income http://www.wisebread.com/taxonomy/term/8754/all en-US These 10 Words and Phrases Are Keeping You From Getting a Raise http://www.wisebread.com/these-10-words-and-phrases-are-keeping-you-from-getting-a-raise <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/these-10-words-and-phrases-are-keeping-you-from-getting-a-raise" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://www.wisebread.com/files/fruganomics/imagecache/250w/blog-images/female-businesswomen-talking-480160831-small.jpg" alt="female businesswomen talking" title="female businesswomen talking" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Nobody seems to have told 2014 that the <a href="http://www.epi.org/publication/class-of-2014/" style="text-decoration:none;">recession ended five years ago</a>.</p> <p>Not only are college graduates having a hard time getting jobs, but current employees are having <a href="http://www.foxbusiness.com/personal-finance/2014/05/21/how-to-ask-and-get-raise-deserve/" style="text-decoration:none;">a hard time getting raises</a>. This means that now more than ever, you should take every interaction with your supervisor or boss as an opportunity to leave a positive impression.</p> <p>And while we can't necessarily tell you how to solve your companies' specific challenges or exceed your role's specific expectations, we can tell you that speaking eloquently and with confidence is a great way to stand from the crowd. (See also: <a href="http://www.wisebread.com/12-ways-to-finally-get-that-promotion-this-year?ref=seealso" style="text-decoration:none;">12 Ways to Finally Get That Promotion This Year</a>)</p> <p>With that in mind, here are 10 words and phrases that you should drop from your vocabulary to increase your chances of getting a raise.</p> <h2>1. &quot;Oh&hellip;&quot;</h2> <p>If the first word coming out of your mind is &quot;oh&quot; every time that your boss asks you a question, she may get the impression that you have no idea of what's going in your projects. Being caught by surprise every now and then is not a corporate sin, but you shouldn't give the impression that your mind is wandering instead of focusing in your tasks.</p> <p>Stop looking like a deer caught in headlights and ask relevant, meaningful questions that allow you to gather more information.</p> <h2>2. &quot;Everything&quot;</h2> <ul> <li>What caused the delay in the project?</li> <li>What can I do to help you improve your performance?</li> <li>What are the benefits to our company from your job?</li> <li>What would you have done differently?</li> </ul> <p>If you answer &quot;everything&quot; to the four questions above, your supervisor is likely to facepalm. While it may be true that every single possible thing went wrong with your project, he is asking you to shine some light into the specifics.</p> <p>From that &quot;everything,&quot; cite up to three specific reasons and elaborate on them. Your supervisor will thank you and believe that you know your stuff.</p> <h2>3. &quot;Not My Job&quot;</h2> <p>Words to die by. If you are a fan of the Spiderman comics or movies, then you know that this mentality contributed to the eventual death of <a href="https://www.youtube.com/watch?v=XsOGSMvQSxE" style="text-decoration:none;">Peter Parker's Uncle Ben</a>. (See also: <a href="http://www.wisebread.com/the-surprisingly-frugal-lifestyles-of-12-famous-superheroes?ref=seealso" style="text-decoration:none;">The Surprisingly Frugal Lifestyles of 12 Famous Superheroes</a>)</p> <p>You cannot refuse to lend a hand to your coworkers all the time. Put yourself in their shoes and imagine if every single person in the office did that to you &mdash; how would you feel?</p> <p>Listen to your coworker's request and determine who is the right person to help. Remember what goes around, comes around. Set a positive expectation for when you are the one asking for help.</p> <h2>4. &quot;Honestly&quot;</h2> <p>Does this mean that unless you're saying &quot;honestly&quot; people are to assume that you're not being honest?</p> <p>Most people tell white lies or misrepresent facts. Researches have found that <a href="http://www.dailymail.co.uk/news/article-1213171/Men-lie-times-day-twice-women-study-finds.html" style="text-decoration:none;">men tell six lies a day</a> on average to their partner, boss and work colleagues, while women tell an average of three. However, this doesn't mean that you should create special truth periods through &quot;honestly.&quot; Additionally, if you say &quot;honestly&quot; out loud, it sounds as if you're venting frustration rather than infusing confidence in your statements.</p> <h2>5. &quot;I'll Try&quot;</h2> <p>Does this mean that you will do it or not? There is a big difference in either answer, so you need to be more specific than that.</p> <p>For example, imagine that you want to get a raise. The &quot;I'll try&quot; answer doesn't provide you any specifics. You don't have a target date, a list of action items, or a target salary to reach. If you want a raise, you have to go for it, not just try. From those who ask for a raise, <a href="http://www.cbsnews.com/news/easiest-way-to-get-a-raise-and-promotion/" style="text-decoration:none;">85% at least get something</a> and 63% get at least as much as they asked for.</p> <p>So say yes or no, and fully commit to a course of action.</p> <h2>6. &quot;It's Just Business&quot;</h2> <p>It's never just business. The <a href="http://www.wisebread.com/use-the-8020-rule-to-maximize-your-financial-opportunities" style="text-decoration:none;">80/20 rule explains</a> why.</p> <p>This ratio reminds us that 80% of your revenue, comes from 20% of your client base. That 20% is a combination of legacy clients, satisfied clients, and &quot;afraid of change&quot; clients. You know most of those clients by name and are comfortable enough to have a relaxed, casual chit-chat with them during conference calls. These clients are sticking with your company because of a good relationship. It's just not business.</p> <p>By coldly claiming &quot;it's just business,&quot; you are burning bridges and closing doors to potential business opportunities. And you're also potentially closing a door on your own raise if your supervisor catches wind.</p> <h2>7. &quot;Just Kidding&quot;</h2> <p>Every office needs a bit of good humor. No office needs passive-aggressiveness. And the end-all phrase of passive-aggressiveness is &quot;just kidding.&quot; As in:</p> <ul> <li>&quot;Kelly is such a slacker. Just kidding!&quot;</li> <li>&quot;Because Matt aaaaalways shows up on time, right? Just kidding!&quot;</li> <li>&quot;I didn't mean that, you know I was just kidding, don't you?&quot;</li> </ul> <p>Sugar coating insults or negative comments leads to resentment. There is a time and a place for jokes. Make sure that you learn the appropriate situations for serious and light comments at your company. Making enemies means losing respect, means having a tougher time justifying why you deserve more responsibility and compensation than you're already getting.</p> <h2>8. &quot;Let Me Finish This First&quot;</h2> <p>Every time that you hear this phrase, three things often come to mind:</p> <ul> <li>This person can only work on one thing at a time.</li> <li>This person is very rigid and not willing to adapt.</li> <li>This person is not willing to listen to me.</li> </ul> <p>While multitasking can do more harm than good, it is also true that our brains can handle <a href="http://www.feedbooks.com/userbook/23831.pdf" style="text-decoration:none;">five to nine things</a> at once. When asked to pay attention to something that may be more urgent, you need to answer that call. Being a team player provides you ammunition for the next time that your supervisor is doing performance reviews or that you ask for a raise.</p> <h2>9. &quot;But&hellip;&quot;</h2> <p>This one word has the power to undo everything positive you listed earlier. As in:</p> <ul> <li>&quot;Your design is outstanding, but&hellip;&quot;</li> <li>&quot;Yes, you show up to work early, however&hellip;&quot;</li> <li>&quot;I love the latest logo revision, but&hellip;&quot;</li> </ul> <p>People don't hear enough compliments throughout the day. Researchers say that you should give between <a href="http://appreciationadvantage.com/how-many-compliments-should-you-give" style="text-decoration:none;">three to ten positive comments for each negative one</a> you dish out. So the next time you provide a compliment, simply say it, and let it marinade on the other person. Especially when closing a meeting or ending a call, you want to end on a high note that resonates for a couple moments.</p> <h2>10. &quot;I'm No Expert&hellip;&quot;</h2> <p>Then you shouldn't be saying anything!</p> <ul> <li>Would you ask a non-expert in medicine about how to treat a disease</li> <li>Would you care that somebody without legal expertise reviews your will?</li> <li>Would you trust your retirement account to a person without expertise in financial matters?</li> </ul> <p>No, you wouldn't.</p> <p>When you don't have the expertise, let the experts talk. And when you do hold the necessary credentials, don't undermine them and just state your case. You will sound more assertive and look more professional.</p> <p>And so will your new compensation package.</p> <p><em>What other words and phrases need to disappear from our professional vocabulary? Please share in comments!</em></p> <a href="http://www.wisebread.com/these-10-words-and-phrases-are-keeping-you-from-getting-a-raise" class="sharethis-link" title="These 10 Words and Phrases Are Keeping You From Getting a Raise" rel="nofollow">ShareThis</a><br /><div id="custom_wisebread_footer"><div id="rss_tagline">Written by <a href="http://www.wisebread.com/damian-davila">Damian Davila</a> and published on <a href="http://www.wisebread.com/">Wise Bread</a>. Read more <a href="http://www.wisebread.com/taxonomy/term/"> articles from Wise Bread</a>.</div></div> Career Building earnings extra income income paycheck promotion raise Fri, 15 Aug 2014 09:00:04 +0000 Damian Davila 1184375 at http://www.wisebread.com Are You Underpaid? How to Figure Out What Salary You Deserve http://www.wisebread.com/are-you-underpaid-how-to-figure-out-what-salary-you-deserve <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/are-you-underpaid-how-to-figure-out-what-salary-you-deserve" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://www.wisebread.com/files/fruganomics/imagecache/250w/blog-images/research-451675941-small.jpg" alt="man researching" title="man researching" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>The ultimate job question: How much should you earn? It can be surprisingly hard to figure this out, because employers tend to hide the pay disparities between employees. There are, however, some good ways to ascertain what salary you deserve. (See also: <a href="http://www.wisebread.com/the-psychology-of-salaries-do-you-want-to-know-how-much-your-coworkers-make?ref=seealso">The Psychology of Salaries: Do You Really Want to Know What Your Colleagues Make?