gender http://www.wisebread.com/taxonomy/term/8383/all en-US 5 Reasons Women Might Retire With More Wealth http://www.wisebread.com/5-reasons-women-might-retire-with-more-wealth <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/5-reasons-women-might-retire-with-more-wealth" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_money_pink_000007951788.jpg" alt="Learning reasons why women might retire with more wealth" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>We hear a lot about how women might be shortchanged in terms of earnings, but there are also plenty of ways women can excel financially. From potentially stronger savings and investment habits, to longer lifespans, women enjoy some serious wealth-building advantages, as well. Here are five reasons women might retire with more wealth.</p> <h2>1. More Women Are Gaining Higher Education</h2> <p>In fact, women are handily defeating men in the college game. Because women are more likely to <a href="https://www.washingtonpost.com/news/storyline/wp/2014/12/11/women-are-dominating-men-at-college-blame-sexism/">graduate from college</a> than their male counterparts, they enter the workforce in better shape. Sure, women are more likely to enter lower-paid areas of the education and health sectors, but they are also breaking into business and <a href="https://www.washingtonpost.com/news/morning-mix/wp/2015/04/14/study-finds-surprisingly-that-women-are-favored-for-jobs-in-stem/">STEM programs</a> at an increasing rate.</p> <p>While college loan debt can slow down your plans to save, the correlation between college and increased earnings is still present. The trick is to start investing as soon as you begin to see your margin of expendable income widen, ideally before age 30.</p> <h2>2. Women Are Living and Working Longer</h2> <p>That's right: Women typically live longer, and thus have more healthful years during which they may work. That means continuing to work in later years &mdash; when earnings may be higher, and more returns from compound interest on savings enjoyed. It also means a postponed retirement, which allows your investments to grow for longer.</p> <p>Check out this handy guide to <a href="http://www.wisebread.com/how-much-should-you-have-saved-for-retirement-by-30-40-50">reaching your investing goals</a>.</p> <h2>3. Women Are Better Savers at all Income Levels</h2> <p>The road is full of unexpected hurdles to saving, and expensive emergencies are all but inevitable. The good news for female workers is that women are <a href="https://institutional.vanguard.com/iam/pdf/GENDRESP.pdf?cbdForceDomain=true">better at saving</a> than men in general. If that weren't enough, the same study showed that women are also better at managing their 401K accounts than men.</p> <p>It still takes discipline, however, to work this psychology to your advantage. Make specific goals and stick to them.</p> <h2>4. Forgoing Children Could Mean More Savings</h2> <p>On the fence about starting a family? According to the 2014 census, 48% of women between the ages of 18 and 44 <a href="http://www.huffingtonpost.com/2015/04/09/childless-more-women-are-not-having-kids-says-census_n_7032258.html">do not have children</a>. Clearly, women are increasingly waiting to have kids, or deferring the option altogether.</p> <p>Consider that this may mean more money for those women down the line. Delaying kids can mean more time to solidify your career and earnings, amass savings, and reduce debt before the financial pressures of kids arrive. If you are a 20- or 30-something still weighing the options, avoiding the fate of the <a href="http://www.pewsocialtrends.org/2013/01/30/the-sandwich-generation/">sandwich generation</a> might be a deciding factor in postponing or entirely forgoing children.</p> <h2>5. Women Are Less Likely to Make Risky Trades</h2> <p>In addition to being better savers, more educated, and having more working years in which to save, women are also less likely to gamble their savings in poor investments. Women are generally <a href="http://www.nextavenue.org/do-women-and-men-differ-retirement-savers/">more risk averse</a> than men.</p> <p>That said, there is no reason not to learn how to pick more varied investments and take a slightly higher risk (hopefully for greater rewards) every now and then. Try listening to these <a href="http://www.wisebread.com/the-5-best-money-podcasts">great money podcasts</a> to pick up tips and stay up to date with the market.</p> <p>Women enjoy a variety of natural advantages when it comes to earning and managing money. The key is making full use of them to strengthen your financial roadmap.</p> <p><em>Are you taking steps to secure your retirement?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/amanda-meadows">Amanda Meadows</a> of <a href="http://www.wisebread.com/5-reasons-women-might-retire-with-more-wealth">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-warning-signs-youre-sabotaging-your-nest-egg">6 Warning Signs You&#039;re Sabotaging Your Nest Egg</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-ways-to-strengthen-your-finances-before-retirement">5 Ways to Strengthen Your Finances Before Retirement</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-questions-to-ask-before-you-borrow-from-your-retirement-account">5 Questions to Ask Before You Borrow From Your Retirement Account</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/4-reasons-why-a-roth-ira-may-be-better-than-your-401k">4 Reasons Why a Roth IRA May be Better Than Your 401(k)</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-important-things-to-know-about-your-401k-and-ira-in-2016">5 Important Things to Know About Your 401K and IRA in 2016</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Retirement education gender