Technology http://www.wisebread.com/taxonomy/term/8130/all en-US Bots, Chips, and Selfies: How Safe Are the New Ways to Pay? http://www.wisebread.com/bots-chips-and-selfies-how-safe-are-the-new-ways-to-pay <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/bots-chips-and-selfies-how-safe-are-the-new-ways-to-pay" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/iStock-512291874.jpg" alt="" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>In 2016, more than half of all <a href="https://consumerist.com/2016/06/08/ups-survey-online-shopping-has-surpassed-in-store-buying-for-the-first-time/" target="_blank">purchases in the U.S.</a> were made online instead of at a brick-and-mortar store. From selfie-payments to Facebook Messenger bots, there is now a long list of unusual ways that you can pay the water bill or complete your grocery run for the week.</p> <p>But how safe are these new ways to pay? Let's take a closer look at how some of these new payment methods work, and what you can do to make them even safer.</p> <h2>1. Facebook Messenger Bots</h2> <p>Colorado-based <em>fintech </em>company BillHero was the first to leverage a Facebook Messenger chat bot to pay bills via chat commands. Later on in September 2016, Facebook enabled all of the 34,000 plus developers on the platform to support payments. The social media giant is working with several players in the credit card industry and fintech, including Visa and Braintree, to process all types of payment options.</p> <p>By opening the gates, Facebook allowed U.S. customers to complete a wide range of other transactions and purchases on Facebook Messenger. In a nutshell: The chat bot lets you know about a product that you might be interested in, and provides a &quot;buy now&quot; button. When you click it, it takes you to a checkout screen with your shipping information and payment method for you to review. Boom! Just like that, you're ready to pay.</p> <h3>But Is It Safe?<strong> </strong></h3> <p>Well, Facebook Messenger payment bots are covered by the same level of security as all other Facebook products. All transactions using a Facebook chat bot are encrypted or processed through a trusted third-party payment processor, such as PayPal or Stripe, to protect your payment information, such as your card number or CVV. Also, transaction confirmations from a bot will restrict your information, such as only showing the last four digits of your credit card number.</p> <h3>How to Make It Safer</h3> <p>Your first line of defense starts with your Facebook password. Facebook recommends building a password that has at least six characters and is a complex combination of numbers, letters, and punctuation marks. When a password isn't strong enough, the app will let you know. Also, make your Facebook password different from those you use for your online banking, investing, or retirement savings accounts. (See also: <a href="http://www.wisebread.com/3-sneaky-ways-identity-thieves-can-access-your-data?ref=seealso" target="_blank">3 Sneaky Ways Identity Thieves Can Access Your Data</a>)</p> <p>A second tactic is to <a href="https://www.facebook.com/help/162968940433354?helpref=faq_content" target="_blank">turn on login alerts</a> so that you receive an automated alert when someone tries logging in to your Facebook account from an unrecognized device or browser. A third is to <a href="https://www.facebook.com/help/610199629080802?helpref=faq_content" target="_blank">require a password or PIN</a> whenever sending money or making payments in Facebook Messenger.</p> <h2>2. MasterCard Selfie Payments</h2> <p>Speaking of passwords, MasterCard believes that they cause too much hassle and presents the option to pay with a selfie. The &quot;selfie pay&quot; technology was first tested in the Netherlands, the U.S., and Canada and will be rolled out gradually across the world throughout 2017.</p> <p>Through a smartphone app, shoppers can confirm a purchase by taking a selfie and letting the facial recognition software verify their identity. According to MasterCard, 71% of users rated &quot;selfie pay&quot; highly during trials.</p> <h3>But Is It Safe?<strong> </strong></h3> <p>To prevent somebody from just holding up a picture of you and getting away with a $1,000 shopping spree, the app requires you to snap the picture after you blink or shake your head. Then, the app compares the selfie with stored algorithms of your face to identify you. During the trials, 73% of users believed that &quot;selfie pay&quot; will reduce fraud and 90% of them would use it in the future.</p> <h3>How to Make It Safer</h3> <p>Since &quot;selfie pay&quot; is still in the process of being rolled out, there's little that we can do as of right now. If taking selfies isn't your cup of tea, MasterCard also plans to provide a fingerprint confirmation option with the app and is currently testing voice and cardiac rhythm recognition.</p> <h2>3. Amazon Dash Buttons</h2> <p>Connected to your home's Wi-Fi, the <a href="http://amzn.to/2iTpixh" target="_blank">Amazon Dash Button</a> allows you to reorder many of your favorite products with a simple click. To set up each Amazon Dash Button, you'll need to download the Amazon app on your Android or Apple device, connect the Dash Button to Bluetooth, and also enter your Wi-Fi information. Some Dash Buttons don't support Bluetooth connection, and use your smartphone's Wi-Fi connection or speakers instead.</p> <p>Currently, the button is only available for Amazon Prime members, costs $4.99, and provides you with a $4.99 credit after your first order. There are hundreds of products to choose from including Charmin, Doritos, Greenies Dog Treats, and Red Bull! Once you click the button, an indicator light will turn green when your order is successfully placed, or red if there was a problem.</p> <h3>But Is It Safe?<strong> </strong></h3> <p>A device that connects seamlessly to your Wi-Fi, smartphone, and Amazon account &mdash; what could go wrong? While there are plenty of folks that have hacked their own button to do anything from <a href="https://medium.com/@ecaron/why-i-stopped-hacking-the-amazon-dash-button-and-learned-to-solder-84386a38bbd1#.wmcfdj5do" target="_blank">turning on lamps remotely</a> to <a href="https://medium.com/@brody_berson/hacking-amazon-s-5-dash-button-to-order-domino-s-pizza-9d19c9d04646#.j6d2iycep" target="_blank">ordering pizza</a> with one click, there are currently no reports of malicious hackers tapping into another person's Amazon Dash Buttons.</p> <h3>How to Make It Safer</h3> <p>Turn on the &quot;order protection&quot; feature on your Dash Button to prevent a new order from being placed until your prior order is delivered. This way you can prevent your spouse or son from tripling an order of detergent on the same day.</p> <p>Consider turning on the email notifications of your Amazon orders so that you can cancel any orders that you don't recognize.</p> <p>And it should go without saying, but set a strong password for your Wi-Fi and update that password at least once a year.</p> <h2>4. Chip Cards</h2> <p>No other new form of payment has generated more discontent from American consumers. From the confusion about swiping or inserting, to the awkward conversation with cashiers while waiting for your card to be processed, there is a list of reasons these metallic chips are considered an annoyance by many.</p> <p>However, the reality is that chip cards are far from being a new way to pay. They have been reducing fraud in over 130 nations around the world for several years. So, the U.S. is just playing catch-up. As of April 2016, Visa had issued <a href="http://www.usatoday.com/story/money/2016/04/19/some-major-merchants-see-dip-counterfeit-fraud-thanks-chip-cards-visa-says/83194722/" target="_blank">roughly 265 million</a> U.S. chip-enabled credit and debit cards, and MasterCard had upgraded about 70% of its U.S. debit and credit cards to the chip format.</p> <h3>But Is It Safe?<strong> </strong></h3> <p>The evidence clearly indicates that chip-enabled cards reduce fraud. Visa has reported that among the U.S. merchants who were suffering the most instances of card fraud at the end of 2014, those that began accepting chip debit and credit cards saw instances of card fraud fall 18.3% as of the fourth quarter of 2015. On the other hand, some of the U.S. merchants who opted not to upgrade payment terminals to process chip cards experienced an increase in instances of card fraud of 11.4% for the same period. (See also: <a href="http://www.wisebread.com/4-ways-chip-credit-cards-make-life-easier?ref=seealso" target="_blank">4 Ways Chip Credit Cards Make Life Easier</a>)</p> <h3>How to Make It Safer</h3> <p>Simple: Opt to use your chip-enabled cards over those without a chip, and choose merchants with chip-enabled payment terminals over those who are still holding out. As with everything else, strength comes in numbers. Only when chip cards have become the norm across the nation can we all reap the enhanced security benefits of chip technology.</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/damian-davila">Damian Davila</a> of <a href="http://www.wisebread.com/bots-chips-and-selfies-how-safe-are-the-new-ways-to-pay">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-5"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/your-ssn-can-now-be-accurately-guessed-using-date-and-place-of-birth">Your SSN Can Now Be Accurately Guessed Using Date and Place of Birth</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-apps-that-monitor-your-credit-for-you">7 Apps That Monitor Your Credit for You</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-surprising-ways-your-smartphone-can-keep-you-and-your-family-safe">6 Surprising Ways Your Smartphone Can Keep You and Your Family Safe</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-apple-watch-apps-thatll-save-you-money">8 Apple Watch Apps That&#039;ll Save You Money</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-manage-your-money-no-budgeting-required">How to Manage Your Money — No Budgeting Required</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Personal Finance Technology Amazon apps bots buying chip cards Facebook fraud payment methods safety selfie Fri, 17 Feb 2017 10:31:16 +0000 Damian Davila 1890386 at http://www.wisebread.com 7 Tools and Gadgets Your Smartphone Can Replace http://www.wisebread.com/7-tools-and-gadgets-your-smartphone-can-replace <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/7-tools-and-gadgets-your-smartphone-can-replace" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/iStock-519709446.jpg" alt="Woman using smartphone to replace tools and gadgets" title="" class="imagecache imagecache-250w" width="250" height="142" /></a> </div> </div> </div> <p>Cameras, phones, GPS devices &mdash; we all know about those. But did you know that your smartphone can replace a wide range of esoteric tools and devices? From the scientific calculator to the credit card reader to the remote control, here is a list of tools and gadgets you can replace with your smartphone.</p> <h2>1. Math Software</h2> <p>Yes, your smartphone already comes with a calculator and a scientific calculator. However, those calculators will give you little help when facing the challenges of a quadratic equation, system of linear equations, or inequality with absolute value. (See also: <a href="http://www.wisebread.com/11-useful-genius-math-tricks-that-are-actually-easy?ref=seealso" target="_blank">11 Useful, Genius Math Tricks That Are Actually Easy</a>)</p> <p>This is where <a href="http://photomath.net" target="_blank">Photomath</a> comes in, allowing you to snap a pic of virtually any type of math problem. The app then solves that problem for you, and showing you step-by-step instructions. Think of this app as one of those bulky Texas Instruments calculators on steroids! And the best part is that downloading the app is free.</p> <h2>2. Check Deposit Machine</h2> <p>It's Saturday, you just got that $600 check that you've been waiting for, and there's no way you can get to the bank before closing time. You also have no clue how close the next ATM that accepts check deposits is. Instead, you could endorse your check, add a note &quot;for mobile deposit only,&quot; snap a pic of it, and receive up to $200 the next business day.</p> <p>As early as 2009, many banks around the country have issued a smartphone app that allows account holders to do mobile check deposits. Most financial institutions make the <a href="http://www.consumerreports.org/cro/magazine/2014/10/pros-and-cons-of-mobile-check-deposit/index.htm" target="_blank">first $200</a> of a mobile check deposit available for withdrawal the next business day, and the rest of the funds available on the second or third day for withdrawal. Contact your financial institution for more details and applicable rules.</p> <h2>3. Thermal Imaging Camera</h2> <p>Drafty windows are one of the <a href="http://www.wisebread.com/9-sneaky-home-money-pits-that-sap-your-savings?ref=internal" target="_blank">sneaky home money pits</a> that sap your savings. Hiring a contractor to check this out for you can cost you hundreds before even starting to fix the problem. The <a href="http://amzn.to/2kVxsKK" target="_blank">Flir One Thermal Imager</a> is a device that turns your smartphone into a thermal imaging camera, allowing you to find drafty windows and other poorly insulated spots.</p> <p>While you'll have to invest about $250 in a Flir One Thermal Imager, you can quickly make back that money by lowering your energy bill by <a href="https://www.energystar.gov/index.cfm?c=home_sealing.hm_improvement_methodology" target="_blank">up to 10%</a> per year and taking advantage of rebates and special offers from Energy Star products used in your insulation projects.</p> <h2>4. Credit Card Reader</h2> <p>Since about <a href="http://www.bankrate.com/finance/consumer-index/financial-security-charts-0514.aspx" target="_blank">40% of Americans</a> carry less under $20 in cash on them and 9% of them carry no cash at all, you shouldn't be surprised that it is even harder nowadays to get your friends and relatives to pay you back that $15 they owe you.