</a>)</p> <h2>Know the Industry</h2> <p>The first step is to research the job market you are entering. Are you in retail? Insurance? Blogging? It's important to know the specific industry in which you are applying.</p> <p>Online resources such as <a href="http://www.glassdoor.com/index.htm">glassdoor.com</a>, <a href="https://www.linkedin.com/">linkedin.com</a>, and <a href="http://www.indeed.com/">indeed.com</a> are a good way to find the average pay grade for your industry and even by the specific company.</p> <p>However, online databases are only as good as who they culled the information from, and at what time. For example, salary data from 2006 would not be particularly helpful in 2014.</p> <p>Another good resource is the <a href="http://data.bls.gov/">Bureau of Labor Statistics</a>. The government bureau releases its salary information by year. You can find breakdowns by state, county/region, industry, and career levels within that industry. With each report you will find the mean hourly salaries of American workers.</p> <h2>Know the Range</h2> <p>Here's a thought: You may not be in the average pay bracket for your industry. There are multiple ranges based on experience, education, special skills, and more. Beware of pricing yourself too high for the job.</p> <p>If you have lower than average experience for their job description, you should not ask for the average. You can highlight other attributes that make up for having less experience, such as higher education than the requirement and special skills. Remember to plan a <a href="http://www.wisebread.com/you-should-always-negotiate-a-raise-here-are-10-reasons-why">negotiation tactic</a> before advocating for more money.</p> <p>Those with high experience have a different problem: being sure to ask for more than the average, so there is a place from which to negotiate. Women tend to have trouble <a href="http://www.wisebread.com/why-women-dont-negotiate">asking for more</a>, and should be more assertive in asking for the salary they deserve.</p> <h2>Know When to Ask</h2> <p>A great way to gather salary information is on the ground. Start attending industry mixers, conferences, or job fairs. There is an event for almost every job that exists, so start googling your job and look for opportunities to network. You can inquire with HR representatives directly about salary histories and ranges without fear of being inappropriate.</p> <p>Know when to ask others in your workplace. Ask employers confidentially for a range in your department. For example: &quot;What is the lowest and highest salary an entry-level systems analyst can earn at this company?&quot; If you have trouble getting a prospective employer to divulge, there may <a href="http://money.usnews.com/money/blogs/outside-voices-careers/2013/09/30/why-employers-wont-name-a-salary-range-first">be a reason</a> &mdash; try asking the same question of a former employer. You have nothing to lose, and your old boss may provide insight you did not consider.</p> <p>If you're trying to get a raise, know when to <a href="http://money.usnews.com/money/blogs/outside-voices-careers/2011/04/04/when-to-ask-for-a-raise">start the conversation</a>. It can also be tricky to know how much to expect. <a href="http://www.paycheckcity.com/calculator/salary/">PaycheckCity.com</a> is a good way to calculate net income, bonuses, and raises. You can play with dual scenarios to find a good starting percentage to negotiate your raise.</p> <h2>Know the Worth of Your Time</h2> <p>There are actual ways to calculate <a href="http://programs.clearerthinking.org/what_is_your_time_really_worth_to_you.html#.U9BRrvldWTM">your time's monetary value</a>! Evaluate your worth to an employer. What are your total living expenses (including a budget to save for the future)? What is the least annual salary you could take and still accept the job offer? What is the annual salary you would expect to feel like a valued member of the team?</p> <p>This is key for freelancers. Establishing a good hourly, daily, or per contract rate can be based on many factors:</p> <ul> <li>Do you have to commute?</li> <li>How much time is required for meetings, check-ins, and evaluations?</li> <li>Are you paying for your own materials?</li> <li>Divide how long will it take you to complete a job by your work schedule &mdash; does it match up with your desired rate?</li> </ul> <p>Also, think about when it is acceptable to take a pay cut. Good reasons include: If you believe in the future of the company and your role within it; if you are transitioning to a new industry or department; or if you need more time away from the desk.</p> <p>Your time is the most precious part of the equation. If you can reconcile the worth of your time with the employer's needs and still feel valued, then the likelihood of growing and earning more in that job in the long term are much higher. Good luck!</p> <p><em>How much are you worth? Is that how much you earn?</em></p> <a href="http://www.wisebread.com/are-you-underpaid-how-to-figure-out-what-salary-you-deserve" class="sharethis-link" title="Are You Underpaid? How to Figure Out What Salary You Deserve" rel="nofollow">ShareThis</a><br /><div id="custom_wisebread_footer"><div id="rss_tagline">Written by <a href="http://www.wisebread.com/amanda-meadows">Amanda Meadows</a> and published on <a href="http://www.wisebread.com/">Wise Bread</a>. Read more <a href="http://www.wisebread.com/taxonomy/term/"> articles from Wise Bread</a>.</div></div> Career and Income earnings income job salary Mon, 28 Jul 2014 17:00:06 +0000 Amanda Meadows 1168485 at http://www.wisebread.com Best Money Tips: Ways to Make Money This Week http://www.wisebread.com/best-money-tips-ways-to-make-money-this-week <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-ways-to-make-money-this-week" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://www.wisebread.com/files/fruganomics/imagecache/250w/blog-images/yard-sale-83590529-small.jpg" alt="yard sale" title="yard sale" class="imagecache imagecache-250w" width="250" height="167" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found some great articles on ways to make money this week, finding the right fit in a job, and ways you are wasting money at the grocery store.</p> <h2>Top 5 Articles</h2> <p><a href="http://kylieofiu.com/2014/05/15-ways-to-make-money-this-week-3/">15 Ways to Make Money This Week</a> &mdash; To make money this week, have a garage sale or sell plants from your garden. [Kylie Ofiu]</p> <p><a href="http://www.mainstreet.com/article/career/employment/finding-right-fit-job">Finding the Right Fit in a Job</a> &mdash; 42% of people think &quot;cultural fit&quot; is the most important factor in determining whether or not to make a hire. [MainStreet]</p> <p><a href="http://www.savvysugar.com/How-Stop-Wasting-Money-Grocery-Store-34831861">19 Ways You're Wasting Money at the Grocery Store</a> &mdash; If you aren't using a reusable shopping bag or not checking your receipt, you may be wasting money at the grocery store. [PopSugar Smart Living]</p> <p><a href="http://www.frugalconfessions.com/save-beyond-my-means/4-common-money-saving-sabotages-and-how-to-get-around-them.php">4 Common Money-Saving Sabotages and How to Get Around them</a> &mdash; Instead of using the money you saved to buy something else, put your savings into a savings account. [Frugal Confessions]</p> <p><a href="http://www.obliviousinvestor.com/why-most-experts-suggest-delaying-social-security/">Why Most Experts Suggest Delaying Social Security</a> &mdash; Delaying social security increases the payout you'll receive. [Oblivious Investor]</p> <h2>Other Essential Reading</h2> <p><a href="http://moneysmartlife.com/start-career-cities/">Want to Start a Career? Consider Moving to One of These Cities</a> &mdash; Moving to Austin or Denver is a good move if you are thinking about starting a career! [Money Smart Life]</p> <p><a href="https://www.jeanchatzky.com/wednesday-welcome/wednesday-welcome-making-living-flip-flip/#more-10620">Wednesday Welcome: Making a Living, Flip by Flip</a> &mdash; When making a living flipping houses, figure out financing and be known as one of the good guys. [Jean Chatzky Making Money Make Sense]</p> <p><a href="http://www.biblemoneymatters.com/you-shouldnt-make-your-financial-decisions-based-on-financial-gurus-advice/">You Shouldn't Make Your Financial Decisions Based On Financial Gurus' Advice</a> &mdash; Since most financial gurus give general advice not tailored to your unique situation, you shouldn't make decisions based on their advice. [Bible Money Matters]</p> <p><a href="http://www.moneysavingenthusiast.com/2014/05/15/etsy-etsy-com-www-etsy-com-getting-started/">Five Tips for Getting Started on Etsy</a> &mdash; If you are interested in selling on Etsy, find your niche and learn how to compete. [Money Saving Enthusiast]</p> <p><a href="http://parentingsquad.com/11-alternative-uses-for-cookie-cutters">11 Alternative Uses for Cookie Cutters</a> &mdash; Have you ever used cookie cutters to make crayons? [Parenting Squad]</p> <a href="http://www.wisebread.com/best-money-tips-ways-to-make-money-this-week" class="sharethis-link" title="Best Money Tips: Ways to Make Money This Week" rel="nofollow">ShareThis</a><br /><div id="custom_wisebread_footer"><div id="rss_tagline">Written by <a href="http://www.wisebread.com/ashley-jacobs">Ashley Jacobs</a> and published on <a href="http://www.wisebread.com/">Wise Bread</a>. Read more <a href="http://www.wisebread.com/taxonomy/term/"> articles from Wise Bread</a>.</div></div> Extra Income best money tips extra income income make money Wed, 28 May 2014 09:00:52 +0000 Ashley Jacobs 1140878 at http://www.wisebread.com 10 Dumb Habits That Are Keeping You From Earning More Money http://www.wisebread.com/10-dumb-habits-that-are-keeping-you-from-earning-more-money <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/10-dumb-habits-that-are-keeping-you-from-earning-more-money" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://www.wisebread.com/files/fruganomics/imagecache/250w/blog-images/laptop-352274-small.jpg" alt="laptop" title="laptop" class="imagecache imagecache-250w" width="250" height="141" /></a> </div> </div> </div> <p>It seems like there&#39;s a constant competition within us to both work and build something that other people can use and benefit from (and ultimately make us money) or to spend our time in systems that people have already established. (See also: <a href="http://www.wisebread.com/cool-convenient-cash-11-easy-ways-to-make-money-online?ref=seealso">11 Easy Ways to Make Money Online</a>)</p> <p>A good comparison would be this simple dilemma: Do I start a Facebook page for my business or spend time skulking around on my personal Facebook account?