baby http://www.wisebread.com/taxonomy/term/7697/all en-US 8 Things You Definitely Don't Need for a Baby http://www.wisebread.com/dont-waste-money-on-this-pricey-baby-gear <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/dont-waste-money-on-this-pricey-baby-gear" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/iStock-520237993.jpg" alt="Learning to not waste money on pricey baby gear" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>It's easy to get carried away with cute baby buys when you're strolling through Babies 'R' Us. However, tons of tiny purchases can add up quickly and result in an empty bank account, as well as a lot of items wasting space in the nursery.</p> <p>When the average cost of raising a child is approximately <a href="https://www.usda.gov/media/blog/2017/01/13/cost-raising-child" target="_blank">$12,980 per year</a>, it's important to save money whenever possible. Fortunately, you can start by avoiding unnecessary baby gear. (See also: <a href="http://www.wisebread.com/5-money-rules-thatll-save-you-big-in-babys-first-year?ref=seealso" target="_blank">5 Money Rules That'll Save You Big in Baby's First Year</a>)</p> <h2>1. Extra bedding</h2> <p>The safest way for a baby to sleep is with a tight fitting crib sheet. Anything else could pose a suffocation hazard. One blanket is enough for car rides, stroller time, and cuddling, so there's no need to spend much on multiple bedding sets, bumpers, or other bedding upgrades.</p> <p>Crib bedding and diaper gear are commonly stained due to leaky diapers and spit up, so stick with functional and easy to clean material. Don't worry about pillows or matching duvets. A newborn can't use those anyway.</p> <h2>2. Fancy Diaper Bag</h2> <p>Your diaper bag is going to see a lot of wear and tear. Imagine spilled milk and dirty burp cloths staining the inside, and dust and dirt, stickers and crayon marks marring the outside. Plus, you wouldn't want it to be a target for theft. Get something plain that is easy to carry and use.</p> <h2>3. Matching outfits</h2> <p>When you're digging through the laundry basket (because there will barely be enough time to do the laundry, let alone fold and sort), you won't care much about the matching pants as much as just getting your baby dressed. Even with messes, it's hard to ever run out of onesies since they usually come in packs of five to ten (except the cute matching outfits, which come in packs of <em>one</em>). Don't use your valuable energy on things like matching outfits for your newborn.</p> <h2>4. Shoes</h2> <p>Newborns don't need shoes. And it's not worth trying to wrestle them on a wriggling baby. Stick with socks or footies.</p> <h2>5. Wipe warmer</h2> <p>It's true, babies don't like being changed. They will cry and fuss, regardless of the temperature of their wipes. Also, the inconvenience of having to always go to the spot where your wipe warmer is defeats the purpose of being able to quickly get a baby changed. It's okay &mdash; a little discomfort won't be the end of the world.</p> <h2>6. Mobiles</h2> <p>It's nice to imagine that the mobile is stimulating the baby's brain cells and making her super smart. But a mobile isn't more stimulating than a ceiling fan or the shadows and light coming from a window nearby.</p> <h2>7. Baby food processor</h2> <p>If you're going to make your own baby food, a regular <a href="http://amzn.to/2p2JXoT" target="_blank">food processor</a> or blender might seem bulky but will work just fine. Do you really want to add an extra kitchen gadget that will only get used for six months?</p> <h2>8. Bottle sanitizer</h2> <p>Bottles don't need to be sanitized after every use. Sanitize them the first time in boiling water. After that, warm soap and water will clean them fine. (See also: <a href="http://www.wisebread.com/what-a-new-baby-really-needs?ref=seealso" target="_blank">What a New Baby Really Needs</a>)</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/andrea-cannon">Andrea Cannon</a> of <a href="http://www.wisebread.com/dont-waste-money-on-this-pricey-baby-gear">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-places-to-get-cheaper-diapers">5 Places to Get Cheaper Diapers</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-infant-nail-clippers">The 5 Best Infant Nail Clippers</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/16-best-baby-gifts-on-a-budget">16 Best Baby Gifts on a Budget</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-smart-ways-to-save-on-maternity-clothes">7 Smart Ways to Save on Maternity Clothes</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/what-a-new-baby-really-needs">What a New Baby Really Needs</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Family Shopping baby baby expenses baby gear baby shopping baby shower having a baby new baby nursery items Fri, 28 Apr 2017 08:31:08 +0000 Andrea Cannon 1935489 at http://www.wisebread.com 5 Easy Ways to Make Room for Baby http://www.wisebread.com/5-easy-ways-to-make-room-for-baby <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/5-easy-ways-to-make-room-for-baby" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/iStock-495176006.jpg" alt="Woman finding ways to make room for baby" title="" class="imagecache imagecache-250w" width="250" height="143" /></a> </div> </div> </div> <p>Making space for a new baby can be difficult, especially if there's hardly enough room for you and your partner. Fortunately, there are some tricks to create more space.</p> <h2>1. Find furniture that can multitask for you</h2> <p>If possible, choose items that offer more than one purpose or offer extra storage space. This will save you space and allow you to get more for your money.</p> <h3>Playard with napper</h3> <p>These can serve as a <a href="http://amzn.to/2oDyP2z" target="_blank">changing station, play station, and napper</a> in one.</p> <h3>Convertible diaper bag</h3> <p>What better way to lug all your diapers around than with a <a href="http://amzn.to/2o400SZ" target="_blank">travel-friendly changing bed</a>? The foldable changing table can also be used at home.</p> <h3>Clip-on highchair</h3> <p>A <a href="http://amzn.to/2o3XcW0" target="_blank">clip-on highchair</a> can clip onto the edge of a table and can be taken with you wherever you go, so you don't have to find space for a large highchair.</p> <h3>Rollers</h3> <p>You can attach <a href="http://amzn.to/2nEQH8n" target="_blank">rollers</a> to your crib or storage units, so you can easily move them around to maximize space.</p> <h3>Toy hammock</h3> <p>A <a href="http://amzn.to/2nL3x5W" target="_blank">toy hammock</a> can keep toys organized and out of the way.</p> <h3>Convertible crib</h3> <p>Some <a href="http://amzn.to/2oJk1N3" target="_blank">mini cribs</a> can be converted into twin beds for extra space and a better value once your baby is ready to graduate to a real bed.</p> <h2>2. Use your suitcases</h2> <p>If you have suitcases that aren't being actively used, take advantage of the storage space by hiding baby items that aren't needed at the moment, like clothing that your baby can't fit into yet.</p> <h2>3. Think vertically</h2> <p>When there isn't a lot of room on the ground, you need to start thinking vertically. Hang tiers of shelves to take advantage of wall space or invest in tiered stands to store baby supplies. You can even make a makeshift closet by hanging a bar on the wall to hang your baby's clothes or toys.</p> <h2>4. Hang more</h2> <p>These <a href="http://amzn.to/2oDQ0ky" target="_blank">over-the-door organizers</a> can store everything from baby essentials to toys (or anything else that needs to be kept off the floor). No need to get a bulky stroller when a <a href="http://amzn.to/2oJutnM" target="_blank">stroller hanger</a> can help with storage space.</p> <h2>5. Convert a closet</h2> <p>Not everyone has an extra bedroom reserved just for the new baby, but how about a closet? If you can clear out a closet, you can easily store all the baby essentials by taking advantage of every inch of free space.</p> <p>You can also convert the closet into a small nursery by removing the door and replacing it with curtains. &quot;Closet nurseries&quot; are becoming more popular, so you can find endless decorating ideas online. This will allow you to have your new baby in the same room, while still maintaining privacy.</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/andrea-cannon">Andrea Cannon</a> of <a href="http://www.wisebread.com/5-easy-ways-to-make-room-for-baby">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-ways-to-manage-costs-while-youre-on-maternity-leave">5 Ways to Manage Costs While You&#039;re on Maternity Leave</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-money-rules-thatll-save-you-big-in-babys-first-year">5 Money Rules That&#039;ll Save You Big in Baby&#039;s First Year</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/what-to-stock-in-your-freezer-before-baby-arrives">What to Stock in Your Freezer Before Baby Arrives</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/free-stuff-and-coupons-for-new-parents">Free Stuff and Coupons for New Parents</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-places-to-get-cheaper-diapers">5 Places to Get Cheaper Diapers</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Family Home apartment baby maximize space new parents newborn organization hacks organization tricks Fri, 07 Apr 2017 08:30:09 +0000 Andrea Cannon 1923217 at http://www.wisebread.com The 5 Best Infant Nail Clippers http://www.wisebread.com/the-5-best-infant-nail-clippers <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/the-5-best-infant-nail-clippers" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/baby_nail_trim_611867958.jpg" alt="Mom using best infant nail clippers on a baby" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>If you're nervous about clipping your baby's nails, then infant nail clippers can help you complete the task quickly and safely. The right baby nail clippers can help you avoid mistakes and keep your infant's nails at the optimal length.</p> <h2>What Are Infant Nail Clippers?