volunteer http://www.wisebread.com/taxonomy/term/7728/all en-US Ask the Readers: Do You Volunteer Regularly? http://www.wisebread.com/ask-the-readers-do-you-volunteer-regularly <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/ask-the-readers-do-you-volunteer-regularly" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/women_volunteering_000049627032.jpg" alt="Three girls volunteering regularly in their community" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p><em>Editor's Note: Congratulations to <a href="http://www.wisebread.com/ask-the-readers-do-you-volunteer-regularly#comment-790114">Liz</a>, Susan, and Jeff for winning this week's contest!</em></p> <p>Volunteering is a great way to give back to your community and to support a cause you believe in. Plus, studies have shown that volunteering contributes to your overall happiness!</p> <p><strong>Do you volunteer regularly?</strong> What are you involved with? What has your experience been like? If you don't volunteer, do you offer support to your community or other oganizations in another way?</p> <p>Tell us whether you volunteer regularly and we'll enter you in a drawing to win a $20 Amazon Gift Card!</p> <h2>Win 1 of 3 $20 Amazon Gift Cards</h2> <p>We're doing three giveaways &mdash; here's how you can win!</p> <h3>Mandatory Entry:</h3> <ul> <li>Post your answer in the comments below. One commenter will be randomly selected to win a $20 Amazon Gift Card!</li> </ul> <h3>For Extra Entries:</h3> <ul> <li>You can tweet about our giveaway for an extra entry. Also, our Facebook fans can get an extra entry too! Use our Rafflecopter widget for your chance to win one of the other two Amazon Gift Cards:</li> </ul> <p><a id="rcwidget_0s4rlh6q" data-template="" data-theme="classic" data-raflid="79857dfa236" rel="nofollow" class="rcptr" href="http://www.rafflecopter.com/rafl/display/79857dfa236/">a Rafflecopter giveaway</a> </p> <script src="https://widget-prime.rafflecopter.com/launch.js"></script></p> <p>If you're inspired to write a whole blog post OR you have a photo on flickr to share, please link to it in the comments or tweet it.</p> <h4>Giveaway Rules:</h4> <ul> <li>Contest ends Monday, March 28th at 11:59 p.m. Pacific. Winners will be announced after March 28th on the original post. Winners will also be contacted via email.<br /> &nbsp;</li> <li>You can enter all three drawings &mdash; once by leaving a comment, once by liking our Facebook update, and once by tweeting.<br /> &nbsp;</li> <li>This promotion is in no way sponsored, endorsed or administered, or associated with Facebook.<br /> &nbsp;</li> <li>You must be 18 and US resident to enter. Void where prohibited.</li> </ul> <p><strong>Good Luck!</strong>&nbsp;</p> <div class="field field-type-text field-field-blog-teaser"> <div class="field-items"> <div class="field-item odd"> Tell us whether you volunteer regularly and we&#039;ll enter you in a drawing to win a $20 Amazon Gift Card! </div> </div> </div> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/ashley-jacobs">Ashley Jacobs</a> of <a href="http://www.wisebread.com/ask-the-readers-do-you-volunteer-regularly">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/ask-the-readers-200-giveaway-what-volunteer-experience-had-the-deepest-impact-on-you">Ask the Readers $200 Giveaway: What Volunteer Experience Had the Deepest Impact on You?</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/ask-the-readers-what-is-your-new-years-resolution">Ask the Readers: What Is Your New Year&#039;s Resolution?</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/ask-the-readers-200-giveaway-what-is-your-top-question-about-personal-finance">Ask the Readers $200 Giveaway: What is Your Top Question About Personal Finance?</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/ask-the-readers-how-did-you-spend-your-first-paycheck">Ask the Readers: How Did You Spend Your First Paycheck?</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/ask-the-readers-do-gift-cards-make-a-good-gift">Ask the Readers: Do Gift Cards Make a Good Gift?</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Giveaways Ask the Readers volunteer Tue, 22 Mar 2016 10:00:06 +0000 Ashley Jacobs 1675254 at http://www.wisebread.com Ask the Readers: Do You Volunteer? http://www.wisebread.com/ask-the-readers-do-you-volunteer <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/ask-the-readers-do-you-volunteer" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_volunteering_000034887108.jpg" alt="Woman volunteering at a soup kitchen" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p><em>Editor's Note: Congratulations to <a href="http://www.wisebread.com/ask-the-readers-do-you-volunteer#comment-775814">An G</a>, Mary, and Kristin for winning this week's contest!