Productivity http://www.wisebread.com/taxonomy/term/8129/all en-US Best Money Tips: Research-Backed Ways to Work Smarter http://www.wisebread.com/best-money-tips-research-backed-ways-to-work-smarter <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-research-backed-ways-to-work-smarter" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/hard_at_work_000048339404.jpg" alt="Woman working hard and smarter from home office" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found some great articles on ways to work smarter not harder, money lessons to learn before you turn 40, and a 15-minute trick to get stuff done.</p> <h2>Top 5 Articles</h2> <p><a href="http://www.creditdonkey.com/work-smarter.html">23 Research-Driven Ways to Work Smarter, Not Harder</a> &mdash; Research found that standing while you work on a particular project makes you more excited about what you're doing. [Credit Donkey]</p> <p><a href="https://getoutofdebt.org/87198/8-money-lessons-to-learn-before-you-turn-40">8 Money Lessons to Learn Before You Turn 40</a> &mdash; Insurance is very important, especially as you're turning 40. Consider the different types, like disability, health, home, car, and life insurance. [Get Out of Debt Guy]</p> <p><a href="http://www.budgetsaresexy.com/2015/03/15-minute-trick-get-stuff-done">The 15 Minute Trick to Getting Stuff Done</a> &mdash; Every time you don't want to do something that you need to do, tell yourself you'll spend just 15 minutes on it. At the end of the 15 minutes, you'll have worked on the task a bit (good!), or you will continue at it until it's done. [Budgets Are Sexy]</p> <p><a href="http://yesiamcheap.com/6-strategies-for-saving-money-mortgage">6 Strategies For Saving Money On Your Mortgage</a> &mdash; If your interest rate is above 4.5%, then you should consider refinancing. While you're shopping around, negotiate things like points, fees, and closing costs. [Yes, I Am Cheap]</p> <p><a href="http://www.popsugar.com/smart-living/How-Get-Raise-35304639">14 Ways Real People Got Their Raises</a> &mdash; Be direct and show confidence, but not so much that you seem confrontational. [PopSugar Smart Living]</p> <h2>Other Essential Reading</h2> <p><a href="http://www.aspiringmillionaire.com/2015/03/crowdsourcing-in-your-neighborhood.html">Crowdsourcing in Your Neighborhood</a> &mdash; Hosting outdoor movie viewings is a fun way to spend the warm nights to come. See if your neighbors would be willing to pitch in for a projector or projector screen. [Aspiring Millionaire]</p> <p><a href="http://www.carefulcents.com/ultimate-list-of-resources-for-entrepreneurs/">How to Be More Productive: The Best Tools for Creative Freelancers</a> &mdash; No more hunting for WiFi! You can take it wherever you go with Karma WiFi, in the form of a pocket-sized device. There are no monthly contracts or fees &mdash; you only pay for what you use! [Careful Cents]</p> <p><a href="http://www.moneycrush.com/how-to-create-a-grocery-pricebook/">How to Create a Grocery Pricebook</a> &mdash; A grocery price book helps you to buy the right items at the right places for the lowest prices.&nbsp;[Money Crush]</p> <p><a href="http://www.thefrugaltoad.com/travelandleisure/summer-activities-get-shape-budget">Summer Activities to Get You in Shape on a Budget</a> &mdash; These warmer months are great for water sports! Go down to the beach, jump into a lake, or check out a public swimming pool. [The Frugal Toad]</p> <p><a href="http://parentingsquad.com/5-decor-tips-for-nesting-mothers-to-be">5 Decor Tips for Nesting Mothers-To-Be</a> &mdash; Think about how you'll use each item, and how it will fit in your growing child's room. For example, get a nice dresser and plop a changing pad on top instead of buying a changing table. [Parenting Squad]</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/amy-lu">Amy Lu</a> of <a href="http://www.wisebread.com/best-money-tips-research-backed-ways-to-work-smarter">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/52-great-weekend-projects-to-improve-your-life">52 Great Weekend Projects to Improve Your Life</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/you-can-too-7-amazing-things-people-have-accomplished-in-under-a-year">You Can Too: 7 Amazing Things People Have Accomplished in Under a Year</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-ways-to-improve-your-decision-making-skills">10 Ways to Improve Your Decision-Making Skills</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-self-improvement-apps-to-make-you-smarter-stronger-and-happier">10 Self-Improvement Apps to Make You Smarter, Stronger, and Happier</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/kill-boredom-with-these-34-fun-and-productive-projects">Kill Boredom With These 34 Fun and Productive Projects</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Productivity best money tips work smarter Fri, 27 Mar 2015 19:00:06 +0000 Amy Lu 1359337 at http://www.wisebread.com You Can Too: 7 Amazing Things People Have Accomplished in Under a Year http://www.wisebread.com/you-can-too-7-amazing-things-people-have-accomplished-in-under-a-year <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/you-can-too-7-amazing-things-people-have-accomplished-in-under-a-year" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/man_map_000041834602_0.jpg" alt="man accomplished goals within a year and traveling with map" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>There are days when I feel incredibly productive, and others when I do not even get off the couch. Can you relate? On those couch days, I enjoy marveling at the accomplishments of others.</p> <p>Imagine what you could achieve by stringing together a few of those productive days&hellip;or even 365 of them! Here are a few incredible, inspiring, productive things your fellow humans have done in a year. Let the motivation begin!</p> <h2>1. Stroll the Continent</h2> <p>There are a number of people who have either run or <a href="http://en.wikipedia.org/wiki/List_of_people_who_have_walked_across_the_United_States">walked across the United States</a> in less than a year's time. Many embark on such an adventure to raise awareness of certain medical or social causes. Take Louis Michael Figueroa, for example. He was only 16 when he ran from New Brunswick, NJ to San Francisco, CA as a promise to a friend who was dying of bone cancer. Figueroa became the youngest person to make the trek &mdash; in just 60 days. It makes that recommended <a href="http://www.wisebread.com/50-ways-to-walk-more">10,000 steps a day</a> seem like not such a big deal. (See also: <a href="http://www.wisebread.com/15-adventurous-things-you-should-do-before-you-die?ref=seealso">7 Simple Ways to Get Motivated for Your Workout</a>)</p> <h2>2. Sail the World</h2> <p>Here's another distance feat: Francis Joyon <a href="http://www.worldrecordacademy.com/sports/fastest_round_the_world_sailing_world_record_set_by_Francis_Joyon_80127.htm">sailed around the world</a> solo in 57 days, 13 hours, 34 minutes, and six seconds back in 2008. To put that in perspective, he made that wicked fast time journeying nearly 21,600 nautical miles. In less than two months. Alone at sea. Whoa.</p> <h2>3. Pay Off Debt</h2> <p>I am majorly inspired by the story of Jackie (<a href="http://thepaleomama.com/2013/08/how-we-paid-off-more-than-27000-of-debt-in-6-months-and-still-ate-paleo/">The Paleo Mama</a>) and her husband. The duo were able to pay off more than $27,000 in debt over the course of just six months using the Ramsey Method and some smart planning. Along with taking a hard look at their budget and bills, the family made some big modifications to their lifestyle as a whole, including selling one of their cars, buying most things second hand, canceling cable and expensive smart phones, and using a cash system for most purchases. (See also: <a href="http://www.wisebread.com/5-inspiring-people-who-each-paid-off-over-100000-in-debt?ref=seealso">5 Inspiring People Who Each Paid Off Over $100,000 in Debt</a>)</p> <h2>4. Raise Millions</h2> <p>We've all heard of crowdsourced fundraising campaigns, and some are certainly more successful than others. Take the GoFundMe campaign for <a href="https://medium.com/@vonwong/my-video-raised-2-million-in-less-than-a-year-heres-how-you-can-do-it-too-46c0ed26b6fe">Eliza O'Neill</a>, a beautiful four-year-old girl with a degenerative brain disease called Sanfilippo syndrome. The amazing story, as told by photographer/videographer Benjamin Von Wong, raised more than $2 million in less than a year. This money will all go toward a clinical trial to find a cure.</p> <h2>5. Plant a Forest</h2> <p>In September 2010, a Pakistani soldier named Muhammed Yousuf Jamil <a href="http://www.treehugger.com/culture/pakistani-soldier-plants-20101-trees-in-one-day-sets-new-world-record.html">planted 20,101 trees</a> in just 18 hours and 40 minutes. As you can imagine, this accomplishment set a new world record in the Guinness book. For those of you curious about the math, that's a whopping 18 trees per minute. The previous record? An impressive 15,170 trees, held by Canadian Ken Chaplin back in 2001.</p> <h2>6. Lose All Fear</h2> <p>I first heard the term &quot;rejection therapy&quot; a few months ago on <a href="http://www.npr.org/blogs/health/2015/01/16/377239011/by-making-a-game-out-of-rejection-a-man-conquers-fear">Invisibilia</a>, but concept has stuck with me. <a href="http://fearbuster.com">Jia Jiang</a> claims he completely broke through his fears of rejection through requesting crazy things from strangers for 100 days straight &mdash; so, less than a year. He is now featured on everything from Ted Talks to The Huffington Post to Forbes for this unusual, effective method of self-rehabilitation.</p> <h2>7. Read Books</h2> <p>Many of us set some reading goals for the new year, but I've never heard one quite like Nina Sankovitch's. She <a href="http://www.readallday.org/blog/tolstoy-and-the-purple-chair/">read a book per day</a> for an entire year after her oldest sister died of cancer in 2005. That's 365 books by 365 different authors in 365 days. Sankovitch chronicled this chapter in her life by writing a memoir called &quot;<a href="http://www.amazon.com/gp/product/0061999857/ref=as_li_tl?ie=UTF8&amp;camp=1789&amp;creative=9325&amp;creativeASIN=0061999857&amp;linkCode=as2&amp;tag=wisbre03-20&amp;linkId=WNMAEHTFW46MELLC">Tolstoy and the Purple Chair</a>.&quot;&nbsp;</p> <p><em>Please share your favorite inspiring story &mdash; maybe it stars you!</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/ashley-marcin">Ashley Marcin</a> of <a href="http://www.wisebread.com/you-can-too-7-amazing-things-people-have-accomplished-in-under-a-year">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-2"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-self-improvement-apps-to-make-you-smarter-stronger-and-happier">10 Self-Improvement Apps to Make You Smarter, Stronger, and Happier</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-have-more-eureka-shower-moments">How to Have More Eureka! Shower Moments</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-places-to-go-for-inspiration">10 Places to Go for Inspiration</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/but-i-dont-want-to-secrets-to-self-motivation">But I Don&#039;t Want To! Secrets to Self-Motivation</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/successful-new-years-resolutions-have-this-one-thing-in-common-does-yours">Successful New Year&#039;s Resolutions Have This One Thing in Common — Does Yours?</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Personal Development Productivity goal setting goals inspiration persistence Fri, 27 Mar 2015 13:00:10 +0000 Ashley Marcin 1358025 at http://www.wisebread.com 6 Ways to Stay Motivated on the Job http://www.wisebread.com/6-ways-to-stay-motivated-on-the-job <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/6-ways-to-stay-motivated-on-the-job" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/tired-businesswoman-office-Dollarphotoclub_64335712.jpg" alt="tired businesswoman" title="tired businesswoman" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>I see you. Yeah, you. The one sitting in your cubicle, frustrated because the job you wanted, the job you killed yourself to get, is driving you crazy right now.