extra cash http://www.wisebread.com/taxonomy/term/8632/all en-US 12 Garage Sale Items That Sell Like Hotcakes http://www.wisebread.com/12-garage-sale-items-that-sell-like-hotcakes <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/12-garage-sale-items-that-sell-like-hotcakes" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/iStock-612846420.jpg" alt="" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Spring cleaning is in full swing, which means it's out with the old, and in with the new. So why not earn some extra cash by throwing a garage sale and ridding your home of your unwanted items? Here are 12 perennially popular items that are sure to sell like hot cakes. (See also: <a href="http://www.wisebread.com/10-easiest-items-to-flip-for-cash?ref=seealso" target="_blank">10 Easiest Items to &quot;Flip&quot; for Cash</a>)</p> <h2>1. Gently used clothing, in good condition</h2> <p>Everyone needs clothes, and savvy shoppers know you don't have to pay retail to look good. I once met a lumber &quot;baroness&quot; who confided in me that she bought all of her clothes at yard sales. Good quality holds up, and regular yard sale shoppers know that.</p> <p>For women's and men's, hang clothes up on a rack, rather than folded on a table or in a box. It makes it much easier for people to go through it, as well as to examine it for stains or tears. For kids' clothing, folding it is fine, but it's nice if the sizes are noted and sorted. Many garage-sale shoppers are resellers, and they may take you up on a &quot;$__ per bag&quot; offer.</p> <h2>2. Tools</h2> <p>My husband is like a moth to a flame when it comes to a garage sale with tools. He not only likes power tools, but also older, vintage ones that are not only still useful, but fun to collect and display.</p> <p>When selling your old tools, have a power strip nearby so power tools can be tested, or have them charged up if used with a battery.</p> <h2>3. Furniture</h2> <p>If you live in a college town, furniture is sure to go fast. Also, with DIY projects soaring in popularity, more people are looking for furniture that can be remade. Bookshelves will always sell &mdash; even old, beat up bookcases can be used for storage!</p> <p>Make sure any furniture you sell is clean. Old leather furniture can be spiffed up using a mixture of vinegar, olive oil, and a little lemon juice. Vacuum upholstered furniture and treat any spots. Also, suggest a price, but be open to negotiation.</p> <h2>4. Vintage dishes, glassware, and casseroles</h2> <p>Any Pyrex collectors out there? How about milk glass, or Spode? You may have some items hidden away in your cupboards that are hot.</p> <p>When you go to sell these items, advertise using the brand name (i.e., Pyrex, milk glass, Corningware, etc.); add photos to your ad, too. Collectors will flock to you. (See also: <a href="http://www.wisebread.com/10-old-knick-knacks-you-can-flip-for-easy-cash?ref=seealso" target="_blank">10 Old Knick-Knacks You Can Flip for Easy Cash</a>)</p> <h2>5. Garden tools</h2> <p>Spring fever also means that home gardeners are eager to start tilling, trimming, planting, and digging.</p> <p>Be prepared to start up that old lawn mower, or be honest about what isn't working. Handy folks may be willing to take a chance that they can get a broken item running again. We just bought a garden tiller for $15. It wasn't running, but my husband knew how to fix it. Sometimes, a shovel blade or rake may be fine, but the wooden handles are rotting. You can purchase new handles at Home Depot or Lowe's. But price these items accordingly, if a replacement is going to be necessary.</p> <h2>6. Shoes and handbags</h2> <p>Think nobody would want to buy your old shoes? Guess again. Shoes, especially if in good condition and carrying a popular brand name, sell like hot cakes at garage sales. Kids grow out of shoes so fast that size doesn't matter. If they're too big now, they'll probably grow into them later. Handbags are also enormously popular &mdash; especially if it's a designer label.</p> <p>When selling shoes or old purses, obviously, clean and odor-free are necessities. If you still have the original boxes, that's a plus. The key factor with shoes and bags is showcasing any designer brands. Put the designers in your garage sale ad, and place them front and center during the sale. Then watch the flock of shoppers arrive.</p> <h2>7. Costume jewelry</h2> <p>If your jewelry box is overflowing with costume jewelry and statement pieces you know you'll never wear, a garage sale is the perfect place to unload them.</p> <p>Find a rack of some sort to hang necklaces on (a coat hanger will do, in a pinch). Bracelets can go on a dowel. Just make sure to keep costume jewelry close to your cashier area because sadly, some folks will try to pocket it.</p> <h2>8. Games, toys, and bicycles</h2> <p>Have too many toys and games cluttering up the house? Give them a new home by selling them at your garage sale. Vintage games being popular at the moment, you should be able to easily sell Monopoly or Life. Before you sell these, make sure you have all the game pieces. &quot;Lil' Tykes&quot; plastic furniture is always popular, too. Pump up bike tires for bikes you're looking to unload, and give them a wash.</p> <h2>9. Books</h2> <p>It doesn't matter how fancy or state-of-the-art e-readers become &mdash; actual books will always be easy to sell. Make the ones you no longer want super cheap &mdash; $1&ndash;$3 each &mdash; and they'll fly off your shelves.</p> <h2>10. Appliances</h2> <p>I know, you just had to have a Magic Bullet, or a bread-maker, or a hand blender. And now they're sitting on your kitchen counter, collecting dust. I'm guilty of this, too. Luckily, people love appliances, and you can probably unload them.</p> <p>When you sell them, it's a good idea to have a power strip handy so folks can make sure they work. They should also be spotlessly clean. Check eBay to see what they're going for before pricing.</p> <h2>11. Camping gear</h2> <p>Purchasing new camping gear gets a little pricey. However, used gear is usually still in decent condition, since it only usually gets used a few times each year. Yard and garage sales are the best places to get it, and smart shoppers will snap it up.</p> <p>Make sure to mention the items in your ad and include pictures. Open up tents so people can see the size.</p> <h2>12. Exercise equipment</h2> <p>So, you bought that trendy elliptical machine when you were still clutching the remains of your fitness resolutions. If you didn't use it, that's OK! time to get it out of your garage and into someone else's.</p> <p>Specify what you have, and put pictures in your ad. Basic exercise equipment, like weights, will usually go quickly, but older treadmills or exercise bikes may linger, depending on how you price them and how quickly you want to get rid of them.</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/marla-walters">Marla Walters</a> of <a href="http://www.wisebread.com/12-garage-sale-items-that-sell-like-hotcakes">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-2"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/flashback-friday-the-82-best-spring-cleaning-hacks-we-ve-ever-shared">Flashback Friday: The 82 Best Spring Cleaning Hacks We’ve Ever Shared</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-smart-ways-to-keep-your-entire-life-clutter-free">10 Smart Ways to Keep Your Entire Life Clutter-Free</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-easiest-items-to-flip-for-cash">10 Easiest Items to &quot;Flip&quot; for Cash</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/flashback-friday-48-ways-to-master-the-art-of-decluttering-in-time-for-spring">Flashback Friday: 48 Ways to Master the Art of Decluttering in Time for Spring</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/25-things-to-throw-out-today">25 Things to Throw Out Today</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Home Organization cleaning declutter extra cash garage sale sell your stuff spring cleaning yard sale Wed, 19 Apr 2017 08:30:09 +0000 Marla Walters 1930302 at http://www.wisebread.com 10 Easiest Items to "Flip" for Cash http://www.wisebread.com/10-easiest-items-to-flip-for-cash <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/10-easiest-items-to-flip-for-cash" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/iStock_10756392_MEDIUM.jpg" alt="these items are best to flip for extra cash" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>As a devoted thrift store shopper, auction-goer, and yard sale junkie, I always joke that my hobby is also my part-time job. Since roughly 95% of everything I buy is intended for resale, I'm constantly looking for items I can flip without a huge time investment. If you know what to look for, there's money to be made around every corner &mdash; maybe even in the stacks of stuff collecting dust in your basement or garage. Here are 10 of the easiest items you can flip for fast cash.</p> <h2>1. Solid Wood Furniture</h2> <p>One of the five <a href="http://www.wisebread.com/the-5-best-deals-in-every-thrift-store">best deals in every thrift store</a>, quality furniture is an easy flip. Usually, a light sanding and application of a one-step stain/sealer is all you need to bring a worn piece back to life.</p> <p>Stick to small, versatile pieces that will appeal to apartment-dwellers and look for forms that can be creatively upcycled (an old roll-top desk becomes a bar or an antique steamer trunk gets a second life as a coffee table). Reduce prep time by avoiding items with heavy ornamentation. Also, when buying dining room or office chairs, steer clear of oddly-shaped seats &mdash; they're twice as hard to reupholster.