money http://www.wisebread.com/taxonomy/term/83/all en-US Best Money Tips: The Money and Relationships Edition http://www.wisebread.com/best-money-tips-the-money-and-relationships-edition <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-the-money-and-relationships-edition" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://www.wisebread.com/files/fruganomics/imagecache/250w/blog-images/couple-saving-money-466037151-small.jpg" alt="couple saving money" title="couple saving money" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found some of the best articles from around the web on money and relationships!</p> <h2>Top 5 Articles</h2> <p><a href="http://www.popsugar.com/smart-living/How-Save-Money-Newlywed-35069153">Eight Biggest Money Mistakes Newlyweds Make</a> &mdash; If you are a newlywed, don't make the mistake of harboring financial secrets. [PopSugar Smart Living]</p> <p><a href="http://twocents.lifehacker.com/how-can-i-be-frugal-when-my-significant-other-isn-t-1597707214">How Can I Be Frugal When My Significant Other Isn't?</a> &mdash; When your significant other isn't as frugal as you are, it is important to try to compromise and get creative on frugal entertainment options you can both enjoy. [Two Cents]</p> <p><a href="http://blog.readyforzero.com/get-your-finances-in-order-as-a-couple/">How to Get Your Finances in Order as a Couple</a> &mdash; Planning your budget as a couple and discussing financial priorities are a couple things you should do with your partner to ensure financial success. [Ready for Zero Blog]</p> <p><a href="http://blog.creditkarma.com/personal-finance/5-red-flag-money-questions-from-your-significant-other/">5 Red Flag Money Questions From Your Significant Other</a> &mdash; It might be a red flag if your significant other asks if your parents pay any of your bills. [Credit Karma]</p> <p><a href="http://blog.phroogal.com/relationships-money-can-work/#.VAnuRbyaTBo">Relationships &amp; Money: How Can They Work?</a> &mdash; Couples need to respect each other's financial decisions, otherwise it's tough to make a relationship work. [Phroogal Blog]</p> <h2>Other Essential Reading</h2> <p><a href="http://www.makelovenotdebt.com/2013/03/how-to-avoid-fighting-about-your-finances.php">How to Avoid Fighting About Your Finances</a> &mdash; Avoid fighting about your finances by keeping things in perspective and keeping the lines of communication open. [Make Love, Not Debt]</p> <p><a href="http://momoneymohouses.com/love-is-not-all-you-need-money-talk-before-marriage/">Love Is Not All You Need &mdash; Money Talks Before Marriage Talks</a> &mdash; Before you start thinking about marriage, talk to your partner about financial goals and money issues. [MoMoneyMoHoues]</p> <p><a href="http://thegoodthebadandthemoney.blogspot.com/2014/06/should-you-share-your-income-in-your.html">Should You Share Your Income in Your Online Dating Profile?</a> &mdash; Money isn't always attractive, so you might want to leave it off your online dating profile. [The Good, the Bad, and the Money]</p> <p><a href="http://parentingsquad.com/3-common-conflicts-in-marriage-and-how-to-squash-em">3 Common Conflicts in Marriage and How to Squash 'Em</a> &mdash; Squash money problems in your marriage by taking time to meet with your partner weekly about money issues. [Parenting Squad]</p> <p><a href="http://valerierind.com/dont-co-sign-a-lease-with-your-lover/">Don't Co-Sign a Lease With Your Lover</a> &mdash; There is a chance that if you co-sign a lease with a significant other, it could come back to bite you in the butt if you break up and they stop paying their half of the bills. [Gold Diggers and Deadbeat Dads]</p> <a href="http://www.wisebread.com/best-money-tips-the-money-and-relationships-edition" class="sharethis-link" title="Best Money Tips: The Money and Relationships Edition" rel="nofollow">ShareThis</a><br /><div id="custom_wisebread_footer"><div id="rss_tagline">Written by <a href="http://www.wisebread.com/ashley-jacobs">Ashley Jacobs</a> and published on <a href="http://www.wisebread.com/">Wise Bread</a>. Read more <a href="http://www.wisebread.com/taxonomy/term/"> articles from Wise Bread</a>.</div></div> Personal Finance best money tips money relationships Wed, 17 Sep 2014 19:00:05 +0000 Ashley Jacobs 1205246 at http://www.wisebread.com Best Money Tips: Ways to Trick Yourself Into Saving Money http://www.wisebread.com/best-money-tips-ways-to-trick-yourself-into-saving-money <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-ways-to-trick-yourself-into-saving-money" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://www.wisebread.com/files/fruganomics/imagecache/250w/blog-images/man-saving-change-494377793-small.jpg" alt="man saving change" title="man saving change" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found some amazing articles on ways to trick yourself into saving money, watching college football without cable, and cities with the most job opportunities.</p> <h2>Top 5 Articles</h2> <p><a href="http://moneyning.com/money-tips/6-ways-to-trick-yourself-into-saving-money/">6 Ways to Trick Yourself Into Saving Money</a> &mdash; Using automatic deposits and saving your raises are two easy ways to trick yourself into more savings. [MoneyNing]</p> <p><a href="http://livingonthecheap.com/watch-college-football-online-without-cable/">6 Ways to Watch College Football Without Cable</a> &mdash; WatchESPN.com is just one easy way you can watch college football without paying for cable. [Living on the Cheap]</p> <p><a href="http://www.lifehack.org/articles/work/10-cities-around-the-world-with-the-most-job-opportunities.html">10 Cities Around the World With the Most Job Opportunities</a> &mdash; Sydney and Hong Kong are one of the top ten cities in the world with job opportunities. [Lifehack]</p> <p><a href="http://simplefinanciallifestyle.com/short-term-view-can-have-a-domino-effect-on-your-personal-finances?utm_content=buffer449b6&amp;utm_medium=social&amp;utm_source=twitter.com&amp;utm_campaign=buffer">Short Term View Can Have a Domino Effect on Your Personal Finances</a> &mdash; When it comes to your finances, make sure to consider how your decisions will affect you in the long run. [Simple Financial Lifestyle]</p> <p><a href="http://www.frugalconfessions.com/financial-health/33-likely-achieve-savings-goal.php">You Are 33% More Likely to Achieve Your Savings Goal If You Do This&hellip;</a> &mdash; Did you know you are more likely to achieve your savings goals if you write them on paper? [Frugal Confessions]</p> <h2>Other Essential Reading</h2> <p><a href="http://www.stretcher.com/stories/03/03sep08e.cfm?slider">Get a Raise in Any Economy</a> &mdash; To get a raise in any economy, show and tell why you deserve a raise. [TheDollarStretcher.com]</p> <p><a href="http://www.marcandangel.com/2014/09/03/4-ways-to-protect-yourself-from-emotional-manipulation/">4 Ways to Protect Yourself From Emotional Manipulation</a> &mdash; Protect yourself from emotional manipulation by staying calm and breathing. [Marc and Angel Hack Life]</p> <p><a href="http://www.popsugar.com/smart-living/DIY-Bleach-Gel-35633253">DIY Bleach Gel That Will Make Your Life Awesome</a> &mdash; Did you know you can make your own bleach gel with just three ingredients? [PopSugar Smart Living]</p> <p><a href="http://timemanagementninja.com/2014/09/the-real-reason-you-feel-overwhelmed/">The Real Reason You Feel Overwhelmed</a> &mdash; Chances are you feel overwhelmed because you don't realize that you are spending your time in other areas that you might not need to be spending your time in. [Time Management Ninja]</p> <p><a href="http://www.dumblittleman.com/2014/09/5-awesome-things-can-learn-children.html">5 Awesome Things We Can Learn From Children</a> &mdash; Children can teach us to stay curious and not judge. [Dumb Little Man]</p> <a href="http://www.wisebread.com/best-money-tips-ways-to-trick-yourself-into-saving-money" class="sharethis-link" title="Best Money Tips: Ways to Trick Yourself Into Saving Money" rel="nofollow">ShareThis</a><br /><div id="custom_wisebread_footer"><div id="rss_tagline">Written by <a href="http://www.wisebread.com/ashley-jacobs">Ashley Jacobs</a> and published on <a href="http://www.wisebread.com/">Wise Bread</a>. Read more <a href="http://www.wisebread.com/taxonomy/term/"> articles from Wise Bread</a>.