gratitude http://www.wisebread.com/taxonomy/term/8193/all en-US Can Saying Thanks More Make You Rich? http://www.wisebread.com/can-saying-thanks-more-make-you-rich <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/can-saying-thanks-more-make-you-rich" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/thank_you_note_000058962422.jpg" alt="Learning how saying thanks can make you rich" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>If you're even a little bit cynical, you might be expecting a resounding, one-word answer to this question. I mean, since when did being nice ever get you rich?</p> <p>But there is good news out there for those of us who still like to see the nice guy win once in-awhile. In fact, gratitude has a number of direct impacts on financial well being.</p> <h2>Gratitude Makes You Happy</h2> <p>Gratitude has been shown to <a href="https://www.uthealthleader.org/story/grateful-ology">make people happier</a> &mdash; and happiness is known to have a positive impact on earnings.</p> <p>In research, groups were asked to keep journals over an extended period, either simply writing down neutrally what had happened to them, or trying to find the positives to be grateful for. At the end of the study, the gratitude group were 25% happier than the neutral group, and reported fewer physical illnesses over the period.</p> <p>A different study links <a href="http://www.wisebread.com/9-ways-money-does-buy-happiness" target="_blank">happiness and earnings</a>, with research which shows that adolescents who report higher levels of happiness go on to <a href="http://www.pnas.org/content/109/49/19953.abstract">earn more as adults</a>. There are probably a wide range of reasons for this &mdash; happier people take fewer sick days, build more positive relationships, and are able to focus more on the things that matter to them.</p> <h2>Gratitude Stops Spending</h2> <p>If excessive consumption is your downfall, then try practicing a little gratitude to get back on track.</p> <p>Instead of lusting after another gadget or handbag, make a conscious effort to appreciate what you have &mdash; not only will you rediscover old pleasures, it will most likely slow your urge to spend.</p> <p>Often the desire to shop comes about because of something known as <em>hedonic adaptation</em>, or the hedonic treadmill. This is the tendency humans have to slip back to an average level of satisfaction very shortly after large improvements or positive life events. So even though you get a massive pay raise, the enjoyment is short-lived, and you soon come to expect the extra salary. Similarly, the new phone you were yearning for is only truly impressive for a few weeks before you forget the novelty and start to think about your next purchase.</p> <p>Gratitude can help overcome this tendency because it slows down the pace at which we get complacent about what we have &mdash; and by cutting out the excesses of spending, our financial wellness gets an immediate boost.</p> <h2>Gratitude Promotes Great Relationships</h2> <p>Relationships flourish with gratitude, and relationships are how business happens. So exercising a bit of gratitude can be a boon to your personal and professional relationships alike, making you happier and wealthier at the same time.</p> <p>This dynamic in professional environments has already received much scientific and psychological attention. Studies dating back decades have shown that customers come back and tip more if they are thanked for their generosity. In one wonderful example (which I really wish I had come up with myself), restaurant servers handed over the check to diners &mdash; either blank, or with a handwritten note saying thank you, including a smiley face. This research showed that those who had written &quot;thank you&quot; on their checks <a href="http://onlinelibrary.wiley.com/doi/10.1111/j.1559-1816.1996.tb01847.x/abstract">received higher tips</a>.</p> <p>Because gratitude forges an immediate personal connection, it's a great way of opening the door to a developing relationship. In a work environment, that might be as simple as getting an extra few dollars tip, or it could be the start of something beautiful. You never know.</p> <h2>Gratitude Keeps You Healthy</h2> <p>Science shows you can cut down your medical bills by saying thanks. Seriously.</p> <p>Don't take my word for it. Professor Robert A. Emmons is the author of a report on the <a href="http://www.ucdmc.ucdavis.edu/welcome/features/2015-2016/11/20151125_gratitude.html">impact of gratitude on health</a>. He says gratitude &quot;can lower blood pressure, improve immune function, and facilitate more efficient sleep. Gratitude reduces lifetime risk for depression, anxiety, and substance abuse disorders, and is a key resiliency factor in the prevention of suicide.&quot;</p> <p>Not only all that, but those who are grateful also report having a stronger social network that can support them when they need help, as well as improving blood pressure, cholesterol and heart health.</p> <p>Gratitude's impact on financial wellness is based on elements of scientific and psychological fact. It may sound far fetched at first, but saying thank you to others, and remembering to be grateful for what you have &mdash; rather than yearning for more &mdash; could really be the secret to unlocking greater emotional and financial well being.</p> <p><em>What do you think? Crazy theories or common sense? How do you practice gratitude in everyday life?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/claire-millard">Claire Millard</a> of <a href="http://www.wisebread.com/can-saying-thanks-more-make-you-rich">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-reasons-you-are-more-than-your-credit-score">7 Reasons You Are More Than Your Credit Score</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-financial-wake-up-calls-and-how-to-deal-with-them">8 Financial Wake Up Calls — And How to Deal With Them</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-put-your-spouse-on-a-budget-without-ruining-your-marriage">How to Put Your Spouse on a Budget Without Ruining Your Marriage</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/15-surprising-ways-bad-credit-can-hurt-you">15 Surprising Ways Bad Credit Can Hurt You</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-things-i-learned-about-money-after-getting-married">8 Things I Learned About Money After Getting Married</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Personal Finance appreciation gratitude happiness healthy higher salary mindset relationships spending habits Thu, 26 May 2016 09:30:18 +0000 Claire Millard 1717156 at http://www.wisebread.com Ask the Readers: What Are You Most Grateful For? http://www.wisebread.com/ask-the-readers-what-are-you-most-grateful-for <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/ask-the-readers-what-are-you-most-grateful-for" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/mother-daughter-love-177840421-small.jpg" alt="mother daughter love" title="mother daughter love" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p><em>Editor's Note: Congratulations to <a href="http://www.wisebread.com/ask-the-readers-what-are-you-most-grateful-for#comment-760082">Guest</a>, Gina, and Suz_Glo for winning this week's contest!</em></p> <p>One of the major themes of Thanksgiving is gratitude. Ideally, we would show our thanks for the important (and the not so important) things in life every day of the year, but it can sometimes be left on the wayside when life gets busy or difficult. This is a good time for all of us to remember the positive things in our lives.</p> <p><strong>What are you most grateful for?</strong> What is your favorite way to express gratitude? When was the last time you said thank you &mdash; and really meant it?</p> <p>Tell us what you are most grateful for and we'll enter you in a drawing to win a $20 Amazon Gift Card!</p> <h2>Win 1 of 3 $20 Amazon Gift Cards</h2> <p>We're doing three giveaways &mdash; here's how you can win!</p> <h3>Mandatory Entry:</h3> <ul> <li>Post your answer in the comments below. One commenter will be randomly selected to win a $20 Amazon Gift Card!</li> </ul> <h3>For Extra Entries:</h3> <ul> <li>You can tweet about our giveaway for an extra entry. Also, our Facebook fans can get an extra entry too! Use our Rafflecopter widget for your chance to win one of the other two Amazon Gift Cards:</li> </ul> <p><a id="rc-79857dfa155" class="rafl" href="http://www.rafflecopter.com/rafl/display/79857dfa155/" rel="nofollow">a Rafflecopter giveaway</a> </p> <script src="//widget.rafflecopter.com/load.js"></script></p> <p><strong>If you're inspired to write a whole blog post OR you have a photo on flickr to share, please link to it in the comments or tweet it.</strong></p> <h4>Giveaway Rules:</h4> <ul> <li>Contest ends Monday, December 1st at 11:59 p.m. Pacific. Winners will be announced after December 1st on the original post. Winners will also be contacted via email.