</h2> <p>Infant nail clippers are hand tools that can trim your baby's tiny fingernails. The handy little grooming tools are unique because they are specially designed for small fingers. (See also: <a href="http://www.wisebread.com/the-5-best-nail-clippers?ref=seealso">The 5 Best Nail Clippers</a>)</p> <h2>Top 5 Infant Nail Clippers</h2> <h3>The First Years American Red Cross Deluxe Nail Clipper</h3> <p><a href="http://amzn.to/2kkCPzp"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/american%20red%20cross.jpg" width="245" height="169" align="right" alt="" /></a>Amazon's #1 best-seller in baby nail care, <a href="http://amzn.to/2kkCPzp">The First Years American Red Cross Deluxe Nail Clipper</a> with foldaway magnifier can make it easier to trim tiny nails. The removable magnifier magnifies four times to ensure you can see exactly what you're clipping with less eyestrain. The plastic and stainless steel deluxe nail clipper features precision, stainless steel blades and an ergonomic shape for enhanced grip. This is an Amazon's Choice product and has outstanding online reviews, including nearly 600 five-star reviews on Amazon. It is an officially licensed product of the American Red Cross and is recommended by Diapers.com.</p> <p><a href="http://amzn.to/2kkCPzp"><em>Currently $2.79 on Amazon</em></a></p> <h3>Safety 1st Sleepy Baby Nail Clipper</h3> <p><a href="http://amzn.to/2liRAa1"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/safety%201st.jpg" width="220" height="207" align="right" alt="" /></a>If you like to trim your baby's nails while they nap for a quick, no-fuss experience, then the <a href="http://amzn.to/2liRAa1">Safety 1st Sleepy Baby Nail Clipper</a> is perfect for you. It has a built-in LED light at the tip with battery-saving auto shut-off, so you can safely clip your baby's nails while they sleep. It features a large ergonomic soft touch nonslip handle and curved cutting edges to perfectly fit around tiny fingers. It also includes an emery board slot and emery board to smooth any sharp nail edges. This is recommended by Diapers.com and has more than 400 five-star reviews on Amazon.</p> <p><a href="http://amzn.to/2liRAa1"><em>Currently $4.75 on Amazon</em></a></p> <h3>Summer Infant Nail Clipper</h3> <p><a href="http://amzn.to/2kpVjkx"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/summer%20infant.jpg" width="245" height="181" align="right" alt="" /></a>The <a href="http://amzn.to/2kpVjkx">Summer Infant Nail Clipper Set</a> includes infant and adult size nail clippers, so you can get quality clippers for the whole family. The handles have soft hold for comfort, allowing you to maintain a steady grip. The standard adult nail clipper has a handle that rotates 360 degrees for better control. The infant nail clipper has a rounded tip for safety and is the perfect size for tiny fingers. The clippers are recommended by Diapers.com and have outstanding online reviews.</p> <p><a href="http://amzn.to/2kpVjkx"><em>Currently $2.40 on Amazon</em></a></p> <h3>Piyo Piyo Yellow Baby Nail Scissors</h3> <p><a href="http://amzn.to/2lmdhlx"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/piyo%20piyo.jpg" width="245" height="168" align="right" alt="" /></a>If you prefer tiny scissors to traditional clippers, then the <a href="http://amzn.to/2lmdhlx">Piyo Piyo Yellow Baby Nail Scissors</a> are perfect for you. The durable stainless steel blades have a slight curve, so you can prevent accidents by making one smooth, even cut. The balanced handle design makes these comfortable for use by both right- and left-handed parents. Most reviewers agree that these are easier to use than traditional clippers. They are available in three different colors and include a protective cover. They are recommended by Diapers.com and have more than 900 five-star reviews on Amazon.</p> <p><a href="http://amzn.to/2lmdhlx"><em>Currently $7.49 on Amazon</em></a></p> <h3>Fridababy NailFrida the SnipperClipper Set</h3> <p><a href="http://amzn.to/2kLODhB"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/fridababy.jpg" width="127" height="245" align="right" alt="" /></a>The <a href="http://amzn.to/2kLODhB">Fridababy NailFrida SnipperClipper Set</a> includes nail clippers and a nail file to safely and effectively trim and smooth tiny nails. It features a safety spy hole so that you can see exactly what you're clipping and don't accidentally cut into the nail bed. It also has scissor-like curved blades to cut nails smoothly with minimal effort. The curved S-file follows the nail contours to smooth sharp edges quickly and easily. The set has outstanding reviews and is frequently recommended online.</p> <p><a href="http://amzn.to/2kLODhB"><em>Currently $11.90 on Amazon</em></a></p> <p>And those are our recommendations for the best infant nail clippers. As always, be sure to check <a href="http://www.wisebread.com/buying-calendar">Wise Bread's Buying Calendar</a> to learn when and how to buy just about anything!</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/andrea-cannon">Andrea Cannon</a> of <a href="http://www.wisebread.com/the-5-best-infant-nail-clippers">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-pet-nail-clippers">The 5 Best Pet Nail Clippers</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-nail-clippers">The 5 Best Nail Clippers</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-pet-flea-medications">The 5 Best Pet Flea Medications</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-baby-carriers">The 5 Best Baby Carriers</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-pet-cameras">The 5 Best Pet Cameras</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Family Shopping 5 best baby infant nail clippers nail clippers nail trim product reviews shopping Wed, 08 Feb 2017 10:00:16 +0000 Andrea Cannon 1888606 at http://www.wisebread.com 7 Smart Ways to Save on Maternity Clothes http://www.wisebread.com/7-smart-ways-to-save-on-maternity-clothes <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/7-smart-ways-to-save-on-maternity-clothes" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/pregnant_woman_happy_000075421715.jpg" alt="Pregnant woman finding smart ways to save on maternity clothes" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>It is so exciting to watch your baby bump continue to grow throughout pregnancy. However, the ever expanding size of your waist can make fitting into regular clothes harder. If you shop smart, you don't have to let the cost of new maternity clothes flatten your budget.</p> <h2>1. Thrift Stores, Yard Sales, and Consignment Sales</h2> <p>Shopping second-hand is a great place to start your maternity wardrobe search. In my experience, you will find maternity clothes in either excellent condition or in very worn condition. This is because a pregnant woman will usually only wear out her favorite pieces, while only wearing a certain dress or blouse a few times.</p> <p>The thrift store can have very outdated items (think Motherhood Maternity circa 1980s). However, I have personally scored great maternity pieces at yard sales and a semi-annual kids' consignment sale. Look for yard sale listings that advertise maternity clothing or baby items. Many women are grateful to sell their maternity clothes for very little or even give them to you because they are sick of wearing them. When shopping a consignment sale, wait for the half off days to score an even bigger discount. Also, shopping yard sales with a large, pregnant belly has gotten me a bigger discount, but your mileage may vary. (See also: <a href="http://www.wisebread.com/6-ways-to-save-on-pregnancy-expenses?ref=seealso">6 Ways to Save on Pregnancy Expenses</a>)</p> <h2>2. DIY Maternity Pieces</h2> <p>If you have even a hint of sewing skills, you can pull off a handmade belly band, maternity pants conversion, and nursing tops. These DIY maternity wear projects are easy:</p> <ul> <li><a href="http://www.everyday-reading.com/2013/01/make-your-own-maternity-jeans-tutorial.html">Maternity jeans</a> (Use an old or thrifted pair of jeans and $2 worth of elastic)</li> <li><a href="http://www.sewinginnomansland.com/2011/12/17/617/">Jersey knit pencil skirt</a> (Uses about $8 worth of knit fabric)</li> <li><a href="http://seekatesew.com/belly-baby-ruffled-belly-band-tutorial/">Ruffled belly band</a></li> <li><a href="http://www.wikihow.com/Create-a-Maternity-Shirt">Transforming a regular shirt into a maternity shirt</a></li> <li><a href="http://blogs.babycenter.com/tips_and_tricks/diy-the-uncrafty-moms-nursing-bra-conversion/">Nursing bra</a></li> <li><a href="http://www.babybellykelli.com/diy-nursing-tankcami-in-under-10-mins/">Nursing tank and belly band</a></li> </ul> <h2>3. Invest in Basics</h2> <p>Chances are you will want to spend most of your time in leggings, tanks, and flowy t-shirts. No need to pay a premium for these items at the maternity store. Instead, just buy inexpensive brands (i.e. Forever 21 and Ross) in a size or two up. Expect that you will not be able to wear them after you lose the baby weight, since your bump will stretch out your pieces, making them hang oddly.</p> <h2>4. Extend Your Clothes</h2> <p>A <a href="http://amzn.to/1NGN6mn">bra extender</a> and <a href="http://amzn.to/1NGNbqj">belly band</a> (purchased or DIY) will allow you to fit into your clothes for a little bit longer without damaging your current wardrobe. A bra extender costs $3.50 to $7 on Amazon, and a belly band can cost $10 to $20. The bra extender is the best buy, since buying new bras, on top of buying nursing bras, is costly.</p> <h2>5. Share With a Friend</h2> <p>If you have friends that have recently had a baby or will have their baby months before you, then ask if you can borrow their maternity wear. You don't even have to be the same exact size, since maternity clothes sizing is quite forgivable.</p> <h2>6. Buy in a Lot</h2> <p>One thing I did to score a great deal on maternity clothes was to buy them in a lot. I was able to get a whole wardrobe for about $80. This lot included about 20 pieces, and at the end of my pregnancy, I even sold a few pieces on eBay, earning my money back. I ended up getting my maternity clothes for about $4 a piece, and even if I sold all of them for $1 a piece at a yard sale, I would have earned &frac14; of my investment back. This is not too bad considering maternity clothes can be hard to resell, especially for how much they can cost.