Job Hunting http://www.wisebread.com/taxonomy/term/7800/all en-US 7 Ways to Ace Your Next Phone Interview http://www.wisebread.com/7-ways-to-ace-your-next-phone-interview <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/7-ways-to-ace-your-next-phone-interview" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/taking_notes_of_her_business_call.jpg" alt="Taking notes of her business call" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>A solid resume is important, but rarely is that enough to get you through the door with a prospective employer. If you make it past the first round of recruitment, often you'll also be asked for a phone interview.</p> <p>If you do get asked for a phone interview, are you prepared to blow away the person on the other end of the line? You definitely shouldn't leave it to chance. These tips will guarantee you hit the ball out of the park. (See also: <a href="http://www.wisebread.com/how-to-have-a-successful-skype-or-video-job-interview?ref=seealso" target="_blank">How to Have a Successful Skype or Video Job Interview</a>)</p> <h2>1. Have everything you need in front of you</h2> <p>Your resume, career notes, research on the company, and anything else that you think will come up in the interview, should be close at hand. When you're on a phone call, the interviewer can easily pick up on the fact that you've left your desk to rummage through a filing cabinet, and the sound of you frantically trying to find what you need will not leave a good impression. It will only make you come across as disorganized and unprepared.</p> <p>Remember, this is a phone interview, so you can use that to your advantage. Tape your information up on the walls around you. Have folders in front of you, organized and ready at a moment's notice. Pull up the website of the employer. You can have everything you need spread around you, which is not an option in a video conference or in-person interview. (See also: <a href="http://www.wisebread.com/secrets-to-a-great-phone-interview-for-job-hunters?ref=seealso" target="_blank">Secrets to a Great Phone Interview for Job Hunters</a>)</p> <h2>2. Ensure that you will not be interrupted</h2> <p>For any remote job interview, privacy is paramount. You do not want to start the conversation only to have your four-year-old come in and ask for help going to the toilet. You also don't want to have ambient background sounds making it hard to concentrate, such as loud music, heated conversations, or video games.</p> <p>So, if you live with other people, let them know the importance of the interview, and that you need them all to be quiet for the next 30 minutes or so. If you can, take the call in a place that is always quiet &mdash; a home office, a bedroom, or even the basement. And if you lock the door, put a sign on it saying why it's locked. You do not want your family or friends hammering on the door because they want your attention.</p> <p>Also, don't interrupt <em>yourself</em>. It's unprofessional to leave the interview after 15 minutes because you desperately need to use the restroom. Take care of that before you even pick up the phone.</p> <h2>3. Listen carefully for appropriate times to talk</h2> <p>One of the biggest problems with a phone interview is talking over the interviewer. Since you don't have visual cues to work with, you have to rely on natural breaks in the conversation. For some people, this comes easily. For others, it's not as intuitive. You should hold practice conversations with your family and friends to perfect this.</p> <p>You should also be aware of how much you tend to hog the conversation. In person, with your gestures and enthusiasm, it can come across as great passion for the job. But on the phone, you can be seen as a chatterbox who is only interested in talking about yourself.</p> <p>Take your lead from the interviewer. Give answers that are complete, without being verbose. If the interviewer starts to talk while you are talking, they will probably have a question directly related to something you have just said. Pause, and let them get their question out. Remember, most communication is visual, and you do not have that going for you here. Listening is now your most vital sense.</p> <h2>4. Dress almost like you would for an in-person interview</h2> <p>It's tempting to sit there in your most comfortable clothes, perhaps wearing your favorite T-shirt with the holes and the spaghetti sauce stain. This is a huge mistake that many people make when getting ready for a phone interview. Sloppy attire may not be something the person on the phone can see, but your attitude can change dramatically according to what you're wearing.</p> <p>If you dress in lounge attire, you may inadvertently come across as more lax, and less professional. Now, this doesn't mean you have to wear a suit and tie, or spend an hour getting your hair and makeup perfect. But you should make the effort to be clean, presentable, and in clothing that gives you a sense of pride and professionalism.</p> <h2>5. Do not wait until the last minute to get ready</h2> <p>Don't roll out of bed 10 minutes before your interview. You may well think that you can jump on the phone with bed head and morning breath, but this will handicap your attitude and responsiveness from the get-go.</p> <p>It's imperative that you treat a phone interview with the same urgency as an in-person interview, and that means treating it with the respect it deserves. If the interview is in the morning, get up early, shower, clean up, get dressed, eat breakfast, and give yourself plenty of time to get your engine running. If the interview is in the afternoon, do not come home, slouch on the sofa, and wait for the phone to ring. Stay active. Stay alert. Have a cup of tea or coffee, and catch up on the news.</p> <p>Whenever your interview is, you want to come across as prepared, eager, and sharp. Anything else will put you at a disadvantage.</p> <h2>6. Have a list of possible questions and answers at hand</h2> <p>This is another advantage of a phone interview. In person, bringing out a &quot;cheat sheet&quot; of questions and answers would not look good. But over the phone, you can get away with it, so you should definitely prepare this cheat sheet and use it whenever possible.</p> <p>Chances are, you are going to be asked the usual questions: &quot;Why do you want to work here?&quot; or &quot;Where do you see yourself in five years from now?&quot; You will also get the curveball questions, such as &quot;What would you like to ask me about the company?&quot; or &quot;What is your greatest weakness?&quot; These can be stumbling blocks, so prepare for them well in advance.</p> <p>When it comes to any question of weakness, be honest without being too blunt. The old &quot;I think I work too hard&quot; or &quot;I care too much about my colleagues&quot; will set off red flags immediately. Those aren't real weaknesses, and everyone knows it. For example, if you need to improve your public speaking, say so; but say how you are actively working to improve it. (See also: <a href="http://www.wisebread.com/how-not-to-answer-10-of-the-most-common-interview-questions?ref=seealso" target="_blank">How NOT To Answer 10 of the Most Common Interview Questions</a>)</p> <h2>7. Practice with friends and family</h2> <p>This may seem like overkill, but it can iron out some issues before your actual interview. Give someone you trust the job of calling you, and provide them with some background on the company. Tell them to throw a few curve balls your way, and also ask them to pay attention to how you sound, and how your personality comes across.</p> <p>You may think you have answered some questions beautifully, only to find that you actually came across a little aggressive or snarky. Take the feedback, and use it to improve your performance. You may even want to do a second practice interview to see if the advice you were given was incorporated. (See also: <a href="http://www.wisebread.com/how-to-answer-23-of-the-most-common-interview-questions?ref=seealso" target="_blank">How to Answer 23 of the Most Common Interview Questions</a>)</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/paul-michael">Paul Michael</a> of <a href="http://www.wisebread.com/7-ways-to-ace-your-next-phone-interview">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/22-websites-that-will-pay-you-to-write-for-them">22 Websites That Will Pay You to Write for Them</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/13-ways-to-make-a-good-first-impression-at-your-next-job-interview">13 Ways to Make a Good First Impression at Your Next Job Interview</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-questions-you-should-ask-at-every-job-interview">5 Questions You Should Ask at Every Job Interview</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/12-questions-to-ask-before-you-take-a-job-offer">12 Questions to Ask Before You Take a Job Offer</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/9-things-that-really-annoy-hiring-managers">9 Things That Really Annoy Hiring Managers</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Job Hunting conference calls Job Interview meetings phone calls professionalism remote telecommute Mon, 14 Aug 2017 08:30:11 +0000 Paul Michael 1999858 at http://www.wisebread.com How to Leave a Positive Impression on Everyone You Meet http://www.wisebread.com/how-to-leave-a-positive-impression-on-everyone-you-meet <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/how-to-leave-a-positive-impression-on-everyone-you-meet" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/iStock-599254644.jpg" alt="Woman making positive impression on everyone she meets" title="" class="imagecache imagecache-250w" width="250" height="141" /></a> </div> </div> </div> <p>With the hustle and bustle of life, making a lasting and positive first impression goes a long way. You never know what may come of meeting someone. It can lead to a job, a friendship, or even a romantic relationship. That's why you should always be mindful as to how you're presenting yourself to others and the world. Here's how to show off your best self.</p> <h2>Make eye contact</h2> <p>It feels good to be seen. Let everyone you meet know that you're paying attention and that you're interested in what they have to say. Physically acknowledge them through eye contact. Most people don't know how to make solid eye contact, and it's an incredible habit that will make you memorable to others. (See also: <a href="http://www.wisebread.com/13-ways-to-make-a-good-first-impression-at-your-next-job-interview?ref=seealso" target="_blank">13 Ways to Make a Good First Impression at Your Next Job Interview</a>)</p> <h2>Listen</h2> <p>Put your phone away and really listen to people when they speak to you. Be there 100 percent. And don't just wait for your turn to talk. Take in what someone else is saying, let it sink in, and respond. Listening is an underrated skill. It's such an effortless way to make someone else feel valued. I've often found that being a good listener has helped me learn and grow in ways I never imagined. And yes, people remember me because I so vividly remember our conversations.</p> <h2>Ask concise, insightful questions</h2> <p>I'm known for my curiosity and questioning nature. I find people fascinating, and I like to learn as much about them as I can. My ability to quickly assimilate information and make conversation that's far beyond cocktail party smalltalk has dramatically improved my life and career. I've made lifelong friends through chance meetings based on creating meaningful conversations with people I have just met, and you can, too.</p> <p>Don't ask the questions everyone asks. Don't be invasive, but make your questions interesting. And show you're paying attention to their answers by asking follow-up questions. (See also: <a href="http://www.wisebread.com/6-terrible-money-moves-to-avoid-on-the-first-date?ref=seealso" target="_blank">6 Terrible Money Moves to Avoid on the First Date</a>)</p> <h2>Be open</h2> <p>The more open you are about your life and experiences, the more comfort you will engender in others. That comfort leads to the kind of openness and honesty that our society needs now more than ever. By putting out positive energy and being open, goodness comes back to us many times over. Vow to make meeting you the best part of someone's day.</p> <h2>Be sure to follow up</h2> <p>Did you have a great conversation with someone? Did you meet someone interesting and you want to learn more about them? Did you promise to follow up with someone or did they ask you to follow up with them?</p> <p>If you answered yes to any of these questions, make sure to follow through. Send that email. Connect on social media. Make the phone call. If you promise to do something and do it, you show your integrity and genuine interest. People won't forget that.</p> <h2 style="text-align: center;">Like this article? Pin it!</h2> <div align="center"><a data-pin-do="buttonPin" data-pin-count="above" data-pin-tall="true" data-pin-save="true" href="https://www.pinterest.com/pin/create/button/?url=http%3A%2F%2Fwww.wisebread.com%2Fhow-to-leave-a-positive-impression-on-everyone-you-meet&amp;media=http%3A%2F%2Fwww.wisebread.com%2Ffiles%2Ffruganomics%2Fu5180%2FHow%2520to%2520Leave%2520a%2520Positive%2520Impression%2520on%2520Everyone%2520You%2520Meet.jpg&amp;description=How%20to%20Leave%20a%20Positive%20Impression%20on%20Everyone%20You%20Meet"></a></p> <script async defer src="//assets.pinterest.com/js/pinit.js"></script></div> <div align="center"> <script async defer src="//assets.pinterest.com/js/pinit.js"></script></div> <p style="text-align: center;"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5180/How%20to%20Leave%20a%20Positive%20Impression%20on%20Everyone%20You%20Meet.jpg" alt="How to Leave a Positive Impression on Everyone You Meet" width="250" height="374" /></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/christa-avampato">Christa Avampato</a> of <a href="http://www.wisebread.com/how-to-leave-a-positive-impression-on-everyone-you-meet">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/escape-your-dying-industry-with-one-of-these-8-careers-instead">Escape Your Dying Industry With One of These 8 Careers, Instead</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-common-job-hunt-tips-you-should-ignore">8 Common Job-Hunt Tips You Should Ignore</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/4-best-jobs-for-work-life-balance">4 Best Jobs for Work Life Balance</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/your-guide-to-getting-a-job-right-out-of-college">Your Guide to Getting a Job Right Out of College</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-answer-23-of-the-most-common-interview-questions">How to Answer 23 of the Most Common Interview Questions</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Job Hunting Lifestyle career first impressions job hunting Tue, 01 Aug 2017 09:00:04 +0000 Christa Avampato 1994510 at http://www.wisebread.com 6 Job Myths Boomers Should Stop Believing http://www.wisebread.com/6-job-myths-boomers-should-stop-believing <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/6-job-myths-boomers-should-stop-believing" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/desperate_businessmen.jpg" alt="Desperate businessmen" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>If you were born between the early 1940s and the early 1960s, you are considered a baby boomer. And that means that in the year 2017, you are considered to be at the late stage of your career.