CVS http://www.wisebread.com/taxonomy/term/8677/all en-US Best Money Tips: How to Get Stuff for Free at CVS http://www.wisebread.com/best-money-tips-how-to-get-stuff-for-free-at-cvs <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-how-to-get-stuff-for-free-at-cvs" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/cvs_pharmacy_000071752339.jpg" alt="Learning how to get free stuff at CVS" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found savvy ways to get free stuff at CVS, free budget spreadsheets to organize your household finances, and DIY projects that you can tackle with YouTube.</p> <h2>Top 5 Articles</h2> <p><a href="http://moneypantry.com/how-to-save-money-at-cvs/">27 Ways to Save Money at CVS: How Pro Shoppers Use Coupons &amp; Deals to Get Free Stuff</a> &mdash; For starters, make sure you sign up for ExtraCare, CVS's rewards program. [Money Pantry]</p> <p><a href="http://christianpf.com/10-free-household-budget-spreadsheets/">10 Free Household Budget Spreadsheets</a> &mdash; These spreadsheets make it easy to set up and track your budget. And since they're free, you can download a few that you like, try them out, and keep the one that works best for you. [Seed Time]</p> <p><a href="http://savvyscot.com/diy-projects-you-can-tackle-with-youtube/">DIY Projects You Can Tackle with YouTube</a> &mdash; Some projects are better left for the pros &mdash; but you can definitely tackle these with a little help from YouTube. [The Savvy Scot]</p> <p><a href="http://www.csmonitor.com/Business/Saving-Money/2016/0516/Everything-you-need-to-know-about-streaming-media-players">Everything you need to know about streaming media players</a> &mdash; Not sure what to look for in a streaming device? This guide will help you figure out which is the best option for you. [The Monitor]</p> <p><a href="http://www.popsugar.com/smart-living/Things-You-Need-Do-Your-20s-41334277">Do These 31 Things For Yourself Before Turning 30</a> &mdash; Get into the habit of working out or going for a run when you feel down. [PopSugar Smart Living]</p> <h2>Other Essential Reading</h2> <p><a href="http://www.financialsamurai.com/the-best-way-to-travel-for-free-and-lower-your-taxable-income/">The Best Way To Travel For Free And Lower Your Taxable Income</a> &mdash; As a travel blogger, you can travel for free in exchange for reviews and deduct certain travel expenses. [Financial Samurai]</p> <p><a href="http://www.csmonitor.com/Business/Saving-Money/2016/0516/Everything-you-need-to-know-about-streaming-media-players">Is Cooking at Home Really Cheaper Than Eating Out?</a> &mdash; It can actually be cheaper for a family to dine out if there is a kids-eat-free promotion. [Cheapism]</p> <p><a href="http://www.adebtfreestressfreelife.com/6-ways-to-be-more-content/">Tired of Trying to Keep Up With The Joneses? 6 Ways To Be More Content</a> &mdash; Recognize that you can't shop your way to happiness. Figure out what you're looking for emotionally and find healthier ways to deal with it. [A Debt Free Mess Free Life]</p> <p><a href="http://www.artofmanliness.com/2016/05/16/22-old-weather-proverbs-that-are-actually-true/">22 Old Weather Proverbs That Are Actually True</a> &mdash; Believe it or not, these weather proverbs are backed by science! [The Art of Manliness]</p> <p><a href="http://www.lifeoptimizer.org/2016/05/16/become-a-better-person/">5 Habits to Throw Away to Become a Better Person</a> &mdash; Stop watching TV first thing in the morning. Start your day with things that actually matter! [Life Optimizer]</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/amy-lu">Amy Lu</a> of <a href="http://www.wisebread.com/best-money-tips-how-to-get-stuff-for-free-at-cvs">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/dealista-tip-shopping-smart-at-cvs">Shopping Smart at CVS</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-game-the-system-and-save-big-at-cvs-walgreens-and-rite-aid">How to Game the System and Save Big at CVS, Walgreens, and Rite Aid</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-best-5-credit-cards-for-groceries">The 5 Best Credit Cards for Groceries</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-digital-food-scales">The 5 Best Digital Food Scales</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-brands-with-the-best-warranties">6 Brands With the Best Warranties</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Shopping best money tips CVS Wed, 18 May 2016 10:00:05 +0000 Amy Lu 1712069 at http://www.wisebread.com How to Game the System and Save Big at CVS, Walgreens, and Rite Aid http://www.wisebread.com/how-to-game-the-system-and-save-big-at-cvs-walgreens-and-rite-aid <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/how-to-game-the-system-and-save-big-at-cvs-walgreens-and-rite-aid" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_shopping_credit_card_000019484812.jpg" alt="Woman gaming the system at major drug store chains" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>When looking for savings, shopping at big name drugstores used to be a no-no.</p> <p>But <a href="http://www.wisebread.com/24-places-to-buy-inexpensive-natural-beauty-products">CVS</a>, Walgreens, and Rite Aid have useful rewards programs that, when used right, can help you get the most bang out of your buck. Here's a list of useful tricks to maximize savings at these three big name drugstores.</p> <h2>1. CVS</h2> <p>The receipts from CVS can be so long that they inspire <a href="http://imgur.com/APyaKWu">Halloween costumes</a>. However, when it comes to savings, those paper coupons are just the tip of the iceberg.</p> <p>The most important step is to sign up for the <a href="http://www.cvs.com/extracare/landing.jsp">ExtraCare Rewards</a> program online or in-store to receive 2% cash back on purchases made throughout a quarter.</p> <p>Follow these tips to maximize your ExtraCare Rewards savings:</p> <ul> <li>Opt-in to receive mailers and emails, because CVS sends out coupons ranging from $5 off a $20 purchase to 35% off the total purchase.<br /> &nbsp;</li> <li>If you have an iPhone or Android smartphone, download the CVS mobile app and connect your ExtraCare Rewards card to receive a <a href="http://www.cvs.com/mobile-cvs/apps">$3 coupon</a>. The app is also a great way to store most of your CVS coupons in digital form. CVS sometimes surprises app users with additional ExtraBucks Rewards.