</p> <h2>7. Shop Clearance</h2> <p>Don't forget to check out the clearance racks of your favorite maternity store, as well as other stores that do not specialize in maternity. Stores like Ross, Marshalls, Target, and Old Navy can have great deals on their maternity clothes. Look for a coupon or Target Cartwheel offer to save even more. (See also: <a href="http://www.wisebread.com/5-surprising-ways-to-save-money-during-your-pregnancy?ref=seealso">5 Surprising Ways to Save Money During Your Pregnancy</a>)</p> <p>Remember that your maternity clothes will only be worn for a few months, so think wisely before spending several hundred dollars on fashionable maternity pieces.</p> <p><em>How did you save money on maternity clothes?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/ashley-eneriz">Ashley Eneriz</a> of <a href="http://www.wisebread.com/7-smart-ways-to-save-on-maternity-clothes">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/4-more-ways-to-save-on-maternity-clothes">4 More Ways to Save on Maternity Clothes</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-places-to-get-cheaper-diapers">5 Places to Get Cheaper Diapers</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-infant-nail-clippers">The 5 Best Infant Nail Clippers</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/dont-waste-money-on-this-pricey-baby-gear">8 Things You Definitely Don&#039;t Need for a Baby</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/3-ways-to-save-money-on-maternity-dresses">3 Ways to Save Money on Maternity Dresses</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Family Shopping baby DIY fashion maternity clothes pregnancy sewing thrift shops wardrobe Thu, 19 May 2016 09:00:05 +0000 Ashley Eneriz 1706852 at http://www.wisebread.com 5 Money Rules That'll Save You Big in Baby's First Year http://www.wisebread.com/5-money-rules-thatll-save-you-big-in-babys-first-year <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/5-money-rules-thatll-save-you-big-in-babys-first-year" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/iStock_000072976509_Double.jpg" alt="Mom saving big in baby&#039;s first year" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>My family is expecting a new addition in June, and we're beyond psyched! Since this is our second child, we won't be making a registry list or having a baby shower. With almost five years between kids, however, we certainly are in need of a few things. Here's how we're planning to save throughout our baby's first year on gear and clothing, and how you can, too!</p> <h2>1. Digging Deep</h2> <p>Before doing anything else, I looked through all the bins of my daughter's baby stuff. For families where kids have tight age gaps, this is a natural. Reuse what you can. Unfortunately, if you do have a longer period of time between kids, like we do, things like car seats can expire, and other gear might be recalled. We've cleared out the items we cannot use and assessed the condition of the rest.</p> <p>Stuff like clothing can stand the test of time with babies because they wear outfits for only a couple months before they outgrow them. Cloth diapers are also a great item to use again, doubling the initial savings. And if you have old baby gear you'd rather not use, try reselling it for cash for the new things you want to buy.</p> <p>We find out soon if we're having a girl or boy, so if things are looking blue, I have a huge mountain of clothing I can sell at the local second-hand shop. <em>[Editor's note: It's a girl!]</em></p> <h2>2. Buying Used</h2> <p>That's right &mdash; you can sell your old stuff, but you can also buy used to save money. When I was a first-time mom, I didn't take advantage of thrift shops and other second-hand opportunities. This time around? I know better. That expensive baby swing you have on your shopping list might get a whopping two months of use. Babies grow out of toys and clothes in what seems like minutes. What does this mean? Thrift shops and consignment stores are teeming with quality gear at a fraction of the original price.</p> <p>Check around your town to find shops that sell gently used baby items. You may even find places online, like a local Facebook garage sale group, where you can browse listings right now. We have a Salvation Army, Good Will, Thrifty Shopper, and a specialty store called Once Upon a Child. Check these places often (once every week or two weeks) to see what comes in. And monitor for sales and other events. Our local Once Upon a Child recently had a huge bag blowout sale, where you could get an entire packed bag of clothing for just $15. One of my friends calculated that she got $100 worth of like-new clothing in just one bag.</p> <h2>3. Buying Smart</h2> <p>Of course, there are things we will want or need to buy new. For those items, I'm taking my time and using my shopping ninja powers. Whenever I'm out at Target or Walmart and see something we might need, I pull out my phone and check around for the best price. If I see a better price listed somewhere else online, I march to customer service and ask about their price-matching policy. I've never been denied a lower price if I can produce the proof on my phone. (Related: <a href="http://www.wisebread.com/heres-how-to-get-a-sale-price-match-at-16-popular-stores?ref=seealso">Here's How to Get a Sale Price-Match at 16 Popular Stores</a>)</p> <p>That being said, I do the majority of my shopping online, so I go through sites like Ebates to get cash back on whatever I'm buying. I also used the Black Friday, Cyber Monday, and other seasonal sales events to my advantage this year. My tip? Make a list of what you are looking to buy, then browse around your favorite shops online to look for sales, savings codes, or other promotions. Pregnancy lasts over nine months, so you'll likely see what you're looking for at a discounted price with time and patience.</p> <h2>4. Needing Less</h2> <p>Another advantage of being a seasoned mom is that I know I don't need everything on those fussy registry must-have lists. In theory, babies only need basic clothing, somewhere safe to sleep, breast milk or formula, and love. The rest is extra. Well, for the most part. Your own must-have list will look different compared to mine. But before you buy everything you're told you need, think about your own lifestyle.</p> <p>For us, this means we don't need a bassinet or moses basket because the baby will sleep in a Pack 'N Play in the early days (that we'll also use for traveling well beyond the first year). We likely won't need to stock up on bottles if breastfeeding goes well again. I'm skipping the travel system because we never used one with our daughter and plan to, instead, carry our baby in a ring sling that I bought used. You get the idea. A lot of registry lists get you prepared for absolutely every scenario you might encounter. Try to resist the items that don't make sense to you and your way of life.</p> <h2>5. Waiting</h2> <p>As of today, my list of to-buy baby items is pretty minimal. I'm sure I'll eventually want or need some stuff for convenience or &mdash; let's be honest &mdash; just for fun. But for now, I'm waiting on making those purchases until after the baby arrives. As I've waited, some of my friends have even offered up to let me borrow things like bouncers and rocking chairs. Another friend handed me a stack of never-used cloth diapers she didn't need when her son was a baby.</p> <p>Once our little one is here, I'm also resisting the urge to buy things ahead of time. With my daughter, I thought I was being frugal by stocking up on clearance clothing with sizes a year in advance. The problem is that not all children grow at the same rate. My daughter didn't end up fitting in a lot of the duds I bought to &quot;save money,&quot; defeating the entire purpose. In the end, if we can live without whatever it is for another day or two, chances are we don't need it in the long run.</p> <p><em>How are you saving money as a new parent? Share with us in the comments!</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/ashley-marcin">Ashley Marcin</a> of <a href="http://www.wisebread.com/5-money-rules-thatll-save-you-big-in-babys-first-year">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-2"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-fun-books-that-will-get-your-kids-excited-about-money">10 Fun Books That Will Get Your Kids Excited About Money</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/24-tips-for-having-a-baby-without-going-broke">24 Tips for Having a Baby Without Going Broke</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/4-parenting-mistakes-to-avoid-when-teaching-kids-about-money">4 Parenting Mistakes to Avoid When Teaching Kids About Money</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-help-your-kid-build-their-first-budget">How to Help Your Kid Build Their First Budget</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-apps-for-busy-working-parents">The 5 Best Apps for Busy Working Parents</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Budgeting Family baby frugal living new parents parenting saving money Fri, 12 Feb 2016 10:00:05 +0000 Ashley Marcin 1653873 at http://www.wisebread.com Best Money Tips: Money-Saving Ideas for New Parents http://www.wisebread.com/best-money-tips-money-saving-ideas-for-new-parents <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-money-saving-ideas-for-new-parents" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/parents-170082595-small.jpg" alt="parents" title="parents" class="imagecache imagecache-250w" width="250" height="167" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found some great articles on money-saving ideas for new parents, pet peeves of hiring managers, and using Pinterest to be more productive.