tickets http://www.wisebread.com/taxonomy/term/8039/all en-US 11 Credit Card Perks That Make Life Easier and Way More Fun http://www.wisebread.com/11-credit-card-perks-that-make-life-easier-and-way-more-fun <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/11-credit-card-perks-that-make-life-easier-and-way-more-fun" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_on_a_vacation_shopping_online_with_credit_card.jpg" alt="Woman on a vacation shopping online with credit card" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>I thought I knew all there was to know about using credit card perks. And then last year, I needed &mdash; and I mean, <em>needed </em>&mdash; tickets to a certain musical theater production. When I got an email invitation to a members-only presale, I realized that the wallet full of credit cards I've accumulated for the miles and points have other great perks that I might not be using.</p> <p>Let's look at some of the timesaving, weekend-improving bennies you might already qualify for based on the cards you hold. (See also: <a href="http://www.wisebread.com/10-awesome-credit-card-perks-you-didnt-know-about?ref=seealso" target="_blank">14 Awesome Credit Card Perks You Didn't Know About</a>)</p> <h2>1. Concierge service</h2> <p>You have a night free in a strange city, and you want to make the most of it. If only you had someone to pick a restaurant and a show for you and charge everything to your credit card...</p> <p>If you have an <a href="http://www.wisebread.com/the-5-best-premium-credit-cards?ref=internal" target="_blank">elite-level credit card</a>, you <em>do</em> have that person in the form of complimentary concierge service. You can ask your credit card concierge to buy tickets to a concert or show that is likely to sell out, so you don't have to drop what you're doing to get online the moment they go on sale. You can ask them to have flowers delivered to your partner or even to have them send a limo to get your kids from school. You pay for the cost of the goods or services &mdash; you can set a limit in advance &mdash; but the concierge's time is free.</p> <p>I have a friend who loves to dine at Michelin-starred restaurants, and reservations can be hard to get. She has used a credit card concierge service to score tables all over the world.</p> <p>&quot;I even had them find me a place in Atlanta for a coworker that has lots of dietary restrictions,&quot; my friend said.</p> <p>You think that's excellent service? Then consider that other clients have successfully had credit card concierges track down obscure or in-demand items and had them delivered to their door. If your kid wants a popular toy this holiday, it might be worth asking a credit card concierge to find it.</p> <p>Personally, I want to take my Broadway-obsessed teen to a show in Chicago over the holidays, but don't know which show to get tickets to. I might just call my credit card concierge for both advice and booking. (See also: <a href="http://www.wisebread.com/what-do-the-concierge-services-from-credit-cards-really-provide?ref=internal?ref=seealso" target="_blank">What Do the Concierge Services From Credit Cards Really Provide?</a>)</p> <h2>2. Members-only spaces and experiences</h2> <p>You're probably aware that some credit cards get you into airport lounges. But did you know there are also members-only lounges with complimentary beverages in some theme parks, including Universal Studios, and at big events such as the Super Bowl? And at Disney World, certain credit card holders have access to exclusive character meet-and-greet sessions.</p> <p>Certain high-end cards even host members-only events, such as private dinners by celebrity chefs. These events aren't free &mdash; in fact, some cost thousands of dollars &mdash; but they are exclusive. (See also: <a href="http://www.wisebread.com/how-to-get-the-most-out-of-airport-lounge-access?ref=seealso" target="_blank">How to Get the Most Out of Airport Lounge Access</a>)</p> <h2>3. Shorter lines</h2> <p>Some theme parks and other attractions have a dedicated line for certain credit card holders. If you visit often, I can see holding a credit card for that benefit alone.</p> <h2>4. A smoother trip through airport security</h2> <p>A number of high-end travel cards <a href="http://www.wisebread.com/best-credit-cards-that-offer-tsa-pre-check-and-global-entry-reimbursement?ref=internal" target="_blank">reimburse users the $100 application charge for Global Entry</a>, which also comes with membership to the Transportation Security Administration's PreCheck program. Membership in both these programs means that you can go through a quicker security line in domestic or international airports, and when you're returning from abroad, you can skip the immigration line and simply scan your passport at a kiosk.</p> <h2>5. Free museums</h2> <p>At least one card-issuing bank partners with museums nationwide to offer cardholders free entry on certain days.</p> <h2>6. Hotel room upgrades</h2> <p>Certain hotel chain credit cards offer cardholders status, which can lead to getting an upgraded room when you check in. It can also get you free Wi-Fi at the hotel, late checkouts, and other perks. Some cards even offer spending credits for certain hotel stays. (See also: <a href="http://www.wisebread.com/the-5-best-credit-cards-with-free-hotel-status-upgrades?ref=seealso" target="_blank">The Best Credit Cards With Free Hotel Status Upgrades</a>)</p> <h2>7. Free rides</h2> <p>At least one credit card offers a monthly credit for a ride sharing service, smoothing everything from business travel to barhopping without a designated driver.</p> <h2>8. Free shipping</h2> <p>Some credit cards offer membership to free shipping programs that work at multiple online stores.</p> <h2>9. Freedom to pack more stuff</h2> <p>This holiday season, my family will be checking suitcases instead of relying on carry-ons, because I hold one of the airline's premium credit cards that gives cardholders one free checked bag. Because we have that privilege, we can tell the grandparents they don't have to limit gifts to digital downloads! (See also: <a href="http://www.wisebread.com/travel-perks-you-didnt-know-your-credit-card-had?ref=seealso" target="_blank">12 Travel Perks You Didn't Know Your Credit Card Had</a>)</p> <h2>10. Free internet</h2> <p>Some credit cards give you membership to wireless plans so that you can get online on participating flights or in other public places.</p> <h2>11. A sweeter ride</h2> <p>Some credit cards give you instant status with car rental programs, which can unlock free upgrades and shorter waits at dedicated booths at the airport. So make the most of your membership to rent that sports car you've always wanted to drive!</p> <h2 style="text-align: center;">Like this article? Pin it!</h2> <div align="center"><a data-pin-do="buttonPin" data-pin-count="above" data-pin-tall="true" href="https://www.pinterest.com/pin/create/button/?url=http%3A%2F%2Fwww.wisebread.com%2F11-credit-card-perks-that-make-life-easier-and-way-more-fun&amp;media=http%3A%2F%2Fwww.wisebread.com%2Ffiles%2Ffruganomics%2Fu5180%2F11%2520Credit%2520Card%2520Perks%2520That%2520Make%2520Life%2520Easier%2520and%2520Way%2520More%2520Fun%2520%25281%2529.jpg&amp;description=11%20Credit%20Card%20Perks%20That%20Make%20Life%20Easier%20and%20Way%20More%20Fun"></a></p> <script async defer src="//assets.pinterest.com/js/pinit.js"></script></div> <p style="text-align: center;"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5180/11%20Credit%20Card%20Perks%20That%20Make%20Life%20Easier%20and%20Way%20More%20Fun%20%281%29.jpg" alt="11 Credit Card Perks That Make Life Easier and Way More Fun" width="250" height="374" /></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/carrie-kirby">Carrie Kirby</a> of <a href="http://www.wisebread.com/11-credit-card-perks-that-make-life-easier-and-way-more-fun">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/dont-carry-a-balance-heres-why-you-still-need-a-credit-card">Don&#039;t Carry a Balance? Here&#039;s Why You Still Need a Credit Card</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/which-credit-card-should-you-use-to-get-free-hotel-stays">Which Credit Card Should You Use to Get Free Hotel Stays?</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/best-credit-cards-that-offer-tsa-pre-check-and-global-entry-reimbursement">Best Credit Cards That Offer TSA Pre-Check and Global Entry Reimbursement</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-tricks-to-making-the-most-of-your-reward-miles">5 Tricks to Making the Most of Your Reward Miles</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-families-can-earn-and-use-travel-rewards">How Families Can Earn and Use Travel Rewards</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Credit Cards benefits concierge service global entry hotels members only perks tickets travel tsa precheck upgrades Fri, 24 Nov 2017 09:00:07 +0000 Carrie Kirby 2057050 at http://www.wisebread.com How Families Can Earn and Use Travel Rewards http://www.wisebread.com/how-families-can-earn-and-use-travel-rewards <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/how-families-can-earn-and-use-travel-rewards" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/family_looking_out_window_at_airport.jpg" alt="Family looking out window at airport" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>When it comes to travel rewards, families have different needs than single travelers and couples. For example, families are typically less flexible than other travelers, as they need to work their vacations around school schedules. Families also tend to go to popular vacation destinations during peak travel seasons, while others may be more interested in out-of-the-way destinations. And obviously, families tend to travel in larger groups than singles or couples.</p> <p>So, if you need to earn rewards that you can use toward a family vacation, consider these award travel strategies. (See also: <a href="http://www.wisebread.com/how-to-use-miles-and-points-for-a-big-award-trip?ref=seealso" target="_blank">How to Use Miles and Points for a Big Award Trip</a>)</p> <h2>The Southwest plan</h2> <p>Southwest Airlines is an <a href="http://www.wisebread.com/why-southwest-airlines-is-the-best-domestic-airline-for-families?ref=internal" target="_blank">ideal carrier for family travelers</a>. It offers two free checked bags for everyone, and it doesn't impose fees for changing your reservation once you've purchased tickets. It also features early boarding for families with young children, and an open seating policy that makes it easy for families to ensure that they are sitting together.</p> <p>Southwest also offers the Companion Pass, which lets you book a second extra ticket at no charge (other than taxes), on every flight including award tickets. To receive a Companion Pass, you need to earn 110,000 points within a single calendar year. Fortunately, Southwest offers various credit cards that help you get there. The pass can significantly cut your family's travel costs for the year.</p> <h2>Earn miles that can be redeemed as travel statement credits</h2> <p>The problem that most families have with traditional frequent flyer programs is that awards are seldom available at the lowest mileage levels. This is especially true at peak travel times when families travel, and for groups of three or more.</p> <p>Therefore, the best way for families to earn award travel is to use a credit card that offers miles that can be redeemed as statement credits toward any travel reservations. These <a href="http://www.wisebread.com/top-5-travel-reward-credit-cards?ref=internal" target="_blank">travel rewards credit cards</a> allow you to book your own travel (flights, hotel, car rentals, cruises, tours, and more) on any booking site you prefer, and then use your points toward those purchases. This gives families the most flexibility in terms of being able to use their hard earned travel rewards for an actual trip. (See also: <a href="http://www.wisebread.com/best-credit-cards-with-easy-travel-redemption?ref=seealso" target="_blank">Best Credit Cards With Easy Travel Redemption</a>)</p> <h2>Earn points that can be transferred to different frequent flyer and hotel programs</h2> <p>Another great award travel strategy for families is to earn flexible <a href="http://www.wisebread.com/5-best-credit-cards-that-transfer-points-to-airline-miles?ref=internal" target="_blank">rewards that can be transferred to numerous travel partners</a>. This gives you the ability to earn points on your credit card without having to commit to a particular airline or hotel chain.</p> <p>Cards in this category may allow you to rack up points, and then transfer them when you're ready to use one of several popular airline or hotel rewards programs. While travel statement credits are even more flexible, with those programs your points are usually worth about 1 cent a piece. You can often get a better rate when you transfer to, say, an airline program and book an expensive flight. (See also: <a href="http://www.wisebread.com/comparing-miles-which-airline-loyalty-program-is-better?ref=seealso" target="_blank">Which Airline Rewards Program Has the Best Value for Their Miles?</a>)</p> <h2>Be flexible with travel plans and expectations</h2> <p>Redeeming travel rewards for a trip is not for the faint of heart. While going with the flexible redemption option allows you the most freedom to plan a trip according to your precise preferences, being flexible with your plans will give you the most <em>value</em> out of your hard earned rewards. This means that if you want to get the largest discount off your trip, you'll want to identify the destinations and resorts that are available under that travel program. You might not get the exact hotel you want, or even visit the exact city that you want, but if you can be flexible and open minded, even a large family can take advantage of travel rewards and redeem them for an amazing vacation. (See also: <a href="http://www.wisebread.com/6-tricks-to-making-the-most-of-your-reward-miles?ref=seealso" target="_blank">5 Tricks to Making the Most of Your Reward Miles</a>)</p> <h2 style="text-align: center;">Like this article? Pin it!