</em></p> <p>Volunteering is a great way to give back to your community, and you can gain a lot out of the experience, too! A history of service looks great on your resume, but you also get to meet a lot of different people and learn a bunch of new skills while making a difference in your community.</p> <p><strong>Do you volunteer?</strong> What was the most important thing you've received or learned from volunteering? If you aren't volunteering right now, what organizations or programs would you like to be a part of if you had the time and energy?</p> <p>Tell us about your volunteer experience and we'll enter you in a drawing to win a $20 Amazon Gift Card!</p> <h2>Win 1 of 3 $20 Amazon Gift Cards</h2> <p>We're doing three giveaways &mdash; here's how you can win!</p> <h3>Mandatory Entry:</h3> <ul> <li>Post your answer in the comments below. One commenter will be randomly selected to win a $20 Amazon Gift Card!</li> </ul> <h3>For Extra Entries:</h3> <ul> <li>You can tweet about our giveaway for an extra entry. Also, our Facebook fans can get an extra entry too! Use our Rafflecopter widget for your chance to win one of the other two Amazon Gift Cards:</li> </ul> <p><a id="rcwidget_2jhjjxec" data-template="" data-theme="classic" data-raflid="79857dfa191" rel="nofollow" class="rcptr" href="http://www.rafflecopter.com/rafl/display/79857dfa191/">a Rafflecopter giveaway</a> </p> <script src="//widget-prime.rafflecopter.com/launch.js"></script></p> <p>If you're inspired to write a whole blog post OR you have a photo on flickr to share, please link to it in the comments or tweet it.</p> <h4>Giveaway Rules:</h4> <ul> <li>Contest ends Monday, June 15th at 11:59 p.m. Pacific. Winners will be announced after June 15th on the original post. Winners will also be contacted via email.<br /> &nbsp;</li> <li>You can enter all three drawings &mdash; once by leaving a comment, once by liking our Facebook update, and once by tweeting.<br /> &nbsp;</li> <li>This promotion is in no way sponsored, endorsed or administered, or associated with Facebook.<br /> &nbsp;</li> <li>You must be 18 and US resident to enter. Void where prohibited.</li> </ul> <p><strong>Good Luck!</strong>&nbsp;</p> <div class="field field-type-text field-field-blog-teaser"> <div class="field-items"> <div class="field-item odd"> Tell us about your volunteer experience and we&#039;ll enter you in a drawing to win a $20 Amazon Gift Card! </div> </div> </div> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/ashley-jacobs">Ashley Jacobs</a> of <a href="http://www.wisebread.com/ask-the-readers-do-you-volunteer">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/ask-the-readers-200-giveaway-what-volunteer-experience-had-the-deepest-impact-on-you">Ask the Readers $200 Giveaway: What Volunteer Experience Had the Deepest Impact on You?</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/ask-the-readers-what-is-your-new-years-resolution">Ask the Readers: What Is Your New Year&#039;s Resolution?</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/ask-the-readers-200-giveaway-what-is-your-top-question-about-personal-finance">Ask the Readers $200 Giveaway: What is Your Top Question About Personal Finance?</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/ask-the-readers-how-did-you-spend-your-first-paycheck">Ask the Readers: How Did You Spend Your First Paycheck?</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/ask-the-readers-do-gift-cards-make-a-good-gift">Ask the Readers: Do Gift Cards Make a Good Gift?</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Giveaways Ask the Readers volunteer Tue, 09 Jun 2015 15:00:14 +0000 Ashley Jacobs 1448770 at http://www.wisebread.com Ask the Readers $200 Giveaway: What Volunteer Experience Had the Deepest Impact on You? http://www.wisebread.com/ask-the-readers-200-giveaway-what-volunteer-experience-had-the-deepest-impact-on-you <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/ask-the-readers-200-giveaway-what-volunteer-experience-had-the-deepest-impact-on-you" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/hospital-465134143.jpg" alt="volunteer" title="volunteer" class="imagecache imagecache-250w" width="250" height="141" /></a> </div> </div> </div> <p><em>Editor's Note: Congratulations to </em><a href="http://www.wisebread.com/ask-the-readers-200-giveaway-what-volunteer-experience-had-the-deepest-impact-on-you#comment-748768"><em>Diane</em></a><em>, Anna, and Susan for winning this week's contest!</em></p> <p>Volunteering is one of the most rewarding &mdash; and frugal &mdash; ways to make a difference in community. And with nearly 65 million Americans reporting having volunteered last year, chances are you&rsquo;ve made it a point to give of your time to support a worthy cause. From volunteering at a school or food bank to participating in a walk for charity, we want to hear what volunteer experience impacted you the most!