Technology http://www.wisebread.com/taxonomy/term/8130/all en-US 8 Apps That Actually Pay You to Shop http://www.wisebread.com/8-apps-that-actually-pay-you-to-shop <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/8-apps-that-actually-pay-you-to-shop" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_phone_shopping_000086939113.jpg" alt="Woman using apps that pay her to shop" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>We all know &quot;there's an app for that.&quot; Usually we're referring to apps that make our lives a little bit easier somehow. But what if there were a bunch of apps out there that'll actually <em>pay </em>you to shop? Whether it be through earning cash back by purchasing stuff we'd be buying anyways, or simply paying you to snap a pic of your receipt, these apps all have the potential to help you earn some significant money. What's more helpful than that?</p> <h2>1. Swagbucks</h2> <p><a href="http://www.tkqlhce.com/click-2822544-10870210-1414506487000?sid=pay2shop">Swagbucks</a> is a cash back app with a twist &mdash; namely it focuses on surveys as its primary business model. You download the app, pick a survey to complete, and earn &quot;Swagbucks&quot; when you complete it. The cool thing about the surveys is they tell you exactly how long they will take to complete, and the number of Swagbucks you'll earn. For example, a six-minute survey will give you 50 Swagbucks and the questions are very simple, opinion-based questions. Earn 500 Swagbucks and you'll be eligible for a $5 gift card from Amazon, Starbucks, Walmart or Target. Sitting in the doctor's office waiting room, or maybe at the DMV, complete a Swagbucks survey or two, and before you know it, you'll be treating yourself to a free Venti Frappuccino.</p> <p>See also: <a href="http://www.wisebread.com/cool-convenient-cash-11-easy-ways-to-make-money-online?utm_source=wisebraed&amp;utm_medium=seealso2&amp;utm_campaign=article">How to Make Money Online Without Even Trying</a></p> <h2>2. iBotta</h2> <p>While already on the radar screen of most frugal shoppers,&nbsp;<a href="https://ibotta.com/r/jcsgjbv">iBotta</a> is a terrific way to earn cash at the grocery store. Cash back takes the form of &quot;rebates,&quot; and you simply unlock rebates on specific items before you head to the grocery store. Items that often have rebates available include such staples as milk, eggs, yogurt, and butter. Then when you return home, just scan the receipt with the iBotta app and your rebates, once verified, go straight to your account balance. When your iBotta account reaches $10, you can request payment via PayPal or Venmo. The app is terrific way to supplement traditional paper coupons and double your savings in many cases.</p> <p>See also: <a href="http://www.wisebread.com/30-cash-back-sites-to-earn-you-thousands-per-year?utm_source=wisebread&amp;utm_medium=seealso2&amp;utm_campaign=article">Earn Thousands Per Year With These Cash Back Sites</a></p> <h2>3. ShopKick</h2> <p>The&nbsp;<a href="https://www.shopkick.com/">ShopKick</a> app rewards you with free gift cards for doing the shopping you'd be doing anyways. It works by giving you reward points, known as &quot;kicks,&quot; just for walking into stores like Walmart, Target, Starbucks, Best Buy, and even at your local grocery store. Then when you buy something from the store, you earn even more kicks. Earn enough kicks, and you'll get rewarded with free gift cards to the store of your choosing. Surprisingly, it doesn't take much to earn things like a $5 Starbucks gift card. You'll also be kept updated with new coupons and deals at your favorite stores so you can save even more. An insider tip to quickly add up kicks is to follow&nbsp;<a href="https://www.facebook.com/SHOPkick">ShopKick on Facebook</a> as they update their feed with new ways to earn free kicks.</p> <h2>4. Mobee</h2> <p><a href="http://www.mobeeapp.com/">Mobee</a> touts themselves as a &quot;fun, new way to make money on your phone.&quot; Once downloaded to your smartphone, the app works by displaying &quot;missions&quot; in your local area that pay you money to complete. The missions are displayed on a map allowing you to quickly see which ones you can easily perform on your next shopping trip. The idea is that you're going to be there anyways, so why not earn a couple bucks in the process?</p> <p>For example, your local Starbucks might have a mission that requires you to answer a few questions about your visit. Most missions give you 250&ndash;750 points and a $5 Starbucks gift card is available after about 500 points. Earn 2,500 points at Walmart and trade your points in for a $25 gift card. I was happily surprised to see the points required to earn gift cards were very reasonable, making this app worth a look.</p> <h2>5. Receipt Hog</h2> <p><a href="http://receipthog.com/">Receipt Hog</a> allows you to cash-in on your shopping receipts. Unlike cash back apps like iBotta, Receipt Hog lets you earn rewards by scanning your receipt from ANY store and it doesn't matter what items you purchased. Once you earn 1,000 points, you'll be eligible for a $5 Amazon gift card or $5 sent directly to your PayPal account. You'll earn 50&ndash;100 points per receipt making a free $5 pretty easy to obtain. I've been using this app for a few months and have already earned $25 in Amazon gift cards with very little effort.</p> <h2>6. Loot!</h2> <p>The folks at&nbsp;<a href="http://earn.loot-app.com/">Loot!</a> have created an app that lets you earn rewards by sharing, typically via social media, recent experiences with a particular brand or retailer. These experiences often require you to snap a picture to share, but not always. For example, you might be asked to snap a picture of a movie you're viewing and share it on Facebook, or perhaps share a print advertisement for a particular product via Twitter. These tasks typically pay in the $0.50 to $1.75 range.</p> <p>You can also earn $0.05 for a Twitter and Facebook &quot;shout out&quot; on specific products and brands that Loot! is currently promoting. The app automatically links your social media accounts making it a simply process to perform a shout out.</p> <h2>7. Gigwalk</h2> <p>When you're out-and-about, on a shopping trip, or simply taking a stroll through town, use the&nbsp;<a href="http://www.gigwalk.com/">Gigwalk app</a> to earn some extra cash by completing small tasks. A couple &quot;gig&quot; examples include $10 for taking a dog on a walk or $4 for taking a picture of a store display. The closer you live to a large metropolitan area, the more gigs will be available to you. While the app is appealing as a cool way to earn a few extra bucks, the negative reviews of the app revolve around not enough gigs available and a waiting period for approval that often exceeds a week. But it definitely has potential and is worth being on your radar screen.</p> <p>See also:&nbsp;<a href="http://www.wisebread.com/find-a-side-gig-at-these-4-best-micro-jobs-sites?utm_source=wisebread&amp;utm_medium=seealso2&amp;utm_campaign=article">Find a Side Gig at These 4 Best Micro-Jobs Sites</a></p> <h2>8. Field Agent</h2> <p>Somewhat similar to Gigwalk,&nbsp;<a href="https://app.fieldagent.net/">Field Agent</a> pays you to do small jobs in your local area. The biggest difference between the two apps is that Field Agent is more shopping-focused and has &quot;jobs&quot; at locations like Costco, RiteAid, Safeway, and Marshalls. Jobs are first come first serve, pay between $2 and $15, and must be accomplished within two hours of accepting. An example of a past Costco job was an &quot;egg audit,&quot; which for $7, required you record the egg sizes, egg prices, and count the number of egg products in the warehouse. An easy $7 in your pocket if you're on your way to Costco anyways. Similar to Gigwalk, the closer you live to a metropolitan area, the more jobs will be available to you via the app.</p> <p>Free for&nbsp;<a href="https://itunes.apple.com/US/app/field-agent/id364946558">iOS</a> and&nbsp;<a href="https://play.google.com/store/apps/details?id=net.fieldagent">Android</a>.</p> <p><em>How do you use your smartphone to earn a little extra money?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/kyle-james">Kyle James</a> of <a href="http://www.wisebread.com/8-apps-that-actually-pay-you-to-shop">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/30-cash-back-sites-to-earn-you-thousands-per-year">30+ Cash Back Sites to Earn You Thousands Per Year</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-10-best-couponing-apps">The 10 Best Couponing Apps</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-free-debt-management-tools">6 Free Debt Management Tools</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-cool-companies-that-pay-you-for-referring-friends">10 Cool Companies That Pay You for Referring Friends</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-8-shopping-apps-thatll-actually-save-you-money-in-2016">The 8 Shopping Apps That&#039;ll Actually Save You Money in 2016</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Shopping Technology apps gift cards groceries ibotta online shopping rewards smartphones swagbucks Fri, 27 May 2016 10:30:04 +0000 Kyle James 1717319 at http://www.wisebread.com 6 Ways Social Media Can Save You Money http://www.wisebread.com/6-ways-social-media-can-save-you-money <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/6-ways-social-media-can-save-you-money" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/girl_work_from_home_000092732035.jpg" alt="Woman finding ways social media saves her money" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>While using popular social media platforms is a fun way to stay connected with family and friends, perhaps the most useful benefit is tapping into a new way to save money. Whether it be through negotiating a lower monthly bill, scoring a coupon, or finding the best local deals, with just a little bit of effort you can <a href="http://www.wisebread.com/5-surprising-ways-social-media-stars-make-money" target="_blank">use social media</a> to save hundreds of dollars every year. Here are some easy to implement tips to get you started in the right direction.</p> <h2>1. Learn to Negotiate a Lower Bill Via Twitter</h2> <p>Most large companies these days have employees who do nothing but monitor their social media feeds and respond directly to customer inquiries and complaints. Because of this, when it comes to negotiating a lower monthly bill, Twitter has become an excellent way to start the conversation. For example, I was recently able to do this with the folks at Verizon by accident when I responded to a friend's Tweet discussing cheaper cell phone services. Within minutes of my Twitter response, I had a Verizon representative send me a message via Twitter asking if they could help lower my bill. With their proactive help, I was able to lower my bill by $10 a month.</p> <p>This experience led me to investigate other companies that respond quickly via Twitter, and sure enough I found many that did &mdash; namely Dish Network, DirecTV, AT&amp;T, and Sprint. Simply send a direct Tweet to the company, or respond to someone else talking about the company, and drop the hint that you're seriously considering leaving the company for a cheaper alternative. In many cases, you'll quickly get a response with actionable ways to lower your bill. Could be a phone number to call, or even better, the company representative will personally help you lower your bill.</p> <h2>2. Use Facebook Messenger to Ask for a Coupon</h2> <p>Facebook Messenger has also become a great tool to score a deal or coupon. Simply visit the retailer's Facebook page, click on the &quot;Message&quot; button, and send them a polite message asking if they have a coupon code for free shipping or perhaps 15% or 20% off your purchase. Most big-name retailers have staffers standing by to respond to your message, often within minutes. The best part is they are armed with exclusive coupons and are ready to hand them out. After all, they know you're very close to completing your purchase and will often throw you a bone to do just that. So when you can't find a coupon in the more traditional ways, be sure to use Facebook Messenger to avoid paying full price.</p> <p>Also, if the retailer does not have a current coupon to hand out, I've had some let me know via Messenger when a new coupon was going to be released. I'd then wait and make my purchase with the money saving coupon in-hand.</p> <h2>3. Instagram Descriptions Often Have Coupons</h2> <p>Using Instagram to save money with coupons is not something that immediately comes to mind for most shoppers. But the fact of the matter is many retailers and restaurants are starting to use their Instagram profile pages to drop new coupons and deals. For example, I just recently used a coupon on the Dunkin' Donuts profile page to get a free cup of coffee with my doughnut purchase. The key to making this work is to follow your favorite shops and restaurants and get in the habit of checking their Instagram page before you complete your purchase.</p> <h2>4. Search Pinterest Boards for Deals</h2> <p>When it comes to saving money, Pinterest is a great tool but requires a different approach. Because Pinterest is a very static platform, searching for deals/coupons with hashtags is going to leave you frustrated with the lack of results. Instead, you'll want to search &quot;boards&quot; for deals and coupons to particular retailers that users have pinned. Boards are essentially a collection of saved pins and are often kept up-to-date by users. To make this happen, you'll type in your search in the search box, hit the filters button to include boards in your search, then hit enter. By doing it this way, you'll typically get the newest pins which includes a majority of coupons and deals that have yet to expire.</p> <h2>5. Become a Hashtag Superhero</h2> <p>By becoming proficient at using the underrated Twitter hashtag (#), you can quickly find where the best deals are located for specific items. For example, let's say you're in the market for a new mountain bike. A fantastic way to search the entire Internet for a great deal is go on Twitter and search #MountainBike #Deal (or #Sale), or #MountainBike #Coupon. Often Twitter users will combine hashtags when searching, like #MountainBikeCoupon and get frustrated with the results. But if you make it a habit of breaking-up the hashtags, you'll end up with a large list of discounts and coupons that you can use to quickly find the best deals.</p> <p>Also, a great way to localize your search, especially for larger items that are expensive to ship, is to add your hometown to your search query. So sticking with the mountain bike example, do a Twitter search like this: #Sacramento #MountainBike #Sale. You'll end up with search results that can easily lead you to the best current deals and sales in your area.