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Staff Writer

Tim Lemke

Tim has been a personal finance writer for Wise Bread since 2013, and manages digital content for a Washington, D.C.-based foundation, the U.S. Chamber of Commerce Foundation.

Latest articles by Tim Lemke

Are You Putting Off These 9 Adult Money Moves?

You're not a kid anymore. So get to work on these grown-up financial decisions.

8 Surprising Ways Confidence Can Hurt Your Investments

Being confident is good. Being a little too confident with your investments, on the other hand, can mean money troubles.

7 Money Lessons We Can Learn From Jay-Z

Jay-Z is one of the wealthiest entertainers in the world, and his latest studio release, 4:44, has some important financial insights.

Here's How Boomers and Millennials Are Creating Winners on the Stock Market

Boomers and millennials have one thing in common: Their financial habits can move markets.

7 Financial Differences Between Millennials and the Next Generation

Generation Z is fast approaching adulthood. How, exactly, do these young adults differ from the millennials who precede them?

How to Save for Retirement When You Are Unemployed

So you're out of work. That doesn't mean you have to lose track of your retirement savings.

6 Good Financial Deeds that Can Backfire

You're a good egg, but are you hurting your financial future with your kindness?

6 Smart Reasons to Pay Your Credit Card Bill Before It's Due

You don't have to wait until the due date to pay your credit card bill. In fact, there are benefits to paying early.

10 Reasons to Cut Millennials Some Slack About Their Money

Millennials have long been the punching bags of personal finance. It's time we ease up.

Are Your Emotions Costing You Money? Take This Quiz

Pity, joy, fear, stress, excitement — emotions are part of life. But if they're dictating how and when you spend your money, you have a problem.

8 Biggest Regrets of New Homeowners

Buying your first home should be a happy occasion, so don't end up kicking yourself by making these homebuying blunders.

8 Questions Financial Advisers Hear Most Often

Financial advisers have heard it all when it comes to money. But they hear these questions most of all.

6 Reasons Every Millennial Needs a Roth IRA

You're young, you're earning an income, and you're ready to save for retirement. It's time to open a Roth IRA.

7 Biggest Ways Procrastination Hurts Your Finances

Do you like to wait until the last minute? Well, your bad habit could be costing you — literally.

Don't Let Outdated Money Advice Endanger Your Money

When it comes to money advice, these old-fashioned pearls of wisdom haven't aged well. Don't let them spoil your nest egg!

Are We Headed Toward a Bull or Bear Market?

The stock market's movements are anybody's guess, but a few key factors can hint at either a bull or a bear.

6 Money Moves to Make If Your Net Worth Is Negative

Net worth is an important marker of personal financial health. What do you do when it hovers in subzero territory?

What You Need to Know About the Easiest Way to Save for Retirement

Target-date funds are an easy way to "set and forget" your retirement savings. But they have a few downsides, too.

How These 8 Company Stocks Fared Following Scandal

From oil spills to exploding phones, these companies are no strangers to scandal. How has it affected their shareholders?

8 Times You Need to Walk Away From Your Dream Home

You've found the home you've always dreamed of. Make sure you're not walking into a nightmare, instead.