frugal living http://www.wisebread.com/taxonomy/term/7586/all en-US 6 Lessons on How to Be a Financial Grownup From Bobbi Rebell http://www.wisebread.com/6-lessons-on-how-to-be-a-financial-grownup-from-bobbi-rebell <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/6-lessons-on-how-to-be-a-financial-grownup-from-bobbi-rebell" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_serious_successful_517011428.jpg" alt="Woman learning how to be a financial grownup" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Thanks to Toys 'R Us and its catchiest ad ever, I spent several years never wanting to grow up. Being a kid was easy, and being a grownup always seemed terrifying. It meant being financially responsible for everything and struggling to make ends meet while pursuing my goals.</p> <p>Luckily, every single person on this planet can relate to that fear, and they are all trying to make it on their own, as well. So when I read the new book by <a href="http://www.bobbirebell.com/" target="_blank">Bobbi Rebell</a>, award-winning TV anchor and former personal finance columnist at Reuters, entitled <em>How to Be a Financial Grownup</em>, I was immediately put at ease.</p> <p>Rebell's book is a compelling collection of stories from successful entrepreneurs and famous faces, detailing the moments they became financial grownups, and the wisdom they picked up along the way. Rebell brilliantly interweaves these powerful stories with her own expertise, and provides actionable steps to make your financial goals a reality. Here are the lessons on how to be a financial grownup that stuck with me the most.</p> <h2>1. Don't compare your path to others</h2> <p>The third chapter of <a href="http://amzn.to/2rRSEUK" target="_blank"><em>How to Be a Financial Grownup</em></a>, titled &quot;Careers Are for Making Money&quot; is my absolute favorite section of the book. Fashion designer Cynthia Rowley, Betterment CEO Jon Stein, Macy&rsquo;s Chairman and CEO Terry J. Lundgren, and others share their stories of how they made it big. All have extremely different paths to success, and some had significant bumps along the way. But you have your own unique background, which shapes your own unique goals. Follow them, and embrace the fact that you are putting yourself out there as someone new, hungry, and different from the rest.</p> <h2>2. Accept that failure is a given</h2> <p>You're going to fail. You're going to struggle. You're going to get burned. It's inevitable. And failure can come in many different forms, but none should deter you from chasing your goals. An extreme example of struggle is when Jim Cramer, host of <em>Mad Money</em>, shared his story with Rebell of being the target of multiple robberies while living in Los Angeles, and upon returning from a journalism assignment in San Diego, learned he was evicted from his L.A. apartment. Cramer was homeless, and his financial grownup moment came when he realized he never wanted to be that poor again. He switched from a career in journalism to finance.</p> <p>The good thing about human beings is our incredible ability to adapt to our surroundings. So when you're facing an epic financial or professional failure, you'll still be able to get some clarity, pick yourself up, and try again the next day.</p> <h2>3. Allow yourself to splurge on those lattes, sometimes</h2> <p>Rebell fully acknowledges that gourmet, pricey lattes should not be an everyday occurrence. We've heard a million times before that expensive coffee is the reason we're all broke, why we can't buy houses, etc. Luckily, Rebell finds a healthy balance between overspending on and abstaining from your morning beverage of choice. Her two exceptions to the &quot;never buy lattes&quot; rule are as follows:</p> <ul> <li>&quot;Buy coffee at a coffee shop if you're going there for social reasons. Meeting friends at a coffee shop is going to be a lot cheaper than going out for a meal.&quot;<br /> &nbsp;</li> <li>&quot;If you're using the coffee shop as an ad hoc office, by all means buy some coffee. Sitting at a coffee shop for a few hours to get some work done, or having a meeting, is a lot less expensive than paying rent on an office.&quot;</li> </ul> <p>See? It's all about balance and moderation. Being a financial grownup shouldn't mean setting restrictive limits on things you enjoy, so long as you don't overdo it.</p> <h2>4. Push bad debt out of your way</h2> <p>According to Rebell, bad debt &mdash; most commonly credit card debt and student loan debt &mdash; is what's standing in your way of becoming a financial grownup. You don't need all of your bad debt to be paid off to before you become a financial grownup, though. The first step to reaching financial maturity is acknowledging the obstacles in front of you. Then you come up with a strategy to defeat them, including reasonable goals that you can meet on a flexible timeline. This process will never be as simple as, &quot;Day 1: Add up bad debt, Day 2: Pay it all off,&quot; unless you stumble upon a pile of cash. But coming up with a realistic plan that works will be immensely rewarding.</p> <h2>5. Nurture your relationship with credit</h2> <p>The thing about credit is that it's not all bad. We all want to be careful about the way we spend money and manage bad debt, but credit is something to be built, embraced, and closely monitored. You need it, even if you'd rather avoid it altogether.</p> <p>This is something millennials should work on. NerdWallet found that about a third of people ages 18 to 34 have never applied for a credit card. While it's wise to have a healthy fear of how irresponsible spending with credit cards can ruin your life, you still need to build credit in order to eventually buy a car or house, and to do all the other things financial grownups do. Rebell suggests using only a small portion of the credit you have available, &quot;ideally about 10 percent, and really try to use no more than 30 percent.&quot;</p> <h2>6. Stop asking the wrong questions</h2> <p>When Rebell asked Kevin O'Leary, successful entrepreneur and star of <em>Shark Tank</em>, to share his financial grownup moment, he recalled a powerful conversation with his stepfather. O'Leary was in high school when his stepfather, George, asked him what he wanted to do with his life. O'Leary wanted to skip college and become a photographer. George told him that &quot;'to be or not to be' isn't the question. The question is: What are you willing to do in order to be what you want to be?&quot;</p> <p>That shift in mindset helped O'Leary realize he wasn't willing to make the sacrifices involved in becoming a photographer. He wanted to make money, and in his business ventures he has made lots of it. That financial freedom has, in turn, allowed him to take up photography in his free time.</p> <p>So when you think about each goal you set for yourself, you shouldn't be asking what you want, but rather, how you're going to get it, and strategize from there.</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/chrissa-hardy">Chrissa Hardy</a> of <a href="http://www.wisebread.com/6-lessons-on-how-to-be-a-financial-grownup-from-bobbi-rebell">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-tips-from-playbook-for-tough-times-thatll-help-you-live-your-best-life">5 Tips From &quot;Playbook For Tough Times&quot; That&#039;ll Help You Live Your Best Life</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/9-money-lessons-to-take-from-the-great-depression">9 Money Lessons to Take From the Great Depression</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/read-ageproof-living-longer-without-running-out-of-money-or-breaking-a-hip-to-live-your-best-life">Read &quot;AgeProof: Living Longer Without Running Out of Money or Breaking a Hip&quot; to Live Your Best Life</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/these-5-money-saving-hacks-are-a-huge-waste-of-time">These 5 Money-Saving Hacks Are a Huge Waste of Time</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/flashback-friday-38-money-lessons-we-can-learn-from-celebrities">Flashback Friday: 38 Money Lessons We Can Learn From Celebrities</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Frugal Living Budgeting budgeting finances financial grownup financial success frugal living investing life lessons money lessons saving money Thu, 08 Jun 2017 08:30:18 +0000 Chrissa Hardy 1962380 at http://www.wisebread.com Read "AgeProof: Living Longer Without Running Out of Money or Breaking a Hip" to Live Your Best Life http://www.wisebread.com/read-ageproof-living-longer-without-running-out-of-money-or-breaking-a-hip-to-live-your-best-life <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/read-ageproof-living-longer-without-running-out-of-money-or-breaking-a-hip-to-live-your-best-life" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_happy_smile_498296950.jpg" alt="Woman learning how to be Age Proof" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Even though the world is filled with unique individuals pursuing their own unique goals, we're all seeking an abundance of two things: health and wealth. And while the paths to these goals can require different choices, the methodologies behind the success in each are actually quite similar.</p> <p>Jean Chatzky, acclaimed author and financial editor of NBC's <em>Today</em>, and Dr. Michael Roizen, longtime wellness expert at the Cleveland Clinic, have brought their respective areas of expertise together in a new book to show readers how to become <em><a href="http://amzn.to/2m1NzYp">AgeProof</a></em>. They create easily actionable steps to achieve healthful longevity with enduring financial security with the same habits. They take the guesswork out of how to live longer and become richer. Is there anything better than that?</p> <p>Here are the best bits of wisdom from <em><a href="http://amzn.to/2m1NzYp">AgeProof</a></em> that'll show you how to live your best life.</p> <h2>1. Instant Gratification Is the Enemy</h2> <p>One of the first things Chatzky and Roizen mention is that we often pit instant gratification against long-term security. And that habit tends to affect health and wealth at every turn. If we learn how to manage the need to have something <em>right now</em> so that we could have much more in the future, our lives would vastly improve. Terrible financial and health-related decisions are made on impulse, and can have negative ramifications. But patience feels like a sacrifice, and Chatzky and Roizen want to teach you that you don't have to sacrifice in order to gain health and wealth. There is a middle ground that can work for you.</p> <h2>2. You Need to Acknowledge Your Longevity</h2> <p>The reason it's so important to strive for optimal health and wealth is because people are living longer lives. No matter how old you think you'll get, technology and medicine is improving at a rapid pace, so you'll probably live longer than you think. So if your goal is to enjoy a healthy life with a thick financial cushion, you need to master this interconnecting skill now in order to make that possible. And it's one thing to just survive to an old age with money in the bank, but it's another thing entirely to thrive until your very last day.</p> <h2>3. Science Is Your Friend</h2> <p>Sure, it would be easy to use medical statistics and financial statistics separately to reinforce the concept that health and wealth are important, but Chatzky and Roizen incorporate scientific data at the beginning of each section to show how these two are directly linked. Because in order to believe something can work for you, it's helpful to see how it has already helped others. It makes the goal seem even more achievable, and Chatzky and Roizen are your biggest cheerleaders here &mdash; even sharing some of their own personal anecdotes in the margins.