</p> <p>One is you creating something, while the other is you wasting time in an arena that somebody else created.</p> <p>There are plenty of worlds created by others that we spend time in that rob us of our ability to produce and ultimately increase wealth. It has also created habits in us that rob from that goal as well.</p> <p>Here are 10 of the worst habits standing between you and earning more money.</p> <h2>1. Social Media Unrelated to Work</h2> <p>We&#39;ve already touched on it, but social media is by far one of the most distracting things we have at our fingertips, with the average user spending over <a href="http://www.searchenginejournal.com/the-growth-of-social-media-an-infographic/32788/">15 hours per month</a> on Facebook alone. That means on average people are losing over three hours of productivity per week due to Facebook, before we even factor in Pinterest, Twitter, and Google Plus. (See also: <a href="http://www.wisebread.com/5-ways-to-break-your-social-media-habit?ref=seealso">How to Break Your Social Media Habit</a>)</p> <p>So instead of spending 15 hours a week as a user, spend it as a page admin and work on building up a social media following for your business, whether that be a store, website, blog, or whatever else you&#39;re working on.</p> <p>Make it something that allows you to produce with your time instead of just consume it. (See also: <a href="http://www.wisebread.com/13-ways-to-use-social-media-in-business?ref=seealso">Ways to Use Social Media in Business</a>)</p> <h2>2. Constantly &quot;Checking&quot; Your Favorite Websites</h2> <p>The Internet allows to consume information in a live, as-it-happens manner. We don&#39;t need to wait for the paper to show up at 7:30 a.m. Instead, we&#39;re able check for the latest information available, which means a rolling pursuit of information and constantly checking the websites that provide it.</p> <p>Whether it be sports, news, or our collection of RSS feeds, checking a site five or six times a day can burn away the clock, so discipline yourself to only check those sites when you&#39;re not working on other things.</p> <h2>3. Listening to Music While Trying to Focus</h2> <p>While it can help you finish <a href="https://medium.com/what-i-learned-today/be3172896a0f">boring tasks faster</a>, listening to music while learning something new or trying to build something (writing an article, developing HTML, or designing something in architecture) can actually <a href="http://www.webmd.com/brain/news/20100729/listening-to-music-while-working-hurts-performance">hamper your progress</a> and make it more difficult to concentrate. (See also: <a href="http://www.wisebread.com/how-to-stay-focused-at-work?ref=seealso">How to Stay Focused</a>)</p> <h2>4. Taking Long Lunches</h2> <p>Unless your work isn&#39;t time sensitive or you don&#39;t get paid by the hour, taking a two-hour lunch is incredibly unproductive. Instead, pack a lunch and take 15 minutes to relax and fuel up. Not only will you be able to recoup the hour, but you&#39;ll also have an easier time &quot;getting back into the swing of things&quot; with the shorter break.</p> <h2>5. Waiting for the &quot;Perfect Job&quot;</h2> <p>While there&#39;s nothing wrong with having a job you like and doing something that suits you, don&#39;t wait to buckle down until you find the perfect gig. Often the jobs that seem less than ideal can act as stepping stones that push you towards that eventual dream job. Don&#39;t turn your nose up at those opportunities because they&#39;re essential pieces of the puzzle when it comes to your ultimate career goals.</p> <h2>6. Communicating Poorly</h2> <p>Even disregarding simple aspects of communication like smiling and making eye contact can compromise your ability to network and make connections in the workplace or any kind of professional environment. (See also: <a href="http://www.wisebread.com/25-ways-to-communicate-better-today?ref=seealso">25 Ways to Communicate Better</a>)</p> <p>If you&#39;re a poor communicator or if you make a habit of avoiding situations where you have to speak and make conversation, it&#39;s possible that you&#39;re unknowingly hurting your earning potential.</p> <h2>7. Waiting for the Right Moment to Ask for a Raise</h2> <p>There&#39;s probably never going to be a situation where you feel comfortable asking for a raise.</p> <p>That ideal scenario where it just kind of &quot;comes up&quot; in conversation with your boss isn&#39;t likely to occur, so it&#39;s going to be something that you need to initiate. Just be sure that you&#39;ve got some talking points to discuss why you deserve the raise. You can even approach it from an angle of wanting to be worth more to the company or asking your boss what you can do to potentially increase your pay rate.</p> <p>However you do it, just make sure you don&#39;t keep putting it off.</p> <h2>8. Sleeping In</h2> <p>One simple thing you can do to earn more, or at least increase your earning potential, is get up early. (See also: <a href="http://www.wisebread.com/9-benefits-of-being-a-morning-person?ref=seealso">Benefits of Being a Morning Person</a>)</p> <p>For most people, thoughts and ideas are clearer and more easily communicated in the morning. If that&#39;s not true for you and you work better after five, stay later and get that extra hour and half in between 5 p.m. and 7 p.m. if you have to.</p> <p>The rule is still the same in that you&#39;re going the extra mile and simply putting more time into your job.</p> <h2>9. Thinking You&#39;re Smarter Than Everyone Else</h2> <p>We&#39;ve all seen people who do this. They&#39;re always carrying around some form of righteous indignation because they could do better at everyone else&#39;s job, except their own.</p> <p>Don&#39;t be that person.</p> <p>Be an expert in what you&#39;re supposed to be an expert in and let everyone else you work with do their job the way they know how. You&#39;ll be more likeable, more respected and, in the long run, more promotable. (See also: <a href="http://www.wisebread.com/boost-your-career-how-to-be-happier-and-more-likeable-at-work?ref=seealso">How to Be More Likeable at Work</a>)</p> <h2>10. Not Having Attainable Goals</h2> <p>Far too many people just think, &quot;I want to build and accumulate a lot of wealth.&quot; At the same time, they don&#39;t put the time into defining or thinking about any of the steps that are required to actually achieve that goal.</p> <p>Set attainable goals for yourself and don&#39;t worry so much about whether or not the money is gushing in. Chances are it won&#39;t for a long time and that&#39;s fine. Instead, just focus on the small and attainable goals as your progress through your yearly to-do lists.</p> <h2>Earning Money Will Come</h2> <p>For those who work both hard <em>and</em> smart, the money and the financial stability will come.</p> <p>The trick is to be more concerned with the work and less concerned with the bottom line. It&#39;s alright to spend your energy improving your worth and creating things that are valuable to people, even if you don&#39;t see the income right away.</p> <p>If you&#39;re able to sustain that rhythm for a few years, you&#39;ll find yourself in a comfortable spot quicker than you ever thought possible.</p> <p><em>What habits have you noticed that slow earning? Please share in comments!</em></p> <a href="http://www.wisebread.com/10-dumb-habits-that-are-keeping-you-from-earning-more-money" class="sharethis-link" title="10 Dumb Habits That Are Keeping You From Earning More Money" rel="nofollow">ShareThis</a><br /><div id="custom_wisebread_footer"><div id="rss_tagline">Written by <a href="http://www.wisebread.com/mikey-rox">Mikey Rox</a> and published on <a href="http://www.wisebread.com/">Wise Bread</a>. Read more <a href="http://www.wisebread.com/taxonomy/term/"> articles from Wise Bread</a>.</div></div> Career and Income bad habits earning income Wed, 15 Jan 2014 10:36:16 +0000 Mikey Rox 1111194 at http://www.wisebread.com 100+ Ways to Make More Money This Year http://www.wisebread.com/100-ways-to-make-more-money-this-year <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/100-ways-to-make-more-money-this-year" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://www.wisebread.com/files/fruganomics/imagecache/250w/blog-images/cash-177737224.jpg" alt="cash" title="cash" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>This year, this week, this minute: There is a way you can make more money if you want to. Here I&#39;ve collected more than 100 ways to make more money &mdash; most right from Wise Bread&#39;s archives, and many of which you can start on today. From furthering your career to selling your stuff, from recycling to, heck, even juggling chainsaws &mdash; there&#39;s something here for you. (See also: <a href="http://www.wisebread.com/ways-to-make-money-over-the-holiday-break?ref=seealso">Ways to Make Money Over the Holidays</a>)</p> <h2>Career</h2> <p>Within your current career, here are some ways to up your income.</p> <h3>Ask for a Raise</h3> <p>You&#39;ll never know if you don&#39;t ask; pay rates are rarely straight across the board (unless you&#39;re unionized). You might just deserve a bit extra for your efforts. (See also: <a href="http://www.wisebread.com/10-ways-to-boost-your-take-home-pay?ref=seealso">Ways to Boost Your Take-Home Pay</a>)</p> <h3>Look for Another Job</h3> <p>If getting more money from your current employer isn&#39;t working, maybe it&#39;s time for you to take a step up. Look around to see what jobs are available; depending on your career, you may wish to align yourself with a headhunter who can job hunt for you (headhunters are compensated by the employers and are free for job seekers). (See also: <a href="http://www.wisebread.com/25-awesome-websites-to-help-you-get-a-job">25 Awesome Websites to Help You Get a Job</a><span style="line-height: 1.6em;">)</span></p> <h3>Start a Business</h3> <p>What are you passionate about? Can you turn it into a business? You never know &mdash; and it might not be expensive to set up. Find some inspiration here: <a href="http://www.wisebread.com/make-your-dream-career-a-reality-for-less-than-100">Make Your Dream Career a Reality for Less Than $100</a></p> <h2>Side Jobs</h2> <p>These can be side jobs or even full-time jobs, depending on your situation.