</p> <p><b>What volunteer experience had the deepest impact on you?</b><span style="font-weight:normal"> What made it so impactful? Did you share the experience with someone else?</span></p> <p>This week, to celebrate its annual Schwab Volunteer Week in which thousands of employees volunteer in communities nationwide, Charles Schwab is sponsoring $200 in prizes for our Ask the Readers giveaway! Make sure to tell us about the volunteer experience that had the deepest impact on you and we'll enter you in a drawing to win a $150 or one of two $25 Amazon Gift Cards!</p> <p><span style="font-size:14.0pt;font-family:&quot;Times New Roman Bold&quot;"><b>Win a $150 Amazon Gift Card or 1 of 2 $25 Amazon Gift Cards</b></span></p> <p>We're doing three giveaways &mdash; here's how you can win!</p> <p><span style="font-size:14.0pt;font-family:&quot;Times New Roman Bold&quot;"><b>Mandatory Comment Entry for a Chance to win a $150 Amazon Gift Card:</b></span></p> <ul> <li>Post your answer in the comments below. One commenter will be randomly selected to win a $150 Amazon Gift Card!</li> </ul> <p><span style="font-size:14.0pt;font-family:&quot;Times New Roman Bold&quot;"><b>To win one of two $25 Amazon gift cards:</b></span></p> <ul> <li>You can tweet about our giveaway for an extra entry. Use our Rafflecopter widget for your chance to win one of two $25 Amazon Gift Cards:</li> </ul> <p><a id="rc-79857d100" class="rafl" href="http://www.rafflecopter.com/rafl/display/79857d100/" rel="nofollow">a Rafflecopter giveaway</a> <script src="//widget.rafflecopter.com/load.js"></script></p> <p><b>If you're inspired to write a whole blog post OR you have a photo on flickr to share, please link to it in the comments or tweet it.</b></p> <p><span style="font-size:14.0pt;font-family:&quot;Times New Roman Bold&quot;"><b>Giveaway Rules:</b></span></p> <ul> <li>Contest ends Monday, May 26th at 11:59 pm Pacific. Winners will be announced after May 26th on the original post. Winners will also be contacted via email.</li> <li>You can enter all three drawings &mdash; once by leaving a comment, once by liking our Facebook update, and once by tweeting.</li> <li>This promotion is in no way sponsored, endorsed or administered, or associated with Facebook.</li> <li>You must be 18 and US resident to enter. Void where prohibited.</li> </ul> <p><span style="font-size:14.0pt;font-family:&quot;Times New Roman Bold&quot;"><b>This week, our Ask the Readers giveaway is sponsored by Charles Schwab to celebrate Schwab Volunteer Week!</b></span></p> <p>Here is a message from our sponsor:</p> <blockquote> <p>&ldquo;Serving our communities is an important part of Schwab&rsquo;s culture. Each year we provide paid time off for employees to volunteer, and we also organize a nationwide, week-long volunteer event called Schwab Volunteer Week (May 19-23, 2014), where thousands of employees volunteer with local nonprofits. This year&rsquo;s event has a record number of participants, with more than 3,700 Schwabbies donating approximately 15,000 service hours to 258 projects benefiting nearly 200 charities.</p> <p>We support a vibrant mix of national nonprofit groups such as Boys &amp; Girls Clubs, Habitat for Humanity, Goodwill and The Salvation Army, as well as local schools, parks, food banks, cultural centers, and organizations that provide health and human services to women, children, families and seniors.</p> <p>For the first time this year Schwab will pilot skills-based volunteering during <a href="http://www.aboutschwab.com/community">Schwab Volunteer Week</a>, The &ldquo;Skills Marathon,&rdquo; which will debut in both San Francisco and Denver, will consist of a half day of consulting in which teams of Schwab employees will help nonprofit organizations with business strategy, marketing, corporate communications, human resources and technology, giving them tangible advice and solutions for their real-world challenges.</p> <p>Employee volunteer stories and photos will be posted throughout the week on the Schwab Talk blog. To learn more about what drives our commitment to investing in our communities during Schwab Volunteer Week and throughout the year, <span class="msoIns"><ins datetime="2014-05-12T10:47" cite="mailto:Davis,%20Jennifer"><a href="http://www.youtube.com/watch?v=3HiNuHY_cUg&amp;list=PLctx2TLOKMwbgx27FQZ4R-lrcEO801jlv">watch this video</a></ins></span>.