tips http://www.wisebread.com/taxonomy/term/912/all en-US Learn to Love Winter With Some Simple Self-Deception http://www.wisebread.com/learn-to-love-winter-with-some-simple-self-deception <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/learn-to-love-winter-with-some-simple-self-deception" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/iStock-505830120.jpg" alt="" title="" class="imagecache imagecache-250w" width="250" height="141" /></a> </div> </div> </div> <p>I'm no stranger to winter. Raised in Iowa, I'm all too familiar with the extreme whiteouts and wind chills that start in November and don't reliably end until early April. It's the kind of weather that makes my nose hair freeze and my face hurt. But over the years, those of us from colder climates develop creative ways to thrive in winter's grip. If you find yourself tiring of the season, take heart and take heed! Here are seven mental tricks that might help you learn to love winter &mdash; or at least hate it a little less.</p> <h2>1. Understand Winter's Benefits</h2> <p>The purpose of cold winter months isn't simply to drive us all crazy with cabin fever. The long deep-freeze kills disease-carrying insects, interrupts the migration of invasive species, and slows the growth of nuisance vegetation. Ice buildup along lake shorelines even helps reduce soil erosion and protect wetland areas. At those moments when you feel frustrated by the frigid temps, remember &mdash; there's a beneficial cycle at play in nature.</p> <h2>2. Embrace All Things Domestic</h2> <p>Tired of winter interrupting your normal routine with freezing temps, snow, and icy roads? Maybe it's time to dominate domestically. Make a list of projects you can tackle and easily complete each week. My own list includes pricing items for a summertime yard sale, shredding stacks of personal paperwork, scanning and saving old family photos, and finally learning how to bake something &mdash; <em>anything </em>&mdash; from scratch. After two or three months of projects, I'll be more organized, more capable in the kitchen, and a few steps closer to spring.</p> <h2>3. Hang Out With Winter Enthusiasts</h2> <p>Misery loves company. If you want to beat your cold weather woes, don't look for the like-minded. Instead, seek out those folks who flourish in winter. With a little coaxing, you may find yourself enjoying the season with friends who love snowboarding, ice-fishing, or whiling away entire afternoons playing giant Jenga at a local pub.</p> <h2>4. Get Oh So Cozy</h2> <p>Roughly translated from Norwegian, &quot;koselig&quot; means &quot;coziness.&quot; Instead of fighting winter, do what the Norwegians do: Shift your thinking and give in to the spirit of the season. On those cold winter nights, wrap yourself in a down comforter, enjoy a steaming mug of cider, and binge-watch a TV series or lose yourself a good book. (See also: <a href="http://www.wisebread.com/50-fun-things-to-do-when-youre-stuck-inside-during-winter?ref=seealso" target="_blank">50 Fun Things to Do When You're Stuck Inside During Winter</a>)</p> <h2>5. Indulge in Little Luxuries</h2> <p>Acquiring more stuff isn't the path to happiness, but a few strategic luxuries can help take the frost off winter. Treat yourself to some scented candles, good wine, high-end chocolate, or a monthly massage. While you're at it, spring for a temporary subscription to a video on-demand service like Netflix or Hulu to pass the time. (See also: <a href="http://www.wisebread.com/8-little-luxuries-that-go-a-long-way?ref=seealso" target="_blank">8 Little Luxuries That Go a Long Way</a>)</p> <h2>6. Let the Light Shine In</h2> <p>Though it's a commodity during winter months, natural light is an essential mood lifter. Keep curtains and blinds open during the day, repaint dark or drab walls, clear clutter away from windows, and flood your space with as much natural light as possible.</p> <h2>7. Plan a Spring Fling</h2> <p>Having something to look forward to can make cold winter months seem like a mere blip on the calendar. Schedule a warm weather trip and countdown your departure date with an app like <a href="https://itunes.apple.com/us/app/days-until/id297804039?mt=8" target="_blank">Days Until</a> or <a href="https://itunes.apple.com/us/app/countdown+-lite-social-calendar/id566237798?mt=8" target="_blank">Countdown+</a>. Then, spend those snowy afternoons planning your itinerary, reserving a hotel, refining your vacation wardrobe, and finding new ways to squirrel away extra fun money. Spring will be here before you know it.</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/kentin-waits">Kentin Waits</a> of <a href="http://www.wisebread.com/learn-to-love-winter-with-some-simple-self-deception">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-5"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/9-reasons-alone-time-is-good-for-your-soul">9 Reasons Alone Time Is Good For Your Soul</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/51-uses-for-coca-cola-the-ultimate-list">51 Uses for Coca-Cola – the Ultimate List</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/9-great-jobs-for-snowbirds">9 Great Jobs for Snowbirds</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-ways-to-prevent-the-winter-blues-from-busting-your-budget">5 Ways to Prevent the Winter Blues from Busting Your Budget</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/spice-up-the-conversation-by-skipping-what-do-you-do">Spice Up the Conversation by Skipping &quot;What Do You Do?&quot;</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Life Hacks Lifestyle mental health mental tricks SAD seasonal affective disorder self-care tips winter winter madness Fri, 10 Feb 2017 10:00:10 +0000 Kentin Waits 1889189 at http://www.wisebread.com Is There Such a Thing as a "Safe" Investment? http://www.wisebread.com/is-there-such-a-thing-as-a-safe-investment <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/is-there-such-a-thing-as-a-safe-investment" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/man_umbrella_coins_516182744_0.jpg" alt="Man learning if there&#039;s such a thing as a safe investment" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Safety. We all look for it in our investments, while also seeking out the highest return. As we get older, safety becomes more important as we get closer to retirement age.</p> <p>Is there such a thing as a truly &quot;safe&quot; investment? The short answer is that no investment is 100% safe. But there are certainly some investments that are better than others at protecting your hard-earned savings.</p> <p>Let's examine some of the most common &quot;safe&quot; investments and learn how good they actually are at shielding you from financial losses.</p> <h2>1. Cash</h2> <p>You may not be able to stomach the ups and downs of the stock market, and don't want your money tied up in bonds or other fixed-income investments. So you just hold on to large quantities of cash in a basic savings account, a money market account, or certificates of deposit.</p> <h3>Why It's Safe</h3> <p>Cash won't dive in value if the stock market crashes. You can get a predictable return from interest by keeping it in a bank account. And you can access it any time you need it.</p> <h3>Why It's Not</h3> <p>If you have a lot of cash, you can actually <em>lose </em>money in the long-term if there is inflation. But most importantly, putting too much of your investment portfolio in cash will make it hard for you to accumulate the kind of wealth you'll need for a comfortable retirement. Cash is also easy to access, which means it's too easy for you to spend.</p> <h2>2. Dividend Stocks</h2> <p>Dividend stocks are generally issued by companies that don't usually see a lot of volatility, but will pay out a healthy percentage of their income back to shareholders. Dividend stocks are often used by older investors or anyone looking to boost income without a lot of risk.</p> <h3>Why It's Safe</h3> <p>Good dividend stocks will pay out a consistent amount to shareholders each quarter, and it's usually a better return than bonds. By nature, dividend stocks won't go way up and down in price like other stocks, so they aren't as vulnerable to big market downturns.</p> <h3>Why It's Not</h3> <p>They are still stocks, and any stock is potentially vulnerable to market swings. Even dividend stocks will lose value in a down market, so it's still possible to lose money. On the flip side, dividend stocks won't rise in value like other investments when the market goes up. Moreover, dividends are never guaranteed; a company can cut its dividend at any time if its revenues drop.</p> <h2>3. Treasury Inflation-Protected Securities (TIPS)</h2> <p>TIPS are popular investments because they allow you to invest in bonds while seeing the value of the investment rise along with the rate of inflation. They are a common part of many retirement portfolios and can be helpful in diversifying holdings.</p> <h3>Why It's Safe</h3> <p>Investing in U.S. treasuries is about as safe a bet as you can get, as the U.S. government has always paid its obligations. And TIPS have the added benefit of rising in value along with consumer prices, so you're never at risk of losing your investment due to inflation. You are protected even if there is deflation, because in that case, the price at maturity will revert to the price at purchase.</p> <h3>Why It's Not</h3> <p>TIPS aren't great investments for building wealth. There are other, better investments that offer a combination of safety and growth. TIPS are also vulnerable to interest rate moves, just like most bonds.</p> <h2>4. Gold</h2> <p>We've seen gold hailed as a &quot;safe&quot; investment because it's considered a hedge against inflation and a protection against a major economic disaster. History has shown that those who held on to gold during times of crisis held onto their wealth.</p> <h3>Why It's Safe</h3> <p>Gold can protect against inflation and historically has been known to retain its value even during disastrous times. That's why gold became a popular investment during the recent debt crisis in Europe, for example.</p> <h3>Why It's Not</h3> <p>Many financial experts note that gold's reputation as a hedge against inflation is often overstated, and gold has been known to lose value. It is also no less volatile than stocks, and generally does not have the same return on investment. In other words, it's not as &quot;safe&quot; as you think, and you won't necessarily get wealthy by holding onto it.</p> <h2>5. REITs</h2> <p>A real estate investment trust (or REIT) allows individual investors to own shares of real estate without the hassle of being a landlord. REITs trade like stocks, and can also be included in mutual funds and exchange-traded funds.</p> <h3>Why It's Safe</h3> <p>REITs are generally pretty stable investments, especially if the company has many long-term leases. REITs also usually pay out a hefty dividend.</p> <h3>Why It's Not</h3> <p>Real estate can still drop in value, especially if the REIT you buy is focused on one sector of real estate. Moreover, because REITs don't have to pay corporate-level income tax, dividends from REITs are taxed at the normal income rate, not the dividend rate paid out by other stocks.</p> <h2>6. Target Date Mutual Funds</h2> <p>Most brokerages offer mutual funds that start off with an aggressive investment mix and then get more conservative as the investor ages. These are a popular &quot;hands off&quot; part of many portfolios.