</p> <h3>Write</h3> <p>Writing is not a ticket to easy or quick income, but if you have a penchant for the written word, you can pitch articles to various editors of publications (online or in print) that you like to read, or you could even dust off some of that old poetry and see if it will sell. Here are some cautionary tips and tricks for making money as a freelance writer: <a href="http://www.wisebread.com/so-you-wanna-be-a-travel-writer">So You Wanna Be a Travel Writer</a></p> <h3>Get a Sponsor</h3> <p>If you have a business or talent or website with a loyal following already, you might be able to monetize further with sponsorships. This is generally more of an in-kind form of income, with free products, tickets, and discounts in exchange for some sort of exposure. Learn more about sponsorships and the ethics around them: <a href="http://www.theprofessionalhobo.com/2012/10/financial-travel-tip-52-getting-sponsorships/">Financial Travel Tip #52: Getting Sponsorships</a></p> <h3>Affiliate Sales</h3> <p>Again this is dependent on having a solid online following. Find products or services that are in your website&#39;s niche, and sign up for their affiliate programs. Digital products like e-books can pay up to 50% in commission, Amazon&#39;s affiliate program pays about 5% commission, and there is a myriad of options in between.</p> <h3>Tutoring</h3> <p>Whatever you know about &mdash; if you can teach it, you can tutor it online! From music lessons to language tutoring to business planning and coaching, with tools like Skype, Google Hangouts, and other video conferencing tools, just about anything is possible.</p> <p>Here are some resources for academic tutoring opportunities: <a href="http://www.wisebread.com/extra-income-opportunity-online-tutoring">Earn Extra Income With Online Tutoring</a></p> <h3>Mystery Shop</h3> <p>If you have the time and transportation, mystery shopping can be a fun way to earn extra cash. See our <a href="http://www.wisebread.com/8-truths-from-a-mystery-shopper-you-must-read-before-you-get-started">Guide to Mystery Shopping</a>.</p> <h2>Online</h2> <p>Many of the methods of making extra money in this article are made possible by the Internet. Some are more Internet-dependent than others. There are sites to help you rent out your car when it&#39;s not in use, others to sell things, and others yet to unleash your creativity (juggling chainsaws?) &mdash; and more &mdash; there are a lot of ways to make money online! Check out these articles for some inspiration and 21 ways to make money online:</p> <ul> <li><a href="http://www.wisebread.com/5-ways-to-make-extra-income-online-today">5 Ways to Make Extra Income Online Today</a></li> <li><a href="http://www.wisebread.com/cool-convenient-cash-11-easy-ways-to-make-money-online">Cool Convenient Cash: 11 Easy Ways to Make Money Online</a></li> <li><a href="http://www.wisebread.com/extra-income-online-5-websites-that-can-seriously-pad-your-pockets">5 Websites that can Seriously Pad Your Pocket</a></li> </ul> <h2 style="list-style-type:decimal;">Recycling</h2> <p>Isn&#39;t it great when the stuff you don&#39;t need is worth something and doesn&#39;t have to go in the trash? Here are 20 or so ways to make money from recycling (heck &mdash; you can even <a href="http://www.wisebread.com/25-things-to-do-with-used-corks-including-making-money-with-them">make money recycling corks</a>):</p> <ul> <li><a href="http://www.wisebread.com/cash-for-trash-making-money-recycling">Cash for Trash: Making Money Recycling</a></li> <li><a href="http://www.wisebread.com/make-money-recycling">Make Money Recycling: Get Paid to Recycle by 15 Websites</a></li> </ul> <h2 style="list-style-type:decimal;">Sell Your Stuff</h2> <p>From using the likes of Craigslist and eBay to local target marketing efforts, here are a few ways to be rid of your wares and all the richer for it.</p> <h3>Cleaning House</h3> <p>Adam and Courtney Baker sold just about everything they owned (similar to myself) several years ago. The difference is, they applied more of a science to it, and I would surmise they profited better from it than I did using eBay, Amazon, and Craigslist: <a href="http://www.wisebread.com/how-to-sell-your-crap-a-book-review-and-tips">How to Sell Your Crap: Book Review &amp; Tips.</a></p> <h3>Get Creative</h3> <p>In these articles you&#39;ll find sites and ideas like ExBoyfriend Jewelry (requiring your tragic tale of breakup in order to post your jewelry for sale), living estate sales, raid my closet parties, smartphone apps &mdash; and other creative ways of finding buyers for your stuff.</p> <ul> <li><a href="http://www.wisebread.com/11-unusual-ways-to-sell-your-stuff">11 Unusual Ways to Sell Your Stuff</a></li> <li><a href="http://www.wisebread.com/clear-out-that-clutter-15-places-to-sell-your-stuff">Clear Out That Clutter: 15 Places to Sell Your Stuff</a></li> <li><a href="http://www.wisebread.com/reselling-antiques-the-five-principles-of-power-picking">Reselling Antiques: The Five Principles of Power Picking</a></li> </ul> <h2 style="list-style-type:decimal;">Random Miscellany</h2> <p>How do you categorize renting out extra space, dog walking, selling event tickets, becoming a tour guide, participating in medical tests, and other wacky ways to make money? Randomly, I say. Very randomly:</p> <ul> <li><a href="http://www.wisebread.com/got-extra-space-make-money-and-meet-travelers-with-short-term-rentals">Got Extra Space? Make Money and Meet Travelers With Short-Term Rentals</a></li> <li><a href="http://www.wisebread.com/12-legit-ways-for-stay-at-home-moms-and-dads-to-earn-some-extra-cash">12 Ways Legit Ways to Earn Some Extra Cash</a></li> <li><a href="http://www.wisebread.com/30-great-side-jobs">30 Great Side Jobs</a></li> <li><a href="http://www.wisebread.com/12-side-jobs-for-stay-at-home-moms-and-dads">12 Side Jobs with Flexible Schedules</a></li> <li><a href="http://www.wisebread.com/9-ways-to-earn-extra-cash-when-money-is-tight">9 Ways to Earn Extra Cash</a></li> <li><a href="http://www.wisebread.com/25-ways-to-make-money-today">25 Ways to Make Money Today</a></li> <li><a href="http://www.wisebread.com/make-money-in-your-hometown-become-a-tour-guide">Make Money in Your Home Town: Become a Tour Guide</a></li> <li><a href="http://www.wisebread.com/15-ways-to-make-money-while-you-travel">15 Ways to Make Money While You Travel</a></li> </ul> <p><em>What&#39;s your best idea for making more money?</em></p> <a href="http://www.wisebread.com/100-ways-to-make-more-money-this-year" class="sharethis-link" title="100+ Ways to Make More Money This Year" rel="nofollow">ShareThis</a><br /><div id="custom_wisebread_footer"><div id="rss_tagline">Written by <a href="http://www.wisebread.com/nora-dunn">Nora Dunn</a> and published on <a href="http://www.wisebread.com/">Wise Bread</a>. Read more <a href="http://www.wisebread.com/taxonomy/term/"> articles from Wise Bread</a>.</div></div> Extra Income career extra income income small business Tue, 07 Jan 2014 11:25:18 +0000 Nora Dunn 1102579 at http://www.wisebread.com 12 Legit Ways for Stay-at-Home Moms and Dads to Earn Some Extra Cash http://www.wisebread.com/12-legit-ways-for-stay-at-home-moms-and-dads-to-earn-some-extra-cash <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/12-legit-ways-for-stay-at-home-moms-and-dads-to-earn-some-extra-cash" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://www.wisebread.com/files/fruganomics/imagecache/250w/blog-images/kid-dad-2286711-small.jpg" alt="dad with son" title="dad with son" class="imagecache imagecache-250w" width="250" height="141" /></a> </div> </div> </div> <p>Moms who decide to stay at home and raise their children definitely have their fair share of work. If you're a stay-at-home mom, you don't need me to tell you that. But perhaps you're a stay-at-home mom who is looking to earn some cash and doesn't mind working a little extra. (See also: <a href="http://www.wisebread.com/7-things-to-consider-before-becoming-a-stay-at-home-parent">7 Things to Consider Before You Become a Stay-at-Home Parent</a>)</p> <p>Here are some truly legit ways for you to make money at home in your spare time.</p> <h2>1. Become a Social Media Consultant</h2> <p>Local and far-flung businesses are looking to hire social media consultants and managers. As a social media manager, you'll help businesses with their Facebook, Google+, Twitter, and other social media pages. Read a few good books on social media strategies to get started. (See also: <a href="http://www.wisebread.com/avoiding-social-media-slip-ups-at-work?ref=seealso">How to Avoid Social Media Slip-Ups at Work</a>)</p> <h2>2. Work as a Virtual Assistant</h2> <p>If you're a pro at organization and productivity, put those skills to good use as a virtual assistant. Increasingly, businesses are hiring virtual assistants to answer phones, schedule appointments, type up documents, organize records, and do some data entry.</p> <h2>3. Become a Professional Blogger</h2> <p>Blogs aren't just for family photos or diary entries; you can actually make some money blogging. Earn some cash through advertising products and services you love. (See also: <a href="http://www.wisebread.com/how-do-bloggers-make-money-what-every-non-blogger-should-know?ref=seealso">How Do Bloggers Make Money?</a>)</p> <p>Think of a skill you have that you can blog about. If you're an expert cook, for example, consider starting a food blog. <a href="http://thepioneerwoman.com">The Pioneer Woman</a> started out as a mom blogging her recipes and turned it into a full-time job!</p> <h2>4. Tutor and Give Lessons</h2> <p>Whether you're an expert at playing piano or are bilingual and would like to teach others, there's some kind of skill you have that you can teach to kids or adults in your area.</p> <p>Start a website advertising your tutoring services and give free first lessons to promote your business.</p> <h2>5. Sell on Etsy.com</h2> <p><a href="http://etsy.com">Open an Etsy store</a>, and you can sell handmade vintage items, jewelry, and more. You can have your own storefront and ship items after receiving orders. Etsy is a growing marketplace and worth checking out. (See also: <a href="http://www.wisebread.com/5-ways-etsy-can-help-start-your-small-business?ref=seealso">5 Ways Etsy Can Help Your Startup</a>)</p> <h2>6. Sell for Multi-Level-Marketing Organizations</h2> <p>Yes, you can find legit multi-level organizations and help pay the bills with the money you earn. But remember, it's important to understand the difference between multi-level marketing programs and pyramid schemes.</p> <h2>7. Sell Your Skills on Fiverr.com</h2> <p><a href="http://tracking.fiverr.com/aff_c?offer_id=1441&amp;aff_id=4437">Fiverr.com</a> allows people to sell their skills for $5. It's interesting what some people are selling, like taking a picture holding a sign, recording a custom song, or designing logos for a business. Have fun, be creative, and come up with your own little Fiverr business! (See also: <a href="http://www.wisebread.com/5-ways-to-make-extra-income-online-today?ref=seealso">5 Ways to Make Extra Income Online</a>)</p> <h2>8. Babysit Other Children</h2> <p>You're taking care of your own kids, why not take care of a few more? Let friends and family know that you're available for daycare services. Some parents both work during the day, and since you're a stay-at-home mom, you can fill a need for willing parents.