baby http://www.wisebread.com/taxonomy/term/7697/all en-US Paying for Pregnancy and Birth Without Health Insurance http://www.wisebread.com/paying-for-pregnancy-and-birth-without-health-insurance <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/paying-for-pregnancy-and-birth-without-health-insurance" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://www.wisebread.com/files/fruganomics/imagecache/250w/blog-images/pregnant-4841849-small.jpg" alt="pregnancy" title="pregnancy" class="imagecache imagecache-250w" width="250" height="167" /></a> </div> </div> </div> <p>Babies, whether planned or not, generally come into the world with wonder, delight, and a very high hospital bill. While it used to be that moms relied on their employer's health insurance (or that of their spouse's) to see them through with the expenses, the healthcare landscape is changing fast; no longer can you be guaranteed that baby will arrive while you're covered. (See also: <a href="http://www.wisebread.com/can-you-afford-to-have-a-baby" target="_blank">Can You Afford to Have a Baby?</a>)</p> <p>Before you worry that a sudden change in employment, a venture into entrepreneurship, or a sneaky health insurance clause will have you seeing big bills, check out this list of options for moms-to-be on a budget.</p> <h2>Presumptive Eligibility and Medicaid</h2> <p>While most doctors will ask to see your insurance card, many will not deny seeing you for prenatal care, especially if you are upfront and honest about your situation. If your doctor is a Medicaid provider, they can assist you in filling out the necessary forms to <a href="http://www.medicaid.gov/" target="_blank">apply for assistance</a>. Even if you don't qualify for traditional Medicaid coverage due to a higher income, many pregnant moms qualify for prenatal and post-delivery care via special state and federal programs aimed at ensuring babies are born healthy.</p> <p>&quot;Presumptive eligibility&quot; simply means that the provider chooses to provide you care even before you have completely filled out your application for assistance. They go off of the information you give them, as well as a positive pregnancy test. Once you've applied for, and been accepted to receive, health benefits, you can usually expect to see no interruption in your care routine. Most Medicaid programs will also pay bills related to your pregnancy for up to 90 days <em>prior</em> to your application. Keep your receipts.</p> <h2>Non-Profit Assistance</h2> <p>Many hospitals and health systems <a href="http://www.wisebread.com/5-places-to-check-out-medical-care-for-the-uninsured" target="_blank">have non-profit funds that they give to lower-income patients</a> who do not have adequate insurance and don't qualify for state or federal assistance. Usually, these funds are distributed on a sliding scale, but they can significantly cut down on your final bill and keep you from falling into medical bankruptcy or other scary situations. You should ask about any non-profit funds that may be available at the first visit when speaking with the financial counselor at your physician's office or health center.</p> <h2>Preexisting Coverage Plans</h2> <p>These plans are also administered through the government and act as bridge coverage for pregnant women until new coverage laws go into effect. To qualify, you must not have had coverage in the last six months, however. (It's important that, even while you are waiting to qualify, you don't skip doctor's appointments!)</p> <h2>Prepaid Plans</h2> <p>For moms who don't qualify for assistance or choose not to apply for it, there are discounted plans available for moms who can settle their bill prior to delivery. While there can be some surprises with any pregnancy (emergency c-sections, for example), most physicians have a standard schedule of care that they recommend, along with pricing tiers for the prenatal visits, tests, and final delivery. For moms who can pay a little at each visit, or even in full prior to be admitting to the hospital, there is usually a hefty discount &mdash; 25% or more in many cases.</p> <h2>Selective Diagnostics</h2> <p>No mom wants to skip out on essential services that can detect problems and provide a happier outcome for mom and baby, however, not all moms agree on what diagnostics are necessary.</p> <p>Many moms have chosen to opt out of extra screenings, ultrasounds, or blood tests that are more informative than preventative (genetic screenings, for example). This is a very personal decision that should be made with the full understanding of what you are giving up, but it can prevent you from being charged thousands of dollars for screenings that you didn't want or need, anyway. Just be sure to discuss all extra tests with your doctor before the visit they are scheduled for. Many nurses follow a standard procedure for care and may assume you want the tests. If you are opting out of any diagnostics, ask what samples will be used for and ask to sign off on any lab work that you feel may be out of your comfort zone.</p> <h2>Midwifery</h2> <p>This increasingly popular form of prenatal care is gaining respect in the health community, especially among those with limited health coverage. While the cost can vary wildly between geographic areas, most midwives that come to your home for health care can save you 50% or more on the cost of your prenatal care. Add to that the discount received by delivering at home or in a birthing center (<a href="http://www.wisebread.com/the-pros-and-cons-of-retail-health-clinics" target="_blank">rather than a traditional hospital</a>), and many happy moms have reported total bills of no more than $3-4,000 (compared to the $5-12,000 of a doctor-assisted birth).</p> <p>This choice will be more suitable for those who prefer a natural birth and live close to a hospital (in case of a life-threatening emergency), but many moms have enjoyed the perks of using a midwife while paying for the services in full at the delivery.</p> <h2>Health Care Is Changing</h2> <p>Health insurance is changing all the time, especially in light of the recently passed health care legislation. Regardless of any upcoming developments, however, there are a couple of things you can do <em>before</em> you get pregnant to ensure that you aren't scrambling for coverage at the last minute.</p> <p><strong>Don't Assume That Your Health Insurance Covers Maternity</strong></p> <p>Many self-employed and individual plans do not cover maternity care, and those that do may require a separate rider to be purchased. Additionally, those that cover maternity care may only pay for services that are considered &quot;emergency&quot; and will not cover basic prenatal care and standard delivery fees.</p> <p><strong>Don't Delay the Paperwork</strong></p> <p>If you plan on becoming pregnant and are eligible for open enrollment at your work, check and double-check that everything gets filled out and turned in on time. Likewise, <a href="http://www.wisebread.com/going-to-be-a-mommy-know-your-rights">many employer plans require</a> that you enroll the newborn on the company plan within 30 days of birth, or the child will not receive coverage (and your prenatal and delivery claims may be denied.) Be diligent and never assume that your work has &quot;taken care of it.&quot;</p> <p><em>How did you pay (or are you planning to pay) for pregnancy related health care costs?</em></p> <a href="http://www.wisebread.com/paying-for-pregnancy-and-birth-without-health-insurance" class="sharethis-link" title="Paying for Pregnancy and Birth Without Health Insurance" rel="nofollow">ShareThis</a><br /><div id="custom_wisebread_footer"><div id="rss_tagline">Written by <a href="http://www.wisebread.com/linsey-knerl">Linsey Knerl</a> and published on <a href="http://www.wisebread.com/">Wise Bread</a>. Read more <a href="http://www.wisebread.com/taxonomy/term/"> articles from Wise Bread</a>.</div></div> Health and Beauty Insurance baby health insurance medicaid midwife pregnancy pregnant without insurance Mon, 22 Apr 2013 09:48:31 +0000 Linsey Knerl 973518 at http://www.wisebread.com Best Money Tips: How You Can Afford a Baby http://www.wisebread.com/best-money-tips-how-you-can-afford-a-baby <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-how-you-can-afford-a-baby" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://www.wisebread.com/files/fruganomics/imagecache/250w/blog-images/6910070621_7d469a5667_z.jpg" alt="newborn" title="newborn" class="imagecache imagecache-250w" width="250" height="167" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found some great articles on how you can afford a baby, the value of vacation, and rules for new homebuyers.</p> <h2>Top 5 Articles</h2> <p><a href="http://christianpf.com/afford-a-baby-money-saving-tips/">How You Can Afford a Baby: 10 Money Saving Tips</a> &mdash; Using cloth diapers and breast feeding can help you afford a baby. [Christian PF]</p> <p><a href="http://www.getrichslowly.org/blog/2013/02/07/the-value-of-vacation/">The value of vacation</a> &mdash; Some of the best ways to save on vacations is to be flexible and share accomodations if possible. [Get Rich Slowly]</p> <p><a href="http://www.fivecentnickel.com/2013/02/01/rules-for-new-homebuyers/">Rules for New Homebuyers</a> &mdash; If you are a new homebuyer, map out your expenses. [Five Cent Nickel]</p> <p><a href="http://www.lazymanandmoney.com/save-money-on-valentines-day-17-tips-inside/">Save Money on Valentine's Day</a> &mdash; To save money on Valentine's Day, make your sweetheart breakfast in bed. [Lazy Man and Money]</p> <p><a href="http://couplemoney.com/family-and-finances/get-rich-with-second-income/?utm_source=feedburner&amp;utm_medium=feed&amp;utm_campaign=Feed%3A+CoupleMoney+%28Couple+Money%29">Have Fun with Your Second Income</a> &mdash; Have fun with your second income by having another child or retiring early! [Couple Money]</p> <h2>Other Essential Reading</h2> <p><a href="http://www.savvysugar.com/Wedding-Favors-People-Use-27320976">Waste Not, Want Not: 47 Wedding Favors People Will Actually Use</a> &mdash; Succulents are a great wedding favor to give at your wedding. [SavvySugar]</p> <p><a href="http://www.narrowbridge.net/am-i-taking-advantage-of-all-the-benefit-plans-my-employer-offers/">Am I Taking Advantage of all the Benefit Plans My Employer Offers?