</div></div> Frugal Living best money tips money saving trick Tue, 16 Sep 2014 19:00:14 +0000 Ashley Jacobs 1207215 at http://www.wisebread.com 11 Tips and Tricks for Merging Finances http://www.wisebread.com/11-tips-and-tricks-for-merging-finances <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/11-tips-and-tricks-for-merging-finances" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://www.wisebread.com/files/fruganomics/imagecache/250w/blog-images/couple-finances-494780839-small.jpg" alt="couple finances" title="couple finances" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Getting married can be a chaotic ordeal. It's one thing to combine household contents (which blender will you keep?) or decide which side of the bed you'll sleep on. It's quite another to go through the hard work of putting together money accounts and arranging for a single budget. (See also: <a href="http://www.wisebread.com/the-7-worst-money-mistakes-married-people-make?ref=seealso">The 7 Worst Money Mistakes Married People Make</a>)</p> <p>As someone who has been happily married for 12 years, paid off a mound of consumer debt from before the marriage, and has kept an excellent credit score throughout, I've learned a thing or two about what I did right &mdash; and wished I had done right.</p> <h2>1. Take Inventory</h2> <p>This important step is sometimes painful for couples to do. It includes writing down every account you hold, including the balances, as well as all the debt and loan accounts that are owed on. It's best to do this before the marriage, as full disclosure is probably wise before that trip down the aisle.</p> <h2>2. Figure Out Your Net Worth</h2> <p>Next, it's probably a good idea to tally everything up and see what you'll be worth as a couple. Get it out of your mind that there are &quot;his&quot; and &quot;hers&quot; assets. You'll likely own everything together now. (Legally, this is also true in many states. With certain exceptions like trust fund payments and inheritances, some assets may be kept separate. Check with your CFP or attorney for details.)</p> <h2>3. Decide Which Accounts to Keep</h2> <p>Do you really need four checking accounts, 12 credit cards, or two car loans? If it's possible to combine some accounts, do so. Likewise, if credit card payments can be simplified by transferring balances and culling payments down to just four or five creditors, it might be the best solution for both of you. Note: Be mindful of closing any accounts right away. Scrapping lines of credit may be detrimental to your credit score, as it will lower your available credit amount by quite a bit. A more suitable option may be to agree to not use any cards from several accounts until they are paid off and then closed. Or you could choose to keep them all open, but not use them indefinitely.</p> <h2>4. Add Your Spouse to Keepers</h2> <p>Now comes the fun of getting a second credit card or debit card, adding a second name to the checkbook, and putting another authorized user on the online account access. This can take many days, as some banks still require both account holders to come in person with their documentation and papers to sign. Since banking must be done during &quot;bankers' hours,&quot; it may require taking time off of work. Get everything in order before your big day to ensure you don't run into any snags.</p> <h2>5. Pick a Payer</h2> <p>While you'll both be involved in the planning of finances, it is usually wise to pick one person to actually pay the bills. Setting your accounts up for automatic payments can cut down on some of the work, but someone will still need to follow up monthly to be sure payments were made. If you don't want to be saddled with the job for long, you can choose to switch off every few months or so, which is also a great way to ensure that there are no financial secrets between spouses.</p> <h2>6. Set a Budget</h2> <p>Now it's time to get down to the nitty gritty. What financial goals will you set as a couple? What can you expect to live on? What will you do with the extra money every month (if any)? A budget can be as simple as writing two columns for spending and income on a piece of paper, or it can be as complicated as a budgeting software program will allow. The important thing, however, is that you just do it!</p> <h2>7. Communicate</h2> <p>Things change daily in a marriage, and this includes the financial realm of it. A broken belt on the car or a change in work schedule can really throw your best-laid plans into turmoil, but most things can be overcome by talking it out early on. Remember that spouses hate to have things sprung on them suddenly, so pick a safe time to discuss these things each day. Don't have the talk right before bed.</p> <h2>8. Adjust as Necessary</h2> <p>Marriage is a funny thing in that it is never quite like you expect it to be. Personalities can cause conflict, and expectations will need to be lowered quite often. Finances reflect this in that your budget and plans won't be perfect, either. Learn to laugh at mistakes and do better next time.</p> <h2>9. Forgive</h2> <p>Your spouse will screw up royally at least once in your marriage. This will likely have financial consequences. You will, too. Forgive easily, and you'll find grace when it's your turn!</p> <h2>10. Ask for Advice</h2> <p>If all your best intentions have failed, and money merging is still a painful or aggravating part of your marriage, it may help to enlist a neutral third party to help you along. Financial planners can be a good source of common sense in an otherwise emotional conversation. Just avoid employing anyone you both knew well prior to the marriage; it will keep things professional and easy to agree with.</p> <h2>11. Remember What Money Means</h2> <p>Finances should be handled with sensitivity because money rarely just stands for money. Spending can mask hurts that your spouse is dealing with, and trying to solve money issues can be taken personally. If you find that after merging finances the advice of your professional goes unheeded, it may be time to take things to the next level with a marriage counselor that specializes in financial problems. Sometimes, there really is an underlying cause to the money woes.</p> <p>My marriage hasn't been perfect, but it has been one of the most enriching parts of my life. Having the money issues under control has allowed my husband and I to spend our energy on other, more pressing issues, like our six children!</p> <p><em>Did you merge finances when you tied the knot? How did it go? Please share in comments!</em></p> <a href="http://www.wisebread.com/11-tips-and-tricks-for-merging-finances" class="sharethis-link" title="11 Tips and Tricks for Merging Finances" rel="nofollow">ShareThis</a><br /><div id="custom_wisebread_footer"><div id="rss_tagline">Written by <a href="http://www.wisebread.com/linsey-knerl">Linsey Knerl</a> and published on <a href="http://www.wisebread.com/">Wise Bread</a>. Read more <a href="http://www.wisebread.com/taxonomy/term/"> articles from Wise Bread</a>.</div></div> Personal Finance couples and money joint accounts marriage money Tue, 16 Sep 2014 13:00:07 +0000 Linsey Knerl 1210858 at http://www.wisebread.com Best Money Tips: Principles for Better Money Management http://www.wisebread.com/best-money-tips-principles-for-better-money-management <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-principles-for-better-money-management" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://www.wisebread.com/files/fruganomics/imagecache/250w/blog-images/couple-finances-173298682-small.jpg" alt="couple finances" title="couple finances" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found some great articles on principles for better money management, websites designed to save you money, and equipping your graduate with wings.