questions http://www.wisebread.com/taxonomy/term/7931/all en-US 5 Homebuying Questions You're Embarrassed to Ask http://www.wisebread.com/5-homebuying-questions-youre-embarrassed-to-ask <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/5-homebuying-questions-youre-embarrassed-to-ask" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_realtor_house_91129695.jpg" alt="Couple asking homebuying questions they&#039;re too embarrassed to ask" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>You're ready to buy your first house. But you have questions. Lots of them. And some you think might be too embarrassing &mdash; too simple &mdash; to even ask out loud.</p> <p>Here's the truth: Buying a home is a complicated process. It's normal to have questions. And you should never be embarrassed to ask any of them. Here are answers to five such common questions. (See also: <a href="http://www.wisebread.com/the-only-5-rules-of-home-buying-you-need-to-know?ref=seealso">The Only 5 Rules of Home Buying You Need to Know</a>)</p> <h2>1. How Much Will My Real Estate Agent Charge Me?</h2> <p>The short answer: nothing.</p> <p>It's true. When you work with a real estate agent to <em>buy </em>a home, you won't pay a cent to that realtor. Your real estate agent gets paid by the <em>seller</em> of the home that you buy. When the home sale closes, your real estate agent is paid a commission from the proceeds.</p> <p>Typically, the agent representing the home's seller charges a commission of 6% of the home's sale. If a home sells for $200,000, the seller's agent receives $12,000. That agent then typically splits the commission 50/50 with your agent. Your agent in this example would receive $6,000 for helping you buy a home while the seller's agent would also receive $6,000.</p> <p>But none of that commission money will come out of your pocket.</p> <h2>2. What Is a Buyer's Agent?</h2> <p>An exclusive buyer's agent is a real estate agent who only represents buyers. They are different from dual agents, who both represent buyers and work with sellers. An exclusive buyer's agent never takes on listings from sellers.</p> <p>If you work with a dual agent, that agent will show you all the for-sale homes that meet your criteria, and will still work with you to negotiate a lower sales price. But this agent <em>might </em>show you a home he or she has as a listing, too. This can be tricky. Is your dual agent going to negotiate hard on the sales price if that agent is also representing the person selling the home?</p> <h2>3. What Is Pre-Approval and Why Does It Matter?</h2> <p>Your real estate agent might ask you to get pre-approved for a mortgage loan from a lender. During the pre-approval process, your lender will run your credit and ask for copies of documents that prove your income, such as your last two paycheck stubs, last two months of bank account statements, and last two W2s.</p> <p>Once a lender has this information, it can calculate how much of a mortgage you can afford. The lender will then give you a pre-approval letter &mdash; that lasts a certain number of days, such as 30 or 60 &mdash; stating that it has approved you for a mortgage loan of a certain amount.</p> <p>Getting pre-approved is important because it tells you how much home you can afford. It also makes you a more attractive buyer. When sellers receive multiple bids for their homes, they're more likely to choose a buyer who is pre-approved. Such buyers are more likely to be able to actually close the home sale.</p> <h2>4. What Is Earnest Money?</h2> <p>Earnest money is a deposit that you make after you and a seller sign a contract. It shows the seller that you are serious about purchasing the home.</p> <p>After you and the seller agree on a sales price and each of you signs the sales contract, you'll deposit a certain percentage of the home's final sales price into an escrow account. The title company that handles your mortgage closing will usually manage the account. When the final mortgage documents are signed and the home sale officially closes, your earnest money is removed from the escrow account and used to cover part of your closing costs.</p> <p>How much earnest money the sellers request varies. Some sellers will require 1% of the home's final purchase price. Others will require just a few hundred dollars.</p> <p>Be careful with earnest money. If you back out of the sale because you can't come up with the mortgage dollars you need to finance the home, the contract might state that you lose your earnest money deposit. However, if you back out of the sale because a home inspection turns up serious problems with the home, the seller will usually return your earnest money deposit.</p> <h2>5. Do I Really Need a Home Inspection?</h2> <p>Yes. After you sign a sales contract for a home, you need to schedule a home inspection of the property. An inspector will tour the home and search for serious problems. Usually, the homebuyer attends the inspection, too.</p> <p>If the inspection turns up serious problems, you have options. You can ask the seller to repair the problems before the sale closes. You can request that the seller lower the agreed-upon asking price to free up money that you can use to fix the repairs yourself.</p> <p>If the problems are too severe, you can also back out of the sale. Your agent and the seller's agent will then negotiate what happens to your earnest money deposit. If the problems with a home truly are serious, and expensive, in most cases, you will receive a refund of your earnest money deposit.</p> <p><em>Any fundamental questions we've overlooked?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/dan-rafter">Dan Rafter</a> of <a href="http://www.wisebread.com/5-homebuying-questions-youre-embarrassed-to-ask">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-sell-your-house-in-24-hours">How to Sell Your House in 24 Hours</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-alternative-housing-options-you-can-afford">5 Alternative Housing Options You Can Afford</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/9-sneaky-home-money-pits-that-sap-your-savings">9 Sneaky Home Money Pits That Sap Your Savings</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/youre-ready-to-make-an-offer-on-a-house-now-what">You&#039;re Ready to Make an Offer on a House: Now What?</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/whats-faster-for-mortgage-payoff-100-month-extra-or-1-payment-year-extra">What&#039;s Faster for Mortgage Payoff: $100/Month Extra or 1 Payment/Year Extra?</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Real Estate and Housing buying a home earnest money escrow home inspection mortgages pre-approval questions selling a home Fri, 10 Jun 2016 09:00:05 +0000 Dan Rafter 1727884 at http://www.wisebread.com 10 Questions Landlords Can't Ask http://www.wisebread.com/10-questions-landlords-cant-ask <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/10-questions-landlords-cant-ask" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/man_rental_sign_000024945777.jpg" alt="Learning which questions landlords cannot ask" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>The rental market is tough these days, especially in big cities. You have to scan the classifieds, jump on opportunities, and be ready to say yes at a moment's notice. So the last thing you need is for some landlord to refuse you a lease because of questions he or she is actually not allowed to ask. Here are 10 of those questions. Getting asked any of them should give you pause.</p> <h2>1. Where Were You Born?</h2> <p>It may be an innocent enough question, especially if you have an accent and the landlord picks up on it. But it's actually against the <a href="http://www.fairhousingresources.com/Fair-Housing-Act-Full-Text.html">Fair Housing Act</a> to ask questions regarding someone's nationality. A landlord cannot ask about your parents' nationality or upbringing either, or your spouse's. This is all information that should have no bearing on your application, or your suitability as a tenant. If a landlord does ask, <a href="http://www.american-apartment-owners-association.org/property-management/tenant-screening/rental-application-question-illegal/">the penalties can be severe</a>.</p> <h2>2. Have You Ever Been Arrested for Anything?</h2> <p>If a landlord is asking this, they're probably trying to protect themselves from someone who could be trouble. But, landlords are simply not allowed to know about your arrest record. They are entitled to know if you were convicted of a crime, and that will come up on a standard background check. However, since innocent people can be arrested and then set free, <a href="http://www.wisebread.com/the-9-most-important-lessons-i-learned-about-money-when-i-became-a-landlord" target="_blank">landlords aren't entitled</a> to arrest records.</p> <h2>3. Are You Straight, Gay, or Bisexual?</h2> <p>This has absolutely no place in the conversation, and cannot be asked by the landlord. It's a direct violation of the Fair Housing Act, and by doing so, the landlord could face severe penalties. If sexual orientation ever becomes an issue, know that it's a violation of the law.</p> <h2>4. Do You Have Any Disabilities?</h2> <p>Many landlords may be genuinely looking out for you here. They may know that the wheelchair access to the building is very poor, or that it would be a tough building for a blind person to negotiate. That is all well and good, but it's not their concern. Someone with a disability has the same rights to rent a home or apartment as an able-bodied person. What's more, every apartment or home up for rent should be made available to a disabled tenant. If the landlord steers you to one particular apartment over all others, they could actually face legal action. When it comes down to it, a person's disability, even if it's severe, cannot be brought into question when renting. It's also worth pointing out that pet policies do not apply to service animals.</p> <h2>5. Tell Me About Your Kids</h2> <p>Another big no-no. Anything relating to kids, whether it's their ages, how many you have, where they go to school, or if you're planning to have any, it's all off limits. Once again, this is all down to the Fair Housing Act. Landlords could use that information to discriminate against a tenant (especially those who believe children will just cause a lot of noise and mess), and the law just does not allow that. You may naturally bring up kids in conversation (especially if you're interested in a park in the area, or local daycare centers), and that is your right. But the landlord cannot and should not initiate it. (By the way, some landlords have found a way to skirt this by assuming you have children, and simply asking for their names on the application. You do not have to complete that information.)</p> <h2>6. So, Do You Go to Church Around Here?</h2> <p>Once again, this may seem like an innocent enough question, but probing about your religion is a direct violation of the Fair Housing Act. The landlord may not mean anything by it, but the assumption could be made that he or she is favoring Christian applicants over all others. Perhaps the landlord is biased for, or against, Muslims or atheists. None of this should have any impact on your application. Your faith, or lack thereof, is your concern, and yours only. Should any question about religion come up, the landlord is breaking the law.