</a> &mdash; Make sure you are taking advantage of all the benefits your employer offers by finding out about extra perks available to you! [Narrow Bridge Finance]</p> <p><a href="http://canadianfinanceblog.com/benefits-of-getting-a-library-card/">The Benefits of Getting a Library Card</a> &mdash; Even if you have to pay to get a library card, once you read one or two books the cost of the card pays for itself! [Canadian Finance Blog]</p> <p><a href="http://www.freemoneyfinance.com/2013/02/second-act-career-work-for-a-nonprofit-organization.html">Second-Act Career: Work for a Nonprofit</a> &mdash; Did you know nonprofits in the United States employ 9% of our workforce? [Free Money Finance]</p> <p><a href="http://parentingsquad.com/prosquad-invented-spelling">ProSquad: Why Invented Spelling Doesn't Work</a> &mdash; Allowing a child to use invented spelling to help foster creativity and self-esteem is a bad idea. [Parenting Squad]</p> <a href="http://www.wisebread.com/best-money-tips-how-you-can-afford-a-baby" class="sharethis-link" title="Best Money Tips: How You Can Afford a Baby" rel="nofollow">ShareThis</a><br /><div id="custom_wisebread_footer"><div id="rss_tagline">Written by <a href="http://www.wisebread.com/ashley-jacobs">Ashley Jacobs</a> and published on <a href="http://www.wisebread.com/">Wise Bread</a>. Read more <a href="http://www.wisebread.com/taxonomy/term/"> articles from Wise Bread</a>.</div></div> Lifestyle baby best money tips Fri, 08 Feb 2013 11:00:35 +0000 Ashley Jacobs 967741 at http://www.wisebread.com Best Money Tips: Lower the Cost of Raising a Child http://www.wisebread.com/best-money-tips-lower-the-cost-of-raising-a-child <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-lower-the-cost-of-raising-a-child" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://www.wisebread.com/files/fruganomics/imagecache/250w/blog-images/5813985948_960a3a4d8f_z.jpg" alt="Lower the Cost of Raising a Child" title="Lower the Cost of Raising a Child" class="imagecache imagecache-250w" width="250" height="141" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found some stellar articles on lowering the cost of raising a child, meal starters to keep in your kitchen, and financial tips for newlyweds.</p> <h2>Top 5 Articles</h2> <p><a href="http://www.mint.com/blog/how-to/simple-ways-to-lower-the-cost-of-raising-a-chil-0113/">Simple Ways to Lower the Cost of Raising a Child</a> &mdash; Lower the cost of raising a child by purchasing diapers in bulk. [MintLife Blog]</p> <p><a href="http://www.mainstreet.com/article/family/10-meal-starters-always-keep-your-kitchen-0">10 Meal Starters to Always Keep in Your Kitchen</a> &mdash; It is a good idea to always have pasta and eggs in your kitchen. [MainStreet]</p> <p><a href="http://www.goodfinancialcents.com/financial-advice-for-newlyweds/">Love and Money: Financial Tips for Newlyweds</a> &mdash; Newlyweds must have the financial talk and should manage their finances together. [Good Financial Cents]</p> <p><a href="http://www.thesimpledollar.com/2013/01/28/my-five-tenets-of-financial-independence/">My Five Tenents of Financial Independence</a> &mdash; If you want to be financially independent, rely on yourself and no one else for income. [The Simple Dollar]</p> <p><a href="http://www.marcandangel.com/2013/01/28/7-things-happy-people-say-every-day/">7 Things Happy People Say Every Day</a> &mdash; Happy people tend to say &quot;today is going to be a great day&quot; on a daily basis. [Marc and Angel Hack Life]</p> <h2>Other Essential Reading</h2> <p><a href="http://save1.com/blog/how-to-save-money-filing-your-taxes/">How to Save Money Filing Your Taxes</a> &mdash; Want to save money filing your taxes? If you earn less than $58,000 per year, you can use Free File from the IRS. [Save1 Blog]</p> <p><a href="http://www.savvysugar.com/Lisa-Ling-House-Photos-Tips-Peaceful-Home-26949318">Lisa Ling: 5 Ways To Make Your Home A Peaceful Oasis</a> &mdash; Make your home a peaceful oasis by avoiding clutter. [SavvySugar]</p> <p><a href="http://www.freemoneyfinance.com/2013/01/how-will-you-invest-in-2013.html">How Will You Invest in 2013?</a> &mdash; Did you know 33% of people will invest more money in stocks in 2013? [Free Money Finance]</p> <p><a href="http:// http://retireby40.org/2013/01/7-downsides-entrepreneur/">7 Little Downsides Of Being An Entrepreneur</a> &mdash; One of the downsides of being an entrepreneur is you end up spending all your time on your business. [Retire by 40]</p> <p><a href="http://parentingsquad.com/how-to-have-summer-fun-in-mid-winter">How to Have Summer Fun in the Middle of Winter</a> &mdash; To have summer fun in the middle of winter, head to an indoor water park. [Parenting Squad]</p> <a href="http://www.wisebread.com/best-money-tips-lower-the-cost-of-raising-a-child" class="sharethis-link" title="Best Money Tips: Lower the Cost of Raising a Child" rel="nofollow">ShareThis</a><br /><div id="custom_wisebread_footer"><div id="rss_tagline">Written by <a href="http://www.wisebread.com/ashley-jacobs">Ashley Jacobs</a> and published on <a href="http://www.wisebread.com/">Wise Bread</a>. Read more <a href="http://www.wisebread.com/taxonomy/term/"> articles from Wise Bread</a>.</div></div> Lifestyle baby best money tips child cost raising a child Wed, 30 Jan 2013 11:00:33 +0000 Ashley Jacobs 967560 at http://www.wisebread.com Best Money Tips: Parenting Products to Buy Used http://www.wisebread.com/best-money-tips-parenting-products-to-buy-used <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-parenting-products-to-buy-used" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://www.wisebread.com/files/fruganomics/imagecache/250w/blog-images/2993437124_faa51bfbf9_z.jpg" alt="Parenting Products to Buy Used" title="Parenting Products to Buy Used" class="imagecache imagecache-250w" width="250" height="141" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found some awesome articles on parenting products to buy used, making a small space seem bigger, and the cheapest 2013 car models to insure.</p> <h2>Top 5 Articles</h2> <p><a href="http://www.creditsesame.com/blog/parenting-products-to-buy-used/">Parenting Products to Buy Used (and What to Skip)</a> &mdash; It is ok to buy changing tables or other baby furniture (with the exception of cribs) used. [Credit Sesame]</p> <p><a href="http://www.savvysugar.com/How-Make-Small-Space-Bigger-26962377">11 Ideas To Make A Small Space Seem Bigger</a> &mdash; Translucent is the way to go if you want to make a small space seem bigger. [SavvySugar]</p> <p><a href="http://www.kiplinger.com/article/insurance/T004-C011-S001-10-cheapest-2013-car-models-to-insure.html">10 Cheapest 2013 Car Models to Insure</a> &mdash; The Ford Edge SE is the cheapest 2013 car model to insure. [Kiplinger]</p> <p><a href="http://moneyning.com/kids-and-money/how-to-reduce-the-costs-of-your-childs-extracurricular-activities/">How to Reduce the Costs of Your Child's Extracurricular Activities</a> &mdash; To reduce the costs of your child's extracurricular activities, prioritize their activities. [MoneyNing]</p> <p><a href="http://livingonthecheap.com/stop-calling-me/">When the 'do not call' list doesn't work</a> &mdash; If you are on the 'do not call list' and it doesn't seem to be working, it may be because the 'do not call' list doesn't applie to legitimate charities. [Living on the Cheap]</p> <h2>Other Essential Reading</h2> <p><a href="http://www.moneytalksnews.com/2013/01/25/whats-for-dinner-5-menu-planning-sites-to-consider/">What's for Dinner? 5 Menu-Planning Sites to Consider</a> &mdash; Trying to figure out what to make for dinner? Check out Pepperplate or Plan to Eat. [Money Talks News]</p> <p><a href="http://www.bargaineering.com/articles/when-to-buy-bulk.html">When Should You Buy in Bulk?</a> &mdash; Cell phone minutes are a good thing to buy in bulk. [Bargaineering]</p> <p><a href="http://money.msn.com/saving-money-tips/post.aspx?post=6ce10e48-fb26-4772-8542-cd852148e3c9&amp;ref=bfv">Shopping at 'curb mart'</a> &mdash; When you are out and about, keep your eyes peeled for items people leave on curbs, by dumpsters, or even money on the ground! [MSN Money]</p> <p><a href="http://parentingsquad.com/6-good-reasons-to-disconnect">Unplugged: 6 Good Reasons to Disconnect from Technology</a> &mdash; Disconnect from your technology because it's bad manners not to if you are in the presence of others. [Parenting Squad]</p> <p><a href="http://www.freemoneyfinance.com/2013/01/how-much-umbrella-insurance-do-you-need.html">How Much Umbrella Insurance Do You Need?</a> &mdash; Make sure you have enough umbrella insurance to give yourself peace of mind. [Free Money Finance]</p> <a href="http://www.wisebread.com/best-money-tips-parenting-products-to-buy-used" class="sharethis-link" title="Best Money Tips: Parenting Products to Buy Used" rel="nofollow">ShareThis</a><br /><div id="custom_wisebread_footer"><div id="rss_tagline">Written by <a href="http://www.wisebread.com/ashley-jacobs">Ashley Jacobs</a> and published on <a href="http://www.wisebread.com/">Wise Bread</a>. Read more <a href="http://www.wisebread.com/taxonomy/term/"> articles from Wise Bread</a>.</div></div> Shopping baby best money tips parent products used Mon, 28 Jan 2013 11:00:54 +0000 Ashley Jacobs 967504 at http://www.wisebread.com Best Money Tips: The Best and Worst Baby Buys http://www.wisebread.com/best-money-tips-the-best-and-worst-baby-buys <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-the-best-and-worst-baby-buys" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://www.wisebread.com/files/fruganomics/imagecache/250w/blog-images/3072125738_20c10e2178_z.jpg" alt="The Best and Worst Baby Buys" title="The Best and Worst Baby Buys" class="imagecache imagecache-250w" width="250" height="170" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found some awesome articles on the best and worst baby buys, ways to budget your bucks, and saving money on your car insurance.