</p> <p>However, as we all know, times have changed. Very few people can expect to start at a company in their 20s and retire with a gold watch in their 60s. Layoffs and downsizing are commonplace. But with these employment fears come myths that many baby boomers still firmly believe in. It's time to bust them once and for all.</p> <h2>1. Once you hit a certain age, you're unemployable</h2> <p>Let's make it clear: Getting a job in your 20s and 30s is always going to be easier than getting hired in your 50s and 60s. There are certain expectations about pay, and as we get older, we have more health concerns and less energy than we did at the start of our careers. But there's a difference between hard and impossible. If you have the skills, the drive, and the right attitude, you will be valued and you will get job offers.</p> <p>The key is to stop shooting yourself in the foot by believing that your age is an anchor. There are pros and cons for every stage of our career. Early on, we're too young and have no experience, but we're cheaper and are willing to work longer hours. At the height of our careers, we sacrifice time with our families for ladder-climbing, but the pay and rewards are there. Later, we can be considered too expensive for the open positions, but we have the experience and wisdom that employers crave. It's all give and take. Market yourself with the strengths that come from a long and successful career, and how those strengths can benefit your potential new boss.</p> <h2>2. You're too old to retrain</h2> <p>They say you can't teach an old dog new tricks, but that's a complete fallacy. In fact, to continue the analogy, skilled animal trainers can take an old dog with behavioral problems, and make it a loving, family-friendly pet. While it's true that it's a little harder to pick up certain skills later in life, it's not even close to being unmanageable.</p> <p>As <em>The Telegraph</em> reported in 2014, more middle-aged workers are <a href="http://www.telegraph.co.uk/finance/jobs/10555895/Youre-over-50-Great-youre-hired.html" target="_blank">retraining for new careers</a> as a response to their original careers dying out, or being too physically taxing. And in 2013, almost 12,000 people over age 50 in the U.K. found apprenticeships in health care and public services. In 2015, Time magazine reported that the job market was hot for <a href="http://time.com/money/3725034/jobs-older-workers-improved/" target="_blank">workers over the age of 50</a>.</p> <h2>3. Older workers are not as valued as their younger counterparts</h2> <p>You've probably heard some of these degrading statements thrown around the office (or even used them yourself at the start of your career): &quot;That guy's a dinosaur, don't listen to him,&quot; or &quot;She's been here for decades, she's not up on the latest news.&quot; It's complete nonsense.</p> <p>With age comes experience and wisdom, and the ability to solve problems much faster than those who are just starting to climb the ladder. Consider the story of Picasso. One day he was sketching in the park, when he was approached by a young woman who asked him to sketch her portrait. In a single pencil stroke that took just a few seconds, he captured her likeness completely. When asked how much she owed him, he said $5,000. Taken aback, she asked how he dare ask so much for something that took only a few seconds, to which he replied, &quot;Madame, it took me my entire life.&quot;</p> <p>This is so true of the experience you bring to the table. You have spent decades learning how to do things, how <em>not</em> to do things, and how to cut to the chase. Time is valued by employers, and if you can prove that your skills can save them time and money, age is just a number.</p> <h2>4. If you take time off or retire, you'll never get rehired</h2> <p>Retirement is not forever. You may decide to retire, then realize that you still want to be part of the workforce. Don't think that a gap of a few years at the end of your resume is going to tarnish it. The break between one career and a new venture is actually going to be looked upon favorably by employers. They will see that you have taken time off to reboot, clear your head, relax, and figure out how you want to spend the next decade of your life.</p> <p>So, feel free to take a break and recharge. Use the time to work out what you really want to do. Maybe retirement is just what you want. Maybe you want to try your hand at something completely different. When you start looking again, you will have options open to you.</p> <h2>5. Only part-time work is available for older workers</h2> <p>Once again, this is untrue in the present climate. In 1995, you could make a case for that argument. Back then, around 56 percent of the over-65 workforce was part time, with 44 percent being full-time. But by 2007, <a href="https://stats.bls.gov/spotlight/2008/older_workers/" target="_blank">those figures had completely reversed</a>, with 56 percent of the over-65 workforce now in full-time work, and just 44 percent doing part-time jobs.</p> <p>So, what kind of jobs are available? Well, according to the Bureau of Labor Statistics, the majority of people over 55 are working in management positions, sales, and office jobs. Next comes the service industry, followed by production, transportation, construction, and maintenance. If the last two seem surprising, consider that we are living longer, and have made great advances in medical care. It's now possible for a 55+ man or woman to enter the construction and maintenance industries and enjoy great success, despite what they may believe about being too old for manual labor.</p> <h2>6. There are only certain jobs available to me</h2> <p>Greeter at a grocery store. Fast food server. Security guard at the mall. Delivering newspapers. Driving a cab or a school bus. The list goes on. These are the jobs many baby boomers think are in their future.</p> <p>However, while those jobs are available for those who genuinely want them, your options are much broader, and exciting. One of the most popular options right now is retraining to become an interior designer. If you have the eye for it, you can make great money on a schedule that suits you. Other options include working on a cruise ship, planning weddings, public speaking, casino work, consulting, and seasonal opportunities at ski lodges and resorts. The world is your oyster, especially if you're open to doing some traveling and taking a few leaps.</p> <p>Remember: As a baby boomer, you may have fewer years of your career in front of you than behind you, but that does not mean you have just a few paths to follow. With drive, enthusiasm, and the willingness to retrain, you can do almost anything you set your mind to.</p> <h2 style="text-align: center;">Like this article? Pin it!</h2> <div align="center"><a data-pin-do="buttonPin" data-pin-count="above" data-pin-tall="true" data-pin-save="true" href="https://www.pinterest.com/pin/create/button/?url=http%3A%2F%2Fwww.wisebread.com%2F6-job-myths-boomers-should-stop-believing&amp;media=http%3A%2F%2Fwww.wisebread.com%2Ffiles%2Ffruganomics%2Fu5180%2F6%2520Job%2520Myths%2520Boomers%2520Should%2520Stop%2520Believing.jpg&amp;description=6%20Job%20Myths%20Boomers%20Should%20Stop%20Believing"></a></p> <script async defer src="//assets.pinterest.com/js/pinit.js"></script></div> <p style="text-align: center;"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5180/6%20Job%20Myths%20Boomers%20Should%20Stop%20Believing.jpg" alt="6 Job Myths Boomers Should Stop Believing" width="250" height="374" /></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/paul-michael">Paul Michael</a> of <a href="http://www.wisebread.com/6-job-myths-boomers-should-stop-believing">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/9-dream-jobs-youre-never-too-old-to-pursue">9 Dream Jobs You&#039;re Never Too Old to Pursue</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-answer-23-of-the-most-common-interview-questions">How to Answer 23 of the Most Common Interview Questions</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-signs-your-company-is-going-under">10 Signs Your Company Is Going Under</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/25-awesome-websites-to-help-you-get-a-job">25 Awesome Websites to Help You Get a Job</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-words-to-never-use-in-a-job-interview">10 Words to Never Use in a Job Interview</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Career Building Job Hunting age baby boomers experience job skills middle age myths rehired too old training unemployment Mon, 17 Jul 2017 09:00:10 +0000 Paul Michael 1981839 at http://www.wisebread.com These 17 Companies Will Help You Repay Your Student Loan http://www.wisebread.com/these-17-companies-will-help-you-repay-your-student-loan <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/these-17-companies-will-help-you-repay-your-student-loan" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/saving_for_education.jpg" alt="Saving for education" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Student loans can dampen the ability of new grads to get on their feet financially, causing stress at home and at work. According to Student Loan Hero, the graduating class of 2016 had an average student loan balance of $37,172 &mdash; up six percent from the year before.</p> <p>While it's daunting to see that number rise, the good news is that, in an effort to recruit and retain the best hires, a growing number of employers have started programs to help employees pay back those hefty student loans. Here are a few of those companies helping workers get out of debt.</p> <h2>1. Chegg</h2> <p>In April 2015, tutoring and study services company Chegg announced its college loan reduction plan for full-time employees in partnership with Tuition.IO, a company that provides a web-based platform for tracking and managing student loan payments. This benefit has an annual cap of $1,000 (less taxes), but has no cap on the total amount an employee can receive.</p> <h2>2. ChowNow</h2> <p>ChowNow has found this perk so useful in hiring talent that the company decided to double it from when it first started offering it to employees. The Los Angeles-based online food ordering company has an employer-paid student loan assistance program that matches up to $1,000 a year of employee payments.</p> <h2>3. CommonBond</h2> <p>Since December 2016, this lending marketplace platform has been granting $100 per month to its employees to pay down student loans. While CommonBond limits the perk at $1,200 per year, the company continues helping its employees until they fully pay off their student loans. Employees also have the option to refinance their student loans with CommonBond. On average, student borrowers save over $14,000 when refinancing through CommonBond, according to the company.</p> <h2>4. Credit Suisse</h2> <p>The financial services company doesn't offer a lump sum benefit to its employees, but instead provides a 0.25 percent discount on interest rates to workers that refinance their student loans with online lender SoFi.</p> <h2>5. Connelly Partners</h2> <p>Boston-based ad agency Connelly Partners works with Gradifi to offer a student loan repayment plan that improves the longer the employee stays with the company. Like a 401(k) plan, the agency matches up to $100 per month of its employees' debt payments. Employees who stick around for at least six months receive a $1,000 student loan payment bonus. Those who work for the company for five years receive another $1,000 bonus for the sixth year.</p> <h2>6. Fidelity Investments</h2> <p>The financial services firm makes an annual $2,000 direct payment to employees' student loan servicers, up to a total of $10,000. If your career with Fidelity requires you to continue your education, then Fidelity will reimburse you 90 percent of qualifying costs (up to $10,000 per year) of a work-related degree or certification program. You must have worked for the company for at least six months to qualify.</p> <h2>7. Kronos</h2> <p>Based in Chelmsford, Massachusetts, the workforce management software provider has partnered with solutions provider Student Loan Genius to pay up to $500 per year to help employees pay down student debt.</p> <h2>8. LendEDU</h2> <p>Since February 2016, the online marketplace for student loan financing has paid $2,400 per year ($200 per month) to employees with student loan debt.</p> <h2>9. Martin Health System</h2> <p>Employees working in the nursing field at Martin Health System in Florida can receive up to $2,000 per year to help pay down their student loans. In addition to this benefit from Martin Health System, Florida nurses can also work in areas with staff shortages to qualify for the state's Nursing Student Loan Forgiveness Program or the federal Perkins Loan Cancellation for Nurses and Medical Technicians.</p> <h2>10. Moonlite Bunny Ranch</h2> <p>In 2015, Dennis Hof, the owner of the legal brothel Moonlite Bunny Ranch in Nevada, promised to match 100 percent of his employees' student loan payments for two months, up to the full amount that they made during that period.</p> <h2>11. Natixis Global Asset Management</h2> <p>All Natixis employees receive an annual $1,000 student loan repayment benefit, up to $10,000 over a 10-year period. The company used to require that workers reached five years of employment in order to receive a lump sum benefit of $5,000, but did away with the requirement in July 2016.</p> <h2>12. Nvidia</h2> <p>This computing giant offers comprehensive student loan repayment options. First, employees working at least 20 hours per week who graduated within the previous three years can apply for a reimbursement of $6,000 a year for qualifying student loan payments, up to $30,000. Second, employees who successfully refinance their student loans with SoFi receive a bonus ranging from $200 to $500 and pay no loan origination fees. Third, employees who need to go back to college can receive a reimbursement of up to $5,250 each year for qualified job-related educational expenses, including tuition and books, as long as they earn at least a B average.</p> <h2>13. Powertex</h2> <p>The clothing design company was among the first businesses in Wisconsin to partner with Gradifi to offer a student loan repayment assistance program. Powertex gives eligible employees $100 per month for student loan payments for up to six years.</p> <h2>14. PricewaterhouseCoopers (PWC)</h2> <p>Associates and senior associates at the consulting firm receive $100 per month ($1,200 a year) toward student loan payments for up to six years.</p> <h2>15. SoFi</h2> <p>Many employers partner with SoFi to offer a student loan repayment assistance program. The online lender also offers its own eligible employees $200 per month to help them fully pay back student loans.</p> <h2>16. Staples</h2> <p>The office supply retailer offers top-performing full-time employees $100 a month for three years, for a total of $3,600 in student loan assistance. To maintain their eligibility, employees must meet set criteria throughout the entire three years.