</p> <p>But you do know that your debtors have a debit or credit card laying around! So, leverage a credit card reader from <a href="https://www.paypal.com/us/webapps/mpp/credit-card-reader" target="_blank">PayPal</a> or <a href="https://squareup.com/reader" target="_blank">Square</a> and start accepting card payments on your smartphone. While the two companies mail you the first credit card reader for free, PayPal and Square charge 2.7% and 2.75% per U.S. debit or credit card swipe, respectively. Paying up to $0.41 for having your $15 today instead of in two months isn't a bad deal at all.</p> <p>Got no Internet connection? No problem, Square's app allows you to collect payment as long as you reconnect to the web within <a href="http://squareup.com/help/us/en/article/5095-process-payments-with-offline-mode" target="_blank">72 hours</a> from the time of the card swipe.</p> <p>And if you want to forgo the phone attachment, you can also choose from several apps that allow users to transfer money to each other directly. (See also: <a href="http://www.wisebread.com/6-mobile-payment-tools-you-should-start-using-today?ref=seealso" target="_blank">6 Mobile Payment Tools You Should Start Using Today</a>)</p> <h2>5. Car Diagnostic Tool</h2> <p>As cars are becoming smarter, they all provide much more information than you think. With the <a href="http://amzn.to/2kOSE2k" target="_blank">Automatic Pro</a>, you can connect to just about any car's standard diagnostics (OBD-II) port and unlock the data in your car's onboard computer. Most cars manufactured since 1996 have this port and are compatible with the Automatic Pro (here's the <a href="https://www.automatic.com/cars/" target="_blank">full list</a>).</p> <p>By investing about $130, you'll become a &quot;car whisperer&quot; and pay zero fees for unlimited monitoring. As a bonus, the Automatic Pro connects to many apps, such as Expensify and Freshbooks for invoicing mileage driven.</p> <h2>6. Level</h2> <p>How many times have you needed a level to hang a frame, mount a TV, or adjust the height of a table? A bubble level can cost you anywhere from $5 to $50 at your local or big box hardware store. Not to mention that you have to drive there, stand in line, and drive back, delaying your start time by up to a couple of hours to start that home project.</p> <p>Instead, you could download a free level smartphone app, such as <a href="https://play.google.com/store/apps/details?id=net.androgames.level&amp;hl=en" target="_blank">Bubble Level</a> for Android devices or <a href="https://itunes.apple.com/app/id293621500" target="_blank">iHandy Carpenter</a> for Apple devices, and get to work right away.</p> <h2>7. Universal Remote</h2> <p>At my home, we used to have a separate remote for the DVD player, the TV, the cable box, and the air conditioner. That was until we discovered that a smartphone can connect to many electronics and home appliances through its built-in infrared (IR) blaster.</p> <p>While there are many universal remote controller apps out there, <a href="http://peel.com" target="_blank">Peel</a> gets top marks because it connects your smartphone to TVs, set-top boxes, DVD players, entertainment portals such as Roku and Apple TV, audio systems, and home appliances such as air conditioners and heaters. You can download Peel for free, but you may need to purchase the <a href="http://amzn.to/2kVySoq" target="_blank">Pronto 360-degree IR blaster</a>, depending on the connectivity options of devices that you want to control.</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/damian-davila">Damian Davila</a> of <a href="http://www.wisebread.com/7-tools-and-gadgets-your-smartphone-can-replace">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/earn-extra-income-with-your-smartphone-camera">Earn Extra Income With Your Smartphone Camera</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-things-you-must-immediately-do-after-losing-your-smartphone">8 Things You Must Immediately Do After Losing Your Smartphone</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/9-ways-siri-can-be-your-personal-finance-assistant">9 Ways Siri Can Be Your Personal Finance Assistant</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-smartphone-apps-to-help-you-save-big">6 Smartphone Apps to Help you Save Big</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-sites-that-will-pay-for-your-old-iphone">5 Sites That Will Pay for Your Old iPhone</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Home Technology Android apps you need iPhone modern technology smartphone smartphone apps tech gadgets tools Thu, 16 Feb 2017 10:30:27 +0000 Damian Davila 1892849 at http://www.wisebread.com The 5 Best USB-Powered Fans http://www.wisebread.com/the-5-best-usb-powered-fans <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/the-5-best-usb-powered-fans" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/usb_computer_fan_486869346.jpg" alt="Using the best usb-powered fan while working" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>A USB-powered fan is incredibly convenient and useful. It can cool the air around you and improve ventilation, whether you're working in the library or using it by the pool (with a <a href="http://www.wisebread.com/the-5-best-power-banks">power bank</a>).</p> <h2>What Is a USB-Powered Fan?</h2> <p>A USB-powered fan is a small, portable USB cord-connected cooling device that can be easily moved from place-to-place and charged using the included USB cord. With the USB cord, you can power your fan using your laptop, computer, or an external power bank.</p> <p>These convenient, compact fans won't necessarily replace your favorite fan. Instead, they are ideal for the home, office, or on your travel adventures. (See also: <a href="http://www.wisebread.com/the-5-best-fans?ref=seealso">The 5 Best Fans</a>)</p> <h2>Top 5 USB-Powered Fans</h2> <h3>OPOLAR Mini USB Table Desk Personal Fan</h3> <p><a href="http://amzn.to/2lqvXR4"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/opolar.jpg" width="178" height="200" align="right" alt="" /></a>An Amazon's Choice product, the <a href="http://amzn.to/2lqvXR4">OPOLAR Mini USB Table Desk Personal Fan</a> is quiet, free-angle adjustable, and lightweight. The high-quality metal fan is sturdy, powerful, and produces a soft breeze. The compact fan is ideal for use anywhere and won't take up space. It can be charged with the included USB cable using your laptop, power bank, or adapter. It is an Amazon best-seller and has more than 1,100 five-star reviews on Amazon. It is also backed by a one-year replacement for product defect for your added peace of mind.</p> <p><a href="http://amzn.to/2lqvXR4"><em>Currently $13.99 on Amazon</em></a></p> <h3>ARCTIC Breeze Mobile USB-Powered Portable Fan</h3> <p><a href="http://amzn.to/2koLRLM"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/arctic.jpg" width="108" height="245" align="right" alt="" /></a>The <a href="http://amzn.to/2koLRLM">ARCTIC Breeze Mobile, USB-Powered Portable Fan</a> offers a high air flow. The slim, lightweight fan features a space-saving design. It is virtually silent thanks to low-noise blades, which quietly move air at 1700 rpm. The flexible, adjustable gooseneck directs the breeze to blow exactly where you want it. Simply plug it into your laptop or PC, portable USB power source, or external cooling solution for your game console. This is available in a wide range of colors and designs. It is an Amazon best-seller and has more than 1,500 five-star reviews on Amazon. The durable fan is built to last and is backed by a two-year limited warranty for your added peace of mind.</p> <p><a href="http://amzn.to/2koLRLM"><em>Currently $7.99 on Amazon</em></a></p> <h3>iMBAPrice USB-MFAN USB Mini Desktop Fan</h3> <p><a href="http://amzn.to/2lqy2MT"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/imbaprice.jpg" width="200" height="195" align="right" alt="" /></a>The <a href="http://amzn.to/2lqy2MT">iMBAPrice USB-MFAN USB Mini Desktop Fan</a> is the ideal basic USB desk fan. The quiet fan has a simple switch for easy usage. It features adjustable direction, so you can get a strong, steady stream of air directed exactly where you want it. It is available in plastic or metal. It is an Amazon best-seller and has more than 900 five-star reviews on Amazon.</p> <p><a href="http://amzn.to/2lqy2MT"><em>Currently $7.20 on Amazon</em></a></p> <h3>Thermaltake Mobile Fan II External USB Cooling Fan</h3> <p><a href="http://amzn.to/2kKqnKs"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/thermaltake.jpg" width="245" height="199" align="right" alt="" /></a>The <a href="http://amzn.to/2kKqnKs">Thermaltake Mobile Fan II External USB Cooling Fan</a> features a VR knob and is ideal for cooling you, your electronics, or your game console. It blows a good amount of air and is very quiet. It is powered by a one-touch retractable USB power cord cable box. It is available in three colors and two sizes. It is an Amazon best-seller and has more than 1,000 five-star reviews on Amazon.</p> <p><a href="http://amzn.to/2kKqnKs"><em>Currently $12.99 on Amazon</em></a></p> <h3>Honeywell Turbo On-the-Go Personal Fan</h3> <p><a href="http://amzn.to/2lmHzbX"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/honeywell_2.jpg" width="175" height="200" align="right" alt="" /></a>The portable <a href="http://amzn.to/2lmHzbX">Honeywell Turbo On-the-Go Personal Fan</a> folds into the carrying/hanging handle for easy transport and storage. It features one speed, produces a small amount of white noise, and features an adjustable tilt head. The lightweight fan produces a good amount of air, which you can feel from three feet away. It can be carried, hung, or stood up on a flat surface. It can be powered with four AA batteries (not included), the included USB connector, or an electric adapter (not included). It is an Amazon best-seller and has outstanding online reviews. It is also backed by a one-year limited warranty for your added peace of mind.</p> <p><a href="http://amzn.to/2lmHzbX"><em>Currently $12.34 on Amazon</em></a></p> <p>And those are our recommendations for the best USB-powered fans. As always, be sure to check <a href="http://www.wisebread.com/buying-calendar">Wise Bread's Buying Calendar</a> to learn when and how to buy just about anything!</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/andrea-cannon">Andrea Cannon</a> of <a href="http://www.wisebread.com/the-5-best-usb-powered-fans">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-4"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-power-surge-protectors">The 5 Best Power Surge Protectors</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-electronics-wipes">The 5 Best Electronics Wipes</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-4k-televisions">The 5 Best 4K Televisions</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-fans">The 5 Best Fans</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-ceiling-fans">The 5 Best Ceiling Fans</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Home Shopping Technology 5 best computer fans fans laptop product reviews shopping usb fans usb-powered fans Thu, 09 Feb 2017 10:00:13 +0000 Andrea Cannon 1889421 at http://www.wisebread.com 6 Apps That Pay You to Workout http://www.wisebread.com/6-apps-that-pay-you-to-workout <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/6-apps-that-pay-you-to-workout" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_workout_phone_536139771.jpg" alt="Woman using apps that pay her to workout" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>One of the most popular New Year's resolutions every year is to get fit and lose weight. Unfortunately, it's also one of the most broken resolutions as well. Perhaps if there was more of a financial reward tied to getting in shape, it would be easier, or maybe if there was a way to stay more accountable. Fortunately, there exist some highly clever smartphone apps that will help you with both. Here are six of the most popular apps that will actually pay you to workout and help keep you accountable in the process.</p> <h2>1. PACT</h2> <p>The free <a href="http://www.pactapp.com/" target="_blank">PACT app</a> is a clever healthy living smartphone app that keeps you accountable, both in terms of diet and exercise. The app works by allowing you to make weekly &quot;pacts&quot; with yourself to either eat healthier or exercise more.</p> <p>Once your pacts are set, you choose how much money you'll pay other PACT members if you don't reach them. On the flipside, if you do reach your pacts, you get paid by other members. So essentially you make money by staying healthy and you get paid by the members who don't. You might only make a few dollars a week, but the app keeps you accountable and makes for easy goal setting. Plus, it lets you connect to other popular health apps like RunKeeper, Fitbit, MapMyRun, and MyFitnessPal.</p> <h2>2. DietBet</h2> <p>The <a href="https://www.dietbet.com/" target="_blank">DietBet app</a> is a fun way to track your weight loss goals, stay accountable, and tap into your competitive side. Essentially the app let's you join &quot;Games,&quot; pay a small entry fee, and compete against other motivated folks to try and lose a certain percentage of weight in a specific amount of time. Win the game and you'll split the pot with all the other winners.</p> <h2>3. Healthy Wage</h2> <p>The <a href="https://www.healthywage.com/" target="_blank">Healthy Wage app</a> is similar to DietBet, with a couple important differences. While you get paid by winning weight loss challenges, the app focuses more on the user creating challenges with friends and family as well as corporate challenges. The challenges make for a fun way to track your progress and interact with others who are also trying to develop a healthier lifestyle.</p> <p>You can join up to 10 challenges at one time, as well as simply create personal challenges that'll keep you accountable. You pony up some money, join the challenges that interest you, and try to win some substantial bucks. Refer friends to the challenge and your winnings grow substantially.