</p> <h2>2. Brand-Name Clothing</h2> <p>With the retail price of clothing hovering near the stratosphere, gently-used, seasonally-appropriate brand-name clothing is an easy sell. Look for well-made items with no missing buttons, damaged zippers, extreme alterations, stains, or weird smells. Just last week, I bought a pair of nearly-new Sperry Top Sider leather shoes for $3.99 and flipped them online for $32. (See also: <a href="http://www.wisebread.com/9-qualities-to-look-for-in-well-made-clothing?ref=seealso">9 Qualities to Look for in Well-Made Clothing</a>).</p> <h2>3. Vintage Clothing</h2> <p>Its own unique category, vintage clothing can include a quirky shirt made 10 years ago or a classic hat made 80 years ago. Get a feel for what's in-demand by researching completed sales on eBay. Remember, as with all other clothing, condition is everything. Several weeks ago, I paid $2.99 for a '90s-era Levi's denim cap in mint condition. Three hours after I listed it online, it sold for a cool $105.</p> <h2>4. Retro Barware Sets</h2> <p>Cocktail shakers, tumblers, swizzle sticks, ice buckets, and related items appeal to the hip and well-heeled everywhere. Matching sets are the most coveted, but mismatched or <em>harlequin</em> sets sell well, too. Just make sure each piece is from the same general era. Recently, a 1960s set of six lowball glasses with matching decanter sold on eBay for $69.99.</p> <h2>5. Power Tools</h2> <p>When people are moving or otherwise motivated to declutter, buyers can often score power tools at bargain-basement prices. Test each item before you buy, give it a light cleaning, grease what needs greasing, and flip it for quick cash. A few summers ago, I bought a portable, gas-powered generator for $40 at a yard sale. I sold it the very next day for $125.</p> <h2>6. Old Canning Jars</h2> <p>Vintage canning jars manufactured by Mason, Ball, and Atlas have transcended their utilitarian origins to become decorative items. Unusually large jars and the green or blue glass variety sell for a premium &mdash; especially if they retain their original zinc or glass lids. If you have any of these packed away in the basement, clean with a mixture of white vinegar and water and sell them for $8-$15 each. (See also: <a href="http://www.wisebread.com/9-easy-mason-jar-gifts-you-can-make?ref=seealso">9 Easy Mason Jar Gifts You Can Make</a>).</p> <h2>7. Mid-Century Anything</h2> <p>Anything from the '50s and '60s is red hot right now. Look for authentic pieces that are in relatively good shape. Dinnerware, flatware, coffee tables, chairs, and lamps are all home runs in the resale market. Last month, I snagged an iconic &quot;starburst&quot; wall clock at poorly-attended auction for $1. After giving it a 10-minute cleaning, I sold it on eBay for $70.</p> <h2>8. Basic Lawn Tools</h2> <p>Old metal rakes, spades, hoes, and other basic lawn care tools are well-made and easy to rehabilitate. Clean them well, use a grinder with a brush attachment to remove rust quickly, and then flip 'em for $10-$20 apiece. The best part? Anyone with a yard is a potential buyer!</p> <h2>9. Bicycles</h2> <p>A good friend of mine in Austin, Texas has created a cottage industry buying, cleaning, repairing, and reselling bicycles to feed that city's thriving biking culture. Every weekend you can find him scouring local thrift stores, yard sales, and Craigslist ads for retro models from the '70s and '80s. Though some bikes do need significant repair (which requires a basic level of mechanical skill), most just need a little cosmetic TLC.</p> <h2>10. Vintage Lawn Furniture</h2> <p>They don't make lawn furniture they way they used to. Vintage aluminum, iron, and steel pieces are in demand for their durability and classic styling. Though complete sets are ideal, don't reject singles. Condo dwellers may only have room for one or two chairs, and other buyers prefer to mix and match. In July, a pair of untouched (read: slightly rusty) metal &quot;clam shell&quot; patio chairs sold on eBay for $85.</p> <p><em>What treasures have you found and flipped for minimal effort and maximum cash? Share your story!</em></p> <h2 style="text-align: center;">Like this article? Pin it!</h2> <div align="center"><a data-pin-do="buttonPin" data-pin-count="above" data-pin-tall="true" data-pin-save="true" href="https://www.pinterest.com/pin/create/button/?url=http%3A%2F%2Fwww.wisebread.com%2F10-easiest-items-to-flip-for-cash&amp;media=http%3A%2F%2Fwww.wisebread.com%2Ffiles%2Ffruganomics%2Fu5180%2F10%2520Easiest%2520Items%2520to%2520Flip%2520for%2520Cash.jpg&amp;description=10%20Easiest%20Items%20to%20Flip%20for%20Cash"></a></p> <script async defer src="//assets.pinterest.com/js/pinit.js"></script></div> <p style="text-align: center;"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5180/10%20Easiest%20Items%20to%20Flip%20for%20Cash.jpg" alt="10 Easiest Items to &quot;Flip&quot; for Cash" width="250" height="374" /></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/kentin-waits">Kentin Waits</a> of <a href="http://www.wisebread.com/10-easiest-items-to-flip-for-cash">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-4"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/12-garage-sale-items-that-sell-like-hotcakes">12 Garage Sale Items That Sell Like Hotcakes</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/selling-stuff-online-avoid-these-8-flipping-mistakes">Selling Stuff Online? Avoid These 8 Flipping Mistakes</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/turn-old-clothes-into-money-with-these-4-tools-and-apps">Turn Old Clothes Into Money With These 4 Tools and Apps</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-ways-to-get-rid-of-stuff-frugally">10 Ways to Get Rid of Stuff Frugally</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/what-you-need-to-start-flipping-items-for-cash-online">What You Need to Start Flipping Items for Cash Online</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Extra Income Organization cash craigslist declutter extra cash flip for cash furniture sell your stuff selling clothes Thu, 04 Aug 2016 09:30:29 +0000 Kentin Waits 1765511 at http://www.wisebread.com 10 Smart Ways I'm Spending My Tax Refund http://www.wisebread.com/10-smart-ways-im-spending-my-tax-refund <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/10-smart-ways-im-spending-my-tax-refund" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/dog_veterinarian_000047202298.jpg" alt="Smart ways to spend your tax refund this year" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>For the first time in what seems like ages &mdash; at least six years &mdash; I don't owe the IRS one red cent on my taxes. In fact, this year the government is going to pay <em>me</em>. I have grand plans for the extra influx of cash, mostly to tie up several financial loose ends. Take a look at this list of where my refund money is going, and make a plan to spend yours just as smartly.</p> <h2>1. Paying Off an Outstanding Medical Bill</h2> <p>Very annoyingly, I received a doctor's bill many weeks ago that was well above what I was expecting. I let it go for a while because I needed to call the doctor's office and cross-reference the fees with my insurance company to make sure everything was legitimate. Unfortunately, the charges were valid (not the outcome I was hoping for), so I have to pay up.</p> <p>If you have outstanding medical bills, consider using all or part of your refund to tackle this debt. One bonus: Many hospitals and physicians will allow you to create interest-free payment plans to tackle your bills, making it unlikely you'll need to drop your <em>entire </em>tax refund on them.</p> <h2>2. Scheduling a Car Maintenance Appointment</h2> <p>The last time I had my oil changed, the mechanic told me that my car needed an alignment. It wasn't something I was prepared to pay for at the time, but I'll have it done now that I have the extra dough. While I'm there, I'll also have a few other issues taken care of, like a recently burnt-out headlight and the buffing of a dent that someone put in my car in the mall parking lot.</p> <h2>3. Pet Expenses</h2> <p>In the winter, I let my babe's fur grow a bit longer than I normally do throughout the rest of the year &mdash; cold weather and all. But spring is just around the corner, so it's time for a trim. And maybe a treat or two.</p> <p>More importantly: Is your pet overdue for a trip to the vet? Spending some of your tax refund on your furry friend's health might be much appreciated &mdash; and save you from bigger vet bills in the long run.</p> <h2>4. Household Maintenance</h2> <p>It's not smart to let household maintenance go, and with your wallet is flush, now's the time to cross those to-dos off your list.</p> <h3>Stocking Up on Household Necessities</h3> <p>I host a lot of guests on a regular basis, so not only am I constantly cleaning the house &mdash; causing me to burn through cleaning supplies rather quickly &mdash; but I also go through a decent amount of kitchen and bathroom paper products. To cut costs and trips to the store, I buy these items in bulk and store them so I always have them on hand. And since they're not exactly cheap, now is the right time to stock up.</p> <h3>Having the Carpets Professionally Cleaned</h3> <p>I totally dread having to replace my upstairs carpeting (I wish I didn't have it at all!), so I'm keen to keep it in good shape. That means having it professionally cleaned (which isn't as expensive as you might think) to combat the wear-and-tear of constant human and animal traffic.</p> <h3>Hiring a Landscaper to Clean Up the Yard</h3> <p>I love the outdoors, but I hate doing yard work. Thus, a portion of my refund will go to my friendly neighborhood landscaper who will clean up the fall and winter gunk so the my property can shine when the weather gets warm again.</p> <h3>Making Minor Fixes Around the House</h3> <p>We all have those tiny things that we need to fix around the house, but sometimes they're so insignificant that they don't warrant a trip to the store for supplies just for that one little problem. Refund time is a perfect time to make a list of what's dead or not working &mdash; like light bulbs, remote batteries, and other easy, inexpensive fixes.