</p> <h2>9. Become a Graphic Designer</h2> <p>Graphic designers are in high demand these days. A good graphic designer can make a living designing for websites and ebooks. Research some of the programs you'll need to do your work, and figure out the best business model for you.</p> <h2>10. Do Bookkeeping for Businesses</h2> <p>One of the last things many business owners want to do is the books. Bookkeeping is quite the burden for those who want to just focus on what they do best, so there is certainly a market for those willing to do some accounting.</p> <p>It can help to take a few courses in accounting and make sure you're on top of all the activities of your clients. Create a comprehensive solution and businesses everywhere will thank you.</p> <h2>11. Sell Photos Online</h2> <p>Love photography? You can sell your photos online at sites like <a href="http://submit.shutterstock.com">Shutterstock</a> and <a href="http://www.dreamstime.com">Dreamstime</a>. If you're good, you can actually make some decent money selling your photos. Websites are constantly looking for great photography to go along with their articles.</p> <h2>12. Start an Antique Restoration Business</h2> <p>If you collect antiques and restore them, why not turn that into a business? You can advertise your services at local antique shops and might even find some business through them. Make old things look brand new, add some modern flare to an old collectible, or frame works of art for selling. (See also: <a href="http://www.wisebread.com/reselling-antiques-the-five-principles-of-power-picking?ref=seealso">How to Pick Antiques for Resale</a>)</p> <h2>Final Thoughts</h2> <p>These are just a few ideas for stay-at-home moms; I'm sure with a little brainstorming you can come up with many more. Just because you're not working a traditional job doesn't mean you can't earn some extra cash.</p> <p><em>How will you bring in some extra cash as a stay-at-home mom or dad? Share your ideas with us in the comments!</em></p> <a href="http://www.wisebread.com/12-legit-ways-for-stay-at-home-moms-and-dads-to-earn-some-extra-cash" class="sharethis-link" title="12 Legit Ways for Stay-at-Home Moms and Dads to Earn Some Extra Cash" rel="nofollow">ShareThis</a><div class="field field-type-text field-field-guestpost-blurb"> <div class="field-label">Guest Post Blurb:&nbsp;</div> <div class="field-items"> <div class="field-item odd"> <p>Bob Lotich is the founder of <a href="http://christianpf.com">Christian Personal Finance</a>, a website devoted to helping folks make more money, save more, invest wisely, and increase their giving.</p> </div> </div> </div> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">Written by <a href="http://www.wisebread.com/bob-lotich">Bob Lotich</a> and published on <a href="http://www.wisebread.com/">Wise Bread</a>. Read more <a href="http://www.wisebread.com/taxonomy/term/"> articles from Wise Bread</a>.</div></div> Extra Income extra income freelance income side jobs Fri, 20 Dec 2013 10:36:33 +0000 Bob Lotich 1101138 at http://www.wisebread.com Best Money Tips: Easy Ways to Increase Your Income http://www.wisebread.com/best-money-tips-easy-ways-to-increase-your-income <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-easy-ways-to-increase-your-income" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://www.wisebread.com/files/fruganomics/imagecache/250w/blog-images/cash-187014839.jpg" alt="cash" title="cash" class="imagecache imagecache-250w" width="250" height="167" /></a> </div> </div> </div> <p>Welcome to Wise Bread&#39;s <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found some great articles on ways to increase your income, DIY gifts for the holidays, and guidelines for holiday tipping.</p> <h2>Top 5 Articles</h2> <p><a href="http://moneysmartlife.com/easy-ways-to-increase-your-income/">7 Easy Ways to Increase Your Income</a> &mdash; To increase your income, complete various tasks online or turn your car into a billboard. [Money Smart Life]</p> <p><a href="http://onecentatatime.com/great-diy-gift-holidays/">Great DIY Gifts for the Holidays</a> &mdash; This holiday season, consider making brownies or coupon cards for the people on your gift list. [One Cent At A Time]</p> <p><a href="http://www.savvysugar.com/Holiday-Tipping-Rules-20661123">5 Guidelines For Holiday Tipping</a> &mdash; When tipping this holiday season, add a handwritten note of appreciation. [PopSugar Smart Living]</p> <p><a href="http://www.budgetsaresexy.com/2013/12/best-cheap-christmas-gifts-for-toddlers/">How To Give Your Toddler The Best. Christmas. Ever.</a> &mdash; Did you know toddlers can be amused by things as simple as tissue boxes and rolls of toilet paper? [Budgets Are Sexy]</p> <p><a href="http://www.thousandaire.com/deciphering-the-fine-print-of-new-car-fees/">Deciphering the Fine Print of New Car Fees</a> &mdash; If you are buying a new car, watch out for dealer fees or extra paperwork fees. [Thousandaire]</p> <h2>Other Essential Reading</h2> <p><a href="http://cashmoneylife.com/invest-ira-when-not-tax-deductible/">Why an IRA Makes Sense Even If It Isn&#39;t Tax Deductible</a> &mdash; An IRA makes sense even if it isn&#39;t tax deductible because the earnings are still cash deferred even if the contributions aren&#39;t. [Cash Money Life]</p> <p><a href="http://ptmoney.com/3-ways-think-year-end-tax-planning/">3 Ways to Think About Year-End Tax Planning</a> &mdash; It is important to consider whether or not you should you should defer (or accelerate) revenue when doing your year-end tax planning. [PT Money]</p> <p><a href="http://www.girlsjustwannahavefunds.com/coping-with-mortgage-defaults-how-to-overcome-financial-difficulties/">Coping with Mortgage Defaults: How to Overcome Financial Difficulties</a> &mdash; It is important to prioritize your individual debts when dealing with mortgage defaults. [Girls Just Wanna Have Funds]</p> <p><a href="http://www.stretcher.com/stories/01/011210d.cfm?slider">Christmas Tree Care</a> &mdash; To care for your Christmas tree, make sure to check the water level constantly. [TheDollarStretcher.com]</p> <p><a href="http://parentingsquad.com/how-to-potty-train-the-most-stubborn-child-on-the-planet">How to Potty Train the Most Stubborn Child on the Planet</a> &mdash; When trying to potty train a stubborn child, lose the emotion. [Parenting Squad]</p> <a href="http://www.wisebread.com/best-money-tips-easy-ways-to-increase-your-income" class="sharethis-link" title="Best Money Tips: Easy Ways to Increase Your Income" rel="nofollow">ShareThis</a><br /><div id="custom_wisebread_footer"><div id="rss_tagline">Written by <a href="http://www.wisebread.com/ashley-jacobs">Ashley Jacobs</a> and published on <a href="http://www.wisebread.com/">Wise Bread</a>. Read more <a href="http://www.wisebread.com/taxonomy/term/"> articles from Wise Bread</a>.</div></div> Extra Income best money tips income increase Tue, 10 Dec 2013 11:00:16 +0000 Ashley Jacobs 1099915 at http://www.wisebread.com Best Money Tips: Earn Extra Cash for the Holidays http://www.wisebread.com/best-money-tips-earn-extra-cash-for-the-holidays <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-earn-extra-cash-for-the-holidays" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://www.wisebread.com/files/fruganomics/imagecache/250w/blog-images/holiday-158897545.jpg" alt="gifts" title="gifts" class="imagecache imagecache-250w" width="250" height="167" /></a> </div> </div> </div> <p>Welcome to Wise Bread&#39;s <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found some stellar articles on earning extra cash for the holidays, the best things to buy in November, and how families can save in November.</p> <h2>Top 5 Articles</h2> <p><a href="http://money.usnews.com/money/personal-finance/articles/2013/11/05/how-to-earn-extra-cash-for-the-holidays">How to Earn Extra Cash for the Holidays</a> &mdash; Selling a service or holding a virtual garage sale can help you earn extra cash for the holidays. [US News &amp; World Report]</p> <p><a href="https://www.jeanchatzky.com/smart-spending/frugal-friday-best-things-to-buy-in-november/">Frugal Friday: Best Things To Buy In November</a> &mdash; November is a great time to buy furniture and electronics. [Jean Chatzky Making Money Make Sense]</p> <p><a href="http://parentingsquad.com/7-ways-families-can-save-money-in-november">7 Ways Families Can Save Money in November</a> &mdash; To save money in November, families can use seasonal decorations from nature. [Parenting Squad]</p> <p><a href="http://www.savvysugar.com/Cool-Upcycling-Projects-24338804">200 Upcycling Ideas That Will Blow Your Mind</a> &mdash; Use old pillowcases to make garment bags or make a skirt out of a t-shirt. [PopSugar Smart Living]</p> <p><a href="http://www.getrichslowly.org/blog/2013/10/31/how-i-learned-to-stop-worrying-and-love-to-bargain/">How I Learned to Stop Worrying and Love to Bargain</a> &mdash; If you want to bargain successfully, stop worrying about what other people think of you. [Get Rich Slowly]</p> <h2>Other Essential Reading</h2> <p><a href="http://yesiamcheap.com/2013/11/the-frugal-employee/">The Frugal Employee</a> &mdash;To save money as an employee, brown bag your lunch. [Yes, I Am Cheap]</p> <p><a href="http://www.johnnymoneyseed.com/how-life-works/17-things-will-push-middle-class-first-class/">17 Things That Will Push You From Middle Class To First Class</a> &mdash; Move from middle class to first class by mocking convenience and optimizing constantly. [Johnny Moneyseed]</p> <p><a href="http://www.threethriftyguys.com/2013/11/ideas-to-reuse-leftover-halloween-candy/">Ideas to Reuse Leftover Halloween Candy</a> &mdash; Consider using your leftover Halloween candy as ice cream toppings. [Three Thrifty Guys]</p> <p><a href="http://blog.couponsherpa.com/35-veterans-day-freebies/">50 Veterans Day Freebies &amp; Discounts for 2013</a> &mdash; This Veterans day, veterans can head to Chili&#39;s or California Pizza Kitchen for a free meal. [Coupon Sherpa]</p> <p><a href="http://www.wellkeptwallet.com/2013/11/negotiation-tactics-that-will-help-you-get-a-better-deal/">Negotiation Tactics That will Help You Get a Better Deal</a> &mdash; Being an active listener can help you negotiate your way to a better deal. [Well Kept Wallet]</p> <a href="http://www.wisebread.com/best-money-tips-earn-extra-cash-for-the-holidays" class="sharethis-link" title="Best Money Tips: Earn Extra Cash for the Holidays" rel="nofollow">ShareThis</a><br /><div id="custom_wisebread_footer"><div id="rss_tagline">Written by <a href="http://www.wisebread.com/ashley-jacobs">Ashley Jacobs</a> and published on <a href="http://www.wisebread.com/">Wise Bread</a>. Read more <a href="http://www.wisebread.com/taxonomy/term/"> articles from Wise Bread</a>.