</p> <h2>4. Charity Miles</h2> <p>If you're looking to get into shape and are the type who regularly gives money to your favorite charities, then the <a href="http://www.charitymiles.org/" target="_blank">Charity Miles app</a> is worth a look. The app essentially donates money to <a href="https://charitymileshelp.zendesk.com/hc/en-us/articles/214937668-Who-are-your-Charity-Partners-" target="_blank">the charity of your choice</a> any time you &quot;walk, run, bike, skip, dance or any human-centered activity.&quot; By using your smartphone's GPS, Charity Miles can easily track your movement and track your activity. The more you move, the more money your charity receives.</p> <p>Sound too good to be true? Charity Miles is completely legit and pays out via corporate sponsors like Humana, Johnson &amp; Johnson, and Chobani.</p> <h2>5. WellCoin</h2> <p>The folks at <a href="https://www.wellcoin.com/" target="_blank">WellCoin</a> have developed a mobile app that gives you rewards points for doing healthy things. From sleeping seven hours a night, to drinking plenty of water, to going for a jog, you'll earn WellCoins for doing all of the above. Earn enough coins and you can redeem them for workout gear, healthy food, and even exercise classes in your area. The app is a great tool to help keep you accountable throughout the day.</p> <h2>6. FitCoin</h2> <p>The <a href="https://itunes.apple.com/us/app/the-fitcoin/id1008898705" target="_blank">FitCoin app</a> is another fun way to earn rewards with your Fitbit or any fitness tracker supported by the Apple Health app on your iPhone. Once the app is synced to your fitness tracker, you simply start burning calories by walking, jogging, or hitting the gym, and start earning &quot;FitCoins&quot; for your efforts. Your burned calories turn into FitCoins which can be redeemed in the FitCoin boutique for cool stuff like Amazon gift cards.</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/kyle-james">Kyle James</a> of <a href="http://www.wisebread.com/6-apps-that-pay-you-to-workout">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-14"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-fitness-gadgets-actually-worth-the-money">5 Fitness Gadgets Actually Worth the Money</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-ultimate-green-workout">The Ultimate &quot;Green&quot; Workout</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/flashback-friday-the-99-best-fitness-hacks-of-all-time">Flashback Friday: The 99 Best Fitness Hacks of All Time</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/flashback-friday-the-119-best-fitness-hacks-for-busy-people">Flashback Friday: The 119 Best Fitness Hacks for Busy People</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/these-7-exercises-are-scientifically-proven-to-increase-happiness">These 7 Exercises Are Scientifically Proven to Increase Happiness</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Health and Beauty Technology apps exercise fitness get fit get in shape get paid to workout Health iPhone workout Tue, 07 Feb 2017 10:30:37 +0000 Kyle James 1887741 at http://www.wisebread.com Solving the World's Problems Could Win You Millions http://www.wisebread.com/solving-the-worlds-problems-could-win-you-millions <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/solving-the-worlds-problems-could-win-you-millions" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/iStock-492846156.jpg" alt="Woman solving the world&#039;s problems and winning millions" title="" class="imagecache imagecache-250w" width="250" height="141" /></a> </div> </div> </div> <p>How are your problem-solving abilities? Do you regularly come up with ingenious ways to make life better? Are you and your close friends the kind of people who, when they put their minds together, can accomplish anything?</p> <p>If you're nodding yes to all these questions, you could well bag a huge prize (some are $1 million or more) for solving one of these super hard problems.</p> <h2>1. The Water Abundance Challenge ($1.5 Million Grand Prize)</h2> <p>Can you create water from thin air? That's the problem put before you on this challenge, which has a massive jackpot prize of $1.5 million. The reasons behind the competition are scary. Half of the global population lives in areas where water tables are rapidly falling, and by 2025, it is estimated that 1.8 billion people will live in areas affected by water scarcity.</p> <p>However, there is a solution. Well, a possible one. There are over three quadrillion gallons of untapped water in the Earth's atmosphere. That's enough water to meet the needs of every person on the planet for a whole year, <em>if </em>someone can figure out a way to extract the water from the air in an energy efficient way. And that's the real challenge. The solution must extract a minimum of 2,000 liters of water from the atmosphere per day, using 100% renewable energy, at a cost of no more that two cents per liter.</p> <p>Clean water, from the atmosphere, using renewable energy, with minimal costs. That's quite the challenge, and the reason the prize pot is so big. Registration closes on March 15, 2017, so if you have the chops to take this problem on, <a href="http://water.xprize.org/about/overview" target="_blank">get your entry in</a> as soon as possible.</p> <h2>2. NASA 3D-Printed Habitat Challenge ($1.1 Million and $1.4 Million Prizes)</h2> <p>This problem centers around making a 3D printed habitat for a NASA astronaut. If you've seen the movie <em>The Martian</em>, you'll know how important a dependable, lightweight living environment is to a NASA crew member. The advent of 3D printing has led to a whole new direction for innovation in this area. And now you could be a part of it.</p> <p>The big hurdle you will have to get over is raw materials. Rather than bringing them on the mission (which adds weight and cost to the project), the idea here is to &quot;print&quot; a habitat using the local indigenous materials, or recycled materials. As you can imagine, if the habitat is to be based on the moon, or Mars, that does not leave you with a lot of options.</p> <p>Phase 1 of this contest is already over, but you can still register for Phases 2 and 3 of the challenge. Each brings a substantial prize to the winning design.</p> <p>Phase 2, known as the Structural Member Competition, focuses on material technologies needed to create and build the habitat. Phase 3 is the actual printing and building of the scaled habitat design. Both offer over $1 million to the winner, so if this kind of engineering problem is your thing, <a href="http://www.bradley.edu/sites/challenge/description/" target="_blank">you should get started ASAP</a>.</p> <h2>3. Wearable Alcohol Biosensor ($200,000 First Prize)</h2> <p>Alcoholism, and alcohol-related problems, are a major cause for concern in the United States. A report published in 2014 showed that the top 10% of alcohol drinkers consume an average of <a href="https://www.washingtonpost.com/news/wonk/wp/2014/09/25/think-you-drink-a-lot-this-chart-will-tell-you/?utm_term=.de52bf918239" target="_blank">74 drinks every week</a> (that's more than 10 drinks per day). That's over two bottles of wine every day, or three 24-can cases of beer per week.</p> <p>Knowing the severity of the problem, the National Institute on Alcohol Abuse and Alcoholism wants to help Americans get off their booze addiction. So, they have issued a challenge, with a top prize of $200,000.</p> <p>You are being tasked to create the prototype of a sleek, unobtrusive, noninvasive, wearable, real-time blood alcohol monitor. Imagine a smartwatch that gives you an instant read of your blood alcohol content, or perhaps some kind of digital patch or piece of jewelry. This would become a self-monitoring device that people can use to chart their alcohol use, and something the local doctor can use as a reliable indicator of alcohol use (and abuse).</p> <p>If you have something in mind, get over to this site <a href="https://niaaa.nih.gov/challenge-prize" target="_blank">before May 15, 2017</a> and submit your prototype. You could win a lot of money, and save a lot of lives.</p> <h2>4. Women's Safety Challenge ($1 Million Grand Prize)</h2> <p>The statistics behind this challenge are terrifying. Globally, one in three women have faced physical or sexual violence in their lifetime. Geographically, it can be much worse in some areas. In New Delhi, a 2012 study revealed that 92% of women experience some form of sexual violence in public spaces. And despite the growth of technology, including smartphones and wearables, the statistics are not changing. Although most of us carry a communication device, it's not helping the problem.</p> <p>The challenge here is to use modern technology that will help keep women and communities safe. How can devices like smartphones, coupled with a community of people ready to help, create a network that protects women from the dangers of society? The winning solution will autonomously and inconspicuously trigger an emergency alert, transmitting information to a network of responders, all within 90 seconds and at an annual cost of U.S. $40 or less.</p> <p>This is something that can have a real impact on your own community, and the world. You can <a href="http://safety.xprize.org/about/overview" target="_blank">read more about the challenge</a>, and the prize.</p> <h2>5. The Medical Treatment Free Time Challenge ($20,000 Top Prize)</h2> <p>Hopefully, you never have to be the beneficiary of the solution to this challenge. It is based around the amount of time that some people have to spend basically sitting idle while they receive medical treatments. A typical example of this would be kidney dialysis, which requires patients to sit still for around four hours, three times per week. But as the challenge states, this is for anyone receiving medical treatment that has free time to spare while undergoing the procedure.</p> <p>Instead of reading a book, listening to music, or watching TV, what could the patient do that is more beneficial to his or her recovery? Could this time be better spent doing something that actively helps in the treatment itself, or something that works to better the attitude and outlook of the patient?</p> <p>If these questions are already getting your mind to work overtime, <a href="https://www.innocentive.com/ar/challenge/9933817" target="_blank">take a look at the details</a>. You will have to register for free, but it could be well worth it for you, and the people your solution helps.</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/paul-michael">Paul Michael</a> of <a href="http://www.wisebread.com/solving-the-worlds-problems-could-win-you-millions">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-surprising-ways-a-3d-printer-can-save-you-money">5 Surprising Ways a 3D Printer Can Save You Money</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/bots-chips-and-selfies-how-safe-are-the-new-ways-to-pay">Bots, Chips, and Selfies: How Safe Are the New Ways to Pay?</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/your-ssn-can-now-be-accurately-guessed-using-date-and-place-of-birth">Your SSN Can Now Be Accurately Guessed Using Date and Place of Birth</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-ways-to-sell-your-body-to-science">6 Ways to Sell Your Body to Science</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-ultimate-list-of-hangover-cures">The Ultimate List of Hangover Cures</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Technology 3d printing alcohol engineering grand prizes medicine problem solving safety science water Thu, 02 Feb 2017 10:30:35 +0000 Paul Michael 1878110 at http://www.wisebread.com The 5 Best Electronics Wipes http://www.wisebread.com/the-5-best-electronics-wipes <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/the-5-best-electronics-wipes" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_nails_phone_470384984.jpg" alt="Woman using best electronic wipes to clean phone" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>In today&rsquo;s world of touch screens, your smartphone, tablet, and electronics can get much dirtier, much more quickly. Fortunately, electronics wipes offer the perfect solution to effectively clean dust, dirt, grease, grime, makeup, smudges, and fingerprints off your screens.</p> <p>Electronics wipes make it easier than ever to quickly, safely clean your electronic screens. By regularly cleaning your screens, they will look new again and allow you to see the picture more clearly. Smooth surfaces also allow for optimal stylus response. When there are smudges on your screens, it can also cause you to strain your eyes more, which can take a toll on your vision. With electronics wipes, you can conveniently clean your screens with no risk of damage to your valuable devices.</p> <h2>What Are Electronics Wipes?</h2> <p>Electronics wipes are soft, nonabrasive wet wipes designed specifically for cleaning electronics surfaces. They can be used on smartphones, computer screens, televisions, and any other electronics surfaces. It&rsquo;s important to first remove all abrasives from the surface, so you don&rsquo;t scratch your screens while you&rsquo;re trying to clean them. After you gently wipe your screens clean, you can simply throw the used wipe away.</p> <h2>Top 5 Electronics Wipes</h2> <h3>Windex Screen Cleaner Wipes</h3> <p><a href="http://amzn.to/2kfCizn"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/windez.jpg" width="132" height="245" align="right" alt="" /></a>Amazon&rsquo;s Choice for electronics wipes, the <a href="http://amzn.to/2kfCizn">Windex Screen Cleaner Wipes</a> work perfectly for computers, televisions, smartphones, glasses, LCD screens, smartphones, and all electronic screens. They can also be used on game stations, remotes, glass, and metal for a better value. The antistatic cloths quickly and gently remove dust, fingerprints, and smudges. The advanced cleaning formula cleans safely and easily without leaving any residue, lint, or streaks behind. The resealable pouch will keep the wipes moist for longer. They are recommended by Influenster and have great online reviews.