</p> <h2>7. Are You Married?</h2> <p>You have to wonder why that would be any concern of the landlord. After all, married people do not necessarily make for better, or worse, tenants. Some married couples are model citizens, others fights constantly and may appear on an episode of <em>Cops</em>. But none of this is relevant anyway, because the landlord is not allowed to ask you anything about your marital status. Even a statement like &quot;I see you two are engaged,&quot; which may be prompted by seeing a ring, is not kosher. You do not have to answer this question, and the landlord asking it could get in trouble for doing so.</p> <h2>8. Are You On Welfare?</h2> <p>A landlord has every right to ask about income. After all, they need to know that you can pay the rent on time, without any trouble. But where you get that income &mdash; that's different. If you are on welfare, receive food stamps, and get other kinds of benefits or public assistance, you can keep that information to yourself. The landlord cannot pry, and cannot deny anyone tenancy based on that information. If he or she does, it's cause for an investigation by the local authorities.</p> <h2>9. How Old Are You?</h2> <p>Seems like a standard question, right? And most rental applications have a &quot;date of birth&quot; section for you to fill in. But, asking about your age is another one of those protected pieces of information covered in the Fair Housing Act. It's quite possible a landlord wants to rent only to people in a certain age bracket. This is against the law. The only time age can be introduced as a factor is if your application is for a senior community or retirement home. Other than that, it's a no go.</p> <h2>10. What Race Are You?</h2> <p>Similar to the nationality question, this is a huge violation of the Fair Housing Act. Even if it's posed as a compliment, (like &quot;You have beautiful olive skin, are your parents Greek or Spanish?&quot;), the landlord is stepping way over the line. No questions about your race can be asked, and if it comes up, you can report the landlord for discrimination.</p> <p><em>Have you ever been asked any of these questions? How did you respond?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/paul-michael">Paul Michael</a> of <a href="http://www.wisebread.com/10-questions-landlords-cant-ask">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-moves-to-make-if-you-need-to-break-your-lease">8 Moves to Make If You Need to Break Your Lease</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-ways-to-rent-an-apartment-with-bad-credit">7 Ways to Rent An Apartment With Bad Credit</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-11-best-websites-for-renting-your-extra-space">The 11 Best Websites for Renting Your Extra Space</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-smart-ways-to-get-your-apartment-deposit-back">7 Smart Ways to Get Your Apartment Deposit Back</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-simple-way-to-decide-how-much-rent-you-can-really-afford">The Simple Way to Decide How Much Rent You Can Really Afford</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Real Estate and Housing apartments discrimination fair housing act illegal landlords questions renting Tue, 24 May 2016 10:30:03 +0000 Paul Michael 1715216 at http://www.wisebread.com 7 Questions a Potential Employer Cannot Ask You http://www.wisebread.com/7-questions-a-potential-employer-cannot-ask-you <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/7-questions-a-potential-employer-cannot-ask-you" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_job_interview_000061752264.jpg" alt="Woman being asked questions a potential employer cannot ask" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>It's taking U.S. companies longer and longer to hire new employees. In June 2014, it took an <a href="http://www.wsj.com/articles/companies-are-taking-longer-to-hire-1409612937">average of 24.9 work days</a> for employers to fill vacant positions. The average hiring time for companies with 5,000 or more employees is even longer at 58.1 work days.</p> <p>In the rush to fill vacancies faster, some employers are making some bad judgment calls. According to a 2014 poll conducted by Harris Poll, one in five U.S. employers has unknowingly asked an interview question that ran afoul of the law. Here are seven questions a prospective employer cannot ask you during an interview.</p> <h2>1. What Is Your Religious Affiliation?</h2> <p>Being concerned about whether or not you can meet the required work schedule for a position, some employers go the wrong way about finding out about your availability. While the <a href="http://finduslaw.com/civil-rights-act-1964-cra-title-vii-equal-employment-opportunities-42-us-code-chapter-21#3">Title VII Equal Employment Opportunities chapter</a> of the Civil Rights Act of 1964 doesn't provide a specific list of questions that &quot;thou shalt not ask,&quot; it certainly provides clear guidelines as to what is off the negotiation table. So, it is illegal for an employer to ask you about your religion. While an employer can legally ask you if you can work on a required work schedule or select from a choice of work days, he can't inquire about your willingness to work any particular religious holiday.</p> <h2>2. Are You Pregnant?</h2> <p>Before hiring you, an employer can't ask you if you're pregnant, plan to have kids, or plan to have more kids. Any of these matters can directly or indirectly result in limitation of a job opportunity in any way, so that's why the Civil Rights Act takes them off the table as well. After hiring you, your employer or HR department rep can inquire on your status for qualified reasons, such as health insurance, retirement accounts, or tax withholding.</p> <h2>3. What Is Your Political Affiliation?</h2> <p>With the U.S. presidential election coming up in November, some interviewers may drop this one on you. Under the <a href="https://archive.opm.gov/biographyofanideal/PU_CSreform.htm">Civil Service Reform Act of 1978</a>, federal employers are prohibited from asking political party preference questions of federal employees and job applicants. This is to guarantee that all employees and job applicants receive fair and equitable treatment in all aspects of personnel management without regard to political affiliation.</p> <p>While there are no federal laws that prohibit employers in the private sector from asking about political affiliation, they should refrain from asking such questions anyway. Some states, including Mississippi and the District of Columbia, have specific <a href="http://www.ncsl.org/research/labor-and-employment/discrimination-employment.aspx">laws on employment-related discrimination</a> that include political affiliation.</p> <h2>4. What Is Your Nationality?</h2> <p>Immigration is one of the key issues being discussed by candidates from both parties of this election. While an employer has every right to check that you can legally work for them, they can't ask any questions regarding your nationality.</p> <p>During a prospective job interview, it's illegal to inquire where you were born, whether you were born a U.S. citizen or naturalized, your national origin, and what is your first language. Only when it's relevant to the job can you be asked about your language proficiency. After employment, you can be asked to submit a birth certificate, proof of U.S. citizenship, or other proof of the legal right to work in the U.S.</p> <h2>5. How Old Are You?</h2> <p>The <a href="https://www.eeoc.gov/laws/statutes/adea.cfm">Age Discrimination in Employment Act of 1967</a> protects job applicants who are age 40 and older against ageism, which is discrimination against individuals on the basis of their age. Any sneaky questions to try identifying persons between 40 and 60 years are illegal.</p> <p>For those age 18 and over, some state employment laws, including those from Oregon, provide some protection with a few exceptions. Still, it's legal to inquire before hiring if you could furnish proof of age if hired, and to request such proof after hiring.</p> <h2>6. Are You Disabled?</h2> <p>The <a href="https://www.disability.gov/rehabilitation-act-1973/">Rehabilitation Act of 1973</a> prohibits discrimination on the basis of disability in all types of federal employment. Since 1990, <a href="https://www.eeoc.gov/eeoc/publications/fs-ada.cfm">Title I of the Americans with Disabilities Act</a> (ADA) prohibits private employers, state and local governments, employment agencies, and labor unions from discriminating against qualified individuals with disabilities in all job application and employment processes.</p> <p>The definition of disabilities is quite extensive. For example, an employer can't legally ask you whether or not you socially drink. Under the ADA, a recovering alcoholic is protected and doesn't have to disclose any disability information before landing an official job offer.</p> <h2>7. What is Your Credit Rating?</h2> <p>You may have heard that your credit history may affect your employment options. However, there are limitations for employers to use credit information in employment decisions.</p> <p>First, the <a href="https://www.consumer.ftc.gov/articles/pdf-0096-fair-credit-reporting-act.pdf">Fair Credit Reporting Act</a> outlines that employers require your written consent to get access to your credit report. The one exception is the trucking industry. Your potential employer must have a valid reason to request for your credit data and she can't disqualify you from employment unless the data directly affects your ability to perform the position you're interviewing for. In the event that she denies you employment, she must release the credit report to you and provide an explanation.</p> <p>Second, <a href="http://www.ncsl.org/research/financial-services-and-commerce/use-of-credit-info-in-employ-2013-legis.aspx">10 states</a>, including California, Colorado, Connecticut, Hawaii, Illinois, Maryland, Nevada, Oregon, Vermont, and Washington, have enacted legislation that bans employers from using credit information in employment decisions. If you're seeking employment in one of those states, potential employers <a href="http://www.wisebread.com/6-money-questions-you-never-have-to-answer">can't ask for your credit history or score</a>.</p> <p><em>What are other questions that a prospective employer can't ask you? Share with us in the comments!