illegal http://www.wisebread.com/taxonomy/term/9583/all en-US How to recognize and answer illegal interview questions http://www.wisebread.com/how-to-recognize-and-answer-illegal-interview-questions <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/how-to-recognize-and-answer-illegal-interview-questions" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://cdn.wisebread.com/files/fruganomics/imagecache/250w/blog-images/jail.jpg" alt="" title="" class="imagecache imagecache-250w" width="250" height="375" /></a> </div> </div> </div> <p>In the United States job seekers are protected by a myriad of anti-discrimination laws.&nbsp; Despite these laws many potential employers still want employees that fit a&nbsp; narrow profile and they may ask probing questions to find out if you fit.&nbsp; Here is how you can recognize which questions are potentially illegal for an employer to ask, and what you can do if you encounter these questions.<br /> <br /> Generally, interviewers cannot ask you anything pertaining to your race, birthplace,&nbsp; religion, age, sexual preference, marital and family status, or health.&nbsp; For example, an interviewer cannot ask you how many kids you have or if you plan to have kids because that pertains to family status.&nbsp; They also cannot ask you how old you are during the interview process.&nbsp; You will probably have to provide your birthdate to human resournces after you are hired, but during interviews it is illegal to ask someone their age.<br /> <br /> Sometimes interviewers can be sneaky and ask you questions that would give them the answer to illegal questions.&nbsp; For example, instead of asking you your age, they may ask what year you graduated college and make an estimate.&nbsp; Also, instead of asking straight up if you drink or smoke, an interviewer could ask if you have been disciplined for tobacco use in the past.<br /> <br /> You should be able to recognize these personal questions because most of the time they probably sound unrelated to the job you are applying for and they can be very prying. &nbsp; Generally, if a question sounds too personal you should avoid answering it, or answer it in a way that relates to the job.&nbsp; For example, if an employer asks you if you have kids, you should probably say something to the effect that that you will be able to perform your job with or without kids.If you are asked about your age, then you can say that you are of legal working age.&nbsp; Basically, you should steer the conversation back to the job you are applying for.&nbsp; If an employer is insistent on asking you things you know is discriminatory, then you should state that you are uncomfortable answering these questions, and perhaps you should look for someone else to work for.&nbsp; An interview goes both ways, and if an interviewer makes you uncomfortable on a first meeting then working with him or her&nbsp; might be uncomfortable in the long term.&nbsp; <br /> <br /> As a rule of thumb if your personal life does not relate to the job you are applying for then you probably should not volunteer too much information. A little bit of small talk is okay, but you never know what strangers may be offended by, and keeping the focus of the interview on the job you want may be the best way to secure the job.</p> <p><em>Have you been asked probing or sneaky personal questions during an interview?&nbsp; How did you deal with it?</em></p> <div align="center"><SCRIPT charset="utf-8" type="text/javascript" src="http://ws.amazon.com/widgets/q?rt=tf_mfw&ServiceVersion=20070822&MarketPlace=US&ID=V20070822/US/wisbre03-20/8001/2d9d9a15-a88c-4aa8-8e0b-1126b66d4706"> </SCRIPT> <NOSCRIPT><A HREF="http://ws.amazon.com/widgets/q?rt=tf_mfw&ServiceVersion=20070822&MarketPlace=US&ID=V20070822%2FUS%2Fwisbre03-20%2F8001%2F2d9d9a15-a88c-4aa8-8e0b-1126b66d4706&Operation=NoScript">Amazon.com Widgets</A></NOSCRIPT></div> <a href="http://www.wisebread.com/how-to-recognize-and-answer-illegal-interview-questions" class="sharethis-link" title="How to recognize and answer illegal interview questions" rel="nofollow">ShareThis</a><br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/xin-lu">Xin Lu</a> of <a href="http://www.wisebread.com/how-to-recognize-and-answer-illegal-interview-questions">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/when-should-you-say-no-to-those-who-want-to-borrow-money-from-you">When Should You Say No to Those Who Want to Borrow Money from You?</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-write-a-resume-12-steps-to-your-next-job">How To Write A Resume: 12 Steps To Your Next Job</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/welcome-to-the-real-world-my-best-advice-for-new-graduates">Welcome to the Real World - My Best Advice for New Graduates</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-same-actions-will-produce-the-same-results-ten-tenets-for-arranging-your-rich-part-2">The Same Actions Will Produce The Same Results (Ten Tenets for Arranging Your Rich: Part 2)</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/tips-for-finding-legitimate-work-at-home-opportunities">Tips for Finding Legitimate Work at Home Opportunities</a></span> </div> </li> </ul> </div> </div> </div> </div> Personal Finance Career and Income General Tips illegal interview personal questions Fri, 03 Apr 2009 22:46:28 +0000 Xin Lu 3007 at http://www.wisebread.com The Jury Duty Scam – coming to a phone near you? http://www.wisebread.com/the-jury-duty-scam-coming-to-a-phone-near-you <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/the-jury-duty-scam-coming-to-a-phone-near-you" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://cdn.wisebread.com/files/fruganomics/imagecache/250w/blog-images/444587257_9b5e0ec86f.jpg" alt="jury duty phone scam" title="jury duty phone scam" class="imagecache imagecache-250w" width="250" height="374" /></a> </div> </div> </div> <p>My wife forwarded me one of those &ldquo;hey everyone, don&rsquo;t fall for this&rdquo; emails this morning. I get one from a friend or relative at least once a week, and usually they&rsquo;re well-meaning but filled with gross inaccuracies or are just completely untrue. However, when I looked to my source for all things BS, snopes.com, I discovered this one was 100% true. It&rsquo;s called the Jury Duty scam. It&rsquo;s a smart, simple con that could clean you out.