</p> <h2>4. You Never Have to Settle for a Mediocre Life</h2> <p>One of the most important things Chatzky and Roizen reinforce is that you can dig yourself out of any hole. It doesn't matter if your finances are a complete disaster and you're in the worst shape of your life. These are both common problems that are easily reversible, and they provide small, actionable steps to getting back on track. At the end of each chapter, they even offer a list of three AgeProof Essentials that you can tackle right away.</p> <h2>5. Nobody Achieves Anything Alone</h2> <p>Building a strong community is crucial to going the distance in finance and health. Isolating yourself in either, or both, areas of your life adds stress, while sharing your progress in a social setting gives you space to reflect on your goals, as well as helping others feel less alone in those same struggles. Keeping a proper team, both professionally and personally, will aid you in your path to achieving health and wealth, and Chatzky and Roizen show you how.</p> <p>Pick up <a href="http://amzn.to/2m1NzYp">AgeProof: Living Longer Without Running Out of Money or Breaking a Hip</a> today!</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/janet-alvarez">Janet Alvarez</a> of <a href="http://www.wisebread.com/read-ageproof-living-longer-without-running-out-of-money-or-breaking-a-hip-to-live-your-best-life">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-tips-from-playbook-for-tough-times-thatll-help-you-live-your-best-life">5 Tips From &quot;Playbook For Tough Times&quot; That&#039;ll Help You Live Your Best Life</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-lessons-on-how-to-be-a-financial-grownup-from-bobbi-rebell">6 Lessons on How to Be a Financial Grownup From Bobbi Rebell</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/flashback-friday-50-money-moves-you-need-to-make-when-big-changes-happen">Flashback Friday: 50 Money Moves You Need to Make When Big Changes Happen</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/these-5-money-saving-hacks-are-a-huge-waste-of-time">These 5 Money-Saving Hacks Are a Huge Waste of Time</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/9-dumb-ways-youre-going-to-waste-money-this-summer">9 Dumb Ways You&#039;re Going to Waste Money This Summer</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Frugal Living Budgeting age proof budgeting finances frugal living healthy living jean chatzky living longer Thu, 16 Mar 2017 10:30:20 +0000 Janet Alvarez 1910225 at http://www.wisebread.com 9 Sweet Valentine's Day Gifts to Give to Your Truest Love — You! http://www.wisebread.com/9-sweet-valentines-day-gifts-to-give-to-your-truest-love-you <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/9-sweet-valentines-day-gifts-to-give-to-your-truest-love-you" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_pink_balloon_539016316.jpg" alt="Woman giving herself sweet V-Day gifts" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>The stereotypical Valentine's Day gifts of roses and chocolates are nice, but have you considered giving <em>yourself</em> a gift? Before you dismiss that notion as being selfish, consider the airplane analogy. When the flight attendant gives his or her talk about oxygen masks, what are you supposed to do? That's right, put on your own &mdash; because you can't help others until you help yourself first. Giving yourself a little Valentine's Day self-care gift may help to alleviate stress, and possibly, protect you from sickness.</p> <p>That doesn't mean you need to go on a shopping spree, though. Here are nine self-care tips and treats to help you fight stress, find health, and be your own best Valentine's Day date ever.</p> <h2>1. Make a Spa-Quality Scrub</h2> <p><iframe width="560" height="315" src="https://www.youtube.com/embed/6UpdsuGEGfE" frameborder="0" allowfullscreen=""></iframe></p> <p>After joining the coconut oil craze, a lot of us now have big tubs of it. That's a lot of coconut oil, so let's put it to good use with a DIY <a href="https://www.youtube.com/watch?v=6UpdsuGEGfE" target="_blank">Coconut-Oil Sugar Scrub</a>. It's so easy! And yes, I've tried it, and I really like how it exfoliates and makes my face feel smooth. It's nice on your feet, too.</p> <h2>2. Eat Well</h2> <p>Surf N' Turf is traditional for Valentine's Day, but instead, why not consider a month of clean eating? After the holidays and the Super Bowl, I find myself craving healthy foods. Simply Google &quot;month of clean eating&quot; and you'll find several choices for menus and recipes. (See also: <a href="http://www.wisebread.com/8-great-clean-eating-slow-cooker-recipes?ref=seealso" target="_blank">8 Great Clean Eating Slow Cooker Recipes</a>)</p> <h2>3. Take a Class</h2> <p>For around $60, my local college is offering community classes. I can choose from classes such as Beginning Guitar, Conversational Spanish, Qigong, or Hula Hoop Fitness, just to name a few. My husband has enjoyed Sushi Making and Surfing. Check out classes at your local community college, community center, or even free classes online in order to <a href="http://www.wisebread.com/10-fun-hobbies-you-can-take-up-for-free?ref=internal" target="_blank">learn something new</a> and expand your mind.</p> <h2>4. Get a Massage</h2> <p>Man, do I love a massage. But I love them even more where I can get a full hour for just $50. Do you have a massage school in your area? Students need to rack up hours to become licensed, so it can be a bargain. See if you have one in your area.</p> <h2>5. Embrace Your Inner Child</h2> <p>What sorts of things did you love doing as a kid? Did you love to color? You're in luck, because adult coloring books are so in right now. One of my friends has taken up painting again. Take some time to think about what you enjoyed, and take it up again for some relaxing fun.</p> <h2>6. Volunteer</h2> <p>Wait, isn't volunteering about helping <em>others</em>? Yes, but according to Harvard Medical School, &quot;volunteering helps people who donate their time <a href="http://www.health.harvard.edu/blog/volunteering-may-be-good-for-body-and-mind-201306266428" target="_blank">feel more socially connected</a>, thus warding off loneliness and depression.&quot; Plus, you could also make some new friends in the process. Find a group where you feel you could contribute by using <a href="http://www.volunteermatch.org/" target="_blank">VolunteerMatch.org</a>, which matches interests with needs.</p> <h2>7. Learn Meditation</h2> <p>Do you have a stressful job? High blood pressure? Maybe you just need to slow life down a little. Meditation, according to WebMD, can &quot;not only <a href="http://www.webmd.com/balance/features/meditation-heals-body-and-mind#1" target="_blank">lower blood pressure</a>, but can also amp up your immune system, while improving your ability to concentrate.&quot; I took the <a href="https://itunes.apple.com/us/app/oprah-deepaks-21-day-meditation/id903893632?mt=8" target="_blank">Oprah &amp; Deepak's 21-Day Meditation Experience</a> and loved it.</p> <h2>8. Give Yourself a DIY Pedi</h2> <p>A salon pedicure can run you $40 and up. Save your money and give yourself one at home for almost nothing. You don't need a lot of fancy equipment, either. Just <a href="http://www.wisebread.com/16-hacks-for-the-perfect-at-home-mani-pedi" target="_blank">some nail care steps at the start</a>, a steady hand, a favorite color polish.</p> <h2>9. Take a Nap</h2> <p>A quick nap can help you to feel more alert, refreshed, and recharged. As a cube-dweller, I'd never try to take one at work, but I often grab one when I get home, or on the weekends. (See also: <a href="http://www.wisebread.com/5-surprising-benefits-of-naps-including-the-best-time-to-take-them?ref=seealso" target="_blank">Surprising Benefits of Naps and the Best Time to Take Them</a>)</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/marla-walters">Marla Walters</a> of <a href="http://www.wisebread.com/9-sweet-valentines-day-gifts-to-give-to-your-truest-love-you">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-2"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-better-ways-to-celebrate-v-day-this-year">5 Better Ways to Celebrate Valentine&#039;s Day This Year</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/9-frugal-skills-you-must-have-to-survive-autumn">9 Frugal Skills You Must Have to Survive Autumn</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/flashback-friday-84-frugal-ways-to-eliminate-stress">Flashback Friday: 84 Frugal Ways to Eliminate Stress</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/flashback-friday-87-frugal-ways-to-make-winter-less-miserable">Flashback Friday: 87 Frugal Ways to Make Winter Less Miserable</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-ways-to-use-google-alerts-to-save-money">6 Ways to Use Google Alerts to Save Money</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Shopping frugal living Health Holidays self-care self-love shopping Valentine's Day valentine's day gifts Mon, 06 Feb 2017 10:00:09 +0000 Marla Walters 1886389 at http://www.wisebread.com 9 Ways to Put All That Snow to Good Use http://www.wisebread.com/9-ways-to-put-all-that-snow-to-good-use <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/9-ways-to-put-all-that-snow-to-good-use" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/iStock-499910260.jpg" alt="make use of all that snow" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Thanks to increasingly wacky weather patterns, most of the United States sees at least a dusting of snow once a year and, yes, that includes typically powder-free areas like Florida, Southern California, Texas, and Hawaii. In fact, the Big Island of Hawaii recently welcomed a winter storm that&nbsp;<a href="http://www.cnn.com/2016/12/05/us/hawaii-snow-warning/" target="_blank">dropped about six inches of the white stuff</a> on its higher elevations. Building an igloo in paradise &mdash; can you imagine?!</p> <p>Besides building snowmen and having snow fights, here are several ideas to take advantage of your abundance of snow. Some may save you money, while others are just downright delicious.</p> <p>See also:&nbsp;<a href="http://www.wisebread.com/5-ways-to-prevent-the-winter-blues-from-busting-your-budget?ref=seealso" target="_blank">5 Ways to Prevent the Winter Blues from Busting Your Budget</a></p> <h2>1. Make Sweet Snow Treats</h2> <p>If you've never made snow ice cream (and I haven't; this is a tip from a friend), consider this very essential criteria: The snow must be fresh, clean, and untouched. I mean, you're going to eat it, so you'll want to steer clear of the yellow spots. Once you've identified a pristine area of freshly fallen snow, scoop up about eight cups or so, which you'll then combine with a quick-and-easy milk/sugar/salt/vanilla mixture. The author of the food blog Gimme Some Oven has prepared this recipe for&nbsp;<a href="http://www.gimmesomeoven.com/how-to-make-snow-ice-cream-recipe/" target="_blank">snow ice cream</a> that calls for sprinkles on top &mdash; because why not? Definitely gonna give this a try myself.</p> <p>If you're a little more ambitious, check out this recipe for&nbsp;<a href="http://happyhooligans.ca/make-maple-syrup-snow-candy-3-simple-steps/" target="_blank">maple syrup snow candy</a>, which apparently is also quite popular.