</p> <h2>Top 5 Articles</h2> <p><a href="http://money.usnews.com/money/personal-finance/slideshows/12-money-saving-ideas-for-new-parents?int=a64b09">12 Money-Saving Ideas for New Parents</a> &mdash; Picking gender neutral items can help new parents save on their baby expenses. [US News &amp; World Report]</p> <p><a href="http://www.savvysugar.com/What-Annoys-Hiring-Managers-34912002">Hiring Managers Share Their 9 Biggest Pet Peeves</a> &mdash; Hiring managers can't stand it when you don't ask questions or when you are too persistent. [PopSugar Smart Living]</p> <p><a href="http://www.lifehack.org/articles/productivity/5-ways-you-can-use-pinterest-more-productive.html">5 Ways You Can Use Pinterest to Be More Productive</a> &mdash; Pinterest can help you plan your next vacation or become your own personal trainer. [Lifehack]</p> <p><a href="http://When to Skip DIY and Leave It to the Professionals">When To Skip DIY and Leave It to the Professionals</a> &mdash; If you need special tools for a job, it may be best to leave it to the professionals. [Bible Money Matters]</p> <p><a href="http://kylieofiu.com/2014/06/are-you-prepared-for-an-emergency/">Are You Prepared for an Emergency?</a> &mdash; Do you have a financial plan for if you fall ill? What about other emergencies? [Kylie Ofiu]</p> <h2>Other Essential Reading</h2> <p><a href="http://www.dumblittleman.com/2014/06/giving-best-time-management-nd-productivity-technique.html">Why Giving Up Can Be the Best Time Management and Productivity Technique</a> &mdash; If completing a task makes you inefficient, it may be best to just let it go. [Dumb Little Man]</p> <p><a href="http://timemanagementninja.com/2014/06/stop-reading-your-email-and-start-acting-on-it/">Stop Reading Your Email and Start Acting on It</a> &mdash; Filing reference emails can help you keep your emails organized. [Time Management Ninja]</p> <p><a href="http://www.marcandangel.com/2014/06/01/10-forgotten-truths-to-help-you-get-through-hard-times/">10 Forgotten Truths to Help You Get Through Hard Times</a> &mdash; When dealing with hard times, remember that mindset is half the battle. [Marc and Angel Hack Life]</p> <p><a href="http://www.mainstreet.com/article/real-estate/now-time-buy-vacation-home">Now Is the Time to Buy a Vacation Home</a> &mdash; Vacation homes are selling below their peak prices of the past decade. [MainStreet]</p> <p><a href="http://parentingsquad.com/11-tips-for-growing-your-childs-interest-in-gardening">11 Tips for Growing Your Child's Interest in Gardening</a> &mdash; Making it scientific and attracting animals can help grow your child's interest in gardening. [Parenting Squad]</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/ashley-jacobs">Ashley Jacobs</a> of <a href="http://www.wisebread.com/best-money-tips-money-saving-ideas-for-new-parents">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-5"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/24-tips-for-having-a-baby-without-going-broke">24 Tips for Having a Baby Without Going Broke</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-ways-the-sandwich-generation-can-get-ahead">6 Ways the Sandwich Generation Can Get Ahead</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/twenty-signs-that-you-were-raised-by-true-money-savers">20 Signs That You Were Raised By TRUE Money-Savers</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/30-signs-that-you-were-raised-by-frugal-parents">30 Signs That You Were Raised by Frugal Parents</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/free-copy-of-what-to-expect-the-first-year-book">FREE copy of &quot;What To Expect The First Year&quot; book.</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Lifestyle baby best money tips ideas money-saving new parents parents Thu, 05 Jun 2014 19:00:16 +0000 Ashley Jacobs 1141780 at http://www.wisebread.com Paying for Pregnancy and Birth Without Health Insurance http://www.wisebread.com/paying-for-pregnancy-and-birth-without-health-insurance <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/paying-for-pregnancy-and-birth-without-health-insurance" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/pregnant-4841849-small.jpg" alt="pregnancy" title="pregnancy" class="imagecache imagecache-250w" width="250" height="167" /></a> </div> </div> </div> <p>Babies, whether planned or not, generally come into the world with wonder, delight, and a very high hospital bill. While it used to be that moms relied on their employer's health insurance (or that of their spouse's) to see them through with the expenses, the healthcare landscape is changing fast; no longer can you be guaranteed that baby will arrive while you're covered. (See also: <a href="http://www.wisebread.com/can-you-afford-to-have-a-baby" target="_blank">Can You Afford to Have a Baby?</a>)</p> <p>Before you worry that a sudden change in employment, a venture into entrepreneurship, or a sneaky health insurance clause will have you seeing big bills, check out this list of options for moms-to-be on a budget.</p> <h2>Presumptive Eligibility and Medicaid</h2> <p>While most doctors will ask to see your insurance card, many will not deny seeing you for prenatal care, especially if you are upfront and honest about your situation. If your doctor is a Medicaid provider, they can assist you in filling out the necessary forms to <a href="http://www.medicaid.gov/" target="_blank">apply for assistance</a>. Even if you don't qualify for traditional Medicaid coverage due to a higher income, many pregnant moms qualify for prenatal and post-delivery care via special state and federal programs aimed at ensuring babies are born healthy.</p> <p>&quot;Presumptive eligibility&quot; simply means that the provider chooses to provide you care even before you have completely filled out your application for assistance. They go off of the information you give them, as well as a positive pregnancy test. Once you've applied for, and been accepted to receive, health benefits, you can usually expect to see no interruption in your care routine. Most Medicaid programs will also pay bills related to your pregnancy for up to 90 days <em>prior</em> to your application. Keep your receipts.</p> <h2>Non-Profit Assistance</h2> <p>Many hospitals and health systems <a href="http://www.wisebread.com/5-places-to-check-out-medical-care-for-the-uninsured" target="_blank">have non-profit funds that they give to lower-income patients</a> who do not have adequate insurance and don't qualify for state or federal assistance. Usually, these funds are distributed on a sliding scale, but they can significantly cut down on your final bill and keep you from falling into medical bankruptcy or other scary situations. You should ask about any non-profit funds that may be available at the first visit when speaking with the financial counselor at your physician's office or health center.</p> <h2>Preexisting Coverage Plans</h2> <p>These plans are also administered through the government and act as bridge coverage for pregnant women until new coverage laws go into effect. To qualify, you must not have had coverage in the last six months, however. (It's important that, even while you are waiting to qualify, you don't skip doctor's appointments!)</p> <h2>Prepaid Plans</h2> <p>For moms who don't qualify for assistance or choose not to apply for it, there are discounted plans available for moms who can settle their bill prior to delivery. While there can be some surprises with any pregnancy (emergency c-sections, for example), most physicians have a standard schedule of care that they recommend, along with pricing tiers for the prenatal visits, tests, and final delivery. For moms who can pay a little at each visit, or even in full prior to be admitting to the hospital, there is usually a hefty discount &mdash; 25% or more in many cases.</p> <h2>Selective Diagnostics</h2> <p>No mom wants to skip out on essential services that can detect problems and provide a happier outcome for mom and baby, however, not all moms agree on what diagnostics are necessary.</p> <p>Many moms have chosen to opt out of extra screenings, ultrasounds, or blood tests that are more informative than preventative (genetic screenings, for example). This is a very personal decision that should be made with the full understanding of what you are giving up, but it can prevent you from being charged thousands of dollars for screenings that you didn't want or need, anyway. Just be sure to discuss all extra tests with your doctor before the visit they are scheduled for. Many nurses follow a standard procedure for care and may assume you want the tests. If you are opting out of any diagnostics, ask what samples will be used for and ask to sign off on any lab work that you feel may be out of your comfort zone.</p> <h2>Midwifery</h2> <p>This increasingly popular form of prenatal care is gaining respect in the health community, especially among those with limited health coverage. While the cost can vary wildly between geographic areas, most midwives that come to your home for health care can save you 50% or more on the cost of your prenatal care. Add to that the discount received by delivering at home or in a birthing center (<a href="http://www.wisebread.com/the-pros-and-cons-of-retail-health-clinics" target="_blank">rather than a traditional hospital</a>), and many happy moms have reported total bills of no more than $3-4,000 (compared to the $5-12,000 of a doctor-assisted birth).</p> <p>This choice will be more suitable for those who prefer a natural birth and live close to a hospital (in case of a life-threatening emergency), but many moms have enjoyed the perks of using a midwife while paying for the services in full at the delivery.</p> <h2>Health Care Is Changing</h2> <p>Health insurance is changing all the time, especially in light of the recently passed health care legislation. Regardless of any upcoming developments, however, there are a couple of things you can do <em>before</em> you get pregnant to ensure that you aren't scrambling for coverage at the last minute.</p> <p><strong>Don't Assume That Your Health Insurance Covers Maternity</strong></p> <p>Many self-employed and individual plans do not cover maternity care, and those that do may require a separate rider to be purchased. Additionally, those that cover maternity care may only pay for services that are considered &quot;emergency&quot; and will not cover basic prenatal care and standard delivery fees.