Job Hunting http://www.wisebread.com/taxonomy/term/7800/all en-US 7 Questions a Potential Employer Cannot Ask You http://www.wisebread.com/7-questions-a-potential-employer-cannot-ask-you <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/7-questions-a-potential-employer-cannot-ask-you" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_job_interview_000061752264.jpg" alt="Woman being asked questions a potential employer cannot ask" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>It's taking U.S. companies longer and longer to hire new employees. In June 2014, it took an <a href="http://www.wsj.com/articles/companies-are-taking-longer-to-hire-1409612937">average of 24.9 work days</a> for employers to fill vacant positions. The average hiring time for companies with 5,000 or more employees is even longer at 58.1 work days.</p> <p>In the rush to fill vacancies faster, some employers are making some bad judgment calls. According to a 2014 poll conducted by Harris Poll, one in five U.S. employers has unknowingly asked an interview question that ran afoul of the law. Here are seven questions a prospective employer cannot ask you during an interview.</p> <h2>1. What Is Your Religious Affiliation?</h2> <p>Being concerned about whether or not you can meet the required work schedule for a position, some employers go the wrong way about finding out about your availability. While the <a href="http://finduslaw.com/civil-rights-act-1964-cra-title-vii-equal-employment-opportunities-42-us-code-chapter-21#3">Title VII Equal Employment Opportunities chapter</a> of the Civil Rights Act of 1964 doesn't provide a specific list of questions that &quot;thou shalt not ask,&quot; it certainly provides clear guidelines as to what is off the negotiation table. So, it is illegal for an employer to ask you about your religion. While an employer can legally ask you if you can work on a required work schedule or select from a choice of work days, he can't inquire about your willingness to work any particular religious holiday.</p> <h2>2. Are You Pregnant?</h2> <p>Before hiring you, an employer can't ask you if you're pregnant, plan to have kids, or plan to have more kids. Any of these matters can directly or indirectly result in limitation of a job opportunity in any way, so that's why the Civil Rights Act takes them off the table as well. After hiring you, your employer or HR department rep can inquire on your status for qualified reasons, such as health insurance, retirement accounts, or tax withholding.</p> <h2>3. What Is Your Political Affiliation?</h2> <p>With the U.S. presidential election coming up in November, some interviewers may drop this one on you. Under the <a href="https://archive.opm.gov/biographyofanideal/PU_CSreform.htm">Civil Service Reform Act of 1978</a>, federal employers are prohibited from asking political party preference questions of federal employees and job applicants. This is to guarantee that all employees and job applicants receive fair and equitable treatment in all aspects of personnel management without regard to political affiliation.</p> <p>While there are no federal laws that prohibit employers in the private sector from asking about political affiliation, they should refrain from asking such questions anyway. Some states, including Mississippi and the District of Columbia, have specific <a href="http://www.ncsl.org/research/labor-and-employment/discrimination-employment.aspx">laws on employment-related discrimination</a> that include political affiliation.</p> <h2>4. What Is Your Nationality?</h2> <p>Immigration is one of the key issues being discussed by candidates from both parties of this election. While an employer has every right to check that you can legally work for them, they can't ask any questions regarding your nationality.</p> <p>During a prospective job interview, it's illegal to inquire where you were born, whether you were born a U.S. citizen or naturalized, your national origin, and what is your first language. Only when it's relevant to the job can you be asked about your language proficiency. After employment, you can be asked to submit a birth certificate, proof of U.S. citizenship, or other proof of the legal right to work in the U.S.</p> <h2>5. How Old Are You?</h2> <p>The <a href="https://www.eeoc.gov/laws/statutes/adea.cfm">Age Discrimination in Employment Act of 1967</a> protects job applicants who are age 40 and older against ageism, which is discrimination against individuals on the basis of their age. Any sneaky questions to try identifying persons between 40 and 60 years are illegal.</p> <p>For those age 18 and over, some state employment laws, including those from Oregon, provide some protection with a few exceptions. Still, it's legal to inquire before hiring if you could furnish proof of age if hired, and to request such proof after hiring.</p> <h2>6. Are You Disabled?</h2> <p>The <a href="https://www.disability.gov/rehabilitation-act-1973/">Rehabilitation Act of 1973</a> prohibits discrimination on the basis of disability in all types of federal employment. Since 1990, <a href="https://www.eeoc.gov/eeoc/publications/fs-ada.cfm">Title I of the Americans with Disabilities Act</a> (ADA) prohibits private employers, state and local governments, employment agencies, and labor unions from discriminating against qualified individuals with disabilities in all job application and employment processes.</p> <p>The definition of disabilities is quite extensive. For example, an employer can't legally ask you whether or not you socially drink. Under the ADA, a recovering alcoholic is protected and doesn't have to disclose any disability information before landing an official job offer.</p> <h2>7. What is Your Credit Rating?</h2> <p>You may have heard that your credit history may affect your employment options. However, there are limitations for employers to use credit information in employment decisions.</p> <p>First, the <a href="https://www.consumer.ftc.gov/articles/pdf-0096-fair-credit-reporting-act.pdf">Fair Credit Reporting Act</a> outlines that employers require your written consent to get access to your credit report. The one exception is the trucking industry. Your potential employer must have a valid reason to request for your credit data and she can't disqualify you from employment unless the data directly affects your ability to perform the position you're interviewing for. In the event that she denies you employment, she must release the credit report to you and provide an explanation.</p> <p>Second, <a href="http://www.ncsl.org/research/financial-services-and-commerce/use-of-credit-info-in-employ-2013-legis.aspx">10 states</a>, including California, Colorado, Connecticut, Hawaii, Illinois, Maryland, Nevada, Oregon, Vermont, and Washington, have enacted legislation that bans employers from using credit information in employment decisions. If you're seeking employment in one of those states, potential employers <a href="http://www.wisebread.com/6-money-questions-you-never-have-to-answer">can't ask for your credit history or score</a>.</p> <p><em>What are other questions that a prospective employer can't ask you? Share with us in the comments!</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/damian-davila">Damian Davila</a> of <a href="http://www.wisebread.com/7-questions-a-potential-employer-cannot-ask-you">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-answer-23-of-the-most-common-interview-questions">How to Answer 23 of the Most Common Interview Questions</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-questions-you-should-ask-at-every-job-interview">5 Questions You Should Ask at Every Job Interview</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/weird-job-interview-questions-and-how-to-answer-them">Weird Job Interview Questions (and How to Answer Them)</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/9-ways-to-job-hunt-without-getting-caught">9 Ways to Job Hunt Without Getting Caught</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-things-interviewers-really-want-to-know-when-they-ask-these-questions">10 Things Interviewers Really Want to Know When They Ask These Questions</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Job Hunting boss harassment interview questions off limits personal questions potential employer questions Wed, 04 May 2016 10:00:08 +0000 Damian Davila 1700128 at http://www.wisebread.com 17 Part-Time Jobs to Do While Your Kids Are at School http://www.wisebread.com/17-part-time-jobs-to-do-while-your-kids-are-at-school <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/17-part-time-jobs-to-do-while-your-kids-are-at-school" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_working_home_000089876851.jpg" alt="Woman doing part-time jobs while her kids are at school" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Balancing parenting and work can be a challenge, especially if you have young children. With school days ending in the early afternoon, many working parents have to get additional after-school care if they want to work a full-time job. Like many parents out there, I would love to have the flexibility to work during school hours, and be able to be home when my kids are done with the school day.</p> <p>While they may be harder to find, there <em>are</em> jobs out there that are either part-time, or work within the school schedule, giving you time with your kids <em>and</em> the ability to contribute to the family income. (See also: <a href="http://www.wisebread.com/6-best-jobs-for-working-moms-and-dads?ref=seealso">6 Best Jobs for Working Moms and Dads</a>)</p> <h2>1. School Jobs</h2> <p>It's obvious, but one of the best ways to work during school hours is to work at a school. You could get credentialed as a classroom teacher, but there are also many other support positions available at schools. These include: teacher's aides, bus drivers, cafeteria staff, administrative assistants, counselors, nurses, speech therapists and other instructional specialists, as well as substitute teachers.</p> <p>Some of these positions require specialized education; others do not. In California, for instance, the requirements for being a substitute teacher are having a bachelor's degree and passing a reading/math/writing test. One huge benefit of working at a school is that you can be on break during the summer just as your kids are, reducing the need for additional childcare.</p> <h2>2. Freelance Writer/Editor/Proofreader</h2> <p>Freelance jobs give you the flexibility to set your own hours and work as much or as little as you'd like. However, they usually don't offer benefits, and may not always provide a steady income. They may also require a significant amount of unpaid legwork looking for gigs and drumming up business.</p> <p>Freelance writing, editing, or proofreading jobs are perfect for working from home, and all you need is an Internet connection and a word processor. If you are gifted with words, blogging or copywriting might be a good fit. A few online courses could also prepare you for a part-time job as an editor or proofreader. (See also: <a href="http://www.wisebread.com/22-websites-that-will-pay-you-to-write-for-them?ref=seealso">22 Websites That Will Pay You to Write for Them</a>)</p> <h2>3. Freelance Artist or Designer</h2> <p>I know of several people who are working flexible jobs in creative fields. One is a freelance graphic artist who designs wedding and party invitations, as well as websites. Another does beautiful calligraphy and watercolor art for weddings and events, and has collaborated with various companies to put her designs on phone cases and other products. If you love being creative, consider turning your hobby into a career as a freelance artist.</p> <h2>4. Sell Stuff Online</h2> <p>It has become increasingly easy to sell things via e-commerce platforms like eBay, Etsy, Amazon Marketplace, and even social media platforms like Instagram and Facebook. Do you love thrifting? Consider selling some of your vintage finds or name brand clothing. Are you crafty or artistic? You could open a small business selling jewelry, handicrafts, cards, baby accessories, and more. I know one stay-at-home-mom who started a business selling a monthly beauty subscription box. If you want to sell on a larger scale, you could also try starting your own e-commerce store.</p> <h2>5. Fitness Instructor</h2> <p>Yoga and Pilates instructors, personal trainers, and other fitness instructors often have a great deal of flexibility to set their own hours, whether they work at a studio or on their own. If you're already a fitness buff, consider turning something you enjoy into a money-making venture.</p> <h2>6. Teacher</h2> <p>If you enjoy teaching, there are many part-time opportunities to share your knowledge without being tied to a 9-to-5 workday. Many learning centers, language schools, private schools, community colleges, and music schools may hire teachers or tutors for just a few hours a day. True, some of these hours may be in the evening, but it may be easier to arrange for a partner, grandparent, or babysitter to watch the kids in the evening after traditional work hours.</p> <h2>7. Online Tutor</h2> <p>Tutoring or teaching online is now a great option for people looking to work from home. With your computer, a headset, and a high-speed Internet connection, you can teach people from all over the country (or the world) from the comfort of your couch.</p> <h2>8. Offer In-Home Daycare</h2> <p>If your children can get transportation to and from their schools, allowing you to stay at home, you might be able to operate an in-home daycare. This can be a great way to care for your own children while making some extra money. Be aware of the licensing requirements in your state, though. If you're caring for children from more than one family, you probably need to be licensed.</p> <h2>9. Test Scorer</h2> <p>Standardized testing is a big part of the education system these days, and all those tests need people to score them. For instance, <a href="http://www.pearsonassessments.com/careers.html">Pearson Assessments</a> hires college-educated people to score tests and essays from home, on a flexible schedule.</p> <h2>10. Freelance Bookkeeper or Tax Preparer</h2> <p>Help a small business owner by keeping track of their accounts and helping them with quarterly taxes. This kind of work is often very flexible and, aside from meetings with your clients, can be done anytime during the day. While an accounting background can be helpful, it's not necessary as long as you have a good head for numbers and can learn to use some of the many accounting software tools available.</p> <h2>11. Freelance Photographer</h2> <p>If you're gifted with a camera, doing family portraits, product photography, and even wedding and event photography can be a good part-time job. While you often have to work weekends for events, you can do the rest of the work &mdash; such as editing and retouching &mdash; on a flexible schedule.