</p> <h2>2. Store Extra Food and Drinks</h2> <p>I don't know about you, but I have more food than I can fit into my fridge over the holidays and into the winter. It's mostly space-taking containers full of soup and other hearty dishes. I also store liquor outside during the winter &mdash; the hard stuff isn't in danger of freezing. To keep the animals away from my stash, I put everything in a cooler and pack the snow around it for safe keeping for as long as it lasts.</p> <h2>3. Adult Snow Cones</h2> <p>Maybe it's the perpetual college kid in me, but when the news folk start yammering on about a major snowstorm that threatens to close down the schools, government, and roads for at least a day, I immediately start making plans for my icy bar crawl. That's just what you do as an adult on a snow day. I've even braved blizzard conditions to get to bars about half a mile away from my house on foot; that's how invested I am in this annual tradition. Just make sure you dress accordingly, of course.</p> <p>If you're not the adventurous type, you can still enjoy a snow-day libation celebration in front of your own fireplace with homemade adult snow cones. Rob Clement over at Fansided recorded a&nbsp;<a href="http://foodsided.com/2014/02/12/make-adult-snow-cones-real-snow-video/" target="_blank">how-to video on making grown-up snow cones</a>, which feature thawed berries, a couple flavor extracts, and a shot of bourbon.</p> <h2>4. Scrub Your Winter Outerwear</h2> <p>If you have down- or poly-filled outerwear, particularly the nylon and polyester variety, it's best to keep them out of the washer and dryer. They'll either get all mangled and lumpy from the wash cycle, or damaged in the dry cycle, and then you'll be SOL for the next storm. Instead, take them outside for a &quot;snow wash.&quot; Grab a sponge or firm-bristled brush and use the clean snow to rid the items of winter schmutz, like dirt and salt stains. You can likely do this without a cleanser, but a dab of dish soap will work so long as you properly rinse the item once you're done and hang it to dry.</p> <h2>5. Fortify Your Garden</h2> <p>I can't keep a houseplant alive &mdash; I honestly don't know <em>what</em> I'm doing wrong &mdash; but my friend and&nbsp;<a href="http://www.kevinrichberg.com/" target="_blank">travel blogger/Huffington Post contributor</a> Kevin Richberg knows a thing or two about botany.</p> <p>&quot;Garden enthusiasts will shovel [snow] on top of all the delicate summer bulbs they're trying to overwinter in the ground because snow is the ultimate insulation against delicate plant tissue freezing in the soil.&quot;</p> <p>I don't suppose that'll work for my indoor dracaena?</p> <h2>6. Wash Your Hands and Face and Hair</h2> <p>I asked a bunch of my friends how they would use snow to save money, and one of them said that he'd fill up his toilet with it. I had so many other questions after that &mdash; like why, for instance (he said to converse water) &mdash; but I eventually digressed and promised myself that I'd draw the frugal line at dragging a bucket full of snow up my steps just so I could do my business in it.</p> <p><iframe width="560" height="315" src="https://www.youtube.com/embed/CH2KGboA35c" frameborder="0" allowfullscreen=""></iframe></p> <p>Other people, however, have found more practical bathroom uses for snow &mdash; like Rosemary Clooney, who likes to wash her hands and face and hair in it&hellip;&nbsp;<a href="https://www.youtube.com/watch?v=CH2KGboA35c" target="_blank">and then sing about it</a>.</p> <h2>7. Replace Water in Your Hot Tub</h2> <p>If your hot tub or Jacuzzi is low on water in the winter because of all the half-naked people you're piling in it, take advantage of the snow by shoveling enough in to top it off so you don't have to turn on your outdoor faucet and use the hose. You should be turning this off in the winter to prevent freezing and pipe bursting, anyway.</p> <h2>8. Store Melted Snow for Future Yard, House, and Car Maintenance</h2> <p>If you have any large containers, perhaps coolers or barrels or really anything with multi-gallon capacity that can be sealed, you have the perfect vessel to store melted snow for future use watering your plants, pressure-washing your house, or washing your car. This tactic could come in handy if your area faces a particularly dry spring and summer, or drought conditions that force water restrictions.</p> <h2>9. Clean a Wool Rug</h2> <p>You'll save at least a hundred bucks on cleaning your large wool rug by placing it outside for at least 30 minutes in temps well below freezing before scrubbing it with snow. Apartment Therapy provides further details on&nbsp;<a href="http://www.apartmenttherapy.com/how-to-clean-a-rug-with-snow-h-109136" target="_blank">how to clean a wool rug with snow</a>. Just remember to bundle up.</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/mikey-rox">Mikey Rox</a> of <a href="http://www.wisebread.com/9-ways-to-put-all-that-snow-to-good-use">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-remove-snow-and-save">How to Remove Snow and Save</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-avoid-these-5-hidden-costs-of-winter">How to Avoid These 5 Hidden Costs of Winter</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/9-things-you-need-to-do-now-to-prepare-for-winter">9 Things You Need to Do Now to Prepare for Winter</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/19-frugal-and-easy-ways-to-update-an-old-home">19 Frugal (And Easy) Ways to Update an Old Home</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/9-great-jobs-for-snowbirds">9 Great Jobs for Snowbirds</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Home frugal living ice snow snow cones snowstorm winter winter weather Wed, 01 Feb 2017 11:00:09 +0000 Mikey Rox 1884230 at http://www.wisebread.com Flashback Friday: 41 Frugal Ways to Battle a Cold or Flu http://www.wisebread.com/flashback-friday-41-frugal-ways-to-battle-a-cold-or-flu <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/flashback-friday-41-frugal-ways-to-battle-a-cold-or-flu" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/couple_sick_flu_162061759.jpg" alt="Couple finding frugal ways to battle a cold or flu" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Have you gotten sick yet this season? No matter what your answer is, you might end up with a cold or flu before the snow melts. And being sick just sucks. It can also cost a lot of money to recover. You should do everything you can to guard against the crud, but if you find yourself down for the count, here are 41 frugal ways to battle a cold or flu.</p> <p><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/iStock_100133849_MEDIUM.jpg" width="605" height="340" alt="" /></p> <p><a href="http://www.wisebread.com/8-important-reasons-to-always-call-in-sick-when-youre-sick?ref=fbf">8 Important Reasons to Always Call In Sick When You're Sick</a> &mdash; One of the most important things you can do when you're sick is to stay home! Don't try to be the hero and work through an illness. You spread your germs all over the office when you're too sick to focus and nobody wins.</p> <p><a href="http://www.wisebread.com/9-frugal-ways-to-treat-the-common-cold?ref=fbf">9 Frugal Ways to Treat the Common Cold</a> &mdash; Since both the cold and the flu are viruses, there is no &quot;cure.&quot; However, these frugal &quot;treatments&quot; might help you feel good enough to get back to your normal routine.</p> <p><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/iStock-510574486.jpg" width="605" height="340" alt="" /></p> <p><a href="http://www.wisebread.com/the-high-cost-of-catching-a-cold-or-the-flu?ref=fbf">The High Cost of Catching a Cold or the Flu</a> &mdash; You might think that the cost of catching a cold is nothing more than a bag of cough drops and a box of tissues. You would be wrong. Even if you have health insurance, being sick can add up quickly. Being informed will motivate you to maintain a healthy lifestyle.</p> <p><a href="http://www.wisebread.com/7-all-natural-home-remedies-for-colds?ref=fbf">7 All Natural Home Remedies for Colds</a> &mdash; When you're sniffily and congested, shop your pantry for the best cold home remedies. A couple bowls of broth and a spoonful of honey can work wonders on your cold symptoms.</p> <p><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/flu_vaccine_000050442510.jpg" width="605" height="340" alt="" /></p> <p><a href="http://www.wisebread.com/7-places-to-get-vaccinated-for-cheap-or-free?ref=fbf">7 Places to Get Vaccinated for Cheap or Free</a> &mdash; If you haven't gotten your flu shot yet, head to your local pharmacy! That big flu strain is going around right now, and you can still guard yourself against it.</p> <p><a href="http://www.wisebread.com/make-these-9-health-moves-now-or-youll-regret-it-in-20-years?ref=fbf">Make These 9 Health Moves Now or You'll Regret It in 20 Years</a> &mdash; An easy way to protect yourself against these common viruses is to eat healthy, get enough sleep, and stay active. Any bad habits that could weaken your immune system could lead you straight into bed with a fever. Health is wealth, y'all!</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/chrissa-hardy">Chrissa Hardy</a> of <a href="http://www.wisebread.com/flashback-friday-41-frugal-ways-to-battle-a-cold-or-flu">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/flashback-friday-84-frugal-ways-to-eliminate-stress">Flashback Friday: 84 Frugal Ways to Eliminate Stress</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/flashback-friday-38-ways-to-get-more-sleep-tonight">Flashback Friday: 38 Ways to Get More Sleep Tonight</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/flashback-friday-76-new-years-resolutions-thatll-make-2017-your-year">Flashback Friday: 76 New Year&#039;s Resolutions That&#039;ll Make 2017 Your Year</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/flashback-friday-87-frugal-ways-to-make-winter-less-miserable">Flashback Friday: 87 Frugal Ways to Make Winter Less Miserable</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/flashback-friday-51-ways-to-organize-your-whole-life-in-2017">Flashback Friday: 51 Ways to Organize Your Whole Life in 2017</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Frugal Living cold common cold fbf flashback friday flu flu shot frugal living Health home remedies Fri, 20 Jan 2017 10:30:30 +0000 Chrissa Hardy 1877682 at http://www.wisebread.com Flashback Friday: 87 Frugal Ways to Make Winter Less Miserable http://www.wisebread.com/flashback-friday-87-frugal-ways-to-make-winter-less-miserable <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/flashback-friday-87-frugal-ways-to-make-winter-less-miserable" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_winter_snow-499814150.jpg" alt="Woman finding frugal ways to make winter less miserable" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Winter is a dreary, dark time. The sun rarely shines, and you can barely wade through the white mess on the ground without getting your feet and pants soaked. But never fear. You <em>can</em> turn that S.A.D.-induced frown upside down. Here are 87 ways to make winter less miserable.</p> <p><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/woman_sad_window_507633424.jpg" width="605" height="340" alt="" /></p> <p><a href="http://www.wisebread.com/5-ways-to-prevent-the-winter-blues-from-busting-your-budget?ref=fbf">5 Ways to Prevent the Winter Blues from Busting Your Budget</a> &mdash; Seasonal Affective Disorder puts you in a very vulnerable state of mind during the winter months. This can naturally lead you to making all sorts of ill-advised decisions, especially when it comes to your finances. Use these tips to keep you armed with a plan to fight those habits.