</p> <h2>6. Use Live Chat the Right Way</h2> <p>Most online shoppers are familiar with the live chat feature that many websites operate. Have a question about the product, or want to know more about sizing? The live chat operator typically has the answers. But have you ever started a live chat session for the sole purpose of saving money? If not, you should try it as it often works. I like to start the chat sessions with a question about the product as I don't want it to seem like a gratuitous discount hunter.</p> <p>Once I chat them up a little bit, I'll politely ask if they have a coupon code I can use on my order. Maybe shipping is a little costly, or perhaps a competitor has a slightly cheaper price &mdash; both solid reasons to ask for a coupon. In many cases, the operator has a few coupon codes they can hand out at their discretion. So the bottom line is to be polite, have a real conversation, and you stand a great chance of getting a coupon code you can use to save money.</p> <p><em>How do you use social media to save money?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/kyle-james">Kyle James</a> of <a href="http://www.wisebread.com/6-ways-social-media-can-save-you-money">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-ways-to-score-a-last-minute-coupon">6 Ways to Score a Last-Minute Coupon</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-10-best-couponing-apps">The 10 Best Couponing Apps</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/social-media-an-easy-source-of-coupons">Social Media: An Easy Source of Coupons</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-surprising-ways-social-media-stars-make-money">5 Surprising Ways Social Media Stars Make Money</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/find-and-track-deals-on-twitter-the-ultimate-guide">Find and Track Deals on Twitter: The Ultimate Guide</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Shopping Technology coupons customer service deals discounts Facebook hashtags instagram social media twitter Tue, 17 May 2016 09:00:10 +0000 Kyle James 1708162 at http://www.wisebread.com 7 Apps for the Tech-Challenged Traveler http://www.wisebread.com/7-apps-for-the-tech-challenged-traveler <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/7-apps-for-the-tech-challenged-traveler" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/iStock_000059692012_Large.jpg" alt="using a travel app even though she isn&#039;t tech savvy" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>There is an app for everything these days, from apps that allow you to see constellations in the sky, to others that can control the temperature of your house. When it comes to traveling, there are more apps than you could count, but some of them are a bit confusing to operate. Here are seven of my favorite apps that can make travel easier for you, and you don't have to be a tech expert to use them. (See also: <a href="http://www.wisebread.com/5-money-saving-travel-gadgets?ref=seealso">5 Money Saving Travel Gadgets</a>)</p> <h2>1. Trail Wallet</h2> <p><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5170/trail_wallet.jpg" width="605" height="521" alt="" /></p> <p>This friendly budget helper is the best app on the market for keeping track of your expenses while on the road. There are a few categories already included in the app, like accommodation, food, and transport, but you can also include your own.</p> <p>Every time you make a purchase, you can simply input the amount into the app in the local currency. It will automatically convert it into your home currency and create handy pie charts and graphs so that you can see how your budget is divided.</p> <p>The app is only available for <a href="https://itunes.apple.com/us/app/trail-wallet-travel-budget/id547171665?mt=8&amp;uo=8&amp;at=11l9Wj">iOS</a>. The first few purchase inputs are free, but to get full use of the app, you'll have to pay $1.99.</p> <h2>2. Packing Pro</h2> <p><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5170/packing_pro.jpg" width="605" height="523" alt="" /></p> <p>We've all experienced that awful moment when we leave the house and then realize that we forgot our most important travel item. The Packing Pro app helps put an end to this by allowing users to create handy checklists of everything that they want to bring on a trip.</p> <p>Simply create a packing list, then hit the check button as you put each item into your luggage.</p> <p>The $3 app is only available on <a href="https://itunes.apple.com/au/app/packing-pro/id312266675?mt=8">iOS</a>.</p> <h2>3. XE Currency</h2> <p><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5170/xe_currency.jpg" width="605" height="521" alt="" /></p> <p>I never leave home without making sure that my XE app is up to date. This simple, yet incredibly useful tool keeps track of multiple currencies for you and converts them into your home currency.</p> <p>If you're planning a 10-country trip, add all of the currencies from your planned destinations into the app and it will allow you to easily convert any purchases on-the-go. Spending 300 <em>baht </em>in Thailand? Type it into the app and instantly see the equivalent in USD.</p> <p>The app is free for <a href="https://play.google.com/store/apps/details?id=com.xe.currency&amp;hl=en">Android</a> and <a href="https://itunes.apple.com/hr/app/xe-currency/id315241195?mt=8">iOS</a>.</p> <h2>4. TripAdvisor</h2> <p><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5170/trip_advisor.jpg" width="596" height="300" alt="" /></p> <p>If you're a TripAdvisor traveler like myself, and you like to know how a restaurant stacks up before eating there, download the TripAdvisor app onto your smartphone before you leave home.</p> <p>The app doesn't have full functionality when offline, but you can still use its navigation feature and check reviews of different restaurants, hotels, and activities on-the-go. You can download city maps and reviews as well if you plan to use it without an Internet connection.</p> <p>When using data, the &quot;Near Me Now&quot; function can be very useful for finding top-rated restaurants within a one-kilometer radius.</p> <p>The app is free for <a href="https://play.google.com/store/apps/details?id=com.tripadvisor.tripadvisor&amp;hl=en&amp;referrer=utm_download_tracking=Brand_AppPage_0_10568#_=_">Android</a> and <a href="http://www.tripadvisor.com/ShowUrl-a_partnerKey.1-a_url.http%3A__2F____2F__itunes__2E__apple__2E__com__2F__us__2F__app__2F__tripadvisor__2F__id284876795__3F__mt%3D8__26__pt%3D14124__26__ct%3DBrand__5F__AppPage__5F__0__5F__10568-a_urlKey.1997bccf622c70c69.html">iOS</a>.</p> <h2>5. Navmii</h2> <p><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5170/navmii.jpg" width="570" height="421" alt="" /></p> <p>My personal favorite navigation app, this one works without using any data at all. Some maps are available free of charge, while some add-ons and extra maps are available for a small fee.</p> <p>If you've been using Google Maps for your navigation, Navmii will feel like a dream. It's much more intuitive and easy to follow than Google's BETA navigation feature and the best part is that it doesn't need to use data to give you directions. As each map is downloaded locally to your device, the app is very quick to load and easy to use.</p> <p>The app is free for <a href="https://play.google.com/store/apps/details?id=com.navfree.android.OSM.ALL">Android</a> and <a href="https://itunes.apple.com/gb/artist/geolife-ltd./id345881276">iOS</a>.</p> <h2>6. Google Hangouts App</h2> <p><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5170/google_hangouts.jpg" width="605" height="521" alt="" /></p> <p>Even if you have the Skype app on your phone, you should consider getting Google Hangouts, too. Why? It generally has better connection than Skype, but the main reason it's better is because you can call almost any number in the U.S. or Canada for free.</p> <p>So if you're an American traveling overseas, you can call your friends and family without paying a cent! This app can be a huge money saver for frequent travelers.</p> <p>The app is free on <a href="https://play.google.com/store/apps/details?id=com.google.android.talk&amp;hl=en">Android</a> and <a href="https://itunes.apple.com/us/app/hangouts/id643496868?mt=8">iOS</a>.</p> <h2>7. Vivino</h2> <p>This final app is really just for <em>winos</em>, but it's a very good one to have in your pocket. If you're like me, you like to try lots of local wines while you're traveling, but often the labels aren't in English and you really have no idea what the tasting notes are, or how many awards the winery has won.</p> <p>With the Vivino app, you can simply take a photo of the wine bottle's label and the app will find the bottle from its archive of over 3 million wines. It will then display reviews from other users (of which there are 14 million), tasting notes, awards and even offer you other wines you may like based on your selection.</p> <p>It will also tell you where the closest store is to buy the bottle and where you can get it cheaper! This is the world's most popular and most practical wine app.</p> <p>The app is free on <a href="https://www.vivino.com/redirect/play">Android</a> and <a href="https://www.vivino.com/redirect/appstore">iOS</a>.</p> <p><em>What are your favorite travel apps? Share with us in the comments!</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/nick-wharton">Nick Wharton</a> of <a href="http://www.wisebread.com/7-apps-for-the-tech-challenged-traveler">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-2"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-ways-to-save-on-smartphone-costs-while-traveling">8 Ways to Save on Smartphone Costs While Traveling</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-millennial-money-apps-everyone-should-use">The 5 Millennial Money Apps Everyone Should Use</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-apple-watch-apps-thatll-save-you-money">8 Apple Watch Apps That&#039;ll Save You Money</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-surprising-ways-your-smartphone-can-keep-you-and-your-family-safe">6 Surprising Ways Your Smartphone Can Keep You and Your Family Safe</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-minimize-cell-phone-charges-when-you-travel-abroad">How to Minimize Cell Phone Charges When You Travel Abroad</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Technology Travel apps smartphone tech challenged tech savvy technology traveling Thu, 28 Apr 2016 09:30:25 +0000 Nick Wharton 1699082 at http://www.wisebread.com 6 Free Debt Management Tools http://www.wisebread.com/6-free-debt-management-tools <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/6-free-debt-management-tools" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_using_smartphone_000040508552.jpg" alt="Woman using free debt management tools" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>The average American looks at his or her phone <a href="http://time.com/4147614/smartphone-usage-us-2015/">46 times every day</a>.</p> <p>That number is even higher among U.S. Millennials: individuals in the 18&ndash;24 age bracket and the 25&ndash;34 age bracket check their mobile devices 74 and 50 times per day, respectively. With all this time spent on their smartphones, Americans can leverage their devices to improve their personal finances at no extra cost. Additionally, there are some key tools that allow you to corroborate the data that you gather from those apps.</p> <p>Here are six free smartphone apps or tools to track debt management.</p> <h2>1. ReadyForZero</h2> <p>Since 2011, ReadyForZero has helped individuals to track their debts and pay down those debts. Available for <a href="https://itunes.apple.com/us/app/readyforzero-pay-off-debt/id524834938?mt=8&amp;uo=4">Apple</a> and <a href="https://play.google.com/store/apps/details?id=com.readyforzero">Android</a> devices, this app enables you to link all of your debts, including student loans, credit cards, and mortgages, to create a personalized payoff plan and track your progress. Once you have connected all of your accounts, you'll be able to keep tabs on how much you have paid off and how much you still have remaining.</p> <p>The nicest feature about ReadyForZero is the immediate gratification of tracking your daily and monthly progress, including the interest that you save over time. ReadyForZero partners with TransUnion to provide you with free access to your&nbsp;<a href="http://thescore.vantagescore.com/article/98">VantageScore&reg; 3.0</a> credit score.</p> <h2>2. Mint: Money Manager, Budget, and Personal Finance</h2> <p>On top of helping you track your debts, the Mint app enables you to gather all of your financial information into one place. Besides your debt accounts, you can connect your bank and investment accounts to get a full snapshot of your financial standing at all times.</p> <p>The main draw of Mint is its budget feature, which allows you to create monthly budgets and track how much you have left for each category, such as gas, groceries, and education. If you provide your social security number, the app allows you to track your credit score with Equifax. The app is available for <a href="http://www.amazon.com/Intuit-Mint-com-Personal-Finance/dp/B004T2P7MQ">Amazon</a>, <a href="https://itunes.apple.com/us/app/mint-personal-finance/id300238550?mt=8">Apple</a> (designed for iPhone, iPad, and Apple Watch), and <a href="https://play.google.com/store/apps/details?id=com.mint&amp;hl=en">Android</a> devices.</p> <h2>3. Prosper Daily</h2> <p>Formerly known as BillGuard, the Prosper Daily app is an alternative to Mint. Besides tracking your spending and credit, Prosper Daily focuses on protecting your credit cards against fraud and unfair charges. For example, the app can use location-based technology to alert you when your credit or debit card is used at a store or AMT when you're not there. If you provide your social security number, the app allows you to track your credit score with TransUnion. Prosper Daily is available for <a href="https://itunes.apple.com/app/id602710567?mt=8">Apple</a> and <a href="https://play.google.com/store/apps/details?id=com.billguard.android&amp;hl=en">Android</a> devices.</p> <h2>4. AnnualCreditReport.com</h2> <p>No matter what app you use to track your debt and credit score, you should corroborate that data against your official credit report once a year. Through <a href="http://www.annualcreditreport.com/">AnnualCreditReport.com</a>, you can request your free credit report every 12 months from each credit reporting company (Experian, TransUnion, and Equifax). This report allows you to verify that you only have accounts and loans that you recognize on file.</p> <p>Since your credit report may affect your mortgage rates, credit card approvals, credit scores, and apartment requests, you should be on the lookout for potential inconsistencies, such as accounts that you didn't open, addresses of employers that you didn't work for, or information that should no longer be on your credit report, such as an over 10-year old bankruptcy.</p> <p>If you find an error, you can dispute it by reporting it to the credit reporting bureaus online, by mail, or by phone.