic that seems to impress others. I can keep my junk looking smart by refinishing wooden furniture, throwing matching slip-covers over faded couches, and keeping a nice fabric tablecloth on hand for when guests arrive. The other furniture (like that in my bedroom), won&rsquo;t be seen by anyone but my husband and myself, anyway.</p> <h2>My stuff is paid for</h2> <p>When it all comes down to it, I wasn&rsquo;t comfortable charging any of the furniture on my credit card (not that I&rsquo;m anti-credit). I thought about how hard I worked, and it wasn&rsquo;t in me to write extra articles or take more time away from my kids to have matching chairs in the dining room. Most of my furniture, in fact, was not only paid for, but it was paid for by previous generations and set out on the curb (where I so kindly took it off their hands).</p> <h2>My stuff is mine</h2> <p>Sometimes, when no one is looking, I admire the way my nightstand holds my favorite book, some cough drops, and a few scented candles so perfectly. It fits just right alongside my bed, and it reminds me of the nights spent comforting a sick child, while the rest of the world was fast asleep. There is a kind of romance that can develop between an ugly piece of furniture and its owner. (My favorite dresser from high school still features a few bumper stickers from concerts that my parents wouldn&rsquo;t let me attend.)</p> <p>The next time you start to get a little impatient with your current décor, remember that function trumps fashion. Some furniture can bring an aesthetic beauty to your home that may well be worth the investment. If it doesn&rsquo;t meet your needs, however, it was worthless from the moment you bought it.</p> <p><em>So what are your thoughts on old, ugly furniture? Do you love it? Hate it? Live with it because you have to?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/linsey-knerl">Linsey Knerl</a> of <a href="http://www.wisebread.com/beware-of-pretty-things-4-reasons-im-keeping-my-ugly-old-stuff">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-things-you-should-always-buy-used">8 Things You Should Always Buy Used</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-sell-your-kids-stuff-at-a-consignment-sale">How to Sell Your Kid&#039;s Stuff at a Consignment Sale</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-ways-to-improve-yourself-for-100-or-less">10 Ways to Improve Yourself for $100 or Less</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-exercise-mats">The 5 Best Exercise Mats</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-resistance-bands">The 5 Best Resistance Bands</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Lifestyle Shopping consumer furniture used Mon, 02 Mar 2009 20:12:14 +0000 Linsey Knerl 2883 at http://www.wisebread.com The stuff I try never to buy new http://www.wisebread.com/the-stuff-i-try-never-to-buy-new <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/the-stuff-i-try-never-to-buy-new" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/98085341_a2a532e827.jpg" alt="Sale" title="Sale" class="imagecache imagecache-250w" width="250" height="188" /></a> </div> </div> </div> <p>I don&#39;t like buying new. It&#39;s not that I consider myself to be some kind of Scrooge. I just have a hard time paying more for something than I need to, and often we take that extra hit when we pay for a brand new item. So, I buy second-hand things a lot of the time. Here&#39;s my guide to the main items you should always consider buying used. </p> <p><strong>DVDs and CDs</strong><br />Why bother paying $21.99 for a new DVD or $14.99 for a new CD, when you can pick up a barely used copy of the same title for at least half the price? The improvements in modern DVD and CD players also mean that scratches and smudges don’t really matter - the technology can deal with them. It’s the only way to get your home entertainment, and even places like Amazon offer avenues to get the titles used. No more excuses, stop buying new DVDs and CDs. </p> <p><strong>Video games</strong><br />This is just like DVDs and CDs, only the deals often come quicker and with greater discounts. I recently picked up a used copy of an Xbox game for $1.99 that was still selling for $19.99 in the store. It played perfectly, it still had the manual, and for an extra $1 I got insurance so if the disc did malfunction I could get a replacement or refund. Sweet! On some occasions, a store like Target will knock 75% - 90% off a game. In that case, it’s even cheaper new than it is in the used section of a store like GameStop, so in that case I’ll pick it up. However, those times are few and far between.