Usually it's smart to avoid a credit card with an annual fee. Do the hefty rewards and perks with these annual fee cards change the equation?
There are still many credit card users who refuse to pay an annual fee. [more]
Using a rewards credit card can net you lots of free stuff — if you're smart about it. Get the most value by following these suggestions.
Annual fees, grace periods, balance transfer options…it's a wonderful world of credit card jargon out there, and depending on your needs and planned u
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