</p> <h2>Top 5 Articles</h2> <p><a href="http://www.mint.com/blog/consumer-iq/the-best-and-worst-baby-buys-12-months-later-1212/">The Best and Worst Baby Buys: 12 Months Later</a> &mdash; Infrared baby monitors can be a good buy while a cheap glider chair might not be such a good investment. [MintLife Blog]</p> <p><a href="http://www.savvysugar.com/Different-Budgeting-Styles-7443944">4 Ways To Budget Your Bucks</a> &mdash; If you are looking for a way to budget your money, consider using the envelope budgeting system. [SavvySugar]</p> <p><a href="http://yesiamcheap.com/2012/12/saving-money-on-your-car-insurance/">Saving Money On Your Car Insurance</a> &mdash; Want to save money on your car insurance? Look into paying upfront. [Yes, I Am Cheap]</p> <p><a href="http://sweatingthebigstuff.com/most-powerful-moves-make-your-money-your-20s/">The Most Powerful Moves to Make With Your Money in Your 20s</a> &mdash; In your 20s, make it a point to try to save some of your money. [Sweating The Big Stuff]</p> <p><a href="http://money.usnews.com/money/personal-finance/articles/2012/12/20/50-ways-to-improve-your-finances-in-2013">50 Ways to Improve Your Finances in 2013</a> &mdash; Calculating your retirement number is a great way to improve your finances in 2013! [US News &amp; World Report]</p> <h2>Other Essential Reading</h2> <p><a href="http://lifehacker.com/5970143/who-should-i-tip-and-how-much?tag=personal-finance">Who Should I Tip (and How Much)?</a> &mdash; Before the year is over, remember to tip your mail carrier a small gift worth $20 or less. [Lifehacker]</p> <p><a href="http://livingonthecheap.com/15-things-to-do-instead-of-shopping-after-christmas/">15 fun things to do between Christmas and New Year's</a> &mdash; Between now and the end of the year, start a scrapbook! [Living On The Cheap]</p> <p><a href="http://onecentatatime.com/10-ways-to-increase-your-self-esteem/">10 Ways to increase your self-esteem</a> &mdash; If you want to increase your self-esteem, make yourself presentable. [One Cent At A Time]</p> <p><a href="http://parentingsquad.com/12-ways-to-entertain-the-kids-over-winter-break">12 Ways to Entertain Kids Over Winter Break</a> &mdash; To keep your kids entertained over winter break, conduct winter science experiments. [Parenting Squad]</p> <p><a href="http://www.dumblittleman.com/2012/12/7-sleeping-tips-to-boost-quality-of.html">7 Tips to Boost the Quality of Your Sleep</a> &mdash; Having clean sheets can help boost the quality of your sleep. [Dumb Little Man]</p> <a href="http://www.wisebread.com/best-money-tips-the-best-and-worst-baby-buys" class="sharethis-link" title="Best Money Tips: The Best and Worst Baby Buys" rel="nofollow">ShareThis</a><br /><div id="custom_wisebread_footer"><div id="rss_tagline">Written by <a href="http://www.wisebread.com/ashley-jacobs">Ashley Jacobs</a> and published on <a href="http://www.wisebread.com/">Wise Bread</a>. Read more <a href="http://www.wisebread.com/taxonomy/term/"> articles from Wise Bread</a>.</div></div> Shopping baby best money tips child Thu, 27 Dec 2012 11:00:31 +0000 Ashley Jacobs 961692 at http://www.wisebread.com Best Money Tips: Bringing Home Baby Without Breaking the Budget http://www.wisebread.com/best-money-tips-bringing-home-baby-without-breaking-the-budget <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-bringing-home-baby-without-breaking-the-budget" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://www.wisebread.com/files/fruganomics/imagecache/250w/blog-images/3282474969_ab69bfea95_z-1.jpg" alt="Bringing Home Baby Without Breaking the Budget" title="Bringing Home Baby Without Breaking the Budget" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found some great articles on bringing home baby without breaking the budget, going to the movies for cheap, and veterans day free meals.</p> <h2>Top 5 Articles</h2> <p><a href="http://moneyning.com/kids-and-money/bringing-home-baby-without-breaking-the-budget/">Bringing Home Baby (Without Breaking the Budget)</a> &mdash; Don't let the hospital overcharge you for things like mouthwash or shampoo when you go in to deliver your baby. Bring your own! [MoneyNing]</p> <p><a href="http://www.savvysugar.com/How-Go-Movies-Cheap-12187346">How To Go To The Movies For Cheap</a> &mdash; To save money on movie tickets, buy them in bulk. [SavvySugar]</p> <p><a href="http://cashmoneylife.com/veterans-day-free-meals/">2012 Veterans Day Free Meals</a> &mdash; If you are a veteran, head to Sizzler or Chili's for a free meal on Veterans Day. [Cash Money Life]</p> <p><a href="http://www.thedigeratilife.com/blog/working-for-yourself/">5 Benefits of Working For Yourself (Online Business)</a> &mdash; When you work for yourself, you can claim quite a few tax deductions you wouldn't be able to claim if you worked for someone else. [The Digerati Life]</p> <p><a href="http://www.threethriftyguys.com/2012/11/10-ways-to-save-money-on-fixed-expenses/">10 Ways to Save Money on Fixed Expenses</a> &mdash; Save money on electricity by switching to fluorescent bulbs and keep your shades drawn during the summer. [Three Thrifty Guys]</p> <h2>Other Essential Reading</h2> <p><a href="http://www.stackthechips.com/5-steps-to-follow-when-paying-off-debt/">5 Steps To Follow When Paying Off Debt</a> &mdash; Want to pay off your debt? Stop building new debt and tackle one debt at a time. [Stack The Chips]</p> <p><a href="http://personaldividends.com/how-to-retire-early/">How to Retire Early</a> &mdash; If you want to retire early, keep your basic living costs low. [Personal Dividends]</p> <p><a href="http://amateurassetallocator.com/2012/11/05/5-things-i-wish-i-knew-about-money-when-i-was-20/?utm_source=feedburner&amp;utm_medium=feed&amp;utm_campaign=Feed%3A+AmateurAssetAllocator+%28Amateur+Asset+Allocator%29">5 Things I Wish I Knew About Money When I Was 20</a> &mdash; In your 20's, remember that material possessions aren't everything. Too much stuff will drag you down. [Amateur Asset Allocator]</p> <p><a href="http://money.cnn.com/gallery/pf/2012/11/01/top-paying-jobs/index.html">Top-paying jobs</a> &mdash; Dentists and software architects have some of the top paying jobs in America. [CNNMoney]</p> <p><a href="http://parentingsquad.com/camping-101-tips-and-survival-strategies-for-not-so-outdoorsy-parents">12 Camping Survival Strategies for Not-So-Outdoorsy Parents</a> &mdash; Getting the right gear and packing for comfort can help make camping easier for not-so-outdoorsy parents. [Parenting Squad]</p> <a href="http://www.wisebread.com/best-money-tips-bringing-home-baby-without-breaking-the-budget" class="sharethis-link" title="Best Money Tips: Bringing Home Baby Without Breaking the Budget" rel="nofollow">ShareThis</a><br /><div id="custom_wisebread_footer"><div id="rss_tagline">Written by <a href="http://www.wisebread.com/ashley-jacobs">Ashley Jacobs</a> and published on <a href="http://www.wisebread.com/">Wise Bread</a>. Read more <a href="http://www.wisebread.com/taxonomy/term/"> articles from Wise Bread</a>.</div></div> Lifestyle baby best money tips hospital newborn Tue, 06 Nov 2012 10:36:48 +0000 Ashley Jacobs 955600 at http://www.wisebread.com Best Money Tips: Financial Tasks to Tackle When Preparing for a Baby http://www.wisebread.com/best-money-tips-financial-tasks-to-tackle-when-preparing-for-a-baby <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-financial-tasks-to-tackle-when-preparing-for-a-baby" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://www.wisebread.com/files/fruganomics/imagecache/250w/blog-images/1525287967_2660a61ca6_z-1.jpg" alt="Financial Tasks to Tackle When Preparing for a Baby" title="Financial Tasks to Tackle When Preparing for a Baby" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found some awesome articles on financial tasks to tackle when preparing for a baby, cheap foods to avoid, and ways to be a coupon hero.</p> <h2>Top 5 Articles</h2> <p><a href="http://www.creditsesame.com/blog/and-baby-makes-three-5-financial-tasks-to-tackle-when-preparing-for-a-baby/">And Baby Makes Three: 5 Financial Tasks to Tackle When Preparing for a Baby</a> &mdash; When preparing for a baby, take the time to create a baby budget. [Credit Sesame]</p> <p><a href="http://www.savvysugar.com/Unhealthy-Cheap-Foods-20078839">Good For Wallet, Bad For Health: Avoid These 5 Cheap Foods</a> &mdash; Steer clear of pop tarts! They may be cheap but they aren't healthy. [SavvySugar]</p> <p><a href="http://money.msn.com/frugal-living/post.aspx?post=0480fefd-6df6-414f-b736-9813ec260eaf&amp;ref=bfv">9 ways to be a coupon hero</a> &mdash; Be a coupon hero by donating some of the extra food you scored at a low price to a local food bank. [MSN Money]</p> <p><a href="http://www.moneycrashers.com/homeschool-child-budget/">How to Homeschool Your Child on a Budget and Save Money</a> &mdash; When homeschooling, save money on the curriculum by finding resources online. [Money Crashers]</p> <p><a href="http://moneysmartlife.com/important-tips-for-reformatting-your-resume/">Important Tips for Reformatting Your Resume</a> &mdash; If you are in the process of reformatting your resume, remember to list the most relevant information first. [Money Smart Life]</p> <h2>Other Essential Reading</h2> <p><a href="http://www.moneytalksnews.com/2012/09/28/6-alternatives-to-the-nations-most-popular-brands/">6 Alternatives to the Nation's Most Popular Brands</a> &mdash; Opt to switch from Origins makeup to Physicians Formula's Organic Wear line. [Money Talks News]</p> <p><a href="http://parentingsquad.com/math-web-sites-and-apps-to-help-with-homework">Math Websites and Apps to Help With Homework</a> &mdash; MathNerds is a website with 500 volunteer mathematicians that will help your child with his or her homework. [Parenting Squad]</p> <p><a href="http://www.freemoneyfinance.com/2012/09/real-estate-101-where-to-start.html">Real Estate 101: Where to Start</a> &mdash; When getting started in real estate, you have to have access to capital. [Free Money Finance]</p> <p><a href="http://kiplinger.com/slideshow/TaxUnfriendlyStatesRetirees/1.html">10 Least Tax-Friendly States for Retirees</a> &mdash; Vermont is one of the least tax-friendly states for retirees. [Kiplinger]</p> <p><a href="http://www.bargaineering.com/articles/5-telltale-signs-good-investment-scam-mark.html">5 Tell-Tale Signs of a Good Investment Scam Mark</a> &mdash; If you call 800 numbers regularly, you are a good mark for investment scammers. [Bargaineering]</p> <a href="http://www.wisebread.com/best-money-tips-financial-tasks-to-tackle-when-preparing-for-a-baby" class="sharethis-link" title="Best Money Tips: Financial Tasks to Tackle When Preparing for a Baby" rel="nofollow">ShareThis</a><br /><div id="custom_wisebread_footer"><div id="rss_tagline">Written by <a href="http://www.wisebread.com/ashley-jacobs">Ashley Jacobs</a> and published on <a href="http://www.wisebread.com/">Wise Bread</a>. Read more <a href="http://www.wisebread.com/taxonomy/term/"> articles from Wise Bread</a>.