<br /> &nbsp;</li> <li>Enroll in the <a href="http://www.cvs.com/extracare-cvs/beauty-club/join">ExtraCare Beauty Club</a> and you'll receive a 10% coupon immediately. You'll also receive a $5 ExtraBucks Rewards for every $50 spent on qualifying beauty purchases and $3 ExtraBucks rewards on your birthday.<br /> &nbsp;</li> <li>Individuals with diabetes can enroll in the <a href="http://www.cvs.com/extracare-cvs/ecad/join">ExtraCare Advantage for Diabetes</a> program for double ExtraBucks Rewards on over 100 qualifying products.<br /> &nbsp;</li> <li>Through <a href="https://www.veteransadvantage.com/vauser3/register?partner=cvs">Veterans Advantage</a>, active members of the U.S. armed forces, veterans, and their family members can receive 20% off coupons to use in-store, and 20% off and free shipping codes to use online.<br /> &nbsp;</li> <li>The <a href="http://www.cvs.com/extracare-cvs/rxrewards">ExtraCare Pharmacy &amp; Health Rewards</a> program gets you a $5 Pharmacy and Health ExtraBucks Rewards by filling 10 prescriptions at CVS. Completing certain tasks, such as adding email or text alerts for refill notifications, also counts towards that goal.<br /> &nbsp;</li> <li>Print out <a href="http://www.cvs.com/deals/deals.jsp">special deals</a> at the CVS site, check for additional coupons at the in-store coupon centers, and bring manufacturer coupons that you clipped in other places.</li> </ul> <p>Now that's how you stack savings on top of savings!</p> <h2>2. Walgreens</h2> <p>Through the <a href="https://www.walgreens.com/balancerewards/balance-rewards.jsp">Balance Rewards Program</a>, you can accumulate points and redeem them for a discount on your purchases. Here is a table of redemption values:</p> <ul> <li>5,000 points = $5.00</li> <li>10,000 points = $10.00</li> <li>18,000 points = $20.00</li> <li>30,000 points = $35.00</li> <li>40,000 points = $50.00</li> </ul> <p>As you can see, it pays to wait a bit to redeem your points.</p> <p>To maximize your Balance Rewards points:</p> <ul> <li>Enroll your Balance Rewards card at the Walgreens site. That way you can activate the <a href="http://www.walgreens.com/topic/balancerewards/everyday-points.jsp">Everyday Points perk</a> and earn 10 points per $1 spent at Walgreens on almost everything.<br /> &nbsp;</li> <li>Receive 100 points per 30-day prescription, including those covered by Medicare and Medicaid, and 300 points per 90-day prescription. You can also earn points through your children and pet prescription purchases.<br /> &nbsp;</li> <li>Get 100 points per immunization received at Walgreens.<br /> &nbsp;</li> <li>Download the <a href="http://www.walgreens.com/topic/mobile/apps/learn_about_mobile_apps.jsp?ban=home_nav">Walgreens mobile app</a> (available for Apple, Android, and Windows Phone devices) to clip digital coupons and additional Balance Rewards offers.</li> </ul> <p>However, you can earn Balance Rewards points without spending any money at all.</p> <p>Walgreens truly lives up to its slogan &quot;At the corner of happy and healthy&quot; by rewarding you for healthy behaviors. Through 13 smartphone apps, such as Runkeeper and GenieMD, and 32 devices, such as <a href="http://www.amazon.com/gp/product/B00BGO0Q9O/ref=as_li_tl?ie=UTF8&amp;camp=1789&amp;creative=390957&amp;creativeASIN=B00BGO0Q9O&amp;linkCode=as2&amp;tag=wisbre03-20&amp;linkId=UIJYM55UOREL27LU">FitBit Flex</a> and <a href="http://www.amazon.com/gp/product/B00H43WOAK/ref=as_li_tl?ie=UTF8&amp;camp=1789&amp;creative=390957&amp;creativeASIN=B00H43WOAK&amp;linkCode=as2&amp;tag=wisbre03-20&amp;linkId=FIY42OSAHROIAKSW">Withings Blood Pressure Monitor</a>, you can earn points by keeping logs of fitness and weight, and tracking your blood pressure, glucose level, sleep, or pulse. By making healthy choices, you can accumulate:</p> <ul> <li>Up to 1,000 points per month for walking, running or cycling sessions;<br /> &nbsp;</li> <li>Up to 600 points per month for other fitness activities;<br /> &nbsp;</li> <li>Up to 600 points per month for weigh-ins;<br /> &nbsp;</li> <li>Up to 600 points per month for blood pressure readings;<br /> &nbsp;</li> <li>Up to 1,200 points per month for blood glucose readings; and</li> <li>Up to 600 points per month for nicotine replacement therapies.</li> </ul> <p>Getting some extra cash can be a great motivation to stick to your health goals.</p> <h2>3. Rite Aid</h2> <p>You probably have heard the news online or on TV &mdash; Rite Aid is the only drugstore chain that participates in the <a href="http://www.plenti.com">Plenti membership rewards program</a>. By merging its <a href="https://www.riteaid.com/wellness-with-plenti/programs">wellness+ Programs</a> with Plenti, Rite Aid lets you earn points not only through your purchases in-store, but also through everyday purchases at Plenti partners, such as AT&amp;T, Macy's, Hulu, and Mobil.</p> <p>Here are the basics of the wellness+ Program with Plenti:</p> <ul> <li>You get one point per $1 spent on eligible products.<br /> &nbsp;</li> <li>Boost your points with partner offers, such as earning 500 points when you sign up for AT&amp;T's paperless billing, and 10 times points on qualifying non-fuel purchase at a participating Exxon or Mobil-branded service station.<br /> &nbsp;</li> <li>Once you reach a 200 points balance, you can start using your points for savings at checkout at Ride Aid.<br /> &nbsp;</li> <li>Every 100 points gets you at least $1 in savings.</li> </ul> <p>If you're a frequent shopper at Rite Aid you can quickly rack up points.</p> <ul> <li>Spending $20 on a particular brand of baby food gets you 500 points.<br /> &nbsp;</li> <li>Spending $50 on eligible purchases in a single online transaction at RiteAid.com gets you 1,000 points.<br /> &nbsp;</li> <li>Rite Aid is pushing its Plenti partnership by providing promo codes (e.g. promo code PLENTI got you $10 off and free shipping on online purchases of $50 or more until 6/27/15).<br /> &nbsp;</li> <li>Follow <a href="http://www.facebook.com/riteaid">Rite Aid on Facebook</a> for additional coupons.</li> </ul> <p>Keeping true to its &quot;With us, it's personal&quot; motto, Rite Aid provides a series of personalized wellness+ programs.</p> <ul> <li><a href="https://www.riteaid.com/wellness-with-plenti/programs/wellness65">wellness65+</a>: Created for seniors age 65 and over, this program provides a 20% discount on purchases every Wednesday, free pharmacist consultation, and series of monthly activities.<br /> &nbsp;</li> <li><a href="https://www.riteaid.com/wellness-with-plenti/programs/diabetes">wellness+ for Diabetes</a>: Receive discounts on diabetes products and access to diabetes specialists online or over the phone.