</div></div> Extra Income best money tips Holidays income Fri, 08 Nov 2013 09:48:04 +0000 Ashley Jacobs 1080284 at http://www.wisebread.com 15 Ways to Make Money While You Travel http://www.wisebread.com/15-ways-to-make-money-while-you-travel <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/15-ways-to-make-money-while-you-travel" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://www.wisebread.com/files/fruganomics/imagecache/250w/blog-images/travel-5029891-small.jpg" alt="woman with a map" title="woman with a map" class="imagecache imagecache-250w" width="250" height="167" /></a> </div> </div> </div> <p>Exploring the world can cost a pretty penny, but you can lower the cost of travel &mdash; and deepen your experience at each location &mdash; by doing side jobs along the way. Here are 15 ways to earn money while abroad.</p> <p>(Wise Bread's pick for best travel rewards credit card is the <a target="_blank" href="http://www.wisebread.com/capital-one-venture-rewards?ref=986769" rel="nofollow">Capital One Venture Rewards Credit Card - 40,000 mile signup bonus, 2x miles on every purchase, and more. Click here for details.</a>)</p> <h2>1. Write About It</h2> <p>Travel writing may not pay much to start, but if you're traveling in countries with a lower cost of living, it may be enough. I made a pretty good side income while living in China by writing about my travels on travel blogs and websites. At first, I was making $10 an article, but after I accumulated more experience, several websites offered me more. The best thing about travel writing is that you can do it from anywhere, as long as you have an Internet connection, so you're not tied down to one place for long. (See also: <a href="http://www.wisebread.com/so-you-wanna-be-a-travel-writer">How to Be a Travel Writer</a>)</p> <h2>2. Use Your Editing Skills</h2> <p>Proofread translations of signs, menus, and newsletters. Create English-language marketing materials. Edit the local English-language magazine targeted to expats. Put yourself out there and offer your services. You might be surprised how many people will take you up on your offer.</p> <h2>3. Teach</h2> <p><img width="605" height="303" src="http://www.wisebread.com/files/fruganomics/u784/traveljobs-4091072-small.jpg" alt="" /></p> <p>One of the easiest ways to get paid while working and living abroad is teaching English. If you're thinking long-term, a job with a year-round school or university is the most stable and, with over two months of holidays, you'll have plenty of time to travel. Schools will often also pay your roundtrip airfare. In the short term, language schools often hire teachers for a few weeks or months. Try teaching at a summer camp for a few weeks and taking the rest of the summer to travel (that's how I funded my first two month trip abroad). Check out <a href="http://www.eslcafe.com/jobs/">Dave's ESL Cafe</a> to start.</p> <h2>4. Tutor</h2> <p>Tutoring English or another language, music, and other skills can be a great way to supplement your income on a flexible schedule, even if you're only staying in the area for a few months. Try putting up flyers at the local school or on community bulletin boards.</p> <h2>5. Work in Hospitality</h2> <p>English speakers are needed to greet tourists at hotels and resorts around the world, so if you're interested in the hospitality industry, that might be a good place to find a job. In the short term, you might be able to get free room and board at a local hostel in exchange for a few weeks of work at the front desk. (See also: <a href="http://www.wisebread.com/jobs-that-offer-free-room-and-board">Jobs With Free Room and Board</a>)</p> <h2>6. Sell Stuff Online</h2> <p>The country in which you're traveling might have lots of adorable knick-knacks that folks back home would love. For a little extra income, <a href="http://www.ebay.com/">selling local goods on eBay</a> might be a good way to make a buck or two. (See also: <a href="http://www.wisebread.com/top-5-travel-reward-credit-cards">Best Travel Reward Credit Cards</a>)</p> <h2>7. Au Pair or Nanny</h2> <p>A friend of mine spent a year as a live-in nanny, or <em>au pair</em>, in Paris. If you love kids, this might be the perfect opportunity for you to live with a local family and learn local customs, while being able to travel on weekends. <a href="http://www.aupairint.com/index.php?option=com_content&amp;view=article&amp;id=317&amp;Itemid=111">Au Pair International</a> is one of many organizations that trains au pairs and matches them with families abroad.</p> <h2>8. Administer Exams</h2> <p>Internationally recognized English exams such as TOEFL or IELTS are always hiring native English speakers to administer the exams for students abroad. Often, this means working long hours on the weekends, but the pay is decent, your hotel stay at the exam location is paid for, and you have most of the week free for traveling.</p> <h2>9. Get a Stipend as a Student</h2> <p>Many universities around the world offer scholarships for Masters' or PhD programs for English speakers, along with a small stipend and sometimes student housing. Although this stipend isn't usually enough to let you live in style, you can always supplement your income by tutoring other students.</p> <h2>10. Teach Fitness Classes</h2> <p>If you're qualified to teach Yoga, Pilates, Tai Chi, or another kind of fitness activity, you may be in demand as an instructor around the world. You might want to look into opening a studio in your home or offering classes at the local beach (especially in popular tourist locations where people are looking for the &quot;Eat, Pray, Love&quot; experience). The great thing about offering classes on your own is that you can work on your own schedule and you're not tied to a contract, allowing you to take off and travel whenever you want.</p> <h2>11. Teach Scuba</h2> <p>I know several expats who are making good money as scuba instructors in Latin America, leading more advanced dives into underwater caves as well as basic scuba classes associated with resorts. If you love scuba diving, it can take as little as six months of diving experience to attain the level needed to <a href="http://www.padi.com/scuba/padi-courses/professional-courses/default.aspx">start professional training with PADI</a>, so if you plan ahead, you can have plenty of opportunities opening up by the time you start traveling.</p> <h2>12. Adventure Sports Instructor</h2> <p>Along the same lines as teaching scuba, you can teach almost any sport at a basic level if you're an experienced practitioner. You might consider teaching surfing or kite surfing, leading mountain biking rides, or teaching basic rock climbing. If you choose to teach an adventure sport, it might be best to go through a company or resort to minimize your liability. Make sure you have good insurance as well.</p> <h2>13. Tour Guide</h2> <p>Working with a tour company allows you to explore the local sights while being paid. If you're more active, leading bike tours might be a fun way to earn money while being a tourist. (See also: <a href="http://www.wisebread.com/make-money-in-your-hometown-become-a-tour-guide">How to Become a Tour Guide in Your Hometown</a>)</p> <h2>14. Food Industry</h2> <p><img width="605" height="303" src="http://www.wisebread.com/files/fruganomics/u784/traveljobs-5278847-small.jpg" alt="" /></p> <p>Foreigners living in countries around the world are willing to pay a premium for familiar food and drink. I know a few people who have made a living as chefs and bartenders around the world, or as restaurant managers. Another friend of mine worked as a wine expert at various vineyards in New Zealand for several months. If working in a restaurant sounds too stressful, a more flexible option would be to offer cooking classes to either expats or locals.</p> <h2>15. Dog Walker</h2> <p>I literally JUST saw an ad for a live-in dog walker in London, UK. The position entailed 25 flexible hours a week, and included room and board as well as $100 a week! It's the perfect situation for exploring a new city, especially one where accommodations are expensive.</p> <p>There are a wide range of options for earning money while traveling abroad. Some jobs require you to stay in the area for a while, such as teaching jobs, whereas others are more flexible. Think about what skills you have to offer &mdash; many of them are likely to be as in demand abroad as they are at home (or even more so).</p> <p><em>Have you figured out how to earn some money while traveling or living abroad? What did you do?</em></p> <a href="http://www.wisebread.com/15-ways-to-make-money-while-you-travel" class="sharethis-link" title="15 Ways to Make Money While You Travel" rel="nofollow">ShareThis</a><br /><div id="custom_wisebread_footer"><div id="rss_tagline">Written by <a href="http://www.wisebread.com/camilla-cheung">Camilla Cheung</a> and published on <a href="http://www.wisebread.com/">Wise Bread</a>. Read more <a href="http://www.wisebread.com/taxonomy/term/"> articles from Wise Bread</a>.</div></div> Travel cheap vacations income side jobs travel travel income Mon, 23 Sep 2013 10:36:03 +0000 Camilla Cheung 986769 at http://www.wisebread.com Best Money Tips: 50 Ways to Make a Fast $50 http://www.wisebread.com/best-money-tips-50-ways-to-make-a-fast-50 <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-50-ways-to-make-a-fast-50" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://www.wisebread.com/files/fruganomics/imagecache/250w/blog-images/pet-5188091-small.jpg" alt="dog walker" title="dog walker" class="imagecache imagecache-250w" width="250" height="141" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found some stellar articles on ways to make $50 quickly, what to buy at dollar stores, and finding a job you love that still pays the bills.