&rdquo;</p> <p>&copy; 2014 Charles Schwab &amp; Co., Inc. (Member <a href="http://www.sipc.org/">SIPC</a>) All rights reserved</p> <p>#5014-3378</p> </blockquote><br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/ashley-jacobs">Ashley Jacobs</a> of <a href="http://www.wisebread.com/ask-the-readers-200-giveaway-what-volunteer-experience-had-the-deepest-impact-on-you">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-2"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/ask-the-readers-200-giveaway-what-is-your-top-question-about-personal-finance">Ask the Readers $200 Giveaway: What is Your Top Question About Personal Finance?</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/ask-the-readers-what-is-your-new-years-resolution">Ask the Readers: What Is Your New Year&#039;s Resolution?</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/ask-the-readers-how-did-you-spend-your-first-paycheck">Ask the Readers: How Did You Spend Your First Paycheck?</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/ask-the-readers-do-gift-cards-make-a-good-gift">Ask the Readers: Do Gift Cards Make a Good Gift?</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/ask-the-readers-is-valentines-day-too-commercial-chance-to-win-20">Ask the Readers: Is Valentine&#039;s Day Too Commercial? (Chance to win $20!)</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Giveaways Ask the Readers Charles Schwab volunteer Tue, 20 May 2014 09:12:20 +0000 Ashley Jacobs 1139688 at http://www.wisebread.com The Work Exchange Way to See the World http://www.wisebread.com/the-work-exchange-way-to-see-the-world <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/the-work-exchange-way-to-see-the-world" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/iStock_000010956917XSmall.jpg" alt="Woman at a farm" title="Woman at a farm" class="imagecache imagecache-250w" width="250" height="166" /></a> </div> </div> </div> <p>So you want to explore the world and don't have the dough for it. Plus, you just aren't into the whole teaching scene. Or maybe you don't have the qualifications for that yet. No worries. There are other low-cost ways to work your way around the world &mdash; if you&rsquo;re flexible and adaptable, you like living in communal situations, and you want to contribute to the world in meaningful ways. There are amazing volunteer opportunities all around where you can work for room and board in exotic locations all over the globe. All you have to do is hit a few key sites and you&rsquo;ll soon be on your way to somewhere exotic and intriguing either near home or far away.</p> <h2>Help Exchange</h2> <p>Take <a href="http://www.helpx.net/index.asp">Help Exchange</a>, for instance. This website lists a ton of work-exchange opportunities around the globe. Positions range from short-short-term, maybe two or three days working on a farm in California, to longer-term stints of six months or more working and helping around a ranch or organic garden. It all depends on what you&rsquo;re looking for and what you like to do. Some of the places, such as the <a href="http://www.dandelionfarm.org/">Dandelion Sustainability Farm</a> in northern California, require an in-depth application and a trial period before they accept you. Which gives you a chance to see if you like it there and them a chance to see if you have the skills they are looking for.</p> <p>Other places, like Buddhist temples and Hindi ashrams, offer gardening positions as well as immersion in their meditation and chanting practices. Hostels often give you a place to crash out in a stellar spot in exchange for a few hours of work with housekeeping and possibly some cooking each day.</p> <h2>WWOOF</h2> <p>Another great way to contribute to the world while traveling is through <a href="http://www.wwoof.org/">World Wide Opportunities on Organic Farms</a> (WWOOF). Focused exclusively on organic farming, most of these farms are located in small rural areas far from urban centers. The work varies depending on what the season is and what they harvest. The work hours also differ depending on the place. Some places require full-time work and offer once-weekly trips into nearby towns. Others offer more frequent trips to other spots or even some guided sightseeing around the local area. If you like gardening, want to learn more about working with the land and want to check out different locales in your free time, WWOOF-ing it is the way to go.