</p> <h3>Completing Forgotten or Overlooked Home Projects</h3> <p>I plan to hire a handy person &mdash; likely a student looking to make a quick few bucks &mdash; from Craigslist to help me finish a few put-to-the-side projects, like fixing a hole in my bathroom wall, hanging shelves, and cleaning up the basement. Much cheaper than hiring a professional company at professional prices.</p> <h2>5. Paying for My Spring/Summer Sports Leagues and Gym in Full</h2> <p>I enjoy staying active physically and socially, so I participate in several leagues, including shuffleboard (don't laugh!), bowling, and trivia. While I have some extra padding in my pockets, I'm paying for all those upcoming fees in full, mostly so I don't have to stop by the ATM several times a week. The same goes for gym or fitness class expenses. Pay for those suckers in full for a year, and save big on membership costs.</p> <h2>6. Buying Gifts for Upcoming Events</h2> <p>Wedding and baby shower season is coming, and if you're not careful, these events can really hit you where it hurts &mdash; your wallet! I know I have a few coming up, so I'm buying the gifts in advance. That way I'm not caught off guard in a few months when I've forgotten that I need to buy yet another toaster oven or playpen.</p> <h2>7. Taking Dry Cleaning and Alterations to the Cleaners</h2> <p>All winter long I keep separate clothes hampers in which I put my wool and other dry-clean-only garments along with any items that need alterations or repairs (like missing buttons). Since the cold season is coming to an end, I plan to have it all cleaned/repaired in one fell swoop so I can put everything away in perfect condition so it's ready to go for next year. This prevents me from making unnecessary new clothing purchases by keeping my existing wardrobe in good repair, year after year.</p> <h2>8. Paying Off Upcoming Trip Expenses</h2> <p>I have a spring birthday, and since I'm not a fan of public displays of birthday affection, I try to travel by myself when it rolls around. This year, I'm headed to three previously unvisited Major League Baseball stadiums (my goal is to see a ballgame in all of them by age 40), for which I'll need airfare, lodging, and a rental car. While it's not a super expensive trip, it's not exactly a drop in the bucket either, so my tax refund is a good way to fund this excursion now, so I can relax when it's actually time to depart.</p> <h2>9. Settling Long Overdue Debts</h2> <p>Interestingly, I have a smallish tax bill from 2013 that keeps popping up every now and again, and until recently I didn't know what it was for. I called the IRS and figured it out, so I plan to pay it off with my refund. If you have any bills like this &mdash; perhaps a credit card bill &mdash; you should think about doing the same. Get it out of the way and off your back. You'll instantly feel better.</p> <h2>10. Putting the Rest in Savings</h2> <p>Whatever remains of my refund will go straight to savings. I've wrapped up a lot of items on my to-do list, so if there's any excess cash, I plan to save it for surprise expenses in the future or to continue building my fund for a future investment. You can never go wrong with putting some money away for a rainy day.</p> <p>And of course, it goes without saying that if you don't have a rainy day fund, likely the best thing you can do with your refund money is to put most or all of it toward an emergency fund.</p> <p><em>Are you receiving a refund this year? How do you plan to spend it smartly? Let me know in the comments below.</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/mikey-rox">Mikey Rox</a> of <a href="http://www.wisebread.com/10-smart-ways-im-spending-my-tax-refund">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-lessons-from-tax-day-to-remember-for-next-year">7 Lessons From Tax Day to Remember for Next Year</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/what-freelancers-and-side-giggers-need-to-know-about-income-taxes">What Freelancers and Side Giggers Need to Know About Income Taxes</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/what-to-do-if-you-have-a-tax-lien-on-your-house">What to Do If You Have a Tax Lien On Your House</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-important-tax-changes-for-2016">5 Important Tax Changes for 2016</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-most-common-tax-mistakes-made-by-college-grads">5 Most Common Tax Mistakes Made by College Grads</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Budgeting Taxes bills extra cash IRS paying debts smart spending tax refund Thu, 10 Mar 2016 10:30:43 +0000 Mikey Rox 1670511 at http://www.wisebread.com Best Money Tips: Surprising Things You Can Turn Into Cash http://www.wisebread.com/best-money-tips-surprising-things-you-can-turn-into-cash <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-surprising-things-you-can-turn-into-cash" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/man_with_cash_000013949590.jpg" alt="Man finding surprising things to turn into cash" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found some great articles on surprising things you can turn into cash, common foods you can easily grow in a small home, and how to save hundreds on your car loan.</p> <h2>Top 5 Articles</h2> <p><a href="http://www.mydollarplan.com/10-surprising-things-you-can-turn-into-cash/">10 Surprising Things You Can Turn Into Cash</a> &mdash; Turn over your wire hangers to your dry cleaners, and they may give you cash in exchange! [My Dollar Plan]</p> <p><a href="http://www.popsugar.com/smart-living/Foods-You-Can-Grow-Your-Apartment-29594844">Common Foods You Can Easily Grow in Your Small Home</a> &mdash; Mushrooms are great for apartments because they don't require sunlight to grow. Get the basics with a mushroom-growing kit! [PopSugar Smart Living]</p> <p><a href="http://www.moneytalksnews.com/pay-off-your-car-loan-faster-using-these-7-tricks/">6 Tricks to Save Hundreds On Your Car Loan</a> &mdash; Making payments biweekly will reduce the amount of interest that you pay over the life of the loan. [Money Talks News]</p> <p><a href="http://www.kiplinger.com/article/spending/T050-C011-S001-buying-from-third-party-sellers-on-amazon-and-etsy.html">Ordering From Etsy or Amazon? A Guide to Third-Party Sellers</a> &mdash; Read through a seller's return policy before you make a purchase. Some sellers will accept returns, but others may not. [Kiplinger]</p> <p><a href="http://christianpf.com/creative-ways-to-decorate-your-home-for-free/">15 Creative Ways to Decorate Your Home for Free</a> &mdash; Cover the backs of your bookshelves with old wallpaper to make them pop! [Christian PF]</p> <h2>Other Essential Reading</h2> <p><a href="http://thinksimplenow.com/communication/how-to-deal-with-social-anxiety">How to Overcome Social Anxiety</a> &mdash; Do power poses for two minutes &mdash; it'll make you feel more confident and less stressed. [Think Simple Now]</p> <p><a href="http://couplemoney.com/spending/apps-to-find-local-deals-and-rediscover-your-town/">How to Find Local Deals and Rediscover Your Town</a> &mdash; Check out the site BandsInTown to see which bands are performing in your area. [Couple Money]</p> <p><a href="http://parentingsquad.com/7-things-you-must-do-to-keep-your-childs-education-strong-in-the-summer">7 Things You Must Do to Keep Your Child's Education Strong in the Summer</a> &mdash; Provide your kids with opportunities to learn new skills over the summer. [Parenting Squad]</p> <p><a href="http://www.csmonitor.com/Business/Saving-Money/2015/0609/Keep-it-cool-how-to-save-on-air-conditioning-this-summer">Keep it cool: how to save on air conditioning this summer</a> &mdash; Clean your air filters at least once a month to keep your AC unit running efficiently. [The Monitor]</p> <p><a href="http://www.thousandaire.com/heres-the-skinny-on-reverse-mortgages/">Here&rsquo;s the skinny on reverse mortgages</a> &mdash; Moving out &mdash; even if you're moving to a nursing home &mdash; means your reverse mortgage will need to be repaid. [Thousandaire]</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/amy-lu">Amy Lu</a> of <a href="http://www.wisebread.com/best-money-tips-surprising-things-you-can-turn-into-cash">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-2"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-easiest-items-to-flip-for-cash">10 Easiest Items to &quot;Flip&quot; for Cash</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-make-money-tweeting-0">How to Make Money Tweeting</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/extra-income-online-5-websites-that-can-seriously-pad-your-pockets">Extra Income Online: 5 Websites That Can Seriously Pad Your Pockets</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-more-smart-things-to-do-with-your-tax-refund">8 More Smart Things to Do With Your Tax Refund</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/making-extra-cash">Ways to Make Extra Cash</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Extra Income best money tips extra cash Mon, 15 Jun 2015 19:00:12 +0000 Amy Lu 1456779 at http://www.wisebread.com Ways to Make Extra Cash http://www.wisebread.com/making-extra-cash <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/making-extra-cash" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/extra-cash-iStock_000050350382_Small.jpg" alt="coin jar" title="coin jar" class="imagecache imagecache-250w" width="250" height="193" /></a> </div> </div> </div> <p>Need some extra income? You've come to the right place! Explore the various ways you can earn extra cash, plus specific skills and stuff you can sell &mdash; as well as some business ventures you can operate on the side. Use these links to jump to any section.