<br /> &nbsp;</li> <li>You can enter all three drawings &mdash; once by leaving a comment, once by liking our Facebook update, and once by tweeting.<br /> &nbsp;</li> <li>This promotion is in no way sponsored, endorsed or administered, or associated with Facebook.<br /> &nbsp;</li> <li>You must be 18 and US resident to enter. Void where prohibited.</li> </ul> <p><strong>Good Luck!</strong></p> <div class="field field-type-text field-field-blog-teaser"> <div class="field-items"> <div class="field-item odd"> Tell us what you are most grateful for and we&#039;ll enter you in a drawing to win a $20 Amazon Gift Card! </div> </div> </div> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/ashley-jacobs">Ashley Jacobs</a> of <a href="http://www.wisebread.com/ask-the-readers-what-are-you-most-grateful-for">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/ask-the-readers-what-is-your-new-years-resolution">Ask the Readers: What Is Your New Year&#039;s Resolution?</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/ask-the-readers-should-kids-get-paid-for-doing-chores">Ask The Readers: Should Kids Get Paid For Doing Chores?</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/ask-the-readers-how-did-you-spend-your-first-paycheck">Ask the Readers: How Did You Spend Your First Paycheck?</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/ask-the-readers-do-gift-cards-make-a-good-gift">Ask the Readers: Do Gift Cards Make a Good Gift?</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/ask-the-readers-share-your-favorite-frugal-holiday-tradition">Ask the Readers: Share Your Favorite Frugal Holiday Tradition</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Giveaways Ask the Readers gratitude Tue, 25 Nov 2014 17:00:08 +0000 Ashley Jacobs 1258383 at http://www.wisebread.com 15 Little Ways to Make Yourself a Better Person While Watching TV Tonight http://www.wisebread.com/15-little-ways-to-make-yourself-a-better-person-while-watching-tv-tonight <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/15-little-ways-to-make-yourself-a-better-person-while-watching-tv-tonight" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/stretching-watching-tv-200280030-001-small.jpg" alt="stretching watching TV" title="stretching watching TV" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>In the middle of channel surfing, fighting over the remote, or rolling your eyes at the latest unreal reality show premise, is it possible to become a better person? Maybe so. (See also: <a href="http://www.wisebread.com/25-fun-frugal-things-to-do-tonight-besides-watch-tv?ref=seealso">25 Fun, Frugal Things to Do Tonight Besides Watch TV</a>)</p> <p>If you'd like to flex your multitasking muscles and turn TV time into personal development time, here are 15 ways to get started tonight.</p> <h2>1. Pen a Personal Thank-You</h2> <p>Ahh&hellip; the lost art of the hand-written thank-you note &mdash; let's revive it tonight. Surely you have someone to thank for something. Take five minutes and 49 cents to show how much you appreciate a kind act or thoughtful gesture. Or, explore other <a href="http://www.wisebread.com/25-ways-to-say-thanks">ways to creatively say thanks</a>.</p> <h2>2. Walk</h2> <p>Watching TV doesn't have to be a sedentary act. If you're feeling a little lethargic (like you and the couch are dangerously close to melding into a single cushiony entity), get up and move. Walk in place or position the treadmill so you don't miss a single crying jag on The Biggest Loser. Then, walk at a comfortable pace; don't worry about breaking a sweat. When you're done, you've recharged your batteries a little and burned a few calories.</p> <h2>3. Stretch</h2> <p>Besides promoting relaxation, <a href="http://www.divinecaroline.com/self/wellness/do-yoga-stretches-while-you-watch-tv">simple yoga stretches</a> can improve posture and circulation. It's easy to combine slow stretching with TV watching without missing a plot twist. Who knows, you may enjoy it so much that you find other ways to <a href="http://www.wisebread.com/10-easy-ways-to-work-stretching-into-your-daily-routine">fit stretching into your day</a>.</p> <h2>4. Remember a Birthday</h2> <p>Use a commercial break (and let's face it, there are quite a few) to pull up the calendar on your smartphone. Are there any birthdays on the horizon that you should take note of? Make someone smile by remembering their special day this year.</p> <h2>5. Give Yourself a Mud-Mask Facial</h2> <p>Why not turn TV time into spa time? Before you settle in to watch your favorite program, take a long warm shower and apply a pore-cleansing mud mask. Then just relax and revel in the self-indulgent moment. Or, explore other ways to <a href="http://www.wisebread.com/turn-your-home-into-a-spa-with-these-5-frugal-stress-relievers">make your home feel like a spa</a>.</p> <h2>6. Fuss Over Fido</h2> <p>Okay, this might not make you a better person, but it will make your dog or cat love you just a little bit more (if that's possible). Get grooming &mdash; and while you're at it, throw in some play time, some belly rubs, and a treat or two.</p> <h2>7. Plan an Event With Your Kids, Parents, or Partner</h2> <p>Since everyone congregates around the TV anyway, take advantage of the togetherness. Coordinate a weekend getaway, a family vacation, or an on-the-cheap staycation. You may even get so caught up in the planning that you forget all about Keeping Up With the Kardashians.</p> <h2>8. Flirt</h2> <p>Love still makes the world go 'round. Making time for our partners is a great way to acknowledge what's most important in our lives. Sure, watching TV may not be the sexiest pursuit, but it can still be playful. Surprise your significant other with some innocent (or not-so-innocent) flirting and see if you make it to the end of Conan O'Brien.</p> <h2>9. Take a News Diet</h2> <p>Sometimes no news really is good news. While it's important to stay informed, consuming a constant stream of bad news can be anxiety-producing and leave us feeling powerless. If the state of the world is getting you down, limit your news exposure. Instead, immerse yourself in an uplifting story, absurd comedy, or interesting educational program.</p> <h2>10. Be Thankful</h2> <p>Another commercial break? Okay, this time think of three or four significant things you're thankful for. If you're alone, say them out loud to yourself. If you're with friends or family, do a quick round-robin and have everyone share. The point is to interrupt a relatively mindless act with a mindful one and take a moment to appreciate our good fortune.</p> <h2>11. Repeat the Mantra, &quot;Little Things Enlarge Others&quot;</h2> <p>In our busy lives, it's easy to lose focus on the people around us. Reserve a bit of TV time to consider the mantra, &quot;Little things enlarge others.&quot; In other words, what little things could you do tomorrow to make others feel a bit bigger? Offering a sincere compliment to a spouse, bringing a warm muffin to an over-worked colleague, or paying it forward in the coffee shop are all small but wonderful ways to get started.</p> <h2>12. Restyle Your Smile</h2> <p>Research the <a href="http://www.wisebread.com/the-5-best-teeth-whiteners">best teeth whiteners</a> and start improving your smile and your confidence immediately. Since you'll be lounging and not engaged in heavy conversation, apply strips or other teeth whitening treatments while you watch TV. And when it's time for a snack break, don't jeopardize your efforts. Choose <a href="http://www.wisebread.com/11-foods-that-will-whiten-your-teeth">foods that help whiten teeth</a>.</p> <h2>13. Donate a Buck or Two</h2> <p>Worthy charities need donations of time and money to survive. If your schedule is tight, use TV time to make an online contribution or send in check to a cause that's near and dear to your heart. Want to help, but not sure where to start? <a href="http://www.charitynavigator.org/">Visit Charity Navigator</a> to research charities by category and review rankings of their financial health, accountability, and transparency.</p> <h2>14. Get Wordy</h2> <p>With so much technology at our fingertips, this one is easy. Vocabulary-building app <a href="http://download.cnet.com/Vocabology-Word-of-the-Day/3000-20415_4-75273957.html">Vocabology</a> delivers a word of the day &mdash; even in different languages &mdash; and includes an audible pronunciation feature. Or, expand your linguistic horizons the old-fashioned way by thumbing through the dictionary. Pull out a word you don't know and use commercial breaks to spell it, learn it, and use it in a sentence.</p> <h2>15. Message a Memory</h2> <p>Our minds are filled with volumes of wonderful memories that usually include dear friends and family. Why not take five minutes and relive a favorite memory via a text message to the cast of characters involved? It's sure to put a smile on the faces of college friends, parents and grandparents, and siblings alike.