</h2> <div align="center"><a data-pin-do="buttonPin" data-pin-count="above" data-pin-tall="true" data-pin-save="true" href="https://www.pinterest.com/pin/create/button/?url=http%3A%2F%2Fwww.wisebread.com%2Fhow-families-can-earn-and-use-travel-rewards&amp;media=http%3A%2F%2Fwww.wisebread.com%2Ffiles%2Ffruganomics%2Fu5180%2FHow%2520Families%2520Can%2520Earn%2520and%2520Use%2520Travel%2520Rewards.jpg&amp;description=How%20Families%20Can%20Earn%20and%20Use%20Travel%20Rewards"></a></p> <script async defer src="//assets.pinterest.com/js/pinit.js"></script></div> <p style="text-align: center;"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5180/How%20Families%20Can%20Earn%20and%20Use%20Travel%20Rewards.jpg" alt="How Families Can Earn and Use Travel Rewards" width="250" height="374" /></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/jason-steele">Jason Steele</a> of <a href="http://www.wisebread.com/how-families-can-earn-and-use-travel-rewards">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/12-expert-tips-for-redeeming-miles-for-free-travel">12 Expert Tips for Redeeming Miles for Free Travel</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/9-ways-to-use-travel-rewards-cards-to-get-free-trips">How to Use Travel Rewards Cards to Get Free Trips</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-best-airline-rewards-programs-for-trips-to-europe">The Best Airline Rewards Programs for Trips to Europe</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/once-in-a-lifetime-experiences-ive-earned-with-credit-card-rewards">Once-In-A-Lifetime Experiences I&#039;ve Earned With Credit Card Rewards</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/which-credit-card-should-you-use-to-get-free-hotel-stays">Which Credit Card Should You Use to Get Free Hotel Stays?</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Credit Cards Travel airlines awards family frequent flyers hotels miles points rewards tickets trips vacation Fri, 15 Sep 2017 08:30:05 +0000 Jason Steele 2020048 at http://www.wisebread.com How to Evaluate a Travel Program for the Best Rewards Redemption http://www.wisebread.com/how-to-evaluate-a-travel-program-for-the-best-rewards-redemption <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/how-to-evaluate-a-travel-program-for-the-best-rewards-redemption" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/travel_concept_on_wooden_table.jpg" alt="Travel concept on wooden table" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Credit cards that offer frequent flyer miles or hotel points can sound like a great deal. Their ads often feature pictures of people taking their dream vacation in paradise, made possible by <a href="http://www.wisebread.com/top-5-travel-reward-credit-cards?ref=internal" target="_blank">credit card travel rewards</a>.</p> <p>But for some users, redeeming their rewards for a trip remains elusive. Airline award seats may be scarce or nonexistent at the lowest mileage levels, and hotels may restrict the rooms available for free night awards during peak travel periods. When you finally realize how hard it is to use your points and miles, you may regret your choice of credit card.</p> <p>How can you prevent this from happening to you? The key is to closely examine a rewards program and how useful it will be to you before signing up for the credit card. (See also: <a href="http://www.wisebread.com/9-ways-to-use-travel-rewards-cards-to-get-free-trips?ref=seealso" target="_blank">How to Use Travel Rewards to Get Free Trips</a>)</p> <h2>How to gauge the value of a frequent flyer program</h2> <p>Before you sign up for a credit card that earns rewards from an airline program, you need to investigate how useful its miles will be. For example, select a few destinations that you hope to use your rewards for, and then go to the airline's website and perform an award search. Thankfully, many airlines allow you to search for awards without logging into their site. However, some require you to create a frequent flyer account (at no charge) before you can begin searching for awards. (See also: <a href="http://www.wisebread.com/comparing-miles-which-airline-loyalty-program-is-better?ref=seealso" target="_blank">Which Airline Loyalty Program Has the Best Value for Their Miles?</a>)</p> <p>What you want to look for are awards at the lowest mileage levels available among a range of dates for flights to your preferred destinations. You also need to make sure there are often enough seats for the number of travelers that would be in your party.</p> <p>You have to set the same kinds of realistic expectations as you would if you were booking an actual flight. If you are hoping to find four seats on a nonstop flight to a warm weather destination over winter break, then you are bound to be disappointed. You are also likely to come up short if you are always looking for award seats available within a few months of departure. Instead, you need to be flexible with your award travel, and try to book as far in advance as possible.</p> <p>Your test to check out award availability and cost should also reflect the same realistic expectations. And sadly, there's no guarantee that an award that's available now will also be available in the future.</p> <p>Finally, you should be aware of frequent flyer programs that offer awards on any flight, based on how much the flight costs. Programs like this include Southwest Airlines Rapid Rewards, and JetBlue's TrueBlue program. With these programs, you don't really need to look at the award availability. Instead, you should see how much each point is worth. (See also: <a href="http://www.wisebread.com/5-best-co-branded-airline-credit-cards?ref=seealso" target="_blank">Best Airline Credit Cards</a>)</p> <h2>Examining the value of a hotel rewards program</h2> <p>Credit cards that offer rewards in hotel loyalty programs can be extremely valuable, as they often lack the blackout dates and capacity controls that plague airline programs. For example, Starwood, Marriott, Hyatt, and Hilton all promise that all &quot;standard&quot; unsold rooms are available as awards. On the other hand, IHG and Wyndham hotels may restrict the number of standard rooms available for awards during peak travel times. (See also: <a href="http://www.wisebread.com/breakdown-of-benefits-and-value-of-the-best-hotel-rewards-programs-and-credit-cards?ref=seealso" target="_blank">Benefits and Value of Hotel Rewards Programs and Cards</a>)</p> <p>But even with the hotel programs that have no blackout dates or capacity controls, there can still be a catch. Individual properties can designate the majority, or nearly all of their rooms as &quot;upgraded&quot; in some way, in a thinly veiled effort to avoid releasing them as free night awards. For example, many hotels in Hawaii have labeled nearly all of their rooms as &quot;garden-view,&quot; which are therefore not eligible for awards.</p> <p>To do a proper &quot;test drive&quot; of a hotel rewards program, you can start by searching for award pricing and availability at a few properties that you are interested in visiting. As with the airlines, you may have to create a free account first. If you find that there aren't any award nights available during holiday periods, but there are still plenty of rooms available for sale, then you will want to avoid the credit cards that earn points in this program. (See also: <a href="http://www.wisebread.com/the-best-credit-cards-for-hotel-deals-and-rewards?ref=seealso" target="_blank">Best Hotel Credit Cards</a>)</p> <p>You also want to compare the cost of the room to the number of points needed to book it. If you are getting very little value from your points, you have consider if it's worth earning these rewards from a particular credit card. You could instead put your spending on a card whose rewards provide better value.</p> <p>By looking at the value of a rewards program before you start earning points and miles, you can make sure that you are choosing the right credit card for your needs.</p> <h2>The easiest ways to redeem travel rewards</h2> <p>Besides signing up for the co-branded airline and hotel credit card, which arguably would give you the most value per mile, but may not net you an actual realized trip, you can use other types of travel rewards credit cards.</p> <p>The first type is a card that offers ways to <a href="http://www.wisebread.com/5-best-credit-cards-that-transfer-points-to-airline-miles?ref=internal" target="_blank">transfer points to various travel programs</a>. This allows you to have more options when it comes to airlines to fly on and hotels to stay with. You earn points on these credit cards, then when you're ready, you can either use the card's travel portal to book with points, or transfer to airline or hotel partners, and then log into those programs to book your flights and rooms. (See also: <a href="http://www.wisebread.com/which-credit-cards-have-the-best-travel-redemption-value?ref=seealso" target="_blank">Which Credit Cards Have the Best Travel Redemption Value?</a>)</p> <p>These cards also have the added benefit of offering bonus points in more everyday categories, like supermarkets and dining. This can mean that you would accrue more points than if you went with an airline or hotel specific credit card, which often only award bonus points for flights and stays. If you aren't a frequent traveler, building up your miles cache may take much longer.</p> <p>However, what you would be missing out on is that airline and hotel credit cards often have exclusive travel benefits like priority boarding or in flight discounts. You'd have to weigh your preferences.</p> <p>Finally, another type of travel rewards credit card allows you even more freedom to book the trip you want. You earn points, and when you've got the amount you need, you book your travel through almost any vendor you want. Then simply apply your points as a statement credit, paying off your travel expenses. For those that want simple, easy redemption, these cards provide the most flexible travel redemption option. (See also: <a href="http://www.wisebread.com/best-credit-cards-with-easy-travel-redemption?ref=seealso" target="_blank">Best Credit Cards With Easy Travel Redemption</a>)</p> <h2 style="text-align: center;">Like this article? Pin it!</h2> <div align="center"><a data-pin-do="buttonPin" data-pin-count="above" data-pin-tall="true" data-pin-save="true" href="https://www.pinterest.com/pin/create/button/?url=http%3A%2F%2Fwww.wisebread.com%2Fhow-to-evaluate-a-travel-program-for-the-best-rewards-redemption&amp;media=http%3A%2F%2Fwww.wisebread.com%2Ffiles%2Ffruganomics%2Fu5180%2FHow%2520to%2520Evaluate%2520a%2520Travel%2520Program%2520for%2520the%2520Best%2520Rewards%2520Redemption.jpg&amp;description=How%20to%20Evaluate%20a%20Travel%20Program%20for%20the%20Best%20Rewards%20Redemption"></a></p> <script async defer src="//assets.pinterest.com/js/pinit.js"></script></div> <p style="text-align: center;"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5180/How%20to%20Evaluate%20a%20Travel%20Program%20for%20the%20Best%20Rewards%20Redemption.jpg" alt="How to Evaluate a Travel Program for the Best Rewards Redemption" width="250" height="374" /></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/jason-steele">Jason Steele</a> of <a href="http://www.wisebread.com/how-to-evaluate-a-travel-program-for-the-best-rewards-redemption">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-steps-to-picking-the-best-airline-credit-card-for-the-most-rewards-value">5 Steps to Picking the Best Airline Credit Card for the Most Rewards Value</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-build-your-best-travel-budget">How to Build Your Best Travel Budget</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-families-can-earn-and-use-travel-rewards">How Families Can Earn and Use Travel Rewards</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/12-expert-tips-for-redeeming-miles-for-free-travel">12 Expert Tips for Redeeming Miles for Free Travel</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/once-in-a-lifetime-experiences-ive-earned-with-credit-card-rewards">Once-In-A-Lifetime Experiences I&#039;ve Earned With Credit Card Rewards</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Travel air travel Airfare best value frequent flyer hotels miles rewards tickets Tue, 18 Jul 2017 08:30:16 +0000 Jason Steele 1982252 at http://www.wisebread.com Beware These Sneaky Fees on Discount Airfare http://www.wisebread.com/beware-these-sneaky-fees-on-discount-airfare <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/beware-these-sneaky-fees-on-discount-airfare" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/iStock-518467790.jpg" alt="Discovering sneaky fees on discount airfare" title="" class="imagecache imagecache-250w" width="250" height="141" /></a> </div> </div> </div> <p>Discount airlines have broadened the base of those who can afford to fly. These no-frills carriers slash prices by limiting benefits and offering an a la carte airline experience. But sometimes, flying a discount airline isn't nearly as cheap as you think.</p> <p>If you've ever <a href="http://www.wisebread.com/10-flight-booking-hacks-to-save-you-hundreds?ref=internal" target="_blank">priced airfare</a>, you've probably wondered why discount carriers offer lower prices and how they do it. How can Allegiant Air afford to let you fly from Cincinnati to Fort Lauderdale for $122 or less? And how can an international airline like WOW Air stay afloat when a round-trip flight from Boston to Reykjavik, Iceland costs less than $320? (See also: <a href="http://www.wisebread.com/5-best-sign-up-bonuses-for-airline-miles-credit-cards?ref=seealso2" target="_blank">Best Travel Rewards Credit Cards</a>)</p> <p>The answer is &quot;unbundling,&quot; an industry practice that's been growing for the past decade. Back in the day, when you bought an airline ticket, you automatically got an advance seat assignment, checked bags, carry-ons, and even meals (it's true &mdash; ask your grandparents).</p> <p>Then came deregulation and rising fuel costs, and multiple airlines went bankrupt. Those that survived sought to boost profits by unbundling all those included services, meaning you had to start paying for many things that were once baked into the airfare. Airlines pitched this as a consumer benefit &mdash; why pay for checked bags if you're just bringing a carry-on? And it is a good deal for some passengers, but it's also a way for the airlines to make money &mdash; more than they made before unbundling.</p> <h2>Hidden fees on discount airlines</h2> <p>Discount airlines have taken the unbundling concept to the extreme, making them the most beloved airlines by some, and the most despised by others.