</p> <h3>Why It's Safe</h3> <p>These funds are designed to build value during your younger years and protect your retirement nest egg as you get older. When properly managed, you'll be able to hold onto more of your money when you are close to retirement, even during down markets.</p> <h3>Why It's Not</h3> <p>Generally speaking, targeted mutual funds come with higher fees than many other funds, and that can cut into your overall earnings over time. And while the funds are comprised of more conservative investments as you approach retirement age, they are still prone to the ups and downs of the stock market in the earlier years.</p> <h2>7. Peer-to-Peer Lending</h2> <p>In recent years, companies such as Lending Club and Prosper have allowed individual investors to profit from the debt of other regular people. These platforms match investors up with those looking to borrow money. Individuals can invest based on their own risk tolerance. (See also: <a href="http://www.wisebread.com/how-to-make-money-with-peer-to-peer-lending-service-prosper?ref=seealso">How to Make Money With Prosper</a>)</p> <h3>Why It's Safe</h3> <p>The most popular peer-to-peer lending sites report a fairly low default rate on loans. This means that those who purchase debt are likely to generate a solid return. Lending Club reports that the median adjusted net annual return is 5.1% for those who have purchased at least 100 notes.</p> <h3>Why It's Not</h3> <p>There's always a risk of loans defaulting, especially if you don't buy quality loans. Buying risky loans, or failing to diversify your loan portfolio, can lead to less-than-stellar returns.</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/tim-lemke">Tim Lemke</a> of <a href="http://www.wisebread.com/is-there-such-a-thing-as-a-safe-investment">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-4"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-best-ways-to-invest-50-500-or-5000">The Best Ways to Invest $50, $500, or $5000</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/are-you-choosing-the-right-fund-for-your-portfolio">Are You Choosing the Right Fund for Your Portfolio?</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/9-safe-investments-that-arent-bonds">9 Safe Investments That Aren&#039;t Bonds</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-reasons-to-start-investing-in-bonds-now">The 5 Best Reasons to Start Investing in Bonds Now</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/11-investment-mistakes-we-all-make">11 Investment Mistakes We All Make</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Investment bonds cash dividend stocks mutual funds peer to peer lending REITs safe investments tips Mon, 12 Dec 2016 11:00:07 +0000 Tim Lemke 1850785 at http://www.wisebread.com These Checklists Will Make Your Life Better http://www.wisebread.com/these-checklists-will-make-your-life-better <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/these-checklists-will-make-your-life-better" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/iStock_17027432_MEDIUM.jpg" alt="lists can make life better" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>List-making is highly utilitarian. But did you know that this primitive practice can also improve your health, jumpstart your motivational juices, and boost your memory? It can achieve a great many feats beyond the simple task of ensuring that you remember to buy all the right groceries during your trip to the market. Here are six tremendously beneficial lists you ought to be incorporating into your life. (See also: <a href="http://www.wisebread.com/how-to-organize-your-paperwork-in-just-10-minutes-a-week?ref=seealso">How to Organize Your Paperwork in Just 10 Minutes a Week</a>)</p> <h2>Every Single Amazing Thing You've Ever Seen or Done</h2> <p>Studies show that penning your positive experiences can actually <a href="http://www.ncbi.nlm.nih.gov/pubmed/20205032">improve your health</a>. So why not put this simple science to good use? Your first kiss, your college graduation day, that time you went skydiving over the Pacific Ocean. Not only will jotting down these triumphs and epic adventures help you to feel better physically, you'll also get a jolt of excitement just thinking about them.</p> <h2>One Enormous To-Do List</h2> <p>It may seem daunting. All those unfinished tasks staring you back in the face might even stir up a wave of anxiety. But studies have found that the simple act of crossing off an item on a checklist is enough to trigger a deep sense of accomplishment and satisfaction &mdash; no matter how big or small the task at hand. So don't be afraid to load up your to-do list! Tackle it knowing that you'll feel more and more fulfilled as you work your way down.</p> <h2>Handwritten Lists to Acquire New Knowledge</h2> <p>The study tips and tricks you picked up in the classroom can benefit you in the real world, too. In fact, there are many occasions other than the night before a big exam that you will want or need to memorize new information. Remember the set of statistics you had to spout out at that recent board meeting? Or the oceanic science you needed to learn to earn your scuba diver certification? As it turns out, one of the best ways to absorb a new information set such as these is to physically <a href="http://www.psychologicalscience.org/index.php/news/were-only-human/ink-on-paper-some-notes-on-note-taking.html">jot it down</a> using paper and pen.</p> <p>Scientists have discovered that our ability to recall facts and ideas at a later date is heightened when we write them down the old-fashioned way. Add to this another bit of science. By organizing the information you want to learn in list form, prioritizing that list, and then sticking to it, you define what it will mean to be, &quot;finished studying,&quot; thereby improving your odds of achieving knowledge retention success. All too often we approach the task of learning something new without taking the time to delineate exactly what or how much or how long we ought study in order to consider the task complete. By working your way through a list of study material, you'll stay organized and keep yourself feeling motivated as your check your way down the list.</p> <h2>Multi-Step Tasks That Are Complicated or Foreign</h2> <p>A study of Michigan hospitals found that using a checklist can <a href="https://www.sciencedaily.com/releases/2009/09/090916092657.htm">virtually eliminate common infections</a> in intensive care units. As it turns out, the principle behind these findings stand true outside the operating room, too. Checklists can be used to reduce errors and improve safety in any situation where you're attempting to execute a multi-step procedure correctly. Whether you're setting out to bake a cake or change a flat car tire, a checklist can help ensure that you cover every step. After all, that brand new tire won't do you much good if you forget to tighten up the lug nuts.</p> <h2>List Your Stressors</h2> <p>Everyone feels stressed out from time to time. Next time the feeling strikes you, make a list of everything that is occupying your mind or distracting you. After you <a href="https://drdemartini.com/writings_and_insights/the_benefits_of_making_lists_to_health">quantify your stressors</a>, take a moment to identify which items can be delegated to others and which items must actually be completed by you, and then assign each item a due date. You'll likely find that many of the tasks weighing you down don't need to be done immediately, and some of them can even be delegated to others. This realization can help ease your stress and make you feel more optimistic about conquering all of your to-do's. Be sure to create a new list for those items that must be completed in the future, planning to make sure that each one will be wrapped up in time.</p> <h2>Everything You Want to See, Do, and Accomplish</h2> <p>Popular to the point of cliche, the bucket list &mdash; a list of things one wants to do before he or she kicks the bucket &mdash; is often overlooked. Alas, it is a powerful thing. The trick, of course, is to prevent your list from becoming a thing of fantasy by actually committing to crossing off a great many of the items on the list. Exciting memories, relationship-bonding activities, and self-improvement activities are the stuff of most bucket lists, and all of these things can make life feel more fulfilling. Ultimately, a bucket list &mdash; a thoughtful one that you actually set out to complete &mdash; can make for a life well-lived.</p> <p><em>Any other checklists that would make life better? Share with us!</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/brittany-lyte">Brittany Lyte</a> of <a href="http://www.wisebread.com/these-checklists-will-make-your-life-better">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-2"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/4-easy-ways-to-automate-your-everyday-life">4 Easy Ways to Automate Your Everyday Life</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-10-best-productivity-apps-for-really-busy-people-like-you">The 10 Best Productivity Apps for Really Busy People Like You</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/why-i-love-lists">Why I Love Lists</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/from-clutter-to-clean-make-your-desk-awesome">From Clutter to Clean: Make Your Desk Awesome</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/12-ways-a-deep-declutter-can-improve-your-life">12 Ways a Deep Declutter Can Improve Your Life</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Organization Productivity checklists lists make a list tips to-do list Tue, 05 Jul 2016 09:00:05 +0000 Brittany Lyte 1743314 at http://www.wisebread.com 9 Reasons Alone Time Is Good For Your Soul http://www.wisebread.com/9-reasons-alone-time-is-good-for-your-soul <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/9-reasons-alone-time-is-good-for-your-soul" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_reading_book_000061374724.jpg" alt="Woman learning reasons alone time is good for her soul" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>My friends, family, and significant other? They are fabulous. We get along great, and I love being around them... most of the time. As a self-proclaimed introvert though, I have to admit that my alone time is just as precious to me. There are countless <a href="http://www.popsugar.com/smart-living/Fun-Things-Do-Yourself-35362035">fun things to do alone</a>, and while it's nice to have company, sometimes it's extremely refreshing to appreciate life from a perspective that's entirely your own.</p> <p>I recently went on a weekend getaway in Southern California with just myself, a beautiful new <a href="http://www.ford.com/cars/mustang/" target="_blank">2015 Ford Mustang</a>, and miles of open desert road. Whether it was the fresh air and warm sun or the endless hours of freedom I had at my fingertips, I came out the other end of my adventure feeling like a new person. If you're able to, take some time to yourself &mdash; whether it's just an for hour or for an entire trip &mdash; and see what it can do for you. Here are more reasons why alone time is good for your soul.