</p> <p>Keep copies of your initial dispute letter and supporting documents, and communications with the credit reporting bureaus.</p> <h2>5. Compound Interest Calculator</h2> <p>When you're trying to pay down debt faster, you want to maximize how much interest you're gaining so that you can make additional payments towards your debts whenever possible. This <a href="http://www.thecalculatorsite.com/finance/calculators/compoundinterestcalculator.php">compound interest calculator</a> allows you to work out the compound interest on your savings and investments, including a breakdown of monthly interest gains and the option to list regular monthly deposits or withdrawals.</p> <h2>6. Check Deposit App From Your Bank</h2> <p>Many Americans opt to have their bi-weekly or monthly salary checks directly deposited to their checking or saving accounts. However, every now and then you may receive an additional paper check, such as a dividend payout from an investment account, a lucky windfall from your aunty for your birthday, or a check from a class action.</p> <p>In those instances, you could skip the trip to the bank by using the mobile deposit app from your bank to deposit checks in your account. For example, my credit union allows me to make deposits directly into my checking, saving, or money market accounts using a &quot;check snap&quot; mobile deposit account. Such an app is useful to save time making deposits and helps boost monthly payments to your financial obligations. (See also: <a href="http://www.wisebread.com/9-good-reasons-to-choose-a-credit-union-instead-of-a-bank?ref=seealso">9 Good Reasons to Choose a Credit Union Instead of a Bank</a>)</p> <p>Make sure to check applicable rules, such as signing the back of your check and writing a disclaimer that check is for mobile deposit only, technical requirements, and processing times.</p> <p><em>What are other free apps or software to track debt management?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/damian-davila">Damian Davila</a> of <a href="http://www.wisebread.com/6-free-debt-management-tools">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-2"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-millennial-money-apps-everyone-should-use">The 5 Millennial Money Apps Everyone Should Use</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-10-best-couponing-apps">The 10 Best Couponing Apps</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/15-modern-life-skills-everyone-should-master">15 Modern Life Skills Everyone Should Master</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-apps-for-business-owners-on-the-go">5 Apps for Business Owners on the Go</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-ways-to-save-on-smartphone-costs-while-traveling">8 Ways to Save on Smartphone Costs While Traveling</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Banking Technology apps calculators debt tracking mobile deposit money management smartphones websites Tue, 26 Apr 2016 10:00:13 +0000 Damian Davila 1696223 at http://www.wisebread.com 8 Ways to Save on Smartphone Costs While Traveling http://www.wisebread.com/8-ways-to-save-on-smartphone-costs-while-traveling <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/8-ways-to-save-on-smartphone-costs-while-traveling" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/iStock_000075854865_Large.jpg" alt="saving money with her smartphone while traveling" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>There are two basic necessities that everyone needs when traveling in the 21st century: Their passport and their smartphone. But using data, roaming, and making long distance calls while traveling can cost a fortune. Here are a few basic ways that you can save money by using your smartphone while on the road. (See also: <a href="http://www.wisebread.com/12-ways-to-save-and-make-money-while-traveling?ref=seealso">12 Ways to Save and Make Money While Traveling</a>)</p> <h2>1. Unlock Your Phone and Buy Local SIMs</h2> <p>Before you leave home, you should always make sure that your smartphone is unlocked so that you can buy local SIM cards in the countries you're traveling to. Roaming data and local calling charges, as well as long distance calls, will quickly ramp up your bill, so unlocking your phone and buying a local SIM card will effectively pay for itself.</p> <p>To unlock your phone, you can do a quick Google search: &quot;Unlock Smartphone + Your City&quot; to find a local tech guy who can do it for you, or you can <a href="http://www.digitaltrends.com/mobile/phone-unlocking-guide-for-all-carriers/">do it yourself</a>. Unlocking your phone is completely legal as long as you've completed your initial contract with your carrier.</p> <p>Once your phone is unlocked, you'll be able to use it with any carrier around the world. Pay-as-you-Go SIM cards are extremely cheap in most countries. For example, in Italy you can get 1GB Data, 50 minutes of calling, and 1000 SMS for just &euro;20 (about $22 U.S.) per month, including the cost of the SIM card.</p> <p>If you've ever traveled with your U.S. mobile plan and used it while on the road, your bill was likely much higher than this when you returned home. You can pick up local SIM cards at most airports upon arrival into a new country, and there are numerous stores in every town where you can buy them as well. Just make sure you have your passport with you for the initial sign-up process.</p> <h2>2. Download Maps</h2> <p>If you're a frequent user of the Google Maps app, then you'll want to download the apps for the cities you'll be visiting while you're on Wi-Fi. If you don't do this, then every time you zoom in and out of the map and search for locations, you'll be using your data.</p> <p>To download a map, simply connect to Wi-Fi, open the app, zoom over the city or area that you want to download and type &quot;ok maps&quot; into the search field. A bar will then appear that says: &quot;Download.&quot;</p> <p>Then the map will be downloaded to your smartphone for use offline. The phone will even continue to track your location on the map when you're not connected the Internet, making offline navigation a breeze.</p> <p>This function can save a lot of money on data, but it also makes the app quicker to load and easier to use.</p> <h2>3. Download TripAdvisor Content</h2> <p>This can be another big data saver. If, like me, you like to search reviews before checking out a site, eating in a restaurant, or taking a tour, then you're constantly using the TripAdvisor app and your data adds up quickly. The app (available on <a href="https://www.tripadvisor.com/ShowUrl-a_partnerKey.1-a_url.http%3A__2F____2F__itunes__2E__apple__2E__com__2F__us__2F__app__2F__tripadvisor__2F__id284876795__3F__mt%3D8__26__pt%3D14124__26__ct%3DBrand__5F__AppPage__5F__0__5F__10568-a_urlKey.1997bccf622c70c69.html">iOS</a> and <a href="https://www.tripadvisor.com/ShowUrl-a_partnerKey.1-a_url.https%3A__2F____2F__play__2E__google__2E__com__2F__store__2F__apps__2F__details__3F__id%3Dcom__2E__tripadvisor__2E__tripadvisor__26__hl%3Den__26__referrer%3Dutm__5F__download__5F__tracking%253DBrand__5F__AppPage__5F__0__5F__10568-a_urlKey.e5a13a25ef3b7f599.html">Android</a>) now has excellent offline functionality.</p> <p>Adam Medros, senior vice president of global product for TripAdvisor says, &quot;More and more travelers are making spur-of-the-moment decisions about where to go and what to do and need a useful travel resource. Travelers can now access user reviews, photos, and maps throughout their trip to help them pick last-minute hotels, restaurants, and attractions to visit &mdash; all while avoiding costly roaming charges.&quot;</p> <p>To download the content from the app, simply search the city where you'll be traveling and tap the &quot;download city content&quot; button. Once downloaded, the app will give you 10 reviews per point of interest when no data connection is available, and the full live version of the app when it connected to data or Wi-Fi.</p> <h2>4. Connect to a Hotspot Database</h2> <p>We all enjoy free Internet connections while on the road. Whether there's free Wi-Fi in a public park, at a cafe, or in a hotel, it's great to know which signals are strongest and which ones are free to connect to.</p> <p>If you want to save money on data and connect to free Wi-Fi whenever possible, download the WeFi app. The app includes a list of over 100 million Wi-Fi hotspots around the world, and you can view them easily on the in-app map.</p> <p>You can download WeFi free on <a href="https://itunes.apple.com/us/app/wefi-pro/id594461043?mt=8">iPhone</a> and <a href="https://play.google.com/store/apps/details?id=com.wefi.wefi">Android</a>, but it runs in the background and can be a huge battery drainer, so I recommend only turning it on when you need to find a hotspot.</p> <h2>5. Tether Up</h2> <p>This is only a real money saver if you're at an airport or a cafe that has &quot;limited free Internet access.&quot; You know when you're at the airport checking emails and after 15 measly minutes a pop-up appears and asks you to pay a ridiculous fee for more time?</p> <p>This is when using data is probably cheaper than paying for the hotspot. To tether your phone, simply open the wireless settings on your phone and turn on &quot;Personal Hotspot.&quot; If you don't know how to do it, PCWorld will show you how it's done on <a href="http://www.pcworld.com/article/199280/How_To_Tether_Your_Android_Phone_For_Free.html">Android</a> and on <a href="http://www.pcworld.com/article/240794/how_to_tether_your_iphone.html">iPhones</a>.</p> <p>If the Personal Hotspot button isn't in your settings, navigate into Cellular Data settings. Copy the VPN next to Cellular Data and paste it into the box next to APN in the Personal Hotspot section. If this still doesn't work, you may have to download a <a href="http://mashable.com/2012/08/16/free-tethering-apps/#w_Ta3SWeSmqo">tether app</a>.</p> <p><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5170/tethering_smartphone.jpg" width="341" height="605" alt="" /></p> <h2>6. Find Free Wi-Fi Coupon Codes</h2> <p>If you can't tether your phone and you still don't want to pay for the expensive hotspot, you can search online for free coupon codes. Sometimes cafes in airports or malls will give you a free code when you purchase a coffee.</p> <p>If you don't want to spend a cent for Internet, do a quick Google search with something like: &quot;hotspot name + coupon code.&quot; Sometimes you can find a free coupon for 15 minutes on a coupon site.</p> <h2>7. Join a Password Sharing Community</h2> <p>Sharing is caring, right? There are some excellent apps available where users can share the Wi-Fi passwords of different hotspots around the world. The Instabridge app (free on <a href="https://play.google.com/store/apps/details?id=com.instabridge.android&amp;hl=en">Android</a> and <a href="https://itunes.apple.com/us/app/instabridge-3-million-wifi/id971679641?mt=8">iOS</a>) is the best password sharing app because it has a database of three million hotspots worldwide, and you can even find passwords while offline.</p> <h2>8. Use Google Hangouts for Calling</h2> <p>Long distance calls can cost a fortune, and while calling home from Skype is generally a lot cheaper, it's not free. This is where the Google Hangouts app can come in really handy. This app allows you to call almost any number in the U.S. and Canada free of charge. Simply hook up to Wi-Fi and call your loved ones from this app and you won't pay a cent.</p> <h2>Be Smart With Your Smartphone</h2> <p>There are lots of money-saving apps that you can use while traveling, and by downloading your maps and buying local SIMs, you can save even more money.</p> <p><em>Do you travel with your smartphone? How do you avoid costly roaming charges? Please share in the comments below.</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/nick-wharton">Nick Wharton</a> of <a href="http://www.wisebread.com/8-ways-to-save-on-smartphone-costs-while-traveling">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-apps-for-the-tech-challenged-traveler">7 Apps for the Tech-Challenged Traveler</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-ways-to-save-on-accommodations-online">8 Ways to Save on Accommodations Online</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-millennial-money-apps-everyone-should-use">The 5 Millennial Money Apps Everyone Should Use</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-apple-watch-apps-thatll-save-you-money">8 Apple Watch Apps That&#039;ll Save You Money</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-minimize-cell-phone-charges-when-you-travel-abroad">How to Minimize Cell Phone Charges When You Travel Abroad</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Technology Travel apps money-saving apps smartphone technology travel hacks travel tips Tue, 26 Apr 2016 09:00:05 +0000 Nick Wharton 1697716 at http://www.wisebread.com Best Money Tips: Amazing Ways Life Will Be Different in 2030 http://www.wisebread.com/best-money-tips-amazing-ways-life-will-be-different-in-2030 <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-amazing-ways-life-will-be-different-in-2030" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/future_virtual_reality_000085072905.jpg" alt="Woman finding amazing ways life will be different in 2030" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found articles on amazing ways that life will be different in 2030, great family deals for April, and how to use LinkedIn to get your dream job.</p> <h2>Top 5 Articles</h2> <p><a href="http://www.kiplinger.com/slideshow/business/T057-S010-amazing-ways-life-will-be-different-in-2030/index.html">20 Amazing Ways Life Will Be Different in 2030</a> &mdash; By 2030, your fridge will do your grocery shopping for you! [Kiplinger]</p> <p><a href="http://parentingsquad.com/family-shopping-guide-8-great-deals-for-april">Family Shopping Guide: 8 Great Deals for April</a> &mdash; New models of vacuum cleaners will be rolling out in June, so older models are seeing deep discounts right now &mdash; just in time for spring cleaning! [Parenting Squad]</p> <p><a href="http://www.popsugar.com/smart-living/Tips-Using-LinkedIn-39363128">7 Ways You Can Use LinkedIn to Snag Your Ultimate Dream Job</a> &mdash; Hiring managers will likely get their first impression of you through your LinkedIn profile, so provide as much information as you can about your experience and interests. [PopSugar Smart Living]</p> <p><a href="http://www.shebudgets.com/personal-finance/how-to-save-money/four-things-that-you-can-buy-at-costco-to-justify-the-membership-price/67212">Four Things That You Can Buy at Costco to Justify the Membership Price</a> &mdash; The savings you receive from buying a set of new tires at Costco would easily cover your membership fee &mdash; and then some! [SheBudgets]</p> <p><a href="http://www.experian.com/blogs/news/about/creditchat/favorite-apps-organize-financial-life/">Favorite Apps to Organize Your Financial Life</a> &mdash; Do you use financial apps? Join Experian's #CreditChat tomorrow at 3 p.m. ET for a discussion on the different types of financial apps and how they can help you achieve your goals. [Experian]</p> <h2>Other Essential Reading</h2> <p><a href="http://www.csmonitor.com/Business/Saving-Money/2016/0323/Concerned-about-how-the-election-will-affect-your-finances-You-re-not-alone">Do you have the right gear for summer cycling?