</p> <p>And I see you, too. The one working hard at a job you don't really like. Maybe you need to pay the bills, or you need the benefits, or you know it's a stepping stone to something better. (See also: <a href="http://www.wisebread.com/5-simple-ways-to-fight-burnout?ref=seealso">5 Simple Ways to Fight Burnout</a>)</p> <p>No matter the reason behind your flagging motivation, you can get out of that funk. You can push through that wall. You can get yourself back on track. Even better, you can blow the track out of the water. Here's how.</p> <h2>1. See Your Goals</h2> <p>Most jobs have goals built-in, but even if you don't, you can at least outline some goals for performance, projects completed, and so on with your boss. (If you don't currently have any goals at work, by all means, sit down and produce some.)</p> <p>The thing is, having goals isn't, in and of itself, enough to keep you motivated. Like a high-performance athlete, you need to envision yourself meeting your goals. Include all the details of what it will be like to succeed in order to better understand the concrete steps you should take to get there. This visualization will also put you in a positive frame of mind and increase your motivation to succeed.</p> <p>For instance, imagine what it would be like to make your current project a huge success. Think about how your team would celebrate, what it would be like to get your boss's commendation, and how you'd talk about the success to others.</p> <p>All of this imagining helps you stay positive and work with sustained energy towards your goal.</p> <h2>2. Reward Yourself</h2> <p>In addition to having goals for the year or for a long-term project, make short-term goals for yourself, too, and reward yourself every time you meet them. Your brain is wired to respond positively to regular successes and rewards. Every time you succeed, it releases dopamine, which is tied to happiness and motivation.</p> <p>Break your long-term goals down into short-term ones by figuring out what's next. What is the very next thing that needs to be done to help you reach that long-term goal? When you determine that, you have your short-term goal. And when you meet that goal, give yourself a small reward. Over time, your brain will become wired for success.</p> <h2>3. Make It Fun</h2> <p>It's not hard to understand why doing fun things is more motivating than engaging in boring tasks, but making work fun can be quite a task. Usually, the jobs you're not motivated to do are the ones that are boring, repetitive, or just plain difficult.</p> <p>Try thinking of ways to make the hard parts more enjoyable, such as doing the most tedious parts of your job alongside a friend or coworker. You don't have to work on the same thing and you don't have to talk, but having another person around might make the whole thing more enjoyable.</p> <p>Focus on making work a place you enjoy in general. Then, ask yourself some questions about how to make the hard parts more fun, and you could see your motivation will soar.</p> <h2>4. Remember Your Reasons</h2> <p>If you're looking outside of yourself for motivation, sometimes there's none to be found. Instead, look inside yourself for the reasons why you want to do the job at hand.</p> <p>Internal motivation can come from many different places. Maybe you want to do well at work so that you can get a promotion. Maybe you need to do well to support your family or to care for someone close to you. And maybe you simply value doing the job well, even if it's not a job you adore.</p> <p>When you know your reasons for doing the job, your motivation comes from inside yourself. No one can touch that. They can't take it away from you, no matter how bad things get.</p> <h2>5. Only Control What You Can</h2> <p>Whether you're working with a team or by yourself, every job comes with circumstances that are outside of your control. Instead, think concretely about what you can control, and put all of your energy into controlling those&nbsp;areas. So, go ahead &mdash; put your heart and soul into making the best presentation you can, but understand that your clients still may not like it (and that this may have more to do with what they had for breakfast than with the presentation itself!).</p> <p>Putting boundaries around your energy and where you'll invest it can boost your motivation, because you won't be exhausted from running around like a headless chicken &mdash; nor will you feel beholden to every Jack or Jill's opinion.</p> <h2>6. Design a Plan B</h2> <p>Motivation plummets when you feel like you've failed &mdash; especially when it happens at work. Instead of viewing projects that aren't successful as failures, though, see them as simply one option that didn't work. And every time you find a way that doesn't work, you're one step closer to finding a way that does.</p> <p>Failing doesn't mean that you don't have a good idea. Even if you fail many times, it doesn't mean that what you're working on is a flop. If something crashes and burns, just check that way of doing things off your list and try another.</p> <p>When you see life through these glasses, you'll find yourself more motivated. Looking at things this way allows you to stop taking failure personally, to continue to believe in your ideas, and to work really, really hard to make things come together the next time.</p> <p>Finding motivation on the job is more about your mindset than anything else. When you change the way you think about your duties, you'll change the way you approach them; and you'll find yourself happier and more motivated at work.</p> <p><em>How do you stay motivated on the job? What works for you?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/sarah-winfrey">Sarah Winfrey</a> of <a href="http://www.wisebread.com/6-ways-to-stay-motivated-on-the-job">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-3"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/wanna-put-away-some-cash-take-a-vacation">Wanna Put Away Some Cash? Take A Vacation!</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/15-alternatives-to-nagging">15 Alternatives to Nagging</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/getting-ahead-at-work-are-you-a-hammer-or-a-swiss-army-knife">Getting Ahead At Work: Are You A Hammer Or A Swiss Army Knife?</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-self-improvement-apps-to-make-you-smarter-stronger-and-happier">10 Self-Improvement Apps to Make You Smarter, Stronger, and Happier</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-smart-things-to-do-during-your-commute-even-if-you-drive">10 Smart Things to Do During Your Commute (Even If You Drive!)</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Career and Income Productivity burnout motivation work Fri, 06 Mar 2015 10:00:04 +0000 Sarah Winfrey 1320888 at http://www.wisebread.com 5 Kinds of Emails to Purge From Your Inbox http://www.wisebread.com/5-kinds-of-emails-to-purge-from-your-inbox <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/5-kinds-of-emails-to-purge-from-your-inbox" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/email blackberry 2.jpg" alt="email blackberry phone" title="email blackberry phone" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>We all have that email account &mdash; it's swimming in loose, unmanageable email messages we can't seem to delete. It's our primary email account. How did it get this bad? By not deleting these five kinds of emails.</p> <h2>1. Old Work Emails</h2> <p>You stopped working there two years ago but still let the entire history of communication rot in your email account, because who knows &mdash; maybe you'll need a coworker's contact info, need to access a file, or need to reference something. Here's the question: Have you so far? If not, consider adding all those old coworkers' addresses to your email contacts list and delete those emails! Here's how to <a href="https://support.google.com/mail/answer/8933?hl=en">add contacts in Gmail</a>.</p> <h2>2. Newsletters You've Read (or Never Read)</h2> <p>You signed up for a lot of newsletters that seemed informative at the time, everything from your favorite retail outlets, to blogs, to clubs or associations you're a part of to your bank's and gym's regular notifications. Once you've scanned or read them, delete! If you haven't read the sender's newsletters in more than a month, unsubscribe <a href="https://unroll.me/">using a tool like Unroll.me</a>. All the better to see the more important messages waiting in your inbox every morning.</p> <h2>3. Social Media Notifications</h2> <p>You opted in for email notifications on Facebook and other networks a long time ago, back in the oughts, when we expected to receive email notifications about everything. Now you have a smartphone that pings you everytime something new happens. All you have to do is check the app or go to the site (as if you don't already do that every 30 seconds) to stay abreast. So why do you still spam yourself with email notifications? Only because you are too lazy to delete them. Here's how to <a href="https://www.facebook.com/help/327994277286267/">get rid of those emails</a>.</p> <h2>4. Blind Solicitations</h2> <p>You scroll past emails from someone you don't know very well, because they're asking for something. Do you plan to reply to them in the next two days? If not, let it go. The recruiter who emailed you about a job you don't want, the sales person following up on your purchase, the not-even-an-acquaintance who asked you to donate to their Kickstarter &mdash; they all knew it was unlikely they would hear from you, anyway. Stop feeling bad about not replying to them and delete those emails!</p> <h2>5. Sentimental Emails</h2> <p>You keep those special emails from your significant other, your parents or grandparents, your closest friends in a special folder. It's meaningful to hold onto those messages, but you don't open that folder very often. Well, you can still do that by <a href="http://gmailblog.blogspot.com/2013/12/download-copy-of-your-gmail-and-google.html">downloading those sentimental exchanges</a> to your hard drive, Dropbox, or other cloud storage. Anything not pertinent to your everyday communication needs is email clutter. Save those precious emails somewhere more permanent, where they'll be kept safe.</p> <p><em>How do you keep your inbox tidy and uncluttered? Drop us a line in comments!</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/amanda-meadows">Amanda Meadows</a> of <a href="http://www.wisebread.com/5-kinds-of-emails-to-purge-from-your-inbox">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-4"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-questions-to-ask-yourself-to-help-you-declutter">8 Questions to Ask Yourself to Help You Declutter</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/12-ways-a-deep-declutter-can-improve-your-life">12 Ways a Deep Declutter Can Improve Your Life</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-things-in-your-basement-you-should-throw-out-today">10 Things in Your Basement You Should Throw Out Today</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/15-things-in-your-closet-you-can-throw-out-today">15 Things in Your Closet You Can Throw Out Today</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-genius-storage-solutions-for-your-home-office">10 Genius Storage Solutions for Your Home Office</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Organization Productivity clutter digital clutter email Mon, 02 Mar 2015 18:00:11 +0000 Amanda Meadows 1315185 at http://www.wisebread.com Best Money Tips: Secrets to Being More Productive http://www.wisebread.com/best-money-tips-secrets-to-being-more-productive <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-secrets-to-being-more-productive" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/man-office-working-computer-Dollarphotoclub_49978457.jpg" alt="man office working" title="man office working" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found some great articles on the secrets to being more productive, creative Starbucks drinks for around $3, and money moves that no one should ever, <i>ever</i> make.