</p> <h2>17. Aetna</h2> <p>As of January 2017, the health care company matches employees' student loan payments of up to $2,000 per year, with a lifetime maximum of $10,000. The program is available to employees who have graduated within the previous three years from an accredited institution.</p> <h2 style="text-align: center;">Like this article? Pin it!</h2> <div align="center"><a data-pin-do="buttonPin" data-pin-count="above" data-pin-tall="true" data-pin-save="true" href="https://www.pinterest.com/pin/create/button/?url=http%3A%2F%2Fwww.wisebread.com%2Fthese-17-companies-will-help-you-repay-your-student-loan&amp;media=http%3A%2F%2Fwww.wisebread.com%2Ffiles%2Ffruganomics%2Fu5180%2FThese%252017%2520Companies%2520Will%2520Help%2520You%2520Repay%2520Your%2520Student%2520Loan_0.jpg&amp;description=These%2017%20Companies%20Will%20Help%20You%20Repay%20Your%20Student%20Loan"></a></p> <script async defer src="//assets.pinterest.com/js/pinit.js"></script></div> <p style="text-align: center;"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5180/These%2017%20Companies%20Will%20Help%20You%20Repay%20Your%20Student%20Loan_0.jpg" alt="These 17 Companies Will Help You Repay Your Student Loan" width="250" height="374" /></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/damian-davila">Damian Davila</a> of <a href="http://www.wisebread.com/these-17-companies-will-help-you-repay-your-student-loan">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-2"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-stop-student-loans-from-ruining-your-life">How to Stop Student Loans From Ruining Your Life</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-ways-to-get-student-loan-debt-forgiveness">8 Ways to Get Student Loan Debt Forgiveness</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-things-you-didn-t-learn-in-college-but-you-should-have">10 Things You Didn’t Learn in College (but You Should Have)</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/college/college-resources">40+ College Resources for Parents and Students</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-tax-tricks-to-try-if-youre-stuck-with-student-loans">8 Tax Tricks to Try if You&#039;re Stuck With Student Loans</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Education & Training Job Hunting college companies contributions education employee benefits jobs loan repayment plans student loans Thu, 22 Jun 2017 09:00:10 +0000 Damian Davila 1968233 at http://www.wisebread.com How to Get Hired by Your Dream Company http://www.wisebread.com/how-to-get-hired-by-your-dream-company <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/how-to-get-hired-by-your-dream-company" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/leading_a_great_team_to_success.jpg" alt="Leading a great team to success" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Some people have a dream job; others have a dream company. If your dream gig is more of a &quot;who&quot; than a &quot;what,&quot; you'll need to switch up your job-hunting technique. Use these tips, and hiring managers will be eager to extend you an offer at your dream company.</p> <h2>1. Do your homework</h2> <p>You'll give yourself a better fighting chance if you've done your homework before any face-to-face meeting. Find out who the C-level executives are and what the company's mission statement is. This ground-floor research will help you decide if the company's views are in line with your long-term objectives. It'll also demonstrate your dedication when interview day arrives.</p> <p>&quot;This means reading about the company in a variety of places &mdash; their own PR and website, articles about the company in industry publications, and the press,&quot; says human resources expert Laura MacLeod, founder of From the Inside Out Project. &quot;Try to find someone who works or has worked at the company and pick their brain. Try your connections and '2nd degree connections' on LinkedIn.&quot;</p> <p>Once you've done your research, use what you find to focus your pitch. Think about how you'll contribute to the company culture and its bottom line. Make your best case on why you're the best choice for the position.</p> <h2>2. Approach your search actively</h2> <p>If you're limiting your job search to passive online applications, you may be waiting a while for a call. Instead, take a more active approach to getting what you want by letting the decision-makers within the company's &quot;<em>hire-archy</em>&quot; know who you are and what you want.</p> <p>&quot;Your dream company is almost certainly looking for assertiveness, and this means attacking the process from the beginning,&quot; explains Ryan Naylor, CEO and founder of LocalWork.com. &quot;When you hear about the job, whether it's through online job boards or an acquaintance, find a way to make contact with someone. Reach out through your network, locate someone within the ranks, and send them an email or call them on the phone. Use networking tools such as LinkedIn and even Facebook. If you make contact, you have a much better shot at getting that prized interview.&quot;</p> <h2>3. Take advantage of social media</h2> <p>Of course, the best people to network with are those on the inside &mdash; but don't discount those on the outside, either. Creating a rapport with your dream company's clients and associates could turn into a good word on your behalf. It may be a slow build toward the end goal (you'll want to establish a relationship before asking for references or favors), but if patience is your virtue, you can succeed in this endeavor.</p> <p>Social media is a great way to make these connections. Check out the various platforms used by your dream company, and engage. Social media managers will then see that you're a constant presence and interested in the company. Leave comments and start conversations. This could be a great transition into reaching out directly via the platforms' messaging systems to inquire about how you can become part of the narrative permanently.</p> <p>Some larger companies, like Google and Huffington Post, also have separate social media accounts just for job openings. If your dream company has a Twitter, Facebook, or other social media platform just for recruiting talent, be sure to give it a follow and check the feed regularly.</p> <h2>3. Set daily progress goals</h2> <p>Looking for a new job is a marathon, not a sprint. You can't expect to land an interview because you sent over one email attachment detailing your accomplishments. Sometimes it happens like that, but companies that have their pick of the litter usual require a bit more involvement in the hiring process. You need to remind them you're in it to win it, regularly.</p> <p>&quot;Do something every day that gets you one step closer to achieving the interview and the job,&quot; advises corporate trainer Chavaz Kingman. &quot;The more often you submerge yourself in your dream company's ideals and goals, the more easily you'll be able to discuss these goals and ideals in your interview, and in turn on the job.&quot;</p> <h2>4. Adopt a &quot;whatever it takes&quot; attitude</h2> <p>Maybe you get a job offer from your dream company, but it's not exactly the position you wanted. Should you take it anyway? If your goal is getting your foot in the door by any means necessary, then yes. There are other factors to consider, such as taking a potential pay cut &mdash; you may be OK with it, or you may need to negotiate a salary you're more comfortable with. Either way, if you can make it work to accept this position, you should take it. The opportunity to work for your dream company may not come again.</p> <p>Once you're hired, you can really make an effort to shine. Keep up the good work, and it will eventually show management you'd be better suited for the position you really want. Don't go stepping on anybody's toes to get there &mdash; you won't make any friends that way &mdash; but go above and beyond whatever your current job is so your boss will see that you're a dedicated worker.</p> <h2>5. Brush up on basic job-hunting techniques</h2> <p>Getting hired by your dream company takes a little extra legwork, but that doesn't mean you can skip the basics. First, polish up your resume to make sure it's current, spell-checked, and tailored to align with the company's needs. Focus on your successes and achievements, especially any that might be relevant to the job you want. (<a href="http://www.wisebread.com/10-resume-mistakes-that-will-hurt-your-job-search?ref=seealso" target="_blank">10 Resume Mistakes That Will Hurt Your Job Search</a>)</p> <p>Then, prepare for interviews. Yeah, this might be old hat to you by now, but you'll only increase your chances of nailing it if you go in confident and ready to slay. Ask other professionals you know if they'd be willing to give you a practice run and an honest critique. Have them test your knowledge of the subject matter and familiarity with the company background. (See also: <a href="http://www.wisebread.com/how-not-to-answer-10-of-the-most-common-interview-questions?ref=seealso" target="_blank">How NOT TO Answer 10 of the Most Common Interview Questions</a>)</p> <p>Kingman suggests using the S.T.A.R. method when asked to discuss previous work accomplishments. Describe the Situation you were in; the Task you were assigned; the Action you took; and the positive Result of your contribution.</p> <p>Last but not least, do a thorough <a href="http://www.wisebread.com/7-easy-ways-to-clean-up-your-image-on-social-media" target="_blank">social media cleanup</a>. Get rid of unflattering photos, questionable text posts, and anything else inappropriate. Double check your privacy settings, and then view your profiles as an outsider to see what's still visible. Social media searches are a fast way for a company to get an instant feel for your moral character and &quot;real&quot; personality &mdash; don't let a few drunk selfies derail your chance at your dream gig.</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/mikey-rox">Mikey Rox</a> of <a href="http://www.wisebread.com/how-to-get-hired-by-your-dream-company">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-proper-ways-to-discuss-salary-in-a-job-interview">The Proper Ways to Discuss Salary in a Job Interview</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-things-you-should-never-do-during-a-job-interview">10 Things You Should Never Do During a Job Interview</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-keep-your-job-search-a-secret">How to Keep Your Job Search a Secret</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/video-resumes-and-5-other-cool-tricks-to-land-the-job">Video Resumes and 5 Other Cool Tricks to Land the Job</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/12-questions-to-ask-before-you-take-a-job-offer">12 Questions to Ask Before You Take a Job Offer</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Job Hunting dream company dream job getting hired interviewing new job research social media strategies techniques Mon, 05 Jun 2017 08:30:13 +0000 Mikey Rox 1955702 at http://www.wisebread.com How to Keep Your Job Search a Secret http://www.wisebread.com/how-to-keep-your-job-search-a-secret <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/how-to-keep-your-job-search-a-secret" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/interview_panel.jpg" alt="Interview panel" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Looking for a job can be tricky when you already have one. You want to take your career to the next level, but you don't want to risk the job you currently have &mdash; which can happen if your employer finds out you're trying to jump ship.</p> <p>Use these tips to keep your search a secret until you're ready to put in your two weeks' notice:</p> <h2>Keep your job search to yourself</h2> <p>There's no need to tell anyone else about your job search, least of all your coworkers. It doesn't matter how close you are, it's still none of their business. Loyalty is a fickle beast when positions are up for grabs, and if your coworkers see a chance to get a leg up, you may find yourself thrown under a proverbial bus. Rumors can spread like wildfire, and they'll eventually hit the boss. You could compromise your current employment if you don't have control of the narrative. Best to say nothing at all.</p> <h2>Stay away from company equipment</h2> <p>Using company equipment to conduct a job search seems like an obvious no-no, but you'd be surprised how many people don't recognize the risk until they get caught. Your activities may be monitored, and it'll be hard to explain yourself when IT has proof that you're wasting company time and resources to further your career elsewhere.</p> <p>Always use your personal computer and mobile devices to look for jobs and respond to emails, and only provide your personal phone numbers for calls. Don't use the office copier or fax for resume or other job-search materials, either; you could accidentally leave your resume on the machines, thereby ratting on yourself.</p> <h2>Continue giving 100 percent at your current job</h2> <p>Remember when you were a senior in high school? It was so hard to put forth the effort during that last week of class. It's common to adopt a similar attitude when you're planning to leave a job. You might tell yourself that you'll be gone soon anyway, so why bother trying to impress anyone? But this is a dangerous mentality. It's important to remain professional until the day your tenure ends at your current position.</p> <p>&quot;Don't ease off the gas just because you are thinking about leaving,&quot; says Ryan Naylor, CEO and founder of LocalWork.com. &quot;Maybe that new job won't come, or maybe you want a good referral later. If you do leave, you want to leave behind a continued path of goodwill, not burned bridges.&quot;</p> <h2>Don't announce your intentions on social media</h2> <p>Even though you think your social media accounts are &quot;private,&quot; remain cautious. People are nosy, and it's common practice these days for employers to check in on their employees' social media presence. If you don't say anything, you don't have to explain anything. This is especially true on LinkedIn; use the service to search for open positions and network with contacts, but don't outwardly declare that you're looking for a new job. It's almost guaranteed to get back to your employer.</p> <p>Nancy Schuman, chief marketing officer at recruitment firm Lloyd Staffing, adds, &quot;Make your activity stream on LinkedIn private and turn off broadcasts. Don't list your current employer by name on your resume. Instead, describe it as a 'large financial institution,' 'a well- known consumer products company,' etc.&quot;</p> <p>Same goes for Facebook, Twitter, and any other platforms you use. You may not be directly connected to your boss, but chances are you're connected to someone you work with, or someone who knows someone you work with. These services may help you make connections faster, but it's best to target individuals in your network directly who may be able to help you. It'll certainly be less dangerous than making a blanket post on Facebook about how you'd like a better job.