</p> <p><a href="http://amzn.to/2kfCizn"><em>Currently $8.21 on Amazon</em></a></p> <h3>iCloth Screen Cleaning Wipes</h3> <p><a href="http://amzn.to/2kU24so"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/icloth.jpg" width="176" height="245" align="right" alt="" /></a>The <a href="http://amzn.to/2kU24so">iCloth Screen Cleaning Wipes</a> are individually packaged and guaranteed to stay moist. The premium pre-moistened cloths work to quickly clean all electronics, including smartphones, tablets, computers, cameras, and glasses with no drips, streaks, or film. The nonwoven aerospace-grade wipes are extremely soft and low-linting. They safely and easily trap and lift off dirt, fingerprints, makeup, and grease, so your electronics and optical screens can provide maximum clarity. The purified water-based formula contains some isopropyl alcohol (not harmful ethyl alcohol), which iCloth claims is safe for use on all screens, sensitive optics, and specialty coatings.</p> <p>The 100-pack of individually-sealed cleaning wipes are convenient to carry in your purse, car, backpack, or travel bag. They have outstanding reviews, including more than 600 five-star reviews on Amazon, and are backed by a money-back guarantee.</p> <p><a href="http://amzn.to/2kU24so"><em>Currently $22.49 on Amazon</em></a></p> <h3>3m Electronic Equipment Cleaning Wipes</h3> <p><a href="http://amzn.to/2kTKIeW"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/3m.jpg" width="133" height="245" align="right" alt="" /></a>The <a href="http://amzn.to/2kTKIeW">3m Electronic Equipment Cleaning Wipes</a> are perfect for use on all electronics and delicate surfaces, including LCD screens, laptops, phones, computers, and DVDs. They will keep your expensive equipment clean and dust-free, so they can work optimally and provide you with a better value. The pre-moistened, antistatic, nonabrasive, unscented wipes come in an easy-dispense canister, so they&rsquo;ll stay moist for longer.</p> <p>These are frequently recommended online and have great reviews. If you&rsquo;d rather have something that you can use over and over, consider the <a href="http://amzn.to/2jU1U42">3M High Performance Cloth</a>.</p> <p><a href="http://amzn.to/2kTKIeW"><em>Currently $11.47 on Amazon</em></a></p> <h3>Weiman E-tronic Wipes</h3> <p><a href="http://amzn.to/2jVzQjd"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/weiman.jpg" width="101" height="245" align="right" alt="" /></a>The <a href="http://amzn.to/2jVzQjd">Weiman E-tronic Wipes</a> safely clean all electronics, including televisions, keyboards and monitors, laptops, tablets, and cellphones. The quick-drying, antistatic wipes remove dust, fingerprints, and dirt. They leave a streak-free shine so you can enjoy a clearer picture on all your screens. The convenient dispenser will keep the wipes moist, so you get a better value. This is backed by the Good Housekeeping seal and has great online reviews.</p> <p><a href="http://amzn.to/2jVzQjd"><em>Currently $7.99 on Amazon</em></a></p> <h3>Endust Pop-Up Anti-Static Non-Streak Wipes</h3> <p><a href="http://amzn.to/2kQaftx"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/endust.jpg" width="102" height="245" align="right" alt="" /></a>The <a href="http://amzn.to/2kQaftx">Anti-Static, Non-Streak Endust Wipes</a> will clean most electronics quickly and safely. However, they aren&rsquo;t ideal for LCD or plasma screens. The pop-up container keeps the soft, nonabrasive, ammonia-free wipes moist for a better value. The moisture evaporates in seconds so you can use your clean electronics again in no time. These are frequently recommended online and have great reviews.</p> <p><a href="http://amzn.to/2kQaftx"><em>Currently $9.52 on Amazon</em></a></p> <p>And those are our recommendations for the best electronics wipes. As always, be sure to check <a href="http://www.wisebread.com/buying-calendar">Wise Bread's Buying Calendar</a> to learn when and how to buy just about anything!</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/andrea-cannon">Andrea Cannon</a> of <a href="http://www.wisebread.com/the-5-best-electronics-wipes">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-7"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-power-surge-protectors">The 5 Best Power Surge Protectors</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-usb-powered-fans">The 5 Best USB-Powered Fans</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-4k-televisions">The 5 Best 4K Televisions</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-instant-cameras">The 5 Best Instant Cameras</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-selfie-sticks">The 5 Best Selfie Sticks</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Home Shopping Technology 5 best cleaning electronic wipes electronics product reviews shopping technology Wed, 01 Feb 2017 10:00:15 +0000 Andrea Cannon 1884773 at http://www.wisebread.com The 5 Best Power Surge Protectors http://www.wisebread.com/the-5-best-power-surge-protectors <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/the-5-best-power-surge-protectors" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/624683910.jpg" alt="" title="" class="imagecache imagecache-250w" width="250" height="141" /></a> </div> </div> </div> <p>Power surges can naturally occur when there is a spike in the electrical current. This can fry any electronics plugged into the outlet in a fraction of a second. Even smaller power fluctuations and electromagnetic line noise can disrupt equipment settings, burn the components, shorten equipment life, and result in data loss.</p> <p>Fortunately, with an affordable surge protector, you can prevent a future problem with your electrical current. Best of all, by turning off the surge protectors every night (or when they aren&rsquo;t in use), you can easily save money on your electric bills.</p> <h2>What Is a Surge Protector?</h2> <p>A surge protector is a device designed to protect your computers, electronics, and home theater equipment in the event of a storm, power surge, wiring faults, or transient voltage. It keeps your equipment safe by dispersing excess voltage away from power and data lines.</p> <p>Don&rsquo;t wait any longer to start protecting your devices against power spikes and fluctuations. All you have to do is plug the surge protector into your wall outlet and connect your devices to keep them safe from power surges. By protecting your electronics with an affordable surge protector, you can save yourself hundreds or even thousands in damage later on, in the event of lightning, an outage, or a power surge.</p> <h2>Top 5 Surge Protectors</h2> <h3>Belkin 12-Outlet Power Strip Surge Protector</h3> <p><a href="http://amzn.to/2jo25XB"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/belkin.jpg" width="113" height="245" align="right" alt="" /></a>Amazon&rsquo;s #1 best-seller in power strips, the <a href="http://amzn.to/2jo25XB">Belkin 12-Outlet Power Strip Surge Protector</a> features six regular surge-protected outlets and six BlockSpace surge-protected outlets for larger adapters. It has a 3940-Joule energy rating and features an eight-foot heavy-duty power cord, coaxial cable protection to safeguard cable box/satellite connections, and a detachable cord management clip for cable organization.</p> <p>It has sliding safety covers and damage-resistant housing for long-term durability and protection from fire, impact, rust, dents, and scratches. The power filtration minimizes unwanted line noise and electromagnetic interference. It also has a 'Protected' indicator light that turns green to let you know that your equipment is secure, and a 'Not-Grounded' indicator light that turns red to warn you when your outlet is not properly grounded. The slender, space-saving design and right-angle plug allow it to fit easily in tight spaces or behind furniture.</p> <p>Belkin is the leader in surge protection, so you can count on this to work well. It is also backed by a Lifetime Warranty and $300,000 Connected Equipment Warranty for your added peace of mind. It is one of the &ldquo;most wished for&rdquo; items on Amazon and is recommended by Digital Trends. It has outstanding online reviews, including more than 5,200 five-star reviews on Amazon. The <a href="http://amzn.to/2k1gMAQ">Belkin 12-Outlet Advanced Power Strip Surge Protector</a> is also an Amazon best-seller. For more convenience, consider the <a href="http://amzn.to/2joboGT">Belkin 12-Outlet Pivot-Plug Power Strip Surge Protector</a>.</p> <p><a href="http://amzn.to/2jo25XB"><em>Currently $19.48 on Amazon</em></a></p> <h3>AmazonBasics Surge Protector Power Strip</h3> <p><a href="http://amzn.to/2k1vF6p"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/amazon%20basics.jpg" width="220" height="195" align="right" alt="" /></a>Amazon&rsquo;s #1 best-seller in power protection products, the <a href="http://amzn.to/2k1vF6p">AmazonBasics Six-Outlet Surge Protector Power Strip</a> has a slim, sleek design and two keyhole slots on the back for wall mounting. This two-pack of six-outlet surge protector power strips features a transformer outlet and a two-foot power cord. It also features a red &quot;protected&quot; LED indicator and a second light in the on/off switch to show the surge-protector power strip is turned on. Each one features a 200-Joule, three-line surge suppression rating.</p> <p>This is available in black or white. It is recommended by Digital Trends and has outstanding online reviews, including more than 500 five-star reviews on Amazon. The <a href="http://amzn.to/2jo7tKa">AmazonBasics Surge Protector Power Strip, 790 Joule</a> is also on the Amazon College Checklist.</p> <p><a href="http://amzn.to/2k1vF6p"><em>Currently $10.70 on Amazon</em></a></p> <h3>Tripp Lite Surge Protector Power Strip</h3> <p><a href="http://amzn.to/2kh1F3N"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/tripp%20lite.jpg" width="129" height="245" align="right" alt="" /></a>The <a href="http://amzn.to/2kh1F3N">Tripp Lite Surge Protector Power Strip</a> features six right-angle outlets and a transformer outlet. It has 1080-Joules of surge suppression, a four-foot power cord, and two keyhole mounting slots, so you can easily wall-mount it. The green diagnostic LED alerts you of surge protection status. It also filters out disruptive line noise, preventing it from affecting your equipment and helping to ensure peak performance.</p> <p>This is available in a range of sizes, so you can find the perfect one for your home. It is backed by a lifetime warranty against damage due to surges and comes with $25,000 of Ultimate Lifetime Insurance for your added peace of mind. It is an Amazon best-seller and is commonly recommended online. It also has outstanding online reviews, including more than 800 five-star reviews on Amazon.</p> <p><a href="http://amzn.to/2kh1F3N"><em>Currently $9.26 on Amazon</em></a></p> <h3>APC SurgeArrest Performance Surge Protector Power Strip</h3> <p><a href="http://amzn.to/2jcStvh"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/apc.jpg" width="245" height="134" align="right" alt="" /></a>The <a href="http://amzn.to/2jcStvh">APC SurgeArrest Performance Surge Protector Power Strip with Phone, Network Ethernet and Coaxial Protection</a> has 11 outlets with six spaced for large box plugs. The 3020-Joules surge protector includes cord management straps, telephone/DSL cable, a coaxial connection to protect any device that uses a standard cable TV input, and sliding safety covers to protect the outlets from dust. The LED lights indicate proper functioning and can notify you of potential problems. The professional-grade surge protector has an eight-foot cord with 180-degree rotation and right-angle plug for added flexibility. It can also be mounted to the wall.</p> <p>This also includes a lifetime warranty and $100,000 Equipment Protection Policy for added peace of mind. It is recommended by Digital Trends, The Wirecutter, and Lifehacker. It has outstanding online reviews, including more than 1,000 five-star reviews on Amazon.</p> <p><a href="http://amzn.to/2jcStvh"><em>Currently $28.47 on Amazon</em></a></p> <h3>CyberPower Surge Protector Outlet Swivel</h3> <p><a href="http://amzn.to/2j3xoIL"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/cyberpower.jpg" width="185" height="245" align="right" alt="" /></a>The <a href="http://amzn.to/2j3xoIL">CyberPower Surge Protector</a> has 1200-Joules of surge protection, a noise filter to block unwanted line noise, and a convenient wall tap design. The professional-grade surge protector features six surge protected swivel outlets and two USB charging ports, which allow you to conveniently charge your smartphone and tablet. It also has green LED &quot;Protected&quot; and &quot;Grounded&quot; indicators.</p> <p>This is backed by a Limited Lifetime Warranty and $75,000 Connected Equipment Warranty for your added peace of mind. It is an Amazon best-seller and has great online reviews.</p> <p><a href="http://amzn.to/2j3xoIL"><em>Currently $15.94 on Amazon</em></a></p> <p>And those are our recommendations for the best power surge protectors. As always, be sure to check <a href="http://www.wisebread.com/buying-calendar">Wise Bread's Buying Calendar</a> to learn when and how to buy just about anything!