</p> <h2>Top 5 Articles</h2> <p><a href="http://www.freemoneywisdom.com/five-core-money-principles-better-money-management/">Five Core Money Principles for Better Money Management</a> &mdash; It is important to be mindful of your expenses and eliminate your debts ASAP. [Free Money Wisdom]</p> <p><a href="http://christianpf.com/websites-save-money/">16 Amazing Websites Designed to Save You Money</a> &mdash; Restaurants.com and Cardpool.com are designed to save you money. [Christian PF]</p> <p><a href="http://www.getrichslowly.org/blog/2014/09/08/bird-leaves-nest-equipping-your-graduate-with-wings/">Bird Leaves Nest: Equipping Your Graduate With Wings</a> &mdash; Make sure to teach your graduate financial skills and how to cook. [Get Rich Slowly]</p> <p><a href="http://barbarafriedbergpersonalfinance.com/ways-make-extra-money/">25 Ways to Make Extra Money</a> &mdash; If you want to make extra money, consider having a garage sale or becoming a blogger. [Barbara Friedberg Personal Finance]</p> <p><a href="http://www.americandebtproject.com/2014/08/how-to-rent-your-house-as-a-way-to-pay-down-your-mortgage/">How to Rent Your House as a Way to Pay Down Your Mortgage</a> &mdash; When renting out your house to pay down your mortgage, run background checks on potential tenants and educate yourself on fair housing laws. [American Debt Project]</p> <h2>Other Essential Reading</h2> <p><a href="http://www.fivecentnickel.com/2014/09/08/should-you-spend-your-money-or-your-time/">Should You Spend Your Money or Your Time?</a> &mdash; You should spend time on learning new skills or having new experiences. [Five Cent Nickel]</p> <p><a href="http://www.popsugar.com/smart-living/Annoying-Things-About-Air-Travel-35643339#photo-35643352">The 20 Most Annoying Things About Air Travel</a> &mdash; Have you ever been on a flight where a passenger turned it into a speed dating session? [PopSugar Smart Living]</p> <p><a href="http://www.girlsjustwannahavefunds.com/wedding-planning-101-save-cash-while-saving-the-date/">Wedding Planning 101: Save Cash While Saving the Date</a> &mdash; Save cash on wedding planning by making your budget and determining what's important based on your budget. [Girls Just Wanna Have Funds]</p> <p><a href="http://www.smartasset.com/blog/insurance/top-ten-reasons-to-buy-life-insurance/">Top Ten Reasons to Buy Life Insurance</a> &mdash; Life insurance can give you peace of mind and is affordable, so consider buying it! [SmartAsset]</p> <p><a href="http://parentingsquad.com/the-5-best-jogging-strollers">The 5 Best Jogging Strollers</a> &mdash; If you are in the market for a jogging stroller, check out the BOB Ironman or the Jeep Overland Limited. [Parenting Squad]</p> <a href="http://www.wisebread.com/best-money-tips-principles-for-better-money-management" class="sharethis-link" title="Best Money Tips: Principles for Better Money Management" rel="nofollow">ShareThis</a><br /><div id="custom_wisebread_footer"><div id="rss_tagline">Written by <a href="http://www.wisebread.com/ashley-jacobs">Ashley Jacobs</a> and published on <a href="http://www.wisebread.com/">Wise Bread</a>. Read more <a href="http://www.wisebread.com/taxonomy/term/"> articles from Wise Bread</a>.</div></div> Personal Finance best money tips management money principles Fri, 12 Sep 2014 19:00:14 +0000 Ashley Jacobs 1207213 at http://www.wisebread.com Wages Are Rising — Here’s How to Get Your Cut http://www.wisebread.com/wages-are-rising-here-s-how-to-get-your-cut <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/wages-are-rising-here-s-how-to-get-your-cut" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://www.wisebread.com/files/fruganomics/imagecache/250w/blog-images/counting-money-466559183-small.jpg" alt="counting money" title="counting money" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Thankfully, after wage levels remained stagnant for many years, wages are finally rising! Annual gains could hit <a href="http://www.kiplinger.com/article/business/T019-C021-S005-wages-to-rise-but-more-for-some-than-others.html">4% by 2017</a>.</p> <p>That said, employers are still conservative and not rushing to pay you more. Here are some helpful tips on getting your share.</p> <h2>1. Join an Industry on the Rise</h2> <p>Information technology positions such as programmers, developers, analysts, and engineers continue to fare well. Cities are <a href="http://www.forbes.com/sites/joelkotkin/2014/05/27/the-cities-winning-the-battle-for-information-jobs-2014/">battling each other</a> to court IT companies. Have a background in mathematics, science, or information systems? Start interviewing for jobs in that arena, where the starting salary is already higher than the average.</p> <p>Health and medicine professionals are also riding a higher tide. Nurse practitioners, registered nurses, and practical nurses are all making more, but nurse practitioners are especially in demand with the <a href="http://www.forbes.com/sites/dandiamond/2014/06/06/since-obamacare-passed-50-months-ago-healthcare-has-gained-almost-1-million-jobs/">expansion of health care</a> coverage to more citizens.</p> <p>Financial sector workers like traders, bankers, and fund managers <a href="http://money.usnews.com/money/blogs/alpha-consumer/2014/02/05/why-finance-jobs-are-growing-fast">continue to do well</a> (surprise, surprise). Due to the continued need for credit and asset analysis, there is room to join the financial sector with the right experience.</p> <p>Areas that do not see much growth are categories in which tons of eager candidates compete for jobs: teaching, marketing, public relations, and customer service. If you find yourself in one of those categories, try spinning your experience to applying for positions at companies in information, health, engineering, and finance.</p> <h2>2. Ask for a Raise</h2> <p>If you are currently employed, now would be a good time to <a href="http://www.wisebread.com/you-should-always-negotiate-a-raise-here-are-10-reasons-why">ask for a raise</a>. When was your last raise? It should typically happen every year. If you have gone longer than two years without a raise (and thanks to the recession, many have), it will be fairly reasonable and easy to ask. (See also: <a href="http://www.wisebread.com/5-things-to-say-to-your-boss-to-get-a-promotion-or-raise?ref=seealso">5 Things to Say to Your Boss to Get a Promotion or Raise</a>)</p> <h3>When to Ask for a Raise</h3> <p>Try asking three to four months before the annual review. Annual reviews tend to happen at the end of the fiscal year, when the money is spent and companies are more conservative. Asking before your company's annual wage hike is ideal because you can state your case before the bosses evaluate the staff. Plus, you likely do a lot of great work that your bosses do not know about. Make them aware of your worthiness and <a href="http://www.wisebread.com/you-should-always-negotiate-a-raise-here-are-10-reasons-why">negotiate your slice</a> before the pie has been cut.</p> <h3>Leverage Your Education</h3> <p>Have you spent most of the recession going to back to school in the summers, nights, and weekends? It's always a good time to take advantage of your new income potential. Those who can boast a college degree for entry-level positions can ask for more than those with a high-school degree. Try asking your employer to review your new experience and education level when considering your raise.</p> <h2>3. Relocate to a High Minimum Wage State</h2> <p>Many students and working parents find themselves in need of extra minimum wage shifts in industries such as retail, fast food, and customer service. If you are work for hourly wages, now might be a good time to relocate, as 13 states raised their minimum wage in 2014. Even more good news: Those same 13 states are seeing <a href="http://thinkprogress.org/economy/2014/07/03/3456393/minimum-wage-state-increase-employment/">faster job growth</a> than the states that did not increase their minimum wage. This may also be a good time to leverage a higher paying position elsewhere for an hourly raise at your current job.</p> <p><em>How are you planning to boost your wage? Please share in comments!</em></p> <a href="http://www.wisebread.com/wages-are-rising-here-s-how-to-get-your-cut" class="sharethis-link" title="Wages Are Rising — Here’s How to Get Your Cut" rel="nofollow">ShareThis</a><br /><div id="custom_wisebread_footer"><div id="rss_tagline">Written by <a href="http://www.wisebread.com/amanda-meadows">Amanda Meadows</a> and published on <a href="http://www.wisebread.com/">Wise Bread</a>. Read more <a href="http://www.wisebread.com/taxonomy/term/"> articles from Wise Bread</a>.