</a> &mdash; A good pair of padded shorts will help you stay comfortable while you ride. They're designed to soften contact, reduce friction, and keep you dry to prevent saddle sores. [The Monitor]</p> <p><a href="http://www.livingwellspendingless.com/2016/04/01/10-things-can-take-off-calendar/">10 Things You Can Take OFF Your Calendar</a> &mdash; There are some things that we do solely because of guilt. Give yourself permission to say no to things that take you away from your priorities. [Living Well Spending Less]</p> <p><a href="http://www.adebtfreestressfreelife.com/spring-clean-the-garage/">4 Steps To Spring Clean The Garage</a> &mdash; If you don't already have them, get shelving units, cabinets, bins, hooks, or bike racks to help organize your garage. [A Debt Free Mess Free Life]</p> <p><a href="http://blog.readyforzero.com/7-last-minute-things-to-get-done-before-the-start-of-summer/#.VwKT2T997JM">7 Last Minute Things to Get Done Before The Start of Summer</a> &mdash; Summer activities can eat into your budget, so it's important to have a healthy emergency fund to cover any unexpected expenses. [ReadyForZero]</p> <p><a href="http://naturemoms.com/blog/2016/04/04/5-ways-to-get-children-gardening/">5 Ways to Get Children Gardening</a> &mdash; Gardening is a fun way to keep your kids busy and allow them to learn useful life skills. One way to get them excited about gardening is to give them their own area to plant their favorite fruits and veggies. [Nature Moms Blog]</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/amy-lu">Amy Lu</a> of <a href="http://www.wisebread.com/best-money-tips-amazing-ways-life-will-be-different-in-2030">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-2"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-ways-social-media-can-save-you-money">6 Ways Social Media Can Save You Money</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-get-netflix-and-hulu-to-play-on-your-tv">How to Get Netflix and Hulu to Play on Your TV</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-apps-for-the-tech-challenged-traveler">7 Apps for the Tech-Challenged Traveler</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-alternatives-to-cable-tv-that-will-keep-you-entertained">8 Alternatives to Cable TV That Will Keep You Entertained</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-ups-backup-batteries">The 5 Best UPS Backup Batteries</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Technology best money tips life Tue, 05 Apr 2016 09:30:28 +0000 Amy Lu 1684923 at http://www.wisebread.com 4 Best Tools for Tracking Your Rewards Miles http://www.wisebread.com/4-best-tools-for-tracking-your-rewards-miles <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/4-best-tools-for-tracking-your-rewards-miles" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/000066208635.jpg" alt="Woman using best tools for tracking reward miles" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>One of the most challenging aspects of <a href="http://www.wisebread.com/6-tricks-to-making-the-most-of-your-reward-miles">earning points and miles</a> is keeping track of all of your accounts. Every airline, hotel, car rental company, and credit card program has a separate account, each with its own user name, password, current balance, and possibly an expiration date. It's not that unusual for frequent travelers to have more than a dozen accounts to manage. (See also: <a href="http://www.wisebread.com/top-5-travel-reward-credit-cards?ref=seealso">Best Credit Cards with Travel Rewards</a>)</p> <p>Thankfully, there are a few tools that can help you collect all this information, view it all in one place, and even help you use it efficiently. You will never lose or forget about your hard earned rewards again!</p> <h2>AwardWallet</h2> <p><a href="https://awardwallet.com/#/">AwardWallet</a> is one of the oldest, and most popular websites for tracking points, miles, and other loyalty programs. It currently boasts over a third of a million users who use it to track nearly 70 <em>billion</em> points and miles. The basic version is free and will track the reward balances for an unlimited number of programs for you and your family members. It will also track your travel plans and notify you via email when your balances are about to expire. AwardWallet Plus is available for a donation (the amount at your discretion) and includes extra reward account properties, a historical account balance chart, and the ability to export the information to an Excel format.</p> <h2>Points.com Loyalty Wallet</h2> <p><a href="http://www.jdoqocy.com/click-2822544-11373616-1368501104000">Points.com</a> is one of the leading companies that work with the <a href="http://www.wisebread.com/6-tricks-to-making-the-most-of-your-reward-miles" target="_blank">loyalty programs of airlines</a>, hotels, and retailers. While much of its business is providing the technological backend to the companies that operate these programs, it also offers its Loyalty Wallet service to consumers, which can track and manage your accounts in over 110 different loyalty programs. While this may sound like a lot of companies, it's far from comprehensive. For example, there are notable absences such as British Airways, Wyndham, and Chase. However, Points.com is unique in that it offers users the ability to exchange points and miles between different programs, but at less than a 1:1 ratio. It also lets you redeem your points and miles for merchandise and gift cards. There is no charge to use this service.</p> <h2>Expert Flyer</h2> <p>Earning airline miles is one thing, but finding available award seats is a whole other task. <a href="http://www.shareasale.com/shareasale.cfm?merchantID=25056">ExpertFlyer</a> allows you to search for airlines award seats and upgrade availability quickly and easily. The basic subscription is $4.99 a month and it allows you to create seat alerts so you are notified when an award becomes available. The Premium version is $9.99 a month or $99 a year, and offers aircraft change alerts, saved queries, and a mobile edition. There is also a free version available with limited functionality.</p> <h2>Tripit Pro</h2> <p><a href="https://www.tripit.com/pro/features">Tripit Pro</a> is a travel organizing tool that produces detailed daily itineraries for every trip while providing real-time flight alerts and notifications. It also allows you to stay on top of all the points and miles that you earn from over 150 different travel rewards programs with its Point Tracker feature. And while other point tracking applications require you to manually enter your program details, Tripit Pro lets you forward your monthly and quarterly statements to their email address, and the program will automatically populate the information on your account. This program, which is accessible via both a web browser and a mobile app, will alert you when your points or miles are about to expire. Other features include a seat tracker, the ability to share itineraries, and notifications of when you are eligible for a flight refund. The cost to use Tripit Pro is $49 per year, but you can try it for free for 30 days.</p> <h2>Superfly</h2> <p><a href="https://www.superfly.com/#!/main/">Superfly</a> is an app that assists in many aspects of your travel planning including performing flight searches and viewing your travel history. In addition, it allows you to manage all of your reward points and miles in one place with its Rewards Dashboard. It will also estimate the value of your miles based on the cost of tickets and the benefits provided, and it supports adding accounts from friends and family members. Another novel feature is the Lounge section, which allows you to network with other frequent flyers who have the same status on a particular airline. Finally, making reservations through Superfly can enable you to receive 5%-10% cash back on hotel bookings.</p> <h2>Award Mapper</h2> <p><a href="http://awardmapper.com/">Award Mapper</a> is a simple website that offers a map based interface that allows you to search for hotels based on the loyalty program they are a member of. This is useful when you are looking to stay at a hotel and earn points in a particular program, or if you have points from one or more programs that you wish to use. There is no charge to use this app.</p> <p><em>What tools do you use for tracking reward miles? Share with us in the comments!</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/jason-steele">Jason Steele</a> of <a href="http://www.wisebread.com/4-best-tools-for-tracking-your-rewards-miles">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-3"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/credit-card-rewards-programs">Credit Card Rewards Programs</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/9-ways-to-use-travel-rewards-cards-to-get-free-trips">9 Ways to Use Travel Rewards Cards to Get Free Trips</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-turn-groceries-into-gasoline">How to Turn Groceries Into Gasoline</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/12-expert-tips-for-redeeming-miles-for-free-travel">12 Expert Tips for Redeeming Miles for Free Travel</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/travel-perks-you-didnt-know-your-credit-card-had">12 Travel Perks You Didn&#039;t Know Your Credit Card Had</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Credit Cards Shopping Technology Travel frequent flyer loyalty programs miles rewards programs Thu, 31 Mar 2016 09:00:09 +0000 Jason Steele 1666767 at http://www.wisebread.com 8 Tech Gadgets With the Best Resale Value http://www.wisebread.com/8-tech-gadgets-with-the-best-resale-value <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/8-tech-gadgets-with-the-best-resale-value" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/beats_by_dre_000017638811.jpg" alt="Finding tech gadgets with the best resale value" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>We all know the story with technology. By the time you've opened the box, it's already out of date. As advances quickly move the latest and greatest tech gadgets into the &quot;out of date&quot; category, it's hard to know what to buy, and how much to spend.</p> <p>But, some tech gadgets are a better investment than others, holding their value well. So when the time does come to upgrade, these eight gadgets will still be worth a tidy sum.</p> <h2>1. Beats by Dre</h2> <p>They are not the best headphones on the market. To be honest, they're not even close to being the best, as far as technical specs are concerned. But when it comes to holding their value, <a href="http://amzn.to/1MrHlDg">Beats</a> are up there with the biggest and best studio headphones on the market. The reason is simple &mdash; people want them. They have a certain &quot;street cred&quot; that seems to be bullet-proof, and they also look pretty cool.</p> <p>You could pay up to $300 for a pair of <a href="http://amzn.to/1psUuGO">Beats Studio Wireless</a> headphones, brand new. The same make and model, used, will sell for close to the same price on eBay. That's not a big depreciation at all, especially for tech you actually wear. And if you buy limited edition models, they can actually go up in value.</p> <p>But to be clear, if you want a pair of <em>good </em>headphones that also hold their value, choose <a href="http://amzn.to/1S8jywz">Sennheiser</a>.</p> <h2>2. Apple iPad</h2> <p>It was the first tablet to take the gadget world by storm. It's still the tablet most people gravitate to, and it doesn't look like that will change anytime soon. The <a href="http://amzn.to/1S8jDAo">Apple iPad</a> came along in April of 2010, and after a small adjustment period (what is that thing and what does it do?), everyone was hooked. There have been many different types of iPad and competitor tablets released since, but it's the iPad that holds its value well.</p> <p>Now, if you have one of the first 2010 models, it won't get you much money used, as the tech is too dated. But more recent ones, you'll have no trouble reselling them for a good chunk of money. For example, a new iPad Air 2 with 64GB is over $600 after tax. The same one, used, is going for over $500 on eBay. Just remember, condition is everything, and original packaging makes a world of difference.</p> <h2>3. Game Consoles (Newer Models)</h2> <p>I was in the market for a Playstation 3 recently, and I figured I would be able to pick up a used one for $50 on Craigslist. Nope. A used one, with just one controller, was $100. Throw in more controllers and games, and you can expect to pay almost as much as a new one. Likewise, the Xbox 360, used, was fetching a tidy sum on Craigslist and eBay as well.</p> <p>If you take care of your consoles, keep the original box, and keep the games in great condition, you can expect the value of your gaming console to hold for quite a while. What's more, older consoles are making a comeback. An original NES system can easily fetch over $100, and some of the games are worth thousands.</p> <h2>3. Apple iPhone</h2> <p>Another one for Apple, and not surprisingly it's their flagship product. The iPhone is not even 10 years old yet (it was launched in 2007), but it has absolutely changed the way we all interact with the online world. And although Android phones are now surpassing iPhones in sales, they are not touching them when it comes to resale values. Do a quick search on eBay for completed listings and you'll see most iPhone 5 models are selling for around $200 (that's around half the price of a new 5s). If it's gold, quadruple that price. Even the original, clunky iPhone has value. In its box, you can get $80&ndash;$100 for it. If it's factory sealed&hellip;thousands.</p> <h2>4. Vintage Audio Equipment</h2> <p>If you want to get a tech gadget that will really hold its value well, don't buy new. Buy vintage. Right now, the comeback of vinyl means that a good record player (think Technics, NAD, Thoren) will not only be worth every penny, it will also hold its value for years. Or, in the case of designer models, rise significantly.</p> <p>What's more, you can still pick up great amplifiers, tape decks, turntables, and speakers for pennies on the dollar; especially if you know just what to look for in the thrift stores and garage sales. I recently picked up a Technics turntable for $15, in the original box, which is already worth over $100 on eBay. Not that I'm selling it! And after Eminem announced the re-release of his Slim Shady album on cassette, you can guarantee tape decks will be next to rocket in value. Grab one cheap while you can.