</p> <p>Not only will you be charged for checking a suitcase, you'll also pay extra to carry on a bag too big to fit under your seat (in fact, Frontier Airline charges more for a carry-on than a checked bag). Usually, the earlier you pay for bags, the cheaper it will be. Wait until you get to the gate and you could pay as much as $100 for a carry-on.</p> <p>Then there are fees for choosing a seat, which goes up the more legroom you ask for. And you'll have to cough up extra for printing your boarding pass at the airport, for booking using a credit card, and even for water onboard (Spirit Airlines is notorious for charging $3 for water unless you need it to take medicine).</p> <p>Sometimes these fees can cost as much as the fare itself. Take Allegiant Air, for example. Round-trip airfare from Cincinnati to Fort Lauderdale rang in at around $122 for random dates in May, which is downright cheap. But if you dig a little deeper, you'll find the base fare includes almost nothing.</p> <p>Want an assigned seat near a window or an aisle? There's a fee for that (at least $10 each way). Need extra leg room? Roomier seats on this particular Allegiant flight start at $21, each way. You can bring one &quot;personal item&quot; on the plane for free (think: a purse), but you'll have to pay another $30 round-trip to bring a standard carry-on.</p> <p>If you want to check a bag, that's another $40 round-trip. And if you need an agent to print your boarding pass at the airport, that's another five buckaroos each way. Pay with a credit card? Tack on $8 each way.</p> <p>All of a sudden, your $122 flight surges to $238. While that's still affordable as far as airfare goes, it's nearly twice as much as the base price you were tempted with.</p> <p>The same thing is almost always true when you fly an international discount airline. That $320 WOW Air flight to Iceland? It's actually $523.92 when you add on taxes, a carry-on ($81.98 round-trip), a checked bag ($101.98 round-trip), and an assigned seat ($19.98 round-trip). Flying international for $524 is still pretty sweet, but the price is over $200 more than the $320 &quot;teaser price.&quot;</p> <h2>How to win the discount airline game</h2> <p>When you're shopping with a discount airline, make sure you know what is &mdash; <em>and what isn't</em> &mdash; included. Once you're abreast of which services and add-ons are charged on top of your base fare, you can compare prices with other airlines on an apples to apples basis.</p> <p>Here's a good example.</p> <p>Let's say you want to fly round-trip from El Paso, Texas to San Diego, California on May 5 returning May 12th of this year. As of this writing, the total cost for your base fare is just under $80 with Allegiant Air. Score!</p> <p>When you add on taxes ($60.37), basic seat selections ($18), a carry-on ($30), a checked bag ($40), and a printed boarding passes ($10), however, the price tag goes up to $228. Plus, it's an extra $16 if you pay with a credit card, so let's call it $244.</p> <p>If you search for the same flight with other airlines on Expedia, you'll find prices start at around $388 on American Airlines. Your seat selection and a carry-on are included in your fare, but you'll likely need to pay for $25 for a checked bag. All things considered, the Allegiant flight is still an awesome deal, it's just not<em> quite </em>as awesome as the upfront pricing makes it seem.</p> <p>The best way to navigate the total costs of your airfare is to run the numbers on every flight you book. You may have to go through a bunch of prompts and fine print to see how much more you'll pay for assigned seats, carry-on luggage, checked bags, and boarding passes. Make sure you understand whether each add-on price is for one way or round trip. Once you have a new price that includes the services you need, you can compare that price to what you'd pay on other airlines. Sometime, it's actually cheaper to just go with a legacy airline. (See also: <a href="http://www.wisebread.com/5-best-sign-up-bonuses-for-airline-miles-credit-cards?ref=seealso" target="_blank">Best Sign-Up Bonuses for Airline Miles Credit Cards</a>)</p> <p>If you really want to save money with a discount airline, you can always consider purchasing the bare-bones option. Make do with whatever seat they give you, carry only a small bag with you, and print your boarding pass at home. If you don't need a lot of luggage and can sit next to anyone, your airfare should be rock bottom. (See also: <a href="http://www.wisebread.com/10-ways-to-get-free-or-almost-free-airline-tickets?ref=seealso" target="_blank">10 Ways to Get Free (or Almost Free) Airline Tickets</a>)</p> <p>Also remember that at least one discount airline is known for &quot;transfarency&quot; &mdash; a term Southwest Airlines uses to describe its notable lack of fees. Southwest offers cut-rate airfare with no additional fees for seat selections, checked baggage, boarding passes, carry-ons, and even trip changes or cancellations. (See also: <a href="http://www.wisebread.com/why-southwest-airlines-is-the-best-domestic-airline-for-families?ref=seealso" target="_blank">Why Southwest Is the Best Domestic Airline for Families</a>)</p> <p>At the end of the day, it's up to you to figure out what's included and find the best deal. Sometimes discount airlines really do offer the best pricing in the friendly skies. Other times, their prices are no more than gimmicks.</p> <h2 style="text-align: center;">Like this article? Pin it!</h2> <div align="center"><a data-pin-do="buttonPin" data-pin-count="above" data-pin-tall="true" data-pin-save="true" href="https://www.pinterest.com/pin/create/button/?url=http%3A%2F%2Fwww.wisebread.com%2Fbeware-these-sneaky-fees-on-discount-airfare&amp;media=http%3A%2F%2Fwww.wisebread.com%2Ffiles%2Ffruganomics%2Fu5180%2FBeware%2520These%2520Sneaky%2520Fees%2520on%2520Discount%2520Airfare.jpg&amp;description=Beware%20These%20Sneaky%20Fees%20on%20Discount%20Airfare"></a></p> <script async defer src="//assets.pinterest.com/js/pinit.js"></script></div> <p style="text-align: center;"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5180/Beware%20These%20Sneaky%20Fees%20on%20Discount%20Airfare.jpg" alt="Beware These Sneaky Fees on Discount Airfare" width="250" height="374" /></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/holly-johnson">Holly Johnson</a> of <a href="http://www.wisebread.com/beware-these-sneaky-fees-on-discount-airfare">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-2"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-costly-flight-booking-mistakes-you-make-all-the-time">8 Costly Flight Booking Mistakes You Make All the Time</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/fly-out-of-these-airports-and-save-big-on-airfare">Fly Out of These Airports and Save Big on Airfare</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/21-unexpected-items-you-should-always-pack-in-your-carry-on">21 Unexpected Items You Should Always Pack in Your Carry-On</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/these-6-things-will-make-your-next-flight-more-comfortable">These 6 Things Will Make Your Next Flight More Comfortable</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/15-packing-secrets-from-a-professional-traveler">15 Packing Secrets From a Professional Traveler</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Travel Airfare baggage deals discount airlines flights flying Hidden fees luggage tickets Mon, 01 May 2017 08:30:14 +0000 Holly Johnson 1935018 at http://www.wisebread.com Fly Out of These Airports and Save Big on Airfare http://www.wisebread.com/fly-out-of-these-airports-and-save-big-on-airfare <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/fly-out-of-these-airports-and-save-big-on-airfare" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/iStock-609081132.jpg" alt="Travelers saving big on airfare by flying out of these airports" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Some long-haul flights can be unnecessarily expensive. However, the good news for consumers is that there are some very straightforward ways to instantly <a href="http://www.wisebread.com/10-flight-booking-hacks-to-save-you-hundreds" target="_blank">lower the cost of overpriced airfare</a>. For instance, did you know there are some &quot;hub&quot; cities that can drastically reduce the overall cost of your trip when you book your flight?</p> <p>In fact, sometimes just by scheduling one strategic layover, you can save hundreds of dollars on a one-way ticket. This means more money for you to enjoy <em>during</em> your vacation. Check out these five routing options to trim your airfare costs. (See also: <a href="http://www.wisebread.com/10-ways-to-get-free-or-almost-free-airline-tickets" target="_blank">10 Ways to Get Free (or Almost Free) Airline Tickets</a>)</p> <h2>The Caribbean via Florida</h2> <p>The Caribbean is a common destination for people living in North America. It's close enough to be convenient and far enough away to feel like a different world. With a balmy, tropical climate, the region boasts numerous island destinations that attract millions of tourists every year.</p> <p>Flying there directly can be expensive. But you can often save a few hundred dollars by flying through Florida (Ft. Lauderdale or Miami, especially). Airfare to Florida is usually reasonable, and from there it's easy to book a cheap flight to your destination in the Caribbean.</p> <p>This is especially useful if you're traveling to Aruba, but also check prices for St. Thomas, Antigua, and the Cayman Islands.</p> <h2>Australia via Singapore</h2> <p>Flights to Australia are notoriously expensive. It's not unusual to see prices of $1,000 each way for a ticket from U.S. cities. However, you can drastically reduce the cost of your airfare by flying through the international hub of Singapore.</p> <p>Singapore is a strategic place because there are lots of outbound flights to Australia, and if you happen to be coming from Europe, you'll find lots of flights on those routes, too.</p> <p>Flying from Singapore to Australia can cost as little as $77 one way. Flying to Singapore can be cheap as well, with deals from the U.S. West Coast starting at around $250. A trip to Australia for less than $350 each way is a huge savings when compared to paying more than $1,000 for a one-way ticket.</p> <h2>Hawaii via California</h2> <p>Many airlines have great sales and competitive prices on short-haul flights to Hawaii from California. You can increase your search criteria to include other cities on the West Coast as well.</p> <p>Cities to watch are San Francisco, Los Angeles, and Seattle. If you're interested in this destination, you can also subscribe to alerts from airlines that fly there, such as Alaska Airlines, to keep an eye on special sale fares.</p> <h2>Bangkok as a gateway to Southeast Asia</h2> <p>Bangkok is a major hub in Southeast Asia and many budget airlines fly from there to other places in the region for low prices. The Thai capital is interesting in itself, so you may want to consider spending a few days there to explore the city and recover from jet lag before heading on to your final destination in Southeast Asia.</p> <p>Some major budget airlines you can use in this region are Singapore's Tigerair and Jetstar Asia, Japan's Skymark, and &mdash; my personal favorites &mdash; Malaysia-headquartered AirAsia for short-haul flights and AirAsia X for long-haul flights.</p> <h2>Iceland as a gateway to Europe</h2> <p>To increase tourism to Iceland and to boost sales, Icelandair has been offering great rates to other parts of Europe. Some flights also give you the option to schedule a layover in Iceland.</p> <p>Not sure why to visit Iceland? Check out these <a href="http://www.visiticeland.com/things-to-do/activities/swiming-poolsspas-in-iceland" target="_blank">geothermal pools</a> and the <a href="http://www.visiticeland.com/things-to-do/activities/northern-lights" target="_blank">eerie beauty of the Northern Lights</a>.</p> <p>Take a look at the <a href="http://www.icelandair.us/" target="_blank">Icelandair website</a> for the latest deals. At the time of writing, it was offering a great rate from Boston to Amsterdam for about $500 round-trip.</p> <h2>General international booking tips</h2> <p>If the airfare to your final destination seems outrageous, it probably is. Do a bit of research to figure out what the local budget airlines are. Then you can work backward from there to connect the dots that will get you where you want to go.</p> <p>For instance, if you are traveling in Europe, look for cheap airfare on airlines such as Ryanair and easyJet. If you find a great deal from the U.S. to a European hub, you can then take a local flight on one of these airlines to your final destination and potentially save big.</p> <p>In the U.S., look to discount carriers such as Spirit Airlines for potential savings. Just be aware that the price of the ticket includes the bare minimum. That means you'll have to pay extra for checking a bag and even for having overhead bin space.</p> <h2>Justifying the inconvenience</h2> <p>Always be aware that booking through multiple airlines can be an extra inconvenience. It may mean you'll need to schedule extra time during your layover so you have time to claim any checked bags and check in again with a different airline. If you've got the flexibility, you may want to make your layover a few days, so you can check out the place you're flying through. It could be a way to get two trips in one!</p> <p>On the downside, if you have to check your bags twice, you may also have to pay checked-bag fees twice as well. Factor in all prices before you book two flights, so you can be sure it is actually cheaper than flying one airline. If you can, travel with just a carry-on to make the process easier and cheaper.</p> <p>If you do decide to book yourself two discounted tickets instead of one direct flight, try to consider it an added value that you get to discover two destinations for less than the price of one.</p> <h2 style="text-align: center;">Like this article? Pin it!