IRA savings 401k women Thu, 31 Dec 2015 14:00:03 +0000 Amanda Meadows 1629244 at http://www.wisebread.com 4 Ways an Income Gap Can Strain Your Relationship http://www.wisebread.com/4-ways-an-income-gap-can-strain-your-relationship <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/4-ways-an-income-gap-can-strain-your-relationship" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/couple_breaking_up_000043320308_1.jpg" alt="Couple learning ways income gap can strain their relationship" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Money is the <a href="http://www.cnbc.com/2015/02/04/money-is-the-leading-cause-of-stress-in-relationships.html">leading cause of arguments</a> in married couples. Income disparity, when one person makes much more than the other, can be a surprising source of stress. If you're one of these couples, be on the lookout for these four ways an income disparity could harm your relationship.</p> <h2>1. Holding on to Old Gender Roles</h2> <p>Women are more and more likely to have higher education and a&nbsp;<a href="http://fivethirtyeight.com/datalab/how-many-women-earn-more-than-their-husbands/">higher paying salary</a> than their significant other. However, in heterosexual relationships in which women are the &quot;breadwinners,&quot; the women are actually <em>still</em> doing more housework than men. That doesn't sound like an equal partnership. That might also be why the divorce rate jumps 50% for couples in which the woman earns the higher income.</p> <p>So much inequality comes from not being comfortable to speak up, and worse, tacitly defaulting to your parents' roles. Having a deep and meaningful conversation about gender and money is important in a relationship &mdash; find each other's biases and challenge them. Outdated and unreasonable gender expectations should not dictate what happens in your relationship.</p> <h2>2. Using Salary as Leverage</h2> <p>For many, money equals power. So when one partner earns more than the other, the higher earner can easily become the de facto decision-maker in where to vacation, what to buy for dinner, the kind of house you live in, and what kind of hobbies you partake in. This is precisely the kind of power imbalance that leads to highly toxic relationships.</p> <p>Resolve to discuss medium-to-major expenditures with your partner before making them. As long as you share your household, it's always half theirs. It's also key to encourage your partner's goals. Aid them generously, in faith that s/he would do the same for you if the roles were reversed.</p> <h2>3. Acting Defensive Over Earning Less</h2> <p>Earning less than your partner can make you feel as if you don't matter, because one salary is floating most of the household. This can lead to resentment, or worse, a childlike attachment and dependency on the other to help you financially.</p> <p>Just because your income accounts for a smaller percentage of the household finances doesn't mean that your role in the relationship is smaller. This comes up a lot when one person decides to stay home to take care of the kids. But remember that contribution to the household is not measured by income.</p> <h2>4. Letting Money Determine Your Partner's Worth</h2> <p>The easiest way to avoid fights is to assign financial contributions on a sliding proportion scale. Instead of letting your partner struggle to pay 50% of the utilities, <a href="http://www.wisebread.com/create-your-first-shared-budget-without-blowing-up-your-relationship">find a shared budget</a> that allows him or her to pay what they can afford. Or, agree on new terms &mdash; like one being in charge of all groceries and utilities, while the other pays the rent or mortgage.</p> <p>Also, it's time to ban the word &quot;breadwinner.&quot; Not only is it divisive, it assigns a &quot;winner/loser&quot; dynamic, which has no place in a loving domestic relationship. If you think less of your partner for doing the dishes, or if you think more of a partner for earning more material wealth, you have set yourself up for trouble.</p> <p>It's time to stop being combative about status. Feeling more or less important is only true if you believe it.</p> <p><em>Is there an income gap in your relationship? How do you get over it?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/amanda-meadows">Amanda Meadows</a> of <a href="http://www.wisebread.com/4-ways-an-income-gap-can-strain-your-relationship">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-5"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-reasons-to-keep-your-money-separated-after-marriage">5 Reasons to Keep Your Money Separated After Marriage</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/3-simple-ways-to-split-bills-with-your-spouse">3 Simple Ways to Split Bills With Your Spouse</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/financial-independence-is-more-than-just-a-number">Financial Independence Is More Than Just a Number</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-big-expenses-you-can-easily-get-rid-of">10 Big Expenses You Can Easily Get Rid Of</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-have-an-above-average-life-for-below-average-prices">How to Have an Above-Average Life for Below-Average Prices</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Lifestyle Breadwinner budgets gender Households income marriage work Tue, 03 Nov 2015 19:15:54 +0000 Amanda Meadows 1603576 at http://www.wisebread.com 6 Products That Cost More for Women Than for Men http://www.wisebread.com/6-products-that-cost-more-for-women-than-for-men <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/6-products-that-cost-more-for-women-than-for-men" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/mens_womens_hygiene_products_000053383074.jpg" alt="Couple using products for women that have cheaper alternatives" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Have you ever noticed that men's versions of some products are really cheap compared to the women's versions? Sometimes the price difference reaches a whopping 50%! I'm talking things like soap, deodorant, shampoos, razors, and the like. If you're female (and not a picky shopper), it just may be worth your while to consider the following men's versions of these products.