</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/damian-davila">Damian Davila</a> of <a href="http://www.wisebread.com/7-questions-a-potential-employer-cannot-ask-you">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-answer-23-of-the-most-common-interview-questions">How to Answer 23 of the Most Common Interview Questions</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-questions-you-should-ask-at-every-job-interview">5 Questions You Should Ask at Every Job Interview</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/weird-job-interview-questions-and-how-to-answer-them">Weird Job Interview Questions (and How to Answer Them)</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-things-interviewers-really-want-to-know-when-they-ask-these-questions">10 Things Interviewers Really Want to Know When They Ask These Questions</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/9-ways-to-job-hunt-without-getting-caught">9 Ways to Job Hunt Without Getting Caught</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Job Hunting boss harassment interview questions off limits personal questions potential employer questions Wed, 04 May 2016 10:00:08 +0000 Damian Davila 1700128 at http://www.wisebread.com 10 Things Interviewers Really Want to Know When They Ask These Questions http://www.wisebread.com/10-things-interviewers-really-want-to-know-when-they-ask-these-questions <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/10-things-interviewers-really-want-to-know-when-they-ask-these-questions" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/job-interview-486489595-small.jpg" alt="job interview" title="job interview" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Don't take your interviewer's questions at face value. Often, the reasons why she's asking you these questions is not just to hear your answers, but to read in between the lines and find out what your intentions are and how your character is. We've listed a couple of the most <a href="http://www.savvysugar.com/Typical-Job-Interview-Questions-Answers-20280663">popular interview questions</a> below and what the interviewer <em>really</em> means when they ask you these questions.</p> <p>RELATED: <a href="http://www.popsugar.com/smart-living/Interview-Mistakes-35619757">9 Costly Interview Mistakes That Can Lose You That Job Offer</a></p> <h2>1. Tell Me About Yourself</h2> <p>Okay, you should ace this question because it's the most basic and expected question out of every job interview. We want to see how you carry yourself and how articulate you are. We also want to know what you think are the highlights of yourself and your career and what's special about you.</p> <h2>2. What Are Your Greatest Weaknesses?</h2> <p>You know this question is coming, let's see how honest and thoughtful you can be. Not to mention how prepared you are. Please don't give us the clichés like, &quot;My weakness is I work too hard.&quot; We can see right through that. <a href="http://www.savvysugar.com/What-Your-Biggest-Weakness-Interview-Question-33900029">This question</a> can reveal how self-aware you are and how proactive you are when a problem arises.</p> <h2>3. Where Do You See Yourself in Five Years?</h2> <p>We want to make sure you're here for the long haul and you've really thought about this. It takes resources to train a new hire, so ideally, we would like you to stay a while. Your answer will clue us into your ambition as well, and if you've truly thought about what your career track with us will be like. It's a chance for us to hear your strengths and your goals.</p> <h2>4. Why Do You Want to Work for Us?</h2> <p>We want to make sure you really want to work for us and that you did your research. We don't want to hire people who just want this job because it's a job.</p> <h2>5. Why Did You Leave Your Last Job?</h2> <p>Was there drama in your last company? We're actually curious to see if you left your company on good or bad terms. Obviously, most of you will catch on to this question, but your answer can also give us an insight into your relationship with your former company and how you work. If you badmouth your previous employer, no matter what the circumstance, we'll probably take it as a red flag. We also want to make sure that you're not going to leave our company for the same reason.</p> <h2>6. Do You Have Any Questions for Me?</h2> <p>This is my opportunity to see if you have been paying attention and how passionate you are about this position and company. It's also a test to see how much homework you've done on the company and the position. This can be your chance to wow us, and it can be one of the most memorable things about a candidate.</p> <h2>7. [Insert Incredibly Hard Problem]</h2> <p>We want to know how you think on your feet and what your thought process is like. You <a href="http://www.savvysugar.com/What-Do-You-Cant-Answer-Interview-Question-33925868">may not be able to answer this question</a>, but we want to see how you deal with the stress of not being able to answer the question and to see if you can at least tell us the steps you would take to find the answer. This shows good initiative and problem-solving skills. We're not looking for someone who would give up as soon as something hard comes their way.</p> <h2>8. [Insert Surprising Question]</h2> <p>Okay, you may be completely thrown off by this question, but we want that to happen. It may elicit a more genuine reaction and that's what we really want to see. Perhaps, we can catch a glimpse of your personality.</p> <h2>9. What Would Your Co-Workers Say About You?</h2> <p>We want to know how you think others view you. It says something about how self-aware you are, and it can clue us into how your relationships with your former co-workers are.</p> <h2>10. What Are Your Hobbies?</h2> <p>We want to know what you are like as a person outside of your job. This is a good time to bring up your side projects and impressive hidden talents. What you do with your free time can be a big reflection of what kind of employee you will be. For example, having a successful Etsy store can show us that you're productive, driven, passionate, and creative. This is your chance to stand out and share something personal about yourself that will make us remember you.</p> <div class="field field-type-text field-field-blog-teaser"> <div class="field-items"> <div class="field-item odd"> Learn to read the truth behind these common job interview questions, so you can respond with the answers that get you hired. </div> </div> </div> <div class="field field-type-text field-field-guestpost-blurb"> <div class="field-label">Guest Post Blurb:&nbsp;</div> <div class="field-items"> <div class="field-item odd"> <p style="text-align:center;"><a href="http://www.savvysugar.com" style="border:none;"><img alt="" src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u921/POPSUGARrgb.jpg" style="height:95px; width:300px" /></a></p> <p><em>This is a guest contribution from our friends at </em><a href="http://www.savvysugar.com/"><em>POPSUGAR Smart Living</em></a><em>. Check out more useful articles from this partner:</em></p> <ul> <li><a href="http://www.popsugar.com/smart-living/What-Annoys-Hiring-Managers-34912002">9 Things That Really Annoy Hiring Managers</a></li> <li><a href="http://www.popsugar.com/smart-living/Things-Bring-Job-Interview-2428108">5 Things to Bring to a Job Interview</a></li> <li><a href="http://www.popsugar.com/smart-living/What-Say-During-Interview-35404815">13 Things You Should Never Say in a Job Interview</a></li> </ul> <p>&nbsp;</p> </div> </div> </div> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/popsugar-smart-living">POPSUGAR Smart Living</a> of <a href="http://www.wisebread.com/10-things-interviewers-really-want-to-know-when-they-ask-these-questions">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/master-these-15-interview-questions">Master These 15 Interview Questions</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/16-major-dos-and-donts-at-a-job-interview">16 Major Dos and Don&#039;ts at a Job Interview</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-answer-23-of-the-most-common-interview-questions">How to Answer 23 of the Most Common Interview Questions</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/13-ways-to-make-a-good-first-impression-at-your-next-job-interview">13 Ways to Make a Good First Impression at Your Next Job Interview</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-questions-you-should-ask-at-every-job-interview">5 Questions You Should Ask at Every Job Interview</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> General Tips Job Hunting Job Interview questions underlying meaning Thu, 18 Sep 2014 21:00:05 +0000 POPSUGAR Smart Living 1203902 at http://www.wisebread.com Best Money Tips: Questions to Consider Before Overspending http://www.wisebread.com/best-money-tips-questions-to-consider-before-overspending <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-questions-to-consider-before-overspending" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman-tired-shopping-459279227-small.jpg" alt="woman tired from shopping" title="woman tired from shopping" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found some amazing articles on questions to consider before overspending, saving on back to school shopping, and cost cutting tips for drivers.</p> <h2>Top 5 Articles</h2> <p><a href="http://bobbyfinance.com/questions-to-consider-before-overspending/">8 Questions to Consider Before Overspending</a> &mdash; Before you overspend, ask yourself what would happen if you didn't make the purchase. [Bobby Finance]</p> <p><a href="http://www.debtroundup.com/save-money-back-to-school-shopping/">How to Save Money on Back to School Shopping</a> &mdash; To save money on back to school shopping, don't be afraid to go used and create a list you can stick to. [Debt Roundup]</p> <p><a href="http://yourpfpro.com/5-cost-cutting-tips-drivers/">5 Cost Cutting Tips for Drivers</a> &mdash; Avoiding accidents and driving smarter can help cut the costs associated with your car. [Your Personal Finance Pro]</p> <p><a href="http://attorney-newyork.com/blog/from-the-blog/the-411-of-balance-a-checkbook/">The 411 of Balancing a Checkbook</a> &mdash; When it comes to balancing your checkbook, make sure to record all transactions. [Tayne Your Debt]</p> <p><a href="http://cashvilleskyline.com/2014/08/12/maintaining-your-network-is-more-important-than-saving-money/">Maintaining Your Network Is More Important Than Saving Money</a> &mdash; Sometimes it's a good idea to spend a little extra money to maintain your network because your network can help you find new jobs! [Cashville Skyline]</p> <h2>Other Essential Reading</h2> <p><a href="http://www.mcclainlovejoy.com/2014/04/22/retirement-account-rollover-options-401k-403b-pension-simple-ira-rollovers-can-go/">Retirement Account Rollover Options</a> &mdash; Did you know Roth IRAs can only be rolled over into another Roth IRA? [McClain Lovejoy]</p> <p><a href="http://www.savvysugar.com/How-Figure-Out-When-Delegate-35480685">An Easy Way to Figure Out When to Delegate Tasks</a> &mdash; If someone else can do a task 70% as well as you can, it's ok to delegate that task to the other person. [PopSugar Smart Living]</p> <p><a href="http://stumbleforward.com/2014/08/14/richest-people-in-the-world/">Look After the Pennies &mdash; The Five Richest People In The World</a> &mdash; The richest man in the world is Carlos Slim from Mexico. [Stumble Forward]</p> <p><a href="http://donnafreedman.com/2014/08/14/smartphones-as-important-as-deodorant/">Smartphones: As Important as Deodorant?</a> &mdash; Nine out of ten people think their smartphones are as important as deodorant and toothbrushes. [Surviving and Thriving]</p> <p><a href="http://www.chrisducker.com/10-social-media-tools/">10 Social Media Tools That Make Everything Easier!