</p> <p>RELATED:&nbsp;<a href="http://www.popsugar.com/smart-living/Career-Tips-Introverts-38279445">7 Totally Practical Career Tips For Office Introverts</a></p> <h2>1. Being Alone Gives You Time to Think</h2> <p>Life can be crazy sometimes &mdash; crazy good, crazy bad, or just crazy busy &mdash; and it's easy to get caught up in your hectic week or month and forget to allow yourself time to process things. Being alone gives us the time we all need to reflect on important events and to organize our feelings about the things that have happened. Without this, we can get overwhelmed with all we are trying to juggle mentally, and this can cause extra anxiety and stress.</p> <h2>2. You Can Get Creative</h2> <p>There's nothing like putting on headphones, listening to your favorite songs, and getting down to work. It doesn't matter if you're a writer, an artist, a musician, or a software engineer; we all have creative outlets and we all need to nurture them as much as we can. Being by yourself gives you the motivation and the opportunity to open your mind and explore new ideas, then put those ideas to good use.</p> <p>RELATED:&nbsp;<a href="http://www.popsugar.com/smart-living/Working-From-Home-Tips-37778375">11 of the Best Work-From-Home Hacks Ever</a></p> <h2>3. You Can Recharge</h2> <p>Being around people is both exhilarating and exhausting. It means having to constantly be alert and aware of what's going on around you and in conversations that require your full attention. Socializing at work and with friends is definitely a positive thing, but it can also be draining. When you're alone, you can use that quiet time to recharge and regroup. It's essential to do this so that when you're around people again, you feel refreshed, more energetic, and ready to interact.</p> <h2>4. You Get to Know Yourself Better</h2> <p>Spending time alone means taking your thoughts and feelings into account above anyone else's, and when you do this, you get to explore your personality in depth. The more time you get to know yourself, the more you'll find out just how awesome you are.</p> <p>RELATED:&nbsp;<a href="http://www.popsugar.com/smart-living/Best-Career-Advice-38400406">Real People Share the Greatest Career Advice They've Ever Received</a></p> <h2>5. You Become More Independent</h2> <p>When you're alone, you don't have the option of depending on other people for their opinions, advice, or help. You call all the shots, and even though that can be scary sometimes, it also means you become more reliant on yourself &mdash; and this is a great thing. Being independent means being self-assured, so that you can bring that confidence to the table when you're with people, too.</p> <h2>6. You See and Hear Things You Wouldn't Otherwise</h2> <p>We often make idle conversation with people just to fill the silence, but when we're quiet, we can hear and see things we don't notice otherwise. We are able to appreciate the small things in life because we don't miss them when they happen, and being alone can help you pay more attention to those important moments.</p> <h2>7. You Get to Do Whatever You Want to Do</h2> <p>You don't have to make compromises with anyone on where to eat, what movie to watch, or what sights to see on a trip. You can spend all the time you'd like to doing exactly what you want to do, and while having company is sometimes welcome, going on your own private adventures can be just as exciting and fulfilling.</p> <p>RELATED:&nbsp;<a href="http://www.popsugar.com/smart-living/Things-You-Learn-Your-First-Job-38155545">13 of the Greatest Lessons We Learned at Our First Jobs</a></p> <h2>8. You're More Productive</h2> <p>It's easier to get more things accomplished when you're free from distractions &mdash; including people &mdash; and taking some time to yourself to put all your efforts into getting things checked off your to-do list can be extremely rewarding.</p> <h2>9. You Appreciate the People in Your Life</h2> <p>Absence makes the heart grow fonder, right? Taking some time away from the people in your life can help you realize how important and valuable they are to you. This break can renew your excitement for spending time with the people who you care about the most, and you will return from spending time alone happier and more enthusiastic about seeing them.</p> <div class="field field-type-text field-field-blog-teaser"> <div class="field-items"> <div class="field-item odd"> Need an excuse for more alone time? Here are nine reasons it&#039;s good for you. </div> </div> </div> <div class="field field-type-text field-field-guestpost-blurb"> <div class="field-label">Guest Post Blurb:&nbsp;</div> <div class="field-items"> <div class="field-item odd"> <p style="text-align:center;"><a href="http://www.savvysugar.com" style="border:none;"><img alt="" src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u921/POPSUGARrgb.jpg" style="height:95px; width:300px" /></a></p> <p><em>This is a guest contribution from our friends at </em><a href="http://www.savvysugar.com/"><em>POPSUGAR Smart Living</em></a><em>. Check out more useful articles from this partner:</em></p> <ul> <li><a href="http://www.popsugar.com/smart-living/Career-Tips-Introverts-38279445">7 Totally Practical Career Tips For Office Introverts</a></li> <li><a href="http://www.popsugar.com/smart-living/Working-From-Home-Tips-37778375">11 of the Best Work-From-Home Hacks Ever</a></li> <li><a href="http://www.popsugar.com/smart-living/Best-Career-Advice-38400406">Real People Share the Greatest Career Advice They've Ever Received</a></li> <li><a href="http://www.popsugar.com/smart-living/Things-You-Learn-Your-First-Job-38155545">13 of the Greatest Lessons We Learned at Our First Jobs</a></li> </ul> <p>&nbsp;</p> </div> </div> </div> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/popsugar-smart-living">POPSUGAR Smart Living</a> of <a href="http://www.wisebread.com/9-reasons-alone-time-is-good-for-your-soul">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-4"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/learn-to-love-winter-with-some-simple-self-deception">Learn to Love Winter With Some Simple Self-Deception</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/16-ways-you-are-causing-road-rage">16 Ways You Are Causing Road Rage</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/invest-your-time-in-these-13-things-while-youre-in-your-20s">Invest Your Time in These 13 Things While You&#039;re in Your 20s</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/will-that-thing-really-change-your-life">Will That Thing Really Change Your Life?</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-tips-to-avoid-watching-a-crappy-movie">7 tips to avoid watching a crappy movie.</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> General Tips Lifestyle Personal Development alone time emotional health introvert me time mental health privacy solo tips Fri, 06 Nov 2015 09:15:11 +0000 POPSUGAR Smart Living 1577435 at http://www.wisebread.com Make These 6 Relationship Moves Now or You'll Regret It in 20 Years http://www.wisebread.com/make-these-6-relationship-moves-now-or-youll-regret-it-in-20-years <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/make-these-6-relationship-moves-now-or-youll-regret-it-in-20-years" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/happy_couple_000032796334.jpg" alt="Couple making relationship moves now before they regret it " title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>There's no science to relationships. That said, communication is key to keeping you and your significant other together and happy in the face of everyday setbacks. If the goal is to grow old together in matching rocking chairs, then make these six relationship moves or you'll regret it in 20 years. (See also: <a href="http://www.wisebread.com/avoid-these-5-pitfalls-when-moving-in-together?ref=seealso">Avoid These 5 Pitfalls When Moving in Together</a>)</p> <h2>1. Speak Up and Say No</h2> <p>Being assertive with your wants and needs is just as important as being compassionate and considerate of your partner's needs. This goes for both big and small topics: You don't like carnations, but you keep getting them on your birthday. You grin and bear it through <em>The Big Bang Theory, </em>because it's their favorite show. Your partner wants kids and you don't. Your partner wants a house in their home state someday and you don't want to move. This is also true with intimacy preferences. If you've tried something in bed enough times to know you don't like it, speak up &mdash; sexual incompatibility is a chief cause for many breakups and divorces. It's better to address it now.</p> <p><strong>What this prevents</strong>: A sense of obligation to do something you don't like. If it goes long enough, resentment and hostility will bubble up to the surface. Your partner will also be upset, because you didn't articulate your wants and needs in the first place.</p> <h2>2. Delete Your Dating Apps</h2> <p>We all know someone in a relationship who still flips through OKCupid and Match, or swipes through Tinder or Grindr after a beer or two. Why are you still there? If you don't think the relationship is working out, then it might be time to end it. Most people in a committed relationship would expect their partners to at least ignore those websites and unsubscribe to their emails. At the end of the day, you put yourself in a position that calls your trustworthiness into question.</p> <p><strong>What this prevents</strong>: Possibly unwarranted accusations of cheating. If you're not in an open or poly relationship, you could lose your partner's trust.</p> <h2>3. Schedule Date Nights</h2> <p>Ugh, date nights, right? They sound as if they would suck the romance out of your currently stable and happy relationship. However, after a few years, there's always a slump. Every couple faces it and wonders, <em>are we still in love</em>? You get so comfortable that you forget to celebrate each other and the love that you share. Ideally, couples would automatically set aside one night per week (or at least per month) as a special date night. It could be any date ritual that is important to you. It's fun to dress up a little and go somewhere to show each other off.</p> <p><strong>What this prevents</strong>: Boredom, loneliness, and the dreaded &quot;We never go anywhere!&quot; fights.</p> <h2>4. Sort Out Your Finances Together</h2> <p>No one likes doing this. Instead, we make assumptions and hope for the best until a surprise comes our way. This is a recipe for disaster if you're planning to be in a relationship for the long haul with someone. Even if you aren't married, you should be upfront about debt, savings goals, budgets, and spending habits. Be willing to share and take advice from each other. If anyone has a decent chance at helping you improve your finances, it's a loving partner who shares your goals.</p> <p><strong>What this prevents</strong>: The unwelcome surprise that your partner has $100,000 in student loan debt, which will exacerbate the already stressful fights over spending, bills, and savings down the road.</p> <h2>5. Share a Hobby</h2> <p>It's always a good idea to share activities that remind you why you liked each other in the first place. Do you both collect art? Do you both enjoy hunting? Do you both want to learn a skill? Find an affordable and fun thing that you can enjoy together on a basic level, as <em>friends.