</p> <h2>5. Fitbit Surge</h2> <p>Actually, a lot of wearable tech is holding its value well, including smartwatches and fitness trackers. The Fitbit Surge is definitely up there as one of the best for holding value. Right now, a new <a href="http://amzn.to/1MrIdHS">FitBit Surge</a> can set you back between $220&ndash;$250, while used ones are coming in at around the $150 mark. The reason, other than the sleek design and usability, is the onboard GPS tracking software. Not only can you chart distance and pace, but even elevation.</p> <h2>6. Google Chromecast</h2> <p>This is a no-brainer, as it's so affordable to begin with. But if you like buying products that hold their value, this is up there with Apple products. A new Chromecast will cost you $35 from most online retailers, and often it comes with Google Play credits. If you look up used ones on eBay or Craigslist, you'll see them priced between $20&ndash;$25, depending on condition, original box, and so on. It's an incredible useful little piece of tech, and the simplicity it takes to set up and use makes it an easy item to resell later.</p> <h2>7. Apple Watch</h2> <p>Third time's a charm for Apple, who continue to have a massive fanbase despite not producing a significant innovation for years. But whatever the current state of Apple's product line, its products continue to hold their value, and the <a href="http://amzn.to/1UmEuDj">Apple Watch</a> (shouldn't that be iWatch, or it that way too creepy?) is no exception.</p> <p>A new Apple Watch will cost you anywhere from $350&ndash;$12,000 (that's the 18K gold edition), while a used Apple Watch will sell for anywhere from to $130 to $15,000! Clearly some people have money to burn.</p> <p><em>Recognize any of your gadgets in this list?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/paul-michael">Paul Michael</a> of <a href="http://www.wisebread.com/8-tech-gadgets-with-the-best-resale-value">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-power-banks">The 5 Best Power Banks</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/longtime-mac-users-punished-for-loyalty">Longtime Mac Users Punished for Loyalty</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-ways-to-avoid-buying-electronics-youll-regret">5 Ways to Avoid Buying Electronics You&#039;ll Regret</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/frugal-advice-for-the-gadget-addicted">Frugal Advice for the Gadget Addicted</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/tech-life-8-reasons-why-you-shouldn-t-be-an-early-adopter">Tech Life: 8 Reasons Why You Shouldn’t Be an Early Adopter</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Shopping Technology apple watch beats by dre electronics fitbit gadgets ipads smart tech Tue, 29 Mar 2016 10:30:06 +0000 Paul Michael 1678002 at http://www.wisebread.com 10 Fun Money Apps for Kids http://www.wisebread.com/10-fun-money-apps-for-kids <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/10-fun-money-apps-for-kids" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/mother_daughter_tablet_000076004131.jpg" alt="Finding the best money apps for kids and families" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Think personal finance is an adults-only matter? Think again. You can start teaching your child smart money habits from a very young age. Whether you use points or dollars, the concepts will surely sink in if a little fun is involved. Here are 10 apps that will teach your kids about money &mdash; all while letting them play on their favorite devices.</p> <h2>1. Savings Spree</h2> <p><strong>Cost</strong>: $5.99 on iTunes</p> <p><strong>Ages</strong>: 7 and up</p> <p><strong>Rating</strong>: 4+ stars</p> <p><a href="https://itunes.apple.com/us/app/savings-spree/id430150476?mt=8">Savings Spree</a> doesn't just teach your kid how to count nickels and dimes. Instead, it focuses on how different lifestyle choices in the everyday can add up to either big savings or big expenses. Your child can earn, spend, donate, or invest &quot;money&quot; in a variety of scenarios, which are presented in a game show format for added interest. Along with teaching the basics, this app will even present your little one with the harsh reality of those unexpected expenses that necessitate an emergency fund. Important lesson, indeed!</p> <h2>2. P2K Money</h2> <p><strong>Cost</strong>: Free on iTunes</p> <p><strong>Rating</strong>: 4+ stars</p> <p><a href="https://itunes.apple.com/us/app/p2k-money/id405631656?mt=8">P2K Money</a> is all about teaching your child the value and responsibility of money &mdash; plain and simple. You can engage in the learning process together using tools for budgeting, spending, and savings of your kid's earnings, like an allowance. They can even create wish lists to save for the items they want to buy. And what's especially cool is that the app will save those wish lists so your little guy or gal can evaluate if those items were actually worth the expense.</p> <h2>3. Bee Farming</h2> <p><strong>Cost</strong>: $1.99 on iTunes</p> <p><strong>Rating</strong>: 4+ stars</p> <p><a href="https://itunes.apple.com/us/app/bee-farming/id358168136?mt=8">Bee Farming</a> gives your child the opportunity to start his or her own virtual business with a swarm of bees and just $100. Each week, the bees can go to work in the forest collecting honey that your child will &quot;sell&quot; in a market to earn more bees or other supplies. This is such a fun game, even adults play it and compete to earn a spot on the Top Farmers Board. What a great way to give your kid the basics on business, hard work, and managing expenses.</p> <h2>4. PiggyBot</h2> <p><strong>Cost</strong>: Free on iTunes</p> <p><strong>Ages</strong>: 6 to 8 years old</p> <p><strong>Rating</strong>: 4+ stars</p> <p>Even young kids with an allowance can jump in on&nbsp;<a href="https://itunes.apple.com/us/app/piggybot/id844151884?mt=8">PiggyBot</a> to collect a virtual allowance. This tool will help your child visualize his or her allowance and categorize it into what areas they'll spend, share, and save. This app also motivates kids to pick savings goals and gives them useful information for how much money they need to save and how long it will take them to save it.</p> <h2>5. The Game of Life</h2> <p><strong>Cost</strong>: $0.99 on iTunes and Google Play</p> <p><strong>Rating</strong>: 4+ stars</p> <p>Want to really disguise the financial learning experience? Try&nbsp;<a href="https://itunes.apple.com/us/app/game-life-classic-edition/id326912270?mt=8">The Game of Life</a> app, which is an electronic version of the favorite board game. Throughout play, your child will be encountered with a number of decisions that have them choosing between wise or risky investments. Players even have the chance to earn Wealth Cards that can stack up to $1,000,000. Plus, you can play with up to six friends, which makes it a great activity for the whole family.</p> <h2>6. Flocabulary</h2> <p><strong>Cost</strong>: $12/month or $96/year</p> <p><strong>Ages</strong>: 11 to 18</p> <p><a href="https://www.flocabulary.com/">Flocabulary</a> takes on yet a different approach for older kids, with catchy songs, rap battles, and videos about&nbsp;<a href="https://www.flocabulary.com/topics/financial-literacy/">financial literacy</a> (plus many more subjects and life skills). The topics range from paying for college to budgeting to credit cards to goal setting, and beyond. Since the cost for this service is somewhat steep compared to the other apps on this list, you may want to check with your local school district to see if it's available to your child through school. You can also get&nbsp;<a href="https://www.flocabulary.com/trial/individual/">free trial</a> to check it out for 14 days.</p> <h2>7. Save! The Game</h2> <p><strong>Cost</strong>: Free on iTunes</p> <p><strong>Rating</strong>: 4+ stars</p> <p>The object in&nbsp;<a href="https://itunes.apple.com/us/app/save%21-the-game/id360805496?mt=8">Save! The Game</a> is to collect as much virtual money as possible and put it in the bank. Along the way, your child will need to avoid &quot;iWannas&quot; &mdash; you know, impulse buys like soda, toys, candy, and more. One reviewer downloaded this game before a long car trip and said that after playing, his kids engaged in a great discussion about avoiding &quot;iWannas&quot; in life, not just on the screen.</p> <h2>8. Bankaroo</h2> <p><strong>Cost</strong>: Free on iTunes</p> <p><strong>Rating</strong>: 4+ stars</p> <p><a href="https://itunes.apple.com/us/app/bankaroo-virtual-bank-for/id504924470?mt=8">Bankaroo</a> is another great allowance-tracking app that is also unique because offers different currencies. In fact, you can track funds using U.S. Dollars, Euros, hearts, stars, points, and more. In other words: Even the youngest kids can start to learn money concepts. This app was created by an 11-year-old girl who was looking for a way to keep track of her own allowance and thought other kids might want to do the same. The graphics are cute, and you can keep track of multiple accounts if you have multiple children.</p> <h2>9. Coin Math</h2> <p><strong>Cost</strong>: $1.99 on iTunes</p> <p><strong>Ages</strong>: 9 to 11*</p> <p><strong>Rating</strong>: 4+ stars</p> <p>What ever happened to old fashioned dollars and coins? They're definitely still around. With&nbsp;<a href="https://itunes.apple.com/us/app/coin-math/id296596459?mt=8">Coin Math</a>, your child can learn to identify and count coins, as well as how to pay and make change. Though this app is rated for slightly older kids, many reviewers share that their little ones as young as five years old enjoyed playing with the game.</p> <h2>10. FamZoo Family Finance</h2> <p><strong>Cost</strong>: Free on iTunes</p> <p><strong>Ages</strong>: 4 and up</p> <p><strong>Rating</strong>: 4+ stars</p> <p>Give your child a headstart to understanding money, budgeting, and saving with&nbsp;<a href="https://itunes.apple.com/us/app/famzoo-family-finance/id399321476?mt=8">FamZoo</a>. This app can be used by your entire family &mdash; even preschoolers &mdash; to manage allowances, track chores, handle reimbursements, and more. How does it work? Each member of your family is issued a card that is linked together in the app. In the &quot;Family Bank,&quot; the parents serve as the bankers while the kids are the customers. Then you get to tracking your everyday financial flow (even experiment with setting up automated tasks). You can also choose the IOU option if you'd rather track your money elsewhere. No matter how you do it, you'll be learning the rules of money together.</p> <p><em>Do you use these or other money apps for kids?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/ashley-marcin">Ashley Marcin</a> of <a href="http://www.wisebread.com/10-fun-money-apps-for-kids">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-4"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/this-season-give-your-child-the-gift-of-fiscal-responsibility">This Season, Give Your Child the Gift of Fiscal Responsibility</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/14-free-or-cheap-toys-that-will-make-your-kid-smarter">14 Free or Cheap Toys That Will Make Your Kid Smarter</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-much-should-your-kids-know-about-your-finances">How Much Should Your Kids Know About Your Finances?</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-surprising-ways-your-smartphone-can-keep-you-and-your-family-safe">6 Surprising Ways Your Smartphone Can Keep You and Your Family Safe</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/4-bad-money-habits-youre-teaching-your-kids">4 Bad Money Habits You&#039;re Teaching Your Kids</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Family Technology apps educational financial literacy games kids money teaching Fri, 04 Mar 2016 11:00:06 +0000 Ashley Marcin 1665772 at http://www.wisebread.com The 5 Millennial Money Apps Everyone Should Use http://www.wisebread.com/the-5-millennial-money-apps-everyone-should-use <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/the-5-millennial-money-apps-everyone-should-use" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/iStock_000077673573_Large.jpg" alt="millennial using a money app" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>The more we become surgically attached to our phones, the more we need apps to help us along. According to a recent study, <a href="http://www.millennialdisruptionindex.com/">68% of Millennials</a> say that in five years, the way they access their money will be completely different, and 70% say that the way they pay for things will be totally different. So it's no wonder there are so many money apps out there, making it easy to do banking, investing, and budgeting on the go.</p> <p>Most of us money savvy Gen Y-ers have heard of Mint before, which is a great app that helps you budget and track your spending. But there are a number of other apps out there that can help us invest, save, and yes, even spend, easily. (See also: <a href="http://www.wisebread.com/these-5-apps-will-help-you-finally-organize-your-money?ref=seealso">These 5 Apps Will Help You Finally Organize Your Money</a>)</p> <h2>1. Acorns</h2> <p>If you want to invest in stocks, but don't know where to start, try out <a href="https://www.acorns.com/">Acorns</a>. This app invests your spare change. In other words, if you spend $1.75 on a soda, the extra $0.25 goes into Acorns. Once you've reached $5 in spare change, a team of financial advisers (including Nobel Prize-winning economist Harry Markowitz) start investing for you. You can choose how aggressive you want your portfolio to be depending on how comfortable you feel. The app does cost $1 per month if your balance is under $5,000 and .25% per year if you're over $5,000. If you're age 24 or under, it's free. Make sure to do some research before you start investing (especially for a stock market newbie), but this app is well worth your time and investment.</p> <h2>2. Stash</h2> <p><a href="https://www.stashinvest.com/">Stash</a> is similar to Acorns, but with Stash, you get to choose how you want to invest. It also lets you know how risky your investment might be. You're not all alone in the process either &mdash; Stash provides support and guidance as you go. If you're new to the stock market, this is a good place to start, but make sure you do your homework on any company you invest in. The first three months of using the app are free, and then after that it has the same fees as Acorns.</p> <h2>3. Digit</h2> <p><a href="https://digit.co/">Digit</a> is a tidy little app that saves money for you. After the app checks out your payment history and spending habits, it starts to calculate ways for you start saving money. Every two to three days, Digit takes out between $5 and $50 and puts it into a savings account. The app helps you save without you even realizing it. And if you need your money, you simply text the app and it sends it to you. There are no fees and no minimums for this app, and they have a <a href="https://digit.co/about/faq#no-overdraft-guarantee">no-overdraft guarantee</a>. You can also pause savings at any point if you need to keep your money in your checking account. (See also: <a href="http://www.wisebread.com/can-a-robot-called-digit-really-help-you-save-more?ref=seealso">Can a Robot Called Digit Help You Save More?