</p> <p>Don't forget, there's also money in stock photography. Submit stock photos to sites like <a href="http://www.shutterstock.com/">Shutterstock </a>and <a href="http://www.istockphoto.com/">iStockPhoto</a>, and you'll be paid every time someone purchases your image. My husband submitted a few dozen photos and graphics several years ago, and we still earn passive income every month even though he no longer has the time to submit new photography.</p> <h2>12. Social Media Manager</h2> <p>The explosion of social media has opened up a whole new field of employment. Because you can manage social media accounts remotely, these jobs are often quite flexible. Many businesses hire social media managers to generate content and post to their Instagram, Twitter, and Facebook accounts, as well as interact with their audience online. If you are naturally good at social media and find it easy to gain followers, this might be just the job for you.</p> <h2>13. Party Planner</h2> <p>If you're known in your social circle as the parent who always throws the perfect party, you might be able to put those skills to use as a party planner. Yes, parties often take place on weekends, but you can do a lot of the prep work while your kids are at school.</p> <h2>14. Translator</h2> <p>If you are fluent in more than one language, doing online translation can pay quite well, depending on the company and content. The best thing is, doing online translation work is often very flexible, as long as you can meet your deadlines.</p> <h2>15. Online Customer Service Agent</h2> <p>Many companies now source their customer service agents from people working from home. Depending on the company, you might answer using your Internet connection and computer, or via your cellphone. Often these programs are flexible and you can work whenever you want. Check out sites like <a href="http://www.workingsolutionsjobs.com/">Working Solutions</a> as a place to start.</p> <h2>16. Administrative Assistant</h2> <p>Often, offices require extra help for clerical work on a part-time basis. You may be able to find administrative work on a part-time basis for a few hours a day. Think outside traditional offices and broaden your options with churches and other religious organizations, small businesses, and self-employed entrepreneurs who might need a personal/administrative assistant.</p> <h2>17. Driver and Delivery Services</h2> <p>Companies like <a href="https://www.uber.com/">Uber</a>, <a href="https://www.lyft.com/">Lyft</a>, <a href="https://www.doordash.com/">Doordash</a>, <a href="https://postmates.com/">Postmates</a>, <a href="https://flex.amazon.com/">Amazon Flex</a>, and more have made it easy for people to hire drivers and couriers through an easy-to-navigate app. You'll need a car and a smartphone, but you can set your hours whenever it's convenient for you &mdash; though you'll make more at certain times than at others.</p> <p><em>What other jobs can be done during school hours? Let us know in the comments!</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/camilla-cheung">Camilla Cheung</a> of <a href="http://www.wisebread.com/17-part-time-jobs-to-do-while-your-kids-are-at-school">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-unexpected-side-benefits-of-your-side-hustle">5 Unexpected Side Benefits of Your Side Hustle</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-side-jobs-for-people-who-are-good-with-money">6 Side Jobs for People Who Are Good With Money</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/11-freelance-jobs-that-pay-surprisingly-well">11 Freelance Jobs That Pay Surprisingly Well</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-things-i-learned-about-money-after-i-went-freelance">7 Things I Learned About Money After I Went Freelance</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/12-great-side-jobs-for-outdoorsy-types">12 Great Side Jobs for Outdoorsy Types</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Extra Income Family Job Hunting extra income freelancer part-time job side hustle side job stay-at-home mom working mom Mon, 02 May 2016 09:00:05 +0000 Camilla Cheung 1700127 at http://www.wisebread.com 10 Signs Your Company Is Going Under http://www.wisebread.com/10-signs-your-company-is-going-under <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/10-signs-your-company-is-going-under" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/iStock_000064158607_Large.jpg" alt="her company is going under" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>If you have ever read <a href="http://www.amazon.com/gp/product/0399144463/ref=as_li_tl?ie=UTF8&amp;camp=1789&amp;creative=9325&amp;creativeASIN=0399144463&amp;linkCode=as2&amp;tag=wisbre03-20&amp;linkId=BESEB2MCRG366GKZ">Who Moved My Cheese?</a> you'll know that there are warning signs everywhere about an impending job loss. But what about the company itself? Is it safe? Or is it in real trouble? If you're having a few doubts about the future of your company, look out for these 10 red flags. (See also: <a href="http://www.wisebread.com/11-financial-moves-to-make-the-moment-you-get-fired?ref=seealso">11 Financial Moves to Make the Moment You Get Fired</a>)</p> <h2>1. There's a Hiring Freeze</h2> <p>When a company is doing well, it will be actively looking to expand and add talented new people to the roster. When times are tough, the HR department will initiate a hiring freeze. This is never a good sign. It can be done in a few ways. If the company management does things in a transparent way, they'll be up front about it. You'll be told that there is a hiring freeze until things stabilize. </p> <p>However, most of the time, you'll be given no warning. Positions that should have been filled will be left vacant. When an employee quits, one or two other people will take on their responsibilities. Take a look at the current openings at your company &mdash; they should be listed on an intranet, or publicly on job boards. If you don't see any positions out there, or there are positions that have been open for many months, or years, then your company is probably in the midst of a hiring freeze.</p> <h2>2. Closed Door Meetings Are Everywhere</h2> <p>You walk through the halls of the company and office doors are closed, or sometimes slammed in your face. You peek in to see people clearly upset with raised voices, red faces, and there's a lot of shrugging shoulders and hair pulling. Unless your company has a specific reason to keep a lot of secrets &mdash; perhaps there's a top secret new product in development &mdash; then this can only mean one thing: bad news. Management will not want rumors to start running rampant, and will tell the decision makers to keep everything under wraps. Not only that, but when you ask questions about it, you'll get vague replies. These closed door meetings are not only bad for morale, but a sure sign that there are conversations happening about the future of the company.</p> <h2>3. The Good Employees Start Leaving</h2> <p>Good is a relative term, but in your company you will have employees who are known to be excellent at their jobs. They are good for the business, they are passionate and driven, and they are working on the important projects. When these employees start leaving on their own accord, for jobs that may be seen as a lateral move (or even a downward move), you know something is wrong. The rock stars of any company have a good handle on things, and their gut (plus inside information) will tell them to escape while they can. If upper management starts quitting, that's an even bigger sign of trouble ahead.</p> <h2>4. Layoffs and Reorganizations Are Constant</h2> <p>A company doing well does not need to lay people off, or continually restructure. A company performing poorly will look to cut staffing costs, and shuffle the remaining employees around. It's a Hail Mary approach that rarely works. Layoffs may result in some of the better employees being let go due to salary, or internal politics. The increased pressure on the remaining staff to do more work will take its toll. Mistakes will be made. Problems will escalate. Before you know it, six months have passed and the company is in even worse shape. And then there will be more layoffs, and more reorganization. When this loop occurs, the doors will be closing imminently.</p> <h2>5. Playing It Safe Is Encouraged</h2> <p>Taking risks is part of the business &mdash; any business. After all, starting a company is a risk, and risks are often required in order to grow and succeed. When risk-taking is suddenly frowned upon, you know the company is on shaky ground. What was once considered a bold move will be rebranded as dangerous, or problematic. Your company will slide into patterns of doing only what worked in the past, despite market changes and demographics shifting. Instead of making decisions that will elevate the company, management will pull back, and &quot;play it safe.&quot; Expansion disappears. Innovation crumbles. Everything that made your company a success will be relegated to the back benches, with &quot;tried and tested&quot; solutions taking the lead. When playing it safe is the mantra, it's a big sign of weakness.</p> <h2>6. Everyone Is Unhappy</h2> <p>The conversation in the kitchen is all about how much the culture sucks. At lunch, employees everywhere are complaining about the state of the company, and the future it probably doesn't have. Smiles are in short supply. Everyone is stressed out. The entire staff is walking around with the weight of the world on their shoulders. This is not the kind of culture you'd see at Pixar or Google. Energetic, enthusiastic employees are the sign of a thriving company; the opposite is true of companies that are on the ropes. When everyone is down, the company is going in that very same direction&hellip; and quickly.</p> <h2>7. There's No Money to Do Anything</h2> <p>Cash flow is extremely important to any company. It's the lifeblood of the business, and without it, it's hard to pay salaries, order products, and advertise. In the past, getting the money you needed to get the job done was no problem. Now, it's a struggle. Your requisition for new supplies is denied. Pay raises are eliminated. People are asked to take salary cuts, or even worse, work for free &mdash; furloughs are very real, and very scary. Bills are not being paid. Vendors call you angry about not receiving money they are owed. These are all classic signs of serious money troubles. They are usually followed by closing the doors, for good.</p> <h2>8. The Company Stock Is in Free Fall</h2> <p>If your company is on the stock market, you can track the share price. Every stock has its ups and downs, but if the only way is down, your company has issues. Now, this may be because of a recent press release, or a piece of news that directly impacts your industry. However, if your company is in good shape, it should be a small fluctuation. When the stock starts tanking, and continues on that downward trajectory, things are bad. What's even worse is when major shareholders, including management, start selling off a majority of their shares. If they want out, the end is near. Get out now while you can, and don't let what happened to <a href="https://en.wikipedia.org/wiki/Enron#Post-bankruptcy">Enron</a> employees happen to you.</p> <h2>9. Benefits and Freebies Dry Up</h2> <p>Your company was once great at giving employees the benefits they deserved. Not just health care and vacation, but things like free sodas and snacks, parking reimbursements, college tuition, and matching 401K. When times are tough, the perks disappear. If you now have to pay for a lot of the things you used to get for free, your company is in financial trouble. What's worse is that these perks, or lack of them, impact employee morale. Being asked to do more for less is never going to result in a great workforce, which then results in poor performance.</p> <h2>10. You're Not Busy</h2> <p>Your days used to fly by. You were frantic at times, but always had a lot on your plate. Now, you find yourself staring out of the window, or sending emails to people asking for something to do. When it's just you, it could be a clear sign that your position is about to be eliminated. But when there are many people in the company twiddling their thumbs, things are looking bleak. No business can afford to pay a staff to do nothing. If you're not busy for a long period of time, it's time to move on.</p> <p><em>What are some other signs that a company is in trouble? Share with us in the comments!</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/paul-michael">Paul Michael</a> of <a href="http://www.wisebread.com/10-signs-your-company-is-going-under">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-words-to-never-use-in-a-job-interview">10 Words to Never Use in a Job Interview</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/flashback-friday-the-65-best-career-tips-weve-ever-shared">Flashback Friday: The 65 Best Career Tips We&#039;ve Ever Shared</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-ways-that-job-you-hate-keeps-you-poor">6 Ways That Job You Hate Keeps You Poor</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/fired-heres-how-to-keep-it-from-hurting-your-career">Fired? Here&#039;s How to Keep It From Hurting Your Career</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-things-you-can-do-right-now-to-become-more-hirable">10 Things You Can Do Right Now to Become More Hirable</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Career Building Job Hunting company employee morale employee turnover going out of business job loss job search job stress laid off lay offs Fri, 29 Apr 2016 09:30:30 +0000 Paul Michael 1699776 at http://www.wisebread.com 6 Side Jobs for People Who Are Good With Money http://www.wisebread.com/6-side-jobs-for-people-who-are-good-with-money <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/6-side-jobs-for-people-who-are-good-with-money" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/iStock_000027802082_Large.jpg" alt="working a side job for people who are good with money" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Are you good with money, but need more of it? There might be a great side job available for you to use your mad saving skills. Being good with money can go a long way. Just make sure your side hustle doesn't directly reflect your main gig, as this skill can open up plenty of opportunities for other side jobs. There is no reason to burn yourself out by accumulating disposable income. Here are six great side jobs for people who are spectacularly money savvy. (See also: <a href="http://www.wisebread.com/30-great-side-jobs?ref=seealso">30 Great Side Jobs</a>)</p> <h2>1. Tax Preparer</h2> <p>Did you know you can create a side job to do <a href="http://www.ivetriedthat.com/2014/07/31/how-to-earn-money-by-preparing-other-peoples-tax-returns/">people's taxes</a>? It's not as easy as making a Turbotax account and learning deductions, though. Some states require certifications, and getting bonded might be recommended to keep from being sued, but tax preparation can be lucrative. Check out a tax business like H&amp;R Block or Jackson-Hewitt before committing to this side job, but if you have the skills and want to spend some money up front to get started, go for it!