</p> <h2>HouseCarers</h2> <p>Like the idea of exploring the world, but prefer to live solo? Check out the housesitting opportunities all around. <a href="http://www.housecarers.com/">HouseCarers</a> has tons of listings, mostly in Australia and New Zealand. You can find a cool spot to hang out in exchange for taking care of someone&rsquo;s house and pets. It could be on a ranch in the wilds of western Canada or in a house in Sydney while someone takes a six month vacation. The opportunities are all across the board, as are the owners. Some just do a straight exchange: You watch the house for them at no cost and they don&rsquo;t charge you rent or utilities. Others want you to cover the utilities while you&rsquo;re staying there. The positions also last from a few days to six or eight months. The bonus point here is that if you find a position you like and you get on great with the owners, you could land yourself an annual job taking care of their space.</p> <h2>Caveats</h2> <p>As with any work or living situation, it pays to do some groundwork before you commit. Make sure you clarify what it is that they want volunteers to be doing and what skills you bring to the table that you really want to be using. Sometimes different spots want more technical skills, like computer programming or website design, instead of gardening or outdoor work. Other times a place may advertise a position working 20 or 25 hours a week and, when you arrive, they expect full-time hours from volunteers. Don&rsquo;t expect to be on vacation, but don&rsquo;t let anyone take advantage of your time. The situation should be mutually beneficial and fair.</p> <p>It&rsquo;s also prudent to verify what the living conditions and free time activities are. You may arrive to find that you will be camping out as opposed to staying in dorms or vice-versa. Or that your free time is more structured than you thought. Clear communication from the very beginning is key to making this work.</p> <p>Doing a little background research, reading reviews from former workers and volunteers and finding out more about the location where you will be staying can alleviate problems and give you a clear picture about the situation. Also, trying out a few positions closer to home before you take it overseas can also provide insights into whether this style of travel will work for you.</p> <p>The work-exchange is just another style of work-cation. So pick what you like and start hitting the trails. You never know what you&rsquo;ll learn on the road.</p> <h2 style="text-align: center;">Like this article? Pin it!</h2> <p>&nbsp;</p> <p style="text-align: center;"><a href="//www.pinterest.com/pin/create/button/?url=http%3A%2F%2Fwww.wisebread.com%2Fthe-work-exchange-way-to-see-the-world&amp;media=http%3A%2F%2Fwww.wisebread.com%2Ffiles%2Ffruganomics%2Fu5180%2FThe%20Work%20Exchange%20Way%20to%20See%20the%20World.jpg&amp;description=The%20Work%20Exchange%20Way%20to%20See%20the%20World" data-pin-do="buttonPin" data-pin-config="above" data-pin-color="red" data-pin-height="28"><img src="//assets.pinterest.com/images/pidgets/pinit_fg_en_rect_red_28.png" alt="" /></a> </p> <!-- Please call pinit.js only once per page --><!-- Please call pinit.js only once per page --><script type="text/javascript" async defer src="//assets.pinterest.com/js/pinit.js"></script></p> <p style="text-align: center;"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5180/The%20Work%20Exchange%20Way%20to%20See%20the%20World.jpg" alt="The Work Exchange Way to See the World" width="250" height="374" /></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/sasha-a-rae">Sasha A. Rae</a> of <a href="http://www.wisebread.com/the-work-exchange-way-to-see-the-world">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-2"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/three-e-books-to-help-you-make-money-travel-and-change-your-life">Three E-Books to Help You Make Money, Travel, and Change Your Life</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-unexpected-jobs-with-insane-travel">10 Unexpected Jobs With Insane Travel</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-keys-to-great-management-learned-from-an-inner-city-mission-worker">10 Keys to Great Management, learned from an inner-city mission worker</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-keep-long-term-travel-from-ruining-your-career">How to Keep Long-Term Travel From Ruining Your Career</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/11-ways-business-travel-helps-your-wallet">11 Ways Business Travel Helps Your Wallet</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Career and Income Travel volunteer work-exchange Mon, 12 Apr 2010 13:00:02 +0000 Sasha A. Rae 14491 at http://www.wisebread.com 25 Things I Don't Want to Regret Once I Retire... http://www.wisebread.com/25-things-i-dont-want-to-regret-once-i-retire <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/25-things-i-dont-want-to-regret-once-i-retire" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/to do list_1.jpg" alt="" title="" class="imagecache imagecache-250w" width="250" height="267" /></a> </div> </div> </div> <p>I met with an elderly couple today in their home to execute some planning documents. While neither of them ever had jobs as professionals and neither inherited any money from family members, they have amassed quite a respectable sum of money as they continue to progress through the Golden Years. The lesson that they passed on to me today in our short meeting was that you have to proceed through life without regret, and live each moment so that you will not later look back with regret.