</em> Because friendship is the solid base of any romantic relationship. Share opinions and help each other grow at your chosen skill. This might sound like a recreational &quot;elective,&quot; but consider how much closer sharing a passion or collaborating toward a goal could bring you together.</p> <p><strong>What this prevents</strong>: Lack of shared purpose beyond the household, which can lead to resentment and estrangement. Or, having fights about one partner being &quot;too into&quot; a hobby that excludes the other.</p> <h2>6. Know When It's Over</h2> <p>There are a myriad of reasons why you could want to end a relationship. Perhaps your life goals don't mesh, or one of you won't go to couple's therapy, or you're no longer having sex. If something is a dealbreaker for you, you have to declare it as such. If you've already talked through your needs in an open and compassionate way many times before, with no results, you need the courage to end the relationship, because it's what's best for both of you. Don't hang on waiting for a force majeure to occur. That's how people remain in relationships with abusive or emotionally absent partners. No one deserves that.</p> <p><strong>What this prevents</strong>: Feeling trapped in a stagnant, unloving, or toxic relationship for years.</p> <p><em>What are you doing to keep your relationship fresh and strong for the long haul?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/amanda-meadows">Amanda Meadows</a> of <a href="http://www.wisebread.com/make-these-6-relationship-moves-now-or-youll-regret-it-in-20-years">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-relationship-rules-you-should-be-breaking">10 Relationship Rules You Should Be Breaking</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-ways-lust-is-keeping-you-poor">6 Ways Lust Is Keeping You Poor</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/avoid-these-5-pitfalls-when-moving-in-together">Avoid These 5 Pitfalls When Moving in Together</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/happily-ever-after-how-to-stay-married-for-29-years-and-counting">Happily Ever After: How to Stay Married for 29 Years (and Counting)</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/flashback-friday-104-sweet-ways-to-celebrate-valentines-day">Flashback Friday: 104 Sweet Ways to Celebrate Valentine&#039;s Day</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Personal Development advice Dating love relationships tips Wed, 28 Oct 2015 15:15:19 +0000 Amanda Meadows 1601081 at http://www.wisebread.com Chill Your Sunscreen and 25 Other Beach Trip Hacks http://www.wisebread.com/chill-your-sunscreen-and-25-other-beach-trip-hacks <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/chill-your-sunscreen-and-25-other-beach-trip-hacks" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/family_beach_day_000045495908.jpg" alt="Family learning helpful beach trip hacks" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Hittin' the beach before summer ends? Not without perusing this list of <a href="http://www.wisebread.com/18-beauty-tips-and-hacks-for-summer">fun-in-the-sun hacks</a> that'll make your seaside trip easier, breezier, and much more comfortable.</p> <h2>1. Wipe Away Sand With Baby Powder</h2> <p>Sprinkle it on your body to dry up the sand then brush it off.</p> <h2>2. Use a Corkscrew Anchor to Keep Umbrellas From Flying Away</h2> <p>Because I don't want to be the annoying jerk on the beach who can't properly secure his umbrella when even the slight gust of wind blows through, I picked up this nifty <a href="http://www.amazon.com/gp/product/B00BCLNDNC/ref=as_li_tl?ie=UTF8&amp;camp=1789&amp;creative=390957&amp;creativeASIN=B00BCLNDNC&amp;linkCode=as2&amp;tag=wisbre03-20&amp;linkId=6ST7HYFD7W7ZZIWJ">corkscrew anchor</a> to keep my shade firmly in place. It has never failed me.</p> <h2>3. Use High SPF Lotion as Your Base and Spray for Touch-Ups</h2> <p>You'll get more all-over, longer-lasting protection out of the rub-on sunscreen than the spray. Cover your body with the lotion before you leave the house, then follow-up with sprays throughout the day.</p> <h2>4. Put Your Cell Phone in a Plastic Baggie to Protect It</h2> <p>I've found that those snack-size baggies are the perfect fit for iPhones, in particular.</p> <h2>5. Place a Tarp Under Your Beach Sheet or Blanket</h2> <p>You'll have an easier time shaking the sand off the tarp (it'll just slide right off, in fact) than trying to get it out of your blanket or sheet.</p> <h2>6. Place a Shower Curtain in a Large Hole in the Sand</h2> <p>When the water rushes in to fill it up, you'll have an instant pool for the kiddies to play in. This is an especially good idea for those who aren't very keen on swimming in the ocean &mdash; like me.</p> <h2>7. Stash a Few Grocery Bags in Your Gear for Your Trash</h2> <p>Use them throughout the day to keep your trash from blowing all around and so you don't have to keep walking to the trash cans every 30 minutes.</p> <h2>8. Put Meat Tenderizer on a Jellyfish Sting</h2> <p>Most meat tenderizers contain <a href="http://www.webmd.com/vitamins-supplements/ingredientmono-69-papain.aspx?activeingredientid=69&amp;activeingredientname=papain">papain</a>, which helps break down venom proteins. Wash it off after 10 to 15 minutes so it doesn't start to irritate the skin itself. (Vinegar works, too.)</p> <h2>9. Create a Sand-Free Zone With a Fitted Sheet</h2> <p>Lay the fitted sheet facedown on the sand and use your beach gear to fill in the elastic corners. Instant sand barrier.</p> <h2>10. Use a Balloon to Clear Your Ears</h2> <p>Kids have water in their ears? Bring a balloon to the beach and let them blow it up to help unclog waterlogged ears. Works just as well for you, too.</p> <h2>11. Use a Child's Wagon to Load up Your Gear</h2> <p>A child's wagon &mdash; particularly the Playskool brand &mdash; has wide plastic wheels that roll through the sand easily. Load up your gear and make the trek to your sandy oasis a hands and hassle-free experience.</p> <h2>12. Use a Frozen Sponge as a No-Drip Ice Pack</h2> <p>Freeze a wet sponge and place it in a plastic bag before putting it in a cooler to keep your refreshments chilled. No heavy ice or water to dump or lug later.</p> <h2>13. Place Valuables in a Clean Diaper That's Wrapped Like It's Dirty</h2> <p>Only the most desperate of beach thieves will attempt this heist. A friend of mine also told me that she wraps her valuables in a clean pair of underwear and places that in a Ziploc baggie. &quot;Even left out in the open no one has ever stolen my panties, but they've stolen my friend's cash/cards that were just inside their totes,&quot; she said. Both tips are solid.</p> <h2>14. Use a Soft Paintbrush to Brush Off Sand</h2> <p>If you don't have baby powder around, pack a clean, soft paint brush to whisk the sand off your body.</p> <h2>15. Sturdy Your Umbrella With a Sand and Water Mix</h2> <p>This method of digging a hole for your umbrella then securing it by filling in the hole with a 50/50 sand/water mixture comes from an Eagle Scout &mdash; so you know it's legit.</p> <h2>16. Avoid Sunscreen Marketing Tricks</h2> <p>&quot;Sport&quot; and &quot;For Kids&quot; high-SPF sunscreens are the exact same product with different labeling. Compare the cost of the two and buy the cheapest.</p> <h2>17. Place Valuables in a Clean, Empty Sunscreen Bottle</h2> <p>If diapers or underwear aren't your preferred methods of theft deterrence, go with the more modest route by placing valuables inside a used sunscreen bottle.</p> <h2>18. Freeze Water Bottles as Ice Packs in Your Cooler</h2> <p>This trick works threefold: Your food stays cold; the ice melt stays contained; and you have cool, fresh water to drink later in the day, making your cooler much lighter to carry back.</p> <h2>19. Pack Fresh Fruits and Veggies Along With the Junk Food</h2> <p>Your idea might be to pig out on junk food on your day at the beach, but you might find yourself craving for cool, fresh fruits and veggies once you start playing in the water and baking in the sun. You can keep the chips, of course, but pack healthier alternatives &mdash; cucumbers, watermelon, oranges, and more &mdash; just in case.</p> <h2>20. Leave the Expensive Sunglasses at Home</h2> <p>Have you ever been to a beach where it looks like everyone is walking the runway? Totally not worth it &mdash; especially when you can look just as good for less and without ruining your stuff. This especially applies to sunglasses. Leave your pricey pair at home and take the cheapies with you. If you lose or scratch them, you won't mind as much.</p> <h2>21. Pack the Bug Spray, Too</h2> <p>Everybody remembers the sunscreen, but many of us often forget the bug spray. I've had several annoying days at the beach because of biting flies that a little bit of DEET would have controlled.</p> <h2>22. Make a Mini-Emergency Kit and Place It in a Plastic Container</h2> <p>Put a few Band-Aids, wipes, aloe gel, sanitary products, and other first aid-type items in a plastic container, like GladWare, so everything stays clean, contained, and organized.</p> <h2>23. Make Ice Cubes Out of Aloe Vera Gel</h2> <p>Soothe your sunburn even more by placing aloe vera gel in ice cube trays in the freezer and rubbing those frozen blocks on your skin. (Or, ya know, just don't get sunburned &mdash; which is highly recommended!)</p> <h2>24. Cool Down With Chilled Sunscreen</h2> <p>Place your sunscreen in the fridge or cooler before applying for a jolt of refreshment.</p> <h2>25. Use a Laundry Basket to Clean Beach Toys</h2> <p>Instead of washing beach toys individually, place them all in a plastic laundry basket and rinse them off in one fell swoop at a washing station while the water drains from the sides.</p> <h2>26. Add a Flotation Device to Your Keys</h2> <p>Attaching a floatable keychain or cork material to your keys is a great way to ensure that your keys don't sink to the bottom of the ocean if you accidentally drop them. To minimize any potential hazard further, only take your car key to the beach while locking your other valuable keys in the car.</p> <p><em>Do you have more beach hacks that you'd like to add? Please share in comments!</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/mikey-rox">Mikey Rox</a> of <a href="http://www.wisebread.com/chill-your-sunscreen-and-25-other-beach-trip-hacks">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-2"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/20-cheap-fun-things-to-do-this-summer">20 Cheap, Fun Things to Do This Summer</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/22-cheap-ways-to-keep-cool-during-the-hottest-month-of-the-year">22 Cheap Ways to Keep Cool During the Hottest Month of the Year</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/learn-to-love-winter-with-some-simple-self-deception">Learn to Love Winter With Some Simple Self-Deception</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/51-uses-for-coca-cola-the-ultimate-list">51 Uses for Coca-Cola – the Ultimate List</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/blood-gore-and-hairy-warts-a-diy-halloween-makeup-guide">Blood, gore and hairy warts; a DIY Halloween makeup guide.