</p> <h2>2. Bookkeeper</h2> <p>A bookkeeper is a must have for a small business or startup, and someone who is good with QuickBooks can go a long way. If you are savvy with QuickBooks &mdash; or even just tracking expenses in Excel &mdash; this is the perfect freelance position to go for. A knack for producing financial statements, and a willingness to take on that responsibility for a business makes you the perfect potential bookkeeper.</p> <h2>3. Writer</h2> <p>If you're good with money, you probably have some advice to give. So why not write for a blog? There's a great one by the name of, <em>ahem</em>, Wise Bread, that <a href="http://www.wisebread.com/make-money-writing-for-wise-bread">offers payment for writing</a>. You can also <a href="http://www.wisebread.com/22-websites-that-will-pay-you-to-write-for-them">write for other blogs</a> based on your personal interests and passions, and earn a decent chunk of change doing so.</p> <h2>4. Teacher</h2> <p>Being good with money is a skill, and you should share it. There are great and easy ways to share skills on platforms like <a href="https://www.udemy.com/">Udemy</a> and <a href="https://www.pathwright.com/">Pathwright</a>. Also, you should consider teaching in person at a university or community college in your area. If you aren't a certified financial planner, steer clear of certain subjects, but basic budgeting skills are definitely transferable from person-to-person.</p> <h2>5. Cashier</h2> <p>If you're good with money, working the register at a retail or grocery store is a somewhat obvious position to take on. Being able to count money quickly, keeping up with transactions, and closing out at the end of the night is a valuable skill. You also will have to have a customer service heart, but that can come with the love of extra cash.</p> <h2>6. Tutor</h2> <p>Math is one of the hardest subjects for people to grasp. If you have a good hold on the subject because of your money skills, consider tutoring children and adults in algebra or other subjects. As finance classes are a requirement now in many schools, there may be an opportunity to teach that as well.</p> <p><em>What side jobs do you do for extra money? Share with us in the comments!</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/jennifer-holder">Jennifer Holder</a> of <a href="http://www.wisebread.com/6-side-jobs-for-people-who-are-good-with-money">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/12-side-jobs-for-stay-at-home-moms-and-dads">12 Side Jobs for Stay-at-Home Moms and Dads</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-great-side-jobs-for-introverts">10 Great Side Jobs for Introverts</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-make-money-as-a-chat-or-forum-moderator">How to Make Money as a Chat or Forum Moderator</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-unexpected-side-benefits-of-your-side-hustle">5 Unexpected Side Benefits of Your Side Hustle</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/12-legit-ways-for-stay-at-home-moms-and-dads-to-earn-some-extra-cash">12 Legit Ways for Stay-at-Home Moms and Dads to Earn Some Extra Cash</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Extra Income Job Hunting accountant extra income good with money money management part-time job side gig side jobs Tue, 22 Mar 2016 09:00:10 +0000 Jennifer Holder 1677121 at http://www.wisebread.com Flashback Friday: The 65 Best Career Tips We've Ever Shared http://www.wisebread.com/flashback-friday-the-65-best-career-tips-weve-ever-shared <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/flashback-friday-the-65-best-career-tips-weve-ever-shared" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_glasses_work_000075592811.jpg" alt="Woman learning best career tips ever shared" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Your first job will probably not be your dream job. In fact, you might not land your ideal professional role until your fourth, fifth, or sixth job. Crafting a fulfilling career takes time, and hopefully your peers and mentors are sharing their wisdom with you along the way.</p> <p>But just in case that wisdom is hard to come by, and you need some additional assistance in your path to success, we've got some brilliant job search tips right here.</p> <p>Here are the 65 best career tips we've ever shared.</p> <p><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/000050916338.jpg" width="605" height="340" alt="" /></p> <p><a href="http://www.wisebread.com/how-to-answer-23-of-the-most-common-interview-questions">How to Answer 23 of the Most Common Interview Questions</a> &mdash; Answering any question during a job interview can be stressful experience. There's so much pressure to nail every answer that's it's easy to flub a response. Well, not anymore. This will help you nail all interview questions, and hopefully, get the job.</p> <p><a href="http://www.wisebread.com/6-extreme-job-interview-tactics-that-worked">6 Extreme Job Interview Tactics That Worked</a> &mdash; Sometimes the path to the stop requires standing out in a crowd. These unique interview tactics may seem extreme, but amazingly, they worked!</p> <p><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/iStock_000071991467_Large.jpg" width="605" height="340" alt="" /></p> <p><a href="http://www.wisebread.com/7-career-tips-you-wish-you-could-give-your-younger-self">7 Career Tips You Wish You Could Give Your Younger Self</a> &mdash; Hindsight is always 20/20, right? Well, what would you tell your younger self about how to be professionally fulfilled? There might be some handy advice in there for you now, too.</p> <p><a href="http://www.wisebread.com/6-ways-to-transition-to-a-new-career-after-30">6 Ways to Transition to a New Career After 30</a> &mdash; Starting over in a new field is not easy, especially once you're past your 20s &mdash; when life is generally more flexible and suited to career changes. These tips will help you transition at any age.</p> <p><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/guy_fired_000052937386.jpg" width="605" height="340" alt="" /></p> <p><a href="http://www.wisebread.com/fired-heres-how-to-keep-it-from-hurting-your-career">Fired? Here's How to Keep It From Hurting Your Career</a> &mdash; It happens to the best of us. Don't worry, losing your job doesn't mean your entire professional world has imploded. Pick yourself up, dust yourself off, and read this.</p> <p><a href="http://www.wisebread.com/10-things-you-should-never-do-during-a-job-interview">10 Things You Should Never Do During a Job Interview</a> &mdash; There are certain topics that should not be discussed and certain things you should never ever do during an interview. Know the rules before you go.</p> <p><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/iStock_000068043419_Large.jpg" width="605" height="340" alt="" /></p> <p><a href="http://www.wisebread.com/11-signs-the-job-is-too-good-to-be-true">11 Signs the Job Is Too Good to Be True</a> &mdash; Don't fall for the job scam. There are plenty of jobs out there that are too good to be true, and here are all the telltale signs.</p> <p><a href="http://www.wisebread.com/the-best-times-of-year-to-start-a-job-search">The Best Times of Year to Start a Job Search</a> &mdash; Certain seasons are just better for job hunting. If you've got a job now, but would like to make a change in the near future, try to search when the time is right.</p> <p><em>What other career tips have you learned along the way? Share your wisdom with us!</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/chrissa-hardy">Chrissa Hardy</a> of <a href="http://www.wisebread.com/flashback-friday-the-65-best-career-tips-weve-ever-shared">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-2"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-answer-23-of-the-most-common-interview-questions">How to Answer 23 of the Most Common Interview Questions</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/9-ways-to-job-hunt-without-getting-caught">9 Ways to Job Hunt Without Getting Caught</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/using-times-new-roman-on-your-r-sum-is-like-wearing-sweatpants-to-an-interview">Using Times New Roman on Your Résumé Is Like Wearing Sweatpants to an Interview</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/your-guide-to-getting-a-job-right-out-of-college">Your Guide to Getting a Job Right Out of College</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-job-search-stunts-to-get-you-noticed-by-employers">7 Job Search Stunts to Get You Noticed by Employers</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Career Building Job Hunting career fbf flashback friday Job Interview job search jobs resume Fri, 11 Mar 2016 11:00:15 +0000 Chrissa Hardy 1670661 at http://www.wisebread.com 8 Part-Time Jobs That Offer College Benefits http://www.wisebread.com/8-part-time-jobs-that-offer-college-benefits <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/8-part-time-jobs-that-offer-college-benefits" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/iStock_000058811630_Large.jpg" alt="this part time job offers college benefits" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Good news, college students. You don't have to wait until you graduate to take full advantage of employee benefits. In fact, many employers offer their part-time employees college benefits, such as tuition reimbursement and scholarships. Picking the right part-time position in your college years could provide you with more than just work experience &mdash; it can lead you to lower college debt, too. Here are eight great part-time gigs to check out that offer college benefits.</p> <p>See also:&nbsp;<a href="http://www.wisebread.com/college-without-loans-where-to-find-scholarships?ref=seealso">College Without Loans: Where to Find Scholarships</a></p> <h2>1. UPS</h2> <p>UPS offers one of the best <a href="https://ups.managehr.com/earn-and-learn-program.htm">college tuition reimbursement programs</a> to part-time employees. The company allows employees to earn $5,250 per calendar year towards education costs with its Education Assistance program. Employees can earn up to $25,000 max in college reimbursements. The best part is that eligibility begins on day one, and if you are hired mid-semester, your benefits will be prorated.</p> <h2>2. Starbucks</h2> <p>As if free coffee wasn't a good enough perk, Starbucks has a partnership with Arizona State University (ASU) that provides Starbucks' partners partial tuition reimbursement. The amount of tuition reimbursed varies based on the partner's unique financial situation and needs. The <a href="http://globalassets.starbucks.com/assets/BFD254FF83424CCC855AAF9855DC84C7.pdf">Starbucks College Achievement Plan</a> is open to any Starbucks-owned company employee, regardless of the position title. Partners must also not have a bachelor's degree already.</p> <h2>3. Publix</h2> <p>Publix allows employees to earn up to $3,200 per calendar year (and $12,800 lifetime) for <a href="http://corporate.publix.com/careers/why-publix/tuition-reimbursement">college reimbursement</a>. The company allows $3,400 to be applied towards individual courses, technical college, or community college. Employees must have six months vested in the company and work at least 10 hours per week to qualify.</p> <h2>4. Chick-Fil-A</h2> <p>Chick-Fil-A offers its employees the chance to win a <a href="http://www.chick-fil-a.com/Media/PDF/2012-Scholarship-Fact-Sheet.pdf">$1,000 Leadership scholarship</a>. Employees are required to have a high school diploma to be eligible. Employees must have also applied for college and show that they have a great work ethic and are active in their communities.</p> <h2>5. Home Depot</h2> <p>For part-time employees, Home Depot allows up to <a href="https://secure.livethehealthyorangelife.com/files/14_Tuition-reimbursement_flyer_updatev1_web.pdf">$1,500 in tuition reimbursement</a> per calendar year. Tuition reimbursement is applicable to degrees related to the business of Home Depot, but individuals can use the reimbursement towards an undergraduate degree, graduate degree, or technical degree.</p> <h2>6. Bank of America</h2> <p>As long as your course is job-related, Bank of America will <a href="https://www.acclarisbenefits.com/common/3_FT-H-456B_113_Tuition_Reimbursement_Form_FINAL.pdf">reimburse part-time employees</a> up to $5,250 per calendar year. Certificate and professional development programs do not count for reimbursement. Part-time employees must be with Bank of America for six months and work at least 20 hours per week in order to be considered.</p> <h2>7. McDonald's</h2> <p>Often McDonald's gets a bad rap as a part-time job. However, the educational benefits the company provides crew members and restaurant managers is impressive. McDonald's program, <a href="http://www.mcdonalds.com/us/en/careers/training_education.html">Archways to Opportunity</a>, provides employees with free English as a Second Language (ESL) courses and will cover the complete costs for employees to earn their high school diploma. The company also provides tuition reimbursement for eligible courses and is partnered with select colleges to offer employees a bigger discount on tuition.</p> <p>Furthermore, McDonald's offers scholarships and management curriculum. The company started Hamburger University in 1961, which allows graduate employees to earn essential management skills and even earn college credit.</p> <h2>8. Walmart and Sam's Club</h2> <p>Part-time associates at either Walmart or Sam's Club can <a href="https://www.apus.edu/walmart">earn a tuition grant</a> that saves them 15% of the cost of college courses. The only catch is that associates must get their degree through American Public University (APU). All degree-seeking undergraduate associates are also eligible for an undergraduate book grant that covers almost all of textbook expenses. This grant can be earned, regardless of the degree being pursued. Though the company does not make it clear if this grant is only for APU students, too. (See also:&nbsp;<a href="http://www.wisebread.com/8-ways-college-students-can-save-money-before-class-starts?ref=seealso">8 Ways College Students Can Save Money Before Class Starts</a>)</p> <p>These are just a sample of great part-time employers that offer college benefits. If you currently work for a smaller or private company, it doesn't hurt to ask if the employer would consider partial tuition reimbursement. Make your case by showing how certain courses or a specific degree would help you become a more valuable asset to the company.</p> <p><em>Would you take a part-time position just for the college benefits? Share with us in the comments!