</p> <h2>Top 5 Articles</h2> <p><a href="http://www.dumblittleman.com/2015/02/5-secrets-becoming-productive.html">5 Secrets for Becoming More Productive</a> &mdash; Create positive habits that will help you accomplish your goals. [Dumb Little Man]</p> <p><a href="http://www.popsugar.com/smart-living/Cheap-Starbucks-Drinks-23133466#photo-23133466">Bang For Your Buck: 7 Creative $3 Starbucks Concoctions</a> &mdash; The strawberry blend lemonade &mdash;strawberry puree + lemonade + ice &mdash; is full of fruity goodness! [PopSugar Smart Living]</p> <p><a href="http://www.thesimpledollar.com/five-money-moves-no-one-should-make-ever">Five Money Moves No One Should Ever Make&hellip; Ever</a> &mdash; Payday loans allow you to see your paycheck a little early, but the crazy fees and interest will cost you big time! [The Simple Dollar]</p> <p><a href="http://www.savethebills.com/10-easy-jobs-anyone-can-do-to-earn-extra-money/">10 Easy Jobs Anyone Can Do to Earn Extra Money</a> &mdash; If you like kids and have a few hours during the day or evening, start a side gig as a babysitter to local families. [Save The Bills]</p> <p><a href="http://momsneedtoknow.com/composting-basics-get-started-composting">How to Get Started With Composting</a> &mdash; Composting begins with a few basic ingredients: brown materials, green materials, coffee grounds or loose tea leaves, plus crumbled egg shells and leftover produce. [Moms Need to Know]</p> <h2>Other Essential Reading</h2> <p><a href="http://www.onesmartdollar.com/3-tips-to-build-your-wealth-while-the-economy-is-good/">3 Tips to Build Your Wealth While the Economy Is Good</a> &mdash; Right now, it's better to sell your home than to buy one, especially if you're single with no kids. [One Smart Dollar]</p> <p><a href="http://blog.allstate.com/ways-to-remodel-your-kitchen-on-a-budget/">6 Ways to Remodel Your Kitchen on a Budget</a> &mdash; If your appliances are just a bit scratched, you can apply a bit of appliance paint to make them look like new again. [The Allstate Blog]</p> <p><a href="http://www.themoneyprinciple.co.uk/better-safe-than-sorry-10-ways-to-guard-against-identity-theft/">Better Safe Than Sorry: 10 Ways to Guard Against Identity Theft</a> &mdash; Be careful what you reveal on Facebook and other public forums. Identity thieves don't need much information to get to work! [The Money Principle]</p> <p><a href="http://www.pickthebrain.com/blog/7-brutally-honest-reasons-youll-never-successful-fix-right-now">7 Brutally Honest Reasons Why You'll Never Be Successful (and How to Fix It Right Now)</a> &mdash; You'll never be successful if you're still looking for shortcuts or get-rich-quick schemes. Do it the right way, even if it takes longer and requires more work. [Pick The Brain]</p> <p><a href="http://parentingsquad.com/cleaning-schedule-for-sahms">Cleaning Schedule for SAHMs</a> &mdash; First, time your chores so you know how long each task takes to complete, then create a weekly cleaning schedule to spread out the labor. [Parenting Squad]</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/amy-lu">Amy Lu</a> of <a href="http://www.wisebread.com/best-money-tips-secrets-to-being-more-productive">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-5"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/52-great-weekend-projects-to-improve-your-life">52 Great Weekend Projects to Improve Your Life</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/you-can-too-7-amazing-things-people-have-accomplished-in-under-a-year">You Can Too: 7 Amazing Things People Have Accomplished in Under a Year</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-ways-to-improve-your-decision-making-skills">10 Ways to Improve Your Decision-Making Skills</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-self-improvement-apps-to-make-you-smarter-stronger-and-happier">10 Self-Improvement Apps to Make You Smarter, Stronger, and Happier</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/kill-boredom-with-these-34-fun-and-productive-projects">Kill Boredom With These 34 Fun and Productive Projects</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Productivity best money tips productivity secrets Thu, 26 Feb 2015 20:00:07 +0000 Amy Lu 1312726 at http://www.wisebread.com Best Money Tips: How to Add an Extra Hour to Your Day http://www.wisebread.com/best-money-tips-how-to-add-an-extra-hour-to-your-day <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-how-to-add-an-extra-hour-to-your-day" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/pocket-watch-time-Dollarphotoclub_64337811.jpg" alt="pocketwatch" title="pocketwatch" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found some great articles on how to add an extra hour to your day, how to make your own Shamrock Shake, and the best websites to learn new languages.</p> <h2>Top 5 Articles</h2> <p><a href="http://ridiculouslyefficient.com/a-simple-way-to-add-an-extra-hour-to-your-day">A Simple Way to Add an Extra Hour to Your Day</a> &mdash; Use apps like Moment or Break Free to track and limit your smartphone usage. [Ridiculously Efficient]</p> <p><a href="http://momsneedtoknow.com/copycat-shamrock-shake-recipe">Copycat Shamrock Shake Recipe</a> &mdash; Fans of McDonald's Shamrock Shake can indulge in the minty treat all year long by following this easy recipe. [Moms Need to Know]</p> <p><a href="http://www.pickthebrain.com/blog/15-outstanding-websites-learn-languages-online/">15 Outstanding Websites to Learn Languages Online</a> &mdash; Duolingo, Memrise, and BBC Languages (as well as many others) are great places to start if you want to learn a new language. [Pick The Brain]</p> <p><a href="http://fitzvillafuerte.com/the-power-of-creating-a-do-not-do-list.html">The Power of Creating a Do-Not-Do List</a> &mdash; A do-not-do list can help you avoid triggers of bad habits and become more productive. [Ready To Be Rich]</p> <p><a href="http://www.popsugar.com/smart-living/Cheapest-Supermarket-Chains-35125732">Which Supermarket Truly Has the Best Deals?</a> &mdash; The total of a typical grocery list will be the lowest if you shop at Costco, but only if buying in bulk makes sense for your household. [PopSugar Smart Living]</p> <h2>Other Essential Reading</h2> <p><a href="http://www.csmonitor.com/Business/new-economy/2015/0212/Retail-sales-fall-again.-Why-aren-t-Americans-spending-money-video">Retail Sales Fall Again. Why Aren't Americans Spending Money?</a>&nbsp;&mdash; It seems the average consumer isn't quite ready to loosen their purse strings. Instead, Americans are rebuilding their savings and paying down debt. [The Monitor]</p> <p><a href="http://www.thepennyhoarder.com/cool-paper-projects-to-make-and-sell-online">Get Crafty: 8 Cool Paper Projects to Make and Sell Online</a> &mdash; You can learn to make bracelets, pendants, and necklaces from online videos. Some intricate paper jewelry can sell for $35 or more on Etsy! [The Penny Hoarder]</p> <p><a href="http://www.shebudgets.com/food-drink/food-recipes/10-fast-inexpensive-food-network-recipes/53541">10 Fast and Inexpensive Food Network Recipes</a> &mdash; Try Rachael Ray's take on the classic Chicken and Dumplings. It's fast, affordable, and delicious! [SheBudgets]</p> <p><a href="http://www.thesimpledollar.com/five-credit-card-reward-myths">Five Credit Card Reward Myths</a> &mdash; With credit card rewards, some parts of your travel will be free, but you still need to pay taxes and other fees. [The Simple Dollar]</p> <p><a href="http://parentingsquad.com/10-recipes-for-leftover-roast-chicken">10 Recipes for Leftover Roast Chicken</a> &mdash; You only need leftover roast chicken and five other ingredients to make Baked Cheesy Chicken Egg Rolls!&nbsp;[Parenting Squad]</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/amy-lu">Amy Lu</a> of <a href="http://www.wisebread.com/best-money-tips-how-to-add-an-extra-hour-to-your-day">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-6"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-ways-to-save-time-with-batch-processing">10 Ways to Save Time With Batch Processing</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/52-great-weekend-projects-to-improve-your-life">52 Great Weekend Projects to Improve Your Life</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/you-can-too-7-amazing-things-people-have-accomplished-in-under-a-year">You Can Too: 7 Amazing Things People Have Accomplished in Under a Year</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-ways-to-improve-your-decision-making-skills">10 Ways to Improve Your Decision-Making Skills</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-self-improvement-apps-to-make-you-smarter-stronger-and-happier">10 Self-Improvement Apps to Make You Smarter, Stronger, and Happier</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Productivity best money tips save time Mon, 23 Feb 2015 20:00:07 +0000 Amy Lu 1301694 at http://www.wisebread.com Best Money Tips: 10 Silent Productivity Killers http://www.wisebread.com/best-money-tips-10-silent-productivity-killers <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-10-silent-productivity-killers" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/tired-student-girl-headphones-Dollarphotoclub_40801258.jpg" alt="tired student headphones" title="tired student headphones" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found some great articles on productivity killers you should stop right now, tips to remove indoor odors, and ways to take your morning coffee to the next level.</p> <h2>Top 5 Articles</h2> <p><a href="http://www.pickthebrain.com/blog/10-silent-productivity-killers-stop-immediately/">10 Silent Productivity Killers You Should Stop Immediately</a> &mdash; Your brain produces dopamine when you listen to music you know and love, causing you to be more excitable. When you want to focus, listen to classical or ambient albums that you're unfamiliar with.&nbsp;[Pick The Brain]</p> <p><a href="http://www.airbetter.org/5-tips-remove-indoor-odors/">5 Tips to Remove Indoor Odors</a> &mdash; Does food often get stuck in your food disposal drain? Run white vinegar ice cubes through the disposal to help dislodge the leftover pieces. [AirBetter.org]</p> <p><a href="http://www.artofmanliness.com/2015/02/02/7-ways-to-level-up-your-morning-coffee-routine">7 Ways to Level Up Your Morning Coffee Routine</a> &mdash; Slosh some hot water in your coffee mug or pop it in the microwave for 20 seconds. This will keep your coffee warmer for longer and will heat up your hands, too. [The Art of Manliness]</p> <p><a href="http://bargainbabe.com/20-cvs-brand-products-vs-national-brands-whats-big-deal/">How Much Money Can You Save With CVS generics?</a> &mdash; Some store-brand products at CVS can be as much as $3 cheaper than the leading national brand version. [Bargain Babe]</p> <p><a href="http://www.marcandangel.com/2015/02/02/10-powerful-ideas-that-will-change-the-way-you-work/">10 Powerful Ideas That Will Change the Way You Work</a> &mdash; Finding meaning in your tasks will push you to do a better job and you'll likely enjoy the task a lot more. [Marc and Angel Hack Life]</p> <h2>Other Essential Reading</h2> <p><a href="http://www.popsugar.com/smart-living/Easy-Conversation-Starters-34313495">40 Conversation Starters That Make Mingling Fun</a> &mdash; Asking if they have any siblings is personal without being TOO personal and is a great way to get people to start talking about themselves. [PopSugar Smart Living]</p> <p><a href="http://www.stevenaitchison.co.uk/blog/the-7-wrong-and-toxic-people-youre-hanging-out-with">The 7 Wrong and Toxic People You&rsquo;re Hanging Out With</a> &mdash; People who use you as a punching bag for their emotions are not acting the way a friend should. Real friends always treat each other with respect. [Change Your Thoughts]</p> <p><a href="http://dallisonlee.com/blog/2015/02/03/survive-your-renovation/">5 Ways to Survive Your Home Renovation</a> &mdash; Create a temporary oasis where you can relax in all the chaos of a home renovation. [Organize to Revitalize!]