</p> <p>There you have it &mdash; 15 ways to blossom while watching Blossom, 15 ways to improve yourself while watching TV (even if you're not a Jeopardy! fan). So, the next time you kick back for a little tube time, ask yourself, what else could I be doing?</p> <p><em>Do you pursue other activities while watching TV? How has TV time made you a better person?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/kentin-waits">Kentin Waits</a> of <a href="http://www.wisebread.com/15-little-ways-to-make-yourself-a-better-person-while-watching-tv-tonight">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/25-ways-to-feel-better-fast">25 Ways to Feel Better Fast</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/change-your-life-by-learning-how-to-admit-youre-wrong">Change Your Life by Learning How to Admit You&#039;re Wrong</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-ways-to-say-no-to-friends-and-family">5 Ways to Say &quot;No&quot; to Friends and Family</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/16-ways-you-are-causing-road-rage">16 Ways You Are Causing Road Rage</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-powerful-brain-hacks-you-can-do-in-under-2-minutes">8 Powerful Brain Hacks You Can Do in Under 2 Minutes</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> General Tips Personal Development couch gratitude self-imporvement tv Tue, 23 Sep 2014 09:00:07 +0000 Kentin Waits 1218889 at http://www.wisebread.com The One Word You Need to Start Using Today to Have a Better Life http://www.wisebread.com/the-one-word-you-need-to-start-using-today-to-have-a-better-life <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/the-one-word-you-need-to-start-using-today-to-have-a-better-life" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/friends-handshake-146821525-small.jpg" alt="friends handshake" title="friends handshake" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Do you want to make today better in an instant? How about making the rest of your life better?</p> <p>Just start saying &quot;Thanks.&quot; In fact, say it right now. (See also: <a href="http://www.wisebread.com/science-shows-that-saying-thanks-can-improve-your-health-and-happiness?ref=seealso">Science Shows That Saying Thanks Can Improve Your Health and Happiness</a></p> <p>Look around you, find something you're grateful for, and express that in one word. You don't have to thank a deity. Just saying the word &quot;Thanks&quot; can help you focus on the things that are good in your life &mdash; the ones for which you are thankful &mdash; which can improve your overall outlook.</p> <h2>Words Have Power</h2> <p>I've <a href="http://www.wisebread.com/the-one-word-you-need-to-get-rid-of-for-a-better-life">talked before</a> about how words have power. The words we use can affect how we think about things like our feelings as well as how we process abstract concepts, like time and direction. They change how we remember and what we deem important enough to store in our memory.</p> <p>Given that words have the power to shape our experiences and how we think of them afterwards, it makes sense that we could use them to make our lives better. It also makes sense that some of them would be more suited to this purpose than others.</p> <p>As it turns out, &quot;Thanks&quot; is one of the very best ones out there.</p> <h2>Why &quot;Thanks?&quot;</h2> <p>There are several reasons why &quot;Thanks&quot; is just the word to make life better.</p> <h3>Gratitude Is Positive</h3> <p>If you're not feeling great about your life, chances are that you do not have a positive outlook. You may not be intentionally focusing on the difficult parts of your life, spending a lot of time and attention looking at what's wrong.</p> <p>When you say &quot;Thanks!&quot; you are choosing to look at something that's right. Even if you only say it to your barista in passing, you are noticing a good thing and marking it verbally. Over time, <a href="http://www.psychologytoday.com/blog/two-takes-depression/201211/how-gratitude-combats-depression">saying &quot;Thanks!&quot; can help you replace negative thinking with positive.</a></p> <h3>Gratitude Makes Us Mindful</h3> <p>In order to say &quot;Thanks!&quot; we have to have our minds focused on the present. That is, we have to be mindful of the present. We have to focus on what is going on here and now, on what other people are bringing into our lives, or on what we already have. Thus, <a href="http://www.elephantjournal.com/2013/11/3-good-things-how-gratitude-heals-dr-paula-watkins/">saying &quot;thanks&quot; is one way to develop mindfulness</a>.</p> <p>Some people achieve mindfulness via meditation, but sticking with a meditation practice requires time and energy, which you may not have if life is stressful or otherwise difficult. Because saying &quot;Thanks&quot; is something that you can incorporate throughout your day, it is a road to mindfulness that you can follow anytime, anywhere.</p> <p>Mindfulness increases the density of grey matter in the brain, improves the ways we process pain and difficult or strong emotions, helps us know ourselves more realistically, helps us feel better about our close relationships, improves our ability to focus, <a href="http://greatergood.berkeley.edu/article/item/better_eating_through_mindfulness">helps us lose weight</a>, and more. If mindfulness offers all of that and saying &quot;Thanks&quot; is a way to bring us to that state, it's certainly a habit worth cultivating!</p> <h3>Gratitude Helps You Help Others</h3> <p>Saying &quot;Thanks,&quot; cultivating gratitude, whatever you call it, <a href="http://www.socialemotions.org/page5/files/Bartlett.DeSteno.2006.pdf">makes you more likely to help other people</a>, even when helping them offers little to no benefit to you, or even causes some detrimental effect to you. When you are thankful for what you have, it seems that you are more willing to give other people things to be thankful for, too.</p> <p>Helping others, incidentally, is linked to greater health and longevity, less depression, and a greater sense of self-worth. And it can all start with the simple act of saying &quot;Thanks!&quot;</p> <h2>How to Add &quot;Thanks&quot; to Your Daily Life</h2> <p>If you're convinced that saying &quot;Thanks&quot; can improve your life, here are some strategies for adding it to your vocabulary.</p> <h3>1. Decide in Advance</h3> <p>When you're first working to say &quot;Thanks&quot; more often, it will help you to decide to do it ahead of time. For instance, if you know you'll be stopping for coffee, take a second to think consciously about thanking the barista who takes your order. Even go as far as to envision it happening. Then, be sure to actually say it at the coffee shop. This can help you get into the habit of saying a word that you're not used to using, or to imbuing it with a deeper meaning.</p> <h3>2. Make a List</h3> <p>The idea of making a list of things you're thankful for is at least a little cliche, but it's popular because it works. If you're not the type to remember to stop and write down things you're thankful for on a daily basis (I'm not!), set aside some time each week to list a few things. Or, you can put a small section into each day of your calendar, label it &quot;Thanks,&quot; and list things as you go through your day. Take the time to say &quot;Thank you&quot; for each thing, even if it's only silently, and you don't know who you're talking to.</p> <h3>3. Send a Letter</h3> <p>Take some <a href="http://www.brainpickings.org/index.php/2014/02/18/martin-seligman-gratitude-visit-three-blessings/">advice from a gratitude expert</a>. Think of someone in your past who you would like to thank. This can be for anything, from a small kindness to having a great influence on you. Then write them a letter, telling them exactly what you remember and why it meant so much to you, and maybe why you remember it today. Try to meet with the person (or call them, or at least find their mailing address), so you can give them the letter or share it with them in the most personal way possible.</p> <h3>4. Reward Yourself</h3> <p>Give yourself a little treat when you remember to say &quot;Thanks!&quot; This doesn't have to be (and probably shouldn't be) anything too big, but <a href="http://www.wisebread.com/the-surprisingly-easy-way-to-change-your-habits-and-your-life">rewarding yourself notes your achievement and takes it seriously</a>. Even if you just draw yourself a smiley face or get to cross off &quot;Say Thanks&quot; in your planner, the reward will encourage you to continue the habit.</p> <p><em>Any other transformational words &mdash; besides &quot;thanks&quot; &mdash; you've recently added or wanted to add to your vocabulary? Please share in comments!