</p> <p>After meeting with the couple, I returned to my office and put together a list of 25 ideas, goals, etc. that I want to look back on when I reach retirement age, and say that I fully accomplished or successfully practiced each of these 25 goals. So without further ado, here is part one of my list, with part two coming tomorrow night when I return home from class (feel free to add to my list or share your thoughts in the comments):</p> <p><strong>1. Start Saving Money Now, and Continue to Save Money Forever. </strong>One of my major problems before I discovered the world of personal finance is that I would pay everyone, but I would never pay myself. I had no problem sending the cable, car insurance and energy bills each month, but I always forgot to pay myself, i.e. save. Now I&#39;ve opened a high-interest savings account, and plan on saving even more as my income continues to grow. </p> <p><strong>2. Stop and Think About Prospective Purchases for at Least 30 Seconds. </strong>I&#39;m an impulse buyer, I always have been. This might be the &quot;typical male shopper&quot; shining through, but when I see something I want, I typically convince myself that I can afford to purchase it. This is especially easy when buying gifts for those I love. I&#39;ve taken to thinking about purchases before I make them in the stores, or if online, I like to leave the website I am about to buy from and do some research to confirm the utility of the product or search for a better deal.</p> <p><strong>3. Make and Stick to a Budget. </strong>This is difficult enough for myself and the fiancee now, with no children and relatively little worries beyond our lovable dog. However, I anticipate budgeting will become even more complicated and necessary as our family grows, which is why I&#39;ve taken such a strong liking to the <a href="http://youneedabudget.com/" target="_blank">You Need A Budget system</a>.</p> <p><strong>4. Max-Out Your Retirement Plans Annually.</strong> This is the first year I&#39;ve committed to maxing out the plans my employer offers, but I haven&#39;t even graduated law school yet, so I think there&#39;s time here. What I do know is that I would horribly regret not electing to max out these plans 40 years from now.</p> <p><strong>5. You Own Banks, Not The Other Way Around.</strong> I&#39;m essentially lending banks my money every time I make a deposit. There&#39;s no reason the banks shouldn&#39;t be paying me interest in the same manner they expect to earn interest. I&#39;ve committed to only doing business with banks that offer competitive rates (although I&#39;m not trolling for the best rates) and offer great customer service.</p> <p><strong>6. Carpool More. </strong>I feel this could be a great way to not only save on expenses and help the environment, but also become closer with those I work/go to school/spend time with. Therefore, carpooling becomes a win-win-win situation.</p> <p><strong>7. Dryclean Less. </strong>If I told you the amount I spend at the drycleaner each week, you would probably be sick. There&#39;s not a lot of chatter around the PF blogs regarding the high cost of drycleaning, but it is one of my biggest monthly expenses. I&#39;m currently in the market for a professional-grade steamer for my suits/pants/shirts and hope this will trim large amounts from my monthly bill.</p> <p><strong>8. Purchase Quality Blankets. </strong>Living in Upstate New York, I pay gobs of money to heat my home through the long winter. As I have not yet decided on the electric fireplace as a supplement to our energy-efficient, but still overpriced furnace, we are using blankets more so we can keep the heat lower (although it is buzzing furiously right now). Plus, the blankets allow for more snuggling!</p> <p><strong>9. Volunteer More Often. </strong>This is a personal-maintenance issue for me. I grew up volunteering in my church, and now I&#39;m using some of my skills to give back through <a href="http://www.irs.gov/individuals/article/0,,id=107626,00.html" target="_blank">VITA</a> by helping prepare tax returns for low-income individuals and families.