</p> <p><a href="http://www.goodfinancialcents.com/7-life-lessons-i-learned-from-the-rock/">7 Life Lessons I Learned From The Rock</a> &mdash; One of The Rock's goals for 2015 is to laugh hard. It's a great way to relieve stress when your road gets bumpy. [Good Financial Cents]</p> <p><a href="http://parentingsquad.com/procon-handling-the-naptime-routine">Pro/Con: Handling the Naptime Routine</a> &mdash; Staying with your child can help them fall asleep more easily; however, they may become so used to your presence that they can't take naps without you around. [Parenting Squad]</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/amy-lu">Amy Lu</a> of <a href="http://www.wisebread.com/best-money-tips-10-silent-productivity-killers">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-7"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-good-habits-that-may-actually-be-hurting-you">6 &quot;Good&quot; Habits That May Actually Be Hurting You</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/52-great-weekend-projects-to-improve-your-life">52 Great Weekend Projects to Improve Your Life</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/you-can-too-7-amazing-things-people-have-accomplished-in-under-a-year">You Can Too: 7 Amazing Things People Have Accomplished in Under a Year</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-ways-to-improve-your-decision-making-skills">10 Ways to Improve Your Decision-Making Skills</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-self-improvement-apps-to-make-you-smarter-stronger-and-happier">10 Self-Improvement Apps to Make You Smarter, Stronger, and Happier</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Productivity best money tips Improve productivity Fri, 06 Feb 2015 20:00:08 +0000 Amy Lu 1286136 at http://www.wisebread.com 7 Stress-Free Ways to Stay Productive on Vacation http://www.wisebread.com/7-stress-free-ways-to-stay-productive-on-vacation <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/7-stress-free-ways-to-stay-productive-on-vacation" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman-vacation-beach-laptop-Dollarphotoclub_63877813.jpg" alt="woman vacation laptop" title="woman vacation laptop" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Vacation is a time to relax and let loose &mdash; and you've earned every minute of it. But while it's healthy to slow down every once in a while to enjoy some of life's finer things, taking a much-needed break doesn't give you full credence to be lazy (unless that's what you want, of course; hey, it's your vacation). Fact is, you can still have fun &mdash; and stay productive &mdash; with bit of concerted effort. Here's how.</p> <h2>1. Tie Up Loose Ends Before Vacation Commences</h2> <p>There's nothing worse than having an open-ended project hanging over your head that you wished you'd have finished before your vacation started. Whatever the reason you didn't complete it &mdash; maybe you were rushed, maybe you just didn't feel like bothering with it &mdash; your lack of follow-through will nag you for the duration of your holiday, and that's no way to spend what should be an otherwise fun time. Do yourself a favor and be a trooper &mdash; work through the night if you have to &mdash; to check these tasks off your list so there's one less thing to worry about when it's time to kick your feet up. You'll likely find that with this burden lifted, you'll be more motivated to work leisurely on something else at your own pace &mdash; if you'd like.</p> <h2>2. Schedule Small Tasks to Accomplish in Short Bursts</h2> <p>Instead of scheduling large, daunting tasks to complete over vacation &mdash; let's use cleaning the house as a blanket goal &mdash; try fitting in smaller, more manageable projects into your schedule. For instance, if you have free time one afternoon, tackle cleaning your pantry; the next day clear out your medicine cabinet. By working in short bursts to accomplish small tasks, you'll avoid becoming overwhelmed but still enjoy the feeling of staying somewhat productive.</p> <h2>3. Engage in Activities That Stimulate Your Brain</h2> <p>Studies show that<a href="http://www.prevention.com/health/brain-games/games-make-you-think"> playing games, eating certain foods, and exercising can boost your brainpower</a>, the result of which is a conduit for productivity. If you're feeling a bit sluggish on vacation &mdash; like you just want to binge-watch every available season of House of Cards on Netflix instead of getting something worthwhile done &mdash; play a videogame,<a href="http://www.prevention.com/food/healthy-eating-tips/best-foods-your-brain?s=5"> have a piece of chocolate</a> (legit!), or go for a walk to help get you shake off the lazies and spend your time more wisely.</p> <h2>4. Reflect on Positive Things You've Accomplished Recently</h2> <p>When my business is lagging, or I haven't accomplished anything of which I can be proud lately, I like to reflect on some of the positive things that I've done in the recent past to help me remember why I do what I do. If you're in a similar rut on vacation, think back to one of your rock-star moments to help provide a boost of motivation to get moving.</p> <h2>5. Schedule Time to Exercise</h2> <p>There's<a href="http://www.huffingtonpost.com/robert-pozen/exercise-productivity_b_2005463.html"> a direct correlation between exercise and productivity</a>, so it's not a bad idea to schedule time to work out even when you're on vacation. I know, I know &mdash; who wants to break a sweat when there are free-flowing frozen margaritas at the pool bar? Very few of us. But I can tell you from experience that when I drag myself to the treadmill and commit to at least 20 minutes of non-stop exercise, my day is immediately much better. I feel healthier, my confidence gets a boost, and I walk away with more energy to do more than just tip a glass back (even though it's not completely off the schedule).</p> <h2>6. Limit Your Food and Drink Indulgences</h2> <p>Speaking of the sweet nectar of delicious drinks that seem to be omnipresent when you're on vacation, it's important to not overdo it. We all know what happens when we drink too much &mdash; we get a one-way ticket to Hangover City that sucks the fun right out of our getaway &mdash; but overeating also can be a detriment to your productivity. Indulging too much can make us feel nauseous, tired, and bloated &mdash; which ultimately will ruin our mood and kill our motivation.</p> <h2>7. Sleep In &mdash; But Not Too Long</h2> <p>Getting a good night's rest is<a href="http://www.webmd.com/sleep-disorders/guide/physical-side-effects-oversleeping"> critical to staying productive</a> &mdash; and having the stamina to keep going &mdash; and there's no better time than vacation to catch a few extra Zs. But, mind you, there's a fine line between sleeping in and oversleeping. You want to get enough sleep that you wake up refreshed and ready to tackle the day opposed to rising lethargic and down in the dumps. A good way to handle this is to let yourself sleep one more hour than your normal schedule allows. That's a reasonable amount of time to get in a few more winks without wasting your vacation.</p> <p><em>How do you stay productive on vacation? Let us know in the comments below.</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/mikey-rox">Mikey Rox</a> of <a href="http://www.wisebread.com/7-stress-free-ways-to-stay-productive-on-vacation">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-8"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/you-can-too-7-amazing-things-people-have-accomplished-in-under-a-year">You Can Too: 7 Amazing Things People Have Accomplished in Under a Year</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/make-your-escape-with-these-14-affordable-weekend-getaways">Make Your Escape With These 14 Affordable Weekend Getaways</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/travel-and-money-using-your-credit-card-on-the-road">Travel and Money: Using Your Credit Card on the Road</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/are-groupon-getaways-a-good-idea">Are Groupon Getaways a Good Idea?</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-budget-and-track-expenses-for-your-next-vacation">How to Budget and Track Expenses for Your Next Vacation</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Productivity Travel energy goals vacation Thu, 15 Jan 2015 12:00:05 +0000 Mikey Rox 1279974 at http://www.wisebread.com The 10 Most Productive Ways to Spend Your Lunch Hour http://www.wisebread.com/the-10-most-productive-ways-to-spend-your-lunch-hour <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/the-10-most-productive-ways-to-spend-your-lunch-hour" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/businessman-meditating-Dollarphotoclub_50410187.jpg" alt="businessman meditating" title="businessman meditating" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Lunch breaks are the most important breaks of the day. Taking <a href="http://www.nytimes.com/2012/06/17/jobs/take-breaks-regularly-to-stay-on-schedule-workstation.html?_r=0">regular breaks</a> leads to productivity and can reduce stress and exhaustion. (See also: <a href="http://www.wisebread.com/11-things-you-can-do-on-your-lunch-break-to-change-your-life?ref=seealso">11 Things You Can Do on Your Lunch Break to change Your Life</a>)</p> <p>And even though lunch breaks are required by law for most employees, there's no law saying you have to spend them just eating! So check out this list of how to best spend your precious lunchtime respite.</p> <h2>1. Take a Nap</h2> <p>Thomas Edison napped. Winston Churchill napped. John D. Rockefeller napped. Research shows that <a href="http://www.wisebread.com/5-surprising-benefits-of-naps-including-the-best-time-to-take-them">naps will make you more productive</a> and reduce stress. So if you have an hour lunch break and live nearby or are comfortable sleeping in a parking lot (a lot of my coworkers do this), take a nap and rest your mind!</p> <h2>2. Meditate</h2> <p>Like napping, mediation can alleviate stress and get your brain back to functioning. It will make you happier, help your concentration, and increase self-awareness. If you can't get away from the office, reserve a conference room with no windows and quietly meditate. Or try meditating <a href="http://www.shetakesontheworld.com/2014/03/three-meditations-you-can-do-at-your-desk-to-reduce-stress-and-boost-productivity/">at your desk</a>.</p> <h2>3. Practice Yoga</h2> <p>And of course there's always yoga, which not only helps you relieve stress but can also tone your muscles. You can also ask your coworkers to join in by planning a yoga workout in the board room or asking if they want to go to a class together. This will help you rejuvenate your work day and bond.</p> <h2>4. Go for a Walk</h2> <p>If you work in a walkable neighborhood or close to a park, bring a pair of walking shoes and walk around during lunch. Again, see if a coworker wants to come, especially if you have one that you've been having trouble communicating with or if you need to work something out. Do not use this time to gossip &mdash; it will only make you more stressed.</p> <h2>5. Eat Together</h2> <p>Invite a co-worker out to lunch. To save money, plan ahead of time and each of you can bring your own. Or if there is an issue between you two, this lunch can provide a chance for reconciliation. If you're a manager, invite your employee out to lunch and find out how they tick and how you can be more supportive.</p> <h2>6. Read</h2> <p>Explore your mind. If there's a book you've been meaning to read or a trashy magazine you can't wait to crack open. Let your mind concentrate on something else for a few hours.</p> <h2>7. Learn</h2> <p>Spend your lunch break to learn something new &mdash; not necessarily something job related, but anything you want to learn. Try <a href="https://www.khanacademy.org/">Khan Academy</a>, <a href="http://www.skillshare.com/">Skillshare</a>, <a href="https://www.coursera.org/">Coursera</a> or <a href="https://www.edx.org/">edX</a>, or <a href="http://www.wisebread.com/25-ways-to-make-yourself-smarter-today">one of these other online learning resources</a>.