</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/sarah-winfrey">Sarah Winfrey</a> of <a href="http://www.wisebread.com/the-one-word-you-need-to-start-using-today-to-have-a-better-life">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/science-shows-that-saying-thanks-can-improve-your-health-and-happiness">Science Shows That Saying Thanks Can Improve Your Health and Happiness</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/youre-doing-it-wrong-moron-5-tips-for-giving-better-compliments">You&#039;re Doing It Wrong, Moron: 5 Tips for Giving Better Compliments</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/can-saying-thanks-more-make-you-rich">Can Saying Thanks More Make You Rich?</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/gratitude-and-frugality">Gratitude and Frugality</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/15-little-ways-to-make-yourself-a-better-person-while-watching-tv-tonight">15 Little Ways to Make Yourself a Better Person While Watching TV Tonight</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Personal Development appreciation gratitude thank you thanks Mon, 22 Sep 2014 09:00:03 +0000 Sarah Winfrey 1216064 at http://www.wisebread.com Are You Tipping Wrong? This Is What You Should Be Leaving http://www.wisebread.com/are-you-tipping-wrong-this-is-what-you-should-be-leaving <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/are-you-tipping-wrong-this-is-what-you-should-be-leaving" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/restaurant-tips-78773767-small.jpg" alt="restaurant tip" title="restaurant tip" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Do you ever wonder if you're being too stingy or too generous &mdash; or if you're supposed to tip someone for their services at all? What about when you go on vacation: do the rules change? And what is the &quot;right&quot; amount to show appreciation for service providers at the holidays?</p> <p>Well, wonder no longer, because it's all here in Wise Bread's guide to tipping for (almost) every situation.</p> <h2>Dining &mdash; In or Out</h2> <p>Eating at a 5-star restaurant is different than a counter-service joint. Here's the lowdown on <a href="http://www.emilypost.com/out-and-about/tipping/89-general-tipping-guidelines">how to tip for food-related services</a>, based on advice from the Emily Post Institute, run by the family whose name is synonymous with etiquette.</p> <ul> <li>Wait service at a sit-down restaurant: 15-20% of the pretax total of your bill.<br /> &nbsp;</li> <li>Host or Maitre d': Generally speaking, it's not necessary to tip the person who shows you to your table; however if you feel they've gone out of the way to find you a special table on a busy night, a $10-$20 bill is a nice token of your appreciation.<br /> &nbsp;</li> <li>Buffet: 10% of the pretax total of your bill<br /> &nbsp;</li> <li>Take-out service: This is a completely discretionary tip. Generally, it is not necessary to tip when you pick up a take-out order, but if you feel you've received exceptional service, or that you've placed a particularly complicated order, then tip 10% of the pretax total.<br /> &nbsp;</li> <li>Delivery: For home or office food delivery service, the Post Institute recommends 10%-15% of the pretax total of your bill. However, they also suggest a flat tip of $2-$5 dollars for pizza delivery, depending on the size of the order and difficulty of delivery.<br /> &nbsp;</li> <li>Bad weather delivery: Couriers appreciate <a href="http://www.grubstreet.com/2014/02/delivery-services-in-bad-weather.html">a little something extra</a> when the weather gets ugly, according to Grub Street. Adam Eric Greenberg, a UC San Diego Ph.D. candidate and co-author of &quot;probably the most thorough study yet on bad-weather tips,&quot; says percentage-based tipping (Greenberg suggests 15%-20%) should kick in when an order is greater than $15. &quot;When the weather is bad, be a bit more generous by tipping 20% to 22%. If it's raining outside, tip 22%-25%,&quot; he recommends.<br /> &nbsp;</li> <li>Bar service: The Post Institute suggests leaving a $1-$2 tip per drink, or 15-20% of the tab.<br /> &nbsp;</li> <li>Barista: While contributing to the tipping jar is not obligatory, it's nice to leave an occasional tip if you think that the barista went above and beyond, or if you're a regular customer. Among the <a href="http://www.rd.com/slideshows/13-things-baristas-wont-tell-you/#slideshow=slide10">13 Things Your Barista Won't Tell You</a>, according to Reader's Digest, a $1 tip goes a long way in creating goodwill.</li> </ul> <h2>Looking Good &mdash; Stylishly Tipping at Salons and Spas</h2> <p>The general rule of thumb is to leave a 20% tip for all the people who help you look and feel your finest. For hair services (cut, special-occasion styling, color, chemical treatments); nail services (manicure, pedicure); and spa services (facials, massages, waxing), the 20% rate is a guideline, but you can always increase the rate or round up the amount if you feel that your stylist, manicurist or esthetician has spent a more-than-average amount of time with you, or gone the extra mile to make you look amazing.</p> <p>In some salons, a shampooist will wash your hair (often with a nice scalp massage) before you sit down in the stylist's chair. Here the jury wavers between a $2-$6 tip.</p> <p><strong>Note</strong>: If your stylist offers free services between cuts, like a bang trim or neck shave, be sure to leave them a small tip ($2-$5) to show your appreciation for their time and service.</p> <h2>Getting Around</h2> <p>The 15%-20% tip guideline also applies to taxi and limo drivers, depending on location. When taking a cab or limo to the airport (or to your destination, whether hotel or back home), the Post Institute recommends an additional $2 for the first bag, and $1 for each additional piece.</p> <p>Do you like to keep your own vehicle looking spiffy? At a full-service carwash, the general rule of thumb is to tip $2-$3 for a full-service car wash for a regular-size car, but $3-$5 for an SUV, truck or van, according to Angie's List.</p> <h2>Traveling</h2> <p>&quot;Everyone that touches your bag gets a tip,&quot; according to etiquette expert Diane Gottsman of the Protocol School of Texas. A bellhop should generally get $2 for the first piece of luggage and $1 for additional pieces.</p> <p>She recommends leaving the cleaning staff in the hotel &quot;a couple of dollars&quot; every morning &mdash; not at the end of your stay. &quot;If you wait till the end of the week, they've already changed staff three or four times.&quot;</p> <p>According to the Post Institute, there is no obligation to tip a concierge for answering simple questions, but it is customary to give a $5-$10 tip if the concierge makes dinner or theater reservations for you.</p> <p>When <a href="http://www.cntraveler.com/travel-tips/travel-etiquette/2008/12/Etiquette-101-Tipping-Guide">traveling abroad</a>, the rules vary by country. Do your homework ahead of time to make sure you respect cultural norms.</p> <h2>Help Around the House</h2> <p>Even the do-it-yourselfers of the world often rely on the experts to keep their abodes looking good and functioning well. This can be one of the greyer areas of tipping, but the <a href="http://www.angieslist.com/articles/top-10-services-tip.htm">following tipping guidelines</a>, courtesy of Angie's List, can help you decide how much to dole out to household help.</p> <ul> <li>Handymen, plumbers, electricians don't generally expect a tip; however, a tip shows your appreciation for exceptional service or a small (free-of-charge) favor, like stopping by to fix a leaky pipe.<br /> &nbsp;</li> <li>The tip for movers depends on the size of the job, length of time it takes to complete it, and the quality of the work. For a small job, $10-$20 per team member is a nice way to show your appreciation for a job well done; you may want to increase that to $20-$50 per mover for larger jobs that take longer to complete and require more muscle power.<br /> &nbsp;</li> <li>For people who help keep your house and yard looking good year-round, the customary practice is to give them a tip once a year, usually at holiday time.</li> </ul> <h2>Spread the Holiday Cheer</h2> <p>From your hair stylist to the garbage haulers, your mechanic or your babysitter, a gift at holiday time is the perfect way to say &quot;thank you&quot; to the people who provide you with year-long service. A gift card makes a nice holiday gift because it's a little more personal than cash, but still allows the recipient to make some choices about how to spend it.</p> <p>How much you choose to spend on a holiday tip depends on many factors, including your own financial circumstances. A batch of homemade cookies with a personal note of appreciation for services rendered throughout the year is an acceptable holiday tip if your finances preclude a large cash outlay.</p> <p>If you can afford it, the <a href="http://www.kiplinger.com/article/spending/T050-C000-S001-holiday-tipping-tip-sheet.html">normal cost of one service</a> is generally recommended as a holiday tip for:</p> <ul> <li>The hair stylist, manicurist or esthetician if you see that person on a regular basis throughout the year;<br /> &nbsp;</li> <li>Your pet's groomer;<br /> &nbsp;</li> <li>Your personal trainer at the gym;<br /> &nbsp;</li> <li>Cleaning person (more if they help you out more than once a week; something to split if your cleaning help is a team);<br /> &nbsp;</li> <li>Your child's babysitter or home daycare provider.