</p> <h2>1. Razors (Disposables and Refillables)</h2> <p>Razors from brands like Gillette, Schick, and Bic have models for both men and women. Aside from the pink and purple packaging, there is very little difference between them, except for price. In the example below, the women's version of the Schick ST Disposable Razor costs a few cents more compared to the men's alternative, even when buying in bulk. Save a few bucks and buy the men's version of razors &mdash; your legs won't know the difference, but your wallet will.</p> <ul> <li>Men's Version: <a href="http://www.amazon.com/s/ref=as_li_ss_tl?_encoding=UTF8&amp;camp=1789&amp;creative=390957&amp;field-keywords=Schick%20ST%20Disposable%20Razor%2C%2012%20Count%20men&amp;linkCode=ur2&amp;rh=i%3Aaps%2Ck%3ASchick%20ST%20Disposable%20Razor%5Cc%2012%20Count%20men&amp;tag=wisbre03-20&amp;url=search-alias%3Daps&amp;linkId=5OFD2FFH2IGRNBKE">Schick ST Disposable Razor, 12 Count</a> &mdash; from $6.58 ($0.55 each)</li> <li>Women's Version: <a href="http://www.amazon.com/gp/product/B001URL3DA/ref=as_li_tl?ie=UTF8&amp;camp=1789&amp;creative=390957&amp;creativeASIN=B001URL3DA&amp;linkCode=as2&amp;tag=wisbre03-20&amp;linkId=UQGGL7C2BDF44NYL">Schick ST Disposable Razor, 12 Count</a> &mdash; $6.88 ($0.57 each)</li> </ul> <h2>2. Shaving Cream</h2> <p>In terms of saving money with little noticeable effect, shaving cream is probably the best example of buying men's versions to save money. It's a product you only use for a couple minutes before washing off, with very little lingering odor. In other words, it's a highly disposable item, so if you're a female, why would you pay the huge markup associated with <a href="http://www.wisebread.com/6-old-school-beauty-products-we-want-back">women's shaving cream</a>? After examining a bunch of different brands, my example below is a fair representation of a top tier shaving cream for both sexes. Notice the women's version is several times the price &mdash; not worth it in my humble opinion.</p> <ul> <li>Men's Version: <a href="http://www.amazon.com/gp/product/B00BIL9HZE/ref=as_li_tl?ie=UTF8&amp;camp=1789&amp;creative=390957&amp;creativeASIN=B00BIL9HZE&amp;linkCode=as2&amp;tag=wisbre03-20&amp;linkId=A4YNHS7TUUE2CGKW">NIVEA for Men Sensitive Shaving Gel, 7 oz.</a> &mdash; $1.69 ($0.24/ounce)</li> <li>Women's Version: <a href="http://www.amazon.com/gp/product/B000URD53C/ref=as_li_tl?ie=UTF8&amp;camp=1789&amp;creative=390957&amp;creativeASIN=B000URD53C&amp;linkCode=as2&amp;tag=wisbre03-20&amp;linkId=3YZ4Y7MS6BLIIS4Q">Skintimate Skin Therapy Shave Gel, 7 oz.</a> &mdash; $6.51 ($0.93/ounce)</li> </ul> <h2>3. Deodorant</h2> <p>Deodorant, also known as &quot;pit putty&quot; in my house, is another item where the women's version is noticeably higher in price than the men's equivalent. In my example, a pack of six women's Degree deodorants will cost you almost $4 more than the men's. If odor is an issue for you, and you're a female worried about saving a few bucks (but also concerned about smelling like Tom Selleck), then shop for odorless men's deodorants and antiperspirants. Besides Degree, other men's versions worth shopping for include Sure, Arrid, and Dove.</p> <ul> <li>Men's Version: <a href="http://www.amazon.com/gp/product/B000MANVWW/ref=as_li_tl?ie=UTF8&amp;camp=1789&amp;creative=390957&amp;creativeASIN=B000MANVWW&amp;linkCode=as2&amp;tag=wisbre03-20&amp;linkId=HEMOIGMWQQQPMMKF">Degree Dry Protection Antiperspirant &amp; Deodorant, (Pack of 6)</a> &mdash; $16.01 ($0.99/ounce)</li> <li>Women's Version: <a href="http://www.amazon.com/gp/product/B001ET76WG/ref=as_li_tl?ie=UTF8&amp;camp=1789&amp;creative=390957&amp;creativeASIN=B001ET76WG&amp;linkCode=as2&amp;tag=wisbre03-20&amp;linkId=NXJGH72JHG2SIRK7">Degree Dry Protection Antiperspirant &amp; Deodorant, (Pack of 6)</a> &mdash; $20.30 ($1.30/ounce)</li> </ul> <h2>4. Shampoo and Conditioner</h2> <p>Women's shampoos and conditioners also have a premium price point when compared to men's versions. While not as radical a price difference as some of the other products listed here, it's still smart to consider men's hair products, or at the very least unisex shampoos and conditioners like Pert Plus and Head &amp; Shoulders. The Dove shampoo example below showed a 20% higher price for a women's product.</p> <ul> <li>Men's Version: <a href="http://www.amazon.com/s/ref=as_li_ss_tl?_encoding=UTF8&amp;camp=1789&amp;creative=390957&amp;field-keywords=Dove%20Men%2BCare%20Shampoo%20%2B%20Conditioner%2C%2012%20oz.&amp;linkCode=ur2&amp;rh=i%3Aaps%2Ck%3ADove%20Men%2BCare%20Shampoo%20%2B%20Conditioner%5Cc%2012%20oz.&amp;tag=wisbre03-20&amp;url=search-alias%3Daps&amp;linkId=LOCNV7AR2IZBW5XB">Dove Men+Care Shampoo + Conditioner, 12 oz.</a> &mdash; from $3.77 ($0.31/ounce)</li> <li>Women's Version: <a href="http://www.amazon.com/s/ref=as_li_ss_tl?_encoding=UTF8&amp;camp=1789&amp;creative=390957&amp;field-keywords=Dove%20Pure%20Care%20Shampoo%2C%2012%20oz.%20&amp;linkCode=ur2&amp;tag=wisbre03-20&amp;url=search-alias%3Daps&amp;linkId=GVHTXVDF5FZE7HYI">Dove Pure Care Shampoo, 12 oz.