</a> &mdash; Buffer and Pocket are just a couple social media tools that can make your life easier. [Chris Ducker]</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/ashley-jacobs">Ashley Jacobs</a> of <a href="http://www.wisebread.com/best-money-tips-questions-to-consider-before-overspending">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/14-pricey-things-you-shouldnt-buy-and-what-to-get-instead">14 Pricey Things You Shouldn&#039;t Buy (And What to Get Instead)</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/why-you-shouldnt-stress-too-much-about-spending-money">Why You Shouldn&#039;t Stress Too Much About Spending Money</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/frugal-tip-do-not-spend-when-you-are-sad">Frugal Tip: Do Not Spend When You Are Sad</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-tricks-you-should-learn-from-great-hagglers">10 Tricks You Should Learn From Great Hagglers</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/its-natural-for-me-to-spend-as-i-do-0">It&#039;s NATURAL for me to spend as I do!</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Shopping best money tips overspending questions shopping spending Tue, 19 Aug 2014 19:00:04 +0000 Ashley Jacobs 1186297 at http://www.wisebread.com Best Money Tips: Most Common Job Interview Questions http://www.wisebread.com/best-money-tips-most-common-job-interview-questions <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-most-common-job-interview-questions" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/interview-dv1248022.jpg" alt="interview" title="interview" class="imagecache imagecache-250w" width="250" height="199" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found some awesome articles on the most common job interview questions, car maintenance services you can get for free, and affordable ways to celebrate St. Patrick's Day.</p> <h2>Top 5 Articles</h2> <p><a href="http://christianpf.com/common-job-interview-questions-asked/">The 25 Most Common Job Interview Questions Asked</a> &mdash; &quot;Tell me about yourself&quot; and &quot;what kind of person would you refuse to work with&quot; are two common job interview questions you may be asked in an interview. [Christian PF]</p> <p><a href="http://www.getrichslowly.org/blog/2014/03/05/5-car-maintenance-services-you-can-get-for-free/">5 car maintenance services you can get for free</a> &mdash; Did you know you can get car diagnostic tests for free? [Get Rich Slowly]</p> <p><a href="http://www.savvysugar.com/St-Patrick-Day-Budget-34087761">4 Affordable Ways to Celebrate St. Patrick's Day</a> &mdash; To celebrate St. Patrick's Day affordably, go on a pub crawl with friends. [PopSugar Smart Living]</p> <p><a href="http://freefrombroke.com/how-i-made-the-switch-from-traditional-employment-to-freelancing-and-how-you-can-too/">How I Made the Switch from Traditional Employment to Freelancing and How You Can, Too</a> &mdash; If you want to become a freelancer, find mentors to show you the ropes and make friends. [Free From Broke]</p> <p><a href="http://sweatingthebigstuff.com/difference-spending-less-saving-money/">The Difference Between Spending Less and Saving Money</a> &mdash; Focusing on spending less money can actually help you save money. [Sweating the Big Stuff]</p> <h2>Other Essential Reading</h2> <p><a href="http://www.carefulcents.com/top-tax-apps/">Top 10 Apps to Organize and File Your Taxes on the Go</a> &mdash; IRS2Go and Shoeboxed can help you organize and file your taxes on the go. [Careful Cents]</p> <p><a href="http://www.threethriftyguys.com/2014/03/how-the-little-things-really-do-add-up/">How the Little Things Really Do Add Up</a> &mdash; Wasting your money on little things can end up costing you big time over time. [Three Thrifty Guys]</p> <p><a href="http://www.moneyunder30.com/investments-to-avoid">Avoid These Investments at All Costs</a> &mdash; Think twice before investing in penny stocks. [Money Under 30]</p> <p><a href="http://parentingsquad.com/10-chores-your-10-year-old-should-be-doing-daily">10 Chores Your 10-Year-Old Should Be Doing Daily</a> &mdash; Your 10-year-old should be sorting and folding laundry daily. [Parenting Squad]</p> <p><a href="http://www.fivecentnickel.com/2014/03/03/is-borrowing-money-a-form-of-addiction/">Is borrowing money a form of addiction?</a> &mdash; To get over your addiction of borrowing money, stop borrowing money cold turkey. [Five Cent Nickel]</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/ashley-jacobs">Ashley Jacobs</a> of <a href="http://www.wisebread.com/best-money-tips-most-common-job-interview-questions">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-2"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-write-a-resume-12-steps-to-your-next-job">How To Write A Resume: 12 Steps To Your Next Job</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-recognize-and-answer-illegal-interview-questions">How to recognize and answer illegal interview questions</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/deciding-when-to-follow-instructions">Deciding when to follow instructions</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/five-interview-lessons-learned-from-horrible-interviews">Five Interview Lessons Learned from Horrible Interviews</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-ways-to-ease-into-a-day-job-after-freelancing">5 Ways to Ease Into a Day Job After Freelancing</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Career and Income best money tips interview job questions Fri, 07 Mar 2014 11:00:32 +0000 Ashley Jacobs 1129609 at http://www.wisebread.com Best Money Tips: Master These 15 Interview Questions http://www.wisebread.com/best-money-tips-master-these-15-interview-questions <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-master-these-15-interview-questions" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/interview-187006940.jpg" alt="interview" title="interview" class="imagecache imagecache-250w" width="250" height="167" /></a> </div> </div> </div> <p>Welcome to Wise Bread&#39;s <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found some great articles on mastering interview questions, when you will get your tax refund, and launching an online business on a budget.</p> <h2>Top 5 Articles</h2> <p><a href="http://www.savvysugar.com/Typical-Job-Interview-Questions-Answers-20280663">Master These 15 Interview Questions</a> &mdash; When asked about your strengths and weaknesses, think back to what others have said about you to come up with answers. [PopSugar Smart Living]</p> <p><a href="http://cashmoneylife.com/when-will-i-get-my-tax-refund/">When Will I Get My Tax Refund?</a> &mdash; To get your tax refund faster, opt for direct deposit. [Cash Money Life]</p> <p><a href="http://moneyqanda.com/online-business-on-a-budget/">How To Launch an Online Business On A Budget</a> &mdash; If you are launching an online business, do so on a budget by using existing e-commerce sites. [Money Q&amp;A]</p> <p><a href="http://moneysmartlife.com/pay-veterinary-bills/">3 Ways to Pay Veterinary Bills Without Going Broke</a> &mdash; Taking advantage of pet insurance can help you pay your veterinary bills without going broke. [Money Smart Life]</p> <p><a href="http://www.freemoneyfinance.com/2014/01/top-money-resolutions-for-2014.html">Top Money Resolutions for 2014</a> &mdash; Did you make a resolution to donate more money to charity in 2014? [Free Money Finance]</p> <h2>Other Essential Reading</h2> <p><a href="http://www.narrowbridge.net/lending-money/">7 Things to Keep in Mind When Loaning Friends Money</a> &mdash; Before you lend money to friends, consider the risks and be willing to take a loss. [NarrowBridge Finance]</p> <p><a href="http://asklizweston.com/a-whole-lot-of-shredding-going-on/">A Whole Lot Of Shredding Going On</a> &mdash; If you aren&#39;t sure what paperwork you can shred and what paperwork you can&#39;t shred, keep in mind that the IRS accepts electronic records. [Ask Liz Weston]</p> <p><a href="http://moneyning.com/make-money/the-top-3-places-to-sell-your-stuff-online/">The Top 3 Places to Sell Your Stuff Online</a> &mdash; Ebay is one of the best places to sell your stuff online. [MoneyNing]</p> <p><a href="http://livingonthecheap.com/5-tech-mobile-trends-ces2014/">5 tech trends you need to know about now</a> &mdash; Have you heard about wearable tech or fitness tech? [Living on the Cheap]</p> <p><a href="http://parentingsquad.com/11-tips-to-prepare-your-teen-to-get-behind-the-wheel">11 Tips to Prepare Your Teen to Get Behind the Wheel</a> &mdash; When preparing your teen to get behind the wheel, slow down and leave cell phones at home. [Parenting Squad]</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/ashley-jacobs">Ashley Jacobs</a> of <a href="http://www.wisebread.com/best-money-tips-master-these-15-interview-questions">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-3"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-answer-23-of-the-most-common-interview-questions">How to Answer 23 of the Most Common Interview Questions</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/weird-job-interview-questions-and-how-to-answer-them">Weird Job Interview Questions (and How to Answer Them)</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-words-to-never-use-in-a-job-interview">10 Words to Never Use in a Job Interview</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-essential-steps-to-take-before-a-job-interview">10 Essential Steps to Take Before a Job Interview</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-extreme-job-interview-tactics-that-worked">6 Extreme Job Interview Tactics That Worked</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Job Hunting best money tips interview questions Tue, 04 Feb 2014 11:00:10 +0000 Ashley Jacobs 1123497 at http://www.wisebread.com Best Money Tips: Questions to Ask When Buying a Used Car http://www.wisebread.com/best-money-tips-questions-to-ask-when-buying-a-used-car <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-questions-to-ask-when-buying-a-used-car" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/car-4960033-small.jpg" alt="car" title="car" class="imagecache imagecache-250w" width="250" height="167" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found some fantastic articles on questions to ask when buying a used car, summer fun for frugalists, and resume tips and tricks.</p> <h2>Top 5 Articles</h2> <p><a href="http://www.savvysugar.com/Questions-Ask-Used-Car-Seller-31000145">8 Questions to Ask When Buying a Used Car</a> &mdash; When buying a used car, be sure to ask for an accident record and maintenance records. [PopSugar Smart Living]</p> <p><a href="http://www.fivecentnickel.com/2013/07/15/free-or-cheap-summer-fun-for-frugalists/">Free or cheap summer fun for frugalists</a> &mdash; To have fun, frugalists can take advantage of $1 and $5 movies or learn a skill with a free workshop. [Five Cent Nickel]</p> <p><a href="http://www.freemoneyfinance.com/2013/07/resume-tips-and-tricks.html">Resume Tips and Tricks</a> &mdash; An excellent resume needs to be searchable, easy to read, and quantitative. [Free Money Finance]</p> <p><a href="http://www.thesimpledollar.com/2013/07/17/starting-the-school-year-the-frugal-way/">Starting the School Year the Frugal Way</a> &mdash; Before you head to the store to buy school supplies, search your home for the supplies your child will need. [The Simple Dollar]</p> <p><a href="http://www.greenpandatreehouse.com/2013/07/how-far-would-you-go-to-pay-off-student-loans/">How Far Would You Go to Pay Off Student Loans?