Best Credit Cards That Offer Free Credit Scores

By Jason Steele. Last updated 12 January 2018. 2 comments

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Do you know what your credit score is? Your credit score is the entirety of your credit history condensed into a single number that lenders (and sometimes potential employers, landlords, and others) will use to approve or deny you and determine your interest rate. And if you've been struggling to build or rebuild your credit, it can help tremendously to learn your credit score each month.

Thankfully, there are credit cards that will offer customers their credit score each month at no additional charge. This started after the Consumer Financial Protection Bureau encouraged card issuers to do so. Some card issuers began offering credit scores last year, while others have just gotten around to it. Below are the best cards that currently offer free credit scores, and more are expected to join.

Chase Slate®

The Chase Slate® card comes with a monthly FICO score and Credit Dashboard for free. The dashboard helps you monitor your credit health by including the reasons behind your score, a summary of your credit report information, and tips on managing your credit. Plus, this card boasts the only introductory offer with 0% APR and no balance transfer fees. New cardholders receive 15 months of introductory 0% APR financing on both new purchases and balance transfers, with no fee for transfers completed within 60 days of account opening. The APR after the intro period is 16.24% - 24.99% variable, depending on your credit. There is no annual fee.

Click here to learn more and apply for the Chase Slate® card today!

Citi® Double Cash Card - 18 month BT offer

Citi offers a free FICO score to their cardholders that is based on your credit history as recorded by Equifax. The Citi Double Cash Card - 18 month BT offer from our partner Citi is one of their most popular cards and is one that rewards you for paying off your purchases with additional cash back. Cardholders earn 1% unlimited cash back on every purchase, then earn an additional 1% back when those purchases are paid. There are no caps and no category restrictions. New cardholders get 0% intro APR on balance transfers for 18 months. After that the variable APR will be 14.74%-24.74%*, depending on your creditworthiness. There is no annual fee.

Click here to learn more and apply for the Citi® Double Cash Card - 18 month BT offer today!

Capital One® Quicksilver® Cash Rewards Credit Card

Another popular card is the Capital One® Quicksilver® Cash Rewards Credit Card, which offers unlimited 1.5% cash back on every purchase. It includes a 0% intro APR on purchases for 9 months, and a variable APR of 14.24%-24.24% after that. Balance transfers also have a 0% intro APR for 9 months (which will also have a variable APR of 14.24%-24.24% apply thereafter), and a 3% fee will be applied to each balance transferred. New cardholders can earn a one time $150 cash bonus after spending $500 on purchases within 3 months from account opening. There is no annual fee.

Click here to learn more and apply for the Capital One® Quicksilver® Cash Rewards Credit Card today!

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Guest's picture
Guest

The blue cash everyday card from American Express has been offering this service for quite a while. I can view my credit score (I think it's the Experian score) anytime!

Guest's picture
Dollar

I'm not clear what 8.25% "variable" means but I will look it up again.
I wish money bloggers wouldn't say "FICO" score. FICO scores come from Fair Isaac Corporation, not Experian or Transunion or Equifax. CRAs are not synonymous with FICO.