</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/andrea-cannon">Andrea Cannon</a> of <a href="http://www.wisebread.com/the-5-best-power-surge-protectors">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-9"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-electronics-wipes">The 5 Best Electronics Wipes</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-usb-powered-fans">The 5 Best USB-Powered Fans</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-4k-televisions">The 5 Best 4K Televisions</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-instant-cameras">The 5 Best Instant Cameras</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-selfie-sticks">The 5 Best Selfie Sticks</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Home Shopping Technology 5 best outlet power strip product reviews shopping surge protectors technology Wed, 25 Jan 2017 10:00:14 +0000 Andrea Cannon 1880351 at http://www.wisebread.com 5 Times Buying the Extended Warranty Makes Sense http://www.wisebread.com/5-times-buying-the-extended-warranty-makes-sense <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/5-times-buying-the-extended-warranty-makes-sense" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/iStock-498187364.jpg" alt="sometimes the extended warranty makes sense" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Every time you make a big-ish purchase &mdash; like a TV, home appliance, or automobile &mdash; you're offered the extended warranty. The extended warranty covers repair beyond the manufacturer's warranty expiration date, usually by a couple years, but it requires an additional fee. Most of us turn down this option on TVs and appliances as these items rarely break down before we're ready to upgrade. But it's wise to consider opting for the extended warranty in certain situations. Take a look at these five times buying the extended warranty actually makes sense.</p> <h2>1. Lawn and Garden Equipment</h2> <p>If you've ever owned lawn equipment &mdash; like a mower or a weed whacker (especially a weed whacker!) &mdash; you know how sensitive these machines can be. After all, they're sucking up dirt, grass, leaves, and all kinds of debris, which not only dulls the parts faster than other machinery, but the debris can become lodged in places it shouldn't be, thus causing the need for repair. Another reason these machines are prone to breaking down after a year or two of use is because they burn combustive fuel &mdash; the process of which degrades the parts over time.</p> <p>Bryan Clayton, CEO of an on-demand lawn service called GreenPal, explains why an extended warranty for these types of products makes economic sense.</p> <p>&quot;When you take a $400 push mower to your local repair shop, the cost to repair it can exceed the cost of buying a new unit. The extended warranty for a new push mower usually runs about 10% to 15% of the cost of the unit, and if you plan on keeping it three to five years, it almost always pays off,&quot; he says. &quot;For instance, the self-propelled drive mechanism of most Honda push mowers will go out after a year and a half to two years of use, and to repair or replace the drive will cost in excess of $300 with parts and labor; an extended warranty will cover you when this occurs.&quot;</p> <p>As is the case with any extended warranty, be sure to keep all paperwork and receipts that pertain to the machinery. You'll get the work done faster without any pushback since you can readily prove it.</p> <h2>2. Cars</h2> <p>Two years ago, I purchased a used 2009 Volkswagen with about 75,000 miles on it. For the first year, everything was fine. This year, however, it seems like anything that could go wrong with this vehicle has gone wrong. Since August, I've had to replace all four tires, the mechanism that opens the driver's side door, the power-steering rack, and the serpentine belt. The car is in the shop every other week for something new it seems, and the repairs have cost me thousands of dollars.</p> <p>Of course, I opted out of the extended warranty when it was offered, because I'm an idiot and I didn't want to spend the extra money. But in hindsight, I should have loosened my wallet. It would have saved me a lot of stress and unexpected expense.</p> <p>Auto sales and leasing consultant Matt Tuers says, &quot;Extended warranties from car dealers are big profit centers, but in many cases these products can save consumers a lot of money. This is especially true as modern vehicles comprise more and more intricate and expensive components and electronics. If you are planning to keep your newly purchased vehicle for longer than is covered by the factory warranty &mdash; in terms of years or mileage &mdash; these extended warranties can pay for themselves.&quot;</p> <p>A typical manufacturer's warranty on a new vehicle covers the first three to four years, so if you plan to unload the car in less than four years, skip the extended option. If you plan to keep it until it decides it doesn't want to take you anywhere anymore, however, splurge for the additional coverage.</p> <p>Purchasing an extended warranty for my vehicle would have only cost a few hundred dollars more, and I'm definitely kicking myself now.</p> <h2>3. Your &quot;New&quot; Used Home</h2> <p>If you're moving into a house with existing appliances, a home warranty may be a good idea to cover what's already there, like refrigerators and water heaters. You don't know what kind of wear and tear the appliances went through before you arrived, and you may not know how old they are or receive any of the previous owner's warranty information. Everything should be up to par at inspection, but you'll feel like a sucker if something goes on the fritz right after you move in. Besides, you have plenty of other expenses when buying a new home. The last thing you need is to replace an appliance you thought was in good working condition.</p> <h2>4. Home Improvement Projects</h2> <p>Last year I had my home re-sided, and the company that completed the work offered a warranty that covered the length of time I plan to stay in this house, so I opted out of any extended coverage. If you're planning any home improvements projects &mdash; like replacing your windows &mdash; anytime soon, however, and you plan to stick around for awhile, you should absolutely inquire about extended or lifetime warranties. These warranties are often built into the cost of the products, which may make them a bit more expensive than their competitors, so do your due diligence when comparing brands and what's offered.</p> <h2>5. Computers and Laptops</h2> <p>For the most part, computers and laptops hold their own. They're reliable devices, but there's a chance you could get one that's just a little off or crashes before you expected it. Case in point: The hard drive of my Mac crashed a few years ago, costing me about $300 in repairs &mdash; and they couldn't recover my lost data! I couldn't afford to purchase a new laptop at that time, so I had to submit to the repairs. But if I had purchased an extended warranty, I could have rested a little easier knowing that I didn't have to pay out of pocket for what seemed to me like a manufacturing defect. If you plan to purchase the extended warranty on a computer, plan to spend about 10% to 20% of the price of the device. Anything higher than that and you're paying too much.</p> <h2>A Note About Extended Warranties on Credit Cards</h2> <p>Most credit cards offer <a href="http://www.wisebread.com/how-to-take-advantage-of-free-extended-warranty-from-your-credit-card-issuer?ref=internal">free extended warranties</a> on your purchases. Look at your card agreement or call up your issuer. Find the credit card that offers the best policy on extended warranties (some cards have a lower per-claim maximum dollar amount, or lower threshold for extending the warranty) and use that for your next big ticket item.</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/mikey-rox">Mikey Rox</a> of <a href="http://www.wisebread.com/5-times-buying-the-extended-warranty-makes-sense">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-i-saved-3190-with-a-50-hdtv-antenna">How I Saved $3,190 With a $50 HDTV Antenna</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-10-best-couponing-apps">The 10 Best Couponing Apps</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-innovative-but-obscure-sites-that-put-money-in-your-pocket">10 Innovative But Obscure Sites That Put Money In Your Pocket</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-reasons-you-should-start-your-holiday-shopping-now">10 Reasons You Should Start Your Holiday Shopping Now</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/better-think-twice-before-signing-up-for-that-store-credit-card">Better Think Twice Before Signing Up for That Store Credit Card</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Shopping Technology big ticket item expired warranty extended warranty saving money Spending Money Warranty Mon, 23 Jan 2017 10:30:26 +0000 Mikey Rox 1877975 at http://www.wisebread.com 9 Things You Can Do Online Besides Watch Cat GIFs http://www.wisebread.com/9-things-you-can-do-online-besides-watch-cat-gifs <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/9-things-you-can-do-online-besides-watch-cat-gifs" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/iStock-484720224.jpg" alt="smart ways to kill time on the computer" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>On the rare occasion that you have some free time, there are a variety of productive, frugal ways to browse the Internet &mdash; other than watching an endless stream of cat videos on YouTube. By taking advantage of your free time and getting the most out of your browsing, you can improve your life and achieve your goals more quickly. You can even save time and earn money along the way. Here are a few ways to wisely use your web time.</p> <h2>1. Review Your Finances</h2> <p>Check your online statements to balance your bank accounts and credit cards. This will help ensure that your budget is on track for the month. While you're at it, you can also pay your bills and check in on your investments. (See also: <a href="http://www.wisebread.com/5-tricks-to-consolidating-your-debt-and-saving-money?ref=seealso" target="_blank">5 Tricks to Consolidating Your Debt and Saving Money</a>)</p> <h2>2. Organize Your Computer</h2> <p>Organize the files on your computer so that you can be more productive at work. You can also run computer cleaners to clear away junk files, free up space, and even increase computer speed. (See also: <a href="http://www.wisebread.com/make-your-computer-last-almost-forever-with-some-simple-tricks?ref=seealso" target="_blank">Make Your Computer Last (Almost) Forever With Some Simple Tricks</a>)</p> <h2>3. Take a Class</h2> <p><a href="http://www.wisebread.com/9-cheap-ways-to-increase-your-knowledge-and-earning-potential?ref=internal" target="_blank">Online classes</a> span an endless range of subjects. They can help you learn a new skill or explore a new hobby. You can even study for a certification in your field to advance your career and help you seek new employment. (See also: <a href="http://www.wisebread.com/7-certifications-that-add-big-to-your-salary?ref=seealso" target="_blank">7 Certifications That Add Big to Your Salary</a>)</p> <p>Whether you want to learn something new or would like to improve your craft, anything can be accomplished with online courses. If you don't want to sign up for a course, consider finding an e-book that highlights your new skills. (See also: <a href="http://www.wisebread.com/7-things-you-need-to-know-before-taking-online-classes?ref=seealso" target="_blank">7 Things You Must Know Before Taking an Online Class</a>)</p> <h2>4. Learn to Code</h2> <p>Not everybody can master coding, but if it's something that interests you, there are endless free resources to get you started. Spend some time on sites like <a href="https://www.codecademy.com/" target="_blank">Codecademy</a> during your free time if you'd like to build a website or learn to decipher code.</p> <h2>5. Learn a Language</h2> <p>Learn a new language with sites like <a href="https://www.duolingo.com" target="_blank">Duolingo</a>, which is free to use. Best of all, you'll feel like you're playing a game while you learn a new language. (See also: <a href="http://www.wisebread.com/you-can-learn-a-new-language-just-use-one-of-these-3-apps?ref=seealso" target="_blank">You Can Learn a New Language</a>)</p> <h2>6. Learn to Speed Read</h2> <p>You can learn to speed read using free online apps like <a href="http://www.spreeder.com/" target="_blank">Spreeder</a>. This can save you time, help you read faster, and increase your productivity. (See also: <a href="http://www.wisebread.com/17-cool-jobs-for-book-lovers?ref=seealso" target="_blank">17 Cool Jobs for Book Lovers</a>)</p> <h2>7. Network</h2> <p>Spend some time fixing up your LinkedIn page and reach out to colleagues and contacts. This can improve your working relationships and help you find a new job when you need one. (See also: <a href="http://www.wisebread.com/30-minutes-to-a-linkedin-profile-that-gets-you-hired?ref=seealso" target="_blank">30 Minutes to a LinkedIn Profile That Gets You Hired</a>)</p> <h2>8. Write</h2> <p>Whether you are interested in writing articles, have a knack for poetry, or have considered starting your own blog, use your free time online to pursue your passion for prose. Best of all, you can even make some money in the process. (See also: <a href="http://www.wisebread.com/22-websites-that-will-pay-you-to-write-for-them?ref=seealso" target="_blank">22 Websites That Will Pay You to Write for Them</a>)</p> <h2>9. Play Games and Watch Videos for Cash</h2> <p>While playing games on your computer might not seem productive, you can actually make money while doing so. Sites like <a href="http://swagbucks.7eer.net/c/27771/19503/799" target="_blank">Swagbucks</a> will give you points for playing games, watching videos, answering surveys, shopping online, and searching the Internet. You can later trade in your points for cash or gift cards. (See also: <a href="http://www.wisebread.com/what-pays-more-online-surveys-or-the-gig-economy?ref=seealso" target="_blank">What Pays More: Online Surveys or the Gig Economy?