</a> &mdash; Pay off your student loans by working during the summer or applying for programs with work terms. [Green Panda Treehouse]</p> <h2>Other Essential Reading</h2> <p><a href="http://money.usnews.com/money/careers/articles/2013/07/18/10-things-they-dont-tell-you-about-your-first-internship">10 Things They Don't Tell You About Your First Internship</a> &mdash; When you start your first internship, no one really tells you that work casual and campus casual are not the same thing. [US News &amp; World Report]</p> <p><a href="http://www.carefulcents.com/be-a-full-time-blogger/">How to Be a Successful Full-Time Blogger in 6 Months</a> &mdash; If you want to be a full-time blogger, start by assessing your ability to work alone. [Careful Cents]</p> <p><a href="http://www.freemoneywisdom.com/three-tips-for-new-landlords-2/">3 Tips for New Landlords</a> &mdash; New landlords should make sure to have insurance and tenant agreements. [Free Money Wisdom]</p> <p><a href="http://www.getrichslowly.org/blog/2013/07/16/is-there-morality-in-personal-finance/">Is there morality in personal finance?</a> &mdash; Personal finance can teach you the importance of taking responsibility for your actions. [Get Rich Slowly]</p> <p><a href="http://parentingsquad.com/3-good-reasons-to-let-your-kids-be-bored">3 Good Reasons to Let Your Kids be Bored</a> &mdash; Allowing your kids to be bored promotes creativity. [Parenting Squad]</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/ashley-jacobs">Ashley Jacobs</a> of <a href="http://www.wisebread.com/best-money-tips-questions-to-ask-when-buying-a-used-car">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-2"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-best-cities-for-going-car-free">5 Best Cities for Going Car-Free</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/9-ways-life-is-wonderful-when-you-swap-your-car-for-a-bike">9 Ways Life Is Wonderful When You Swap Your Car for a Bike</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-tell-if-a-car-service-plan-is-worth-it">How to Tell If a Car Service Plan Is Worth It</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/my-car-payments-are-too-much-what-should-i-do">My car payments are too much! What should I do?</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/9-car-parts-that-are-safe-to-buy-used">9 Car Parts That Are Safe to Buy Used</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Cars and Transportation best money tips buying car questions used Fri, 19 Jul 2013 10:00:31 +0000 Ashley Jacobs 980708 at http://www.wisebread.com Best Money Tips: Questions to Ask Yourself Before You Buy Something http://www.wisebread.com/best-money-tips-questions-to-ask-yourself-before-you-buy-something <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-questions-to-ask-yourself-before-you-buy-something" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/street_shopping.jpg" alt="Women shopping from a street vendor" title="Women shopping from a street vendor" class="imagecache imagecache-250w" width="250" height="169" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found some fantastic articles on questions to ask yourself before you buy something, selling on Craigslist, and food and vacation.</p> <h2>Top 5 Articles</h2> <p><a href="http://www.goodfinancialcents.com/5-questions-to-ask-yourself-before-you-buy-something/">5 Questions to Ask Yourself Before You Buy Something</a> &mdash; Before you buy something, ask yourself how often you will use it. [Good Financial Cents]</p> <p><a href="http://lifehacker.com/5915608/how-can-i-avoid-getting-screwed-when-selling-on-craigslist">How Can I Avoid Getting Screwed When Selling on Craigslist?</a> &mdash; To avoid getting screwed when selling on Craigslist, only accept cash and steer clear of scam emails. [Lifehacker]</p> <p><a href="http://www.thesimpledollar.com/2012/06/05/food-and-vacation/?utm_source=feedburner&amp;utm_medium=feed&amp;utm_campaign=Feed%3A+thesimpledollar+%28The+Simple+Dollar%29">Food and Vacation</a> &mdash; Save money on food when on vacation by visiting a grocery store upon arrival at your destination. [The Simple Dollar]</p> <p><a href="http://moneylicious.org/3-steps-women-should-take-toward-retirement/">3 Steps Women Should Take Towards Retirement</a> &mdash; Take a step towards retirement by being smart and paying yourself first! [Moneylicious]</p> <p><a href="http://christianpf.com/ways-to-uncover-local-job-openings/">3 Creative Ways to Uncover Local Job Openings</a> &mdash; To find local job openings, stay up to date on the local job market with WatchThatPage.com. [Chrisitan PF]</p> <h2>Other Essential Reading</h2> <p><a href="http://www.freemoneyfinance.com/2012/06/the-52-best-money-saving-tips.html">The 52 Best Money Saving Tips</a> &mdash; Save money by canceling your subscriptions. [Free Money Finance]</p> <p><a href="http://parentingsquad.com/simple-summer-baby-shower-ideas">Simple Summer Baby Shower Ideas</a> &mdash; When throwing a baby shower this summer, consider throwing a pool-themed shower. [Parenting Squad]</p> <p><a href="http://deliverawaydebt.com/how-to/how-to-set-up-a-car-maintenance-plan-and-budget/">How To Set Up a Car Maintenance Plan &amp; Budget</a> &mdash; Create a car maintenance plan and budget by identifying what services your car will need at certain mileage milestones, then guestimating how much each service will cost. [Deliver Away Debt]</p> <p><a href="http://www.consumerismcommentary.com/stop-facebook-from-using-your-information-for-advertising/">Stop Facebook From Using Your Information For Advertising</a> &mdash; Did you know that if you &quot;like&quot; anything on Facebook that correlates with a Facebook advertiser, your picture may be seen in sponsored items from that advertiser? [Consumerism Commentary]</p> <p><a href="http://www.savvysugar.com/Uses-Old-Books-23418154">21 Uses For Old Books</a> &mdash; Use your old books to make notebook covers or table runners. [SavvySugar]</p> <h2>News &amp; Events</h2> <p><a href="http://www.wisebread.com/top-100-most-popular-personal-finance-blogs/news/2012/05/get-rich-slowlys-moolah-tweetchat">Get Rich Slowly's #moolah Tweetchat</a> &mdash; Don't miss Get Rich Slowly's #moolah tweetchat at 4pm PST!</p> <p>Be sure to check out our <a href="http://www.wisebread.com/top-100-most-popular-personal-finance-blogs/news">News &amp; Events Calendar</a> to see all the awesome upcoming events in the personal finance world!</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/ashley-jacobs">Ashley Jacobs</a> of <a href="http://www.wisebread.com/best-money-tips-questions-to-ask-yourself-before-you-buy-something">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-7-dumbest-big-purchases-people-make">The 7 Dumbest Big Purchases People Make</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/do-not-buy-something-just-because-you-can-afford-it">Do not buy something just because you can afford it</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-gaming-mice">The 5 Best Gaming Mice</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-smart-scales">The 5 Best Smart Scales</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-mountain-bikes">The 5 Best Mountain Bikes</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Shopping best money tips buying questions shopping Wed, 06 Jun 2012 10:00:17 +0000 Ashley Jacobs 933908 at http://www.wisebread.com Weird Job Interview Questions (and How to Answer Them) http://www.wisebread.com/weird-job-interview-questions-and-how-to-answer-them <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/weird-job-interview-questions-and-how-to-answer-them" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/5125677289_c7e402e0ac_z.jpg" alt="interview with a lobster" title="interview with a lobster" class="imagecache imagecache-250w" width="250" height="167" /></a> </div> </div> </div> <p>I once worked for a company that routinely asked interviewees how they would measure the height of a local building if given only a pencil, a piece of paper, a barometer, and a length of rope. Fortunately, I wasn&rsquo;t subjected to this question &mdash; but an editor is rarely asked to do much math.</p> <p>Weird interview questions seem to be a growing trend right now, but this isn&rsquo;t like the SATs; many of the toughest interview questions don&rsquo;t necessarily have right and wrong answers. What an interviewer is really trying to do is put candidates in the hot seat to find out kind of people they are, how they behave under pressure, and how they make decisions. (See all: <a href="http://www.wisebread.com/how-to-answer-23-of-the-most-common-interview-questions">How to Answer 23 of the Most Common Interview Questions</a>)</p> <h2>Sorry...Can You Repeat the Question?</h2> <p>Why are some interview questions so off the wall? Having done some interviewing myself, I can say there&rsquo;s nothing I hate more than a canned answer. After all, if everything a candidate says is rehearsed, there&rsquo;s no way to know what they&rsquo;re really like. And encountering unexpected and frustrating situations on the job &mdash; any job &mdash; is pretty much a given. That&rsquo;s where a completely unpredictable question comes in handy. Does the interviewee panic? Get angry? Give up? No matter what an interviewer expects to learn from the question, no one wants to hire someone who is easily antagonized.</p> <p>Competition is another key aspect of the weird interview question phenomenon. Companies in ultra-competitive industries may get thousands of highly qualified applications for one job. Determining which applicants truly stand out from an exemplary bunch means putting each applicant through the wringer. Google is known for its off-the-wall interview questions, but as a company gets more than one million applications per year &mdash; and hires only a few thousand &mdash; it probably can&rsquo;t stand to do much less. (Check out some of the crazy tech interview questions in this article I wrote for <a href="http://www.techopedia.com/2/28186/it-business/it-careers/the-craziest-tech-interview-questions-and-what-they-might-mean">Techopedia</a>.)</p> <h2>Weird Interview Questions</h2> <p>Glassdoor compiles a list of <a href="http://www.glassdoor.com/blog/top-25-oddball-interview-questions-2011/">weird interview questions</a> every year. Here are a few of my favorites from the last few years &mdash; and some suggestions on how to answer them.</p> <p><strong>&quot;If you were shrunk to the size of a pencil and put in a blender, how would you get out?&quot; </strong></p> <p>This question reportedly came out of Goldman Sachs in 2010. This isn&rsquo;t a situation you&rsquo;d likely face at an investment bank, but you can bet that a high-pressure environment is part of the job. You could probably turn this around with a creative, reasonable answer about how you would get out &mdash; or use some humor. Hey, if you&rsquo;re a pencil, maybe you could just draw yourself a rope and climb on out!</p> <p><strong>&quot;If you could be any animal, what would you be, and why?</strong>&quot;</p> <p>Here&rsquo;s a question asked of someone interviewing to become a sales associate for Pacific Swimwear. What does this have to do with selling bathing suits? Probably more than you think. For this a swimwear sales job, the company needs someone who&rsquo;s friendly and outgoing, but also has a razor-sharp sense of sensitivity and tact. So which animal can explain which styles will flatter a woman&rsquo;s figure? Probably any animal that could be said to reflect the key qualities required for the job.