</p> <p><strong>10. Never Pay Retail Price. </strong>I like to haggle with people, but that&#39;s just in my nature (thank you Law School!) Plus, there&#39;s nothing better then feeling like you beat the system, and got a great bargain. I&#39;ve been getting better at not accepting &quot;we can&#39;t go any lower&quot; for an answer, and also being willing to push the envelope as far as necessary to get the best deal. When push comes to shove, it&#39;s all about not being &quot;sold&quot; on a product or service when you are negotiating for it, and being able to walk away if the price is not agreeable.</p> <p><strong>11. Prepare for Roadblocks. </strong>The first step to prepare for emergencies is to save for emergencies. This is why I&#39;ve been frequently trying to stash money in our Emergency Savings account. Only once I&#39;ve created/maintained/replenished this buffer will we truly be on the road to financial freedom.</p> <p><strong>12. Live on Less Than You Earn. </strong>This is difficult because the fiancee and I are both in grad school, and the earnings are not that great. However, through modifying our expectations and expenses, we&#39;ve managed to live pretty comfortably and still be able to afford to plan for parts of our upcoming wedding without plunging ourselves into mountains of debt (with the exception of our growing student loans). Living on less than we earn will become increasingly important as we will both work in professional settings and likely face the peer-pressures that accompany higher-paying jobs, including wardrobe updates, fancy cars, big houses, etc. As long as we can continue to live on less than we make, I believe the long-term payoff will be enormous. </p> <p>That&#39;s all for Part One! I look forward to reading all of your comments and hope you will tune in tomorrow for Part Two... </p> <p>&nbsp;</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/anthony-marrone">Anthony Marrone</a> of <a href="http://www.wisebread.com/25-things-i-dont-want-to-regret-once-i-retire">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-4"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-mental-habits-that-make-the-rich-richer">5 Mental Habits That Make the Rich Richer</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/13-money-goals-you-can-still-reach-by-2017">13 Money Goals You Can Still Reach by 2017</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-personal-finance-resolutions-anyone-can-master">8 Personal Finance Resolutions Anyone Can Master</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-financial-decisions-youll-never-regret">8 Financial Decisions You&#039;ll Never Regret</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-online-tools-to-manage-your-money-in-under-10-minutes-a-week">5 Online Tools to Manage Your Money in Under 10 Minutes a Week</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Personal Finance blankets deals goals high interest savings negotiate retirement planning volunteer you need a budget Tue, 22 Jan 2008 04:12:10 +0000 Anthony Marrone 1658 at http://www.wisebread.com 10 Keys to Great Management, learned from an inner-city mission worker http://www.wisebread.com/10-keys-to-great-management-learned-from-an-inner-city-mission-worker <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/10-keys-to-great-management-learned-from-an-inner-city-mission-worker" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/female volunteers make meals.jpg" alt="" title="" class="imagecache imagecache-250w" width="250" height="188" /></a> </div> </div> </div> <p>When my family and I volunteered at an inner-city agency, I thought I would learn about showing compassion, embracing diversity, and being grateful. The last thing I thought I would learn were <strong>10 keys to great management</strong>, especially from the mid-life, hippie-ish mission worker known as Miss Vickie.</p> <p>Now, I hope you have had better bosses than I've had. A boss at a summer job (let's call her Mrs. X) was so bad that when I took Organizational Behavior in the fall semester, I aced every test by considering each question, determining what Mrs. X would do, and stating the polar opposite. My experience in the corporate world after graduation never seemed to land me with a superb organization and exceptionally functional managers. So I was glad to find, finally, that there are people (like Miss Vickie) who know how to manage.</p> <p>Miss Vickie is the leader of the mission agency or what she calls a <em>community</em>. She lives in the upstairs of a grand (older) home in a transitional-to-dangerous neighborhood, where the poverty rate is twice the national average; downstairs, she and her teams of volunteers hold scout meetings, tutoring sessions, Bible studies, play sessions, dinners, and worship services. Community members (there are no formal membership rules but those who participate become part of this small community) are Caucasian, African-American, and Hispanic; in their homes, there are adults who are struggling due to a variety of ills including racial and social class prejudice, mental and physical disabilities, and substance abuse.