</a>)</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/andrea-cannon">Andrea Cannon</a> of <a href="http://www.wisebread.com/9-things-you-can-do-online-besides-watch-cat-gifs">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-9"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/life-without-tv">Life Without Television</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/beware-the-nasty-secret-of-the-craigslist-free-section">Beware, The Nasty Secret Of The Craigslist Free Section</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/3-sneaky-ways-identity-thieves-can-access-your-data">3 Sneaky Ways Identity Thieves Can Access Your Data</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-alternatives-to-cable-tv-that-will-keep-you-entertained">8 Alternatives to Cable TV That Will Keep You Entertained</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/15-ways-to-prevent-your-smartphone-from-wasting-data">15 Ways to Prevent Your Smartphone From Wasting Data</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Frugal Living Technology blogging coding computer computer games emails finances free time Internet online classes Thu, 19 Jan 2017 10:30:32 +0000 Andrea Cannon 1876779 at http://www.wisebread.com The 5 Best Bluetooth Trackers http://www.wisebread.com/the-5-best-bluetooth-trackers <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/the-5-best-bluetooth-trackers" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_happy_phone_506889560.jpg" alt="Woman using best bluetooth trackers" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>If you tend to lose things (like your keys, phone, or wallet), then you need a Bluetooth tracker. It can help you find lost or misplaced items using your Bluetooth connection. These tracking devices can quickly find your lost belongings, so you can get out the door more quickly.</p> <p>You can attach a tracker to your bike, electronics, keys, and anything else you tend to lose. You can even leave a tracker in your car, so you can always find your parking space when you&rsquo;re shopping or using street parking.</p> <h2>What Is a Bluetooth Tracker?</h2> <p>A Bluetooth tracker is a small gadget that you can attach to important items that you&rsquo;re worried about losing. Once you attach the tracker to your item, you can track it through the app. The tracker will emit an alarm so you can find your item in no time, or you can use a map on your device to find the item. It can save you time and frustration, making your life easier and less stressful.</p> <h2>Top 5 Bluetooth Trackers</h2> <h3>Tile Mate</h3> <p><a href="http://amzn.to/2jX6nCq"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/tile%20mate.jpg" width="153" height="245" align="right" alt="" /></a>The <a href="http://amzn.to/2jX6nCq">Tile Mate</a> is an updated version of the original Tile. It is now 25% smaller and has a hole in the corner, allowing you to easily hook it onto your keys or bag. It also now comes with four preset ringtones so you can customize the alarm sound.</p> <p>You can easily track an item with the free Tile app. The app automatically records the last known location of your item on a map, so you can quickly find it. You can also make it ring when you get close. The small tracker can also find your phone by making it ring, even on silent. The durable, reliable, sealed, waterproof tracker has a sleek design and very good range. The best part is that if your item is stolen, you can mark it as such on the app. Then, any Tile that is within range of your item can alert the network of your item&rsquo;s location so you can get it back in no time.</p> <p>The non-replaceable battery lasts at least one year from activation. The Tile Mate works with Android and iOS devices, as well as electronics with Bluetooth 4.0. It is an Amazon best-seller and is recommended by Wired, PC Advisor, PCMag, The Wirecutter, TechCrunch, BuzzFeed, and USA Today. It also has outstanding online reviews, including nearly 1,000 five-star reviews on Amazon. The <a href="http://amzn.to/2izhIwo">Tile Slim</a> is another option that is a bit slimmer, so you can more easily carry it in your wallet.</p> <p><a href="http://amzn.to/2jX6nCq"><em>Currently $24.99 on Amazon</em></a></p> <h3>TrackR bravo Generation 2</h3> <p><a href="http://amzn.to/2k2MnCI"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/trackr.jpg" width="201" height="220" align="right" alt="" /></a>The <a href="http://amzn.to/2k2MnCI">TrackR bravo Generation 2</a> has a sleek, simple design. The coin-sized device has two-way tracking capabilities and a distance indicator to let you know when you&rsquo;re getting close to your item. It can quickly find your phone by making it ring, even on silent, or you can login to the website to see its location on a map. Thanks to custom separation alerts, if you leave your item behind, both your phone and TrackR device will ring to notify you.</p> <p>The durable, effective tracking device has a one-year replaceable battery. You can also share important items with friends or family, so everyone can locate your items. The best part is that if your item is stolen, you can mark it as such on the app. Then, any TrackR that is within range of your item can alert the network of your item&rsquo;s location so you can get it back in no time. In fact, TrackR claims to help find one million items every day.</p> <p>This is available in a range of colors. It works with iOS and Android devices with Bluetooth 4.0 and has Alexa integration. It is frequently recommended online by publications like The Wall Street Journal and Tom&rsquo;s Guide.</p> <p><a href="http://amzn.to/2k2MnCI"><em>Currently $22.50 on Amazon</em></a></p> <h3>PROTAG Duet Bluetooth Tracker</h3> <p><a href="http://amzn.to/2iMXEoR"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/protag.jpg" width="245" height="152" align="right" alt="" /></a>With the <a href="http://amzn.to/2iMXEoR">PROTAG Duet Bluetooth Tracker</a>, you can manage multiple valuables at once. It has two-way tracking for valuables attached to your Duet and your phone. The compact tracker features a Smart Alert to alert your phone when items are left behind, a Smart Locator to record the last GPS location, and a Smart Radar to scan an area of 30 meters to find valuables. It also has mobile protection, which allows it to capture a photo of the thief and record the SIM number. The replaceable battery should last about eight months.</p> <p>This works with iOS and Android devices with Bluetooth 4.0. It is available in a range of colors. It is frequently recommended online by publications like The Wall Street Journal and Tom&rsquo;s Guide. Some reviewers find the device to be faulty, but it is one of the most popular on the market.</p> <p><a href="http://amzn.to/2iMXEoR"><em>Currently $29.90 on Amazon</em></a></p> <h3>XY3 3rd Gen Item Finder</h3> <p><a href="http://amzn.to/2jX4nu7"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/xy3.jpg" width="219" height="245" align="right" alt="" /></a>This started as a Kickstarter campaign and the <a href="http://amzn.to/2jX4nu7">XY3 3rd Gen Item Finder</a> is now one of the most popular Bluetooth trackers on the market. The new XY3 is water-resistant and five times louder than before. The exclusive KeepNear notifications let you know when your item is out of range, so you&rsquo;ll know if you&rsquo;re leaving something behind. It can quickly find your phone by making it ring, even on silent, or you can login to the website to see its location on a map. The best part is that if your item is stolen, you can mark it as such on the app. Then, any XY3 that is within range of your item can alert the network of your item&rsquo;s location so you can get it back in no time. The small, lightweight device uses a standard, easily replaceable CR2032 battery.</p> <p>This is available in eight different colors. It works with iOS and Android devices via a Bluetooth Low Energy signal. It has great reviews and is frequently recommended online.</p> <p><a href="http://amzn.to/2jX4nu7"><em>Currently $25.43 on Amazon</em></a></p> <h3>CUBE</h3> <p><a href="http://amzn.to/2jWQNH5" target="_blank"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/cube.jpg" width="217" height="245" align="right" alt="" />The CUBE</a> uses a simple app to find your valuables in no time. It features the last known location on a map and uses Bluetooth to tell if you&rsquo;re near your item, with up to 100-feet range. It also has a separation alarm to alert you if you left something behind. It can locate your phone with ring, vibrate, and flash, even if the app is not running. The waterproof tracker also works as a shutter button for your phone&rsquo;s camera. It includes an extra battery, which should last you a year and can be replaced.</p> <p>This works with Android and iOS devices, as well as most Bluetooth devices. It has great reviews and is frequently recommended online.</p> <p><a href="http://amzn.to/2jWQNH5"><em>Currently $25.00 on Amazon</em></a></p> <p>And those are our recommendations for the best Bluetooth trackers. As always, be sure to check <a href="http://www.wisebread.com/buying-calendar">Wise Bread's Buying Calendar</a> to learn when and how to buy just about anything!</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/andrea-cannon">Andrea Cannon</a> of <a href="http://www.wisebread.com/the-5-best-bluetooth-trackers">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-2"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-usb-powered-fans">The 5 Best USB-Powered Fans</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-electronics-wipes">The 5 Best Electronics Wipes</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-power-surge-protectors">The 5 Best Power Surge Protectors</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-4k-televisions">The 5 Best 4K Televisions</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-pet-cameras">The 5 Best Pet Cameras</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Shopping Technology 5 best bluetooth bluetooth accessories bluetooth trackers product reviews shopping smartphone Wed, 18 Jan 2017 10:00:08 +0000 Andrea Cannon 1868195 at http://www.wisebread.com Earn Extra Income With Your Smartphone Camera http://www.wisebread.com/earn-extra-income-with-your-smartphone-camera <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/earn-extra-income-with-your-smartphone-camera" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/iStock-491752390.jpg" alt="use your smartphone to make extra money" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>You no longer need to carry around a digital camera to capture in-the-moment photos. Today's smartphones feature fantastic cameras with surprising quality and clarity. For example, the latest iPhone 7 boasts a groundbreaking new camera, including the ability to take RAW photos and capture images in low light.</p> <p>The new camera quality in smartphones means they can be a tool to create a small photography side business. If you love taking photos and have a great eye, you can turn your artistic vision into cash, right from your phone.</p> <p>These three sites will pay cash for your smartphone photos. Here's how to get started.</p> <h2>EyeEm</h2> <p><a href="https://www.eyeem.com/" target="_blank">EyeEm</a> is one of the largest smartphone-picture platforms, with over 18 million creators. Available to both iPhone and Android users, you can sell photos for anywhere from $20 to $250, depending on the license.</p> <p>EyeEm also allows you to upload photos from your computer, so you can edit photos from your smartphone before posting them for sale.</p> <h2>Foap</h2> <p><a href="https://www.foap.com/" target="_blank">Foap</a> is a free app for iPhones that allows you to sell your photos. Once you sign up for an account, you upload your photos. To use any of your photos, a customer must purchase a photo license for $10; Foap keeps $5, and you get $5 as the artist.</p> <p>The great thing about Foap is that you are not limited in how many times you sell a photo. If that one adorable picture of your dog appeals to customers, you can sell it 100 times or more.</p> <h2>Fotolia Instant</h2> <p>With the <a href="https://blog.fotolia.com/us/category/instant/" target="_blank">Fotolia Instant app</a>, you can upload images from your Android or iPhone directly to Fotolia Instant Collection, which is a subset of the site dedicated solely to smartphone images for brands looking for stock images.</p> <p>Fotolia Instant allows you to include a model release, add keyword information, and manage every aspect of the sales process. You get a 33% commission for every photo you sell. Once you reach $50 in sales, you can request your payout via PayPal or Skrill.</p> <h2>Tips for Selling Your Photos</h2> <p>While you can turn your smartphone into a money-earner, the stock photo market can be crowded with other sellers. To increase your chances of customers buying your pictures, try to think from their point of view and what they need. Most shoppers are small business owners and bloggers looking for stock photos.</p> <p>They likely will need your photos for various purposes, so:</p> <ul> <li>Make sure your photos are large enough that they can be resized without getting blurry or grainy. <br /> &nbsp;</li> <li>Take advantage of your location. If your city has well-known landmarks or shopping districts, those areas can translate to very popular photos. <br /> &nbsp;</li> <li>You can also get inspiration by checking out blogs and looking at the stock photos they use for ideas for what shots sell.</li> </ul> <h2>Turning Your Phone Into Cash</h2> <p>Instead of just snapping selfies and paying for an expensive data plan, turn your smartphone camera into a cash-earning machine. If you love taking photos and have a unique point of view, you can turn your camera into a <a href="http://www.wisebread.com/5-unexpected-side-benefits-of-your-side-hustle" target="_blank">decent side hustle</a>. Post photos on various sites to maximize your chances of earning extra money, and keep adding fresh content to keep customers coming back.