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7 Ways to Boost Your Energy and Get More Done

POPSUGAR Smart Living — Mon, 03 Sep 2012 10:36:42 +0000

If you're feeling sluggish and can't seem to get anything done, perhaps it's time to work on your internal store of energy. By reinvigorating yourself, you'll be able to get more things done and have an easier time completing tasks. Here are changes you can make in your lifestyle to increase your energy.

Get Better Sleep

Sleep is key when it comes to fatigue. It's a time when your body rests and regenerates itself for yet another day. If you're having problems with sleep, get a physical to first see if there's something off with your body healthwise. Perhaps you aren't getting enough iron, or maybe there's a deeper health issue that needs to be rectified like thyroid problems. Start practicing good sleep habits like going to bed and waking up at the same time every day, making sure you're only exposed to dim lighting when it's close to bedtime, and experimenting to find your sleep sweet spot to make sure you're not sleeping too much or too little. Here are more suggestions on how to improve your sleep.

Move Around More

Even though it may seem like exercising will make you more tired, the truth is, engaging in physical activity will increase your energy. Set a regular schedule and try to work out at least three times a week. And if you're feeling like you're stuck in a slump at work, even a brisk 10-minute walk will energize you. Challenge yourself by taking the stairs and investing in a pedometer ($22, originally $32) to motivate you. A pedometer is basically a gadget that measures how much you walk a day. The recommended amount of steps for an active lifestyle is 10,000 a day.

Clean Your Home

Your home is a place for you to unwind and relax, so having a cluttered home can make you antsy. Gazing upon a mound of clothing instead of open, clean space is enough to make anyone stressed out. Having an untidy home is like facing a visible, never-ending to-do list all the time. Give yourself a break and start tackling the clutter in your home. If it seems overwhelming, start by resolving to dispose of one type of item a day. Here's a list to get you started.

Eat and Drink Right

You are what you eat, and what you ingest can definitely have a big impact on your energy. What you drink is also important; being dehydrated can make you feel fatigued. Drinking too much coffee can lead you to crash after the effect wears off. Too much sugar can also spike your blood sugar, which, although it can give you a boost of energy, will quickly drop and leave you feeling more tired than ever. Watch what you eat and what you drink. Drinking coffee or alcohol too close to bedtime can also affect your sleep.

Have Some "Me" Time

Take a moment to yourself to relax after a long day. It's important to manage your stress levels because stress can definitely sap your energy. Read a favorite book or watch a funny YouTube video to kick back and relax. Be sure to pick an activity that won't stress you out even further. For example, watching reality TV can possibly put someone in a more negative frame of mind.

Meditate

Pick up the fine art of meditation; it can work wonders for your brain and even help you bounce back better from stress. In fact, scientists have found that people who have trained in meditation have different brain activity than those who haven't trained. They respond better to situations that would cause us to lose emotional control.

Take a Break

Perhaps what you really need is a break from work. Go on a vacation to relieve your stress and renew your energy.

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If you're sleepy, sluggish, or feeling sapped, don't just sit there — try these tricks to get your energy back up.

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This article is from POPSUGAR Smart Living of Wise Bread, an award-winning personal finance and credit card comparison website. Read more great articles from Wise Bread:

DON'T Buy It Now on eBay without using Live.com cashback

Torley Wong — Sat, 09 May 2009 04:19:29 +0000

You've been saving money with your online purchases thanks to Wise Bread, but wanna save even more? I know that got your attention.

Periodically, eBay and Microsoft's Live.com run a joint promotion to award you cashback. It's plausibly beneficial for them because it drives traffic and ad revenue to Live amidst Google's dominance. Whatever the reasons, here's basically how it works:

Sign up for a Live.com account.
Do a Live.com search for a keyword match like "bullion". A special link notifying you of a % cashback offer appears.
Click the link and purchase an eligible item — so far, they've been "Buy It Now" with PayPal, not regular auctions.
Cashback either gets awarded within a 60-day window, or in some cases (apparently random), instantly.

You can read the terms and conditions, which include a limit of total cashback and transactions.

Too good to be true?

At one point, I was skeptical — 35% cashback!? — but this is from eBay and Microsoft, not some shady fly-by-night operation. Alas, today the cashback is lower, at 10%, but up from 8% in days earlier. (But down from 14% that.) How do I know?

Use these tools

There's a useful tool called MS Live.com eBay Cashback % Notifier, thanks to a "Waffle S.S." aka Abe Voelker. It does what it claims: enter a target cashback value and your email address. When it hits or exceeds that mark, you'll be notified as I was today:

If you'd rather not do that, you can setup a Deal Alert at SlickDeals.net which'll inform you of epic threads like this.

I've earned over $600 cashback since my purchases last year — heck, that's enough to buy a Mac mini, or a combination of things you deem valuable. Each of us has our priorities; just don't go spending on eBay without this advantage.