</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Life Hacks beach fun outdoors sand summer tips vacation Fri, 14 Aug 2015 11:00:26 +0000 Mikey Rox 1518356 at http://www.wisebread.com The Ultimate Guide to Holiday Tipping http://www.wisebread.com/the-ultimate-guide-to-holiday-tipping <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/the-ultimate-guide-to-holiday-tipping" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/christmas-stocking-money-Dollarphotoclub_73435275.jpg" alt="christmas stocking money" title="christmas stocking money" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>'Tis the season to be jolly, but instead I often find myself stressed when I realize I have no clue how much to tip my hairdresser. Or my housekeeper. Or my garbage collectors. If you're like me, you have a list of people you want to thank for helping to make your life easier throughout the year. If you're also like me, you have no clue about what gratuity levels are considered typical, stingy, or even generous.</p> <p>That's why this year I reached out to a couple of highly regarded experts to get the inside scoop. Diane Gottsman, <a href="http://finance.yahoo.com/news/providers-tip-holidays-050001976.html">national etiquette expert</a> and the owner of The Protocol School of Texas says, &quot;The first rule of thought is to gift and tip within your budget. No one wants to see you struggle to tip through the holidays if you have just lost your job, or you are having trouble paying the rent.&quot;</p> <p>&quot;Tips are subjective,&quot; adds Jodi RR Smith of Mannersmith Etiquette Consulting in Marblehead, MA. &quot;Tips are dependent on your relationship with the individual and the norms for your area, as well as your budget.&quot;</p> <p>With that in mind, here are some helpful guidelines from the experts to help you (and me!) navigate gratuity gifts as the year comes to an end.</p> <h2>Home Services</h2> <p>These are the people who help out around the house, so you have more time to earn money to hire people to help out around the house!</p> <ul> <li><strong>Babysitter</strong>: Cash or gift card equivalent to one or two night's pay. I talked to someone who used to sit for my kids and she told me, &quot;It's nice to know you're appreciated. A small gift is a nice token of appreciation and helps keep a sitter loyal to a family.&quot;<br /> &nbsp;</li> <li><strong>Nanny/Au Pair</strong>: The equivalent of one week's salary and a handmade gift from your child. &quot;A live-in nanny or a nanny that spends most of the day with your children is invaluable,&quot; says Gottsman.<br /> &nbsp;</li> <li><strong>Housekeeper</strong>: A cash gift equal to one week's pay. &quot;If you use a service, and you don't see the same person on a regular basis, or the person is brand new,&quot; says Gottsman, &quot;you may not feel obliged give a tip at all. If you have a relationship with the person(s), or they come weekly, consider a gift card per person or a tip equivalent to one visit.&quot;<br /> &nbsp;</li> <li><strong>Pet Sitter</strong>: One day to one week's worth of service. &quot;Our pets are our family and someone that takes care of them while we are on a trip, or walks the dog on a regular basis is worth their weight in gold,&quot; says Gottsman.</li> </ul> <h2>Apartment Living</h2> <p>You'll want to keep happy all those folks who make apartment living nice.</p> <ul> <li><strong>Doorman</strong>: Between $20 and $200. (This range seems huge to me. I've never lived in an apartment with a doorman so I'd love to hear those of you who do ring in on this one.)<br /> <strong><br /> </strong></li> <li><strong>Custodian/Superintendent/Handyman</strong>: $20 &ndash; $100. &quot;If they have saved you in the middle of the night when your toilet was overflowing or jumped your car more than once when you forgot to turn off your headlights,&quot; says Gottsman, a holiday tip would be helpful.&quot;<br /> &nbsp;</li> <li><strong>Parking Attendant</strong>: $10 &ndash; $50<br /> &nbsp;</li> <li><strong>Landlord or Building Manager</strong>: $50 (cash or gift card)</li> </ul> <h2>Homeowners</h2> <p>While homeowners don't typically have doormen to tip, they do have a host of service providers to gift.</p> <ul> <li><strong>Garbage Collector</strong>: Between $10 and $25 per crew person. In many areas, tips left taped to the trashcan lids can be stolen (I've had several friends tell me this happened to them.) If you miss your crew during the day, Gottsman suggests arranging to drop the gift off at their corporate office.<br /> &nbsp;</li> <li><strong>Lawncare</strong>: $10 per crew person.<br /> &nbsp;</li> <li><strong>Snow Removal</strong>: $10 per person.<br /> &nbsp;</li> <li><strong>Pool Cleaner</strong>: One week's pay.</li> </ul> <h2>Work</h2> <p>These gifts are more personal than those traded during the office Secret Santa.</p> <ul> <li><strong>Your Boss</strong>: $0 or a group office gift. &quot;It's not necessary to give your boss a large or expensive gift,&quot; says Gottsman. &quot;Consider an office gift pool or bring a tray or holiday goodies for the office.&quot;<br /> &nbsp;</li> <li><strong>Your Office Assistant</strong>: A bonus, gift card, or small gift.</li> </ul> <h2>School</h2> <p>Show teachers and staff you appreciate all their efforts to educate Junior (even if Junior doesn't).</p> <ul> <li><strong>Your Child's Teacher</strong>: Many schools encourage parents to contribute to a class gift. If your child's school doesn't, consider a small gift with a note and/or a handmade gift from your child. A teacher friend of mine told me, &quot;I always love and save handwritten notes. If they come with a gift or gift card &mdash; to anywhere at all &mdash; that is appreciated, too. But, it's the notes that keep me going.&quot; <br /> &nbsp;</li> <li><strong>Classroom Aide</strong>: If there is not a group classroom gift, a small gift with a note and/or a handmade gift from your child.<br /> &nbsp;</li> <li><strong>School Lunch Attendant</strong>: $20 per attendant, if you have a child with special dietary needs, and school policy allows such gifts (check with your child's school office to be sure). Says Gottsman, &quot;A lunch attendant who is vigilant when it comes to your child's food allergy is worth their weight in gold.&quot; <br /> &nbsp;</li> <li><strong>School Secretary</strong>: A small gift or gift certificate.</li> </ul> <h2>Personal Care</h2> <p>The people who keep you and your family looking good should know you appreciate their work, too.</p> <ul> <li><strong>Hairstylist</strong>: The cost of one session or a gift. &quot;Hair stylists become our confidants,&quot; says Gottsman. &quot;It would be uncomfortable to arrive empty handed the last week of the holiday season.&quot;<br /> &nbsp;</li> <li><strong>Shampoo Attendant</strong>: A small gift or $5 &ndash; $20.<br /> &nbsp;</li> <li><strong>Manicurist</strong>: The equivalent of one visit or a gift.<br /> &nbsp;</li> <li><strong>Massage Therapist</strong>: The equivalent of one session or a gift.<br /> &nbsp;</li> <li><strong>Personal Trainer</strong>: The equivalent of one session or a gift. According to Gottsman, &quot;Personal trainers often double as counselors. A tip of one service or a gift that has personal significance would say happy holidays.&quot;<br /> &nbsp;</li> <li><strong>Pet Groomer</strong>: The equivalent of one service or a basket of treats from your pet.<br /> &nbsp;</li> <li><strong>Personal Healthcare Nurse</strong>: The equivalent of one week's pay.</li> </ul> <h2>Gift Wrap Your Gifts, Too</h2> <p>When preparing your holiday gratuities, Smith says, &quot;Tips should be crisp, new bills placed in an envelope with a card or note of appreciation.&quot; For the financially strapped, Smith suggests a heartfelt note of thanks along with a thoughtful and inexpensive gift like homemade cookies. Gottsman agrees and offers further suggestions like a pot of fresh herbs from your garden or a basket of scones with homemade jelly.</p> <h2>When to Skip the Tip</h2> <p>Gottsman also suggests adjusting your tips according to level of relationship and frequency of service. &quot;Everyone has different lifestyle preferences and providers,&quot; says Gottsman. &quot;One person may use a hairstylist once a week while another person may visit the salon every three months. If you don't see them regularly and they can't remember your name, you may opt to skip the tip.&quot;</p> <p>If the relationship is solid, though, Smith says that skipping the tip is akin to telling your service providers they're not valued or to imply they've done something wrong. If a gratuity is not in your budget for this year, consider the alternative suggestions above. However, &quot;when your finances are fluid again,&quot; Smith suggests, &quot;please do tip them.&quot;</p> <p><em>Anyone we forgot? Who else do you tip during the holiday season and how much? Tell us about it in the comments below. And have a happy holiday!</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/alaina-tweddale">Alaina Tweddale</a> of <a href="http://www.wisebread.com/the-ultimate-guide-to-holiday-tipping">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/9-gifts-that-wont-become-clutter">9 Gifts That Won&#039;t Become Clutter</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-overpriced-holiday-gifts-you-should-skip">7 Overpriced Holiday Gifts You Should Skip</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/heres-how-to-monetize-your-unwanted-gifts">How to Get Rid of Your Unwanted Gifts and Make Money Too</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/9-smart-reasons-to-last-minute-holiday-shop">9 Smart Reasons to Last-Minute Holiday Shop</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-wrap-gifts-with-leftovers">How to wrap gifts with leftovers.</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Frugal Living gift gifts holiday bonus Holidays services tipping tips Tue, 09 Dec 2014 18:00:08 +0000 Alaina Tweddale 1264236 at http://www.wisebread.com Best Money Tips: Saving Money on Back to School Shopping http://www.wisebread.com/best-money-tips-saving-money-on-back-to-school-shopping <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-saving-money-on-back-to-school-shopping" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/mother-son-shopping-100248616-small.jpg" alt="mother son shopping" title="mother son shopping" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found some stellar articles on tips for saving on back to school shopping, scoring a bigger raise, and the secret to happiness.</p> <h2>Top 5 Articles</h2> <p><a href="http://staplerconfessions.com/index.php/tips-for-saving-money-on-back-to-school-shopping/">Tips for Saving Money on Back to School Shopping</a> &mdash; To save money on back to school shopping, buy backpacks and lunch-boxes on sale the year before. [Stapler Confessions]</p> <p><a href="http://www.stackingbenjamins.com/score-bigger-raise-5-ideas/">Score a Bigger Raise With These 5 Ideas</a> &mdash; If you want to score a bigger raise, bring data to your meeting with your boss and avoid emotional please. [Stacking Benjamins]</p> <p><a href="http://financialmentor.com/true-wealth/secret-to-happiness/13075">The Secret To Happiness&hellip; And Why It Has Nothing to Do With Money</a> &mdash; The decision to be happy is actually the decision to stop being unhappy, so make a conscious effort to choose happiness! [Financial Mentor]</p> <p><a href="http://kylieofiu.com/2014/08/how-to-have-a-budget-friendly-last-minute-holiday/">How to Have a Budget Friendly Last Minute Holiday</a> &mdash; Squeeze in one last affordable vacation before summer ends by clearing your browsing history and comparing transportation options. [Kylie Ofiu]</p> <p><a href="http://youngfinances.com/blog/10-important-roth-ira-rules-number-7-is-a-shocker/">10 Important Roth IRA Rules: Number 7 Is a Shocker</a> &mdash; If you want to contribute more than the limit to your Roth IRA, you will be hit with a 6% excise fee. [Young Finances]</p> <h2>Other Essential Reading</h2> <p><a href="http://www.themoneyprinciple.co.uk/loves-me-loves-me-not-four-ways-to-organise-your-family-finances/">Loves Me, Loves Me Not: Four Ways to Organize Your Family Finances</a> &mdash; Having complete separation of accounts is just one way to manage your family finances. [The Money Principle]</p> <p><a href="http://www.biblemoneymatters.com/what-is-the-average-retirement-savings-by-age-are-you-falling-behind/">What Is the Average Retirement Savings by Age? Are You Falling Behind?