</p> <p>This scam has been around for a while (2005), but is relatively new compared to the Nigerian email scams and other similar cons. The premise is simple. Here&rsquo;s the write-up from <a href="http://www.snopes.com/crime/fraud/juryduty.asp">snopes.com</a> :</p> <blockquote><p><em>The scammer calls claiming to work for the local court and claims you&rsquo;ve failed to report for jury duty. He tells you that a warrant has been issued for your arrest.</em> </p></blockquote> <p>Allow me to break in here for a second. That last statement is incredibly powerful because it throws you completely off guard. You&rsquo;re now on the defensive, and in those situations you&rsquo;re more prone to do what you can to make things right. Now, part two of the scam:</p> <blockquote><p><em>The victim will often rightly claim they never received the jury duty notification. The scammer then asks the victim for confidential information for &ldquo;verification&rdquo; purposes. Specifically, the scammer asks for the victim&rsquo;s Social Security Number, birth date, and sometimes even for credit card numbers and other private information &ndash; exactly what the scammer needs to commit identity theft.</em> </p></blockquote> <p>If you live in Michigan, Ohio, Texas, Arizona, Illinois, Pennsylvania, Minnesota, Oregon or Washington State, you&rsquo;re in a state where this scam has already been reported. But that doesn&rsquo;t mean you&rsquo;re safe from this in any other town or city. </p> <p>Personally, this scam would never get to me because I know I&rsquo;m ineligible for jury duty. I&rsquo;m a Green Card holder, so I&rsquo;d already be clued in that something was wrong. You may also be someone who would just never fall for something like this. But the point of these scams is similar to the principle of junk mail and spam. For every 99 people that don&rsquo;t fall for it, 1 person does. If you have an army of people making dozens of calls every hour, you could walk away with hundreds of thousands of dollars as an ID theft scammer in just one day. </p> <p><strong>What can you do? Arm yourself with knowledge. </strong></p> <p>First and foremost, the FBI issued a <a href="http://www.fbi.gov/pressrel/pressrel05/092805.htm">warning</a> that states &ldquo;the judicial system DOES NOT contact people telephonically and ask for personal information such as Social Security number, date of birth or credit card numbers.&rdquo; The only time you will ever be called by a court system about jury duty is AFTER you have mailed back a completed questionnaire, and that is a rare occurrence. </p> <p>So, if you are called out of the blue and someone is demanding your personal info, just hang up the phone. Don&rsquo;t even get into a debate with these scumbags.</p> <p>In fact, this is a good rule of thumb for any phonecalls that you do not solicit; NEVER give out personal information to verify records of any kind. If someone insists on &ldquo;verifying&rdquo; information, they should already have it&hellip;so, you can ask them to read it out and give yes or no answers. If it&rsquo;s a scam, they clearly won&rsquo;t have it. </p> <p>Obviously, this does not apply to banks or credit card companies that YOU call, they should do an in-depth verification system before letting you have access to your accounts, with good reason. </p> <p>You&rsquo;d be well-advised, regardless of this scam, to keep an eye on your credit/debit cards and accounts for any unusual activity. And request a free copy of your credit report from <a href="https://www.annualcreditreport.com/cra/index.jsp">annualcreditreport.com</a> , you&rsquo;re entitled to one from each of the credit reporting companies every 12 months. This is not to be confused with freecreditreport.com, which in my honest opinion is just a big, but perfectly legal, scam. </p> <p>You can also put a fraud alert on your credit report for further safety, although there is still some debate about how this affects your credit rating. I have one on mine, I like the higher level of protection. Bottom line folks, this is a scam that really works and it&rsquo;s only going to snag more people. Keep your wits about you, and have a safe day.</p> <p><strong>Other reading:</strong></p> <p><a href="http://www.riverside.courts.ca.gov/newsmedia/05juryscam.pdf">http://www.riverside.courts.ca.gov/newsmedia/05juryscam.pdf</a></p> <p><a href="http://www.mncourts.gov/?page=NewsItemDisplay&amp;item=20317">http://www.mncourts.gov/?page=NewsItemDisplay&amp;item=20317</a></p> <a href="http://www.wisebread.com/the-jury-duty-scam-coming-to-a-phone-near-you" class="sharethis-link" title="The Jury Duty Scam – coming to a phone near you?" rel="nofollow">ShareThis</a><br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/paul-michael">Paul Michael</a> of <a href="http://www.wisebread.com/the-jury-duty-scam-coming-to-a-phone-near-you">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-2"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/your-ssn-can-now-be-accurately-guessed-using-date-and-place-of-birth">Your SSN Can Now Be Accurately Guessed Using Date and Place of Birth</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-vicious-home-rental-scam-dont-get-conned">The vicious Home Rental Scam – don’t get conned.</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/beware-the-nasty-secret-of-the-craigslist-free-section">Beware, The Nasty Secret Of The Craigslist Free Section</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/so-will-cash4gold-offer-me-cash-to-kill-this-story">So, will Cash4Gold offer me cash to kill this story?</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/beware-of-the-phrase-we-can-cut-your-debt-in-half">Beware of the Phrase &quot;We Can Cut Your Debt In Half!&quot;</a></span> </div> </li> </ul> </div> </div> </div> </div> Consumer Affairs credit fraud ID theft illegal scam warning Thu, 14 Aug 2008 21:25:23 +0000 Paul Michael 2331 at http://www.wisebread.com