</li> </ul> <p>Other people you may choose to tip in the form of a small gift at the holidays include:</p> <ul> <li>The letter carrier (note that the <a href="http://www.oge.gov/Topics/Gifts-and-Payments/Gifts-from-Outside-Sources/">U.S. government</a> prohibits federal workers (that includes postal workers) from receiving a gift valued at $20 or above);<br /> &nbsp;</li> <li>Newspaper delivery person (between $10-$30 depending on how often you receive delivery, quality of service, difficulty in getting to your home, etc.);<br /> &nbsp;</li> <li>Doorman (the amount here ranges widely depending on where you live; anywhere from $25-$150 appears to be customary);<br /> &nbsp;</li> <li>Garbage collector (between $10-$30 each, assuming your municipality does not prohibit such gifts; check first!);<br /> &nbsp;</li> <li>Your local fire and/or police department (a gift to share &mdash; box of chocolates or other culinary treat is nice);<br /> &nbsp;</li> <li>Your child's preschool or grade school teacher (<a href="http://www.parenting.com/article/holiday-gifts-budget">guidelines vary widely</a>, but some experts recommend adding a small gift &mdash; perhaps something the child makes by hand- in addition to cash or a gift card).</li> </ul> <h2>What Is a Tip?</h2> <p>Diane Gottsman says that the word TIP stands for &quot;to insure prompt service.&quot; Whether you agree with that statement or not, when considering whom and how much to tip, bear in mind that tips are essentially tokens of appreciation &mdash; tangible ways to say &quot;thank you.&quot; When you tip at a restaurant or spa, consider the fact that most workers depend on that extra cash as part of their regular income. And tip accordingly; if you think your waiter has significantly enhanced your dining experience, let your cash complement your words of appreciation.</p> <p><em>Anybody who's deserving of a generous gratuity we've missed? Please share in comments!</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/mardee-handler">Mardee Handler</a> of <a href="http://www.wisebread.com/are-you-tipping-wrong-this-is-what-you-should-be-leaving">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/do-you-agree-with-the-new-standards-of-restaurant-tipping">Do You Agree With the New Standards of Restaurant Tipping?</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-i-got-two-ceos-to-listen-to-my-complaints">How I got two CEOs to listen to my complaints</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-6-companies-with-the-best-customer-service">The 6 Companies With the Best Customer Service</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-customer-service-battles-you-just-cant-win">5 Customer Service Battles You Just Can&#039;t Win</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/let-things-go">Let things go</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> General Tips customer service gratitude gratuities service tipping Wed, 20 Aug 2014 17:00:03 +0000 Mardee Handler 1189078 at http://www.wisebread.com Science Shows That Saying Thanks Can Improve Your Health and Happiness http://www.wisebread.com/science-shows-that-saying-thanks-can-improve-your-health-and-happiness <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/science-shows-that-saying-thanks-can-improve-your-health-and-happiness" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/heart-5156558-small.jpg" alt="woman and heart" title="woman and heart" class="imagecache imagecache-250w" width="250" height="141" /></a> </div> </div> </div> <p>You might have recently heard something about practicing gratefulness &mdash; it's been making the rounds as some sort of panacea, a cure for whatever ails you. Personally, I was skeptical about some of these claims. But as I read more about the benefits of gratitude, I decided to give it a fair shot. After all, if it can truly cause half of the positive changes that people claim it can, it's worth a few minutes a day of feeling a little silly to reap the rewards. (See also: <a href="http://www.wisebread.com/feeling-stuck-100-ways-to-change-your-life">100 Ways to Change Your Life</a>)</p> <p>Color me surprised to find that some of the claims about gratitude are backed up by good science. Below are the three most compelling reasons that I found to start a gratitude practice.</p> <h2>1. Practicing Gratitude Makes You Happier</h2> <p>We tend to assume that we will be happy when we reach some particular milestone. We think that making more money, buying a home, having a baby, or meeting a special someone will make us happy.</p> <p>When we think along these lines, we assume that the state of our external world is what does or does not make us happy. However, research shows that 90% of happiness is actually determined by the way the brain processes the world.</p> <p>Thus, changing the way we see the world can change our reality and even make us happier. Professor, author, and happiness researcher Shawn Achor works with people in many different contexts to determine what constitutes happiness and how to cultivate that. He's discovered that simply listing three new things to be grateful each day for 21 days can change the way the brain works.</p> <p>Creating a gratitude list begins to reprogram the human brain for positivity. This releases brain chemicals like dopamine, which allow the brain to perform better. This improvement happens across the board, causing people to be more creative, better at problem solving, etc.</p> <p>As it turns out, a positive, well-performing brain is a happy brain, and a happy brain makes for a happy life. Achor discusses his research in more depth in <a href="http://www.ted.com/talks/shawn_achor_the_happy_secret_to_better_work.html">his TED talk</a>, which is well worth a listen.</p> <h2>2. Gratitude Gives Us Purpose</h2> <p>Do you ever wonder where you're going in life, or why you were put on this earth, anyway? <a href="http://zenhabits.net/three-truths-to-help-you-create-a-life-of-gratitude/">Practicing gratitude can help you find answers to those questions</a>.</p> <p>It may seem a bit naive to say that simply giving thanks for the good things in your life will help you find your life's purpose. However, practicing gratitude highlights the good things in our lives. It makes us stop and take a look at them, and spend at least a little time dwelling on the things we already have that make us happy.</p> <p>There's not too much distance between happiness and purpose. Often, gratitude serves not so much to help us discover a new purpose, but rather to see the purpose our lives already contain. When we are thankful for our family members, we can develop a renewed sense of purpose in caring for them, helping them, and cultivating those relationships on a deeper level. When we are thankful for our work, we can remember why we chose that work in the first place, what drove us there, etc.</p> <p>I've found this to be true in my own life. I spend most of most days taking care of my three small children and, while I love them dearly, they often get on my nerves, too. As I've begun practicing gratitude, though, I've discovered that giving thanks for my children and the various things that they do changes how I handle my annoyance. Instead of just being annoyed, I'm better able to see my responses to them in light of my overall purposes as a parent and, thus, I am able to respond to them in a gentler, more focused way. (See also: <a href="http://www.wisebread.com/20-free-or-really-cheap-ways-to-relieve-stress">20 Free Ways to Relieve Stress</a>)</p> <h2>3. Gratitude Is Good for Our Bodies</h2> <p>If happiness and a renewed sense of purpose are not enough, cultivating <a href="http://greatergood.berkeley.edu/topic/gratitude/definition">gratitude is also good for our bodies</a>. It helps us sleep better, improves anxiety and depression, improves immune functioning, lessens symptoms of illness, lowers blood pressure, and more. (See also: <a href="http://www.wisebread.com/44-ways-to-improve-your-health-and-happiness">44 Ways to Improve Health and Happiness</a>)</p> <p>Some people think it sounds crazy that something as simple as including gratitude practice in our daily lives can improve our health, but the research all shows that it can. It makes a bit more sense if you think about it in terms of happiness.</p> <p>We've already talked about how being grateful can make the brain function better and, thus, make you happier. A happy, well-functioning brain is going to do a better job of managing the rest of the body and working more efficiently and easily, which means that your whole physical being will be stronger.