</a> &mdash; Did you know that most workers under 35 barely have $6,000 in retirement savings? [Bible Money Matters]</p> <p><a href="http://realmoneyanswers.com/do-you-have-broke-habits-or-wealthy-habits/">Do You Have &quot;Broke&quot; Habits or Wealthy Habits?</a> &mdash; To develop wealthy habits, define your goals and understand your value. [Real Money Answers]</p> <p><a href="http://www.savvysugar.com/Uses-Tea-Tree-Oil-34862747">19 Smart Uses for Tea-Tree Essential Oil</a> &mdash; Did you know you can use tea-tree essential oil to kill lice? [PopSugar Smart Living]</p> <p><a href="http://parentingsquad.com/10-back-to-school-safety-tips">10 Back to School Safety Tips</a> &mdash; It is important to teach your kids stranger danger before they go back to school. [Parenting Squad]</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/ashley-jacobs">Ashley Jacobs</a> of <a href="http://www.wisebread.com/best-money-tips-saving-money-on-back-to-school-shopping">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-3"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/50-ways-to-save-money-on-clothing">50 Ways to Update Your Wardrobe for Cheap</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/23-money-saving-items-everyone-should-own">23 Money-Saving Items Everyone Should Own</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/you-cant-save-if-you-dont-try">You Can’t Save if You Don’t Try</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-best-places-to-get-coupons-online">The Best Places to Get Coupons Online</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/frugal-tip-do-not-spend-when-you-are-sad">Frugal Tip: Do Not Spend When You Are Sad</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Shopping back to school best money tips saving school shopping tips Tue, 12 Aug 2014 19:04:06 +0000 Ashley Jacobs 1183109 at http://www.wisebread.com Best Money Tips: Tips for Discussing Money Topics With Your Partner http://www.wisebread.com/best-money-tips-tips-for-discussing-money-topics-with-your-partner <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-tips-for-discussing-money-topics-with-your-partner" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/couple-finances-86481911.jpg" alt="couple finances" title="couple finances" class="imagecache imagecache-250w" width="250" height="147" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found some wonderful articles on tips for discussing money topics with your partner, things you should never buy at Sam's Club, and DIY cleaning products.</p> <h2>Top 5 Articles</h2> <p><a href="http://www.thesimpledollar.com/twenty-powerful-tips-for-discussing-money-topics-with-your-partner/">23 Powerful Tips for Discussing Money Topics With Your Partner</a> &mdash; When discussing money topics with your partner, establish a &quot;no yelling&quot; rule and start by talking about goals. [The Simple Dollar]</p> <p><a href="http://moneyning.com/shopping-smart/6-things-you-should-never-buy-at-sams-club/">6 Things You Should Never Buy at Sam's Club</a> &mdash; Never buy milk or condiments at Sam's club. Chances are those items will go bad before you use them. [MoneyNing]</p> <p><a href="http://www.savvysugar.com/DIY-Cleaning-Products-28901279"> Make These 56 DIY Cleaning Products for Pennies</a> &mdash; Did you know you can make garbage disposal refreshers and floor wipes for just pennies? [PopSugar Smart Living]</p> <p><a href="http://freefrombroke.com/your-guide-on-how-to-stop-living-paycheck-to-paycheck/">Your 4 Step Guide on How to Stop Living Paycheck to Paycheck</a> &mdash; If you want to stop living paycheck to paycheck, start by identifying and cutting the waste from your budget. [Free From Broke]</p> <p><a href="http://www.cashthechecks.com/how-to-save-cash-by-getting-rid-of-old-tech/">How to Save Cash By Getting Rid of Old Tech</a> &mdash; To save cash by getting rid of old tech, kill your cable bill and get rid of your digital camera. [Cash the Checks]</p> <h2>Other Essential Reading</h2> <p><a href="http://www.biblemoneymatters.com/want-more-time-stop-buying-so-much-stuff/">Want More Time? Stop Buying So Much Stuff!</a> &mdash; Living a simpler life with less possessions means you get to work less. So stop buying so much stuff! Then you can have more time. [Bible Money Matters]</p> <p><a href="http://christianpf.com/common-characteristics-of-those-who-thrive/">5 Common Characteristics Of Those Who Thrive (How Are You Doing With #2?)</a> &mdash; Do you want to thrive? Become a prudent spender and a passionate income earner. [Christian PF]</p> <p><a href="http://kylieofiu.com/2014/07/how-to-streamline-your-business-to-save-time-money-and-stress/">How to Streamline Your Business to Save Time, Money, and Stress</a> &mdash; If you want to streamline your business, communication is key. [Kylie Ofiu]</p> <p><a href="http://ptmoney.com/pet-insurance-experience/">Pet Insurance Could Have Saved me a Small Fortune &ndash; The Shadow Experience (Quick Update)</a> &mdash; Pet insurance may be a good idea for you if you have a new pet or an older pet. [PT Money]</p> <p><a href="http://parentingsquad.com/fun-and-delicious-summer-barbecue-ideas">Fun and Delicious Summer Barbecue Ideas</a> &mdash; When having a summer barbecue, make grilled vegetables or grilled pita bread pizza. [Parenting Squad]</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/ashley-jacobs">Ashley Jacobs</a> of <a href="http://www.wisebread.com/best-money-tips-tips-for-discussing-money-topics-with-your-partner">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/chinese-proverbs-about-money-and-personal-finance">Chinese Proverbs About Money and Personal Finance</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-celebrities-with-shockingly-low-net-worths">6 Celebrities With Shockingly Low Net Worths</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-dumb-places-you-re-leaving-your-money">6 Dumb Places You’re Leaving Your Money</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-does-the-fannie-mae-and-freddie-mac-bailout-affect-you">How does the Fannie Mae and Freddie Mac bailout affect you?</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-reasons-youre-bad-at-money-and-how-to-fix-it-asap">8 Reasons You&#039;re Bad at Money — And How to Fix It ASAP</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Personal Finance best money tips discuss money partner tips Wed, 09 Jul 2014 19:00:05 +0000 Ashley Jacobs 1154999 at http://www.wisebread.com Best Money Tips: Financial Tips From Dad http://www.wisebread.com/best-money-tips-financial-tips-from-dad <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-financial-tips-from-dad" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/father-money-121617883-small.jpg" alt="father money" title="father money" class="imagecache imagecache-250w" width="250" height="151" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found some amazing articles on financial tips from dad, managing your money in retirement, and financial goals everyone should strive for.</p> <h2>Top 5 Articles</h2> <p><a href="https://www.mint.com/blog/saving/50752-0614/">Father Knows Best &mdash; Financial Tips From Dad</a> &mdash; Did your dad teach you that money can't buy happiness? [MintLife Blog]</p> <p><a href="http://www.freemoneyfinance.com/2014/06/nine-steps-to-manage-your-money-in-retirement.html">9 Steps to Manage Your Money in Retirement</a> &mdash; To manage your money in retirement, maintain at least a year of cash and rebalance to stay aligned with your goals. [Free Money Finance]</p> <p><a href="http://lenpenzo.com/blog/id25534-seven-basic-financial-goals-everyone-should-strive-for.html">Seven Basic Financial Goals Everyone Should Strive For</a> &mdash; Diversifying your investments and saving every month are just a couple finance goals you should be working towards. [Len Penzo dot Com]</p> <p><a href="http://www.getrichslowly.org/blog/2014/06/11/becoming-friends-with-your-future-self/">Becoming Friends With Your Future Self</a> &mdash; Automating your savings and living within your means are two things you can do that you will thank yourself for in the future. [Get Rich Slowly]</p> <p><a href="http://www.threethriftyguys.com/2014/06/ways-to-save-by-waiting-til-the-last-minute/">5 Ways You Can Save More By Waiting Until the Last Minute</a> &mdash; If there is a sporting event you want to go to, you can oftentimes find tickets at a reduced price if you wait until the last minute to purchase them. [Three Thrifty Guys]</p> <h2>Other Essential Reading</h2> <p><a href="http://www.cashthechecks.com/top-5-ways-to-earn-extra-household-income/">Top 5 Ways to Earn Extra Household Income</a> &mdash; To earn extra income, create an ebook or be an online tutor. [Cash the Checks]</p> <p><a href="http://www.fivecentnickel.com/2014/06/11/is-the-american-dream-dead/">Is the American Dream Dead?</a> &mdash; Reseting your expectations can help you combat the change in the American Dream. [Five Cent Nickel]</p> <p><a href="http://www.savvysugar.com/Things-I-Wish-I-Knew-My-20s-34820923">19 Things I Wish Someone Had Told Me In My 20s</a> &mdash; In your 20s, it's important to be an adult and make a monthly budget. [POPSUGAR Smart Living]</p> <p><a href="http://parentingsquad.com/how-to-fight-summer-learning-loss-0">How to Fight Summer Learning Loss</a> &mdash; Did you know that over the summer most students will lose about 2 months worth of grade level math skills? [Parenting Squad]</p> <p><a href="http://www.mainstreet.com/article/career/work/life-balance/best-ways-get-your-employees-outside-summer">Best Ways to Get Your Employees Outside This Summer</a> &mdash; If you want to get your employees outside this summer, try scheduling meetings outside. [MainStreet]</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/ashley-jacobs">Ashley Jacobs</a> of <a href="http://www.wisebread.com/best-money-tips-financial-tips-from-dad">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-4"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/chinese-proverbs-about-money-and-personal-finance">Chinese Proverbs About Money and Personal Finance</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/wisdom-from-my-favorite-frugal-tv-character-julius-rock">Wisdom from My Favorite Frugal TV Character - Julius Rock</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/organized-tips-on-getting-through-tough-times">Organized tips on getting through tough times</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/california-first-lady-maria-shriver-talks-to-us-about-help-for-families-in-tough-times">California First Lady Maria Shriver Talks to Us About Help for Families in Tough Times</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/best-of-personal-finance-41-financial-calculators-for-major-life-decisions">Best Money Tip: 41 Financial Calculators for Major Life Decisions</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Personal Finance best money tips dad father Father's Day finance tips Fri, 13 Jun 2014 17:00:19 +0000 Ashley Jacobs 1142648 at http://www.wisebread.com Best Money Tips: Money Saving Tips for Families http://www.wisebread.com/best-money-tips-money-saving-tips-for-families <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-money-saving-tips-for-families" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/family-money-79078082-small.jpg" alt="family money" title="family money" class="imagecache imagecache-250w" width="250" height="158" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found some fantastic articles on money saving tips for families, saving on your electric bill, and making a great impression on your interviewer.