<br /> &nbsp;</li> <li><a href="https://www.riteaid.com/wellness-with-plenti/programs/allergy">wellness+ Allergy</a>: Earn 2,000 Plenti points every time you spend $75 on select OTC allergy products.</li> </ul> <p><em>What other tricks do you use to maximize savings at these big name drugstores?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/damian-davila">Damian Davila</a> of <a href="http://www.wisebread.com/how-to-game-the-system-and-save-big-at-cvs-walgreens-and-rite-aid">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/save-100s-next-month-with-these-10-grocery-shopping-tips">Save $100s Next Month With These 10 Grocery Shopping Tips</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/4-best-tools-for-tracking-your-rewards-miles">4 Best Tools for Tracking Your Rewards Miles</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-turn-groceries-into-gasoline">How to Turn Groceries Into Gasoline</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/credit-card-rewards-programs">Credit Card Rewards Programs</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/dealista-tip-getting-free-stuff-at-walgreens">Getting Free Stuff at Walgreens</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Shopping CVS drugstores rewards programs rite aid Walgreens Mon, 20 Jul 2015 17:00:11 +0000 Damian Davila 1490873 at http://www.wisebread.com 4 Resume Rules You Should Be Breaking http://www.wisebread.com/4-resume-rules-you-should-be-breaking <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/4-resume-rules-you-should-be-breaking" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_shaking_hands_000023014132.jpg" alt="Woman breaking common resume rules" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>America is back, baby!</p> <p>With more and more U.S. cities <a href="http://www.wisebread.com/6-american-cities-with-the-highest-minimum-wage">raising their minimum wages</a>, job applicants are more excited about their employment prospects. Some people are even looking at changing their careers to chase higher pay.</p> <p>But before you start working on your CV, you should freshen up your resume writing skills. With the <a href="http://www.bls.gov/news.release/empsit.nr0.htm">unemployment rate still at 5.4%</a>, you're likely to face strong competition, so you need to do everything you can to stand out from the crowd. (See also: <a href="http://www.wisebread.com/10-resume-mistakes-that-will-hurt-your-job-search?ref=seealso">10 Resume Mistakes That Will Hurt Your Job Search</a>)</p> <p>To prevent your resume from landing in the HR black hole, here are four resume rules that you should be breaking.</p> <h2>1. One-Page Resume</h2> <p>Just like the objective statement, the one-page resume rule is a habit that you picked up way back in high school. The idea behind the one-page resume is that hiring managers have very little time to review applications so you need to be as succinct as possible.</p> <p>However, forcing your resume into a single page ignores two key facts:</p> <ul> <li>The typical U.S. worker <a href="http://www.fastcompany.com/1802731/four-year-career">changes jobs every 4.4 years</a>. Assuming you land your first job at age 21, you would have switched jobs about five times by age 40.<br /> &nbsp;</li> <li>90% of companies use ATS programs as resume gatekeepers.</li> </ul> <p>If you have solid and relevant work experience for the position that you're applying for, feel free to showcase it using two pages. As long as you're telling a compelling story about your employment history, the extra page will be welcomed. And it will provide extra space to include keywords directly connected the job description, effectively increasing your chances of passing the ATS test.</p> <h2>2. No Contact With Hiring Managers</h2> <p>HR professionals often feel overwhelmed. For example, Starbucks attracted 7.6 million job applicants for about 65,000 job openings and Procter &amp; Gamble received close to one million applications for 2,000 job postings.</p> <p>In hopes of keeping their sanity, hiring managers set up as many hurdles and obstacles between them and applicants. The idea is that hopefully only the &quot;truly great candidates&quot; will be left once the application-process dust settles. The reality is that's very often not the case.</p> <p>To circumvent this &quot;resume black hole,&quot; former Fortune 500 Human Resources SVP and current HR consultant, Liz Ryan recommends to craft a <a href="https://www.linkedin.com/pulse/20130725040624-52594-forget-the-cover-letter-send-a-pain-letter-instead">compelling pain letter</a> to start a conversation directly with your target hiring manager.</p> <p>Ryan breaks down the pain letter into four parts:</p> <ul> <ul> <li>One to two sentence hook congratulating the hiring manager on a personal work-related achievement. For example, &quot;I was lucky enough to catch the tail-end of your presentation last week at the Miami Retailers Association and I couldn't agree more about your observation that&hellip;&quot;<br /> &nbsp;</li> <li>Discussion of a pain point that hiring manager is currently facing. For example, a payroll coordinator could be frustrated with improper tax deductions and reporting mistakes now that her department went from servicing 25 to 350 employees.<br /> &nbsp;</li> <li>Your one to two sentence &quot;dragon-slaying story&quot; showing how you can alleviate that pain point. Ryan provides a specific example, &quot;When I ran the payroll system at Angry Chocolates, I kept the payroll accurate and in compliance and answered dozens of employee questions every day while we grew from 15 to 650 staff members.&quot; No jargon, no buzz words, just plain language showcasing results.<br /> &nbsp;</li> <li>Short closing inviting hiring manager to set up a meeting time.</li> </ul> </ul> <p>Hiring managers welcome messages, as long as they're hyper-personalized. Remember the Google Job Experiment? Alec Brownstein created Google ads for top advertising creative directors, so that when they would google their own names, they would receive a message from Alec asking for a job interview. By reaching out directly to the hiring managers in a creative way, Alec impressed the ad execs and landed a job at Young and Rubicam. (See also: <a href="http://www.wisebread.com/the-6-craziest-things-people-have-done-to-land-a-job?ref=seealso">The 6 Craziest Things People Have Done to Land a Job</a>)</p> <h2>3. List Unemployment Gaps</h2> <p>Unemployed job applicants seem to never get a break.