</div></div> Lifestyle baby best money tips financial tasks pregnant Mon, 01 Oct 2012 10:00:43 +0000 Ashley Jacobs 954795 at http://www.wisebread.com Best Money Tips: Having a Baby on a Budget http://www.wisebread.com/best-money-tips-having-a-baby-on-a-budget <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-having-a-baby-on-a-budget" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://www.wisebread.com/files/fruganomics/imagecache/250w/blog-images/5100460881_f66832d567_z%281%29-1.jpg" alt="Having a Baby on a Budget" title="Having a Baby on a Budget" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found some great articles on having a baby on a budget, items you should buy new, and steps to get back on the right financial track.</p> <h2>Top 5 Articles</h2> <p><a href="http://christianpf.com/having-a-baby-on-a-budget-ways-to-save-money/">Having a Baby on a Budget: Ways to Save Money</a> &mdash; Opting for cloth diapers as opposed to disposable ones is a great way to save money on a baby. [Christian PF]</p> <p><a href="http://www.savvysugar.com/Items-Buy-New-23918595">7 Items You Should Always Buy New</a> &mdash; Always buy sandals and shoes new. [SavvySugar]</p> <p><a href="http://www.richcreditdebtloan.com/6-steps-to-get-back-on-the-right-financial-track/">6 Steps to Get Back on the Right Financial Track</a> &mdash; Get back on financial track by paying down your credit cards and downsizing if necessary. [Rich Credit Debt Loan]</p> <p><a href="http://www.girlsjustwannahavefunds.com/job-search-tips">4 Unconventinoal Ways To Land A Job In An Impossible Job Market</a> &mdash; Are you trying to get a job in this difficult job market? Only list relevant jobs on your resume. [Girls Just Wanna Have Funds]</p> <p><a href="http://www.freemoneyfinance.com/2012/07/the-52-best-money-saving-tips-ideas-10-through-6.html">The 52 Best Money Saving Tips, Ideas #10 Through #6</a> &mdash; To save money, improve your credit score and shop smart. [Free Money Finance]</p> <h2>Other Essential Reading</h2> <p><a href="http://www.mangomoney.com/blog/financial-empowerment/8-simple-ways-to-save-this-summer">8 Simple Ways to Save this Summer</a> &mdash; Save money this summer by turning down your hot water and making your own personal care products. [Mango Money]</p> <p><a href="http://www.thecentsiblelife.com/2012/07/worry-free-vacation-tips/">Worry-Free Vacation Tips</a> &mdash; When preparing for your vacation, remember to leave your valuables at home and make multiple copies of your wallet contents. [The Centsible Life]</p> <p><a href="http://personaldividends.com/20-tips-to-help-you-live-a-greener-lifestyle/">20 Tips to Help You Live a Greener Lifestyle</a> &mdash; Live a greener lifestyle by preserving your own food and unplugging chargers and devices you aren't using. [Personal Dividends]</p> <p><a href="http://ptmoney.com/mistakes-w-make-when-trying-to-save-money/">7 Mistakes We Make When Trying to Save Money</a> &mdash; When trying to save money, don't make the mistake of not taking advantage of free money from your company 401K. [PT Money]</p> <p><a href="http://parentingsquad.com/create-a-water-park-in-your-own-backyard">How to Create a Water Park in Your Own Backyard</a> &mdash; Create a water park in your own backyard with water balloons and soaker slides. [Parenting Squad]</p> <a href="http://www.wisebread.com/best-money-tips-having-a-baby-on-a-budget" class="sharethis-link" title="Best Money Tips: Having a Baby on a Budget" rel="nofollow">ShareThis</a><br /><div id="custom_wisebread_footer"><div id="rss_tagline">Written by <a href="http://www.wisebread.com/ashley-jacobs">Ashley Jacobs</a> and published on <a href="http://www.wisebread.com/">Wise Bread</a>. Read more <a href="http://www.wisebread.com/taxonomy/term/"> articles from Wise Bread</a>.</div></div> Frugal Living baby best money tips budget Wed, 11 Jul 2012 10:00:18 +0000 Ashley Jacobs 941427 at http://www.wisebread.com 3 Life Lessons I've Learned Since Becoming a Parent http://www.wisebread.com/3-life-lessons-ive-learned-since-becoming-a-parent <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/3-life-lessons-ive-learned-since-becoming-a-parent" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://www.wisebread.com/files/fruganomics/imagecache/250w/blog-images/mother%20and%20son.jpg" alt="Mom and child" title="Mom and child" class="imagecache imagecache-250w" width="250" height="167" /></a> </div> </div> </div> <p>The past few months have been a blur as my husband and I welcomed our first child into our lives. Between 3 a.m. feedings, poopy diapers, walking and rocking the baby, and trying to fit a shower into my day, the parenting learning curve has been a steep one. I&rsquo;m learning more every day, and in the midst of this dramatic life change, three glaring lessons have stood out to me since I brought my daughter into the world; three life lessons that took becoming a parent for me to learn. (See also: <a href="http://www.wisebread.com/7-important-lessons-frugal-parents-teach-their-children">7 Important Lessons Frugal Parents Teach Their Children</a>)</p> <h2>1. Don&rsquo;t Judge</h2> <p>I have to confess that before I had a baby, I subconsciously (and let&rsquo;s admit it, consciously) judged other parents. This included parents frantically trying to calm a screaming baby while shopping, mothers quickly mixing a bottle of formula to give their children while on the run, frustrated parents yelling at their kids, parents who put their kids to sleep in a swing, etc&hellip;.</p> <p>I guess the universe had a karmic lesson to teach me &mdash; after my baby was born, I had difficulties breastfeeding, and finally, when my baby wasn&rsquo;t gaining weight, I was forced to supplement with formula. Good gracious, now I was the one feeling judged and guilty when I whipped out a bottle of formula in front of <a href="http://www.wisebread.com/4-ways-breast-feeding-saves-money">other breastfeeding moms</a> in the nursing lounge at the mall! Additionally, while I had sworn I wouldn&rsquo;t be one of those moms who bought every swing, bouncer, or toy available, now I found myself desperately spending money on any gadget that promised to let me put my baby down for a few minutes and have a cup of coffee. Lesson learned &mdash; don&rsquo;t judge other people&rsquo;s parenting choices, or life choices in general. Instead, I&rsquo;m learning to accept that everyone makes the best choices they can given their unique circumstances.</p> <p>I&rsquo;ve found a new level of acceptance and camaraderie with other moms, even if they&rsquo;re just strangers I meet at the grocery store. We swap stories of staying up late at night, which swing works best for calming a baby, and &ldquo;crying-it-out&rdquo; versus &ldquo;attachment&rdquo; approaches to sleeping. The best thing is, although we&rsquo;ve all made different choices, our babies are all doing fine.</p> <h2>2. It's OK&nbsp;to Accept Help</h2> <p>Whoever coined the saying &ldquo;It takes a village to raise a child&rdquo; never said a truer word. While I admire superhero moms who seem to manage to take care of their families on their own with nary a helping hand, I accept that I am not one of them. After days without sleeping, I finally accepted offers from family and friends to watch the baby while I napped, or to clean the house while I held the baby. I was grateful to relatives who bought groceries and made dinner, and I stopped feeling bad about asking the in-laws to take the baby for an evening so I could have some time to myself. I realized that although I felt like I was inconveniencing my friends, they were genuinely happy to help, and I finally found the freedom to feel grateful rather than guilty.</p> <p>In fact, I&rsquo;m starting to believe that modern American life is not conducive to raising children well. Think about it &mdash; in traditional cultures, the entire extended family lives in close proximity, so that grandparents, as well as aunts and uncles, are close participants in the raising of a child. It&rsquo;s not all on the mom or dad. But in our modern culture, where extended families are separated by large distances, all the responsibility falls on the two parents, one or both of whom are probably working full time. Instead of relying on a network of relatives, parents now have to find community through parenting groups, play dates, lactation workshops, and other modern inventions. There&rsquo;s probably nothing we can do about the culture, but it&rsquo;s helpful to realize that we were meant to <a href="http://www.wisebread.com/can-you-afford-to-have-a-baby">raise our kids in a community</a>, and that there&rsquo;s nothing wrong with needing help.</p> <h2>3. Beware of False Guilt</h2> <p>There are so many things that make you feel guilty as a parent, as I&rsquo;m sure all you seasoned parents can attest. As a first-time mom, I tend to feel guilty about everything. A short list includes giving my baby a pacifier, letting my baby sleep in her swing, bonking my baby&rsquo;s head on the car seat handle, and more. That&rsquo;s not to mention the guilt I feel when well-meaning friends ask me <a href="http://www.wisebread.com/12-side-jobs-for-stay-at-home-moms-and-dads">what I do all day at home</a> (because I should be working) or when I have to decline doing someone a favor because it will interfere with my daughter&rsquo;s naptime.