</p> <p><a href="http://www.wisebread.com/9-frugal-winter-activities-to-keep-kids-busy-during-holiday-break?ref=fbf">9 Frugal Winter Activities to Keep Kids Busy During Holiday Break</a> &mdash; When the kids are home during holiday breaks or snow days, it's hard to know what to do with them to keep them busy and entertained. These activities are fun and cheap, so everybody wins.</p> <p><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/iStock-490080588.jpg" width="605" height="340" alt="" /></p> <p><a href="http://www.wisebread.com/8-frugal-destinations-for-a-dreamy-winter-getaway?ref=fbf">8 Frugal Destinations for a Dreamy Winter Getaway</a> &mdash; Wanna get out of the snow? Plan a trip to somewhere idyllic and in your mind, you'll already be there. It doesn't matter if the trip is weeks or months away. Having something to look forward to will instantly boost your mood.</p> <p><a href="http://www.wisebread.com/5-investments-that-do-better-in-winter?ref=fbf">5 Investments That Do Better in Winter</a> &mdash; Sometimes, money actually can buy happiness. Especially when money turns into even more money. Put your cash in these stocks and you could have a nice little cushion by the time spring arrives.</p> <p><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/winteract-78255607.jpg" width="605" height="340" alt="" /></p> <p><a href="http://www.wisebread.com/50-fun-things-to-do-when-youre-stuck-inside-during-winter?ref=fbf">50 Fun Things to Do When You're Stuck Inside During Winter</a> &mdash; Life isn't so bad when you can curl up by the fire and read a book or take a nap. The weather outside might be frightful, but these indoor winter ideas are all kinds of delightful.</p> <p><a href="http://www.wisebread.com/5-awesome-staycations-you-should-take-before-winter-ends?ref=fbf">5 Awesome Staycations You Should Take Before Winter Ends</a> &mdash; Before the snow melts, embrace your indoors-y side and have a nice little staycation. You'll feel bad about doing this when the weather outside is warm and beautiful, so take advantage of it now.</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/chrissa-hardy">Chrissa Hardy</a> of <a href="http://www.wisebread.com/flashback-friday-87-frugal-ways-to-make-winter-less-miserable">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-2"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/flashback-friday-76-new-years-resolutions-thatll-make-2017-your-year">Flashback Friday: 76 New Year&#039;s Resolutions That&#039;ll Make 2017 Your Year</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/flashback-friday-51-ways-to-organize-your-whole-life-in-2017">Flashback Friday: 51 Ways to Organize Your Whole Life in 2017</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/flashback-friday-the-119-best-fitness-hacks-for-busy-people">Flashback Friday: The 119 Best Fitness Hacks for Busy People</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/flashback-friday-the-99-best-fitness-hacks-of-all-time">Flashback Friday: The 99 Best Fitness Hacks of All Time</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/flashback-friday-the-81-best-tips-for-saving-big-at-the-grocery-store">Flashback Friday: The 81 Best Tips for Saving Big at the Grocery Store</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Frugal Living fbf fitness flashback friday frugal living frugal living goals goals Health Holidays money New Year's new year's resolutions Fri, 13 Jan 2017 10:30:30 +0000 Chrissa Hardy 1873235 at http://www.wisebread.com Flashback Friday: 51 Ways to Organize Your Whole Life in 2017 http://www.wisebread.com/flashback-friday-51-ways-to-organize-your-whole-life-in-2017 <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/flashback-friday-51-ways-to-organize-your-whole-life-in-2017" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_clothes_closet_585786834.jpg" alt="Woman organizing her whole life in 2017" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>There are tons of resolutions you could focus on in the new year. You can get healthier, get in better shape, and focus on your career goals. But none of those goals are truly attainable if your living space is cluttered with stuff you don't want or need. The first step to accomplishing any goal is getting organized. So why not start there? Here are 51 ways to organize your life in 2017.</p> <p><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/iStock_68476985_MEDIUM.jpg" width="605" height="340" alt="" /></p> <p><a href="http://www.wisebread.com/12-smart-ways-to-organize-old-photos?ref=fbf" target="_blank">12 Smart Ways to Organize Old Photos</a> &mdash; We all have stacks of old photos somewhere. And until you sit down and decide what to do with them, that increasingly dusty stack will remain on your to-do list. Do it now! These tips are super helpful.</p> <p><a href="http://www.wisebread.com/14-ways-to-organize-a-messy-closet?ref=fbf" target="_blank">14 Ways to Organize a Messy Closet</a> &mdash; I have deep respect for anyone who constantly maintains a clean closet, because&hellip; how? But that feeling of pulling out the stuff you no longer wear is such a wonderful form of freedom. Do not underestimate it.</p> <p><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/organized-woman-home-490848943-small.jpg" width="605" height="340" alt="" /></p> <p><a href="http://www.wisebread.com/organized-people-have-these-5-things-in-their-homes-do-you?ref=fbf" target="_blank">Organized People Have These 5 Things in Their Homes &mdash; Do You?</a> &mdash; In order to become successful at organization, you might as well learn from the pros, right? And these five items can be found in every pro-organizer's home. Are they in yours?</p> <p><a href="http://www.wisebread.com/8-easy-ways-to-keep-your-family-organized?ref=fbf" target="_blank">8 Easy Ways to Keep Your Family Organized</a> &mdash; You can't accomplish any of your goals &mdash; organization-related or otherwise &mdash; if your entire day is packed with familial responsibilities. Get everyone else's schedules down on paper and then you'll have a much easier time organizing yours.</p> <p><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/woman_writing_paperwork_000077386871.jpg" width="605" height="340" alt="" /></p> <p><a href="http://www.wisebread.com/how-to-organize-your-paperwork-in-just-10-minutes-a-week?ref=fbf" target="_blank">How to Organize Your Paperwork in Just 10 Minutes a Week</a> &mdash; Even in the digital age, paperwork can easily pile up. And nobody wants to tackle that stack after a month of putting it off. If you do this each week, for only 10 minutes, your desk will always look clutter-free.</p> <p><a href="http://www.wisebread.com/7-ways-a-mindfulness-journal-can-fix-your-life?ref=fbf" target="_blank">7 Ways a Mindfulness Journal Can Fix Your Life</a> &mdash; For some people, getting organized starts with the right mindset. When you start using a mindfulness journal, you become so much more aware of your moods, thoughts, and priorities. Then you have more room to live a happier life. Give it a go!</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/chrissa-hardy">Chrissa Hardy</a> of <a href="http://www.wisebread.com/flashback-friday-51-ways-to-organize-your-whole-life-in-2017">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-4"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/flashback-friday-87-frugal-ways-to-make-winter-less-miserable">Flashback Friday: 87 Frugal Ways to Make Winter Less Miserable</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/flashback-friday-76-new-years-resolutions-thatll-make-2017-your-year">Flashback Friday: 76 New Year&#039;s Resolutions That&#039;ll Make 2017 Your Year</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/flashback-friday-45-life-lessons-youd-give-to-your-younger-self">Flashback Friday: 45 Life Lessons You&#039;d Give to Your Younger Self</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/flashback-friday-the-82-best-spring-cleaning-hacks-we-ve-ever-shared">Flashback Friday: The 82 Best Spring Cleaning Hacks We’ve Ever Shared</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/flashback-friday-84-frugal-ways-to-eliminate-stress">Flashback Friday: 84 Frugal Ways to Eliminate Stress</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Frugal Living Life Hacks Organization fbf flashback friday frugal living frugal living goals goals money New Year's new year's resolutions organization Fri, 06 Jan 2017 10:30:31 +0000 Chrissa Hardy 1869315 at http://www.wisebread.com Flashback Friday: 76 New Year's Resolutions That'll Make 2017 Your Year http://www.wisebread.com/flashback-friday-76-new-years-resolutions-thatll-make-2017-your-year <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/flashback-friday-76-new-years-resolutions-thatll-make-2017-your-year" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_2017_loading_624248520.jpg" alt="Woman making new year&#039;s resolutions for 2017" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>There's no dancing around it &mdash; 2016 has been a garbage year. Most of us are ready to enthusiastically wave goodbye to it on New Year's Eve and usher in a fresh start. And even though most resolutions are abandoned by February, if you incorporate focused, realistic goals, your chances for success are far greater. So let's give it a go when the clock strikes midnight. Here are 76 New Year's resolutions that will make 2017 your best year ever!</p> <p><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/iStock-518171446_0.jpg" width="605" height="340" alt="" /></p> <p><a href="http://www.wisebread.com/15-easy-to-keep-new-years-resolutions-that-really-pay-off?ref=fbf" target="_blank">15 Easy to Keep New Year's Resolutions That Really Pay Off</a> &mdash; The smartest way to make goals that will stick is to make them easy. If they're difficult and vague, you won't be motivated enough to keep them. These are all easy, focused, and will make your life so much better.</p> <p><a href="http://www.wisebread.com/successful-new-years-resolutions-have-this-one-thing-in-common-does-yours?ref=fbf" target="_blank">Successful New Year's Resolutions Have This One Thing in Common &mdash; Does Yours?</a> &mdash; The secret to achieving these holiday goals is to understand why the successful ones actually work. This breaks down the one thing all successful resolutions have in common. Make sure it's part of yours, too!</p> <p><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/woman_dog_pet_499423418_0.jpg" width="605" height="340" alt="" /></p> <p><a href="http://www.wisebread.com/4-new-years-resolutions-your-pet-wants-you-to-make?ref=fbf" target="_blank">4 New Year's Resolutions Your Pet Wants You to Make</a> &mdash; Your pet lives for you. They think you're the best creature on this Earth. So why not consider what they'd want for you when making your annual list of resolutions? Seeing your dog with that goofy grin will be more than worth it.</p> <p><a href="http://www.wisebread.com/23-frugal-living-resolutions-anyone-can-master?ref=fbf" target="_blank">23 Frugal Living Resolutions Anyone Can Master</a> &mdash; Living frugally is a trend that will never go away. We could all spend less money and buy fewer things. All of these brilliantly simple resolutions incorporate the frugal mindset. A little saving can go a long way.