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Staff Writer

Tim Lemke

Tim has been a personal finance writer for Wise Bread since 2013, and manages digital content for a Washington, D.C.-based foundation, the U.S. Chamber of Commerce Foundation.

Latest articles by Tim Lemke

Could Trump Bring Higher Interest Rates and Inflation? Consider These Money Moves

Will the fiscal landscape be different in 2017 during a Trump presidency? Here's how to get your money ready, either way things go.

8 Ways to Decide if It's a "Fund-Worthy" Emergency

You worked hard to build up your emergency fund for a rainy day like today. Is it raining hard enough to dip into your stash of cash?

6 Ways to Invest When You're In Debt

Investing and paying down debt? Yep, you read correctly. It's possible!

9 Things Football Teaches Us About Money

Nickel and dime packages in football aren't actually nickels and dimes. But they might be if you take the right lessons from the game.

7 Financial Reasons 2016 Needs to Be Over ASAP

Do you want off the roller coaster that has been 2016? Your finances probably do, too.

How the Pilgrims Did Personal Finance

The Pilgrims didn't settle the New World without knowing a little about finance. Here's what we know about their money matters.

8 Signs an ETF Isn't Right for You

There are thousands of ETFs out there. Before you go buying willy-nilly, you might want to make sure they're right for you.

The Frugal Colonizer's Guide to Getting to Mars

What if a trip to the red planet cost $200,000? Could you afford to go? Well, with these tips you just might!

7 Expensive Stocks That Are Totally Worth It

Make no mistake about it, these stocks are super-expensive — but they're not necessarily overpriced.

8 Money Lessons We Can Learn From Baseball

Our beloved national pastime can teach us a whole lot about hitting a home run with our money.

The Penalty-Free Way to Withdraw Retirement Money Early

For most retirement plans the penalty for early withdrawal can be hefty. Here's a surprising, if complex, alternative.

Change Jars and 8 Other Clever Ways to Build an Emergency Fund

You don't need a windfall to kick-start your savings. These baby steps will do just fine.

Rich People Spend $350K+ to Park Their Cars — Here's How We'd Spend it Instead

Would you pay for $350,000 parking? We sure hope not, when you could make these much smarter money moves instead

9 Threats to a Secure Retirement

What's keeping you from saving enough money for a secure retirement?

What Are Growth Stocks?

Looking to supercharge your portfolio? Here's how to find growth.

9 Costly Mistakes DIY Investors Make

Anyone can handle their own investments with the proper research. Anyone can also make these common DIY investor mistakes.

9 Smart Money Moves to Make Before the Holiday Season Begins

Holiday prep is more than just making a list and checking it twice. Get your finances in festive order, too!

6 Ways Meditation Can Make You a Money Master

Inner peace isn't just for your health. Mindfulness and patience could be the key to unlocking good financial management.

7 Reasons You Shouldn't Invest Like Warren Buffett

What works for the Oracle of Omaha might not necessarily work for you.

8 Times Cash Is Not King

Cash is super if you're 12 years old and want to go to the movies. But for the rest of us, the less cash, the better.