</p> <ul> <li><a href="#potpourri">Money-Making Potpourri</a></li> <li><a href="#skills">Money for Your Skills</a></li> <li><a href="#stuff">Money for Your Stuff</a></li> <li><a href="#business">Business Ventures on the Side</a></li> </ul> <p><a name="potpourri"></a></p> <h2>Money-Making Potpourri<b><br /> </b></h2> <p><a href="http://www.wisebread.com/10-ways-to-make-money-for-the-myspace-generation"><strong>10 Ways to Make Money for the MySpace Generation</strong></a><br /> The evolution of the Internet has drastically changed the world that we live in. Luckily, all these changes present tremendous opportunities for business and new ways of making money!</p> <p><a href="http://www.wisebread.com/resources/paid-surveys"><strong>How to Get Paid to Take Online Surveys</strong></a><br /> Is it really possible to make money for online surveys? Yes. There are lots of reputable marketing companies that run valuable research for major brand companies, and that compensate you for your time.</p> <p><a href="http://www.wisebread.com/sweeping-101-what-the-real-winners-know"><strong>Sweeping 101: What the Real Winners Know</strong></a><br /> Linsey Knerls reveals the tips and tricks to be a sweeper, winning prizes and cash for a little time and dedication.</p> <p><a href="http://www.wisebread.com/tips-for-finding-legitimate-work-at-home-opportunities"><strong>Tips for Finding Legitimate Work at Home Opportunities</strong></a><br /> When you search for work at home opportunities on the internet, oftentimes you will find sites pitching programs that could make you thousands of dollars a week. Usually these programs are scams designed to take your money. So how do you go about finding legitimate work at home jobs?</p> <p><a href="http://www.wisebread.com/getting-by-without-a-job-part-2-boost-income"><strong>Getting by without a job: boost income</strong></a><br /> There are countless ways to raise your income, besides the obvious one of getting a job.</p> <p><a href="http://www.wisebread.com/5-more-fun-money-making-ideas"><strong>5 More Fun Money-Making Ideas</strong></a><br /> These are more &quot;turn your hobbies into a job&quot; type posts, and I don't suppose that they are all viable for <i>everyone</i>, but with a little creativity, they can be parlayed into part-time gigs.</p> <p><a href="http://www.wisebread.com/8-fun-ways-to-make-money"><strong>8 Fun Ways to Make Money</strong></a><br /> None of these will make you independently wealthy or even allow you to quit your day job (unless you get a serious dose of luck along with your ingenuity), but they just might let you get enough cash to fund something special.</p> <p><a name="skills"></a></p> <h2>Money for Your Skills</h2> <p><a href="http://www.wisebread.com/non-traditional-jobs-how-bibliophiles-and-film-fanatics-can-find-success"><strong>How Bibliophiles and Film Fanatics Can Find Success</strong></a><br /> There is a legitimate way for you to feed your addiction for bestsellers and box office blockbusters without spending a dime. Here's how you can go from your average bookworm or movie watcher to a supercharged, reviewing machine.</p> <p><a href="http://www.wisebread.com/could-online-teaching-be-for-you"><strong>Could Online Teaching Be For You?</strong></a><br /> Both private and public universities now have online degree programs &mdash; some were/are traditional brick and mortar institutions while others are predominantly online. If you do a search for schools to teach for online you&rsquo;ll find a great many of them available.</p> <p><a href="http://www.wisebread.com/extra-income-opportunity-online-tutoring"><strong>Tutor Online for Extra Income</strong></a><br /> Do you have an area of expertise and a desire for some extra income? Are you good with concepts and do you like to work with students from elementary school to post-graduate levels? If so, you might have an opportunity to make some money on the side (or even full-time) from the comfort of your home.</p> <p><a href="http://www.wisebread.com/make-your-hobby-pay-its-way"><strong>Make Your Hobby Pay Its Way</strong></a><br /> Most hobbies offer you a shot at any number of income streams. And, besides actual income streams, there are also ways to use your hobby to reduce expenses--which any economist will tell you is just as good.</p> <p><a href="http://www.wisebread.com/make-easy-money-and-learn-a-thing-or-two-about-website-design"><strong>Make Easy Money and Learn About Website Design</strong></a><br /> Wouldn't it be more exciting to make some extra cash while learning something useful that could make you a more valuable employee? Website usability testing may be the route for you.</p> <p><a href="http://www.wisebread.com/write-for-money-online-part-5-your-own-blog-or-website"><strong>Write for money online, Part 5: Your own blog or website</strong></a><br /> Here are the pros and cons of earning from your own website or blog.</p> <p><a name="stuff"></a></p> <h2>Money for Your Stuff</h2> <p><a href="http://www.wisebread.com/6-weird-things-people-sell-for-cash"><strong>6 Weird Things People Sell for Cash</strong></a><br /> Here are some off-the-wall commodities that you didn't know you could get cash for.</p> <p><a href="http://www.wisebread.com/make-money-recycling"><strong>Make Money Recycling</strong></a><br /> Tired of getting a small $7 credit (or perhaps no credit at all) for curbside recycling in your city? Or perhaps you have old broken cell phones, laptops, or even golf balls laying around? Here are 15 websites that actually pay you to recycle your old stuff.</p> <p><a href="http://www.wisebread.com/how-to-explore-your-antique-attic-treasures-for-profit"><strong>How to Explore Your Antique Attic Treasures for Profit</strong></a><br /> How do you determine what's hot and what's not? Here are a few tips to help you sort through the real junk and those items which have much more value than the sentimental kind.</p> <p><a href="http://www.wisebread.com/how-to-sell-your-hair-for-cash"><strong>How to Sell Your Hair for Cash</strong></a><br /> The hair trade just seems like such an archaic idea, but actually high quality hairpieces are still made from real human hair and there is a huge market for sourcing natural hair. Here are some tips and information on how to sell your tresses for cash.</p> <p><a href="http://www.wisebread.com/money-in-your-yard-how-to-sell-palm-trees-for-cash"><strong>How to Sell Palm Trees for Cash</strong></a><br /> Although they are beautiful trees, some homeowners find palm trees to be a nuisance because they require routine maintenance when they get too large. The good news for these homeowners is that it is possible that their trees could be sold for hundreds to thousands of dollars.</p> <p><a name="business"></a></p> <h2>Business Ventures on the Side</h2> <p><a href="http://www.wisebread.com/10-small-businesses-that-are-free-or-cost-little-to-start-up"><strong>10 Small Businesses That Are Free or Cost Little to Start Up</strong></a><br /> For little to no start-up costs, you, too, can be your own boss and have the option of working in your pajamas!</p> <p><a href="http://www.wisebread.com/easy-weekend-business-sell-used-books"><strong>The Easy Weekend Business of Selling Used Books</strong></a><br /> Curious as to how you can make money selling used books? Here is a quick guide to how you can start your own used book business from the comfort of your home.</p> <p><a href="http://www.wisebread.com/summer-camp-as-a-side-business"><strong>Summer Camp as a Side Business</strong></a><br /> Wise Bread blogger Julie Rains spoke with seasoned camp directors about how they turned summer weeks into extra income. Here's a road map for a summer camp business.</p> <p><a href="http://www.wisebread.com/going-freelance-the-top-10-tips"><strong>Going Freelance: The Top 10 Tips</strong></a><br /> As a small business owner there will be various tasks for which you&rsquo;ll be responsible and can seem overwhelming, at times. But, there are a few simple guidelines you can follow to make your time worth more.</p> <p><a href="http://www.wisebread.com/the-key-to-making-money-online-diversification-baby"><strong>The Key to Making Money Online? Diversification, Baby!</strong></a><br /> Just as diversification can help balance your investments, it can also help balance your income. And for those of you hoping to make a living online, balance is definitely key.</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/amy-lu">Amy Lu</a> of <a href="http://www.wisebread.com/making-extra-cash">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-2"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-ways-to-earn-more-money-without-working-more-hours">6 Ways to Earn More Money — Without Working More Hours</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-smart-summer-side-jobs-for-new-grads">6 Smart Summer Side Jobs for New Grads</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-make-money-tweeting-0">How to Make Money Tweeting</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/extra-income-online-5-websites-that-can-seriously-pad-your-pockets">Extra Income Online: 5 Websites That Can Seriously Pad Your Pockets</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/9-easy-ways-retirees-can-earn-extra-income">9 Easy Ways Retirees Can Earn Extra Income</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Extra Income extra cash side gigs Fri, 22 May 2015 22:17:08 +0000 Amy Lu 1433833 at http://www.wisebread.com 10 Christmas Gifts You're Better Off Returning http://www.wisebread.com/10-christmas-gifts-youre-better-off-returning <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/10-christmas-gifts-youre-better-off-returning" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/iStock_000062663562_XXXLarge.jpg" alt="opening bad present" title="opening bad present" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>We can't all have the gift giving foresight of Kris Kringle. Luckily, most retailers have a return policy to keep us from actually having to wear that itchy wool sweater from Aunt Sue. Last year, the average person&nbsp;<a href="https://nrf.com/news/top-tips-happy-holiday-returns">returned four holiday gifts</a>, according to The National Retail Federation's Holiday Returns Survey. And while it's common sense to return the gifts we hate, there are several less-obvious reasons why we might consider bringing a present back to the store.