budgeting

Looking On The Bright Side: How to Find A Silver Lining In The Current Financial Crisis

Posted October 19, 2008 - 11:20 by Kate Luther

Personal Finance, Frugal Living, General Tips, Making Extra Cash, Shopping, Lifestyle, Real Estate and Housing, Credit Cards

Every Cloud Has A Silver Lining - Image Courtesy of Stock XChng

While this might be the biggest economic disaster of our generation, it might not be the big bad wolf that we all think it is. Quite the contrary, this little financial lesson might teach us more than humbleness... we might just come out better all the way around.

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Financial Peace in Hard Times

Posted September 30, 2008 - 07:08 by Catherine Shaffer

Frugal Living, Lifestyle, Budgeting, Credit Cards

Six months ago, I had plans. Lots of them. Career plans. Vacation plans. Financial plans. Then everything fell apart. My mother became ill. She had already been ill, having been diagnosed with cancer in 2005. However, her general health deteriorated drastically in March, and there followed five weeks of hospitalization, followed by a major life change. She moved in with me, and I became her primary caregiver.

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Refactor your budget categories

Posted May 17, 2008 - 08:02 by Philip Brewer

Budgeting

Budget pie chart

There are a lot of budget templates out there. Any will serve the purpose, and if you've got one that's working for you, that's a good enough reason to stick with it. If you don't have a budget, though, or if you're going to be changing your budget categories around for some other reason, I've got some thoughts on what makes a good category.

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Make Grocery Budgeting A Game, The Price Is Right Style

Posted May 15, 2008 - 14:40 by Jason White

Personal Finance, Shopping, Budgeting

Growing up, I stayed with my grandparents during the day on summer breaks from school. Our mid-mornings were usually spent casually watching The Price is Right. Maybe those Showcase Showdowns ingrained something in my frugal memory bank, because my family now enjoys a grocery budgeting game with similar rules.

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What if energy costs keep rising?

Posted May 9, 2008 - 05:15 by Philip Brewer

Budgeting, Cars and Transportation

Last year's gas prices

I don't know if energy costs will keep rising.  Nobody does.  Even with recent growth in China, India, and elsewhere, the US still consumes 25% of the oil produced world-wide, so a severe recession in the US could easily cut total demand enough to bring the price down.  Recession or not, I think the medium-term trend in energy costs is up.  Just in case I'm right, you ought to have plan for that.

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Budgeting in a time of inflation

Posted April 23, 2008 - 04:30 by Philip Brewer

Personal Finance, General Tips, Budgeting

Draft budget

My very first experience running a household was in 1980, just as the last big inflation was spiking up over 10%.  My carefully constructed budget was completely destroyed by prices that were rising by 1% every month.  Since then, I've given considerable thought to how to deal with just that situation.  Since history seems dangerously close to repeating itself, it's a timely topic.

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Stash Your Cash with Pump Action Portion Control

Posted March 2, 2008 - 09:21 by Myscha Theriault

Budgeting

Is heavy handed product use driving your budget into the financial ditch? Blowing through shampoo, salad dressing, ketchup and shower gel faster than you clip coupons to compensate?  Maybe you just want an easier way to mix drinks at the bar. Whatever your reasons, I’ve compiled a list of suggestions and resources for using the power of pump dispensers to redirect your lost dollars back into your bank account. Read on for more details.

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Join America Saves Week February 24 to March 2nd

Posted February 25, 2008 - 12:03 by Xin Lu

Personal Finance, Frugal Living, Announcements

This week is officially America Saves Week 2008. This is a campaign started in 2007 by many government agencies and private entities to encourage Americans to save because the personal savings rate of Americans is nearly zero. This year the focus is on automatic savings. Read on to see what the campaign is all about!

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What is keeping you from a life of financial independence?

Posted February 20, 2008 - 17:11 by Xin Lu

Personal Finance, Frugal Living, Lifestyle, Investment, Real Estate and Housing

My goal has always been to work for ten years and then have enough financial freedom to do whatever I want to do. Whenever I tell people this they seem to be rather incredulous and sometimes say things like, "sure, you could try." Even though I am quite young, I have met enough people to see what keeps them from quitting their jobs and living a life of financial independence. Read on for a few of my observations.

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Keeping The Budget In Budget Travel

Posted February 17, 2008 - 20:17 by David DeFranza

Budgeting

The budget traveler's terminal

To save money for your vacation you crafted a detailed budget and stuck to it. Now, with your bags packed and ticket in hand, you are ready to put all the of preparation and planning into action and enjoy your travels. When you leave the airplane, it is easy to forget the months of work that made this experience possible. This is a good thing. But, if you are a budget traveler, you cannot forget to pack the budget.

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