</p> <h2>8. Write</h2> <p>Writing down your thoughts can free your mind of something burdening, but it's also a chance to explore a different side of you. Maybe you've been itching to try your hand at writing poems, short stories, novels or scripts. Or maybe you want to write for a blog or website in your spare time for extra money. Practicing written communication <a href="http://business.time.com/2013/04/19/good-writing-can-help-you-succeed/">will help you succeed</a>.</p> <h2>9. Listen</h2> <p>Spend your time listening to a podcast.</p> <ul> <li>You can go for a funny one from Earwolf: <a href="http://www.earwolf.com/show/comedy-bang-bang/">Comedy Bang Bang</a>, <a href="http://www.earwolf.com/show/improv4humans/">improv4humans</a> or <a href="http://www.earwolf.com/show/professor-blastoff/">Professor Blastoff</a>.<br /> &nbsp;</li> <li>Go for an educational one from NPR: <a href="http://www.npr.org/rss/podcast/podcast_detail.php?siteId=151861924">Ask Me Another</a>, <a href="http://www.radiolab.org/series/podcasts/">RadioLab</a> or <a href="http://www.thisamericanlife.org/podcast">This American Life</a> (their archive goes back to 1995!).<br /> &nbsp;</li> <li>Catch up on some music: KEXP's <a href="https://itunes.apple.com/us/podcast/kexp-presents-music-that-matters/id76069540?mt=2&amp;ign-mpt=uo%3D8">Music that Matters</a>, Earwolf's <a href="http://www.earwolf.com/show/who-charted/">Who Charted?</a>, or <a href="http://thelistmusicpodcast.com/">The List Music Podcast</a>.</li> </ul> <p>If none of these categories strike your fancy, Digital Trends has <a href="http://www.digitaltrends.com/music/best-podcasts/">a great list of podcasts</a> broken down by type.</p> <h2>10. Watch TV</h2> <p>Sometimes when I eat at my desk at work, I watch a television show. Although it's not necessarily educational, it is relaxing. I usually choose something from Netflix or on Hulu. It's just a good way to turn off my mind for 30 minutes to an hour.</p> <p>If you want something educational or need a little inspiration, watch a <a href="https://www.ted.com/talks">TEDTalk</a>. Keep in mind if you do this at work, make sure you put up a sign saying you're on lunch. You don't want your boss to think you're just watching television shows instead of working!</p> <p><em>How do you spend your lunch hour? Please share in comments!</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/jennifer-holder">Jennifer Holder</a> of <a href="http://www.wisebread.com/the-10-most-productive-ways-to-spend-your-lunch-hour">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-9"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-7-most-relaxing-ways-to-spend-your-lunch-hour">The 7 Most Relaxing Ways to Spend Your Lunch Hour</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-ways-to-take-a-break-at-work-and-still-look-busy">8 Ways to Take a Break at Work (and Still Look Busy)</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-ways-doing-nothing-will-make-you-more-productive">7 Ways Doing Nothing Will Make You More Productive</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/52-great-weekend-projects-to-improve-your-life">52 Great Weekend Projects to Improve Your Life</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/you-can-too-7-amazing-things-people-have-accomplished-in-under-a-year">You Can Too: 7 Amazing Things People Have Accomplished in Under a Year</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Productivity breaks lunch lunch break productive lunch rest Thu, 08 Jan 2015 12:00:18 +0000 Jennifer Holder 1277628 at http://www.wisebread.com 8 Personal Finance Moves You Can Make While Jogging http://www.wisebread.com/8-personal-finance-moves-you-can-make-while-jogging <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/8-personal-finance-moves-you-can-make-while-jogging" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/mature-man-jogging-Dollarphotoclub_74121318.jpg" alt="mature man jogging" title="mature man jogging" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Exercise is important, right? It makes us happier, healthier, and (if you're anything like me) takes everyday stress down to a manageable level. But it can also take quite a bit of time. (See also: <a href="http://www.wisebread.com/10-financial-moves-you-can-make-during-your-commute?ref=seealso">10 Financial Moves You Can Make During Your Commute</a>)</p> <p>Wouldn't it be better if you could multitask &mdash; if you could get other things done while you were out running? When it comes to personal finance, you absolutely can. Here are my top favorite things to improve my finances while I'm out on a run.</p> <h2>1. Check Your Balances</h2> <p>Every run has those annoying interruptions in their exercise. You know, traffic lights, people in your way, or maybe you just got tired and need to walk. Make sure you have your bank and credit card apps downloaded, and you can check your balances on the fly. While accessing each account can feel like an annoying drag most of the time, it's fast enough that you can easily look at one account per stop light. By the end of the run, you'll have a big-picture view of your financial situation.</p> <h2>2. Pay Your Credit Card Bill</h2> <p>As soon as I head out the door with my running shoes on, it happens: I remember things that I need to do. So many times, I realize that I need to pay a bill. Fortunately, I've had my credit cards so long that I've got all my payment information saved in my credit card apps, so it only takes a few clicks to get that bill paid. It's such a relief to get that done, and I don't have the burden of remembering it for later.</p> <h2>3. Clip Electronic Coupons</h2> <p>I love to save money, but it takes so long to clip coupons. In the last few weeks, I've started using apps instead, and they save a ton of time &mdash; in fact, you could easily find some coupons while waiting for the light to change. The right apps for you will depend on where you want to shop and what you want to buy, but it's almost always easy to navigate to the app, find coupons for items you want or need, and activate those to your account. Not sure where to start? Try <a href="http://www.retailmenot.com/mobile/">RetailMeNot</a>, <a href="https://play.google.com/store/apps/details?id=thecouponsapp.coupon">The Coupons App</a>, or <a href="http://cartwheel.target.com/">Cartwheel for Target</a>.</p> <h2>4. Budget On the Fly</h2> <p>Do you need to check your budget or major expenses? Most finance apps have some sort of budgeting tool, so you can easily make the changes you need while you're literally (and figuratively) on the run. If you're not sure where to start, <a href="https://www.mint.com/how-it-works/anywhere/">Mint</a> makes a great app that has some budgeting capability. Otherwise, check your bank and credit card apps for this feature or, if you're really serious, lay down the cash and get <a href="http://www.youneedabudget.com/features/iphone">You Need a Budget</a>.</p> <h2>5. Get Tax Advice</h2> <p>Worrying about taxes? Instead of letting the anxiety build, <a href="https://itunes.apple.com/us/app/ask-tax-preparer-tax-answers/id586582640?mt=8">search for answers</a> or ask a question via your tax app. There are versions of both the <a href="http://www.dpbolvw.net/click-2822544-11281907">TurboTax</a> and <a href="http://www.kqzyfj.com/click-2822544-10986083">H&amp;R Block</a> apps that allow you to get tax help via email (but be sure you have the app for the right year!). You can type in a quick question while you're running and maybe you'll have your answer by the time you get home.</p> <h2>6. Ponder Your Money Mindset</h2> <p>Your money mindset encompasses many things, such as what money means to you, how you like to be able to spend your money, and whether finances are a comfortable or uncomfortable topic for you. These are big questions, and you can ponder them while you run. Break it down by looking at <a href="http://www.forbes.com/sites/michaelkay/2014/04/22/deciphering-your-money-mindset/">a list of money</a> <a href="http://www.thesimpledollar.com/100-questions-to-ask-yourself-about-your-financial-mindset/">mindset questions</a> before you go out, then use your workout time to pinpoint how you think about money, what you like about that mindset, and what you'd like to change.</p> <h2>7. Organize Your Expense Report</h2> <p>Expense reports can be a huge pain, especially if you need to be reimbursed for a lot of things. An app like <a href="https://www.expensify.com/">Expensify</a> can make the whole process easier, though. Once you've got your transactions in their system, you can categorize them or make the necessary notes during pauses in your run. By the time you get home, your report will be ready to print out and turn in.</p> <h2>8. Find the Best Deal</h2> <p>There are a lot of ways to find the best deal using your smartphone, but <a href="http://www.theverge.com/2014/9/30/6873665/path-talk-lets-you-text-businesses-talkto">Path Talk</a> is one of my new favorites. It lets you text local businesses with requests for all sorts of information, like what time they open, how long their lines are, and their current prices on specific items. The amazing thing is, it usually works. Most of the time, you have a response within just a few minutes! So head out for your run with your Christmas list in tow, send a few messages while you're exercising, and determine the best deal when you get home.</p> <p>Exercise doesn't have to interfere with getting things done, at least when it comes to your finances. These quick, streamlined methods allow you to get your workout and be financially responsible, too!</p> <p><em>Do you get things done while you jog? What's your favorite quick-and-dirty personal finance move?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/sarah-winfrey">Sarah Winfrey</a> of <a href="http://www.wisebread.com/8-personal-finance-moves-you-can-make-while-jogging">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-10"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/financial-tricks-to-master-for-a-happier-life">Financial Tricks to Master for a Happier Life</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-self-improvement-apps-to-make-you-smarter-stronger-and-happier">10 Self-Improvement Apps to Make You Smarter, Stronger, and Happier</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-apps-that-pay-you-to-exercise">5 Apps That Pay You To Exercise</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-one-young-entrepreneur-paid-off-40000-in-student-debt-by-age-24">How One Young Entrepreneur Paid Off $40,000 in Student Debt By Age 24</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-10-best-productivity-apps-for-really-busy-people-like-you">The 10 Best Productivity Apps for Really Busy People Like You</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Personal Finance Productivity apps fitness jogging multitask personal finance Tue, 23 Dec 2014 14:00:07 +0000 Sarah Winfrey 1271111 at http://www.wisebread.com Best Money Tips: Productivity Hacks Backed by Science http://www.wisebread.com/best-money-tips-productivity-hacks-backed-by-science <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-productivity-hacks-backed-by-science" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/businesswoman-working-cellphone-Dollarphotoclub_42305858.jpg" alt="businesswoman working cellphone" title="businesswoman working cellphone" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found some great articles on productivity hacks backed by science, simple tricks to revive everyday items, and tips for last-minute holiday shopping.</p> <h2>Top 5 Articles</h2> <p><a href="http://moneyminiblog.com/infographics/science-backed-productivity-hacks/">6 Productivity Hacks Backed by Science</a> &mdash; Looking at cute animals stirs our caregiver impulses, which carries over into our work to make us more careful and attentive. [Money Mini Blog]</p> <p><a href="http://www.popsugar.com/smart-living/How-Restore-Old-Items-34931800">Give 14 Everyday Items a Second Life With These Simple Tricks</a> &mdash; Has your gel eyeliner dried out? Simply add eye drops for instant revival! [PopSugar Smart Living]</p> <p><a href="http://www.moneytalksnews.com/still-shopping-for-christmas-5-last-minute-money-saving-tips/">Still Shopping for Christmas? 