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Staff Writer

Tim Lemke

Tim is a dad of two who has discovered the necessity—and joy—of saving money. In addition to writing for Wise Bread, he manages digital content for a Washington, D.C.-based foundation and writes independently at MakingCentz.com.

Latest articles by Tim Lemke

10 Stocks to Invest in During the Holidays

These companies are poised for a big holiday blitz and that might make them good stocking stuffers for your portfolio.

Is It Ever Okay to Cosign a Loan?

Conventional wisdom says cosigning a loan is a major money no-no. But are there exceptions?

Insights From the World's 9 Most Frugal Cultures

In every corner of the globe, there are people that spend less and save more than we do. Let's follow their lead.

Stabilize Your Portfolio With These 11 Dividend Stocks

With interest rates stuck at historic lows, stocks that pay dividends can generate cash income. These dividend stocks are definitely worth a look.

What's the Right Percentage of Cash for Your Portfolio?

Cash can play an important role when it comes to investing, but it can also slow overall portfolio growth. What's stability actually worth?

9 Tax-Friendly Ways to Save Beyond Your Retirement Fund

Reach your retirement savings cap? There are still plenty of savvy ways to avoid a big tax bill after maxing out your IRA and 401K!

10 Depressing Jobs That Aren't Worth the Money

There are a lot of ways to earn your keep, but not all of them are good for mind, body, and soul. Do you work one of these depressing gigs?

8 Things Your Boomer Parents Could Afford That You Can't

It's not just your imagination: Things are way more expensive now than they used to be.

Should You Buy VW Shares? 10 Battered Stocks Worth Considering

Some stocks have taken a real beating this year. Could this be the right time to jump in?

6 Things Investors Should Know About the October Effect

October is perhaps the scariest month for investors. Or is that just a spooky myth?

10 Countries Where Banks Pay Crazy Interest Rates

If you think the interest rates of American banks are wacky, wait until you take a look at rates in these other countries.

10 Deliciously Profitable Food and Beverage Stocks

Everybody needs to eat, right? Put some extra food on your table with food and beverage industry shares that offer a nutritious return.

The Stock Market Has Been Really Tough on These 10 Industries

Let's face it — this past August was a terrible month for stocks. Here's a look at the industries that performed the worst.

The 9 Best State 529 College Savings Plans

College isn't cheap. Give your kids a savings jumpstart with one of these nine best 529 plans across the country.

8 Ways to Prepare for a Stock Market Dive

Got a little bit jumpy after the last market downturn? Relax. Here's how you can be prepared for the next one.

10 Best Stock Markets in the World in 2015

If you're looking for big gains and can tolerate a little risk, it's time to look abroad. Global stocks may be the answer to your investment needs.

8 Reasons to Stay Calm When the Market Tanks

Panicking over the recent market downturn? Deep breaths. Your money will be okay this time, and next time, too. Here's why.

11 Investment Mistakes We All Make

If you've ever fumbled with your investments, you aren't alone. How many of these investing mistakes are you guilty of?

10 Ways Bonds Can Hurt Your Portfolio

Bonds can be an important part of your investment strategy, but they can also be a drag. Find out if bonds are sapping the life from your portfolio.

8 Times to Avoid Dividend Stocks

Dividends can be a neat way to watch "free money" roll in, but beware. Sometimes you're better off without the cash.