</p> <p><strong>Don't Delay the Paperwork</strong></p> <p>If you plan on becoming pregnant and are eligible for open enrollment at your work, check and double-check that everything gets filled out and turned in on time. Likewise, <a href="http://www.wisebread.com/going-to-be-a-mommy-know-your-rights">many employer plans require</a> that you enroll the newborn on the company plan within 30 days of birth, or the child will not receive coverage (and your prenatal and delivery claims may be denied.) Be diligent and never assume that your work has &quot;taken care of it.&quot;</p> <p><em>How did you pay (or are you planning to pay) for pregnancy related health care costs?</em></p> <h2 style="text-align: center;">Like this article? Pin it!</h2> <div align="center"><a data-pin-do="buttonPin" data-pin-count="above" data-pin-tall="true" data-pin-save="true" href="https://www.pinterest.com/pin/create/button/?url=http%3A%2F%2Fwww.wisebread.com%2Fpaying-for-pregnancy-and-birth-without-health-insurance&amp;media=http%3A%2F%2Fwww.wisebread.com%2Ffiles%2Ffruganomics%2Fu5180%2FPaying%2520for%2520Pregnancy%2520and%2520Birth%2520Without%2520Health%2520Insurance.jpg&amp;description=Paying%20for%20Pregnancy%20and%20Birth%20Without%20Health%20Insurance"></a></p> <script async defer src="//assets.pinterest.com/js/pinit.js"></script></div> <p style="text-align: center;"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5180/Paying%20for%20Pregnancy%20and%20Birth%20Without%20Health%20Insurance.jpg" alt="Paying for Pregnancy and Birth Without Health Insurance" width="250" height="374" /></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/linsey-knerl">Linsey Knerl</a> of <a href="http://www.wisebread.com/paying-for-pregnancy-and-birth-without-health-insurance">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/generic-drug-price-lists-for-six-major-pharmacies">Generic Drug Price Lists For Six Major Pharmacies - Updated</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/11-surprising-things-your-hsa-will-cover">11 Surprising Things Your HSA Will Cover</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-ways-to-spend-your-last-minute-health-care-fsa-funds">8 Ways to Spend Your Last-Minute Health Care FSA Funds</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/health-insurance-how-to-fight-back-against-4-common-claim-denials">Health Insurance: How to Fight Back Against 4 Common Claim Denials</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-about-a-price-list-at-the-hospital-or-doctor-s-office">How About a Price List at the Hospital or Doctor’s Office?</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Health and Beauty Insurance baby health insurance medicaid midwife pregnancy pregnant without insurance Mon, 22 Apr 2013 09:48:31 +0000 Linsey Knerl 973518 at http://www.wisebread.com Best Money Tips: How You Can Afford a Baby http://www.wisebread.com/best-money-tips-how-you-can-afford-a-baby <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-how-you-can-afford-a-baby" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/6910070621_7d469a5667_z.jpg" alt="newborn" title="newborn" class="imagecache imagecache-250w" width="250" height="167" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found some great articles on how you can afford a baby, the value of vacation, and rules for new homebuyers.</p> <h2>Top 5 Articles</h2> <p><a href="http://christianpf.com/afford-a-baby-money-saving-tips/">How You Can Afford a Baby: 10 Money Saving Tips</a> &mdash; Using cloth diapers and breast feeding can help you afford a baby. [Christian PF]</p> <p><a href="http://www.getrichslowly.org/blog/2013/02/07/the-value-of-vacation/">The value of vacation</a> &mdash; Some of the best ways to save on vacations is to be flexible and share accomodations if possible. [Get Rich Slowly]</p> <p><a href="http://www.fivecentnickel.com/2013/02/01/rules-for-new-homebuyers/">Rules for New Homebuyers</a> &mdash; If you are a new homebuyer, map out your expenses. [Five Cent Nickel]</p> <p><a href="http://www.lazymanandmoney.com/save-money-on-valentines-day-17-tips-inside/">Save Money on Valentine's Day</a> &mdash; To save money on Valentine's Day, make your sweetheart breakfast in bed. [Lazy Man and Money]</p> <p><a href="http://couplemoney.com/family-and-finances/get-rich-with-second-income/?utm_source=feedburner&amp;utm_medium=feed&amp;utm_campaign=Feed%3A+CoupleMoney+%28Couple+Money%29">Have Fun with Your Second Income</a> &mdash; Have fun with your second income by having another child or retiring early! [Couple Money]</p> <h2>Other Essential Reading</h2> <p><a href="http://www.savvysugar.com/Wedding-Favors-People-Use-27320976">Waste Not, Want Not: 47 Wedding Favors People Will Actually Use</a> &mdash; Succulents are a great wedding favor to give at your wedding. [SavvySugar]</p> <p><a href="http://www.narrowbridge.net/am-i-taking-advantage-of-all-the-benefit-plans-my-employer-offers/">Am I Taking Advantage of all the Benefit Plans My Employer Offers?</a> &mdash; Make sure you are taking advantage of all the benefits your employer offers by finding out about extra perks available to you! [Narrow Bridge Finance]</p> <p><a href="http://canadianfinanceblog.com/benefits-of-getting-a-library-card/">The Benefits of Getting a Library Card</a> &mdash; Even if you have to pay to get a library card, once you read one or two books the cost of the card pays for itself! [Canadian Finance Blog]</p> <p><a href="http://www.freemoneyfinance.com/2013/02/second-act-career-work-for-a-nonprofit-organization.html">Second-Act Career: Work for a Nonprofit</a> &mdash; Did you know nonprofits in the United States employ 9% of our workforce? [Free Money Finance]</p> <p><a href="http://parentingsquad.com/prosquad-invented-spelling">ProSquad: Why Invented Spelling Doesn't Work</a> &mdash; Allowing a child to use invented spelling to help foster creativity and self-esteem is a bad idea. [Parenting Squad]</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/ashley-jacobs">Ashley Jacobs</a> of <a href="http://www.wisebread.com/best-money-tips-how-you-can-afford-a-baby">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-3"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/24-tips-for-having-a-baby-without-going-broke">24 Tips for Having a Baby Without Going Broke</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/buy-baby-bunting-but-dont-pay-full-price">Buy Baby Bunting... But don&#039;t pay full price!</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/not-free-to-be-poor">Not free to be poor</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-save-on-12-winter-essentials">How to Save on 12 Winter Essentials</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-travel-full-time-for-17000-a-year-or-less">How to Travel Full-Time for $17,000 a Year (or Less!)</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Lifestyle baby best money tips Fri, 08 Feb 2013 11:00:35 +0000 Ashley Jacobs 967741 at http://www.wisebread.com Best Money Tips: Lower the Cost of Raising a Child http://www.wisebread.com/best-money-tips-lower-the-cost-of-raising-a-child <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-lower-the-cost-of-raising-a-child" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/5813985948_960a3a4d8f_z.jpg" alt="Lower the Cost of Raising a Child" title="Lower the Cost of Raising a Child" class="imagecache imagecache-250w" width="250" height="141" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found some stellar articles on lowering the cost of raising a child, meal starters to keep in your kitchen, and financial tips for newlyweds.</p> <h2>Top 5 Articles</h2> <p><a href="http://www.mint.com/blog/how-to/simple-ways-to-lower-the-cost-of-raising-a-chil-0113/">Simple Ways to Lower the Cost of Raising a Child</a> &mdash; Lower the cost of raising a child by purchasing diapers in bulk. [MintLife Blog]</p> <p><a href="http://www.mainstreet.com/article/family/10-meal-starters-always-keep-your-kitchen-0">10 Meal Starters to Always Keep in Your Kitchen</a> &mdash; It is a good idea to always have pasta and eggs in your kitchen. [MainStreet]</p> <p><a href="http://www.goodfinancialcents.com/financial-advice-for-newlyweds/">Love and Money: Financial Tips for Newlyweds</a> &mdash; Newlyweds must have the financial talk and should manage their finances together. [Good Financial Cents]</p> <p><a href="http://www.thesimpledollar.com/2013/01/28/my-five-tenets-of-financial-independence/">My Five Tenents of Financial Independence</a> &mdash; If you want to be financially independent, rely on yourself and no one else for income. [The Simple Dollar]</p> <p><a href="http://www.marcandangel.com/2013/01/28/7-things-happy-people-say-every-day/">7 Things Happy People Say Every Day</a> &mdash; Happy people tend to say &quot;today is going to be a great day&quot; on a daily basis. [Marc and Angel Hack Life]</p> <h2>Other Essential Reading</h2> <p><a href="http://save1.com/blog/how-to-save-money-filing-your-taxes/">How to Save Money Filing Your Taxes</a> &mdash; Want to save money filing your taxes? If you earn less than $58,000 per year, you can use Free File from the IRS. [Save1 Blog]</p> <p><a href="http://www.savvysugar.com/Lisa-Ling-House-Photos-Tips-Peaceful-Home-26949318">Lisa Ling: 5 Ways To Make Your Home A Peaceful Oasis</a> &mdash; Make your home a peaceful oasis by avoiding clutter. [SavvySugar]</p> <p><a href="http://www.freemoneyfinance.com/2013/01/how-will-you-invest-in-2013.html">How Will You Invest in 2013?