</p> <p>As a natural people-pleaser, there are days when I feel like everything I&rsquo;m doing is wrong. But I&rsquo;m slowly starting to learn that I have the right to make mistakes and say no to other people&rsquo;s requests, and I don&rsquo;t have to feel bad about it. I&rsquo;m able to bring a lot more happiness and joy into my family&rsquo;s life when I&rsquo;m not guilt-ridden. In fact, I hope that my daughter will learn the same lesson and will eventually grow up to be a joyful, confident person who can learn from her mistakes and stand up for herself without being burdened by false guilt.</p> <a href="http://www.wisebread.com/3-life-lessons-ive-learned-since-becoming-a-parent" class="sharethis-link" title="3 Life Lessons I&#039;ve Learned Since Becoming a Parent" rel="nofollow">ShareThis</a><br /><div id="custom_wisebread_footer"><div id="rss_tagline">Written by <a href="http://www.wisebread.com/camilla-cheung">Camilla Cheung</a> and published on <a href="http://www.wisebread.com/">Wise Bread</a>. Read more <a href="http://www.wisebread.com/taxonomy/term/"> articles from Wise Bread</a>.</div></div> Family Personal Development baby guilt Help life lessons parenting Tue, 22 May 2012 10:00:12 +0000 Camilla Cheung 929267 at http://www.wisebread.com What to Stock in Your Freezer Before Baby Arrives http://www.wisebread.com/what-to-stock-in-your-freezer-before-baby-arrives <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/what-to-stock-in-your-freezer-before-baby-arrives" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://www.wisebread.com/files/fruganomics/imagecache/250w/blog-images/stuffed%20freezer.jpg" alt="Freezer full of food" title="What to Stock in Your Freezer Before Baby Arrives" class="imagecache imagecache-250w" width="250" height="166" /></a> </div> </div> </div> <p>I have less than two weeks before my baby girl is due, so things are really coming down to the wire. Most of the preparations for the baby are done &mdash; the nursery is decorated, the newborn clothes are washed, the diapers are stashed, and my hospital checklist is taped to the front door. Now, I have the luxury of time to stock up on a supply of food for after the baby arrives. Based on talking to other moms and devouring pretty much every Internet article on the topic, I&rsquo;ve started to organize my freezing frenzy into a few simple categories. (See also: <a href="http://www.wisebread.com/24-tips-for-having-a-baby-without-going-broke">24 Tips for Having a Baby Without Going Broke</a>)</p> <h2>Proteins</h2> <p>Breastfeeding moms say that high-protein snacks and meals are all-important in those first months when your body is consuming vast amounts of energy to produce milk for your little one. Anticipating this, I&rsquo;m cooking and freezing plenty of protein-rich foods.</p> <p><strong>Bolognese Sauce</strong></p> <p>Cook a big batch of meat sauce and freeze it in individual-size Tupperware or plastic baggies. Stack them in your freezer, and you&rsquo;ll have something quick to microwave and throw on some pasta or even on a slice of toast for a quick protein-rich meal.</p> <p><strong>Quiche</strong></p> <p>Quiches freeze well, and it&rsquo;s pretty easy to make several of them at once. Bake them in individual foil pie pans, and then freeze them for an easy meal. Even your non-cooking partner can figure out how to warm up a quiche in a preheated oven for 25 minutes while baby nurses.</p> <p><strong>Chili</strong></p> <p>A healthy beef or turkey chili, bulked up with beans, freezes really well. Be aware, however, that some babies are sensitive to beans or tomato sauce, so make sure you freeze a variety of foods.</p> <p><strong>Stew</strong></p> <p>When cooking dinner, make a double batch of beef or chicken stew, and freeze leftovers in individual portions.</p> <p><strong>Burritos</strong></p> <p>Make your own gourmet version of frozen burritos for a meal you can grab and eat. Heat them up in the microwave or oven (definitely go for the oven for better-tasting burritos).</p> <h2>Baked Goods</h2> <p>In addition to protein-rich meals, you&rsquo;re going to want snacks throughout the day. Muffins and quick breads freeze well &mdash; just thaw them, and they&rsquo;re just as moist and good as they were when you made them.</p> <p><strong>Muffins</strong></p> <p>Stock up on fiber-rich muffins that are hearty and will fill you up. Oatmeal muffins are a great choice because oatmeal is said to help your breast milk come in. Corn muffins and whole wheat muffins with antioxidant-rich berries are also delicious and healthy.</p> <p><strong>Quick Breads</strong></p> <p>Breads with fruit and vegetables in them will help you get fiber and nutrients and stay moist when frozen. Banana and zucchini bread, as well as carrot cake, are good choices. Cakes made with oil instead of butter are quicker and easier to make big batches of, and are healthier too.</p> <p><strong>Breads</strong></p> <p>Place a few loaves of your favorite sliced bread in the freezer so you don&rsquo;t have to go shopping for it when it runs out. You can thaw the entire loaf, or just pull out a couple frozen slices and pop them in the toaster for a quick <a href="http://www.wisebread.com/11-ways-to-update-peanut-butter-and-jelly">PB&amp;J sandwich</a>. You can also freeze your favorite flour tortillas and artisan breads for thawing later. Pre-slice bagels and freeze them so they&rsquo;re ready to be warmed up in the toaster.</p> <p><strong>Granola Bars</strong></p> <p>If you like to make your own granola bars, be sure to freeze a stash of them for a quick postpartum snack. Beef them up with nuts and dried fruit for a more nutritionally complete snack (or meal, in some cases).</p> <p><strong>Cookie Dough</strong></p> <p>Just because you know you&rsquo;re going to miss fresh-baked cookies in those first few weeks.</p> <h2>Soups and Casseroles</h2> <p>Soups and casseroles are great dishes to stock up on because they can be complete meals in one dish. You&rsquo;re likely to receive a lot of lasagnas from helpful friends, so think about other casseroles that you can freeze for a little variety.</p> <p><strong>Soups</strong></p> <p>Pureed soups that are bulked up with a potato or two (and perhaps a smidgen of cream) are filling and healthy. Try a creamy cauliflower soup, leek and potato, butternut squash or pumpkin, lentil soup, or a filling edamame soup. Chowders are also hearty &mdash; try making an easy corn chowder with cream of corn, bacon or ham, veggies, and chunks of potato. Freeze them in individual-sized containers for easy reheating. I run them under the hot water tap for a minute, pop the frozen soup into a saucepan, and heat it up on the stove.</p> <p><strong>Casseroles</strong></p> <p>Tuna casserole, chicken and rice, shepherd&rsquo;s pie, baked ziti with sausage &mdash; these dishes are entire meals in one dish.</p> <h2>Store-Bought Frozen Foods</h2> <p>I&rsquo;d love to be able to stock my entire freezer with homemade foods, but given that D-day could come along any time now, I made a run to Costco and a few of my favorite grocery stores to stock up on premade frozen items.</p> <p><strong>Frozen Ravioli and Tortellini</strong></p> <p>Big bags of frozen stuffed <a href="http://www.wisebread.com/oodles-of-noodles-25-ways-to-prepare-pasta">pasta</a> are cheap and easy to cook &mdash; they cook even faster than dried pasta and because they&rsquo;re stuffed, they don&rsquo;t need a whole lot more other than a jar of sauce.</p> <p><strong>Frozen Meatballs and Sausages</strong></p> <p>Precooked meatballs are a favorite in our house because all you have to do is thaw them and throw them in some sauce. Sausages, even uncooked ones, are also easy to cook once thawed &mdash; 12 minutes in a covered skillet with a bit of water and the bratwurst is ready. I separate the meatballs and sausages into meal-size portions in plastic baggies for the freezer. To thaw them quickly, I submerge the plastic bag in a cold water bath.</p> <p><strong>Frozen Vegetables</strong></p> <p>I&rsquo;d prefer a fresh salad every time, but in a pinch, good quality frozen veggies can be steamed, stir-fried, or tossed with some pasta. No grocery store trip required.</p> <p><strong>Frozen Dumplings</strong></p> <p>Whether it&rsquo;s a giant bag of potstickers or simple cheese and potato pierogies, dumplings are just as good after they&rsquo;ve been frozen. Steam or fry them, and add a salad or some steamed veggies for a quick meal.</p> <p><strong>Burgers</strong></p> <p>Get your partner into the habit of grilling you a meal by stocking hamburgers, salmon burgers, and veggie burgers in the freezer.</p> <p><em>What quick meals do you have stocked in your freezer?</em></p> <a href="http://www.wisebread.com/what-to-stock-in-your-freezer-before-baby-arrives" class="sharethis-link" title="What to Stock in Your Freezer Before Baby Arrives" rel="nofollow">ShareThis</a><br /><div id="custom_wisebread_footer"><div id="rss_tagline">Written by <a href="http://www.wisebread.com/camilla-cheung">Camilla Cheung</a> and published on <a href="http://www.wisebread.com/">Wise Bread</a>. Read more <a href="http://www.wisebread.com/taxonomy/term/"> articles from Wise Bread</a>.</div></div> Family Food and Drink baby make ahead meals new parents stocking your freezer Mon, 12 Mar 2012 10:48:20 +0000 Camilla Cheung 909889 at http://www.wisebread.com 24 Tips for Having a Baby Without Going Broke http://www.wisebread.com/24-tips-for-having-a-baby-without-going-broke <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/24-tips-for-having-a-baby-without-going-broke" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://www.wisebread.com/files/fruganomics/imagecache/250w/blog-images/happy_baby.jpg" alt="Happy baby" title="Happy baby" class="imagecache imagecache-250w" width="250" height="139" /></a> </div> </div> </div> <p>As most new parents can attest, having a baby isn't cheap. There is new furniture to buy and important decisions to make on diapering, nursing, and more. It also seems that as soon as you get pregnant, you get bombarded with advice and marketing on what baby gadget to buy. Although having a baby will likely never be free, there are some ways to pare down your expenses. After all, people have been having babies for thousands of years without most of the fancy baby gear that is available to us now. (See also:&nbsp;<a href="http://www.wisebread.com/can-you-afford-to-have-a-baby">Can You Afford to Have a Baby?