</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/ashley-eneriz">Ashley Eneriz</a> of <a href="http://www.wisebread.com/8-part-time-jobs-that-offer-college-benefits">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-3"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-high-paying-careers-with-low-educational-barriers">10 High-Paying Careers With Low Educational Barriers</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-increase-your-childs-odds-of-winning-a-scholarship">How to Increase Your Child&#039;s Odds of Winning a Scholarship</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/part-time-jobs-that-can-get-you-serious-discounts">Part-Time Jobs That Can Get You Serious Discounts</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-things-you-didn-t-learn-in-college-but-you-should-have">10 Things You Didn’t Learn in College (but You Should Have)</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/your-guide-to-getting-a-job-right-out-of-college">Your Guide to Getting a Job Right Out of College</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Education & Training Job Hunting college benefits college reimbursement college tuition part-time jobs Wed, 02 Mar 2016 10:00:04 +0000 Ashley Eneriz 1666103 at http://www.wisebread.com 11 Signs the Job Is Too Good to Be True http://www.wisebread.com/11-signs-the-job-is-too-good-to-be-true <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/11-signs-the-job-is-too-good-to-be-true" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/iStock_000068043419_Large.jpg" alt="is this job too good to be true?" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>You've no doubt seen the emails, the web banners, or the ads posted on public noticeboards. They may vary greatly in content, but the general idea is the same &mdash; a great job, offering the pay you want, the hours you will love, and the freedom you have always wanted. But how many of these jobs are actually legit? As it turns out, not a lot.</p> <p>Industry experts from sites like FlexJobs.com, RatRaceRebellion.com, and Global Workplace Analytics estimate that for every real job advertised, 60 are scams. Those aren't good odds. And although you may think you could easily spot a scam, don't be too sure. FlexJobs.com recently polled 2,600 job seekers, and 17% off them had been taken in by a scam at least once. So, what can you do? How do you protect yourself? Here are 11 signs that the dream job could be a complete scam. (See also: <a href="http://www.wisebread.com/8-vile-craigslist-scams-to-watch-out-for?ref=seealso">8 Vile Craigslist Scams to Watch Out For</a>)</p> <h2>1. They Offer Big Bucks for Minimal Hours</h2> <p>There are very few legitimate professions that can guarantee a huge salary for a few hours of work every day, or every week. Those that do are usually in the medical profession, Wall Street, or adult entertainment. So when you see an ad offering a six or seven figure salary for just a few hours of work a day, it's almost certainly a scam. And if this is a work-at-home job, it's definitely bogus. Unless you already have a specific skillset that is in high demand, no one is going to pay you big money for such little effort. When you see an ad like this, ignore it and move on.</p> <h2>2. They Want You to &quot;Pay to Play&quot;</h2> <p>There are so many sad stories about this. In particular, NPR's Planet Money did a great podcast called &quot;<a href="http://www.npr.org/podcasts/510289/planet-money/">Anatomy of a Scam</a>&quot; that highlighted the case of a woman who was taken for many thousands of dollars. The basic premise of this one is that you can build a fantastic home business that brings in big money. All you need to do is buy something to kickstart it. What that something is depends on the type of scam being operated.</p> <p>In the case of Planet Money, it was a website building service that required an upfront fee of almost $5,000, and a monthly subscription of around $50. And for what? Basically, very little. The tools offered were available online or in libraries for almost no money. In fact, right now you can build an ecommerce website quickly and easily for as little as $10-$20 a month and no upfront fees. There may be legitimate businesses asking for an upfront fee, but they are rare. Those that are legitimate are often referred to as &quot;pyramid schemes,&quot; or &quot;multi-level marketing&quot; operations. While they may be completely legal, making money in them if you are not at the top of the organization is almost impossible.</p> <h2>3. They Ask for ALL of Your Personal Information</h2> <p>You see a job that looks amazing. It even looks like it's coming from a big name company, like Google, Apple, or Amazon. They offer flexible hours, a fabulous salary, great benefits, they will even pay to relocate you. All you need to do in return is fill out an application form. This is the scam.</p> <p>No legitimate business is going to ask you to give details like your social security number, bank account details, or credit card information. This is simply an exercise in &quot;phishing,&quot; and it can leave the applicant's life in a complete mess. And this is not just something that happens online. As a UK series called <a href="https://www.youtube.com/watch?v=ioFxv1anu98"><em>The Real Hustle</em></a> showed, it can be done very easily in a physical location. The scammers rent office space, wear suits, and pretend to be recruiters. All they're really doing is collecting personal information. Once they've got everything they need, they shut up shop and start stealing identities.</p> <h2>4. They Want Money for Government or Federal Jobs</h2> <p>People are very attracted to government jobs because they offer great benefits, good pay, there are locations everywhere, and there are tremendous opportunities for advancement. Scammers know this, and will use this to take advantage. There is this myth that government job openings are kept secret, or are hard to come by. While the latter may be true for some types of jobs, there is no secret database that you have to pay to access. Every job available is posted at <a href="https://www.usajobs.gov/">USAJOBS.gov</a>, and you can search by skill, job title, agency, and location.</p> <p>A quick search of the database revealed over 341 openings right now, in Colorado alone. The scammers will use sites and email addresses with official-sounding names, like &quot;US Agency For Employment Opportunities&quot; or &quot;Postal Service Career Services&quot; but it's all bogus. What they want is money for access to lists that are available free, or worse, for entrance exams and tests that mean absolutely nothing. They cannot guarantee you a job in any government agency, but they will happily collect your money. You can read more about <a href="http://www.consumer.ftc.gov/articles/0083-government-job-scams">government job scams</a> at the FTC.</p> <h2>5. They Are Impossible to Research</h2> <p>In this day and age, every legitimate company has a web presence. It would be bad for business not to have an online identity. So when you start researching the company offering the job (and you should always do that to prepare for the interview anyway), you should be concerned if there is very little information available about the company.</p> <p>If, after searching the company name, you get a handful of articles, stories, references, or reviews, think carefully about applying for the job. Sure, they may have a website, but look at it closely. Does it seem cheaply made or rushed? Does it have legitimate ways to contact real people, or is it just an email address? Real companies will also have established a strong social presence online, and quite often have Facebook and Twitter accounts. If you are coming up empty, it's almost certainly a scam. Now, the big exception to this is a start-up company. Obviously, they are just getting their foot in the door, and may not have anything like this in place yet. In that instance, use the other tips on this list to sniff out the legitimacy of the job.</p> <h2>6. They Are Fuzzy With the Specifics</h2> <p>Your future employer, if legitimate, will have a lot of details about the position for which you're applying. Even if it's a real work-from-home job, like medical transcription, you will be given very specific information about hours, pay, benefits, and expectations. When a job is a scam, these details are in short supply. They will talk in generalities, using phrases like &quot;flexible hours&quot; or &quot;great earning potential.&quot; But if nailing them down is like nailing jello to a wall, run and hide.</p> <h2>7. They Contact You First</h2> <p>This is not a job-hunter's market. Statistics show that <a href="http://careerbuildercommunications.com/candidatebehavior/">three out of four employed workers</a> are open to, or actively looking for, new jobs. Combine that with people looking for jobs who are out of work and you quickly realize, this is an employers market. Or, as an HR person recently told me, &quot;if you post it, they will come.&quot; So when you get sent emails, texts, letters, or receive phone-calls offering a new job, it's almost certainly a scam. Scammers want your money or your identity, and they're the ones on the chase for new people to con. The exception to this rule &mdash; headhunters. If you're in an industry that uses headhunters, such as advertising, you may get a call or email. But a quick Internet search should easily reveal if the headhunter is legit, or a scammer.</p> <h2>8. They Use Poor Grammar</h2> <p>Legitimate companies are aware of the importance of good grammar in all communications. This is not to say the postings will be literary works of art, but they will be spelled correctly, and avoid lots of exclamation marks, underlined words, and hyped-up language. These companies often use a proofreader to ensure this kind of professionalism. Scammers couldn't care less. They're not going through every text and email with a fine-toothed comb, looking for spelling errors and poor grammar. They want to get your attention quickly, and know that most people won't really care about the occasional slip up. But, you should. If it's unprofessional, it's almost certainly a scam.</p> <h2>9. They Have a Rotten Reputation</h2> <p>This is where the Internet, and Google, can really be your friend. The second you see a job offer that interests you, research the company. If possible, find online forums devoted to job-hunting and work-at-home careers, and ask questions about the company. If the company is legitimate, you will find out soon enough. If it's a scam, you will be inundated with information about their deceptive practices. The Better Business Bureau is also a great place to look up companies in your area. Look at the grade, and the reasons why it received them. An &quot;F&quot; grade is definitely a big red flag.</p> <h2>10. They Keep Unusual Hours</h2> <p>Legitimate businesses keep legitimate hours. Namely, 8 a.m. to 5 p.m. This is when you will receive phone calls, emails, or even LinkedIn messages. Scammers work around the clock, and often do it outside of regular business hours. So, while an email received at 6 p.m. should not ring any alarm bells, one that you get at midnight should. Hiring managers do not work into the wee hours of the morning, and if they're contacting you at this time, they're most likely a scammer.</p> <h2>11. They Aren't Looking for Experience</h2> <p>&quot;No experience necessary&quot; is a huge warning sign in a job offer; especially if the job is offering to pay you a big salary. It's just a complete fantasy to think that you can get a huge income without having any kind of education or training. If this is in the job ad, avoid it like the plague.</p> <p><em>Have you ever been scammed on a job? Let us know in the comments below!</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/paul-michael">Paul Michael</a> of <a href="http://www.wisebread.com/11-signs-the-job-is-too-good-to-be-true">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-4"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/flashback-friday-the-65-best-career-tips-weve-ever-shared">Flashback Friday: The 65 Best Career Tips We&#039;ve Ever Shared</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-get-a-job-learn-the-secret-from-a-bad-movie">How to get a job--learn the secret from a bad movie</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-answer-23-of-the-most-common-interview-questions">How to Answer 23 of the Most Common Interview Questions</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/13-ways-to-make-a-good-first-impression-at-your-next-job-interview">13 Ways to Make a Good First Impression at Your Next Job Interview</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/9-things-that-really-annoy-hiring-managers">9 Things That Really Annoy Hiring Managers</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Job Hunting job scam job search jobs scam too good to be true Thu, 25 Feb 2016 10:00:07 +0000 Paul Michael 1661841 at http://www.wisebread.com 8 Companies With the Best Employee Discounts http://www.wisebread.com/8-companies-with-the-best-employee-discounts <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/8-companies-with-the-best-employee-discounts" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_shopping_bags_000084069437.jpg" alt="Woman working at company with best employee benefits" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Only 29% of U.S. workers are <a href="https://www.washingtonpost.com/news/on-leadership/wp/2013/10/10/only-13-percent-of-people-worldwide-actually-like-going-to-work/">engaged and emotionally invested</a> in their work and focused on helping their organizations improve. Given that most employers are only planning to raise wages by an <a href="http://money.cnn.com/2015/08/26/pf/best-cities-for-pay-raise/">average 3% in 2016</a>, consider companies that provide other ways to make your dollars go further.</p> <p>Here are eight companies with some of the best employee discounts.</p> <h2>1. American Apparel</h2> <p>If your friends look to you for advice on the latest fashion trends, and choosing your wardrobe is one of the most important parts of your day, consider looking for a job at American Apparel. Its store managers even pay attention to what applicants wear during interviews.</p> <p>Buzzfeed reported that employees working at American Apparel receive a cool <a href="http://www.buzzfeed.com/summeranne/which-retail-chains-have-the-best-employee-discoun#.ycwYEN6ezd">50% off on all store items</a>, no exceptions. Since it's company policy that you wear only American Apparel clothes to work, you also receive a $200 stipend to buy their clothes when you first start.</p> <h2>2. Apple Store</h2> <p>Receiving a discount at an Apple store is really hard. The only two common ways to get a discount are either through the <a href="http://www.apple.com/shop/browse/campaigns/education_pricing">Apple Education Pricing</a> program &mdash; which allows students, parents of students, and teachers to save up to $200 on a new Mac, and up to $20 on a new iPad &mdash; and the Black Friday sales event.</p> <p>On the other hand, Apple Store employees are eligible for a 25% discount on the iMac, Mac mini, Mac Pro, MacBook Air, or MacBook Pro on their first day of employment. Additionally, you can receive a 25% discount on each purchase of one item from the iPod, iPad, Airport base station, and Apple Display models, provide your friends and relatives a 15% discount on up to three products, save 50% on software and 10% on third-party accessories, and receive an additional $250 off an iPad or $500 off any Mac computer every three years.