</a> &mdash; Did you know 33% of people will invest more money in stocks in 2013? [Free Money Finance]</p> <p><a href="http:// http://retireby40.org/2013/01/7-downsides-entrepreneur/">7 Little Downsides Of Being An Entrepreneur</a> &mdash; One of the downsides of being an entrepreneur is you end up spending all your time on your business. [Retire by 40]</p> <p><a href="http://parentingsquad.com/how-to-have-summer-fun-in-mid-winter">How to Have Summer Fun in the Middle of Winter</a> &mdash; To have summer fun in the middle of winter, head to an indoor water park. [Parenting Squad]</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/ashley-jacobs">Ashley Jacobs</a> of <a href="http://www.wisebread.com/best-money-tips-lower-the-cost-of-raising-a-child">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-4"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/24-tips-for-having-a-baby-without-going-broke">24 Tips for Having a Baby Without Going Broke</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/buy-baby-bunting-but-dont-pay-full-price">Buy Baby Bunting... But don&#039;t pay full price!</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/im-fleeing-the-country-for-healthcare">I&#039;m Fleeing The Country For Healthcare!</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-audacity-to-waste-money-for-better-finances">The Audacity to Waste Money for Better Finances</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/not-free-to-be-poor">Not free to be poor</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Lifestyle baby best money tips child cost raising a child Wed, 30 Jan 2013 11:00:33 +0000 Ashley Jacobs 967560 at http://www.wisebread.com Best Money Tips: Parenting Products to Buy Used http://www.wisebread.com/best-money-tips-parenting-products-to-buy-used <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-parenting-products-to-buy-used" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/2993437124_faa51bfbf9_z.jpg" alt="Parenting Products to Buy Used" title="Parenting Products to Buy Used" class="imagecache imagecache-250w" width="250" height="141" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found some awesome articles on parenting products to buy used, making a small space seem bigger, and the cheapest 2013 car models to insure.</p> <h2>Top 5 Articles</h2> <p><a href="http://www.creditsesame.com/blog/parenting-products-to-buy-used/">Parenting Products to Buy Used (and What to Skip)</a> &mdash; It is ok to buy changing tables or other baby furniture (with the exception of cribs) used. [Credit Sesame]</p> <p><a href="http://www.savvysugar.com/How-Make-Small-Space-Bigger-26962377">11 Ideas To Make A Small Space Seem Bigger</a> &mdash; Translucent is the way to go if you want to make a small space seem bigger. [SavvySugar]</p> <p><a href="http://www.kiplinger.com/article/insurance/T004-C011-S001-10-cheapest-2013-car-models-to-insure.html">10 Cheapest 2013 Car Models to Insure</a> &mdash; The Ford Edge SE is the cheapest 2013 car model to insure. [Kiplinger]</p> <p><a href="http://moneyning.com/kids-and-money/how-to-reduce-the-costs-of-your-childs-extracurricular-activities/">How to Reduce the Costs of Your Child's Extracurricular Activities</a> &mdash; To reduce the costs of your child's extracurricular activities, prioritize their activities. [MoneyNing]</p> <p><a href="http://livingonthecheap.com/stop-calling-me/">When the 'do not call' list doesn't work</a> &mdash; If you are on the 'do not call list' and it doesn't seem to be working, it may be because the 'do not call' list doesn't applie to legitimate charities. [Living on the Cheap]</p> <h2>Other Essential Reading</h2> <p><a href="http://www.moneytalksnews.com/2013/01/25/whats-for-dinner-5-menu-planning-sites-to-consider/">What's for Dinner? 5 Menu-Planning Sites to Consider</a> &mdash; Trying to figure out what to make for dinner? Check out Pepperplate or Plan to Eat. [Money Talks News]</p> <p><a href="http://www.bargaineering.com/articles/when-to-buy-bulk.html">When Should You Buy in Bulk?</a> &mdash; Cell phone minutes are a good thing to buy in bulk. [Bargaineering]</p> <p><a href="http://money.msn.com/saving-money-tips/post.aspx?post=6ce10e48-fb26-4772-8542-cd852148e3c9&amp;ref=bfv">Shopping at 'curb mart'</a> &mdash; When you are out and about, keep your eyes peeled for items people leave on curbs, by dumpsters, or even money on the ground! [MSN Money]</p> <p><a href="http://parentingsquad.com/6-good-reasons-to-disconnect">Unplugged: 6 Good Reasons to Disconnect from Technology</a> &mdash; Disconnect from your technology because it's bad manners not to if you are in the presence of others. [Parenting Squad]</p> <p><a href="http://www.freemoneyfinance.com/2013/01/how-much-umbrella-insurance-do-you-need.html">How Much Umbrella Insurance Do You Need?</a> &mdash; Make sure you have enough umbrella insurance to give yourself peace of mind. [Free Money Finance]</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/ashley-jacobs">Ashley Jacobs</a> of <a href="http://www.wisebread.com/best-money-tips-parenting-products-to-buy-used">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-2"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/which-baby-products-are-a-waste-of-money">Which Baby Products are a Waste of Money?</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-places-to-get-cheaper-diapers">5 Places to Get Cheaper Diapers</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/9-car-parts-that-are-safe-to-buy-used">9 Car Parts That Are Safe to Buy Used</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-infant-nail-clippers">The 5 Best Infant Nail Clippers</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/this-is-the-secret-to-buying-electronics-for-cheap">This Is the Secret to Buying Electronics for Cheap</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Shopping baby best money tips parent products used Mon, 28 Jan 2013 11:00:54 +0000 Ashley Jacobs 967504 at http://www.wisebread.com Best Money Tips: The Best and Worst Baby Buys http://www.wisebread.com/best-money-tips-the-best-and-worst-baby-buys <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-the-best-and-worst-baby-buys" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/3072125738_20c10e2178_z.jpg" alt="The Best and Worst Baby Buys" title="The Best and Worst Baby Buys" class="imagecache imagecache-250w" width="250" height="170" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found some awesome articles on the best and worst baby buys, ways to budget your bucks, and saving money on your car insurance.</p> <h2>Top 5 Articles</h2> <p><a href="http://www.mint.com/blog/consumer-iq/the-best-and-worst-baby-buys-12-months-later-1212/">The Best and Worst Baby Buys: 12 Months Later</a> &mdash; Infrared baby monitors can be a good buy while a cheap glider chair might not be such a good investment. [MintLife Blog]</p> <p><a href="http://www.savvysugar.com/Different-Budgeting-Styles-7443944">4 Ways To Budget Your Bucks</a> &mdash; If you are looking for a way to budget your money, consider using the envelope budgeting system. [SavvySugar]</p> <p><a href="http://yesiamcheap.com/2012/12/saving-money-on-your-car-insurance/">Saving Money On Your Car Insurance</a> &mdash; Want to save money on your car insurance? Look into paying upfront. [Yes, I Am Cheap]</p> <p><a href="http://sweatingthebigstuff.com/most-powerful-moves-make-your-money-your-20s/">The Most Powerful Moves to Make With Your Money in Your 20s</a> &mdash; In your 20s, make it a point to try to save some of your money. [Sweating The Big Stuff]</p> <p><a href="http://money.usnews.com/money/personal-finance/articles/2012/12/20/50-ways-to-improve-your-finances-in-2013">50 Ways to Improve Your Finances in 2013</a> &mdash; Calculating your retirement number is a great way to improve your finances in 2013! [US News &amp; World Report]</p> <h2>Other Essential Reading</h2> <p><a href="http://lifehacker.com/5970143/who-should-i-tip-and-how-much?tag=personal-finance">Who Should I Tip (and How Much)?</a> &mdash; Before the year is over, remember to tip your mail carrier a small gift worth $20 or less. [Lifehacker]</p> <p><a href="http://livingonthecheap.com/15-things-to-do-instead-of-shopping-after-christmas/">15 fun things to do between Christmas and New Year's</a> &mdash; Between now and the end of the year, start a scrapbook! [Living On The Cheap]</p> <p><a href="http://onecentatatime.com/10-ways-to-increase-your-self-esteem/">10 Ways to increase your self-esteem</a> &mdash; If you want to increase your self-esteem, make yourself presentable. [One Cent At A Time]</p> <p><a href="http://parentingsquad.com/12-ways-to-entertain-the-kids-over-winter-break">12 Ways to Entertain Kids Over Winter Break</a> &mdash; To keep your kids entertained over winter break, conduct winter science experiments. [Parenting Squad]</p> <p><a href="http://www.dumblittleman.com/2012/12/7-sleeping-tips-to-boost-quality-of.html">7 Tips to Boost the Quality of Your Sleep</a> &mdash; Having clean sheets can help boost the quality of your sleep. [Dumb Little Man]</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/ashley-jacobs">Ashley Jacobs</a> of <a href="http://www.wisebread.com/best-money-tips-the-best-and-worst-baby-buys">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-5"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-places-to-get-cheaper-diapers">5 Places to Get Cheaper Diapers</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-infant-nail-clippers">The 5 Best Infant Nail Clippers</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-increase-the-chance-of-someone-returning-your-lost-wallet">How to Increase the Chance of Someone Returning Your Lost Wallet</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-smart-ways-to-save-on-maternity-clothes">7 Smart Ways to Save on Maternity Clothes</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/dont-waste-money-on-this-pricey-baby-gear">8 Things You Definitely Don&#039;t Need for a Baby</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Shopping baby best money tips child Thu, 27 Dec 2012 11:00:31 +0000 Ashley Jacobs 961692 at http://www.wisebread.com Best Money Tips: Bringing Home Baby Without Breaking the Budget http://www.wisebread.com/best-money-tips-bringing-home-baby-without-breaking-the-budget <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-bringing-home-baby-without-breaking-the-budget" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/3282474969_ab69bfea95_z-1.jpg" alt="Bringing Home Baby Without Breaking the Budget" title="Bringing Home Baby Without Breaking the Budget" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found some great articles on bringing home baby without breaking the budget, going to the movies for cheap, and veterans day free meals.