</p> <p><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/friends_new_years_498059820_0.jpg" width="605" height="340" alt="" /></p> <p><a href="http://www.wisebread.com/8-personal-finance-resolutions-anyone-can-master?ref=fbf" target="_blank">8 Personal Finance Resolutions Anyone Can Master</a> &mdash; Money. We all need more of it. Living paycheck-to-paycheck is a miserable way to live. Taking these small steps to building your financial cushion will give you financial freedom, and ultimately, a better life.</p> <p><a href="http://www.wisebread.com/25-small-new-year-s-resolutions-you-can-start-today?ref=fbf" target="_blank">25 Small New Year&rsquo;s Resolutions You Can Start Today</a> &mdash; Why wait until the ball drops? Get started on your resolutions now! These steps are all small and easy-to-make. After all, the early bird gets the worm, right?</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/chrissa-hardy">Chrissa Hardy</a> of <a href="http://www.wisebread.com/flashback-friday-76-new-years-resolutions-thatll-make-2017-your-year">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-5"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/flashback-friday-87-frugal-ways-to-make-winter-less-miserable">Flashback Friday: 87 Frugal Ways to Make Winter Less Miserable</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/flashback-friday-51-ways-to-organize-your-whole-life-in-2017">Flashback Friday: 51 Ways to Organize Your Whole Life in 2017</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/flashback-friday-the-119-best-fitness-hacks-for-busy-people">Flashback Friday: The 119 Best Fitness Hacks for Busy People</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/flashback-friday-the-99-best-fitness-hacks-of-all-time">Flashback Friday: The 99 Best Fitness Hacks of All Time</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/flashback-friday-84-frugal-ways-to-eliminate-stress">Flashback Friday: 84 Frugal Ways to Eliminate Stress</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Frugal Living Health and Beauty fbf fitness flashback friday frugal living frugal living goals goals Health Holidays money New Year's new year's resolutions Fri, 30 Dec 2016 10:30:30 +0000 Chrissa Hardy 1865098 at http://www.wisebread.com These 5 Money-Saving Hacks Are a Huge Waste of Time http://www.wisebread.com/these-5-money-saving-hacks-are-a-huge-waste-of-time <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/these-5-money-saving-hacks-are-a-huge-waste-of-time" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_stressed_time_485081278.jpg" alt="Woman learning money hacks are a waste of time" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>One of the many reasons you read Wise Bread articles is to live large on a small budget. That means deals, strategies, and money-saving hacks. However, although most money-saving hacks are well worth your time, some are red herrings. They appear to be great ways to save, but in reality, they can end up costing you a lot of time and trouble for very little reward. Here are five you should avoid. (See also: <a href="http://www.wisebread.com/8-reasons-time-is-worth-more-than-money?ref=seealso">8 Reasons Time Is Worth More Than Money</a>)</p> <h2>1. Changing Your Own Oil</h2> <p>No doubt many people are shouting, &quot;Hey, that is totally worth it!&quot; at the screen right now, but let's look at the time, effort, and costs involved and see what kind of saving you're looking at. First of all, you have to purchase the initial equipment. This is a one-off expense, but you're looking at a good jack with jack stands, a drain pan, a filter wrench, a good flashlight, and maybe a creeper, a set of gloves, and coveralls.</p> <p>Depending on the quality of those items, you're looking at a minimum of $300. Then, you have the parts you need for every oil change: the oil, and the filter. Again, quality here can dictate cost. You can pay anywhere from $4-$60 for a filter, depending on the make and model of your car. But let's just say $5 for a filter. Oil is also a variable, depending on your climate, your car, and your budget. You can go for regular, blend, or full synthetic. You'll need at least four quarts, and even if you get the cheapest regular oil, you're in the hole for about $20. So there you have it &mdash; $25 for materials.</p> <p>Then there's your time. Mechanics with access to pneumatic tools and lifts can easily get under the car and do this in 15 minutes. You probably don't have those though. You'll spend around 30 minutes changing the oil, or longer if it's your first time. You also need to purchase a container for the old oil, and dispose of it safely. Consider all of that, and then look around for deals in your area. Many garages will offer oil changes at a loss, so that they can inspect your car, and find problems that they can work on for a profit. You can get an oil change for $20 or less, most of the time with a synthetic blend oil, plus a top off your fluids. Just don't take it to the dealership, where an oil change can set you back $50 or more.</p> <h2>2. Making Your Own Detergents, Soaps, and Cleaning Supplies</h2> <p>You will often hear people (frugal experts especially), talking about the great value of making cleaning supplies. But before you dive into this process, take a look at the basic costs involved, and the time it takes to make them. Most of the time, you will have to buy ingredients that cost as much as, or even more than, the actual cleaning products themselves.</p> <p>These days, stores like Target and Walmart carry store-brand products that are so cheap it boggles the mind. And empty squeeze bottles can actually cost more than cleaning products that come in squeeze bottles! So while it may be fun to turn your kitchen or garage into a chemistry lab, purchasing bora, baking soda, lemons, bleaches, lye, essential oils, aloe vera gel, clay, oatmeal, and all the tools needed to make your own products, just remember you're not saving much money. When you can pick up laundry detergent for a few bucks, and window cleaner for 99 cents, you are literally spending a lot of time for a few cents.</p> <h2>3. Cutting Coupons</h2> <p>When you see these shows about people who clip coupons and get two carts full of groceries for under $10, you might think cutting coupons is an excellent use of your time. This, in most cases, is not actually true. Professional &quot;couponers&quot; go to great lengths to get these deals, and usually fill their garages and basements with hundreds of bottles and cans that they may never use. It's a lengthy investment. For the average shopper, cutting coupons involves sitting at the kitchen table with a pair of scissors and a pile of circulars, spending a good 30-60 minutes looking for deals that apply. It's 25 cents off here, and 30 cents off there.</p> <p>Then, when it comes time to shop, many of us simply forget to use them, or they sit at home in a drawer waiting to expire. When you do see deals that are great, they're for products you usually don't buy, so you're actually spending money to save money. If you spend an hour cutting coupons and save $7, congratulations&hellip; you're earning less than minimum wage.</p> <h2>4. Searching Endlessly for a Slightly Better Deal</h2> <p>The Internet, deal apps, and a plethora of other price comparison tools have turned us all into deal hounds. However, we can often get sucked into the trap of refusing to buy something until we get the absolute best deal we possibly can. We go to Amazon, then eBay, then do a bunch of searches looking for promo codes and special offers. In fact, many websites experience something called &quot;cart abandonment&quot; because they have a box for a promo code or discount. When we see that, we start the long, drawn out search for coupons and codes that are often only sent out to former customers in an email blast. Sites like RetailMeNot have certainly helped, but even then, we can waste hours trying code after code, eventually hitting pay dirt with that $2 off coupon.</p> <p>Was it worth it? We may feel like it, but in reality, so many stores price-match and offer competitive values. In the end, we could have just bought the deal we found in the first five minutes. Don't accept the first price you see, but after five minutes, when you notice the lowest prices aren't changing, it's time to throw in the towel.</p> <h2>5. Driving Miles to Save a Few Bucks</h2> <p>We're all guilty of this. Some people swear by apps that promise to find them the cheapest gas in the state, and then drive miles to save 10 cents a gallon. Other people will drive halfway across town to save 50% on the price of a toy or game, which saves them $5&ndash;$10, but costs them gas, mileage, and their time. What's even more bizarre is that often, people look at the percentages involved in deals, not the money. The same person who drives across town to save $10 on a game costing $20 will not bother doing the same on a TV that costs $1000 versus $990. Keep in mind that $10 is $10, regardless of the original purchase price. But all that aside, really consider how far you're driving, and the money you're spending, to see if it's really worth it.</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/paul-michael">Paul Michael</a> of <a href="http://www.wisebread.com/these-5-money-saving-hacks-are-a-huge-waste-of-time">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-when-youre-rich-dream-buys-that-arent-that-great">5 &quot;When You&#039;re Rich&quot; Dream Buys That Aren&#039;t That Great</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-living-on-a-tight-budget-makes-you-happier">How Living on a Tight Budget Makes You Happier</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/9-money-lessons-to-take-from-the-great-depression">9 Money Lessons to Take From the Great Depression</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-lessons-on-how-to-be-a-financial-grownup-from-bobbi-rebell">6 Lessons on How to Be a Financial Grownup From Bobbi Rebell</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-fun-books-that-will-get-your-kids-excited-about-money">10 Fun Books That Will Get Your Kids Excited About Money</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Frugal Living Budgeting budgeting frugal living money hacks saving money Spending Money time management waste of time Wed, 28 Dec 2016 11:01:04 +0000 Paul Michael 1863675 at http://www.wisebread.com You're Missing Out on These 5 Easy Fixes for FOMO http://www.wisebread.com/youre-missing-out-on-these-5-easy-fixes-for-fomo <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/youre-missing-out-on-these-5-easy-fixes-for-fomo" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/iStock-584791208.jpg" alt="beat fomo for good" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Before I wised up and turned off the notifications, the Facebook app on my phone used to ping every time someone liked or responded to one of my posts. I generally charge my smartphone on the other side of my office while I work, but the sudden and unexpected <em>ping</em> of a Facebook notification would prompt me to get up, walk across the room, and discover that my mother had liked a photo of my kids that I had posted. This was not exactly a model of efficiency in terms of getting work done.</p> <p>Trying to ignore those pings was even worse, though. After hearing one go off, I would sit at my desk, trying to focus on my work but agonizing over what I might be missing on Facebook. Yes, it might be a family member liking a picture of my kids. But&hellip; what if it were Stephen King commenting on my pithy (and oh-so-timely) post about <em>The Shining</em> and offering me a chance to collaborate on a novel together? How could I work while fearing that I might be missing out on the opportunity of a lifetime?