How do you defend your luxuries? Easy: You defend them to yourself, not to some other guy.
by: Philip Brewer | channel: Personal Finance, Frugal Living
We hear it all the time: Time is Money. But do we really treat our time with the same respect we treat our money? If we really do believe that time is valuable shouldn't we be budg
by: Carlos Portocarrero | channel: Personal Finance, Budgeting, Productivity
It's not often I'm taken aback by the simplicity and power of an invention, but this one does it for me. It's cheap, anyone can make one and it literally changes lives. Welcome to
by: Paul Michael | channel: DIY, Green Living
Something of an exaggeration, of course—a one-person household can be very frugal. But there's an underlying truth: A household is only as frugal as its least-frugal member.
Stateless systems are at it again. I’m a huge fan of their two biggest sites, BugMeNot (a way to bypass compulsory website registrations) and RetailMeNot (a vast coupon codes site)
by: Paul Michael | channel: Personal Finance, Frugal Living, Consumer Affairs, Shopping
I’m not in college any more, thank goodness, but I remember every penny-pinching moment. Some days I hardly had enough money for food, mainly because the materials and textbooks I
by: Paul Michael | channel: Frugal Living, Shopping
My wife brought this to my attention. I’m not an avid Oprah viewer, but usually when I tune in I hear good advice. And with the help of financial guru Suze Orman, she’s asking fami
by: Paul Michael | channel: Personal Finance, Frugal Living, Budgeting, Consumer Affairs, Credit Cards, General Tips, Green Living, Lifestyle, Shopping
The first few years after I got out of college my finances were seriously out of control. I was making pretty good money, but I was spending all of it. Worse, I wasn't keeping tr
by: Philip Brewer | channel: Personal Finance, Budgeting
The New Year usually brings about two very common goals for most people: Getting in shape and getting their finances under control. Dieting is the number one method of achieving t
by: Linsey Knerl | channel: Frugal Living, Budgeting, Health and Beauty
Budgets tend to focus on needs--food, shelter, heat, light, transportation, and (of course) taxes. They also provide for wants, but generally the smaller, shorter-term wants--cabl
Typical personal finance advice would have you divide your budget categories into two groups: Your fixed expenses and your discretionary expenses. I generally don't like that dis
by: Philip Brewer | channel: Frugal Living
That’s the advice from a beautifully-executed campaign from Denver Water, right here in my own backyard of Colorado. The campaign (created by Sukle Advertising, a very smart, strat
by: Paul Michael | channel: Frugal Living, Consumer Affairs, General Tips, Green Living, Shopping
Going to the supermarket and sticking to a list is an exercise in discipline and requires fortitude and resilience of epic proportions. Employing tips like “don’t shop when you’re
by: Nora Dunn | channel: Life Hacks, Shopping
I remember saying to my dad, a long, long time ago, that I really needed a whole bunch of He-Man action figures for Christmas. Oh, and Battlecat, too. My dad looked at me, a hopefu
by: Paul Michael | channel: Personal Finance, Frugal Living, Budgeting, Consumer Affairs, Food and Drink, General Tips, Shopping
Do you feel lost at the very idea of having a budget, let alone a comprehensive financial plan? Does it make your head hurt to think about how much you make and how much you spend?
by: Sarah Winfrey | channel: Personal Finance
We’ve all been there. You open a present with giddy anticipation, ripping the gift wrap away like a 10 year old on a sugar high. And then, as you open the box and peek inside, your
by: Paul Michael | channel: Frugal Living, Life Hacks, Budgeting, Consumer Affairs, General Tips, Shopping
Making and sticking to a grocery budget hasn't just helped our finances -- it's taught us a thing or two about money, food and life.
by: Carrie Kirby | channel: Shopping
It’s getting to be unbearably hot in many areas of the country, and frozen treats are a healthy way to cool off. With ice cream bars running $5 a small box locally, I went on a se
by: Linsey Knerl | channel: Frugal Living, Life Hacks, DIY, Food and Drink
There are a lot of budget templates out there. Any will serve the purpose, and if you've got one that's working for you, that's a good enough reason to stick with it. If you don'
by: Philip Brewer | channel: Budgeting, Insurance
My very first experience running a household was in 1980, just as the last big inflation was spiking up over 10%. My carefully constructed budget was completely destroyed by price
by: Philip Brewer | channel: Personal Finance, Budgeting, General Tips
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