</a>)</p> <h3>1. Baby Showers</h3> <p>You&rsquo;ll probably get lots of needed items at a baby shower hosted by a friend or a relative. Register at a baby store so you can get the things you need. If you get extra clothes or repeat gifts, return them for a merchandise credit that you can spend on necessities (Babies &lsquo;R&rsquo; Us, for example, will take returns for store credit even if you don&rsquo;t have a receipt). Have more than one shower if you can, and don&rsquo;t feel guilty about it! People are happy to get together to celebrate your little one and help you out with a few gifts. If you have a lot of out-of-town friends, be sure your registry offers online ordering and reasonable shipping prices (an Amazon baby registry might be a good idea).</p> <h3>2. Loyalty and Rewards Programs</h3> <p>Sign up for <a href="http://www.amazon.com/gp/mom/signup/info">Amazon Mom</a> (you may have to be on the waiting list for a while) to save up to 30% on Subscribe and Save items such as diapers and wipes. Amazon Mom also gives you free Amazon Prime, which offers free two-day shipping. Become a <a href="https://rewardsrus.toysrus.com/index.cfm">rewards member</a> at chain stores like Babies &lsquo;R&rsquo; Us, which gives you rewards points for purchases (including on purchases that others make on your baby registry) and exclusive coupons.</p> <h3>3. Daily Deals</h3> <p>I found a great high chair reduced to $20 (shipped!) from the original price of over $80 by diligently perusing <a href="http://dealnews.com/">Dealnews</a>. <a href="http://www.groupon.com/">Groupon </a>and <a href="http://www.livingsocial.com">Living Social</a> can sometimes turn up great family and parenting deals. Get on the email list to stay up to date (you may wish to set up a separate email just for coupons and offers). Check <a href="http://www.amazon.com">Amazon</a>&rsquo;s daily deals and their &ldquo;Quick Picks,&rdquo; products geared towards your personal preferences that come with a personalized coupon.</p> <h3>4. Breastfeed</h3> <p>Formula is expensive; breastfeeding is cheap. If you can, breastfeed your baby to save money. Plus, doctors now recommend breastfeeding until babies are one year old. Breast pumps can get expensive, but there are mid-range electric pumps (such as Ameda Purely Yours and Phillips AVENT Twin Breast Pump) that offer great value when compared to the top-of-the-line Medela pump, and will still cost you far less than buying formula.</p> <h3>5. Use Cloth Diapers</h3> <p>Disposable diapers are expensive &mdash; your baby will probably go through at least $2,500 to $3,000 worth of diapers before he or she is potty-trained. Cloth diapers will cost you much less, especially if you have a high-efficiency washing machine and line-dry your clothing. Cloth diapers have come a long way since your mother&rsquo;s diapering days! No more safety pins and rubber pants! The newest cloth diapers are almost as easy to use as disposables. While you&rsquo;ll spend a bit more initially (some new cloth diapers cost up to $20 a piece), you&rsquo;ll save money and the environment in the long run.</p> <h3>6. Use Cloth Wipes</h3> <p>If you&rsquo;re going to use cloth diapers, why not use cloth wipes too? Use soft washcloths or cut-up receiving blankets, dampen with a solution of water with a tiny bit of baby shampoo, and wipe, wipe, wipe! Cloth wipes are gentler on baby&rsquo;s bottom and can be tossed in the laundry along with the cloth diapers.</p> <h3>7. Shop Discount Stores</h3> <p>I love looking for baby clothes and gear at discount stores like Ross, T.J. Maxx, and <a href="http://www.wisebread.com/making-the-most-of-shopping-at-marshalls">Marshalls</a>, where you can get new, good-quality baby gear for half the price. Past season brand-name baby sleepers, deeply discounted play yards, safety gates, toys, books, and other useful items can be picked up for a fraction of the price.</p> <h3>8. Buy Used Baby Clothing and Gear</h3> <p>The thought of putting your baby in another child&rsquo;s poopy pants might gross you out, but in reality, used clothing stores often carry barely used baby clothing, since babies outgrow their clothes so quickly. <a href="http://www.onceuponachild.com/">Once Upon a Child</a> is one used clothing store that specifically stocks baby and children&rsquo;s clothing that is in good condition. You can also look for charmingly &ldquo;vintage&rdquo; clothes at thrift stores or shop Craigslist.</p> <p>Although you shouldn&rsquo;t buy items like car seats, strollers, and cribs secondhand because of safety issues, garage sales and thrift stores are a great source for gently used toys and nursery gear (for example, rocker-gliders are great items to get secondhand). Just be sure to <a href="http://www.recalls.gov/">check for recalls</a> before using the item.</p> <h3>9. Free Meals</h3> <p>Register to receive free meals from friends at a site like <a href="http://mealbaby.com/">Mealbaby.com</a>. Friends and family will love to help out (and perhaps catch a glimpse of the baby), and you&rsquo;ll get a free meal, which may help to preserve your sanity in those first few weeks.</p> <h3>10. Stock Up on Homemade Meals</h3> <p>Make some lasagnas, casseroles, soups, and banana bread to <a href="http://www.wisebread.com/assembly-cooking-for-newbies">stock in the freezer</a> before you go into labor. That way, when you&rsquo;re ravenous post-labor and your body is burning a zillion calories a day producing breast milk, you&rsquo;ll have something to eat instead of ordering in.</p> <h3>11. Shop Generic or Budget Brands</h3> <p>Try generic or budget brands such as Target brand diapers and wipes; IKEA brand crib sheets, towels, and bibs; Kirkland brand diapers and wipes; ALL Free and Clear or Charlie&rsquo;s Soap Powder instead of more expensive baby detergent; prefolded cloth diapers instead of fancy burp cloths; generic baby acetaminophen; and more.</p> <h3>12. Buy Multi-Use Items</h3> <p>You don&rsquo;t really need a play yard AND a bassinet &mdash; most modern play yards have a bassinet insert. Look for a stroller that&rsquo;s light and portable enough to take everywhere so you don&rsquo;t have to buy a second stroller. A convertible car seat may cost slightly more than an infant car seat, but your child won&rsquo;t outgrow it as fast. Some kitchen booster seats can be used instead of a highchair even when your child is younger. And don&rsquo;t forget to get gender-neutral items if you&rsquo;re planning to have another child!</p> <h3>13. Buy Items That Are NOT Designed for Baby</h3> <p>As soon as an item has &ldquo;baby&rdquo; in its name, the price goes way up. Instead of a fancy diaper disposal system, just use a lidded garbage can and sprinkle with baking soda to keep odors down. Skip the changing table and use a sturdy low dresser bought on Craigslist or IKEA that can double as storage (just be sure to avoid really old secondhand items that may have lead paint). Find cheap baskets, storage boxes, and hampers at Walmart instead of expensive &ldquo;diaper caddies&rdquo; and baby hampers.</p> <h3>14. Line-Dry Laundry</h3> <p>Hang clothes to dry to save on energy costs. Added bonus &mdash; the sun&rsquo;s rays can bleach out poop and milk stains!</p> <h3>15. Beg, Borrow&hellip;</h3> <p>See if you can get clothing, bottles, and other necessities from friends who have had babies. Avoid, however, using a secondhand car seat or a crib that&rsquo;s more than a few years old. Safety standards for those two items are revised every year, and an older one may compromise your baby&rsquo;s safety. Along the same lines, trade and request free baby clothing from websites like <a href="http://www.freecycle.org">Freecycle.org</a>.</p> <h3>16. Combine Coupons</h3> <p>Save manufacturer&rsquo;s coupons (which often come in magazines or on diaper packaging) and combine them with store coupons for extra savings. Before going shopping, do a quick search on the Internet for a printable manufacturer&rsquo;s coupon.</p> <h3>17. Skip the Bedding Set</h3> <p>Bedding sets used to be extremely popular and ran into the hundreds, sometimes thousands, of dollars. They included matching quilts, sheets, bumpers, crib skirts, window valances, and pretty much anything you could think of. Nowadays, they&rsquo;re falling out of favor. The American Academy of Pediatrics warns parents that crib bumpers are not safe &mdash; in fact, all you should have in the crib is a firm mattress and a crib sheet. Pillows and thick quilts are also not recommended for use in the crib because of the suffocation hazard they pose. Save your money and buy a few simple crib sheets instead and a few inexpensive &ldquo;sleep sacks&rdquo; or swaddling blankets.</p> <h3>18. Don&rsquo;t Overbuy</h3> <p>Wipe warmers, fancy rompers, colorful plastic diaper disposal bags, and baby seats and positioners are all great extras to have, but they&rsquo;re not necessary.&nbsp; Even a baby bathtub might not be necessary if you&rsquo;re okay with bathing your baby in the sink. And don&rsquo;t buy too many baby clothes before your baby&rsquo;s born &mdash; your little one might grow so fast you don&rsquo;t even have time to use all those cute newborn sleepers.</p> <h3>19. Free Babysitting</h3> <p>If you only need occasional babysitting, trade free babysitting with another parent or group of parents, and don&rsquo;t be afraid to ask grandparents for help (they&rsquo;ll jump at the chance to spend time with their grandchild). If you spend money on child care, get a receipt and look into claiming the Federal Child and Dependent Care Tax Credit.