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Staff Writer

Tim Lemke

Tim has been a personal finance writer for Wise Bread since 2013, and manages digital content for a Washington, D.C.-based foundation, the U.S. Chamber of Commerce Foundation.

Latest articles by Tim Lemke

How to Retire Rich

You don't want to be just comfortable in retirement. Here's how to retire like a one percenter.

The Only 8 Rules of Investing You Need to Know

Investing seems so risky — and complicated. It really isn't, though, if you stick to the basics.

10 Weird Types of Insurance You Didn't Even Know About

Held for ransom? Killed someone via laughter? Lost a valuable body part? There's an insurance coverage policy for that.

7 Cool Things Bonds Tell You About the Economy

Bonds may not be the snazziest investment, but they sure can tell us a lot about how the economy is doing. Here's why it's smart to start paying attention to bonds.

9 Money Moves to Make the Moment Your Credit Cards Are Paid Off

Congratulations! You're finally free of credit card debt. Now what should you do?

11 Food and Beverage Stocks That Are Having a Good Year

Everyone's gotta eat, right? These food and beverage stocks will fill both your stomach and your investment portfolio.

9 Investing Questions You're Too Embarrassed to Ask

Don't let pride get in the way of your financial education. When it comes to your money, it's dumb not to ask the basic questions first!

9 Financial Moves You Will Always Regret

Life is best lived with no regrets. But if you make these money moves, you’re sure to have a few.

8 Things Everyone Should Know About the Commodities Markets

From cows to coffee, billions of dollars are lost and made trading commodities. Here's what you need to know — even if you're not a trader.

10 Boring Investments That Are Surprisingly Profitable

Just because an investment may lack charisma doesn't mean it can't make you money. Consider adding these wallflowers to your portfolio.

Are You Wasting $68,000 on Gas?

You may think you need to commute a long way to work. But how much is it costing you?

The 11 Oddest Things America Has Ever Taxed

No one likes to pay taxes. Especially when they're as off-the-wall as these.

Is Layaway Still Worth It?

Layaway faded away back in '90s, but this different way to pay is making a comeback. Is it worth it?

9 Ways Being Too Responsible Can Cost You

It's always smart to do the sensible thing, right? Usually — until being sensible starts costing you real money.

The 7 Debt Payoffs That Boost Your Credit Score the Most

If you've got more than one kind of debt to repay, target the debt that hurts your credit score the most and watch your rating improve — fast.

8 Reasons the Easter Bunny Should Give Money Instead of Candy

While you're letting your kids gorge on candy, consider weaving in these lessons in personal finance.

The 10 Biggest Lies We Tell Ourselves About Money

Who are you trying to kid, anyway? Quit telling yourself these major money lies.

7 Money Lessons We Can Learn From Beyoncé

Men and women alike can take away a few critical money lessons from Queen Bey herself.

11 Financial Moves to Make the Moment You Get Fired

Getting fired can feel like your world is falling apart. Make these financial moves right away and you'll start putting it back together again.

7 Investment Accounts All 30-Somethings Should Have

You're not a kid anymore. It's time for you, and your money, to grow up.