</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/kat-tretina">Kat Tretina</a> of <a href="http://www.wisebread.com/earn-extra-income-with-your-smartphone-camera">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-3"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-tools-and-gadgets-your-smartphone-can-replace">7 Tools and Gadgets Your Smartphone Can Replace</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/prizes-and-freebies-from-coupsmart-for-the-iphone">Prizes and Freebies from CoupSmart for the iPhone</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-social-media-stars-who-earn-way-more-than-you">5 Social Media Stars Who Earn Way More Than You</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-things-you-must-immediately-do-after-losing-your-smartphone">8 Things You Must Immediately Do After Losing Your Smartphone</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-cell-phone-app-thats-saving-me-a-smal-fortune">The Cell Phone App That&#039;s Saving Me A Small Fortune</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Extra Income Technology Android camera cash instagram iPhone photography photos side gig smartphone Tue, 17 Jan 2017 10:30:31 +0000 Kat Tretina 1873579 at http://www.wisebread.com Best Money Tips: Cool Tech Products to Check Out in 2017 http://www.wisebread.com/best-money-tips-cool-tech-products-to-check-out-in-2017 <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-cool-tech-products-to-check-out-in-2017" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/man_tech_gadget_461155579.jpg" alt="Man checking out cool tech gadgets in 2017" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found articles on innovative products that will hit stores this year, how to save on airline baggage fees, and ways to get your spouse to save more money.</p> <h2>Top 5 Articles</h2> <p><a href="http://www.csmonitor.com/Business/Saving-Money/2017/0112/Vegan-leather-jackets-personal-translator-and-8-more-cool-tech-products">Vegan leather jackets, personal translator, and 8 more cool tech products</a> &mdash; You'll want to keep an eye out for these new, innovative products set to hit stores this year. [The Monitor]</p> <p><a href="http://www.popsugar.com/smart-living/How-Save-Baggage-Fees-42015883">6 Ways to Save Money on Airline Baggage Fees</a> &mdash; Many airline rewards programs allow their members to check at least one bag for free. This is a good option for people who travel often. [PopSugar Smart Living]</p> <p><a href="http://www.moneytalksnews.com/how-get-your-spouse-board-with-saving-money/">6 Ways to Get Your Spouse to Save More Money</a> &mdash; If your spouse shuts down at the mere mention of money, consider bringing in a third party who can mediate the discussion. [Money Talks News]</p> <p><a href="http://www.experian.com/blogs/news/about/paycheck-to-paycheck/">Budgeting 101: Steps to Stop Living Paycheck-to-Paycheck</a> &mdash; Join Experian's #CreditChat tomorrow at 3 p.m. ET for a discussion on the steps we need to take to stop living paycheck to paycheck. [Experian]</p> <p><a href="http://www.dumblittleman.com/bad-food-habits/">8 Bad Food Habits That are Sabotaging Your Weight Loss Goals</a> &mdash; Processed sugar is usually one of the first things that dieters cut, but you should also pay attention to sodium intake. [Dumb Little Man]</p> <h2>Other Essential Reading</h2> <p><a href="http://www.shebudgets.com/personal-finance/how-to-save-money/five-ways-being-a-safe-driver-can-save-you-money/71950">Five Ways Being A Safe Driver Can Save You Money</a> &mdash; Bad driving habits like driving too fast and slamming your brakes can be damaging to your car, resulting in expensive repairs or replacements. [SheBudgets]</p> <p><a href="http://funny-about-money.com/5-tips-for-making-your-rental-property-more-profitable/">5 Tips for Making your Rental Property More Profitable</a> &mdash; Tenants are more willing to pay more in rent if you offer extra services like a gardener or access to a washer and dryer. [Funny About Money]</p> <p><a href="http://www.lifehack.org/520465/3-gadgets-get-you-through-the-cold-and-flu-season">3 Gadgets to Get You Through the Cold and Flu Season</a> &mdash; During the cold and flu season, it's crucial for families to wash their hands often and thoroughly. A touchless soap dispenser can reduce the spread of germs from one person to the next. [Lifehack]</p> <p><a href="http://www.positivityblog.com/index.php/2017/01/12/start-year-off-on-the-right-foot/">10 Simple Ways to Start Your 2017 Off on the Right Foot</a> &mdash; Take stock of the things that influence you during the day and replace one negative influence with a positive one. [The Positivity Blog]</p> <p><a href="https://timemanagementninja.com/2017/01/7-secrets-to-ending-meetings-on-time/">7 Secrets to Ending Meetings on Time</a> &mdash; Commit to starting your meetings on time, even if people are late or still messing around. [Time Management Ninja]</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/amy-lu">Amy Lu</a> of <a href="http://www.wisebread.com/best-money-tips-cool-tech-products-to-check-out-in-2017">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-4"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/bots-chips-and-selfies-how-safe-are-the-new-ways-to-pay">Bots, Chips, and Selfies: How Safe Are the New Ways to Pay?</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-tools-and-gadgets-your-smartphone-can-replace">7 Tools and Gadgets Your Smartphone Can Replace</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-usb-powered-fans">The 5 Best USB-Powered Fans</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/no-signal-5-quick-ways-to-boost-your-cell-phone-reception-updated">No Signal? 6 Ways to Boost Your Cell Phone Reception</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/free-and-cheap-stock-photos">Free and Cheap Stock Photos</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Technology best money tips tech products Tue, 17 Jan 2017 10:00:13 +0000 Amy Lu 1873811 at http://www.wisebread.com What You Need to Start Flipping Items for Cash Online http://www.wisebread.com/what-you-need-to-start-flipping-items-for-cash-online <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/what-you-need-to-start-flipping-items-for-cash-online" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/iStock-628153006.jpg" alt="make money from home flipping your clutter" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Over the past few months, I've shared my love of flipping by sharing <a href="http://www.wisebread.com/10-easiest-items-to-flip-for-cash?ref=internal" target="_blank">easy items to flip for cash</a> and <a href="http://www.wisebread.com/10-old-knick-knacks-you-can-flip-for-easy-cash?ref=internal" target="_blank">&quot;flippable&quot; knickknacks</a> that can bring in the highest profit. But knowing <em>what </em>to sell is far different from knowing <em>how </em>to sell. With that in mind, let's explore the essentials for getting started in the flipping game. Here are the only nine things you need to make money flipping your stuff.</p> <h2>1. A Smartphone</h2> <p>Even if you're equipped with decades' worth of knowledge about a wide range of items, immediate access to information is crucial. Though I've spent most of my life immersed in the world of antiques, I still rely on my smartphone nearly every time I go picking. Researching recent online sales helps me confirm hunches, learn more about obscure items, decide what's worth buying, and determine the maximum price I can pay. And I can do all of it on the go with my smartphone in hand.</p> <h2>2. A Quality Camera</h2> <p>Though written descriptions are important, great photographs sell products. Invest in a high-quality digital camera and work to develop basic photo-editing skills. Just a few minutes' worth of cropping, adjusting brightness levels, and tweaking contrast ratios can turn so-so snapshots in fabulous photos.</p> <h2>3. An Account With an Online Auction Site</h2> <p>An account or storefront on eBay, Etsy, Amazon, or similar site is the virtual front door of your flipping business &mdash; a door that millions of potential buyers can walk through 24/7. While selling locally on Craigslist is convenient for large items, many people are understandably put off by the risks associated with meeting buyers in person. Also, depending on your area, a Craigslist ad may simply not get the same level of attention as a listing on a major auction or retail site. (See also: <a href="http://www.wisebread.com/the-9-secrets-of-highly-successful-craigslist-sellers?ref=seealso" target="_blank">The 9 Secrets of Highly Successful Craigslist Sellers</a>)</p> <h2>4. A PayPal Account</h2> <p>Though there are competing payment methods, PayPal is the standard for most online transactions. As much as you may want to support the underdog or minimize your transaction fees, make your life (and your buyers' lives) easier by setting up a PayPal account and getting verified. Verified status on PayPal boosts your credibility as both a buyer and a seller, allows you to send and receive money as often as you like, and provides certain seller protections.</p> <h2>5. A Dedicated Space</h2> <p>While not a requirement, a dedicated space for inventory can help serious flippers keep track of what needs to be photographed and listed, what's listed but unsold, and what's waiting to be shipped. Find a walk-in closet or basement corner that you can devote to stock, packing supplies, and other business essentials.</p> <h2>6. Packing and Shipping Supplies</h2> <p>If you're selling primarily online, you'll need a steady supply of boxes, Bubble Wrap, and packing peanuts. To keep my overhead low, I try to source most of this material free from local retailers. Department and grocery stores usually restock shelves in the evening and are more than happy to offload empty boxes that would be destined for the dumpster or recycling bin anyway.</p> <h2>7. A Shipping Account</h2> <p>As an active flipper, you'll likely be shipping packages all week long. Avoid schlepping all those parcels to the post office by setting up a USPS account, paying for and printing your postage at home, and having packages picked up at your doorstep. FedEx Ship Manager and UPS Internet Shipping are similar services that allow you to do the same thing. Whatever option you choose, be transparent. Communicate your shipping charges clearly and make sure buyers understand their options and have accurate tracking information.</p> <h2>8. Basic Customer Service Skills</h2> <p>Just as in the brick-and-mortar world, selling successfully online takes a bit of hand-holding. Inevitably, prospective buyers will have questions, request additional details or photos, and try to get a better deal by throwing lowball offers your way. Channel your inner customer service representative and respond to inquiries quickly and respectfully. Your buyers will appreciate it and remember you when it's time to buy again.</p> <h2>9. An Eye for Trends</h2> <p>Since tastes and styles change quickly, flippers need to stay on top of trends. Particularly if you're selling clothing, antiques, or home décor items, become a student of the world around you. What items are people just beginning to appreciate and collect? What clothing trends are fading away? What parts of the resale market are oversaturated? Once you've tuned into evolving trends, you'll begin to anticipate what's next and discover whole new categories of items you can flip for easy cash.</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/kentin-waits">Kentin Waits</a> of <a href="http://www.wisebread.com/what-you-need-to-start-flipping-items-for-cash-online">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-5"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/craigslist-vs-ebay-where-to-sell-10-common-items">Craigslist vs. eBay: Where to Sell 10 Common Items</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-sell-your-crap-a-book-review-and-tips">How to Sell Your Crap: A Book Review and Tips</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/make-money-and-declutter-by-selling-these-5-unlikely-treasures">Make Money and Declutter by Selling These 5 Unlikely Treasures</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-awesome-art-of-getting-great-deals-online">The Awesome Art of Getting Great Deals Online</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/turn-old-clothes-into-money-with-these-4-tools-and-apps">Turn Old Clothes Into Money With These 4 Tools and Apps</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Extra Income Shopping Technology Amazon clothes clutter craigslist de-clutter eBay etsy flipping flipping items paypal sell your stuff Wed, 11 Jan 2017 11:00:09 +0000 Kentin Waits 1871894 at http://www.wisebread.com 9 Personal Things You Should Never Text or Email http://www.wisebread.com/9-personal-things-you-should-never-text-or-email <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/9-personal-things-you-should-never-text-or-email" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/iStock-500176856.jpg" alt="never put these things in a text or email" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Rule #1 of email and text etiquette? Don't send anything that you wouldn't post publicly for the world to see. If your messages are even the slightest bit questionable, aggressive, provocative, or sexy, they <em>will</em> make it to someone else other than the intended recipient. And when the narrative is out of your hands, you have no way to control it &mdash; which could result in unexpected consequences.</p> <p>Avoid certain disasters by minding these nine things you should never text or email. (See also: <a href="http://www.wisebread.com/13-embarrassing-mistakes-everyone-makes-but-doesnt-talk-about?ref=seealso">13 Embarrassing Mistakes Everyone Makes But Doesn't Talk About</a>)</p> <h2>1. Anger Toward Your Partner</h2> <p>My soon-to-be ex-husband and I are on good terms now, but for a few years leading up to our separation, it was tough getting along with one another. One of the contributing factors to us never being on the same page was that we were always fighting via text or email. He preferred it because he said he couldn't get a word in edgewise if we had a verbal argument (which I don't disagree with), but texting and emailing our issues to one another only seemed to exacerbate our problems. Our &quot;tones&quot; were often taken out of context when written, and we weren't handling our marriage like adults. As such, avoid making the same mistakes that I did with your partner.