</p> <h2>3. Bed Bath &amp; Beyond</h2> <p>The 20% off coupon from Bed Bath &amp; Beyond is so legendary that even actress <a href="http://www.wisebread.com/zooey-deschanel-never-pays-late-fees-and-5-other-smart-money-lessons-from-celebrities">Kristen Bell is a fan</a> of it. Imagine if there was a way to get that discount every day without having to wait to find a coupon in a magazine or an email &mdash; there is! Bed Bath &amp; Beyond associates receive a straightforward 20% discount on all purchases and a 30% discount once a year during Christmas. Associates can also choose from a monthly list of random items that are priced at cost.</p> <h2>4. Best Buy</h2> <p>After a three-month period, employee are eligible to buy a wide selection of items sold at Best Buy stores at wholesale cost, plus a 5% to 10% markup, depending on item. Former Best Buy employees report on Reddit that you can make substantial savings on batteries and tech accessories. For example, the black housing for a GoPro H4 camera retails for $50 and an employee was able to <a href="https://www.reddit.com/r/gopro/comments/3fmhnb/best_buy_employees_what_do_the_accessories/ctpxvcn">purchase it for $15 to $20</a>.</p> <h2>5. Brooks Brothers</h2> <p>Clothing retailer Brooks Brothers offers a great 60% employee discount on all merchandise with no cap on items of dollar amount, according to a reddit poster. At Brooks Brothers you can shop clothes for kids, men, and women so you won't have a hard time finding gifts for friends and family. This employee discount is perfect for those looking to start building or completely revamping their entire wardrobe.</p> <h2>6. J. Crew</h2> <p>Just like at American Apparel, employees at J. Crew stores receive an employee discount on items for their work wardrobe. Every month you can receive a 50% employee discount on five items that you plan to wear at work, so outerwear isn't eligible for this discount. However, you can receive a storewide 30% employee discount on all full-priced merchandise. J. Crew also provides a list of slow-selling or overstock items each week that employees can get 60% off the retail price on.</p> <h2>7. Whole Foods</h2> <p>All Whole Foods employees are eligible for a default <a href="http://fortune.com/2011/05/18/5-reasons-why-its-great-to-work-at-whole-foods/">20% discount</a> on all store purchases. By meeting certain ranges for blood pressure, BMI, and total cholesterol, and not using nicotine products, Whole Foods employees are able to pump up their employee discount from 20% up to 30% through the <a href="http://www.wholefoodsmarket.com/careers/about-our-benefits">Team Member Healthy Discount Incentive Program</a>. Spouses and eligible domestic partners of Whole Foods employees are also eligible for the employee discount. Given that there are some foods that are actually <a href="http://www.wisebread.com/6-foods-that-are-actually-cheaper-at-whole-foods">cheaper at Whole Foods</a>, employees are able to save on organic and socially responsible food items even more.</p> <h2>8. Zappos</h2> <p>Known as one of the companies with the <a href="http://www.wisebread.com/the-6-companies-with-the-best-customer-service">best customer service</a>, Zappos aims to please its employees as well. Among the many employee benefits that the company offers, Zappos provides a <a href="http://about.zappos.com/jobs/why-work-zappos/our-benefits">40% employee discount</a> on the Zappos.com website and several discounts with local businesses. Another employee perk worth mentioning is that Zappos covers 100% of an <a href="http://fortune.com/2015/03/11/companies-offer-all-healthcare-coverage/">employee's health care premiums</a> and 71% of his or her dependents' health care premiums.</p> <p><em>What are other companies that offer excellent employee discounts?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/damian-davila">Damian Davila</a> of <a href="http://www.wisebread.com/8-companies-with-the-best-employee-discounts">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-4"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/part-time-jobs-that-can-get-you-serious-discounts">Part-Time Jobs That Can Get You Serious Discounts</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/get-more-money-for-your-stuff-with-these-retail-secrets">Get More Money for Your Stuff With These Retail Secrets</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-retailers-with-the-absolute-best-customer-service">7 Retailers With the Absolute Best Customer Service</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/these-secrets-of-amazons-pricing-strategy-will-help-you-find-the-best-buys">These Secrets of Amazon&#039;s Pricing Strategy Will Help You Find the Best Buys</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-tech-gadgets-with-the-best-resale-value">8 Tech Gadgets With the Best Resale Value</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Job Hunting Shopping benefits electronics employee discounts perks retail savings Thu, 11 Feb 2016 16:00:07 +0000 Damian Davila 1653343 at http://www.wisebread.com Here's How Your Credit Score Affects Your Job Search http://www.wisebread.com/heres-how-your-credit-score-affects-your-job-search <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/heres-how-your-credit-score-affects-your-job-search" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/000083852417.jpg" alt="" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>If your FICO credit score is weak, you probably already know that this low score might keep you from qualifying for a mortgage loan, auto financing, or a new credit card. But can a low credit score keep you from landing your dream job?</p> <p>The answer is a bit complicated.</p> <p>Many people believe that employers check the three-digit credit scores of job applicants. But in reality, employers are forbidden from pulling your credit scores. (Yes, <em>scores</em>. You actually have three FICO credit scores, one from each of the three national credit bureaus &mdash; TransUnion, Experian, and Equifax.) What they <em>can</em> study is what is known as an employment screening report.</p> <h2>The Employment Credit Report</h2> <p>An employment screening is a version of the three credit reports that TransUnion, Experian, and Equifax maintain on you.</p> <p>Experian's employment credit report, for instance, includes public record information such as bankruptcies, foreclosures, and liens. It also includes a credit history that shows any late payments that you might have made in the last seven years.</p> <p>But one thing employment credit reports <em>don't</em> include is your three-digit FICO credit score.</p> <p>You can thank the federal Fair Credit Reporting Act for this. This act limits how your credit information can be used. For example, thanks to the act, employers can't even run an employment screening &mdash; with limited exceptions &mdash; without you first providing written consent. If you refuse to provide this consent, prospective employers are forbidden to order any employment credit reports on you, though your refusal might make your potential new bosses think twice about hiring you.</p> <p>If companies don't hire you because of information in your report, they must provide you with a copy of it. You can then review the report for possibly incorrect information. This gives you the chance to correct any mistakes that could cause potential employers to think less of your history with credit. (See also: <a href="http://www.wisebread.com/whats-a-split-credit-report-and-how-much-is-it-hurting-your-score">What's a Split Credit Report - And How Much Is It Hurting Your Score</a>)</p> <h2>When Employment Credit Reports Can Hurt</h2> <p>Not all employers check the credit of all potential hires. In most cases, employers will only check the credit of potential employees who will be working in a financial capacity or role.</p> <p>For instance, if you are applying for a job as a chief financial officer, accountant, or bookkeeper, your employer might want to make sure that you&rsquo;ve managed your own personal finances properly. The good news is you can take steps to improve your credit history, making your employment credit report more palatable to potential employers. The bad news is that improving your report takes time and discipline.</p> <p>First, those negative marks on your employment credit report will take a long time to fall off. A Chapter 7 bankruptcy filing, for instance, will stay on your report for 10 years, as will a foreclosure. A late credit card payment will remain on your report for seven years.</p> <p>But these financial missteps look less damaging as the years pass. Employers might not place as much weight on a bankruptcy filing that is eight years old, as long as your employment credit report doesn&rsquo;t show any other financial mistakes after that filing.</p> <p>So vow to pay all of your bills on time from now on. You can&rsquo;t make those negative marks disappear prematurely. But you can make sure that your report remains clean from this day forward.</p> <p>And while you're rebuilding your credit reports, take solace in the fact that the use of credit checks for employment is increasingly coming under fire. The Society for Human Resource Management in 2015 reported that 11 states limited employers' use of credit information in hiring decisions. The society also said that 17 additional states were considering legislation that would limit how employers can use credit information.</p> <p>For instance, in Colorado, employers can't use credit information in hiring decisions unless the information is related to the job. In Delaware, most public employers can't check applicants' credit, while in Illinois employers are not allowed to rely on credit information when making hiring, firing, or compensation decisions, with limited exceptions.</p> <p><em>Has your credit negatively impacted a job search?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/dan-rafter">Dan Rafter</a> of <a href="http://www.wisebread.com/heres-how-your-credit-score-affects-your-job-search">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-5"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-7-debt-payoffs-that-boost-your-credit-score-the-most">The 7 Debt Payoffs That Boost Your Credit Score the Most</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/13-things-you-dont-know-about-your-credit-report-but-should">13 Things You Don&#039;t Know About Your Credit Report — But Should</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/heres-why-you-shouldnt-freak-out-if-you-miss-a-payment-due-date">Here&#039;s Why You Shouldn&#039;t Freak Out If You Miss a Payment Due Date</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/4-credit-report-mistakes-that-could-be-costing-you-big">4 Credit Report Mistakes That Could Be Costing You Big</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/save-70000-or-more-with-4-simple-credit-score-boosts">Save $70,000 (or More!) With 4 Simple Credit Score Boosts</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Personal Finance Job Hunting credit report credit score employers employment screening fico Thu, 04 Feb 2016 14:00:03 +0000 Dan Rafter 1649368 at http://www.wisebread.com 9 Things That Really Annoy Hiring Managers http://www.wisebread.com/9-things-that-really-annoy-hiring-managers <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/9-things-that-really-annoy-hiring-managers" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_job_interview_000078187585.jpg" alt="Woman learning what really annoys hiring managers" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>You've made it to the interview, and all that's standing between you and your dream job is the hiring manager &mdash; but winning her over may be easier said than done. So what will it take to make her like you? Well, one thing you can do is avoid annoying her. We reached out to several hiring managers who shared their biggest pet peeves on the condition of anonymity.</p> <p>RELATED:&nbsp;<a href="http://www.popsugar.com/smart-living/What-Name-Your-Resume-Cover-Letter-26126164" target="_blank">What to Name Your Résumé and Cover Letter</a></p> <h2>1. When You Don't Understand the Company or Product</h2> <p>There's nothing a hiring manager hates more than wasting time, and you will definitely be seen as a waste of time if you don't understand the company or the product. It'll show that you're not even doing the basic research you need for the interview. Why should they even consider you if you're not putting forward the effort? It'll seem like you don't have any passion for or interest in the company, which is one of the biggest pet peeves of any hiring manager.</p> <h2>2. When You Don't Ask Questions</h2> <p>When you don't ask questions, it shows disinterest and lack of effort. One hiring manager told us, &quot;It makes me feel like they're just looking for any job. Anyone can make up good answers to an interview question, but I want to see how they think and what they care about.&quot; Need some help with this step? Check out some <a href="http://www.savvysugar.com/Good-Questions-Ask-During-Interview-33652741">great questions to ask</a> during the interview.</p> <p>RELATED:&nbsp;<a href="http://www.popsugar.com/smart-living/How-Make-My-Resume-Better-38831500" target="_blank">6 Ways to Revamp Your Résumé</a></p> <h2>3. When You Are Too Persistent</h2> <p>Persistence is an admirable trait, but be careful not to go overboard. &quot;A little persistence is good &mdash; I've often given a candidate a second look after a follow-up email,&quot; said one hiring manager. &quot;But emailing multiple times a week, stopping by the company's headquarters, and reaching out to every employee you can find on LinkedIn can seem desperate and annoying, and none of those things will get you hired.&quot;</p> <h2>4. When You Don't Follow Directions</h2> <p>The job listing says to email and not call or maybe that a cover letter is required. Follow those instructions to a T, because if you can't follow simple directions, it's likely that your application will be ignored.</p> <p>RELATED:&nbsp;<a href="http://www.popsugar.com/smart-living/How-Change-Your-Life-Year-26709448" target="_blank">36 Moves to Change Your Life For the Better</a></p> <h2>5. When You Get the Company's Name Wrong in Your Application Materials</h2> <p>You'll be surprised how often candidates mess this up in their applications. If you're sending your résumé to a lot of places, you may accidentally copy and paste the wrong company name. &quot;Nothing gets a cover letter tossed in my trash faster than seeing another publication's name in the 'to' field,&quot; said a hiring manager.</p> <h2>6. When You Don't Include Links For Easy Reference</h2> <p>Hiring managers will appreciate the little details that make the process easier for them. One hiring manager advised, &quot;If you mention your portfolio, a website, or your social media profiles, make it easy for me to view them! I want to read more about you and see what you can do, but I'm not going to spend time digging for it myself if you don't include.