</p> <p>&nbsp;</p> <p><img src="http://healthcarehacks.com/files/fruganomics/u17/197580137_bc402a4b1d.jpg" alt="used cars" title="used cars" width="302" height="194" /></p> <p><strong>Cars</strong><br />Car experts and sites like Edmunds and KBB will tell you that brand new cars lose around 12%-15% of their value the second you drive them off the lot. That’s thousands of dollars up in smoke for your average mid-sized sedan. Why should you take that financial loss? Instead, buy a car that’s a year or two old. It will usually have low mileage, a good chunk of the factory warranty left on it, and the depreciation isn’t anywhere near as bad for you. That’s smart spending. </p> <p><strong>Yard toys</strong><br />I encourage my kids to play in the garden, and there are toys and games for them out there. But why buy new one when they’ll get scuffed up and worn out in days? Once again, places like Craigslist and Freecycle are a good place to find some excellent yard toys for the kids. The slide in our back yard was free and has so far lasted 3 years. It still looks as good as the day we got it (very good in fact), from someone who had previously had it for 5 years. They’re built to withstand all weather and all kids…they are tough. </p> <p><strong>Workout/exercise equipment</strong><br />This is an area where you can monopolize on impulse buying and laziness. People will buy a big treadmill, a health rider, an exercise bike or a weight bench in the hopes of getting super fit and ultra trim. The problem is, it takes hard work and dedication. And most of the time, it’s easier to let the new purchase rot in the basement or garage after a few weeks of use. That’s when the garage sale comes around, and you can go pick up an almost brand new piece of equipment at a fraction of the price you’d normally pay. Many people offer them free if you’ll just haul it away and stop them feeling guilty about their over-optimistic purchase.</p> <p><img src="http://healthcarehacks.com/files/fruganomics/u17/739611437_367290b6aa_m.jpg" alt="Desk" title="Desk" width="240" height="180" /></p> <p><strong>Most furniture</strong><br />Have you ever seen the Antiques Road show? Desks, chairs, shelves, bed frames, sofas, tables, they last a long time. Well, they do if they’re built well anyway. I scour Craigslist when I’m looking for furniture. You can often find a solid oak desk with great craftsmanship a lot cheaper than you can get one of those nasty MDF things that you put together yourself. Sure, you’ll need a way to get it home. If you don’t have a big truck, just rent one from UHaul for a few hours for $20. You’ll end up with a great piece of furniture you can hand down to your grandchildren, rather than something that ends up in the garbage after 2 years.</p> <p><strong>Sports</strong> <strong>gear</strong><br />Footballs, tennis rackets, bicycles, soccer balls, badminton nets, you name it, you can find it all used. They’re usually in excellent shape and a whole lot cheaper than store prices. </p> <p><strong>Houses</strong><br />There’s a huge caveat on this one; make sure it’s been checked out by an inspector and has the green light. You don’t want to take on major plumbing problems, damp basements or termites. But, if the house is sound, the current economy makes a used home very, very desirable. Sometimes it’s just a few years old; there are homes in my area that have decreased in value by $70k in just a few years. Ouch. But not for you. Of course, the used home sales market is also affecting new home sales. If you insist on buying new, make sure you battle hard with the realtor and look for inventory houses. They just want them sold, you can often negotiate serious discounts and tons of free upgrades. </p> <p><strong>Plants</strong><br />I do not have green fingers. No-one in my family does. So, I like to let someone else do the hard work of establishing a plant and giving it healthy roots. Then I’ll pick one up cheap at a garage sale or off Craigslist.</p> <p>&nbsp;</p> <p><img src="http://healthcarehacks.com/files/fruganomics/u17/129071030_242ea37da9_m.jpg" alt="Van Gogh" title="Van Gogh" width="180" height="240" /></p> <p><strong>Artwork/ornaments/mirrors</strong><br />Stores like Goodwill are perfect hiding places for gems like these. There was a story recently about a woman who found an old painting in Gooodwill, got it valued and it was worth over $1 million. That’s not the point though, most of the time you can pick up beautiful framed works of art, often original, and much cheaper than in stores like J C Penney or Kohl’s. The same goes for figurines, mirrors and other home embellishments. Buy them used, no-one will even know. </p> <p><strong>And FYI, things I would NEVER buy used...</strong></p> <p><strong>Infant/booster seats – </strong>they could have been in a crash and weakened. Don’t do it.