</p> <p>I know that, as I grow older, I'm more conscious of my health and of wanting to maintain that for as long as I can. If health is of particular concern to you, or you want to do what you can to avoid physical issues in the future, then this may be reason enough for you to start a gratitude practice today.</p> <h2>How to Practice Gratefulness Daily</h2> <p>There are so many ways to practice gratitude. Many people do what Achor suggests and list at least three new things that they're grateful for every day. Some have dedicated notebooks for the task. Others use a new piece of paper every day and simply stack them together. Some just list each item in a few words or a sentence, while others journal about them, writing a paragraph or even a page for each one.</p> <p>Still other people find that their gratitude practice looks different. Some photograph the things they're grateful for, while others draw them. Some say their lists out loud, because hearing their own voice helps cement the feeling of gratitude. Others try to legitimately compliment the people around them every day, so that they can share their gratefulness. (See also: <a href="http://www.wisebread.com/25-ways-to-say-thanks">21 Ways to Say Thanks</a>)</p> <p>To ensure daily practice, set aside some time each day for giving thanks. Keep your notebook or other materials someplace where you'll see them, so you remember your practice. And stick with it &mdash; even if you feel silly or you have a particularly bad day, give gratefulness a chance.</p> <p><em>Do you practice gratefulness? How have you seen it change your life?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/sarah-winfrey">Sarah Winfrey</a> of <a href="http://www.wisebread.com/science-shows-that-saying-thanks-can-improve-your-health-and-happiness">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-2"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-one-word-you-need-to-start-using-today-to-have-a-better-life">The One Word You Need to Start Using Today to Have a Better Life</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/gratitude-and-frugality">Gratitude and Frugality</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/15-little-ways-to-make-yourself-a-better-person-while-watching-tv-tonight">15 Little Ways to Make Yourself a Better Person While Watching TV Tonight</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/feeling-stuck-100-ways-to-change-your-life">Feeling Stuck? 100 Ways to Change Your Life</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/get-it-done-how-to-measure-your-goals">Get It Done: How to Measure Your Goals</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Personal Development gratefulness gratitude thanks wellness Tue, 24 Sep 2013 10:00:04 +0000 Sarah Winfrey 989598 at http://www.wisebread.com Gratitude and Frugality http://www.wisebread.com/gratitude-and-frugality <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/gratitude-and-frugality" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/girls_hugging.jpg" alt="Girls hugging" title="Girls hugging" class="imagecache imagecache-250w" width="250" height="141" /></a> </div> </div> </div> <p>I've been working a lot lately with the concept of gratitude and how it can attract amazing things into your life. And in so doing, I'm amazed at how my own life, happiness, and attitude has transformed.</p> <p>A few months ago, I was dealt some heavy blows that knocked me back a few steps. Ironically I was simultaneously slated to write a post about <a href="http://www.wisebread.com/big-list-of-things-to-be-happy-about">things to be happy about</a>, which was a lucky stroke, as it started me on my path of exploring gratitude. (See also: <a href="http://www.wisebread.com/25-ways-to-say-thanks">25 Ways to Say Thanks</a>)</p> <h3>The Cost of Expressing Gratitude</h3> <p>Gratitude in its purest form is absolutely free. It's an emotion simply borne of being thankful for something or somebody.</p> <p>How we choose to <em>express </em>our gratitude towards others is where cost can become a factor. This is when we start dealing with social customs, politics, and expectations &mdash; which create the varying price-tag for thankfulness.</p> <p>But gratitude is about so much more than simply expressing thanks to somebody for something. We can be grateful for all sorts of things, and that gratitude &mdash; in turn &mdash; can bring so many more amazing things into our lives.</p> <p>Simply holding a grateful state of mind can be transformative in itself.</p> <h3>The Power of a Passing Smile</h3> <p>I met a man who suffered a series of traumatic vehicle accidents, the last of which left him paralyzed and completely disfigured. After dozens of reconstructive surgeries, he had lost his confidence, happiness, and hope.</p> <p>His savior came one day, when he was out and about (in his wheelchair). His self-esteem was so shot that he usually averted other people's eyes, which normally expressed horror at his disfigurements.</p> <p>But one fleeting look upwards one day revealed a woman who was walking by, who simply gave him a passing smile.</p> <p>Nothing more. Just a smile.</p> <p>That smile changed this man's life. With a renewed surge of energy and commitment, he underwent the remaining surgeries, and eventually moved on to recover from his paralysis in ways that even the doctors hadn't predicted was possible.</p> <p>The passing smile didn't cost that woman a thing. And to this day she probably has no idea, but it changed &mdash; even saved &mdash; a man's life.</p> <p>So gratitude &mdash; and expressing it &mdash; can be very frugal indeed.</p> <p>This is not to say we should all walk around with smiles plastered on our faces &mdash; especially if they're not sincere. But if we generally focus on gratitude and the things we are grateful for, our chances of being bright and positive are significantly higher.</p> <h3>Finding and Expressing Gratitude (Frugally)</h3> <p style="margin-bottom: 0cm">Here are just a few ways to feel and express gratitude &mdash; almost none of which cost money.</p> <ol> <li>The next time you cook a big meal, spontaneously invite your neighbor to join you, or share your leftovers with somebody. (Hint &mdash; bake a cake and share it, and you'll have lots of grateful friends!)<br /> &nbsp;</li> <li>Start a gratitude journal. Don't worry about having to write something in it every day. Simply carry a small notebook around wherever you go, and jot down things you are grateful for. By reframing your day in this way, you may discover many things (big and small) that you're grateful for.<br /> &nbsp;</li> <li>Join <a href="http://www.couchsurfing.org" target="_blank">CouchSurfering</a> or another hospitality exchange site and host a traveler visiting your home town. All you have to do is offer up a place to sleep (by being grateful for the roof over your own head), and the gratitude that you'll get in return from a weary traveler can be enormous.<br /> &nbsp;</li> <li>Eat consciously. Next time you enjoy a good meal, focus entirely on that meal. Consider the journey of the food from its origins to your plate, and the number of people's lives it affected along the way.<br /> &nbsp;</li> <li>Call your mother on your birthday &mdash; and thank her. (She had a lot to do with it.)<br /> &nbsp;</li> <li>Make handmade cards. A lovely hand-written note (especially if the card itself is handmade) is a beautiful way to express gratitude. It doesn't even have to be a special occasion &mdash; in fact, the more mundane the day, the more special the card becomes.<br /> &nbsp;</li> <li>Go out for a day with your camera and take pictures of everything. When you peer at the world with the eye of a photographer, you tend to see, discover, and appreciate things you never previously noticed.<br /> &nbsp;</li> <li>Try being grateful when something bad happens. For example, maybe missing that bus and being late for work leads to meeting somebody new or some other positive experience you might not otherwise have had. Or conversely, maybe this minor mishap helped you to avoid a major one.<br /> &nbsp;</li> <li>Start a game of &ldquo;pay it forward&rdquo; at the drive-thru. Pay for the coffee that the person behind you has ordered, so when they drive up to the window they have a lovely surprise from a complete stranger. Hopefully they'll &ldquo;pay it forward&rdquo; and do the same for the car behind them.</li> </ol> <h3>The Effects of Gratitude</h3> <p>As with the law of attraction, the effects of expressing gratitude can't be directly measured, but could certainly be attributed to holding a positive state of mind and being.</p> <p style="margin-bottom: 0cm">Just ask anybody who as developed a <a href="http://www.wisebread.com/vision-boards-dream-big-play-with-pictures-and-watch-your-life-change">vision board</a>, played the <a href="http://community.careonecredit.com/b/life_balance/archive/2011/11/07/finding-money-literally-with-the-prosperity-game.aspx">prosperity game</a>, or looked at <a href="http://www.wisebread.com/feeling-stuck-100-ways-to-change-your-life">100 ways to change their lives</a>; some amazing things can happen by simply <a href="http://www.wisebread.com/big-list-of-things-to-be-happy-about">reframing your way of thinking</a>.