</p> <h3>20. Free Parenting Magazines</h3> <p>You can get free subscriptions to <a href="https://secure.parents.com/bhg/store/checkout/partner/?promoCode=I904VLD32">American Baby</a> and <a href="https://secure.palmcoastd.com/pcd/eSv?iMagId=08909&amp;i4Ky=HAWA">BabyTalk</a>, two parenting magazines. These magazines are entertaining and informative, and they come with valuable coupons.&nbsp;</p> <h3>21. Free Nursery Art</h3> <p>The Internet is a great resource for printable art for baby&rsquo;s nursery, such as these adorable<a href="http://www.thehandmadehome.net/2011/05/freebie-of-the-month-club-alphafantastical-insta-decor/"> illustrated alphabet cards</a>. You can also repurpose shower decorations for baby&rsquo;s room and frame some of those cute baby cards.</p> <h3>22. Make Your Own Baby Food</h3> <p>Rather than buying jarred baby food, making your own is cheaper and healthier. You can control all the ingredients and don&rsquo;t have to be concerned about BPA (sometimes found in the plastic lining of baby food jars), high levels of arsenic (recently found in baby rice cereal), and preservatives. Just mash up an avocado, a banana, a steamed carrot, or another whole food, and you&rsquo;re good to go. Some parents freeze baby purees so that they&rsquo;re ready to be warmed up when needed.</p> <h3>23. Free Samples</h3> <p>Request <a href="http://www.wisebread.com/free-stuff-and-coupons-for-new-parents">free sample packages</a> in the mail from popular brands like Pampers and Huggies. For example, signing up on the <a href="http://www.pampers.com">Pampers</a> website will get you a sample package from Proctor and Gamble, Pampers&rsquo; parent company, as well as $101 worth of coupons. Again, I recommend setting up a separate email account for coupons and offers so your personal inbox doesn&rsquo;t get too cluttered. Also, before you leave the hospital, ask the nurses if they have any free samples you can use, and ask your pediatrician for free samples as well.</p> <h3>24. Swap Toys and Books</h3> <p>Exchange toys and books periodically with other parents to keep your entertainment stash fresh and interesting for your child without having to buy anything. You may also want to consider looking into one of the new toy rental companies out there.</p> <p><em>Frugal parents, do you have any advice to share on having a baby without blowing your budget?</em></p> <a href="http://www.wisebread.com/24-tips-for-having-a-baby-without-going-broke" class="sharethis-link" title="24 Tips for Having a Baby Without Going Broke" rel="nofollow">ShareThis</a><br /><div id="custom_wisebread_footer"><div id="rss_tagline">Written by <a href="http://www.wisebread.com/camilla-cheung">Camilla Cheung</a> and published on <a href="http://www.wisebread.com/">Wise Bread</a>. Read more <a href="http://www.wisebread.com/taxonomy/term/"> articles from Wise Bread</a>.</div></div> Budgeting Family Lifestyle baby family frugal baby parenting Fri, 24 Feb 2012 11:24:21 +0000 Camilla Cheung 904215 at http://www.wisebread.com Best Money Tips: Save on Baby Clothes http://www.wisebread.com/best-money-tips-save-on-baby-clothes <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-save-on-baby-clothes" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://www.wisebread.com/files/fruganomics/imagecache/250w/blog-images/4724057598_44a2195566_z-1_0.jpg" alt="Save on Baby Clothes" title="Save on Baby Clothes" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found some awesome articles on saving on baby clothes, saving money on eyeglasses, and the most hated fees and price bumps.</p> <h2>Top Articles</h2> <p><a href="http://financialhighway.com/5-tips-to-save-on-baby-clothes/">5 Tips to Save on Baby Clothes</a> &mdash; To save money on baby clothes, remember to be cautious about quality. [Financial Highway]</p> <p><a href="http://notmadeofmoney.com/blog/2011/12/four-tips-for-saving-money-on-eyeglasses.html">Four Tips For Saving Money on Eyeglasses</a> &mdash; Save money on eyeglasses by shopping online sites. [Not Made Of Money]</p> <p><a href="http://www.budgetsaresexy.com/2011/12/7-most-hated-fees-charges-price-bumps/">7 Most Hated Fees &amp; Price Bumps</a> &mdash; Don't you hate it when you get hit with bank overdraft protection fees? [Budgets Are Sexy]</p> <p><a href="http://moneyning.com/kids-and-money/3-inexpensive-holiday-traditions-to-start-with-your-kids/">3 Inexpensive Holiday Traditions to Start With Your Kids</a> &mdash; This holiday season, start an ornament collection for each family member. [MoneyNing]</p> <p><a href="http://www.carefulcents.com/2011/12/how-much-is-too-much-to-spend-on-gifts/">How Much is Too Much to Spend on Gifts?</a> &mdash; When setting a budget for gifts, do you have a fixed price range for gifts or use a percentage strategy? [Careful Cents]</p> <h2>Other Essential Reading</h2> <p><a href="http://www.savvysugar.com/Cheap-Gifts-Dad-20684676">10 Frugal Gifts That'll Make Dad Smile This Christmas</a> &mdash; Make your dad smile this Christmas and get him golf ball soap. [Savvy Sugar]</p> <p><a href="http://www.thedigeratilife.com/blog/popular-toy-fads-through-years/">11 Popular Toy Fads Throughout The Years</a> &mdash; Do you remember when Cabbage Patch Kids or yo-yos were fads? [The Digerati Life]</p> <p><a href="http://www.thewisdomjournal.com/Blog/the-5-types-of-identity-theft/">The 5 Types of Identity Theft</a> &mdash; Be careful not to get your medical identity stolen! [The Wisdom Journal]</p> <p><a href="http://parentingsquad.com/10-tips-to-surviving-holiday-travel">10 Tips to Surviving Holiday Travel With Children</a> &mdash; Survive holiday travel with children by trying to maintain a routine. [Parenting Squad]</p> <p><a href="http://www.moolanomy.com/5656/5-steps-to-help-you-achieve-your-long-term-financial-plan-mmarquit01/">5 Steps to Help You Achieve Your Long-Term Financial Plan</a> &mdash; To achieve your long-term financial plan, try to earn more money. [Moolanomy]</p> <h2>News &amp; Events</h2> <p><a href="http://www.wisebread.com/top-100-most-popular-personal-finance-blogs/news/2011/11/the-wealth-builder-carnival">The Wealth Builder Carnival</a> &mdash; Be sure to check out The Wealth Builder Carnival, featuring articles about building, preserving, and keeping enough wealth for a comfortable retirement.</p> <p>Be sure to check out our <a href="http://www.wisebread.com/top-100-most-popular-personal-finance-blogs/news">News &amp; Events Calendar</a> to see all the awesome upcoming events in the personal finance world!</p> <a href="http://www.wisebread.com/best-money-tips-save-on-baby-clothes" class="sharethis-link" title="Best Money Tips: Save on Baby Clothes" rel="nofollow">ShareThis</a><br /><div id="custom_wisebread_footer"><div id="rss_tagline">Written by <a href="http://www.wisebread.com/ashley-jacobs">Ashley Jacobs</a> and published on <a href="http://www.wisebread.com/">Wise Bread</a>. Read more <a href="http://www.wisebread.com/taxonomy/term/"> articles from Wise Bread</a>.</div></div> Shopping baby best money tips clothes Tue, 06 Dec 2011 10:48:31 +0000 Ashley Jacobs 814676 at http://www.wisebread.com Best Money Tips: Don't Let Your Baby Blow Your Grocery Budget http://www.wisebread.com/best-money-tips-dont-let-your-baby-blow-your-grocery-budget <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-dont-let-your-baby-blow-your-grocery-budget" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://www.wisebread.com/files/fruganomics/imagecache/250w/blog-images/3734403461_7636a1246f_z-1.jpg" alt="Don&#039;t Let Your Baby Blow Your Grocery Budget" title="Don&#039;t Let Your Baby Blow Your Grocery Budget" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found some awesome articles on keeping your baby from blowing your grocery budget, credit card myths, and benefits of one car households.</p> <h2>Top 5 Articles</h2> <p><a href="http://www.mint.com/blog/saving/dont-let-your-baby-blow-your-grocery-budget/?utm_source=feedburner&amp;utm_medium=feed&amp;utm_campaign=Feed%3A+MyMint+%28Mint+Personal+Finance+Blog%29">Don't Let Your Baby Blow Your Grocery Budget</a> &mdash; Prevent your baby from blowing your grocery budget by skipping the purees. [MintLife Blog]</p> <p><a href="http://www.thewisdomjournal.com/Blog/10-myths-about-your-credit-report-and-credit-score/">10 Myths About Your Credit Report and Credit Score</a> &mdash; When you get married, your credit score does not get merged with your spouses. [The Wisdom Journal]</p> <p><a href="http://www.mydollarplan.com/6-surprising-benefits-of-the-one-car-household/">6 Surprising Benefits of the One Car Households</a> &mdash; One of the benefits of having a one car household is that you get to spend more time with your family. [My Dollar Plan]</p> <p><a href="http://www.getorganizedwizard.com/blog/2011/08/7-ways-to-clutter-proof-your-life/?utm_source=feedburner&amp;utm_medium=feed&amp;utm_campaign=Feed%3A+GetOrganizedWizard+%28Get+Organized+Wizard%29">7 Ways To Clutter-Proof Your Life</a> &mdash; Clutter-proof your life by having a ready for donation basket. [Get Organized Wizard]</p> <p><a href="http://www.getrichslowly.org/blog/2011/08/30/get-the-most-mileage-from-frequent-flier-rewards/">Get the Most Mileage from Frequent Flier Rewards</a> &mdash; Get the most out of your frequent flier rewards by booking early. [Get Rich Slowly]</p> <h2>Other Essential Reading</h2> <p><a href="http://parentingsquad.com/the-home-from-school-paper-rush-6-organizational-tips-for-families-of-primary-students">6 Organizational Tips For Families Of Primary Students</a> &mdash; Do you have children in the primary grades? Keep things organized by getting everything ready the night before. [Parenting Squad]</p> <p><a href="http://getcurrency.com/technology-toys/4-cool-fans-to-get-you-through-the-heat">4 Cool Fans to Get You Through the Heat</a> &mdash; Beat the heat by using a bladeless fan. [Currency]</p> <p><a href="http://savingmoneytoday.net/2011/saving-money-on-vacation/">Saving Money on Vacation</a> &mdash; Save money on your vacation by eating in. [Saving Money Today]</p> <p><a href="http://www.walletblog.com/2011/08/mistakes-to-avoid-when-purchasing-a-house/">Mistakes to Avoid When Purchasing a House</a> &mdash; Don't make the mistake of having your heart set on a particular house when you are looking at purchasing a home. [Wallet Blog]</p> <p><a href="http://www.greenpandatreehouse.com/2011/08/ways-you-can-grow-your-business/">Ways You Can Grow Your Business</a> &mdash; Grow your business by hiring a professional to design and create your website. [Green Panda Treehouse]</p> <a href="http://www.wisebread.com/best-money-tips-dont-let-your-baby-blow-your-grocery-budget" class="sharethis-link" title="Best Money Tips: Don&#039;t Let Your Baby Blow Your Grocery Budget" rel="nofollow">ShareThis</a><br /><div id="custom_wisebread_footer"><div id="rss_tagline">Written by <a href="http://www.wisebread.com/ashley-jacobs">Ashley Jacobs</a> and published on <a href="http://www.wisebread.com/">Wise Bread</a>. Read more <a href="http://www.wisebread.com/taxonomy/term/"> articles from Wise Bread</a>.