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Staff Writer

Tim Lemke

Tim has been a personal finance writer for Wise Bread since 2013, and manages digital content for a Washington, D.C.-based foundation, the U.S. Chamber of Commerce Foundation.

Latest articles by Tim Lemke

7 Things You Should Know About Your 401(k) Match

Confused about how your employer's 401(k) match works? We'll break it down for you.

What to Do if You're Laid Off Before You Retire

You’ve found yourself out of work before you were ready to retire. Don’t worry! You can make this transition work.

12 Things You Should Know About the New Tax Law

The Trump administration recently rolled out its new tax law. Here are the major changes you need to know about.

You Can Start Investing With a Lot Less Money Than You Think

You feel like you don't have enough money to take the plunge in investing. That's not true! You can get started with less than you think.

How an Exit Strategy Can Make You a Better Investor

We're all for buy and hold, but sometimes, it really does make sense to sell an investment. That's where an exit strategy comes in.

The Financial Perks of Being in Your 20s

From student loans to pitiful pay, you may wonder if there are any financial perks to being young. Good news! There are many.

Why Playing It Safe With Your Money Is Actually Risky

When it comes to your money, fear of risk may be your biggest enemy.

How to Pick Your First Stocks and Funds

You're ready to start investing. But where, exactly, do you start? It's easy! Try these clever ways to pick your first stocks and funds.

5 Alternatives to a 401(k) Plan

If you're nervous about the future of 401(k) plans, you'll be pleased to know you have other options.

8 Money Moves for the Newly Independent

Your days of relying on others for financial support are done. Good for you! Now it's time to make some smart money moves, ASAP.

Don't Be Fooled by an Investment's Rate of Return

You might get excited looking at that promising investment return — but it can be misleading. Here's what else you should look for.

8 Signs You're a "Helicopter Investor" (And How to Stop)

Do you obsessively hover over your investments? If you don't give them space, they'll never grow into the responsible returns you need.

6 Ways Meeting the 2018 401(k) Contribution Limits Will Brighten Your Future

Want to start 2018 off on the right financial foot? Start hitting the new 401(k) contribution limit.

Think Outside the Index When You Rebalance Your Investment Portfolio

If you are rebalancing your portfolio before the end of the year, make sure you are truly diversified.

6 Simple Money Milestones Anyone Can Hit

Mega money goals can feel overwhelming. Check these simpler ones off your list while you're grinding toward the big ones.

First Rule of Financial Wins: Avoid Losses

Financial freedom isn't about swinging for the fences. A strategy based on avoiding losses can pay off big.

Boost Your Savings With This Easy Budgeting System

The premise is simple: Create small budgets. Set savings goals. Achieve financial freedom.

9 Family Money Matters Your Kids Don't Need to Know

It's important to teach your kids about money. But they don't need to know every little thing about your personal money matters.

7 Things You Need to Know About Investing in Company Stock

Your employer is offering you company stock. Is it a good idea to pad your portfolio with it?

8 Industries That Could Benefit From Climate Change

The global climate is changing, and these companies are poised to profit.