</p> <h2>Top 5 Articles</h2> <p><a href="http://moneyning.com/kids-and-money/bringing-home-baby-without-breaking-the-budget/">Bringing Home Baby (Without Breaking the Budget)</a> &mdash; Don't let the hospital overcharge you for things like mouthwash or shampoo when you go in to deliver your baby. Bring your own! [MoneyNing]</p> <p><a href="http://www.savvysugar.com/How-Go-Movies-Cheap-12187346">How To Go To The Movies For Cheap</a> &mdash; To save money on movie tickets, buy them in bulk. [SavvySugar]</p> <p><a href="http://cashmoneylife.com/veterans-day-free-meals/">2012 Veterans Day Free Meals</a> &mdash; If you are a veteran, head to Sizzler or Chili's for a free meal on Veterans Day. [Cash Money Life]</p> <p><a href="http://www.thedigeratilife.com/blog/working-for-yourself/">5 Benefits of Working For Yourself (Online Business)</a> &mdash; When you work for yourself, you can claim quite a few tax deductions you wouldn't be able to claim if you worked for someone else. [The Digerati Life]</p> <p><a href="http://www.threethriftyguys.com/2012/11/10-ways-to-save-money-on-fixed-expenses/">10 Ways to Save Money on Fixed Expenses</a> &mdash; Save money on electricity by switching to fluorescent bulbs and keep your shades drawn during the summer. [Three Thrifty Guys]</p> <h2>Other Essential Reading</h2> <p><a href="http://www.stackthechips.com/5-steps-to-follow-when-paying-off-debt/">5 Steps To Follow When Paying Off Debt</a> &mdash; Want to pay off your debt? Stop building new debt and tackle one debt at a time. [Stack The Chips]</p> <p><a href="http://personaldividends.com/how-to-retire-early/">How to Retire Early</a> &mdash; If you want to retire early, keep your basic living costs low. [Personal Dividends]</p> <p><a href="http://amateurassetallocator.com/2012/11/05/5-things-i-wish-i-knew-about-money-when-i-was-20/?utm_source=feedburner&amp;utm_medium=feed&amp;utm_campaign=Feed%3A+AmateurAssetAllocator+%28Amateur+Asset+Allocator%29">5 Things I Wish I Knew About Money When I Was 20</a> &mdash; In your 20's, remember that material possessions aren't everything. Too much stuff will drag you down. [Amateur Asset Allocator]</p> <p><a href="http://money.cnn.com/gallery/pf/2012/11/01/top-paying-jobs/index.html">Top-paying jobs</a> &mdash; Dentists and software architects have some of the top paying jobs in America. [CNNMoney]</p> <p><a href="http://parentingsquad.com/camping-101-tips-and-survival-strategies-for-not-so-outdoorsy-parents">12 Camping Survival Strategies for Not-So-Outdoorsy Parents</a> &mdash; Getting the right gear and packing for comfort can help make camping easier for not-so-outdoorsy parents. [Parenting Squad]</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/ashley-jacobs">Ashley Jacobs</a> of <a href="http://www.wisebread.com/best-money-tips-bringing-home-baby-without-breaking-the-budget">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-6"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/24-tips-for-having-a-baby-without-going-broke">24 Tips for Having a Baby Without Going Broke</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-easy-ways-to-make-room-for-baby">5 Easy Ways to Make Room for Baby</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-newborn-costs-that-took-me-by-surprise">10 Newborn Costs That Took Me by Surprise</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/buy-baby-bunting-but-dont-pay-full-price">Buy Baby Bunting... But don&#039;t pay full price!</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/not-free-to-be-poor">Not free to be poor</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Lifestyle baby best money tips hospital newborn Tue, 06 Nov 2012 10:36:48 +0000 Ashley Jacobs 955600 at http://www.wisebread.com Best Money Tips: Financial Tasks to Tackle When Preparing for a Baby http://www.wisebread.com/best-money-tips-financial-tasks-to-tackle-when-preparing-for-a-baby <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-financial-tasks-to-tackle-when-preparing-for-a-baby" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/1525287967_2660a61ca6_z-1.jpg" alt="Financial Tasks to Tackle When Preparing for a Baby" title="Financial Tasks to Tackle When Preparing for a Baby" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found some awesome articles on financial tasks to tackle when preparing for a baby, cheap foods to avoid, and ways to be a coupon hero.</p> <h2>Top 5 Articles</h2> <p><a href="http://www.creditsesame.com/blog/and-baby-makes-three-5-financial-tasks-to-tackle-when-preparing-for-a-baby/">And Baby Makes Three: 5 Financial Tasks to Tackle When Preparing for a Baby</a> &mdash; When preparing for a baby, take the time to create a baby budget. [Credit Sesame]</p> <p><a href="http://www.savvysugar.com/Unhealthy-Cheap-Foods-20078839">Good For Wallet, Bad For Health: Avoid These 5 Cheap Foods</a> &mdash; Steer clear of pop tarts! They may be cheap but they aren't healthy. [SavvySugar]</p> <p><a href="http://money.msn.com/frugal-living/post.aspx?post=0480fefd-6df6-414f-b736-9813ec260eaf&amp;ref=bfv">9 Ways to Be a Coupon Hero</a> &mdash; Be a coupon hero by donating some of the extra food you scored at a low price to a local food bank. [MSN Money]</p> <p><a href="http://theroadto31.com/2015/06/6-tips-for-saving-money-while-homeschooling.html">6 Tips for Saving Money While Homeschooling</a> &mdash; When homeschooling, save money on the curriculum by finding resources online. [The Road to 31]</p> <p><a href="http://moneysmartlife.com/important-tips-for-reformatting-your-resume/">Important Tips for Reformatting Your Resume</a> &mdash; If you are in the process of reformatting your resume, remember to list the most relevant information first. [Money Smart Life]</p> <h2>Other Essential Reading</h2> <p><a href="http://www.moneytalksnews.com/2012/09/28/6-alternatives-to-the-nations-most-popular-brands/">6 Alternatives to the Nation's Most Popular Brands</a> &mdash; Opt to switch from Origins makeup to Physicians Formula's Organic Wear line. [Money Talks News]</p> <p><a href="http://parentingsquad.com/math-web-sites-and-apps-to-help-with-homework">Math Websites and Apps to Help With Homework</a> &mdash; MathNerds is a website with 500 volunteer mathematicians that will help your child with his or her homework. [Parenting Squad]</p> <p><a href="http://www.freemoneyfinance.com/2012/09/real-estate-101-where-to-start.html">Real Estate 101: Where to Start</a> &mdash; When getting started in real estate, you have to have access to capital. [Free Money Finance]</p> <p><a href="http://kiplinger.com/slideshow/TaxUnfriendlyStatesRetirees/1.html">10 Least Tax-Friendly States for Retirees</a> &mdash; Vermont is one of the least tax-friendly states for retirees. [Kiplinger]</p> <p><a href="http://www.bargaineering.com/articles/5-telltale-signs-good-investment-scam-mark.html">5 Tell-Tale Signs of a Good Investment Scam Mark</a> &mdash; If you call 800 numbers regularly, you are a good mark for investment scammers. [Bargaineering]</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/ashley-jacobs">Ashley Jacobs</a> of <a href="http://www.wisebread.com/best-money-tips-financial-tasks-to-tackle-when-preparing-for-a-baby">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-3"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/24-tips-for-having-a-baby-without-going-broke">24 Tips for Having a Baby Without Going Broke</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/buy-baby-bunting-but-dont-pay-full-price">Buy Baby Bunting... But don&#039;t pay full price!</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/not-free-to-be-poor">Not free to be poor</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-save-on-12-winter-essentials">How to Save on 12 Winter Essentials</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-travel-full-time-for-17000-a-year-or-less">How to Travel Full-Time for $17,000 a Year (or Less!)</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Lifestyle baby best money tips financial tasks pregnant Mon, 01 Oct 2012 10:00:43 +0000 Ashley Jacobs 954795 at http://www.wisebread.com Best Money Tips: Having a Baby on a Budget http://www.wisebread.com/best-money-tips-having-a-baby-on-a-budget <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-having-a-baby-on-a-budget" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/5100460881_f66832d567_z(1)-1.jpg" alt="Having a Baby on a Budget" title="Having a Baby on a Budget" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found some great articles on having a baby on a budget, items you should buy new, and steps to get back on the right financial track.