</h2> <div align="center"><a data-pin-do="buttonPin" data-pin-count="above" data-pin-tall="true" data-pin-save="true" href="https://www.pinterest.com/pin/create/button/?url=http%3A%2F%2Fwww.wisebread.com%2Ffly-out-of-these-airports-and-save-big-on-airfare&amp;media=http%3A%2F%2Fwww.wisebread.com%2Ffiles%2Ffruganomics%2Fu5180%2FFly%2520Out%2520of%2520These%2520Airports%2520and%2520Save%2520Big%2520on%2520Airfare.jpg&amp;description=Fly%20Out%20of%20These%20Airports%20and%20Save%20Big%20on%20Airfare"></a></p> <script async defer src="//assets.pinterest.com/js/pinit.js"></script></div> <p style="text-align: center;"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5180/Fly%20Out%20of%20These%20Airports%20and%20Save%20Big%20on%20Airfare.jpg" alt="Fly Out of These Airports and Save Big on Airfare" width="250" height="374" /></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/amanda-gokee">Amanda Gokee</a> of <a href="http://www.wisebread.com/fly-out-of-these-airports-and-save-big-on-airfare">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-5"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-costly-flight-booking-mistakes-you-make-all-the-time">8 Costly Flight Booking Mistakes You Make All the Time</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/beware-these-sneaky-fees-on-discount-airfare">Beware These Sneaky Fees on Discount Airfare</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-best-airline-rewards-programs-for-trips-to-europe">The Best Airline Rewards Programs for Trips to Europe</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-families-can-earn-and-use-travel-rewards">How Families Can Earn and Use Travel Rewards</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/why-timing-is-everything-when-saving-money-on-travel">Why Timing Is Everything When Saving Money on Travel</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Travel Airfare airlines booking hacks flights flying hubs international layovers lower prices stopovers tickets tourism vacation Wed, 26 Apr 2017 08:30:15 +0000 Amanda Gokee 1926607 at http://www.wisebread.com The High Cost of Modern Love http://www.wisebread.com/the-high-cost-of-modern-love <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/the-high-cost-of-modern-love" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/iStock-525805229.jpg" alt="Couple learning the high cost of modern love" title="" class="imagecache imagecache-250w" width="250" height="141" /></a> </div> </div> </div> <p>Being in love is now more expensive than ever. In fact, Americans spend an <a href="http://www.cnbc.com/2016/08/31/dont-let-love-break-your-budget.html" target="_blank">average of $20,000</a> in their lifetime on dates. With dinner and a movie costing about $90, you could easily go broke if you date frequently.</p> <p>We've covered some of the costs below so you can get a better idea of what modern love can cost. However, these are only national averages. The amount you pay for entertainment and impressing your date will vary largely depending on where you live.</p> <h2>Movie Ticket</h2> <p><strong>Average Price</strong>: <a href="http://variety.com/2016/film/news/average-movie-ticket-price-falls-in-third-quarter-1201892925/" target="_blank">$8.51 per ticket</a></p> <p>The worst part is that after spending money on movie tickets, you have to worry about buying popcorn, soda, candy, and other overpriced treats. For instance, if you decided to order one large popcorn, one large candy, and two small soft drinks, you could expect to <a href="http://pricesandfees.com/regal-cinemas-ticket-and-concession-prices/" target="_blank">spend around $22.25</a>, in addition to the price of the movie tickets. Instead of doing dinner and a movie out, consider cooking at home and taking advantage of Netflix.</p> <h2>Dining Out<strong> </strong></h2> <p><strong>Average Price</strong>: <a href="http://www.businessinsider.com/how-much-it-costs-to-eat-at-resaurants-2015-3" target="_blank">$12.17&ndash;$88.00 per person</a></p> <p>A 2015 study found that the cost of eating at a chain restaurant ranges from $12.17 to $88.00 per person, but it depends on where (and what) you eat. It also depends on where you live. For instance, Zagat found that diners in NYC spend an average of <a href="https://www.zagat.com/b/the-state-of-american-dining-in-2016" target="_blank">$48.44 per person</a> when eating out, which is higher than the national average.</p> <p>As an alternative, consider happy hour deals, taking advantage of restaurant week or local food festivals, or impressing your date with a home-cooked meal. You can either show off your cooking skills or cook together as a bonding experience.</p> <h2>Concert Tickets</h2> <p><strong>Average Price</strong>: <a href="http://abcnews.go.com/Business/story?id=87981" target="_blank">$46.69 per person</a></p> <p>Concert tickets all depend on who you are going to see and which tickets you get (unobstructed or obstructed view). For instance, impressing your date with tickets to a Taylor Swift concert will set you back <a href="http://www.digitalmusicnews.com/2016/01/12/the-20-most-expensive-concert-tickets-of-2015/" target="_blank">$110.15 a ticket</a>.</p> <h2>Broadway Show</h2> <p><strong>Average Price</strong>: <a href="https://www.statista.com/statistics/198306/average-paid-admission-at-broadway-shows-since-2006/" target="_blank">$105.68 a ticket</a></p> <p>Now, this is only appropriate if you are<em> really</em> trying to impress your date. With an average ticket price of $105.68, Broadway shows should be saved for <em>very</em> special occasions. The price will depend on what you go to see. For instance, a ticket to Hamilton could cost $300, while a ticket to Jitney could be <a href="http://www.broadwayworld.com/grosses.cfm?sortby=topticket&amp;orderby=desc" target="_blank">around $55</a>.</p> <h2>Baby Sitter</h2> <p><strong>Average Price</strong>: <a href="http://www.care.com/child-care-babysitting-cost-p1145-q22781.html" target="_blank">$10 an hour</a></p> <p>If you have a child at home, you can expect to spend a hefty amount on a baby sitter. The average cost of a baby sitter, per hour, in New York City is $15+, so the price will vary depending on where you live, who you hire, and the agreement you set with the sitter. As an alternative, consider asking another parent to baby-sit your child for a night at no charge, and tell them you will return the favor later by baby-sitting their child for free.</p> <h2>Gifts</h2> <p><strong>Average Price</strong>: <a href="http://www.huffingtonpost.com/2014/12/19/holiday-spending-significant-other_n_6263910.html" target="_blank">$92.50 per occasion</a></p> <p>Once you find that special someone, you'll need to start worrying about the costs of gifts on special occasions. The average American spends only <a href="http://www.match.com/magazine/article/12273/The-Hidden-Costs-Of-Dating/" target="_blank">$25 per year on flowers</a>, but can expect to spend an average of <a href="http://time.com/money/4213074/valentines-day-spending/" target="_blank">$146.84 on Valentine's Day gifts</a>. Gifts for holidays, birthdays, anniversaries, and other special occasions can take a hefty chunk out of your budget.</p> <p>According to Huffington Post, Americans spend an average of $92.50 per special occasion on their new love. They also found that people spend an additional $21 on gifts for each additional year of their relationship.</p> <h2>Dating Sites</h2> <p><strong>Average Price</strong>: $0&ndash;$60 per month</p> <p>Match.com is $41.99 per month, eHarmony.com is $60 per month, True.com is $50 per month, Tinder is free (unless you sign up for premium services, which range from $2.99&ndash;$34.99), and Bumble is free (again, unless you sign up for premium services, which range from $2.99&ndash;$35.99). You can save a lot of money by signing up for longer periods of time, like six or 12 months. Many dating sites, like Match.com, also offer free options with limited capabilities.</p> <p>When it comes to dating sites and apps, there are distinct differences in the quality of the service and potential suitors, so cost shouldn't be your only factor. For instance, PlentyOfFish and OKCupid are free, but they don't offer the same matching abilities or photo quality as a service like Match or eHarmony. The people on PlentyOfFish also aren't usually as devoted to finding that special someone for life, as compared to someone on Match or eHarmony.</p> <p>As an alternative, try meeting someone in real life. After all, only 5% of Americans in a marriage or committed relationship actually <a href="http://www.pewresearch.org/fact-tank/2016/02/29/5-facts-about-online-dating/" target="_blank">met their significant other online</a>. Studies continue to show that couples <a href="https://mic.com/articles/112062/the-way-most-people-meet-their-significant-others-is-not-what-you-think#.0PkKUQZ83" target="_blank">most often meet each other</a> through work, friends in common, or in social settings, so just put yourself out there more.</p> <h2>The Cost of &quot;Ghosting&quot;</h2> <p><strong>Average Price</strong>: Your love life?</p> <p>If you decide that the cost of dating sites is just too much, consider the cost to your love life if you disappear from the app completely. If you start &quot;ghosting,&quot; it can end very badly. In fact, it often leads to even more confrontation than if you were just honest from the start. Take advantage of the sites and apps you subscribe to, while you still can.</p> <p>On the other end of the spectrum, if you take your special someone on a horrible date, you risk getting &quot;ghosted&quot; yourself. Getting ignored can really take a toll on one's confidence and lead to hurt feelings, so observe the golden rule and avoid ghosting. Just remember, a good date doesn't have to be an expensive one. Take them somewhere meaningful, dress and act the part, and find ways to impress your date without going broke.</p> <h2>Alternative Date Ideas</h2> <p>Ask your date what they would like to do. Going to the movies and dinner can be fun, but most people have other ideas for a better date night. Here are some ideas to get you thinking.</p> <ul> <li>Go for a hike or walk through your area. Show your date some of your favorite areas.<br /> &nbsp;</li> <li>Get active with canoeing, miniature golfing, ice skating, rock climbing, paddle boating, paddle boarding, biking&hellip;the list goes on and on. Find out what your date is interested in and take advantage. It's cheaper, more meaningful, and can help you burn some calories.<br /> &nbsp;</li> <li>Visit a museum during the day and time when it is cheapest. Most museums offer free admission on a particular day of the week. You can observe some local culture and will have plenty to talk about with your date.<br /> &nbsp;</li> <li>Instead of going out for dinner, consider going out for coffee instead. After all, why spend something like $90 on a first date, when you're not even sure that they're worth dating long-term? With a coffee date, you can get to know each other in a more comfortable setting. A picnic is also ultraromantic, affordable, and memorable.<br /> &nbsp;</li> <li>Go dancing at a bar or take dance classes, which start as low as $12 per person.<br /> &nbsp;</li> <li>Go for a free wine or liquor tasting in your area.<br /> &nbsp;</li> <li>Take advantage of outdoor movie events (like free movies in the park).<br /> &nbsp;</li> <li>Take advantage of free local tours or free tour apps.<br /> &nbsp;</li> <li>Find a Groupon date that you both want to take advantage of. Give your date some options so they'll be able to pick what interests them most.</li> </ul> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/andrea-cannon">Andrea Cannon</a> of <a href="http://www.wisebread.com/the-high-cost-of-modern-love">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-ways-to-keep-boredom-from-destroying-your-budget">8 Ways to Keep Boredom from Destroying Your Budget</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-much-a-breakdown-of-concert-ticket-prices">How Much?! A Breakdown of Concert Ticket Prices</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-much-should-you-actually-be-spending-on-a-date">How Much Should You Actually Be Spending on a Date?</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/never-pay-for-a-redbox-dvd-rental-again">Never Pay for a RedBox DVD Rental Again</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/25-great-movies-about-money">25 Great Movies About Money</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Frugal Living Entertainment concerts dates Dating dinners gifts going out movies significant others Spending Money tickets Mon, 13 Feb 2017 10:00:16 +0000 Andrea Cannon 1889311 at http://www.wisebread.com 8 Costly Flight Booking Mistakes You Make All the Time http://www.wisebread.com/8-costly-flight-booking-mistakes-you-make-all-the-time <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/8-costly-flight-booking-mistakes-you-make-all-the-time" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_plane_phone_522472058.jpg" alt="Woman making costly flight booking mistakes all the time" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Whether you travel for pleasure or for business, buying a plane ticket can be a significant travel expense. And there's no reason to spend more than you have to. However, there are some common mistakes you may not even realize are costing you extra money. Recognize them, and start saving on your next booking.</p> <h2>1. Revealing Your Browsing History</h2> <p>If you haven't been searching for flights in incognito mode, or at the very least clearing your Internet browser's cache, you may be spending more on flights than you should. That's because flight booking sites often use technology that tracks what its customers (<em>you</em>) have been browsing.</p> <p>That means they know when you've looked at a flight multiple times. Rather than lowering the price to lure you to a final sale, they may raise the price to encourage you to buy before the price goes any higher. You can easily remedy this by browsing in incognito mode or clearing your cache, saving anywhere from $50&ndash;$200 in some cases. (See also: <a href="http://www.wisebread.com/6-ways-to-avoid-sneaky-online-price-changes?ref=seealso" target="_blank">6 Ways to Avoid Sneaky Online Price Changes</a>)</p> <p>Next time, don't get tricked into buying a ticket that's too expensive. Clear your cache first and buy your ticket second.</p> <h2>2. Buying Your Ticket From a Booking Site</h2> <p>Search engines that aggregate flights from a variety of airlines can be a great resource when you're trying to find the cheapest flight (see tip number eight for a great search engine). However, you need to be aware that some third party bookers will charge you an extra booking fee &mdash; which you can avoid by booking your flight directly through the airline's website.