</p> <ul> <li>A study of 4,800 fake resumes at random for 600 job openings showed that employers would rather call back someone with no relevant experience and a few months of unemployment than someone with more relevant experience and <a href="http://www.washingtonpost.com/blogs/wonkblog/wp/2013/04/15/companies-wont-even-look-at-resumes-of-the-long-term-unemployed/">unemployment longer than six months</a>.<br /> &nbsp;</li> <li>Anecdotal accounts from <a href="http://www.nytimes.com/2013/02/18/nyregion/for-many-being-out-of-work-is-chief-obstacle-to-finding-it.html?pagewanted=all">unemployed job applicants in New York</a> support these findings.</li> </ul> <p>Whether employers do this intentionally or unintentionally, the reality is that listing yourself as unemployed may do more harm than good on you resume. However, this doesn't mean that you should lie. Misrepresenting any information on your resume may bite you back and make you subject to immediate dismissal.</p> <p>Functional resumes aren't viable solutions, either. HR veterans see them as major red flags because resumes in that format often hide lack of experience and don't provide enough information to employers.</p> <p>Instead, a resume expert at Monster recommends that applicants <a href="http://career-advice.monster.com/resumes-cover-letters/resume-writing-tips/leverage-volunteer-work-on-resume/article.aspx">leverage volunteer work</a> on a resume. While you may not having gotten paid for making traditional and online media buys for your local Red Cross, or preparing taxes at Volunteer Income Tax Assistance (VITA) program, you definitely gained and demonstrated expertise in skills that employers want. Even better, you may also have professional references ready for employers.</p> <p>During unemployment periods, sign up for meaningful volunteer or internship opportunities so that you can prevent the employers' bias towards unemployment. This is a helpful technique for recent grads to avoid the challenge of having no experience.</p> <h2>4. Relying on a Traditional Resume</h2> <p>As many as 58% of employers have caught a lie on a resume. That's why more and more companies are ditching the idea of the traditional resume altogether.</p> <ul> <li>A New York venture capital firm recruits investment analysts by asking applicants to include links to their web presences, such as Twitter account or Tumblr blog.<br /> &nbsp;</li> <li>Instead of reading resumes, a bumper and marketing stickers company uses an online survey to help screen applicants.<br /> &nbsp;</li> <li>By reviewing <a href="http://mashable.com/2013/11/16/hired-without-a-resume/">code posted on GitHub</a>, a web-based repository for coders, an educational technology company looks for programming candidates that have completed public projects.<br /> &nbsp;</li> <li>Teams of recruiters for a large online lender perform &quot;road rallies&quot; in which they scout for talent at carefully selected groups of shopping malls.</li> </ul> <p>It goes to show that some resume rules are meant to be broken. If you believe that the hiring practices of your industry are outdated, there may be a company in yours or in another industry that agrees with you. That may very well be the key to landing your dream job!</p> <p>After all, nobody wants to work with a company that is completely inflexible and that prefers to stick with outdated resume rules.</p> <p><em>What are some resume rules that you broke &mdash; and still got the job? </em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/damian-davila">Damian Davila</a> of <a href="http://www.wisebread.com/4-resume-rules-you-should-be-breaking">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-things-never-to-bring-up-in-a-job-interview">5 Things Never to Bring Up in a Job Interview</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-ace-your-next-coffee-interview">How to Ace Your Next Coffee Interview</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/crime-scene-cleaner-and-4-other-trades-that-pay-surprisingly-well">Crime Scene Cleaner and 4 Other Trades That Pay Surprisingly Well</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-10-best-high-paying-jobs-for-introverts">The 10 Best High Paying Jobs for Introverts</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-ways-to-transition-to-a-new-career-after-30">6 Ways to Transition to a New Career After 30</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Career Building cover letters CVS employment job interviews resumes Tue, 02 Jun 2015 09:00:12 +0000 Damian Davila 1443454 at http://www.wisebread.com Shopping Smart at CVS http://www.wisebread.com/dealista-tip-shopping-smart-at-cvs <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/dealista-tip-shopping-smart-at-cvs" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/178181224_ec2c8ada46_b.jpg" alt="CVS" title="CVS" class="imagecache imagecache-250w" width="250" height="188" /></a> </div> </div> </div> <div class="field field-type-link field-field-dealista-file"> <div class="field-label">Dealista MP3:&nbsp;</div> <div class="field-items"> <div class="field-item odd"> <a href="http://media.blubrry.com/dealista/traffic.libsyn.com/dealista/dealista017_CVS.mp3" target="_blank">Dealista #17: CVS</a> </div> </div> </div> <p><em>This article shares tips from the newest episode of </em><a href="http://dealista.quickanddirtytips.com/"><em>Dealista</em></a><em>, our podcast that'll help you get more for less.</em></p> <p>Maybe shopping at CVS doesn&rsquo;t seem that frugal, but &mdash; if you play your cards right &mdash; there is a guaranteed way to get stuff there for free (or really, really cheap). We teamed up with Tara at <a href="http://www.dealseekingmom.com/">DealSeekingMom.com</a> to get the scoop on this national pharmacy chain, and how you can play their ExtraCare Bucks game to your advantage!</p> <h3>What are ExtraCare Bucks?</h3> <p>These are the method of savings that CVS employs for its customers. Similar to <a href="http://www.wisebread.com/dealista-tip-getting-free-stuff-at-walgreens">Walgreen&rsquo;s Register Rewards</a>, these are coupons that print out at the end of a qualifying promotional purchase. They are good on future purchases and can equal free stuff!</p> <h3>How do I get signed up?