</a>)</p> <h2>4. Venmo and Square Cash</h2> <p><a href="https://venmo.com/">Venmo</a> is the fun way to send money with no fees. Set up much like a social media app, you can send money to friends for all kinds of things, and post emojis and jokes in public. While it sounds weird, it's the hippest way for Millennials to send money back and forth.</p> <p>The less &quot;fun&quot; version is <a href="https://cash.me/">Square Cash</a>, which I use on a regular basis to pay utilities to my roommate. Both apps are free, but do have a small fee for credit cards. Just make sure you never send any money to someone you don't know well. Both apps are good if you have a friend who owes you money for something. You don't have to awkwardly and consistently remind them in person &mdash; you can just request the money through the app.</p> <h2>5. Wally</h2> <p>Like Mint, <a href="http://wally.me/">Wally</a> helps you budget your money. The app shows your budgets in easy to understand charts and gives you an accurate look at your spending. The downside is that you have to upload each purchase, but it makes you more accountable. This is especially helpful on work-related travel. The app doesn't link to your credit card or bank account unless you want it to, so you don't have to worry about sharing your personal information. Wally is especially helpful for me so I can write off coffees and lunches and I don't have to keep the receipts! Try out Wally and see if it makes your life easier.</p> <p><em>Which money apps are you using? Share with us in the comments!</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/jennifer-holder">Jennifer Holder</a> of <a href="http://www.wisebread.com/the-5-millennial-money-apps-everyone-should-use">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-6"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-apps-for-the-tech-challenged-traveler">7 Apps for the Tech-Challenged Traveler</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-ways-to-save-on-smartphone-costs-while-traveling">8 Ways to Save on Smartphone Costs While Traveling</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-free-debt-management-tools">6 Free Debt Management Tools</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/12-places-to-keep-your-money-safe-and-growing">12 Places to Keep Your Money Safe — And Growing</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-apple-watch-apps-thatll-save-you-money">8 Apple Watch Apps That&#039;ll Save You Money</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Banking Technology apps banking investing millennials money apps smartphone Wed, 17 Feb 2016 10:30:24 +0000 Jennifer Holder 1658140 at http://www.wisebread.com 8 Ways Your Smartphone Saves You Money http://www.wisebread.com/8-ways-your-smartphone-saves-you-money <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/8-ways-your-smartphone-saves-you-money" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/iStock_000059693802_Large.jpg" alt="her smartphone is saving her money" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Smartphones are great, but why do they cost so much? Is it the bells and whistles of fancy security features, GPS tracking chips, and headsets? Or is it simply because consumers are willing to pay for all these sparkly extras? Here is a&nbsp;<a href="http://www.digitaltrends.com/mobile/iphone-cost-what-apple-is-paying/">comprehensive breakdown of costs</a>, so you can see exactly where your money is going. Are you starting to think it's time your pricey smartphone paid you back? Here are eight ways your smartphone can save you money.</p> <h2>1. Product Review Sites</h2> <p>Why waste time and money on customer service and products you won't absolutely love? Well, thanks to a consumer-driven economy, we no longer have to. Doing a quick business search on a review site will help you steer clear of bad businesses, and avoid the headache and hassle of dealing with lousy store owners for a refund.</p> <h2>2. No More Landline</h2> <p>Say goodbye to the expense of landlines. Some people prefer the convenience of landlines for the long distance, but with the advent of free calling apps like What'sApp, Skype, and Google Talk, landlines are becoming a thing of the past. So, don't let providers rope you into a bundle &quot;deal&quot; just to keep these prehistoric products in circulation.</p> <h2>3. Mobile Banking</h2> <p>Though minor fees won't keep you up at night, they do save you money over time. With mobile banking, you have access to regular account features at your fingertips. This means fewer trips to the bank. That alone will save time that is better spent making money. And you also save on gas and regular wear and tear to your vehicle.</p> <p>To add to the savings, mobile banking replaces wire transfer fees with free ACH transfers, and saves you a trip to the post office to buy stamps and mail bills. It can all be handled from your smartphone.</p> <h2>4. Accept Credit Card Payments at Small Businesses</h2> <p>If you're a business owner, you can run your business more efficiently by using smart device(s) to take orders and accept all forms of payments, rather than having customers wait in long lines. And service providers can ditch the brick-and-mortar storefronts and go mobile. You'll save a ton on rents and utilities. This concept is not unique to food trucks, pet groomers, or massage therapists, either. Even professionals like, CPAs and attorneys, can ditch the office space. The top credit card reader providers are PayPal and Square.</p> <h2>5. Shopping</h2> <p>By doing your shopping online, you are probably getting the best deals. Try typing any product into Google search and the Google product carousel displays merchants with price information. It's an algorithm used by eBay, along with Amazon, Shopify, Bluefly, and a host of other online retailers that aggregate merchant inventory and prices based on search queries. Mobile apps are another great way to save on shopping. Most major retailers even have their own apps that offer exclusive customer deals. (See also: <a href="http://www.wisebread.com/16-best-mobile-shopping-apps-for-your-phone?ref=seealso">16 Best Mobile Shopping Apps for Your Phone</a>)</p> <h2>6. Subscriptions</h2> <p>Digital news and magazine subscriptions cost far less than print. And digital music subscriptions are also great because your entire music library follows you wherever you go.</p> <p>Keep in mind that subscriptions are tax-deductible as long as they can be tied to your profession. So, if you're a real estate agent who reads the New York Times or a personal trainer who listens to Spotify, your subscriptions are tax deductions!</p> <h2>7. Ebooks</h2> <p>Following in the footsteps of music lovers, bookworms can hand over hard copies and replace them with ebooks for a fraction of the cost. And you'll never have to worry about them disappearing from your collection again. Some apps will let you read as many books as you want for around $5-$10 per month. For instance, Blinklist has a collection of over 1,300 books and they summarize the most important parts for quick digestible reads for $4.99 per month.</p> <h2>8. Insurance</h2> <p>Eliminating book and music collections will not only declutter your home, but it also allows you to drop your home or renter's insurance coverage by $5,000 to $10,000, which saves you money on premiums. Besides, unless you have rare books or albums, these items don't hold resale value and are not worth the money that is spent over time for packaging, additional moving costs for extra weight, and storage fees.</p> <p><em>How else does your smartphone save you money? Share with us in the comments!</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/qiana-chavaia">Qiana Chavaia</a> of <a href="http://www.wisebread.com/8-ways-your-smartphone-saves-you-money">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-5"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/12-fun-facts-about-valentines-day-spending">12 Fun Facts About Valentine&#039;s Day Spending</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/one-simple-thing-you-can-do-to-start-budgeting-today">One Simple Thing You Can Do to Start Budgeting Today</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-apps-for-the-tech-challenged-traveler">7 Apps for the Tech-Challenged Traveler</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/flashback-friday-the-95-best-ways-to-get-fit-for-free">Flashback Friday: The 95 Best Ways to Get Fit for Free</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/12-ways-to-save-and-make-money-while-traveling">12 Ways to Save and Make Money While Traveling</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Budgeting Technology mobile banking money saving money smartphone tech gadgets Thu, 04 Feb 2016 18:00:04 +0000 Qiana Chavaia 1649808 at http://www.wisebread.com 8 Things You Must Immediately Do After Losing Your Smartphone http://www.wisebread.com/8-things-you-must-immediately-do-after-losing-your-smartphone <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/8-things-you-must-immediately-do-after-losing-your-smartphone" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/millennials_on_phones_000053123676.jpg" alt="Learning what to do immediately after losing your smartphone" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>I've only truly lost my phone one time. I was riding the subway in Manhattan and it slipped out of a shallow jacket pocket. As soon as I was off the train &mdash; and the doors had closed &mdash; I realized my blunder. I called the MTA immediately to report the phone, but I didn't have much hope that it would survive a lonely trip on the train with thousands of people coming and going before an MTA official had a chance to scour the cars. Luckily, a good Samaritan snatched it up before any would-be-thieves could get their paws on it, and it made it back to me in one piece. That's not always the case, however, so here's what you should do immediately after losing your smartphone.</p> <h2>1. Call or Text Your Phone</h2> <p>The first thing you should do in the event that you've lost your phone is to call it from another phone. Perhaps you've merely misplaced it.</p> <p>If you've indeed lost your phone, perhaps someone has picked it up and they're trying to find the best way to get it back to you. Whenever I've discovered a lost phone, the first thing I do is call &quot;mom&quot; or &quot;dad&quot; listed in the contacts. But if the phone is locked and there's no access to the contacts, the finder may be standing by waiting for you to give it a ring. And once the battery is dead, you'll have a harder time getting a hold of anyone, so do this first.</p> <h2>2. Lock It Down</h2> <p>We all have important and sensitive information on our phones. Hopefully, your device isn't in the wrong hands, but to be sure nobody can access your private info, lock it down remotely. You can do this by logging into your Android Device Manager and Find My iPhone account on another device and manually lock the phone.</p> <h2>3. Locate Your Phone Via GPS</h2> <p>If you've called your phone and weren't able to get someone on the other line, try locating it via your phone GPS locating service. It's important to note that this needs to be activated on your devices so you can access them from another machine &mdash; otherwise this step is moot. Android Device Manager and Find My iPhone will help you do this as well</p> <h2>4. Set Up a Lock-Screen Message</h2> <p>Once your phone is locked down, the only way back into it is with your password &mdash; and chances are, whoever has your phone doesn't have that information. Set up a lock-screen message to let whoever has the phone know that you're looking for it, along with a phone number or other contact information to get in touch with you.</p> <h2>5. Report Your Phone Lost or Stolen</h2> <p>If you think your phone has been stolen rather than lost, you should probably file a police report. It sounds like a lost cause, yes, but I know people who have done just that and their phones have miraculously made it back to them.</p> <h2>6. Protect Your Accounts</h2> <p>Your phone is locked by now, but it's still not a bad idea to protect your accounts, just in case. According to Gizmodo, you should <a href="http://fieldguide.gizmodo.com/mobile-emergency-what-to-do-if-you-just-lost-your-phon-1733747690?newstream=on&amp;utm_expid=66866090-71.ZDl_b8uGQgG7HBI5sxDRgQ.2&amp;utm_referrer=https%3A%2F%2Fwww.google.com">log out of your social media</a> and email accounts, until you get the situation under control. (See also: <a href="http://www.wisebread.com/6-surprising-ways-your-smartphone-can-keep-you-and-your-family-safe">6 Surprising Ways Your Smartphone Can Keep You and Your Family Safe</a>)</p> <h2>7. Suspend Your Service</h2> <p>If you suspect suspicious activity on your lost or stolen phone, it's best to err on the side of caution and suspend your service.</p> <p>The last thing you want to deal with after the fact are erroneous charges and data usage bills that will only compound this already stressful situation.</p> <h2>8. Wipe All Data From Your Phone</h2> <p>When worse comes to worst, it might be time to chalk up the experience to a loss and wipe the phone clean. I had a phone stolen once, did all the steps I listed above &mdash; I could even see where the phone was in Manhattan when I used the Find My iPhone feature (although I couldn't hone in on it given that everybody lives in a massive apartment building) &mdash; but after a few weeks, I gave up. I already had a new phone, and the stolen phone was either dead or turned off, so I could no longer locate it. At that point, I erased it and moved on.</p> <p><em>Have you lost a phone or had it stolen? How did you handle the situation? Let's discuss in the comments below.</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/mikey-rox">Mikey Rox</a> of <a href="http://www.wisebread.com/8-things-you-must-immediately-do-after-losing-your-smartphone">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-6"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/11-terrifying-things-that-can-happen-when-someone-steals-your-phone-and-how-you-can-protect-it">11 Terrifying Things That Can Happen When Someone Steals Your Phone (And How You Can Protect It)</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/when-is-it-okay-to-share-your-social-security-number">When Is It Okay to Share Your Social Security Number?