</p> <h2>Top 5 Articles</h2> <p><a href="http://www.moneytalksnews.com/2013/09/16/50-ways-to-make-a-fast-50-2/">50 Ways to Make a Fast $50</a> &mdash; Want to make $50 fast? Try pet-sitting or selling your blood plasma. [Money Talks News]</p> <p><a href="http://kiplinger.com/article/spending/T050-C011-S001-what-to-buy-at-dollar-stores.html">What to Buy at Dollar Stores</a> &mdash; Food containers and picture frames are two great things to buy at Dollar Stores. [Kiplinger]</p> <p><a href="http://www.moneycrashers.com/find-job-love-still-pay-bills/">How to Find a Job You Love and Still Pay the Bills</a> &mdash; To make money doing what you love, take the time to investigate your dream profession. [Money Crashers]</p> <p><a href="http://money.msn.com/saving-money-tips/post--make-money-online-no-really?ref=bfv">Make money online - no really</a> &mdash; Using sites like Amazon Mechanical Turk can enable you to make money online. [MSN Money]</p> <p><a href="http://www.savvysugar.com/Fall-Career-Resolutions-20147431">6 Smart Moves Career Women Should Make This Fall</a> &mdash; Now that fall is here, women should take the time to get ready for their end of the year review. [PopSugar&nbsp;Smart Living]</p> <h2>Other Essential Reading</h2> <p><a href="http://www.dailyworth.com/posts/2134-5-marriage-benefits-of-being-the-breadwinner">5 Marriage Benefits of Being the Breadwinner</a> &mdash; If you are the breadwinner in your marriage, you have extra financial security and you can achieve a happier work-life balance. [DailyWorth]</p> <p><a href="http://www.bargaineering.com/articles/mortgage-tax-deduction-hype.html">The mortgage tax deduction: beyond the hype</a> &mdash; Did you know the mortgage tax deduction is only available to those who itemize their deductions? [Bargaineering]</p> <p><a href="http://www.creditsesame.com/blog/the-2-most-important-things-you-should-be-doing-to-protect-your-child-from-identity-theft/">The 2 Most Important Things You Should be Doing to Protect Your Child from Identity Theft</a> &mdash; To protect your child from identity theft, review their credit report every year. [Credit Sesame]</p> <p><a href="http://www.freemoneyfinance.com/2013/09/do-investors-deserve-to-make-money.html">Do Investors Deserve to Make Money?</a> &mdash; Since deferred consumption is the basis for retirement planning, investing is necessary to beat inflation and produce more value. [Free Money Finance]</p> <p><a href="http://parentingsquad.com/fall-fun-bucket-list-for-families">Fall Fun Bucket List for Families</a> &mdash; Going fishing with the kids and visiting a pumpkin patch are two fun fall bucket list items families should do! [Parenting Squad]</p> <a href="http://www.wisebread.com/best-money-tips-50-ways-to-make-a-fast-50" class="sharethis-link" title="Best Money Tips: 50 Ways to Make a Fast $50" rel="nofollow">ShareThis</a><br /><div id="custom_wisebread_footer"><div id="rss_tagline">Written by <a href="http://www.wisebread.com/ashley-jacobs">Ashley Jacobs</a> and published on <a href="http://www.wisebread.com/">Wise Bread</a>. Read more <a href="http://www.wisebread.com/taxonomy/term/"> articles from Wise Bread</a>.</div></div> Extra Income best money tips extra income income Mon, 23 Sep 2013 10:00:05 +0000 Ashley Jacobs 988406 at http://www.wisebread.com Best Money Tips: Ways to Make Money Quickly http://www.wisebread.com/best-money-tips-ways-to-make-money-quickly <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-ways-to-make-money-quickly" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://www.wisebread.com/files/fruganomics/imagecache/250w/blog-images/cash-4175410-small.jpg" alt="man holding cash" title="man holding cash" class="imagecache imagecache-250w" width="250" height="175" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found some stellar articles on making money quickly, teaching kids to grocery shop frugally, and frugal ways to end a bad day on a good note.</p> <h2>Top 5 Articles</h2> <p><a href="http://bargainbabe.com/12-ways-to-make-money-quickly/">12 Ways to Make Money Quickly</a> &mdash; Selling your gift cards or working extra hours can help you make money quickly. [Bargain Babe]</p> <p><a href="http://moneyning.com/kids-and-money/how-to-teach-kids-to-grocery-shop-frugally/">How to Teach Kids to Grocery Shop Frugally</a> &mdash; To teach kids to grocery shop frugally, explain the importance of shopping with menus and lists in mind. [MoneyNing]</p> <p><a href="http://www.savvysugar.com/How-Deal-Bad-Day-23962261">12 Frugal Ways to End a Bad Day on a Good Note</a> &mdash; Have a bad day? End it on a good note by doing something nice for someone. [PopSugar Smart Living]</p> <p><a href="http://cashmoneylife.com/tips-from-a-recruiter/">Tips from a Recruiter on Using a Recruiter</a> &mdash; When using a recruiter, find one that is specifically in your industry. [Cash Money Life]</p> <p><a href="http://moneysmartlife.com/earn-more-money-schedule/">How to Make Room in Your Schedule to Earn More Money</a> &mdash; Turning off your TV and learning to say &quot;no&quot; can make more room in your schedule to earn more money. [Money Smart Life]</p> <h2>Other Essential Reading</h2> <p><a href="http://freefrombroke.com/obamacare-affordable-care-act-essential-information/">4 Obamacare Essentials You NEED to Know</a> &mdash; When it comes to Obamacare, make sure you know what type of coverage is available to you. [Free From Broke]</p> <p><a href="http://www.stretcher.com/stories/01/010917c.cfm">Top 10 Reasons People Over-Spend</a> &mdash; People tend to overspend because they desire immediate gratification. [TheDollarStretcher.com]</p> <p><a href="http://yesiamcheap.com/2013/09/three-ways-to-get-more-out-of-your-savings-account/">Three Ways to Get More Out of Your Savings Account</a> &mdash; Get more out of your savings account by automating your savings. [Yes, I Am Cheap]</p> <p><a href="http://livingonthecheap.com/family-cruise-best-deal/">How to get the best deal on a family cruise</a> &mdash; Did you know MSC offers &quot;kids sail free&quot; promotions? [Living On The Cheap]</p> <p><a href="http://parentingsquad.com/homework-help-18-ideas-resources-for-getting-it-done-and-making-it-fun">Homework Help: 18 Ideas &amp; Resources for Getting It Done (and Making It Fun!)</a> &mdash; To get homework done while making it fun, have snacks in your child's workspace. [Parenting Squad]</p> <a href="http://www.wisebread.com/best-money-tips-ways-to-make-money-quickly" class="sharethis-link" title="Best Money Tips: Ways to Make Money Quickly" rel="nofollow">ShareThis</a><br /><div id="custom_wisebread_footer"><div id="rss_tagline">Written by <a href="http://www.wisebread.com/ashley-jacobs">Ashley Jacobs</a> and published on <a href="http://www.wisebread.com/">Wise Bread</a>. Read more <a href="http://www.wisebread.com/taxonomy/term/"> articles from Wise Bread</a>.</div></div> Extra Income best money tips income money Tue, 17 Sep 2013 09:48:04 +0000 Ashley Jacobs 986748 at http://www.wisebread.com Best Money Tips: Ways to Earn Some Extra Income http://www.wisebread.com/best-money-tips-ways-to-earn-some-extra-income <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-ways-to-earn-some-extra-income" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://www.wisebread.com/files/fruganomics/imagecache/250w/blog-images/cash-iron-2628419-small.jpg" alt="cash" title="cash" class="imagecache imagecache-250w" width="250" height="188" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found some great articles on ways to earn some extra income, making LinkedIn more useful in landing a job, and a different perspective on retirement.</p> <h2>Top 5 Articles</h2> <p><a href="http://www.cashthechecks.com/business-ideas/5-ways-to-earn-some-extra-income.html">5 Ways To Earn Some Extra Income</a> &mdash; If you want to earn extra cash, do odd jobs for your neighbors. [Cash The Checks]</p> <p><a href="http://lifehacker.com/how-can-i-make-linkedin-more-useful-in-landing-a-job-1066870899">How Can I Make LinkedIn More Useful in Landing a Job</a> &mdash; To make LinkedIn more useful in landing a job, make sure you have a profile picture and headline. [Lifehacker]</p> <p><a href="http://retireby40.org/2013/08/perspective-retirement/">A Different Perspective On Retirement</a> &mdash; As much as money is important in retirement, you also have to have an idea as to what you will do with your time. [Retire By 40]</p> <p><a href="http://timemanagementninja.com/2013/08/how-to-fix-the-daily-time-waster-you-never-even-considered/">How to Fix the Daily Time Waster You Never Even Considered</a> &mdash; Chances are you never considered preparing food to be a time waster. Prevent it from being a time waster by taking advantage of idle cooking time. [Time Management Ninja]</p> <p><a href="http://www.greenpandatreehouse.com/2013/08/4-questions-to-ask-before-buying-any-insurance/">4 Questions to Ask Before Buying Any Insurance</a> &mdash; Before you buy insurance, ask what the deductible is. [Green Panda Treehouse]</p> <h2>Other Essential Reading</h2> <p><a href="http://barbarafriedbergpersonalfinance.com/how-sell-mutual-fund-minutes/">How To Sell A Mutual Fund In 10 Minutes</a> &mdash; When selling a mutual fund, be prepared to pay redemption fees. [Barbara Friedberg Personal Finance]</p> <p><a href="http://www.dumblittleman.com/2013/08/how-to-live-well-and-not-die-young.html">How To Live Well And Not Die Young!</a> &mdash; Take the time to exercise, even if it's just for a little bit. This will help you live well! [Dumb Little Man]</p> <p><a href="http://www.savvysugar.com/How-Make-Guests-Feel-Welcome-31040298">Make Your Guest Room Feel Like a 5-Star Hotel</a> &mdash; To make your guest room feel like a 5-star hotel, declutter and make a goody basket. [PopSugar Smart Living]</p> <p><a href="http://parentingsquad.com/12-money-saving-tips-for-parents">12 Money Saving Tips For Parents</a> &mdash; Parents can save money by buying secondhand and shopping sales. [Parenting Squad]</p> <p><a href="http://www.marcandangel.com/2013/08/01/7-negative-people-you-need-to-ignore/">7 Negative People You Need to Ignore</a> &mdash; Ignore people who manipulate you or insist you should be someone else. [Marc and Angel Hack Life]</p> <a href="http://www.wisebread.com/best-money-tips-ways-to-earn-some-extra-income" class="sharethis-link" title="Best Money Tips: Ways to Earn Some Extra Income" rel="nofollow">ShareThis</a><br /><div id="custom_wisebread_footer"><div id="rss_tagline">Written by <a href="http://www.wisebread.com/ashley-jacobs">Ashley Jacobs</a> and published on <a href="http://www.wisebread.com/">Wise Bread</a>. Read more <a href="http://www.wisebread.com/taxonomy/term/"> articles from Wise Bread</a>.</div></div> Extra Income best money tips extra income income Thu, 15 Aug 2013 10:00:30 +0000 Ashley Jacobs 981225 at http://www.wisebread.com Best Money Tips: Keep Making Income While Idle http://www.wisebread.com/best-money-tips-keep-making-income-while-idle <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-keep-making-income-while-idle" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://www.wisebread.com/files/fruganomics/imagecache/250w/blog-images/relax-1165169-small.jpg" alt="idle" title="idle" class="imagecache imagecache-250w" width="250" height="167" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found some awesome articles on ways to make income while idle, saving $25 next week, and things every college freshman needs.