</p> <p><strong>&quot;Are your parents disappointed with your career aspirations?</strong>&quot;</p> <p>Yikes! This one came out of an interview at Fisher Investments for someone seeking a position as a client service associate. The interviewer may be crossing the line into something too personal here, but then again, maybe not. Remember, this person doesn&rsquo;t know the candidate; if he or she automatically takes this as an insult, that&rsquo;s telling in itself.</p> <p>There&rsquo;s no need to get personal in an interview, but it pays to be honest. If your parents don&rsquo;t love your line of work, say so &mdash; and then explain what drove you to choose it anyway.</p> <p><strong>&quot;Out of 25 horses, pick the fastest 3 horses. In each race, only 5 horses can run at the same time. What is the minimum number of races required?&quot;</strong></p> <p>This question came from a 2010 interview at Bloomberg L.P. for a financial software engineer. This is a job that requires strong skills in math and logic, and this question puts interviewers to the test. Again, it&rsquo;s tricky question, and not just in terms of working it out. To answer it, the candidate has to make some assumptions, such as how to determine &ldquo;fastest.&rdquo; The <em>process</em> candidates use to do this is probably what&rsquo;s most interesting to the interviewer.</p> <p><strong>&quot;If you could be number 1 employee but have all your coworkers dislike you, or you could be a number 15 employee and have all your coworkers like you, which would you choose?</strong>&quot;</p> <p>This question comes from ADP, and it&rsquo;s clearly looking to determine what&rsquo;s important to the candidate. Most companies want ambitious employees with big goals. The reality, however, is that very few people make it to the top without having anyone on their side. Chances are, the best answer here falls somewhere in the middle. Not everyone in the office needs to like you, but if you&rsquo;re a fair, friendly, and reasonable person, most of them should &mdash; and that in itself should get you closer to the number one position.</p> <p><strong>&quot;What do you think of garden gnomes?</strong>&quot;</p> <p>Not all weird interview questions leave applicants in a cold sweat . Some may be designed to make you laugh &mdash; or test whether you have a sense of humor. That makes sense when you consider this question came from an interview for a team member at <a href="http://www.wisebread.com/5-things-other-grocery-stores-should-steal-from-trader-joes">Trader Joe&rsquo;s</a>, a company that brands itself as unconventional and dresses its employees in Hawaiian shirts.</p> <p>How to answer this one? Well, garden gnomes have been known to make people smile, which most retailers would consider a good thing...they also appear to be hardworking, cheerful, and adventurous. Or, perhaps you could say that what you think of them depends on what they're wearing!</p> <h2>There Might Not Be a &quot;Right&quot; Answer</h2> <p>A lot of people assume that there&rsquo;s a right way to answer questions in an interview. That&rsquo;s only partly true. The reality is that good interview questions are actually looking for a specific kind of person. If you aren&rsquo;t it, you probably won&rsquo;t get the job, and you probably <a href="http://www.wisebread.com/i-hate-my-job">wouldn&rsquo;t be happy working there</a> if you did.</p> <p>And as for the barometer? I later found out the interviewer wanted to know whether candidates would ask questions to ultimately discover that they didn&rsquo;t need to use all of the tools provided. Because this was an interview for an Internet company, &ldquo;Google it&rdquo; was also an acceptable answer!</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/tara-struyk">Tara Struyk</a> of <a href="http://www.wisebread.com/weird-job-interview-questions-and-how-to-answer-them">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-answer-23-of-the-most-common-interview-questions">How to Answer 23 of the Most Common Interview Questions</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-ace-your-next-coffee-interview">How to Ace Your Next Coffee Interview</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-body-language-mistakes-that-sabotage-most-interviews">10 Body Language Mistakes That Sabotage Most Interviews</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-questions-a-potential-employer-cannot-ask-you">7 Questions a Potential Employer Cannot Ask You</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/12-unique-ways-to-score-a-job-interview">12 Unique Ways to Score a Job Interview</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Job Hunting job interviews questions weird Tue, 27 Mar 2012 10:24:13 +0000 Tara Struyk 913177 at http://www.wisebread.com How to recognize and answer illegal interview questions http://www.wisebread.com/how-to-recognize-and-answer-illegal-interview-questions <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/how-to-recognize-and-answer-illegal-interview-questions" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/jail.jpg" alt="" title="" class="imagecache imagecache-250w" width="250" height="375" /></a> </div> </div> </div> <p>In the United States job seekers are protected by a myriad of anti-discrimination laws.&nbsp; Despite these laws many potential employers still want employees that fit a&nbsp; narrow profile and they may ask probing questions to find out if you fit.&nbsp; Here is how you can recognize which questions are potentially illegal for an employer to ask, and what you can do if you encounter these questions.<br /> <br /> Generally, interviewers cannot ask you anything pertaining to your race, birthplace,&nbsp; religion, age, sexual preference, marital and family status, or health.&nbsp; For example, an interviewer cannot ask you how many kids you have or if you plan to have kids because that pertains to family status.&nbsp; They also cannot ask you how old you are during the interview process.&nbsp; You will probably have to provide your birthdate to human resournces after you are hired, but during interviews it is illegal to ask someone their age.<br /> <br /> Sometimes interviewers can be sneaky and ask you questions that would give them the answer to illegal questions.&nbsp; For example, instead of asking you your age, they may ask what year you graduated college and make an estimate.&nbsp; Also, instead of asking straight up if you drink or smoke, an interviewer could ask if you have been disciplined for tobacco use in the past.<br /> <br /> You should be able to recognize these personal questions because most of the time they probably sound unrelated to the job you are applying for and they can be very prying. &nbsp; Generally, if a question sounds too personal you should avoid answering it, or answer it in a way that relates to the job.&nbsp; For example, if an employer asks you if you have kids, you should probably say something to the effect that that you will be able to perform your job with or without kids.If you are asked about your age, then you can say that you are of legal working age.&nbsp; Basically, you should steer the conversation back to the job you are applying for.&nbsp; If an employer is insistent on asking you things you know is discriminatory, then you should state that you are uncomfortable answering these questions, and perhaps you should look for someone else to work for.&nbsp; An interview goes both ways, and if an interviewer makes you uncomfortable on a first meeting then working with him or her&nbsp; might be uncomfortable in the long term.&nbsp; <br /> <br /> As a rule of thumb if your personal life does not relate to the job you are applying for then you probably should not volunteer too much information. A little bit of small talk is okay, but you never know what strangers may be offended by, and keeping the focus of the interview on the job you want may be the best way to secure the job.</p> <p><em>Have you been asked probing or sneaky personal questions during an interview?&nbsp; How did you deal with it?</em></p> <div align="center"><SCRIPT charset="utf-8" type="text/javascript" src="http://ws.amazon.com/widgets/q?rt=tf_mfw&ServiceVersion=20070822&MarketPlace=US&ID=V20070822/US/wisbre03-20/8001/2d9d9a15-a88c-4aa8-8e0b-1126b66d4706"> </SCRIPT> <NOSCRIPT><A HREF="http://ws.amazon.com/widgets/q?rt=tf_mfw&ServiceVersion=20070822&MarketPlace=US&ID=V20070822%2FUS%2Fwisbre03-20%2F8001%2F2d9d9a15-a88c-4aa8-8e0b-1126b66d4706&Operation=NoScript">Amazon.com Widgets</A></NOSCRIPT></div> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/xin-lu">Xin Lu</a> of <a href="http://www.wisebread.com/how-to-recognize-and-answer-illegal-interview-questions">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/when-should-you-say-no-to-those-who-want-to-borrow-money-from-you">When Should You Say No to Those Who Want to Borrow Money from You?</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-write-a-resume-12-steps-to-your-next-job">How To Write A Resume: 12 Steps To Your Next Job</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/welcome-to-the-real-world-my-best-advice-for-new-graduates">Welcome to the Real World - My Best Advice for New Graduates</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/help-your-teenager-earn-their-first-million">Help Your Teenager Earn Their First Million</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-10-kinds-of-people-who-get-rich-and-how-they-do-it">The 10 Kinds of People Who Get Rich (and How They Do It)</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Personal Finance Career and Income General Tips illegal interview personal questions Fri, 03 Apr 2009 22:46:28 +0000 Xin Lu 3007 at http://www.wisebread.com Seven Ways to be the Life of Every Party http://www.wisebread.com/seven-ways-to-be-the-life-of-every-party <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/seven-ways-to-be-the-life-of-every-party" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/how to be the life of every party.jpg" alt="party time" title="party time" class="imagecache imagecache-250w" width="250" height="374" /></a> </div> </div> </div> <p class="MsoNormal">Have you ever been to a party where there’s this one person who seems to make it around <span> </span>the room? They flit from group to group, leaving everybody craving more but yet not feeling unsatisfied by the brief chat they had. </p> <p class="MsoNormal">&nbsp;</p> <p class="MsoNormal">“Oh _______, aren’t they marvelous?” party-goers croon. “I’d love to get to know them better.” </p> <p class="MsoNormal">&nbsp;</p> <p class="MsoNormal">How would you like to be that person? Here are a few tips to help you become the life of every party, without requiring that you step outside of your comfort zone or change your personality. </p> <p class="MsoNormal">&nbsp;</p> <p class="MsoNormal">&nbsp;</p> <h2>Ask Questions<br /></h2> <p class="MsoNormal">This is the single biggest ticket to making people think you are the most engaging and interesting person in the world. Get them to talk about themselves! </p> <p class="MsoNormal">As much as people will feign interest in other party-goers’ lives and stories, the truth is that most people find “number one” to be the most important and fascinating phenomenon. <span> </span>If you continue to ask the right questions to keep them talking, they’ll rarely run out of things to say. </p> <p class="MsoNormal">&nbsp;</p> <p class="MsoNormal">And how do you ask the right questions?