borrowing

10 Things You Think Affect Your Credit Score — But Don't

Myths abound about what does and does not impact a credit score. Read this list of "Does Nots" and know why your score is gonna be fine.

6 Things Every College Student Must Know About Private Student Loans

Private student loans may look like a good way to fund your education, but there are a few things you should know before you sign the paperwork.

7 Delayed-Spending Tricks That Help Pay Off Debt

If you're willing to delay gratification and avoid purchases today — but not forever — you can save money now and eliminate your debt sooner.

The Best 10 Items to Borrow

Sharing seldom-used items among friends and neighbors is a great (and earth-friendly!) tactic for saving money. Here are the best things to borrow, not buy.

3 Costs Even the Lean Can Cut

You cut costs and weathered the recession. With the threat of a double-dip recession looming, you may have to find more to cut. Here are three places to look.

Try Social Lending as an Alternative to Banks

Your banker is not the only person with money to lend.

Going Into Debt Can Be Awesome

Debt can make or break you. Which one depends on how you handle it and the reasons behind the need for the money. Make the right choice and you can achieve even the impossible.

5 Loan Options for Those With Good Credit

Having excellent credit will allow you to have your pick of cheaper loans with potentially higher limits. To those who need financing, we offer a few suggestions where you can see

Freedom From the Day Job

Should you quit your day job to work for yourself? The answer might lie in defining what "work" actually means to you.

The Three Interest Rates

I got a notice from one of my credit cards a bit ago, announcing that they were raising the interest rate. It's only of theoretical interest to me, of course--I use credit cards f

Borrowers, lenders, and others--beware trusting the government

Having a prosperous country (as opposed to having merely a prosperous elite) depends fundamentally on the rule of law. The system can work adequately well with various sets of rule

Three bad ways to fund mortgage lending (and maybe a good way)

Any institution that wants to fund mortgages has a problem. They want to lend the money out for thirty years, but the money they have to lend comes from deposits that can be withdr

The whole sorry mess in one picture

How much money is there in the economy to borrow? Well, if you don't have foreigners lending you large amounts of money, and you don't have central banks creating large amounts of

Money to start your business--without banks or saving

Suppose you and your friends all want to start small businesses. You've all got money coming in, you're all in a position to save up some capital, but it would take you a year

When Should You Say No to Those Who Want to Borrow Money from You?

I think most of us have been asked to lend money to someone we know. No matter how close you are with the potential borrower, there are certain situations when you just have to sa