</div></div> Career Building jobs money negotiation raise wages Thu, 04 Sep 2014 15:00:06 +0000 Amanda Meadows 1203542 at http://www.wisebread.com Best Money Tips: Websites to Visit Before Spending Your Money http://www.wisebread.com/best-money-tips-websites-to-visit-before-spending-your-money <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-websites-to-visit-before-spending-your-money" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://www.wisebread.com/files/fruganomics/imagecache/250w/blog-images/woman-laptop-home-487853863-small_0.jpg" alt="woman laptop home" title="woman laptop home" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found some fantastic articles on websites to visit before spending your money, frugal ways to relax, and the path to purpose.</p> <h2>Top 5 Articles</h2> <p><a href="http://caviarandquarters.com/10-ways-to-save-money-when-youre-clearly-going-to-spend-money/">7 Websites to Visit Before Spending Your Money</a> &mdash; Before you spend your money, check out Bargain Babe and Coupons.com. [Caviar &amp; Quarters]</p> <p><a href="http://www.savvysugar.com/Ways-Relieve-Stress-31075809">Gimme a Break: 101 Frugal Ways to Relax</a> &mdash; Relax frugally by getting a good night's sleep or plan your next trip. [PopSugar Smart Living]</p> <p><a href="http://www.jdroth.com/path-purpose/">The Path to Purpose</a> &mdash; Did you know that sometimes it's easier to find purpose in life by limiting your options? [More Than Money]</p> <p><a href="http://freefrombroke.com/how-to-start-an-emergency-fund/">How to Start an Emergency Fund</a> &mdash; When starting an emergency fund, make savings automatic and re-evaluate your needs. [Free From Broke]</p> <p><a href="http://www.myshinynickels.com/2014/03/25/so-you-want-to-retire-early-its-all-about-the-numbers/">So You Want to Retire Early? It's All About the Numbers</a> &mdash; Living smart by downsizing your home and learning DIY tricks can help you retire early. [mySHINYnickels]</p> <h2>Other Essential Reading</h2> <p><a href="http://www.lisavstheloans.com/2014/08/maintaining-friendships-on-a-budget/">Maintaining Friendships on a Budget</a> &mdash; Going on walks or runs are just a couple ways to maintain your friendships on a budget. [Lisa vs. The Loans]</p> <p><a href="http://www.noobtraveler.com/tips-on-making-traveling-to-a-new-city-smoother/">Tips on Making Traveling to a New City Smoother</a> &mdash; Using Yelp and Google Maps can make traveling to a new city go more smoothly. [Noob Traveler]</p> <p><a href="http://parentingsquad.com/5-ways-to-instantly-make-a-house-feel-like-a-home">5 Ways to Instantly Make a House Feel Like a Home</a> &mdash; To make a house feel like a home, embrace your knick-knacks. [Parenting Squad]</p> <p><a href="http://www.moneyreverse.net/2014/04/financial-literacy-protecting-your.html">Financial Literacy: Protecting Your Personal Information #Finlit</a> &mdash; Asking questions before you disclose your personal information can help you protect yourself from identity theft. [Money reVerse]</p> <p><a href="http://blog.wiredadvisor.com/10-costly-mistakes-advisors-make-on-twitter/">10 Costly Mistakes Advisors Make on Twitter</a> &mdash; If you are a financial advisor, don't make the mistake of retweeting too often or following everyone back on Twitter. [Wired Advisor]</p> <a href="http://www.wisebread.com/best-money-tips-websites-to-visit-before-spending-your-money" class="sharethis-link" title="Best Money Tips: Websites to Visit Before Spending Your Money" rel="nofollow">ShareThis</a><br /><div id="custom_wisebread_footer"><div id="rss_tagline">Written by <a href="http://www.wisebread.com/ashley-jacobs">Ashley Jacobs</a> and published on <a href="http://www.wisebread.com/">Wise Bread</a>. Read more <a href="http://www.wisebread.com/taxonomy/term/"> articles from Wise Bread</a>.</div></div> Shopping best money tips money shopping spending websites Tue, 02 Sep 2014 19:00:04 +0000 Ashley Jacobs 1195775 at http://www.wisebread.com Best Money Tips: Websites That Will Save You Tons of Money http://www.wisebread.com/best-money-tips-websites-that-will-save-you-tons-of-money <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-websites-that-will-save-you-tons-of-money" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://www.wisebread.com/files/fruganomics/imagecache/250w/blog-images/businesswoman-piggy-bank-80403574-small.jpg" alt="businesswoman piggy bank" title="businesswoman piggy bank" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found some stellar articles on websites that will save you money, fixing your finances, and tips to rule your tech.</p> <h2>Top 5 Articles</h2> <p><a href="http://www.savvysugar.com/Best-Websites-Save-You-Money-35457232">40+ Incredible Websites That Will Save You Tons of Money</a> &mdash; Threadflip and NeighborGoods can help you save money. [PopSugar Smart Living]</p> <p><a href="http://sustainablelifeblog.com/fix-finances/">Fix Your Finances</a> &mdash; When trying to fix your finances, focus on the big things first and take advantage of freebies from mother nature. [Sustainable Life Blog]</p> <p><a href="http://timemanagementninja.com/2014/08/5-tips-to-rule-your-tech-instead-of-the-other-way-around/">5 Tips to Rule Your Tech, Instead of the Other Way Around</a> &mdash; To rule your technology, remember that it's there for your convenience. [Time Management Ninja]</p> <p><a href="http://www.personalincome.org/10-best-countries-invest-real-estate/">The 10 Best Countries to Invest in Real Estate in 2014</a> &mdash; Did you know Panama and Singapore are among the best countries to invest in real estate in 2014? [Personal Income]</p> <p><a href="http://pocketofmoney.weebly.com/blog/saving-and-being-money-savvy-while-visiting">Saving and Being Money Savvy While Visiting</a> &mdash; Being flexible and planning ahead can help you save when you are traveling. [Pocket of Money]</p> <h2>Other Essential Reading</h2> <p><a href="http://www.workingtolive.com/reason-okay-special/">The Reason It's Ok to Not Be Special</a> &mdash; Did you know that research has found propped up self-esteem can be counterproductive? [Working to Live Differently]</p> <p><a href="http://www.dividendninja.com/four-key-dividend-metrics-you-need-to-know/">Four Key Dividend Metrics You Need to Know</a> &mdash; Make sure you understand dividend payout ratios and profit margins [Dividend Ninja]</p> <p><a href="http://parentingsquad.com/17-real-world-questions-to-ask-a-prospective-nanny">17 Real World Questions to Ask a Prospective Nanny</a> &mdash; When interviewing prospective nannies, be sure to ask them how they discipline young children. [Parenting Squad]</p> <p><a href="http://lifehacker.com/where-can-i-buy-better-tea-1619090729">Where Can I Buy Better Tea?</a> &mdash; Learning the type of tea you like can help you buy better tea. [Lifehacker]</p> <p><a href="http://katehorrell.com/897/ten-ways-great-landlord/">Ten Ways to Be a Great Landlord</a> &mdash; If you are a landlord, be a great one by asking your tenant's opinions and fixing broken stuff. [Kate Horrell]</p> <a href="http://www.wisebread.com/best-money-tips-websites-that-will-save-you-tons-of-money" class="sharethis-link" title="Best Money Tips: Websites That Will Save You Tons of Money" rel="nofollow">ShareThis</a><br /><div id="custom_wisebread_footer"><div id="rss_tagline">Written by <a href="http://www.wisebread.com/ashley-jacobs">Ashley Jacobs</a> and published on <a href="http://www.wisebread.com/">Wise Bread</a>. Read more <a href="http://www.wisebread.com/taxonomy/term/"> articles from Wise Bread</a>.</div></div> Frugal Living best money tips money saving websites Thu, 21 Aug 2014 19:00:04 +0000 Ashley Jacobs 1190509 at http://www.wisebread.com Best Money Tips: Ways for Families to Save Money in August http://www.wisebread.com/best-money-tips-ways-for-families-to-save-money-in-august <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-ways-for-families-to-save-money-in-august" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://www.wisebread.com/files/fruganomics/imagecache/250w/blog-images/family-shopping-148152385-small.jpg" alt="family shopping" title="family shopping" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found some fantastic articles on ways for families to save in August, items you should buy generic, and avoiding lifestyle inflation.