</a> &mdash; from $4.73 ($0.39/ounce)</li> </ul> <h2>5. Soap</h2> <p>Women's soap, with its higher perfume and moisturizer content, is usually significantly more expensive. As a matter of fact, it's twice as expensive in my example below. If you really don't care what your soap smells like, you should always buy a men's or unisex bar, as you'll save a big chunk of change over the course of an entire year. Let's say you use two bars per month &mdash; this would translate to just under $30 in <em>savings in one</em> year if you always opted for men's or unisex bars of soap. Pretty decent savings for doing very little.</p> <ul> <li>Men's Version: <a href="http://www.amazon.com/gp/product/B00BKZQJHW/ref=as_li_tl?ie=UTF8&amp;camp=1789&amp;creative=390957&amp;creativeASIN=B00BKZQJHW&amp;linkCode=as2&amp;tag=wisbre03-20&amp;linkId=Z6OXB6332HLE73RK">Dial for Men Odor Armor Bar, 3 count, 4 oz. bar</a> &mdash; $3.49 ($1.16/each)</li> <li>Women's Version: <a href="http://www.amazon.com/gp/product/B0076XMEVW/ref=as_li_tl?ie=UTF8&amp;camp=1789&amp;creative=390957&amp;creativeASIN=B0076XMEVW&amp;linkCode=as2&amp;tag=wisbre03-20&amp;linkId=G5IGU4IWXR6GD2WU">Caress Beauty Bar, 4 count, 4 oz. bar</a> &mdash; $9.28 ($2.32/each)</li> </ul> <h2>6. Hair Spray</h2> <p>Hair spray marked for men is pretty darn cheap compared to the women's version. From Amazon, you can get a men's bottle that is about twice as big as the women's for darn near the same price. The women's variety is actually marked as &quot;unisex,&quot; but I'm calling it a female product as the bottle is bright pink. It's the same brand as well, so we really are comparing apples to apples making the men's version a much smarter buy.</p> <ul> <li>Men's Version: <a href="http://www.amazon.com/gp/product/B002RS6JW6/ref=as_li_tl?ie=UTF8&amp;camp=1789&amp;creative=390957&amp;creativeASIN=B002RS6JW6&amp;linkCode=as2&amp;tag=wisbre03-20&amp;linkId=L7MQCKR5CDCPSQN7">TIGI Bed Head Hard Head Hair Spray, 10.6 oz.</a> &mdash; $15.12 ($1.43/ounce)</li> <li>Women's Version: <a href="http://www.amazon.com/gp/product/B000VZDWB8/ref=as_li_tl?ie=UTF8&amp;camp=1789&amp;creative=390957&amp;creativeASIN=B000VZDWB8&amp;linkCode=as2&amp;tag=wisbre03-20&amp;linkId=NOHWBM2PPUJNRK5F">TIGI Bed Head Head Rush Shine Mist for &quot;Unisex,&quot; 5.07 oz.</a> &mdash; $11.90 ($2.34/ounce)</li> </ul> <p>By keeping a keen eye peeled for men's versions of products that are cheaper, and do the same thing, you can definitely save some money. In many cases, you can also find unscented or &quot;unisex&quot; scented items if odor is an issue for you, making this a really smart way to save.</p> <p><em>Any other &quot;women's&quot; products you've discovered to be expensive when compared to the male alternative?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/kyle-james">Kyle James</a> of <a href="http://www.wisebread.com/6-products-that-cost-more-for-women-than-for-men">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-11"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/advertising-jargon-that-aims-to-mislead">Advertising Jargon That Aims to Mislead</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/unbearably-stupid-packaging">Dumbest packaging ever?</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/4-sneaky-store-perks-that-make-you-overspend">4 Sneaky Store Perks That Make You Overspend</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/25-products-you-think-you-need-but-really-don-t">25 Products You Think You Need, but Really Don’t</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/debit-or-credit-which-one-should-you-choose-at-the-checkout">Debit Or Credit? Which One Should You Choose At The Checkout?</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Consumer Affairs Shopping gender marketing mens products womens products Thu, 21 May 2015 21:00:11 +0000 Kyle James 1424470 at http://www.wisebread.com 6 Ways To Shatter The Glass Ceiling From Above http://www.wisebread.com/small-business/6-ways-to-shatter-the-glass-ceiling-from-above <div class="field field-type-link field-field-url"> <div class="field-label">Link:&nbsp;</div> <div class="field-items"> <div class="field-item odd"> <a href="http://www.openforum.com/articles/6-ways-to-shatter-the-glass-ceiling-from-above" target="_blank">http://www.openforum.com/articles/6-ways-to-shatter-the-glass-ceiling-from-above</a> </div> </div> </div> <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/small-business/6-ways-to-shatter-the-glass-ceiling-from-above" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/iStock_000003101515Small.jpg" alt="" title="" class="imagecache imagecache-250w" width="250" height="181" /></a> </div> </div> </div> <p>Are women banging their heads against a glass ceiling or rooted to a sticky floor? Either way, the dreaded &ldquo;invisible&rdquo; barrier is <a href="http://www.openforum.com/idea-hub/topics/money/article/the-politically-incorrect-guide-to-venture-capital-1" target="_blank">alive and well</a> &ndash; and preventing many from ascending to the most prestigious, highest-grossing positions in corporate America.</p> <p>While the number of women at the helm of Fortune 500 companies has grown fivefold over the last decade, women still account for less than 15 percent of executives, 16 percent of board members and 8 percent of top corporate earners, according to a 2010 study by Catalyst, a nonprofit organization focused on expanding opportunities for women and business. Worldwide, women with MBAs initially earn $4,600 less than their male counterparts and lose out on more than $400,000 in salary over a 40-year career, a Catalyst survey of more than 4,000 MBAs found.</p> <p>&ldquo;Women have advanced to the senior ranks, looked around and said, &lsquo;it&rsquo;s not worth it,&rsquo;&rdquo; says <a href="http://www.joanlloyd.com/" target="_blank">Joan Lloyd</a>, an executive coach, syndicated columnist, and 30-year human resources veteran based in Milwaukee.