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Staff Writer

Tim Lemke

Tim has been a personal finance writer for Wise Bread since 2013, and manages digital content for a Washington, D.C.-based foundation, the U.S. Chamber of Commerce Foundation.

Latest articles by Tim Lemke

9 Ways Siri Can Be Your Personal Finance Assistant

You have a round-the-clock, always vigilant personal finance assistant, right in your pocket. Learn how to make the most of it!

The 10 Worst States for Retirees

Those nearing retirement are often advised to downsize — often to another, cheaper state. That's smart, as long as you avoid these 10 states.

Want to Master Your Debt? Think Like a Maze Runner

The path to the debt-free life is challenging, but so liberating once you get there. Kind of like a maze!

9 Ways to Tell If a Stock is Worth Buying

Wondering whether a stock is worth your investment? Here are a bunch of ways to decide!

How to Tell if Your 401K Is a Good or a Bad One

The sad truth is that some 401K plans offer bad investments with high fees. Learn how to evaluate yours before you lose too much.

7 Reasons You Are More Than Your Credit Score

You're broke. Your credit score stinks. But guess what? You're still you.

9 Ways Life Is Wonderful When You Swap Your Car for a Bike

Go on two wheels to save your money, time, and sanity. Life is so much better when you opt for pedal power.

8 Signs Your Retirement Is on Track

You've been pumping money into your retirement accounts, but how do you know if you're on the right track? If these signs ring true, you're doing just fine.

8 Ways to Turn Your Stress Into Money

These days, who isn't stressed out. Channel that energy into more money and it might just be able to relax a little.

8 Money Moves to Make the Moment You Get a Promotion

A promotion isn't an invitation to launch a spending spree. Make these smart, responsible money moves instead.

8 Signs You're Committing Financial Infidelity

Does your partner know everything they need to know about your finances?

10 Stocks Every Recent Grad Should Own

Gift the recent grad in your life one (or more!) of these great stocks, and they'll be on track to enjoy a nice profit.

The 7 Most Important Financial Moments of Your Life

These turning points in your life bring critical money matters to the table. Are you ready?

12 Easy Ways to Wake Up Richer Tomorrow Than You Are Today

There are plenty of ways to make a quick buck, but none are easier — and more certain — than these. What are you waiting for?

8 Money Lessons I Learned Selling Office Supplies

Working at an office supply superstore teaches more than just the price of pens. Find out what one Wise Bread writer learned during a first summer job.

The Frugal Living Commencement Speech I'd Give to My Younger Self

If time travel were possible, this is the commencement speech I'd give to my younger self about living frugally.

7 Investments That Usually Soar During the Summer

The stock market doesn't always lag in the summertime and these seven sectors remind that it's not always wise to "go away in May."

How to Retire Rich

You don't want to be just comfortable in retirement. Here's how to retire like a one percenter.

The Only 8 Rules of Investing You Need to Know

Investing seems so risky — and complicated. It really isn't, though, if you stick to the basics.

10 Weird Types of Insurance You Didn't Even Know About

Held for ransom? Killed someone via laughter? Lost a valuable body part? There's an insurance coverage policy for that.