capital

Retirement on the installment plan

Posted 8 weeks 4 days ago by Philip Brewer

Among the fraction of the population who manage to put money aside, many view their investments through the lens of retirement. They've got a number in mind--call it $X--enough that they never need to work again. Until they've got that, they're stuck working away at the daily grind. There's another way to do it, though. Make your goal to live live on your own terms for the whole length of it, not just for a little while at the end.

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How much do I need to retire? How much can I spend?

Posted 18 weeks 2 days ago by Philip Brewer

Personal Finance

Especially for people hoping to retire early, but also those just hoping they can retire at all, there's the question, "How much money do I need?" People who are already retired want to know "How much can I can spend, without running out of money?" Some people refer to the answer to the first question as "The Number." Really, though, these are both the same question.

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On the importance of having capital

Posted 37 weeks 5 days ago by Philip Brewer

Frugal Living

One of the most frugal things you can do is have capital. Whether it's money in the bank or a nice chunk of reasonably liquid investments, having capital not only makes money (through the investment return), and gives you security and flexibility, it also cuts your expenses.

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