<br /><strong>Shoes/sneakers –</strong> Once they have conformed to a foot, they’ll never fit your foot the way they should. Buy your shoes and sneakers new, just look for sales. <br /><strong>Mattresses – </strong>Yikes. Who knows what action they’ve seen, and they could be filthy inside. <br /><strong>Major electronics/appliances –</strong> TVs could be ready to expire, CD players could skip constantly, washing machines could have a cruddy motor. Nah. </p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/paul-michael">Paul Michael</a> of <a href="http://www.wisebread.com/the-stuff-i-try-never-to-buy-new">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/oprah-asks-a-great-question-what-can-you-live-without">Oprah Asks A Great Question; What Can You Live Without?</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/can-you-spare-a-square-5-quick-tips-on-toilet-paper-usage">&quot;Can you spare a square?&quot; 5 quick tips on toilet paper usage.</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/regifting-a-simple-how-to-guide">Regifting: A Simple How-To Guide</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/90-off-is-not-a-deal-if-you-don-t-need-it">90% off is not a deal if you don’t need it.</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/use-only-what-you-need">Use only what you need</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Frugal Living Budgeting Consumer Affairs General Tips Green Living Shopping bargains cheap deals garage sale second-hand used Wed, 05 Mar 2008 21:24:19 +0000 Paul Michael 1890 at http://www.wisebread.com My car payments are too much! What should I do? http://www.wisebread.com/my-car-payments-are-too-much-what-should-i-do <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/my-car-payments-are-too-much-what-should-i-do" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/wheel_0.jpg" alt="tire wheel" title="tire wheel" class="imagecache imagecache-250w" width="224" height="168" /></a> </div> </div> </div> <p>I&#39;ve been struggling with a big financial dilemma for the past few months: whether or not to sell my car. I decided to take my question to three of my favotire personal finance bloggers.</p> <p>Last August, I decided to purchase my first new car ever. I had only ever owned used (and entirely paid-for) vehicles prior to this. I researched the type of car that I wanted and settled on a 2007 Mazda3. It&#39;s a sexy little hatchback. It&#39;s sporty, zippy, and has all the trimmings. Problem is, it&#39;s busting my budget.</p> <p>I got a decent base price on the car, but I fell for all the extras that the salesmen throw in at the end. You know, the extended warranty, the LoJack system. They kept showing me my monthly total (and not the grand total), and before I realized it, I was paying $3000 more for my car than I should have. I should note that this is pre-Wise Bread, so I wasn&#39;t nearly as wise as I am now. Ahem.</p> <p>My payments aren&#39;t horrendous, and I have an excellent interest rate on the loan. But all together (insurance, gas, payments, upkeep), the car cfosts me about $600 per month. Everyone keeps telling me that $600 a month in transportation costs isn&#39;t that bad. But I can&#39;t stop thinking about how I could use that money every month to pay down my debt or contribute to my IRA. </p> <p>Also, my car contributes to my laziness. It&#39;s an enabler. Having a car allows me to go anywhere, any time. While flexibility is nice, it&#39;s rarely necessary. I drive to the supermarket instead of walking. Hell, I drive to the closest mailbox instead of walking. I go to Target on a whim, buying stuff I don&#39;t need. </p> <p>I&#39;m thinking that if I didn&#39;t have a car, I wouldn&#39;t be so prone to spur-of-the-moment shopping, or runs to Safeway for blueberry sorbet in the middle of the night. I&#39;d have to bike and bus to work. I have a motorcycle, so I can use that to get around if I need to go farther than a couple of miles, or go somewhere that Metro Transit doesn&#39;t cover. Also, the Flexcar program is increasingly popular in my area, and there&#39;s a pick-up location not too far from where I live. </p> <p>Now, I know that I would still have to pay for that transportation, so the full $600 won&#39;t be going directly into a new money market account. I figure that, without the car, I could spend about $150 a month in transportation costs, max (I have a free bus pass, and my motorcycle gets great gas mileage). So I&#39;d really only be putting away $450 per month. </p> <p>My remaining balance on my car loan is just under 19K. My car is valued at about 19.5K. I decided to put the car up for sale to see if anyone wanted it. So far, I&#39;ve had three people try to lowball me (&quot;Yo, man, I&#39;ll give you 15K cash – here&#39;s my digits&quot;) and sales people try to help me list it on eBay. But I&#39;m not getting a lot of bites. I tried lowering the price to 1K below the Kelly Blue Book value, but I&#39;m still not getting much in the way of responses.