</p> <h2>Don't send resumes to blind ads</h2> <p>When applying for positions, make sure you know to whom you're sending your resume and information. On platforms like Craigslist, often the job description is listed but the employer remains anonymous. This could spell trouble if you inadvertently respond to an ad your current employer is running.</p> <p>Certified career coach Cheryl Palmer relays a story of a job seeker who made that mistake.</p> <p>&quot;A woman once told me that her coworker responded to a blind ad and then was confronted a short while later by someone in the company from Human Resources,&quot; she says. &quot;The HR professional asked her if she was looking for another job. The woman lied and said no. The HR professional responded, 'I got your resume.' It turned out that the job that this woman had unwittingly applied for was at her own company.&quot;</p> <p>If you're posting to job boards, do that anonymously as well. You never know who's on there. If HR is searching for candidates for your office and they find you, you'll have some explaining to do.</p> <h2>Keep your interview attire in your car</h2> <p>Try not to take time off work to go on job interviews, if only to avoid raising a red flag on why your attendance is suddenly sporadic. If need be, schedule interviews during your lunch break or possibly after work. If there's no wiggle room, as a last resort, take one day off from your current job and try to schedule multiple interviews on that day.</p> <p>To expedite the interview process during work hours &mdash; like lunchtime, for instance &mdash; keep interview attire in your vehicle so you can change in and out of it at a discreet location. A suit and tie will be a dead giveaway if you normally wear jeans and a polo. You can only use the &quot;I have a funeral to attend after work&quot; excuse so many times before your coworkers start to think you're an agent of death.</p> <h2>Use references outside your current company</h2> <p>If you're trying to keep your job search a secret, why would you list your current employer as a reference? Surely you can find other people to vouch for you who don't have the power to fire you for making poor decisions.</p> <p>To avoid this predicament, Schuman suggests letting a prospective employer know that you will offer a current reference once you have a job offer. &quot;But do have other references lined up who know you and your work well for them to contact in the interim,&quot; she adds.</p> <h2>Ask for confidentiality at your interview</h2> <p>You may even go so far as to ask the person with whom you're interviewing not to reach out to your current employer. Just mention that you'd rather keep your current employer out of it; most hiring managers will understand.</p> <p>Schuman suggests, &quot;If you are working with a recruiter, tell them your confidentiality must be maintained; ask to be made aware of all prospective opportunities <em>before</em> your resume is referred.&quot;</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/mikey-rox">Mikey Rox</a> of <a href="http://www.wisebread.com/how-to-keep-your-job-search-a-secret">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-2"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/11-ways-college-grads-can-get-ahead-in-the-job-hunt">11 Ways College Grads Can Get Ahead in the Job Hunt</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/jumpstart-your-job-search-with-instagram">Jumpstart Your Job Search With Instagram</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-things-you-should-never-include-in-your-cover-letter">7 Things You Should Never Include in Your Cover Letter</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-proper-ways-to-discuss-salary-in-a-job-interview">The Proper Ways to Discuss Salary in a Job Interview</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-get-hired-by-your-dream-company">How to Get Hired by Your Dream Company</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Job Hunting career confidentiality discreet interviewing new jobs privacy resumes social media work Thu, 01 Jun 2017 08:30:18 +0000 Mikey Rox 1957429 at http://www.wisebread.com The Proper Ways to Discuss Salary in a Job Interview http://www.wisebread.com/the-proper-ways-to-discuss-salary-in-a-job-interview <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/the-proper-ways-to-discuss-salary-in-a-job-interview" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/confident_young_job_applicant.jpg" alt="Confident young job applicant" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Interviewing for a new position can be stressful. It's also a balancing act that can take time, and practice, to perfect.</p> <p>When it comes to salary expectations, the pressure increases exponentially. How much will they pay you? How much dare you ask for? What about benefits, and other deciding factors? The way you play this game can put thousands of extra dollars in your paycheck. So how should you bring it up?</p> <h2>When to discuss salary</h2> <p>There are a few different schools of thought on this. Some people say that you should wait until the person asking the questions mentions it. If they don't bring it up, you stay silent and wait for the next interview (if there is one). Others say that you should bring it up yourself if the interviewer doesn't mention it or skates around the subject. And some people are of the firm belief that you should only discuss salary once you've been offered the job.</p> <p>The fact is, there's no right or wrong answer here. You have to get a feel for how the interview process is going, and also the demeanor of the person doing the interview. If you have an instant rapport with this interviewer, and the meeting is going exceptionally well, you can be fairly confident that bringing up the subject of salary without being prompted will be OK.</p> <p>However, if you have one of those interviews with a cold interviewer behind the desk and very little chitchat, asking about salary in an already tense atmosphere could just make things worse.</p> <p>If the interviewer starts talking about the subject, without actually mentioning salary directly (for instance, they discuss benefits packages, paid time off, sick leave, and so on) then you have a natural &quot;in&quot; to bring it up.</p> <h2>Salary research is imperative</h2> <p>Chances are you already know the salary range for this position. If you don't, be prepared. Before you go into the first interview, or even apply for the job, do your research. Look on sites like Salary.com and Glassdoor.com to find the salaries of people in the position for which you're applying. Get a good range. Then, look at what different companies are paying for that role, and how that salary differs from state to state (or even country to country).</p> <p>You need to understand what you are worth and what the market will pay for someone with your skills and expertise. When you have that information, you put yourself in a position of confidence. Knowledge is power, and you will have a much stronger negotiating position if you have the research to back you up.</p> <h2>Use the anchoring technique</h2> <p>It's a technique widely used by people in sales, advertising, and marketing, and it works. Contrary to popular opinion, <em>you</em> need to come out with the first number in the interview. Old school interviewers and interviewees will say this is risky because you could name a number so high it disqualifies you, or so low you'll miss out on more money. Actually, as long as you've done your research, it's good business, and puts you in control of the discussion. (See also: <a href="http://www.wisebread.com/this-simple-negotiating-trick-puts-money-in-your-pocket?ref=seealso" target="_blank">This Simple Negotiating Trick Puts Money in Your Pocket</a>)</p> <p>Let's take a hypothetical: You know that this position is worth, say $95,000 a year plus benefits. You also know that you are highly-qualified, have a superb resume, impeccable references, and that the company in question has had trouble filling the role. Therefore, you ask for much more than $95,000. Start at $120,000, or more. You have good reason to want this much money. You are worth it, and every day the company does not have this role filled, they are wasting time and money looking for a candidate. If they really want you, they'll pay it. If they don't, they won't.</p> <p>By anchoring the interviewer to a higher figure, you can eventually haggle your way to a salary that you are comfortable taking &mdash; say $100,000, which may be $5,000 more than the company wanted to spend, but $20,000 less than your asking price. Everyone's a winner.</p> <h2>How to tackle some of the tricky salary questions</h2> <p>You are going to get asked about salary in a variety of ways. Remember, you're in a negotiation; you want the most money for the role and they want to pay as little as possible. Here are some typical questions, and how to handle them.</p> <h2>&quot;What kind of salary range are you looking for?&quot;</h2> <p>Think about that for a second. It's a ridiculous question. They're asking you, &quot;What is the least amount of money you would be willing to take for this role, and what is your high-end?&quot; Do you think they're going to give you the top end of your salary range? Of course not, you've already told them how cheaply they can get you.</p> <p>So, narrow the answer down to something that gives very little wiggle room. For example, &quot;I'm looking for a salary in the high $90s&quot; focuses on a salary that's at least $97,000 a year. If you say &quot;$90,000&ndash;$100,000,&quot; guess what &hellip; you're getting $90,000.</p> <h2>&quot;How much are you currently making?&quot;</h2> <p>This is another nasty question, although it may seem like a perfectly innocent one to ask. You may currently be earning $60,000 a year, but so what? After doing the research, paired with your experience, you know you should be getting at least $80,000 a year for the job to which you're applying.</p> <p>Don't fall into this trap, because you are selling yourself short. Simply answer with something like, &quot;It's an apples to oranges comparison to compare my current salary to this role. If you supply me with more information about the role, the benefits package, the hours, the workload, and so on, I can let you know what salary I am looking for.&quot;</p> <h2>&quot;What are your salary expectations?&quot;</h2> <p>&quot;Ummm &hellip; I'd like as much money as possible please!&quot; Clearly, that's not the right answer, but that's what you're thinking. Again, you need to be realistic based on the research you've done, your current level of experience, and what you can bring to this new firm. There is no harm in saying &quot;That's not a question I can answer until I have a much better grasp on the requirements of the position, and what benefits come with it.&quot;</p> <h2>&quot;We really want you, but can't afford you. Would you take a pay cut?&quot;</h2> <p>If you've already named your price and they ask you this question, don't give up. If they really want you, they should be willing to pay. This is a sly way of setting your expectations low. They're saying &quot;We're cheap, we want to pay the minimum.&quot;</p> <p>Well, until you know what that minimum is, you cannot possibly answer this question. Never say, &quot;I'd consider it,&quot; or, &quot;Sure, if that's what it takes to get my foot in the door.&quot; That's just rolling over for them. Instead, make them put the entire offer on the table first, including benefits, travel allowances, vacation time, sick time, and so on. It's possible that you could take less money than you're earning now if they give you other concessions, like working only four days a week, working remotely, or getting six weeks of paid time off.</p> <p>Remember, salary negotiation is a crucial part of the interview process, but you should not be chastised for wanting a good living wage. Good luck out there.</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/paul-michael">Paul Michael</a> of <a href="http://www.wisebread.com/the-proper-ways-to-discuss-salary-in-a-job-interview">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-2"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-get-hired-by-your-dream-company">How to Get Hired by Your Dream Company</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-keep-your-job-search-a-secret">How to Keep Your Job Search a Secret</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/11-ways-college-grads-can-get-ahead-in-the-job-hunt">11 Ways College Grads Can Get Ahead in the Job Hunt</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-things-you-should-never-include-in-your-cover-letter">7 Things You Should Never Include in Your Cover Letter</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-answer-23-of-the-most-common-interview-questions">How to Answer 23 of the Most Common Interview Questions</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Job Hunting advice anchoring technique interviewing negotiations new jobs pay questions research salary strategies wages Tue, 23 May 2017 09:00:11 +0000 Paul Michael 1951908 at http://www.wisebread.com How to Have a Successful Skype or Video Job Interview http://www.wisebread.com/how-to-have-a-successful-skype-or-video-job-interview <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/how-to-have-a-successful-skype-or-video-job-interview" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/iStock-656378092.jpg" alt="" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>We all had a good laugh over the British journalist <a href="https://www.youtube.com/watch?v=Mh4f9AYRCZY" target="_blank">being upstaged by his kids</a> while trying to give a BBC video interview. All laughs aside, it did bring up an important subject: How do you conduct a great video interview for a new job?</p> <p>It's now possible to interview for positions all over the country, if not the world, using modern technology. It's also easy to get distracted or interrupted. If you're getting ready to jump online for your next interview, follow these steps for success.</p> <h2>1. Clean up the area</h2> <p>It's imperative that you have everything you need at hand before starting the video interview, including a clean home office. Organize your workspace thoroughly, clean the desk, and tidy up the room. You may look the part, but a messy, disorganized background can send red flags to the interviewer.</p> <p>If you really don't have the time or ability to clean up the space behind you, consider a backdrop. Something as simple as a plain bedsheet (nothing patterned or &quot;loud&quot;) hung from the ceiling can work. Black or gray works best, but as long as it doesn't distract, it will do the job.</p> <h2>2. Look directly into the camera</h2> <p>This cannot be emphasized enough &mdash; the camera lens should be treated like the eyes of the person interviewing you. If you don't focus your attention there, you're not making eye contact with the interviewer, and that can come across just as rude as if you were doing it face-to-face.</p> <p>There are a few steps you can take to make this easier. First, you could place something next to the camera, like a bright sticky note (you can even draw eyes on it as a reminder). Throughout the interview, that will prompt you to focus your gaze there.