401k

Boost Your Retirement Savings: Avoid 401(k) Fees

New rules will make it easier to monitor fees charged by your 401(k) account administrator. Here's how to avoid paying many of them.

Investing 101: 5 Essential Steps

Investing can be one of the most intimidating parts of personal finance. But if you follow these five steps, you'll be on your way to smart, sound investing.

Ask The Readers: When Did You Start Saving For Retirement?

Tell us when you started saving for retirement and we'll enter you in a drawing to win a $20 Amazon Gift Card!

4 Reasons Why a Roth IRA May be Better Than Your 401(k)

Which is better, a Roth IRA or 401(k)? A mix of both may be your best option - here's why.

Plan Now for Your 2011 Retirement Plan

The year isn't over yet, but it's not too early to think about setting up a qualified retirement plan for 2011.

Delayed Gratification and the Secret to Will Power

Saving is nothing more than delayed gratification in action, but trying to defeat our desires for instant gratification outright is often a dead-end endeavor. It's easier if you en

3 Easy Steps to Take for a Better 401k

Everyone should know the basics of asset allocation by now, or so you thought. Here's three other things you can do to help your 401k.

Clever Tax Move for the Un- and Under-Employed

There are a lot of people who used to have a good-paying job but who have been unemployed or underemployed for more than a year. If you're one of those people, here's a clever tax

Getting Fired? Ask One Question to Get Free Money

Getting fired is never easy. But being prepared can be the difference between walking out of HR's office with nothing and getting a nice chunk of money to help you in the future. H

The 10-Step Staircase to a Comfortable Retirement

The secret to saving enough for retirement is simple. Start early and increase the amount you save over time. For many people the hardest step on the journey is that first one.

Don't Despair Over Small Retirement Savings

If you quit checking your 401(k) balance last year, because the market crash made it too depressing, now might be a good time to take a fresh look. It'll still be well down from t

Optimize Your IRA and 401(k)

Your IRA and 401(k) (or 403(b) if you work for a non-profit) are great tools for deferring taxes, and have other advantages as well. But because they're labeled "retirement" accou

Retirement accounts and money to spend

Everybody knows that retirement accounts like 401(k)s and IRAs offer great tax advantages (and once upon a time--and maybe again someday--a corporate match). But people who have p

Funding your 401(k) when you're in debt

If there are two pieces of financial advice that get hammered more often than any others, they're "Get out of debt" and "Put enough in your 401(k) to get any corporate match." Wi

Should You Choose a Roth 401k or a Regular 401k?

Yesterday I was talking to a friend and he mentioned that his company just started offering the option of investing in Roth 401ks. He was wondering if he should stick with his regu

Left a job? Do a rollover.

I saw this poster on the window of a store-front brokerage firm office near the grocery store.  Although the firm in question has an obvious self-interest in getting you to consoli

Six Horrible Financial Products You Should Avoid

Dealing with financial products can be very confusing and stressful, but there are some products that you should absolutely stay away from for the sake of your financial health. Here are a list of six things I think people should avoid. [more]

10 Important Signs That Your Job Sucks

As someone who has had to make the decision to leave more than one lousy job, here's my 10 signs for knowing when to leave. I don't take the decision to quit lightly, and I don't t