</p> <p><strong>My questions to my favorite PF bloggers:</strong></p> <p>Should I just suck it up and continue making the payments? At the end of five years, I&#39;d have my own car and not have to make payments anymore, so that&#39;s good. But on the other hand, I&#39;d be paying well over 25K for something that I don&#39;t technically NEED. </p> <p>Which is worse? To sell the car for less than it&#39;s worth, and thereby losing a couple of grand in payments that I&#39;d still have to make to pay off the loan? Or keeping the car and paying all this money that could otherwise be going to shore up my finances? </p> <p><strong>Below is the advice that some very busy bloggers graciously offered me in response.</strong></p> <p><strong>Leo Babuta, </strong><a href="http://zenhabits.net/"><strong>Zen Habits</strong></a></p> <p>&quot;It sounds to me like you definitely want to get rid of the car ... so I would do it, assuming you can afford to pay for the difference between the loan principal and the selling price. You might be losing a few thousand dollars, but you will lose even more than that in interest over the course of the loan. The important factor here isn&#39;t financial, though, it&#39;s psychological: you want to be free of this<br />debt, and using the $450 per month on improving your financial situation, rather than spending it on something you don&#39;t need. And that is perfectly legitimate, and admirable in my opinion. As for surviving without a car ... many people have done it, it&#39;s better for your health, and better for the environment. Positives all around!&quot;</p> <p><strong>Nina Smith, </strong><a href="http://www.queercents.com"><strong>Queercents</strong></a></p> <p>Six hundred dollars per month is a boatload of money. How much money do you make each month? How much do you pay in rent? I’m not expecting an answer… I only ask to emphasize that your car expense is probably more than half of what you’re spending on housing per month. If you really love the car, then you could consider living in it like this <a href="http://www.queercents.com/2007/02/21/sleep-in-truck-student-pays-off-credit-card-debt/" target="_blank">college kid</a> did to recover from his financial sins. His vehicle is a truck and a bit more suitable for sleeping. So even though most of us have found frugal uses for the backseat at some point in our cash-strapped lives, it’s probably not an option for you.</p> <p>So by all means, sell the car! A car is a <a href="http://biz.yahoo.com/special/mmcarguide.html" target="_blank">depreciating asset</a> so it should be treated as a liability (which means the money spent on it isn’t working for you – it’s working for someone else). Liabilities bad! I <a href="http://www.queercents.com/2007/01/15/leasing-vs-buying-the-car-debate-continues/" target="_blank">drive a Volvo</a> that’s paid for and seven years old. I certainly think (at my age and income) that I deserve to be driving an E class Mercedes, but it’s tricky to build wealth and buy assets, when you’re paying for the privilege of driving a fancy car.</p> <p>By selling the sporty Mazda and taking a loss, you’ll lose on the front-end but you’ll be better off in the long run. Plus, you’ll be uber cool by going car-free. </p> <p><strong>Trent Hamm, </strong><a href="http://www.thesimpledollar.com/"><strong>The Simple Dollar</strong></a></p> <p>I&#39;d continue making the payments and sell it later when you can get closer to book value. You&#39;ve already made payments through the period where the car really depreciates - selling now is the equivalent of selling a stock at its low point.</p> <p>--------------------------------------------</p> <p>So, what do you readers think about this predicament? Should I just deal? Should I sell the car at a loss, because I&#39;ll come out ahead in the long run? </p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/andrea-karim">Andrea Karim</a> of <a href="http://www.wisebread.com/my-car-payments-are-too-much-what-should-i-do">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-3"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-money-moves-to-make-the-moment-you-decide-to-buy-a-car">6 Money Moves to Make the Moment You Decide to Buy a Car</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/9-car-parts-that-are-safe-to-buy-used">9 Car Parts That Are Safe to Buy Used</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-things-you-should-always-buy-used">8 Things You Should Always Buy Used</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-new-car-costs-the-dealer-is-hiding-from-you">10 New Car Costs the Dealer Is Hiding From You</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/should-you-hire-a-broker-to-buy-a-car">Should You Hire a Broker to Buy a Car?</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Cars and Transportation interest loan loss new car sell used Mon, 30 Jul 2007 01:22:06 +0000 Andrea Karim 925 at http://www.wisebread.com