</p> <p>Some small and more obscure airlines may not have a website, in which case you can either call or shop around for a third party booker that doesn't have these fees.</p> <p>Even if the booking engine doesn't list a fee separately in the price breakdown, it may still be jacking the price up. It's always a good idea to refer back to the airline's listing of the flight and make sure that you're buying it from the least expensive website. (See also: <a href="http://www.wisebread.com/4-secrets-to-getting-the-lowest-rate-from-travel-websites?ref=seealso" target="_blank">4 Secrets to Getting the Lowest Rate From Travel Websites</a>)</p> <h2>3. Booking to Fly on a More Expensive Day</h2> <p>Another common mistake that people make is forgetting to check flexible dates. Different days of the week usually offer different fares. For example, flights leaving the U.S. on Tuesdays, Wednesdays, and Saturdays are the least expensive days to fly, according a study by Fare Compare.</p> <p>If your schedule is adjustable and you're not checking flexible dates, you're probably paying more than you should for your ticket. Prices can vary wildly from day to day for the exact same flight.</p> <h2>4. Flying Into a More Expensive Airport</h2> <p>Some airports cost more to fly into than others, depending on taxes and airport fees. If you're flying into the most expensive airport, you're going to be spending more money on your plane ticket than you have to, and the same is true with respect to the airport you're flying <em>out </em>of.</p> <p>For example, the United Kingdom has an Air Passenger Duty (APD) of $90 for one adult economy traveler to fly out on a long haul flight. If you have the time, it's cheaper to book a short haul flight (with an APD of $16) to a place like Dublin or Paris, then book your long haul from there.</p> <p>In general, it pays to be aware of what your departure and destination airports are charging you to take off or land there. It may require some digging around to find these fees, but doing so could save you money on fees associated with your departure and destination airports, and even those where you have a layover.</p> <h2>5. Forgetting Your Airline Rewards Points</h2> <p>If you travel infrequently, or are a member of a lot of airline rewards programs, it may be easy to forget those piles of frequent flyer miles you've accumulated through flights or <a href="http://www.wisebread.com/5-best-co-branded-airline-credit-cards?ref=internal" target="_blank">credit card airline rewards</a> programs. The last thing you want to do is let a hefty rewards stash expire simply because you forgot about it. Whether you use a <a href="http://www.wisebread.com/get-started-with-travel-rewards-in-4-simple-steps?ref=internal" target="_blank">rewards-tracking website</a> or an old-fashioned spreadsheet, it pays to keep track of your rewards points and expiration dates. Getting organized can prevent you from missing out on opportunities for free travel. (See also: <a href="http://www.wisebread.com/9-ways-to-use-travel-rewards-cards-to-get-free-trips?ref=seealso" target="_blank">9 Ways to Use Credit Card Rewards to Get Free Trips</a>)</p> <h2>6. Missing Out on the Best Sales</h2> <p>How can you find out about the best deals on airfare? Airlines almost always have an email newsletter where they will announce their sales, but if you're not subscribed, you're likely missing out on these deals.</p> <p>It doesn't cost you anything to subscribe to airline emails, and it could save you a lot the next time you're ready to book a ticket.</p> <h2>7. Buying Your Ticket Too Early or Too Late</h2> <p>How early or late you buy your ticket can affect how much you pay as well. According to studies by CheapAir, the best time to book domestic airfare in the U.S. is about eight weeks in advance of your trip. If you can't be that exact, at least try to book within a window of 21&ndash;112 days before your flight, which is when tickets will be at their lowest prices.</p> <p>There's some hype about being able to grab last-minute cheap tickets, but this usually has to do with a quirky sale &mdash; so it's nothing you should count on if you've been planning your trip for a while.</p> <h2>8. Using the Wrong Search Engine</h2> <p>When it comes to paying less for a flight, using the right search engine is a must to ensure you're getting the best prices. You can use the free <a href="https://matrix.itasoftware.com/" target="_blank">ITA Matrix</a>, which has been rebuilt on Google technology, to take advantage of the same software that travel agents often use to book you a flight. (See also: <a href="http://www.wisebread.com/the-secret-flight-search-site-savvy-travelers-use?ref=seealso" target="_blank">The Secret Flight Search Site Savvy Travelers Use</a>)</p> <p>Booking flights can be a costly endeavor, but there are plenty of ways to save money and make sure you're getting the best price on the market. See how much money you can save using these tips.</p> <h2 style="text-align: center;">Like this article? Pin it!</h2> <p>&nbsp;</p> <p style="text-align: center;"><a href="//www.pinterest.com/pin/create/button/?url=http%3A%2F%2Fwww.wisebread.com%2F8-costly-flight-booking-mistakes-you-make-all-the-time&amp;media=http%3A%2F%2Fwww.wisebread.com%2Ffiles%2Ffruganomics%2Fu5180%2F8%20Costly%20Flight%20Booking%20Mistakes%20You%20Make%20All%20the%20Time.jpg&amp;description=8%20Costly%20Flight%20Booking%20Mistakes%20You%20Make%20All%20the%20Time" data-pin-do="buttonPin" data-pin-config="above" data-pin-color="red" data-pin-height="28"><img src="//assets.pinterest.com/images/pidgets/pinit_fg_en_rect_red_28.png" alt="" /></a> </p> <!-- Please call pinit.js only once per page --><!-- Please call pinit.js only once per page --><script type="text/javascript" async defer src="//assets.pinterest.com/js/pinit.js"></script></p> <p style="text-align: center;"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5180/8%20Costly%20Flight%20Booking%20Mistakes%20You%20Make%20All%20the%20Time.jpg" alt="8 Costly Flight Booking Mistakes You Make All the Time" width="250" height="374" /></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/amanda-gokee">Amanda Gokee</a> of <a href="http://www.wisebread.com/8-costly-flight-booking-mistakes-you-make-all-the-time">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-2"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/fly-out-of-these-airports-and-save-big-on-airfare">Fly Out of These Airports and Save Big on Airfare</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/beware-these-sneaky-fees-on-discount-airfare">Beware These Sneaky Fees on Discount Airfare</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-ways-students-can-travel-abroad-for-less">7 Ways Students Can Travel Abroad for Less</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/caribbean-island-vacations-anyone-can-afford">Caribbean Island Vacations Anyone Can Afford</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/9-ways-to-avoid-or-mitigate-flight-delays">9 Ways to Avoid or Mitigate Flight Delays</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Travel Airfare airports booking browsing history flights flying hacks rewards miles search engines tickets trips vacations Mon, 09 Jan 2017 10:00:09 +0000 Amanda Gokee 1865343 at http://www.wisebread.com 6 Ways That Better Paying Job Out of State May Cost You http://www.wisebread.com/6-ways-that-better-paying-job-out-of-state-may-cost-you <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/6-ways-that-better-paying-job-out-of-state-may-cost-you" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/iStock_85520231_MEDIUM.jpg" alt="taking a higher-paying job out of state may cost you" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>On the market for a new, higher paying job? Have you expanded your job search across state lines? When contemplating a job that would require you to move to a new state, part of the decision process should be determining how the local costs, public infrastructure, and local school system will affect your financial bottom line.</p> <p>In some areas of the United States, the increase in salary the job offers might not be enough to offset the added potential living expense. Here are some things to consider.</p> <h2>1. Cost of Living</h2> <p>Before accepting a job in another state, it's essential you don't assume that a higher salary offer in another state will lead to a larger disposable income. Each state has a slightly different cost of living. When you move from one state to another, you can expect slightly different housing, food, utility, healthcare, transportation, and healthcare costs.</p> <p>If the new job offer is from a state with a significantly higher cost of living, the &quot;raise&quot; might:</p> <ul> <li>Not be as extensive as you expect</li> <li>Be an equivalent wage</li> <li>Be a pay decrease.</li> </ul> <p>For example, a $25,000 salary in Boise, Idaho is comparable to a $47,274 salary in Brooklyn, New York. In order to really be considered a raise, individuals that move from Idaho to New York should expect at a little more than a salary of $47,274 a year.</p> <p>Before accepting any jobs out of state, check this<a href="http://money.cnn.com/calculator/pf/cost-of-living/"> cost of living calculator</a> to ensure that you are actually receiving a raise.</p> <h2>2. Housing</h2> <p><a href="http://www.wisebread.com/whats-a-fair-relationship-between-salary-and-rent">Housing costs, rent</a>, and home ownership can differ significantly from state-to-state. You will want to evaluate how the expected rent or mortgage rates (lower, higher, the same) will affect your potential disposable income.</p> <p>Moving from Idaho to New York, for example, can lead to a steep increase in potential rent or mortgage costs. Average rent cost increases from $995 (Idaho) to $3,295 (New York).</p> <h2>3. Transportation</h2> <p>Moving from an area with a good public transit system could significantly increase your expenses. According to the<a href="http://mbaonline.pepperdine.edu/evolution-of-the-daily-commute/"> <em>Evolution of the Daily Commute</em></a>, car bound commuters will spend $1,129 dollars in gas annually to travel to and from work. A good subway, bus, or train system can be significantly cheaper due to the fact you're potentially trading gas and parking expenses for a reasonably priced ticket.</p> <p>If you are unavoidably car bound, you might consider how the<a href="http://money.cnn.com/news/storysupplement/economy/gas_prices_by_state/"> difference in gas prices between states</a>&nbsp;will affect your finances. Moving from Oklahoma to California for example, would increase the amount you pay for gas from $1.39 a gallon to $2.47 a gallon. That can lead to a large extra expense.</p> <p>In addition, each state has different average insurance rates due to state regulations, and the percentage of uninsured drivers on the road. Moving from a state with low insurance rates to a state with high insurance rates might mean that you won't have as much extra money from that raise as you expect.</p> <h2>4. Quality of K-12 Schools</h2> <p>The quality, success, and financial stability of the local K-12 public schools are not uniform across state or county lines. Depending on where you move, your children could be facing a potential downgrade in the quality of their education and an unexpected extra financial expense that could counteract the positive effect of your raise.</p> <p>Parents can check out the quality of local schools:</p> <ul> <li>By searching for news of any potential school and school district in Google.</li> <li>By evaluating the statistic, reviews, and polls of any potential school with&nbsp;<a href="https://k12.niche.com/">Niche's 2016 K-12 School and District Rankings</a>.</li> </ul> <p>Moving to an area where the public schools are failing could inevitably lead families to make the hard decision to either gamble on the poor educational institution or invest time and potentially money to enroll students in a more favorable environment.</p> <h2>5. Quality of Local Colleges</h2> <p>College is expensive. In-state college tuition can be a real money saver. How much college costs&nbsp;<a href="https://trends.collegeboard.org/college-pricing/figures-tables/2015-16-state-tuition-and-fees-public-four-year-institutions-state-and-five-year-percentage">depends on the state that you live in</a>. Moving from Wyoming to New Hampshire, for example, could mean that in-state college tuition is suddenly around $10,000 more expensive. Even with a raise, that might be too big of a price hike to reasonably handle.</p> <p>As an added concern, you should evaluate whether or not you're moving into an area with too many colleges on rocky financial standing. These colleges and universities tend to hike tuition rates, cut back on other amenities, and possibly declare bankruptcy.</p> <p>Bankruptcy, in particular, can be costly for current students. It can lead to red marks on their official transcripts (if the school closes mid-semester), forcing students to go through another college application process, and face the reality that many of the classes and credits earned won't be recognized by the new college.</p> <h2>6. State Regulatory Guidelines (For Your Industry)</h2> <p>Professional standards are often set not on a federal level, but on a state level. Moving to a new state can either create new opportunities, or limit the opportunities available to you and your significant other. The most far reaching differences can be found in the medical field.</p> <ul> <li>Twenty-two states&nbsp;<a href="http://onlinenursingdegrees.maryville.edu/the-states-that-allow-nurse-practitioner-autonomy/">grant Nurse Practitioners full autonomy</a> to diagnose and treat patients without supervision from physicians. This can allow NPs to open private clinics or grants the ability to apply for a broader range of jobs.<br /> &nbsp;</li> <li>Twenty-five states have entered into a&nbsp;<a href="https://www.ncsbn.org/nurse-licensure-compact.htm">Nurse Licensure Compact</a> (NLC) that allows nurses to practice in any other state that has agreed to join the compact. This can allow individuals to engage in travel nursing or telemedicine. Moving out of or into an NLC state could either shrink or increase professional opportunities.