</p> <h2>Top 5 Articles</h2> <p><a href="http://www.goodfinancialcents.com/money-saving-tips-for-families/">15 {Surpisingly Simple} Money Saving Tips for Families</a> &mdash; Selling what you no longer need and avoiding being over-insured are just a couple money saving tips for families. [Good Financial Cents]</p> <p><a href="http://www.mydollarplan.com/5-ways-to-save-money-on-your-electric-bill-this-summer/">5 Ways to Save Money on Your Electric Bill this Summer</a> &mdash; Installing a water heater blanket can help you save money on your electric bill this summer. [My Dollar Plan]</p> <p><a href="http://www.savvysugar.com/Make-Good-Impression-Interviewer-Minutes-34950915">Make a Great Impression on Your Interviewer in 10 Minutes</a> &mdash; To make a great impression on your interviewer in under 10 minutes, master your smile and your posture. [PopSugar Smart Living]</p> <p><a href="http://www.thousandaire.com/how-to-get-a-great-deal-on-a-new-car/">How to Get a Great Deal on a New Car</a> &mdash; If you want to get a great deal on a new car, wait until the end of the month to buy. [Thousandaire]</p> <p><a href="http://www.moneycrush.com/what-to-do-with-an-inheritance/">What to Do With an Inheritance</a> &mdash; It is important to take some time before you spend any money you inherit. [MoneyCrush]</p> <h2>Other Essential Reading</h2> <p><a href="http://livingonthecheap.com/make-your-own-pop-tarts-convenience-foods/">Make Your Own Pop-Tarts and Other DIY Convenience Foods</a> &mdash; Did you know you can make your own pop-tarts? [Living on the Cheap]</p> <p><a href="http://gradmoneymatters.com/money-making-ideas/tips-for-secretive-job-hunting.html?utm_source=feedburner&amp;utm_medium=feed&amp;utm_campaign=Feed%3A+GradMoneyMatters+%28Grad+Money+Matters%29">Tips for Secretive Job Hunting</a> &mdash; If you are employed but looking for a new job, don't post about your job search on social media. [Grad Money Matters]</p> <p><a href="http://www.forbes.com/pictures/fkmm45jhde/taking-out-student-loans-do-it-right-with-these-8-tips-3/?ss=personalfinance">8 Tips for Taking Out Student Loans</a> &mdash; When taking out student loans, take into consideration whether or not you will want to pursue a career in public service. [Forbes]</p> <p><a href="http://www.everybodylovesyourmoney.com/2014/06/09/3-lessons-learned-from-shark-tank.html?utm_source=feedburner&amp;utm_medium=feed&amp;utm_campaign=Feed%3A+EverybodyLovesYourMoney+%28Everybody+Loves+Your+Money%29">3 Lessons Learned From Shark Tank</a> &mdash; Shark tank can teach you that without risk, there is no reward. [Everybody Loves Your Money]</p> <p><a href="http://parentingsquad.com/take-a-stand-for-children">Take a Stand for Children</a> &mdash; Encouraging education and making school cool are just a couple ways you can take a stand for children. [Parenting Squad]</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/ashley-jacobs">Ashley Jacobs</a> of <a href="http://www.wisebread.com/best-money-tips-money-saving-tips-for-families">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/five-calls-you-can-make-now-to-save-hundreds-to-thousands-of-dollars">Five calls you can make now to save hundreds to thousands of dollars</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-good-writing-skills-saves-and-earns-money">How good writing skills save and earn money</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/in-times-like-these-separate-the-want-from-the-need">In times like these, separate the want from the need.</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/frugal-or-just-plain-wrong">Frugal... or just plain wrong?</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-dirty-is-your-money-really">How Dirty Is Your Money, Really?</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Frugal Living best money tips families money saving simple tips Wed, 11 Jun 2014 19:00:28 +0000 Ashley Jacobs 1142453 at http://www.wisebread.com Best Money Tips: Tried-and-Tested Tips For a Frugal Life http://www.wisebread.com/best-money-tips-tried-and-tested-tips-for-a-frugal-life-0 <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-tried-and-tested-tips-for-a-frugal-life-0" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/girl-shopping-78717652-small.jpg" alt="girl shopping" title="girl shopping" class="imagecache imagecache-250w" width="250" height="167" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found some wonderful articles on tried-and-tested tips for a frugal life, what to do to shine at work, and tricks for spotting the best deals.</p> <h2>Top 5 Articles</h2> <p><a href="http://www.savvysugar.com/How-Live-Frugally-24174070">66 Tried-and-Tested Tips for a Frugal Life</a> &mdash; To live a frugal life, don't rent a modem and look for cheaper means of transportation. [PopSugar Smart Living]</p> <p><a href="http://www.lifehack.org/articles/work/you-want-shine-work-these-5-things.html">If You Want To Shine at Work, Do These 5 Things</a> &mdash; Handling bad situations like a leader can enable you to shine at work. [Lifehack]</p> <p><a href="http://money.cnn.com/gallery/pf/2014/05/28/best-deals/index.html?section=money_pf&amp;utm_source=feedburner&amp;utm_medium=feed&amp;utm_campaign=Feed%3A+rss%2Fmoney_pf+%28Personal+Finance%29">Tricks for Spotting the Best Deals</a> &mdash; Avoiding add-ons at a restaurant can save you money. [CNN Money]</p> <p><a href="http://www.forbes.com/sites/learnvest/2014/05/28/5-money-mistakes-even-diligent-savers-make/?ss=personalfinance">5 Money Mistakes Even Diligent Savers Make</a> &mdash; Try to avoid making the money mistakes of putting all your savings in one account and saving as much cash as you possibly can. [Forbes]</p> <p><a href="http://www.smartonmoney.com/5-tips-for-reducing-financial-stress/">5 Tips for Reducing Financial Stress</a> &mdash; Reduce your financial stress by getting help and taking action. [Smart On Money]</p> <h2>Other Essential Reading</h2> <p><a href="http://www.cleverdude.com/content/three-steps-to-saving-big-time-at-bed-bath-and-beyond/">Three Steps to Saving Big Time at Bed, Bath, and Beyond</a> &mdash; Signing up for offers on Bed, Bath, and Beyond's website can help you save big time. [Clever Dude Personal Finance and Money]</p> <p><a href="http://www.dumblittleman.com/2014/05/6-ways-deal-burnout.html">6 Ways to Deal with Burnout</a> &mdash; To deal with burnout, identify your purpose and take small steps. [Dumb Little Man]</p> <p><a href="http://sustainablepersonalfinance.com/enjoy-summer-without-breaking-bank/">How to Enjoy Summer Without Breaking the Bank</a> &mdash; Looking for free activities can help you enjoy summer without breaking the bank. [Sustainable Personal Finance]</p> <p><a href="http://www.marcandangel.com/2014/05/25/10-things-you-need-to-say-before-its-too-late/">10 Things You Need to Say Before It's Too Late</a> &mdash; Say &quot;thank you&quot; and &quot;I'm sorry&quot; before you don't have the chance to. [Marc and Angel Hack Life]</p> <p><a href="http://parentingsquad.com/7-tips-for-teaching-kids-proper-phone-etiquette">7 Tips for Teaching Kids Proper Phone Etiquette</a> &mdash; Reinforcing safety and politeness is important when teaching kids proper phone etiquette. [Parenting Squad]</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/ashley-jacobs">Ashley Jacobs</a> of <a href="http://www.wisebread.com/best-money-tips-tried-and-tested-tips-for-a-frugal-life-0">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-5"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/learn-to-love-winter-with-some-simple-self-deception">Learn to Love Winter With Some Simple Self-Deception</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/12-ways-to-tell-the-difference-between-being-frugal-and-being-cheap">12 Ways to Tell the Difference Between Being Frugal and Being Cheap</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/cheap-and-romantic-ideas-for-valentines-day-and-any-other-day-of-the-year">Cheap and Romantic Ideas for Valentine&#039;s Day (And Any Other Day of the Year)</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/wisdom-from-my-favorite-frugal-tv-character-julius-rock">Wisdom from My Favorite Frugal TV Character - Julius Rock</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/9-reasons-alone-time-is-good-for-your-soul">9 Reasons Alone Time Is Good For Your Soul</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Lifestyle best money tips frugal life tips Thu, 29 May 2014 09:00:25 +0000 Ashley Jacobs 1141014 at http://www.wisebread.com Best Money Tips: Cleaning Tips That Can Save You Money http://www.wisebread.com/best-money-tips-cleaning-tips-that-can-save-you-money <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-cleaning-tips-that-can-save-you-money" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/cleaning-3568221-small.jpg" alt="cleaning" title="cleaning" class="imagecache imagecache-250w" width="250" height="141" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found some great articles on cleaning tips that will save you money, awesome ways to give, and finding small appliances for cheap.</p> <h2>Top 5 Articles</h2> <p><a href="http://livingonthecheap.com/five-money-saving-spring-cleaning-tips/">5 spring cleaning tips that can save you money</a> &mdash; Donating your old items can save you money when you spring clean. [Living on the Cheap]</p> <p><a href="http://christianpf.com/give-unsuspecting-people/">13 Awesome Ways to Give to Unsuspecting Random Poeple (Brave Enough for #11?)</a> &mdash; Paying for another patron or organizing a meal shower are a couple great ways to give to unsuspecting people. [Christian PF]</p> <p><a href="http://www.stretcher.com/stories/12/12apr02f.cfm">How to Find Small Appliances for Cheap</a> &mdash; You can find small appliances for cheap at garage sales or thrift stores. [TheDollarStretcher.com]</p> <p><a href="http://onecentatatime.com/10-lunch-menu-that-only-cost-less-than-5/">10 Lunch Menu that Only Cost Less Than $5 </a>&mdash; Fried rice and chicken lo mein are just a couple lunch items that cost less than $5. [One Cent at a Time]</p> <p><a href="http://frugalportland.com/mindful-investing-made-easy/">Mindful Investing Made Easy</a> &mdash; Maxing out your 401(k) is a great idea especially if your company matches your contributions. [Frugal Portland]</p> <h2>Other Essential Reading</h2> <p><a href="http://www.biblemoneymatters.com/monthly-checklists-to-stay-on-top-of-home-maintenance-tasks/">Monthly Checklists To Stay On Top Of Home Maintenance Tasks</a> &mdash; Have you adjusted your thermostat or cleaned your furnace filter this month? [Bible Money Matters]</p> <p><a href="http://moneyning.com/insurance/do-you-really-need-wedding-insurance/">Do You Really Need Wedding Insurance?