</p> <p>Since I've started actively focusing on gratitude on a daily basis, not only does everything tend to flow, but people are saying things like I &ldquo;have magic in me.&rdquo; A friend (who is a very straight-laced scientific sort of guy) told me he saw my aura &mdash; something that he wouldn't have believed in if he hadn't seen the white glittery light emanating from me.</p> <p>I don't have magic powers, and who knows &mdash; maybe the friend who saw my aura was just drunk. But I do believe that acting out of positivity, being grateful for the many things &mdash; little and big, simple and complex &mdash; we have in life, can lead to amazing things.</p> <p>And just like the passing smile the saved a man's life, it can have a ripple effect that nobody can possibly predict or control.</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/nora-dunn">Nora Dunn</a> of <a href="http://www.wisebread.com/gratitude-and-frugality">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/learn-all-the-frugal-skills-you-need-with-these-9-great-video-tutorials">Learn All the Frugal Skills You Need With These 9 Great Video Tutorials</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/good-luck-bad-luck-who-can-tell">Good Luck, Bad Luck: Who Can Tell?</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/3-unbelievable-visualization-board-success-stories">3 Unbelievable Visualization Board Success Stories</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/my-one-favorite-frugal-living-tip">My One Favorite Frugal Living Tip</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/avoid-these-5-pitfalls-when-moving-in-together">Avoid These 5 Pitfalls When Moving in Together</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Frugal Living Personal Development gratitude positive thinking thankfulness Thu, 15 Dec 2011 11:24:21 +0000 Nora Dunn 821748 at http://www.wisebread.com Giving Thanks For The Dollar http://www.wisebread.com/giving-thanks-for-the-dollar <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/giving-thanks-for-the-dollar" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/iStock_000004978711XSmall.jpg" alt="" title="" class="imagecache imagecache-250w" width="250" height="169" /></a> </div> </div> </div> <p>Today I woke up with the question, &ldquo;What can I get for $1 today in the U.S.?&rdquo; It doesn&rsquo;t seem like much, but it&rsquo;s so much more than many people have right now. Like the man down the street who sits on the corner every weekday with a sign that says, &ldquo;Need Food.&rdquo; The sign has changed over the past six months. When I first spotted him, his sign said, &ldquo;Out of Work. Need Money.&rdquo; Now, as the economy has gotten worse and jobs have gotten scarcer, he just needs the basics. Food. Water. Maybe shelter. I&rsquo;m not sure he even has that. It looks like he&rsquo;s living out of his backpack. For that man, a dollar could mean the difference between eating today or not. For people living in developing countries, a buck can mean two or three meals for an entire family.</p> <p>Still, in the Western world, a single dollar can still buy more than we think. For instance, it can buy:</p> <ul> <li>A cup of steaming hot tea at the independent coffee shop down the street and the chance to build community with a small business owner.</li> <li>A couple of bananas at the fruit and veggie stand and an opportunity to support a local farmer.</li> <li>A single card at the dollar store and a way to let someone I love know how much I love them.</li> <li>A pen and a small notebook so I can jot my thoughts down as I stroll down the street.</li> <li>A single carnation at the grocery store and a way to brighten someone&rsquo;s day.</li> <li>A small bag of yogurt-covered pretzels from the bulk foods section at Whole Foods.</li> <li>A copy of <em>Real Change</em>, the newspaper for and by homeless people in Seattle.</li> </ul> <p>These seem like minor things, but the fact that I have them available to me in my local neighborhood seems major compared to what&rsquo;s available in other places. It makes me thankful that I was born in a country that offers such luxuries and that I can enjoy them for so little, relatively speaking. Of course, the things that mean the most don&rsquo;t cost a dime:</p> <ul> <li>An evening hanging out with my friends.</li> <li>A walk in the woods.</li> <li>A hug from someone I love.</li> <li>Laughing so hard my sides hurt.</li> <li>A bicycle ride through the neighborhood.</li> <li>An email message from a friend.</li> <li>A moment of quiet found during a meditation.</li> <li>A meaningful conversation with someone I just bumped into.</li> </ul> <p>Today I feel gratitude that I have that dollar. Maybe it&rsquo;s the season or maybe it&rsquo;s being in the U.S. Maybe it&rsquo;s both. In a world that seems so often filled with anger, frustration and fear, it feels good to know what to value and to feel grateful for what I have. So now, in this moment, I&rsquo;m taking the time to say thanks.</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/sasha-a-rae">Sasha A. Rae</a> of <a href="http://www.wisebread.com/giving-thanks-for-the-dollar">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-3"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-important-lessons-frugal-parents-teach-their-children">7 Important Lessons Frugal Parents Teach Their Children</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/when-poor-folks-have-better-crap-than-you">When poor folks have better crap than you</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/gratitude-and-frugality">Gratitude and Frugality</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-alternative-housing-options-you-can-afford">5 Alternative Housing Options You Can Afford</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-sell-your-kids-stuff-at-a-consignment-sale">How to Sell Your Kid&#039;s Stuff at a Consignment Sale</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Lifestyle gratitude one dollar thankfulness Thu, 26 Nov 2009 14:00:02 +0000 Sasha A. Rae 3896 at http://www.wisebread.com Let things go http://www.wisebread.com/let-things-go <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/let-things-go" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/edinburgh-monument.jpg" alt="Unfinished monument above Edinburgh" title="Unfinished Monument Above Edinburgh" class="imagecache imagecache-250w" width="250" height="191" /></a> </div> </div> </div> <p>Two of the unhappiest people I ever knew lived in the apartment below mine when I lived for two years in Salt Lake City. They acted as on-site managers--collected rent checks in exchange for a break on their own rent. I didn&#39;t have any real visibility into their financial situation; they seemed to be getting by, but at a pretty low standard of living. Like many unhappy people, though, they had a well-worn story of woe. They told it to me the very first time we met.</p> <p>There&#39;s nothing wrong with a story of woe. We all have one. Most of us have more than one. But their story wasn&#39;t about their current problems. Their story was that some two decades earlier, they had sold a few acres of land in central Florida, land that later became part of Walt Disney World. They figured they&#39;d probably been cheated, or at best were terrible unlucky. </p> <p>That experience seemed to have colored their whole life. Every day was a day that they could have been--would have been, if not for bad people and bad luck--rich.</p> <p>I&#39;ve known other people like that. They viewed everything through the prism of something gone wrong. In some cases, the bad thing was a real trauma--a crippling accident, growing up without a parent, the loss of a lover or sibling or child--but often, as in the case with my neighbors, it seemed to be less than that. All that had really happened to them was that an opportunity for great good fortune had come close, but had missed them. It was like standing next to the guy who bought the winning lottery ticket. But in their eyes, not being super-lucky was somehow the same as having been very unlucky.</p> <p>My experience is that you can&#39;t really be happy until you can let these things go.</p> <p>In many cases the people in question may be clinically depressed and need to get proper medical attention, after which issues like these that seem to cloud their lives will just clear up on their own. If that&#39;s your situation, by all means, get the care you need. Great strides have been made in treating depression in the past twenty years or so, in the form of modern antidepressants and various kinds of therapy.</p> <p>Looking in from the outside, though, it seems that a lot of these cases aren&#39;t that. They&#39;re just people getting stuck on what might have been and finding it hard to accept that things are as they are.