</p> <p>Read on for our list of the top gifts you should return this holiday season, and why.</p> <h2>1. Smartphones</h2> <p>They're sleek and they're handy &mdash; and they're the&nbsp;<a href="http://www.cnet.com/news/why-a-smartphone-might-not-be-the-smartest-holiday-gift-choice/">gift that keeps on costing</a>. In the lead-up to Christmas, wireless carriers often slash the prices on the hottest mobile phone models, making them great bang-for-your-buck gifts for Christmas present shoppers. Target, for example, was hawking the Samsung Galaxy 5s on Thanksgiving weekend&nbsp;<a href="http://www.wwmt.com/news/features/top-stories/stories/Taking-a-deeper-look-at-Black-Friday-deals-around-Kalamazoo-60177.shtml">for a penny</a>. That's all well and good for the gift-giver, but it does nothing to help out the recipient, who will be stuck paying the service bill for that shiny new device. The phone itself may have cost a penny, but the service bill won't. In fact, monthly service charges can add up to&nbsp;<a href="http://money.usnews.com/money/blogs/my-money/2014/07/03/5-low-cost-alternatives-to-your-pricey-cellphone-plan">more than $3,000</a>&nbsp;over two years, which is the typical amount of time that the smartphone recipient would be locked in to a new wireless service contract.</p> <h2>2. Clothes That Don't Fit Your Taste or Shape</h2> <p>Apparel is the number one&nbsp;<a href="http://www.ibtimes.com/worst-christmas-gift-ideas-what-presents-are-returned-after-holidays-387000">most returned Christmas gift</a>, and here's why: When we don't like what we wear, it tends to hog our focus, stealing away our energy from other things in our lives, such as career, family, and relationships, that are more important. And with so many variations in style, color, and size, it's nearly impossible to buy clothing for another person. Be it a sweater or a pair of socks, follow this rule of thumb: If you don't like it, bring it back.</p> <h2>3. The Snuggie</h2> <p>Once people started to realize that the Snuggie is merely an unattractive throw with sleeves, the wearable blanket trend went out the window &mdash; and that was years ago. If you get a Snuggie this Christmas, do us all a favor and return it. There are plenty of ways to keep warm without invoking a hospital gown.</p> <h2>4. Home Goods That Aren't Quite Right</h2> <p>The thing about gifting someone a blender or a lampshade or an area rug is that most people have a very specific idea about what kind of kitchen tools and lighting accessories and carpeting they want to outfit their home with. So if you gift them the Vitamix 300 instead of the 500 model they actually wanted, chances are they'll return it. In fact, 11% of gift recipients plan on&nbsp;returning home goods&nbsp;this Christmas. That's why you shouldn't hesitate to step right up to the returns counter if a home good you received isn't quite right.</p> <h2>5. Perfume and Cologne</h2> <p>There's about $1.50 worth of ingredients in the average bottle of perfume, yet the typical price tag is $150 &mdash; less than&nbsp;1% of the retail cost. Think about that the next time you receive a bottle you're less than thrilled about.</p> <h2>6. Skis, Skates, and Snowshoes</h2> <p>If you're a newbie to a winter sport, getting the gear to match is probably a poor investment. There's no reason to own a set of skis, for example, until you've figured out whether it's an activity you actually enjoy. And it doesn't do anybody good to have barely used winter sporting equipment laying around in the attic for years to come. So unless you know you're going to make use of those speed skates, take them back to the store and stick to rentals.</p> <h2>7. Self-Help Books</h2> <p>Self-help books tend to state the obvious, oversimplify, and contain more fluff than helpful, meaty nuggets. &quot;Their recommendations are often out of touch with&nbsp;<a href="http://www.psychologytoday.com/blog/how-do-life/201406/stop-the-self-help-books-already">what works in the real world</a>,&quot; says Marty Nemko, a career and personal coach who claims to have scanned, skimmed, or read thousands of them. So if you're looking to make gains in your personal or career life, it's probably best to ditch the manuals and ask real-life experts or experienced professionals for guidance instead.</p> <h2>8. Makeup</h2> <p>It's difficult to know what makeup will compliment your style and skin tone until you try it. So it stands to reason that it's doubly hard to buy lipstick or blush for somebody else. Luckily, most cosmetics counters accept timely returns. &quot;You shouldn't ever feel guilty about a return,&quot; New York City makeup artist Raychel Wade, who got her start working behind makeup counters, tells Woman's Day. &quot;It's hard to know&nbsp;<a href="http://www.womansday.com/style-beauty/beauty-tips-products/makeup-counter-clerks-wont-tell-you">how your skin will react</a> or if you'll still like a color when you get home.&quot;</p> <h2>9. Candles, Soaps, and Lotions</h2> <p>It's true that just about everyone likes, or at least uses, candles, soaps, and lotions. It's also likely true that you already have enough of them. So long as they're unopened, you should be able to return them &mdash; and that's a much better option than giving them space in your bathroom junk drawer.</p> <h2>10. Exercise Equipment</h2> <p>In January and February, when everyone's trying to keep their fitness resolutions, retailers tend to mark down treadmills, ellipticals, stationary bikes, and the like. In the weeks leading up to Christmas, however, these items are typically priced at their highest. You can cash in on this pricing trend by returning exercise equipment purchased in December and repurchasing it again a few weeks later when the prices come down. You'll still get that brand new elliptical &mdash; plus a little extra cash in your pocket.</p> <p><em>What gifts have you returned?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/brittany-lyte">Brittany Lyte</a> of <a href="http://www.wisebread.com/10-christmas-gifts-youre-better-off-returning">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/9-holiday-gifts-to-give-the-neighbor-you-like">9 Gifts to Give the Neighbor You Like</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-holiday-stocking-stuffers-for-techies">10 Holiday Stocking Stuffers for Techies</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/25-great-gifts-for-5-or-less">25 Great Gifts for $5 or Less</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/holiday-gift-giving-for-the-truly-broke">14 Gift Ideas for the Truly Broke</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/wise-bread-gift-guide-gifts-that-save-money">25 Gifts That Save Money</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Shopping extra cash gift return gifts holiday gifts product reviews Mon, 29 Dec 2014 18:00:12 +0000 Brittany Lyte 1272763 at http://www.wisebread.com 8 More Smart Things to Do With Your Tax Refund http://www.wisebread.com/8-more-smart-things-to-do-with-your-tax-refund <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/8-more-smart-things-to-do-with-your-tax-refund" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/2378592059_1285049505_z.jpg" alt="woman holding money" title="woman holding money" class="imagecache imagecache-250w" width="250" height="188" /></a> </div> </div> </div> <p>According to the IRS, the <a href="http://www.irs.gov/newsroom/article/0,,id=255914,00.html">average tax refund for the 2012 filing season</a> is $2,899. Although that amount is nearly $100 less than we received in 2011, it&rsquo;s still nothing to shake a stick at.</p> <p>Who couldn&rsquo;t use $3,000, right? But in order for that fast cash to make a difference, you must use it wisely.</p> <p>Before you get too excited and start burning through a check you don&rsquo;t even have yet, consider these responsible ways &mdash; an extension of last year's post on <a href="http://www.wisebread.com/8-smart-things-to-do-with-your-tax-refund">8 Smart Things to Do With Your Tax Refund</a> &mdash; to help manage your personalized stimulus package. (See also: <a href="http://www.wisebread.com/what-if-i-skip-my-taxes-this-year">What If I Skip My Taxes This Year?</a>)</p> <h2>1. Green Home Improvements</h2> <p>We're always fixing little things around the house &mdash; a squeaky door, a leaky faucet, that light bulb that always burns out &mdash; but not many of us think of the bigger picture when it comes to home improvements. When you receive your refund this year, concentrate on the long-term sustainability of your home instead of the quick fixes. Upgrading to energy-efficient appliances, installing solar panels, and building a garden are all great ways to add value to your property while preparing it for the future. The money you'll start saving on heating, cooling, and grocery bills won't hurt either. Don&rsquo;t forget to stretch your dollar even more by DIYing the improvements (you do not need to hire someone to plant tomatoes in your back yard!) and searching for the best prices possible on eco-friendly supplies.</p> <h2>2. School Loans</h2> <p>On one of the last days of class at the end of my senior year in college, I remember one of my professors asking us to reflect on the time and money we spent on our education. He asked us if we would have done it all over again given the circumstances. Emphatically, I said yes! That is, until I got the bill. I&rsquo;m being facetious, of course &mdash; I wouldn&rsquo;t trade my college experience for anything &mdash; but I wouldn't be opposed to a generous benefactor (anyone out there?) paying off my loans; despite the financial aid I received, the cost was still unbelievable. Alas, until the day comes when a rich person who&rsquo;s put me in their will kicks it, I have to send out a check every month to avoid financial ruin. Thus, I take every chance I get to send the bank extra money in order to pay off my debt off sooner &mdash; and so should you.