</p> <p>Also keep in mind that &quot;anything you say can and will be used against you in the court of law.&quot; While our marriage is ending amicably, not all relationships do &mdash; and if there's a paper trail of indecency toward one another, it can certainly be used as evidence against you.</p> <h2>2. A Relationship Break-Up</h2> <p>Listen, if you've been in a relationship with someone for more than a few weeks, especially if you've consummated that relationship, you owe it to the other individual to break it off in person. It's common decency. Personally, I'd rather get dumped over coffee than wake up to a text message that says, &quot;It's over.&quot; Because then I'll be like, &quot;The hell it is,&quot; and show up at your office a few hours later with a rabbit in a pot.</p> <h2>3. Firing an Employee</h2> <p>Firing an employee is just like a breakup, and it should be handled with the same amount of sensitivity. Sending a text or email to tell someone they're fired is cowardly and disrespectful, no matter how old they are or what length of time they've spent at the company. Call the employee into your office, tell them point-blank that they're being let go, provide reasons for the dismissal, and discuss the professional uncoupling procedure.</p> <p>This also provides you an opportunity to manage the removal of the employee's personal property, whereas telling them by text or email will give them plenty of time to pilfer company information since they'll still need to physically come back to the office to claim their belongings. Things can go off the rails very quickly in these situations, which plenty of corporate security guards can attest to.</p> <h2>4. Your Nude Photos</h2> <p>Listen, you're an adult and you can do what you want, but you can't start boo-hooing when your boss or your mother discovers the nude pics and videos you've been sending to strangers on Tinder. Not everyone out there is a nice person &mdash; and the sooner you recognize that, the less apt you'll be to put all your goodies on the Internet.</p> <p>If you want to engage in this type of activity, at least do it with someone you trust. Otherwise, keep identifying physical aspects of yourself out of the shots, including your face and tattoos. I'm doling out this advice as someone with experience in how awry these heat-of-the-moment decisions can go... and it won't end the way you want it to.</p> <h2>5. Personal and Financial Information</h2> <p>If someone asks for your Social Security number or credit card information via text or email &mdash; even if you trust them implicitly &mdash; politely decline. If you send the information over unencrypted or unsecure networks, hackers and identity thieves may snatch it. Instead, pick up the phone to have the recipient of the information manually take it down. Ask that they destroy the evidence in many pieces afterward, too.</p> <h2>6. Messages That Make You Look Illiterate</h2> <p>Sometimes I read emails from professional people with high-paying jobs and I think to myself, how did you graduate high school? You know what I'm talking about. There's this scourge of society who can't compose a proper sentence or place punctuation appropriately. Some people write a whole paragraph with nary a comma or period. Drives me crazy, and it makes me question their literacy.</p> <p>Home-school mom and counselor Nicole Dean is on my side.</p> <p>&quot;Sending incomplete emails or emails that are not proofread is the worst &mdash; especially to potential employers or professional/business contacts,&quot; she says. &quot;When composing an email to a professional or when composing an angry email (complaining about something, offering criticism), do not put in the person's email address until you have typed the entire email. Then, read through the whole email. I also find it helpful, as a habit, to attach any files to the mail before writing the text. Never reply all. If you have several email addresses, always check which one you are using before you start typing. Some people have sent mass replies or single emails using a second or third 'throwaway' email address that is either unprofessional or inappropriate.&quot;</p> <h2>7. Apologies and Confessions</h2> <p>Apologize in person for whatever you did wrong. Likewise, if you have something to confess, sit down, tell the truth, and move on with your life.</p> <p>&quot;Whatever bad thing you did to warrant a heartfelt apology or remorseful confession requires more than just a 146 character, black-and-white response,&quot; adds author Mark Babbitt, founder of a social resource for young professionals. &quot;Sure, it's easier to deliver bad news while hiding behind your device, but this is the time to be a real human being &mdash; which means an abundant amount of eye contact, positive body language, and a reassuring touch.&quot;</p> <p>Unless they don't want your grubby hands touching them anymore. Keep your devil-paws to yourself if that's the case.</p> <h2>8. Inappropriate Questions</h2> <p>If a question seems invasive, awkward, or weird, and you're having second thoughts about whether or not you should send a message containing that question, don't do it. Trust your gut. It usually does a good job of letting you know when you're about to act foolish.</p> <h2>9. Resumes From Your Work Email</h2> <p>Let me break this down for you right quick: If you send your resume to a potential employer from your current employer's email, you deserve to be fired. You're using company time and resources to look for a different job? Get it together!</p> <p>Send your resumes when you're not at work on your work computer, please. The IT department can see everything you send, remember, and some of them are looking for faux pas just like this to forward to HR. You'll really kick yourself when you start feeling unhireable because nobody has responded to your applications while also being unemployed.</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/mikey-rox">Mikey Rox</a> of <a href="http://www.wisebread.com/9-personal-things-you-should-never-text-or-email">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-6"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/9-things-you-can-do-online-besides-watch-cat-gifs">9 Things You Can Do Online Besides Watch Cat GIFs</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-reasons-not-to-delete-your-emails">5 Reasons Not to Delete Your Emails</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/ways-blazing-internet-speeds-can-save-you-money">5 Ways Blazing Internet Speeds Can Save You Money</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/productivity-tips-to-carry-you-through-2012">Productivity Tips to Carry You Through 2012</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-technologies-we-wish-were-never-invented">8 Technologies We Wish Were Never Invented</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Career and Income Technology emails leak personal information private information text etiquette texting work emails Thu, 05 Jan 2017 10:30:26 +0000 Mikey Rox 1868725 at http://www.wisebread.com 15 Ways to Prevent Your Smartphone From Wasting Data http://www.wisebread.com/15-ways-to-prevent-your-smartphone-from-wasting-data <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/15-ways-to-prevent-your-smartphone-from-wasting-data" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/iStock-502896132.jpg" alt="prevent your smartphone from wasting data" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Do you burn through your <a href="http://www.wisebread.com/8-ways-your-smartphone-saves-you-money">smartphone data</a> in the first week of the billing month? Are you constantly paying overage charges for additional data? We've got some tips to help prevent your smartphone from unnecessarily wasting data. This will save you money every billing cycle and ensure that you have the data you need to get you through the month.</p> <p>Unlimited data plans would be the ideal solution for many of us, but most phone companies just don't offer those types of plans anymore, unless you're willing to start a family plan. Even if your phone carrier does offer such a plan, they are usually very expensive. Instead, try some of the tips below to see if they can help you get the data you need, without going over your allowance.</p> <h2>1. Make Sure Your Wi-Fi Is On</h2> <p>Usually, the biggest problem is that a person has turned off their Wi-Fi and has just forgotten about it. Before we begin talking about ways to save data, make sure your Wi-Fi is turned on in the first place. Once your Wi-Fi is turned on, you should try leaving it on at all times, if possible.</p> <h2>2. Turn Off Cellular Data</h2> <p>Cellular data is used when there is no Wi-Fi connection. This will allow you to use the Internet wirelessly, but will eat into your monthly data allotment. Consider turning off your cellular data whenever you aren't using your phone.</p> <h2>3. Find Data-Hungry Apps and Services</h2> <p>While turning off cellular data is the best way to prevent unexpected data usage, it is usually a last resort for most people. That's because when cellular data is turned off, you can't use your personal hotspot or send and receive MMS text messages.</p> <p>Instead, you may want to disable cellular data only for certain apps and services. On an iOS device, visit Settings &gt; Cellular to determine which apps are using the most data, so you can turn off cellular data for those specific apps.</p> <h2>4. Turn Off Automatic Downloads</h2> <p>Your data may also be used for automatic downloads or for services like iBooks and Safari's reading list. On an iOS device, you can turn this off with Settings &gt; iTunes &amp; App Store &gt; Use Cellular Data for automatic downloads, Settings &gt; Safari &gt; Use Cellular Data for Safari's reading list, and Settings &gt; iBooks &gt; Use Cellular Data for iBooks.</p> <h2>5. Turn Off Wi-Fi Assist</h2> <p>Consider turning off your Wi-Fi assist whenever you aren't using your phone. Wi-Fi Assist automatically uses cellular data when the Wi-Fi connectivity is poor, which could be using up your data when you aren't expecting it.</p> <h2>6. Turn Off Background App Refresh</h2> <p>Your apps are automatically refreshing their content in the background. By turning off the refresh, you can preserve battery life and data. On an iOS device, you can do this under Settings &gt; General &gt; Background App Refresh.</p> <h2>7. Turn Off iCloud Drive</h2> <p>iCloud Drive can automatically upload backups of your apps, which can use up data when you're least expecting it. Consider turning off your iCloud drive altogether.</p> <h2>8. Turn Off iCloud Photos</h2> <p>When your iCloud photo library is turned on, your phone will automatically upload and store your entire photo library and iCloud. This can quickly eat away at your data, so consider turning it off.</p> <h2>9. Turn Off Data Roaming</h2> <p>To restrict all data to Wi-Fi, including email, web browsing, and push notifications while you're traveling, turn off data roaming. You can do this on an iOS device with Settings &gt; Cellular &gt; Data Roaming.</p> <h2>10. Use Low-Power Mode</h2> <p>If your phone offers a low power mode, it is best to leave this on whenever possible. This mode temporarily reduces power consumption until you have fully recharged your phone. When it is on, your phone won't refresh apps, fetch mail, or automatically download updates, which can save your battery and data.</p> <h2>11. Turn Off High-Quality Music Streaming</h2> <p>If you are listening to music without a Wi-Fi connection, you may be using up your data. With higher-quality music, more data is needed to stream it. You can shut off cellular data for your music altogether through Settings &gt; Music &gt; Use Cellular Data. This will only allow you to listen to music when Wi-Fi is available. You can also simply disable high-quality music.</p> <h2>12. Use Lower-Quality Video Streaming</h2> <p>When you're watching a YouTube video and don't have access to Wi-Fi, consider viewing the video at a lower resolution. Click on the three dots on the video and select a lower resolution, like 144p.</p> <h2>13. Listen to Spotify Offline</h2> <p>If you prefer to use Spotify, consider setting your favorite playlists to &quot;Available Offline.&quot; This will allow you to play your favorite songs without streaming.</p> <h2>14. Adjust Your App Settings</h2> <p>If you frequent social media apps, such as Facebook, Twitter, and Instagram, consider adjusting the settings on these apps. For instance, on all three social media apps, you can set it to auto-play videos only when you're connected to Wi-Fi (or not at all). Usually, these apps are set to auto-play videos using both Wi-Fi and data, which can use up your data to download the video, even if you weren't planning on playing it. On each of your social media pages, visit Settings to make the adjustments.</p> <h2>15. Call Your Cellular Provider</h2> <p>When all else fails, you can simply call your cellular provider for advice. There may be an error, which is no fault of yours. Otherwise, your provider can usually track down where most of your data was used, so you have an idea of which apps or services are draining your data. Sprint, AT&amp;T, and Verizon also offer a rough estimate of your data usage online.</p> <h2>How to Turn Off Apps and Services</h2> <p>If you aren't sure how to turn off cellular data, iCloud, or background app refresh, look under Settings. They are usually all under the General or iCloud sections. However, every phone is different, so if you are having trouble, ask your phone service provider or phone manufacturer for help.</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/andrea-cannon">Andrea Cannon</a> of <a href="http://www.wisebread.com/15-ways-to-prevent-your-smartphone-from-wasting-data">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. 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