&quot;</p> <h2>7. When You Don't Follow Up After an Interview</h2> <p>This seems like an obvious step, but a lot of people don't follow up after an interview. At the very least, said one hiring manager, send a quick one-line thank you, although a thoughtful follow-up referencing something from your discussion is very much preferred. Here is a good&nbsp;<a href="http://www.savvysugar.com/Interview-Follow-Up-Email-Template-19179139">template for the follow-up email</a>.</p> <p>RELATED:&nbsp;<a href="http://www.popsugar.com/smart-living/Best-Jobs-America-2016-39873247" target="_blank">The 25 Best Jobs in America This Year</a></p> <h2>8. When You Make Up an Answer</h2> <p>You may be startled by an unexpected question, but don't resort to making up an answer. First of all, your interviewer can probably tell, and secondly, she will not be impressed. Take some time to think before crafting your answer, and read these steps on what to do when you're <a href="http://www.savvysugar.com/What-Do-You-Cant-Answer-Interview-Question-33925868">stumped by a question</a>.</p> <h2>9. When You're Too Casual</h2> <p>You may get along with the hiring manager, but remember that you should always still be professional even if the company culture seems casual. &quot;Keep emails professional and always include greetings and sign-offs, not just one-liners sent from your phone, and present yourself as poised and confident but not overly familiar in your interview,&quot; advised one hiring manager.</p> <p><em>Did we miss anything else that annoys hiring managers? Let us know in the comments!</em></p> <div class="field field-type-text field-field-blog-teaser"> <div class="field-items"> <div class="field-item odd"> When heading to a job interview, you want to impress the hiring managers. So make sure to avoid doing these nine things that really annoy them. </div> </div> </div> <div class="field field-type-text field-field-guestpost-blurb"> <div class="field-label">Guest Post Blurb:&nbsp;</div> <div class="field-items"> <div class="field-item odd"> <p style="text-align:center;"><a href="http://www.savvysugar.com" style="border:none;"><img alt="" src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u921/POPSUGARrgb.jpg" style="height:95px; width:300px" /></a></p> <p><em>This is a guest contribution from our friends at </em><a href="http://www.savvysugar.com/"><em>POPSUGAR Smart Living</em></a><em>. Check out more useful articles from this partner:</em></p> <ul> <li><a href="http://www.popsugar.com/smart-living/What-Name-Your-Resume-Cover-Letter-26126164">What to Name Your Résumé and Cover Letter</a></li> <li><a href="http://www.popsugar.com/smart-living/How-Make-My-Resume-Better-38831500">6 Ways to Revamp Your Résumé</a></li> <li><a href="http://www.popsugar.com/smart-living/How-Change-Your-Life-Year-26709448">36 Moves to Change Your Life For the Better</a></li> <li><a href="http://www.popsugar.com/smart-living/Best-Jobs-America-2016-39873247">The 25 Best Jobs in America This Year</a></li> </ul> <p>&nbsp;</p> </div> </div> </div> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/popsugar-smart-living">POPSUGAR Smart Living</a> of <a href="http://www.wisebread.com/9-things-that-really-annoy-hiring-managers">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-7"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-career-tips-you-wish-you-could-give-your-younger-self">7 Career Tips You Wish You Could Give Your Younger Self</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/9-ways-to-job-hunt-without-getting-caught">9 Ways to Job Hunt Without Getting Caught</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-extreme-job-interview-tactics-that-worked">6 Extreme Job Interview Tactics That Worked</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/4-best-jobs-for-work-life-balance">4 Best Jobs for Work Life Balance</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-things-you-must-do-after-the-interview-to-land-the-job">6 Things You Must Do After the Interview to Land the Job</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Career and Income Job Hunting career tips hiring manager hr job hunting Job Interview job search Fri, 29 Jan 2016 15:00:04 +0000 POPSUGAR Smart Living 1643602 at http://www.wisebread.com 12 Entry Level Jobs With Surprisingly High Salaries http://www.wisebread.com/12-entry-level-jobs-with-surprisingly-high-salaries <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/12-entry-level-jobs-with-surprisingly-high-salaries" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/iStock_000050586960_Large.jpg" alt="entry level workers with surprisingly high salaries" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Many of us leave school knowing it will take several years to achieve a decent standard of living. There is a ladder to climb, and we all know we have to start on the bottom rung. However, there are some professions that offer hefty paydays the second you enter the field. Here are 12 careers that can pay big bucks from day one.</p> <h2>1. Video Game Designer</h2> <p>For some people, this is a dream job &mdash; working all day on video games, and being paid handsomely to do so. And what's more, a bachelor's or associate's degree is not always required. This is a case of &quot;if you've got it, flaunt it,&quot; and many people these days are already programming their own games at home. The job requires not just aesthetic design capabilities, but also coding, development, and testing skills. This is a combination that is often hard to come by, with most designers having poor coding skills, and vice versa. But for those with the chops, it can pay dividends. An <a href="http://www.payscale.com/research/US/Job=Video_Game_Designer/Salary">average entry-level salary of almost $60,000</a> is easily achieved, with the best of the best earning six figure salaries in the very first year.</p> <h2>2. Air Traffic Controller</h2> <p>Make no mistake, the job of an air traffic controller is extremely stressful. In fact, if you do a quick search for &quot;air traffic controller&quot; and either &quot;stress&quot; or &quot;suicide,&quot; you'll be shocked at the results you get back. These professionals literally have hundreds of thousands of lives in their hands every day, and one misstep could result in tragedy.</p> <p>This, of course, is why it is such a high paying job, with an&nbsp;<a href="http://industry-salaries.careertrends.com/l/22593/Air-Traffic-Controllers-in-Professional-Scientific-and-Technical-Services">entry level salary above $64,000</a>. Duties include: coordination of arriving and departing aircrafts, authorizing flight path changes, providing up-to-the-minute weather updates, and dealing with emergencies. After a few years, the salary can climb to $120,000 or more. (See also: <a href="http://www.wisebread.com/11-jobs-with-high-earnings-and-growth?ref=seealso">11 Jobs With High Earnings and Growth</a>)</p> <h2>3. Nurse Midwife</h2> <p>For those with a compassionate nature &mdash; who have no problem seeing blood &mdash; the job of a nurse midwife can be very lucrative. Working closely with OB/GYN professionals, the nurse midwife will assist in all stages of pregnancy, including labor and delivery, and postpartum care. Nurse midwives are in greater demand due to the rise in parents who want a more natural delivery, and who also want someone on hand that they share a special, trusting bond with. The position requires a post-graduate degree in nurse midwifery, but as the starting salary is so high (<a href="http://industry-salaries.careertrends.com/l/119712/Nurse-Midwives-in-Colleges-Universities-and-Professional-Schools">over $80,000 to start</a>), the education loans can be paid down relatively quickly. A six figure salary within a few years is very achievable.</p> <h2>4. Computer Hardware Engineer</h2> <p>If you have a way with technology, a mind for mathematics, and can see yourself working with circuit boards and computer systems, this is the job for you. As a computer engineer, your primary responsibilities include: designing and developing computer hardware and systems, creating circuit boards and computer chips, and supervising the manufacturing and production of parts. It's a complex job that requires a degree, but it's well worth it. With a <a href="http://www.payscale.com/research/US/Job=Computer_Hardware_Engineer/Salary/cf623d09/Entry-Level">starting salary of around $65,000</a>, rising to $100,000 in just a few years, this is a job that blazes the technological trail. And as the demand for computer technology is only going to increase, it's a stable job that will let you live a very comfortable lifestyle.</p> <h2>5. Podiatrist</h2> <p>How much do you like feet? For many, it's not the most attractive part of the anatomy, but the lure of a big payday can change that opinion. Few professions offer six figure salaries for newbies, but podiatry is one of them, giving entry-level professionals&nbsp;<a href="http://www.payscale.com/research/US/Job=Podiatrist/Salary/05035fa8/Entry-Level">over $100,000 per year</a>.&nbsp;It's hard work, and can often have demanding hours, with daily duties that include diagnosing and treating foot diseases, injuries, and deformities, a well as performing complex surgeries. More money can be earned by specializing in sports injuries, especially for major sporting teams. But of course, a doctorate is required to enter the field, and that can take many years to acquire.</p> <h2>6. Dentist</h2> <p>If feet aren't your thing, maybe you could consider dentistry. As Payscale points out, not only is the entry-level salary very high, but bonuses and benefits can top that first year salary out at&nbsp;<a href="http://www.payscale.com/research/US/Job=Dentist/Salary/add53175/Entry-Level">almost $180,000 per year</a>. For most of us, that's an income we one day dream of having. Just like any other medical profession, this is not a career you can just fall into. It takes years of training, and a bachelor's degree is required before admittance to dental school. Once there, it takes another four years to become certified and licensed, which requires both a written and practical examination. But, for those willing to put in the hard work, the benefits are extraordinary.</p> <h2>7. Psychiatrist</h2> <p>You're no-doubt familiar with the names Sigmund Freud, Carl Jung, or Hermann Rorschach. These were pioneers in the field of psychiatry, which has become a multi-billion dollar business today. Payscale data shows that not only are&nbsp;<a href="http://www.payscale.com/research/US/Job=Psychiatrist/Salary/3585960b/Entry-Level">psychiatrists handsomely paid</a> in the first year of practice (starting over $80,000), but more professionals are women than men (53% to 47%). The steps to becoming a certified psychiatrist are long and arduous, however. Not only do aspiring psychiatrists need to have a bachelor's degree, but they then need to take a medical college admissions test, complete a doctorate, complete a residency, and then get licenses and certification.</p> <h2>8. Actuary</h2> <p>If you are unsure what an actuary does, it can be summed up in one word: risk. Actuaries use skills in mathematics, statistics, and financial theory to study unforeseen events. As you can imagine, this is a skill that is highly prized by insurance and pension companies, who base their business models on the unforeseen. Obviously, the profession requires a proficiency in mathematics, statistics, and analytical skills. Good actuaries also require high technical abilities, good communication and presentation skills, and a &quot;studious nature.&quot; <a href="http://www.payscale.com/research/US/Job=Actuary/Salary">Starting salaries for actuaries</a> range from $50,000&ndash;$60,000.</p> <h2>9. Landscape Architect</h2> <p>For those with a love of the outdoors, and a passion for creating beautiful scenery, landscape architect is a position well worth looking into. However, this is not a career that can be done simply be having a green thumb and an eye for details. Landscape architects usually have at least a bachelor's degree in this field, and more often than not, a master's degree as well. A good knowledge of geology, urban planning, landscape ecology, and soil science is essential. And these days, proficiency in computer-aided design software is a must. But, it can pay off. First year salaries&nbsp;<a href="http://www.payscale.com/research/US/Job=Landscape_Architect/Salary/607a0502/Entry-Level">average around $45,000</a>,&nbsp;with bonuses and benefits boosting that to almost $60,000. Those with great talent can expect to earn stellar salaries in the coming years, especially if they work with high-end retail outlets, country clubs, or wealthy estates.</p> <h2>10. Pharmacist</h2> <p>The next time you have your prescription filled, take a look at the person in charge behind the counter. It may very well be someone quite young, and yet, they are already earning a significant salary. Pharmacists, on average, <a href="http://www.payscale.com/research/US/Job=Pharmacist/Salary/8fe870fa/Entry-Level">earn around $103,000</a>&nbsp;in their first year on the job. Once again though, this kind of high-end salary does not come without sacrifice. Pharmacists require a great deal of training &mdash; typically a bachelor's degree with a focus on organic chemistry and biology &mdash; before entering a four-year &quot;PharmD&quot; program. After that, even more tests are required, as well as a license to practice in a specific state.</p> <h2>11. Market Research Analyst</h2> <p>Advertising agencies, product development companies, and most corporations, find market research analysts invaluable. The job is self-explanatory, with entry-level professionals being expected to study products and services, determine pricing, analyze future trends, increase demand, develop rebate programs, and many other facets of marketing and research. A bachelor's degree in this subject, or a closely related field, is required. It can be a very satisfying job for those with a penchant for crunching numbers, analyzing patterns, and working with focus groups. And of course, the starting salary,&nbsp;<a href="http://www.payscale.com/research/US/Job=Market_Research_Analyst/Salary/794299b9/Entry-Level">just shy of $50,000</a>, is not to be scoffed at.</p> <h2>12. Pharmaceutical Sales Representative</h2> <p>Although a bachelor's degree in sales or marketing is beneficial in this field, it's not essential. What is, however, is salesmanship, charisma, assertiveness, and the ability to close a sale. In fact, prior evidence of great sales in another industry is often all that is needed, from cars and homes, to food, and even farming supplies. Pharma sales reps often have to travel a great deal, selling products to customers around the country. They need a good head for technical details, exceptional interpersonal skills, and a way with numbers. With this, and on-the-job training, pharma sales reps can easily&nbsp;<a href="http://www.payscale.com/research/US/Job=Entry-Level_Sales_Representative,_Pharmaceuticals/Salary">earn over $50,000</a>&nbsp;in their first year alone, with many earning beyond $85,000.</p> <p><em>Did we miss any other high paying entry level jobs on this list? Share with us in the comments below!