</h3> <p>It&rsquo;s easy. By visiting the <a href="http://www.cvs.com">CVS.com</a> website or signing up in store, you can be part of the ExtraCare Program. Tara suggests that you do it in-store, if possible, as this gets you instant access to a card and the savings that go along with it. (Otherwise, you&rsquo;re looking at 2 weeks to receive it in the mail.) Note: Before signing up for the program, be sure there are stores in your area. Sadly, many would-be shoppers are nowhere near a CVS, and wouldn&rsquo;t be able to take advantage of any of their offers.</p> <h3>How Do I get free stuff?</h3> <p>It takes a combination of planning and purchasing, but ultimately, you can save big money and get products for free by buying other items. Sites like <a href="http://www.dealseekingmom.com/">DealSeekingMom.com</a> and <a href="http://www.SlickDeals.net">SlickDeals.net</a> offer weekly updates on the products you should buy, combining sale prices, ExtraCare Buck promotional deals, and manufacturer&rsquo;s coupons to get them deeply discounted (or for nothing). By looking at the OOP (out-of-pocket) price, you can see just how much you&rsquo;ll have to spend up front to get your items. Sometimes, you&rsquo;ll pay nothing, other times, you&rsquo;ll reap your reward on future purchases made with those ExtraCare Bucks.</p> <p>Using earned ExtraCare Bucks (or ECB&rsquo;s) for future promotions that earn ECB&rsquo;s is called &ldquo;rolling,&rdquo; and it&rsquo;s what separates the serious CVS shopper from the hobbyist. By taking advantage of an offer like the one below, you can stock your pantry for little to nothing in total out-of-pocket dollars:</p> <blockquote><p>I purchased Adidas deodorant as part of a special CVS ECB promotion. The deodorant earned me ExtraCare Bucks for the month, and there was also a coupon available to get the deodorant for free in All You Magazine. Even though I wasn&rsquo;t paying anything out of pocket (after the coupon), I still earned the ECBs on the transaction. So I paid with the coupon, got the item for free, and still earned $3.99 in ECBs to be used towards a future transaction.</p></blockquote> <p>Pretty slick, huh?</p> <p>In addition to remembering that ECB&rsquo;s expire within 4 weeks (so use them up!), you&rsquo;ll want to keep these extra tips in mind while shopping:</p> <ul> <li>Some CVS stores will give you a rain check on any item that is out of stock. This is great for that extra good deal that causes the store to be wiped out. Just ask for a rain check, and the cashier should give you one good for the item at the current price, minus the amount that the ECB would have been good for!<br /> &nbsp;</li> <li>ExtraCare Bucks have some restrictions, and can't usually be used to purchase the following items: Prescriptions, alcohol, tobacco, lottery tickets, stamps, gift cards, money orders, and prepaid debit/phone cards.<br /> &nbsp;</li> <li>You cannot receive change from an ECB. If your ECB is good for $5 off a purchase, and you only buy something that cost $4, you&rsquo;re out a buck. Use &lsquo;em or lose &lsquo;em!<br /> &nbsp;</li> <li>Present your coupons in this order to ensure maximum savings: <ol> <li>CVS dollar off coupons ($5 off a purchase of $25, for example)</li> <li>CVS store coupons</li> <li>Manufacturer&rsquo;s coupons</li> <li>ExtraCare Bucks</li> </ol> </li> </ul> <p>You may not think you need all the items that go on sale with ECB&rsquo;s every month, but if there is a chance to score a quality product for free, you may want to go for it, anyway! Local shelters and many charities would love your gift of free shampoo, healthcare supplies, and diapers. You can use your CVS know-how to give on a tight budget this year!</p> <p><em><a href="http://dealista.quickanddirtytips.com">Dealista</a> is a collaboration between Wise Bread and <a href="http://www.quickanddirtytips.com/">Quick and Dirty Tips</a>, the producer of popular podcasts such as <a href="http://grammar.quickanddirtytips.com/">Grammar Girl</a>, <a href="http://moneygirl.quickanddirtytips.com/">Money Girl</a>, <a href="http://winninginvestor.quickanddirtytips.com/">Winning Investor</a>, and <a href="http://mightymommy.quickanddirtytips.com/">Mighty Mommy</a>.</em></p> <p><em>If you enjoyed these tips you can find more in <a href="http://dealista.quickanddirtytips.com">our show's archive</a>.</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/linsey-knerl">Linsey Knerl</a> of <a href="http://www.wisebread.com/dealista-tip-shopping-smart-at-cvs">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-10"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/50-best-deals-coupons-sites">50 Best Deals and Coupon Sites</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/17-more-places-to-buy-sell-and-trade-books">17 More Places to Buy, Sell, and Trade Books</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-best-places-to-get-coupons-online">The Best Places to Get Coupons Online</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/magazines-for-free-or-cheap">Magazines for Free or Cheap</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-4-myths-of-buying-in-bulk-dispelled">The 4 Myths of Buying in Bulk Dispelled</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Shopping CVS dealista Tue, 15 Dec 2009 00:50:38 +0000 Linsey Knerl 4048 at http://www.wisebread.com Drugstore Freebies: More Than Junk Food and Harsh Chemicals http://www.wisebread.com/drugstore-freebies-more-than-junk-food-and-harsh-chemicals <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/drugstore-freebies-more-than-junk-food-and-harsh-chemicals" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/cvsclearance.JPG" alt="toys, art supplies and other stuff bought at CVS" title="All This and Yours Could Be Yours for Free" class="imagecache imagecache-250w" width="250" height="188" /></a> </div> </div> </div> <p>This week the fine blog Get Rich Slowly offered a <a href="http://www.getrichslowly.org/blog/2008/05/21/how-to-save-hundreds-by-playing-the-drugstore-game/#comment-134209">brief introduction to playing the CVS game</a>. This is the method of <a href="/trying-out-cvs-madness">taking advantage</a> of instant rebates offered at CVS (and similarly at Walgreens, as Nora Dunn wrote about <a href="/free-shopping-at-walgreens">here</a>).