</p> <h2>3. Big-Ticket Buys</h2> <p>One of the great parts of a windfall payday like a tax refund is that you can finally afford big-ticket items. That doesn&rsquo;t mean you should book yourself an all-expenses paid vacation, however. Use this opportunity to pick up an expensive item that you need around the house, like a new vacuum cleaner, washer and dryer, or computer. There's nothing wrong with dropping decent coin on something that will somehow make your life a little easier. If you're a small business owner buying items you'll use for work, keep the receipt. Next year that purchase will qualify as a deduction, so you definitely don't want to miss out on that.</p> <h2>4. Credit Card Debt</h2> <p>We all know that credit cards are a no-no, but sometimes they&rsquo;re a necessary evil when we&rsquo;re in a bind. If you&rsquo;ve racked up the charges on your plastic this past year, by all means try to eliminate that debt. By consistently brushing off what you owe, you&rsquo;re incurring late fees that are driving up the amount you&rsquo;re required to pay back while also hurting your credit score, which can affect your ability to buy a home, car, or anything else for which you&rsquo;ll need a loan. Just pay it off and be done with it &mdash; if only so your phone will stop ringing.</p> <h2>5. Doomsday Preparations</h2> <p>I know some of you are going to laugh at this, brush it off, and call me a kook &mdash; but you'll be sorry when the zombie apocalypse begins and you're not prepared. That's a bit tongue-in-cheek, of course, but really, how prepared are you for disasters? The walking dead aside, crisis can strike at any moment, whether it be from Mother Nature or man made, and it's not a bad idea to at least pick up the essential survival tools that one needs to make it through a week or so inside the home (or, worse, on foot) without running water, the ability to find fresh foods, or access to technology. My go-to survival-tool source is <a href="http://store.shopreadyamerica.com/disaster.html">Ready America</a>. Its prepacked bags contain everything you'll need to stay alive at an affordable price. You can thank me for the tip when we get to the zombie refugee camp.</p> <h2>6. Life&rsquo;s Necessities</h2> <p>Like with those school loans, it&rsquo;s always beneficial when you can send in extra cash on whatever outstanding debts you have (such as a car loan or mortgage). But car payments and mortgages notwithstanding, there are plenty more of life's necessities that need TLC &mdash; tender, loving cash. If you're on the hunt for a new job, don't be afraid to splurge on an interview outfit that makes you look like you mean business; the Shop It to Me blog recently published <a href="http://blog.shopittome.com/2012/04/12/dress-to-invest-pop-up-shops-for-spring/">helpful advice from frugal fashionistas</a> that will have you looking your best without going broke. For those of you with kids, well, they always need money for something; there's no time like the present to stash a bit away for a rainy day.&nbsp;</p> <h2>7. Cell Phone Upgrade</h2> <p>This may seem like a frivolous purchase &mdash; and in some regards it is &mdash; but a cell phone upgrade isn&rsquo;t all for pleasure. Because of my iPhone, I&rsquo;m able to get infinitely more work done while I&rsquo;m on the go than I would if I had one of the ancient models I used to have (remember the Motorola Razr? So primitive in hindsight). I can check and respond to e-mails, start writing new posts in the Notes, and plan my meetings, all which give me more time to concentrate when I&rsquo;m back in the office. Plus, smartphones have an excellent resale value. Since I switched to an iPhone upon its launch, I have always sold the previous model for the price I pay for the latest version when I upgrade. Zero money out of pocket is my favorite kind of buy.&nbsp;</p> <h2>8. Put It Into Savings</h2> <p>Trust me, I know that saving your tax refund and letting it sit in an invisible vault isn&rsquo;t as satisfying as handing over dead presidents to a bartender in a tropical locale, but your self-control will pay off in the long run. To make yourself feel better about your very-adult-but-no-fun-at-all decision, assign the money you're putting in the savings account toward something tangible. Maybe it's a <a href="http://www.wisebread.com/drive-the-old-car-or-buy-a-new-car">new car</a>, a down payment on a home, or another large purchase that will improve your life. When you have a goal to reach and a reason to send that money someplace you can't see it, you feel better in the short term about how being responsible totally sucks sometimes.</p> <p><em>Tell me </em>&mdash;<em> what do you plan to do with your tax refund? Make it good, and let me know in the comments below.</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/mikey-rox">Mikey Rox</a> of <a href="http://www.wisebread.com/8-more-smart-things-to-do-with-your-tax-refund">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-2"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-easiest-items-to-flip-for-cash">10 Easiest Items to &quot;Flip&quot; for Cash</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/most-popular-ways-americans-spend-their-tax-refunds">Most Popular Ways Americans Spend Their Tax Refunds</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-reasons-why-its-ok-to-get-a-tax-refund">5 Reasons Why It&#039;s OK to Get a Tax Refund</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/extra-income-online-5-websites-that-can-seriously-pad-your-pockets">Extra Income Online: 5 Websites That Can Seriously Pad Your Pockets</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/beware-these-6-phony-irs-calls-and-emails">Beware These 6 Phony IRS Calls and Emails</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Debt Management Extra Income Taxes extra cash tax refunds windfall Tue, 17 Apr 2012 10:24:08 +0000 Mikey Rox 918785 at http://www.wisebread.com Extra Income Online: 5 Websites That Can Seriously Pad Your Pockets http://www.wisebread.com/extra-income-online-5-websites-that-can-seriously-pad-your-pockets <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/extra-income-online-5-websites-that-can-seriously-pad-your-pockets" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/5183892164_9b675611b1_z.jpg" alt="$20 in front of screen" title="$20 in front of screen" class="imagecache imagecache-250w" width="250" height="167" /></a> </div> </div> </div> <p>With the national unemployment rate creeping toward 10%, it&rsquo;s fair to reason that some of us could use extra cash.</p> <p>Frankly, even if you&rsquo;ve still got a 9-to-5, more money in the bank is never a bad thing. Instead of taking on a second, or in some cases, third job to elevate your earnings, consider making use of these websites that can take you from rags to debatable riches. (See also: <a href="http://www.wisebread.com/9-ways-to-earn-extra-cash-when-money-is-tight">9 Ways to Earn Extra Cash When Money Is Tight</a>)</p> <h2>Craigslist</h2> <p><a href="http://www.craigslist.com">Craigslist</a> has long been a freelancer&rsquo;s dream, and there are always tons of projects listed in every region that are ripe for the picking. But the classifieds site isn&rsquo;t just for scoping out potential work. Think about the converse, too &mdash; placing ads touting your services. For instance, I run a home-based copywriting and creative consulting business on a limited advertising budget. To expose myself to prospective clients who are seeking someone like me, I create posts in relevant sections describing my capabilities. As a result, I receive at least one inquiry a week, many of which have turned into steady work.</p> <p>Otherwise, Craigslist is a great way to get rid of unwanted-but-still-valuable junk. Whenever my husband and I upgrade any device &mdash; like our iPhones &mdash; we list the old ones on Craigslist. They&rsquo;ve <a href="http://www.wisebread.com/the-9-secrets-of-highly-successful-craigslist-sellers">sold quickly</a> every time and at the listed price, which is set at what we paid for the new devices. To be honest, there&rsquo;s a buyer for just about anything you list, so long as the item is desirable and in good-to-great condition. Best of all, you get the full amount of your proposed price (even if you have to negotiate here and there), whereas you&rsquo;ll have to pay listing and other fees elsewhere.</p> <h2>Airbnb</h2> <p>Let me start by saying that I think <a href="http://www.airbnb.com">Airbnb</a> is one of the best new websites in recent years &mdash; and I&rsquo;m not the only one: the San Francisco-based startup recently received $7.2 million in Series A funding from investors. The concept is so simple, too, that it makes you wonder, &ldquo;Why didn&rsquo;t I think of that?&rdquo;</p> <p>The concept is that if you have extra space in your home, you can turn it into guest quarters for tourists who will pay you to stay there. All you have to do is list your vacant room, add photos, and complete a profile. Airbnb does the rest, including blocking off reserved dates on your calendar to avoid double bookings and holding rental fees in escrow until guests arrive, at which time you can have the funds sent via check or direct deposit.</p> <p>In the interest of full disclosure, we&rsquo;ve been listing our guest bedroom on Airbnb since its launch in February 2009. To date, we&rsquo;ve made more than $19,000 in extra income (that we duly pay taxes on, by the way. Don&rsquo;t get all hot and bothered, IRS). It&rsquo;s become such a success for us that my neighbors have hired me to manage their properties on the site, resulting in even more dough in my pocket because I charge them a percentage. Winner-winner, chicken dinner.