</li> </ul> <p>There are a lot of financial factors that should be evaluated when changing jobs within the same state. When moving out of state, there are even more factors that could affect how the new higher paying jobs will negatively or positively affect your net worth.</p> <p><em>Have you taken a job in another state? What was your experience?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/samantha-stauf">Samantha Stauf</a> of <a href="http://www.wisebread.com/6-ways-that-better-paying-job-out-of-state-may-cost-you">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-4"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/22-websites-that-will-pay-you-to-write-for-them">22 Websites That Will Pay You to Write for Them</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/17-part-time-jobs-to-do-while-your-kids-are-at-school">17 Part-Time Jobs to Do While Your Kids Are at School</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/18-cool-jobs-for-fashion-lovers">18 Cool Jobs for Fashion Lovers</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-make-money-as-a-chat-or-forum-moderator">How to Make Money as a Chat or Forum Moderator</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/check-out-these-5-legit-mystery-shopping-gigs">Check Out These 5 Legit Mystery Shopping Gigs</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Extra Income Job Hunting cost of living gas prices housing new job public transportation states tickets tuition Thu, 08 Sep 2016 09:30:33 +0000 Samantha Stauf 1788318 at http://www.wisebread.com 4 Ways Being a Safe Driver Will Save You Big Money http://www.wisebread.com/4-ways-being-a-safe-driver-will-save-you-big-money <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/4-ways-being-a-safe-driver-will-save-you-big-money" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_driving_car_000052861520.jpg" alt="Woman learning how being a safe driver will save her big" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>That speeding ticket can cost you &mdash; to the tune of an initial fine of $100 or more. That's bad enough, but then comes the hit to your insurance premium. You can expect the cost of your auto insurance to jump by at least 20% if you're caught driving 15 miles per hour over the speed limit, according to a study by InsuranceQuotes.com.</p> <p>But if you follow the speed limit, you don't have to worry about this financial hit. (See also:&nbsp;<a href="http://www.wisebread.com/10-new-car-costs-the-dealer-is-hiding-from-you">10 New Car Costs the Dealer Is Hiding From You</a>)</p> <p>That's just one of the ways that being a safe driver can save you a load of money. Here's a look at the financial benefits that a safe driving record will bring you.</p> <h2>Lower Insurance Rates and Discounts</h2> <p>A clean driving record &mdash; one free of auto accidents, speeding tickets, or other moving violations &mdash; can dramatically reduce the amount you pay to your auto insurer each month.</p> <p>Insurance Quotes and Quadrant Information Services studied the impact of traffic incidents on insurance rates, and discovered that driving under the influence increased auto insurance premiums by an average of 93%. Reckless driving boosted it upward by an average of 82%. For speeding, the average increase varied, but those drivers going up to 15 miles per hour over the limit generally saw their insurance premiums jump by 21%.</p> <p>Another study by InsuranceQuotes.com, released in early 2015, found that drivers who make one accident claim will see their auto insurance rates jump by an average of 41%. Those who make two claims in a year will see their auto insurance rates increase by 93%.</p> <p>If you're a safe driver, you can actually be rewarded and save money by way of discounts. Allstate offers savings of 22% on policies after three consecutive years without any violations or accidents. After five years without any violations or accidents, drivers can reduce their insurance rates by 35%. Allstate also offers a defensive-driver discount. Under this program, drivers who are 55 or older and who complete six or more hours of defensive-driving courses can save up to 10% on their auto insurance.</p> <p>Don't have Allstate? Geico offers a discount of 26% for drivers who have been accident-free for five years. American Family offers drivers without accidents, violations, or claims a discount of 5% to 10%. Contact your auto insurance provider and see what safe driver discounts are available.</p> <h2>No Speeding Tickets</h2> <p>Getting a speeding ticket isn't much fun. It's costly, too. Last year, NerdWallet took a look at what a speeding ticket can cost drivers in California. According to the site, those drivers who were ticketed for going 15 miles per hour over the speed limit paid an average of $234 when fees and surcharges were taken into account.</p> <p>In 2013, insurer Esurance reported that the average speeding ticket costs drivers throughout the United States $150. That's a lot of money. And it doesn't even take into account how much your insurance rate will jump after a speeding ticket. Speaking of which...</p> <h2>Gas Savings</h2> <p>You might not think that driving the speed limit will save you money at the fuel pump, but it will. According to the Department of Energy's FuelEconomy.gov, aggressive driving &mdash; which includes speeding, rapid acceleration, and hard braking &mdash; can lower your car's gas mileage by 33% at highway speeds and by 5% when you're driving in town.</p> <p>By driving the speed limit, and by avoiding rapid acceleration and braking, you can save up to 21 cents per gallon in fuel costs.</p> <h2>Fewer Traffic Accidents</h2> <p>Car accidents are terrifying events. They're also expensive ones.</p> <p>Speeding, not paying attention, or driving under the influence can not only result in terrible injury or death, but tremendous economic impact. According to a 2010 study by the National Highway Traffic Safety Administration, the overall cost of motor vehicle crashes in the U.S. amounted to nearly $1 trillion. By being more aware, you can save yourself and others the costly financial burden of deductibles, auto and property repairs, rate hikes, and bodily injury.</p> <p>Driving safely and at the speed limit won't completely protect you from car accidents and their costs. But it will help.</p> <p><em>Do your driving habits help or hurt your wallet?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/dan-rafter">Dan Rafter</a> of <a href="http://www.wisebread.com/4-ways-being-a-safe-driver-will-save-you-big-money">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-2"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/your-car-was-recalled-now-what">Your Car Was Recalled. Now What?</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-steps-you-must-take-if-youve-been-in-a-car-accident">10 Steps You Must Take If You&#039;ve Been in a Car Accident</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/what-to-do-and-not-do-when-youre-in-a-car-accident">What to Do (and Not Do) When You&#039;re in a Car Accident</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/4-times-when-bundling-insurance-doesnt-make-sense">4 Times When Bundling Insurance Doesn&#039;t Make Sense</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/this-is-what-that-ticket-you-got-will-do-to-your-car-insurance-rate">This Is What That Ticket You Got Will Do to Your Car Insurance Rate</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Cars and Transportation auto insurance discounts driving rates safety tickets Tue, 05 Jan 2016 18:00:07 +0000 Dan Rafter 1629243 at http://www.wisebread.com 10 Ways to Watch Sports on the Cheap http://www.wisebread.com/10-ways-to-watch-sports-on-the-cheap <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/10-ways-to-watch-sports-on-the-cheap" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/sports_000022924280.jpg" alt="Woman attending sporting event and saving money" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>There are few things more enjoyable than catching a game in person. But heading out to the stadium can be a pricey proposition.</p> <p>If you're budget conscious, you may feel like seeing a game in person or catching a big Pay-Per-View fight are out-of-reach luxuries. But it doesn't have to be that way. Follow these tips and get off your couch to see the sports you love.</p> <h2>1. Check the Secondary Ticket Market</h2> <p>Many ticket holders will try to sell their tickets on StubHub or other resale sites if they can't attend a game themselves. If you know the game is not sold out, you can often get a seller to unload a ticket for a deep discount if he thinks he'll otherwise be stuck with it. You may even avoid service and handling fees if you use Craigslist or a similar website. I have a friend who's become quite skilled at landing ultra-cheap tickets to NBA games 20 minutes before tipoff with this approach &mdash; the longer you wait, the more willing the seller is to offer a discount.</p> <h2>2. Buy Tickets at the Door</h2> <p>If you're not concerned about a game selling out, consider buying tickets when you get to the arena. Buying tickets at the box office allows you to avoid any handling fees or service charges, which can add as much as $10 per ticket. One caveat: Some teams will charge more for tickets not purchased in advance, thus offsetting some potential savings.</p> <h2>3. Look for the Losing Fans</h2> <p>Let's say there are thousands of North Carolina fans in town for the NCAA Men's Basketball Tournament. And let's say North Carolina gets upset in the first round. Well, now you have thousands of fans who may just want to go home. This is where you can score cheap tickets to the next round of games. This approach might also work at major tennis or golf tournaments if popular players are eliminated.</p> <h2>4. Go to a Bar</h2> <p>Why spend $80 for the Pay-Per-View of the latest UFC fight when you can go with some friends to a local tavern? Order a burger and a beer, and you'll still save a pretty penny.</p> <h2>5. Go on Weeknights</h2> <p>Many teams have dynamic pricing that allows them to increase pricing for marquee games, and even adjust it based on supply and demand. This means that a weeknight game against a non-marquee opponent might be a great value. (My hometown Baltimore Orioles have $10 tickets in the upper deck for every Tuesday home game, for example.) Also be sure to avoid games with popular giveaways, such as bobblehead night, that might lead to a spike in ticket demand.</p> <h2>6. Find Out if Your Company Has Tickets</h2> <p>Do you work for a company that sponsors or advertises with a local sports team? Then there's a good chance someone in your office is in control of a group of tickets or even a luxury suite. Generally, these tickets are meant to be used to conduct business, but there will be days when they go unclaimed. In these instances, it may be possible to claim the tickets for your own use. You just need to find out who to ask. (Usually, it's someone in the marketing or corporate relations department.)</p> <h2>7. Sit Up High</h2> <p>Sure, you may be far from the action, but for years, the NBA has required teams to offer several hundred seats for $10. Many Major League Baseball teams have upper deck seats for $5. (And you can often move down later in the game, anyway.) Most arenas and stadiums are modern enough now that even the most distant seats offer a reasonably comfortable viewing experience, even offering great views of the city skyline.</p> <h2>8. Go With a Group</h2> <p>If you can gather a bunch of folks from your office, or even a big crew of friends and family, you can save money. Many teams offer discounted tickets for groups as small as 15 people.</p> <h2>9. Bring the Kids</h2> <p>The Baltimore Orioles offer a club membership for kids that includes ten game tickets and other goodies for $30. Best of all, the adults can then buy game tickets at a discounted rate as well. Check with the teams in your area for similar family-friendly deals.</p> <h2>10. Check the Warehouse Clubs</h2> <p>Did you know that big stores like Costco sell tickets to sporting events, often at a discount? Check your local stores for discounts on packages. Even if stores don't sell tickets themselves, you may be able to get team gift cards for cheap.</p> <p><em>How do you save on sporting events?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/tim-lemke">Tim Lemke</a> of <a href="http://www.wisebread.com/10-ways-to-watch-sports-on-the-cheap">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-2"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/11-ways-to-save-money-on-live-sporting-events">11 Ways to Save Money on Live Sporting Events</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-much-a-breakdown-of-concert-ticket-prices">How Much?! A Breakdown of Concert Ticket Prices</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-save-money-on-kids-activities">How to Save Money on Kids&#039; Activities</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-watch-sports-without-cable-tv">How to Watch Sports Without Cable TV</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/cutting-the-cable-cord-has-more-than-financial-benefits">Cutting the Cable Cord Has More Than Financial Benefits</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Entertainment savings sporting events sports tickets Fri, 03 Apr 2015 17:00:07 +0000 Tim Lemke 1366188 at http://www.wisebread.com This Is What That Ticket You Got Will Do to Your Car Insurance Rate http://www.wisebread.com/this-is-what-that-ticket-you-got-will-do-to-your-car-insurance-rate <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/this-is-what-that-ticket-you-got-will-do-to-your-car-insurance-rate" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/speeding-ticket-452522717-small.jpg" alt="speeding ticket" title="speeding ticket" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>There are two types of drivers in America: those who've received a ticket; and those who haven't.</p> <p>In the past five years, <a href="http://www.insurancequotes.com/auto/traffic-tickets-insurance-premiums" style="text-decoration:none;">25% of drivers</a> have received traffic tickets. That's one in four. Of course, tickets can range from the minor (such as driving with a broken headlight), to the very serious (a DUI). Tickets carry penalties, including fines and point violations, and if you hit 12 points your license is taken away. Typically, you'll automatically get 12 points for a DUI. However, the biggest hit your wallet takes will not come from fines and fees, but from the insurance rate hikes that accompany tickets. Here are five of the biggest insurance rate increases you'll get from traffic tickets.