</p> <p>The post drew a surprising number of negative comments. The main complaints: 1) The items you can purchase at CVS are unnecessary and wasteful, 2) the system takes too much time, which could be used to earn more money than the money saved, and 3) you could save more money by being frugal and simply buying less, and 4) these programs will not last because of those of us &quot;greedily&quot; exploiting the system. </p> <p>I had many of the same doubts before I became a CVS convert, so I thought I would share the experiences and information that have shown me how wrong these critics are. Of course, I am not saying that everyone should immerse themselves in CVS-ology. If you don&#39;t enjoy figuring out good &quot;transactions,&quot; live far away from a CVS, or truly cannot use a thing sold in conventional drugstores, then of course it&#39;s not for you. But I think many people who believe it&#39;s not for them would be surprised. I was.</p> <p> Criticism 1: I don&#39;t use any of that junk.</p> <p>When I first started cruising Web sites for people who play the CVS game, I was turned off by the ubiquitous photos of their weekly hauls. I saw mostly things I would not buy: lots of candy and chips, soda, beauty products.</p> <p>But the truth is, even my small neighborhood CVS holds all kinds of things that have turned out to be very useful in my everyday life. It&#39;s true that to really benefit from CVS shopping, you need to buy things you may not want. But those purchases generate instant rebates, aka &quot;Extra Bucks,&quot; that you can use on anything you want.</p> <p>I have found that I can use CVS to supplement my grocery bill, practically eliminate the cost of gift giving, fill everyday household needs, and keep my children entertained. Here is a list of items I have &quot;shoplifted with permission,&quot; as I call it, for my family in the four months I&#39;ve been CVSing:</p> <ul> <li>milk, several times a week</li> <li>canned soups that we use occasionally for casseroles</li> <li>ice cream</li> <li>every kind of toiletry we use, stockpiled for the next year</li> <li>diapers and wipes</li> <li>toilet paper, paper towels, napkins, plastic bags, wrap, aluminum foil</li> <li>every kind of cleaning supply including vinegar and baking soda</li> <li>soda for guests and parties</li> <li>juice</li> <li>birthday party gifts and wrap</li> <li>Mother&#39;s Day gifts</li> <li>Easter basket fillers</li> <li>toys and craft supplies</li> <li>lawn bags </li> <li>extension cord </li> <li>tape</li> <li>vitamins and otc medications</li> <li>sippy cups</li> <li>batteries</li> <li>small electronics</li> </ul> <p><img src="http://farm4.static.flickr.com/3184/2533223476_87297c1e3a.jpg" /> </p> <p>Some things that I bought just to generate more Extra Bucks, and those things I have given to friends and family and donated to the local homeless shelter. I even sold a few things at a rummage sale.</p> <p>But overall, I have been favorably surprised at the large number of things we no longer need to buy, because I can just work whatever it is into my next CVS purchase. If I lived near a bigger CVS that stocked more groceries, I would save even more. Another thing I wish my local store would stock: Environmentally friendly cleaners such as Simple Green.</p> <p>Criticism 2: In the time people spend CVSing, they could earn more money than they saved and spend it more conveniently at Costco.</p> <p>The commenter who made this post said he or she could make $100 consulting in an hour. That&#39;s obviously something that most stay-at-home mothers and retirees, the core CVS&#39;ers, cannot do. Personally I like CVSing because it&#39;s a way I can help my family economically WITHOUT getting a babysitter. The alternatives -- caring for other kids as well as my own, mystery shopping -- don&#39;t compare. I haven&#39;t tried phone sex, in the style of Robert Altman&#39;s &quot;Short Cuts,&quot; but I think CVSing is more wholesome, even if I do commit the transgression of buying some environmentally unfriendly things for relatives who would buy the same things with their own money if I didn&#39;t give it to them.</p> <p>Many people say they only spend 15 minutes a week on CVS. Personally, I will admit that I spend much more time. Between clipping coupons, reading the flyers on paper and online, searching for and printing online coupons, planning my own scenarios and actually going to the store, I probably spend as much as five hours on it many weeks. I&#39;m pretty hardcore, and that is why I am able to make so many ECBs and use CVS to fill so many family needs.</p> <p>Realistically, I might be able to make $60 an hour freelancing. Of course, I would need to pay taxes on that income, which brings it down to around $40. I would need to pay for childcare. I am lucky enough to have access to cheap childcare for limited amounts of time -- just $5 an hour for two kids. I&#39;m down to $35. Also, when I freelance I probably spend an hour marketing myself and researching potential stories for every hour spent on paid work. So let&#39;s cut the earnings down to 2.5 hours work at $35 an hour. </p> <p>But, wait! If I didn&#39;t CVS, I would still have to shop for this stuff. I used to go to Target once every couple of weeks. Between the drive and wandering each aisle checking out all the temptations, I always spend at least 2 hours, often 3, on a trip to Target. So, let&#39;s subtract from my potential work time 1 hour per week for Target runs.</p> <p>That means that if I didn&#39;t CVS, I might be able to work an additional 1.5 hours per week, earning about $52.50. Do I save that much every week by CVSing? Definitely. I usually get for free at least four gallons of milk alone each week, and that&#39;s $12 right there. I would also spend about $10 per week on diapers and wipes. Need I go on?</p> <p><img src="http://farm3.static.flickr.com/2201/2532404929_bc2ee561b7.jpg" width="500" height="375" /> </p> <p>I won&#39;t bother factoring in the tax deduction we will take for the hundreds of dollars worth of goods from CVS that I have donated. Or the gas I&#39;ve saved not driving to Target.</p> <p>Criticism 3: You could save more by simply buying less.</p> <p>I understand that the excesses of the CVS game seem anathema to those who have immersed themselves in frugality. First, I convinced myself that I didn&#39;t need brand names because <a href="/losing-the-store-brand-stigma">store brands were just as good</a>. Then, I convinced myself that I didn&#39;t have to buy shampoo at all because I could <a href="/ten-budget-beauty-products-you-can-make-at-home">make it myself</a>. But then, I realized that getting shampoo at a profit at CVS is actually more frugal than buying the ingredients to make it myself.