</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-apps-for-the-tech-challenged-traveler">7 Apps for the Tech-Challenged Traveler</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-ways-to-save-on-smartphone-costs-while-traveling">8 Ways to Save on Smartphone Costs While Traveling</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-get-mugged">How To Get Mugged</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Life Hacks Technology fraud protection identity theft iPhone lost phone smartphone Wed, 23 Dec 2015 18:00:02 +0000 Mikey Rox 1625890 at http://www.wisebread.com 10 Productivity Tips for IT Professionals http://www.wisebread.com/10-productivity-tips-for-it-professionals <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/10-productivity-tips-for-it-professionals" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/000051456322.jpg" alt="" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p><em>This post is brought to you by <a href="http://r1.fmpub.net/?k1=cmx-metric&amp;k2=289%7C726%7C2738&amp;k3=disclaimer&amp;k4=&amp;r=http%3A%2F%2Fbusiness2.comcast.com%2Finternet%2Fbusiness-internet" rel="nofollow">Comcast Business</a>.  Follow us @<a href="http://r1.fmpub.net/?k1=cmx-metric&amp;k2=289%7C726%7C2738&amp;k3=disclaimer&amp;k4=&amp;r=http%3A%2F%2Ftwitter.com%2Fcomcastbusiness" rel="nofollow">comcastbusiness</a>.</em></p> <p>We all know that technology can be a distraction &ndash; about half of workers admit to <a href="https://harmon.ie/press-releases/collaboration-social-tools-drain-business-productivity-costing-millions-work">wasting at least an hour a day</a>, mostly on email, social networking and texting. But we can turn the tables and increase our productivity by using tech tools to keep track of time, collaborate, and stay on task.</p> <p>If anyone understands these tools and how to use them to improve productivity, it&rsquo;s an information technology professional. A typical IT pro may spend the average day juggling endless help requests from users, installing emergency software patches, researching new products, and replacing hardware -- with all tasks flagged as urgent. Many IT pros also travel from one worksite to another, keeping track of client needs and upgrade schedules on the go. It&rsquo;s only natural that IT pros use what they know best to be efficient. Here&rsquo;s what IT pros can teach us about getting more done with the help of tech.</p> <h2>1. Get a Second Monitor</h2> <p>&ldquo;When it comes to productivity, there's almost nothing that compares to having a second monitor,&rdquo; says Scott Kendall of <a href="http://www.outhouseit.com">Outhouse IT</a>, citing <a href="https://www.dell.com/downloads/global/products/monitors/en/dual_monitors_boost_productivity_whitepaper.pdf">research showing</a> that using two monitors can help workers get so much more done it&rsquo;s like adding dozens of work days to the year. If you can&rsquo;t have two, upgrading to a larger monitor also increases productivity.</p> <h2>2. Use the Cloud to Store Files</h2> <p>Instead of saving files on your hard drive, or even a flash drive, use the cloud to store your files. Gregory Go, CTO of Killer Aces Media, advises that &ldquo;using the cloud for your files does three important things: you can access the files from anywhere, on any device, you can share and give permission to others to make edits and collaborate, and you don&rsquo;t have to remember to bring your files with you or even to save your changes because it does that automatically.&rdquo; You are also saved from the dreaded system failures that could result in lost files on your computer. Google Docs, Dropbox, and OneDrive provide simple, easy to use cloud services for your documents.</p> <h2>3. Find the Best To-Do App for You</h2> <p>According to app-ranking website <a href="http://thesweetsetup.com/">The Sweet Setup</a>, to-do lists &ldquo;should be beautiful to look at, easy to organize, and have an understandable hierarchy.&rdquo; There are plenty of good free task-manager apps for Android or iPhone. Some IT professionals like using <a href="https://appsto.re/us/3wopy.i">Wunderlist</a> ($4.99 per month for pro) to compile and share to-do lists, while others prefer <a href="https://appsto.re/us/xNOiI.i">Todoist</a> ($29 a year for pro) or <a href="https://appsto.re/us/ahkPD.i">Any.do</a> ($2.99 per month for pro). All of them store your tasks in the cloud, which eases collaboration (you can share and assign tasks to others) and allows you to access your lists from anywhere.</p> <h2>4. Stay on Top of Software Updates</h2> <p>You might not think of regular updates as a productivity hack, but you should, says John Barlow, an IT professional in insurance.</p> <p>&ldquo;Often new versions will incorporate new features that save time or money. Example: New versions of Windows can zip and unzip files, a function we used to have to download a separate program for.&rdquo;</p> <h2>5. Organize Your Contacts Effectively</h2> <p>Address books are fine, but if you don&rsquo;t remember the name of the person you need to e-mail, scrolling through an alphabetical list is a time waster. The free <a href="https://appsto.re/us/QGb61.i">Humin app</a> pulls contact information from your emails and social networks, and lets you search your contacts based on when you met them, where they work, or other factors, and shows you what connections you have in common. It&rsquo;s like a social networking system for your private contacts file -- perfect for IT pros who need to interface with a lot of people and don&rsquo;t have time to sort through business cards.</p> <h2>6. Keep Yourself on Task</h2> <p>Many technology professionals report using programs to help them avoid the distractions of the Internet, their phones, or even competing work tasks that can distract them from the job at hand.</p> <p>&quot;I use Strict Workflow as I have zero willpower on the Internets,&rdquo; says software design engineer Gareth Morgan, referring to the <a href="https://chrome.google.com/webstore/detail/strict-workflow/cgmnfnmlficgeijcalkgnnkigkefkbhd">Chrome extension</a> that sets a timer for 25-minute periods of focused work, punctuated by five-minute breaks.</p> <p>Aaron K., a software engineer in the advertising industry, uses segregated browsers to stay focused.</p> <p>&ldquo;I use two separate browsers at all times, one that is open while I'm working and has my work in it. The other is for personal stuff. I close it frequently and have it set to remember my tabs, so when I need a mental break I can open it up and pick up where I left off,&rdquo; he says.</p> <h2>7. Know Where Your Time Goes</h2> <p>Just like a financial budget is destined to fail if you don&rsquo;t know where your pennies and dollars go, you need to track your minutes and hours in order to make effective use of your time. Some IT consultants need to bill every minute of work to a specific client, making time trackers even more vital.</p> <p>Aaron K. uses the free desktop <a href="http://getklok.com/">Klok app</a> ($19.99 for pro) for time tracking. The app offers <a href="http://www.getklok.com/cloud/index.html">Klok Cloud Sync for Mobile</a>, so that you can store project lists online and time work in the field using a mobile device. Wisconsin IT guy Brad T., prefers the <a href="https://chrome.google.com/webstore/detail/task-timer/aomfjmibjhhfdenfkpaodhnlhkolngif?hl=en-">Google Chrome plugin Task Timer</a>. Build manager Erik Purins swears by team time tracker <a href="https://toggl.com/features">Toggl</a> (free or $5-$59 per month for pro) to help him build weekly reports of how he spent his work hours. Whether you&rsquo;re using it on a phone or desktop, Toggl syncs to the cloud in real time so that you know how much time you&rsquo;ve spent whether in the field or in the office.</p> <h2>8. Streamline Repetitive Tasks</h2> <p>Help desk analyst Ryan S., finds himself copying and pasting the same information over and over in response to client requests. He says he couldn&rsquo;t live without the <a href="http://download.cnet.com/CLCL/3000-2384_4-10153066.html">free Windows clipboard utility CLCL</a>, &ldquo;a huge time saver.&rdquo;</p> <p>&ldquo;It allows me to pull up the last 30 items copied to the clipboard, as well as create templates for phrases and, in some cases, entire troubleshooting processes that I frequently use. Those templates can be assigned to hot keys and inserted with a keystroke,&rdquo; Ryan S. says.</p> <h2>9. Communicate Efficiently</h2> <p>No one hates a lengthy meeting more than a busy IT pro, and long email chains are almost as bad. That&rsquo;s why they turn to collaboration apps such as the free <a href="https://trello.com/">Trello</a> ($8.33/month for Business Class), which shares to-do lists and tracks tasks across teams, and <a href="https://slack.com/">Slack</a> (paid versions range from $6.67 to $12.50 per month), which allows teams to share messages and documents in a continual group conversation. Because both apps are cloud-based, you can access or search your communications from anywhere.</p> <h2>10. Take Notes Strategically</h2> <p>There are lots of note-taking apps out there, but many pros still prefer to simply email themselves reminders, to-do lists, and other information. The <a href="https://appsto.re/us/_M3gw.i">$1.99 app Captio</a> makes emailing yourself a one-click affair, ensuring that fewer thoughts fall out of your brain before you have time to record them.</p> <p>In the end, technology can be a help or hindrance when it comes to productivity. Those who take control of the tech in their lives by using the proper tools are more likely to avoid the distracting downside of our constantly wired environment and get more done.</p> <script type="text/javascript" charset="utf-8" src="http://vc.cdn.fm/video_conversationalist/system/published/opportunity/89732726/289_2738.js"></script><br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/carrie-kirby">Carrie Kirby</a> of <a href="http://www.wisebread.com/10-productivity-tips-for-it-professionals">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-2"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/9-skills-that-will-be-obsolete-soon">9 Skills That Will Be Obsolete Soon</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-ways-to-make-facebook-productive">10 Ways to Make Facebook Productive</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/9-reasons-your-it-person-is-a-super-hero">9 Reasons Your IT Person Is a Super Hero</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-back-to-school-iphone-apps">10 Back-to-School iPhone Apps</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/15-modern-life-skills-everyone-should-master">15 Modern Life Skills Everyone Should Master</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Productivity Technology Comcast Tue, 22 Dec 2015 17:38:42 +0000 Carrie Kirby 1625205 at http://www.wisebread.com The 5 Best 9 Volt Batteries http://www.wisebread.com/the-5-best-9-volt-batteries <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/the-5-best-9-volt-batteries" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/battery_smoke_alarm_000022659082.jpg" alt="Buying best 9 volt batteries to use" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Whether you need a new battery for your flashlight, or are looking for a long-lasting, reliable option for your smoke detector, everyone needs a good 9 volt battery every once in awhile. It&rsquo;s also a great idea to keep extra 9 volt batteries around in case of an emergency. That&rsquo;s why we&rsquo;ve found some of the best 9 volt batteries available.</p> <h2>What Is a 9 Volt Battery?</h2> <p>A 9 volt battery is a power source commonly used in small electronic devices, home appliances, and home security devices. They can easily be replaced and installed, the same as you would an <a href="http://www.wisebread.com/the-5-best-long-lasting-aa-batteries">AA battery</a> or an <a href="http://www.wisebread.com/the-5-best-aaa-batteries">AAA battery</a>.</p> <p>They were first introduced for transistor radios in 1956 and are commonly used in professional and home use today. They have a rectangular shape with rounded edges and are constructed of six 1.5V LR61 cells. Lithium batteries tend to work longer for high-drain devices, while alkaline batteries offer a more affordable option for low-drain devices.</p> <h2>Top 5 9-Volt Batteries&nbsp;</h2> <h3>AmazonBasics 9 Volt Everyday Alkaline Batteries</h3> <p><a href="http://www.amazon.com/gp/product/B00MH4QM1S/ref=as_li_tl?ie=UTF8&amp;camp=1789&amp;creative=9325&amp;creativeASIN=B00MH4QM1S&amp;linkCode=as2&amp;tag=bguidelink-20&amp;linkId=RSN5TPJBHBCUJNYG"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/amazon%209v.jpg" width="245" height="218" align="right" alt="" /></a>Amazon&rsquo;s own house brand of batteries, <a href="http://www.amazon.com/gp/product/B00MH4QM1S/ref=as_li_tl?ie=UTF8&amp;camp=1789&amp;creative=9325&amp;creativeASIN=B00MH4QM1S&amp;linkCode=as2&amp;tag=bguidelink-20&amp;linkId=RSN5TPJBHBCUJNYG">AmazonBasics 9 Volt Everyday Alkaline Batteries</a>, are Amazon&rsquo;s #1 best seller in 9 volt batteries, as well as the top rated 9V batteries and one of the &ldquo;most wished for&rdquo; items on Amazon. AmazonBasics offers affordable products, without sacrificing quality. In fact, these batteries are carefully tested and reviewed to ensure Amazon consistently offers high-quality products with uncompromised standards.</p> <p>The batteries offer a three-year shelf life and can work with a variety of devices, including cameras, toys, remotes, clocks, flashlights, radios, and other household electronics. They are slightly longer than standard 9V batteries, but should still fit your electronics and home security devices fine. This affordable pack of eight batteries ships in certified frustration-free packaging.</p> <p><a href="http://www.amazon.com/gp/product/B00MH4QM1S/ref=as_li_tl?ie=UTF8&amp;camp=1789&amp;creative=9325&amp;creativeASIN=B00MH4QM1S&amp;linkCode=as2&amp;tag=bguidelink-20&amp;linkId=RSN5TPJBHBCUJNYG"><em>Currently $9.99 on Amazon</em></a></p> <h3>Energizer Advanced Lithium 9V Batteries</h3> <p><a href="http://www.amazon.com/gp/product/B008OE4I8O/ref=as_li_tl?ie=UTF8&amp;camp=1789&amp;creative=9325&amp;creativeASIN=B008OE4I8O&amp;linkCode=as2&amp;tag=bguidelink-20&amp;linkId=K23NVO76FHU2RRYD"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/energizer%209v.jpg" width="183" height="220" align="right" alt="" />Energizer Advanced Lithium 9V Batteries</a> are a great long-lasting choice. The lithium design has a storage life of up to 10 years, and lithium batteries can last up to twice as long as alkaline batteries. They are leak resistant, weigh 25% less than a standard alkaline battery, and can perform well even in extreme temperatures. They offer more power, so you can count on them to run any devices, high-tech gadgets, smoke detectors, and electronics.</p> <p>These high-energy batteries are one of Amazon&rsquo;s best sellers. Energizer was named an Innovations Design and Engineering Award Honoree and is a trusted household name. <a href="http://www.amazon.com/gp/product/B009R624V6/ref=as_li_tl?ie=UTF8&amp;camp=1789&amp;creative=9325&amp;creativeASIN=B009R624V6&amp;linkCode=as2&amp;tag=bguidelink-20&amp;linkId=YB3ZDDLXLN5IM3JZ">Energizer MAX Alkaline Batteries</a> and <a href="http://www.amazon.com/gp/product/B00NNZZBVM/ref=as_li_tl?ie=UTF8&amp;camp=1789&amp;creative=9325&amp;creativeASIN=B00NNZZBVM&amp;linkCode=as2&amp;tag=bguidelink-20&amp;linkId=XLWFPSX5CAXYLZ2S">Rechargeable 9 Volt Batteries</a> are also bestselling award-winners, so you&rsquo;re bound to find the right batteries with Energizer.