</div></div> Food and Drink baby best money tips budget grocery Thu, 01 Sep 2011 10:00:13 +0000 Ashley Jacobs 688155 at http://www.wisebread.com Best Money Tips: Saving Tips For New Parents http://www.wisebread.com/best-money-tips-saving-tips-for-new-parents <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-saving-tips-for-new-parents" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://www.wisebread.com/files/fruganomics/imagecache/250w/blog-images/4899610548_acaf21e349_z-1.jpg" alt="Saving Tips For New Parents" title="Saving Tips For New Parents" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found some great articles on saving tips for new parents, what to ask your job interviewer, and how to choose a college.</p> <h2>Top 5 Articles</h2> <p><a href="http://www.thedigeratilife.com/blog/saving-tips-for-new-parents-get-ready-for-baby/">Saving Tips For New Parents: Get Ready For Baby!</a> &mdash; One of the best ways to save money when it comes to getting ready for a baby is to comparison shop. [The Digerati Life]</p> <p><a href="http://www.savvysugar.com/Questions-Ask-During-Job-Interview-4138449">Ask Your Job Interviewer This, Not That</a> &mdash; When you go to a job interview, be sure to ask the interviewer what your average day would be like. [SavvySugar]</p> <p><a href="http://www.moneycrashers.com/factors-choose-college/">33 Factors for How to Choose a College</a> &mdash; When selecting a college, be sure to consider the graduation rate. [Money Crashers]</p> <p><a href="http://www.thesimpledollar.com/2011/07/27/seven-powerful-meditation-and-focusing-techniques/?utm_source=feedburner&amp;utm_medium=feed&amp;utm_campaign=Feed%3A+thesimpledollar+%28The+Simple+Dollar%29">Seven Powerful Meditation and Focusing Techniques</a> &mdash; To focus better, work in bursts. [The Simple Dollar]</p> <p><a href="http://financialhighway.com/how-to-have-a-lavish-lifestyle-without-breaking-the-bank/">How To Have A Lavish Lifestyle Without Breaking The Bank</a> &mdash; Have a lavish lifestyle without breaking the bank by indulging in groceries. [Financial Highway]</p> <h2>Other Essential Reading</h2> <p><a href="http://parentingsquad.com/summer-sips-for-parents">Pass Mommy's Juice: 11 Delicious Drinks for Hot Summer Days</a> &mdash; On a hot day, enjoy some frozen margaritas. [Parenting Squad]</p> <p><a href="http://www.kiplinger.com/features/archives/tax-breaks-for-the-middle-class.html">Tax Breaks for the Middle Class</a> &mdash; One of the tax breaks the middle class gets is the American Opportunity Credit. [Kiplinger]</p> <p><a href="http://www.thousandaire.com/blog/get-approved-for-a-personal-loan/">Get Approved for a Personal Loan</a> &mdash; Are you trying to get a personal loan? Make sure to obtain a copy of all three of your credit scores and reports. [Thousandaire]</p> <p><a href="http://www.inc.com/guides/201107/expert-tips-on-hiring-for-creativity.html?utm_source=feedburner&amp;utm_medium=feed&amp;utm_campaign=Feed%3A+inc%2Fheadlines+%28Inc.com+Headlines%29">10 Tips on Hiring for Creativity</a> &mdash; When hiring for creativity, be sure to ask the applicants what they are reading. [Inc.]</p> <p><a href="http://www.treesfullofmoney.com/?p=785">8 Reasons Renting a Vacation Home is Better than Buying</a> &mdash; Renting a vacation home is better than buying one because you don't have to worry about maintenance or taxes. [Trees Full of Money]</p> <a href="http://www.wisebread.com/best-money-tips-saving-tips-for-new-parents" class="sharethis-link" title="Best Money Tips: Saving Tips For New Parents" rel="nofollow">ShareThis</a><br /><div id="custom_wisebread_footer"><div id="rss_tagline">Written by <a href="http://www.wisebread.com/ashley-jacobs">Ashley Jacobs</a> and published on <a href="http://www.wisebread.com/">Wise Bread</a>. Read more <a href="http://www.wisebread.com/taxonomy/term/"> articles from Wise Bread</a>.</div></div> Frugal Living baby best money tips parents savings tips Mon, 01 Aug 2011 10:00:22 +0000 Ashley Jacobs 643779 at http://www.wisebread.com Free Stuff and Coupons for New Parents http://www.wisebread.com/free-stuff-and-coupons-for-new-parents <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/free-stuff-and-coupons-for-new-parents" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://www.wisebread.com/files/fruganomics/imagecache/250w/blog-images/new_parents.jpg" alt="New parents with baby" title="New parents with baby" class="imagecache imagecache-250w" width="250" height="167" /></a> </div> </div> </div> <p>If you are a parent, there are a variety of online resources where you can get free stuff, including hundreds of dollars in coupons, samples, and more. Don't miss out &mdash; having a baby is so expensive that you'll want to save money every way you can. (See also: <a href="http://www.wisebread.com/what-a-new-baby-really-needs">What a New Baby Really Needs</a>)</p> <h2>1. Baby to Bee</h2> <p><a href="http://www.tkqlhce.com/click-2822544-10416782">Baby to Bee</a> is a website and email list that offers pregnancy and baby articles, brand samples, coupons, and more.</p> <h2>2. Pampers Gifts to Grow</h2> <p><a href="http://en.giftstogrow.pampers.com/about.html">Pampers</a> puts reward codes on every box of diapers and wipes. You can sign up online and enter those codes. Once you have enough of them, you can redeem them for free stuff. I have personally redeemed codes for free Leap Pad books for my daughter. Pampers also regularly offers free Gifts to Grow codes. You can subscribe to our free daily <a href="http://www.wisebread.com/bestdeals/today">Best Deals Newsletter</a> to get those codes when they are available.</p> <h2>3. Huggies</h2> <p><a href="http://www.huggies.com/en-US/promotions">Huggies</a> offers a similar program to Pampers, but it isn't quite as good; mostly because their website rarely works. If you prefer the Huggies brand, though, it's one to check out, and it's free.</p> <h2>4. Similac StrongMoms</h2> <p><a href="http://similac.com/">Similac</a> is one of the best companies out there as far as freebies and discounts go. If you sign up with them you will regularly get $5+ coupons and samples.</p> <h2>5. Gerber</h2> <p><a href="http://www.gerber.com/allstages/special_offers.aspx">Gerber</a> has a variety of offers on its website. This includes an email list that will net you over $100 in coupons, special offers on Gerber life insurance, and even offers on clothing.</p> <h2>6. Enfamil</h2> <p><a href="http://www.enfamil.com/app/iwp/enf10/content.do?dm=enf&amp;id=-13493&amp;iwpst=B2C&amp;ls=0&amp;csred=1&amp;r=3488573505">Enfamil</a> is currently offering up to $250 in free gifts, plus coupons, when you sign up with them online.</p> <h2>7. Amazon Mom (&amp; Caregiver)</h2> <p>Sign up and get mega discounts on diapers, formula, and even three months of free two-day shipping. Check out the benefits of the subscribe and save options coupled with the <a href="http://www.amazon.com/gp/mom/signup/info/">Amazon Mom</a> 30% discount. You can get your essentials nearly half price in some cases, all with free shipping. It's an excellent deal.</p> <h2>8. Earth's Best</h2> <p><a href="http://www.earthsbest.com/special-offers/earths-best-all-offers">Earth's Best</a> offers many free coupons, samples, and resources. Try the Earth's Best <a href="http://www.earthsbest.com/special-offers/earths-best-all-offers">free gift packs</a>, <a href="http://www.earthsbest.com/special-offers/earths-best-coupons">printable coupons</a>, and the <a href="http://www.earthsbest.com/share-n-save">Share-n-Save</a> program.</p> <h2>9. SnapFish</h2> <p>Sign up with <a href="http://www.anrdoezrs.net/click-2822544-5656614">SnapFish</a> online and get your first roll of film delivered free, plus store your photos online for free, and share them with your friends and family.</p> <h2>10. Shutterfly</h2> <p>Sign up with <a href="http://click.linksynergy.com/fs-bin/click?id=g519OIyP0is&amp;offerid=184362.10000765&amp;type=3&amp;subid=0">Shutterfly</a>, and get 50 free prints. You can store your photos forever with them, and there is no limit to space. They also have a quick website designer (free) that features your photos for family and friends to share and order. I personally love Shutterfly because I can order my prints online and have them sent to my local <a href="http://www.wisebread.com/tips-for-perimeter-perusing-at-target">Target</a> or Walgreens for pickup. They also frequently run free and discounted offers for their existing customers, and I use them every year to design holiday presents with photos of my kids on them. The grandparents love them.</p> <p><em>This post contains affiliate links.</em></p> <a href="http://www.wisebread.com/free-stuff-and-coupons-for-new-parents" class="sharethis-link" title="Free Stuff and Coupons for New Parents" rel="nofollow">ShareThis</a><br /><div id="custom_wisebread_footer"><div id="rss_tagline">Written by <a href="http://www.wisebread.com/brooke-kaelin">Brooke Kaelin</a> and published on <a href="http://www.wisebread.com/">Wise Bread</a>. Read more <a href="http://www.wisebread.com/taxonomy/term/"> articles from Wise Bread</a>.</div></div> Family baby free stuff for parents new parents Fri, 22 Jul 2011 10:36:07 +0000 Brooke Kaelin 630041 at http://www.wisebread.com