America

Americans' savings rate up to almost 7% - who benefits?

Posted June 29, 2009 - 13:31 by Xin Lu

Personal Finance, Frugal Living, Lifestyle

According to the Bureau of Economic Analysis, the personal savings rate in May 2009 was 6.9%. This a 15 year high and a far cry from the negative savings rates of just a few years ago. Although a part of the increase in savings comes from the large stimulus bills passed recently, most of the increase seems to come from changes in Americans' spending habits. So who benefits from a higher personal savings rate?

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Patriotism and Personal Finance - A Brief Walk Through American History

Posted July 4, 2008 - 00:00 by Xin Lu

Personal Finance, Real Estate and Housing, Taxes

Child Saluting American Flag

To all the Americans out there, happy Independence Day! I think this a great day to reflect upon how personal finance and patriotism is so intertwined in America. So I dug up a few tidbits from American history and summarized them here.

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Jettison the junk: why clutter clouds your mind and saps your energy

Posted August 7, 2007 - 15:54 by Andrea Dickson

Lifestyle

lots of junk

There's a man who lives down the street from me who's a big fan of dumpster diving. And by "fan" I mean, that's all he does. His back yard is a sea of garbage. He has 30 broken refrigerators on his giant back porch. His truck, which is parked in front of my house, is overflowing with discarded junk like broken baby strollers, cardboard boxes, paving stones, and dried out cans of paint. He's impoverished. Yet he has all this crap lying around.

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