</p> <p><a href="http://www.amazon.com/gp/product/B008OE4I8O/ref=as_li_tl?ie=UTF8&amp;camp=1789&amp;creative=9325&amp;creativeASIN=B008OE4I8O&amp;linkCode=as2&amp;tag=bguidelink-20&amp;linkId=K23NVO76FHU2RRYD"><em>Currently $12.38 on Amazon</em></a></p> <h3>Duracell Procell 9 Volt Batteries</h3> <p><a href="http://www.amazon.com/gp/product/B002UGVWA4/ref=as_li_tl?ie=UTF8&amp;camp=1789&amp;creative=9325&amp;creativeASIN=B002UGVWA4&amp;linkCode=as2&amp;tag=bguidelink-20&amp;linkId=MDPPM3BOK2GW6UIO"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/duracell%20procell.jpg" width="245" height="151" align="right" alt="" />Duracell Procell 9 Volt Batteries</a> are one of Amazon&rsquo;s best sellers, as well as the top rated 9V batteries and one of the &ldquo;most wished for&rdquo; items on Amazon. They are professional quality and manufactured specifically for industrial use, making them the preferred choice of sound technicians, broadcasters, police, and fire departments around the nation. They are also the preferred choice for hospitals and medical devices due to their unwavering reliability. They can also fit any device that the traditional Duracell Coppertop Batteries can fit, such as small radios, toys, remotes, calculators, smoke detectors, flashlights, and bathroom fixtures, so they are also perfect for home use. They have the longest lasting alkaline power cells available and are some of the most dependable batteries on the market, with a seven-year shelf life. They have secure seal corrosion resistance, so the sensitive equipment inside is well protected.</p> <p>The 12-pack of batteries offers bulk pricing, which leads to significant savings. Duracell is the world&rsquo;s #1 brand of batteries, has been a trusted household name for more than 40 years, guarantees dependable performance, and was awarded the Good Housekeeping Seal, so you&rsquo;re bound to be satisfied.</p> <p><a href="http://www.amazon.com/gp/product/B002UGVWA4/ref=as_li_tl?ie=UTF8&amp;camp=1789&amp;creative=9325&amp;creativeASIN=B002UGVWA4&amp;linkCode=as2&amp;tag=bguidelink-20&amp;linkId=MDPPM3BOK2GW6UIO"><em>Currently $16.08 on Amazon</em></a></p> <h3>EBL High Volume 9V Lithium-ion Low Self-Discharge Rechargeable Battery</h3> <p><a href="http://www.amazon.com/gp/product/B00EJKIDHE/ref=as_li_tl?ie=UTF8&amp;camp=1789&amp;creative=9325&amp;creativeASIN=B00EJKIDHE&amp;linkCode=as2&amp;tag=bguidelink-20&amp;linkId=AHWBAJ74U4QKLXSD"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/ebl%209v_0.jpg" width="245" height="152" align="right" alt="" /></a>The <a href="http://www.amazon.com/gp/product/B00EJKIDHE/ref=as_li_tl?ie=UTF8&amp;camp=1789&amp;creative=9325&amp;creativeASIN=B00EJKIDHE&amp;linkCode=as2&amp;tag=bguidelink-20&amp;linkId=AHWBAJ74U4QKLXSD">EBL&reg; High Volume 9V Lithium-ion Low Self-discharge Rechargeable Battery</a> was selected as the best 9V rechargeable battery by several independent review sites. The batteries come pre-charged and can be recharged up to 1,200 times, providing an incredible value. The improved &ldquo;low-self discharge&rdquo; means they will hold the charge for a year and can maintain 75% of capacity after three years of consistent usage, which is ideal for fire alarms, home security devices, and professional audio and medical devices. They can be charged anytime and offer convenient operation with no memory effect. The battery uses a new gel-type electrolyte, which has an energy density that is 20% more than other lithium ion batteries with only 550mAh capacity. Along with holding their charge for longer, they also last up to three times as long as other rechargeable 9V NiMH batteries.</p> <p>The batteries are backed by outstanding reviews and a 30-day money back and one-year limited warranty. If you don&rsquo;t already have a universal battery charger for rechargeable batteries, consider the affordable <a href="http://www.amazon.com/gp/product/B00EJKIDHE/ref=as_li_tl?ie=UTF8&amp;camp=1789&amp;creative=9325&amp;creativeASIN=B00EJKIDHE&amp;linkCode=as2&amp;tag=bguidelink-20&amp;linkId=7JO5LHBRICHXRQI5">EBL&reg; 829 Universal Battery Charger for AA/AAA/9V/18650 Rechargeable Batteries</a>.</p> <p><a href="http://www.amazon.com/gp/product/B00EJKIDHE/ref=as_li_tl?ie=UTF8&amp;camp=1789&amp;creative=9325&amp;creativeASIN=B00EJKIDHE&amp;linkCode=as2&amp;tag=bguidelink-20&amp;linkId=AHWBAJ74U4QKLXSD"><em>Currently $19.99 on Amazon</em></a></p> <h3>Duracell Alkaline 9 Volt Coppertop Batteries</h3> <p><a href="http://www.amazon.com/gp/product/B004DE54AA/ref=as_li_tl?ie=UTF8&amp;camp=1789&amp;creative=9325&amp;creativeASIN=B004DE54AA&amp;linkCode=as2&amp;tag=bguidelink-20&amp;linkId=NLCUN6OCY3QTSZW7"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/duracell.jpg" width="133" height="245" align="right" alt="" /></a>The <a href="http://www.amazon.com/gp/product/B004DE54AA/ref=as_li_tl?ie=UTF8&amp;camp=1789&amp;creative=9325&amp;creativeASIN=B004DE54AA&amp;linkCode=as2&amp;tag=bguidelink-20&amp;linkId=NLCUN6OCY3QTSZW7">Duracell Alkaline 9 Volt Coppertop Batteries</a> are the everyday-use version of the Duracell Procell 9V batteries. These mercury-free batteries are ideal for small radios, toys, remotes, smoke alarms, flashlights, and bathroom fixtures. They offer dependable, long-lasting results with an expected life of about seven years. These batteries are one of Amazon&rsquo;s best sellers and even come with a free reusable plastic storage container. Duracell is the world&rsquo;s #1 brand of batteries, has been a trusted household name for more than 40 years, guarantees dependable performance, and was awarded the Good Housekeeping Seal, so you&rsquo;re bound to be satisfied.</p> <p><a href="http://www.amazon.com/gp/product/B004DE54AA/ref=as_li_tl?ie=UTF8&amp;camp=1789&amp;creative=9325&amp;creativeASIN=B004DE54AA&amp;linkCode=as2&amp;tag=bguidelink-20&amp;linkId=NLCUN6OCY3QTSZW7"><em>Currently $7.24 on Amazon</em></a></p> <p>And those are our recommendations for the best 9 volt batteries. As always, be sure to check <a href="http://www.wisebread.com/buying-calendar">Wise Bread's Buying Calendar</a> to learn when and how to buy just about anything!</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/andrea-cannon">Andrea Cannon</a> of <a href="http://www.wisebread.com/the-5-best-9-volt-batteries">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-7"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-waterproof-laptop-cases">The 5 Best Waterproof Laptop Cases</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-solar-power-banks">The 5 Best Solar Power Banks</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-ups-backup-batteries">The 5 Best UPS Backup Batteries</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-long-lasting-aa-batteries">The 5 Best Long Lasting AA Batteries</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-power-banks">The 5 Best Power Banks</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Shopping Technology 9 volt batteries 9v battery batteries product reviews Thu, 19 Nov 2015 17:00:46 +0000 Andrea Cannon 1612172 at http://www.wisebread.com 9 Unusual Jobs Technology Destroyed http://www.wisebread.com/9-unusual-jobs-technology-destroyed <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/9-unusual-jobs-technology-destroyed" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_making_phone_call_000020299563.jpg" alt="Woman&#039;s unusual job getting destroyed by technology" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Let's talk about technology for a second. There was an ad for IBM done by the firm Saatchi &amp; Saatchi in the early 80s. It featured two men watching a mechanical shovel digging a hole. &quot;If it wasn't for that machine, 12 men with shovels could be doing that job,&quot; said one. The other replied, &quot;If it wasn't for your 12 shovels, 200 men with teaspoons could be doing that job.&quot;</p> <p>The point is, technology will continue to advance, and as it does, jobs will <a href="http://www.wisebread.com/9-skills-that-will-be-obsolete-soon">continue to become obsolete</a>. Here are nine unique jobs that have vanished due to technology:</p> <h2>1. The Ice Cutter</h2> <p>If you've seen <a href="http://www.amazon.com/gp/product/B00G5G7K7O/ref=as_li_tl?ie=UTF8&amp;camp=1789&amp;creative=390957&amp;creativeASIN=B00G5G7K7O&amp;linkCode=as2&amp;tag=wisbre03-20&amp;linkId=5DLNXDUFITOYRPDV">Frozen</a> (anyone with kids has, multiple times), you'll know about the job of ice cutting. Icemen would brave the winter weather and venture onto frozen lakes to collect the surface ice; this could be several feet thick and required either a large, specialized handsaw, or a powered saw blade. This ice would be transported back to ice houses, where it was stored awaiting delivery to the homes of people with ice boxes who wanted to keep their food cold. When the refrigerator was developed, and the air conditioner, this profession melted away. However, it is still sometimes used as a showpiece in ice and snow sculpting events and festivals.</p> <h2>2. The Plague Doctor</h2> <p>A highly dangerous profession for obvious reasons, plague doctors were hired by towns and cities during the time of epidemics. Many were simply people who had given up on a poor-paying profession for one that offered greater compensation &mdash; danger pay, so to speak &mdash; and had no real experience of medicine. Most notable about the plague doctor was the costume &mdash; a heavy fabric overcoat doused in wax, and a face mask that looked like a giant beak, which held scented straw, herbs, and other fragrances to block out the stench of death. Advances in medicine, sanitation, and public health all but eradicated the plague, and thus, the plague doctor.</p> <h2>3. The Rag-Picker</h2> <p>Sometimes called &quot;rag and bone men,&quot; rag-pickers would walk the streets day and night, asking for scraps of cloth, paper, cardboard, glass, metals, and other materials that could be recycled and made into other products. However, the rag-picker did not do the recycling; they simply handed it over to a &quot;master rag-picker&quot; in exchange for a set fee (by weight, for example) who would sell it to companies who could convert it back into usable products. Technology, including recycling plants and collection programs, virtually eliminated the profession. However, in third world countries, the very poorest people will still embark on rag-picking as a way to make some extra money.</p> <h2>4. The Scrivener</h2> <p>Sometimes referred to as a &quot;scribe,&quot; scriveners made a living by writing and copying court and legal documents, and other written material. They were common in places where literacy rates were very low, and were also responsible for duties including dictation, petitions, and reading letters out loud to clients. Technology, such as photocopying machines and tape recorders, made the scrivener extinct in all but the very poorest parts of the world.</p> <h2>5. The Log Driver</h2> <p>These day, logs are transported to their destination, be it saw mills or pulp mills, via trucks and railroads. This wasn't always the case. A log driver would be employed to move the heavy logs from the cutting site, downstream, using the current of the river. It was a skilled profession, and an experienced crew could guide the logs without any kind of jams, pile-ups, or other major incidents. In peak seasons, logs would literally fill the rivers, making boat travel dangerous or impossible. It was tough, back-breaking, dangerous work, and men were routinely crushed to death by the fast-moving, heavy logs.</p> <h2>6. The Knocker-Upper</h2> <p>Before the invention of alarm clocks, which we all take for granted these days, people needed to make sure they got up on time for work. The task fell to someone called a knocker-upper, who would walk around the streets tapping on the windows of people who paid for a wake up call. It was a job done in the dark, the cold, and the rough streets of major cities, and paid very little. The bigger question is, who knocked-up the knocker-upper?</p> <h2>7. The Switchboard Operator</h2> <p>From the late 1800s up until the 1960s, switchboard operators were the reason you were able to make a call. The job was hectic and mundane, requiring dexterity and nimble fingers to connect lines via a switchboard that had a dizzying number of jacks, plugs, and cords. If you've ever seen an old movie with someone using a candlestick phone, you'll hear them ask the operator to connect them to a number. That was the job, day in, day out. In the 1920s, automated exchanges started being developed. Now, technology has completely eliminated the need for switchboard operators.</p> <h2>8. The Gandy Dancer</h2> <p>Also known as railroad workers, gandy dancers were responsible for laying the many thousands of miles of tracks that span the United States. It was hard labor to say the least, and the wages were very poor. Working conditions were appalling, and men would often sing chants to keep spirits high and maintain good coordination. The invention of track-laying machines did away with the need for the gandy dancer, which is just as well. It was a thankless, underpaid task.</p> <h2>9. The Leech Collector</h2> <p>Once upon a time, leeches were used by the medical profession as a cure for almost anything. As such, the demand for leeches was high, and leech collectors would travel out into bogs and marshes to collect the bloodsuckers. While some used old horses and other animals to lure the leeches, many would simply use their own legs. This resulted in the spread of infections, and a severe loss of blood in some instances. Advances in medical technology, and the ability to collect and harvest leeches in special facilities for modern medical use, led to the profession being wiped out.</p> <p><em>What other odd jobs has technology destroyed? Not yours, we hope!</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/paul-michael">Paul Michael</a> of <a href="http://www.wisebread.com/9-unusual-jobs-technology-destroyed">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-8"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-ways-social-media-can-save-you-money">6 Ways Social Media Can Save You Money</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-get-netflix-and-hulu-to-play-on-your-tv">How to Get Netflix and Hulu to Play on Your TV</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-apps-for-the-tech-challenged-traveler">7 Apps for the Tech-Challenged Traveler</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-solar-power-banks">The 5 Best Solar Power Banks</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-ways-to-save-money-on-ipads-iphones-and-macs">6 Ways to Save Money on iPads, iPhones, and Macs</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Technology modernization obsolete jobs old jobs Mon, 05 Oct 2015 09:00:40 +0000 Paul Michael 1576254 at http://www.wisebread.com