</p> <h2>Top 5 Articles</h2> <p><a href="http://parentingsquad.com/5-ways-for-families-to-save-money-in-august">5 Ways for Families to Save Money in August</a> &mdash; Families can save money this month by scoring with early Labor Day sales. [Parenting Squad]</p> <p><a href="http://www.moneytalksnews.com/2014/07/30/12-items-you-should-buy-generic-and-4-you-shouldnt/">12 Items You Should buy Generic (and 4 You Shouldn't)</a> &mdash; Definitely buy generic cleaning products, but don't buy generic household paints. [Money Talks News]</p> <p><a href="http://www.moneycrashers.com/ways-avoid-lifestyle-inflation/">9 Ways to Avoid Lifestyle Inflation &mdash; Spending Less When You Earn More</a> &mdash; To spend less when you earn more, value experiences over things and hang out with friends who have similar budgets. [Money Crashers]</p> <p><a href="http://kylieofiu.com/2014/07/5-tips-to-save-money-with-your-car/">5 Tips to Save Money With Your Car</a> &mdash; Driving safely and topping off when gas is cheap can help you save on your car. [Kylie Ofiu]</p> <p><a href="http://www.thousandaire.com/finding-the-right-financial-adviser/">Finding the Right Financial Adviser</a> &mdash; It is important to look at licenses and certifications when it comes to finding the right financial adviser. [Thousandaire]</p> <h2>Other Essential Reading</h2> <p><a href="http://www.creditsesame.com/blog/protect-medical-identity-theft/">How to Protect Yourself Against Medical Identity Theft</a> &mdash; Using strong passwords and protecting your health information can help you protect yourself against medical identity theft. [Credit Sesame]</p> <p><a href="http://staplerconfessions.com/index.php/what-questions-do-you-ask-a-potential-employer/">What Questions Do You Ask a Potential Employer?</a> &mdash; When speaking with a potential employer, be sure to ask if they have an employee manual you can read. [Stapler Confessions]</p> <p><a href="http://www.bargaineering.com/articles/stop-worryingyou-pay-car.html">Stop Worrying&hellip; You Probably Didn't Pay Too Much for Your New Car</a> &mdash; Did you know that 26% of new car buyers think they paid too much for their new car? [Bargaineering]</p> <p><a href="http://www.kiplinger.com/article/spending/T062-C000-S002-3-simple-steps-to-score-concert-tickets.html?si=1">3 Simple Steps to Score Great Concert Tickets</a> &mdash; If you want to score great concert tickets, try calling the box office. [Kiplinger]</p> <p><a href="http://www.savvysugar.com/Advice-College-Students-31108170">31 Things Every College Student Needs to Know</a> &mdash; Every college student should know to go to review sessions and to remember to call their parents. [PopSugar Smart Living]</p> <a href="http://www.wisebread.com/best-money-tips-ways-for-families-to-save-money-in-august" class="sharethis-link" title="Best Money Tips: Ways for Families to Save Money in August" rel="nofollow">ShareThis</a><br /><div id="custom_wisebread_footer"><div id="rss_tagline">Written by <a href="http://www.wisebread.com/ashley-jacobs">Ashley Jacobs</a> and published on <a href="http://www.wisebread.com/">Wise Bread</a>. Read more <a href="http://www.wisebread.com/taxonomy/term/"> articles from Wise Bread</a>.</div></div> Frugal Living august best money tips families money save Mon, 04 Aug 2014 19:00:06 +0000 Ashley Jacobs 1174972 at http://www.wisebread.com Best Money Tips: Tips for Discussing Money Topics With Your Partner http://www.wisebread.com/best-money-tips-tips-for-discussing-money-topics-with-your-partner <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-tips-for-discussing-money-topics-with-your-partner" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://www.wisebread.com/files/fruganomics/imagecache/250w/blog-images/couple-finances-86481911.jpg" alt="couple finances" title="couple finances" class="imagecache imagecache-250w" width="250" height="147" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found some wonderful articles on tips for discussing money topics with your partner, things you should never buy at Sam's Club, and DIY cleaning products.</p> <h2>Top 5 Articles</h2> <p><a href="http://www.thesimpledollar.com/twenty-powerful-tips-for-discussing-money-topics-with-your-partner/">23 Powerful Tips for Discussing Money Topics With Your Partner</a> &mdash; When discussing money topics with your partner, establish a &quot;no yelling&quot; rule and start by talking about goals. [The Simple Dollar]</p> <p><a href="http://moneyning.com/shopping-smart/6-things-you-should-never-buy-at-sams-club/">6 Things You Should Never Buy at Sam's Club</a> &mdash; Never buy milk or condiments at Sam's club. Chances are those items will go bad before you use them. [MoneyNing]</p> <p><a href="http://www.savvysugar.com/DIY-Cleaning-Products-28901279"> Make These 56 DIY Cleaning Products for Pennies</a> &mdash; Did you know you can make garbage disposal refreshers and floor wipes for just pennies? [PopSugar Smart Living]</p> <p><a href="http://freefrombroke.com/your-guide-on-how-to-stop-living-paycheck-to-paycheck/">Your 4 Step Guide on How to Stop Living Paycheck to Paycheck</a> &mdash; If you want to stop living paycheck to paycheck, start by identifying and cutting the waste from your budget. [Free From Broke]</p> <p><a href="http://www.cashthechecks.com/how-to-save-cash-by-getting-rid-of-old-tech/">How to Save Cash By Getting Rid of Old Tech</a> &mdash; To save cash by getting rid of old tech, kill your cable bill and get rid of your digital camera. [Cash the Checks]</p> <h2>Other Essential Reading</h2> <p><a href="http://www.biblemoneymatters.com/want-more-time-stop-buying-so-much-stuff/">Want More Time? Stop Buying So Much Stuff!</a> &mdash; Living a simpler life with less possessions means you get to work less. So stop buying so much stuff! Then you can have more time. [Bible Money Matters]</p> <p><a href="http://christianpf.com/common-characteristics-of-those-who-thrive/">5 Common Characteristics Of Those Who Thrive (How Are You Doing With #2?)</a> &mdash; Do you want to thrive? Become a prudent spender and a passionate income earner. [Christian PF]</p> <p><a href="http://kylieofiu.com/2014/07/how-to-streamline-your-business-to-save-time-money-and-stress/">How to Streamline Your Business to Save Time, Money, and Stress</a> &mdash; If you want to streamline your business, communication is key. [Kylie Ofiu]</p> <p><a href="http://ptmoney.com/pet-insurance-experience/">Pet Insurance Could Have Saved me a Small Fortune &ndash; The Shadow Experience (Quick Update)</a> &mdash; Pet insurance may be a good idea for you if you have a new pet or an older pet. [PT Money]</p> <p><a href="http://parentingsquad.com/fun-and-delicious-summer-barbecue-ideas">Fun and Delicious Summer Barbecue Ideas</a> &mdash; When having a summer barbecue, make grilled vegetables or grilled pita bread pizza. [Parenting Squad]</p> <a href="http://www.wisebread.com/best-money-tips-tips-for-discussing-money-topics-with-your-partner" class="sharethis-link" title="Best Money Tips: Tips for Discussing Money Topics With Your Partner" rel="nofollow">ShareThis</a><br /><div id="custom_wisebread_footer"><div id="rss_tagline">Written by <a href="http://www.wisebread.com/ashley-jacobs">Ashley Jacobs</a> and published on <a href="http://www.wisebread.com/">Wise Bread</a>. Read more <a href="http://www.wisebread.com/taxonomy/term/"> articles from Wise Bread</a>.</div></div> Personal Finance best money tips discuss money partner tips Wed, 09 Jul 2014 19:00:05 +0000 Ashley Jacobs 1154999 at http://www.wisebread.com Best Money Tips: Ways to Save on Gas http://www.wisebread.com/best-money-tips-ways-to-save-on-gas-0 <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-ways-to-save-on-gas-0" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://www.wisebread.com/files/fruganomics/imagecache/250w/blog-images/pumping-gas-82635537-small.jpg" alt="pumping gas" title="pumping gas" class="imagecache imagecache-250w" width="250" height="148" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found some fantastic articles on saving on gas, upcycling ideas that will blow your mind, and how to keep your identity safe.</p> <h2>Top 5 Articles</h2> <p><a href="http://kiplinger.com/article/saving/T050-C000-S001-five-ways-to-save-gas-money.html?si=1">5 Ways to Save Gas Money</a> &mdash; Targeting the best day and time to buy gas can help you save at the pump. [Kiplinger]</p> <p><a href="http://www.savvysugar.com/Cool-Upcycling-Projects-24338804">221 Upcycling Ideas That Will Blow Your Mind</a> &mdash; Would you have ever thought to repurpose your old maps into coasters? [POPSUGAR Smart Living]</p> <p><a href="http://www.creditsesame.com/blog/5-minutes-safer-identity/">5 Minutes to a Safe Identity</a> &mdash; To protect your identity, check your bank accounts daily. [Credit Sesame]</p> <p><a href="http://www.moneytalksnews.com/2014/06/27/are-you-making-these-6-costly-college-planning-mistakes/">Are You Making These 6 Costly College Planning Mistakes?