</p> <p>Disenchanted by the traditional path, women are increasingly striking out on their own. The number of majority women-owned businesses increased by 42 percent from 1997 to 2006, according to the nonprofit Center for Women&rsquo;s Business Research. That talent drain robs companies of diverse strengths and backgrounds.</p> <p>The gender gap is so pervasive that France recently instituted quotas to ensure at least 40 percent of boardroom positions are held by women, following similar legislation in Norway, Spain, and Iceland.</p> <p>Looking for ways to create a more equitable, competitive workplace? Here are six.</p> <h2>1. Recruit and Promote Based on Talent and Potential</h2> <p>People like to work with people who are like them. Women may be clustered in staff jobs or in highly technical jobs with limited advancement opportunities based on preconceptions about their roles and abilities. They get passed over for plum assignments, highly visible appointments to committees or boards, or stints abroad out of a vague concern for work-life balance.</p> <p>Employers &ldquo;automatically assume that because there are children at home, the answer is &lsquo;no,&rsquo;&rdquo; explains Lloyd.</p> <p>Instead, Lloyd suggests that managers cultivate talent and offer cross-training opportunities for women to move into nontraditional sectors, such as from human resources and marketing to sales and manufacturing. The insurance, banking, and healthcare industries have successfully implemented career development programs for women, she adds, while the manufacturing sector continues to fall behind.</p> <h2>2. Eliminate Evaluation Bias</h2> <p>Many employee measurement tools developed 10 to 30 years ago could use a refresher. First, Identify the company&rsquo;s goals for core competencies and leadership skills, and distribute the information widely. Then make sure you adhere to a standard assessment process that:</p> <ul> <li>Delivers fair, honest feedback, particularly if there is a behavioral issue hindering an employee&rsquo;s path to advancement (some employers make the mistake of going softer on women);</li> <li>Includes a system of checks and balances to eliminate unconscious bias;</li> <li>Actively encourages senior managers to identify and develop high-performing women &ndash; and hold both groups accountable.</li> </ul> <h2>3. Encourage Mentoring Relationships</h2> <p>Some female employees may be reluctant to trumpet their successes and advocate for advancement for fear of being perceived as overly aggressive or &ldquo;not a team player.&rdquo; A well-placed senior mentor can provide crucial job feedback, help female employees navigate the organizational landscape, and champion their interests to senior management.</p> <h2>4. Promote Gender-Neutral Networking</h2> <p>Social and professional networking is key to getting ahead. But some female employees may not relish a day of bonding at the firing range, pool hall, or paintball obstacle course. Make all employees feel welcome by focusing on gender-neutral activities, such as treating everyone to a nice meal or taking a field trip to a mountain retreat.</p> <h2>5. Adopt a Zero-Tolerance Policy</h2> <p>It may sound like a no-brainer, but driving out harassment and discrimination from within the organization improves productivity, boosts morale, and shows female employees that they are valued members of the team.</p> <h2>6. Provide Flex-Time Options for All</h2> <p>The intersection between work and family is perhaps the biggest challenge for women aiming for the top. Employers have responded with a host of &ldquo;family-friendly&rdquo; programs, including flexible scheduling, job shares, sabbaticals, and on-site early education. Yet resentment festers as single, childless colleagues may be asked to absorb the increased workload.</p> <p>To ease tensions and be fair to everyone involved, employers should provide flexible scheduling to all employees, says Lloyd. At the same time, Lloyd urges women to have realistic expectations. If they decide to trim back their hours, they likely won&rsquo;t advance as quickly as that colleague pulling 80-hour workweeks.<i><br /> </i></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/margie-fishman">Margie Fishman</a> of <a href="http://www.wisebread.com/small-business/6-ways-to-shatter-the-glass-ceiling-from-above">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/250-tips-for-small-business-owners">250+ Tips for Small Business Owners</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/women-are-responsible-for-inequalities-in-the-workplace">Women Are Responsible For Inequalities in the Workplace</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-credit-cards-for-small-businesses">The 5 Best Credit Cards for Small Businesses</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-helpful-tools-to-manage-your-small-business">6 Helpful Tools to Manage Your Small Business</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-reasons-women-might-retire-with-more-wealth">5 Reasons Women Might Retire With More Wealth</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Small Business Resource Center employee relations gender gender bias glass ceiling small business women in the workplace Sun, 07 Aug 2011 22:35:04 +0000 Margie Fishman 640169 at http://www.wisebread.com 6 Myths About Men and Women and the Workplace http://www.wisebread.com/small-business/6-myths-about-men-and-women-and-the-workplace <div class="field field-type-link field-field-url"> <div class="field-label">Link:&nbsp;</div> <div class="field-items"> <div class="field-item odd"> <a href="http://www.openforum.com/articles/6-myths-about-men-and-women-in-the-workplace" target="_blank">http://www.openforum.com/articles/6-myths-about-men-and-women-in-the-workplace</a> </div> </div> </div> <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/small-business/6-myths-about-men-and-women-and-the-workplace" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/iStock_000001747665Small.jpg" alt="" title="" class="imagecache imagecache-250w" width="250" height="170" /></a> </div> </div> </div> <p>He was always at work, it seemed. He was the first one there in the morning, and the last one to leave in the evening. He was usually in his office on weekends, too. Managers would point him out to subordinates, nodding approval of his work ethic. Then someone discovered all those extra hours had been devoted to starting his own competing company.