Posted September 21, 2009 - 07:00 by Paul Michael
As a writer for Wise Bread, I get a fair number of emails that actually offer advice, rather that asking for it. Most of the time that advice is sound. Usually, I will either already know about it, or feature it in an upcoming article. But occasionally I get stuff that makes me scratch my head. This is one list you do not want to miss.
Posted August 26, 2009 - 08:00 by Paul Michael
When I was a young lad, eating out was something of a luxury for my family. Most of our meals, at least 95%, were prepared and eaten at home. This was the model for most people my age or older. But these days, society has migrated to eating out of the home way more often. The result is that we’re spending a lot more on food than we used to. So, are there ways to chop the bill and eat out for less? You bet.
Posted June 1, 2009 - 05:40 by Philip Brewer
Many couples keep their finances partially (or even completely) separate. One big reason is that spending joint money on individual expenses can lead to disputes, and keeping separate accounts can reduce that. There is, however, another reason to keep some amount of personal money: Simplifying budgeting.
Posted May 26, 2009 - 09:50 by Myscha Theriault
When budget constraints hit, dating and romance take a serious back seat to a mortgage and general necessary living expenses. Whether you are single and dating, or married and maintaining a home, here are seven simple ways to bring on the romance without breaking the bank. (Warning: This article contains a couple of rather racy suggestions. Keep that in mind if you have children reading over your shoulder.)
Posted May 14, 2009 - 11:58 by Philip Brewer
Spend any time reading personal-finance blogs and you'll come across a particular kind of equal-and-opposite post: lists of luxuries. Half the posts will advocate giving up a few specific luxuries to live more cheaply. The other half have titles like "Three things I won't give up" or "Five luxuries that are worth the money." Both kinds of articles miss the point of luxuries: they're indefensible (and I mean that in a good way).
Posted April 30, 2009 - 03:28 by WC Porter
We hear it all the time: Time is Money. But do we really treat our time with the same respect we treat our money? If we really do believe that time is valuable shouldn't we be budgeting it out just as strictly as we do our money? Who knew playing video games (or trying to) could teach such an important lesson?
Posted April 6, 2009 - 09:47 by Paul Michael
It's not often I'm taken aback by the simplicity and power of an invention, but this one does it for me. It's cheap, anyone can make one and it literally changes lives. Welcome to the water-bottle lightbulb.
Posted April 2, 2009 - 06:20 by Philip Brewer
Something of an exaggeration, of course--a one-person household can be very frugal. But there's an underlying truth: A household is only as frugal as its least-frugal member.
Posted March 24, 2009 - 13:15 by Paul Michael
Stateless systems are at it again. I’m a huge fan of their two biggest sites, BugMeNot (a way to bypass compulsory website registrations) and RetailMeNot (a vast coupon codes site). Now with BeatMyPrice, they’re turning competitive shopping and price comparison searches into a game. And we’re all winners.
Posted March 5, 2009 - 08:50 by Paul Michael
I’m not in college any more, thank goodness, but I remember every penny-pinching moment. Some days I hardly had enough money for food, mainly because the materials and textbooks I had to buy ripped a hole in my pocket the size of the Grand Canyon. And so I’m always on the lookout for ways to help out college students. Today, I found two.
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