</p> <h2>Top 5 Articles</h2> <p><a href="http://www.savvysugar.com/Ways-Make-Passive-Income-24015170">10 Ways to Keep Making Income While Idle</a> &mdash; If you want to make income while you are idle, write a book or create an app. [PopSugar Smart Living]</p> <p><a href="http://www.moneytalksnews.com/2013/07/26/8-ways-to-save-25-this-week/">8 Ways to Save $25 Next Week</a> &mdash; Save $25 next week by skpping your latte or packing a lunch. [Money Talks News]</p> <p><a href="http://www.bargaineering.com/articles/7-college-freshman.html">7 Things Every College Freshman Needs</a> &mdash; Every college freshman needs savvy shopping skills and healthy habits. [Bargaineering]</p> <p><a href="http://kiplinger.com/slideshow/real-estate/T006-S003-10-great-places-to-live-2013/index.html">10 Great Places to Live, 2013</a> &mdash; Burlington, Vermont is one of the best places to live in 2013 due to its low unemployment rate. [Kiplinger]</p> <p><a href="http://www.moolanomy.com/3858/tips-for-buying-individual-health-insurance/">5 Tips for Buying Your Own Private Health Insurance</a> &mdash; Before you buy your own private health insurance, research the claims department of different health insurance providers. [Moolanomy]</p> <h2>Other Essential Reading</h2> <p><a href="http://www.creditsesame.com/blog/6-hidden-costs-in-your-auto-loan/">6 Hidden Costs in Your Auto Loan</a> &mdash; Interest charges as well as registration and licensing are just a few hidden costs in your auto loan. [Credit Sesame]</p> <p><a href="http://money.msn.com/saving-money-tips/post--9-money-lessons-from-the-wolverine?ref=bfv">9 money lessons from 'The Wolverine'</a> &mdash; <em>The Wolverine</em> can teach us to pare down and watch for hidden agendas. [MSN Money]</p> <p><a href="http://www.freemoneyfinance.com/2009/06/managing-student-loans-5-ways-to-make-repayment-less-painful.html">Managing Student Loans: 5 Ways to Make Repayment Less Painful</a> &mdash; Make student loan repayment less painful by talking to your lender and knowing your options. [Free Money Finance]</p> <p><a href="http://www.moneycrashers.com/spend-expiring-airline-travel-rewards-miles/">6 Ways to Spend Your Expiring Airline Travel Rewards Miles</a> &mdash; Need to spend your expiring airline travel reward miles quickly? Donate your miles or head to the airline mall. [Money Crashers]</p> <p><a href="http://parentingsquad.com/tips-and-tricks-for-a-stress-less-summer">Tips and Tricks for a Stress-Less Summer</a> &mdash; To make your summer stress-less, minimize messes and simplify things. [Parenting Squad]</p> <a href="http://www.wisebread.com/best-money-tips-keep-making-income-while-idle" class="sharethis-link" title="Best Money Tips: Keep Making Income While Idle" rel="nofollow">ShareThis</a><br /><div id="custom_wisebread_footer"><div id="rss_tagline">Written by <a href="http://www.wisebread.com/ashley-jacobs">Ashley Jacobs</a> and published on <a href="http://www.wisebread.com/">Wise Bread</a>. Read more <a href="http://www.wisebread.com/taxonomy/term/"> articles from Wise Bread</a>.</div></div> Extra Income best money tips extra income income Mon, 29 Jul 2013 10:00:31 +0000 Ashley Jacobs 980893 at http://www.wisebread.com Best Money Tips: Income Ideas for Seniors http://www.wisebread.com/best-money-tips-income-ideas-for-seniors <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-income-ideas-for-seniors" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://www.wisebread.com/files/fruganomics/imagecache/250w/blog-images/senior-5149897-small.jpg" alt="senior" title="senior" class="imagecache imagecache-250w" width="250" height="167" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found some fantastic articles on income ideas for seniors, frugal gifts for Mother's Day, and signs it's time to look for a new job.</p> <h2>Top 5 Articles</h2> <p><a href="http://onecentatatime.com/income-ideas-for-senior-retired-elderly/">21 Income Ideas for Senior and Retired Persons</a> &mdash; To make some extra income, seniors and retired persons can register with temporary employment agencies. [One Cent At A Time]</p> <p><a href="http://bargainbabe.com/frugal-gifts-for-mothers-day-may-2013/">Frugal Gifts For Mother's Day</a>&nbsp;&mdash; This Mother's Day, consider giving your mom a mix cd or homemade photo coasters. [Bargain Babe]</p> <p><a href="http://financialhighway.com/5-signs-its-time-to-look-for-a-new-job/">5 Signs It's Time to Look for a New Job</a> &mdash; It may be time to look for a new job if you have no hope of advancement. [Financial Highway]</p> <p><a href="http://www.consumerismcommentary.com/8-scientifically-proven-principles-of-happiness/">8 Scientifically Proven Principles of Happiness</a> &mdash; Buying experiences instead of things and thinking about what you aren't thinking about can help make you happy. [Consumerism Commentary]</p> <p><a href="http://www.thesimpledollar.com/2013/05/07/the-frugal-childs-birthday/">The Frugal Child's Birthday</a> &mdash; It is possible for your child to have a cheap but fun birthday party. Consider buying some inexpensive water guns and having a water gun party! [The Simple Dollar]</p> <h2>Other Essential Reading</h2> <p><a href="http://www.savvysugar.com/Uses-Club-Soda-30394321">10 Extraordinary Uses For Ordinary Club Soda</a> &mdash; Did you know club soda can be used to remove rust? [PopSugar Smart Living]</p> <p><a href="http://www.freemoneywisdom.com/what-can-you-do-if-you-cant-keep-up-with-the-rent/">What can You do if You can't Keep up with the Rent?</a> &mdash; If you can't make the rent for the month, ask your landlord for an extension or ask for an advance on your paycheck. [Free Money Wisdom]</p> <p><a href="http://parentingsquad.com/19-loving-gifts-of-service-for-mom">19 Loving Gifts of Service for Mom</a> &mdash; If you need something to do for your mom this Mother's Day, prepare dinner or schedule a spa day for her. [Parenting Squad]</p> <p><a href="http://www.stretcher.com/stories/12/12may07m.cfm?slider">Preventing Summer Crime</a> &mdash; To prevent summer crime, put your lights on timers or get a &quot;Beware of Dog&quot; sign. [The Dollar Stretcher]</p> <p><a href="http://www.freemoneyfinance.com/2013/05/our-communication-and-entertainment-changes.html">Our Communication and Entertainment Changes</a> &mdash; It is often best for your wallet to go with bundled services. [Free Money Finance]</p> <a href="http://www.wisebread.com/best-money-tips-income-ideas-for-seniors" class="sharethis-link" title="Best Money Tips: Income Ideas for Seniors" rel="nofollow">ShareThis</a><br /><div id="custom_wisebread_footer"><div id="rss_tagline">Written by <a href="http://www.wisebread.com/ashley-jacobs">Ashley Jacobs</a> and published on <a href="http://www.wisebread.com/">Wise Bread</a>. Read more <a href="http://www.wisebread.com/taxonomy/term/"> articles from Wise Bread</a>.</div></div> Career and Income best money tips income retired retirees seniors Wed, 08 May 2013 10:00:35 +0000 Ashley Jacobs 973945 at http://www.wisebread.com Best Money Tips: Ways to Get Rich Quicker http://www.wisebread.com/best-money-tips-ways-to-get-rich-quicker <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-ways-to-get-rich-quicker" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://www.wisebread.com/files/fruganomics/imagecache/250w/blog-images/cash-5061531-small.jpg" alt="cash" title="cash" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found some awesome articles on ways to get rich quicker, how to start saving for your summer vacation, and cutting wedding cake costs.</p> <h2>Top 5 Articles</h2> <p><a href="http://www.kiplinger.com/slideshow/business/T064-S002-how-to-get-rich-quicker/index.html">9 Ways to Get Rich Quicker</a> &mdash; If you want to get rich quickly, try to self-publish a book or start your own company. [Kiplinger]</p> <p><a href="http://www.bargaineering.com/articles/start-saving-summer-vacation.html">How to Start Saving for Your Summer Vacation</a> &mdash; Consider having your children participate in saving for summer vacations by having them contribute part of their allowance. [Bargaineering]</p> <p><a href="http://www.savvysugar.com/How-Save-Money-Wedding-Cake-24081610">Cut Wedding Cake Costs With These Tips</a> &mdash; To keep your wedding cake costs down, opt for unstacked cakes or buttercream frosting. [PopSugar Smart Living]</p> <p><a href="http://www.moneytalksnews.com/2013/04/26/6-little-known-ways-to-save/">6 Ways to Make Saving Easy</a> &mdash; Turning your hobby into a job can help you easily increase your savings. [Money Talks News]</p> <p><a href="http://money.msn.com/saving-money-tips/post.aspx?post=9bd235ea-6fe7-4486-89bf-30e6ce887e7d&amp;ref=bfv">A free lunch at Costco?</a> &mdash; When trying to score a free sample lunch, eat strategically and don't linger at sample tables. [MSN Money]</p> <h2>Other Essential Reading</h2> <p><a href="http://www.moneycrashers.com/best-side-business-ideas-college-students/">5 Best Side Business Ideas for College Students - Things to Consider</a> &mdash; If you are a college student in need of some extra dough, look into becoming a freelance writer. [Money Crashers]</p> <p><a href="http://wealthpilgrim.com/3-ways-to-maximize-your-homeowner-insurance-claim/">Before You Make a Homeowner Insurance Claim, Read This</a> &mdash; Take the time to make a documentary of your loss by videoing and taking pictures before you make a homeowner insurance claim. [Wealth Pilgrim]</p> <p><a href="http://www.moolanomy.com/6114/when-to-hire-a-property-management-company/">When to Hire a Property Management Company</a> &mdash; It may be a good idea to hire a property management company when you have multiple properties or don't live locally. [Moolanomy]</p> <p><a href="http://www.freemoneyfinance.com/2013/04/how-much-do-you-spend-on-lunch.html">How Much Do You Spend on Lunch?</a> &mdash; Did you know if you spend $10 a day on lunch you end up spending $2,500 a year? [Free Money Finance]</p> <p><a href="http://parentingsquad.com/staying-positive-in-the-aftermath-of-terrorism">Staying Positive For Our Children in the Aftermath of Terrorism</a> &mdash; Carefully monitor what your child is watching on TV and viewing online in the aftermath of terrorism. [Parenting Squad]</p> <a href="http://www.wisebread.com/best-money-tips-ways-to-get-rich-quicker" class="sharethis-link" title="Best Money Tips: Ways to Get Rich Quicker" rel="nofollow">ShareThis</a><br /><div id="custom_wisebread_footer"><div id="rss_tagline">Written by <a href="http://www.wisebread.com/ashley-jacobs">Ashley Jacobs</a> and published on <a href="http://www.wisebread.com/">Wise Bread</a>. Read more <a href="http://www.wisebread.com/taxonomy/term/"> articles from Wise Bread</a>.</div></div> Career and Income best money tips income quickly rich Mon, 29 Apr 2013 10:00:33 +0000 Ashley Jacobs 973752 at http://www.wisebread.com