</p> <p>Many managers still abide by the myth that success can be measured by how many hours someone spends at their desk. Yet 25 years ago flex-time, compressed workweeks, job-sharing, and other flexible work arrangements emerged as better approaches that could make people more successful. Ten years ago the business case was proven that showed organizational practices, policies, programs, and philosophies designed to enhance work-life balance promoted success.</p> <p>But barriers still exist that prevent employees from utilizing work-life options, and employers still don&rsquo;t fully support them. Why? Mostly because of myths about men and women and their roles in the workplace.</p> <p>Last fall <a target="_blank" href="http://www.wfd.com/">WFD Consulting</a> and <a target="_blank" href="http://www.worldatwork.org/">WorldatWork</a> partnered to investigate those myths and looked at business practices and attitudes in Brazil, China, India, Germany, the UK, and the USA. <a target="_blank" href="http://www.worldatwork.org/waw/adimLink?id=51556">The results</a> are worth reviewing if you&rsquo;re trying to attract, motivate, and retain talented employees.</p> <h3>Men are more work-oriented than women.</h3> <p>A persistent stereotype exists that men identify more with their work and women with personal and family matters. It turns out there&rsquo;s little difference among generations or between men and women. The real difference is between emerging and developed countries where work identification is much higher in emerging markets than in developed ones. In fact, in India and Germany women are more work-oriented than men.</p> <h3>Women face more family challenges than men.</h3> <p>Finding time to take care of the family has long been considered a working woman&rsquo;s greatest challenge. But the study found that making time for family is especially challenging for men although it&rsquo;s a problem for both genders &ndash; men have more difficulty finding time to spend with family, and women have more difficulty finding time for chores and errands.</p> <h3>Men struggle most to meet financial obligations.</h3> <p>No surprise, financial stress is the top work-life issue for most people regardless of nationality or gender. But women, the study found, are slightly more stressed by money concerns. And the study found that employees are spending more and more on-the-job time trying to solve their financial problems.</p> <p>Employers can help by offering employee assistance and financial counseling programs, and by being as transparent as possible about the company financial situation and job security.</p> <h3>The ideal worker has few personal commitments.</h3> <p>Business leaders around the world say they accept the business case for work-life programs and policies. But 50% of managers in emerging markets and 40% in developed markets still believe the myth that the most productive employees are those without a lot of personal commitments &ndash; and that might be true if there were such a person.</p> <p>Sure, every manager wants employees &ldquo;with their heads in the game.&rdquo; But the reality, according to the <a target="_blank" href="http://gmj.gallup.com/content/125036/despite-downturn-employees-remain-engaged.aspx">Gallup Management Journal</a>, is that 70% of employees are not engaged, and 20% are wandering around in a fog, or worse, actively trying to undermine their co-workers' efforts. Simply ignoring that fact won&rsquo;t make them more productive.</p> <h3>Management is committed to work-life programs.</h3> <p>Many execs say they&rsquo;re committed to work-life integration, but that&rsquo;s a myth. They&rsquo;re worried that the risks associated with implementing such arrangements outweigh the benefits, according to the study. The evidence is that when companies do have programs in place, both men and women report being penalized for using those work-life benefits. In fact, according to the study, &ldquo;Employees in emerging markets are almost three times more likely to experience a penalty for using flexible work arrangements and/or other work-life options than those in developed markets.&rdquo;</p> <h3>The USA uses flex-work programs more than any other country.</h3> <p>In his bestselling book <a target="_blank" href="http://www.amazon.com/Drive-Surprising-Truth-About-Motivates/dp/1594488843"><i>Drive</i></a>, Dan Pink observes, &ldquo;...despite four decades of scientific research on human motivation, there&rsquo;s an immense mismatch between what science knows and what management does...&rdquo;</p> <p>One surprising finding cropped up when employees were asked about their use of flexible work arrangements, and it supports Pink&rsquo;s view. Developed, and presumably enlightened, countries would use workplace flexibility more than emerging countries, one would suspect; but that wasn&rsquo;t the case. A quarter of managers surveyed in developed countries said they didn&rsquo;t offer any flexible work arrangements, while only 13% in emerging countries didn&rsquo;t.