budget

How the rich stay rich; a lesson in lateral thinking

A friend recently told me the story of how a millionaire thinks. Not every millionaire of course, just one in particular. It's ingenius, as you will discover. But it really mad

Debt repayment is not an expense

Over and over again, in budgeting articles and even books on personal finance, I see sample budgets that include debt repayment as if it were an expense. This shows a fundamental

101 things to do with a $1 bill.

What can a dollar buy you these days? Certainly not a gallon of gas, which it could have done 6 years ago. Anyway, this idea actually came out of a lunchtime chat with some friends. [more]

Ponder it: to budget or not to budget

Some of us need or want a budget, some of us don't. Here are some tips for deciding which category you're in. [more]

Budgeting for the rest of us, or How to follow a budget without breaking down in tears

Budgeting can be difficult. For some people (like me!), it brings up things that they may not want to see. For others, it's a necessary but frustrating tool to curtail spending, or a painful reminder of how much they overspent, yet again. [more]

Pet Peeves Part 1: Couture Critters Are Expensive!

It costs a pretty penny to lavish your fur baby in the life of luxury.

Balancing Act: The Perils of Budgeting

Tackling a budget requires you to do one big thing with your finances — find the balance.