</p> <p>When this isn&#39;t a medical issue, I think there&#39;s a spiritual component to getting past such things--what you&#39;re looking for here is grace, and offering forgiveness to those around you is going to help as much as anything. Personally, I find that Buddhist practice is of help here. The way not to live in the past is to practice <strong>mindfulness</strong>--put your attention on where you are now. The first step to forgiving others is to feel <strong>compassion</strong> for them. Rather than feeling bitter over missed opportunities and past ill-use, chose to feel <strong>gratitude</strong> for the opportunities that weren&#39;t missed and the times that people and fate treated you kindly.</p> <p>Those are the tools that I use when I need to let things go.</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/philip-brewer">Philip Brewer</a> of <a href="http://www.wisebread.com/let-things-go">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-2"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/when-poor-folks-have-better-crap-than-you">When poor folks have better crap than you</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-sell-your-hair-for-cash">How to Sell Your Hair for Cash</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/15-wonderful-uses-for-witch-hazel">15 Wonderful Uses for Witch Hazel</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/stop-slouching-5-ways-to-improve-your-posture">Stop Slouching! 5 Ways to Improve Your Posture</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/imagine-eating-to-lose-weight-and-save-money">Imagine Eating to Lose Weight (and Save Money)</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> General Tips Health and Beauty attention compassion gratitude how to mindfulness Tue, 05 Feb 2008 20:54:26 +0000 Philip Brewer 1749 at http://www.wisebread.com When poor folks have better crap than you http://www.wisebread.com/when-poor-folks-have-better-crap-than-you <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/when-poor-folks-have-better-crap-than-you" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/guitar-camera-game-ipod-krishna_0.jpg" alt="Some stuff I&#039;ve got" title="Cool Stuff" class="imagecache imagecache-250w" width="250" height="305" /></a> </div> </div> </div> <p>Every notice how upset people get, when someone poorer than them has better crap? I&#39;m talking about the guy agonizing over whether to spring for a 32-inch flat screen who finds out that his poorer neighbor has come home with a 42-inch one. It&#39;s bad enough trying to keep up with the Jones; when you have trouble keeping up with the guy living on the wrong side of the tracks, it&#39;s a source of constant aggravation.</p> <p>I think this is a really natural emotion, but it&#39;s also a harmful one. I&#39;ve seen it from more than one side.</p> <p>I wrote a post a while back arguing that the fact that many families now have two people in the workforce was because standards of living had risen; if you were willing to live at a 1950s standard of living, you could still get by with a single income. (I also pointed out that there&#39;s a name for that--it&#39;s called &quot;<a href="/our-high-high-standard-of-living-1">living in poverty</a>.&quot;)</p> <p>A lot of people didn&#39;t like that post. Some people disputed it on factual grounds, doing a back-of-envelope budget for a poor person to show that it was impossible (but without considering the sort of extreme solutions that were common in the 1950s, such as moving in with your wife&#39;s parents; most didn&#39;t even consider carpooling). Other people seemed to think that I was trying to claim that poverty wasn&#39;t poverty (even though I&#39;d used that very word).</p> <p>Other people did like the post, but some of them liked it in the unsavory way that I&#39;m talking about--suggesting that living in poverty isn&#39;t so bad, as long a you&#39;ve got good crap.</p> <p>(On that topic, I saw a great cartoon recently, where a <a href="http://www.salon.com/comics/boll/2007/09/13/boll/">rich guy disputes the poverty of a poor guy</a>, pointing out all the stuff he&#39;s got. In 1800: &quot;You can&#39;t be poor! You&#39;ve got a shirt!&quot; In 1975: &quot;You can&#39;t be poor! You&#39;ve got a TV!&quot; In 1990: &quot;You can&#39;t be poor! You&#39;ve got a VCR!&quot; Let me just say, as I&#39;ve said before, living in poverty is bad, <a href="/voluntary-simplicity-versus-poverty">even if the poor person spends as much as a frugal person</a>.)</p> <p>Still, I&#39;ve felt that ire myself. I&#39;m somewhat prone to be in that situation, because of where I live.</p> <p>My apartment complex has an odd mix of tenants. Rents are at the lower end of the range for the area, so there are a good number of working-class folks along with graduate students, senior citizens, single folks, couples, new families, and so on. The place has quite a cosmopolitan air, actually, due to the number of foreigners who live here. It&#39;s a milieu that I rather like--I get to mix with a lot of different kinds of people. A good number of my neighbors have modest incomes, which is yet another aspect of the diversity that I enjoy.</p> <p>There are also other upsides to this. One is is that it gives me a valuable perspective, as far as the &quot;keeping up with the Joneses&quot; thing goes. If you live or work where the Joneses make as much as (or more than) you, it&#39;s easy for that perspective to work against you. For example, whenever my former employer was hiring in a hot job market, new software engineers would start showing up with expensive new cars for which a signing bonus had provided the down payment. Looking at the parking lot quite easily gave one a skewed notion of what was normal. Living here helped me avoid that.</p> <p>Still, inevitably, some neighbors have better crap than me. Some of them may not be poorer than me. Maybe, as I used to be, they are well-paid professionals who chose to live here because it suits them. Maybe they&#39;re students from affluent families willing to subsidize their lifestyle. Maybe they&#39;re just young singles who can comfortably afford nice crap because they have no debts and no one else to support. </p> <p>In many cases, though, they&#39;re people who are making poor decisions about their spending--and that&#39;s aggravating to watch. It makes me feel bad for them, and it also makes me feel bad for myself, because I don&#39;t have everything I want.</p> <p>Both these feelings are pernicious. One of the reasons I write for Wise Bread is to deal with the first. (Far better for me to advocate for living within your means here, where there&#39;s an interested audience, than to buttonhole my neighbors and criticize their lifestyle choices.) One of the reasons I read Wise Bread is to deal with the second. (It helps to be part of a supportive community of people trying to avoid the harmful effects of our consumer culture.)</p> <p>I think this is one of those situations where a Buddhist attitude provides the best results. When people around you make unwise choices the appropriate emotion to feel is <strong>compassion</strong>, not ire. When you find yourself wishing for better crap the appropriate emotion to feel is <strong>gratitude</strong> for the crap you&#39;ve got, not envy for someone else&#39;s.</p> <p>It&#39;s not always easy to choose how to feel about things. It takes practice, and it takes paying attention to what you&#39;re doing and how you&#39;re feeling. But it&#39;s practice that worth doing. And what you&#39;re doing and how you&#39;re feeling are worth paying attention to.</p> <p>And, if you simply must have more and better crap, check out Myscha&#39;s post: <a href="/stash-your-cash-how-to-have-cool-crap-for-less-money">Stash Your Cash: How to Have Cool Crap for Less Money</a>.</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/philip-brewer">Philip Brewer</a> of <a href="http://www.wisebread.com/when-poor-folks-have-better-crap-than-you">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/let-things-go">Let things go</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/could-you-save-money-by-subscribing-to-an-addictive-game">Could you save money by subscribing to an addictive game?</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-money-lessons-we-could-all-learn-from-dwayne-the-rock-johnson">6 Money Lessons We Could All Learn From Dwayne &quot;The Rock&quot; Johnson</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-money-moves-to-make-the-moment-you-decide-to-get-married">5 Money Moves to Make the Moment You Decide to Get Married</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-reasons-you-are-more-than-your-credit-score">7 Reasons You Are More Than Your Credit Score</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Personal Finance Lifestyle attention compassion gratitude practice zen Tue, 20 Nov 2007 13:26:24 +0000 Philip Brewer 1411 at http://www.wisebread.com