Tips

Many retail stores, including Buy.com and Tiger Direct, and specialty goods like Nova Musik, have eBay presences in addition to their dot-com webshops. Compare the prices, and if they and other factors are equivalent, you'll save by buying through eBay with cashback.
With competing listings around the same total price range, focus on where shipping is included in the "Buy It Now" price and (often) advertised as "free shipping". Why? Because cashback applies to the item price but not to shipping. Try asking a seller if they'd be willing to make a change for you.
Watch cashback phases like a hawk, because when it ascends to a lucrative percentage, many eBay sellers jack up their prices to nullify any cashback advantage.
On occasion, some keywords return higher cashback than others. Stay on top of these, too.
Don't hold out too long if it's a matter of a few dollars; it's a sort of gamble, as the people waiting for 14% cashback to climb to 20% or higher recently found out when it dropped to 8%.

Have you saved big with eBay's Live.com cashback? Have tips for using it more effectively? Let me know in the comments!

This article is from Torley Wong of Wise Bread, an award-winning personal finance and credit card comparison website. Read more great articles from Wise Bread:

The Awesome Art of Getting Great Deals Online

Torley Wong — Fri, 24 Apr 2009 00:11:19 +0000

Ah, the modern marvels of being able to type a few things in, click your mouse, and have a desired object delivered to your place in a few days. Even tumultuous economic conditions don't mean so-called ecommerce is going away; rather, it stresses being a savvy, frugal shopper, and opens up opportunities for businesses to attract your attention.

Whether it's buying or building, being resourceful helps you score the same great stuff at lower prices, and possibly faster delivery. (Think MacGyver marrying the A-Team.) The following isn't an exhaustive guide to each and every to-do under the sun, but it is experience-worn advice which I'll gladly impart for your benefit. It mainly concentrates on buying in the US of A, but the principles are mostly true worldwide. I'll also specify for the scope of this article, by "Stuff", I mean possessions you can carry (like a microwave) or at the most, can transport around (like a car) — so, not a new house.

Let's dive in with the spirit of Scrooge McDuck, then!

Know where you're looking

Some questions have very easy answers. If you're looking for books and other sundry merchandise, you'll almost always go right with Amazon.com. Yes, I know it has competitors — as well as other sellers which've partnered with it — but 2 special things call it out:

Amazon Prime - If you're a shopaholic, even a thrifty one, it's currently US$80/year for free 2-day shipping. Other details apply, but if you buy frequently enough — say, at least a dozen times a year — this will have you covered both cost- and convenience-wise. Of course, they do this to make you buy more! So don't spend just because you want to, but consider how it fits your lifestyle, and try their free 1-month trial.
Amazon's service - It's not just about the raw dollar, it's about the smile on your face. I've had questions about my orders and confusion about pricing, and I've consistently received timely, pleasant replies. That peace of mind pays for itself, and serves as a model of what you should expect elsewhere.

I give the obligatory disclaimer that I'm not professionally affiliated with Amazon — just a happy customer many times over that cites them as an "example megahub" for many goods.

Let's open it up…

You'll want to be familiar with the major deals sites. There are many out there which duplicate the same style and deals, so here are a few I check daily — they're all stored as bookmarks in my Firefox toolbar, highly recommended for saving time via "Open All in Tabs":

Woot - I was drawn to their flavorful copywriting. Aside from their famed "Woot-Offs" and "Bags of crap", they sell ONE thing a day. Sometimes it's what you're looking for. Often it's not. But they're full of whimsy and fun, and fill a great niche.
DealsPlus - Some deals site make the horrendous mistake of piling on more text than you'll care to parse. DealsPlus is very visual, providing thumbnails and a quick-browse summary of each deal.
Dealhack - In the "More text but not so much that it makes your eyes fall out" dept., they also provide a very thumbnail-ish view, with a vertically-designed navigation. So get your scroll wheel ready and skim down.
dealnews.com - Again, good use of thumbnails (I find they make browsing a lot easier). Wider layout than Dealhack, and as you gain experience, you'll notice when the same popular deals appear on different sites. But what I like here is the quick summary of the hottest stuff at the very top.
SlickDeals.net Forums - Disparate deals sites have forums. Among the best is SlickDeals. They also have their own front page, but I heart their forums because of the unadulterated spontaneity of excitement that punches through the hype. You can smell it in the air — like the inevitable scramble for cheap hard drives before they're OoS (Out of Stock)! And to make this sound more like a restaurant guide, be sure to check out the offerings of the legendary Selma, a gothy deal-sharer who's posted 50,000+ times. If you feel lost, look for the thumbs-up ratings and # of thread views you can sort.
FatWallet - Finally, a site without "deals" in the name. They tend to broadcast deals which are broadly advertised by stores themselves (as opposed to "secret coupons"). Part of the reason behind this is that they offer cashback & coupons. I haven't really used their cashback, but I think FatWallet's a fine overview of the more commercial (for lack of a better term) bargains.