</p> <p>Another option is to turn off the webcam preview that shows you what your interviewer is looking at &mdash; you. It's in our nature to look at ourselves, and when we see that little window with our picture in it, our eyes immediately wander there. By turning that off, you'll be much more inclined to look at the camera.</p> <h2>3. Go to the bathroom first</h2> <p>It may sound like a no-brainer, but before you know it, you're shifting in your seat five minutes into a one-hour interview. This is not good. Not only will the interviewer pick up on how uncomfortable you are, but it will totally hamstring your performance. You won't be able to think clearly, your responses will be rushed, and you might even start sweating.</p> <p>Do yourself a favor: Go to the bathroom beforehand, even if you're not feeling the need. And don't drink a lot of water right before you start.</p> <h2>4. Keep the interview room off-limits</h2> <p>If there's one thing we can take from the poor journalist being interrupted by his kids, it's that he should have found a way to secure the room. If you have the ability to lock the door, do it. If you don't, consider putting a bolt on the door, or use something to block the entrance (as long as it isn't showing on camera).</p> <p>Take it a step further and ask the people you live with if they'd be willing to step out of the house when the interview is scheduled. Even if the room is secured, noises from outside the room can still be very distracting. Ideally, you want a quiet room in an empty house.</p> <h2>5. Do your homework</h2> <p>Just like any other interview, you need to have your ducks in a row. With a video interview, your facial expressions are actually more apparent, because that is all the interviewer will be focusing on. So, when you're stumped on a question, or struggling to find a reply, it will really show.</p> <p>To avoid that, spend time studying the company. Prepare a series of questions to ask the interviewer. Do a practice run with a friend or colleague. Make sure you know as much as you possibly can, and then, practice a great response for questions that really will stump you.</p> <h2>6. Check the equipment thoroughly</h2> <p>Any time anyone does something live, they fear gremlins in the works. Technological glitches are common, and they can happen to anyone. Life being what it is, they often happen at the worst possible times.</p> <p>So, do everything you can to test your equipment thoroughly the day before the interview. Make sure the camera is working, and focused. Check the microphone. Check the sound levels. Check the cables. Do a test run, record yourself, and play it back. By doing this a day before, you give yourself plenty of time to fix the issues without risking missing your interview.</p> <h2>7. Dress for success</h2> <p>A video interview is no excuse to wear casual clothing and look like you've just gotten out of bed. This is not a phone interview. You are presenting yourself to your potential employer, and you want to look the part.</p> <p>That means dressing for the occasion, and that can differ between industries. If you're in a corporate career, you'll need to dress for business. If it's a more creative profession, you can obviously be a little less formal, but you'll still need to look the part. And of course, you need to look fresh and camera-worthy. Hair, makeup, clean teeth, clean nails, the works. Treat this just like you'd treat a regular interview, and give yourself plenty of time to get ready.</p> <h2>8. Remember you're on camera</h2> <p>The interviewer can see you, and you can see them. But if you're sitting in front of a computer that doubles for your personal use, it can be easy to forget, and slip into a more comfortable position. Gradually, you may start to slouch, scratch your nose (or pick it &hellip; disaster), divert eye contact, or even start flicking through messages on your phone.</p> <p>If these things happened in a face-to-face meeting, you'd be hard pressed to finish the interview. You'd have blown it. It's just the same over video chat. The interviewer will feel insulted and disrespected, and you will have blown any chance of a follow up. If it helps, put a sign next to the camera that says &quot;Smile, you're on camera!&quot; It may sound silly, but it really makes a difference.</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/paul-michael">Paul Michael</a> of <a href="http://www.wisebread.com/how-to-have-a-successful-skype-or-video-job-interview">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-2"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-ways-to-ace-your-next-phone-interview">7 Ways to Ace Your Next Phone Interview</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/13-ways-to-make-a-good-first-impression-at-your-next-job-interview">13 Ways to Make a Good First Impression at Your Next Job Interview</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-questions-you-should-ask-at-every-job-interview">5 Questions You Should Ask at Every Job Interview</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/12-questions-to-ask-before-you-take-a-job-offer">12 Questions to Ask Before You Take a Job Offer</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/this-interview-technique-will-get-you-hired">This Interview Technique Will Get You Hired</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Job Hunting Technology conference call distractions Job Interview preparedness skype video chat video interview Mon, 15 May 2017 08:30:06 +0000 Paul Michael 1945044 at http://www.wisebread.com 7 Things Employers Care About More Than Your Degree http://www.wisebread.com/7-things-employers-care-about-more-than-your-degree <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/7-things-employers-care-about-more-than-your-degree" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/iStock-587892248.jpg" alt="Woman learning things employers care about more than a degree" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>A college education is a wonderful asset. You get a foundation on which you can build a great career, life experiences, and friendships that can last a lifetime. However, a degree is not the be-all and end-all of what makes you an ideal job candidate. Employers are looking for other key factors that separate you from the crowd.</p> <h2>1. Hands-on experience</h2> <p>There is a world of difference between college experience and real world experience. As it was so profoundly put in <em>The Secret of my Success</em>, it comes down to this: &quot;What you've got is college experience, not the practical, hard-nosed business experience we're looking for.&quot;</p> <p>Education is great, but it doesn't compare to being in the trenches, and employers know that. If you've got years of experience under your belt, it can often take the place of a degree or other form of education. And, it means you have references from people in the industry. This is by far the best way to separate yourself from the competition.</p> <h2>2. Ability to solve problems</h2> <p>It doesn't matter whether you have an office job, work in a garage, or are out in the fields every day. Whatever your chosen career, you are going to encounter problems; it's a daily part of every job. How you handle those situations will hold you in good stead, and problem solvers are highly prized.</p> <p>Do you think laterally? Can you condense the problem into key issues that should be addressed? Do you take charge when faced with a challenge? If you can hold your head up high and demonstrate your ability to solve problems quickly and effectively, your future employer will find you very hirable.</p> <h2>3. Communication skills</h2> <p>Directly related to problem solving, how well you communicate can be just as important as what you're communicating. It's no good having a great solution to a problem if you're afraid to speak up, or find yourself unable to distill your thoughts into actionable directions. Someone who can communicate well, and in a way that motivates and produces results, is a great asset to any employer.</p> <h2>4. Collaboration skills</h2> <p>Loners tend not to do well in most jobs. Sure, there are a few exceptions here or there, but for the most part, you must be able to work well as part of a team. In fact, one of the keywords you'll see most frequently listed in job postings is &quot;team player.&quot; Employers want candidates who can quickly and easily become part of a team, even if individuals in the group have clear differences. A candidate that can put aside those differences to produce a great team effort is worth their weight in gold.</p> <h2>5. Work-related achievements</h2> <p>Think about what achievements you can use as a plus during your application and hiring process. Have you written a successful blog or book about the industry? Are you a guest speaker at industry-related events? Have you appeared on television or radio? Have you won any industry awards?</p> <p>Any and all of these things can go a long way to getting you hired, and are often far more valuable than a degree. It shows that you know your stuff and know it well. Don't be afraid to list your achievements, even if they're not directly related to the job. They still count, and they have cachet.</p> <h2>6. Volunteer work</h2> <p>Charitable endeavors can do a lot to highlight the kind of person you are, and employers love seeing this on a resume. First and foremost, it's a sacrifice of personal time to do something for the greater good, and that says a lot about your character. The kinds of charities you work for can also sway the employer even more.</p> <p>For example, while volunteering at an animal shelter is great, helping people in need, like military veterans, will hold a little more value. How long you have been volunteering is also important. If you have been at it for 10 years, despite a poor economy and changing jobs a few times, it shows real dedication. And of course, you will get excellent references from anywhere you volunteer for, which leads to the final point.</p> <h2>7. Awesome references</h2> <p>The old saying &quot;It's not what you know, it's who you know&quot; is directly applicable to your career. In fact, many people climb the corporate ladder with great speed due to knowing the right people, regardless of skills or accomplishments.</p> <p>For example, let's say you're in the film industry, and you have no formal education in video production, editing, sound, or any of the other required skills. The employer will obviously overlook all of that if you have a reference from Steven Spielberg, Ron Howard, or Martin Scorsese. This is, of course, an extreme example. But if you have references from well-respected professionals in the industry, you're golden.</p> <p>When it comes to getting a job, you need to use every advantage you have; especially if you do not have the &quot;right&quot; kind of education for the position. But if you're smart and inventive, you can still get the job without the diploma. Good luck.</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/paul-michael">Paul Michael</a> of <a href="http://www.wisebread.com/7-things-employers-care-about-more-than-your-degree">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-3"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-skills-todays-employers-value-most">7 Skills Today&#039;s Employers Value Most</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/15-questions-you-should-always-ask-at-the-end-of-a-job-interview">15 Questions You Should Always Ask at the End of a Job Interview</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-surprising-ways-to-pay-off-your-student-loans">8 Surprising Ways to Pay Off Your Student Loans</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-job-myths-boomers-should-stop-believing">6 Job Myths Boomers Should Stop Believing</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-things-you-should-never-do-during-a-job-interview">10 Things You Should Never Do During a Job Interview</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Education & Training Job Hunting accomplishments college education employers experience getting hired no diploma skills volunteering Fri, 12 May 2017 08:30:07 +0000 Paul Michael 1943629 at http://www.wisebread.com 5 Budget Overhaul Tricks for the Recently Unemployed http://www.wisebread.com/5-budget-overhaul-tricks-for-the-recently-unemployed <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/5-budget-overhaul-tricks-for-the-recently-unemployed" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/iStock-626693162.jpg" alt="Man learning budget overhaul tricks for the recently unemployed" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Losing your job is an overwhelming experience. Not only do you have to deal with the emotional and psychological fallout of being let go, but you also have to quickly figure out how to survive financially until you land a new job.</p> <p>Fortunately, there are some budgeting tricks that even the most budget-averse can use to stretch their dollars after a job loss. Here are five tips that can help you make the most of your finances while you are unemployed. (See also: <a href="http://www.wisebread.com/how-to-manage-debt-while-unemployed?ref=seealso" target="_blank">How to Manage Debt While Unemployed</a>)</p> <h2>Cut spending from easiest to hardest</h2> <p>The trick to an effective budget overhaul is to start your cuts with the expenses you care the least about. Freeing up money that is going to budget items you don't care about is much easier than having to restructure your life by moving to a cheaper place or selling your car. So it is always smart to start with the easy cuts, and move up the chain to the ones that are harder to cut.</p> <h3>1. Cancel unused subscriptions</h3> <p>Subscription-based companies are a huge part of our economy right now, and many companies make their money through subscription services their customers no longer use. You are probably aware of your subscriptions to services such as Audible or Stitch Fix if you use them often, but if you're like many consumers, you're still paying for older subscriptions you've forgotten you signed up for.</p> <p>Taking a couple of hours to comb through your statements to find unused subscription charges and cancel them can free up a surprising amount of money without you having to give up anything you need or use. Even if you are unwilling to do the work of canceling these subscriptions yourself, apps like Trim and Truebill will do the work for you for free.</p> <h3>2. Reduce necessary expenses</h3> <p>Once you've taken care of the expenses that you didn't know you had, you can start working on reducing your necessary expenses &mdash; without eliminating them entirely. In particular:</p> <ul> <li>Cut your cellphone bill by reducing your data plan. Not only will you probably be using less data while you are job hunting from home, but you may already be paying for more data than you need. Android and iPhone users can download the free My Data Manager app to track their data usage.