</a> &mdash; It may be a good idea to spend a little money on wedding insurance if you are spending a ton of money on your wedding. [MoneyNing]</p> <p><a href="http://www.savvysugar.com/Great-Gatsby-Travel-Destinations-34486637">5 Travel Destinations For Fans of The Great Gatsby</a> &mdash; If you are a fan of The Great Gatsby, consider traveling to East Hampton, NY. [PopSugar Smart Living]</p> <p><a href="http://parentingsquad.com/how-to-survive-a-messy-toddler">How to Survive a Messy Toddler</a> &mdash; Clean as you go and set an example when dealing with a messy toddler. [Parenting Squad]</p> <p><a href="http://www.freemoneywisdom.com/four-mistakes-realized-years-blogging/">Four Mistakes I Realized After Years of Blogging</a> &mdash; Are you making the blogging mistake of not monetizing sooner? [Free Money Wisdom]</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/ashley-jacobs">Ashley Jacobs</a> of <a href="http://www.wisebread.com/best-money-tips-cleaning-tips-that-can-save-you-money">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-4"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/save-some-cash-with-these-6-clever-cleaning-hacks">Save Some Cash With These 6 Clever Cleaning Hacks</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-easy-ways-to-get-rid-of-mold-on-common-household-items">6 Easy Ways to Get Rid of Mold on Common Household Items</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-really-easy-ways-to-unclog-drains">10 Really Easy Ways to Unclog Drains</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-mops">The 5 Best Mops</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/chinese-proverbs-about-money-and-personal-finance">Chinese Proverbs About Money and Personal Finance</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Home best money tips cleaning money spring tips Tue, 08 Apr 2014 09:00:28 +0000 Ashley Jacobs 1134583 at http://www.wisebread.com Best Money Tips: Tips to Get the Most From Coupons http://www.wisebread.com/best-money-tips-tips-to-get-the-most-from-coupons <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-tips-to-get-the-most-from-coupons" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/shopping-78816220.jpg" alt="coupons" title="coupons" class="imagecache imagecache-250w" width="250" height="141" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found some stellar articles on tips to get the most from coupons, things you should never DIY, and how to avoid certain budgeting problems.</p> <h2>Top 5 Articles</h2> <p><a href="http://lenpenzo.com/blog/id896-10-money-saving-tips-to-get-the-most-from-coupons.html">10 Money-Saving Tips to Get the Most From Coupons</a> &mdash; Beware of name brands and don't lose sight of the goal when using coupons. [Len Penzo dot Com]</p> <p><a href="http://parentingsquad.com/national-eating-disorders-awareness-week-spotlight-on-anorexia-nervosa">14 Things You Should Never DIY</a> &mdash; You should never DIY dishwashing detergent or nail polish remover. [PopSugar Smart Living]</p> <p><a href="http://onecentatatime.com/7-budgeting-problems-and-how-to-avoid-them-happening-to-you/">7 Budgeting Problems and How to Avoid Them</a> &mdash; Avoid the budgeting problem of not preparing for emergencies by gradually building an emergency fund. [One Cent At A Time]</p> <p><a href="http://www.lifehack.org/articles/communication/4-leadership-tips-for-outstanding-communication.html">4 Leadership Tips for Outstanding Communication</a> &mdash; Trying out transparency can help you have outstanding communication. [Stepcase Lifehack]</p> <p><a href="http://ptmoney.com/3-ways-to-file-your-taxes-for-free/">3 Ways to File Your Taxes for FREE</a> &mdash; To file your taxes for free, use Free File on IRS.gov. [PT Money]</p> <h2>Other Essential Reading</h2> <p><a href="http://lifehacker.com/which-browser-is-better-for-privacy-1525895782">Which Browser Is Better for Privacy?</a> &mdash; Did you know your browser doesn't really make a huge difference when it comes to online privacy? [Lifehacker]</p> <p><a href="http://www.marcandangel.com/2014/02/23/15-powerful-beliefs-that-will-free-you-from-negativity/">15 Powerful Beliefs that Will Free You From Negativity</a> &mdash; Believing that it is OK to have down days and that you don't need to hold onto what is holding you back can free you from negativity. [Marc and Angel Hack Life]</p> <p><a href="http://parentingsquad.com/national-eating-disorders-awareness-week-spotlight-on-anorexia-nervosa">National Eating Disorders Awareness Week: Spotlight on Anorexia Nervosa</a> &mdash; Did you know February 23rd through March 1st is National Eating Disorders Awareness Week? [Parenting Squad]</p> <p><a href="http://www.dumblittleman.com/2014/02/4-simple-ways-to-help-you-let-go-of.html">4 Simple Ways To Help You Let Go Of Your Anger</a> &mdash; To let go of your anger, cry or read a book. [Dumb Little Man]</p> <p><a href="http://timemanagementninja.com/2014/02/why-your-goals-are-too-long/">Why Your Goals Are Too Long</a> &mdash; If your goals span the time of a year, they are probably too long to act on. [Time Management Ninja]</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/ashley-jacobs">Ashley Jacobs</a> of <a href="http://www.wisebread.com/best-money-tips-tips-to-get-the-most-from-coupons">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-5"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-smart-ways-to-save-money-this-year-without-clipping-a-coupon">6 Smart Ways to Save Money This Year (Without Clipping a Coupon)</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-ways-social-media-can-save-you-money">6 Ways Social Media Can Save You Money</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/can-you-really-save-with-amazon-prime-pantry">Can You Really Save With Amazon Prime Pantry?</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/50-best-deals-coupons-sites">50 Best Deals and Coupon Sites</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-8-shopping-apps-thatll-actually-save-you-money-in-2016">The 8 Shopping Apps That&#039;ll Actually Save You Money in 2016</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Shopping best money tips coupons tips Thu, 27 Feb 2014 11:14:14 +0000 Ashley Jacobs 1128117 at http://www.wisebread.com Best Money Tips: Common Sense Investing Tips http://www.wisebread.com/best-money-tips-common-sense-investing-tips <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-common-sense-investing-tips" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/thinking-5292053-small.jpg" alt="man thinking" title="man thinking" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Welcome to Wise Bread&#39;s <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found some fantastic articles on investing tips everyone should follow, why your finances are a mess, and what to ask at a job interview</p> <h2>Top 5 Articles</h2> <p><a href="http://christianpf.com/common-sense-investing-tips/">8 Common Sense Investing Tips Everyone Should Follow</a> &mdash; Always be sure to keep it slow and steady when you are investing. [Christian PF]</p> <p><a href="http://lenpenzo.com/blog/id23958-33-reasons-why-your-finances-are-a-complete-mess.html">33 Reasons Why Your Finances Are A Complete Mess</a> &mdash; Your finances may be a complete mess if you think emergency funds are for worrywarts. [Len Penzo dot Com]</p> <p><a href="http://www.savvysugar.com/Questions-Ask-During-Job-Interview-4138449">Ask This, Not That, At a Job Interview</a> &mdash; When interviewing for a job, ask your interviewer what your typical day would look like. [PopSugar Smart Living]</p> <p><a href="http://frugalportland.com/are-you-a-compulsive-shopper-six-questions-you-need-to-answer/">Are you a compulsive shopper? Six questions to ask when shopping</a> &mdash; Determine whether or not you are a compulsive shopper by asking yourself if what would happen if you waited to buy something. [Frugal Portland]</p> <p><a href="http://www.mainstreet.com/article/moneyinvesting/taxes/tax-return-decisions-how-make-informed-choices">Tax Return Decisions: How To Make Informed Choices</a> &mdash; To make informed tax return decisions, do separate calculations to see if a 1040 or 1040A will cost you less in taxes. [MainStreet]</p> <h2>Other Essential Reading</h2> <p><a href="http://www.biblemoneymatters.com/how-much-of-a-financial-fighter-are-you/">How Much Of A Financial Fighter Are You?</a> &mdash; Are you fighting for your financial future by saving for retirement now? [Bible Money Matters]</p> <p><a href="https://www.jeanchatzky.com/kids/wednesday-welcome-benefit-big-fish-small-pond/">Wednesday Welcome: The Benefit Of Being A Big Fish In A Small Pond</a> &mdash; When it comes to going to college, sometimes you can get a better education by immersing yourself in student government. [Jean Chatzky Making Money Make Sense]</p> <p><a href="http://sustainablepersonalfinance.com/buy-metal-roof/">Should You Buy a Metal Roof?</a> &mdash; Most metal roofing options have warranties of 50 years and hold up well in the elements. [Sustainable Personal Finance]</p> <p><a href="http://www.frugalconfessions.com/consumerism/how-to-get-through-to-a-live-person-in-customer-service.php">How to Get Through to a Live Person in Customer Service</a> &mdash; If you want to get through to a customer service agent, opt for the tech support option when placing a call to a company. [Frugal Confessions]</p> <p><a href="http://parentingsquad.com/12-pinterest-hacks-to-make-housekeeping-easier">12 Pinterest Hacks to Make Housekeeping Easier</a> &mdash; To make housekeeping easier, try running a squeegee along your carpets to remove pet hair. [Parenting Squad]</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/ashley-jacobs">Ashley Jacobs</a> of <a href="http://www.wisebread.com/best-money-tips-common-sense-investing-tips">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-6"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/is-paying-off-your-mortgage-early-costing-you-money">Is Paying Off Your Mortgage Early Costing You Money?</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/womanhood-microscopic-and-other-hot-stock-tips">Womanhood microscopic and other hot stock tips</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-investors-with-better-returns-than-warren-buffett">5 Investors With Better Returns Than Warren Buffett</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/real-estate-investing-is-cheaper-and-easier-than-you-think">Real Estate Investing Is Cheaper and Easier Than You Think</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/12-smart-ways-to-turn-500-into-a-better-future">12 Smart Ways to Turn $500 Into a Better Future</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Investment best money tips common sense investing tips Wed, 05 Feb 2014 11:00:11 +0000 Ashley Jacobs 1123718 at http://www.wisebread.com