Be brave to explore beyond these, and let me know what gems you uncover and have missed! For example, RedFlagDeals.com reigns surpreme in Canada. The jungle o' deals is thick, indeed.

By immersing yourself in deals sites, you'll become familiar with which stores are favored by veteran dealhunters. E.g., you'll often see buy.com and NewEgg mentioned for computer gear. And a sensible way to get a grasp on various stores is to see their customer feedback on eBay (if they have a presence there), or search ResellerRatings. Don't zoom in on outliers (the occasional bad review), look for consistency.

Beyond mere observation, do chat up with your fellow dealhunters — especially those who know a lot more. They'll save you dollars and hardship.

Know what you're looking for

Were you expecting something less obvious? That's coming up soon! But for now, I'll say…

It's fun to browse bargain sites. It's also time-consuming if you do it too much, and while it may inform you of what fair prices are for various items, it also tends to be unfocused.

Give yourself a direction, and at the very least, take advantage of the "deal alerts" most bargain sites make available. These come in varying forms, but tend to work like this: you enter keyword(s) and frequency of when you want to be notified. They'll ping (via onsite notice, email, and in some cases SMS) you when new deals are available.

This is useful, by the way, if you just missed a substantial rebate on an item and are waiting for it to come around again. Chances are high it will (unless an item's being discontinued). If you don't really want a gadget, don't fall for ad pressure to "ACT NOW BECAUSE SUPPLIES ARE LIMITED!" because if something's really in demand, they'll want to sell more of it. I rebate-waited and got my Logitech diNovo Edge keyboard for US$50 cheaper — a price that'd command a fair meal!

Emphasis on rebate-waited, because…

Mail-in rebates will make you wait

a LONG time. Not always, but often enough for it to be a point of consideration, especially if finances are tight. You may see estimated expectations of "6-8 weeks", and these tend to be pretty common. Thankfully, some companies like Logitech do email you to check your rebate status online, along with an estimated mail date for your cheque.

That's why if you can't wait, don't depend on mail-in rebates. And be wary of companies that've been called out by expert dealhunters as scams, because while the majority aren't, lack of communication does create that perception. Thus, my fave kind of rebate is the instant rebate.

You may be wondering then, besides the understandable processing time, why so long a wait for MIRs? Wikipedia has the backstory.

Be smart about coupons & price comparison

RetailMeNot.com isn't just a beautiful site, it makes it very easy to look for discount coupons. I've regretted not checking here in the past because I discovered a substantial savings after I bought something — talk about buyer's remorse! So whenever I have a significant (obviously relative, but a good rule of thumb is above US$200) purchase, I fire up RetailMeNot and do the groundwork.

For price comparison, Shopzilla and PriceGrabber.com are your friends. Use them and if they're really useful, you'll keep using them.

Major search engines, like Google, also have their own price comparisons, and links to many others. Through experience, naturally find what works for you.

After practicing coupons & price comparison for a few weeks, odds are high you'll spot diminishing returns. For instance, it's not healthy to spend half an hour trying to save US$2. Aim for the big savings, stack coupons whenever possible (mmmm, compound discounts), and be quick.

Be quick (Part II)

Hot deals often sell out very quickly. (Not to be confused by artificial pressure like "ACT NOW!" mentioned above.) That's why it's important for you to have a solid understanding of the context you're involved in: for example, on deals forums, you'll notice a few of the same posters grab deal after deal and boast about it. (There's a certain social bonding that comes when you become an involved member of deal-communities.) This, like any other acquired skill, comes with extended practice. Have your alerts set up so you can pounce on deals that matter. The most advanced dealhunters use automation, like macros, to cut down on tedious steps and jump to the front of the virtual checkout line.

What also counts for a lot: have accounts pre-setup with payment info at the sites you want to shop from. You want to be selective with who you give your personal info to, but if it's a reputable store, your data should be safe, in all practical likelihood. This saves you the trouble of having to fumble with a credit card # when it comes down to crunch time. I once missed out on a hot MP3 player sale at Woot because I hadn't signed up for an account yet — I learned my lesson!

Don't be fooled by fake free shipping

If an item is a fine price and has free shipping, then praise be! But, sometimes "free shipping" is deceptive, because the shipping cost is absorbed in a jacked-up item cost. For example, I saw a pair of headphones on eBay for US$20 that claimed "free shipping". The same pair could be found elsewhere for US$15 with approx. US$5 shipping clearly stated, so it's really not a better deal.

The inverse is also true: beware of inordinate shipping costs. And taxes. A number of stores charge sales tax if you buy in-state/province/region — see Amazon's policy — and while sometimes this is unavoidable due to a lack of alternatives, it's worth keeping in mind. While tax laws are out-of-scope of this article, you won't ever regret being prepared and being aware.