</p> <h2>DUI or DWI &mdash; 93% Rate Increase</h2> <p>That's <a href="http://www.carinsurancecompanies.net/how-much-does-car-insurance-cost-after-a-dui/" style="text-decoration:none;">almost double</a>, if you're lucky; many insurance carriers will actually drop you altogether, and some will triple your rate.</p> <p>The insurance industry does not like people driving under the influence. They consider you to be a very high-risk driver, and rightly so. <a href="http://alcoholism.about.com/od/dui/a/dui_insurance.htm" style="text-decoration:none;">Drunk drivers</a> are a danger not only to themselves and their own property, but also to everyone else on the road. If you can afford to pay the increased rate, it will be that way for three years. That equates to thousands of dollars. If your policy is cancelled, you need to get SR-22 insurance from another carrier before you can legally drive your car. And guess what? You now have a cancellation on your record, so it will be even more expensive. Of course, depending on your blood alcohol level, you may not even be able to get behind the wheel for another nine months.</p> <p>The bottom line is, <strong>never ever drive under the influence of alcohol</strong>. With the insurance hikes, penalties, classes, interlock devices, and everything else, it will cost you $10,000 and stay on your record for a long, long time. How much does it cost to get a cab, or spend the night in a nearby hotel? It's not $10k!</p> <h2>Texting &mdash; 21% Increase</h2> <p>Texting rate hikes have not come in line with DUI rate hikes yet, but they will. Research has shown that texting and driving is the same as driving after four beers &mdash; something that would easily get you a DUI conviction. Worse still, you are <a href="http://www.textinganddrivingsafety.com/texting-and-driving-stats/" style="text-decoration:none;">SIX TIMES</a> more likely to cause an accident if you're texting, as opposed to driving while intoxicated. Not only that, but 25% of all car accidents are now caused by drivers who text.</p> <p>It's an outrage that the insurance companies, and the laws, are not seeing texting for what it really is; one of the greatest dangers to road safety today. As it stands right now, if you get a ticket for texting and driving you can get as little as one point and a $20 fine, plus a 21% increase in your insurance rate (it's treated the same as a 15 mph speeding violation). It's very possible that if you have a good record, your insurance company will forgive you.</p> <p>But like I said above, expect the penalties for texting and driving to start increasing.</p> <h2>Reckless Driving &mdash; 82% Increase</h2> <p>If you're driving without using your hands, reading a book or map, erratically changing lanes while speeding, tailgating, road raging, or basically your attention is anywhere but the road ahead, you can get a ticket for reckless driving. Also, some DUI cases will plea down to reckless, or &quot;wet reckless&quot; (meaning alcohol was involved), and this results in slightly lesser charges and penalties. But don't go celebrating. Reckless driving is not something your insurance company likes to see on your record, and they will heavily penalize you for it.</p> <h2>Careless Driving &mdash; 27% Increase</h2> <p>On the other hand, careless driving brings much smaller penalties.</p> <p>While reckless driving is seen as intentional, <a href="http://law.freeadvice.com/general_practice/traffic_law/careless-driving.htm" style="text-decoration:none;">careless driving</a> is not done on purpose. You may forget to signal while changing lanes, or may fall asleep at the wheel (which brings disastrous consequences, but was never something the driver wanted to do). If you are ticketed for careless driving, you'll get a few points on your license and your insurance rate could rise by as much as 25%. Of course, your previous record will come into play, and your insurance company may let you off easy. There's a world of difference between forgetting to signal, and falling asleep behind the wheel.</p> <h2>Failure to Stop/Running a Red &mdash; 19% Increase</h2> <p>Whether you run through a stop sign or a red light, you can get a ticket.</p> <p>These days, cameras at intersections are grabbing offenders and sending tickets out automatically. You can always try to fight it, especially if you went through a yellow and the camera or police officer has you down as running a red. But, chances are you'll probably be too busy to go through with a court case, and will simply pay the fine and take the reduced points. Expect your insurance to go up about 19%, unless you have an exceptional history.</p> <h2>Speeding &mdash; Up to 30% Increase</h2> <p>The big one. Almost everyone, at some point in his or her driving life, is going to go over the speed limit. Even if it's just a few miles per hour over, it's breaking the law. Of course, most police officers don't usually bother unless you're going 10 mph or more over the limit (unless it's a very slow day). Depending on how much over the limit you were going, your insurance hike can range from 21% up to 30%. If you were doing something crazy, like 160 mph in a 55 mph zone, you may get a reckless driving ticket instead.</p> <h2>Driving Alone in a Carpool Lane &mdash; 18% Increase</h2> <p>It seems so trivial to get a ticket for driving in a HOV or carpool lane without passengers. However, those lanes are put there to ease traffic congestion, and if we all disobey the rules of the road they will become futile. While nothing major is going to happen, you can expect almost the same rate hike as a low-end speeding ticket. It's really not worth the hassle. Or the cost.</p> <p><em>Have you ever gotten a moving violation? What was the hit to your pocketbook?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/paul-michael">Paul Michael</a> of <a href="http://www.wisebread.com/this-is-what-that-ticket-you-got-will-do-to-your-car-insurance-rate">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/4-ways-being-a-safe-driver-will-save-you-big-money">4 Ways Being a Safe Driver Will Save You Big Money</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/beware-your-insurance-may-not-cover-these-8-losses">Beware: Your Insurance May Not Cover These 8 Losses</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-times-you-shouldnt-file-an-insurance-claim">7 Times You Shouldn&#039;t File an Insurance Claim</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-get-cheap-auto-insurance-for-young-drivers">How to Get Cheap Auto Insurance for Young Drivers</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/4-times-when-bundling-insurance-doesnt-make-sense">4 Times When Bundling Insurance Doesn&#039;t Make Sense</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Insurance auto insurance Cars driving DUI moving violations tickets Mon, 04 Aug 2014 17:00:04 +0000 Paul Michael 1173261 at http://www.wisebread.com Best Money Tips: Save on Early Bird Plane Tickets http://www.wisebread.com/best-money-tips-save-on-early-bird-plane-tickets <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-save-on-early-bird-plane-tickets" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/3864302015_0b8986c52a_z-1_0.jpg" alt="Save on Early Bird Plane Tickets" title="Save on Early Bird Plane Tickets" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found some fantastic articles on saving on early bird plane tickets, the secrets to part-time job success, and frugal uses for your income tax return.</p> <h2>Top 5 Articles<a href="http://www.savvysugar.com/How-Save-More-Money-When-Buying-Plane-Tickets-Early-15289432"><br /> </a></h2> <p><a href="http://www.savvysugar.com/How-Save-More-Money-When-Buying-Plane-Tickets-Early-15289432">3 Tips To Save On Early Bird Plane Tickets</a> &mdash; If you are buying your airline tickets early, make sure to track the the prices to see if the price of your tickets changes. [SavvySugar]</p> <p><a href="http://www.bucksomeboomer.com/a-part-time-job-the-secret-to-success/">A Part-Time Job: The Secret to Success</a> &mdash; Instead of watching TV after work, consider taking a part-time job to pay off your debt. [Bucksome Boomer]</p> <p><a href="http://www.mint.com/blog/how-to/14-frugal-uses-for-your-income-tax-return-022012/?utm_source=feedburner&amp;utm_medium=feed&amp;utm_campaign=Feed%3A+MyMint+%28Mint+Personal+Finance+Blog%29">14 Frugal Uses for Your Income Tax Return</a> &mdash; Not sure how to use your tax return? Consider using it to prepay your car insurance or visit the dentist. [MintLife Blog]</p> <p><a href="http://timemanagementninja.com/2012/02/how-to-avoid-molehills-start-climbing-mountains/">How to Avoid Molehills &amp; Start Climbing Mountains</a> &mdash; To avoid life's molehills and climb the mountains instead, pick the path less travelled. [Time Management Ninja]</p> <p><a href="http://www.lifeoptimizer.org/2012/02/17/how-to-make-work-fun/?utm_source=feedburner&amp;utm_medium=feed&amp;utm_campaign=Feed%3A+lifeoptimizer+%28Life+Optimizer%29">9 Ways to Make Work Fun</a> &mdash; Make work fun by decorating your desk and planning events immediately after work. [Life Optimizer]</p> <h2>Other Essential Reading<a href="http://parentingsquad.com/7-healthy-snacks-for-kids-you-might-not-have-thought-of"><br /> </a></h2> <p><a href="http://www.smartbalancetransfers.com/blog/2012/02/five-tips-to-help-reduce-credit-card-debt-817/">5 Tips to Help Reduce Credit Card Debt</a> &mdash; Reduce your credit card debt by doing a balance transfer. [Smart Balance Transfers]</p> <p><a href="http://www.quizzle.com/blog/2012/02/3-signs-that-college-tuition-wont-get-any-cheaper/?utm_source=feedburner&amp;utm_medium=feed&amp;utm_campaign=Feed%3A+QuizzleWire+%28Quizzle+Wire+&raquo;+Personal+Finance+Blog%29">3 Signs That College Tuition Won't Get Any Cheaper</a> &mdash; If you think college tuition will get cheaper, think again. The fact that government cannot reduce the price of tuition indicates tuition won't get cheaper. [Quizzlewire]</p> <p><a href="http://couplemoney.com/cars-and-road-trips/do-you-have-a-car-emergency-kit/?utm_source=feedburner&amp;utm_medium=feed&amp;utm_campaign=Feed%3A+CoupleMoney+%28Couple+Money%29">Do You Have a Car Emergency Kit?</a> &mdash; When putting together a car emergency kit, remember to include duct tape and antifreeze. [Couple Money]</p> <p><a href="http://parentingsquad.com/7-healthy-snacks-for-kids-you-might-not-have-thought-of">7 Healthy Snacks for Kids You Might Not Have Thought Of</a> &mdash; Did you know popcorn is a healthy snack for your kids? [Parenting Squad]</p> <p><a href="http://www.positivityblog.com/index.php/2012/02/21/life-simpler/?utm_source=feedburner&amp;utm_medium=feed&amp;utm_campaign=Feed%3A+ThePositivityblog-PutSomePersonalDevelopmentAndPositivityIntoYourLife+%28The+PositivityBlog+-+Put+some+personal+development+and+positivity+into+your+life%29">42 Ways to Make Life Simpler</a> &mdash; Make your life simpler by only writing emails once a day. [The Positivity Blog]</p> <h2>News &amp; Events</h2> <p><a href="http://www.wisebread.com/top-100-most-popular-personal-finance-blogs/news/2012/01/wise-bread-tweetchat-wbchat-7">Wise Bread Tweetchat (#WBChat)</a> &mdash; Don't miss our weekly #WBChat from 12pm-1pm PST! We will be giving away prizes!</p> <p>Be sure to check out our <a href="http://www.wisebread.com/top-100-most-popular-personal-finance-blogs/news">News &amp; Events Calendar</a> to see all the awesome upcoming events in the personal finance world!</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/ashley-jacobs">Ashley Jacobs</a> of <a href="http://www.wisebread.com/best-money-tips-save-on-early-bird-plane-tickets">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/fly-out-of-these-airports-and-save-big-on-airfare">Fly Out of These Airports and Save Big on Airfare</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-costly-flight-booking-mistakes-you-make-all-the-time">8 Costly Flight Booking Mistakes You Make All the Time</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-evaluate-a-travel-program-for-the-best-rewards-redemption">How to Evaluate a Travel Program for the Best Rewards Redemption</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/beware-these-sneaky-fees-on-discount-airfare">Beware These Sneaky Fees on Discount Airfare</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-ways-to-get-free-or-almost-free-airline-tickets">10 Ways to Get Free (or Almost Free) Airline Tickets</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Travel Airfare airplane best money tips tickets Thu, 01 Mar 2012 11:00:25 +0000 Ashley Jacobs 909641 at http://www.wisebread.com How Much?! A Breakdown of Concert Ticket Prices http://www.wisebread.com/how-much-a-breakdown-of-concert-ticket-prices <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/how-much-a-breakdown-of-concert-ticket-prices" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/kiss.jpg" alt="Kiss Concert" title="Kiss Concert" class="imagecache imagecache-250w" width="250" height="167" /></a> </div> </div> </div> <p>If you buy concert tickets on a regular basis, like me and many of my friends, then you know one topic of conversation that often rears its ugly head &mdash; what's the deal with the pricing?!</p> <p>You start off with a ticket for $35, by the time you're done it's closer to $50. What's with all the service fees and other add-ons? Why does it cost more to print the ticket yourself than to have the online service print it for you? How much does the artist actually get after all's said and done? Why are some of these tickets more expensive than a new laptop?!</p> <p>If these questions have been rattling around your brain, Wise Bread has the answers for you. And you may be quite surprised at the results. (See also: <a href="http://www.wisebread.com/how-to-watch-movies-in-the-theater-for-free">How to Watch Movies in the Theater for Free</a>)</p> <p>Here&rsquo;s a chart that outlines where the money goes, with a further breakdown below.</p> <p>&nbsp;<img width="599" height="399" alt="" src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u921/paul_concert.jpg" />&nbsp;</p> <h3>The Biggest Shocker &mdash; Most of the Money Goes to the Artist!