Ask the Readers

Ask the Readers: Do you Return Gifts? (Chance to Win $10!)

We've all experienced a gift of a sweater that was too small (or worse yet, itchy). There are even tales of fine art presents that missed the mark of good taste and ended up hangin

Ask the Readers: What's Your Healthy New Year's Habit?

How will your health habits will change in January? Will you save money as a result? Or do you even bother waiting until the New Year (you can start now!)? We'd love to hear what o

Ask the Readers: Have You Ever Re-Gifted?

It's a sticky subject, but something that is very common. We're talking regifting, and with the economy making shopping new a little bit harder than last year, it's something that

Ask the Readers: Are Rebates Worth It? (Your Chance to win $10!)

Do you rebate? Are you smart about it? Do you buy stuff you don't even want or need so that you can eventually recoup all your money? Or do you avoid the practice altogether. We

Ask the Readers: Do You Do Black Friday?

I want to hear your thoughts on the all things Black Friday -- if you have any. Share them here in our comment thread or on Twitter, and you'll be entered to win one of two $10 A

Ask the Readers: Do You Have the Tools? (Chance to win MS Office!)

Since sharing is really what we want to be about, we don't just want to give you ideas -- we want to equip you with tools, as well! That's why in addition to this week's prizes of

Ask the Readers: How Do You Manage Stress and Spending? (Your Chance to Win $10)

What do you think about stress and spending? Are they closely related? Do you see one causing the other? Or are you in a place where you can manage stress and/or spending indepen

Ask the Readers: Is Now the Time to Shop?

Are you thinking that maybe, this year is a "special" year? Do you think it may be wise to buy as soon as possible, instead of waiting out the pending Black Friday tradition and t

Ask the Readers: Do Gift Cards Make a Good Gift?

What do you think? Are gift cards a cop-out or the perfect present for picky people? Do you find that they make the process of gifting easier? Would you prefer to receive one?

Ask the Readers: What Winter Savings Tip Do You Swear By?

It's here! Fall has arrived, and with it reports of frost, breezy evenings, and *gasp* snow! If you're not already thinking ahead to how you'll ever pay that ominous heating bill

Ask the Readers: Would People Be Shocked By What You Earn?

You don't have to live on either end of the earning spectrum to challenge the stigmas attached with your annual salary. Sometimes, we can fool others into thinking our lifestyle ma

Ask the Readers: Is a Penny Saved Really a Penny Earned?

You hear it all the time: A penny found here, is one you don't have to earn somewhere else. But with all the talks of skipping lattes to create huge financial gains down the road,

Ask the Readers: What are Your Best Entertainment Tips? (A Chance to Win Tickets to a Broadway Show!)

Broadway fans have seen the current economy cutting into their entertainment budget, often leaving them without room for tickets to some of the most magnificent shows in the U.S.!

Ask the Readers: Budgets - Are They "Hot" or Not? (Your Chance to Win $10!)

Was a firm financial goal something that drew you to your significant other? Was it even discussed? Did appearing to "keep up with the Joneses" have any influence on what finally

Ask The Readers: To Clip or Not to Clip? (A Chance to Win $10!)

Are you a coupon-clipper? Do you plan on becoming one? Have you shunned the practice out of principle, time, or apathy? Maybe you clip a little here and there, but leave the har

Ask The Readers: What is Your Personal Finance "Story?" (A Chance to Win $10!)

Everyone is writing a book these days (even a few personal finance blogs we know.. *ahem*). If you could, what would you call it? What would you cover? Answer for your chance to

Ask the Readers: I used to __, but now I __ to save money.

Fill in the blanks for a chance to win $10. Post in the comments, tweet your answer to @wisebread, or write a blog post to win 1 of 2 Am