10 Last-Minute Money-Saving Tips</a> &mdash; Set a time limit on your shopping. It'll keep you from lingering in the store and picking up unnecessary items. [Money Talks News]</p> <p><a href="http://blog.readyforzero.com/audit-money-draining-relationships-behaviors/">How to Audit Your Life for Potentially Money-Draining Relationships and Behaviors</a> &mdash; If you constantly feel obligated to spend money in a relationship and you resent it afterwards, you should probably reassess the relationship. [ReadyForZero]</p> <p><a href="http://www.thesimpledollar.com/the-ultimate-guide-to-cutting-the-cable-cord">The Ultimate Guide to Cutting the Cable Cord</a> &mdash; If there's a show that you just <em>have </em>to watch, it's probably cheaper to buy each episode than to pay for a cable subscription. [The Simple Dollar]</p> <h2>Other Essential Reading</h2> <p><a href="http://www.marksdailyapple.com/the-pros-and-cons-of-comparing-yourself-to-others">The Pros and Cons of Comparing Yourself to Others</a> &mdash; See what others can do allows us to expand what we imagine for ourselves &mdash; we just need to be mindful of the motivation behind our comparisons. [Mark's Daily Apple]</p> <p><a href="http://smartycents.com/articles/beginners-guide-to-salary-negotiation/">The Beginner's Guide to Salary Negotiation</a> &mdash; Research the starting salaries of those who work in your field, in your geographical region. The U.S. Bureau of Labor Statistics can help with that! [Smarty Cents]</p> <p><a href="http://www.modestmoney.com/5-things-ask-new-financial-advisor/">5 Things to Ask Your New Financial Advisor</a> &mdash; When you meet with a potential financial advisor, ask them what type of clients they serve and what kind of services they provide. You want to make sure that they'll be a good fit for you and your needs. [Modest Money]</p> <p><a href="http://www.savethebills.com/6-ways-to-watch-movies-for-free/">6 Ways to Watch Movies for Free</a> &mdash; RedBox rentals are cheap enough, but they can be free if you have a coupon code. [Save the Bills]</p> <p><a href="http://parentingsquad.com/4-books-from-margaret-wise-brown-to-add-to-your-childs-collection">4 Books from Margaret Wise Brown to Add to Your Child's Collection</a> &mdash; <em>Goodnight Moon</em> is a bedtime classic, but don&rsquo;t stop there! Check out these other books by author Margaret Wise Brown, including <em>Noon Balloon</em> and <em>Jingle Paws</em>. [Parenting Squad]</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/amy-lu">Amy Lu</a> of <a href="http://www.wisebread.com/best-money-tips-productivity-hacks-backed-by-science">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-11"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-common-productivity-tools-that-are-really-distracting">5 Common Productivity Tools That Are Really Distracting</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/52-great-weekend-projects-to-improve-your-life">52 Great Weekend Projects to Improve Your Life</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/you-can-too-7-amazing-things-people-have-accomplished-in-under-a-year">You Can Too: 7 Amazing Things People Have Accomplished in Under a Year</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-ways-to-improve-your-decision-making-skills">10 Ways to Improve Your Decision-Making Skills</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-self-improvement-apps-to-make-you-smarter-stronger-and-happier">10 Self-Improvement Apps to Make You Smarter, Stronger, and Happier</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Productivity best money tips productivity hacks Mon, 22 Dec 2014 20:00:09 +0000 Amy Lu 1271112 at http://www.wisebread.com 8 Free Apps to Boost Your Online Productivity http://www.wisebread.com/8-free-apps-to-boost-your-online-productivity <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/8-free-apps-to-boost-your-online-productivity" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/businesswoman-working-computer-474862453-small.jpg" alt="businesswoman working" title="businesswoman working" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>I feel fortunate to be in my thirties. In my opinion, it's the sweet spot for all things related to technology. I'm old enough to remember life before computers took over entirely. Yet, I'm young enough to quickly adapt and learn new things that make my life happier and more productive. No matter your age, however, you could be using your computer (and time) more effectively and efficiently. (See also: <a href="http://www.wisebread.com/6-tools-that-stop-computer-distractions-and-help-you-stay-on-task?ref=seealso">6 Tools That Stop Computer Distractions and Keep You on Task</a>)</p> <p>Here are some free applications you can download today to do just that.</p> <h2>1. Inbox Tamer</h2> <p>There's no greater distraction than those little email notifications popping up at the bottom of your screen. I used to waste a lot of time checking email whenever I'd get anything new. Eventually, I tried closing the application entirely, only to find I'd forget to check and miss important messages. Well, now there's <a href="http://inboxpause.com/">Inbox Pause</a>, which delays the notifications so they won't interrupt your workflow.</p> <h2>2. Social Director</h2> <p>There are a lot of tools out there to block social media and other programs while you work, but <a href="http://getcoldturkey.com/">Cold Turkey</a> happens to be free. You can even customize the settings to block certain pages during certain activities through specific groupings. There are upgraded versions with scheduling capabilities, the power to identify certain users (for parents), etc. &mdash; but the basic version gets the job done.</p> <h2>3. Blue Light Blocker</h2> <p>I downloaded <a href="https://justgetflux.com/">f.lux</a> just last month, and I already see it's the beginning of a beautiful relationship. The software makes the colors on your screen adapt to the time of day. If it's late and nearing bedtime, it'll filter out the blue light, which can disrupt sleep patterns, and replace it with an amber glow. You can customize how little or much you want your display to shift, but I'm already falling asleep much faster after firing off articles before my head hits the pillow.</p> <h2>4. Message Wrangler</h2> <p>If you use Gmail, <a href="http://www.boomeranggmail.com/">Boomerang</a> is your new best friend. It lets you draft messages now and schedule to send later. It reminds you if you don't hear back on that important email you sent last week. And it even lets you clear out your inbox &mdash; and mind &mdash; temporarily and return the messages when you're ready to read them.</p> <h2>5. Time Tracker</h2> <p>Do you know how you're spending your time on the computer? <a href="https://www.rescuetime.com/">RescueTime</a> can make it a lot easier to track. The Lite version (it's free) enables you to record your time on websites and in different applications and set goals for yourself. The application also provides you with a weekly email report of your progress (or lack thereof).</p> <h2>6. Program Launcher</h2> <p>Have you ever wanted to open your programs with just a few keystrokes? <a href="http://www.launchy.net/">Launchy</a> lets you do just that. You'll forget about your menu, the icons cluttering your desktop, and even your file manager with this smart application. With over 120K users, I'd say it's working well for the masses.</p> <h2>7. Image Manipulator</h2> <p>Can't afford the leading image manipulation software? Try <a href="http://www.gimp.org/">GIMP</a> for your photo retouching needs. You can paint, add text, create layers, rotate, scale, and much more. This application will save you time on creating images for your presentations and give you some powerful tools for personal use as well.</p> <h2>8. Password Keeper</h2> <p>Over time, all those passwords can get quite hard generate and remember. And keeping them in a book next to your laptop isn't exactly convenient &mdash; or safe. Enter <a href="https://lastpass.com/">LastPass</a> &mdash; the last password you'll need to remember. The application manages all your login information for different sites and autofills for you. You can even streamline your online shopping experience by setting up secure payment accounts. Best of all, LastPass helps create unique passwords that follow the best security practices.</p> <p><em>What's your favorite (and free!) computer productivity hack? Please share in comments!</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/ashley-marcin">Ashley Marcin</a> of <a href="http://www.wisebread.com/8-free-apps-to-boost-your-online-productivity">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-12"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-self-improvement-apps-to-make-you-smarter-stronger-and-happier">10 Self-Improvement Apps to Make You Smarter, Stronger, and Happier</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-10-best-productivity-apps-for-really-busy-people-like-you">The 10 Best Productivity Apps for Really Busy People Like You</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-critical-steps-to-protect-your-data-in-the-cloud">10 Critical Steps to Protect Your Data in the Cloud</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-personal-finance-moves-you-can-make-while-jogging">8 Personal Finance Moves You Can Make While Jogging</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-ways-youre-wasting-time-without-realizing-it">10 Ways You&#039;re Wasting Time Without Realizing It</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Productivity apps computers PC time savers Fri, 21 Nov 2014 19:00:09 +0000 Ashley Marcin 1257593 at http://www.wisebread.com 10 Critical Steps to Protect Your Data in the Cloud http://www.wisebread.com/10-critical-steps-to-protect-your-data-in-the-cloud <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/10-critical-steps-to-protect-your-data-in-the-cloud" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/man-working-laptop-186066717-small.jpg" alt="man working laptop" title="man working laptop" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>While movies have portrayed hackers as both good (<a href="http://www.amazon.com/gp/product/0307949486/ref=as_li_tl?ie=UTF8&amp;camp=1789&amp;creative=390957&amp;creativeASIN=0307949486&amp;linkCode=as2&amp;tag=wisbre03-20&amp;linkId=H5TI6KQEDOMORY32"><em>The Girl with the Dragon Tattoo</em></a>) and evil (<a href="http://www.amazon.com/gp/product/B000VNMMR0/ref=as_li_tl?ie=UTF8&amp;camp=1789&amp;creative=390957&amp;creativeASIN=B000VNMMR0&amp;linkCode=as2&amp;tag=wisbre03-20&amp;linkId=IDSOEIWF6ERDSE5A"><em>Live Free or Die Hard</em></a>), the one thing that is clear is that they can do a good deal of damage.</p> <p>Several female celebrities, such as Kate Upton, Jennifer Lawrence, and Hayden Panettiere, became victims of malicious hackers, who nabbed several <a href="http://news.yahoo.com/apparent-hollywood-hack-attack-nabs-stars-nude-pix-013137802.html">intimate pictures from the celebrities' cloud storage accounts</a>.</p> <p>And if you think that this just happens to celebrities, think again. <a href="http://www.businessinsider.com/snapchat-hacked-the-snappening-2014-10">Even common folks like you and me are being exploited by malicious hackers</a>. It is time to step up the security of your data on the cloud with these 10 useful tips.</p> <h2>1. Create a Stronger Password</h2> <p>A strong password is your very first line of defense against anybody trying to hack your account. Unfortunately, your password is usually the weakest link. In fact, <a href="http://www.cloudentr.com/latest-resources/industry-news/2014/3/19/weak-passwords-among-top-causes-of-data-breaches-tips-for-password-security">76% of cyber attacks on corporate networks</a> are due to weak passwords.</p> <p>Strengthen your password using these <a href="http://windows.microsoft.com/en-us/windows-vista/tips-for-creating-a-strong-password">security tips from Microsoft</a>:</p> <ol> <li>Make the length of your password at least eight characters. If you want to make it absolutely uncrackable use <a href="http://www.infoworld.com/article/2655121/security/password-size-does-matter.html">15 characters or more</a>.<br /> &nbsp;</li> <li>Skip using your real name, last name, or company name.