</p> <h2>Top 5 Articles</h2> <p><a href="http://christianpf.com/having-a-baby-on-a-budget-ways-to-save-money/">Having a Baby on a Budget: Ways to Save Money</a> &mdash; Opting for cloth diapers as opposed to disposable ones is a great way to save money on a baby. [Christian PF]</p> <p><a href="http://www.savvysugar.com/Items-Buy-New-23918595">7 Items You Should Always Buy New</a> &mdash; Always buy sandals and shoes new. [SavvySugar]</p> <p><a href="http://www.richcreditdebtloan.com/6-steps-to-get-back-on-the-right-financial-track/">6 Steps to Get Back on the Right Financial Track</a> &mdash; Get back on financial track by paying down your credit cards and downsizing if necessary. [Rich Credit Debt Loan]</p> <p><a href="http://www.girlsjustwannahavefunds.com/job-search-tips">4 Unconventinoal Ways To Land A Job In An Impossible Job Market</a> &mdash; Are you trying to get a job in this difficult job market? Only list relevant jobs on your resume. [Girls Just Wanna Have Funds]</p> <p><a href="http://www.freemoneyfinance.com/2012/07/the-52-best-money-saving-tips-ideas-10-through-6.html">The 52 Best Money Saving Tips, Ideas #10 Through #6</a> &mdash; To save money, improve your credit score and shop smart. [Free Money Finance]</p> <h2>Other Essential Reading</h2> <p><a href="http://www.mangomoney.com/blog/financial-empowerment/8-simple-ways-to-save-this-summer">8 Simple Ways to Save this Summer</a> &mdash; Save money this summer by turning down your hot water and making your own personal care products. [Mango Money]</p> <p><a href="http://www.thecentsiblelife.com/2012/07/worry-free-vacation-tips/">Worry-Free Vacation Tips</a> &mdash; When preparing for your vacation, remember to leave your valuables at home and make multiple copies of your wallet contents. [The Centsible Life]</p> <p><a href="http://personaldividends.com/20-tips-to-help-you-live-a-greener-lifestyle/">20 Tips to Help You Live a Greener Lifestyle</a> &mdash; Live a greener lifestyle by preserving your own food and unplugging chargers and devices you aren't using. [Personal Dividends]</p> <p><a href="http://ptmoney.com/mistakes-w-make-when-trying-to-save-money/">7 Mistakes We Make When Trying to Save Money</a> &mdash; When trying to save money, don't make the mistake of not taking advantage of free money from your company 401K. [PT Money]</p> <p><a href="http://parentingsquad.com/create-a-water-park-in-your-own-backyard">How to Create a Water Park in Your Own Backyard</a> &mdash; Create a water park in your own backyard with water balloons and soaker slides. [Parenting Squad]</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/ashley-jacobs">Ashley Jacobs</a> of <a href="http://www.wisebread.com/best-money-tips-having-a-baby-on-a-budget">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-7"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/20-freebies-for-college-students">20+ Freebies for College Students</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/regifting-a-simple-how-to-guide">Regifting: A Simple How-To Guide</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-summer-party-ideas-that-wont-break-the-bank">6 Summer Party Ideas That Won&#039;t Break the Bank</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/on-choosing-and-defending-your-luxuries">On Choosing and Defending Your Luxuries</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/101-things-to-do-with-a-1-bill">101 things to do with a $1 bill.</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Frugal Living baby best money tips budget Wed, 11 Jul 2012 10:00:18 +0000 Ashley Jacobs 941427 at http://www.wisebread.com 3 Life Lessons I've Learned Since Becoming a Parent http://www.wisebread.com/3-life-lessons-ive-learned-since-becoming-a-parent <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/3-life-lessons-ive-learned-since-becoming-a-parent" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/mother and son.jpg" alt="Mom and child" title="Mom and child" class="imagecache imagecache-250w" width="250" height="167" /></a> </div> </div> </div> <p>The past few months have been a blur as my husband and I welcomed our first child into our lives. Between 3 a.m. feedings, poopy diapers, walking and rocking the baby, and trying to fit a shower into my day, the parenting learning curve has been a steep one. I&rsquo;m learning more every day, and in the midst of this dramatic life change, three glaring lessons have stood out to me since I brought my daughter into the world; three life lessons that took becoming a parent for me to learn. (See also: <a href="http://www.wisebread.com/7-important-lessons-frugal-parents-teach-their-children">7 Important Lessons Frugal Parents Teach Their Children</a>)</p> <h2>1. Don&rsquo;t Judge</h2> <p>I have to confess that before I had a baby, I subconsciously (and let&rsquo;s admit it, consciously) judged other parents. This included parents frantically trying to calm a screaming baby while shopping, mothers quickly mixing a bottle of formula to give their children while on the run, frustrated parents yelling at their kids, parents who put their kids to sleep in a swing, etc&hellip;.</p> <p>I guess the universe had a karmic lesson to teach me &mdash; after my baby was born, I had difficulties breastfeeding, and finally, when my baby wasn&rsquo;t gaining weight, I was forced to supplement with formula. Good gracious, now I was the one feeling judged and guilty when I whipped out a bottle of formula in front of <a href="http://www.wisebread.com/4-ways-breast-feeding-saves-money">other breastfeeding moms</a> in the nursing lounge at the mall! Additionally, while I had sworn I wouldn&rsquo;t be one of those moms who bought every swing, bouncer, or toy available, now I found myself desperately spending money on any gadget that promised to let me put my baby down for a few minutes and have a cup of coffee. Lesson learned &mdash; don&rsquo;t judge other people&rsquo;s parenting choices, or life choices in general. Instead, I&rsquo;m learning to accept that everyone makes the best choices they can given their unique circumstances.</p> <p>I&rsquo;ve found a new level of acceptance and camaraderie with other moms, even if they&rsquo;re just strangers I meet at the grocery store. We swap stories of staying up late at night, which swing works best for calming a baby, and &ldquo;crying-it-out&rdquo; versus &ldquo;attachment&rdquo; approaches to sleeping. The best thing is, although we&rsquo;ve all made different choices, our babies are all doing fine.</p> <h2>2. It's OK&nbsp;to Accept Help</h2> <p>Whoever coined the saying &ldquo;It takes a village to raise a child&rdquo; never said a truer word. While I admire superhero moms who seem to manage to take care of their families on their own with nary a helping hand, I accept that I am not one of them. After days without sleeping, I finally accepted offers from family and friends to watch the baby while I napped, or to clean the house while I held the baby. I was grateful to relatives who bought groceries and made dinner, and I stopped feeling bad about asking the in-laws to take the baby for an evening so I could have some time to myself. I realized that although I felt like I was inconveniencing my friends, they were genuinely happy to help, and I finally found the freedom to feel grateful rather than guilty.</p> <p>In fact, I&rsquo;m starting to believe that modern American life is not conducive to raising children well. Think about it &mdash; in traditional cultures, the entire extended family lives in close proximity, so that grandparents, as well as aunts and uncles, are close participants in the raising of a child. It&rsquo;s not all on the mom or dad. But in our modern culture, where extended families are separated by large distances, all the responsibility falls on the two parents, one or both of whom are probably working full time. Instead of relying on a network of relatives, parents now have to find community through parenting groups, play dates, lactation workshops, and other modern inventions. There&rsquo;s probably nothing we can do about the culture, but it&rsquo;s helpful to realize that we were meant to <a href="http://www.wisebread.com/can-you-afford-to-have-a-baby">raise our kids in a community</a>, and that there&rsquo;s nothing wrong with needing help.</p> <h2>3. Beware of False Guilt</h2> <p>There are so many things that make you feel guilty as a parent, as I&rsquo;m sure all you seasoned parents can attest. As a first-time mom, I tend to feel guilty about everything. A short list includes giving my baby a pacifier, letting my baby sleep in her swing, bonking my baby&rsquo;s head on the car seat handle, and more. That&rsquo;s not to mention the guilt I feel when well-meaning friends ask me <a href="http://www.wisebread.com/12-side-jobs-for-stay-at-home-moms-and-dads">what I do all day at home</a> (because I should be working) or when I have to decline doing someone a favor because it will interfere with my daughter&rsquo;s naptime.</p> <p>As a natural people-pleaser, there are days when I feel like everything I&rsquo;m doing is wrong. But I&rsquo;m slowly starting to learn that I have the right to make mistakes and say no to other people&rsquo;s requests, and I don&rsquo;t have to feel bad about it. I&rsquo;m able to bring a lot more happiness and joy into my family&rsquo;s life when I&rsquo;m not guilt-ridden. In fact, I hope that my daughter will learn the same lesson and will eventually grow up to be a joyful, confident person who can learn from her mistakes and stand up for herself without being burdened by false guilt.</p> <h2 style="text-align: center;">Like this article? Pin it!</h2> <div align="center"><a data-pin-do="buttonPin" data-pin-count="above" data-pin-tall="true" href="https://www.pinterest.com/pin/create/button/?url=http%3A%2F%2Fwww.wisebread.com%2F3-life-lessons-ive-learned-since-becoming-a-parent&amp;media=http%3A%2F%2Fwww.wisebread.com%2Ffiles%2Ffruganomics%2Fu5180%2F3%2520Life%2520Lessons%2520I%2527ve%2520Learned%2520Since%2520Becoming%2520a%2520Parent.jpg&amp;description=3%20Life%20Lessons%20I've%20Learned%20Since%20Becoming%20a%20Parent"></a></p> <script async defer src="//assets.pinterest.com/js/pinit.js"></script></div> <p style="text-align: center;"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5180/3%20Life%20Lessons%20I%27ve%20Learned%20Since%20Becoming%20a%20Parent.jpg" alt="3 Life Lessons I've Learned Since Becoming a Parent" width="250" height="374" /></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/camilla-cheung">Camilla Cheung</a> of <a href="http://www.wisebread.com/3-life-lessons-ive-learned-since-becoming-a-parent">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-8"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/24-tips-for-having-a-baby-without-going-broke">24 Tips for Having a Baby Without Going Broke</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-frugal-living-skills-you-should-be-teaching-your-children">7 Frugal Living Skills You Should Be Teaching Your Children</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-money-rules-thatll-save-you-big-in-babys-first-year">5 Money Rules That&#039;ll Save You Big in Baby&#039;s First Year</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-places-to-get-cheaper-diapers">5 Places to Get Cheaper Diapers</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/can-you-afford-to-have-a-baby">Can You Afford to Have a Baby?</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Family Personal Development baby guilt Help life lessons parenting Tue, 22 May 2012 10:00:12 +0000 Camilla Cheung 929267 at http://www.wisebread.com