</a> &mdash; When planning for college, don't make the mistake of not understanding how 526 plans work. [Money Talks News]</p> <p><a href="http://www.mightybargainhunter.com/allowance-teaching-tool/?utm_source=feedburner&amp;utm_medium=feed&amp;utm_campaign=Feed%3A+mightybargainhunter+%28MightyBargainHunter.com%29">Five Keys to Making a Child's Allowance a Teaching Tool</a> &mdash; Make your child's allowance a teaching tool by making it so that eventually they outgrow their allowance and have to find other ways to make money. [Mighty Bargain Hunter]</p> <h2>Other Essential Reading</h2> <p><a href="http://sustainablelifeblog.com/tips-save-energy-costs-mercury-rises/">Tips to Save on Energy Costs as Mercury Rises</a> &mdash; Adding some shade to the sunny side of your home can help you reduce your energy costs this summer. [Sustainable Life Blog]</p> <p><a href="http://parentingsquad.com/7-things-your-family-can-give-up-to-make-your-summer-more-sane">7 Things Your Family Can Give Up to Make Your Summer More Sane</a> &mdash; To make your summer more sane, your family can give up long car trips and enrichment activities. [Parenting Squad]</p> <p><a href="http://www.bargaineering.com/articles/ready-insurers-car-happened-accident.html">Be Ready for Insurers to Ask Your Car What Really Happened in an Accident</a> &mdash; If you are in an accident, your insurer may ask to download data from your car to find out if you are giving an accurate account of the accident. [Bargaineering]</p> <p><a href="http://www.moneycrashers.com/part-time-jobs-health-insurance-benefits/">11 Best Part-Time Jobs With Health Insurance Benefits</a> &mdash; Costco and Lowe's offer health insurance benefits for part-time employees. [Money Crashers]</p> <p><a href="http://www.smartasset.com/blog/personal-finance/top-4-budgeting-tips-for-new-parents/">Top 4 Budgeting Tips for New Parents</a> &mdash; Are you a new parent? Be sure to add up your out-of-pocket medical expenses. [SmartAsset Blog]</p> <a href="http://www.wisebread.com/best-money-tips-ways-to-save-on-gas-0" class="sharethis-link" title="Best Money Tips: Ways to Save on Gas " rel="nofollow">ShareThis</a><br /><div id="custom_wisebread_footer"><div id="rss_tagline">Written by <a href="http://www.wisebread.com/ashley-jacobs">Ashley Jacobs</a> and published on <a href="http://www.wisebread.com/">Wise Bread</a>. Read more <a href="http://www.wisebread.com/taxonomy/term/"> articles from Wise Bread</a>.</div></div> Cars and Transportation best money tips gas money save Mon, 07 Jul 2014 19:00:05 +0000 Ashley Jacobs 1152747 at http://www.wisebread.com Best Money Tips: Ways Families Can Save Money This July http://www.wisebread.com/best-money-tips-ways-families-can-save-money-this-july <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-ways-families-can-save-money-this-july" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://www.wisebread.com/files/fruganomics/imagecache/250w/blog-images/family-shopping-175885063-small.jpg" alt="family shopping" title="family shopping" class="imagecache imagecache-250w" width="250" height="141" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found some great articles on how families can save money this July, things to do before you leave for vacation, and two year versus four year colleges.</p> <h2>Top 5 Articles</h2> <p><a href="http://parentingsquad.com/4-ways-families-can-save-money-this-july">4 Ways Families Can Save Money This July</a> &mdash; Families can save money this July by taking advantage of 4th of July sales. [Parenting Squad]</p> <p><a href="http://www.savvysugar.com/Things-You-Forget-Do-Before-Leaving-Vacation-35113991">14 Things You Forget to Do Before Leaving for Vacation</a> &mdash; Before you leave on vacation, don't forget to stop your mail and pay your bills. [POPSUGAR Smart Living]</p> <p><a href="http://www.pennypinchinmom.com/question-twos-fours-choosing-two-four-year-college-university/">The Question of Twos and Fours: Choosing Between a Two- and Four-Year College or University</a> &mdash; In the battle of two year versus four year colleges, it's important to consider the overhead expenses associated with college. [Penny Pinchin' Mom]</p> <p><a href="http://lifehacker.com/are-high-end-headphones-really-worth-the-money-1597964432">Are High-End Headphones Really Worth the Money?</a> &mdash; High-end headphones tend to have better audio quality and more features, making them worth the money. [Lifehacker]</p> <p><a href="http://plantingmoneyseeds.com/four-professionals-can-get-money-right/">Four Professionals That Can Get Your Money Right</a> &mdash; A mortgage lender can let you know your loan options, even if you aren't ready to submit an application. [Planting Money Seeds]</p> <h2>Other Essential Reading</h2> <p><a href="http://www.lifehack.org/articles/productivity/10-bad-emails-habits-you-need-stop-doing-now.html">10 Bad Email Habits You Need to Stop Doing Now</a> &mdash; When it comes to emailing, stop picking the wrong subject line and using unnecessary words. [Lifehack]</p> <p><a href="http://www.dumblittleman.com/2014/06/21-questions-ask-seem-fail.html">21 Questions to Ask Yourself When All You Seem to Do Is Fail</a> &mdash; If you consistently fail, it is important to ask yourself what you could be doing differently. [Dumb Little Man]</p> <p><a href="http://www.inkjetwilly.com/blog/4th-of-july-printables/">17 Free 4th of July Printables</a> &mdash; In need of some last-minute 4th of July printables? Look no further than this list! [InkJet Willy]</p> <p><a href="http://www.marcandangel.com/2014/06/29/16-things-you-shouldnt-have-to-justify-to-anyone-else/">16 Things You Shouldn't Have to Justify to Anyone Else</a> &mdash; You should never feel like you have to justify the need to express your emotion to anyone else. [Marc and Angel Hack Life]</p> <p><a href="http://timemanagementninja.com/2014/06/you-have-to-go-the-distance-to-reach-your-goals/">You Have to Go the Distance to Reach Your Goals</a> &mdash; There are no easy paths or quick answers to reaching your goals. You have to go the distance to achieve them! [Time Management Ninja]</p> <a href="http://www.wisebread.com/best-money-tips-ways-families-can-save-money-this-july" class="sharethis-link" title="Best Money Tips: Ways Families Can Save Money This July" rel="nofollow">ShareThis</a><br /><div id="custom_wisebread_footer"><div id="rss_tagline">Written by <a href="http://www.wisebread.com/ashley-jacobs">Ashley Jacobs</a> and published on <a href="http://www.wisebread.com/">Wise Bread</a>. Read more <a href="http://www.wisebread.com/taxonomy/term/"> articles from Wise Bread</a>.</div></div> Frugal Living best money tips families july money save Thu, 03 Jul 2014 19:00:04 +0000 Ashley Jacobs 1152744 at http://www.wisebread.com Best Money Tips: Save Over $15,000 a Year http://www.wisebread.com/best-money-tips-save-over-15000-a-year <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-save-over-15000-a-year" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://www.wisebread.com/files/fruganomics/imagecache/250w/blog-images/86543735.jpg" alt="saving money" title="saving money" class="imagecache imagecache-250w" width="250" height="144" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found some awesome articles on how to save over $15,000 a year, things to remove from your resume, and avoiding financial scams.</p> <h2>Top 5 Articles</h2> <p><a href="http://www.moneycircle.com/how-to-save-money/articles/how-to-save-money-over-15000-a-year/">How to Save Money &mdash; Over $15,000 a Year</a> &mdash; Menu planning and eating what you already have are a couple ways to help you work towards saving $15,000 a year. [Money Circle]</p> <p><a href="http://www.savvysugar.com/Things-Remove-From-Your-Resume-28918668">9 Things to Remove From Your Resume Right Now</a> &mdash; Remove short-lived jobs and mission statements from your resume. [POPSUGAR Smart Living]</p> <p><a href="http://christianpf.com/how-to-avoid-financial-scams/">7 Tips on How to Avoid Financial Scams</a> &mdash; Being skeptical and using common sense can help you avoid financial scams. [Christian PF]</p> <p><a href="http://www.biblemoneymatters.com/should-parents-help-their-kids-pay-for-college/">Should Parents Help Their Kids Pay for College?