Do your best to find out a store's shipping costs beforehand so you can factor that in ASAP.

Look for gems with eBay's Buy It Now

eBay is synonymous with popularizing and dominating online auctions. While it's still famous for auctions, gems (not just in the mineral sense) can be found by way of many smaller stores which are trying to build their presence and business via eBay's big visibility.

Often, this is new or refurbished/B-stock material with warranty which is sent to you not from an individual, but a company. And it has a "Buy It Now" graphic to indicate such. (It may or may not have a corresponding auction if you want to try your hand at getting it for lower.)

Buy It Now can be good for rarer, but not highly obscure goods. There're sometimes package deals — like a digital camera that comes with a case + memory card + mini-tripod + extra battery at the same cost of the camera alone elsewhere.

In my web browser, I often have one tab opened on eBay and another opened on Amazon, and I do searches and compare. To supplement my info when it's tough to tell, I use the comparison shopping resources mentioned above.

While it's past, much of a dealhunter ballyhoo was made about Microsoft Live.com's 25% cashback through eBay (apparently, it was 35% last time it came 'round). Being on top of opportunities like these can sweeten already honey-soaked deals. Make sure you read the terms and conditions and revel in the savings.

Do your best to assure the clothing fits

Measure yourself accurately. My wife stresses how important this is, because we've been subject to inaccurate pictures and vague sense of scale when buying clothes online. I thought a pair of pants, despite the specs, would fit me snugly. Turns out they're baggy as heck! While I haven't opted for an accompanying pair of suspenders since they're surprisingly comfy, my position still stands.

A good "fit" is also transferably applicable to non-clothing goods which you may feel compelled to see in-person, like TVs and flat panel monitors: a JPG picture can't give you its actual display quality, but if your local store's stock costs much more than what's online, it's fair to compare. (A store's physical presence can add to the cost.)

Some stores offer 3D 360-degree views of their merchandise, but this is still a novelty, rather than a common staple. Still worth looking out for.

Keep customer service and return policy close

I'll often tell you: it's not just about the $$$. Saving a few bucks isn't worth it if you have a problem with your order and the merchants turn out to be jerks! You'd rather much have prompt, friendly "service with a smile" than being unheard or being treated rudely.

Consumer reviews often keep track of this, combining real stories with numerical ratings. And your own experiences will be the most visceral. If you're cautious, why not send an email or make a phone call before buying anything? Test the waters. See how they respond and if that makes you comfortable. Above any human-constructed currency, feeling good and expressing our identity through what we buy is an intriguing psychological phenomenon, and great customer service goes a long way towards reinforcing our beliefs.

If a store has a brick-and-mortar presence (like Old Navy), then you'll likely be able to return merchandise to a nearby store. If you live in the boonies, it may not as be as convenient, but good to know. If a store only allows you to mail a package back, verify who'd be responsible for postage costs beforehand, and be intimate with their RMA policy. A key keyphrase is: hassle-free.

Get ready to recycle

If you buy stuff online, it's going to come in a box. And if it arrives at your house, soon, you'll have a whole extended family of boxes, yes sirree, with itty-bitty baby boxes, and big grandparent boxes. So you'll either want to use those boxes to do something else, or have them recycled or otherwise disposed of.

It's an omnipresent, yet understated part of getting great deals.

Time-shift your holidays

Lastly, I'll suggest something unorthodox which you may not be able to do, especially if you're under social pressure from your family & friends. But consider liberating yourself because of this: when is Halloween and Easter candy cheapest? No, not in the stretch leading up to the holiday — look at the markdown prices after! This is easily observable in both offline and online stores, but it goes to show: when something's out of style/season and perceived value is less, prices plummet.

By being "out of sync" with society at large and other cultural waves, you can create your own opportunities to acquire the same stuff at much-reduced prices. Granted, I feel strongly about this because my family used to wait until after Christmas to grab boxes of bonbons and ornaments to prepare for the next year, but there's much truth… once you break free of generic trappings. (And I'm partially referring to Boxing Day sales, but saturated marketing of Dec. 26th has created its own traps.)

This is awesome news if you're flexible about traditional holidays. Clearly not for everyone — but if you can be an exception, consider yourself exceptional.

Happy buying!

While the above should never be considered an end-all or be-all since the Art of Getting Great Deals Online will continue to adapt and evolve, I hope my personal experiences and specific suggestions will enlighten you to discover the joy of consumerism in refreshing and eclectic ways.

Devoted dealhunters know that saving money goes beyond lopping off a fraction of the price — it's a way of life.

This article is from Torley Wong of Wise Bread, an award-winning personal finance and credit card comparison website. Read more great articles from Wise Bread: