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Staff Writer

Tim Lemke

Tim has been a personal finance writer for Wise Bread since 2013. He has more than 20 years of experience writing about business for local and national publications. He is currently a freelance business writer.

Latest articles by Tim Lemke

How Job-Hoppers Can Keep Up With Their Retirement Savings

Job hopping is now the norm in the working world. Make sure to take your retirement savings along for the ride.

How Small Monthly Bills Slowly Wreck Your Annual Budget

Do you think of your expenses in terms of monthly payments? That mindset may be killing your finances.

Where to Invest Your Money After You've Maxed Out Your Retirement Account

You've done an unbelievable job of saving for retirement. Does this mean you're done stashing money away? Not quite.

8 Ways to Build Your Financial Self Esteem

Feeling down about money can keep us from taking smart financial steps. Go for these small wins and get back in the game.

8 Ways Retirees Can Spring Clean Their Finances

You're retired, but that doesn't mean your finances are. Take some time this spring to spruce up your money.

9 Ways to Vet Your New Employer

Your potential new employer wants to know everything about you. Do you know everything you need to know about them?

5 Ways to Safeguard Your Financial Future With Just $200

You don't need a lot of dough to safeguard your financial future. A couple hundred bucks is a good start.

9 Surprising Ways Marriage Can Make You Richer

Getting married can be one of the best financial decisions you'll ever make.

Tariffs: What They Are and How They Impact Your Finances

Tariffs have been in the news a lot lately. What are they, exactly, and what will they mean for your money?

7 Liabilities That Will Ruin Your Net Worth

Building net worth isn't just about generating income. It's also about getting your borrowing under control.

8 Startling Facts That Will Make You Want to Invest

Having trouble taking the plunge into investing? These eye-opening facts may shock you into action.

7 Reasons You're Never Too Old to Buy Stocks

You'll outgrow a lot of things as you age. Stocks won't be one of them.

9 Times Life Can Throw Retirement Off Course

Life happens. Don't let a major curveball impact your ability to save for retirement.

9 Ways to Reverse Lifestyle Creep

More money in your paycheck can mean more spending on stuff you don't need. Time to get things back under control.

7 Times Travel Insurance Is Worth It

Is travel insurance worth it? In these cases, the answer is definitely yes.

6 Confidence-Inspiring Facts About the Stock Market

Even after a tough couple of weeks, the market is still way, way up from its Great Recession lows. There, feel better?

6 Worries You'll Always Have No Matter How Rich You Become

Money can buy a lot of things, but it can't buy a worry-free life.

8 Common Causes of Debt — And How to Avoid them

Millions of Americans are saddled with debt. To truly get rid of it, you need to get to the root of the problem.

9 Warning Signs You Can't Afford That New House

If that new house puts the squeeze on your savings, your dream home can quickly become a nightmare. Here's how to tell if it's really too much.

8 Ways to Profit Off Your Cabin Fever

Winter has you stuck inside? Use your time away from the great outdoors to supercharge your finances.