</p> <h2>Agent Anything</h2> <p>If you have ample space in your schedule (and if you&rsquo;re unemployed, you do; playing Angry Birds is not your new job, just so ya know), check out <a href="http://www.agentanything.com">Agent Anything</a>, a service that allows any <a href="http://www.wisebread.com/the-college-freshman-budget">college student</a> (verified by having a current dot edu college email account) to register to run &ldquo;missions&rdquo; that can include grocery shopping, pet sitting and walking, house cleaning, etc. As a mission runner, you can set your fee by making an offer on a listed task. If the mission poster thinks your fee is reasonable, you&rsquo;ll be hired. Agent Anything currently only serves the New York City area, but it promises to expand soon.</p> <h2>RentAFriend</h2> <p>When I saw <a href="http://www.rentafriend.com">RentAFriend</a> posted on a friend&rsquo;s Facebook page, I laughed. &quot;Who rents friends?&quot; I thought. As it turns out, plenty of people want a paid, platonic companion. According to <a href="http://outofthestormnews.com/2010/12/22/why-be-lonely-on-christmas-eve-because-no-one-from-rentafriend-com-is-available-to-hang-out/">Out of the Storm News</a> (in which I was quoted about my participation on the site), 2,700 lonely folks are seeking play pals. Registering is a breeze and the site allows you to set your fee from $10 to $50 per hour of your time, depending on how much you think you&rsquo;re worth. My fee is set middle of the road at $30 because I&rsquo;m not greedy or an egomaniac, though some may beg to differ.</p> <p>In addition, the renter is required to pay any other fees associated with the outing &mdash; bar tab, tickets, whatever. Although I haven&rsquo;t had any confirmed bookings, I did have one inquiry from a guy who was coming to Manhattan on business and wanted someone to go to dinner and a movie with while he was in town. In the end he didn&rsquo;t hire me, so I&rsquo;m still looking forward to my first RentAFriend experience. Which means that you should pass me along.</p> <h2>Amazon.com &amp; eBay</h2> <p>Much like Craigslist, <a href="http://www.amazon.com">Amazon.com</a> and <a href="http://www.ebay.com">eBay</a> can help you rid your home of unwanted clutter and get you paid for it. Still, there are differences between the former and the latter. Craigslist is great for selling electronics and furniture locally, while the other two sites are more conducive to shilling CDs, DVDs, books, and other shippable wares.</p> <p>When my husband and I moved in together, I had rows of media that I no longer wanted. Hours after listing the items, they were flying off my shelves. I&rsquo;ve been a consistent user of the sites for years now, and in the past 12 months alone I&rsquo;ve pocketed about $500 in cash. In my opinion, that&rsquo;s much better than $500 worth of dust collecting paraphernalia hiding around my house. Translated, the moolah I&nbsp;made paid my cell phone bill for six months. Not too shabby.</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/mikey-rox">Mikey Rox</a> of <a href="http://www.wisebread.com/extra-income-online-5-websites-that-can-seriously-pad-your-pockets">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-9-secrets-of-highly-successful-craigslist-sellers">The 9 Secrets of Highly Successful Craigslist Sellers</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/15-ways-to-make-money-outside-your-day-job">15 Ways to Make Money Outside Your Day Job</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-easiest-items-to-flip-for-cash">10 Easiest Items to &quot;Flip&quot; for Cash</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/cool-convenient-cash-11-easy-ways-to-make-money-online">Effortless Ways to Make Money Online That Don&#039;t Require Skills</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-ways-a-side-hustle-can-advance-your-career">8 Ways a Side Hustle Can Advance Your Career</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Extra Income earning money on craigslist extra cash freelancing make money online resell Mon, 10 Jan 2011 13:00:09 +0000 Mikey Rox 442302 at http://www.wisebread.com How to Make Money Tweeting http://www.wisebread.com/how-to-make-money-tweeting-0 <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/how-to-make-money-tweeting-0" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/3231178720_5e2c1c45a8.jpg" alt="Twitter cloud" title="Twitter Cloud" class="imagecache imagecache-250w" width="250" height="179" /></a> </div> </div> </div> <p>Do you use Twitter? Are you popular? Like, really popular? Do you have a whole bunch of followers? Well, if you&rsquo;re nodding rapidly to all of these questions, you could make money some extra money by tweeting. It&rsquo;s called sponsored tweeting, or <a href="http://twitter.com/#!/paypertweeting">pay per tweet</a>.</p> <p>Paid endorsements are nothing new. The advertising world, which I am steeped in on a daily basis, is always looking for new ways to reach an audience. In the past, getting paid to recommend products and services was the domain of celebrities. After all, they had access to media outlets that let the advertiser&rsquo;s message get out to the masses.</p> <p>But we don&rsquo;t live in the past. We live in a society that gives us all the opportunity to reach a mass-market crowd every single day. The internet brought us Facebook, blogs, and then Twitter. The cell phone made tweeting instant, and let us all broadcast our daily lives to whoever wanted to follow us.</p> <p>If you&rsquo;ve got interesting things to say, you get more followers. And the more followers you have, the more interesting you become to a business looking to spread the word about a product or service. Which in turn means that your tweets become valuable commodities.</p> <p>In a nutshell, if you&rsquo;re tweeting to a crowd, you can get cash for <a href="https://app.sponsoredtweets.com/tweeters">sponsored tweets</a>.</p> <p>How much cash? Well, that obviously depends on how many people follow you, and of course, if your fame extends beyond your immediate friends and family.</p> <p>For instance, Khloe Kardashian, who has over two million followers, is currently accepting $2,941.25 to do a sponsored tweet. Her sister Kim...well, that price isn&rsquo;t even listed. But like I said at the beginning, you don&rsquo;t need to be a celebrity at all. You just need reach.</p> <p>Have you heard of Wendy Piersall? She&rsquo;s an entrepreneur who runs <a href="http://www.woojr.com/">Woo! Jr.</a> and is considered one of the 16 most influential moms online. Wendy charges $400 per tweet.</p> <p>OK, well, Wendy still had some moderate fame. But how about someone who just does some occasional blogging?</p> <p>Tyler Rogers is not, by any stretch of the imagination, a household name. I had never heard of him until I started researching this article. But he has over 2,300 followers on Twitter, and that makes his tweets, and his product endorsements, valuable. Not in the same league as Khloe or Wendy, but $50 per tweet is not exactly peanuts. With the minimum wage currently set at $7.25/hour, and the average hourly U.S. wage being <a href="http://www.bls.gov/oes/current/oes_nat.htm#00-0000">between $15-$20</a>, getting $50 for doing something that takes less than one minute is, well, obscene. And if someone is willing to pay you $50 or more for tweeting that you think some product is worth checking out, then good for you.</p> <p>Of course, this can&rsquo;t last. Product endorsements don&rsquo;t carry a whole lot of weight if you start endorsing everything, all the time. But for the occasional wad of cash here and there, especially for a product or service you believe in, it&rsquo;s a win-win situation.</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/paul-michael">Paul Michael</a> of <a href="http://www.wisebread.com/how-to-make-money-tweeting-0">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-3"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-earn-extra-income-with-twitter">How to Earn Extra Income With Twitter</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-social-media-stars-who-earn-way-more-than-you">5 Social Media Stars Who Earn Way More Than You</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-ways-social-media-can-save-you-money">6 Ways Social Media Can Save You Money</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/flashback-friday-34-smart-ways-to-improve-your-social-media-presence">Flashback Friday: 34 Smart Ways to Improve Your Social Media Presence</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/social-media-and-identity-theft-in-2010">Social Media and Identity Theft in 2010</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Extra Income Technology extra cash social media sponsorship twitter Tue, 30 Nov 2010 14:00:07 +0000 Paul Michael 347977 at http://www.wisebread.com Buying Shiny New Things Without The Guilt http://www.wisebread.com/buying-shiny-new-things-without-the-guilt <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/buying-shiny-new-things-without-the-guilt" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/5439996103_74727f61a5_z.jpg" alt="computer workstation" title="computer workstation" class="imagecache imagecache-250w" width="250" height="167" /></a> </div> </div> </div> <p>Around four months ago, I declared I wanted to buy a new computer <a href="http://www.thewriterscoin.com/2008/12/17/how-im-going-to-buy-a-new-computer-without-spending-a-cent/trackback/">without spending a cent</a>.