</p> <p class="MsoNormal">&nbsp;</p> <h2>Listen</h2> <p class="MsoNormal">Studies have shown over and over again that people engaged in conversation hear only a fraction of what is being said to them because they’re formulating what they want to say next. Communication ultimately breaks down when neither party is actually listening to the other, and all of a sudden nobody remembers what the thread of the conversation was really about. Cue in the “awkward pause”. </p> <p class="MsoNormal">&nbsp;</p> <p class="MsoNormal">By listening – really listening – and not worrying about your response to what they are saying, you will inevitably get more than enough information to continue to the conversation. Continue to ask questions based on what they are saying, and keep them talking. </p> <p class="MsoNormal">&nbsp;</p> <h2>Smile</h2> <p class="MsoNormal">It seems silly, but people will want to talk to somebody who smiles at them. It suggests an openness to communication, and will immediately put them at ease. </p> <p class="MsoNormal">&nbsp;</p> <h2>Make Eye Contact</h2> <p class="MsoNormal">Looking directly at your conversation partner is important. Make them feel that they are the only person in the room. So even if your chat is brief, they will be made to feel that it was intense and meaningful. If you spend the whole conversation looking past them or keeping an eye on the door to see if somebody more interesting is arriving, the conversation was wasted and your partner’s pride and self-confidence will likely take a hit. </p> <p class="MsoNormal">&nbsp;</p> <h2>Face Your Partner</h2> <p class="MsoNormal">Body language is 90% of the game, so right along with smiling and maintaining eye contact is squaring off with them. <span> </span>You can take this even further by mirroring their actions. No really. Mirror them. You’ll find that they won’t notice (as long as you’re not mirroring them doing something silly or overt like jumping jacks!), and subconsciously it creates a very deep connection. </p> <p class="MsoNormal">&nbsp;</p> <h2>Take Interest</h2> <p class="MsoNormal">You do have to have some sort of interest in what your conversational partner is saying in order for the steps above to flow and work. If you cannot bring yourself to take the slightest interest in what they are saying, then it’s time to move on. </p> <p class="MsoNormal">&nbsp;</p> <h2>Know When to Move On </h2> <p class="MsoNormal">Have you ever been at a party, sucked into a dark corner of the room, and had your ear talked off by somebody? You glance sideways at passers by and other groups, wondering what they’re talking about. Surely they’re engaged in a more interesting conversation than yours. <span> </span>It’s time to move on. </p> <p class="MsoNormal">&nbsp;</p> <p class="MsoNormal">There are many ways to politely excuse yourself. The most obvious techniques involve <strong>external influences</strong>: the need to use the washroom, get a drink, or meet up with somebody you haven’t seen in ages who seems to be looking for you. (“mom? Is that you?”)</p> <p class="MsoNormal">And if you are truly cornered by a blabbermouth with no end in sight, then you may have to simply interrupt them to make your escape. <strong>Do it nicely, and with a smile</strong>, and although the initial interruption may feel abrupt, they’ll understand and soon forget your exit once they corner somebody else. </p> <p class="MsoNormal">&nbsp;</p> <p class="MsoNormal">If you want to have lots of conversations and don’t want to run off to the washroom every time you are ready to move on, then the art of working a room comes into play. Although it takes some practice and is an acquired skill, eventually it can become almost natural. </p> <p class="MsoNormal">&nbsp;</p> <p class="MsoNormal">A professional networker I once knew said that if you are really trying to work a large room, you should stay in conversation for 2-5 minutes, no longer. I personally don’t find that long enough to generate a real connection with somebody, and would rather speak with fewer people and have more meaningful conversations (mine last 5-10 minutes on average at a large party). It ultimately depends on the type of function you are attending, how many people are there, and how well people know one another. </p> <p class="MsoNormal">&nbsp;</p> <p class="MsoNormal">The truth is if you are asking all the questions, <strong>you can engineer the conversation to come to an end</strong>. Find a way to bring some conclusion to the topic you are discussing, by asking a question that gets your partner to tie up or summarize their situation. Once they have finished answering that question, smile and genuinely express interest in their reply and wish them luck. Say you see somebody else who you need to speak to and you want to catch them before they leave, and express interest in continuing the conversation a little later if you can. (No promises). </p> <p class="MsoNormal">&nbsp;</p> <p class="MsoNormal">&nbsp;</p> <p class="MsoNormal">So there you have it. You don’t have to share stories of epic adventure with song and dance in order to be the life of a party. You just have to get other people to do it. They’ll love sharing their stories, and you’ll likely have a great time yourself by virtue of listening to them. You’ll learn a lot, generate awesome connections, make friends, and be “that person” that everybody knows and enjoys talking to. </p> <p class="MsoNormal">&nbsp;</p> <p class="MsoNormal">The next time you go to a party, try these techniques. Just try them. Even if it feels a little forced to begin with, you’ll get into the flow and it will be a piece of cake from there on in. </p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/nora-dunn">Nora Dunn</a> of <a href="http://www.wisebread.com/seven-ways-to-be-the-life-of-every-party">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-3"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-cost-of-full-time-travel">The Cost of Full-Time Travel</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/spice-up-the-conversation-by-skipping-what-do-you-do">Spice Up the Conversation by Skipping &quot;What Do You Do?&quot;</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/looking-for-answers-in-life-heres-your-key">Looking for Answers in Life? Here&#039;s your Key...</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/wisdom-from-my-favorite-frugal-tv-character-julius-rock">Wisdom from My Favorite Frugal TV Character - Julius Rock</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/soy-milk-tofu-and-veggie-burgers-for-pennies-anyone">Soy Milk, Tofu, and Veggie Burgers for pennies, anyone?</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Life Hacks Food and Drink Lifestyle Art and Leisure body language conversation networking party questions Fri, 04 Apr 2008 00:00:59 +0000 Nora Dunn 1975 at http://www.wisebread.com How to Answer 23 of the Most Common Interview Questions http://www.wisebread.com/how-to-answer-23-of-the-most-common-interview-questions <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/how-to-answer-23-of-the-most-common-interview-questions" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/000050916338.jpg" alt="" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Let's face it; no one likes the interview process. Well, certainly not the people being interviewed anyway. You have to be on your best behavior, you only get one chance to get it right, and it's like taking your driving test all over again. Over the years I've been to countless interviews. To get my first job out of college I attended some 15-20 interviews a week. Whether it was in Britain or over here in the States, the questions never really seemed to change from job to job. Not only that, but the answers to them are usually the same, with your own personal interpretation of course. Here I present 23 questions you're likely to be asked, and how I have learned to answer them. Why 23? Because I had more than 20 and less than 25. Remember, being interviewed is a skill, and if you do the preparation you should ace it every time. (See also: <a href="http://www.wisebread.com12 Unique Ways to Score a Job Interview">12 Unique Ways to Score a Job Interview</a>)</p> <h2>1. So, tell me a little about yourself.</h2> <p>I'd be very surprised if you haven't been asked this one at every interview. It's probably the most asked question because it sets the stage for the interview and it gets you talking. Be careful not to give the interviewer your life story here. You don't need to explain everything from birth to present day. Relevant facts about education, your career and your current life situation are fine.</p> <h2>2. Why are you looking (or why did you leave you last job)?</h2> <p>This should be a straightforward question to answer, but it can trip you up. Presumably you are looking for a new job (or any job) because you want to <a title="3 Ways a Master's Degree Can Boost Your Career" href="http://www.wisebread.com/3-ways-a-masters-degree-can-boost-your-career">advance your career</a> and get a position that allows you to grow as a person and an employee. It's not a good idea to mention money here, it can make you sound mercenary. And if you are in the unfortunate situation of having been downsized, stay positive and be as brief as possible about it. If you were fired, you'll need a good explanation. But once again, stay positive.</p> <h2>3. Tell me what you know about this company.</h2> <p>Do your homework before you go to any interview. Whether it's being the VP of marketing or the mailroom clerk, you should know about the company or business you're going to work for. Has this company been in the news lately? Who are the people in the company you should know about? Do the background work, it will make you stand out as someone who comes prepared, and is genuinely interested in the company and the job.</p> <h2>4. Why do you want to work at X Company?</h2> <p>This should be directly related to the last question. Any research you've done on the company should have led you to the conclusion that you'd want to work there. After all, you're at the interview, right? Put some thought into this answer before you have your interview, mention your career goals and highlight forward-thinking goals and career plans.</p> <h2>5. What relevant experience do you have?</h2> <p>Hopefully if you're applying for this position you have bags of related experience, and if that's the case you should mention it all. But if you're switching careers or trying something a little different, your experience may initially not look like it's matching up. That's when you need a little honest creativity to match the experiences required with the ones you have. People skills are people skills after all, you just need to show how customer service skills can apply to internal management positions, and so on.</p> <h2>6. If your previous co-workers were here, what would they say about you?</h2> <p>Ok, this is not the time for full disclosure. If some people from your past are going to say you're a boring A-hole, you don't need to bring that up. Stay positive, always, and maybe have a few specific quotes in mind. &quot;They'd say I was a hard worker&quot; or even better &quot;John Doe has always said I was the most reliable, creative problem-solver he'd ever met.