<br /> &nbsp;</li> <li>Call your internet or cable company to downgrade your package. Canceling cable is the standard advice for saving money, and for a good reason &mdash; it's an easy place to trim budget fat. However, even if you don't have cable, you can often negotiate a lower price with your internet service provider simply by asking. When you call, know the lowest going rate your provider is offering to new subscribers, as well as the rates of the competition. Mention that you are a loyal customer for however many years, and ask for some price consideration. (See also: <a href="http://www.wisebread.com/3-tv-must-haves-once-you-cut-the-cable-cord?ref=seealso" target="_blank">3 TV Must-Haves Once You Cut the Cable Cord</a>)<br /> &nbsp;</li> <li>Reduce your energy bills by <a href="http://www.wisebread.com/shrink-your-utility-bill-by-plugging-these-surprising-home-energy-leaks" target="_blank">plugging energy leaks</a>, lowering (or raising) your thermostat, and using your appliances more efficiently.<br /> &nbsp;</li> <li>Lower your food bill by reducing or eliminating dining out, and by following the rules of frugal grocery shopping: eat beforehand, make a list and stick to it, and shop your pantry before you go to the store.</li> </ul> <h3>3. Call your creditors</h3> <p>If you have a student loan, it's a good idea to call your lender let them know of your job loss. <a href="http://www.wisebread.com/what-is-student-loan-forbearance-anyway" target="_blank">Federal student loans offer options</a> for hitting the pause button on your payments if you are struggling financially. While there are no such options for private loans, calling your lender and explaining the situation can still potentially get you a reduction in your monthly payment. Creditors would prefer to have you be proactive about a financial hiccup than have to get in touch with you after you miss a payment.</p> <p>You can make a similar call to your credit card issuer if you are unable to afford the minimum payment. Many banks will work with you if you explain the situation and propose some sort of repayment plan. They may even waive fees and reduce your interest rate. You may also want to request that they report your payments as on time to the credit bureaus. They can always say no, but it's worth asking.</p> <p>Just be aware that many of these actions will mean you are spending more for your loan overall, because they will increase your repayment timeline. If this will give you the breathing room you need until you find another job, it will certainly be worth it, but be mindful of the long-term consequences. (See also: <a href="http://www.wisebread.com/5-tricks-to-consolidating-your-debt-and-saving-money?ref=seealso" target="_blank">5 Tricks to Consolidating Your Debt and Saving Money</a>)</p> <h3>4. Negotiate your rent payment</h3> <p>Even though your rent payment may seem like it's a take-it-or-it leave amount, there is often some wiggle room, especially if you are a reliable tenant and have plans to stay where you are for a while. The best way to accomplish this is by asking your landlord for a longer-term lease in exchange for a discount on your rent. That can be a win-win for both of you.</p> <h3>5. Slash your car payment</h3> <p>Having a car payment is a tough Catch-22 when you are unemployed. Unless you live in a place like New York City, you generally need the car to be able to effectively search for a job and show up to interviews. But without a job, the payments can be overwhelming.</p> <p>If you have good credit, your lender may be willing to let you adjust your loan by extending the term to lower the monthly payment. This helps you keep your car and lower your monthly expenses, although it will increase the amount you pay overall for the life of the loan.</p> <p>If eliminating the expense of the car payment will make a big difference to your unemployment budget, then it might be a good idea to sell the car. This option is best if it will enable you to secure other transportation. In some cases, car owners with enough equity in their cars can sell it off and buy an inexpensive used car for cash.</p> <h2>Know what luxuries you need to keep going</h2> <p>After a major financial setback, many people are tempted to cut every expense to the bone in an attempt to stretch their money as far as it'll go. While you certainly do need to cut back and be mindful of how you spend your money, an austerity budget can be a mistake because it can be next-to-impossible to adhere to. The minute you cheat a little bit on your budget, it triggers the <a href="https://www.psychologytoday.com/blog/changepower/201111/beware-the-what-the-hell-effect-especially-holidays" target="_blank">&quot;what-the-hell&quot; effect</a>, wherein you think that you've already screwed up your budget a little, so why not screw it up a lot?</p> <p>In addition, being unemployed and looking for a job is emotionally taxing. If you cut out every little luxury, then you'll have less emotional bandwidth to keep up the difficult slog of applying for jobs.</p> <p>So it's a good idea to maintain a small line item in your budget for a luxury that will help sustain you through the unemployment. For example, you might maintain your gym membership, so you can keep working out and enjoying the mood-enhancing effects of endorphins. Or you could keep the occasional happy hour with friends, so you can stay connected with your favorite people or former colleagues (who may even provide knowledge that could help you find your next job).</p> <p>The important thing to remember about these types of luxuries is that they do need to be small line items. There is a difference between sustaining yourself and indulging yourself, and you need to keep that difference in mind until you find a new job.</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/emily-guy-birken">Emily Guy Birken</a> of <a href="http://www.wisebread.com/5-budget-overhaul-tricks-for-the-recently-unemployed">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/23-effortless-ways-to-go-green-and-save-money-too">23 Effortless Ways to Go Green (and Save Money, Too)</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-living-on-a-tight-budget-makes-you-happier">How Living on a Tight Budget Makes You Happier</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/heres-how-too-many-decisions-costs-you-money">Here&#039;s How Too Many Decisions Costs You Money</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/its-time-to-drop-these-6-rules-of-money-etiquette">It&#039;s Time to Drop These 6 Rules of Money Etiquette</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/4-parenting-mistakes-to-avoid-when-teaching-kids-about-money">4 Parenting Mistakes to Avoid When Teaching Kids About Money</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Budgeting Job Hunting budget budget tips budget tricks out of work saving money Spending Money unemployment Wed, 03 May 2017 07:49:36 +0000 Emily Guy Birken 1938922 at http://www.wisebread.com 11 Ways College Grads Can Get Ahead in the Job Hunt http://www.wisebread.com/11-ways-college-grads-can-get-ahead-in-the-job-hunt <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/11-ways-college-grads-can-get-ahead-in-the-job-hunt" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/iStock-476073295.jpg" alt="College grad learning how to get ahead on the job hunt" title="" class="imagecache imagecache-250w" width="250" height="141" /></a> </div> </div> </div> <p>It's a dog-eat-dog post-college world out there for new grads. It was when I graduated in 2003, and I hear the same grumblings today from next-gens looking for work.</p> <p>While I can't promise that any of my advice will get you hired, I can ensure that it'll at least help you get your professional endeavors off on the right foot. As such, consider these ways to get ahead in the job hunt.</p> <h2>1. Explore entrepreneurship while you're still in school</h2> <p>Entrepreneurship isn't for everyone, but I do recommend it to everyone. I started my first business while I was still in college, which eventually evolved into a successful media business. That has, in turn, provided me with the financial and recreational freedom to pursue other interests and revenue streams.</p> <p>More than that, though, trying to become your own boss at a young(ish) age, even if you don't quite know what you're doing yet, will never be considered a failure. At the very least, you'll gain skills than can help you in future prospects, learn how to interact with customers, and make connections networking with other professionals. This will give you a major edge over your contemporaries.</p> <h2>2. Volunteer to enhance work ethic and build references</h2> <p>Volunteering, especially right after college, looks great on a resume because it lets an employer know that you're committed to a cause. It's not just about listing the noble charities to which you've given your time, but rather how you turned these opportunities into in-the-field, ethic-building ventures. The experience will undoubtedly help you make contacts and build references who will sing your praises when called upon. Of course, seeing the world, meeting and helping people, and gaining a sense of purpose and self are pretty cool, too.</p> <h2>3. Pursue internships to gain industry experience</h2> <p>I held two internships at a time in college because I knew I wanted to work in media, specifically journalism. Unfortunately for me, I fell in love with a college that didn't offer a journalism major, and that meant I had to make up the difference &mdash; big time.</p> <p>One of my internships was writing news for an ABC-affiliated AM news-radio station, while the other was writing about music for a local magazine. Each of these internships provided me with vastly different skills, but they both prepared me for applying to my first paid writing positions. I went into those jobs better prepared, perhaps, than other candidates.</p> <p>Alexis Chateau, founder and managing partner of her own eponymous public relations firm, credits internship for her success. In addition to the internship, she suggests taking on spec assignments for free to show potential employers what you've got.</p> <p>&quot;College students should take on pro-bono work, to build their portfolio, if they work in an area that requires it,&quot; she says. &quot;An impressive portfolio can open up almost any door in business.&quot;</p> <p>I can personally vouch for this tactic. When I started my journalism career, I wrote many articles for free just to get published. When I had enough clips that showed that I was a capable and cognizant writer, editors responded in kind by hiring me for work.</p> <h2>4. Connect with prospective companies online</h2> <p>If there are particular companies at which you're interested in working, follow them online so you can get a better idea of what they're all about. When you go into an interview with something smart and relevant to say about the company, you won't go unnoticed by the interviewer.</p> <p>&quot;These days, smart companies are using their social media to have a dialogue with the public, and this dialogue is a great way for people to figure out a company's core values, their mission, and the language they use in order to connect with them, and present yourself as an ideal candidate,&quot; explains Carlota Zimmerman, a New York-based career coach and success strategist.</p> <p>Zimmerman suggests also liking the company's Facebook page, as someone through the grapevine may notice and reach out. It may not be that easy, but any potential connection is a valuable connection.</p> <h2>5. Clean up your social media</h2> <p>This is the digital age, when everyone and their mother has a social media presence. Chances are, if you're fresh out of college, you've got a few things floating around your Facebook or Instagram account that may not paint the prettiest picture of you to an employer. And believe me, your prospective employers will be looking.</p> <p>Before you even send out your resume, do a deep clean of all of your social media accounts. Scrub embarrassing posts, delete or untag yourself from unflattering photos, and double check your privacy settings. Then, view your profile publicly to see what information is still accessible. A tedious process? Yes, but so is unemployment. (See also: <a href="http://www.wisebread.com/7-easy-ways-to-clean-up-your-image-on-social-media?ref=seealso" target="_blank">7 Easy Ways to Clean Up Your Image on Social Media</a>)</p> <h2>6. Tap into your personal network for professional tips</h2> <p>Nearly every single adult you know is a professional with years of experience in their field. Some of them have had the same jobs forever, and some of them have changed careers frequently. No matter the case, these folks can be helpful not only in the advice they can provide, but they may also be able to point you in the right direction of employment.</p> <p>Kristine Thorndyke, who landed a full-time gig in Los Angeles before she graduated, offers advice on how to apply this principle within your own college community.</p> <p>&quot;Join a club or school committee based around a particular skill or interest you intend on pursuing in the future,&quot; she says. &quot;For example, if you are a business major, see if there are any groups or committees that meet up or, oftentimes, a designated business fraternity. These kinds of groups usually have access to professionals in the field you intend on pursuing and can help coordinate meet and greets with these professionals or alumni.&quot;</p> <h2>7. Take advantage of your school's career services resources</h2> <p>When I was looking for a job in Manhattan, I was willing to take all the help I could get. Enter Career Services at my alma mater. These centers provides free resources that not only help students write proper resumes, but also facilitate conversations between alumni and new grads based on field of interest, skill level, and more. My own Career Services connected me with the right people so I could start putting out feelers and getting a handle on what my options were.</p> <p>&quot;Reach out to alumni from your school and ask them out for a coffee to 'pick their brain,'&quot; Thorndyke suggests. &quot;Oftentimes, this alumni has connections or ties to companies that are hiring and will be impressed that you were driven enough to meet and learn more about the kind of work they do and their insight and/or suggestions for you.&quot;</p> <h2>8. Practice how to give a good interview from start to finish</h2> <p>Interviewing for a job is an art form. There are a million things that go into giving a great one, from how you dress to your follow-up thank-yous. As with everything else, of course, practice makes perfect &mdash; and you have ample time to hone your skills since, ya know, you're currently unemployed. (See also: <a href="http://www.wisebread.com/how-to-answer-23-of-the-most-common-interview-questions?ref=seealso" target="_blank">How to Answer 23 of the Most Common Interview Questions</a>)</p> <p>Thorndyke advises, &quot;Interview with a professional career counselor. It's the best way to figure out how to most effectively convey your thoughts and accomplishments before the big interview. Oftentimes, it's difficult to get any honest feedback from HR or interviewers about notes on your qualifications or interviewing ability from a gig you were declined an offer from.&quot;</p> <p>An interview counselor can point out where you need to improve before the rejections become a trend.