</p> <p>When Miss Vickie pitches for volunteers and donations to members of area churches, she makes dramatic pleas that make me think of her as an actress. But seeing her in action at her workplace shows me that, really, she is a competent manager.&nbsp;&nbsp;</p> <p>Here&rsquo;s what I&rsquo;ve learned:</p> <p>1.<strong> Define your mission:</strong> The agency provides a sense of community and offers social, academic, and spiritual development activities to neighborhood children and families; it does not offer crisis services to the general population.</p> <p>2. <strong>Define your target audience:</strong> Community members come from families who are not properly functioning and have experienced abuse or neglect in their homes.</p> <p>3. <strong>Determine your capacity and serve only that amount so that you can maintain your quality:</strong> The capacity is typically defined as space in the house and volunteer force needed to support activities. (If 20 children need tutoring but only 15 people will commit to sessions, then 15 children are served.)</p> <p>4. <strong>Accept all people but set boundaries and standards for behavior:</strong> Community members and volunteers are welcome just as they are, but they don&rsquo;t just drop by: they come for specific activities or by special arrangement at designated times. Middle of the night, spur of the moment requests are not honored. Volunteer groups, such as mine, who play with kids and provide a simple meal, need to have enough adults so that Miss Vickie feels comfortable with the adult/child ratio. Other rules: teen volunteers are to participate with, rather than serve, their peers; tutors must commit for a full semester.</p> <p>5. <strong>Educate your staff and not just on a need-to-know basis:</strong> Volunteers attend briefings before community members arrive for activities. They are told about the goals of the session and informed of any unusual circumstances that may affect interactions with community members.</p> <p>6. <strong>Give job descriptions and make assignments: </strong>During the briefing, volunteer duties are explained and specific assignments are given to individual or groups of volunteers (for example, one adult will be assigned to watch over an 18-month-old child while groups of adults can interact with older children).</p> <p>7. <strong>Give people general guidelines but let them make decisions:</strong> The guideline given to my group for meal preparation was &ldquo;no lasagna.&rdquo; Actually, we were advised that the kids didn't like lasagna; we&nbsp;then made the&nbsp;&quot;no lasagna&quot;&nbsp;rule.&nbsp;Everything for the dinner was up to us including menu selection and meal preparation, serving, and clean-up.</p> <p>8. <strong>Be accountable: </strong>Miss Vickie takes accountability for all that happens in her community. Volunteers are there to help.</p> <p>9. <strong>Maximize all resources:</strong> All services are provided, the household is run, and Miss Vickie&rsquo;s salary is paid on an annual budget of approximately $60,000.</p> <p>10. <strong>Show appreciation:</strong> Donations and volunteer hours are promptly and cheerfully acknowledged in writing.</p> <p>So, my volunteer experience has morphed into Management 101. Seeing a competent, responsible manager in action has been gratifying.</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/julie-rains">Julie Rains</a> of <a href="http://www.wisebread.com/10-keys-to-great-management-learned-from-an-inner-city-mission-worker">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-9"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-ways-to-deal-when-you-work-with-someone-you-hate">8 Ways to Deal When You Work With Someone You Hate</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/looking-for-answers-in-life-heres-your-key">Looking for Answers in Life? Here&#039;s your Key...</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-surprising-benefits-of-failure">7 Surprising Benefits of Failure</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-work-at-home-without-driving-your-spouse-nuts">How to Work at Home Without Driving Your Spouse Nuts</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/meet-meg-favreau-our-senior-editor">Meet Meg Favreau, Our Senior Editor</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Career and Income Life Hacks how to be a great manager management volunteer Sun, 02 Sep 2007 01:06:48 +0000 Julie Rains 1070 at http://www.wisebread.com