</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/paul-michael">Paul Michael</a> of <a href="http://www.wisebread.com/12-entry-level-jobs-with-surprisingly-high-salaries">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-6"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/15-great-jobs-that-dont-pay-much">15 Great Jobs That Don&#039;t Pay Much</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/9-things-that-really-annoy-hiring-managers">9 Things That Really Annoy Hiring Managers</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/9-ways-to-job-hunt-without-getting-caught">9 Ways to Job Hunt Without Getting Caught</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-extreme-job-interview-tactics-that-worked">6 Extreme Job Interview Tactics That Worked</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/4-best-jobs-for-work-life-balance">4 Best Jobs for Work Life Balance</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Career and Income Job Hunting entry level entry level jobs first job job search salary Wed, 20 Jan 2016 12:00:03 +0000 Paul Michael 1639402 at http://www.wisebread.com 15 Great Jobs That Don't Pay Much http://www.wisebread.com/15-great-jobs-that-dont-pay-much <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/15-great-jobs-that-dont-pay-much" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/iStock_000019714598_Large.jpg" alt="A DJ is a great job that doesn&#039;t pay much" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Can money buy happiness? Should you spend years in a job you don't like? Or, are you better off working at a job you really love, even if you don't make a pile of money? If you are an average American, you'll work for for 90,000 hours over your career lifetime. If you have a &quot;happiness in my job is more important&quot; mindset, here are 15 jobs you might really like &mdash; even if they don't pay much. (See also: <a href="http://www.wisebread.com/6-ways-that-job-you-hate-keeps-you-poor?ref=seealso">6 Ways That Job You Hate Keeps You Poor</a>)</p> <h2>1. Cruise Ship Bartender</h2> <p>Right out of school, my high-school classmate, Luci, went to work on a cruise ship. As soon as she was able, she became a bartender for the cruise line. At our 10th reunion, she announced that she was retiring from cruise ship bartending, and moving to Kauai to work a small farm she had purchased. Yes, she had lived frugally, and also saved her tips. It paid off. Today's ship bartenders earn between $2,200&ndash;$3,600 per month (depending on the size of ship and gratuities from passengers).</p> <h2>2. EMT</h2> <p>Every time I read the average hourly wage for EMTs and paramedics &mdash; $31,700 per year, or around $16 an hour &mdash; I'm shocked. How can this be? These folks are brave, strong, quick-witted, personable, and caring. I'll never understand why they don't make more, but I'm extremely glad that there are people who are drawn to this career.</p> <h2>3. Roadie</h2> <p>I always thought being a roadie would be <a href="http://www.yesandyes.org/2013/07/true-story-im-roadie.html">a ridiculously fun job</a> to have &mdash; and from this funny interview, I was right. Sometimes glamorous, sometimes not... but if you abhor sitting behind a desk and love music, maybe it would be a good choice. What does a roadie make? It varies. If the band for whom you are working is enormously popular, that apparently makes a big difference. One source quoted around $200 to $400 per day, but become a successful tour manager, and you may expect to make $1,500 to $2,000 per week.</p> <h2>4. Massage Therapist</h2> <p>While the job outlook for massage therapists is good, and the BLS reports that 2014 median pay was over $37,000 per year. If you have ever seen the movie, <a href="http://amzn.to/202F4q2">Enough Said</a>, you know one of the major drawbacks: dragging a massage table around. That's not a must, though. One of my neighbors has clients who come to her house. Others are employed by chiropractor's offices, physical therapists, spas, cruise ships, etc. I'm told it is a rewarding career, and who doesn't love a good massage? Check with your state's governing board of massage therapists to find accredited programs.</p> <h2>5. Veterinary Assistant</h2> <p>Love animals? At about $11 an hour, you really need to. It's hard work. As it turns out, most pets don't really enjoy having their blood drawn or parts poked. Prepare to get dirty, too. But it is extremely rewarding, since you'll be helping to relieve pain and heal animals. Most of the &quot;help wanted&quot; ads I viewed wanted assistants who had been through an educational program or have a college degree.</p> <h2>6. Dog Groomer</h2> <p>Would you enjoy the challenge of beautifying man's best friend? This career might be for you. Well, you'll probably start out as a dog bather, making $13&ndash;$17. Median pay for a groomer is around $20,000 annually. It's important to note that many grooming-business owners also pay commissions. It's not easy work, but again, if you'd rather spend time with animals than people, it's worth considering.</p> <h2>7. DJ</h2> <p>Got the gift of gab? Are you a natural at mashing up different songs? How about a background in journalism or communications? You might like being a DJ or radio announcer. Sometimes, they also find work as emcees at events, weddings, or at private clubs. The job outlook, sadly, is in decline at the moment; with median pay at $13.50 per hour. But serving as a freelance DJ as a side job could provide a very nice chunk of change each month. And the DJs I've followed for years on the radio seem to be very happy people who love their jobs. Test the waters using DJ software (there are many free options available) and see if this is worth exploring.</p> <h2>8. Reporter</h2> <p>A friend of mine works for a news agency. The pay is low &mdash; median pay is about $37,000 &mdash; and the hours are long. The pace is very fast, she works on deadlines, and often has to wear all the hats. The plus side is that the job is rarely boring. To get hired, you usually need a journalism or communications degree and an internship.</p> <h2>9. Private Investigator</h2> <p>I worked part-time for a P.I. for several years. As a retired policeman, he knew a remarkable number of people, and where to find a lot of the unsavory ones. It wasn't glamorous. Most of his bread-and-butter work involved serving legal papers and tracking people down. The work was on a flat-fee basis, $25 per service, or $50 per hour for research. However, he could set his own hours, take only the work he wanted, not be cooped up behind a desk, and he had a nice additional income for retirement.</p> <h2>10. Flight Attendant</h2> <p>I admit, this job doesn't have the glamour it once had. But the opportunity to travel is still intriguing. Getting a flight attendant position doesn't happen quickly, though &mdash; new flight attendants have to pay their dues before they get to go see the world. Average pay is over $42,000 a year. Job growth is slow, and it can be a challenge to get hired. Being able to speak a second language is a plus. However, according to the BLS, job prospects are better for those with college educations.</p> <h2>11. Model</h2> <p>Nice work, if you can get it. The competition is fierce. Very few make it to the &quot;supermodel&quot; level, but there is work, if you are prepared to be creative. Joining a website such as Model Mayhem is a good start. Photographers often want to build their portfolios and will exchange good photos for modeling work. Sometimes, budding fashion designers will trade clothes for modeling time. If a model is versatile, there are more possibilities out there. Initially, look for low pay &mdash; as low as $10 an hour &mdash; but if a model catches on and has a good work ethic, the day rate is usually about $100 to $400. Yeah, not great. &quot;Fit&quot; models make more, but they need to be very strict about maintaining their size. So why do it? Well, it's fun, and glamorous.</p> <h2>12. Tour Guide</h2> <p>Enjoy meeting people? Do you like to talk and answer questions? Maybe you'd be a good tour guide. In my town, there are museum tour guides, historical town tours, tours to national parks, and all-day driving tours. Often, it will help if you speak a second language, particularly the one with the greatest influx of tourists. You need to have a friendly, yet &quot;take-charge&quot; personality, be quick on your feet, and be gregarious. Pay ranges from $11 to almost $17 per hour.</p> <h2>13. Professional House-Sitter</h2> <p>We employ a wonderful lady to house and pet-sit when we go away, and we have to book her months in advance because she's<em> that good</em>. We pay a daily rate, plus tip. You can find house-sitters on TrustedHousesitters, or similar sites. If you are considering going into the business, because getting paid to hang out in someone's home sounds like a stellar gig, you should look into getting bonded, and you'll need impeccable references. Being able to watch pets is a bonus.</p> <h2>14. Brewmaster</h2> <p>If you love beer, why not become a brewmaster? <a href="http://www.payscale.com/research/US/Job=Brewmaster/Salary">Pay is pretty good</a> for brewmasters at about $46,000 a year. You might try making beer at home first &mdash; which is fun and rewarding &mdash; then consider working in a pub or brewery. The next step would be taking an official course and getting the proper credentials at a brewing academy.</p> <h2>15. Event Planner</h2> <p>For some, the logistics involved in planning a wedding, a business conference, or meetings are cringe-worthy. Fortunately, there are people who are pleasantly challenged by these logistics and thrive on getting even the smallest details organized. During events, expect to work long, grueling days. But growth in the field of event planning is faster than average; expect to earn over $45,000 annually. A Bachelor's degree is helpful, as is experience working in the field.</p> <p>Note: All data via the <a href="http://www.bls.gov/ooh/">Bureau of Labor Statistics' Occupational Outlook Handbook</a>, which is a terrific resource for job searchers and the career-curious.</p> <p><em>Do you have a job you love that doesn't pay very much? What is it? Share with us in the comments!</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/marla-walters">Marla Walters</a> of <a href="http://www.wisebread.com/15-great-jobs-that-dont-pay-much">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-7"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/12-entry-level-jobs-with-surprisingly-high-salaries">12 Entry Level Jobs With Surprisingly High Salaries</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/9-ways-to-job-hunt-without-getting-caught">9 Ways to Job Hunt Without Getting Caught</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/9-things-that-really-annoy-hiring-managers">9 Things That Really Annoy Hiring Managers</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-best-times-of-year-to-start-a-job-search">The Best Times of Year to Start a Job Search</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-extreme-job-interview-tactics-that-worked">6 Extreme Job Interview Tactics That Worked</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Career and Income Job Hunting career goals job search new job salary side job Mon, 18 Jan 2016 12:00:03 +0000 Marla Walters 1638731 at http://www.wisebread.com The Best Times of Year to Start a Job Search http://www.wisebread.com/the-best-times-of-year-to-start-a-job-search <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/the-best-times-of-year-to-start-a-job-search" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_using_laptop_000053433486.jpg" alt="Woman learning the best times of year to start her job search" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>So, you're ready to search for a new job. The good news? One of the best times to job hunt is coming soon.</p> <p>January happens to be one of the best times to begin a job search. As massive jobs site Monster.com said in a recent feature story, winter is the time of year when the greatest number of decision makers are in the office at the same time, because these key people are done with the vacations so many of them take during the winter holidays. And this is important, because these decision makers often work as teams when making hiring choices.</p> <p>At the same time, January is when office work at many companies tends to pick up again after a slowdown in December. Some companies still mostly shut down during the last two weeks of the year. These firms won't be making any hiring decisions around the holidays.</p> <p>Then the best time to get your resume out there would be right after the New Year's holiday, when hiring managers are back at work and no longer thinking of holiday parties, gift-giving, and ski vacations.</p> <p>There's a financial reason for the new hiring, too. Many companies get their new yearly budgets in January. Once they have these in place, they can then make hiring decisions with confidence.</p> <h2>The Early Fall Rush</h2> <p>The beginning of the new year isn't the only good time to start a job search. Career advice site Career Sidekick recommends, too, that job hunters send out resumes and cover letters during the early fall, especially in September and October.</p> <p>The holiday season plays a role again. Companies often want to make hiring decisions before the winter holidays and the year-end lull. If you want to catch businesses when they are shifting into hiring mode, the early fall months are a good choice.</p> <p>It's not just that hiring managers don't focus on work during the holiday season. As Career Sidekick writes, it's easier for them to schedule interviews and complete the hiring process during the fall months when they don't have to schedule them between the days off and vacation time that other key managers are taking.</p> <h2>Summer Can Be Rough</h2> <p>There is also one time of year that is a particularly slow period for hiring, and that's summer. Again, this often has to do with the number of vacation days that key managers take. Those managers who don't take time off during the end-of-the-year holidays often do it instead in June, July, or August. This is a particularly busy time for family vacations.</p> <p>This makes it difficult for hiring managers to schedule a <a href="http://www.wisebread.com/master-these-15-interview-questions">series of interviews</a> with job candidates who have to earn the approval of several key office personnel. If you're searching for a job in the summer, it might be a while before you actually hear back.</p> <p>There is an exception here, though. Recent college graduates applying for more entry-level positions might find better luck applying for jobs in the summer. That's because hiring managers expect to see these resumes during this time of year.</p> <p>It's also easier to hire recent college graduates because they are usually applying for lower-level jobs. They don't need to meet with as many key decision makers before they are hired. Summer vacations don't play as big a role in these interviews.