borrowing money

Where to Find Emergency Funds When You Don't Have an Emergency Fund

A costly emergency has sprung up. The only problem? You have a second emergency — no money to cover it. Here's where to find funds fast.

6 Foolish Ways to Pay Down Debt

You might think that any debt repayment strategy is a good one — but these wrong moves could leave you worse off. Don't try this at home!

How a Credit Card Cash Advance Costs You More Than a Purchase

The convenience of cash advance comes at a cost. Usually, a pretty steep one.

The Problem With Car Title Loans

A car title loan is one way to get cash really fast. It's also one way to lose cash, really, really fast.

5 Surprising Ways Revolving Debt Helps You

Some folks steer clear of revolving debt, but in truth, it can be surprisingly helpful.

5 Times It's Okay to Delay Retirement Savings

We'll just about never tell you to put off retirement savings. But in these extreme and temporary instances, it might be okay.

Never Borrow Money for These 5 Buys

You really, really want it... and oh, that credit offer just looks so tempting! But be forewarned — you'll regret it if you buy it.

5 Questions to Ask Before You Borrow From Your Retirement Account

You need quick money, and money is exactly what you have sitting in a retirement account. Is it okay to borrow from it?

Home Equity Loan or HELOC: Which Is Right for You?

You have equity in your home, and you need to borrow money. Should you turn to a HELOC or a home equity loan?

The 16 Cardinal Rules of Loaning Money to Friends and Family

Actually, the simplest rule is "Don't." But if you must, here's what you do to make it as painless as possible.

7 Times It's Okay to Raid Your 529 Plan

While you shouldn't tap a 529 plan willy-nilly, sometimes it's okay to dip into school savings, especially if you have better options.

10 Smart Ways to Get a Small Business Loan

It takes money to make money, and for small business there have never been so many ways to borrow some. How would a loan help your business grow?

4 Times It's Okay to Borrow From Your Life Insurance Policy

Borrowing from a life insurance policy is rarely a good idea, but the potentially lower borrowing costs can really help you out in a jam.

10 Terrible Loans You Should Avoid

When an emergency occurs — and you don't have an emergency fund — you may be need to borrow. Skip these terrible loan offers if you can!

Borrowing from Friends: The Friendship Killer

Friendships are regularly damaged or lost from loans going sour. These are loans that were given and received with the best of intentions, yet few friendships can bear this pressur