&quot;</p> <h2>7. Have you done anything to further your experience?</h2> <p>This could include anything from night classes to hobbies and sports. If it's related, it's worth mentioning. Obviously anything to do with further education is great, but maybe you're spending time on a home improvement project to work on skills such as self-sufficiency, time management and motivation.</p> <h2>8. Where else have you applied?</h2> <p>This is a good way to hint that you're in demand, without sounding like you're whoring yourself all over town. So, be honest and mention a few other companies but don't go into detail. The fact that you're seriously looking and keeping your options open is what the interviewer is driving at.</p> <h2>9. How are you when you're working under pressure?</h2> <p>Once again, there are a few ways to answer this but they should all be positive. You may work well under pressure, you may thrive under pressure, and you may actually <strong>prefer</strong> working under pressure. If you say you crumble like aged blue cheese, this is not going to help you get your foot in the door.</p> <h2>10. What motivates you to do a good job?</h2> <p>The answer to this one is not money, even if it is. You should be motivated by life's noble pursuits. You want recognition for a job well done. You want to become better at your job. You want to help others or be a leader in your field.</p> <h2>11. What's your greatest strength?</h2> <p>This is your chance to shine. You're being asked to explain why you are a great employee, so don't hold back and stay do stay positive. You could be someone who thrives under pressure, a great motivator, an amazing problem solver or someone with extraordinary attention to detail. If your greatest strength, however, is to drink anyone under the table or get a top score on Mario Kart, keep it to yourself. The interviewer is looking for work-related strengths.</p> <h2>12. What's your biggest weakness?</h2> <p>If you're completely honest, you may be kicking yourself in the butt. If you say you don't have one, you're obviously lying. This is a horrible question and one that politicians have become masters at answering. They say things like &quot;I'm perhaps too committed to my work and don't spend enough time with my family.&quot; Oh, there's a fireable offense. I've even heard &quot;I think I'm too good at my job, it can often make people jealous.&quot; Please, let's keep our feet on the ground. If you're asked this question, give a small, work-related flaw that you're working hard to improve. Example: &quot;I've been told I occasionally focus on details and miss the bigger picture, so I've been spending time laying out the complete project every day to see my overall progress.&quot;</p> <h2>13. Let's talk about salary. What are you looking for?</h2> <p>Run for cover! This is one tricky game to play in an interview. Even if you know the salary range for the job, if you answer first you're already showing all your cards. You want as much as possible, the employer wants you for as little as you're willing to take. Before you apply, take a look at salary.com for a good idea of what someone with your specific experience should be paid. You may want to say, &quot;well, that's something I've thought long and hard about and I think someone with my experience should get between X &amp; Y.&quot; Or, you could be sly and say, &quot;right now, I'm more interested in talking more about what the position can offer my career.&quot; That could at least buy you a little time to scope out the situation. But if you do have a specific figure in mind and you are confident that you can get it, I'd say go for it. I have on many occasions, and every time I got very close to that figure (both below and sometimes above).</p> <h2>14. Are you good at working in a team?</h2> <p>Unless you have the I.Q. of a houseplant, you'll always answer YES to this one. It's the only answer. How can anyone function inside an organization if they are a loner? You may want to mention what part you like to play in a team though; it's a great chance to explain that you're a natural leader.</p> <h2>15. Tell me a suggestion you have made that was implemented.</h2> <p>It's important here to focus on the word &quot;implemented.&quot; There's nothing wrong with having a thousand great ideas, but if the only place they live is on your notepad what's the point? Better still, you need a good ending. If your previous company took your advice and ended up going bankrupt, that's not such a great example either. Be prepared with a story about an idea of yours that was taken from idea to implementation, and considered successful.</p> <h2>16. Has anything ever irritated you about people you've worked with?</h2> <p>Of course, you have a list as long as your arm. But you can't say that, it shows you as being negative and difficult to work with. The best way to answer this one is to think for a while and then say something like &quot;I've always got on just fine with my co-workers actually.&quot;</p> <h2>17. Is there anyone you just could not work with?</h2> <p>No. Well, unless you're talking about murderers, racists, rapists, thieves or other dastardly characters, you can work with anyone. Otherwise you could be flagged as someone who's picky and difficult if you say, &quot;I can't work with anyone who's a Bronco's fan. Sorry.&quot;</p> <h2>18. Tell me about any issues you've had with a previous boss.</h2> <p>Arrgh! If you fall for this one you shouldn't be hired anyway. The interviewer is testing you to see if you'll speak badly about your previous supervisor. Simply answer this question with extreme tact, diplomacy and if necessary, a big fat loss of memory. In short, you've never had any issues.</p> <h2>19. Would you rather work for money or job satisfaction?</h2> <p>It's not a very fair question is it? We'd all love to get paid a Trump-like salary doing a job we love but that's rare indeed. It's fine to say money is important, but remember that NOTHING is more important to you than the job. Otherwise, you're just someone looking for a bigger paycheck.</p> <h2>20. Would you rather be liked or feared?</h2> <p>I have been asked this a lot, in various incarnations. The first time I just drew a blank and said, &quot;I don't know.&quot; That went over badly, but it was right at the start of my career when I had little to no experience. Since then I've realized that my genuine answer is &quot;Neither, I'd rather be respected.&quot; You don't want to be feared because fear is no way to motivate a team. You may got the job done but at what cost? Similarly, if you're everyone's best friend you'll find it difficult to make tough decisions or hit deadlines. But when you're respected, you don't have to be a complete bastard or a lame duck to get the job done.</p> <h2>21. Are you willing to put the interests of X Company ahead of your own?</h2> <p>Again, another nasty question. If you say yes, you're a corporate whore who doesn't care about family. If you say no, you're disloyal to the company. I'm afraid that you'll probably have to say yes to this one though, because you're trying to be the perfect employee at this point, and perfect employees don't cut out early for Jimmy's baseball game.</p> <h2>22. So, explain why I should hire you.</h2> <p>As I'm sure you know, &quot;because I'm great&quot; or &quot;I really need a job&quot; are not good answers here. This is a time to give the employer a laundry list of your greatest talents that just so happen to match the job description. It's also good to avoid taking potshots at other potential candidates here. Focus on yourself and your talents, not other people's flaws.</p> <h2>23. Finally, do you have any questions to ask me?</h2> <p>I'll finish the way I started, with one of the most common questions asked in interviews. This directly relates to the research you've done on the company and also gives you a chance to show how eager and prepared you are. You'll probably want to ask about benefits if they haven't been covered already. A good generic one is &quot;how soon could I start, if I were offered the job of course.&quot; You may also ask what you'd be working on. Specifically, in the role you're applying for and how that affects the rest of the company. Always have questions ready, greeting this one with a blank stare is a rotten way to finish your interview. Good luck and happy job hunting.</p> <p>Want more interview tips? Read up here:</p> <ul> <li><a href="http://www.wisebread.com/how-not-to-answer-10-of-the-most-common-interview-questions?ref=interview" target="_blank">How NOT to Answer 10 of the Most Common Interview Questions</a></li> <li><a href="http://www.wisebread.com/5-things-never-to-bring-up-in-a-job-interview?ref=interview" target="_blank">5 Things Never to Bring Up in a Job Interview</a></li> <li><a href="http://www.wisebread.com/10-words-to-never-use-in-a-job-interview?ref=interview" target="_blank">10 Words to Never Use in a Job Interview</a></li> <li><a href="http://www.wisebread.com/5-questions-you-should-ask-at-every-job-interview?ref=interview" target="_blank">5 Questions You Should Ask at Every Job Interview</a></li> <li><a href="http://www.wisebread.com/10-body-language-mistakes-that-sabotage-most-interviews?ref=interview" target="_blank">10 Body Language Mistakes That Sabotage Most Interviews</a></li> <li><a href="http://www.wisebread.com/13-ways-to-make-a-good-first-impression-at-your-next-job-interview?ref=interview" target="_blank">13 Ways to Make a Good First Impression at Your Next Job Interview</a></li> <li><a href="http://www.wisebread.com/10-things-you-did-wrong-at-your-last-job-interview?ref=interview" target="_blank">10 Things You Did Wrong at Your Last Job Interview</a></li> <li><a href="http://www.wisebread.com/this-interview-technique-will-get-you-hired?ref=interview" target="_blank">This Interview Technique Will Get You Hired</a></li> <li><a href="http://www.wisebread.com/weird-job-interview-questions-and-how-to-answer-them?ref=interview" target="_blank">How to Answer Weird Interview Questions</a></li> </ul> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/paul-michael">Paul Michael</a> of <a href="http://www.wisebread.com/how-to-answer-23-of-the-most-common-interview-questions">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-2"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/flashback-friday-the-65-best-career-tips-weve-ever-shared">Flashback Friday: The 65 Best Career Tips We&#039;ve Ever Shared</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-ways-to-use-technology-to-upgrade-your-career">6 Ways to Use Technology to Upgrade Your Career</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/escape-your-dying-industry-with-one-of-these-8-careers-instead">Escape Your Dying Industry With One of These 8 Careers, Instead</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/you-re-fired-20-signs-that-a-pink-slip-is-coming">You’re Fired! 20 Signs That a Pink Slip is Coming</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-depressing-jobs-that-arent-worth-the-money">10 Depressing Jobs That Aren&#039;t Worth the Money</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Career Building Job Hunting answers career interviews jobs questions Fri, 05 Oct 2007 03:10:18 +0000 Paul Michael 1253 at http://www.wisebread.com