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Staff Writer

Tim Lemke

Tim has been a personal finance writer for Wise Bread since 2013, and manages digital content for a Washington, D.C.-based foundation, the U.S. Chamber of Commerce Foundation.

Latest articles by Tim Lemke

5 Smart Places to Stash Your Kid's College Savings

Sending your kids to college is expensive. These investment vehicles are the smartest ways to start saving up.

The Inventor of the 401K Has Second Thoughts About Your Retirement Plan — Now What?

401K plans aren't perfect — its inventors even say so. But they can still help build your perfect retirement.

11 Unexpected Things Covered by Homeowners Insurance

From volcano eruptions to riots, your homeowners insurance has you covered for even these unexpected things.

How Many of These "Frugal Virtues" Have You Mastered?

What does it take to adopt a truly frugal lifestyle? Follow these virtues and find out.

8 World Currencies That Took a Hit in 2016

In the midst of political uncertainty and economic stress, these eight world currencies took a tumble in '16.

Are Your Assets Costing You Too Much?

Your assets add up to your net worth. So the more the merrier, right? Well, too much of a good thing can actually be a drain on your finances.

These 8 Small Cap Value Investments Are on Fire

Ready to supercharge your portfolio? Look to these small and undervalued companies that have been on fire.

8 Stocks to Dump Before the New Year

Sometimes even investments have sell-by dates. You might want to cut your losses with these investments before 2017.

Is There Such a Thing as a "Safe" Investment?

We all want to protect our nest eggs, but the question remains: Is any investment truly "safe?"

8 Investments That May Soar During Trump's Term

Trump's economic impact is just guesswork for now, but let's take a look at what investments may soar under his lead, based on what's he's campaigned on.

Could Trump Bring Higher Interest Rates and Inflation? Consider These Money Moves

Will the fiscal landscape be different in 2017 during a Trump presidency? Here's how to get your money ready, either way things go.

8 Ways to Decide if It's a "Fund-Worthy" Emergency

You worked hard to build up your emergency fund for a rainy day like today. Is it raining hard enough to dip into your stash of cash?

6 Ways to Invest When You're In Debt

Investing and paying down debt? Yep, you read correctly. It's possible!

9 Things Football Teaches Us About Money

Nickel and dime packages in football aren't actually nickels and dimes. But they might be if you take the right lessons from the game.

7 Financial Reasons 2016 Needs to Be Over ASAP

Do you want off the roller coaster that has been 2016? Your finances probably do, too.

How the Pilgrims Did Personal Finance

The Pilgrims didn't settle the New World without knowing a little about finance. Here's what we know about their money matters.

8 Signs an ETF Isn't Right for You

There are thousands of ETFs out there. Before you go buying willy-nilly, you might want to make sure they're right for you.

The Frugal Colonizer's Guide to Getting to Mars

What if a trip to the red planet cost $200,000? Could you afford to go? Well, with these tips you just might!

7 Expensive Stocks That Are Totally Worth It

Make no mistake about it, these stocks are super-expensive — but they're not necessarily overpriced.

8 Money Lessons We Can Learn From Baseball

Our beloved national pastime can teach us a whole lot about hitting a home run with our money.