</p> <p>To summarize, then, finding time for family is especially challenging for men and financial stress is a slightly greater issue for women than men, contrary to common myths. Business leaders around the world have bought into the business case for work-life effectiveness and have programs and policies in place, but the programs are often ineffective because managers still cling to the myth that the &ldquo;ideal worker&rdquo; is an employee with few personal commitments, even when there are few such people. And workers are afraid (based on experience) of being punished if they take advantage of work-life programs, such as flexible work hours.</p> <p>Business managers need to ignore the myths and focus on creating workplaces that support both business objectives and individual needs. <a target="_blank" href="http://www.worldatwork.org/waw/home/html/worklife_home.jsp">Work-life</a> effectiveness programs will do that.</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/tom-harnish">Tom Harnish</a> of <a href="http://www.wisebread.com/small-business/6-myths-about-men-and-women-and-the-workplace">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/250-tips-for-small-business-owners">250+ Tips for Small Business Owners</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-credit-cards-for-small-businesses">The 5 Best Credit Cards for Small Businesses</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-helpful-tools-to-manage-your-small-business">6 Helpful Tools to Manage Your Small Business</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-smart-ways-to-get-a-small-business-loan">10+ Smart Ways to Get a Small Business Loan</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-ways-to-protect-your-business-during-a-divorce">5 Ways to Protect Your Business During a Divorce</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Small Business Resource Center flex work gender gender myths small business work-life balance workplace myths Sat, 11 Jun 2011 18:36:29 +0000 Tom Harnish 559433 at http://www.wisebread.com How Men and Women Use Smartphones Differently http://www.wisebread.com/how-men-and-women-use-smartphones-differently <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/how-men-and-women-use-smartphones-differently" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/coworkers-on-phone-400.png" alt="" title="" class="imagecache imagecache-250w" width="250" height="167" /></a> </div> </div> </div> <p>The genders may be equal, but their smart phone usage may not&nbsp;be.&nbsp;</p> <p>While there have been no readily available studies on how men and women may use their phones differently, we suspected that there had to be trends to separate the two.</p> <p>Here are some of our findings on the topic, taken from <a href="http://mylifescoop.com/featured-stories/2010/08/how-men-and-women-use-their-smartphones-differently.html">our recent article</a> at <em><strong>My Life Scoop</strong></em>. The results may surprise you!</p> <p><b>Casual Gaming Between the Sexes</b></p> <p><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/wisebread/lifescoop/couple%20laughing%20smart%20phone.jpg" alt="" /></p> <p>Both men and women agreed that playing games on their phones was taking up more and more of their time.&nbsp;Whether they were playing stand-alone games housed completely in their phones, or chose to use a mobile application that connected them to online team ventures when on the go, each gender admitted to finding gaming &ldquo;addictive&rdquo; when they were able to access it anytime and anywhere via the smart phone.</p> <p>Silly games, like Fling! for the iphone, are popular among both genders.&nbsp;Word games seemed to appeal more to women (although a fair share of the men we talked to liked them, as well), and the games and apps that bordered on nasty or juvenile (iFart, for instance) held a steady younger male user audience.&nbsp;Men were also notoriously more open to playing games with a long-term goal in mind: Role Playing Games (RPG) and &ldquo;building&rdquo; modules seem to be played by a slightly higher number of males in our interviews.</p> <p><b>For Women, by Women</b></p> <p><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/wisebread/lifescoop/natural%20women.jpg" alt="" /></p> <p>There is a growing market of smart phone tools designed to reach into the more sensitive areas of a woman's life.&nbsp;Things that women would speak about only to one another, or to no one at all, can be tracked, learned about, or perfected via a smart phone app.&nbsp;Thanks to sites like <a href="http://www.ladyappapp.com/">LadyAppApp</a>, gals can get the latest news on tools designed just for them, like TouchCloset, iCoolHunt, iPeriod and, of course, all those really cool pregnancy apps. .&nbsp;Even sites like TechCrunch and Mashable have interrupted their regularly scheduled programming to cover apps for women, exclusively.</p> <p><strong>We explore the issue of gender and technology more in <a href="http://mylifescoop.com/featured-stories/2010/08/how-men-and-women-use-their-smartphones-differently.html">our complete My Life Scoop article</a>.&nbsp; Check it out, and let us know:&nbsp;</strong></p> <p><i>Do you fall into a gender stereotype with your smart phone habits?