borrowing

6 Ways Life is Wonderful When You're Debt-Free

Living life free of debt can be really awesome. And we mean really.

How to Find Ethically Sourced Products You Can Afford

If the hefty price tag is dampening your enthusiasm for fair trade, get smart about sourcing your ethically produced must haves.

The 7 Debt Payoffs That Boost Your Credit Score the Most

If you've got more than one kind of debt to repay, target the debt that hurts your credit score the most and watch your rating improve — fast.

5 Big Ticket Wedding Items You Should Borrow Instead of Buy

Wedding season is fast approaching. Why not make your "Something Borrowed" work to your favor (and your budget)?

8 Signs You've Crossed From "Healthy" Debt to "Problem" Debt

There's a razor-thin line between "healthy" debt and a big financial problem debt. Have you crossed it?

6 Money Questions You Never Have to Answer

When Nosy Parkers start prying into personal money matters, here's how to shut 'em down.

Ask These 4 Important Questions Before Signing Any Loan

Before taking on any new debt, ask yourself these four questions. Are you ready for the financial commitment?

10 Stocks and Bonds That Will Profit From the Fed Rate Hike

The Fed raised interest rates for the first time in a decade. How will the market — and your portfolio — respond?

Should You Refinance Your Student Loan?

Student loan borrowers have lots of repayment options, including a growing number of refinance options. Here's what to look for.

Is It Ever Okay to Cosign a Loan?

Conventional wisdom says cosigning a loan is a major money no-no. But are there exceptions?

7 Penalty-Free Ways to Withdraw Money From Your Retirement Account

Borrow money from your IRA, penalty-free? It's possible in these seven scenarios!

10 Countries Where Banks Pay Crazy Interest Rates

If you think the interest rates of American banks are wacky, wait until you take a look at rates in these other countries.

4 Lenders That Love Millennials

Many banks and lenders are reluctant to lend to the Millennial generation. These four lenders, however, are betting the kids are alright.

7 Ways Paying Off Student Loans Early Can Boost Your Finances

Did college cost you a pretty penny? If you work hard to pay off those loans, you'll reap the benefits of a huge financial boost.

6 Times When It's Okay to Take a Loan

There's nothing frugal about borrowing to support a lavish lifestyle. But for essential big purchases, it's okay to visit your bank.

Stop! Is That Loan Too Big For Your Wallet?

You need to borrow money for a big purchase — how much can you really afford to borrow? Use these financial rules of thumb to find out.

6 Times You Should Never Take a Loan

You need money fast. Or do you? A loan should never be taken lightly and if you're buying something frivolous, or your credit is poor, reconsider.

10 Types of Friends Who Are Costing You Money

Remember how your mom was always wanted you to hang out with the "right" people? Yeah, that's good financial advice, too.

What the New Credit Card Formula Means for Your Wallet

FICO has a new formula for determining credit scores, and it should help borrowers. Find out how it might help you, too.

10 Things You Think Affect Your Credit Score — But Don't

Myths abound about what does and does not impact a credit score. Read this list of "Does Nots" and know why your score is gonna be fine.