</p> <h2>9. Learn how to write a resume that will get you noticed</h2> <p>First, let's start with the number one thing you shouldn't do with your resume: Do not send the same one to every job prospect, regardless of industry or field. Your resume should be specifically tailored to the job you're seeking. If that means changing it 57 times a week to make sure it's relevant to each prospect, that's what you need to do. Secondly, it needs to stand out. There are lots of ways you can do that, but the highest on the list is providing details about past accomplishments opposed to generic lines like, &quot;Provided marketing assistance to the director of sales.&quot; (See also: <a href="http://www.wisebread.com/10-resume-mistakes-that-will-hurt-your-job-search?ref=seealso" target="_blank">10 Resume Mistakes That Will Hurt Your Job Search</a>)</p> <p>You know what HR people do when they read resumes full of bland descriptors? They slam dunk it into the circular file and move on to the next one.</p> <h2>10. Put your GPA on your resume</h2> <p>Maybe I've been out of college for too long, but I don't remember including my GPA on my resume &mdash; or anybody ever suggesting I do so. But Chris Kolmar, co-founder of Zappia.com, makes a good point about adopting the practice, at least for the first couple years after graduation.</p> <p>His logic?</p> <p>&quot;Any good hiring manager will ask for it because it's a decent predictor of success right of out college,&quot; he says.</p> <p>Not gospel, but it certainly won't hurt.</p> <h2>11. Start your job hunt months before graduation</h2> <p>Looking for a job well before you graduate doesn't always work, but getting a head start never hurts.</p> <p>&quot;I secured a job in public relations three days before graduation because of this,&quot; explains Alyssa Pallotti, an account supervisor at Montner Tech PR in Connecticut. &quot;I began applying, participating in phone interviews, and meeting potential employers in person as early as the beginning of my final semester. This allowed me to tweak my resume, cover letters, and interview style based on feedback from those companies. Therefore, my overall presentation and nerves were refined by the time I was actually eligible to take on a position.&quot;</p> <p>Yes, job hunting takes work &mdash; and that can be an overwhelming prospect when you're still dealing with school &mdash; but don't put this off. It could potentially save you months of job-hunt headaches.</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/mikey-rox">Mikey Rox</a> of <a href="http://www.wisebread.com/11-ways-college-grads-can-get-ahead-in-the-job-hunt">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-2"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-keep-your-job-search-a-secret">How to Keep Your Job Search a Secret</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-things-you-should-never-include-in-your-cover-letter">7 Things You Should Never Include in Your Cover Letter</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-proper-ways-to-discuss-salary-in-a-job-interview">The Proper Ways to Discuss Salary in a Job Interview</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/job-search-tips-that-will-get-you-a-job-in-2012">Job Search Tips That Will Get You a Job in 2012</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-tax-deductions-job-hunters-can-t-afford-to-overlook">6 Tax Deductions Job-Hunters Can’t Afford to Overlook</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Job Hunting advice career college grads internships interviewing looking for work networking new grads resumes tips Mon, 24 Apr 2017 08:30:13 +0000 Mikey Rox 1931722 at http://www.wisebread.com 7 Things You Should Never Include in Your Cover Letter http://www.wisebread.com/7-things-you-should-never-include-in-your-cover-letter <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/7-things-you-should-never-include-in-your-cover-letter" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_work_thinking_473428184.jpg" alt="Woman learning things she should never include on a cover letter" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Writing the perfect cover letter is a job skill unto itself. In just a few paragraphs, you need to capture the reader's attention and expertly sell your skills and experience, all while striking the right professional tone.</p> <p>It's tempting to slap something together and tell yourself that your resume is more important. Truth be told, though, your cover letter is a key part of the package. Avoiding these seven cover letter gaffes will get you through the interview door faster.</p> <h2>1. Wrong information</h2> <p>Make sure that you have all the details right. Double check that you have the correct company name and spelling, the correct job title, the right address, and, where necessary, the correct name of the hiring manager.</p> <p>If you don't have the name of the hiring manager, you can often find it by calling the company's human resources department. Let HR know which position you're applying for and ask, &quot;To whom should I address my cover letter?&quot; They won't always tell you, but sometimes they will.</p> <p>Also double check your own personal information, including your name, address, email, and phone number. It may sound like common sense, but you'd be surprised how often these tiny typos cost people a job opportunity. (See also: <a href="http://www.wisebread.com/almost-half-of-job-applicants-make-this-same-foolish-mistake?ref=seealso">Almost Half of Job Applicants Make This Same Foolish Mistake</a>)</p> <h2>2. Poor writing</h2> <p>Use complete sentences. Spell words correctly. Check (and have someone else check) your grammar and punctuation. You want this letter to be the best possible reflection of who you are and how you work, and making silly mistakes won't put your best self forward.</p> <h2>3. What you're lacking</h2> <p>Don't mention any skills or qualifications that you don't have. The cover letter is not the place to bring up any shortcomings.</p> <p>Instead, use this as an opportunity to sell yourself. Tell the potential employer why your skills and experiences are a perfect fit for the position. Remember, your cover letter isn't actually about you. It's about the company you'd like to work for and why you would be a good fit for them. Wow them with what you're offering, and maybe they won't even notice the experience you don't have.</p> <h2>4. Generic, cliché language</h2> <p>Show that you care and that you spent time on your cover letter by eliminating any generic, cliché phrases that could be part of any cover letter, for any job. Don't say that you're a &quot;team player&quot; with &quot;leadership experience&quot; who is also a &quot;hard worker.&quot; Nothing about that is unique, and it'll do nothing to differentiate you from other applicants.</p> <p>Instead, fill your letter with facts that demonstrate your unique skills. Emphasize results whenever possible. Talk about how you led a diverse team to solve a particular problem, or increased revenue by X percent. Then, explain how you would bring those skills to your new job.</p> <h2>5. Lies</h2> <p>Most people who lie on a cover letter don't do so intentionally. They panic &mdash; maybe feel inadequate &mdash; and then they either make something up or, more often, stretch the truth so it looks like they have more experience or qualifications than they actually do.</p> <p>The problem is, these things are easy to check, and besides &mdash; why would you want a job requiring skills you don't actually have? Instead, focus on qualifications you do have. If you feel tempted to stretch the truth often, maybe you need to look at different jobs or take some online courses so you actually have the skills you need for the work you want to do.</p> <h2>6. Personal information</h2> <p>This is not the time to talk about your dog, or your divorce, or about how you need this job because you have to support your three kids all on your own. Yes, those are important things to you, but they don't belong in your cover letter.</p> <p>Like I mentioned above, the cover letter isn't actually about you. It's about the company where you're applying, and how you can make it better. Even if your need for work is desperate, or if there are some personal things you think the company should know about you before they make a decision, the cover letter isn't the place to list them. Wait for an interview.</p> <h2>7. Long paragraphs</h2> <p>No one wants to read a wall of text, especially when they are scanning cover letters for keywords. So, keep your paragraphs short and limit your letter to a single page.</p> <p>This means that you have to be pithy in what you say. Straightforward is usually best. Describe your experience and qualifications, highlight how they satisfy key requirements of the job you're applying for, and then wrap it up. More words aren't necessarily better.</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/sarah-winfrey">Sarah Winfrey</a> of <a href="http://www.wisebread.com/7-things-you-should-never-include-in-your-cover-letter">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-3"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-keep-your-job-search-a-secret">How to Keep Your Job Search a Secret</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/11-ways-college-grads-can-get-ahead-in-the-job-hunt">11 Ways College Grads Can Get Ahead in the Job Hunt</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-proper-ways-to-discuss-salary-in-a-job-interview">The Proper Ways to Discuss Salary in a Job Interview</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-low-key-jobs-for-people-who-hate-stress">5 Low Key Jobs for People Who Hate Stress</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/almost-half-of-job-applicants-make-this-same-foolish-mistake">Almost Half of Job Applicants Make This Same Foolish Mistake</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Job Hunting advice career cover letters employment job applications Mistakes new jobs resumes Tue, 18 Apr 2017 08:30:11 +0000 Sarah Winfrey 1929793 at http://www.wisebread.com 5 Tricky Interview Questions Successful CEOs Always Ask http://www.wisebread.com/5-tricky-interview-questions-successful-ceos-always-ask <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/5-tricky-interview-questions-successful-ceos-always-ask" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/iStock-505892722.jpg" alt="Woman learning tricky question CEOs ask" title="" class="imagecache imagecache-250w" width="250" height="141" /></a> </div> </div> </div> <p>If you're vying to get an exciting job run by a brilliant CEO, you may have to answer some pretty tough questions. If you want to stand out you'll have to have your response as polished as your suit. Here's a list of tricky interview questions some of the most successful CEOs ask.</p> <h2>1. &quot;Tell me the story of your life&quot;</h2> <p>The business acumen of serial entrepreneur Elon Musk is so impressive, it became the inspiration for Robert Downey Jr.'s big-screen portrayal of Iron Man's Tony Stark. The CEO of Tesla and SpaceX, and Chairman of SolarCity, is known for having job applicants explain their thought process behind solving a problem. But that isn't all he's interested in learning. While he does throw in questions about space travel and car manufacturing, he has revealed in several interviews one other very detailed interview question: &quot;Tell me the story of your life, and the decisions that you made along the way, and why you made them, and also tell me about some of the most difficult problems you worked on and how you solved them.&quot;</p> <p>Sound like a long conversation? Well, better have your life story all squared up! Previous job applicants recall that interviews with Musk are <a href="https://www.quora.com/Whats-it-like-to-have-a-job-interview-with-Elon-Musk/answer/Jeff-Nelson-32" target="_blank">highly conversational</a>.</p> <h2>2. &quot;What is your favorite property in Monopoly, and why?&quot;</h2> <p>According to renowned board game designer <a href="http://money.usnews.com/money/personal-finance/articles/2013/03/20/what-monopoly-can-teach-you-about-smart-investing" target="_blank">Philip Orbanes</a>, Monopoly teaches players of any age an understanding of the concept of diversification and offers practical training in managing money. (See also: <a href="http://www.wisebread.com/11-fun-games-that-make-you-smarter-too?ref=seealso" target="_blank">11 Fun Games That Make You Smarter, Too</a>)</p> <p>So, that's why Ken Moelis, founder and CEO of investment bank Moelis &amp; Co., loves asking this question during interviews to recent MBA graduates seeking midlevel positions. Why? Moelis strongly believes that to attract top talent, the investment and banking industry needs to update its hiring practices.</p> <p>&quot;Through innovation and creativity we need to actually underwrite the exceptional experience we are promoting,&quot; says Moelis. And with this question, he seeks to infuse that creativity into the process of assessing risks and rewards of financial assets.</p> <h2>3. &quot;If you had 10 years left to live, would you take this job?&quot;</h2> <p>Talk about commitment! But that's exactly what Airbnb CEO Brian Chesky is looking for in his job applicants. If you think this is a bit of an extreme, think again.</p> <p>&quot;Whatever you want to do in those last 10 years you should just do. I really want you to think about that, that was enough time for you to do something you really cared about and the answer doesn't have to be this company,&quot; <a href="https://genius.com/Alfred-lin-lecture-10-company-culture-and-building-a-team-part-i-annotated" target="_blank">explains Chesky</a>. Given that he interviewed the first 300 Airbnb employees and his company was valued at $30 billion in 2016, this CEO may be onto something about requiring that level of commitment from his employees &mdash; or at least that level of self awareness.</p> <h2>4. &quot;What didn't you get a chance to include on your resume?&quot;</h2> <p>When you're knighted by the Queen of England for your &quot;services to entrepreneurship,&quot; you probably know a thing or two about running a business and hiring the right people. Known for his extreme antics, Founder of Virgin Group Sir Richard Branson is no stranger to thinking outside of the box.</p> <p>&quot;Obviously a good CV is important, but if you were going to hire by what they say about themselves on paper, you wouldn't need to waste time on an interview,&quot; Branson wrote about his favorite interview question in his book <a href="http://amzn.to/2odTsyt" target="_blank">The Virgin Way: If It's Not Fun, It's Not Worth Doing</a>.</p> <p>He added in a LinkedIn post why he looks <a href="https://www.linkedin.com/pulse/20130923230007-204068115-how-i-hire-focus-on-personality" target="_blank">beyond qualifications</a>: &quot;I only look at them after everything else. If somebody has five degrees and more A grades than you can fit on one side of paper, it doesn't necessarily mean they are the right person for the job.&quot;</p> <h2>5. &quot;Sell me this pen&quot;</h2> <p>Some CEOs don't just want you to talk the talk, they want you to walk the walk. And that's precisely what Jordan Belfort, former CEO of brokerage firm Stratton Oakmont, would ask his job applicants to do.