balance transfer

Now Is the Best Time in Years to Do a Credit Card Balance Transfer

A credit card balance transfer is a good first step toward debt reduction and a sounder financial footing. Here's why you shouldn't wait to use one.

Credit Card Fees: Hidden and Otherwise

Annual fees, grace periods, balance transfer options…it's a wonderful world of credit card jargon out there, and depending on your needs and planned u

Dear Capital One

Dear Capital One, I think we need to have a talk. My beef with you has been documented here. Readers know that I tried, many a time, to get lower interest rates from you so I could pay down my debt faster. I have a good income. I have good credit. [more]