</p> <p>There is nothing wrong with choosing to buy less instead of playing the CVS game. But the fact is, you cannot save MORE MONEY by buying frugally than you can buy working CVS, because dedicated CVSers get everything for free. All they pay is a small amount of sales tax. Actually, I have obtained several gift cards from transferring prescriptions to CVS and by returning things that I bought with Extra Bucks (not something I would do on purpose but sometimes I accidentally buy the wrong thing), so I don&#39;t even pay money out of pocket for the tax. I literally will pay ZERO for the <a href="http://www.shopliftingwithpermission.com/2008/05/my-cvs-plan-for-this-week.html">things I plan to buy at CVS</a> this week.</p> <p>Yes, I understand that many things people buy at CVS would not be needed or even desired in other people&#39;s homes. However, there are some items nearly all households need: toothpaste, toothbrushes, toilet paper and soap, for instance. Even if you bought only these four items, you could most likely fill those needs for free if you bought them strategically.</p> <p>Criticism 4: Because of &quot;greedy&quot; people like me, the drugstores will soon end these promotions.</p> <p>From talking with people in marketing for both manufacturers and the drugstore companies, I don&#39;t think this is true. Retailers advertise special deals to get people into their stores, and once most people are in the store, they will spend money and the retailer will earn some. They are not stupid. It doesn&#39;t shock any executive at Safeway or CVS that some people come in to only buy the loss leader. They&#39;re not going to trash their promotional program because it doesn&#39;t bring in profits from every single customer.</p> <p>Besides, CVS&#39;ers don&#39;t get stuff free at the expense of the stores alone. In fact, I doubt CVS loses any money on most of my transactions. I achieve the state of freeness using a comination of manufacturer&#39;s coupons, store coupons, sale prices, and Extra Bucks. CVS gets reimbursed for the manufacturers&#39; coupons, and you know what? They get reimbursed for the Extra Bucks too. A friend recently told me that -- of course -- the big companies who want their goods promoted in CVS flyers are the ones who foot the bill when their product is given away for free.</p> <p>Heck, the companies behind the brand names are probably thrilled when bloggers like me display photos of their products that we got for free. We&#39;re promoting their brand for them! Their investment is working! </p> <p>Those are my three reasons that CVSing is not a waste of money, effort or time. If you CVS, what are your reasons? Or perhaps you are still skeptical? </p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/carrie-kirby">Carrie Kirby</a> of <a href="http://www.wisebread.com/drugstore-freebies-more-than-junk-food-and-harsh-chemicals">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-2"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-ways-to-score-free-food-at-chick-fil-a">6 Ways to Score Free Food at Chick-fil-A</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-ways-to-get-your-morning-coffee-for-free">8 Ways to Get Your Morning Coffee for Free</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/move-over-weight-watchers-the-new-pyramid-is-here">Move Over Weight Watchers, the New Pyramid is Here!</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/hurray-annual-freebie-calendar">Hurray! Annual Freebie Calendar</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-best-5-credit-cards-for-groceries">The 5 Best Credit Cards for Groceries</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Food and Drink CVS freebies Thu, 29 May 2008 05:40:55 +0000 Carrie Kirby 2133 at http://www.wisebread.com Trying Out CVS Madness http://www.wisebread.com/trying-out-cvs-madness <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/trying-out-cvs-madness" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/cvs.JPG" alt="CVS sign" title="Play the CVS Game" class="imagecache imagecache-250w" width="250" height="333" /></a> </div> </div> </div> <p>Last night was a typical action-packed Saturday night. Once the kids were in bed and a glass of wine was firmly in my hand, I went online to check out this <a href="http://www.moneysavingmom.com/">MoneySavingMom</a> I had heard so much about with her $35 a week grocery shopping budget. What I really wanted to know was how on earth did MoneySavingMom afford wine and other spirits on that budget?</p> <p> I didn&#39;t find out, although my guess would be that households with that kind of shopping budget are teetotalers.</p> <p>Instead, I was instantly fascinated by MoneySavingMom&#39;s explaination of how she plays the CVS ExtraBucks system to get hundreds of dollars worth of goods for free. I had heard about this before, but I assumed it had to do with sending in for a rebate on a $2 pair of knee high stockings or the like, and I figured it wasn&#39;t worth my time.</p> <p>In fact, I&#39;m ashamed to say that although we have lived just steps from a CVS for nearly a year, I still hadn&#39;t applied for the CVS card, which you need to participate in this <a href="http://www.cvs.com/CVSApp/cvs/gateway/extracarehome">ExtraBucks racket</a>. To me, store cards were mainly for getting merchandise at a discount, and whenever I bought something on sale at CVS, an employee always scanned a &quot;courtesy card&quot; for me.</p> <p>MoneySavingMom explains the whole ExtraBucks game in great detail <a href="http://www.moneysavingmom.com/2007/09/cvs-101.html">here</a>. A brief summary: CVS awards ExtraBucks as a kind of cash-back coupon, with an expiration date. In addition to its regular discounts, CVS offers bonus ExtraBucks on certain items or groups of items as a special. When you meet the requirements of the deal, the bucks print out on your receipt, and you can spend them on your next transaction almost like real money.</p> <p>MoneySavingMom doesn&#39;t just explain the ExtraBucks system, she even publishes <a href="http://www.moneysavingmom.com/2008/02/cvs-deals-for-week-of-february-3.html">lists</a> of which weekly and monthly specials are the best deals and points out where you can find coupons that make the reward-generating items cheaper. Coupon clipping is necessary to transform the ExtraBucks program from a nice bonus to a way of actually getting free stuff. By combining manufacturers&#39; coupons and CVS coupons that offer money off your whole purchase, lots of shoppers are reporting great hauls of free stuff, and MoneySavingMom <a href="http://www.moneysavingmom.com/2008/02/super-savings-saturday-how-often-do-you.html">links to their stories</a> on her site.