</p> <p>While the real life &quot;Wolf of Wall Street&quot; isn't the best example of business ethics, there's no denying his master salesmanship. Even after spending four years in federal prison and being mandated to restitue $110 million to his victims, Belfort was still able to command <a href="http://www.theaustralian.com.au/life/weekend-australian-magazine/whos-afraid-of-jordan-belfort-the-wolf-of-wall-street/story-e6frg8h6-1226906434759" target="_blank">up to $75,000</a> for a speaking fee in 2014.</p> <p>His classic interview question has been adopted by several recruiters beyond just the sales industry. Why? This question tests your ability in value-added sales skills (&quot;This pen has refillable ink cartridges so you never need to buy a new one&quot;) and solution-based sales skills (&quot;What color pen are you in the market for?&quot;).</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/damian-davila">Damian Davila</a> of <a href="http://www.wisebread.com/5-tricky-interview-questions-successful-ceos-always-ask">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-3"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-questions-you-should-ask-at-every-job-interview">5 Questions You Should Ask at Every Job Interview</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/12-questions-to-ask-before-you-take-a-job-offer">12 Questions to Ask Before You Take a Job Offer</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/25-awesome-websites-to-help-you-get-a-job">25 Awesome Websites to Help You Get a Job</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/this-interview-technique-will-get-you-hired">This Interview Technique Will Get You Hired</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-extreme-job-interview-tactics-that-worked">6 Extreme Job Interview Tactics That Worked</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Career and Income Job Hunting banking big companies CEO dream jobs interview questions resumes sales technology Tue, 04 Apr 2017 09:00:13 +0000 Damian Davila 1917877 at http://www.wisebread.com 10 Breakfast Foods to Help You Ace Your Job Interview http://www.wisebread.com/10-breakfast-foods-to-help-you-ace-your-job-interview <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/10-breakfast-foods-to-help-you-ace-your-job-interview" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_interview_handshake_174768003.jpg" alt="Woman having breakfast to help ace her interview" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Your wardrobe is ready, you have practiced the tough questions, and you've visualized the job interview. What else can you do to increase your odds of success? Try eating a balanced breakfast that will keep you alert, provide you with energy, and sharpen your memory. Here are 10 suggestions to start your big day off right.</p> <h2>1. Coffee</h2> <p>Coffee will help you stay alert and focused. The trick is to not over-caffeinate, because that will make you jittery and shaky. One to two cups should be your limit. Not a coffee drinker? Try some green tea, which is also an energy stimulant.</p> <h2>2. Eggs</h2> <p>You'll need protein for energy to get through an interview, which can be exhausting. There are about five grams of protein in an egg, along with iron, vitamins, and minerals. Eggs also contain choline, which may delay fatigue. Choose your preferred <a href="http://www.wisebread.com/6-ways-to-make-perfectly-cooked-eggs?ref=internal" target="_blank">way to prepare eggs</a> and get crackin'.</p> <h2>3. A Whole Wheat Carb Option</h2> <p>Sorry, but doughnuts are not what we want to eat on the day of an important job interview. Complex carbs are what you're after, such as a bowl of oatmeal, whole wheat toast, whole grain pancakes, or whole grain cereal. Think of complex carbs as fuel to keep your brain moving, which will be handy when you get the &quot;Tell me about a time when you had a difficult situation at work&quot; query. As a bonus, whole grains release glucose slowly, which will keep you alert for longer.</p> <h2>4. Salmon</h2> <p>Try tucking some smoked salmon into an omelet with a little sour cream. Salmon is an oily, cold-water fish high in omega-3 fatty acids. Omega-3's will help you with your concentration.</p> <h2>5. Yogurt</h2> <p>Interview questions like &quot;What salary range are you looking for?&quot; can make you downright queasy. If you have a nervous stomach, it's time to make yogurt your new BFF, pre-interview. Good, healthy bacteria found in yogurt will give you a boost of energy and help you digest food. Look for plain yogurt with no added sugar or flavors, which might cause stomach irritation.</p> <h2>6. Blueberries</h2> <p>A 2010 study published in the Journal of Agricultural and Food Chemistry suggests that <a href="https://www.ncbi.nlm.nih.gov/pmc/articles/PMC2850944/" target="_blank">blueberries may help to improve memory function</a>, so count on those little blue orbs to help with the &quot;What do you know about our company?&quot; question. Sprinkle berries over yogurt, cereal, or pancakes.</p> <h2>7. Avocados</h2> <p>Mash some avocado on whole grain toast, and you'll be better prepared for the tough questions. Avocados contain vitamin K and folate, as well as good fats. Folate helps with cognition, which may help you keep calm under stress.</p> <h2>8. Nuts and Seeds</h2> <p>Nuts and seeds are generally good for you to eat, for all kinds of reasons, but walnuts specifically seem to <a href="https://www.ncbi.nlm.nih.gov/pubmed/21923981" target="_blank">support &quot;inferential reasoning&quot; ability</a>, which will come in handy if you get a question like &quot;How did you manage to finish that project by the required deadline?&quot;</p> <h2>9. Almond Butter</h2> <p>A super source of protein, almond butter is filled with good fats and less saturated fat than peanut butter. Try spreading it on apple or banana slices.</p> <h2>10. Water</h2> <p>I realize that water isn't a food, but your brain will be all kinds of foggy if you don't keep yourself hydrated. If you're thirsty, you'll have a harder time staying focused. If you're offered a glass of water in the interview, it's not a bad idea to accept, both for hydration and just in case your mouth goes dry.</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/marla-walters">Marla Walters</a> of <a href="http://www.wisebread.com/10-breakfast-foods-to-help-you-ace-your-job-interview">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-4"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/flashback-friday-41-coffee-hacks-that-will-instantly-improve-your-morning">Flashback Friday: 41 Coffee Hacks That Will Instantly Improve Your Morning</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/cooking-great-meals-with-your-car-engine-the-heat-is-on">Cooking great meals with your car engine. The heat is on.</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/french-press-coffee">French Press Coffee: Step-by-Step Guide to Handcrafted Coffee</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-best-and-worst-times-to-go-grocery-shopping">The Best and Worst Times to Go Grocery Shopping</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-extra-virgin-olive-oils">The 5 Best Extra Virgin Olive Oils</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Food and Drink Job Hunting breakfast foods coffee Food healthy breakfast interview tricks job interview tips Tue, 14 Mar 2017 10:30:17 +0000 Marla Walters 1908923 at http://www.wisebread.com 15 Questions You Should Always Ask at the End of a Job Interview http://www.wisebread.com/15-questions-you-should-always-ask-at-the-end-of-a-job-interview <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/15-questions-you-should-always-ask-at-the-end-of-a-job-interview" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/iStock-493088844.jpg" alt="" title="" class="imagecache imagecache-250w" width="250" height="141" /></a> </div> </div> </div> <p>There are two important moments that occur in every job interview &mdash; the first impression, and the last. The first impression is about instantly portraying a positive image of yourself to the interviewer. You want to be confident, personable, and eager to talk. By the time the interview is over, you will have relaxed, and will hopefully have a rapport with the other person. This is the time to hit them with some questions that can be enlightening, and leave things on a lasting, positive end note.</p> <h2>1. &quot;Why Is the Person I am Replacing Leaving the Company?&quot;</h2> <p>This question can be considered quite assertive, but it's definitely fair game. If you are filling the shoes of someone else, you want to know why they are leaving. Maybe they got a promotion. Perhaps they were headhunted. Or, they may have hated the job, the people, and the hours so much, they quit. The interviewer may not be as open to answering this if it's the latter, but the reaction on their face, and any hesitation in answering, can speak volumes.</p> <h2>2. &quot;What Would a Current Employee Say About This Position?&quot;</h2> <p>You could always ask them directly (and that's not a bad idea at all&hellip; reach out on sites like LinkedIn and Facebook). But in this situation, you can find out how the interviewer reacts to that question. A grimace or raised eyebrows gives away the probability that although the interviewer has talked a good game, the job may not be all it's cracked up to be.</p> <h2>3. &quot;What's the Corporate Culture Like Here?<strong> </strong></h2> <p>Is this an environment of backstabbing and name-calling? Do you have to really flatter egos and go the extra mile to get a promotion or a raise? Will your political leanings be looked upon unfavorably? (Some people have been let go due to Facebook and Twitter posts.) Is the atmosphere relaxed, or uptight? You need to know before you sign.</p> <h2>4. &quot;What are the Main Challenges That the Company, and My Department, Are Facing Right Now?</h2> <p>This is a doozy after rounds of questions from the interviewer. You are showing an interest in the issues that you will want to help solve, and you can also gauge the reaction of the person sitting opposite of you. Hopefully, they will be open, honest, and engage in the answer. If they can't think of any, you may want to run and hide. Every company has issues&hellip;denying their existence is a red flag of an oppressive corporate culture.</p> <h2>5. &quot;If I Get the Job, What Will Be My First Major Assignment or Goal?&quot;</h2> <p>This shows your eagerness to dive into the role, and gives you fair warning of what your first few weeks, or months, on the job will look like. It may also be a red flag for you that you're about to bite off way more than you can chew, or that the company doesn't entirely understand the role for which you're being hired.</p> <h2>6. &quot;What Qualities Does Your Ideal Candidate Possess?&quot;</h2> <p>Basically &mdash; am I the person you had in mind? Of course, you don't ever want to come out and say that. By asking it this way, you can weigh up your own strengths and weaknesses and get a good temperature reading on your chances of success. Oh, and if he or she says, &quot;Actually, you have them all&quot; then you're probably a shoo-in for the job.</p> <h2>7. &quot;What Does Success Look Like for My Particular Role?&quot;</h2> <p>This will vary drastically depending on the company, and the job itself. For some jobs, success comes directly from sales results or hitting hard financial goals. In other jobs, success is based more on your creative output, or how you help raise the company profile. Get to know the parameters for success, so you can meet them and move upward.</p> <h2>8. &quot;Name One Thing You Like, and Don't Like, About Working Here.&quot;</h2> <p>The first part of this question is easy. It's a softball to set the interviewer up for the real question: What's not so good about life at your company? They may well be reluctant to answer. They could say something trite, like &quot;Sometimes the people are too nice.&quot; But hopefully, you'll get an honest answer. The hours can be long. The work is very challenging. This will give you more meat to contemplate the role you will be filling.</p> <h2>9. &quot;Which of Your Competitors Do You Look Up to, and Why?&quot;</h2> <p>Make no mistake, every company should be looking at their rivals. If you're Pepsi, you take note of everything Coke is doing. If you're Avis, you look at Hertz. How the interviewer answers gives you a good indication of their competitive spirit, and what they are doing to either stay on top, or become a bigger player. There's nothing wrong with admiring a rival; if the interviewer doesn't think anyone is worth his or her respect, this could reflect a narcissistic company culture.</p> <h2>10. &quot;What Are the Opportunities for Growth and Training in This Role?&quot;</h2> <p>Does the company offer help with expenses for further education? Can you expect to climb the ladder quickly, if you meet and exceed your duties? Is the job a dead end, with few chances of advancement? Find out now, before you say yes to a role that could be career suicide.</p> <h2>11. &quot;Is There Anything You Haven't Told Me About the Job That I Should Know?&quot;</h2> <p>This one catches a lot of interviewers off-guard. Many will &quot;um&quot; and &quot;ah&quot; and come back with &quot;Not that I'm aware of.&quot; But it's worth asking, because sometimes you get an insight or confession that would not have been presented unless you probed in this manner.</p> <h2>12. &quot;Does the Company Have a History of Layoffs and/or High Turnover?&quot;</h2> <p>You may be able to get some of this information from sites like LinkedIn and Glassdoor, or by Googling articles on the company. But many times, this kind of information is just not out there. You might get stonewalled here, but you could also get an honest answer. Yes, the company does lay off people for certain reasons, and yes, the turnover is high because many people cannot handle the pace, or the hours.</p> <h2>13. &quot;Is There Anything About My Resume or Experience That Causes Concern?&quot;</h2> <p>Find out what your weaknesses are now, and change the interviewer's opinion if you can. Perhaps they don't see a certain skill listed. You can reply that you are taking courses on that and will be up to speed in weeks. This is your chance to remove doubt from the interviewer's mind, and it also makes you look humble and eager to improve.</p> <h2>14. &quot;Why Did You Decide to Work Here?&quot;</h2> <p>This is a more cunning way of asking about the pros (and maybe cons) of working at the company. It prompts the interviewer to bring in personal experience, and may give you some unique insights into the job, the company, and the competitive landscape.</p> <h2>15. &quot;When Can I Expect to Hear Back From You?&quot;</h2> <p>Finally, you should set expectations for yourself on when you will hear from the company, good or bad, about the position. If the interview process is in its infancy, and there are many candidates to consider, it could take weeks for a decision to be made. On the other hand, you could get a call within a few days. It's important to know this so that you do not harass the recruiter too early. It also gives you a timeline for sending a follow up card or email.</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/paul-michael">Paul Michael</a> of <a href="http://www.wisebread.com/15-questions-you-should-always-ask-at-the-end-of-a-job-interview">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. 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