<br /> &nbsp;</li> <li>Don't build entire words with only letters.<br /> &nbsp;</li> <li>Use a combination of numbers, uppercase and lowercase letters, and symbols (@, #, $, and %), if applicable.<br /> &nbsp;</li> <li>Update passwords regularly and make them significantly different from previous ones.</li> </ol> <p>Using these guidelines, you can create a strong password like this one: ILuv2PlayB@dm1nt()n. By picking characters from the full set of allowed printable characters, you force hackers to guess from <a href="http://www.bu.edu/infosec/howtos/how-to-choose-a-password/">645 trillion possible combinations</a>.</p> <h2>2. Store Your Passwords Securely</h2> <p>That's not a typo. Yes, you need several passwords. Hackers exploit the fact that about <a href="http://nakedsecurity.sophos.com/2013/04/23/users-same-password-most-websites/">55% of Internet users use the same password</a> for several services. The last thing that you want is that after your Dropbox account gets hacked, your online banking account becomes the next target.</p> <p>It goes without saying, keep your password to yourself. Don't store it on visible places, such as taped to the back of your keyboard or smartphone.</p> <p>In a perfect world, you would just memorize them. However, a more realistic approach is to keep an offline notebook in a secure place or use a password management application, such as <a href="http://keepass.info/">KeePass Password Safe</a>, <a href="http://lastpass.com">LastPass</a>, <a href="http://agilebits.com/onepassword">1Password</a>, or <a href="http://passwordsafe.sourceforge.net/index.shtml">Password Safe</a>.</p> <h2>3. Activate Two-Factor Authentication</h2> <p>On top of your password, you can often add an extra layer of security by activating two-factor authorization (also known as 2FA). Without 2FA, hackers only need your username and password to access your data.</p> <p>Several cloud-based services, such as <a href="http://www.cnet.com/how-to/how-to-enable-dropbox-two-step-verification/">Dropbox</a> and <a href="http://www.cnet.com/news/multifactor-authentication-extended-to-all-office-365-users/">Office 365</a>, offer 2FA by sending you a code via text or phone call that you need to access your account. It's an extra step, but once you've set it up on all of your devices, you are good to go.</p> <h2>4. Keep Your Birth Date Private</h2> <p>But don't just stop there.</p> <ul> <li>The name of your first pet</li> <li>Mom's maiden name</li> <li>Last four digits of your social security number</li> <li>Name of the street that you grew up in</li> </ul> <p>What do these have in common? They're all potential answers to security questions to retrieve your password or access to your account. When selecting your security questions, make sure that their answers are not a simple Google search away.</p> <p>Hide your birth date and any other private information from your bio section from any social media sites, online forums, or websites. The more private your personal information is, the less likely that a hacker can find it through search engines.</p> <h2>5. Learn the Process to Report Hackers</h2> <p>Almost every service has a way to submit a report when you think somebody else is using your account. Here is an example from <a href="https://account.live.com/ResetPassword.aspx">Microsoft</a>.</p> <p>By investing the time in becoming familiar with the process of recovering access to your account, you are better prepared for the day that you have to rely on this process. This will help you keep some sanity during that stressful time and know what information is necessary.</p> <h2>6. Be Wary of Public Wi-Fi</h2> <p>Over <a href="http://www.gfi.com/blog/survey-95-6-of-commuters-in-the-us-put-company-data-at-risk-over-free-public-wi-fi/#!">95% of American commuters use free public Wi-Fi</a> to complete work on the go.</p> <p>The problem is that about 60% of them admit they will utilize any free Wi-Fi source they can find. Data transfers happening over public Wi-Fi networks aren't encrypted, so hackers can exploit these public networks to tap into tablets and smartphones.</p> <p>By setting up &quot;hot spot honeypots,&quot; digital thieves tempt people with the offer of free Internet, and gain access to all kinds of private data. And they're not doing anything too high tech: hackers just need a <a href="http://hakshop.myshopify.com/products/wifi-pineapple?variant=81044992">$100 device</a> and can be <a href="http://abcnews.go.com/Business/story?id=3454066">up to 100 feet away</a> from their victims.</p> <p>Use these strategies when attempting to connect to a public Wi-Fi:</p> <ul> <li>Verify the official name of the network with the place offering it. Don't assume that every business or public space offers free Wi-Fi.<br /> &nbsp;</li> <li>Only activate the Wi-Fi feature of your device, when you are about to access a Wi-Fi network that you have verified.<br /> &nbsp;</li> <li>If planning to review work files, use your company Virtual Private Network (VPN) network, if one is available. VPN encrypts all your data during your session and and hides the identity of the servers to which you are connected. Depending on the nature of your industry, you may never want to risk viewing company files without a VPN connection.<br /> &nbsp;</li> <li>Keep your device's operating system up to date. For example, Apple is constantly releasing security updates to address system vulnerabilities for iPhones and iPads.</li> </ul> <h2>7. Prevent Automatic Upload of Media</h2> <p>If you keep the default settings from cloud storage services, such as iCloud or Dropbox, then all of your photos and videos may be automatically uploaded to the cloud.</p> <p>If you're planning to take some photos and videos that are meant for your eyes only, make sure to update the settings of your cloud storage accounts. Nobody can hack for intimate photos or videos if there are none available online in the first place.</p> <ul> <li>iPhone Users: To prevent photos from automatically uploading from your iPhone or iPod to your iCloud account, you can go to Settings &gt; iCloud &gt; Photo Stream, and turn off My Photo Stream.<br /> &nbsp;</li> <li>Android Users: You need to check any auto-backup settings you can find on individual apps. Some examples of apps uploading media automatically to the cloud are Facebook, Twitter, and Dropbox. Check the settings menu of your apps and disable any photo-syncing that you're not comfortable with.</li> </ul> <h2>8. Backup Your Media Offline</h2> <p>While it is important to prevent undesired media from ending up in the cloud, it is equally important to backup the data that is important to you. An offline backup of your media is not only important for when your phone is lost, stolen, or severely damaged, but also for when somebody hacks into your cloud account and deletes all of your data!</p> <p>Most smartphones provide a way to back up your device's media that is not cloud-based and that can be stored in your personal computer. For example, Apple devices can leverage <a href="http://support.apple.com/kb/ht1766">iTunes to create backups</a>, and Samsung devices can backup through the <a href="http://www.samsung.com/us/kies/">Kies software</a>.</p> <h2>9. Beware Fake Messages</h2> <p>If you use cloud based storage services, be on the lookout for phishing emails.</p> <p>These emails may look like real messages from the developers of the service, but they are not. Hackers are trying to trick you into providing your personal information.</p> <p>Here are some red flags to watch out for:</p> <ul> <li>The spelling of the sender's email is funny looking. For example, instead of <a href="mailto:xxx@dropbox.com">xxx@dropbox.com</a>, it reads <a href="mailto:xxx@dropboxx.com">xxx@dropboxx.com</a> or <a href="mailto:xxx@drop-box.co">xxx@drop-box.co</a>.<br /> &nbsp;</li> <li>The hyperlinked URLs have misleading domain names. For example, if you hover over a link, you notice that instead of going to the apple.com domain, it goes to apple-com.info.<br /> &nbsp;</li> <li>The message contains plenty of misspellings or typos.<br /> &nbsp;</li> <li>You are asked to submit your password or personal information, such as mailing address, phone number, or social security number, via email.<br /> &nbsp;</li> <li>The message includes a form in Word or PDF format for you to fill out.<br /> &nbsp;</li> <li>You're asked for money to cover for expenses.</li> </ul> <p>If you see any of these red flags, don't click on any of the links, and delete the email immediately.</p> <h2>10. Delete What You Don't Want Anybody to See</h2> <p>In an era of potentially unlimited storage through the cloud, we are tempted to keep everything.</p> <ul> <li>THOSE pictures from your bachelorette party,</li> <li>Intimate videos or sexts with your current or past partners,</li> <li>Progress pictures when you started your diet,</li> <li>Financial or tax documents over 5-years old, or</li> <li>Scanned copies of IDs from several years ago.</li> </ul> <p>If you don't want anybody else getting their hands on your data, delete it. This is the only way that you can be sure.</p> <p><em>What steps have you taken to protect your data in the cloud? Please share in comments!</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/damian-davila">Damian Davila</a> of <a href="http://www.wisebread.com/10-critical-steps-to-protect-your-data-in-the-cloud">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-13"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/shhhhh-how-to-block-out-noise">Shhhhh: How to Block Out Noise</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/that-what-if-you-knew-you-were-going-to-die-question">That &quot;What if you knew you were going to die&quot; question</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-7-stages-of-procrastination-read-this-right-now">The 7 Stages of Procrastination (Read This Right Now!)</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/multitasking-sucks-even-more-than-you-thought">Multitasking Sucks Even More Than You Thought</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-free-apps-to-boost-your-online-productivity">8 Free Apps to Boost Your Online Productivity</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> General Tips Productivity cloud backup computer security computers hackers Thu, 13 Nov 2014 12:00:08 +0000 Damian Davila 1253966 at http://www.wisebread.com 16 Time-Saving Hacks for People With Busy Mornings http://www.wisebread.com/16-time-saving-hacks-for-people-with-busy-mornings <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/16-time-saving-hacks-for-people-with-busy-mornings" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman-preparation-makeup-469707329-small.jpg" alt="woman preparation" title="woman preparation" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>My morning routine is always stressful. My alarm goes off repeatedly and I hit snooze. Finally, I clamber out of bed, yank my door open, run to the bathroom, and start getting ready. Usually, I have between 10 and 15 minutes to go from blurry eyed to business casual. (See also: <a href="http://www.wisebread.com/13-things-successful-people-do-every-morning?ref=seealso">13 Things Successful People Do Every Morning</a>)</p> <p>Below are the 16 ways I keep from being late every morning. If I don't do one of these things, it all goes wrong.</p> <h2>1. Shower the Night Before</h2> <p>This is the number one rule of getting ready quickly. If you use your morning shower to wake up, don't fret, you probably move slowly. Take showers at night and wash your face with cold water or a refreshing face wash like <a href="http://www.amazon.com/gp/product/B001E96LT0/ref=as_li_tl?ie=UTF8&amp;camp=1789&amp;creative=390957&amp;creativeASIN=B001E96LT0&amp;linkCode=as2&amp;tag=wisbre03-20&amp;linkId=I7L3BNXU64X4YCQ5">Neutrogena Morning Burst</a>.</p> <h2>2. Press and Pick Out Clothes</h2> <p>Choose your outfits the night before, including any appropriate undergarments. I've run out the door on more than one occasion with wrinkled clothes or the wrong bra. Luckily I keep a cardigan at work for those times.