</p> <p>Sure, the title was meant to be catchy and a little playful (were you not entertained?), but I&nbsp;had an actual system behind the hype. The idea was to save up all of my alternative income and use that money to save for a new computer. I&nbsp;wouldn't use any money from my paycheck or my savings. (See also: <a href="http://www.wisebread.com/5-money-making-activities-you-can-do-today">5 Money Making Activities You Can Do Today</a>)</p> <p>In other words, I'd pay for the <a href="http://www.wisebread.com/how-to-buy-a-desktop-computer">new computer</a> with money I'd never miss.</p> <p>The other rule I&nbsp;set for myself is that I&nbsp;wouldn't pull the trigger until I&nbsp;had enough money banked &mdash; no itchy trigger for me here. I&nbsp;had to wait until the money was there.</p> <h3>What Happened</h3> <p>Setting this goal for myself was great because it gave me a purpose. I started selling a bunch of my old books knowing that all that money would be going towards my new PC. Every time I&nbsp;wrote a new post on my blog, I&nbsp;knew the income I&nbsp;made from the site would go into my computer fund.</p> <p><a href="http://www.wisebread.com/setting-great-goals-and-achieving-them">Setting a goal</a> gave me something to work toward instead of just saving for the sake of saving, which was great.</p> <h3>What's This About Guilt?</h3> <p>I'm guessing other Wise Bread readers share this affliction with me: ponying up large amounts of money to buy stuff isn't easy. Parting with money is super tough for frugal people like ourselves, so whenever I&nbsp;have to (or want to) make a big purchase, I&nbsp;get very uneasy.</p> <p>I&nbsp;feel guilty for spending my hard-earned money. Shouldn't I&nbsp;be investing it?&nbsp;Saving it?&nbsp;Doing <em>anything </em>but spending it?</p> <p>Sure, but we also have to live our lives, and that's what money is for, right?&nbsp;To help us get what we want? To enjoy it?</p> <p>Easier said than done, and this budgeting trick has helped me overcome the guilt.</p> <h3>NMG:&nbsp;No More Guilt</h3> <p>When I got close to my goal, I&nbsp;told my wife that maybe it was all a bad idea. Maybe I didn't really need a new machine and that I&nbsp;could probably cope with my five-year-old laptop for another couple years.</p> <p>The guilt had crept into my foolproof system.</p> <p>But she was having none of it. She wouldn't let me. After all the hard work I&nbsp;had been putting in toward boosting my alternative income selling books and blogging, she said I HAD&nbsp;to buy the new computer. That was the plan and that was the purpose.</p> <p>So I&nbsp;did.</p> <p>And guess what?&nbsp;<strong>It feels awesome.</strong></p> <p>My new machine should be here by the end of the week and I&nbsp;haven't felt guilty at all. Our budget is on track, our savings are on track&mdash;it's like I&nbsp;never spend the money.</p> <p>And the best part is that now I&nbsp;have a system in place whenever I&nbsp;get the itch to buy something else. Until then, I'll go back to being the responsible, frugal (some would say boring), person I&nbsp;am: the side money I&nbsp;make will go into my high-yield savings account, where I'll let it accumulate.</p> <p>I won't be buying anything else anytime soon...I'll be too busy toying around with my brand-spanking new computer.</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/carlos-portocarrero">Carlos Portocarrero</a> of <a href="http://www.wisebread.com/buying-shiny-new-things-without-the-guilt">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-4"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-retirement-latte">The Retirement Latte</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/15-personal-finance-rules-you-should-be-breaking">15 Personal Finance Rules You Should Be Breaking</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/9-best-free-financial-learning-tools">9 Best Free Financial Learning Tools</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-often-do-you-get-your-paycheck">How often do you get your paycheck?</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/plan-for-your-wants">Plan for your wants</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Personal Finance Budgeting alternative income budgeting computer extra cash Making Extra Cash saving Wed, 15 Apr 2009 12:24:24 +0000 Carlos Portocarrero 3049 at http://www.wisebread.com NotchUp - Get Paid to Go on Interviews http://www.wisebread.com/notchup-get-paid-to-go-on-interviews <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/notchup-get-paid-to-go-on-interviews" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/notchup-logo.png" alt="NotchUp Logo" title="" class="imagecache imagecache-250w" width="250" height="82" /></a> </div> </div> </div> <p>Yesterday I received an email from my friend <a href="http://retirementhobo.blogspot.com/">Retirement Hobo</a> inviting me to join <a href="http://NotchUp.com" target="_blank">NotchUp</a> . I was sitting there thinking, &quot;oh no, not another social network!&quot; Then I read the email in detail and it sounded quite interesting. Apparently NotchUp is a service that finds companies that would pay you to interview you. You can create a profile, set your price, and then wait for an offer. Sounds too good to be true? Even though I have no intention to look for a job now, I decided to sign in and see what it is all about.</p> <p>First of all, NotchUp is in beta right now so only those with invitations or approved applications can sign up. The site is also painfully slow since its launch on January 28. When I signed up it prompted me to set my interview price. On the side it had a little form you could fill out for NotchUp to estimate a price to set. The form asks for your industry, position, and salary information and then spits out a number. It seems to give a higher valuation to those who have been at their current position for a good amount of time. This is probably to penalize job hopping. It suggested that I charge $290 per interview, but I just set it to $500 since I am just trying it out for fun. Then it asked which companies you would like to block from seeing your profile and whether you want recruiters to see your profile or not. Finally you can create your profile or resume. There was an option to import your profile from <a href="http://linkedin.com">LinkedIn</a> so I did just that and my profile was up and running in two seconds. </p> <p>The site&#39;s layout currently looks like a clone of LinkedIn, and even the logo is quite similar. However I do not think the two companies are related other than that you can import your LinkedIn profile. You can edit your profile with links next to each position you have had and there is tab browsing for other options. There is also a little section for stats and feedback. The feedback box seems to indicate that the companies that interviewed you can rate you on whether you took the interview seriously and if your profile is accurate. Your payment is related to the feedback and if you are not a serious candidate the interviewer could choose not to pay you. </p> <p>It may make no sense that companies would pay to just talk to someone, but in reality companies spend tens of thousands of dollars to recruit the people they want from competitors. It is really great that job seekers can now get a piece of the action usually reserved for recruiters. NotchUp is a good idea for companies who want those people who are not really looking for jobs actively. Only time will tell how this concept will work out, but the business model is that NotchUp is a middleman that charges a percentage of the interview fee you receive. So far quite a few big name companies including Google and Facebook have signed up with NotchUp to interview candidates. I think NotchUp has a brilliant idea that could entice candidates who would otherwise not bother with interviews to speak to a potential employer. I am not sure how the ratings system would work out since the site is so new, but it is pretty painless to set up a profile and it could net you a brand new job or just a few hundred dollars for your time to interview. If an interview is only a couple hours and you can be paid $200 to $300 then it is a very good deal. A possible negative effect of NotchUp is that we may see people set up fake resumes that are extremely attractive just to bag interviews, and then they would not care if they fail because they may still be paid. </p> <p>If you want an invitation to NotchUp from me please send a private message with your name and email to me in the <a href="/forums/private.php?do=newpm">forums</a> and I would get a 10% referral fee for each successful interview you complete in the first year of your enrollment. I will keep your information strictly confidential. Once you are signed up you can also refer the best people you know who are stuck in jobs they may not be totally thrilled with and possibly receive a referral fee. </p> <p>&nbsp;</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/xin-lu">Xin Lu</a> of <a href="http://www.wisebread.com/notchup-get-paid-to-go-on-interviews">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-5"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-warning-signs-that-it-is-not-the-job-for-you">6 Warning Signs that It Is Not the Job for You</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/five-interview-lessons-learned-from-horrible-interviews">Five Interview Lessons Learned from Horrible Interviews</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/tips-for-joining-an-excellent-startup-company">Tips for Joining an Excellent Startup Company</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-write-a-resume-12-steps-to-your-next-job">How To Write A Resume: 12 Steps To Your Next Job</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/lose-your-job-without-losing-your-identity">Lose Your Job Without Losing Your Identity</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Career and Income Career Building career extra cash interview Making Extra Cash startup Tue, 29 Jan 2008 18:02:59 +0000 Xin Lu 1695 at http://www.wisebread.com