</p> <p>My experience is hardly unique. In fact, according to a study by JWT, out of 900 Millennials in China surveyed, 72% of them said they <a href="https://www.jwtintelligence.com/2012/05/data-point-our-unhappy-addiction-to-social-media/" target="_blank">experience some form of FOMO</a>. We're suffering from the nagging social anxiety that we might miss out on something more awesome that what we are already doing &mdash; and social media just fans the flames of our FOMO.</p> <p>The problem is that our <a href="http://www.wisebread.com/are-you-letting-fomo-ruin-your-finances">fear of missing out</a> keeps us from being present in our own lives. We bring phones to the dinner table rather than talk to our significant others, we waste time at work rather than commit to our careers, and we abandon last month's hobbies and projects in favor of new fads that will in turn be abandoned next month.</p> <p>Ultimately, living with a heightened sense of FOMO is a good way to make yourself crazy, lonely, broke, and overwhelmed.</p> <p>Thankfully, there are steps you can take to cure your FOMO without cutting yourself off from the world. Here are five ways to overcome FOMO for good.</p> <h2>1. Set Hard Limits on Your Social Media Use</h2> <p>The problem with social media is that it's always available, which means you can indulge your FOMO by checking in 24/7. So it's up to you to set hard limits on your social media use. Specifically, download a blocker that keeps you from checking Facebook, Twitter, Instagram, or any other site that you check over and over again due to FOMO. Blockers like <a href="https://chrome.google.com/webstore/detail/stayfocusd/laankejkbhbdhmipfmgcngdelahlfoji?hl=en" target="_blank">StayFocused</a> give you a specific number of minutes per day that you may surf the verboten sites, at which point you will not be able to access those sites again until the next day.</p> <p>This kind of hard limit will not only help you to better focus when you are trying to work or study, but the shortened amount of time you can visit the sites puts a major wrench in any sense of envy you might feel while browsing your friends' postings. If you know you have 15 minutes of Facebook time all day, you're much less likely to spend 10 of them sighing over the pictures of your cousin's roommate's trip to New York City.</p> <h2>2. Include the Boring in Your Mental Images of Other People</h2> <p>We have a tendency to forget that other people's lives are just as full of boring, frustrating, and tedious details as our own. When we look at the beautiful images of the sun rising over Tuscany posted by a friend of a friend, we envy the Italian vacation, and forget about the long slog she had saving up for the trip, the hour she spent in line at the post office getting her passport updated, and the terrible air sickness she suffered on the plane trip there.</p> <p>The best way to deal with the disconnect between the boring parts of our lives and the exciting parts of other people's lives is to remember that everyone has boring moments. No matter how exciting a person's life is, they will have to spend a portion of it washing the dishes, filing taxes, and waiting in lines. Just as nervous public speakers are told to imagine their audience in their underwear, FOMO sufferers should imagine that the objects of their envy are stuck in line somewhere. It will remind you that no wondrous moment ever came about without a lot of boring moments beforehand.</p> <h2>3. Cultivate Mindfulness</h2> <p>Mindfulness is the practice of being present in our lives and providing ourselves with non-judgmental awareness of our experiences as we experience them. Cultivating mindfulness is a sure antidote to FOMO, because once you are fully aware of what and how you feel, you have a better sense of what makes you feel good, and you are much less tempted to chase after opportunities that don't promise happiness.</p> <p>Meditation is a common way to practice mindfulness, but you can choose any number of methods for being more present in your life. In particular, paying closer attention to your body during meals is an excellent way to learn mindfulness and practice healthy eating habits at the same time. Listen to your body's hunger and fullness cues, take the time to truly taste and savor your food, and take in all of the sensory input of your meal. Starting your mindfulness practice with food can help you learn to be more present in every part of your life.</p> <h2>4. Make <em>No</em> Your Default Answer</h2> <p>Self-help gurus may often tout the importance of saying <em>yes</em> to life, but there's a limit to the amount of things any one person can do. If you suffer from consistent FOMO and waffle on decisions, then it's a good idea to start getting in the habit of making <em>no</em> your default. This way, if you say no to an opportunity but keep thinking about it, you'll know that it's one you truly don't want to miss out on. Making no your default answer allows you to get in touch with what you really want to do, rather than continuing to chase every opportunity you see.</p> <h2>5. Take Time to Be Grateful</h2> <p>At its heart, FOMO is the sense that there is something better out there than what you already have. But what you already have is pretty darn wonderful, if you take the time to appreciate it.</p> <p>According to Robert A. Emmons, professor of psychology at the University of California, Davis, regularly expressing gratitude for the things in your life can help you feel more optimistic and happier. The increase happiness you feel at recognizing the bounty in your life will make you less susceptible to FOMO, since you know no vacation, gadget, party, or relationship can greatly improve on a life that's already full. Emmons recommends keeping a gratitude journal, in which you regularly record the things for which you are grateful. This could not only help improve your mood, but such journals have also been shown to improve your physical and social well-being, as well. (See also: <a href="http://www.wisebread.com/7-ways-a-mindfulness-journal-can-fix-your-life?ref=seealso">7 Ways Mindfulness Journal Can Fix Your Life</a>)</p> <h2>The End of FOMO</h2> <p>There will always be something out there that you are missing out on. But creating a satisfying life free from FOMO is possible. You just need to be willing to live mindfully and actively enjoy what you already have.</p> <p>It also doesn't hurt to turn off those Facebook notifications.</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/emily-guy-birken">Emily Guy Birken</a> of <a href="http://www.wisebread.com/youre-missing-out-on-these-5-easy-fixes-for-fomo">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/flashback-friday-51-ways-to-organize-your-whole-life-in-2017">Flashback Friday: 51 Ways to Organize Your Whole Life in 2017</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/are-you-letting-fomo-ruin-your-finances">Are You Letting FOMO Ruin Your Finances?</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/reach-your-money-goals-faster-with-a-simple-naming-trick">Reach Your Money Goals Faster With a Simple Naming Trick</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/these-5-money-saving-hacks-are-a-huge-waste-of-time">These 5 Money-Saving Hacks Are a Huge Waste of Time</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/flashback-friday-the-82-best-spring-cleaning-hacks-we-ve-ever-shared">Flashback Friday: The 82 Best Spring Cleaning Hacks We’ve Ever Shared</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Life Hacks Organization budgeting fear of missing out FOMO frugal living organization Spending Money Tue, 20 Dec 2016 10:00:11 +0000 Emily Guy Birken 1858108 at http://www.wisebread.com Flashback Friday: 80 Holiday Treats That Won't Bust Your Budget http://www.wisebread.com/flashback-friday-80-holiday-treats-that-wont-bust-your-budget <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/flashback-friday-80-holiday-treats-that-wont-bust-your-budget" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/snowman_hot_chocolate_497277722.jpg" alt="Finding holiday treats that won&#039;t bust your budget" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Holiday beverages and baked goods are the best treats of all. They're warm and hearty, and extra sweet with the flavors of the season. While the price of ingredients can add up quickly, there's no need to spend all your money on said treats. Here are 80 holiday goodies that won't bust your budget.</p> <p><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/holiday_punch_000076603497.jpg" width="605" height="340" alt="" /></p> <p><a href="http://www.wisebread.com/15-cheap-and-delicious-punch-recipes-for-holiday-parties?ref=fbf">15 Cheap and Delicious Punch Recipes for Holiday Parties</a> &mdash; This is peak holiday party time, so punch bowls around the world are full to the brim and ready to be drained. But you don't need pricey syrups, liquors, and pressed juices to make a yummy drink. Just use any of these cheap recipes!</p> <p><a href="http://www.wisebread.com/7-savory-holiday-food-gifts?ref=fbf">7 Savory Food Gifts</a> &mdash; Since we've all been gobbling up candy and baked goods since Halloween, we might all need a break from the sweetness. These savory food gifts are just as delicious, but won't give you any instant cavities.</p> <p><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/270433978_851e50828b_z.jpg" width="605" height="340" alt="" /></p> <p><a href="http://www.wisebread.com/eat-your-garbage-turn-your-trash-into-delicious-holiday-food?ref=fbf">Eat Your Garbage! Turn Your Trash Into Delicious Holiday Food</a> &mdash; Ready to cook up some holiday meals? Shop your trash can! No, seriously. The food you always throw away might contain the key ingredients you need to make the perfect Christmas dish. Give it a go!</p> <p><a href="http://www.wisebread.com/15-unique-holiday-gifts-you-can-bake?ref=fbf">15 Delicious Gifts You Can Bake</a> &mdash; DIY holiday gifts are not only cheap, but they're also wonderfully personal. So when you can save money and give someone an edible gift they'll truly enjoy, it's a win-win for everyone.</p> <p><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/christmas_baked_goods_77270193.jpg" width="605" height="340" alt="" /></p> <p><a href="http://www.wisebread.com/start-now-you-can-make-these-23-delicious-holiday-gifts?ref=fbf">Start Now: You Can Make These 23 Delicious Holiday Gifts</a> &mdash; There's still time to make many of these delicious gifts! Just grab your list, check it twice, and get cookin'.</p> <p><a href="http://www.wisebread.com/16-easy-delicious-and-homemade-holiday-gifts?ref=fbf">16 Easy, Delicious and Homemade Holiday Gifts</a> &mdash; I'm not inclined to cook or bake anything unless the recipe has &quot;Easy&quot; in the name. For those of you who can relate, these scrumptious holiday treats are right up your alley!