</p> <h2>3. Make an &quot;Emergency&quot; Drawer at Work</h2> <p>Speaking of work, I also keep a few supplies in a drawer for when I forget something or don't have time to put on makeup. My roommate keeps a travel straightener at work too for when she doesn't have time to straighten her hair in the morning.</p> <h2>4. Use an Iron Alternative</h2> <p>Sometimes even though I lay out my clothes the night before, I need to grab a jacket or a sweater at the last minute and it's usually wrinkled. Luckily, Downy has a wrinkle release spray that works wonders. I also recently purchased a steamer that has proven to be helpful, and although it doesn't take as long as an iron to heat up, definitely turn it on as soon as you wake up to give it time.</p> <h2>5. Shorten Your Makeup Routine</h2> <p>This is not applicable for most men, but makeup can be the biggest time suck. When I first started learning how to apply makeup, I read Cindy Crawford's makeup book. It explained how to do your own makeup in three minutes. I generally try to stick to foundation, mascara, and a bright lipstick. Work doesn't necessarily require eye shadow, lip liner, or other options, especially if you're in a bind.</p> <h2>6. Choose Great Hair Products</h2> <p>The invention of dry shampoo changed many girls' lives. It takes greasy hair and turns it into &quot;fresh&quot; hair. Don't use too much as it will make your hair too dry. I have friends who also swear by Frizz Ease products and hairspray. Use whatever you need to make your hair perfect in a flash.</p> <h2>7. Ignore Your Phone</h2> <p>I have a terrible habit of getting fully ready, picking up my phone to leave, and then running through my emails, texts, or Facebook posts until I'm 10-15 minutes late for work. So, I say this with all sincerity: IGNORE YOUR PHONE. Don't check your email. It can wait. Don't check your social media accounts. They can wait. The only thing I would suggest, if you're expecting something important, is to check your text messages. Another option, if you just absolutely can't wait, is to have your phone read to you by <a href="http://www.thesocialradio.com/">The Social Radio</a>.</p> <h2>8. Position All of Your Belongings in One Place</h2> <p>Anything you need the next day should all go in one place, every night, no matter what. Keys, especially. Nothing like a panic run around your home searching for keys. Hang a key rack up next to the door and put your keys there. Find a good bench or other hook to hang your purse or briefcase. Keep everything together and you'll leave faster.</p> <h2>9. Place a Dry Erase Board by Your Door</h2> <p>I love lists. Recently, I've started using a dry erase board to keep from forgetting anything the next day. This is especially helpful if you have kids. When they get home from school, they can write down all of their homework, and as they do it, they can check off they placed it in their backpack. It's a to do list and packing list at the same time.</p> <h2>10. Fix Wet Hair in a Cute Style</h2> <p>I have an unbelievable amount of naturally curly hair, so I'm not big on drying my hair. I always let it dry naturally. So if I shower in the morning, my hair is always wet. Luckily there's the internet to teach me how to fix my hair while wet. Peruse Pinterest, check out this article on <a href="http://fashionista.com/2014/05/wet-hair-braid">Fashionista</a>, and just generally search <a href="https://www.youtube.com/results?search_query=WET+HAIRSTYLES">YouTube</a>. Be sure to practice any updo you like before the morning!</p> <h2>11. Pre-Pack Your Lunch the Night Before</h2> <p>Lunch can always take too long if you're not prepared. It's not so easy to premake sandwiches and keep them from getting soggy, but if you do, just separate the meat from the bread. I rely heavily on Lean Cuisine and leftovers for my lunch options, but if you have children, <a href="http://www.wisebread.com/10-packed-lunch-ideas-youll-want-to-steal-from-your-kids">keep it simple</a> and purchase lots of Tupperware.</p> <h2>12. Set Your Coffee Maker on a Timer</h2> <p>If you have a coffee maker with a timer, set it for 10 minutes before you normally wake up. If you don't have a timer, just set your coffee maker up and ready to hit start. Another option is to make iced coffee the night before and have it ready to go the next morning. <a href="http://www.thebittenword.com/thebittenword/2011/06/iced-coffee-at-home.html">Cold brewed coffee</a> is a fantastic option and can be much stronger than brewed coffee. Simply fill a French press with tap water and coffee and put in the fridge overnight. Plunge, add ice and you're good to go.</p> <h2>13. Choose a Faster Breakfast</h2> <p>If you need breakfast in the morning, make it quicker. Make oatmeal, a homemade frozen <a href="http://www.wisebread.com/cheaper-and-healthier-than-store-bought-10-great-freeze-ahead-burrito-recipes">breakfast burrito</a>, toast, or anything that you'd enjoy quickly. You can always pull a Gilmore girl and buy bulk Poptarts.</p> <h2>14. Purchase a Shower Cap</h2> <p>This might sound crazy or perhaps reminds you of your grandmother, but a shower cap can be a very useful thing if you're running behind but need to shower. It will keep your hair from getting frizzy or wet and will get you out the door quicker.</p> <h2>15. Put Essentials in a Close Place</h2> <p>Find anything you might need in a bind and put them all in one place. Whether it's a lint brush, bobby pins, safety pins, and any other last minute needs, make sure they're close.</p> <h2>16. Keep Wipes Handy</h2> <p>Always keep baby wipes or makeup removing wipes handy as they can be much quicker than face wash. If something goes wrong, you can quickly swipe it away. If you get deodorant on your clothes, baby wipes will remove it and you won't have to change clothes.</p> <p><em>What time saving hacks do you use in the morning? Please share in comments!</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/jennifer-holder">Jennifer Holder</a> of <a href="http://www.wisebread.com/16-time-saving-hacks-for-people-with-busy-mornings">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-14"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/13-things-successful-people-do-every-morning">13 Things Successful People Do Every Morning</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/52-great-weekend-projects-to-improve-your-life">52 Great Weekend Projects to Improve Your Life</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/you-can-too-7-amazing-things-people-have-accomplished-in-under-a-year">You Can Too: 7 Amazing Things People Have Accomplished in Under a Year</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-ways-to-improve-your-decision-making-skills">10 Ways to Improve Your Decision-Making Skills</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-self-improvement-apps-to-make-you-smarter-stronger-and-happier">10 Self-Improvement Apps to Make You Smarter, Stronger, and Happier</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Productivity hurry morning rush hour time savings Thu, 06 Nov 2014 12:00:06 +0000 Jennifer Holder 1251281 at http://www.wisebread.com The 5 Best Ways to Spend the Last 10 Minutes of Your Workday http://www.wisebread.com/the-5-best-ways-to-spend-the-last-10-minutes-of-your-workday <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/the-5-best-ways-to-spend-the-last-10-minutes-of-your-workday" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/writing-planner-clock-489043691-small.jpg" alt="writing planner" title="writing planner" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>It's 4:50 p.m. Hunger pains are rousing. The midday coffee buzz has gone and your ability to focus is fleeting. Do you forfeit these last 10 minutes of the work day over to the zombie that you've become or do you power up and finish strong? (See also: <a href="http://www.wisebread.com/the-5-best-ways-to-spend-the-first-10-minutes-of-your-workday?ref=seealso">The 5 Best Ways to Spend the First 10 Minutes of Your Work Day</a>)</p> <p>Just as with marathon running, the way you end your day in the working world is as important as how you start it. If you bide your time wisely in the final minutes before you clock out, you can set yourself up for success the following morning. Now that's a formula for a fruitful career.</p> <p>Read on for our roundup of the most productive ways to round out the work day before heading home for dinner. (You'll thank us the following morning when you're prepped and ready to take on the world &mdash; or at least the office.)</p> <h2>1. Review Your To-Do List</h2> <p>Did you check off everything you needed to accomplish? If not, is there something you can quickly finish up before clocking out? Even if you missed a mark or two, it's important to evaluate the day's work and forward any incomplete items on to tomorrow's checklist. Speaking of&hellip;</p> <h2>2. Write Tomorrow's To-Do List</h2> <p>You'll save yourself time in the morning if you scribble down tomorrow's to-do's the night before. That way when you arrive at your desk a little bit bleary eyed the next day, you'll have a list of tasks all ready to focus on. Experts say it's best when we <a href="http://hbr.org/tip/2012/12/19/create-rituals-to-get-more-done">begin the work day by crossing off a task with a single focus</a> &mdash; something we can truly feel accomplished about. So take some time to identify what that task might be and put it at the top of your list.</p> <h2>3. Complete Easy Tasks</h2> <p>It doesn't take a whole lot of brainpower to finish up your paperwork and read through your email &mdash; but they're tasks that have to get done. That's why it's best to save these and other mindless chores for the end of the day after you've already near-depleted your energy on more difficult tasks. By completing a string of simple tasks before jetting out the door, you'll restore a sense of accomplishment and order to your day. Just be mindful not to actually send any crucial emails at this late hour. All emails of importance should arrive in the recipient's inbox when they're actually alert, at their desk, and ready to respond.</p> <h2>4. Clear Your Desk of Clutter</h2> <p>Throw out the empty disposable coffee cup and that stack of memos from last week. Studies show that a cluttered workspace actually hinders our ability to process information and concentrate. We aren't aware of it, but <a href="http://www.ncbi.nlm.nih.gov/pubmed/21228167">clutter competes for our attention</a> in much the same way as a whining child or a barking dog does.</p> <h2>5. Say Goodbye</h2> <p>&quot;We tend to think about the importance of checking in and saying good morning to kick off the day,&quot; international business speaker Michael Kerr told Forbes, &quot;but we forget that it can be just as important, and make us feel good as well, to <a href="http://www.forbes.com/pictures/efkk45kdhj/say-good-bye-3/">say a friendly and proper good bye</a> to everyone rather than just silently drift off into the night. This is triply important if you are the supervisor.&quot;</p> <p><em>How do you end your work day? Please share in comments!</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/brittany-lyte">Brittany Lyte</a> of <a href="http://www.wisebread.com/the-5-best-ways-to-spend-the-last-10-minutes-of-your-workday">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-15"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/11-time-saving-hacks-from-the-worlds-busiest-people">11 Time Saving Hacks From the World&#039;s Busiest People</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/multitasking-sucks-even-more-than-you-thought">Multitasking Sucks Even More Than You Thought</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-remember-that-thing-you-always-forget">How to Remember That Thing You Always Forget</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-weird-ways-to-get-things-done-that-might-work-for-you">10 Weird Ways to Get Things Done That Might Work For You</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/make-your-to-do-lists-more-effective-with-these-5-simple-hacks">Make Your To-Do Lists More Effective With These 5 Simple Hacks</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Productivity clock out organization routine work day Tue, 28 Oct 2014 09:00:06 +0000 Brittany Lyte 1245351 at http://www.wisebread.com