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Staff Writer

Tim Lemke

Tim has been a personal finance writer for Wise Bread since 2013, and manages digital content for a Washington, D.C.-based foundation, the U.S. Chamber of Commerce Foundation.

Latest articles by Tim Lemke

Are Your Emotions Costing You Money? Take This Quiz

Pity, joy, fear, stress, excitement — emotions are part of life. But if they're dictating how and when you spend your money, you have a problem.

8 Biggest Regrets of New Homeowners

Buying your first home should be a happy occasion, so don't end up kicking yourself by making these homebuying blunders.

8 Questions Financial Advisers Hear Most Often

Financial advisers have heard it all when it comes to money. But they hear these questions most of all.

6 Reasons Every Millennial Needs a Roth IRA

You're young, you're earning an income, and you're ready to save for retirement. It's time to open a Roth IRA.

7 Biggest Ways Procrastination Hurts Your Finances

Do you like to wait until the last minute? Well, your bad habit could be costing you — literally.

Don't Let Outdated Money Advice Endanger Your Money

When it comes to money advice, these old-fashioned pearls of wisdom haven't aged well. Don't let them spoil your nest egg!

Are We Headed Toward a Bull or Bear Market?

The stock market's movements are anybody's guess, but a few key factors can hint at either a bull or a bear.

6 Money Moves to Make If Your Net Worth Is Negative

Net worth is an important marker of personal financial health. What do you do when it hovers in subzero territory?

What You Need to Know About the Easiest Way to Save for Retirement

Target-date funds are an easy way to "set and forget" your retirement savings. But they have a few downsides, too.

How These 8 Company Stocks Fared Following Scandal

From oil spills to exploding phones, these companies are no strangers to scandal. How has it affected their shareholders?

8 Times You Need to Walk Away From Your Dream Home

You've found the home you've always dreamed of. Make sure you're not walking into a nightmare, instead.

7 Lessons From Tax Day to Remember for Next Year

With Tax Day now behind you (phew!), it's time to reflect on a few lessons that might make next April a little less stressful.

10 Things Small Investors Should Know About Big Corporate Mergers

Corporate mergers make for a great news story. But what do they mean for everyday shareholders?

11 Secrets You Need to Tell Your Financial Adviser

Skeletons in your financial closet? Like it or not, your financial adviser needs to know everything about your personal money matters.

Here's How Your Taxes Will Change After You Have a Kid

Welcome to parenthood! Of all the changes headed your way, don't forget about tax changes, too.

8 Signs You're Paying Too Much for Your Mortgage

If home sweet home is sapping your savings, you're likely paying too much for your mortgage.

9 Ways Your Lazy Habits Are Costing You

Time to get up off the couch and take control of your financial future. You can do this!

5 Smart Places to Stash Your Kid's College Savings

Sending your kids to college is expensive. These investment vehicles are the smartest ways to start saving up.

The Inventor of the 401K Has Second Thoughts About Your Retirement Plan — Now What?

401K plans aren't perfect — its inventors even say so. But they can still help build your perfect retirement.

11 Unexpected Things Covered by Homeowners Insurance

From volcano eruptions to riots, your homeowners insurance has you covered for even these unexpected things.