</a> &mdash; When parents are deciding whether or not they should help their kids pay for college, they have to consider their retirement savings first. [Bible Money Matters]</p> <p><a href="http://www.jdroth.com/figure-want-life/">How to Figure Out What You Want in Life</a> &mdash; To figure out what you want in life, start by asking yourself what you'd do if money were no object. [More Than Money]</p> <h2>Other Essential Reading</h2> <p><a href="https://www.jeanchatzky.com/wednesday-welcome/wednesday-welcome-one-man-wife-quit-job/">Wednesday Welcome: What One Man Did When His Wife Quit Her Job</a> &mdash; Are you thinking about starting a business? Remember, you don't have to hit a home run to make money. [Jean Chatzky Making Money Make Sense]</p> <p><a href="http://sweatingthebigstuff.com/quit-side-job/">When To Consider Quitting Your Side Job</a> &mdash; If you are thinking about quitting your side job, evaluate whether your side job is holding you back from moving up the corporate ladder. [Sweating the Big Stuff]</p> <p><a href="http://www.frugalconfessions.com/save-beyond-my-means/4-steps-to-figuring-out-which-goal-to-start-saving-for-first.php">4 Steps to Figuring Out Which Savings Goal to Start Save for First</a> &mdash; When determining which savings goal to save for first, start by covering your savings musts. [Frugal Confessions]</p> <p><a href="http://www.stretcher.com/stories/13/13jul01d.cfm?FPMon">Basic Tools for Every New Cook</a> &mdash; Every new cook should have a big pot for cooking pasta and mixing bowls. [TheDollarStretcher.com]</p> <p><a href="http://parentingsquad.com/how-to-have-a-safe-and-happy-4th-of-july">How to Have a Safe and Happy 4th of July</a> &mdash; Make your 4th of July a safe one by having water nearby when dealing with fireworks. [Parenting Squad]</p> <a href="http://www.wisebread.com/best-money-tips-save-over-15000-a-year" class="sharethis-link" title="Best Money Tips: Save Over $15,000 a Year" rel="nofollow">ShareThis</a><br /><div id="custom_wisebread_footer"><div id="rss_tagline">Written by <a href="http://www.wisebread.com/ashley-jacobs">Ashley Jacobs</a> and published on <a href="http://www.wisebread.com/">Wise Bread</a>. Read more <a href="http://www.wisebread.com/taxonomy/term/"> articles from Wise Bread</a>.</div></div> Frugal Living best money tips money save Wed, 02 Jul 2014 19:00:07 +0000 Ashley Jacobs 1152740 at http://www.wisebread.com Best Money Tips: Unusual Ways to Make Extra Money http://www.wisebread.com/best-money-tips-unusual-ways-to-make-extra-money <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-unusual-ways-to-make-extra-money" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://www.wisebread.com/files/fruganomics/imagecache/250w/blog-images/translator-185598486-small.jpg" alt="translator" title="translator" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found some great articles on unusual ways to make money, maximizing a small home or apartment, and conversations when caring for elderly parents.</p> <h2>Top 5 Articles</h2> <p><a href="http://www.moneytalksnews.com/2014/06/18/22-odd-and-unusual-ways-to-make-extra-money/">22 Odd and Unusual Ways to Make Extra Money</a> &mdash; Did you know you can make extra money rounding up scrap metal or becoming a translator? [Money Talks News]</p> <p><a href="http://www.thesimpledollar.com/sixteen-tricks-for-maximizing-a-small-home-or-apartment/?utm_source=feedburner&amp;utm_medium=feed&amp;utm_campaign=Feed%3A+thesimpledollar+%28The+Simple+Dollar%29">Sixteen Tricks for Maximizing a Small Home or Apartment</a> &mdash; Buying foldable furniture and having an oasis can help you maximize the space in your small home or apartment. [The Simple Dollar]</p> <p><a href="http://www.moneycrashers.com/conversations-caring-elderly-parents/">6 Must-Have Conversations When Caring for Elderly Parents</a> &mdash; It is important to discuss driving skills and health issues with your elderly parents. [Money Crashers]</p> <p><a href="http://www.creditsesame.com/blog/staggering-costs-of-identity-theft/">The Staggering Costs of Identity Theft in the U.S.</a> &mdash; The most common kind of identity theft is the misuse of an existing account. [Credit Sesame]</p> <p><a href="http://www.mydollarplan.com/4-financial-lessons-to-teach-kids-during-summer-vacation/">4 Financial Lessons to Teach Kids During Summer Vacation</a> &mdash; This summer, get your kids started in the stock market. [My Dollar Plan]</p> <h2>Other Essential Reading</h2> <p><a href="http://www.freemoneyfinance.com/2014/06/how-big-is-1-million.html">How Big Is $1 Million?</a> &mdash; While $1 million isn't what it used to be, it is more than what 92% of Americans have. [Free Money Finance]</p> <p><a href="http://kiplinger.com/slideshow/insurance/T028-S001-top-10-states-most-at-riskof-disaster/index.html">Top 10 States Most at Risk of Disaster</a> &mdash; Did you know Texas and Alabama are in the top ten states at most risk of disaster? [Kiplinger]</p> <p><a href="http://www.bargaineering.com/articles/summer-cd-rates-deals.html">Whether You're a Novice Saver or Seasoned Investor, Here's How to Make Up to 3% on CDs This Summer</a> &mdash; Be sure to check out your local community banks and credit unions to get the best CD rates. [Bargaineering]</p> <p><a href="http://www.savvysugar.com/DIY-Fabric-Softener-Sponges-35019754">DIY Never-Ending Fabric-Softener Sponges</a> &mdash; If you want to add softness to your clothes, try making these fabric-softener sponges. [POPSUGAR Smart Living]</p> <p><a href="http://parentingsquad.com/8-ways-working-parents-can-create-a-carefree-family-focused-summer">8 Ways Working Parents Can Create a Carefree Family-Focused Summer</a> &mdash; To create a carefree family-focused summer, working parents can take back the night and invest in some backyard games. [Parenting Squad]</p> <a href="http://www.wisebread.com/best-money-tips-unusual-ways-to-make-extra-money" class="sharethis-link" title="Best Money Tips: Unusual Ways to Make Extra Money" rel="nofollow">ShareThis</a><br /><div id="custom_wisebread_footer"><div id="rss_tagline">Written by <a href="http://www.wisebread.com/ashley-jacobs">Ashley Jacobs</a> and published on <a href="http://www.wisebread.com/">Wise Bread</a>. Read more <a href="http://www.wisebread.com/taxonomy/term/"> articles from Wise Bread</a>.</div></div> Extra Income best money tips extra income money unusual Mon, 23 Jun 2014 19:00:04 +0000 Ashley Jacobs 1146614 at http://www.wisebread.com 7 Weird Money Laws You May Have Broken http://www.wisebread.com/7-weird-money-laws-you-may-have-broken <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/7-weird-money-laws-you-may-have-broken" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://www.wisebread.com/files/fruganomics/imagecache/250w/blog-images/fortune-teller-459884341.jpg" alt="fortune teller" title="fortune teller" class="imagecache imagecache-250w" width="250" height="141" /></a> </div> </div> </div> <p>Money can make people do strange things. But what about when money laws themselves are beyond comprehension?</p> <p>From bizarre tax systems at home to monarchy-imposed oddities abroad, the world is full of some very odd laws governing the spending and collecting of money. Lucky for you, this list of them is free.</p> <h2>1. Don't Step</h2> <p><img width="605" height="340" src="http://www.wisebread.com/files/fruganomics/u5123/stepping-money-494564415.jpg?ggnoads" alt="" /></p> <p>Thailand's king is featured prominently on all the country's currency. Thailand's king is also not to be criticized, under legal penalty. So by extension, Thailand has one of the stranger money laws around: stepping on money is considered extremely disrespectful, and crazily enough, <a href="http://voices.yahoo.com/how-not-arrested-thailand-doing-these-things-5584569.html">could land you in a Thai jail</a>.