</p> <h2>Find the Right Time for You</h2> <p>It's important to remember that these are just rough guidelines. The best time to look for a new job is often when you make the decision to take on a new challenge, no matter what time of year it happens to be.</p> <p>And the best time to job-hunting might also be when your life has slowed down enough. If you're in the middle of moving to a new home, if you're planning a wedding, or if you've returned to graduate school, this might not be the best time to hunt for a new job, even if it is early fall or the beginning of a new year.</p> <p>You need the time and energy to run a successful job search. If you're bogged down with too many big responsibilities, it might be best to wait before sending out those resumes, no matter what the calendar says.</p> <p><em>What time of year have you had the most luck in finding jobs? Share with us in the comments!</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/dan-rafter">Dan Rafter</a> of <a href="http://www.wisebread.com/the-best-times-of-year-to-start-a-job-search">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-9"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/9-ways-to-job-hunt-without-getting-caught">9 Ways to Job Hunt Without Getting Caught</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-6-craziest-things-people-have-done-to-land-a-job">The 6 Craziest Things People Have Done to Land a Job</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/12-words-you-need-to-delete-from-your-resume-right-now">12 Words You Need to Delete From Your Resume Right Now</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/flashback-friday-the-65-best-career-tips-weve-ever-shared">Flashback Friday: The 65 Best Career Tips We&#039;ve Ever Shared</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-ways-to-get-noticed-during-a-job-search">8 Ways to Get Noticed During a Job Search</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Job Hunting job hunt job search new job resume unemployed Tue, 15 Dec 2015 10:00:07 +0000 Dan Rafter 1621148 at http://www.wisebread.com 6 Ways That Job You Hate Keeps You Poor http://www.wisebread.com/6-ways-that-job-you-hate-keeps-you-poor <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/6-ways-that-job-you-hate-keeps-you-poor" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_exhausted_work_000063560641.jpg" alt="Woman learning ways the job she hates keeps her poor" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>In the mid-1990s, I accepted a position at a large consulting firm in suburban Chicago. This was only my second &quot;real&quot; job post-college and I was delighted because this single career move bumped up my salary 20%. I realized my mistake quickly. My very first day on that sprawling corporate campus confirmed the place was a terrible fit. I hated every minute of it... two years worth of minutes, to be exact.</p> <p>Looking back, that job may have made my paychecks a little fatter and put a shine on my resume, but it cost me a lot, too. If you find yourself in a similar situation, it might be time to ask if all that misery is actually costing you money.</p> <p>Here are six ways that job you hate just might be keeping you poor.</p> <h2>1. It Keeps You Busy</h2> <p>Even a job you hate has a way of consuming your day. It's nearly impossible to find time to explore higher paying opportunities, invest in your education, network with other professionals, or properly plan for the future. In the end, what keeps you busy can easily keep you stuck. (See also: <a href="http://www.wisebread.com/8-ways-to-take-a-break-at-work-and-still-look-busy">8 Ways to Take a Break at Work and Still Look Busy</a>)</p> <h2>2. It Stresses You Out</h2> <p>Working at jobs we hate can be particularly stressful and exhausting. We often cope by trying to eliminate all other stressors and pursuing a life of absolute convenience. Forget taking public transit to work; drive and pay to park instead. Forget packing your lunch; dine out. Forget housework and yard work; just hire it done. It all adds up to this cold, hard fact: Stress is expensive. (See also: <a href="http://www.wisebread.com/13-cheap-ways-to-beat-stress">13 Cheap Ways to Beat Stress</a>)</p> <h2>3. It Might be Making You Sick</h2> <p>The connection between mental and physical health has been proven time and again. If you're unhappy at work, it affects other parts of your life, including your physical well-being. And (surprise!) being sick is usually bad for your budget.</p> <h2>4. It's a Constant Punishment That Requires a Constant Reward</h2> <p>If you're dragging yourself to a job you hate day after day, you deserve some sort of pay off, right? And the more the job seems like a punishment, the bigger the reward needs to be. A new car, an indulgent vacation, and a bigger house may feel like fair compensation for your efforts. But unchecked, those things can create a <a href="http://www.wisebread.com/the-debt-trap-factors-that-have-led-us-to-our-debt">debt trap</a> that keeps you poor and limits your choices.</p> <h2>5. It Saps Your Motivation</h2> <p>I call it the Who Cares? Syndrome. If you're in a job you hate, it's extremely hard to motivate yourself. Who cares if you get promoted? Who cares if you get a raise? Who cares if you spend too much money? Who cares if you fund your 401K? Without that primary motivator &mdash; being invested in a job you care about and enjoy &mdash; everything else becomes less important. Plans don't get made and all sorts of goals fall by the wayside.</p> <h2>6. It Feeds Your Fear</h2> <p>People stay in jobs they hate for a number of reasons, and I don't want to suggest that everyone has the luxury of choice. But often fear can keep us stuck in negative situations both personally and professionally. Over time, we lose confidence, stop looking for new opportunities, and settle for a life of less. From how we work, to how we love, to how we manage our money &mdash; fear limits our potential.</p> <p>I still remember the afternoon my phone rang with a job offer &mdash; a new job that allowed me to bid a final, enthusiastic farewell to the one I'd detested for two whole years. I think a few joyous expletives were involved... and maybe an air punch. I gave my required two weeks' notice immediately and never looked back. And though there have been the inevitable ups and downs since, moving on enriched my life in more ways than one.</p> <p><em>Have you ever suffered through a job you hated? How did it affect your finances? How did leaving improve things?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/kentin-waits">Kentin Waits</a> of <a href="http://www.wisebread.com/6-ways-that-job-you-hate-keeps-you-poor">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-10"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-words-to-never-use-in-a-job-interview">10 Words to Never Use in a Job Interview</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/flashback-friday-the-65-best-career-tips-weve-ever-shared">Flashback Friday: The 65 Best Career Tips We&#039;ve Ever Shared</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/using-times-new-roman-on-your-r-sum-is-like-wearing-sweatpants-to-an-interview">Using Times New Roman on Your Résumé Is Like Wearing Sweatpants to an Interview</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-things-you-can-do-right-now-to-become-more-hirable">10 Things You Can Do Right Now to Become More Hirable</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/get-your-linkedin-profile-noticed-with-a-few-attention-grabbing-tweaks">Get Your LinkedIn Profile Noticed With a Few Attention-Grabbing Tweaks</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Career Building Job Hunting career mistakes depressing jobs job search money mistakes poor Thu, 03 Dec 2015 18:01:37 +0000 Kentin Waits 1617975 at http://www.wisebread.com 4 Best Jobs for Work Life Balance http://www.wisebread.com/4-best-jobs-for-work-life-balance <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/4-best-jobs-for-work-life-balance" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/mother_working_baby_000048338582.jpg" alt="Woman finding best jobs for work-life balance" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>More and more Americans want better work-life balance. In the U.S., <a href="http://www.ey.com/US/en/About-us/Our-people-and-culture/EY-study-highlights-dual-career-dynamics-in-the-us#.VjqfBOn8uhM">57% of full-time employees</a> indicate that their spouse or partner works 35 hours or more a week, too.</p> <p>However, no other group craves a better work-life balance more than millennials. While 78% of full-time working millennials have a spouse or partner also working full-time, only 47% of full-time working baby boomers and 68% of Gen X experience this scenario. With two full-time working parents, quality couple time, family time and &quot;me time&quot; are becoming more and more scarce.</p> <p>If your employer doesn't sympathize with your desire for a more flexible arrangement, it may be the time to switch jobs. To help you escape the rat race, here are the four best jobs for work-life balance.</p> <h2>1. Data Scientist</h2> <p>According to Glasdoor's 2015 list of <a href="http://www.glassdoor.com/blog/25-jobs-worklife-balance-2015/">best jobs for work-life balance</a>, the role of data scientist provides the best work-life balance. With an average 4.2 rating out of a possible 5.0, data scientist took the top spot in work-life balance across users of the recruiting site over the past year.</p> <p>If you keep on hearing everywhere about the &quot;power of big data,&quot; this is what it's all about. A data scientist uses the power of algorithms to process large amounts of data and use those findings to make recommendations that drive customer engagement and monetization. You'll have to be comfortable working with monster spreadsheets and databases (think millions of rows and several terabytes), develop mad SQL and SAS skills, and keep up with the latest data mining tools and techniques.</p> <p>Companies well-known for providing great perks and flexible schedules, including Facebook and Google, are hiring data scientists. With an average salary of $114,808 (according to Glassdoor), data scientist is one attractive career to look for.</p> <h2>2. Web Developer</h2> <p>U.S. News maintains a <a href="http://money.usnews.com/careers/best-jobs/rankings/the-100-best-jobs">list of 100 best jobs</a> in the nation. The list uses seven criteria, including 10-year growth volume, employment rate, and work-life balance, to rank the jobs. While U.S. News gave the dentist occupation the top spot in its list of best jobs, a closer look to the job satisfaction reviews shows that the web developer occupation provides better work-life balance.</p> <p>According to U.S. News, web developers tend to have above average upward mobility, below average stress level, and high flexibility. Interviewed employers indicate that often their web developers <a href="http://money.usnews.com/careers/best-jobs/web-developer/reviews">don't have to punch a clock</a>. &quot;We set deadlines, and as long as they get their work done, we're flexible with hours.&quot; two employers said to U.S. News.</p> <p>The median annual salary of a web developer was <a href="http://money.usnews.com/careers/best-jobs/web-developer/salary">$63,160 in 2013</a>, with individuals earning between $33,320 and $110,350.</p> <h2>3. Tutor</h2> <p>In a study from Ernst &amp; Young, respondents pointed out that the <a href="http://www.ey.com/US/en/About-us/Our-people-and-culture/EY-study-highlights-people-want-flexibility">option to telecommute</a> (working from another location other than the office or client site) is an important flexibility issue. In the same survey, millennials are more likely to say it's important to be able to telecommute one to two days a week.</p> <p>Tutoring enables individuals looking to telecommute as much as possible to really own their schedule. For example, since 2006 I have been tutoring business professionals to prepare for the GMAT, a standardized admission test used by most MBA programs around the world. I have been able to consistently tutor students first in Mexico and now in the United States. Currently, I work with Kaplan, a test prep company, and I'm able to teach students in person and online on my own schedule. (See also: <a href="http://www.wisebread.com/the-3-best-jobs-for-expats-and-travelers">The 3 Best Jobs for Expats and Travelers</a>)</p> <p>With the advent of several online tutoring sites, such as Tutor.com, Skillshare, and Wyzant, you're not limited to your geographic area and can find students across the world. Some sites, such as Tutor.com, require you to commit to tutor at least five hours per week. However, you decide when those hours happen.</p> <p>Having the ability to do their job in any country is key for millennials as 38% of them would make the sacrifice to <a href="http://www.ey.com/US/en/About-us/Our-people-and-culture/EY-study-highlights-dual-career-dynamics-in-the-us#.VkV5zt-rSRu">move a country with better parental leave</a> benefits.</p> <h2>4. Talent Acquisition Specialist</h2> <p>Ranking third on Glassdoor's list, the talent acquisition specialist has a rating of 4.0 out of 5.0 in work-life balance satisfaction. Also known as recruiters or human resources (HR) specialists, talent acquisition specialists are in charge of finding, screening, interviewing, and recommending the best candidates for a job opening. One key requirement for talent acquisition specialists is people skills. If you can't get along with different people in different settings, then this may not be the field for you.</p> <p>While Glassdoor says that the average salary for this position is $63,504, U.S. News puts the <a href="http://money.usnews.com/careers/best-jobs/hr-specialist">median salary at $56,850</a>. One of the main advantages of this occupation is stability, given that employment in this field is expected to balloon 15.5% from 2012 to 2022.</p> <p>To some, it may come off as a surprise that respondents to the Glassdoor survey gave such a high rating to the work-life balance satisfaction of this job. However, those critics should keep in mind the following points:</p> <ul> <li>Like web developers, talent acquisition specialists have to meet deadlines and have flexibility as long as they can hit their numbers.<br /> &nbsp;</li> <li>Like tutors, talent acquisition specialists can leverage the web and their cellphone to do the bulk of the work remotely. With cloud-based HR software becoming the industry norm, a recruiter can do her work as long as she has an Internet connection.<br /> &nbsp;</li> <li>Depending on their field of specialization, HR specialists have different hours and hiring seasons. Many recruiters welcome the break of pace and opt to work only during hiring seasons or on a part-time basis.</li> </ul> <p><em>What are other great jobs to achieve better work-life balance?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/damian-davila">Damian Davila</a> of <a href="http://www.wisebread.com/4-best-jobs-for-work-life-balance">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. 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