</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/chrissa-hardy">Chrissa Hardy</a> of <a href="http://www.wisebread.com/flashback-friday-80-holiday-treats-that-wont-bust-your-budget">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/flashback-friday-84-reasons-to-be-done-with-summer-and-get-excited-for-fall">Flashback Friday: 84 Reasons to Be Done With Summer and Get Excited for Fall</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/flashback-friday-47-brilliant-ways-to-save-money-on-dinner">Flashback Friday: 47 Brilliant Ways to Save Money on Dinner</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/flashback-friday-62-creative-uses-for-your-favorite-condiments">Flashback Friday: 62 Creative Uses for Your Favorite Condiments</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/flashback-friday-160-gift-ideas-for-everyone-you-know">Flashback Friday: 160 Gift Ideas for Everyone You Know</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/flashback-friday-63-best-cooking-hacks-for-busy-people">Flashback Friday: 63 Best Cooking Hacks for Busy People</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Frugal Living Food and Drink Christmas christmas food fbf flashback friday food and drink frugal living holiday food holiday treats recipes snacks Fri, 16 Dec 2016 11:00:16 +0000 Chrissa Hardy 1855467 at http://www.wisebread.com Flashback Friday: 160 Gift Ideas for Everyone You Know http://www.wisebread.com/flashback-friday-160-gift-ideas-for-everyone-you-know <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/flashback-friday-160-gift-ideas-for-everyone-you-know" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_christmas_gifts_486887902.jpg" alt="Woman finding gift ideas for everyone she knows" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>It's now officially Go Time for Christmas shoppers. You've got your list of people to buy gifts for, and you're still trying to figure out what to get, and meanwhile, the days are slipping away fast. Should you spend hours digging through their social media profiles to find some gift inspiration? Or is it just easier to throw your hands up and buy them all the same scented candle? The good news is that you don't have to do either, because we've found the perfect gift for just about everyone.</p> <p><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/woman_holding_gift_000052221060.jpg" width="605" height="340" alt="" /></p> <p><a href="http://www.wisebread.com/47-unique-gift-ideas-for-women?ref=fbf">47 Unique Gift Ideas for Women</a> &mdash; Need a gift for the woman in your life? She's probably not that hard to shop for. Any of these 47 items will put a big smile on her face.</p> <p><a href="http://www.wisebread.com/11-great-frugal-gifts-for-booklovers?ref=fbf">11 Great Frugal Gifts for Booklovers</a> &mdash; It's no secret that bookworms love books. But they also love book-related gifts! The best part is that most of them don't cost much money, so pick any of these and your budget will remain intact.</p> <p><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/christmas-treats-gift-509805851-small.jpg" width="605" height="340" alt="" /></p> <p><a href="http://www.wisebread.com/16-easy-delicious-and-homemade-holiday-gifts?ref=fbf">16 Easy, Delicious and Homemade Holiday Gifts</a> &mdash; Homemade gifts are personal, frugal, and often extremely delicious! If you're looking to save some Christmas coinage, give these a go for your favorite sweet tooth.</p> <p><a href="http://www.wisebread.com/21-experiences-that-make-great-gifts?ref=fbf">21 Experiences That Make Great Gifts</a> &mdash; You know what lasts longer than a thing? A happy memory. So if you have someone who needs their day brightened (and who doesn't?) give them a lasting memory through a fun event or amazing experience.</p> <p><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/man_holding_gift_000054369890.jpg" width="605" height="340" alt="" /></p> <p><a href="http://www.wisebread.com/50-unique-gift-ideas-for-men?ref=fbf">50+ Unique Gift Ideas for Men</a> &mdash; What do you get for the guy who has everything? And what do you get for the guy who only has some things? Men are notoriously hard to shop for, but this list will take away the guesswork so you can get your favorite fellas things they'll adore.</p> <p><a href="http://www.wisebread.com/15-genius-gifts-for-office-secret-santa?ref=fbf">15 Genius Gifts for Office Secret Santa</a> &mdash; Don't forget about your coworkers this holiday season! Many offices do a Secret Santa gift exchange, and when you don't know your coworkers very well, it feels impossible to shop for them. But even if you only know one detail about them, these gift ideas will help you narrow down your gift search.</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/chrissa-hardy">Chrissa Hardy</a> of <a href="http://www.wisebread.com/flashback-friday-160-gift-ideas-for-everyone-you-know">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/flashback-friday-30-brilliant-ways-to-survive-black-friday-madness">Flashback Friday: 30 Brilliant Ways to Survive Black Friday Madness</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/flashback-friday-44-sneaky-shopping-traps-to-avoid">Flashback Friday: 44 Sneaky Shopping Traps to Avoid</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/9-smart-reasons-to-last-minute-holiday-shop">9 Smart Reasons to Last-Minute Holiday Shop</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/flashback-friday-49-smartest-amazon-hacks-that-will-save-you-big">Flashback Friday: 49 Smartest Amazon Hacks That Will Save You Big</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/flashback-friday-47-best-back-to-school-shopping-hacks-ever">Flashback Friday: 47 Best Back-to-School Shopping Hacks Ever</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Frugal Living Shopping Christmas christmas shopping fbf flashback friday frugal living gift guides gift ideas holiday shopping sales shopping shopping hacks Fri, 09 Dec 2016 11:00:09 +0000 Chrissa Hardy 1850498 at http://www.wisebread.com 5 Tips From "Playbook For Tough Times" That'll Help You Live Your Best Life http://www.wisebread.com/5-tips-from-playbook-for-tough-times-thatll-help-you-live-your-best-life <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/5-tips-from-playbook-for-tough-times-thatll-help-you-live-your-best-life" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_happy_work_93573781.jpg" alt="Woman living her best life thanks to playbook" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p><em>Editor's Note: Congratulations to Cheryl, the winner of a copy of Donna Freedman's book, &quot;Playbook for Tough Times!&quot;</em></p> <p>When you're stuck in a financial rut, it can be difficult to summon the strength to pull yourself out. And it often requires way more than just strength. You need a plan, you need willpower, you need guidance, and you need the right tools. All of those things can be found in Donna Freedman's new book, <a href="http://amzn.to/2eLFRcE" target="_blank"><em>Playbook For Tough Times: Living Large On Small Change, For The Short Term Or The Long Haul</em></a><em>.</em></p> <p>Freedman doesn't just offer incredible advice, she shares her personal struggles. She understands what it's like to scrape by as a young single mom. She has had to find creative and frugal ways to shop for groceries on a very limited budget. She also knows what it's like to have a bank account emptied by a lengthy divorce &mdash; and while caring for a special-needs child and attending college later in life. Freedman doesn't sugarcoat her financial tips because she knows there's nothing sweet about being broke. Her book reads like a conversation with your savvy best friend &mdash; she understands you, and she wants to help you. Here are some of her best tips for <a href="http://www.wisebread.com/4-brilliant-tips-from-smart-mom-rich-mom">weathering any financial storm</a>.</p> <h2>1. Don't Take It Personally</h2> <p>It's easy to look at your money woes and fixate on where it all went wrong, or at what point you screwed everything up. But if you obsess over what you specifically did wrong, you end up living inside that dark cloud of self-blame instead of seeking a solution. Freedman knows this cycle of negativity all too well.</p> <p>&quot;During my own difficult times I'd sometimes wonder, <em>Why me?</em> Ultimately I realized the answer: <em>Why </em><strong><em>not</em></strong><em> me?</em> Stuff happens. Life happens. It's not personal. So I worked to fix what I could and made my peace with the rest of it. No, life isn't fair. But unless your fairy godmother drops off a winning Powerball ticket, you have to play the hand you were dealt,&quot; Freedman writes.</p> <h2>2. Stay Frugal When Flush to Reach Financial Goals</h2> <p>It's no longer 2008, and we're inching our way out of the aftermath of the Great Recession. Back then, frugality meant survival, so there was no other way to live. Now that the economy is becoming more stable, people are starting to spend more, and save less. But living frugally doesn't need to be an emergency-only money strategy. The frugal lifestyle can help you reach your financial goals.</p> <p>Whether you're striving for an early retirement, paying off all your debt in the next few years, starting a family, or taking a much-needed vacation &mdash; as long as you make a conscious effort to save as often as possible, you'll be able to achieve the goals you want.</p> <h2>3. Understand That Frugality Is Fabulous</h2> <p>Freedman's mantra, &quot;Save where you can so you can spend where you want,&quot; is exactly what the world needs. You don't have to settle for eating ramen noodles for every meal for the rest of your life, but you also shouldn't overspend on everyday essentials that you can get for free or very cheap.</p> <p>Having the money to splurge occasionally, while also knowing how to get by when times get tough is a skill set that will make you financially invincible. And whenever the frugal life seems overwhelmingly tough to master, think about this bit of wisdom from Freedman:</p> <p>&quot;Ultimately I wanted more than rice and beans, thrift-store clothing, and part-time jobs that didn't pay well. But I was well aware that having those things made me luckier than a whole lot of people in this world. A rich life is not necessarily determined by the number of dollar signs in it.&quot;</p> <h2>4. Find All the Freebies</h2> <p>Why pay for something when you can get it for free? When a big chunk of your spending is entertainment-based &mdash; going to the movies, visiting museums, or embracing your bookworm side &mdash; Freedman shows you how to do all of that fun stuff for zero dollars.</p> <p>She also provides brilliant methods for slashing health expenses that can add up quickly, and lists foundations that provide free or reduced-price mammograms, dental work (including orthodontics), utility assistance, and eye exams and glasses. After all, there ain't no shame in the freebie game.</p> <h2>5. Embrace the Financial Fire Drill</h2> <p>The best tip, by far, is implementing what Freedman calls a &quot;financial fire drill.&quot; It's essentially a budget makeover that focuses on cutting down the number of bills you need to pay, and shifting into a smarter way to use your available funds. She breaks it down into three simple steps:</p> <ul> <li>On paper, build a baseline budget &mdash; which is the absolute minimum you need to survive.</li> </ul> <ul> <li>Pretend that your household lost some or all of its income.<br /> &nbsp;</li> <li>Subtract the baseline from the income that remains (including unemployment, if that's an option). If the answer is a negative number, time to take another look at those wants and needs.</li> </ul> <p>Doing this when your finances are stable gives you a head start into a better life, and also protects you from a major financial setback should tough times arise.</p> <p>Feeling motivated yet? For more of Freedman's honest brilliance, check out <a href="http://donnafreedman.com/">her blog</a>, or pick up your copy of <a href="http://amzn.to/2eLFRcE" target="_blank"><em>Playbook For Tough Times: Living Large On Small Change, For The Short Term Or The Long Haul</em></a>, on sale today!