</p> <h2>2. Do the Running Man, Pay the Tax Man</h2> <p><img width="605" height="340" src="http://www.wisebread.com/files/fruganomics/u5123/grandpa-dj-177803763.jpg?ggnoads" alt="" /></p> <p>In Washington state, cover charges for movies, concerts, and theater are tax free. Unless, that is, the venue provides patrons with an &quot;<a href="http://www.futureofmusic.org/blog/2013/04/16/washington-state-dance-tax-has-venues-hands-and-feet-tied">opportunity to dance</a>&quot; (seriously), in which case tax must be paid. A holdover law from the 60s, the provision was largely forgotten about until recently, when one establishment was charged $25,000 for non-compliance.</p> <h2>3. Candy Pain</h2> <p><img width="605" height="340" src="http://www.wisebread.com/files/fruganomics/u5123/pretzel-154204881.jpg?ggnoads" alt="" /></p> <p>Buy a Twizzler in Kentucky and you're free from paying taxes. Buy a chocolate-coated pretzel, and you better keep that receipt. That's because their state law declares tax exempt <a href="http://xfinity.comcast.net/slideshow/finance-unusualsalestaxes/kentucky-candy-not-such-a-sweet-deal/">only those candies that don't contain flour</a>. Seems a little half-baked.</p> <h2>4. Canadian Currency Conundrum</h2> <p><img width="605" height="340" src="http://www.wisebread.com/files/fruganomics/u5123/counting-change-139247071.jpg?ggnoads" alt="" /></p> <p>Find it annoying when the person in front of you in line starts counting out pennies for their purchase? Well in Canada, you could have that person arrested. According to the <a href="http://www.factfixx.com/2011/08/09/weird-laws-paying-with-coins-in-canada/">Canadian Currency Act</a>, there are all sorts of legal restrictions on what you can and can't pay for with coins, including the illegality of using more than 25 pennies in any transaction.</p> <h2>5. Nay-Saying Sooth-Saying</h2> <p><img width="605" height="341" src="http://www.wisebread.com/files/fruganomics/u5123/fortune-teller-459884341.jpg?ggnoads" alt="" /></p> <p>For something weird you're not allowed to charge money for, how about <a href="http://www.mattmlaw.com/blog/2013/10/obscure-crimes-fortune-telling-is-illegal-in-pennsylvania.shtml">Pennsylvania&rsquo;s law against soliciting payment for fortune telling</a>? The misdemeanor is punishable by up to a year in jail, and extends to outlaw charging to place hexes or spells on people.</p> <h2>6. The Bagel Burden</h2> <p><img width="605" height="340" src="http://www.wisebread.com/files/fruganomics/u5123/bagel-121871835.jpg" alt="" /></p> <p>It's tough to walk down a New York City street without running into a bagel joint. But if you're looking to avoid being charged tax on one of those heavenly bread circles, make sure you do not, under any circumstances, ask for your bagel to be sliced. <a href="http://www.huffingtonpost.com/2010/08/25/bagel-tax-new-york_n_694361.html">As soon as the bagel is sliced</a> (or schmeared, for that matter!), it's considered prepared food, and can be taxed up to 9 cents.</p> <h2>7. Bavarian Bribes</h2> <p><img width="605" height="340" src="http://www.wisebread.com/files/fruganomics/u5123/bribe-488122455.jpg?ggnoads" alt="" /></p> <p>While most of this list features legal restrictions, this last law gets honorable mention (it was eliminated just a few years ago) for <em>helping</em> facilitate a strange financial transaction. Namely: bribery. German tax law, it turns out, actually allowed private companies to <a href="http://www.businessweek.com/stories/1995-08-06/germany-where-bribery-is-tax-deductible-intl-edition%20http://www.businessweek.com/stories/1995-08-06/germany-where-bribery-is-tax-deductible-intl-edition">write off the costs of bribery on their returns</a>.</p> <p>Though good luck dealing with the angry bribe recipients after listing their names on your receipts&hellip;</p> <a href="http://www.wisebread.com/7-weird-money-laws-you-may-have-broken" class="sharethis-link" title="7 Weird Money Laws You May Have Broken" rel="nofollow">ShareThis</a><br /><div id="custom_wisebread_footer"><div id="rss_tagline">Written by <a href="http://www.wisebread.com/joe-epstein">Joe Epstein</a> and published on <a href="http://www.wisebread.com/">Wise Bread</a>. Read more <a href="http://www.wisebread.com/taxonomy/term/"> articles from Wise Bread</a>.</div></div> Entertainment Financial News Travel finance laws laws money money laws weird Fri, 20 Jun 2014 21:12:04 +0000 Joe Epstein 1142576 at http://www.wisebread.com Best Money Tips: Ways for Families to Save Money in June http://www.wisebread.com/best-money-tips-ways-for-families-to-save-money-in-june <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-ways-for-families-to-save-money-in-june" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://www.wisebread.com/files/fruganomics/imagecache/250w/blog-images/farmers-market-119189049-small.jpg" alt="farmers market" title="farmers market" class="imagecache imagecache-250w" width="250" height="167" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found some awesome articles on ways for families to save in June, getting your financial affairs in order, and assimilating into your new job.</p> <h2>Top 5 Articles</h2> <p><a href="http://parentingsquad.com/7-simple-ways-for-families-to-save-money-in-june">7 Simple Ways for Families to Save Money in June</a> &mdash; To save money in June, families can shop at Farmer's Markets and cut the cable. [Parenting Squad]</p> <p><a href="http://christianpf.com/checklist-to-get-your-affairs-in-order/">A Checklist to Get Your Financial Affairs in Order</a> &mdash; It is important to have all your important paperwork in one location. [Christian PF]</p> <p><a href="http://moneysmartlife.com/assimilating-new-job/">6 Must-Read Tips for Assimilating Into Your New Job</a> &mdash; When adjusting to your new job, build your network and communicate well with others. [Money Smart Life]</p> <p><a href="http://www.mydollarplan.com/5-things-to-consider-when-buying-a-used-car/">5 Things to Consider When Buying a Used Car</a> &mdash; Before you buy a used car, have a professional look it over. [My Dollar Plan]</p> <p><a href="http://pinching-pennies.com/2014/06/27-common-financial-planning-mistakes-youll-want-to-avoid/">27 Common Financial Planning Mistakes You'll Want to Avoid</a> &mdash; Don't make the financial planning mistakes of making minimum payments or thinking your goals will meet themselves. [Pinching Pennies]</p> <h2>Other Essential Reading</h2> <p><a href="http://www.moneyunder30.com/what-to-buy-at-the-dollar-store">What to Buy &mdash; and What Not to Buy &mdash; at the Dollar Store</a> &mdash; Aluminum foil is a great thing to buy at the Dollar Store, but stay away from buying coffee or Tide. [Money Under 30]</p> <p><a href="http://www.budgetsaresexy.com/2014/06/how-to-save-money/?utm_source=feedburner&amp;utm_medium=feed&amp;utm_campaign=Feed%3A+budgetsaresexy+%28Budgets+are+Sexy.%29">How to Save Money</a> &mdash; Calling up your credit card company and asking them to reduce your interest rate can help you save money. [Budgets Are Sexy]</p> <p><a href="http://gradmoneymatters.com/money-making-ideas/tasks-to-complete-before-you-begin-your-job-hunt.html?utm_source=feedburner&amp;utm_medium=feed&amp;utm_campaign=Feed%3A+GradMoneyMatters+%28Grad+Money+Matters%29">Tasks to Complete Before Beginning Your Job Hunt</a> &mdash; It is important to watch the photos you've posted online before you begin your job hunt. [Grad Money Matters]</p> <p><a href="http://www.biblemoneymatters.com/why-joint-finances-are-the-best-choice-for-most-couples/">Why Joint Finances Are the Best for Most Couples</a> &mdash; Having joint finances can help couples see the same financial picture. [Bible Money Matters]</p> <p><a href="http://www.savvysugar.com/Best-Reasons-Go-College-34883318">Why I'm Glad I Went to College</a> &mdash; Going to college can help you figure out what it is you really want to do. [POPSUGAR Smart Living]</p> <a href="http://www.wisebread.com/best-money-tips-ways-for-families-to-save-money-in-june" class="sharethis-link" title="Best Money Tips: Ways for Families to Save Money in June" rel="nofollow">ShareThis</a><br /><div id="custom_wisebread_footer"><div id="rss_tagline">Written by <a href="http://www.wisebread.com/ashley-jacobs">Ashley Jacobs</a> and published on <a href="http://www.wisebread.com/">Wise Bread</a>. Read more <a href="http://www.wisebread.com/taxonomy/term/"> articles from Wise Bread</a>.</div></div> Frugal Living best money tips families June money save Wed, 18 Jun 2014 19:00:05 +0000 Ashley Jacobs 1144495 at http://www.wisebread.com