</h3> <p>I know, amazing. My cynical brain, coupled with the way artists often complain about vampire record labels, had me thinking that the artists walk away with one tenth of the take, if they're lucky. It turns out that assumption was dead wrong. Although artists get poorly compensated for music sales (roughly 10% of the retail price) they get a much bigger chunk of change when they tour. And good for them, because touring is no easy task (despite what you may have heard from Motley Crue).</p> <p>On average, <a href="http://www.digitalmusicnews.com/stories/071610ticket">the artist takes 74% of the ticket price,</a> although it can go as high as 90% in some cases. Now you know why more bands tour so much.</p> <h3>Next, the Dreaded Service Fees</h3> <p>Back in the eighties and nineties, it was usual to pay 10% or less in service fees. Those days are gone. Now, depending on the price of the ticket's face value, service fees can be as much, or sometimes more, than the cost of the actual ticket! If you buy a ticket to an unknown (or maybe unpopular) act, it may only set you back $15. But don't expect to pay just $1.50 in service fees. No, they will still be around the same price as those of a $50 ticket, and friends have shown me stubs from concerts that showed a $15 ticket fee and $12.50 in service fees.</p> <p>So what are you paying for? Well, it's usually made up of the following:</p> <h4>Convenience Fee/Charge and Order Processing Fee</h4> <p>These vary by event, and retail outlet/box office purchases usually don't include an order processing fee. These fees are typically shared with the artist, venue, or promoter, but this is the main source of revenue for places like Ticketmaster and covers their costs plus substantial profits.</p> <h4>Delivery Price</h4> <p>If you choose standard delivery or print-at-home options, these should not apply. But you can add a lot to the final price of the ticket if you have them shipped two-day or overnight.&nbsp;</p> <h4>Facility Charge</h4> <p>The venue of the concert/gig is responsible for adding any facility charges, and they receive 100% of the money collected from them.</p> <h4>Taxes</h4> <p>City, state, and local taxes are typically included in the face value of the ticket and are not considered service fees.</p> <h3>Why Did It Once Cost More to Print Your Own Ticket?</h3> <p>Ticketmaster used to charge you $2.50 for the option of printing your ticket at home, or you could get them delivered free. Wait, what? Well, it wasn't a question of the physical cost of printing the ticket; clearly it cost the company more to print them than to have you print them yourselves. This was simply one of those &ldquo;because we can, that&rsquo;s why&rdquo; fees and it made a lot of financial sense to the company. People were willing to pay the small fee for the convenience of having instant access to tickets and a soft copy available that they could print at any time.</p> <p>Physical tickets can get lost in the mail, damaged, or misplaced, and that&rsquo;s just a headache. Plus, if you&rsquo;re buying concert tickets last minute, the instant option is your only one unless you want your tickets to arrive after the event. The good news is, as you can see from the <a href="http://phx.corporate-ir.net/External.File?item=UGFyZW50SUQ9NTM4Nzh8Q2hpbGRJRD0tMXxUeXBlPTM=&amp;t=1">LiveNation PDF</a> (or if you have recently purchased tickets via Ticketmaster), that these TicketFast fees have been abandoned. Increased scrutiny from watchdogs and complaints from consumers over the power of the Ticketmaster monopoly had a lot to do with it. So now instant gratification is even more gratifying.</p> <h3>So You Want the Best Price For Tickets...What Do You Do?</h3> <p>Well, in most instances you're going to get your tickets from a reputable online dealer like LiveNation, which includes Ticketmaster, TicketsNow, TicketWeb, and House of Blues. And yes, they've pretty much cornered the market. But you do have some options to save money.</p> <p>First, see if you can buy tickets directly from the box office of the venue the gig is at. That may be a trip, but it saves you on a few of those service fees. You could also try buying through the artist's website, which may offer discounts to fan club members, better seats, CDs with purchase, or any other number of goodies. And if you do go through an online source, order them in plenty of time so you can choose better seats and avoid any rush delivery charges (if printing at home is not an option).</p> <p>Oh, and please, don't give money to the scalpers, and that includes those insidious sites like StubHub. I wanted to get tickets to a concert recently that had completely snuck up on me. Face value of the ticket was $62, but the tickets had all gone. Lucky for me though, StubHub had a bunch at the bargain-basement price of $370! Yeah, no thanks. I went to <a href="http://www.wisebread.com/craigslist-shopping-101">Craigslist</a> and found someone selling them last minute because they had to back out, and they only asked face value.</p> <p>I personally think there should be a limit to how many tickets anyone can buy, and that includes corporations or other businesses. And I mean real limits, not the feeble ones they have now that aren't enforced and clearly don't work.</p> <p><em>Any other ticket buying advice? Concert ticket horror stories? Ridiculous fees that you paid? Chime in.</em></p> <h2 style="text-align: center;">Like this article? Pin it!</h2> <p>&nbsp;</p> <div align="center"><a href="//www.pinterest.com/pin/create/button/?url=http%3A%2F%2Fwww.wisebread.com%2Fhow-much-a-breakdown-of-concert-ticket-prices&amp;media=http%3A%2F%2Fwww.wisebread.com%2Ffiles%2Ffruganomics%2Fu5180%2FHow%20Much-!%20A%20Breakdown%20of%20Concert%20Ticket%20Prices.jpg&amp;description=How%20Much%3F!%20A%20Breakdown%20of%20Concert%20Ticket%20Prices" data-pin-do="buttonPin" data-pin-config="above" data-pin-color="red" data-pin-height="28"><img src="//assets.pinterest.com/images/pidgets/pinit_fg_en_rect_red_28.png" alt="" /></a> </p> <!-- Please call pinit.js only once per page --><!-- Please call pinit.js only once per page --><script type="text/javascript" async defer src="//assets.pinterest.com/js/pinit.js"></script></div> <div align="center">&nbsp;</div> <p style="text-align: center;"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5180/How%20Much-%21%20A%20Breakdown%20of%20Concert%20Ticket%20Prices.jpg" alt="How Much?! A Breakdown of Concert Ticket Prices" width="250" height="374" /></p> <p>&nbsp;</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/paul-michael">Paul Michael</a> of <a href="http://www.wisebread.com/how-much-a-breakdown-of-concert-ticket-prices">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-2"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-high-cost-of-modern-love">The High Cost of Modern Love</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-choose-the-best-streaming-music-service-for-you">How to Choose the Best Streaming Music Service for You</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-best-money-management-tips-from-john-oliver">7 Best Money Management Tips From John Oliver</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-ways-to-do-la-on-the-cheap">10 Ways to Do LA On the Cheap</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/3-subscription-services-every-traveler-needs">3 Subscription Services Every Traveler Needs</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Entertainment concerts fees music tickets Tue, 05 Jul 2011 10:24:20 +0000 Paul Michael 603242 at http://www.wisebread.com Win a Ticket to the I_Blog Conference! http://www.wisebread.com/win-a-ticket-to-the-iblog-conference <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/win-a-ticket-to-the-iblog-conference" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/i blog.png" alt="i_blog conference" title="i_blog conference" class="imagecache imagecache-250w" width="125" height="125" /></a> </div> </div> </div> <p><strong>**Congrats to Kyle (comment #2)!! You have won the conference pass! **</strong></p> <p><strong>Do you blog?</strong> If you would like to learn more about monetization, networking, and taking beautiful photos, you will love the annual <a href="http://www.eventbrite.com/event/701079949/IBlogAffiliate/818169374">I_Blog Conference</a> taking place again this year in Perry, Iowa! A three-day conference loaded with speakers armed with tools for all aspects of blogging personally and professionally, it's designed to bring together bloggers in the midwest to help them shine.</p> <p>I'm speaking at this year's conference, and my topic is <em>Collaboration vs. Competition</em>&nbsp;(how to overcome the competitive landscape of blogging and use it to help move you forward). We'll have lots of info on approaching other bloggers, working together on projects (ebooks, communities, and podcasts) and finding profitable models for taking your rivalry and turning it into blog business growth. We'll have some fine examples of bloggers who have partnered with stiff competition to create alliances that have earned them notoriety and money!</p> <p>My session is just one of over 15 different opportunities to grow your blog. Additional speakers include top blogging authors, PR professionals, photographers, videographers, and even a lawyer to help with those pesky copywriting and trademark issues.</p> <p>This conference is focused on the Midwest, but anyone who can get to Iowa can attend! Guests can check into the <a href="http://iblogconference.com/2010/10/08/hotel-pattee-perry-events/">Hotel Pattee </a>at a great rate.&nbsp; You can learn more about ticket prices and accommodations at the <a href="http://iblogconference.com">official I_Blog website</a>, but Wise Bread is giving one lucky reader a chance to win a ticket!</p> <p>To be entered to win, just comment on this post with <a href="http://iblogconference.com/i_blog-schedule/">what session you would look forward to</a> if you won! We will pick one lucky winner to get a conference pass at no charge, compliments of the kind people at the conference.</p> <p><em><strong>Please note: No transportation or accommodations are provided. If you can't get to the conference, located in Perry, Iowa, please do not enter.</strong></em></p> <p><em><strong>You have until this Saturday, October 16th, at 10 pm CST to get your entries in! One entry per person, please.</strong></em></p> <p>Good luck! And we'll see you at the conference! (<em>Note: I'm bringing along all five of my lovely kids and my husband to this year's I_Blog. Please let me know if you'll be in attendance. We'd love to do a meet-up! </em>Get involved in discussions on the Facebook page: <a href="http://www.facebook.com/IBlogConference">http://www.facebook.com/IBlogConference</a>&nbsp; It's a great place to find a roomie if you need one!)</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/linsey-knerl">Linsey Knerl</a> of <a href="http://www.wisebread.com/win-a-ticket-to-the-iblog-conference">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/do-you-barter-tell-us-and-enter-to-win-10">Do You Barter? -- Tell Us and Enter to win $10!</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/hp-giving-away-500-to-a-lucky-wise-bread-reader">HP Giving Away $500 to a Lucky Wise Bread Reader</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/smartypig-is-giving-away-500-to-wise-bread-readers">SmartyPig is Giving Away $500 to Wise Bread Readers!</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/ask-the-readers-will-you-vote-this-election-chance-to-win-20">Ask the Readers: Will You Vote This Election? (Chance to Win $20!)</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-old-were-you-when-you-started-saving-answer-and-win">How Old Were You When You Started Saving? (Answer and Win!)</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Education & Training Giveaways blog conference giveaway tickets Mon, 11 Oct 2010 23:05:21 +0000 Linsey Knerl 260608 at http://www.wisebread.com BOGO on The Dark Knight (or any other film you'd prefer to see...if there is one) http://www.wisebread.com/bogo-on-the-dark-knight-or-any-other-film-youd-prefer-to-seeif-there-is-one <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/bogo-on-the-dark-knight-or-any-other-film-youd-prefer-to-seeif-there-is-one" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/525006105_7107e5999a.jpg" alt="The Dark Knight in IMAX free ticket" title="The Dark Knight in IMAX free ticket" class="imagecache imagecache-250w" width="250" height="184" /></a> </div> </div> </div> <p>Quick, simple deal for all you movie fans out there (which is most of you I presume). FANDANGO is once again doing a BOGO offer on movie tickets, which means you can get a free ticket to a certain upcoming movie featuring that bat fella. It's a small, independet film with no real budget for advertising, you may want to check it out.</p> <p>So all joking aside, I want to see The Dark Knight. I'm no fan of standing in line though, so I'll probably see it a few weeks after the initial release (but on IMAX for the best viewing experience for my money). I will, of course, be seeing it with a friend and we'll basically be paying half price thanks to <a href="http://www.fandango.com/">FANDANGO</a> .</p> <p><img width="230" height="346" title="Dark KNight" alt="Dark Knight" src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u17/Picture_1_8.png" /></p> <p><strong>The deal:</strong> All you have to do is add a minimum of two tickets to your cart and then <strong>pay using your Discover Card.</strong> The cost of one ticket will automatically be deducted from your cart. Fandango ran the same promotion last year and it worked great. But get your skates on, the <strong>deal ends 8/31/08</strong>. Thanks to The <a href="http://www.bargainist.com/deals/2008/07/fandango-bogo-free-movie-tickets-wdiscover-card/">Bargainist</a> for pointing this one out.&nbsp;</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/paul-michael">Paul Michael</a> of <a href="http://www.wisebread.com/bogo-on-the-dark-knight-or-any-other-film-youd-prefer-to-seeif-there-is-one">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-5"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/free-copy-of-what-to-expect-the-first-year-book">FREE copy of &quot;What To Expect The First Year&quot; book.</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/stapler-stapler-free-20-swingline-stapler">&quot;Stapler. 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