</p> <p><strong>Editor's Note</strong>: Donna has donated one paperback, Kindle or PDF copy to be given away to a Wise Bread reader. Leave a comment below for your chance to win. U.S. residents only, comment must be left before December 31, 11:59 am Pacific Time. Winner will be announced first week of January.</p> <p>In addition, Wise Bread has negotiated <strong>a short-term discount for the PDF version of the book</strong>: <a href="https://www.e-junkie.com/ecom/gb.php?c=cart&amp;ejc=2&amp;cl=315870&amp;i=1507332">Go to this link</a> and enter WISEBREAD in the &quot;discount code&quot; box and receive 'Playbook' for just $5. The code will be good through December 31.</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/chrissa-hardy">Chrissa Hardy</a> of <a href="http://www.wisebread.com/5-tips-from-playbook-for-tough-times-thatll-help-you-live-your-best-life">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/read-ageproof-living-longer-without-running-out-of-money-or-breaking-a-hip-to-live-your-best-life">Read &quot;AgeProof: Living Longer Without Running Out of Money or Breaking a Hip&quot; to Live Your Best Life</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-lessons-on-surviving-and-thriving-through-tough-times-from-author-donna-freedman">6 Lessons on Surviving and Thriving Through Tough Times From Author Donna Freedman</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-lessons-on-how-to-be-a-financial-grownup-from-bobbi-rebell">6 Lessons on How to Be a Financial Grownup From Bobbi Rebell</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/flashback-friday-50-money-moves-you-need-to-make-when-big-changes-happen">Flashback Friday: 50 Money Moves You Need to Make When Big Changes Happen</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/these-5-money-saving-hacks-are-a-huge-waste-of-time">These 5 Money-Saving Hacks Are a Huge Waste of Time</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Frugal Living Budgeting budgeting donna freedman finances frugal living money master playbook for tough times Mon, 28 Nov 2016 23:39:47 +0000 Chrissa Hardy 1819952 at http://www.wisebread.com Flashback Friday: 30 Brilliant Ways to Survive Black Friday Madness http://www.wisebread.com/flashback-friday-30-brilliant-ways-to-survive-black-friday-madness <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/flashback-friday-30-brilliant-ways-to-survive-black-friday-madness" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/couple_holiday_shopping_590041514.jpg" alt="Couple finding ways to survive the Black Friday madness" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Black Friday shopping isn't always fun. In fact, most of the time, it's the opposite of fun. But even though there are crowds everywhere, the weather is most likely extremely cold, and you're still working off the food coma from yesterday, the Black Friday hustle is worth it for the amazing deals you can score. Here are 30 brilliant ways to survive the madness of Black Friday.</p> <p><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/women_holiday_shopping_000052946922.jpg" width="605" height="340" alt="" /></p> <p><a href="http://www.wisebread.com/5-reasons-black-friday-craziness-is-worth-it?ref=fbf">5 Reasons Black Friday Craziness Is Worth It</a> &mdash; It's not all bad. You can finish up your gift shopping in one day, there's the thrill of the chase, and getting big discounts on all your purchases is so much fun. Even though you're cranky and tired, there are several upsides to this annual shopping celebration.</p> <p><a href="http://www.wisebread.com/why-people-go-crazy-on-black-friday?ref=fbf">Why People Go Crazy on Black Friday</a> &mdash; In order to fully assess what you're dealing with on Black Friday, it's important to know why so many people get sucked into it. Hint: it's all based in strategy and psychology. Incredibly fascinating!</p> <p><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/woman_shopping_tablet_000071622233.jpg" width="605" height="340" alt="" /></p> <p><a href="http://www.wisebread.com/6-ways-to-score-a-black-friday-deal-without-leaving-home?ref=fbf">6 Ways to Score a Black Friday Deal Without Leaving Home</a> &mdash; The best way to shop Black Friday deals is to do it without wearing pants. And the only way to do that (without getting arrested) is to do all your Black Friday shopping at home. Just pull up your computer and fill up that cart!</p> <p><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/women_shopping_bags_78628943.jpg" width="605" height="340" alt="" /></p> <p><a href="http://www.wisebread.com/8-frugal-skills-you-need-to-survive-black-friday?ref=fbf">8 Frugal Skills You Need to Survive Black Friday</a> &mdash; The real winners of Black Friday? The frugal folks. Many frugal living skills you use in your everyday life and financial planning goals can be applied to Black Friday as well. And these are skills you need just to get through Black Friday without destroying your budget.</p> <p><a href="http://www.wisebread.com/6-ways-to-spend-black-friday-at-home?ref=fbf">6 Ways to Spend Black Friday at Home</a> &mdash; Believe it or not, people will head out on Black Friday even if they aren't interested in shopping. It's a holiday weekend, so people will head out to eat, to the movies, and everywhere else. So if you're looking to do the opposite of that and relax at home, here are some low-key ways to celebrate sans crowds.</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/chrissa-hardy">Chrissa Hardy</a> of <a href="http://www.wisebread.com/flashback-friday-30-brilliant-ways-to-survive-black-friday-madness">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-2"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/flashback-friday-160-gift-ideas-for-everyone-you-know">Flashback Friday: 160 Gift Ideas for Everyone You Know</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/flashback-friday-44-sneaky-shopping-traps-to-avoid">Flashback Friday: 44 Sneaky Shopping Traps to Avoid</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/flashback-friday-49-smartest-amazon-hacks-that-will-save-you-big">Flashback Friday: 49 Smartest Amazon Hacks That Will Save You Big</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/flashback-friday-47-best-back-to-school-shopping-hacks-ever">Flashback Friday: 47 Best Back-to-School Shopping Hacks Ever</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/9-frugal-skills-you-must-have-to-survive-autumn">9 Frugal Skills You Must Have to Survive Autumn</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Frugal Living Shopping black friday black friday tips fbf flashback friday frugal living holiday shopping sales shopping shopping hacks Fri, 25 Nov 2016 12:00:16 +0000 Chrissa Hardy 1839704 at http://www.wisebread.com Throwback Thursday: 58 Best Thanksgiving Hacks Ever http://www.wisebread.com/throwback-thursday-58-best-thanksgiving-hacks-ever <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/throwback-thursday-58-best-thanksgiving-hacks-ever" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/family_thanksgiving_dinner187295888.jpg" alt="Family sharing best Thanksgiving hacks ever" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>You can plan and prep as much as possible in the days leading up to Thanksgiving, and you still might end up with some last-minute turkey troubles or side dish snafus. Ultimately, all that matters is that you are surrounded by loved ones as you ingest large amounts of food. But just in case you need some Turkey Day support, here are our 58 best Thanksgiving hacks ever.</p> <p><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/thanksgiving_dinner_000072009501.jpg" width="605" height="340" alt="" /></p> <p><a href="http://www.wisebread.com/11-thanksgiving-recipes-you-can-make-in-your-crock-pot?ref=fbf">11 Thanksgiving Recipes You Can Make in Your Crock Pot</a> &mdash; There are few things better than a Crockpot meal. You toss in the ingredients, stir occasionally, and just let it do its thing all day. That's why Thanksgiving is the perfect day to bust out your trusty slow cooker. And if you have more than one, you can cook multiple dishes!</p> <p><a href="http://www.wisebread.com/10-things-youll-waste-money-on-this-thanksgiving?ref=fbf">10 Things You'll Waste Money on This Thanksgiving</a> &mdash; Along with things you need to buy and bake this Thanksgiving, it's important know what you shouldn't even bother buying. Wasting cash on centerpieces and name-brand ingredients are just a couple areas you can cut right out of your budget.</p> <p><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/shopping-for-pumpkins.png" width="605" height="340" alt="" /></p> <p><a href="http://www.wisebread.com/9-ways-to-save-on-your-thanksgiving-celebrations?ref=fbf">9 Ways to Save on Your Thanksgiving Celebrations</a> &mdash; Want to save big bucks on Thanksgiving essentials? You can shop secondhand for table decor, roast a chicken instead of a turkey, create your own DIY centerpieces, and more! Because this is a feast that should always be financially feasible.</p> <p><a href="http://www.wisebread.com/6-alternative-ways-to-do-thanksgiving?ref=fbf">6 Alternative Ways to Do Thanksgiving</a> &mdash; If you're tired of the same old football-and-massive-dinner routine on Thanksgiving, consider shaking things up this year. Plan a weekend getaway, volunteer, sign up for a local turkey trot race, etc. In order to really enjoy this holiday, you need to make it your own.</p> <p><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/thanksgiving_leftover_pie_000077749959.jpg" width="605" height="340" alt="" /></p> <p><a href="http://www.wisebread.com/17-ways-to-use-thanksgiving-leftovers?ref=fbf">17 Ways to Use Thanksgiving Leftovers</a> &mdash; The only thing better than the classic Thanksgiving feast? The leftovers! And instead of just a massive turkey sandwich the next day, give these Turkey Day leftover recipes a try.</p> <p><a href="http://www.wisebread.com/5-thanksgiving-traditions-you-should-skip?ref=fbf">5 Thanksgiving Traditions You Should Skip</a> &mdash; We are creatures of habit. Once the last Thursday of November rolls around, we're programmed to stuff ourselves with turkey while watching the parade and napping before we head out for Black Friday shopping. But you can actually skip all of those things and still have a blast! Here's how.</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/chrissa-hardy">Chrissa Hardy</a> of <a href="http://www.wisebread.com/throwback-thursday-58-best-thanksgiving-hacks-ever">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/flashback-friday-63-best-cooking-hacks-for-busy-people">Flashback Friday: 63 Best Cooking Hacks for Busy People</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-things-a-thanksgiving-turkey-teaches-us-about-money-0">7 Things a Thanksgiving Turkey Teaches Us About Money</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/flashback-friday-62-creative-uses-for-your-favorite-condiments">Flashback Friday: 62 Creative Uses for Your Favorite Condiments</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/flashback-friday-160-gift-ideas-for-everyone-you-know">Flashback Friday: 160 Gift Ideas for Everyone You Know</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/flashback-friday-84-reasons-to-be-done-with-summer-and-get-excited-for-fall">Flashback Friday: 84 Reasons to Be Done With Summer and Get Excited for Fall</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Frugal Living Food and Drink cooking hacks flashback friday frugal living shopping tbt Thanksgiving throwback thursday turkey day Thu, 24 Nov 2016 12:30:06 +0000 Chrissa Hardy 1839703 at http://www.wisebread.com