</p> <p>Reading these stories fascinated me. At first, I looked over the goods these people were getting free and thought, But I don&#39;t want any of that crap! There was soda and chocolate, some kind of dietary supplement drink and a ton of shampoo. I bought a two-pack of huge shampoo bottles at Costco last year and we are not even halfway through the first bottle. Moreover, some of the shoppers admitted that they didn&#39;t want some of the things they bought either, and they were just buying them because with a coupon or two, the purchases generated more ExtraBucks than they cost. Next week or tomorrow or whenever, they&#39;d take those new ExtraBucks and spend them on more ExtraBucks-generating deals, building up a bigger and bigger pile of CVS currency.</p> <p>I wondered, if I started doing this, would I just spend a lot of my already-scarce time clipping coupons and arguing with CVS clerks, and end up with a bunch of stuff I didn&#39;t need?</p> <p>This morning I looked over the Sunday CVS flyer with curiosity and trepidation. Sure enough, there were the deals that MoneySavingMom listed. But there was also something that I personally needed very much: Neutrogena hand lotion. I have really dry skin and these pricey little tubes of lotion are the ony thing that make my hands feel OK after washing. CVS was offering 5 ExtraBucks if I spent $15 on Neutrogena skin care products. Oh boy, I thought, this is it! I&#39;m gonna play the CVS game! </p> <p>However, it was not clear if the hand cream was actually included in the promotion. The hand cream was listed on a separate page from the promotion ad, which was shown with a bunch of face products. Clearly, this whole thing was going to be challenging. And I had already given myself one handicap: I was not going to go on a CVS ExtraBucks trip without at least one of my children in tow. If this thing was so complicated that I had to use my scarce child-free time to do it, even substantial savings was not going to be worth it.</p> <p>Instead of reading the Sunday paper, I spent perhaps an hour (with interruptions) preparing for my first CVS trip. I filled out the card application I&#39;d picked up on my last visit. I read the CVS flyer carefully. I decided to prepare to take advantage of a different ExtraBucks promotion -- for toothpaste -- in case the lotion didn&#39;t pan out. I printed out and clipped coupons for my two planned purchases.</p> <p>Then I got my 3-year-old dressed, grabbed a disc of photos I needed to have printed while I was at CVS, got us bundled up, and walked over to the store. Fortunately, it was a nice quiet Sunday morning and I was able to ask one of the clerks about the lotion as I turned in my card application and set up my photos for printing. She said it wasn&#39;t included, but since it was on sale and I had a coupon, I got two tubes anyway. It was still better than what I usually pay at Target. I carefully picked out the four tubes of toothpaste I needed to generate my first 5 ExtraBucks, collected the photos and checked out with my small stack of coupons.</p> <p>Now, I knew another potential handicap was that the employees at our particular CVS have never been exactly on the ball. There are often mistakes in our prescriptions and on prices. But my daughter was getting antsy so I was not able to focus on reading my receipt until we were out of the store. </p> <p>The first thing I noticed was that I did not get the 5 ExtraBucks. It said I had to spend $10 on Colgate toothpaste to get it and that I had only spent $7.50. After studying the receipt, I realized that one of the tubes of Colgate I bought was not part of the promotion.</p> <p>However, I was happy to see that your purchases can be cumulative. That is, I could go back another time and exchange the fourth tube and get the bucks then. AND, the receipt also said I was halfway to getting another 5 ExtraBucks for Neutrogena products, so the clerk was wrong abou the lotion not qualifying.</p> <p>But then I noticed that she had majorly overcharged me on my prints, so I had to drag my kid back in the store anyway. The clerk turned me over to a manager to get the prints fixed, I went back to get the tube of toothpaste I needed (studying the sales flyer to figure out what I had done wrong), and by the time I got back to the front a huge line had appeared at the counter.</p> <p>I was nervous that the staff was going to be annoyed with me and my damn ExtraBucks problem when they had a rush to deal with. But they were very nice, did the exchange, and sure enough I earned my first 5 ExtraBucks.</p> <p>With two different returns on my receipt, it was difficult to figure out what I spent versus what I earned. I think I spent about $10 (not counting my photo prints), for which I got four 6-ounce tubes of toothpaste and two tubes of lotion. That&#39;s a good deal in itself, but I also have $5 to spend on my next purchase, which will be more lotion, and if I use coupons on that purchase as well, I can probably pay little or nothing out of pocket and come out with another $5 to spend on my NEXT purchase.</p> <p>Yes, it was a lot of hassle, but I am hoping most of that was learning curve, because I see now how addictive this CVS game is. </p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/carrie-kirby">Carrie Kirby</a> of <a href="http://www.wisebread.com/trying-out-cvs-madness">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-hotel-room-booking-tools-every-frugal-traveler-should-know">5 Hotel Room Booking Tools Every Frugal Traveler Should Know</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/flashback-friday-84-reasons-to-be-done-with-summer-and-get-excited-for-fall">Flashback Friday: 84 Reasons to Be Done With Summer and Get Excited for Fall</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/19-frugal-and-easy-ways-to-update-an-old-home">19 Frugal (And Easy) Ways to Update an Old Home</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-ways-to-use-google-alerts-to-save-money">6 Ways to Use Google Alerts to Save Money</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-frugal-living-commencement-speech-id-give-to-my-younger-self">The Frugal Living Commencement Speech I&#039;d Give to My Younger Self</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Frugal Living CVS Moneysavingmom Sun, 03 Feb 2008 20:15:31 +0000 Carrie Kirby 1740 at http://www.wisebread.com