</i></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/linsey-knerl">Linsey Knerl</a> of <a href="http://www.wisebread.com/how-men-and-women-use-smartphones-differently">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-2"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-ways-to-save-on-smartphone-costs-while-traveling">8 Ways to Save on Smartphone Costs While Traveling</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-apps-for-the-tech-challenged-traveler">7 Apps for the Tech-Challenged Traveler</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-waterproof-laptop-cases">The 5 Best Waterproof Laptop Cases</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/build-a-cable-to-control-your-android-phone-while-you-drive">Build a Cable to Control Your Android Phone While You Drive</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-easy-photoshop-fixes-for-your-family-photos">7 Easy Photoshop Fixes for Your Family Photos</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Family Technology gender lifestyle smart phone technology Fri, 20 Aug 2010 12:00:05 +0000 Linsey Knerl 206594 at http://www.wisebread.com Are men better money managers than women? Discuss in our forums and win $50! http://www.wisebread.com/are-men-better-money-managers-than-women-discuss-in-our-forums-and-win-50 <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/are-men-better-money-managers-than-women-discuss-in-our-forums-and-win-50" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/man_and_woman.jpg" alt="men and women" title="men and women" class="imagecache imagecache-250w" width="250" height="188" /></a> </div> </div> </div> <p>Wise Bread is launching a <a href="/forums/">new forum</a> today! That&#39;s right. The best Christmas present you can give us is your company. </p> <p><a href="/forums/">Make a post anywhere in the forum</a> and you will automatically be entered into this week&#39;s drawing to win a <strong>$50 Amazon.com gift certificate</strong>! </p> <p>There are already quite a few good discussions brewing in there: </p> <p><strong>Personal Finance</strong></p> <ul> <li><a href="/forums/personal-finance/men-better-managing-money-than-women-687.html">Are men better at managing money than women?</a> </li> <li><a href="/forums/personal-finance/do-you-hide-financial-mistakes-your-spouse-683.html">Do you hide financial mistakes from your spouse?</a> </li> <li><a href="/forums/personal-finance/personal-finance-privacy-when-relatives-pry-too-much-673.html">Personal finance privacy - what to do when relatives pry too much?</a></li> <li><a href="/forums/personal-finance/tax-withholdings-do-i-trust-myself-irs-679.html">Tax withholdings: Do I trust myself or the IRS?</a> </li> </ul> <p><strong>Frugal Living</strong></p> <ul> <li><a href="/forums/frugal-living/too-cool-bag-leftovers-after-date-658.html">Is it ok to doggy bag food on a first date?</a> (and I wonder why I&#39;m still single *sigh*)</li> <li><a href="/forums/frugal-living/how-old-were-you-when-you-discovered-frugality-682.html">How old were you when you &quot;discovered&quot; frugality?</a></li> <li><a href="/forums/frugal-living/your-best-grocery-savings-tip-676.html">Share your best grocery savings tip!</a> </li> <li><a href="/forums/frugal-living/crazy-stuff-you-cant-believe-people-waste-money-675.html">Crazy stuff you can&#39;t believe people waste money on</a> </li> </ul> <p>Remember: You can win the $50 gift certificate by posting anywhere in the forum. </p> <p>My favorite topic so far is the discussion about <a href="/forums/personal-finance/men-better-managing-money-than-women-687.html#post5697">whether men are better money managers than women</a>. Here&#39;s a quick preview of that thread:</p> <p><strong>Men v. Women </strong></p> <p>Why are there so many negative stereotypes about women&#39;s ability to manage money? Do these sound familiar? </p> <ul> <li>Gold diggers</li> <li>Daddy&#39;s little girl</li> <li>Impulse shoppers</li> </ul> <p> Why do we have these stereotypes? More importantly, are they a kind of self-fulfilling prophecy? In September, Nina Smith of <a href="http://www.queercents.com/2007/12/21/ten-money-questions-for-lane-hudson-part-two/">Queercents</a> noticed that women financial bloggers are not getting their due:</p> <blockquote><p>[out of] a list of the Top 100 Personal Finance Blogs based on monthly traffic... only two made the Top 25 blogs that are written exclusively by women. (<a href="http://www.blogher.com/top-100-personal-finance-blogs-how-do-women-rank#readmore" target="_blank">link</a>)</p> </blockquote> <p>Does this discrepancy highlight some kind of inherent bias the blogosphere has against financial advice provided by women? Or are there truly measurable differences between how men and women manage money?</p> <p>Itching to jump into the debate? </p> <p>Join the <a href="/forums/personal-finance/men-better-managing-money-than-women-687.html">men v. women debate</a> or <a href="/forums/">make a post anywhere in the forum</a> and you will automatically be entered into this week&#39;s drawing to win a <strong>$50 Amazon.com gift certificate</strong>. </p> <p>Deadline to enter is 12/30/07. Any good-faith post over three sentences long will be counted as an &quot;entry&quot; for this contest. We will contact the winner through e-mail and the forum&#39;s internal messaging system. </p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/will-chen">Will Chen</a> of <a href="http://www.wisebread.com/are-men-better-money-managers-than-women-discuss-in-our-forums-and-win-50">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-times-we-are-likely-to-lie-for-money">6 Times We Are Likely to Lie for Money</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-morning-mantras-that-ll-help-keep-your-finances-on-track">8 Morning Mantras That’ll Help Keep Your Finances on Track</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/are-your-finances-fragile">Are Your Finances Fragile?</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/are-you-letting-fomo-ruin-your-finances">Are You Letting FOMO Ruin Your Finances?</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/what-s-your-budget-personality">What’s Your Budget Personality?</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Personal Finance finances gender Mon, 24 Dec 2007 12:12:05 +0000 Will Chen 1538 at http://www.wisebread.com